Ruben Rodriguez | Home Simplicity, September 2022

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SEPTEMBER 2022 FOR BUYING A HOME TODAY 3 Tips DISTANT STARS Michelin-Starred Dining in Unexpected Places homeofthe month MOUNTAIN VIEWS 1725 Crescent Knolls Glen Escondido, CA 92029 & Stunning Sunsets REALTOR® | DRE# 01337209 RODRIGUEZRUBEN 619.261.9814 | ruben@rubenr.com

RUBEN RODRIGUEZ REALTOR ® | DRE# 01337209 619.26 RUBENR.COMRUBEN@RUBENR.COM1.9814 you CUSTOMIZED SERVICE FOR

In

“My commitment and obligation is to change the

RUBEN Over the past 20 years, Ruben Rodriguez has helped hundreds of clients buy and sell homes throughout San Diego County. For his contributions to the field, Ruben was presented with a Chairman’s Circle Gold Award in 2008, ranking within the top 2 percent of over one million agents nationwide. He has been distinguished as a member of the President’s Circle and has won numerous awards throughout his real estate career. Most recently, he received the International President’s Elite Award, signifying his place in the top 3 percent of Coldwell Banker agents worldwide. He also holds a Real Estate Business Builder designation. In 2012, Ruben joined Coldwell Banker West because of its core values and reputation for providing superior customer service. Building mutually beneficial relationships, he focuses on understanding his clients’ needs, preferences, and values, and then advises and educates them on the best practices in the industry. Ruben attributes his two decades of success to the trust and rapport he builds with his clients: “Above all, it is important to build a close and trusting relationship during the buying and selling process.” Ruben’s words: stats one family time through real estate.” RubensuchgreatwasavailableexperienceveryhomeapleasureRodriguez.”

RODRIGUEZ Meet

at a

“Our

– GRACIE N. “Ruben is a true professional. He had short time to my sell my house, put it on the market, and get the best price. It started off really well then slowed down, but in the end we received an offer we couldn’t refuse. I will be using Ruben again!’’ – MATT V. Highly likely to RECOMMEND

experience with Ruben was excellent. He was anytime to answer any questions we had, professional and friendly, and he secured a home for us. Ruben and his amazing team were pleasure to work with. I highly recommend Rodriguez.”

GuidingYou

3HOME SIMPLICITY MAGAZINE CONTENTS 52-535151515150504947-4946-47464645-46454542-4542424226-2912-154-40 6261-6261616160-616059-6059585857575756-5756565656555554-5554GLOBAL LUXURY HOME OF THE MONTH DISTANT STARS Michelin-Starred Dining in Unexpected Places CARMELBONITAALPINE VALLEY CHULA VISTA CITY LAJULIANJAMULIMPERIALGOLDENESCONDIDOENCANTOELDOWNTOWNDELCORONADOCOLLEGE/ROLANDOCLAIREMONTHEIGHTSCERROCAJONHILLBEACHJOLLA 3 TIPS FOR BUYING A HOME TODAY LA TEMECULASPRINGSOLANASERRASCRIPPSSANTEESANTARANCHOPOINTPARADISEOTAYOCEANSIDEOCEANNORTHNATIONALMURRIETAMISSIONMIRALOGANLINDALEMONLAKESIDEMESAGROVEVISTAHEIGHTSMESAHILLSCITYPARKBEACHMESAHILLSLOMABERNARDOYSABELRANCHMESABEACHVALLEY Information current as of 8/25/22

4 BAY PARK 2581 TOKALON COURT 4 BR | 5 BA | 3,827 ESF MLS#$2,700,000220013422 BONITA 4055 BERMUDA DUNES PLACE 3 BR | 3 BA | 3,866 ESF $1,600,000 - $1,800,000 MLS# PTP2204838 BONITA 508 CANYON DRIVE 4 BR | 3 BA | 2,515 ESF $1,095,000 - $1,195,000 MLS# PTP2205531

5HOME SIMPLICITY MAGAZINE CARLSBAD 4565 SEA BLUFF CIRCLE 4 BR | 3 BA | 2,383 ESF MLS#$2,600,000NDP2208220 CARLSBAD 7375 ALICANTE ROAD 3 BR | 3.5 BA | 3,761 ESF MLS#$1,688,000NDP2208447 CARLSBAD 3155 MONROE STREET 5 BR | 3 BA | 2,312 ESF MLS#$1,595,000NDP2207071

6 CARMEL VALLEY 4706 REEDLEY TERRACE 5 BR | 4.5 BA | 3,620 ESF MLS#$2,488,000NDP2208866 CHULA VISTA 3230 VIA SAN VITALE 4 BR | 4.5 BA | 3,873 ESF MLS#$2,900,000220016956 CHULA VISTA 1006 SUTTER RIDGE COURT 6 BR | 4.5 BA | 4,603 ESF $2,125,000 - $2,500,000 MLS# PTP2203263

7HOME SIMPLICITY MAGAZINE CHULA VISTA 2887 BLUE RIDGE COURT 4 BR | 3.5 BA | 3,540 ESF $2,200,000 - $2,299,900 MLS# PTP2204776 CHULA VISTA 3245 VIA SAN VITALE 5 BR | 4.5 BA | 4,739 ESF MLS#$2,199,900PTP2202859 CHULA VISTA 1417 STEARNS WHARF ROAD 4 BR | 4.5 BA | 3,064 ESF $1,149,900 - $1,249,900 MLS# PTP2205584

