CODE M Magazine 2024 SEPTEMBER ISSUE

SURVIVING THE LOSS OF A LIVING CHILD TRANSFORMING THE LIVES OF MEN

FILLING IN THE GAPS United Black Fund President and CEO, Cecil Lipscomb, has a plan to lift Cleveland into the top 10 nationally as a place to do business.

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WHEN THEY ASK YOU TO ROUND UP CRAVING THE WRONG FOODS

MARRIAGE GETTING STALE?

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SEPTEMBER 2024 ISSUE

[ LIFE ]

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[ HEALTH ]

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[ LIFE ]

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[ HEALTH ]

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[ CLE ]

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[ BUSINESS ]

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INSIDE

32

WHEN THE WORLD KEEPS CHANGING

People are struggling with the ever-changing world of conflict and turmoil. With 100 year events happening every other month, it might be more than some can handle.

ON THE COVER

40

FILLING IN THE GAPS United Black Fund President, Cecil Lipscomb, has a plan to lift Cleveland into the top 10 nationally as a place to do

business.

14 MOVERS AND SHAKERS Get to know people who are making a difference in their careers and changing the world!

17 MAN CODES

18 A DIFFERENT KIND OF ATHLETE The marriage of athletics and scholastics doesn’t sound palatable or even doable. But Edwin Moses did it — and to great acclaim.

20 SURVIVING THE LOST OF A LIVING CHILD Many parents today are struggling with the loss of not speaking to their adult children. Here are some things you can do when your adult children are not speaking to you.

26 WHEN THEY ASK YOU TO ROUND UP

round up their purchase when checking out at the counter. Who benefits from this kind gesture and what can you do to benefit yourself?

38 MARRIAGE GETTING STALE? If your marriage is getting a little boring, spice things up with these saucy suggestions that just might get things going and keep the flame for each other lit.

48 CRAVING THE WRONG FOODS Gain control over your eating habits and make healthier choices more naturally.

Millions of Americans are asked to

Mental Health CODE M / SEPTEMBER 2024 9

[ INSIDE ] 54 THE IMPORTANCE OF HOME OWNERSHIP

In the quest for financial independence and long-term stability, homeownership and real estate investment have consistently emerged as powerful avenues to build wealth.

60 CYBER SECURITY IN TECH Cybersecurity in tech has been in the news a lot lately -— especially, with the CrowdStrike Microsoft Outage.

66 CATALYZING THE AMERICAN DREAM Pursing the American dream never comes as easy as you think. However, if you dare to think you can, amazing things can happen. Just ask Ying McGuire.

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Call 216-273-9400 to request a rate kit.

TRANSFORMING THE LIVES OF MEN

ENGINEER RADIO/PODCAST Imari Hill

PUBLISHER Bilal S. Akram

SOCIAL MEDIA Rachel Woods

PRESIDENT Brad J. Bowling SENIOR ADVISOR

Alexandria Johnson Boone MANAGING EDITOR David Christel CHIEF OF STAFF Anita G. Butler PAGE EDITORS LaRese Purnell-Chief Financial Editor Laron Harlem-Fashion Editor

Paris Lampkins-Movers & Shakers Editor Randall Sylvertooth-Tech Editor Juan Toney-Health Editor

IT CONSULTANT Anthony Jones Digital Jetstream, LLC CONTRIBUTING WRITERS David Christel Leslie Logan Brad J. Bowling Bilal S. Akram Laron Harlem Bolling Smith Chris Matthews India Gardener Randall Sylvertooth LaRese Purnell Juan Toney

GRAPHIC DESIGN Stiff Arm Media MEDIA COORDINATOR

CODE MEDIA GROUP LLC

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To the PUBLISHER Ladonna “Lala” Dicks

Subscribe FREE online: www.codemmagazine.com #CODEMAGINTL To submit comments, feedback or to inquire about advertising please contact us at info@codemediagroupllc.com CEO AND CFO: BILAL AKRAM

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CODE M Magazine was created to be a guiding force in creating a dialogue for black men everywhere. Code M focuses on the conversations of advancement, mental health, career choices, the political landscape and relationships that define and shape the lives of black men everywhere.

Code M Magazine is published

by CODE MEDIA GROUP, LLC © 2024 All Rights Reserved

[ TRAVEL ]

CODE M / SEPTEMBER2024 9

MOVERS &

SHAKERS

Get to know people who are making a difference in their careers and changing the world!

by Paris Lampkins

JACQUES O. SMITH, SR. Jacques O. Smith, Sr. is a distinguished higher education leader with over 25 years of experience at Cuyahoga Community College, where he has made a significant impact as Program Manager of the Black American Council and as an adjunct professor.

Throughout his career, Jacques has excelled in student advising, diversity and inclusion initiatives, and community outreach. His leadership has been instrumental in fostering student success through mentorship, program development, and strategic partnerships that support the

14 SEPTEMBER 2024 / CODE M

academic and personal growth of students from diverse backgrounds.

Jacques’ dedication to service extends beyond the college campus. He is an active community leader, serving in various capacities including Vice President of the Delta Alpha Lambda Chapter of Alpha Phi Alpha Fraternity, Inc. and board member for several organizations. His work in promoting diversity and inclusion has earned him numerous accolades, reflecting his commitment to social justice and equity.

[ MOVERS & SHAKERS ]

BILLIE J. GILLIAM Billie earned her Master’s Degree in Clinical Mental Health from John Carroll University in University Heights, OH. She earned her bachelor’s degree in psychology from Cleveland State University. Billie is dually licensed as a Licensed Professional Clinical Counselor and Licensed Independent Chemical Dependency counselor. Her philosophy of treatment includes an integrated systems approach that is strength-focused.

She treats individuals, couples and families with a variety of issues that include: trauma, depression, anxiety, spiritual issues, relationship issues, families of origin issues , substance abuse and dependence. Billie operates a private practice, Parkers Counseling and Consulting Studio, in Cleveland, Ohio.

QUINTON GREEN Quinton Green is a proud U.S. Army Veteran who is also a licensed Realtor, and the Real Estate Transactions Manager at Cleveland Neighborhood Progress, he has more than 8 years of experience in the real estate industry, with a focus on urban planning and development, affordable housing, as well as neighborhood and economic development. He is passionate about creating and preserving quality housing options and vibrant communities for the residents of Cleveland and beyond.

He is currently pursuing a Master of Urban Planning and Development degree at Cleveland State University, where he is expanding his knowledge and skills in housing and neighborhood development, policy analysis, GIS, and design. As a Real Estate professional in Ohio, he has successfully managed, marketed, leased, and sold hundreds of properties across the city.

BAILEY ORENIA Meet Bailey Orenia, 'Your Purpose Coach' and author of Life Been Lifing: Don't Be Distracted from Your Purpose. As a certified life coach, she helps students and young professionals find purpose, set clear goals, and succeed. With over 20 years as an entrepreneur, she's worked with Monumental Sports, BET.com, AOL, and more. Feeling stuck or unsure about your future? Bailey offers a free 5-minute Assessment to highlight your blind spots and provide instant, actionable steps to improve. BaileyOrenia.com/assess

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START

Terry Crews

MAN CODES:

MENTAL HEALTH

“It’s okay not to be okay. It’s okay to show weakness. Asking for help takes more courage than suffering alone.” – Terry Crews

“The construct of masculinity can be a double-edged sword, providing strength but also limiting emotional expression.”

– Dr. Aaron Rochlen Being able to be your true self is one of the strongest components of good mental health.” - Lauren Fogel Mersy “The strongest men are those who seek help, support, and understanding when they need it.” - LeBron James “All stress, anxiety, depression, is caused when we ignore who we are, and start living to please others.” - Paulo Coelho “Your mental health is just as important as your physical health.

Take care of both.” - Kevin Love

Compiled by Bilal S. Akram

Slow, deep breathing is important… It’s like an anchor in the midst of an emotional storm: the anchor won’t get rid of the storm, but it will hold you steady until it passes.”

