CLOSING time

Clear To Close

“Clear to Close” is excellent news. It means the mortgage underwriter has officially approved all documentation required to fund the loan. All that remains is the actual closing process.

The Closing

The closing process finalizes the purchase of your home.

A Few Things To Bring

• A valid government issued photo ID

• Funds to close for the total amount due

• Any outsatnding documents for the title company or loan officer

Smooth Closing Checklist

• Make sure you’ve obtained homeowner’s insurance and provide the lender with the information

• Review the closing settlement statement a few days before closing to ensure you have the funds for closing costs

• Switch utilities to your name prior to sellers shutting off theirs

• Final walk-through

• Provide funds to escrow company

• Bring your drvier’s license or passport to closing table

• Get recording confirmation — get your keys and MOVE IN!