8 CHULA VISTA 1061 VIA SINUOSO 5 BR | 3 BA | 2,671 ESF $1,129,000 - $1,249,000 MLS# PTP2204427 CHULA VISTA 993 PASEO LA CRESTA 4 BR | 4 BA | 2,917 ESF $1,149,900 - $1,199,900 MLS# PTP2205543 CHULA VISTA 1180 CALLE FLORECITA 4 BR | 3 BA | 2,366 ESF $950,000 - $1,150,000 MLS# 220021194

9HOME SIMPLICITY MAGAZINE CHULA VISTA 1225 TERSTAL PLACE 5 BR | 3.5 BA | 2,896 ESF $1,059,000 - $1,149,000 MLS# PTP2205442 CHULA VISTA 1409 WEAVERVILLE STREET 5 BR | 3.5 BA | 2,500 ESF MLS#$975,000PTP2205493 CHULA VISTA 898 CAMINO DEL SOL 3 BR | 2.5 BA | 1,814 ESF MLS#$899,900PTP2204033

10 CHULA VISTA 1321 ORTEGA STREET 3 BR | 3 BA | 2,236 ESF MLS#$899,900PTP2205655 CHULA VISTA 2250 BOULDER CREEK STREET 3 BR | 2 BA | 1,593 ESF MLS#$890,000PTP2205679 CHULA VISTA 1433 PERSHING ROAD 6 BR | 4 BA | 2,465 ESF MLS#$875,000PTP2205201

11HOME SIMPLICITY MAGAZINE CHULA VISTA 2511 SECRET CANYON PLACE 4 BR | 2.5 BA | 1,448 ESF MLS#$869,000PTP2205550 CHULA VISTA 2523 SECRET CANYON PLACE 3 BR | 2.5 BA | 1,448 ESF MLS#$849,000PTP2205283 CHULA VISTA 1350 CARPINTERIA STREET 4 BR | 3 BA | 2,249 ESF MLS#$825,000PTP2203943

homeofthe month 1725 Crescent Knolls Glen, Escondido, CA 92029 MOUNTAIN VIEWS & STUNNING SUNSETS

HOME SIMPLICITY MAGAZINE

14 4 Bedrooms | 2.5 Bathrooms | Half-acre | Listed between $1,175,000-$1,325,000 1725 CRESCENT KNOLLS GLEN ESCONDIDO, CA 92029 Meticulously maintained and on almost 1/2 an acre of usable land, featuring boulders and mature landscape. Great views from the southwest rear yard of mountains and pleine air skies. Picture your own volleyball court or Bocce Ball, so many possibilities. The vast 3-car garage and ample grand entry driveway will allow you to park your favorite cars. Cul-de-sac location. The community of Oakstone is conveniently located near great shopping, delicious restaurants, the Highland Valley (where all of the great wineries are located), I-15 as well as Del Lago Science Campus, and yet this home is located in a very quiet and peaceful neighborhood. The spacious, open floor plan offers volume ceilings, lots of light, with flexibility and opportunity for an at-home office and more!

Splish splash, jump into your own resort like-pool to cool off in this humidity and heat! stunningly maintained home is situated in the quiet enclave of Oakstone.

This

15HOME SIMPLICITY MAGAZINE

16 CHULA VISTA 1446 CAMINITO SARDINIA 3 BR | 2.5 BA | 1,810 ESF MLS#$799,900PTP2204391 CHULA VISTA 572 AZALEA STREET 4 BR | 2 BA | 1,982 ESF MLS#$795,000PTP2205508 CHULA VISTA 1520 WESTMORLAND STREET 3 BR | 2.5 BA | 1,615 ESF MLS#$749,900PTP2204404

17HOME SIMPLICITY MAGAZINE CITY HEIGHTS 5418 SOHO VIEW 3 BR | 2.5 BA | 1,494 ESF MLS#$599,000PTP2204745 COLLEGE/ROLANDO 5280 JOAN COURT 4 BR | 2.5 BA | 1,940 ESF MLS#$1,300,000220014825 COLLEGE/ROLANDO 5409 REDLAND PLACE 3 BR | 2 BA | 1,597 ESF MLS#$1,299,000220021785

18 CORONADO 247 B AVENUE 4 BR | 4 BA | 2,708 ESF MLS#$4,000,000PTP2204844 DEL CERRO 5912 LANCE STREET 4 BR | 3 BA | 2,203 ESF MLS#$1,250,000220018641 EL CAJON 14945 OAK CREEK ROAD 4 BR | 3 BA | 2,577 ESF $1,387,000 - $1,487,000 MLS# 220012520

19HOME SIMPLICITY MAGAZINE EL CAJON 1384 HEMPDEN COURT 4 BR | 2.5 BA | 2,111 ESF MLS#$910,000PTP2203536 EL CAJON 1624 PEPPER DRIVE 4 BR | 2 BA | 1,771 ESF MLS#$829,000PTP2205168 EL CAJON 910 BUCKEYE COURT 3 BR | 2.5 BA | 1,617 ESF MLS#$799,000220013416

20 ESCONDIDO 1725 CRESCENT KNOLLS GLEN 4 BR | 2.5 BA | 2,098 ESF $1,175,000 - $1,325,000 MLS# 220022005 ESCONDIDO 925 INSPIRATION LANE 4 BR | 2.5 BA | 2,463 ESF MLS#$1,249,000220018380 ESCONDIDO 2380 OLD RANCH ROAD 4 BR | 2.5 BA | 2,404 ESF MLS#$945,000NDP2208250

21HOME SIMPLICITY MAGAZINE ESCONDIDO 637 STANLEY COURT 5 BR | 2.5 BA | 2,007 ESF MLS#$849,900PTP2205429 ESCONDIDO 650 JORDAN STREET 3 BR | 2 BA | 1,474 ESF MLS#$749,000PTP2204280 LA JOLLA 1151 W MUIRLANDS DRIVE 5 BR | 6.5 BA | 5,966 ESF $9,750,000 - $10,450,000 MLS# PTP2205636