- Russ Harris “Your feelings are valid, your struggles are valid, and your mental health matters. You don’t have to go through it alone.” - Dwayne “The Rock” Johnson “We must create a world where seeking help for mental health is seen as a sign of courage, not shame.”

- Michael Phelps Isaiah 26:3 - “You will keep in perfect peace those whose minds are steadfast, because they trust in you.” (NIV) CODE M / SEPTEMBER2024 17

[ START ]

A DIFFERENT KIND OF

ATHLETE The marriage of athletics and scholastics doesn’t sound palatable or even doable. But Edwin Moses did it — and to great acclaim.

F

BY DAVID CHRISTEL

or many of us, sports and education have been and still are polar opposites, never the twain to meet except when in need of attaining a passing grade or surviving gym class. And we’ve certainly heard about the disdain each has for the other. Yet there are many who thrive in both camps, who know themselves to be more than just one label, career, Edwin Moses or socio-cultural standard.

For Edwin Moses, education was highly stressed in his family. His dad was a Tuskegee Airman and high school principal, and his mother was a curriculum advisor and reading specialist. Academically, Edwin’s sights were set on becoming an engineer, possibly going to medical school and designing medical equipment.

But when he was a young teen growing up in Dayton, Ohio, the city was one of 150 cities in the US selected for the urban aid initiative called the Model Cities Program. Youth programs were a part of that initiative, so Edwin, living right by a park, began joining in on sports and other activities.

In high school, he joined the track team and football. “In my freshman year, I was 5’ 6” and 102 pounds. My junior year, I was 5’ 7” and 110 pounds. I was one of the littlest guys on both teams. And in track, I always lost. But I had the biggest heart and drive. In the beginning, I was always behind the big guys but by the end of the sea-

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son, I was running neck and neck with them.” His former coach has said, “He was the smallest guy out there, but the stopwatch told the story.”

And what a story it has been. Edwin has won two Olympic gold medals in the 400-meter hurdles and between 1977 and 1987, he won 122 consecutive victories and set the world record in the hurdles event four times. He has also won three World Cup titles and a World Championship gold.

Then there was school. Growing up hearing about his father’s experiences during WWII and European travels, he unknowingly became an internationalist, a student of the world. Edwin played in the school band and orchestra and loved visiting museums and the planetarium. He took French classes and toured France at age fifteen with other

[ START ] top French students from Dayton. It’s no wonder that by then, he already had an open mind that captured his interest in photography, science, travel, and world cultures.

Entering Morehouse College, the school provided him the opportunity to explore many different areas. At Morehouse, he took classes in philosophy, physics, history, religion, sociology, the sciences, Chinese art and history, and learned German.

Morehouse provided a protected environment where students could focus on their studies and interests. Despite that, the US was transforming fast with so much discord being fomented, the civil rights movement and outdated establishment systems being challenged during the ‘70s. “There was all this chaos going on around us, a lot of breaking through barriers and trying to break down ideologies. For me, resistance was necessary, academics was necessary, and having a worldview was necessary.”

Morehouse offered a cornucopia, but what it didn’t have was a track, so Edwin had to jump fences his entire five years there to work out elsewhere. “Basically, all I did was go to class, go to lab, eat, study, and go to the track — that was my cycle.” And even though he was traveling internationally to attend track & field events and breaking records, his physics teachers worked him even harder.

Laureus Sport for Good Foundation.

He is a recipient of the Congressional Gold Medal He was also the recipient of the United States Olympic Endowment's William E. Simon Award in December 2013 based on his contributions to advancing the Olympic Movement.

Currently, a documentary on Edwin titled, MOSES – 13 Steps, will be premiering at the sixth annual Morehouse College Human Rights Film Festival. It highlights his life and legacy on the field, as well as his significant social contributions to the Olympics, track &, field, and the lives of athletes everywhere.

“I think it’s important for young people to see this documentary in terms of legacy and personal potential. I wasn’t a child prodigy, a track star, or destined to go to the Olympics. It wasn’t easy and I worked hard athletically and academically. Take advantage of the opportunities before you or create them yourself. Put yourself out there and put yourself in the game because you never know what will happen, what you’ll discover, and where you’ll go.” ●

They said, “This guy, if he goes to MIT or Caltech or the University of Chicago or wherever, he's going to be the best student we can produce. So, they beat up on me.” That’s something he is eternally grateful for as the discipline they and his parents instilled in him worked to his advantage in track and in the business world.

Now, many years after his days of competing, Edwin is not only a distinguished Olympic champion and world record holder, he’s a sports administrator, diplomat, businessman, and writer.

He’s worked with the Special Olympics, Montana State Games, Goodwill Games, and the USOC'S Olympic Festival.

He is a founding partner in the Platinum Group, a management partnership representing world-class athletes in their business endeavors.

For 16 years, he was the Chairman of the Laureus World Sports Academy (London), and currently sits as the global chair of the

Edwin Moses’ book, Moses 13 Steps, is available for purchase.

CODE M / SEPTEMBER 2024 19

LIFE

SURVIVING THE LOSS OF A LIVING CHILD

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[ LIFE ]

Many parents today are struggling with the loss of not speaking to their adult children.

Here are some things you can do when your adult children are not speaking to you.

Written by BRAD BOWLING Brad Bowling is the President of CODE Media Group, LLC. Bowling has his BA in mass media communication and an MBA in marketing. He contributes articles to the magazine continuing his love for writing.

CODE M / SEPTEMBER 2024 21

[ START ]

22 SEPTEMBER 2024 / CODE M

W

[ LIFE ] hen Steven from Columbus married his second wife, he thought he’d finally found his soulmate.

His first marriage of twenty years ended in a disaster, so he was excited to start his new life.

When he invited his adult children to his wedding, he got no response. He tried several times until his daughter called him back and told him she wouldn’t be attending.

Steven’s daughter was upset about him moving on from her mother and informed him that her brother wouldn’t be attending either.

Steven gained a new wife but lost his relationship with his adult kids in the process.

Many adult parents are grappling with the fact that their adult kids don’t want to have anything to do with them. As the divorce rate increased across the country, so did the fracture of the American family. So much so, that there are scores and scores of broken relationships between parents and their adult children.

For Steven, the loss of his kids also meant the loss of seeing his grandkids as well. “I tried everything I could to get my kids back. I knew my ex-wife wasn’t helping things, but I thought at some point they would want a relationship with me. I was wrong, I now have to live with the fact that I have not seen my grandkids for the last five years.”

The reasons that adult children stop speaking to their parents can cover a wide spectrum of things. Whether they have experienced childhood trauma or are coping with the breakup of a marriage, many are choosing silence over therapy.

fractured relationships between parents and their adult children.

Try to recognize the early warning signs of estrangement.

People frequently move between separation and reconciliation, making estrangement a fluid process. Early signs of estrangement may include: •

Decreased communication. With estrangement, individuals speak to each other less often, and conversations become less personal and meaningful.

For those experiencing this problem, trying to fix it can be difficult. The first thought is to try to get past what caused the silence. But experts warn that ignoring the problem can only make it worse.

What to do when an adult child won’t talk to you: •

Get Support. Being cut off by your child, with no ability to understand, communicate, and resolve things is difficult enough.

•

Don’t cut off in response.

•

Don’t feed the anger.

•

Listen to your child without defending yourself.

•

Focus on yourself, not your child.

Even if they are no longer a teenager, they may still be figuring out their new relationship with you as a more independent person. And you, too, maybe having difficulty accepting that they are no longer a child. Those changing

Estrangement is a growing problem for many parents of children raised in the Internet age. With the rise of divorce and social media, so has the rise in

Childhood trauma can least to a loss of interest to communicate with a parent after the child becomes an adult.

Men who want to date a highvalue woman must be prepared to engage them by being authentic.

CODE M / SEPTEMBER 2024 23

[ LIFE ] roles often cause some friction and distance as you both navigate new life stages.

abuse.

Don’t get into the whys and wherefores of the situation. Just say that you are interested in reconnecting and ask if they are ready.

Sometimes, when parents try to bridge the gap, they come on too strong, explain too much, or assert their own version of the breakup story.

You are being threatened with restraining orders.

