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Your First Semester | What Professors Expect | Money Saving Tips

Lowell | Fall 2026

Start Strong: Thriving in the First Semester

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WELCOME TO COLLEGE LIFE Dear Students and Families,

Welcome to a new academic year—and one of life’s most exciting transitions, filled with possibility and growth. Whether you’re moving into a residence hall, saying goodbye after move-in weekend, or simply wondering what the weeks ahead will bring, know this: it’s completely normal to feel a mix of excitement, anticipation, uncertainty, and even a little anxiety. Starting college is a milestone not only for students, but for families as well. This Fall edition of University Living Magazine was created to help you navigate those first few months with confidence. Inside, you’ll find practical advice for managing classes, building friendships, living with roommates, developing healthy routines, and making the most of campus resources. We’ve also included guidance for parents as your role shifts from daily manager to trusted mentor—offering encouragement while giving your student the space to grow. This issue is built around one central idea: starting strong matters. The first semester lays the foundation for everything that follows. It’s a time to build healthy habits, establish meaningful relationships, ask for help when needed, and embrace opportunities that foster confidence and independence. Students don’t need to have everything figured out— they simply need to stay curious, stay engaged, and keep growing. Whether you’re beginning your first year or supporting someone who is, we hope these pages provide practical tools, reassurance, and encouragement for the journey ahead.

Publisher University Living Magazine is published by CollegiateParent®, a division of College & Military Marketing Group, LLC. editor@collegiateparent.com parent.com Contact: editor@collegiate Design Grace Cassara | gcassarar@collegiateparent.com gcassarar@collegiate parent.com Advertising Inquiries (866) 721-1357 | sales@collegiateparent.com sales@collegiate parent.com University Living Magazine Dept# 5934, PO Box 25008 | Bradenton, FL 34206 (866) 721-1357 | Collegiate CollegiateParent.com Parent.com Copyright © 2026 CollegiateParent, LLC. All rights reserved.

Here’s to new beginnings, meaningful connections, and a semester filled with growth, discovery, and opportunity. Welcome to University Living. Welcome to college. We wish you a successful and memorable semester.

The Team at CollegiateParent 4

CONTENT WELCOME TO COLLEGE LIFE

SOCIAL LIFE & BELONGING

MONEY MATTERS

The First Semester: What Matters Most

16 Making Friends and Finding

24 Navigating the Hidden

Letting Go Without Losing Connection

18 Beyond Classes and Grades

10 What No One Tells You About

Your Place

19 Sharing a Space: Conflict,

Cleanliness & Communication

the Transition to College

ACADEMICS: STARTING STRONG

12 Choosing a Major -

or Changing Your Mind

14 How College Classes Really Work

15 Time Management Tips

Financial Risks of College Life Spending Money in College: How Much Is Enough?

28 Don’t Leave Free Money on the Table

HEALTH, SAFETY & WELLBEING

PERSPECTIVE: THE COLLEGE JOURNEY

20 Taking Care of Yourself:

30 How Support Changes from

Sleep, Stress & Mental Health

22 Safer From Day One 23 Alcohol, Boundaries &

Smart Decision-Making

Freshman to Senior Year

32 Sophomore Slump Is RealBut It Doesn’t Have to Be

33 Start Earlier Than You Think: Internships, Career Fairs & Resume Building

Checklist 5

WELCOME TO COLLEGE LIFE

The First Semester:

What Matters Most

After months of applications, campus tours, decisions, packing, and preparation, move-in day arrives. Suddenly, your student is standing in a residence hall, meeting new people, and beginning an entirely new chapter.

lthough every student’s journey is unique, the first semester often follows a predictable rhythm. Knowing what to expect can help families approach the transition with confidence and perspective.

Uneasiness and Excitement As students settle in, they may quietly wonder: Will I make friends? Will I fit in? Can I handle the workload? For some, these worries pass quickly. For others—particularly introverted students or those far from home— the adjustment takes longer. Parents can help by listening without immediately trying to solve problems and encouraging students to use campus resources. Resident Assistants, academic advisors, and student success staff can provide guidance. Above all, students need reassurance that uncertainty is normal. The early weeks also offer a fresh start. Students are meeting people, exploring interests, and discovering

who they want to become. Even those who appear confident may be experiencing self-doubt. Meaningful relationships take time, and the first people students meet may not become lifelong friends. Encourage your student to continue attending events, exploring organizations, and meeting people throughout the semester.

Freedom, Confidence, and Belonging College introduces a new level of independence. Students must manage their time, balance responsibilities, and ask for help when needed. At first, that freedom can feel overwhelming. Gradually, they establish routines, find favorite study spots, and build confidence through small successes. Campus involvement can also create a sense of belonging. Organizations, events, volunteer opportunities, recreation, campus

jobs, and relationships with professors and staff all offer ways to connect. Belonging rarely happens overnight, but involvement gives it room to grow.

Hurdle One: Homesickness Many students experience homesickness during the first semester. It may appear after move-in excitement fades or follow a difficult exam, roommate disagreement, or reminder of home. It can look like loneliness, anxiety, irritability, self-doubt, or questioning whether college was the right choice. Parents should expect the call—the one where a student says they don’t fit in, miss home, or want to see the family dog. Most students need a listening ear and reassurance that these feelings are normal. Talking through their emotions and reconnecting with campus activities may help. If homesickness continues, a visit home or a family visit to campus may be beneficial. Families should consider what best supports their student’s well-being. Homesickness does not mean college isn’t working. It often means students are building a new life while valuing the one they came from.

Homesickness

Checklist

Family Weekend

Supporting Independence

Family Weekend offers a chance to see college through your student’s eyes. Exploring campus, meeting friends, attending events, and sharing a meal can provide valuable insight into how the transition is going.

Colleges expect students to make decisions, advocate for themselves, and communicate directly with faculty and staff. Privacy laws also limit what institutions can share with families. Parents naturally want to help, while students want greater independence.

An ordinary place—a favorite coffee shop, residence hall lounge, or campus job—may hold special meaning. These places often represent growing independence and ownership of the college experience.

Hurdle Two: Academic Adjustments College courses require students to manage their time, engage deeply with material, and take responsibility for learning. Even high-achieving students may receive a disappointing grade. A difficult exam or critical feedback does not mean they are incapable; it often signals that they are adapting to new expectations.