22 LA MESA 8365 DALLAS STREET 4 BR | 2 BA | 1,743 ESF MLS#$945,000220017642 LAKE ELSINORE 34287 CANYON RIM DRIVE 4 BR | 3 BA | 2,434 ESF MLS#$610,000220019857 LAKESIDE 8465 VISTA DEL CAJON PLACE 4 BR | 2.5 BA | 1,851 ESF MLS#$780,000PTP2204179

23HOME SIMPLICITY MAGAZINE LINDA VISTA 6485 GOODWIN STREET 3 BR | 2 BA | 1,566 ESF MLS#$1,099,000PTP2204642 MENIFEE 29111 ABELIA GLEN STREET 5 BR | 3 BA | 3,117 ESF $699,000 - $735,000 MLS# PTP2205374 MISSION HILLS 2084 SAN DIEGO AVENUE 3 BR | 3 BA | 2,023 ESF MLS#$1,325,000PTP2204226

24 MURRIETA 39495 CALLE SAN CLEMENTE 4 BR | 2.5 BA | 2,084 ESF MLS#$675,000PTP2205300 NORMAL HEIGHTS 5028 34TH STREET 2 BR | 3 BA | 960 ESF MLS#$960,000PTP2204465 NORTH PARK 3221 MCKINLEY STREET 3 BR | 2 BA | 1,699 ESF MLS#$1,399,000220014618

NMLS# 231073 Point Mortgage Corporation is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; License #4130876, NMLS ID #231073; 2421 Fenton Street, Ste. A, Chula Vista, CA 91914; (www.pointmtg.com); +1 619.475.4095. Copyright © 2022. All rights reserved w w w.p o i n t m t g. c o m VISIT US ON THE WEB AND SEE WHERE MORTGAGE IS ALWAYS ON POINT HERE FOR YOUR HOUSING NEEDS.@pointmortgagecorporation

26 C

hefs spend their lives chasing Michelin stars, those elusive medallions that validate years of sacrifice and put their restaurants on the map. The most renowned are found in chic neighborhoods of European capitals, although the last decade has seen an explosion of stars in Asia, particularly Japan. Not all Michelin-honored restaurants are located in cosmopolitan settings, however, with many hidden in unexpected places. Rarest of all are three-star restaurants, which the Michelin Guide characterizes as “Exceptional cuisine, worth a special journey!” While they are typically associated with rarefied addresses in Paris, New York or Hong Kong, some threestar restaurants are scattered across the French countryside, such as celebrated Georges Blanc in rural Vonnas or Maison Lameloise in the village of Chagny.

wellyetsimplecookingplacesrecognizesthatgoodMichelinsuchfoodsuperbly .”

HOME SIMPLICITY MAGAZINE

“I love a place called Il Luogo di Aimo e Nadia in Milan, a two-star restaurant that serves extremely simple dishes, but based on fabulous ingredients and exceptionally well executed,” says Hayler. “It’s good that Michelin recognizes places cooking such simple food yet superbly well,” he adds, and applauds one-star restaurant Elkano in the Spanish fishing village of Getaria, near San Sebastian, and its sister restaurant Kaia Kaipe. “They serve turbot grilled on outside charcoal grills, share a magnificent wine cellar and are set in the cliffs overlooking the sea,” he Onesays. would not expect to find a three-star establishment at an underground metro station in Tokyo, but that is exactly the location of Sukiyabashi Jiro, a 10-seat sushi bar owned by chef Jiro Ono,

Japan is home to other Michelin-starred restaurants in unexpected places, reports Andy Hayler, who notes the original location of Tokyo’s then-three-star Sushi Saito was in a parking garage. “As you walked past the gates and parked cars there was a little door that looked like a janitor’s closet,” remembers Hayler, who adds, “Inside was a tiny restaurant that served the best sushi in Tokyo.” He suggests the most spectacular setting in Japan may have belonged to the now-shuttered restaurant from French chef Michel Bras on the island of Hokkaido, situated on the edge of a lake-filled volcanic crater.

immortalized in the documentary film Jiro Dreams of Sushi. The restaurant lost its stars in 2020 after it stopped accepting reservations from the general public, but the quality of the experience is still revered.

Jay Fai is a tiny restaurant in Bangkok, not much different than a thousand other street food stands in the teeming city. What explains the long line of customers is the coveted Michelin star that Jay Fai has earned. Owner Supinya Jansuta, better known as Jay Fai, is a self-taught chef who has been toiling over her signature crispy golden-brown crab omelet for many years. The septuagenarian Jansuta — she wears safety goggles to protect herself from splattering hot oil — has become a celebrity in the Thai capital and while the wait can be interminable, most agree it is worth it. It’s

London-based food writer Andy Hayler, a primary contributor to the books 1001 Restaurants to Experience Before You Die and Food Journeys of a Lifetime, was the first person to have eaten at every Michelin three-star restaurant in the world. He first accomplished the feat in 2004, when all were in Europe, and spent the following 15 years keeping up with Michelin’s global expansion. “I was interested in finding the best restaurants in the world, and three Michelin stars is a shortcut for that,” says Hayler, who serves as restaurant critic at Elite Traveler magazine and maintains the website Andy Hayler’s Restaurant Guide.

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Unpretentious Jay Fai is among the least expensive Michelin-starred restaurants on the planet, but until last year that title was owned by Hawker Chan (fka Hong Kong Soya Sauce Chicken Rice & Noodles) in a Singapore hawker centre. This restaurant, which lost its star last year, specializes in soya-sauced rice with lacquered-skin chicken cooked on a prominent wood-fired rotisserie. In the rarefied galaxy of Michelin, where $500 meals are not uncommon, this dish, priced at the equivalent of about US$2.50, was refreshingly accessible.