The fracture rests with the adult child, so leave it there. When attempting to work through why the relationship is broken, focus on what they are saying. Trying to explain your position will only anger the child and make them feel like they’re not being heard or that you don’t understand their position.

Unfortunately, the longer it takes to begin the process of reconnecting with a broken relationship, the worse it gets. Professional therapists describe the average length of estrangement between most parent/child issues last, on average four to five years. Experts agree that working to resolve the issue should be done sooner rather than later.

As an eager parent who desperately wants to reconnect with an adult child, you also must protect yourself from situations where the child might have unreasonable demands. Parents have to consider themselves and their own sanctity when negotiating if repairing the relationship is a form of manipulation.

Be sure to respect and enforce your own boundaries. If they are lashing out at you, ask for time and space. Forgive your child for not expressing his or her feelings perfectly, but do not accept

Here are some good reasons why you should stop:

Your adult child says that they need time apart but will be back in contact.

Whenever you do reach out, they are consistently hostile and threatening.

It may be appropriate not to give up on an alienated child but to give space when the child is an adult and has made it clear that they don’t want a relationship with the parent. As children mature into adulthood, they can decide who they want to have in their lives.

The realization that they are adults and can decide for themselves if they want a relationship with you is one of the hardest things to accept. Parents typically will do everything thing they can for their kids to not feel pain. And that sometimes includes removing yourself when the pain they feel is caused by you.

Life is a long journey and coping with the loss of a living child is one of the hardest things to deal with and accept. Seeking professional help for the parent is just as important as seeking help for the relationship.

“I always thought that I would have my kids in my life as I got older. I would be able to enjoy them and see my grandkids grow up,” Steven said. “Now I think about my time of passing and how I will not be surrounded by my own children.”

Children often struggle with parents who caused them pain.

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[ START ]

CODE M / SEPTEMBER 2024 25

[ LIFE ]

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[ LIFE ]

WHEN THEY ASK YOU TO ROUND UP Millions of Americans are asked to round up their purchase when checking out at the counter. Who benefits from this kind gesture and what can you do to benefit yourself?

BY BOLLING SMITH

CODE M / SEPTEMBER 2024 29

[ LIFE ]

28 SEPTEMBER 2024 / CODE M

[ LIFE ]

I

If you have been to any grocery store lately, you’ve been asked if you would like to round up your purchase to support a cause or charity that the establishment supports.

Most people find the question harmless. But what happens to your generous donation and who benefits from the cash collected? The answer might surprise you.

A donation roundup is an easy and increasingly common way to give to charity. The idea behind the donation roundup is a simple one. The point of sale gives the total amount of the bill to the customer. The cashier then asks if the customer wants to round up to the next dollar amount to benefit a given charity.

The small donations go to some great causes that are desperate for any cash to help those in need. The opportunity to take your change and help is one of the best ways to impact a cause without having to change your day. But as more companies ask about taking your hard-earned money, the practice is becoming a little concerning for some who find it annoying to be asked all the time.

Checkout charity generates millions of dollars for organizations all over the country. But how can the consumer protect their donation and benefit from it?

table donation from their federal taxable income. That’s because they don’t itemize their deductions.

“I sometimes will offer my change as a donation, but I never thought to claim that on my taxes,” Jerome from Virginia said. “Most of the time, I don’t pay attention to the amount I’m giving. I just don’t want the change.”

To donate at the point of sale, a corporation (for example, a retailer) must engage in a co-venture with a nonprofit charitable organization. In that arrangement — often registered under state law — the corporation gives a percentage of its sales to a designated charity.

Corporations can deduct charitable gifts up to ten percent of their taxable income each year. But some think corporations are dodging taxes when they reduce their taxable income by contributing to charities.

“I find it irritating every time I go to check out and I’m asked about a tip or donation,” John from New Jersey said.

“I would like to keep my hard-earned income for myself. I need a donation.”

To begin with, keep in mind that there are two ways charities can benefit from point-of-sale donations. The first is when the store donates a share of its sales. That type of donation is deductible by the business but not by its customers.

The majority sentiment among most consumers is the fact that they themselves are struggling to make ends meet.

Inflation and the cost of living have risen so fast over the last four years that people are offended when being asked to give.

The second way is where customers add something to their bill at the register with the extra amount going to charity. Customers can claim those amounts donated as deductions on their individual income tax return, though almost nobody ever does.

“We are a two-income family, and we’re still trying to find ways to pay for our lifestyle,” Brenda in DC said. “So, to ask us to donate every single time we go to check out is getting

Even with a receipt, more than nine out of ten taxpayers will not deduct this — or any other — chari-

Americans are growing frustrated with the concept of being asked to give at every checkout.

CODE M / SEPTEMBER 2024 29

[ LIFE ] frustrating. I can’t even go to a fast-food place without being asked.”

Retailers feel like they’re doing good business by asking the round-up question. Rounding up at the register can benefit corporations in several ways, including: Improved reputation Rounding up can help a company’s brand image and reputation by showing a commitment to social issues.

Increased customer loyalty Customers may be more loyal to businesses that give back.

Consistent donations Rounding up can provide a steady stream of donations for charities, without much work or expense for the company.

Collaboration

Rounding up can create opportunities for businesses and charities to work together through marketing, events, and partnerships.

Cost-free Round-up donations are cost-free for the retailer because the customer makes the entire payment.

Americans increasingly feel like they’re being defrauded in all aspects of life. The checkout process now feels like a pressure point of whether customers care about their fellow man.

“It sometimes feels like I am a bad person if I don’t want to round up,” Cindy from Cleveland said. “The way the cashier asks the question sometimes feels like pressure to give my money away.”

There is no real answer that one should follow when it comes to giving a donation. If you feel like you want to give, then do it. The charity will appreciate the donation no matter who gets the write-off. If you feel like you are being pressured to round up your purchase when at the checkout or drive-thru, then resist the offer and don’t provide the donation.

As society reaches a new normal on what is offensive and normal, Americans will have to grapple with the fact that some things are here to stay. The question of offering a tip to the cashier who did nothing to earn a tip. The question of whether you should provide your change as a donation. The constant phone calls to your cell asking about things you don’t want to buy.

Money, or how to extract it from you, has become part of our daily navigation. Americans are being asked, at all levels, to part with their income for reasons beyond their control. While some have become risk-averse by simply not venturing out, others are fighting back by resisting the ask to round up or not.

Whatever you decide, it’s your money. Spend it the way you want. ●

People would rather donate their time instead of their income to help causes.

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[ HEALTH ]

CODE M / SEPTEMBER 2024 29

OPINION

WHEN THE WORLD KEEPS CHANGING People are struggling with the ever-changing world of conflict and turmoil. With 100 year events happening every other month, it might be more than some can handle.

I

It’s safe to say that people live in their own little universes nested within varying sizes of microcosms from family to community, state, nation, planet, and the macrocosm: the universe. As they maneuver in and around each of these, they’re impacted personally whether they’re conscious of it or not.

When it comes to relationships, jobs, decision-making, world view, and one’s place and purpose in the universe, everyone is influenced and shaped by the ever-changing landscape of personal to global movements and events. There seems to be no way to avoid the non-stop onslaught of news and distractions assaulting one’s senses, sensibilities, and emotional equilibrium.

It’s overwhelming, dispiriting, frustrating, and depressing.

To put this in perspective: Researchers are finding that average human knowledge is doubling about every 13 months.

According to IBM, the build-out of the “Internet of things” will lead to the doubling of knowledge every 12 hours.

There are over 817,000 television programs to watch 24/7.

The total number of video games in the world is over 5 million.

We now have over 8.9 million mobile apps to download to our tech devices.

There are over 1 billion websites to visit.

Consumer spending on virtual reality is expected to reach $72 billion in 2024.

That’s an astounding tsunami of information availability — and the question is what are people supposed to do with all of it, how are they to deal with it or just keep up?

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[ OPINION ]

Written by DAVID CHRISTEL David has been ghostwriting books for well-known people since 1995. He is also the author of Married Men Coming Out: The Ultimate Guide to Becoming the Man You Were Born to Be.