Finding the right balance takes time. Students still need support, trust, accountability, and open communication— just in a different form. By the end of the semester, students have navigated new relationships, increased independence, and unfamiliar academic expectations. They may return home with new interests, opinions, and perspectives. College is not only about earning a degree; it is about growth. The students who thrive are not necessarily those who have everything figured out. They are the ones who remain engaged, ask for help, and keep showing up.

Rather than focusing on individual grades, parents can encourage habits that support long-term success: attending class, completing assignments, developing study routines, using tutoring services, and meeting with professors.

Stay connected with family— but don’t live on your phone.

Say yes to campus events and invitations.

Build a daily routine. Spend time outside your residence hall.

Give yourself grace during the adjustment.

Reach out if you’re struggling. Remember Missing home doesn’t mean you don’t belong at college. It means you came from a place where you were loved. With time, new routines, and meaningful relationships, college can begin to feel like home, too.

WELCOME TO COLLEGE LIFE

Letting Go Without Losing Connection How Parents Can Support Independence While Staying Close

he transition to college is a milestone for students, but it also marks a significant change for parents. After years of managing schedules, offering advice, and solving problems, parents must adjust to watching their students make decisions and navigate challenges on their own. The goal isn’t to disconnect, but to redefine the relationship. College students still benefit from interested, loving parents; they also need room to solve problems, make mistakes, and build confidence in their abilities. The challenge is learning to let go without losing connection.

Creating Room for Growth College is about more than earning a degree. It is a time when students discover who they are, what they value, and how to navigate the world independently. That growth often comes through experiences parents cannot—and should not—control. A student may change majors, struggle in a class, experience roommate conflict, or miss an important deadline. Although the instinct may be to step in, students often grow most when they work through difficulties themselves. Parents can support that development by becoming coaches rather than rescuers. When a student calls with a problem, begin with questions: What steps have you taken? Who on campus might be able to help? This approach encourages students to consider solutions while reminding them that support is still available.

Encouraging Students to Seek Help Colleges offer extensive academic, social, and emotional support. Advisors, Resident Assistants, tutoring centers, counseling services, professors, career offices, and peer mentors are all available to help students succeed. The greater challenge is persuading students to use these resources. Many first-year students assume independence means handling everything alone. Parents can remind them that asking for help is not a failure of independence, but an essential part of it. Sometimes the most useful response is simply, “That sounds difficult. Have you talked with your professor, advisor, or another campus resource?” Families should also focus on meaningful conversations rather than frequent status reports. Instead of asking for a daily account, try questions that

invite reflection: What was the highlight of your week? What surprised you? What are you enjoying or learning? Some students call daily; others check in once or twice a week. Communication patterns will change, and that is normal. A delayed response may simply mean a student is becoming busy and engaged in campus life.

“Understanding what we and our children are going through reduces our anxiety and validates our reality. It opens our eyes so that we can see what our children’s world is like; it allows us to listen and communicate more effectively. It frees us to help our children become themselves.”

Building Confidence Through Experience Independence begins with ordinary responsibilities. Managing appointments, finances, prescriptions, laundry, calendars, and conversations with professors helps students develop practical skills. Allowing them to take ownership sends an important message: “I trust you to handle adult responsibilities.” No student navigates college perfectly. There will be disappointing grades, missed opportunities, difficult conversations, and poor decisions. These

moments can be uncomfortable, but they are often valuable teachers. Parents can offer perspective without taking control. Ask what happened, what the student learned, and what they might do differently next time. Resilience develops when students discover that they can recover from setbacks and move forward.

Supporting Who They’re Becoming College is also a period of exploration. Students may develop new interests, consider unexpected careers, change majors, or adopt perspectives that differ from their families’ expectations. One of the greatest gifts parents can offer is acceptance. Stay curious about who your student is becoming. Ask questions, listen, and remember that this is their journey. The college years begin a new chapter for the entire family. Parents do not need to disappear from their student’s life; they need to become involved differently. Listening, encouraging, guiding, and trusting create the conditions in which independence can flourish. The strongest parent-student relationships are not built on constant oversight. They are built on mutual trust, respect, communication, and support. Letting go simply means making room for students to become themselves.

WELCOME TO COLLEGE LIFE

What No One Tells You About the Transition to College A Recent Graduate Shares What They Wish They Knew

EFORE COLLEGE, I received plenty of advice: Study hard. Get involved. Go to class. Meet people. Manage your time. Think about your future. It was all well-intentioned, but it left out some of what matters most. Looking back, here is what I wish I had known during those first weeks on campus.

Nobody Has It Figured Out During the first few weeks, it may seem as though everyone else is making friends effortlessly and adjusting perfectly. They aren’t. The student down the hall who appears completely at ease may be questioning whether they belong. The person beside you in class may be worried about making friends. Even the student posting photos from every event may feel homesick when the day ends. Most people are doing their best while carrying similar questions and

insecurities. Recognizing that you are not alone makes the transition easier. You also don’t need to have your future mapped out. Many students arrive under pressure to choose a major, identify a career, and determine where their lives are headed. Yet students change majors, discover unexpected interests, and encounter opportunities that alter their plans. College prepares you for a career, but it also helps you discover your strengths, interests, and values. Give yourself permission to explore. Your future does not need to be decided during your first semester.

Make Room for the Unexpected Some of college’s most meaningful growth happens outside the classroom. Organizations, campus jobs, leadership roles, volunteer projects, and the people you meet may shape you as much as your coursework. Attend an event. Join a club that sounds interesting, even if your friends aren’t going. Take a class outside your major or introduce yourself to someone new. You do not have to try everything, but don’t allow fear to make every decision. That openness matters when forming friendships, too. During orientation, students often feel pressure to find their group immediately. The people you meet during your first week may become lifelong friends—or they may simply help you through the beginning. Both outcomes are okay. Close friendships often develop later through a class, organization, campus job, study group, or unexpected conversation. If you haven’t found your people right away, you haven’t missed your chance.

Give Yourself Time The transition to college is not a straight line. You may feel excited one day and homesick the next, love one class and struggle in another, or feel connected one week and lonely the following week. These changes are part of the process. You do not have to adjust perfectly or have everything figured out. You simply have to keep showing up, learning from setbacks, and allowing yourself time to grow. If there is one thing I wish someone had told me before college, it is this: You belong here—not because you have all the answers or have already planned your future, but because you earned the opportunity to be here. College is a place to learn, grow, stumble, recover, and discover who you are. The friendships, confidence, and direction will come. For now, be present, stay curious, and remain open to where the experience may lead.