Serious gastronome Dave Beaty started an Instagram page in 2016 to document his frequent excursions to Michelinstarred restaurants. During the pandemic, the project evolved into a site called Accounting for Taste — a clever jeu de mots given the author is an accountant by trade — and Beaty’s professional-grade photography captures his subjects’ stunning culinary expressions. Beaty, originally from Rochester, New York but currently based in Stockholm, reports, “Living in Europe gives me an opportunity to try out-of-the-way Michelin-starred restaurants, and my favorites tend not to be in main cities.” The expat explains, “When those places live up to expectations, it feels more special than sitting in a fancy hotel in Paris.” Accordingly, Beaty’s favorite three-star restaurants in Europe include Régis et Jacques Marcon in pastoral Saint-Bonnet-le-Froid, France and Waldhotel Sonnora in Dreis, a remote German village of just over 1,300 inhabitants in the scenic Mosel Valley. Also fond of Waldhotel Sonnora is food writer Andy Hayler, who suggests German culinary talent is underappreciated.

“Germany, which has some of the very best restaurants on earth, is a nation that surprises at the high end, as many people don’t associate the nation with fine dining,” says Hayler. He reports his current personal favorite three-star restaurant in the world may be Victor’s Fine Dining by Christian Bau in the town of Perl, which adjoins Germany’s border with both Luxembourg and BeatyFrance.recounts an experience at Koks, a twostar establishment in the sparsely populated Faroe Islands that has temporarily relocated to even more remote Greenland. So inaccessible was the original restaurant that guests were instructed to meet at a central point for an apéritif before being transported by jeep to the dining room. Another farflung yet extraordinary dining experience cited by Beaty is one-star Under, an ingeniously designed underwater restaurant

— “a breathtakingly stunning building half-submerged in the sea” reads the Michelin Guide — on the southern tip of Norway. In Southern California, the only Chinese restaurant to earn a star is Bistro Na’s, in the San Gabriel Valley. Chinese immigrants have ignited an exciting culinary scene in this region east of Los Angeles, but the sleepy suburb of Temple City is hardly where one would expect to find a Michelin star. Specializing in the imperial cuisine of the Qing dynasty, the restaurant offers sophisticated presentations in an elegant dining room. With its new global markets and pop culture visibility, diners are far more conscious of Michelin honors than they were 20 years ago, but the magic of even a single star — particularly when it illuminates a totally unexpected corner of the world — continues to endure.

"A HALFSTUNNINGbrEATHTAKINGLYBUILDINGSUBMERGEDIN

THE SEA."

Source: https://blog.coldwellbankerluxury.com/distant-stars/

30 OCEAN BEACH 4705 BERMUDA AVENUE 4 BR | 3 BA | 2,594 ESF MLS#$1,997,000220021854 OCEANSIDE 4317 RAWHIDE WAY 3 BR | 2.5 BA | 2,291 ESF $875,000 - $925,000 MLS# NDP2207639 OCEANSIDE 4670 DESMOND CIRCLE 4 BR | 3 BA | 1,739 ESF MLS#$879,000220017490

31HOME SIMPLICITY MAGAZINE OTAY MESA 5188 EMERALD COVE 4 BR | 2 BA | 2,230 ESF MLS#$875,000PTP2204720 OTAY MESA 652 VISTA SANTA ROSALIA 4 BR | 2.5 BA | 2,422 ESF $849,900 - $869,900 MLS# PTP2204845 OTAY MESA 5381 CALLE ROCKFISH 61 2 BR | 2.5 BA | 1,339 ESF MLS#$584,900PTP2205436

32 PACIFIC BEACH 3317 RIVIERA DRIVE 3 BR | 3.5 BA | 3,597 ESF MLS#$2,990,000220020061 PINE VALLEY 7716 CALLE DEL BOSQUE 3 BR | 3 BA | 2,815 ESF MLS#$799,000220020165 POINT LOMA 3626 HYACINTH DRIVE 5 BR | 4.5 BA | 3,239 ESF MLS#$2,500,000220021326

33HOME SIMPLICITY MAGAZINE POINT LOMA 3714 CANON STREET 3 BR | 3 BA | 2,504 ESF MLS#$2,275,000220021283 POINT LOMA 3124 DUMAS STREET 5 BR | 4 BA | 2,580 ESF MLS#$2,195,000220017643 POWAY 16801 CHAPARRAL WAY 5 BR | 6 FULL & 2 HALF BA | 6,150 ESF $2,799,000 - $2,999,000 MLS# PTP2204800

34 POWAY 14720 HIGH VALLEY ROAD 5 BR | 6.5 BA | 5,000 ESF MLS#$2,797,000220016330 POWAY 12820 CAMINO DEL VALLE 5 BR | 3 BA | 4,118 ESF $1,950,000 - $2,250,000 MLS# PTP2205052 RANCHO BERNARDO 18771 CAMINITO PASADERO 67 3 BR | 3 BA | 1,896 ESF MLS#$1,125,000220016948

35HOME SIMPLICITY MAGAZINE RANCHO BERNARDO 16185 SELVA DRIVE 2 BR | 2 BA | 1,673 ESF $875,000 - $975,000 MLS# NDP2208501 RANCHO PENASQUITOS 12620 SALMON RIVER ROAD 4 BR | 3 BA | 1,955 ESF MLS#$1,399,000220021288 RANCHO SANTA FE 15598 CHURCHILL DOWNS 4 BR | 4.5 BA | 4,109 ESF $2,895,000 - $3,195,000 MLS# 220015679