CODE M / SEPTEMBER 2024 33

[ LIFE ]

34 SEPTEMBER 2024 / CODE M

[ LIFE ] The world is changing at an alarming rate every day, making it hard to stay afloat. Inundated with mostly negative news, it’s a challenge to want to get up in the morning and once again venture into the unending noise, the endless demands, the attacks, the disconnection and disrespect, the devaluing of personal contributions, the dismissal of actual history, and the specter of AI hanging over society like the Sword of Damocles. All of this pressure is creating an amazing amount of mental and emotional turmoil.

6 million adults are affected by panic disorder 6.8 million adults suffer from generalized anxiety disorder

7.7 million adults suffer from post-traumatic stress disorder 15 million adults have social anxiety disorder This ongoing stress and anxiety is seriously impacting what’s termed the “standard of living index.” The index, begun around 1820, measures every facet of a country’s standard of living including human rights, democracy, freedom, economy, health, corruption, competency, future, and actions abroad.

Two more recent indices are the Augmented Human Development Index (measures life expectancy at birth, schooling, and gross national income) and the Quality of Life Index (measures purchasing power, pollution levels, housing affordability, cost of living, safety, healthcare quality, commute times, and climate conditions).

These indices, though generally indicative of American life, don’t really provide a specific enough picture concerning what Americans are facing: Coping with all of this requires more than just tolerating and managing. Observing American culture today, it’s easy to see that Americans have become inured to, addicted to, and debilitated by 1) the breakneck speed of everyday life, 2) the allure of distraction and vicarious living, and 3) the glitz and glam of fame, influence, status, and wealth.

The world keeps spinning faster and faster without much thought to the consequences on health, well-being, and the ability of society’s members to function harmoniously and reasonably. One of the most important changes Americans are seeing is how little respect, consideration, and empathy people have toward others.

Reality TV shows are a great example of people displaying the worst of human behavior, communication, and interactions.

Those types of programs, plus the growing disconnection experienced through tech devices, have given people the feeling that “anything goes” behavior is appropriate. So, each year more programs come out that lower the bar of human decency and con-

duct — and it’s all rationalized as just “entertainment.”

The challenge with these programs is that they purposely heighten drama, emotional acting out, outrageous behavior, and exaggerated conflict. That seeps into people’s psyches and, without their being aware of it, they end up emulating the behavior of disrespect, dishonesty, dismissiveness, deceit, outsized egos, and more.

Out in the world, these behaviors are constantly being reported on via news outlets and social media — and the fastchanging world doesn’t let up for a second. It’s always in everyone’s face, inundating them with changes, new things grabbing their attention, and revisions and updates continually pushing the envelope of experiential reality.

For many people, the only way to deal with this assault is to turn to addictions of all kinds, get defensive and fight back, ignore or rationalize changes, withdraw into fantasy or a dissociative reality, or give in and be a part of the chaos.

None of these are helpful and they only end up adding to the discord, divisiveness, petulance, callousness, insensitivity, insecurity, anxiety, paranoia, lack of empathy, and irrationality we’re seeing in the world.

The outcome for Americans is that they’ve become trapped in several isms: judgmentalism, separatism, racism, elitism, fundamentalism, absurdism, egoism, materialism, ignorantism (ignorance), and tribalism.

Not one of these isms is positive. Combined with a continuously shifting and frenetic world, what we’re observing now are people living in a maelstrom of mis- and disinformation, no-holds-barred marketing, lying and obfuscation on a shocking scale, and the denigration of anyone and anything simply to satisfy personal agendas. The result is unparalleled selfishness, crassness, and immaturity.

There’s one more ism that’s shown up in American life: fatalism, the belief that all events are predetermined so that we’re powerless to change or influence our lives. What we’re seeing more of is a resignation to accept the inevitable — defeat. Many people are feeling there’s no way they can stand up to the amount of reckless social disruption and disharmony in our world.

The upshot of all of this is that there’s one unwavering, universal law everyone is faced with: The Law of Change. We can do everything in our power to not deal with it, but the truth is that we can’t escape it. Somehow, some way, it’s going to pull us into its vortex and we’re going to have to deal with it. So, how do we do that?

CODE M / SEPTEMBER 2024 35

[ LIFE ]

Dog owners often say that their canine friends offer emotional support to them.

36 SEPTEMBER 2024 / CODE M

[ LIFE ] Here are a couple of ways to quiet the raging storm of change whirling about us.

Giving selflessly of oneself without thought of “What’s in it for me?” can be deeply rewarding and fulfilling.

Friendships – These are important as they help us to not get stuck in emotional funks. We have to determine what kinds of friendships to invest in: are they uplifting, fun, life-affirming, inspiring, and creative? Do they add value to our lives and support us in being the best we can be?

Tutoring – So many students need help and support in their studies. Being a tutor provides one-on-one, individualized attention for the student, as well as provides interaction with an older person besides a teacher or family member.

It’s good for us as we get to practice patience, supportiveness, remaining neutral, giving authentic praise, and exercising our creativity muscle to find ways to engage, draw out, and help a student truly understand the subject being focused on.

Meditation – Quieting the mind has many benefits including allowing us to relax and open ourselves to greater peace and joy. It gives us respite from the chaos of life and creates a space of tranquility wherein we can more clearly hear and see the Divine at work in our lives.

Nature – Getting out of the house is important as nature offers us sights, smells, and sounds that are organic and that speak to our connection to nature as an intrinsic part of it. It also gives us a break from the din of life and a chance to enjoy nature’s beauty.

Exercise – The positive benefits of exercise are many, health-wise mentally and emotionally. Regular exercise pumps more blood to the brain, making us more mentally activated, positive, and energized.

Museums and art galleries – Art and history add depth and perspective to our worldview. They also help us develop an appreciation of those who came before us, as well as artists living today, and they give us insight into the extraordinary talents and lives of people from all walks of life.

Music – Listening to music or playing an instrument can give us a needed break from life’s demands and responsibilities. Music keeps our creative juices flowing and the more we listen to uplifting and expansive music, the more we radiate those positive vibes to the world around us.

Hobbies – A hobby is a great way to focus on something other than our jobs and responsibilities. Hobbies activate our creativity, enhance our joy quotient, increase our knowledge base, and even expand our friendship network.

Learning new skills – Whether learning a new skill for a job, to expand our knowledge base, or just for the fun of it, this is one way to keep ourselves out of the doldrums of boredom and change overwhelm and keep life interesting. Like hobbies, this is also a way to meet new people who could potentially add immeasurably to our lives.

In a 2019 article, The Forbes Coaches Council listed several important keys to embracing change and reducing anxiety: 1) change is necessary for your growth, prepare for it, 2) determine the value of change, 3) consider the possibilities, 4) redefine change as n opportunity, 5) create an achievable roadmap to change, and 6) make change an adventure.

Chefali Raina, one of the Forbes coaches said, “Stop thinking about change as the big bad wolf — ‘scary,’ ‘uncertain,’ and ‘negative’ — and start thinking about change as an adventure and a fun experience where [you’ll] learn and grow and have fun in the process.”

Brian Tracy said, “You cannot control what happens to you, but you can control your attitude toward what happens to you, and in that, you will be mastering change rather than allowing it to master you.” ●

Book clubs – Reading is fundamental, it’s also a great way to draw us out of our life circumstances. Sharing our perspectives and hearing those of others can give us insights into human nature, history, our own lives, initiate solutions to life’s challenges, and catalyze dreams of the future.

Community service – There is nothing like the feeling that comes from being of service to one’s family, neighbors, and community.

Stress is at an all-time high for those that struggle with the ever-changing world.

CODE M / SEPTEMBER 2024 33

[ OPINION ]

38 SEPTEMBER 2024 / CODE M

[ OPINION ]

MARRIAGE GETTING STALE? If your marriage is getting a little boring, spice things up with these saucy suggestions that just might get things going and keep the flame for each other lit.

A

re you experiencing a case of marital monotony? Has your relationship gone from sizzling to stale? Well, fear not! We’ve got some unconventional, yet hilarious solutions to help you shake things up and add a dash of excitement to your marriage. After all, laughter is the best marriage therapy!

