Ruben Rodriguez presents: Home Simplicity, June 2022

Gui d i n g Yo u HOME

CONTENTS 4-31 10-13 22-23

32-33

GLOBAL LUXURY HOME OF THE MONTH GALAPAGOS ISLANDS’ FIRST TRUE SUPERYACHT SETS SAIL DON’T LET RISING INFLATION DELAY YOUR HOMEOWNERSHIP PLANS

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CARLSBAD

35-36

CHULA VISTA

36-37

EL CAJON

37

ESCONDIDO

37

JULIAN

37

LAKESIDE

37

LEMON GROVE

37

MIRA MESA

38

NORTH PARK

38

OCEAN BEACH

38

PARADISE HILLS

38-40

SAN DIEGO

40

SAN MARCOS

41

SANTEE

41

SCRIPPS RANCH

41

SPRING VALLEY

Information current as of 5/26/2022

HOME SIMPLICITY MAGAZINE

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A L P IN E

2951 VIA VIEJAS

5 BR | 4.5 BA | 4,666 ESF $1,200,000 - $1,300,000* MLS# PT22078204

A LPI NE

2302 VIA DIEGUENOS

5 BR | 3 BA | 3,112 ESF $1,249,999 MLS# PTP2203232

A L P IN E

1356 REAL WAY

3 BR | 2 BA | 1,200 ESF $995,000 - $1,085,000* MLS# PTP2202927

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* Seller will entertain offers within the listed range.

B O N ITA

5211 NANNETTE STREET 4 BR | 3 BA | 3,059 ESF $1,400,000 MLS# 220012471

B ONI TA

592 PINERIDGE COURT

5 BR | 2.5 BA | 2,298 ESF $1,149,900 - $1,199,900* MLS# PTP2202972

B O N ITA

3909 ALTA LOMA DRIVE

3 BR | 2.5 BA | 1,616 ESF $1,050,000 MLS# PTP2203446

HOME SIMPLICITY MAGAZINE

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CARLSBAD

3444 SEACREST DRIVE

5 BR | 4.5 BA | 3,627 ESF $2,125,000 MLS# PTP2203219

CHUL A VI S TA

1006 SUTTER RIDGE COURT 6 BR | 4.5 BA | 4,265 ESF $2,499,000 - $2,650,000* MLS# PTP2203263

C H U L A V IS TA 3056 VINEYARD WAY

5 BR | 4.5 BA | 4,755 ESF $2,600,000 MLS# PTP2106589

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* Seller will entertain offers within the listed range.

C H U L A V IS TA 3245 VIA SAN VITALE

5 BR | 4.5 BA | 4,739 ESF $2,499,900 - $2,559,900* MLS# PTP2202859

CHUL A VI S TA

2415 WISHING STAR WAY

7 BR | 4.5 BA | 3,817 ESF $1,500,000 - $1,800,000* MLS# 220012423

C H U L A V IS TA

451 JACARANDA DRIVE

6 BR | 5 BA | 4,273 ESF $1,759,900 MLS# PTP2201840

HOME SIMPLICITY MAGAZINE

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C H U L A V IS TA 871 PADERA COURT

6 BR | 4 BA | 4,072 ESF $1,649,900 - $1,750,000* MLS# PTP2202274

CHUL A VI S TA

1375 S ECHO RIDGE WAY

5 BR | 4.5 BA | 4,278 ESF $1,750,000 MLS# PTP2202575

C H U L A V IS TA

897 CHESAPEAKE PLACE

5 BR | 5.5 BA | 4,536 ESF $1,550,000 - $1,700,000* MLS# PTP2202851

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* Seller will entertain offers within the listed range.

C H U L A V IS TA 891 PADERA COURT

6 BR | 3 BA | 3,705 ESF $1,299,900 - $1,349,900* MLS# PTP2202328

CHUL A VI S TA

1446 WINDCHIME AVENUE 4 BR | 3.5 BA | 3,509 ESF $1,200,000 MLS# PTP2203370

C H U L A V IS TA 1279 VIA ESCALANTE

5 BR | 4 BA | 2,871 ESF $1,199,900 MLS# PTP2203331

HOME SIMPLICITY MAGAZINE

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BEST SETTING IN SKY RANCH 7000 Mariposa Street Santee, CA 92071