36 RUNNING SPRINGS 1905 WILLOW DRIVE 4 BR | 3 BA | 1,504 ESF MLS#$585,000PTP2205430 SAN CARLOS 8460 TOMMY DRIVE 3 BR | 2 BA | 1,800 ESF MLS#$935,000220020159 SAN MARCOS 3420 ARBORVIEW DRIVE 3 BR | 2.5 BA | 1,826 ESF MLS#$956,000PTP2204603

37HOME SIMPLICITY MAGAZINE SANTA YSABEL 25218 BLACK CANYON ROAD 3 BR | 2 BA | 2,040 ESF MLS#$1,100,000PTP2205377 SOUTH PARK 2914 HAWTHORN STREET 3 BR | 1.5 BA | 925 ESF $995,000 - $1,069,000 MLS# PTP2204687 SPRING VALLEY 10182 PURE WATERS COURT 5 BR | 4 BA | 3,170 ESF MLS#$969,000220019958

38 SPRING VALLEY 3594 HARTZEL DRIVE 3 BR | 2 BA | 1,614 ESF MLS#$849,000220021392 SPRING VALLEY 9532 LAMAR STREET 3 BR | 2.5 BA | 2,392 ESF MLS#$799,000220016448 SPRING VALLEY 1028 CORONADO AVENUE 3 BR | 2 BA | 1,500 ESF MLS#$699,000PTP2204631

39HOME SIMPLICITY MAGAZINE TIERRASANTA 11549 CAMINO PLAYA CATALINA 4 BR | 3 BA | 2,631 ESF $1,290,000 - $1,340,000 MLS# 220021883 VALLEY CENTER 27056 CALLE DE ENCINAS COURT 5 BR | 3.5 BA | 3,124 ESF MLS#$1,290,000220020478 VALLEY CENTER 12294 LILAC HILL 3 BR | 3 BA | 2,070 ESF $825,000 - $925,000 MLS# NDP2207362

40 VISTA 1886 MAYA COURT 4 BR | 3 BA | 2,767 ESF MLS#$1,499,000PTP2203949 VISTA 1640 OLYMPUS LOOP DRIVE 4 BR | 2.5 BA | 2,272 ESF MLS#$950,000PTP2203698

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42 ALPINE 315 ALPINE HEIGHTS 4 BR | 4 BA | 2,156 ESF MLS#$925,000PTP2203772 BONITA 2920 BRIARWOOD ROAD J9 1 BR | 1 BA | 584 ESF MLS#$369,000PTP2204203 BONITA 3617 BONITA VERDE DRIVE 4 BR | 2.5 BA | 2,342 ESF MLS#$1,099,900PTP2205183 CHULA VISTA 1052 BUENA VISTA WAY 4 BR | 2 BA | 1,592 ESF MLS#$855,000PTP2205256 ALPINE 522 ANDERSON ROAD 4+ BR | 3 BA | 2,597 ESF MLS#$900,000220022075 CARMEL VALLEY 3857 PELL PLACE 217 1 BR | 1 BA | 748 ESF MLS#$629,000220020624

43HOME SIMPLICITY MAGAZINE CHULA VISTA 943 NOLAN WAY 4 BR | 2 BA | 2,313 ESF MLS#$795,000PTP2205327 CHULA VISTA 1575 APACHE DRIVE C 3 BR | 2 BA | 1,452 ESF MLS#$714,900PTP2203277 CHULA VISTA 1334 MYRA COURT 3 BR | 2 BA | 1,398 ESF MLS#$739,900PTP2204917 CHULA VISTA 1137 CALLE DE DAMASCO 2 BR | 2.5 BA | 1,468 ESF MLS#$695,000PTP2205603 CHULA VISTA 763 NEPTUNE COURT 4 BR | 2 BA | 1,652 ESF $735,000 - $770,000 MLS# PTP2205535 CHULA VISTA 1102 HILLTOP DRIVE 3 BR | 1.5 BA | 1,120 ESF MLS#$699,000PTP2204900

44 CHULA VISTA 1423 CAMINITO GARIBAY 3 3 BR | 3 BA | 1,723 ESF MLS#$689,000PTP2204553 CHULA VISTA 2071 BRAVO LOOP 2 3 BR | 2 BA | 1,433 ESF MLS#$669,000220018916 CHULA VISTA 1035 LAGUNA SECA LOOP 2 BR | 3 BA | 1,236 ESF MLS#$680,000PTP2205329 CHULA VISTA 2296 CABO BAHIA 3 BR | 2.5 BA | 1,246 ESF MLS#$640,000220020701 CHULA VISTA 1179 HILLTOP DRIVE 3 BR | 1.5 BA | 1,120 ESF MLS#$680,000PTP2205472 CHULA VISTA 2362 CORTE MISTICO 37 3 BR | 3 BA | 1,285 ESF MLS#$640,000PTP2205089

45HOME SIMPLICITY MAGAZINE CHULA VISTA 717 CAMINITO VALIENTE 2 BR | 2 BA | 1,034 ESF MLS#$593,500PTP2205087 COLLEGE/ROLANDO 5253 COUNTRYSIDE DRIVE 5 BR | 3.5 BA | 2,767 ESF MLS#$999,000220021936 CLAIREMONT 4320 CLAYFORD STREET 3 BR | 2.5 BA | 1,710 ESF MLS#$995,000220019238 COLLEGE/ROLANDO 4341 RODRIGO DRIVE 3 BR | 2 BA | 1,500 ESF MLS#$850,000PTP2204932 CITY HEIGHTS 4712 HOME AVENUE 2 BR | 1.5 BA | 882 ESF MLS#$402,000220021987 COLLEGE/ROLANDO 4461 MATARO DRIVE 2 BR | 1 BA | 1,087 ESF $800,000 - $850,000 MLS# PT22171602

