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Jose Hernandez | Luxury Living, February 2026

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With over 17 years of success in real estate, Jose A. Hernandez has helped countless families with finding their perfect home and investing in real estate to secure their future success.

Jose

Jose’s personal experience in the buying and selling process gives him a deep understanding of the emotions that often come with a real estate transaction, making him a great resource and advocate to help ease the jitters of going through one of life’s biggest investments. He takes great pride in offering his clients extensive market knowledge, detailed strategies, effective negotiations, and an unmatched level of client service. Most importantly, Jose strives to always provide an honest and genuine experience when buying and selling a home.

His positive attitude, strong work ethic, and passion for real estate all lend to his continued success. After earning the Rookie of the Year award in his first year of being a real estate professional, he is consistently recognized as one of the top 3% of all realtors in San Diego county and within Coldwell Banker West. Jose works diligently to continue improving and growing his skill set to better help his clients.

Jose came from honest beginnings, immigrating to the U.S. with his family at the age of 3. With a grateful appreciation for his established life in the U.S, his dedication to helping others achieve their dreams is evident when working with his clients to find their perfect home.

In his free time, you’ll find Jose spending quality family time with his wife and two boys.

client testimonials

“Known Jose for a long time. He’s always kept in touch regardless if there’s a transaction or not. Sold our house in 3 days with multiple offers. It was a seamless transaction. He’s always available with any questions I may have. Will definitely use him again!”

“I have worked with Jose on past home sales and purchases and once again he sold my condo in record time. I made a quick decision to sell my condo and move out of state. He had my place on the market within a few days and we closed in 30 days. The whole process was seamless. He is quick to respond to all my questions, knowledgeable, friendly and a great realtor!”

“We were so Lucky to have found Jose, Jose is very knowledgeable about the whole process, from start to finish he always kept us well informed. Jose was very responsive and helpful whenever my husband and I had questions. We had a great experience during this hole process and would highly recommend Jose to friends and family. We want to thank you Jose for helping us find our first home . You are amazing!!”

“Jose was a real pleasure to work with. He is very knowledgeable and explained all of my options in detail regarding the sale of my investment property. I also appreciated the fact that he was very responsive to my requests and followed up in a timely manner. I would definitely recommend Jose whether you’re buying or selling a property.”

“Jose is really informative and helpful. We hired him because he was open and honest from the very beginning. He helped my family throughout this beautiful journey of buying a new home. He is flexible with your schedule and responds to questions immediately. We would not hesitate to hire him again in the future. Thank you for your hard work and dedication.”

