REAL ESTATE BROKER | DRE# 01238780 619.991.9291 AmySaflar@gmail.com amy saflar SEPTEMBER 2023 homeofthe month & Magnificent Views 7817 Santaluz Inlet San Diego, CA 92127 Serenity, Privacy, How to Know If You’re READY TO BUY A HOME THE NORTHERN LIGHTS by Land, Sea, and Sky
619.991.9291
AmySaflar@gmail.com
DRE #01238780
words from past clients
“After the passing of loved ones, Amy helped my family sell multiple properties at very stressful times. She is always calm, pleasant, respectful and most of all she knows real estate. Amy was there from start to finish, letting me know the most effective ways to get the property ready for sale and how to get the highest offer possible. She is also quick to respond to any questions, and made a daunting task easy and manageable.”
Helen Zeiher
“I have agents worked knows and forwards possible. so you strategy home process piece agent!
MEET Amy Saflar
After two and a half decades of real estate experience, it’s no surprise that Amy Saflar is in the Top 2% of Coldwell Banker agents worldwide. Her undergraduate studies at UC Santa Barbara, coupled with her Masters in Social Work from San Diego State University, allows Amy to focus on each client’s unique circumstances and needs. Herloveofnumbersandabilityto analyze market data and trends, assures that Amy’s clients receive topdollarfortheirsales
Early in Amy’s career, she became a Real Estate Broker. This allowed her to explore property management and become an expert in the 1031 exchange process. Amy put her passion for education to good use, by obtaining her Graduate Realtor Institute Designation, as well as becoming a Seniors Real Estate Specialist. This created an extended skill set that serves clients who have trusts and estates. When clients have lost family members,
Amy’s education supports her client’s emotional turmoil, while still helping them move through the selling process.
A unique element to Amy’s business model is that over 90% of her business comes from referrals or repeat clients. This means that her clients are so pleased with their results, they naturally refer everyone they know and return to use her service again and again. Amy takes the time to make each client feel like they are her only one.
To learn more about Amy Saflar, visit www.Saflar.com.
have worked with several real estate agents in the past 35 years, but I have never worked with anyone as perfect as Amy! She knows the business of real estate backwards forwards and how to get the best deal possible. She explains every step and detail you know exactly what’s happening. Her strategy for getting the best price for my was spot on and she made the entire process enjoyable. I will never buy or sell a of property without having Amy as my agent! She’s the BEST!”
David Milroy
“I had the opportunity to work with Amy in selling my family estate. She knew the market well and applied her extensive expertise in residential real estate to make for a rapid and flawless sale. Unbelievable attention to detail in making this sale attractive to buyers but also, in all of the pre and postsale events. Highly recommended broker who not only has a wealth of experience but can understand seller’s objectives and then without delay, make them happen!”
Howard Kotler
“Amy was truly dedicated and professional as she successfully marketed, negotiated the sale of two of my properties. She patiently answered my many questions and guided me through the complexities and even emotions of selling my home and rental. I truly appreciated never feeling pressured. Her commission was well earned. I would not hesitate to hire Amy again if ever needed.”
Yolaine Stout
GUIDING YOU Home
HOW TO KNOW IF YOU’RE READY TO BUY A HOME
LINDA VISTA
LOGAN HEIGHTS
LOS ANGELES
MENIFEE