10

homeofthe

month

HOME SIMPLICITY MAGAZINE

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7 0 0 0 M A R I P O SA ST R E E T SANTEE, CA 92071 5 Bedrooms, 3 Bathrooms, 2,930 ESF, Listed between $1,450,000-$1,550,000*, Sky Ranch Wow! Most likely the best setting in Sky Ranch. Private at the end of a cul-de-sac and majestic views! Resort-feel backyard with amazing hardscape. Raised patio with waterfall, firepit and 16x16 aluminum cover. 3 separate horizontal fire pits with rocks. Custom built-in masonary BBQ with 5-burner grills and all the extras. 70 feet of Eldorado-finished retaining walls, synthetic turf front and back with putting green. The interior is completely upgraded throughout with a spacious kitchen and family room area. Premium lot location with approximately $300k of interior and exterior upgrades.

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Interior upgrades include wood flooring Interior upgrades include wood flooring throughout the first floor, custom-built throughout the first floor, custom-built cabinets and countertops in the dining room, cabinets and countertops in the dining room, and balcony deck off primary bedroom. and balcony deck off primary bedroom.

* Seller will entertain offers within the listed range.

HOME SIMPLICITY MAGAZINE

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C H U L A V IS TA

1159 MORGAN HILL DRIVE 5 BR | 3 BA | 2,648 ESF $1,100,000 MLS# PTP2203203

CHUL A VI S TA 1096 CALLE DECEO

4 BR | 3 BA | 2,498 ESF $1,049,900 MLS# PTP2202008

C H U L A V IS TA 1735 MAY AVENUE

6 BR | 4.5 BA | 3,232 ESF $1,025,000 MLS# PTP2203377

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* Seller will entertain offers within the listed range.

C H U L A V IS TA

1537 GRAND TETON COURT 4 BR | 2.5 BA | 2,116 ESF $875,000 - $925,000* MLS# PTP2203358

CHUL A VI S TA 377 ALPINE AVENUE

3 BR | 2 BA | 1,921 ESF $849,900 - $899,900* MLS# PTP2202835

C H U L A V IS TA 572 AZALEA STREET

4 BR | 2 BA | 1,982 ESF $849,000 MLS# PTP2203404

HOME SIMPLICITY MAGAZINE

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C H U L A V IS TA

1248 BATTLE CREEK ROAD 3 BR | 2.5 BA | 1,477 ESF $799,900 MLS# 220012808

CHUL A VI S TA 1353 VALENCIA LOOP

3 BR | 2 BA | 1,426 ESF $775,000 MLS# PTP2202652

C H U L A V IS TA

1345 SANTA DIANA ROAD #3 4 BR | 3.5 BA | 2,366 ESF $775,000 MLS# PTP2203132

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* Seller will entertain offers within the listed range.

C H U L A V IS TA

2884 WEEPING WILLOW ROAD 3 BR | 2.5 BA | 1,410 ESF $695,000 - $750,000* MLS# PTP2202975

CHUL A VI S TA

1291 CAMINO CARMELO #146 3 BR | 2.5 BA | 1,495 ESF $674,900 - $698,000* MLS# PTP2202734

C H U L A V IS TA

1431 SANTA VICTORIA ROAD #3 4 BR | 3.5 BA | 1,882 ESF $695,000 MLS# 220012946

HOME SIMPLICITY MAGAZINE

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EL CAJON

1223 BURRIS DRIVE

5 BR | 3 BA | 3,780 ESF $1,599,900 MLS# PTP2200013

E L CAJON

14945 OAK CREEK ROAD 4 BR | 3 BA | 2,577 ESF $1,549,000 MLS# 220012520

EL CAJON

5816 STALLION OAKS ROAD 4 BR | 2.5 BA | 3,098 ESF $1,290,000 - $1,390,000* MLS# PTP2202728

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* Seller will entertain offers within the listed range.