ALPINE

2772 FIREBRAND DRIVE

4 BR | 4.5 BA | 4,534 ESF

$1,949,900 - $2,149,900 MLS# PTP2506529

BONITA

1430 COUNTRY VISTAS LANE

5 BR | 4.5 BA | 3,625 ESF

$1,555,000

MLS# PTP2600839

CAMPO

28561 HIGHWAY 94

3 BR | 2 BA | 1,698 ESF

$825,000 - $850,000

MLS# PTP2600751

CARLSBAD

609 SALTGRASS AVENUE

3 BR | 2.5 BA | 1,987 ESF

$2,100,000 MLS# PTP2600814

CARMEL VALLEY

5171 DEL MAR MESA ROAD

8 BR | 7 FULL & 2 HALF BA | 8,186 ESF

$5,995,000 - $6,495,000

MLS# PTP2600896

415 CARVALOS DRIVE

4 BR | 3 FULL & 2 HALF BA | 3,787 ESF

$2,369,000

MLS# PTP2600422

CHULA VISTA

CHULA VISTA

2831 SHENANDOAH DRIVE

6 BR | 6.5 BA | 6,274 ESF

$2,349,000

MLS# PTP2600228

CHULA VISTA

2023 PLAZA ACAPULCO

5 BR | 5.5 BA | 4,983 ESF

$2,325,000

MLS# PTP2600761

CHULA VISTA

743 TERRA NOVA DRIVE

6 BR | 4 BA | 3,466 ESF

$1,999,900

MLS# PTP2600168

CHULA VISTA

101 LION CIRCLE

5 BR | 4 FULL & 2 HALF BA | 4,966 ESF

$1,899,900 - $1,999,900

MLS# PTP2600711

CHULA VISTA

1519 TABER DRIVE

4 BR | 2.5 BA | 2,585 ESF

$1,425,000

MLS# 260003308

CHULA VISTA

173 PEPPER TREE ROAD

4 BR | 3 BA | 3,035 ESF

$1,300,000

MLS# PTP2600562

CHULA VISTA

976 CALLE PILARES

4 BR | 3.5 BA | 2,815 ESF

$1,198,000

MLS# PTP2600941

CHULA VISTA

902 MONTEREY COURT

3 BR | 2 BA | 1,710 ESF

$989,900

MLS# PTP2601172

CLAIREMONT

4380 ROLFE ROAD

3 BR | 2 BA | 1,658 ESF

$1,285,000

MLS# PTP2509199

CORONADO

1100 CORONADO AVENUE

4 BR | 2.5 BA | 1,875 ESF

$4,995,000

MLS# PTP2600832

DOWNTOWN

1240 INDIA STREET #2306

3 BR | 3 BA | 2,123 ESF

$2,400,000 - $2,600,000

MLS# 2600955

EL CAJON

1115 S MOLLISON AVENUE

4 BR + 1 OPTIONAL | 4.5 BA | 3,900 ESF

$1,650,000 MLS# 250045479

1240 INDIA STREET #2306

An extraordinary penthouse in the highly sought-after TREO building, which lies on the edge of Little Italy, offering one of the largest private patios in all of Downtown—more than 1,200 sq.ft. Designed for elevated indoor-outdoor entertaining, the expansive terrace captures sweeping City and Bay views and breathtaking sunsets at every turn. In fact, the extraordinary views can be enjoyed from multiple rooms, with floor-to-ceiling windows to maximize light and those awesome city/bay views. Experience luxuriously appointed, state-of-the-art finishes, custom cabinetry, premium stone surfaces, designer lighting, and highend appliances throughout. The open-concept layout is perfectly balanced with both private and intimate spaces, while a separate laundry room adds everyday convenience. Additional highlights include two dedicated parking spaces and a private storage unit. Every detail reflects meticulous craftsmanship, elevated materials, and refined design, creating a rare, sophisticated retreat in the heart of downtown. Just steps from Little Italy’s celebrated dining, waterfront promenade, and vibrant cultural attractions, this penthouse delivers an unparalleled urban lifestyle. Please read attached upgrade list and supplement.