MISSION VALLEY
NATIONAL CITY
NORTH PARK
OTAY MESA
POINT LOMA
POWAY
RAMONA
RANCHO BERNARDO
SAN MARCOS
SAN YSIDRO
SOLANA BEACH
SPRING VALLEY
UNIVERSITY HEIGHTS
3 HOME SIMPLICITY MAGAZINE CONTENTS 4-27 10-13 20-21 30 30 30 30 31 31 32 32 32 32 33 33-34 34 35 35 35 35 35 35 36 36-37 37 37 37 38-39 40 40 40 40 40 41 41 41-42 42-43 43 43 43 44 44 44 44-45 45 GLOBAL LUXURY HOME OF THE MONTH THE NORTHERN LIGHTS BY LAND, SEA, AND SKY ALPINE BANKERS HILL BONITA BONSALL CARLSBAD CHULA VISTA CITY HEIGHTS COLLEGE AREA CORONADO DEL CERRO DOWNTOWN EL CAJON ENCANTO ENCINITAS ESCONDIDO HEMET IMPERIAL IMPERIAL BEACH JACUMBA LA JOLLA LA MESA
TERRACE LEMON GROVE
LAKESIDE LAKEVIEW
Information current as of 8/29/23
BONITA
200 SURREY DRIVE
5 BR | 3.5 BA | 2,965 ESF
$1,390,000
MLS# PTP2304108
CARLSBAD
4145 SUNNYHILL DRIVE
5 BR | 3 BA | 4,220 ESF
$3,500,000
MLS# PTP2303319
CARMEL VALLEY
6183 SUMMIT CREST CIRCLE
5 BR | 5.5 BA | 6,200 ESF
$4,186,000
MLS# NDP2305521
4
CHULA VISTA
2908 GATE FIVE PLACE
5 BR | 5 FULL & 3 HALF BA | 6,640 ESF
$5,000,000
MLS# PTP2303916
CHULA VISTA
1101 MAJESTAD LANE
7 BR | 11 BA | 7,475 ESF
$4,750,000
MLS# PTP2301666
CHULA VISTA
1220 SPIVEY ROAD
5 BR | 4.5 BA | 3,996 ESF
$1,699,900
MLS# PTP2302532
5 HOME SIMPLICITY MAGAZINE
CHULA VISTA
1429 OLD JANAL RANCH ROAD
5 BR | 4 BA | 3,534 ESF
$1,499,900 - $1,549,900
MLS# PTP2303823
CHULA VISTA
1296 SANTA OLIVIA ROAD
4 BR | 2.5 BA | 2,474 ESF
$1,049,000 - $1,099,900
MLS# PTP2304171
CHULA VISTA
636 PORT DUNBAR
3 BR | 2.5 BA | 2,381 ESF
$964,900
MLS# 230015102
6
CHULA VISTA
378 BAY LEAF
3 BR | 2 BA | 1,260 ESF
$821,000
MLS# PTP2304175
CHULA VISTA
120 H STREET
3 BR | 1 BA | 1,305 ESF
$819,900
MLS# PTP2303974
CLAIREMONT
6885 ROCKGLEN AVENUE
3 BR | 2 BA | 1,474 ESF
$1,199,900
MLS# 230016590
7 HOME SIMPLICITY MAGAZINE
COLLEGE/ROLANDO
5355 COLLIER AVENUE
3 BR | 2.5 BA | 1,802 ESF
$1,049,000
MLS# PTP2304165
DEL CERRO
6910 CIBOLA ROAD
5 BR | 3 BA | 3,157 ESF
$1,790,000
MLS# PTP2303495
ENCINITAS
1058 3RD STREET
5 BR | 4 BA | 2,160 ESF
$3,335,000
MLS# 230016161
8
ENCINITAS
194 NEPTUNE AVENUE
2 BR | 2 BA | 1,282 ESF
$3,200,000
MLS# NDP2303873
ENCINITAS/OLIVENHAIN
2230 WOODWIND DRIVE
3 BR & 1 OPTIONAL | 3.5 BA | 3,777 ESF
$2,750,000
MLS# 230014062
ESCONDIDO
1728 VIA SINSONTE
5 BR | 3.5 BA | 3,632 ESF
$2,995,000
MLS# 230011638
9 HOME SIMPLICITY MAGAZINE
SERENITY,
7817 Santaluz Inlet, San Diego, CA 92127
10
PRIVACY, & MAGNIFICENT VIEWS
homeofthe month 11 HOME SIMPLICITY MAGAZINE
7817 SANTALUZ INLET
SANTALUZ
| SAN DIEGO 92127
5 Bedrooms | 4 Full & 2 Half Bathrooms | 5,683 ESF | Listed at $5,249,000
As you turn onto the long driveway, there is a sense of serenity, which is further enhanced as you arrive at the beautiful, custom wrought-iron gate at the entry of the front patio. The windows and door are copper-clad, and the gutters and downspouts are copper. Once inside the double-door entry, you are greeted by the grand living room with soaring wood ceiling, massive fireplace, and 1-inch-thick Brazilian cherry hardwood floors with double baseboards. Stunning living spaces and gorgeous details surround you, with all wrought-iron light fixtures and chandeliers handmade in Santa Barbara. The dining
room and outdoor fireplaces are stone plaster, enhancing the charm and luxurious ambiance of the home. In the spacious kitchen you’ll find beautiful ash and alder cabinetry and tile work. The attached casita with full bathroom, currently used as an office, is ideal for multigenerational living. Large doors allow for a seamless flow to the gorgeous spaces outside, where you can dine al fresco beside the impressive outdoor fireplace, tee up on your personal putting green, or take in the breathtaking western views as you lounge beside the fire pit. Tranquility awaits you in this Santaluz gem.