EL CAJON

720 TERRA LANE

3 BR | 2.5 BA | 2,403 ESF $999,999 - $1,099,999* MLS# PTP2202997

E L CAJON

261 HORIZON HILLS DRIVE

3 BR | 2 FULL, 2 HALF BA | 2,195 ESF $1,090,000 MLS# PTP2202524

EL CAJON

1288 AVOCADO AVENUE

4 BR | 2 BA | 1,280 ESF $699,000 MLS# 220012911

HOME SIMPLICITY MAGAZINE

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E S C O N D ID O

925 INSPIRATION LANE

4 BR | 2.5 BA | 2,463 ESF $1,374,900 MLS# 220008718

E SCONDID O

2832 JACKS CREEK PLACE 5 BR | 4 BA | 3,033 ESF $1,225,000 MLS# 220009666

E S C O N D ID O

3244 MEADOW CREEK LANE 4 BR | 3 BA | 2,847 ESF $969,000 MLS# NDP2204164

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E S C O N D ID O

643 HUBBARD AVENUE

3 BR | 2 BA | 1,600 ESF $850,000 MLS# PTP2203392

IM PERIAL B EA C H 1295 DONAX AVENUE

3 BR | 2.5 BA | 1,623 ESF $815,000 MLS# PTP2202762

LA MESA

6817 TOWER STREET

3 BR | 2 BA | 1,414 ESF $949,900 MLS# 220010902

HOME SIMPLICITY MAGAZINE

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Galapagos Islands’

First True Superyacht

Sets Sail Luxury travelers go to the Galapagos Islands for the dramatic landscapes.

The wildlife that can’t be seen anywhere else in the world. And to walk the land that inspired Charles Darwin to develop his theory of evolution and write On the Origin of Species. What they haven’t been able to do, until now, is explore the Galapagos by superyacht.

The Aqua Mare is the Galapagos Islands’ first true superyacht, offering a distinctly luxurious voyage to match its singular destination.

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The Galapagos, a Pacific Archipelago of 18 islands and 100+ small islets located 600 miles off the coast of Ecuador, was declared a UNESCO World Heritage Site in 1978. It’s a revered yet remote spot among nature and animal lovers, and those who are in awe of its unique biodiversity and ecosystem. This environment is the product of a confluence of factors including the islands’ location near the equator and within three ocean currents—the Humboldt, Panama, and Cromwell— and the ongoing underground volcanic activity that’s responsible for the islands’ formation.

Seeing The Galapagos With such spectacular scenery to enjoy from the comfort of the superyacht, you won’t be blamed for partaking in extended relaxation on one of the view decks. But when it’s time to go exploring, turn to the two naturalist guides among the on-board crew that lead twice-daily expeditions through the Archipelago.

Hike Sullivan Bay’s lava-formed landscapes or the volcanically formed dual sinkholes of Los Gemelos. Stroll the black sand beaches of Egas Port, encountering neonhued Sally Lightfoot crabs and lounging fur seals. Travel by military-grade black tender to the mangrove estuary of Black Turtle Cove, teeming with sea turtles, pelicans, and rays.

Kayak or paddleboard in the deep-water bay of Tagus Cove among flightless cormorants and Galapagos penguins or Darwin Bay’s coral beach with sea lions and colorful reef fish. Snorkel or dive among clear, calm waters to get an even closer look.

A Haven for Animal Lovers Onboard the Aqua Mare The 164-foot Aqua Mare was built by Italian luxury outfit CRN Yachts in 1998 and refurbished in 2021. Its four pristine decks feature custom interiors by famed yacht designer François Zuretti and boast seven luxe sea-view suites. The vessel can accommodate 16 guests and is also available for private charter.

Exploring the Galapagos Islands has never been so luxurious, with multiple indoor and outdoor dining areas; a library; a lobby bar; an outdoor six-person Jacuzzi and fitness area; a swim platform and movie room on the lower deck; a panoramic lounge and numerous additional areas from which to enjoy the incredible views of the Archipelago. Attending to the gourmet meals onboard is renowned Peruvian chef Pedro Miguel Schiaffino.

Each Aqua Mare expedition also disembarks with 16 crew members on board—the one-to-one crew-to-guest ratio creating a pampered and personal experience.

There are nearly 3,000 species of animals within the Galapagos’ diverse ecosystem, along with 9,000+ species of flora and fauna. What’s truly remarkable: more than 80% of the land animals are endemic to the Archipelago, so they can’t be seen anywhere else.

The Galapagos giant tortoises can live upwards of 100 years, and some to 150. Marine iguanas found on the Archipelago are the only living lizard species that swims.

The flightless cormorant, blue-footed boobies, waved albatross, and frigatebirds are all native to the Galapagos.