You belong here. Not because you have all the answers, know exactly where you’re headed, or are the smartest person in the room. You belong because you’ve earned the opportunity to be here—and because college is a place to learn, grow, stumble, recover, and discover who you are. Give yourself time. The friendships, confidence, and direction will come. For now, be present, stay curious, and embrace the journey. You may be surprised by where it leads.

ACADEMICS: START STRONG

Choosing a Major— or Changing Your Mind: Why It’s Okay Not to Have Your Entire Future Figured Out “What’s your major?” may be one of the most common questions college students hear. For some, the answer comes easily. Others are still deciding, and many will give a different answer a semester or two from now. If you haven’t chosen a major—or you’re questioning the one you selected—you are far from alone. College gives students opportunities to explore new subjects, recognize their strengths, and discover careers they may never have encountered in high school. Taking time to make a thoughtful choice is often better than rushing into a program that doesn’t fit.

A Major Isn’t Always a Career

Thinking About Changing Majors?

Choosing a major can feel like deciding the course of your entire life, but the connection between a degree and a career is not always direct. Many graduates eventually work in fields unrelated to their undergraduate majors

Changing majors is common. New courses, internships, research, and campus involvement often introduce students to interests they could not have anticipated when they first enrolled.

Employers value communication, critical thinking, teamwork, leadership, and problem-solving—transferable skills that can be developed through many areas of study and applied across a wide range of careers.

Before making a change, meet with your academic advisor to understand how it may affect your graduation plan. Determine which completed credits will still count and whether a related major might provide a better fit without adding unnecessary time. A thoughtful conversation now can help prevent complications later.

Some professions, including nursing, engineering, accounting, and education, require specific academic preparation. For many students, however, college is less about finding one “perfect” major and more about building knowledge, developing useful skills, and discovering where their interests may lead.

Explore With Intention If you are undecided, don’t simply wait for clarity to arrive. Use your first year to explore with purpose. Take an interesting elective, visit the Career Center, and talk with professors or advisors. Clubs, campus organizations, research opportunities, and conversations with upperlevel students can also provide valuable insight.

Questions to Ask Yourself When weighing your options, think beyond job titles and ask yourself: → Which classes do I genuinely enjoy? → What kinds of problems do I like solving? → Which activities hold my attention? → What type of work environment appeals to me? → Have I discussed my options with an advisor or career counselor?

The more actively you explore, the better prepared you will be to make an informed decision.

Note to Self Choosing a major does not require having your entire future mapped out. It means taking the next step with curiosity, purpose, and an open mind. College is not only where you earn a degree. It is where you begin discovering the work—and the life—that may fit you best.

ACADEMICS: START STRONG

How College Classes Really Work What I Wish I Had Known Before My First Semester

efore college, I thought I understood how classes worked. I had earned good grades and learned what teachers expected, so I assumed college would be a more challenging version of the same experience.

I quickly discovered otherwise. The biggest surprise wasn’t the harder coursework; it was realizing that no one was monitoring whether I kept up. In high school, teachers often provide reminders and check in when grades slip. In college, students must manage those responsibilities themselves.

Showing Up and Speaking Up Even when attendance isn’t required, consistently going to class is one of the most important habits a student can develop. Professors explain concepts, clarify assignments, emphasize key material, and answer questions. Missing class means missing more than notes.

Take advantage of office hours, too. Most professors want their students to succeed. Introduce yourself, ask questions, and seek help before you begin struggling. Those relationships can lead to greater understanding, mentorship, recommendation letters, and future opportunities.

Taking Ownership of the Work College grading may also come as a surprise. While high school grades often come from numerous assignments and quizzes, a college course may rely on only a few major exams, papers, or projects. When each assignment carries significant weight, students cannot wait until midterms to assess their progress. Read the syllabus, track deadlines, and begin assignments early. Class time is only part of the commitment. Much of the learning happens through reading, studying, writing, reviewing notes, and preparing for exams. College is

built around independent learning, and students must learn to structure that time themselves.

Learning From Setbacks Many students eventually receive a disappointing grade. It can be discouraging, especially for those who excelled in high school, but one grade does not define an entire college experience. Treat setbacks as information rather than proof that you do not belong. Talk with your professor, adjust your study habits, and use academic support services when needed. The students who thrive are not necessarily the smartest people in the room. They are the ones who attend class, remain engaged, ask questions, and take ownership of their education. You do not have to understand everything on the first day. Be willing to learn—not only the course material, but also how college works. That is where success begins.

YO U R FI R S T-S E M E S TE R ROA D MA P

Three Steps to a Strong Start 1

FIRST WEEK

FIRST MONTH

ALL SEMESTER

Read every syllabus and add important dates to your calendar.

Attend every class, visit a professor during office hours and find your best study space.

Ask for help before you feel overwhelmed.

RE M E M B E R Everyone is learning how college works. 14

ACADEMICS: START STRONG

Time Management Tips for College Success A Simple Checklist for Staying on Track One of the biggest differences between high school and college is that no one is managing your time for you. Professors expect students to keep track of assignments, deadlines, readings, and exams independently. The good news? A few simple habits can make a huge difference.

Get Organized

Avoid Common Pitfalls

■ Read every syllabus during the first week

■ Don’t assume you’ll remember important dates

■ Add exam dates, assignment deadlines, and important events to your calendar

■ Don’t wait until you’re overwhelmed to ask for help ■ Don’t let social media steal your study time

■ Choose one planning system and use it consistently (paper planner, phone calendar, or app)

■ Don’t confuse being busy with being productive

■ Check your schedule every morning

Weekly Success Habits

Plan Ahead

■ Attend every class ■ Review notes within 24 hours

■ Break large assignments into smaller tasks

■ Visit office hours when you have questions

■ Start projects at least one week before they’re due

■ Complete readings before class whenever possible

■ Schedule study time before you need it

■ Set goals for the upcoming week

■ Review upcoming deadlines every Sunday evening

Create Study Habits

REMEMBER

■ Find a study space with minimal distractions

Time management isn’t about filling every hour of the day. It’s about making intentional choices with your time so you can succeed academically, stay involved on campus, and still enjoy the college experience.