The Dinosaur Approach: Time for a T-Rex Makeover! If your marriage feels prehistoric, it’s time to bring in the big guns

A COLUMN WRITTEN BY CHATGPT

Written by CY BORG Cy Borg is an artificial intelligence writer. Using Open A.I., Cy responds to various prompts with fully-qualified answers using the internet and technology.

into a discotheque, complete with a glittering disco ball, vibrant strobe lights, and a curated playlist of funky tunes. Spend an evening getting your groove on, trying out those iconic dance moves from the ‘70s. Warning: Side effects may include uncontrollable laughter and renewed romance!

The Surprise Destination: When in Doubt, Book a Flight! Has the daily routine taken over your relationship? It’s time to inject some spontaneity! Secretly book tickets to a random destination without telling your partner. On the day of departure, whisk them away to

What better way to rekindle the flames of love than through the power of dance? Transform your living room into a discotheque, complete with a glittering disco ball, vibrant strobe lights, and a curated playlist of funky.

— or should we say big claws? Invest in a pair of inflatable T -Rex costumes and surprise your partner when they least expect it. Imagine the thrill of doing the dishes or folding laundry while wearing these dino outfits! Guaranteed to make even the dullest chores feel like a Jurassic adventure.

The Fortune Cookie Experiment: Mix It Up! Is dinner becoming a predictable routine? Time to throw a curveball into your culinary repertoire! Cook up a storm with a twist: create a "mystery menu" by ordering takeout from various restaurants and placing each dish in a separate fortune cookie. Then, take turns blindfolded, selecting a cookie and discovering what’s for dinner. Bon appétit, and let fate decide your evening’s flavor!

The Disco Revival: Groove Your Way Back to Romance!

What better way to rekindle the flames of love than through the power of dance? Transform your living room

the airport, revealing your impromptu adventure. Who knows? You might end up in a place neither of you expected, making memories to last a lifetime. Just remember to pack clean underwear!

The Superhero Switcheroo: Cape Crusaders Unite! Superheroes have the power to save the world, but can they save your marriage from staleness? Try swapping superhero identities for a day! Dress up as your favorite comic book character, complete with capes, masks, and, of course, spandex. Embrace your alter egos and take on mundane tasks like grocery shopping or paying bills. Just imagine the looks you’ll get as Captain Laundry or Wonder Dishwasher!

Remember, laughter is a powerful tool in any relationship. So, don’t be afraid to let your silly side shine through. Embrace the absurd, explore the unconventional, and laugh your way back to a vibrant, exciting marriage. After all, life’s too short to take things too seriously. Now go forth and embark on your comedic journey of matrimonial revitalization! ● CODE M / SEPTEMBER 2024 39

COVER

FILLING IN THE GAPS United Black Fund President and CEO, Cecil Lipscomb, has a plan to lift Cleveland into the top 10 nationally as a place to do business.

Written by BRAD BOWLING Brad Bowling is the President of CODE Media Group, LLC. Bowling has his BA in mass media communication and an MBA in marketing. He contributes articles to the magazine continuing his love for writing.

Cover and interior photos by Sylven Lamar Studios.

40 SEPTEMBER 2024 / CODE M

[ COVER ]

CODE M / SEPTEMBER 2024 41

[ COVER]

42 SEPTEMBER 2024 / CODE M

[ COVER ]

T

he feeling of being at home is important to Cecil Lipscomb. So much so, that when he traveled the country as a fundraiser, he would unpack his suitcase and put his clothes in the drawers of his hotel room to capture the feeling of being at a place he knew. That feeling was important to him. Creating the feeling of home is what feeds Lipscomb’s passion for his craft.

What is his craft? Finding the revenue to change lives.

Lipscomb would always make sure he found the Black neighborhoods when he visited different cities so he could better understand his mission and the mission of whomever he was fundraising for. As a fundraiser, Lipscomb has worked for some of the largest non-profit organizations around the country and in Cleveland, Ohio.

The journey of feeding his passion helps him make decisions as

Cleveland was a winning city.

"I traveled the country and fundraised millions of dollars for some incredible organizations Lipscomb said. "And after having experienced Cleveland I jumped at the opportunity to make Cleveland my home."

A sense of belonging is important to Lipscomb. It helps drive his passion for helping his community. He came to Cleveland on a job offer and made an impact quickly working with businesses generating the funding they needed to become successful.

“My first night living in Cleveland was when the “Cleveland Indians” made their most recent playoff run back in 1997. I drove downtown and watched fans celebrating the game as they left the ballpark. I got a chance to see neighborhoods and communities and it made me feel a connection to the

“My goal is to make sure that we (UBF) get to the average person who is trying to make a difference,” Lipscomb said. “We must make sure we help as many people as possible reach their full potential. That's the business of UBF.” the President of United Black Fund (UBF), a non-profit organization that has evolved from supporting local and grassroots service organizations with financial resources to actively engaging agency partners to become sustainable, growth-oriented resources for the community.

city,” Lipscomb said.

Being a transplant to the area, Lipscomb learned to love the area quickly.

Since its beginning in 1981, UBF has distributed more than twelve million dollars in grants to organizations in and around Northeast Ohio. Last year UBF had two grant cycles, a first for the organization, and plans to do more in 2024 and 2025.

Lipscomb, a native of Virginia, always knew

Phillip Weeden has an audi-

Cecil Lipscomb is from originally from Virginia.

CODE M / SEPTEMBER 2024 43

[ COVER ]

The Xtreme Campus in Cleveland, Ohio.

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[ COVER ] “When people asked me why I moved here, I had to remind them of all the great things the city has to offer,” Lipscomb explained. “This area offers some amazing schools, great restaurants, and some of the best living the country has to offer.”

Knowing where he comes from is important to him. Knowing where Black people reside is even more important to him.

Lipscomb uses his interactions with his fellow man to help keep him focused on the job of helping those who need it most.

half of Bizee’s list for the average revenue of Black-owned businesses.

Cost of living •

Ohio has a cost-of-living index of 91.7, which is the 12th best nationally and is affordable for most entrepreneurs.

•

Ohio is ranked 18th in the nation for minority-owned businesses, and 9 percent of Ohio businesses are owned by minorities.

The United Black Fund is leading the mission to create more opportunities for Black businesses across the region. It has several initiatives that provide funding, training, and leadership skills for those who desire to improve their businesses.

Lipscomb and UBF want to make sure that Black businesses have a viable seat at the table to participate in the over four billion dollars of projects projected to start in Cleveland over the next 1 to 3 years.

“UBF is really about empowering other people and other organizations, kind of blocking and tackling to make sure things are removed or opportunities are gained,” Lipscomb said.

“That’s who I am, I am a natural protector of people.”

“"We believe that there are opportunities for diverse populations to participate in the robust economy of this region. So, it should be normal and in good practice to see diverse business scale. And so, it’s not strange for me to see an African American woman with her business sign putting up signs all over the city,” Lipscomb said.

Professionally, UBF gets to be at tables that make decisions for the city and can implement the changes that people want.

And the table is getting better and better for those who sit at it.

Cleveland is a rising power player when it comes to viability.

From the mayor to the city council, to the recent projects that have been announced or launched, Cleveland is at the forefront of becoming one of the best places to do business in the country.

Lipscomb's plan is to create a pathway for Cleveland's black and diverse communities to participate in Cleveland growing economy. UBF offers courses to help individuals and businesses learn how to create, grow, and drive revenue.

UBF raises money and gives out grants to organizations throughout the city. They provide funding to large and small organizations. They help those who need it the most.

Cleveland, Ohio ranks well for Black-owned businesses in a few ways: Black population •

Cleveland has one of the highest Black populations among cities studied by Bizee.

Average revenue •

Cleveland is in the top

Celic Lipscomb is the president of the United Black Fund of Greater Cleveland.

CODE M / SEPTEMBER 2024 45

[ COVER ] “My goal is to make sure that we, UBF, get to the average person who is trying to make a difference,” Lipscomb said. “We must make sure we help as many people as possible reach their full potential. That's the business of UBF.” Lipscomb has a great perspective on the pulse of the community. As he engages with the community he has had the opportunity to see the amazing results of what this region is accomplishing.