So, too, are Darwin’s finches—15 different species of small birds that are similar in size and coloration but with different beaks and which provided Darwin the spark that eventually led to his theory. In all, there are nearly 200 bird species on the islands, contributing to the Galapagos’ reputation as a birding paradise.

With a seven-day itinerary exploring either East Galapagos or West Galapagos, you’ll have time to lounge onboard and explore what makes the islands so unique.

Not enough time? Combine the two itineraries to create a 14-night jaunt.

Source: https://blog.coldwellbankerluxury.com/galapagos-islands-first-true-superyacht-sets-sail/

HOME SIMPLICITY MAGAZINE

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LEMON GROVE 1301 69TH STREET

3 BR | 3 BA | 1,785 ESF $739,900 MLS# PTP2203052

MUR R I ETA

40008 MONTAGE LANE

6 BR | 3.5 BA | 4,182 ESF $950,000 MLS# PTP2203176

O C E A N S ID E

555 EATON STREET, UNIT F 3 BR | 2.5 BA | 1,516 ESF $1,199,000 MLS# NDP2205220

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* Seller will entertain offers within the listed range.

O C E A N S ID E

4680 ALLENDE AVENUE

4 BR | 2.5 BA | 1,948 ESF $919,900 MLS# PTP2203352

P OI NT L OM A

2930 CARLETON STREET 3 BR | 2 BA | 1,525 ESF $1,500,000 MLS# 220012543

P O WAY

13937 OAKSTAND ROAD

4 BR | 3 BA | 3,200 ESF $1,999,999 - $2,100,000* MLS# 220012303

HOME SIMPLICITY MAGAZINE

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RAMONA

15533 INDIAN HEAD COURT 3 BR | 3.5 BA | 2,314 ESF $834,900 MLS# 220012240

R ANCHO SA N TA F E 6550 PASEO DELICIAS

4 BR | 5.5 BA | 5,450 ESF $4,295,000 MLS# NDP2203908

S A N D IE G O

12477 DORMOUSE ROAD 5 BR | 3 BA | 2,458 ESF $1,779,000 MLS# NDP2204572

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* Seller will entertain offers within the listed range.

S A N D IE G O

5645 MADISON AVENUE

4 BR | 3 BA | 3,082 ESF $1,449,500 MLS# PTP2203241

S AN DIEG O

4861 BARBAROSSA PLACE 4 BR | 3 BA | 2,680 ESF $1,350,000 MLS# PTP2203345

S A N D IE G O

5409 REDLAND PLACE

3 BR | 2 BA | 1,597 ESF $1,240,000 - $1,340,000* MLS# 220013097

HOME SIMPLICITY MAGAZINE

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S A N D IE G O

678 VISTA SAN PEDRO MARTIR 4 BR | 3 BA | 2,328 ESF $934,900 MLS# PTP2202701

S AN DIEG O

8146 FLANDERS DRIVE 3 BR | 2 BA | 984 ESF $850,000 MLS# NDP2204380

S A N D IE G O DEL CERRO 6197 ARNO DRIVE

3 BR | 2 BA | 2,094 ESF $1,495,500 MLS# PTP2203217

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* Seller will entertain offers within the listed range.

S A N D IE G O N O R M A L H E IG HT S 3509 MADISON AVENUE 2 BR | 1 BA | 757 ESF $850,000 MLS# PTP2203428

S AN DIEG O OTAY MESA

3644 LINDBERGH STREET 3 BR | 2 BA | 1,040 ESF $799,000 MLS# 220003924

SAN MARCOS 901 ROSE ARBOR

3 BR | 2 BA | 1,535 ESF $799,000 - $839,000* MLS# PTP2203399

HOME SIMPLICITY MAGAZINE

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SANTEE

7000 MARIPOSA STREET 5 BR | 3 BA | 2,930 ESF $1,450,000 - $1,550,000* MLS# PTP2203374

S ANT EE

10161 E GLENDON CIRCLE 3 BR | 3 BA | 1,469 ESF $800,000 - $850,000* MLS# PTP2203254

SANTEE

9715 DEER HOLLOW DRIVE 4 BR | 2.5 BA | 2,151 ESF $829,000 MLS# PTP2203087

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* Seller will entertain offers within the listed range.