■ Study between classes instead of waiting until the night before ■ Schedule short breaks to stay focused ■ Form a study group or find an accountability partner

Small habits practiced consistently often make a bigger difference than last-minute cramming.

■ Review upcoming deadlines every Sunday evening

SOCIAL LIFE & BELONGING

Making Friends & Finding Your Place

A Few Things I Wish Someone Had Told Me

Before college, I worried about plenty of things. Would my classes be difficult? Would I get lost on campus? Would I remember to do my laundry? If I’m honest, though, what concerned me most was making friends. I wanted to find my people, fit in, and feel at home. What I didn’t realize was that nearly everyone around me wanted the same things. During those first weeks, it may seem as though other students are making friends instantly. They gather in residence halls, post photos together, and make weekend plans. From the outside, it can look like everyone else has already found their place. They haven’t. Most students are trying to appear confident while feeling nervous themselves. Even outgoing people may be wondering whether they will fit in. That awkwardness is a normal part of the transition.

Finding Your People Takes Time One of college’s biggest myths is that you will meet your closest friends during orientation or move-in weekend. You might—but you might not. Some of my strongest friendships began months after classes started. I met people through a club meeting I almost skipped, group projects, campus jobs, and conversations before class. The people you meet first may become lifelong friends, or they may simply help you through the beginning. Both outcomes are valuable. If you haven’t found your people immediately, you are not behind. Most friendships develop gradually through shared interests and repeated interactions.

Look for Opportunities, Not Friends The best advice I received was to stop concentrating on finding friends and look for opportunities to get involved. Clubs, campus events, volunteer projects, intramural sports, study groups, and campus jobs naturally bring people together. Spending time with people who share an interest gives relationships room to grow.

During your first semester, try saying yes a little more often. Attend the club meeting, accept an invitation to lunch, or study with classmates. Not every experience will lead to a lasting friendship, but some will introduce you to people who become an important part of college life. You don’t need to attend everything or become the most outgoing person on campus. Small choices—a conversation before class or an invitation to coffee—can begin a connection.

Keep Showing Up There may be days when it seems everyone else has found their place. Building a community takes time. The students who eventually find their people are often those who keep trying, even when it feels uncomfortable. They attend the event, start the conversation, and return the following week. Little by little, campus begins to feel smaller and more familiar. College isn’t about knowing everyone; it’s about finding a few people who make the place feel like home. Give yourself time and be patient with the process. Chances are, the people you hope to find are looking for you, too.

Everyone feels awkward at first, and most friendships take time. You don’t need a large social circle; sometimes one good friend is enough to make a big campus feel much smaller. Finding your place is a process, not a race.

10 Ways to Create Connection Sit beside someone new in class. Study in a common area.

Join an intramural team.

Introduce yourself to your Resident Assistant.

Invite someone to coffee or lunch.

Volunteer for a cause.

Go to a campus event.

Join a study group.

Attend a club meeting.

Say yes to an invitation

SOCIAL LIFE & BELONGING

Beyond Classes and Grades A Family Weekend Conversation The goal is not to direct the answers. It is to listen.

By the time Family Weekend arrives, your student has attended classes, met new people, navigated challenges, and experienced a new level of independence. They are beginning to create a life on campus—and discovering more about themselves along the way.

A walk across campus, a relaxed meal, or time in the car may provide a natural opportunity to talk. Family Weekend offers parents a glimpse of the person their student is becoming—a person who may have new interests, friendships, and perspectives without losing the qualities that matter most.

Amid conversations about classes, roommates, and dining hall food, consider asking a more reflective question: Are you becoming more of yourself—or less?

Sometimes the most valuable Family Weekend conversations are not about college at all. They are about character, connection, and the kind of life your student hopes to build.

College gives students opportunities to explore new interests, encounter different perspectives, and form relationships with people from a variety of backgrounds. Growth is healthy, and change is expected. There is a difference, however, between genuine growth and simply following the crowd.

Conversation Starters for Family Weekend

The desire to fit in can be especially strong during the first semester. Students may experiment with new activities, social circles, beliefs, and ways of expressing themselves. Exploration is part of college, but belonging should not require them to abandon who they are.

→ What has been the best part of college so far? → What has been more difficult than you expected?

Healthy friendships are built on authenticity, and supportive communities make room for individuality. Parents can encourage that growth by approaching conversations with curiosity rather than judgment.

→ Who has had a positive influence on you? → Have any values become more important to you?

Ask about the people your student spends time with, what they value in those relationships, and whether their friendships bring out qualities they appreciate in themselves. Questions about new interests, unexpected experiences, and personal discoveries can also lead to meaningful conversations.

→ Where on campus do you feel most like yourself? → How do you stay grounded when others make different choices?

Sharing a Space: Conflict, Cleanliness & Communication

iving with roommates is one of college life’s biggest adjustments. A shared residence hall, apartment, or house can save money, create friendships, and make college more enjoyable, but it also requires patience, flexibility, and communication. Most conflicts begin not with major disagreements, but with small habits and unspoken expectations.

Set Expectations Early Every roommate brings different routines, preferences, and ideas about how a home should function. An honest conversation during the first week can prevent frustration later. Discuss sleep and study schedules, guests, cleaning responsibilities, food, shared belongings, noise, and room temperature. What feels obvious to you may not be obvious to someone else. A roommate agreement can turn those conversations into clear expectations. Washing dishes promptly, taking out the trash, using headphones, asking before borrowing items, and providing notice before guests arrive all demonstrate consideration and build trust.

Address Problems Before They Grow Even compatible roommates will occasionally frustrate each other. One person may study with the lights on

late, prefer a messier room, or invite friends over more often than the other would like. Address concerns while they are manageable rather than allowing resentment to build.

A strong roommate relationship is built not on having everything in common, but on respect, communication, and a willingness to work through differences. Keep the conversation focused on the behavior, not the person. Begin with “I’ve noticed…” and follow with, “Can we find a solution that works for both of us?” Approaching the issue with curiosity instead of blame makes compromise more likely.