12
13 HOME SIMPLICITY MAGAZINE
ESCONDIDO
9787 CRYSTAL RIDGE DRIVE
5 BR | 4.5 BA | 5,500 ESF
$2,199,000
MLS# 230011959
IMPERIAL BEACH
1029 HEMLOCK AVENUE
3 BR | 3 BA | 1,474 ESF
$1,397,000
MLS# PTP2304214
JAMUL
3290 QUAIL WAY
5 BR & 1 OPTIONAL | 5 BA | 4,240 ESF
$1,499,000
MLS# 230013796
14
JAMUL
15061 LYONS VALLEY ROAD
3 BR | 3.5 BA | 3,020 ESF
$1,195,000
MLS# PTP2304179
LA JOLLA
1402 W MUIRLANDS DRIVE
6 BR | 5 BA | 3,934 ESF
$8,650,000
MLS# 220029104
LA JOLLA
5961 LA JOLLA SCENIC DRIVE
5 BR | 4 BA | 3,667 ESF
$5,500,000
MLS# PTP2303292
15 HOME SIMPLICITY MAGAZINE
8602 ECHO DRIVE
3 BR | 3 BA | 3,121 ESF
$1,900,000 - $2,200,000
MLS# PTP2302729
5663 ABALONE PLACE
3 BR | 3.5 BA | 2,778 ESF
$5,100,000
MLS# 230010252
5728 JEANETTE AVENUE
4 BR | 3 BA | 2,044 ESF
$925,000
MLS# PTP2304166
16
LA JOLLA
LA MESA
LA MESA
LAKE ELSINORE
29169 SORAYA
4 BR | 3 BA | 1,775 ESF
$578,000 - $580,000
MLS# PTP2303165
LOGAN HEIGHTS
5049 SAINT RITA PLACE
4 BR | 2.5 BA | 1,892 ESF
$789,000
MLS# 230015868
MISSION BEACH
3542 BAYSIDE WALK
3 BR | 2.5 BA | 1,300 ESF
$2,250,000
MLS# 230015784
17 HOME SIMPLICITY MAGAZINE
MT HELIX
3860 ROGERS ROAD
3 BR | 2 BA | 1,436 ESF
$899,000
MLS# PTP2304128
OCEAN BEACH
4533 NEWPORT AVENUE
3 BR | 3.5 BA | 2,627 ESF
$2,990,000
MLS# 230015454
OCEAN BEACH
4353 NEWPORT AVENUE
3 BR | 1.5 BA | 1,363 ESF
$1,850,000
MLS# 230016326
18
OCEANSIDE
1823 S PACIFIC AVENUE
4 BR | 4.5 BA | 3,543 ESF
$5,999,000
MLS# 230010012
PACIFIC BEACH
3903 HAINES STREET
3 BR | 2 BA | 1,158 ESF
$2,750,000 - $3,150,000
MLS# NDP2304235
PACIFIC BEACH
4801 ACADEMY STREET
3 BR | 2 BA | 1,520 ESF
$2,500,000
MLS# 230000898
19 HOME SIMPLICITY MAGAZINE
The Northern Lights BY LAND, SEA, AND SKY BY LAND, SEA, AND SKY
Whether it’s waterfalls, sunrises, or the dancing Northern Lights across a dark starry sky, there is something exhilarating about chasing down stunning natural wonders. The Northern Lights, also known as aurora borealis, are a phenomenon that only occurs in some of the coldest, darkest parts of the world and they have been a longtime favorite challenge for tourists and travelers.
Todd Powell, co-founder of Vacations by Rail, describes the lights as “a living, breathing celestial event. The aurora’s movements are not just a dance, but the pulse of the night sky.” The wavering lights that appear and often change colors are likely to be the best light show you’ll ever see, and there are many creative ways to view them in style. Land, sea, and sky all provide a unique opportunity to gaze in wonder at the natural marvel.
closer to the elusive Northern Lights. Due to light pollution, approximately 9 -percent of the skies over the United States are not dark enough to catch a glimpse of the lights, and about 80-percent of the rest of the world’s population can’t view them either, according to Powell, which means a glimpse of them may be a once in a lifetime.
Vacations by Rail is a leader among train vacations with the largest number of destinations and journeys available, including breathtaking views of the Northern Lights from Alaska to Norway. “On a train vacation, the journey takes center stage,” says Powell. “Trains allow travel into parts of the country that are inaccessible by other modes of transportation, all while you relax in comfortable on board accommodations, enjoy some fantastic food, and sit back and appreciate the moment.” Trains are a way to get even
Vacations by Rail offers more than one journey with the lights as a focal point. The Auror View at Bettles Lodge is a six-day journey that includes a two-night stay in Bettles, just past the Arctic Circle, where guests can enjoy uninterrupted views of the lights. The Alaska Winterland and Northern Lights trip is a nine-day journey that makes a stop at the Chena Hot Springs Resort for guests to unwind and then venture out to explore the night skies. “There is something ethereal about seeing the Northern Lights. They are entrancing and enchanting and are a stunning part of nature,” describes Powell. “Traveling to dark-sky places to see the Northern Lights lets people stargaze in ways almost impossible today.”
In 1997, Viking, a small ship travel company, was formed in an attempt to make travel more immersive. The goal was to truly experience the journey and the culture of each destination. Now, the company boasts over 250 awards, travels to all seven continents, and offers river, ocean, and expedition voyages that are destination-focused.
LAND SEA 20
SKY SKY
If the dancing lights are your goal, Viking has put forth its In Search of the Northern Lights trip, a 13-day, three-country journey from London to Bergen, Norway, with five guided tours. Guests will travel the same waters as ancient Vikings, view historic rock carvings, explore the Sami culture, learn about the science behind the Northern Lights and have plenty of viewing opportunities aboard the award-winning fleet.
Artic Bath in Swedish Lapland is a brilliant blend of land and sea, as the floating 12-room hotel/spa located on the Lule River floats in the summer and freezes over in the winter. Made from local materials, inspired by a time when timber was transported by floating logs down the river, the hotel appears truly like an extension of nature.