EL CAJON

1780 GROVE ROAD

3 BR | 2 BA | 1,866 ESF

$1,159,000 - $1,259,000 MLS# 260002498

EL CAJON

1707 TERRACE HILL DRIVE

4 BR | 2 BA | 1,857 ESF

$959,000

MLS# PTP2601187

ENCANTO

6150 RADIO DRIVE

3 BR | 3 BA | 1,910 ESF

$929,000

MLS# 260002769

ESCONDIDO

1051 VIA RANCHO PARKWAY

6 BR | 4 BA | 4,251 ESF

$2,150,000

MLS# PTP2600603

ESCONDIDO

1427 BUCKSKIN DRIVE

4 BR + 1 OPTIONAL | 2.5 BA | 3,217 ESF

$2,148,888

MLS# 2601220

ESCONDIDO

161 WILLOW MEADOW PLACE

3 BR | 3 BA | 2,421 ESF

$1,049,000

MLS# NDP2601445

ESCONDIDO

1322 LOMA DE PAZ

3 BR | 2.5 BA | 2,030 ESF

$1,000,000

MLS# 250042330

FALLBROOK

2975 DOS LOMAS

4 BR | 3 BA | 3,040 ESF

$1,250,000

MLS# NDP2509264

HEMET

25186 LAKE STREET

5 BR | 3.5 BA | 2,741 ESF

$789,000

MLS# PTP2506707

JULIAN

3591 DEER LAKE PARK ROAD

5 BR | 4.5 BA | 4,135 ESF

$1,999,000

MLS# 250044374

JULIAN

4651 EAGLE PEAK ROAD

3 BR | 2 BA | 1,795 ESF

$1,299,999

MLS# 250041430

5435 PARKVIEW DRIVE

5 BR + 1 OPTIONAL | 6.5 BA | 4,588 ESF

$5,500,000 MLS# 250041315

LA JOLLA

Resiliency Is the New Definition of Luxury

IN

a volatile world, affluent buyers are no longer chasing the dream of the trendiest locations or the fastest appreciation. Instead, they are rewarding the places and properties that hold their value over time.

Resiliency, in today’s luxury context, means the ability of a local market and a property to preserve value through volatility, maintain liquidity across cycles, and continue attracting qualified demand even as broader economic dynamics shift. It means you’re seeing conditions like stability in pricing, consistency in buyer interest, and durability in long-term performance.

Five trends help explain why resiliency rose to the top of our analysis this year.

Luxury sales and prices are outperforming the broader market

Despite higher borrowing costs, geopolitical risk, and economic uncertainty, the luxury segment has remained remarkably stable.

In 2025, U.S. luxury home sales grew 2.9% — nearly double the pace of the traditional housing market at 1.7%, per NAR. Prices haven’t dropped dramatically either, and in fact, have risen approximately 3% year-over-year for singlefamily homes and 4% for attached properties. As I noted in the report’s foreword, “The luxury real estate market has not mirrored the broader housing market, where affordability pressures and higher borrowing costs have kept activity constrained.”

What’s most remarkable about this new chapter for luxury real estate—from our point of view— is that it is not behaving the way it has in past downturns. Market fundamentals remain strong, and we expect that stability to carry forward through the coming year.

Real estate wealth continues to rise even through volatility

Annual transactions gave us an immediate picture of resilience, which is certainly important. But we also examined the market through a longer historical lens with Altrata’s help.

Since 2020, the absolute dollar value invested globally in real estate has risen nearly 30%, even through one of the most volatile macroeconomic periods in recent memory. Total property holdings also reached record highs: VHNW real estate wealth rose from $5.64 trillion in 2020 to $6.55 trillion in 2025, and UHNW assets climbed from $2.61 trillion to $3.04 trillion. In other words, while portfolio shares fluctuate with financial markets, the underlying value of property continues to grow, underscoring real estate’s enduring role in long-term wealth preservation.

As Maeen Shaban, Director of Research and Analytics at Altrata, explained in the report: “For ultra-high-networth individuals and family offices, property ownership provides stability, diversification, and a hedge against inflation. It also offers strategic advantages, whether it’s tax planning, residency, or intergenerational wealth preservation.”

Affluent buyers are adopting a legacy mindset

Perhaps the most important shift underway is psychological.

Luxury real estate is increasingly being viewed less as a speculative asset and more as a cornerstone of identity, stability, and long-term wealth preservation. In other words, high-net-worth buyers are thinking

in decades, not cycles. This “legacy mindset” contributing to a rise in “nest investing” — i.e. favoring assets that protect capital, preserve value, and anchor generational wealth.

Altrata data suggests that high-net-worth consumers are directing a growing share of discretionary dollars toward the home. Home-related expenditures spanning design, furnishings, technology, and domestic help — are projected to rise 4.8% globally and 6.0% annually in the U.S. among individuals with more than $5 million in net worth. Among U.S. UHNW households, spending on home luxuries now exceeds spending on personal goods by 18.5%.