A Successful Roommate Relationship Roommates do not have to become best friends. Some form lifelong bonds; others simply learn to respect one another and share a space peacefully. Both are successful outcomes. Living with someone whose habits or personality differ from your own develops communication, compromise, and conflict-resolution skills that remain useful long after college. If a conversation does not improve the situation, seek help before the conflict becomes overwhelming. Resident Assistants, residence life staff, and apartment managers can help roommates clarify expectations and find practical solutions.

Roommate Ground Rules ■ Talk about expectations early.

Roommate Ready?

■ Divide cleaning and shared responsibilities. ■ Respect routines, belongings, and personal space.

Your first college roommate doesn’t have to be your best friend. Read the full article online for five tips on setting expectations, respecting boundaries, and creating a comfortable shared space.

■ Discuss concerns calmly and promptly. ■ Ask for help when you cannot resolve a conflict.

Taking Care of Yourself: Sleep, Stress & Mental Health

College asks students to balance demanding coursework, new relationships, greater independence and schedules that rarely slow down. In the process, well-being can become an afterthought. Yet sleep, stress management and mental health are essential to academic success. Learning to recognize your limits, build restorative habits and seek support is one of college’s most important lessons.

College Is a Marathon, Not a Sprint One of the biggest surprises about college is not simply the workload, but how quickly everything begins competing for your time. Classes and assignments overlap with campus activities, friendships, part-time jobs and weekend plans. In the rush to keep up, sleep, exercise and downtime can begin to feel like luxuries best saved for when life slows down.

It rarely does. Taking care of yourself is not something to postpone until everything else is finished. It is what gives you the energy, focus and resilience to meet the demands of college in the first place.

Rest Is Part of the Work When deadlines pile up, staying awake to study can feel productive. Yet sleep plays an essential role in learning, memory, concentration, decision-making and emotional regulation. Sacrificing it for a few additional hours of work may make it harder to retain information and perform well the following day. Aim for seven to nine hours of sleep most nights and maintain a reasonably consistent schedule. Rest is not time taken away from academic success; it is one of its foundations.

When Stress Becomes the Norm Stress is an expected part of college. A difficult exam, homesickness, roommate conflict or an especially demanding week can leave any student feeling unsettled. Temporary stress is the body’s natural response to a challenge.

HEALTH, SAFETY & WELLBEING

Constant stress is different. Persistent exhaustion, anxiety, irritability, difficulty concentrating or a sense of being overwhelmed may signal that something needs to change. The answer is not always to work harder. Sometimes it is to reconsider commitments, adjust routines or ask for support.

Build Healthy Habits Early Healthy coping strategies are most effective when they become part of everyday life. Regular meals, physical activity, time outdoors and meaningful contact with friends and family can provide stability during busy periods. Maintaining a consistent sleep schedule can also make the demands of college feel more manageable. Small habits practiced regularly often have a greater impact than an occasional “reset day” after burnout has already set in.

Know When to Ask for Help There may be times when healthy habits are not enough. If stress, anxiety, sadness or loneliness begins interfering with classes, relationships, sleep or daily life, do not wait for the situation to become unmanageable. Talk with someone you trust—a friend, family member, professor, Resident Assistant, counselor or student success professional. Colleges provide resources designed to support students personally as well as academically. Using them is not a sign that you cannot handle college; it is part of learning how to handle it well. College is about earning a degree, but it is also about becoming a healthy and resilient adult. Grades and future goals matter, but so does the person pursuing them. The habits you develop now—how you rest, respond to stress, seek support and care for yourself—will continue to serve you long after graduation.

Wellness Check-In Take a moment each week to ask:

Am I getting enough sleep most nights? Have I eaten regular, nourishing meals today? Have I moved my body or spent time outside this week? Am I making time for people and activities I enjoy? Have I been feeling constantly overwhelmed? Is it time to ask someone for help? Remember: Caring for yourself is not taking time away from college. It is one of the best ways to make the most of it.

HEALTH, SAFETY & WELLBEING

Safer From Day One 10 Habits to Build During the First Month

College brings new friendships, freedom and opportunities— and more decisions to make independently. Campus safety is not about expecting the worst, but developing practical habits that reduce risk and increase confidence.

Save Important Numbers

Add campus police, emergency contacts and escort services to your phone. Download the university safety app and activate emergency alerts.

Learn the Campus

Locate security offices, blue-light phones and emergency exits. Know how the university communicates in an emergency and when to call campus police or 911.

Stay Aware

Walk confidently through well-lit, populated areas. Keep headphone volume low and avoid becoming absorbed in your phone. If a situation feels wrong, trust your instincts, leave and seek help.

Lock Up

Lock your residence hall room, apartment or car whenever you leave, even briefly. Never prop open secured building doors, and use a quality lock for your bicycle.

Keep Belongings Close

Do not leave laptops, phones, wallets or backpacks unattended in libraries and coffee shops. Consider renters insurance for valuable electronics.

Plan for Late Nights

Walk with friends after dark or use a campus escort service. Tell someone where you are going, and share your location when appropriate.

Arrive—and Leave—Together

When attending a party or social event, make a plan with friends beforehand. Look out for one another, arrange safe transportation and make sure everyone gets home.

Protect Your Drink and Your Boundaries

Never leave a drink unattended or accept an open drink from someone you do not trust. Know your limits, communicate your boundaries clearly and respect the boundaries of others.

Practice Digital Safety

Use unique passwords and multi-factor authentication. Be cautious of messages requesting passwords, financial details or account verification. Avoid publicly sharing your location, class schedule or residence hall information.

Speak Up

Report suspicious behavior or safety concerns. In an emergency, preparation can reduce panic and help students respond quickly. It is better to raise a concern than ignore something that could place someone at risk. Safety is a shared responsibility. The strongest campus communities are not simply those with the most resources; they are places where students remain prepared and look out for themselves and one another.

Alcohol, Boundaries & Smart Decision-Making

Honest conversations can help students make informed decisions, respect personal boundaries and look out for one another. For many students, college is their first experience with parties, alcohol and unfamiliar social situations without parents nearby. Whether they drink or not, navigating these environments safely is an important part of becoming independent. Talking about alcohol does not encourage underage drinking. It gives students the information they need to recognize risk, make thoughtful decisions and protect themselves and their friends.