For those light chasers, between September and late March, the cabins, hotel, and spa offer stunning views in total luxury. For those guests who are feeling more adventurous and craving a closer look, Arctic Bath offers a Northern Lights Sled Tour, Snowshoe Safari, and plenty of other viewing options, such as Ice Dining, Husky Tours, and more. Arctic Bath is a unique
destination that blends luxury with nature and wellness with sustainable materials to luxury spa treatments for the ultimate getaway in Sweden under the northern skies.
Land and sea are just two ways to catch a glimpse of the lights, but Treehotel in Harads, Sweden, offers an even closer look at the aurora borealis among Sweden’s treetops. “Treehotel is architecture and beautiful nature, combined with meeting fantastic people,” explains Tim Lillestø, the press and public relations manager at Treehotel.
Treehotel is a collection of one-of-a-kind private tree houses that are comfortable, great for viewing the lights, and full of whimsy. Inspired by the surrounding environment and featured in Jonas Selberg Augustsén’s film Trädälskaren (The Tree Lover), the hotel and guesthouse have attracted guests from all over the world. Each tree house is designed with a special concept in mind and although the Biosphere, Mirror Cube, and UFO may seem out of place in Sweden’s forests, they offer a real connection to nature among the trees. Lillestø deems “the 7th Room, while sitting on the sofa in front of large windows pointing north,” to be the best viewing option.
21 HOME SIMPLICITY MAGAZINE
Source: https://blog.coldwellbankerluxury.com/the-northern-lights-by-land-sea-and-sky/ SKY
POINT LOMA
870 SAN ANTONIO PLACE
4 BR & 1 OPTIONAL | 4 FULL & 2 HALF BA
3,060 ESF | $3,750,000
MLS# 230014720
POINT LOMA
1355 WILLOW STREET
4 BR & 2 OPTIONAL | 6 BA | 4,662 ESF
$2,799,000
MLS# 230014445
POINT LOMA
3665 CARLETON STREET
4 BR | 3.5 BA | 2,236 ESF
$2,650,000
MLS# 230013090
22
POINT LOMA
3295 TRUMBULL STREET
3 BR | 3.5 BA | 2,442 ESF
$2,599,000
MLS# 230011596
POINT LOMA
3594 CANON STREET
3 BR | 3.5 BA | 2,449 ESF
$2,475,000
MLS# 230015184
POINT LOMA
4460 NARRAGANSETT AVENUE
3 BR | 2 BA | 1,264 ESF
$1,975,000
MLS# 230015875
23 HOME SIMPLICITY MAGAZINE
RANCHO BERNARDO
16207 PALOMINO MESA COURT
4 BR | 2.5 BA | 2,738 ESF
$1,988,000
MLS# NDP2305019
RANCHO PENASQUITOS
8546 GALWAY PLACE
3 BR & 1 OPTIONAL | 3 BA | 2,715 ESF
$1,899,000
MLS# 230016531
RANCHO SANTA FE
6907 EL CAMINO DEL NORTE
4 BR | 3.5 BA | 4,419 ESF
$3,799,900 - $3,999,900
MLS# PTP2303883
24
RANCHO SANTA FE
3023 PASEO CIELO
4 BR & 1 OPTIONAL | 4.5 BA | 4,666 ESF
$3,500,000 - $3,900,000
MLS# 230004974
SAN CARLOS
7584 VOLCLAY DRIVE
4 BR | 2 BA | 1,789 ESF
$1,040,000
MLS# 230016404
SANTALUZ
7817 SANTALUZ INLET
5 BR | 4 FULL & 2 HALF BA | 5,683 ESF
$4,949,000 - $5,249,000
MLS# 230011587
25 HOME SIMPLICITY MAGAZINE
SANTALUZ
8349 SANTALUZ VILLAGE GREEN EAST
3 BR & 1 OPTIONAL | 3 BA | 2,527 ESF
$2,595,000 - $2,745,000
MLS# 230016203
SANTEE
9461 CALLE DEL LAGO
3 BR | 2 BA | 1,520 ESF
$849,900
MLS# 230016183
SANTEE
214 BROOKVIEW COURT
4 BR | 2.5 BA | 1,680 ESF
$799,000 - $825,000
MLS# PTP2303893
26
SCRIPPS RANCH
9965 WILD GRAPE DRIVE
5 BR | 3 BA | 2,625 ESF
$1,499,900
MLS# PTP2303759
SPRING VALLEY
3331 ETON GREENS COURT
3 BR | 2 BA | 1,824 ESF
$829,000
MLS# PTP2303866
UNIVERSITY HEIGHTS
4420 CAMINITO FUENTE
3 BR | 2.5 BA | 1,836 ESF
$1,125,000
MLS# 230013802
27 HOME SIMPLICITY MAGAZINE