46 COLLEGE/ROLANDO 4231 COLLWOOD LANE 3 BR | 2.5 BA | 1,895 ESF MLS#$799,000220019611 CORONADO 741 D AVENUE 3 BR | 3 BA | 1,450 ESF MLS#$1,850,000220020045 CORONADO 449 G AVENUE 3 BR | 3.5 BA | 2,148 ESF $1,915,000 - $2,095,000 MLS# PTP2205664 DOWNTOWN 850 BEECH STREET 713 2 BR | 2 BA | 1,285 ESF MLS#$1,199,000220014173 COLLEGE/ROLANDO 3835 69TH STREET 3 BR | 1 BA | 1,226 ESF MLS#$679,900PTP2204712 DEL CERRO 7320 PARK RIDGE BOULEVARD 213 2 BR | 2 BA | 997 ESF MLS#$499,000220020440

47HOME SIMPLICITY MAGAZINE DOWNTOWN 555 FRONT STREET 402 2 BR | 2 BA | 1,209 ESF MLS#$850,000PTP2203114 DOWNTOWN 1465 C STREET 3511 1 BR | 1 BA | 721 ESF MLS#$445,000220018611 DOWNTOWN 1501 FRONT STREET 436 1 BR | 1 BA | 658 ESF MLS#$554,900220017602 EL CAJON 11939 AVENIDA MARCELLA 3 BR | 2.5 BA | 1,491 ESF MLS#$775,000220019265 DOWNTOWN 1465 C STREET 3617 1 BR | 1 BA | 881 ESF MLS#$575,000220020028 EL CAJON 130 SCENIC DRIVE 3 BR | 2.5 BA | 1,740 ESF MLS#$779,000PTP2205096

48 EL CAJON 365 N WESTWIND DRIVE 4 BR | 2 BA | 1,936 ESF MLS#$749,900220019194 EL CAJON 673 GALENA STREET 3 BR | 1.5 BA | 1,024 ESF $649,000 - $679,000 MLS# PTP2205598 EL CAJON 613 BURNHAM STREET 3 BR | 2 BA | 1,220 ESF MLS#$700,000PTP2204891 EL CAJON 511 N CUYAMACA STREET 2 BR | 1 BA | 1,229 ESF $615,000 - $635,000 MLS# PTP2203918 EL CAJON 1401 DELIGHT STREET 3 BR | 2 BA | 1,555 ESF MLS#$739,000PTP2205187 EL CAJON 525 PRESCOTT AVENUE 2 BR | 1 BA | 848 ESF $624,900 - $649,900 MLS# PTP2204369

49HOME SIMPLICITY MAGAZINE EL CAJON 588 NADEEN WAY 3 BR | 2 BA | 1,157 ESF $590,000 - $630,000 MLS# PTP2204366 EL CAJON 13852 PINKARD WAY 57 2 BR | 2.5 BA | 1,191 ESF MLS#$499,000PTP2204577 EL CAJON 1345 PARTRIDGE AVENUE 3 BR | 2.5 BA | 1,454 ESF MLS#$554,900PTP2204258 ENCANTO 703 59TH STREET 3 BR | 2 BA | 1,350 ESF MLS#$690,000PTP2204597 EL CAJON 1556 MINT AVENUE 3 BR | 2 BA | 1,050 ESF MLS#$610,000PTP2204887 ENCANTO 6103 FEDERAL BOULEVARD 5 BR | 3 BA | 2,000 ESF $729,000 - $759,000 MLS# PTP2205415

50 ESCONDIDO 835 W 10TH AVENUE 4 BR | 2 BA | 1,402 ESF MLS#$799,900PTP2205422 ESCONDIDO 2135 E VALLEY PARKWAY 11 2 BR | 2 BA | 1,184 ESF MLS#$485,000PTP2205459 ESCONDIDO 1961 MAVERICK GLEN 3 BR | 2.5 BA | 1,291 ESF MLS#$720,000220020245 GOLDEN HILL 1291 34TH STREET 9 1 BR | 1 BA | 668 ESF MLS#$417,000220019682 ESCONDIDO 138 BRETT PLACE 3 BR | 2 BA | 1,728 ESF MLS#$725,000220019681 ESCONDIDO 1350 N ESCONDIDO BOULEVARD 5 1 BR | 1 BA | 628 ESF MLS#$345,000PTP2204574

51HOME SIMPLICITY MAGAZINE IMPERIAL BEACH 1069 9TH STREET 2 BR | 2 BA | 834 ESF MLS#$680,000220011200 JULIAN 1204 SUNSHINE TRAIL 3 BR | 2 BA | 1,144 ESF MLS#$450,000PTP2202681 JAMUL 14212 MYRTLE STREET 3 BR | 1 BA | 1,098 ESF $600,000 - $650,000 MLS# PT22143882 LA JOLLA 8272 GILMAN DRIVE 24 2 BR | 2.5 BA | 978 ESF MLS#$805,000220018157 JAMUL 3102 TERRA SECA TRAIL 3 BR | 2 BA | 2,292 ESF MLS#$849,999PTP2205509 LA JOLLA 7505 CAMINITO AVOLA 3 BR | 2 BA | 2,040 ESF MLS#$2,550,000PTP2202706

1. Understand How Mortgage Rates Impact Your Homebuying Power

52

Principal and interest payments rounded to the nearest dollar. Total monthly payment may vary based on loan specifications such as property taxes, insurance, HOA dues, and other fees. Interest rates used here are for marketing purpose only. Consult your licensed Mortgage Advisor for current rates. Source: mortgagecalculator.net how they can impact your purchasing power when you’re thinking of buying a home. The chart below can Let’shelp.sayyour budget allows for a monthly mortgage payment in the $2,100-$2,200 range. The green in the chart indicates a payment within or below that range, while the red is a payment that exceeds it. As the chart shows, even a small change in mortgage rates can have a big impact on your monthly payments. If rates rise, you could exceed your budget unless you pursue a lower home loan amount. If rates fall, your purchasing power may increase, which could give you additional options for your search.