Make a Plan Before Going Out The best decisions are often made before a party. Encourage your student to consider who they are going with, how they will get home, what they will do if they feel uncomfortable and whom they can call for help. Planning ahead makes it easier to maintain personal boundaries when social pressure increases. Thinking through these possibilities before leaving gives students a clearer path if plans change, transportation falls through or the atmosphere begins to feel unsafe. Alcohol affects everyone differently. Body size, metabolism, medications, food intake and other factors influence how quickly impairment occurs. Drinking rapidly, participating in drinking games or trying to keep pace with friends increases the risk of alcohol poisoning, injury, assault and poor decision-making.

Students should never leave a beverage unattended or accept an open drink from someone they do not trust. Whenever possible, they should watch it being prepared and discard it if they are unsure where it has been. Drink spiking can happen to anyone, regardless of gender. Staying aware of their surroundings and checking in with friends throughout the evening can further reduce risk as well.

Boundaries Still Matter Alcohol never removes the need for consent. Consent must be freely given, mutual and ongoing. A significantly impaired person cannot provide meaningful consent, and another person’s “no” must always be respected. Students also have the right to refuse a drink, leave an uncomfortable situation or ask for help without apology. Choosing not to drink is valid, even when it seems that “everyone drinks.” A simple “No, thanks,” “I’m driving” or “I have an early class” is enough. True friends will respect that choice.

Look Out for One Another Trusted friends can be a student’s strongest protection. Whenever possible, students should arrive and leave together, check on anyone who appears unusually impaired and intervene when a friend seems uncomfortable. An impaired person should never be left alone. Call 911 or campus emergency services immediately if someone is difficult to wake, vomits repeatedly, has slow or irregular breathing, or becomes unresponsive. Never assume the person can simply “sleep it off.” Students should also store important campus resources in their phones, including campus police, the health center, counseling services and safe-ride or escort programs. They should know how to contact residence-hall staff. Asking for help is a responsible decision, not a weakness. College is a time to grow, explore and make independent choices. Honest conversations about parties and alcohol help students do so safely—protecting their health, respecting themselves and others, and making sure everyone gets home safely.

SPONSORED CONTENT Presented by GradGuard

Navigating the Hidden Financial Risks of College Life As you embark on your college journey, you’ve likely accounted for the big three expenses: tuition, textbooks, and housing. However, several less apparent financial risks can catch even the most prepared families off guard. In an era where the cost of a degree continues to climb, protecting your investment is just as important as funding it. Here are five areas where you might be financially vulnerable during college, and how to bridge those gaps.

Mental Health Refund 1) The 2) “Price Tag” Reality Check

High Cost of 3) The an Extra Semester

While students usually prepare for the occasional cold or flu, the most significant health risks on campus today are often invisible, and can be more impactful than many realize.

Life doesn’t always go according to plan. While some factors that extend your time in school (like changing majors) are within your control, others are not.

College can be emotionally challenging. According to the American College Health Association, 1 in 4 students reported being affected by depression, and 1 in 3 students reported being affected by anxiety. Know the signs to look for among yourself and your peers and where to seek help, whether it’s through on-campus counseling services, online therapy platforms, or offcampus medical professionals. While most students recover from common ailments like mononucleosis or a concussion, some health situations may force an unexpected early departure from school, potentially delaying your progress toward your degree.

Many students and families operate under the assumption that if they need to withdraw from school due to illness, family emergencies, or other unforeseen circumstances, they’ll receive a full refund. Unfortunately, this is often not the case. Most institutions have strict refund policies that reduce the refundable amount as the semester progresses. After a certain point, often just a few weeks into the term, you may receive no refund at all for tuition, and virtually none for housing or fees. Action Step: Review your school’s refund policy. Consider tuition insurance from reputable providers like GradGuard, which can offer up to 100% reimbursement for tuition, housing, and fees if you need to withdraw for a covered serious illness, injury, mental health condition, or other covered reason.

Action Step: Familiarize yourself with your school’s health services and local medical facilities. Don’t wait for a crisis to find out where the resources are.

Unexpected health issues or personal emergencies can force you to withdraw from a semester, potentially adding significant time and cost to your degree. Nearly one-third of currently enrolled students have considered stopping out of their degree or credential program within the last six months, according to the 2025 Gallup/ Lumina Foundation State of Higher Education Report. Among those who considered stopping out, 64% say emotional stress or mental health concerns are significant reasons. After understanding your school’s refund policy, evaluate if your family can afford the cost of an extra semester. If you can’t, you’re not alone. The 2022 College Confidence Index found that most families (52%) report it would be difficult to do so. Action Step: Evaluate whether your family can afford the cost of an extra semester if needed. If not, explore options like tuition insurance.

MONEY MATTERS

Your 1) Protecting Personal Property

Pay Twice for 2) Don’t Health Insurance

Many students are surprised to learn that their college or university doesn’t cover stolen, damaged, or lost belongings. Laptops, smartphones, and bicycles are vulnerable in dorm rooms and shared spaces such as libraries and fitness centers. Campus crime does occur, and accidents—from overflowing bathtubs to nearby fires—can also damage personal property.

While many students remain on their parent’s health insurance plans through college, this only sometimes provides comprehensive coverage, especially if a student is attending school out of state.

Action Step: Explore college renters insurance. Companies like GradGuard offer student-focused policies that may include on- and off-campus protection, worldwide property coverage, and liability coverage for accidental dorm damage, with deductibles as low as $100. Check individual policy terms..

High deductibles, out-of-network providers, and limited coverage for mental health services are common issues. Some students unknowingly pay twice for health coverage by remaining on a parent’s plan and paying for school-provided insurance. Action Step: Carefully review your current health insurance coverage. Identify any gaps, especially related to out-of-state care or mental health services, and be sure not to pay twice for coverage.

Safeguarding Your College Investment Your college education is more than just classes and grades — it’s one of the largest financial investments your family will ever make. By understanding and preparing for these hidden financial risks, you can protect that investment and focus on what really matters: your education and your future. Ready to protect your college investment? Explore tuition and renters insurance options tailored for students at GradGuard.

MONEY MATTERS

Spending Money in College: How Much Is Enough? Building a Budget That Works for Your Family

uition, housing, and meal plans may account for the largest college expenses, but they do not cover everything. Coffee with friends, laundry, toiletries, transportation, club dues, weekend activities, and the occasional late-night pizza can add up quickly. For families, the most useful question is not simply how much spending money a student needs, but who will pay for what. There is no universal answer. Each family has different resources, expectations, and priorities. What matters is developing a plan before everyday purchases become a source of confusion or conflict.