28California Preferred Escrow is an independently owned escrow company operated under the regulations of the Department of Financial Protection and Innovation. License # 9632748. California Preferred Escrow has been providing the best escrow services to the San Diego real estate market since 2014, and is growing into the North County markets. Fair prices, superior quality and exceptional customer service are guaranteed when you work with us. Excellence FROM OPEN TO CLOSE OPEN AN ESCROW today californiapreferred.com CPE Corporate 1061 Tierra Del Rey #204 Chula Vista, CA 91910 (619) 475-4094 sales@californiapreferred.com East County Branch 2382 Fletcher Pkwy El Cajon, CA 92020
NMLS# 231073 Point Mortgage Corporation is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; License #4130876, NMLS ID #231073; 2421 Fenton Street, Ste. A, Chula Vista, CA 91914; (www.pointmtg.com); +1 619.475.4095. Copyright © 2022. All rights reserved w w w.p o i n t m t g. c o m VISIT US ON THE WEB AND SEE WHERE MORTGAGE IS ALWAYS ON POINT HERE FOR YOUR HOUSING NEEDS. @pointmortgagecorporation
ALPINE
1199 VALLE DE LAS SOMBRAS
3 BR | 2 BA | 1,864 ESF
$950,000
MLS# PTP2303547
BONITA
3630 HAZELHURST COURT
5 BR | 4 BA | 2,081 ESF
$975,000
MLS# PTP2304212
BANKERS HILL
2770 2ND AVENUE #113
2 BR | 2.5 BA | 1,617 ESF
$999,000
MLS# 230015064
BONITA
4617 VILLAS COURT
3 BR | 2.5 BA | 1,935 ESF
$849,900
MLS# PTP2303834
BANKERS HILL
2568 ALBATROSS STREET UNIT 6K
2 BR | 2 BA | 1,274 ESF
$739,900
MLS# PTP2303860
BONSALL
32036 DEL CIELO OESTE UNIT 2D
2 BR | 2 BA | 1,050 ESF
$450,000
MLS# PTP2304126
30
CARLSBAD
3130 DEL REY AVENUE
3 BR | 3 BA | 2,042 ESF
$1,390,000
MLS# PTP2304015
CHULA VISTA
1559 BROADWAY #77
1 BR | 1 BA | 636 ESF
$365,000 - $385,000
MLS# PTP2303828
CHULA VISTA
154 JAMUL AVENUE
4 BR | 2 BA | 1,275 ESF
$699,000
MLS# PTP2304119
CHULA VISTA
201 TWIN OAKS AVENUE #8
1 BR | 1 BA | 550 ESF
$340,000
MLS# 230016246
CHULA VISTA
1890 CHAMBERY PLACE #2336
3 BR | 2 BA | 1,315 ESF
$640,000
MLS# PTP2304021
CHULA VISTA
201 TWIN OAKS AVENUE #7
1 BR | 1 BA | 550 ESF
$340,000
MLS# 230016247
31 HOME SIMPLICITY MAGAZINE
CITY HEIGHTS
4115 VAN DYKE AVENUE
1 BR | 1 BA | 380 ESF
$450,000 - $460,000
MLS# PTP2303261
COLLEGE/ROLANDO
5045 COLLWOOD WAY #34
2 BR | 2 BA | 1,020 ESF
$599,000
MLS# PTP2303742
COLLEGE/ROLANDO
6357 MESITA DRIVE
3 BR | 2 BA | 1,460 ESF
$850,000
MLS# PTP2303398
CORONADO
502 PALM AVENUE
2 BR | 2 BA | 1,122 ESF
$1,250,000
MLS# 230013992
COLLEGE/ROLANDO
5089 LAMBERT LANE
2 BR | 2.5 BA | 1,348 ESF
$718,599
MLS# PTP2303792
DEL CERRO
5757 ADOBE FALLS ROAD UNIT C
3 BR | 2.5 BA | 1,763 ESF
$725,000
MLS# PTP2304075
32
DOWNTOWN
1465 C STREET #3208
2 BR | 2 BA | 1,013 ESF
$729,000
MLS# 230016432
EL CAJON
1080 E WASHINGTON AVENUE
3 BR | 3 BA | 1,781 ESF
$760,000
MLS# PTP2302795
DOWNTOWN
1080 PARK BOULEVARD #1311
STUDIO | 1 BA | 711 ESF
$430,000
MLS# 230010346
EL CAJON
1754-56 GREENFIELD COURT
2 UNITS
$950,000
MLS# 230010954
EL CAJON
2108 GREENWICK ROAD
3 BR | 2.5 BA | 1,294 ESF
$735,000
MLS# PTP2303263
EL CAJON
687 PALOMAR AVENUE
3 BR | 1 BA | 984 ESF
$625,000
MLS# 230015725
33 HOME SIMPLICITY MAGAZINE
EL CAJON
8020 WINTER GARDENS BOULEVARD UNIT A
3 BR | 2.5 BA | 1,323 ESF
$530,000
MLS# PTP2304139
EL CAJON
1321 GREENFIELD DRIVE #25
2 BR | 1.5 BA | 1,024 ESF
$489,000 - $509,000
MLS# PTP2303934
EL CAJON
15935 SPRING OAKS ROAD #107
3 BR | 2 BA | 1,056 ESF
$284,000
MLS# PTP2303858
ENCANTO
6048-52 BROOKLYN AVENUE
4 UNITS
$1,500,000
MLS# 230012483
ENCANTO
6328 TOOLEY STREET
3 BR | 1.5 BA | 1,072 ESF
$625,000
MLS# PTP2303813
ENCANTO
8619 INNSDALE LANE
4 BR | 2 BA | 1,372 ESF
$580,000
MLS# 230014148
34
ENCINITAS
1732 BURGUNDY ROAD
3 BR | 3 BA | 2,264 ESF
$1,975,000
MLS# NDP2306171
IMPERIAL
2302 BAILY RAY AVENUE
4 BR | 3 BA | 1,867 ESF
$399,000 - $419,000
MLS# PTP2303463
ESCONDIDO
861 HUCKLEBERRY LANE
2 BR | 2 BA | 1,246 ESF
$790,000
MLS# PTP2304195
HEMET
601 N KIRBY STREET #540
2 BR | 2 BA | 1,344 ESF
$49,000
MLS# PTP2302073
IMPERIAL BEACH
556 8TH STREET
4 UNITS
$2,150,000
MLS# PTP2302583
JACUMBA
DESERT VIEW TOWER & 3 HOMES