S P R IN G VA L L E Y 10757 VIA LINDA VISTA

4 BR | 2 BA | 1,668 ESF $959,000 MLS# PTP2203236

S PRING VA L L EY 9181 CIRCULO MARGEN

4 BR | 2.5 BA | 2,328 ESF $849,000 MLS# PTP2203429

V IS TA

543 HARDELL LANE

3 BR | 2.5 BA | 2,506 ESF $1,199,900 MLS# PTP2202930

HOME SIMPLICITY MAGAZINE

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Rising Inflation

Don’t Let Delay Your Homeownership Plans

If recent headlines about rising inflation are making you wonder if it's still a good time to buy a home, here's what the experts have to say.

Housing Is an Asset That Typically Grows in Value “If you have cash and are expecting inflation, you want to think through where you can put your money so it does not lose value. Housing is commonly looked at as a good inflation hedge...“ Ali Wolf Chief Economist, Zonda 32

Your Mortgage Helps Stabilize Your Monthly Housing Costs “A fixed-rate mortgage allows you to maintain the biggest portion of housing expenses at the same payment. Sure, property taxes will rise and other expenses may creep up, but your monthly housing payment remains the same.

That’s certainly not the case if you’re renting.”

James Royal Senior Wealth Management Reporter, Bankrate

Buying Protects You From Rising Rents “Homeowners are shielded from mounting rental prices because their cost is fixed, regardless of what’s happening in the market ...Tangible assets like real estate get more valuable over time, which makes buying a home a good way to spend your money during inflationary times.”

Natalie Campisi Advisor Staff, Forbes

If you’re thinking about buying a home, experts say owning a home is historically a good hedge against inflation. Work with a real estate professional if you’re ready to start the homebuying process today.

Source: https://www.keepingcurrentmatters.com/2022/05/20/dont-let-rising-inflation-delay-your-homeownership-plans-infographic/ HOME SIMPLICITY MAGAZINE

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California Preferred Escrow is an independently owned escrow company operated under the regulations of the Department of Financial Protection and Innovation. License # 9632748.

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CA RL S BA D

C H ULA VISTA

7767 CALLE ANDAR 3 BR | 2.5 BA | 2,300 ESF $1,320,000 MLS# 220013095

1334 MYRA COURT 3 BR | 1.5 BA | 1,398 ESF $769,900 MLS# PTP2203244

CHU L A V I S TA

C H ULA VISTA

1061 BARRETT AVENUE 3 BR | 2 BA | 1,374 ESF $800,000 MLS# PTP2203372

438 ORANGE AVENUE 5 BR | 1 BA | 1,657 ESF $750,000 MLS# 220008943

CHU L A V I S TA

C H ULA VISTA

356 MOREHOUSE PLACE 6 BR | 3.5 BA | 2,034 ESF $799,000 MLS# PTP2203442

1575 APACHE DRIVE, UNIT C 3 BR | 2 BA | 1,452 ESF $714,900 MLS# PTP2203277 HOME SIMPLICITY MAGAZINE

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CHU L A V I S TA

EL C AJON

131 E PALOMAR STREET 3 BR | 1 BA | 1,432 ESF $609,000 MLS# PTP2203116

1590 VILLA CREST DRIVE 3 BR | 2 BA | 1,207 ESF $664,900 MLS# PTP2203432

CHU L A V I S TA

EL C AJON

775 PASO DE LUZ #139 1 BR | 1 BA | 720 ESF $399,900 - $419,900* MLS# PTP2203288

1285 PERSIMMON AVENUE 3 BR | 1 BA | 962 ESF $560,000 - $600,000* MLS# PTP2203371

CHU L A V I S TA

EL C AJON

677 G STREET #2 2 BR | 2 BA | 960 ESF $155,000 MLS# PTP2203346

1133 PERSIMMON AVENUE #7 3 BR | 2.5 BA | 1,221 ESF $575,000 MLS# PTP2202956 * Seller will entertain offers within the listed range.