Those who benefit from the generosity of the donations, investments and grants from UBF have become viable contributors to the health of our region. company and sustain other non-profits.

“I’m going to say what people do not talk about,” Lipscomb said. “There is a pride in people being able to provide for themselves. People don’t want a handout. They want an opportunity to earn their seat at the table. We see so many people who want to do better but need the right kind of help, it validates the purpose I am serving at UBF; seeing this validates the mission of UBF .”

The city of Cleveland is poised to become one of the great cities to rebound from the old steel industry to one that offers rich and robust businesses. If Cecil Lipscomb gets his way, it will be considered one of the top places for Blacks to do business.

Lipscomb’s bags no longer need to fill the hotel room drawers when he travels because he has found his home in Cleveland.

That feeling that Lipscomb is trying to create will make more people call Northeast Ohio home and find their own drawers to fill with their clothes as they advance in business. ●

Ben Crump celebrating fundraising with The Elton John Foundation. . Left: WKYC’s Leon Bibb and Cecil Lipscomb discussing local issues. Right: The Grants

Manager - Celeste Terry; Executive Director - Cecil Lipscomb; and one of our Board of Directors Nina Lewis at the 2019 - 2020 Grant Class.

40 SEPTEMBER 2024 / CODE M

[ COVER ]

Benny Pough appears on podcasts and radio shows discussing how to thrive in the music business .

CODE M / SEPTEMBER 2024 47

HEALTH

CRAVING THE W Gain control over your eating habits and make healthier choices more naturally.

Weeden offers that his classes provide the exercise medicine that people need to heal.

48 SEPTEMBER 2024 / CODE M

[ HEALTH ]

WRONG FOODS Written by JUAN TONEY Juan Toney owns his own fitness studio and offers classes to those who would like to work out. He is CODE M’s fitness editor and can be reached at: www.fit4everu.com

CODE M / SEPTEMBER 2024 49

HEALTH

THE POWER OF FRIENDSHIP Being intentional about building and maintaining friendships is a crucial aspect of self-care and relational health for men.

50 SEPTEMBER 2024 / CODE M

[ HEALTH ]

I

n today’s world, avoiding food temptations can feel like an impossible task. With junk food displayed prominently in stores, tantalizing TV commercials showing greasy delights, and full-page magazine ads featuring sugary snacks, it’s no wonder so many of us find ourselves reaching for unhealthy options time and time again. Add to this the constant temptation from friends, family, and co-workers and the challenge becomes even greater.

Food cravings often lead to a cycle of indulgence and regret, which can leave you feeling frustrated with your body and unsure of how to get back on track. From childhood, many people have been conditioned to associate certain foods with positive emotions like happiness and comfort. Food is often used as a reward, a way to relieve stress, or a source of emotional solace, and over time, these associations turn into hard-to-break habits.

fattening foods in a positive light. Begin by listing all the negative impacts these foods have: •

They make you unhealthy.

•

They cause weight gain.

•

They drain your energy.

•

They lower your confidence.

•

They reduce your quality of life.

•

They can even harm your love life.

Whenever you feel tempted by unhealthy food, remind yourself of these negative effects. By constantly reinforcing these negative associations, you can start to view junk food as a source of pain rather than pleasure.

But what if there was a way to change your brain’s response to food cravings? A new mental technique suggests that you can use the power of your mind to create negative associations with unhealthy foods and positive ones with wholesome options. This shift in thinking can help you regain control over your eating habits and make healthier choices more naturally.

A New Technique to Combat Food Cravings

Imagine that your brain is your strongest weapon against food cravings. With a simple mental exercise, you can reprogram your response to temptations. Picture yourself peacefully floating down a river on a raft. The sun is shining, birds are chirping, and you’re relaxed and happy. Now, change perspectives. Imagine that you’re in a plane flying over the river and the raft. Suddenly, you notice a massive rocky waterfall ahead. The person on the raft, blissfully unaware, is headed straight for it.

With this new perspective, would you willingly get on the raft and float toward the falls? Of course not! You’ve seen the hidden danger, and now your view of the river has changed from relaxing fun to a life-threatening hazard. This mental exercise illustrates how changing your perspective can help you replace positive associations with negative ones, transforming your relationship with food.

Two Steps to Changing Your Food Associations Step One: Create a Strong Negative Association with Unhealthy Foods To stop food cravings, the first step is to stop seeing unhealthy,

Craving the right foods will help you maintain a better quality of life

CODE M / SEPTEMBER 2024 51

[ HEALTH ] Step Two: Create a Strong Positive Association with Healthy Foods

some food options and emphasizing their positive impact on your life, you can retrain your mind to crave healthy choices.

Once you’ve knocked unhealthy foods off their pedestal, it’s time to replace them with healthier options. Focus on the benefits of wholesome foods like fresh fruits, vegetables, and lean meats:

Consistency is Key

•

These foods make you healthy.

•

They promote fat loss.

•

They boost your energy levels.

•

They build your confidence.

•

They improve your quality of life.

•

They enhance your love life.

Immerse yourself in the world of nutritious eating. Visit local farmers’ markets, explore natural food stores, and keep healthy snacks on hand. By surrounding yourself with whole-

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Remember, change doesn’t happen overnight. The key to overcoming food cravings lies in consistently applying these mental exercises. Every time you’re faced with a food temptation, use these techniques to reinforce negative associations with unhealthy choices and positive ones with healthy options. Over time, you’ll find that your cravings for junk food will diminish, and your desire for healthy, wholesome foods will grow stronger.

In a world full of food temptations, taking control of your cravings might seem like a daunting task. But by harnessing the power of your mind and changing your perspective, you can break free from unhealthy habits and start living a healthier, more fulfilling life. ●

[ HEALTH ]

I

Finding the right friend to confide in means all the difference in the world.

CODE M / SEPTEMBER 2024 53

FINANCE

THE IMPORTANCE OF HOME OWNERSHIP In the quest for financial independence and long-term stability, homeownership and real estate investment have consistently emerged as powerful avenues to build wealth.

Written by LaRese Purnell, MBA LaRese Purnell is an accounting and finance professional, innovative and transformational leader.

He is also the co-founder & managing partner of CLE Consulting Firm. He serves as the Chief Financial Editor at CODE M Magazine.

54 SEPTEMBER 2024 / CODE M

[ FINANCE ]

CODE M / SEPTEMBER 2024 55

TECH

56 SEPTEMBER 2024 / CODE M

A

[ FINANCE ] s someone deeply invested in the economic empowerment of our communities, the understanding and leveraging of the benefits of owning property can significantly alter one’s financial trajectory.

2.

3.

4.

Rental Properties: Purchasing rental properties provides a steady stream of passive income. Renting out residential or commercial properties can generate monthly rental income that exceeds mortgage and maintenance costs, thus, creating a positive cash flow.

2.

Real Estate Appreciation: Similar to a primary residence, investment properties can appreciate in value. Strategic investments in growing or revitalizing areas can yield substantial returns when the property value increases.

3.

Diversification: Investing in real estate diversifies an investment portfolio, reducing risk. Unlike stocks or bonds, real estate is a tangible asset that tends to be less volatile, providing a stable investment during economic downturns.

4.

Leverage: Real estate allows for leveraging, meaning properties can be purchased using borrowed money while only putting down a fraction of the property’s value. This leverage can amplify investment returns, provided the property appreciates or generates rental income.

The American Dream of Homeownership

For generations, homeownership has been synonymous with the American dream. Beyond the pride and stability it provides, owning a home is a critical step toward building wealth. When you purchase a home, you’re not just securing a place to live, you’re making a long-term investment that can yield substantial financial benefits.

1.

1.

Equity Building: Each mortgage payment made increases home equity — the portion of the property truly owned. Over time, as the mortgage is paid down, equity grows, providing a valuable asset that can be leveraged for other financial opportunities.

Appreciation: Real estate generally appreciates in value over time. While markets can fluctuate, the long-term trend is usually upward. This appreciation can significantly increase personal net worth, particularly in sought-after locations.