Mortgage rates have increased significantly this year, and over the past few weeks, they’ve been fluctuating quite a bit. It’s important to stay up to date on what’s happening with rates and understand

But it’s important to keep in mind that while inventory is improving, it’s still a sellers’ market. And that means you need to be prepared as you set out on your home search. Here are three tips for buying the home of your dreams today.

Buyer’s Purchasing Power Monthly Mortgage Payment (Principal and Interest)

If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions. Recent data shows the supply of homes for sale is increasing, giving buyers like you additional options.

3

Tips HomeBuyingforaToday

And if you’re able to, opening your search up to include other housing types, like newly built homes, condominiums, or townhomes can further increase your pool of options. Even as the inventory of homes for sale improves today, finding ways to cast a wider net during your search could help you find a hidden gem.

3. Work With a Local Real Estate Professional for Expert Guidance

2. Be Open to Exploring Different Options During Your Search

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53HOME SIMPLICITY MAGAZINE

A recent article from the Washington Post highlights a few things buyers can consider today. It encourages opening yourself up to more areas. For example, if there’s a location you’ve previously ruled out (like a particular town, for example) it may be worth taking another look.

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein. Strategically planning your home search by understanding today’s mortgage rates, casting a wide net, and building a team of experts can be the keys to finding the home of your dreams. To make sure you have expert advice each step of the way, let’s connect.

The supply of homes for sale is improving, which gives you more homes to choose from. But historically, supply is still low. That means as you search for homes, if you still don’t find something that meets your needs, it may be worth expanding your search.

Ultimately, you need to be prepared when you set out to buy a home. Jeff Ostrowski, Senior Mortgage Reporter for Bankrate, explains: “Taking the leap to homeownership can provide a feeling of pride while boosting your long-term financial outlook, if you go in well-prepared and with your eyes open.” No matter where you’re at in your homeownership journey, the best way to make sure you’re set up for success is to work with a real estate professional. If you’re just starting your search, a real estate professional can help you understand your local market and search for available homes. And when it’s time to make an offer, they’ll be an expert advisor and negotiator to help yours stand out above the rest.

Source: ing-a-home-today/https://www.mykcm.com/2022/08/22/3-tips-for-buy

54 LA MESA 4320 CORTE SANO 4 BR | 2 BA | 1,450 ESF MLS#$869,900PTP2204944 LA MESA 4900 ROSEHEDGE DRIVE 216 1 BR | 1 BA | 760 ESF MLS#$389,000PTP2205039 LA MESA 10807 EXPLORER ROAD 4 BR | 2.5 BA | 2,236 ESF MLS#$812,400PTP2205510 LAKESIDE 9605 FARMINGTON DRIVE 3 BR | 2 BA | 1,396 ESF MLS#$725,000220021384 LA MESA 5825 GREGG COURT 4 BR | 3 BA | 1,624 ESF MLS#$849,900PTP2204183 LAKESIDE 12911 OLD BARONA ROAD 3 BR | 2 BA | 2,053 ESF MLS#$869,000PTP2204012

55HOME SIMPLICITY MAGAZINE LAKESIDE 8420 WINTER GARDENS BOULEVARD 3 BR | 2 BA | 1,466 ESF $650,000 - $700,000 MLS# PT22140625 LEMON GROVE 1632 DARTMOOR DRIVE 3 BR | 1.5 BA | 1,439 ESF MLS#$739,000220020687 LAKESIDE 13460 HIGHWAY 8 BUSINESS 17 2 BR | 2 BA | 1,440 ESF MLS#$225,000ND22177773 LINDA VISTA 6929 PARK MESA WAY 125 2 BR | 1.5 BA | 1,224 ESF $699,000 - $769,000 MLS# 220022006 LAKESIDE 13727 VECINIO DEL ESTE PLACE 3 BR | 2 BA | 1,400 ESF MLS#$699,000PTP2205551 LEMON GROVE 3665 GROVE STREET 271 2 BR | 2 BA | 1,022 ESF MLS#$450,000PTP2203373

56 LOGAN HEIGHTS 1507 S 40TH STREET B 3 BR | 2 BA | 900 ESF MLS#$425,000PTP2205529 MURRIETA 24134 TUSCANY AVENUE 2201 2 BR | 2.5 BA | 1,377 ESF MLS#$499,999220015112 MISSION HILLS 845 FORT STOCKTON DRIVE 408 2 BR | 2 BA | 1,449 ESF MLS#$1,225,000220021996 NATIONAL CITY 935 BUCKY LANE 3 BR | 2 BA | 1,389 ESF MLS#$599,000PTP2205386 MIRA MESA 9715 MESA SPRINGS WAY 196 2 BR | 2 BA | 1,041 ESF MLS#$549,000PTP2204368 NATIONAL CITY 921 HOOVER AVENUE 3 BR | 2 BA | 1,566 ESF MLS#$735,000PTP2205362