TOWER + 3 HOMES | OVER 90 ACRES
$2,250,000
MLS# 230000626
35 HOME SIMPLICITY MAGAZINE
LA JOLLA
6125 GLENNCHESTER ROW
3 BR | 2.5 BA | 2,786 ESF
$2,595,000
MLS# 230007473
LA JOLLA
2278 CAMINITO PRECIOSA NORTE
3 BR | 3 BA | 2,012 ESF
$1,560,000
MLS# PTP2303776
LA JOLLA
8850 VILLA LA JOLLA DRIVE #306
3 BR | 2 BA | 1,426 ESF
$1,155,000
MLS# 230014780
LA JOLLA
8585 VIA MALLORCA #33
2 BR | 2 BA | 1,286 ESF
$1,060,000
MLS# 230012008
LA JOLLA
220 COAST BOULEVARD UNIT 2M
STUDIO | 1 BA | 328 ESF
$699,000
MLS# PTP2304267
LA MESA
7109 AMHERST STREET
4 UNITS
$1,888,000
MLS# PTP2207366
36
LA MESA
4790 MAYAPAN DRIVE
2 BR | 2 BA | 1,888 ESF
$800,000
MLS# PTP2304146
LA MESA
3862 AVOCADO BOULEVARD
3 BR | 1 BA | 1,271 ESF
$675,000
MLS# PTP2303908
LAKESIDE
10627 VALLE VISTA DRIVE
3 BR | 1.5 BA | 1,161 ESF
$715,000
MLS# PTP2304098
LAKESIDE
11462 POSTHILL ROAD
4 BR | 2 BA | 1,272 ESF
$699,900
MLS# PTP2304183
LAKEVIEW TERRACE
11300 FOOTHILL BOULEVARD
2 BR | 3 BA | 1,375 ESF
$475,000
MLS# PTP2304116
LEMON GROVE
8365 BROADWAY #1
2 BR | 1.5 BA | 1,184 ESF
$524,999
MLS# 230016421
37 HOME SIMPLICITY MAGAZINE
How To Know
If You’re Ready to Buy a Home
If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make.
While housing market conditions are definitely a factor in your decision, your own life and your finances may be even more important. As an article from NerdWallet says:
“Housing market trends give important context. But whether this is a good time to buy a house also depends on your financial situation, life goals and readiness to become a homeowner.”
Instead of trying to time the market, it may help to focus on what you can control. Here are a few questions that can give you clarity on whether you’re ready to make your move.
a big purchase, and you’re going to sign a home loan stating you’re going to pay that loan back. That can feel like a big obligation. Knowing you have a reliable job and income coming in can help put your mind at ease. As NerdWallet explains:
1. Do You Have a Stable Job?
One thing to consider is how stable you feel your employment is. Buying a home is
2. Have You Figured Out What You Can Afford?
To make sure you have a good idea of what you’ll need to save and what you can expect to spend on your monthly payment, talk to a trusted lender. They’ll be able to tell you
“A mortgage is a big commitment... wait until your employment is stable before thinking about buying a house.”
38
about the pre-approval process and what you can borrow, current mortgage rates and approximate monthly payments, closing costs to anticipate, what percent of the purchase price of the home you’ll need for a down payment, and more.
The best part is you may find out you’re closer to your goals than you realized. You don’t necessarily need to put 20% down, unless it’s specified by your lender or loan type. As Down Payment Resource says:
require no more than 3% to 5% of the purchase price as a down payment. Plus, there are loans and grants that may help cover these costs. Search for down payment assistance in your area, and discuss your results with your mortgage lender...”
3. How Long Do You Plan to Live There?
Another important thing to think about is how long you plan to stay put. It takes time to build equity in your home through paying down your loan and home price appreciation. If you plan to move too soon, you may not recoup your investment. For example, if you’re looking to sell and move again in a year, it might not make sense to buy right now. As a recent article from CNET says:
So, think about your future. If you plan to transfer to a new city with the upcoming promotion you’re working toward or you anticipate your loved ones will need you to move closer to take care of them, that’s something to factor in.