Tax Benefits: Homeowners can benefit from various tax deductions, including mortgage interest and property taxes.

These deductions can reduce taxable income, making homeownership more affordable and financially advantageous.

Stability and Predictability: Unlike renting, where annual rent increases occur, a fixed-rate mortgage provides predictable monthly payments. This stability allows for better long-term financial planning.

Investing in Real Estate: Beyond Homeownership

Overcoming Barriers to Homeownership and Real Estate Investment Despite the clear benefits, many individuals, particularly in underserved communities, face significant barriers to homeownership and real estate investment. Addressing these challenges is crucial for ensuring broader access to these wealthbuilding opportunities.

1.

Education and Awareness: Financial literacy is essential.

Understanding mortgage options, real estate markets, and investment strategies empowers individuals to make informed decisions. Community organizations and finan-

While owning a primary residence is a fundamental step, investing in additional real estate properties can exponentially increase a person’s wealth-building potential. Real estate investment offers various avenues, each with its own set of advantages.

Couples that save with homeownership often retire with more savings.

CODE M / SEPTEMBER 2024 57

[ FINANCE ] cial institutions must invest in educational programs that demystify the home-buying process and real estate investing.

2.

Community Impact: Real estate investment can also positively impact communities. By investing in local properties, investors can contribute to neighborhood revitalization, create affordable housing, and support local economic development. These efforts not only enhance an investor’s returns but also improves the quality of life for community members.

2.

Access to Financing: Securing financing is often a major hurdle.

Innovative lending solutions, such as low-down-payment loans, grants, and assistance programs can make homeownership more accessible. Additionally, alternative credit scoring models can help those with limited credit histories qualify for mortgages.

Seizing the Opportunity

3.

Supportive Policies: Policymakers play a critical role in facilitating homeownership and real estate investment. Supportive policies, such as tax incentives for first-time homebuyers, affordable housing initiatives, and zoning reforms can create a more conducive environment for property ownership and investment.

Building a Legacy through Real Estate Real estate is not just about financial returns; it’s about building a legacy. Owning property allows for passing down wealth to future generations, creating a foundation for financial stability and prosperity. For many families, real estate is the cornerstone of generational wealth, providing security and opportunities for future generations.

1.

Generational Wealth Transfer: By owning and investing in real estate, valuable assets can be transferred to heirs. This transfer of wealth can provide them with financial security, educational opportunities, and the means to pursue their own entrepreneurial ventures.

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Homeownership and real estate investment are powerful tools for building wealth and securing financial independence. By understanding the benefits and overcoming the barriers, individuals can unlock the full potential of real estate to create lasting financial stability and generational wealth.

As we look to the future, it’s essential to promote financial literacy, expand access to financing, and advocate for supportive policies that make homeownership and real estate investment attainable for all. By doing so, we can ensure that more individuals and families can seize the opportunity to build wealth through real estate, creating a more equitable and prosperous society.

The path to financial empowerment is paved with informed decisions and strategic investments. Homeownership and real estate investment are not just financial endeavors — they are investments in one’s future, one’s community, and generations to come. Embrace the opportunity and take the first step toward building a legacy of wealth and stability. ●

[ TECH ]

CODE M / SEPTEMBER 2024 59

TECH

CYBER SECURITY IN TECH Cybersecurity in tech has been in the news a lot lately -— especially, with the CrowdStrike Microsoft Outage.

Written by Dr. Randall Sylvertooth Dr. Randall Sylvertooth, is a member of Alpha Phi Alpha Fraternity, Incorporated was raised in Cleveland, Ohio and is an alumnus of The University of Cincinnati, University of Virginia, George Mason University and Capital Technology University.

DJ Detoxx is a top record DJ in the US.

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[ TECH ]

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OPINION

62 SEPTEMBER 2024 / CODE M

[ TECH ]

T

he internationally known cybersecurity conferences known as Black Hat USA 2024 and DEF CON 32 recently ended. Both are usually scheduled for the last week of July or the very first full week in SEPTEMBER. They were started by an ethical hacker known as Jeff “The Dark Tangent” Moss who usually hosts the event and has been doing so for the past 32 years.

(hackable) electronic badges. This year’s DEF CON 32 was held at the Las Vegas Convention Center, a departure from their longstanding Caesars Forum engagement.

At the Black Hat USA conference, private sector speakers include the likes of specialized hackers such as Pieter “Mudge’ Zaiko, the former leader of the L0pht hacker collective and former head of security at X (formerly Twitter).

This year’s conferences were dominated by talk of CrowdStrike – a Microsoft outage caused by a software update that triggered massive service outages around the globe. The outage wasn’t initiated by any malware or exploits. However, it did raise questions about the role of security platforms in the overall IT enterprise and whether the C suite will eliminate any cybersecurity protections just to maximize uptime.

Dark Tangent launched both conferences with little money and several people who all had the same interests in cybersecurity and the art of ethically hacking computer systems. Each conference is unique. The recent Black Hat USA 2024 conference covered the post-CrowdStrike – Microsoft outage, updates on election security, social disinformation campaigns, and, of course, one of the most relevant cybersecurity topics — the promise and perils of artificial intelligence (AI).

DEF CON 32 hosted 104 talks, 29 workshops, and 32 hacker villages, which go by the names of Aerospace, Voting, and Hardware Hacking/Soldering Skills Village. However, this year’s featured hacker village concentrated on AI and its cyber challenges. The village was an effort to have DEF CON 32 attendees compete for a $4 million prize (to be awarded at DEF CON 2025). The cyber challenge addressed “AI systems capable of addressing vital cybersecurity issues, such as

Both conferences take place in Las Vegas, Nevada, and have been hosted by a number of Vegas hotel venues and resorts. They bring together all facets of cybersecurity, including personnel and hackers from around the globe. Usually, Black Hat USA 2024 predominantly attracts corporations in the computer security industry and DEF CON 32 attracts a younger crowd of hackers security experts, and novices interested in cybersecurity.

Both are run differently, especially when it comes to registration fees and extra charges to attend Black Hat USA 2024 Training and Speaker Talks, as well as DEF CON 32 hacker villages and presentations. The registration cost for Black Hat is around $4,000 and more when training sessions are added. The cost for DEFCON is usually $350, all cash, and you have to stand in line to receive your specially designed entrance badge. However, if you pay the $350 along with your Black Hat Registration, you don’t have to wait in line at DEF CON. Black Hat USA 2024 is the main draw between the two conferences. Last year’s conference had 19,750 in-person attendees at Mandalay Bay. Running from Aug. 3 to Aug. 8, the first part of Black Hat focused on training, with the main conference events on Aug. 7 and 8.

DEF CON 32 is the most technical with attendees wearing dynamic

Protecting your information has never been more important.

CODE M / SEPTEMBER 2024 63

[ MONEY ] the security of critical infrastructure and software supply chains.”

The CrowdStrike – Microsoft Outage has now been described as the largest global computer outage in history. It was estimated that more than $5 billion dollars in direct losses occurred because of it. It brought to light the reality of how a single automated software update can bring much of the global economy to a sudden halt. It also demonstrated how many businesses had relied on a single cybersecurity solution to protect their systems. These businesses now have to determine how much recovery is going to cost.

Recently, CrowdStrike released a detailed report outlining the initial results of its investigation into the outage, which involved a file that assisted CrowdStrike’s security platform in scanning for malicious hacking code on customer devices.

CrowdStrike routinely tests its software updates before pushing them out to customers. However, on July 19, a vulnerability in CrowdStrike’s cloud-based testing system, which runs validation checks on new updates prior to release, ended up allowing the software to be pushed out. As CrowdStrike stated, “despite containing problematic content data.”

CrowdStrike reported that the release was published and distributed just after midnight Eastern time on Monday, July 19, and was rolled out an hour and a half later at 1:27 am Eastern. But by then, millions of computers had already automatically downloaded the vulnerability-plagued patch update. The vulnerability affected only

Hackers are attacking the worlds online infrastructure.