Define the Responsibilities Before the semester begins, families should discuss which expenses they will cover and which will be the student’s responsibility. That conversation might include textbooks, clothing, food outside the meal plan, entertainment, travel home, phone service, laundry, personal items, organization dues, and vehicle expenses.

The goal is not to anticipate every purchase. It is to establish enough clarity that both parents and students understand the general boundaries. A student who knows the family will pay for course materials but not restaurant meals, for example, can make more informed choices throughout the semester.

Clear expectations also make it easier to distinguish between essential costs and discretionary spending. Without that understanding, small purchases can accumulate until both students and parents are surprised by the total.

Find a Realistic Number The amount a student needs depends on location, lifestyle, transportation, and personal spending habits. A student in a large city may spend more on transportation and entertainment than someone in a smaller college town. One student may have a campus job, while another devotes available time to academics, athletics, or campus involvement. Instead of choosing an amount based on what other families provide, build a monthly budget around your student’s actual circumstances. Estimate recurring expenses, allow a reasonable amount for social activities, and identify costs that may arise only occasionally. Treat the initial budget as a starting point rather than a permanent figure. After the first month, review what

College Spending Checklist the student actually spent and adjust accordingly. That conversation can reveal whether the original amount was unrealistic—or whether certain habits need to change.

Learning to Manage Money College offers students an opportunity to develop financial confidence while the stakes are still relatively manageable. Whether they receive a monthly allowance, use savings, or earn money through a job, students benefit from tracking expenses, distinguishing needs from wants, and setting aside money for unexpected costs. Credit cards require particular caution. Used responsibly, they can help students begin establishing credit. Used to cover routine purchases they cannot afford, however, they can quickly create a larger problem. A budget should help students live within their available funds rather than rely on borrowing to close the gap.

Part-time work may also be part of the plan. A campus job of eight to 15 hours per week can provide spending money, strengthen time-management skills, and connect students more closely with the university community. Campus employers are also often accustomed to working around academic schedules.

Now that the first semester is underway, have you talked about:

Employment during the semester will not suit every student. Coursework, athletics, internships, or other commitments may already demand significant time and energy. In those cases, summer work can help students build savings before returning to campus.

• What’s the plan for unexpected expenses?

The right approach balances academic success with growing financial responsibility. A college spending plan does more than control expenses; it gives students practical experience making choices, adjusting priorities, and managing money with greater independence.

• ☐Who pays for textbooks and course materials? • How much spending money is reasonable each month? • Will your student have a campus job?

• Should there be a monthly budget or spending limit? • How will you review spending throughout the semester?

Money Tip Your student’s first budget probably won’t be perfect—and that’s okay. The college years are a great time to learn how to earn, spend, save, and adjust. Small financial lessons today can build confidence and independence for years to come.

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MONEY MATTERS

Don’t Leave Free Money on the Table Scholarships and Financial Opportunities Every College Student Should Know About Receiving a scholarship before college may feel like the end of the search, but opportunities continue well beyond freshman year. Colleges, employers, community groups and professional associations offer awards specifically for enrolled students. Family Weekend is a good time to revisit the financial plan and help your student make scholarship searching an ongoing habit throughout their college years.

Keep the Search Close to Campus The best place to begin is often the university itself. Financial aid offices and online scholarship portals may list awards for continuing students, while academic departments frequently offer funding based on major, achievement, leadership, research interests or financial need. Professors and advisers may also know about discipline-specific opportunities that are easy to overlook.

Protect Existing Aid

Make the Process Manageable

Finding new funding matters, but so does keeping the assistance your student already receives. Review each award’s renewal terms together. Requirements may include maintaining a minimum GPA, enrolling full time, completing the FAFSA annually, fulfilling service obligations or submitting a renewal application by a specific date. Missing one deadline can mean losing valuable support.

Scholarship searching works best as a routine rather than a one-time project. Encourage your student to set calendar reminders, update their résumé each semester and save strong essays that can be adapted for future applications. Applying every year can uncover opportunities that were unavailable earlier in college.

Students can expand the search through community foundations, civic groups, employers and professional associations connected to their fields. Some applications require only a résumé, brief essay or personal statement, making the potential return well worth the time.

The conversation should not feel like added pressure. Ask whether your student has checked for awards through their department, understands current aid requirements or might benefit from a campus job or paid internship. The goal is to help them recognize options that could reduce future costs.

MONEY MATTERS

Where to Find Scholarships Federal Student Aid Scholarship Search – The U.S. Department of Education’s guide to finding scholarships, plus tips on avoiding scholarship scams. College Board Scholarship Search – Search thousands of scholarships from colleges, foundations, and organizations. CareerOneStop Scholarship Finder – Sponsored by the U.S. Department of Labor, this database includes more than 9,500 scholarships, grants, and fellowships. Your University’s Financial Aid Office – Many schools have scholarship portals with opportunities available only to enrolled students. Ask about departmental, major-specific, and continuing student scholarships. Your Academic Department – Colleges often award scholarships to students within specific majors based on academic performance, leadership, or research interests. Professional Associations – Organizations related to your student’s field of study (engineering, nursing, business, education, journalism, etc.) frequently offer scholarships to undergraduate members.

FAMILY WEEKEND CHALLENGE Scholarship Search Tips • ✓Apply every year—not just before freshman year.

Before you head home, spend 15 minutes together:

• ✓Set calendar reminders for scholarship deadlines

• Save your essays—you can

→ Open the university scholarship portal.

often revise and reuse them for multiple applications.

→ Check the academic department’s website.

• Update your résumé each semester with leadership roles, campus involvement, volunteer work, internships, and awards.

→ Add upcoming deadlines to both calendars.

A short conversation now could save hundreds— or even thousands—of dollars next year.

• ✓Never pay to apply for a scholarship or to search for scholarships. Legitimate scholarship opportunities and search tools are free.

PERSPECTIVE: THE COLLEGE JOURNEY

How Your Support Changes from Freshman to Senior Year Parenting Doesn’t End at Move-In—It Evolves

ne of the biggest surprises for many parents is that college does not make a student need them less. It changes how that support is needed.