Above all else, the most important question to answer is: do you have a team of real estate professionals in place? If not, finding a trusted local agent and lender is a good first step.
Bottom Line
If you’re trying to decide if you’re ready to buy a home, these questions can help. But ultimately, your best and more reliable resource is the help of trusted real estate professionals.
Source: https://www.mykcm.com/blog/how-toknow-if-youre-ready-to-buy-a-home
“A 20% down payment on a home is great, but... many mortgages
“Buying a home is a good idea if you’re planning to stay put for at least three years. Home values typically increase between 2% and 5% annually, so you could end up paying more in closing costs than you’d earn in proceeds if you sell after only a year or two.”
39 HOME SIMPLICITY MAGAZINE
LINDA VISTA
2676 COMSTOCK STREET
2 BR | 1 BA | 750 ESF
$759,999 - $769,999
MLS# PTP2303835
LOS ANGELES
8710 BELFORD AVENUE UNIT 215B
2 BR | 2 BA | 929 ESF
$545,000
MLS# PTP2304078
LOGAN HEIGHTS
4580 IMPERIAL AVENUE
3 BR | 1 BA | 1,048 ESF
$599,000
MLS# PTP2303282
MENIFEE
29527 CARMEL ROAD
2 BR | 2 BA | 1,404 ESF
$389,999
MLS# PTP2303358
LOGAN HEIGHTS
4410 DELTA STREET #26
2 BR | 2 BA | 1,056 ESF
$375,000
MLS# 230016663
MISSION VALLEY
6131 RANCHO MISSION ROAD #215
1 BR | 1 BA | 680 ESF
$419,900
MLS# PTP2303183
40
NATIONAL CITY
1432 GROVE STREET
3 BR | 2 BA | 1,499 ESF
$699,000 - $750,000
MLS# PTP2304027
NORTH PARK
4150 34TH STREET #3
2 BR | 1 BA | 693 ESF
$519,000
MLS# PTP2303985
NORTH PARK
4205 OHIO STREET #104
2 BR | 2 BA | 840 ESF
$599,000
MLS# 230015823
NORTH PARK
3780 SWIFT AVENUE #3
1 BR | 1 BA | 501 ESF
$400,000 - $435,000
MLS# PTP2303666
NORTH PARK
4150 TEXAS STREET #3
2 BR | 1 BA | 782 ESF
$539,000
MLS# PTP2303859
OTAY MESA
4753 REGATTA LANE
3 BR | 2.5 BA | 1,738 ESF
$799,000 - $869,000
MLS# PTP2304211
41 HOME SIMPLICITY MAGAZINE
OTAY MESA
2726 BARBOUR DRIVE
4 BR | 2 BA | 1,342 ESF
$775,000 - $825,000
MLS# PTP2303735
OTAY MESA
3340 DEL SOL BOULEVARD #219
2 BR | 2 BA | 1,440 ESF
$145,900
MLS# PTP2300150
OTAY MESA
3670 ROSA LINDA STREET
3 BR | 2 BA | 1,110 ESF
$699,000
MLS# PTP2303428
POINT LOMA
3328 ZOLA STREET
3 BR & 1 OPTIONAL | 2.5 BA | 2,195 ESF
$1,595,000
MLS# 230016559
OTAY MESA
3340 DEL SOL BOULEVARD #98
3 BR | 2 BA | 1,344 ESF
$169,900
MLS# PTP2300587
POINT LOMA
3251 LOMA RIVIERA DRIVE
4 BR | 2.5 BA | 1,716 ESF
$895,000
MLS# 230014291
42
POINT LOMA
3866 BASILONE STREET #1
1 BR | 1 BA | 877 ESF
$475,000
MLS# 230016689
RAMONA
23691 COUNTRY VILLA ROAD
2 BR | 2 BA | 1,280 ESF
$549,900
MLS# 230016461
POINT LOMA
3142 MIDWAY DRIVE UNIT B-304
1 BR | 1 BA | 532 ESF
$369,000
MLS# 230015545
RANCHO BERNARDO
12196 SAN TOMAS PLACE
2 BR | 2 BA | 1,450 ESF
$859,000
MLS# PTP2304130
POWAY
13314 DANA VISTA STREET #106
3 BR | 2 BA | 1,200 ESF
$339,000
MLS# PTP2302052
RANCHO BERNARDO
16404 AVENIDA VENUSTO UNIT E
3 BR | 2 BA | 1,506 ESF
$785,000
MLS# 230009579
43 HOME SIMPLICITY MAGAZINE
SAN MARCOS
2368 SENTINEL LANE
3 BR | 2.5 BA | 1,419 ESF
$750,000
MLS# 230016556
SOLANA BEACH
930 VIA MIL CUMBRES #136
2 BR | 2 BA | 1,263 ESF
$810,000
MLS# 230015040
SAN YSIDRO
883 W SAN YSIDRO BOULEVARD #2
2 BR | 2 BA | 729 ESF
$415,000
MLS# PTP2303415
SPRING VALLEY
3329 MANDY LANE
5 BR | 2.5 BA | 2,225 ESF
$910,000
MLS# 230015849
SAN YSIDRO
3890 SIPES LANE #20
4 BR | 2 BA | 1,440 ESF
$195,000
MLS# PTP2302057
SPRING VALLEY
1021 BUENA VISTA AVENUE
4 BR | 2.5 BA | 2,212 ESF
$855,000
MLS# PTP2302976
44
REAL ESTATE BROKER | DRE# 01238780 619.991.9291 AmySaflar@gmail.com amy saflar SEPTEMBER 2023 homeofthe month & Magnificent Views 7817 Santaluz Inlet San Diego, CA 92127 Serenity, Privacy, How to Know If You’re READY TO BUY A HOME THE NORTHERN LIGHTS by Land, Sea, and Sky
619.991.9291
AmySaflar@gmail.com
DRE #01238780
words from past clients
“After the passing of loved ones, Amy helped my family sell multiple properties at very stressful times. She is always calm, pleasant, respectful and most of all she knows real estate. Amy was there from start to finish, letting me know the most effective ways to get the property ready for sale and how to get the highest offer possible. She is also quick to respond to any questions, and made a daunting task easy and manageable.”