57HOME SIMPLICITY MAGAZINE NATIONAL CITY 617 R AVENUE 20 2 BR | 1 BA | 977 ESF $449,000 - $469,000 MLS# PTP2205577 OCEAN BEACH 4783 PESCADERO AVENUE 3 BR | 3 BA | 1,255 ESF MLS#$1,599,000220016072 NORTH PARK 4086 TEXAS STREET 2 BR | 2 BA | 1,428 ESF MLS#$839,000220016714 OCEANSIDE 3839 VISTA CAMPANA S 15 2 BR | 1.5 BA | 994 ESF MLS#$430,000220019102 NATIONAL CITY 3131 VALLEY ROAD 70 2 BR | 2 BA | 1,352 ESF MLS#$225,000PTP2203531 OCEAN BEACH 4444 W POINT LOMA 22 2 BR | 2 BA | 986 ESF MLS#$599,000220021337

58 OTAY MESA 1185 30TH STREET 3 BR | 1.5 BA $690,000 - $740,000 MLS# PTP2203533 PARADISE HILLS 7916 TINAJA LANE 4 BR | 2.5 BA | 1,649 ESF $675,000 - $725,000 MLS# PTP2205295 PARADISE HILLS 2531 CALLE SERENA 3 BR | 2 BA | 1,853 ESF $749,900 - $799,900 MLS# PTP2205522 PARADISE HILLS 6193 CUMBERLAND STREET 4 BR | 2 BA | 1,510 ESF $649,900 - $674,900 MLS# 220020810 OTAY MESA 2950 IRIS AVE SPACE 81 2 BR | 2 BA | 1,040 ESF MLS#$170,000PTP2202858 PARADISE HILLS 5512 CHATTANOOGA STREET 3 BR | 2 BA | 1,448 ESF MLS#$710,000PTP2205673

59HOME SIMPLICITY MAGAZINE POINT LOMA 3535 STERNE STREET 3 BR | 2 BA | 1,871 ESF MLS#$1,650,000220018762 RANCHO BERNARDO 17865 AGUAMIEL ROAD 4 BR | 3.5 BA | 3,378 ESF $1,600,000 - $1,850,000 MLS# 220016686 POINT LOMA 3263 HOMER STREET 2 BR | 1 BA | 1,296 ESF MLS#$1,325,000220017307 RANCHO BERNARDO 17458 PLAZA CERADO 76 2 BR | 2 BA | 1,431 ESF MLS#$599,000220017734 POINT LOMA 2930 CARLETON STREET 3 BR | 2 BA | 1,525 ESF MLS#$1,500,000220012543 RANCHO BERNARDO 16212 AVENIDA VENUSTO B 2 BR | 2.5 BA | 1,557 ESF $779,000 - $849,000 MLS# 220018095

60 RANCHO BERNARDO 14978 AVENIDA VENUSTO 58 1 BR | 1 BA | 708 ESF MLS#$479,000220017880 SANTEE 9220 WILLOWGROVE AVENUE 3 BR | 1 BA | 956 ESF MLS#$689,000PTP2205095 SANTEE 8520 ORGANDY LANE 4 BR | 3 BA | 2,442 ESF MLS#$859,000PTP2204062 SANTEE 9515 EVE LANE 3 BR | 2 BA | 1,242 ESF MLS#$595,000PTP2205580 SANTA YSABEL 5065 MOUNTAINBROOK ROAD 3 BR | 2 BA | 1,883 ESF MLS#$674,999PTP2204566 SANTEE 9495 VOMAC ROAD 4 BR | 2 BA | 1,900 ESF $650,000 - $675,000 MLS# PTP2205475

61HOME SIMPLICITY MAGAZINE SANTEE 10504 KERRIGAN COURT 3 BR | 1.5 BA | 1,323 ESF MLS#$580,000220021431 SOLANA BEACH 1309 SANTA LUISA DRIVE 3 BR | 2 BA | 1,525 ESF MLS#$2,075,000220021134 SERRA MESA 2045 CARDINAL DRIVE 5 BR | 2 BA | 1,806 ESF MLS#$999,000PTP2204675 SPRING VALLEY 9591 UPLAND STREET 4 BR | 3 BA | 2,124 ESF MLS#$875,000220020064 SCRIPPS RANCH 11926 CYPRESS CANYON ROAD 2 2 BR | 2.5 BA | 1,129 ESF $799,000 - $825,000 MLS# PTP2205328 SOLANA BEACH 241 S SIERRA AVENUE 3 BR | 3 BA | 1,710 ESF MLS#$1,999,000NDP2207277

62 SPRING VALLEY 9034 KENWOOD DRIVE 15 2 BR | 1.5 BA | 1,020 ESF MLS#$425,000PTP2205434 TEMECULA 31968 CAMINO MOLNAR 3 BR | 2 BA | 2,000 ESF MLS#$699,000PTP2205407 HELPING YOU FIND HOME WHEREVER IT MAY BE

HOME SIMPLICITY MAGAZINECalifornia Preferred Escrow is an independently owned escrow company operated under the regulations of the Department of Financial Protection and Innovation. License # 9632748. California Preferred Escrow has been providing the best escrow services to the San Diego real estate market since 2014, and is growing into the North County markets. Fair prices, superior quality and exceptional customer service are guaranteed when you work with us. Excellence FROM OPEN TO CLOSE OPENESCROWAN today californiapreferred.com CPE Corporate 1061 Tierra Del Rey #204 Chula Vista, CA 91910 (619) sales@californiapreferred.com475-4094 East County Branch 2382 Fletcher Pkwy El Cajon, CA 92020

1 coldwellbankerwesthomes.com ©2022 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker® and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC. Coldwell Banker Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. DRE #01481919 ruben rodriguez 619.261.9814 | ruben@rubenr.com | www.rubenr.com REALTOR ® | DRE #01337209

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