While growth in home-related spending may not yet outpace personal luxury goods, the shift is notable. It could signal a reordering of priorities—away from visible consumption and toward hybrid assets that

is favoring anchor consumers dollars — and globally with UHNW exceeds yet notable. from that

help them build long-term wealth and day-to-day enjoyment. Recounting what Colleen Baum, Senior Partner at McKinsey & Company, told us for the report: “What’s remained durable for this consumer is spending on experiences, particularly travel and dining, which continue to be resilient categories. The second priority is home. Data consistently shows spending on the home as one of the most stable categories.”

Watch this trend gain traction as historic wealth transfer between generations in the coming decade takes root. Per Altrata’s 2024 Family Wealth Transfer Report, roughly 1.2 million individuals with a net worth of $5 million or more were projected to collectively pass down nearly $31 trillion over the next decade. By 2025, Altrata revised that estimate upward to $38.3 trillion expected to change hands globally within the same timeframe.

Watch this trend gain traction as historic wealth transfer between generations in the coming decade takes root. Per Altrata’s 2024 Family Wealth Transfer Report, roughly 1.2 million individuals with a net worth of $5 million or more were projected to collectively pass down nearly $31 trillion over the next decade. By 2025, Altrata revised that estimate upward to $38.3 trillion expected to change hands globally within the same timeframe.

In the U.S., wealth growth and housing investment remain tightly linked

“Even in periods of economic turbulence, real estate continues to serve as a stabilizing force in wealth portfolios,” Shaban told us for The Report. “Price appreciation, strong demand, and growing direct investment by private investors have supported steady nominal growth since 2020.”

Nowhere is that stabilizing role more evident than in the United States.

Since 2020, affluent households with more than $5

million in net worth have seen total wealth rise 58.2% — almost perfectly matched by a 59.9% increase in real estate investment. The parallel growth underscores how closely housing remains tied to wealth creation at the highest levels.

Globally, the picture looks a bit different. While worldwide wealth rose 30.7% over the same period, real estate investment increased only 16.3%, highlighting the uniquely central role housing continues to play in American wealth formation. For U.S. high-net-worth investors, real estate is not simply a lifestyle asset. It remains a primary engine of wealth creation, preservation, and long-term financial stability.

New resilience markets are emerging

Legacy wealth havens like New York and London will never lose their luster. However, affluent buyers are broadening their lens as geographic mobility increases and capital becomes more fluid. As a result, a new class of destinations is exhibiting many of the same resilience traits once limited to the New Yorks and Londons: global recognition, diversified buyer demand, innovation-driven economies, supply-constrained properties, and long ownership cycles that support pricing and limit turnover.

Between 2020 and 2025, we found six U.S. markets — Minneapolis–St. Paul, Greater Atlanta, Dallas–Fort Worth, Nashville, Salt Lake City, and San Diego — that showed consistent strength across price growth, sales activity, and inventory confidence. Five-year median price appreciation spanned from the mid-40% range to more than 90% in these cities, while sales momentum remained positive even as national trends softened. These markets attract highly diversified buyer pools and high concentrations of cash buyers, reducing sensitivity to interest rates and volatility.

Beyond the U.S., the U.S., UAE, Italy, Switzerland, and Saudi Arabia rank among the top destinations for migrating millionaires, according to Henley & Partners. Meanwhile, countries such as the U.K. are experiencing increased wealth outflows.

Evolving priorities suggest that the next generation of wealth haven markets will be evaluated through a much broader, more multidimensional lens.

A New Definition of Luxury

Nearly 80% of surveyed Coldwell Banker Global Luxury Property Specialists now describe their markets as “resilient” — a sign not only of confidence in the underlying strength of their local markets, but of the growing importance their clients place on investing in communities and homes that preserve value, support quality of life, and endure across cycles.