Helen Zeiher
“I have agents worked knows and forwards possible. so you strategy home process piece agent!
MEET Amy Saflar
After two and a half decades of real estate experience, it’s no surprise that Amy Saflar is in the Top 2% of Coldwell Banker agents worldwide. Her undergraduate studies at UC Santa Barbara, coupled with her Masters in Social Work from San Diego State University, allows Amy to focus on each client’s unique circumstances and needs. Herloveofnumbersandabilityto analyze market data and trends, assures that Amy’s clients receive topdollarfortheirsales
Early in Amy’s career, she became a Real Estate Broker. This allowed her to explore property management and become an expert in the 1031 exchange process. Amy put her passion for education to good use, by obtaining her Graduate Realtor Institute Designation, as well as becoming a Seniors Real Estate Specialist. This created an extended skill set that serves clients who have trusts and estates. When clients have lost family members,
Amy’s education supports her client’s emotional turmoil, while still helping them move through the selling process.
A unique element to Amy’s business model is that over 90% of her business comes from referrals or repeat clients. This means that her clients are so pleased with their results, they naturally refer everyone they know and return to use her service again and again. Amy takes the time to make each client feel like they are her only one.
To learn more about Amy Saflar, visit www.Saflar.com.
have worked with several real estate agents in the past 35 years, but I have never worked with anyone as perfect as Amy! She knows the business of real estate backwards forwards and how to get the best deal possible. She explains every step and detail you know exactly what’s happening. Her strategy for getting the best price for my was spot on and she made the entire process enjoyable. I will never buy or sell a of property without having Amy as my agent! She’s the BEST!”
David Milroy
“I had the opportunity to work with Amy in selling my family estate. She knew the market well and applied her extensive expertise in residential real estate to make for a rapid and flawless sale. Unbelievable attention to detail in making this sale attractive to buyers but also, in all of the pre and postsale events. Highly recommended broker who not only has a wealth of experience but can understand seller’s objectives and then without delay, make them happen!”
Howard Kotler
“Amy was truly dedicated and professional as she successfully marketed, negotiated the sale of two of my properties. She patiently answered my many questions and guided me through the complexities and even emotions of selling my home and rental. I truly appreciated never feeling pressured. Her commission was well earned. I would not hesitate to hire Amy again if ever needed.”
Yolaine Stout
SPRING VALLEY
10025 AUSTIN DRIVE
4 BR | 2.5 BA | 2,356 ESF
$844,000
MLS# PTP2303841
SPRING VALLEY
1815 SWEETWATER ROAD #60
2 BR & 1 OPTIONAL | 2 BA | 1,440 ESF
$199,000
MLS# 230014536
SPRING
VALLEY
1657 TARLETON STREET
3 BR | 2 BA | 1,134 ESF
$729,000
MLS# 230014569
UNIVERSITY HEIGHTS
4568-4570 FLORIDA STREET
2 UNITS
$1,745,000
MLS# 230015382
SPRING VALLEY
1815 SWEETWATER ROAD #90
2 BR & 1 OPTIONAL | 2 BA | 1,493 ESF
$219,000
MLS# 230014553
UNIVERSITY HEIGHTS
4574-4576 FLORIDA STREET
2 UNITS
$1,745,000
MLS# 230015385
45 HOME SIMPLICITY MAGAZINE
46 UNIVERSITY HEIGHTS 4212 MARYLAND STREET #5 2 BR | 2.5 BA | 1,139 ESF $880,000 MLS# 230014144 UNIVERSITY HEIGHTS 4133 FLORIDA STREET #5 2 BR | 2 BA | 849 ESF $599,000 MLS# 230016262 Your dreams don’t have to be just dreams. Where’s your next move?
HOME SIMPLICITY MAGAZINE
15 coldwellbankerwesthomes.com ©2022 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker® and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC. Coldwell Banker Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. DRE #01481919 AMY SAFLAR 619.991.9291 | amysaflar@gmail.com | www.amysaflar.com REAL ESTATE BROKER & CONSULTANT | DRE #01238780