E L CA J O N

LAKESIDE

1351 PEPPER DRIVE #62 2 BR | 2 BA | 1,200 ESF $169,900 MLS# 220011819

11852 LAKESIDE AVENUE 3 BR | 2 BA | 1,108 ESF $699,900 MLS# 220012381

E S C O ND I D O

LEM ON GROVE

2550 WHITE OAK PLACE #1 3 BR | 2 BA | 1,039 ESF $435,000 MLS# NDP2205171

3665 GROVE STREET #271 2 BR | 2 BA | 1,022 ESF $450,000 MLS# PTP2203373

JULIAN

M IRA M ESA

1204 SUNSHINE TRAIL 3 BR | 2 BA | 1,144 ESF $499,000 - $525,000* MLS# PTP2202681

8696 ANDROMEDA ROAD 4 BR | 2 BA | 1,840 ESF $899,000 MLS# PTP2203283 HOME SIMPLICITY MAGAZINE

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NO R T H PA RK

PARADISE H ILLS

3939 ILLINOIS STREET #4B 1 BR | 1.5 BA | 846 ESF $519,000 MLS# 220012958

1947 MANZANA WAY 4 BR | 2.5 BA | 1,555 ESF $599,000 - $645,000* MLS# PTP2202922

O C E A N B E ACH

SAN D IEGO

2070 CABLE STREET 3 BR | 1 BA | 998 ESF $1,295,000 MLS# 220012812

17051 ACENA DRIVE 2 BR | 2 BA | 1,197 ESF $760,000 MLS# PTP2203269

O C E A N B E ACH

SAN D IEGO

2268 CAMINITO PESCADO #31 2 BR | 2.5 BA | 1,100 ESF $779,000 MLS# 220011498

6330 LOLLY LANE 4 BR | 3 BA | 1,797 ESF $750,000 MLS# PTP2202360 * Seller will entertain offers within the listed range.

SA N D I E G O

SAN D IEGO

5542 CHATTANOOGA STREET 3 BR | 2 BA | 1,448 ESF $690,000 - $730,000* MLS# PTP2203412

6881 PANAMINT ROW #3 3 BR | 2 BA | 1,183 ESF $560,000 - $580,000* MLS# PTP2203266

SA N D I E G O

SAN D IEGO

3637 CLAVELITA STREET 2 BR | 1 BA | 865 ESF $675,000 MLS# PTP2202712

6572 PINECONE LANE 2 BR | 1.5 BA | 1,012 ESF $499,000 MLS# PTP2203335

SA N D I E G O

SAN D IEGO

1485 PASEO ORION 3 BR | 3 BA | 1,459 ESF $599,900 MLS# PTP2203306

4615 DELTA STREET #7 2 BR | 1.5 BA | 864 ESF $375,000 MLS# PTP2203147 HOME SIMPLICITY MAGAZINE

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SA N D I E G O

SAN D IEGO - OLD TOWN

2950 IRIS AVENUE #81 2 BR | 2 BA | 1,040 ESF $170,000 MLS# PTP2202858

4012 VALETA STREET #295 1 BR | 1 BA | 742 ESF $439,000 MLS# 220012565

SA N D I E G O

SAN D IEGO - OTAY M ESA

3340 DEL SOL BOULEVARD #154 2 BR | 2 BA | 1,440 ESF $140,000 MLS# PTP2203198

1528 HAWKEN DRIVE 3 BR | 2 BA | 1,696 ESF $750,000 MLS# PTP2203286

SA N D I E G O - B AY PAR K

SAN M ARC OS

2909 COWLEY WAY, UNIT K 2 BR | 2 BA | 973 ESF $650,000 MLS# 220011857

1508 CIRCA DEL LAGO #B106 1 BR | 1 BA | 660 ESF $150,000 MLS# 220012681

SA N T E E

SC RIPPS RAN C H

9453 PENNYWOOD ROAD 3 BR | 2 BA | 1,003 ESF $715,000 MLS# PTP2202622

11385 LEGACY TERRACE 3 BR | 2 BA | 2,153 ESF $1,250,000 MLS# 220011051

SA N T E E

SPRIN G VALLEY

10561 KERRIGAN COURT 3 BR | 1.5 BA | 1,323 ESF $625,000 MLS# PTP2203195

3650 EL CANTO ROAD 2 BR | 2 BA | 1,466 ESF $800,000 MLS# 220009083

SA N T E E

SPRIN G VALLEY

10384 ALPHONSE STREET #E5 3 BR | 2 BA | 1,149 ESF $489,000 MLS# PTP2202879

719 CLAMATH STREET 3 BR | 2 BA | 1,039 ESF $675,000 MLS# 220010430 HOME SIMPLICITY MAGAZINE

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ruben rodriguez REALTOR ® | DRE #01337209

619.261.9814 | ruben@rubenr.com | www.rubenr.com

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