Source: https://www.coldwellbankerluxury.com/editorial/ resiliency-is-the-new-definition-of-luxury

LA JOLLA

7784 LOOKOUT DRIVE

5 BR | 5.5 BA | 3,597 ESF

$4,985,000

MLS# 250043848

LA MESA

9218 BRIERCREST DRIVE

3 BR | 2 BA | 1,966 ESF

$1,199,000

MLS# 260002840

MIRA MESA

8907 TAURUS PLACE

5 BR | 3 BA | 2,521 ESF

$1,335,000

MLS# 260001693

NORMAL HEIGHTS

5036 LITCHFIELD ROAD

3 BR | 2 BA | 1,908 ESF

$1,750,000

MLS# PTP2508148

OCEAN BEACH

4527 NARRAGANSETT AVENUE

5 BR | 4.5 BA | 3,600 ESF

$4,500,000

MLS# 250043069

OCEAN BEACH

4460 NIAGARA AVENUE

4 BR | 4 BA | 2,806 ESF

$2,795,000

MLS# 260002828

OTAY MESA

5204 TOPSAIL DRIVE

5 BR | 3 BA | 2,541 ESF

$1,150,000

MLS# PTP2601014

OTAY MESA

1614 AREQUIPA STREET

5 BR | 3.5 BA | 2,299 ESF

$925,000

MLS# PTP2600502

OTAY MESA

4205 RENE DRIVE

4 BR | 3 BA | 1,555 ESF

$850,000

MLS# PTP2600362

1024 RANSOM STREET

4 BR | 2 BA | 1,250 ESF

$789,000

MLS# PTP2600793

PACIFIC BEACH

2526 ASTER STREET

4 BR | 2 BA | 1,656 ESF

$2,149,999

MLS# 250045138

28743 LEBANON ROAD

3 BR | 2.5 BA | 2,891 ESF

$1,100,000 MLS# PTP2506014

OTAY MESA
PINE VALLEY

POINT LOMA

885 ROSECRANS STREET

6 BR | 4 FULL & 2 HALF BA | 4,061 ESF

$3,495,000 MLS# 250037348

POINT LOMA

2318 PLUM STREET

4 BR | 4.5 BA | 2,626 ESF

$2,595,000 MLS# 260003525

RAMONA

17043 HARVEST POINT WAY

4 BR | 2 BA | 2,455 ESF

$1,024,900 MLS# PTP2600676

RANCHO BERNARDO

18027 COTORRO ROAD

3 BR | 2 BA | 1,703 ESF

$1,349,000

MLS# PTP2600450

RANCHO SANTA FE

14786 RANCHO SANTA FE FARMS ROAD

5 BR | 5 FULL & 2 HALF BA | 7,938 ESF

$5,150,000 - $5,725,000

MLS# 250034047

SAN MARCOS

762 HILLSBORO WAY

5 BR | 4 BA | 3,522 ESF

$1,299,000

MLS# NDP2510310

AROUNDTHE WORLD

French

Riviera

There are destinations that attract visitors, and then there are places that inspire them to imagine a life there. The Var coast, from Bormes-les-Mimosas to Saint-Tropez, is firmly in the latter category. Known for its balance of sea views, village charm, and a lifestyle shaped by nature and understated elegance, it has become one of the Mediterranean’s most sought-after enclaves. As Gabriel Montigny, Broker/Owner of Coldwell Banker St Barth Azur St Martin, puts it, “The Var coast is a unique real estate market where property goes far beyond investment—it is first and foremost about lifestyle, discretion, and rare assets.” For those who split their year between world-class islands and the French Riviera like Montigny, this region offers a rhythm of life that feels both elevated and deeply grounded.

What makes the area compelling goes well beyond its reputation. Life unfolds in simple but memorable ways; breakfast overlooking the gulf, afternoons on quiet beaches, walks through hilltop villages, and dinners that stretch late into the evening with friends are all quotidian parts of life. Transportation is often a mix of winding coastal roads, two-wheel shortcuts, and local boats that underline the region’s strong connection to the sea. Markets

brim with Provençal flavors, homes emphasize views and privacy, and the surrounding landscapes remain remarkably preserved. Whether someone is considering a visit, envisioning a seasonal retreat, or exploring a more permanent move, this Q&A offers an insider’s view into a region where quality of life is the true luxury.