Over four years, a parent’s role gradually shifts from problem-solver to trusted advisor. The goal is not to step away, but to step alongside as a student develops the confidence and experience to navigate adulthood.

Freshman Year: Encourage Independence

Sophomore Year: Help Them Find Direction

Junior Year: Become a Sounding Board

The first year brings unfamiliar experiences, new responsibilities, and plenty of questions. Some students call home often; others communicate very little. They may need reassurance after a difficult exam, a wave of homesickness, or a roommate conflict.

As the novelty of freshman year fades, many students begin asking larger questions: Is this the right major? What do I want to do after college? Am I making the most of my experience?

Junior year frequently brings heavier coursework, internships, financial decisions, and more serious conversations about life after graduation. Students may be weighing career paths, graduate school, or opportunities that take them far from home.

When challenges arise, begin by listening. Ask what your student has tried and what options might be available before offering a solution. Encourage them to speak with professors, advisors, Resident Assistants, and other campus resources. Your support still matters, but so does the opportunity to work through problems independently.

Parents can help by encouraging exploration rather than supplying answers. Internships, campus leadership, research, volunteer work, and conversations with professors or career counselors may help students identify their interests and strengths. At this stage, thoughtful questions often provide more guidance than firm advice.

Rather than managing deadlines or directing decisions, help your student think through the possibilities. Talk about priorities, finances, career goals, and what they are learning from their experiences. Celebrate progress, adaptability, and effort— not only grades or outcomes.

PERSPECTIVE: THE COLLEGE JOURNEY

A Parent’s Check-In As your student becomes more independent, consider asking yourself:

Senior Year: Prepare for What Comes Next

Support That Lasts

Graduation brings excitement, but it can also bring uncertainty. Some seniors have a clear plan; others are applying for jobs or graduate school, reconsidering their goals, or simply trying to determine the next step.

Regardless of the year, students continue to benefit from three simple messages: I believe in you. I’m here when you need me. I trust you to figure things out.

Students do not need to have their entire future settled before commencement. Remind them that careers develop over time and that a first job does not determine a lifetime of work. Your confidence in their ability to adapt may be one of the most valuable forms of support you can offer.

• Am I solving problems they can handle themselves?

Those assurances create a foundation of confidence that can last long after college ends. The relationship may change, but its importance does not.

• Am I listening more than directing? • Am I encouraging growth rather than perfection? • Am I allowing our relationship to evolve? College lasts four years, but the parent-child relationship continues for a lifetime. As your role changes from coach to consultant, you may discover something unexpected: Your student is not the only one growing.

PERSPECTIVE: THE COLLEGE JOURNEY

The Sophomore Slump Is Real— But It Doesn’t Have to Be

Staying Engaged After Your First Year By sophomore year, college begins to feel familiar. The excitement of move-in has faded, and many of freshman year’s “firsts” are behind them. For some, that familiarity brings an unexpected dip in motivation. Known as the sophomore slump, this period can make college feel less exciting and more demanding. Classes grow more challenging, expectations increase, and questions about majors and careers become harder to ignore. The second year, however, can also be an opportunity to reset and become more intentional about what comes next.

Look for New Challenges Freshman year is largely about adjusting; sophomore year offers a chance to grow. Students can bring new energy to their experience by pursuing a leadership role, campus job, volunteer opportunity, research project, or study-abroad program. Staying connected to campus life can restore motivation and purpose. This is also a good time to build relationships beyond casual classroom connections. Visiting professors during office hours, meeting with an academic advisor, and introducing yourself to the career center can lead to internships, research, mentorship, and career guidance later.

Reconsider Your Direction The first year provides valuable information. You may discover a subject you love, recognize a skill you want to develop, or realize that your original major no longer feels right. These discoveries are not failures; they are part of determining what matters to you. Consider which classes are most energizing, what kind of work feels meaningful, and whether your commitments reflect your priorities. Sophomore year provides time to make thoughtful adjustments before advanced coursework begins.

Protect the Habits That Support You As academic demands increase, healthy routines can easily disappear. Consistent sleep, nutritious meals, exercise, friendships, and activities outside the classroom help make success sustainable. Use campus resources when you feel overwhelmed. Seeking support from a counselor, advisor, tutor, or trusted person is a constructive response, not a sign of failure. Thriving in college is about developing habits that support both achievement and well-being.

PERSPECTIVE: THE COLLEGE JOURNEY

Start Earlier Than You Think Internships, Career Fairs & Resume Building Career preparation may seem like a senior-year task, but starting early creates opportunities for internships, leadership, professional connections and future employment. The campus career center is a valuable place to begin.

Use the Resources Before You Need Them Career centers are not reserved for graduating seniors. They can help students explore careers, improve résumés, practice interviewing, and find internships or part-time work. Many also connect students with alumni and employers through workshops, networking events, and career fairs. Attending a career fair as a firstyear or sophomore student offers a low-pressure opportunity to meet employers and learn what different industries expect. Even students who are not ready to apply can gain confidence speaking with recruiters.

Turn Experience Into a Story Employers look for more than a degree. Internships are valuable, but campus leadership, research, volunteer service, part-time jobs, student organizations, and academic projects also build transferable skills. Students should learn to describe what those experiences taught them.

Organizing an event may demonstrate project management; a campus job may show reliability and communication; a team project may illustrate collaboration and problem-solving. Reflecting on these lessons makes them easier to discuss in interviews.

Keep a Record as You Grow A résumé should develop throughout college, not be assembled from memory during senior year. Each semester, add new roles, activities, skills, certifications, and relevant projects. Brief notes about responsibilities and accomplishments will simplify future updates. Students should also maintain LinkedIn and Handshake profiles and connect with professors, supervisors, alumni, and mentors. A network built gradually is more authentic—and useful—than one created only when a job is needed. Career preparation develops through experiences, relationships, and decisions over time. Starting early gives students room to explore and approach the future confidently.

Career Readiness Checklist →

☐Visit your Career Center this semester.

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☐Attend at least one career fair or employer event.

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☐Update your résumé with recent experiences.

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☐Create or refresh your LinkedIn and Handshake profiles.

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☐Apply for internships, research opportunities, or leadership roles.

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☐Build one new professional connection each semester.

Remember: Career preparation isn’t something you do after college—it’s something you build throughout college. The small steps you take today can lead to the internship, mentor, or opportunity that shapes your future.