Where do you recommend someone vacation in your region and why? The Gulf of Saint-Tropez is a truly magnificent destination, rich and deeply inspiring, where everyone can find their own way of life. I am personally very attached to it, having spent all my childhood holidays there, particularly in La Croix-Valmer. The scent of Provence, the pine trees, the Mediterranean vegetation, and the sea create unforgettable memories. The coastal walking path is exceptional. La Croix-Valmer, Cavalairesur-Mer, Le Rayol-Canadel—where our offices are located—Le Lavandou, and Bormes-lesMimosas all offer direct access to the sea, beautiful beaches, and preserved natural surroundings. Saint-Tropez and Ramatuelle embody the elegance and legendary lifestyle of the region, while hilltop villages such as Gassin and La Garde-Freinet, where I live, offer tranquility, breathtaking views, and an exceptional quality of life.

Territory Summary:

The Var coast, from Bormes-les-Mimosas the most iconic regions in the Mediterranean. sea and the Maures mountain range, of beaches, hidden coves, wooded villages.

Saint-Tropez rose to global fame Brigitte Bardot and the iconic film series Tropez” starring Louis de Funès. Over attracted international personalities Bono, and George Clooney. In the Var in Château Miraval, while Johnny Depp Plan-de-la-Tour.

Today, the local economy is driven hospitality, fine wine production, and culture of refined discretion.

https://blog.coldwellbanker.com/coldwell-banker-around-the-world-january-2026/

Bormes-les-Mimosas to Saint-Tropez, is one of Mediterranean. Nestled between the range, it offers a unique landscape hills, vineyards, and charming

through cinema, notably with series “The Gendarme of SaintOver the decades, the region has such as Leonardo DiCaprio, Var hinterland, Brad Pitt invested Depp owns a Provençal hamlet in

driven by high-end tourism, luxury prestige real estate, all within a

https://blog.coldwellbanker.com/coldwell-banker-around-the-world-january-2026/

KEY FACTS

POPULATION: Seasonal with significant summer increase

LANGUAGE(S) SPOKEN: French & English

CLIMATE: Mediterranean

CURRENCY: Euro

INDUSTRY FACTS

TYPES OF ARCHITECTURE:

High-end apartments, Provençal villas, stone bastides, and contemporary properties seamlessly integrated into nature.

AVERAGE SALE PRICE:

In Saint-Tropez, starting around €500,000; Outside of Saint-Tropez, starting around €100,000

AVERAGE YEARS IN HOUSE/APT: Primarily long-term, patrimonial ownership

SPRING VALLEY

9309 HILLSIDE DRIVE

6 BR | 5 BA | 4,413 ESF

$1,470,000

MLS# PTP2507621

SPRING VALLEY

8838 INNSDALE AVENUE

4 BR | 2 BA | 1,440 ESF

$849,000

MLS# PTP2600731

SPRING VALLEY

2608 NANZA STREET

3 BR | 2.5 BA | 1,741 ESF

$840,000

MLS# PTP2508966

UNIVERSITY CITY

2731 SCHENLEY TERRACE

6 BR | 4 BA | 4,347 ESF

$2,500,000

MLS# PTP2601099

VALLEY CENTER

14440 RIDGE RANCH ROAD

4 BR + 1 OPTIONAL | 5.5 BA | 5,839 ESF

$2,985,000

MLS# 2600546

VALLEY CENTER

27960 MOOSA CREEK WAY

5 BR | 3.5 BA | 3,043 ESF

$997,000 - $1,100,000

MLS# PTP2600958

VISTA

1935 CRESTHAVEN DRIVE

4 BR | 3 BA | 2,373 ESF

$1,242,000 MLS# 250046345

209 JOURNEYS END

4 BR | 2.5 BA | 2,202 ESF

$1,000,000

MLS# PTP2600730

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