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Microsoft Windows devices, not Mac or Linux machines, and only those that were switched on and able to receive updates during those early morning hours.

However, because of the timing of the outage, many businesses and organizations in Europe and Asia “had more of their workday affected by the outage. Specifically, Microsoft Windows devices that were using CrowdStrike’s cybersecurity solution attempted to access the flawed vulnerability file, which caused the “out-of-bounds memory read” that resulted in the Windows operating system crashing.

CrowdStrike said that the testing and validation system that had approved the faulty software update had also appeared to function normally for other releases. However, CrowdStrike has promised to keep such software malfunctions from happening again.

Currently, CrowdStrike has announced that it is developing a new check for its validation system “to guard against this type of problematic content from being deployed in the future.” They are also planning to use a staggered distribution approach for releasing content updates in the future so that not everyone receives the same update at the same time. It will give customers a chance to be ready for new update pushes. ●

[ HEALTH ] saw an infomercial the other day for a weight loss solution targeting the frustrated people who “fail to see results from diet and exercise.” I had to scratch my head on that one. When do diet and exercise fail?

This, of course, is a trick question. Diet and exercise don’t fail. The only way for diet and exercise not to work is if you fail to stick with it long enough for the results to show.

Plain and simple. End of story.

I’ve[DC1] seen more clients than I can count transform their bodies through the power of diet and exercise. Without surgery … without gadgets … without pills.

The real question to ask, when you’re not making progress towards your fat loss goal, is not why diet and exercise fail you, but rather why have you not stuck with your plan?

Why it feels like diet and exercise have failed – For many, the frustration of not seeing immediate results can be disheartening. Here are some common reasons why people feel their efforts aren’t paying off: Unrealistic expectations – We live in a world that craves instant gratification. Many people start a new diet or exercise regimen with the expectation of seeing dramatic results within days or weeks. When those results don’t materialize, it’s easy to feel disillusioned and give up. It’s crucial to understand that sustainable weight loss and body transformation take time.

Inconsistent effort – Consistency is key in any fitness journey. Skipping workouts, indulging in cheat meals too frequently, or failing to adhere to a diet plan can significantly impede progress. A lack of consistency can make it seem like your efforts are in vain when, in reality, you haven’t been following the plan long enough to see results.

Ineffective plans – Not all diet and exercise plans are created equal. What works for one person may not work for another. It’s essential to find a plan that suits your body’s needs, preferences, and lifestyle. Sometimes, people don’t see results because they’re following a plan that isn’t right

People who struggle to get results often are missing a part of the exercise equation.

BUSINESS

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[ BUSINESS ]

CATALYZING THE AMERICAN DREAM Pursing the American dream never comes as easy as you think. However, if you dare to think you can, amazing things can happen.

Just ask Ying McGuire.

T

he American Dream has a mythic, kind of Holy Grail luminosity to it. Untold numbers of people have imagined what life would be like for them, something better, more fulfilling, the promise of success. For Ying McGuire, it’s a dream she catalyzed through unwavering determination and resilience to overcome enormous challenges.

Today, Ying is the CEO and President of the National Minority Supplier Development Council (NMSDC), America’s most influential and successful minority business development organization.

She has also been a tech executive, non-profit leader, economic empowerment board member, and policy advisor to government agencies. In 2016, the US Secretary of Commerce appointed Ying to the US Investment Advisory Council.

But her story began years ago in China. Born during the latter stages of the Cultural Revolution, she was raised with very conservative values. Like most women then, she was trained to be reserved and humble. Life for her family was hard. Her parents, intellectuals, were condemned and labeled “black cats,” so they were sent to a labor camp where they didn’t even have running water.

Written by DAVID CHRISTEL David has been ghostwriting books for well-known people since 1995. He is also the author of Married Men Coming Out: The Ultimate Guide to Becoming the Man You Were Born to Be.

he made on the people around him. “He was ahead of his time then before the wave of the market economy hit China.

He created a paper product manufacturing business so he could improve schoolteachers’ lives by providing better salaries and benefits. He didn’t take the profits for his own sake.

He was like the CFO for the school district.”

In addition to the manufacturing business, her father also built a successful textile business, all of which kept him working long hours seven days a week. For Ying, her father was her first and foremost hero, a great role model as he instilled in her a strong sense of ethics, discipline, and the pursuit of excellence.

Resilience is a keyword for Ying in that she has found through her father’s example and life experiences that our struggles and sufferings give us strength to endure the dark periods of life. Over time, oncoming challenges become easier to deal with because our tolerance levels and resilience have toughened us and expanded our character.

Her father, a man of few words, was enterprising and sought to make the best of their circumstances. She watched him work ‘round the clock for many years in China. He never complained about his workload and Ying believes that her own work ethic probably came from him.

She has put those developed skills to good use. Even though she had a good education in China and a successful career in the Chinese tourism industry, she still felt that something was missing, especially in the wake of the Tiananmen Square incident. So, emigrating from China, she moved to Tempe, Arizona, and enrolled at Mesa Community College to complete prerequisite classes before attending Arizona State University, and Thunderbird School of Global Management

Ying relates that her father’s satisfaction came from the impact

It was quite a culture shock for her. Becoming familiar with CODE M / SEPTEMBER 2024 67

[ OPINION ]

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[ BUSINESS ] the American lifestyle was a huge cultural shift from her upbringing. “Growing up, I was not supposed to express my opinion in public and I was to be humble. But in America, I was surrounded by very bold people, and back then I was soft-spoken. In Arizona, I was in a culture of huge personalities. It definitely required a significant cultural adjustment for me. But actually, it helped shape who I am today because it made me super adaptable, and I learned to really embrace change.”

Another major shift soon showed up in her life when she entered corporate America, via the tech world. She found herself working primarily with men and so began a process of learning to be assertive and find her voice. People consistently talked over her and interrupted her — and even though she was working very hard and getting mountains of work done, others were getting promoted, but not her.

Like many other women at that time, she wasn’t being taken seriously. At one point, she had to stand her ground in a meeting and request that people let her finish talking.

In this formative period, what helped her was learning not to be afraid to ask for help. This especially came to the fore when she joined Dell Technologies, where she knew little about technology and the job she was hired for.

“At first, I was afraid to ask for help. But fortunately, people were very kind and went out of their way to help me. When I was given the job as a desktop brand manager, I knew nothing about desktops, not even what was in them. I needed help, so people took me into the lab, helped me take the computers apart, and put them back together again. And they did all this in their spare time.”

for procurement and supply diversity. What were eleven years felt like thirty for her because she had to work so hard to learn English, fit herself into the American culture, overcome the challenges and obstacles of the male-dominated corporate world, learn the jobs, and also deal with a field full of veteran leaders who’d been in their positions for twenty to thirty years or more?

“What was also challenging, but funny, was the fact that I’m Chinese and short and here I was working with tall, white American men.” Thankfully, Ying’s mother was, as she describes her, a “tiger mom” and like most Chinese parents, they constantly stressed Ying's strive for excellence, to be the best, to be number one in school. Ying admits that added to this mix was her being born a perfectionist. Because of these qualities, she feels she sometimes intimidates people.

“I have built such confidence over the years because I've dealt with so many people and different situations that I really went from being a very humble, soft-spoken, and reserved person to being pretty bold and outspoken. As we’re all aware, if this kind of attitude is exhibited by a man, people see that as leadership. If the same thing is expressed by a woman, some people still think that they're an aggressive you-know-what.”

For Ying, being a female leader means tempering her communication, using what she calls situational leadership. The purpose behind this approach is to ensure that she truly connects with people authentically, respectfully, and with integrity. Her approach begins by asking questions so that she

What she learned is that people are incredibly helpful if you're willing to ask for help.

“Dell was the best training ground for me.”

She stayed at Dell for eleven years rising to the position of a leader

McGuire speaking at a recent convention.

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[ BUSINESS ] learns who a person is, where they come from, and what makes them tick. This is something NMSDC is incorporating into its internal culture.

“Within NMSDC we believe that to be a successful non-profit, we need to run more like a business. So, my team went through a very scientific 360-degree feedback exercise that involved a lot of self-reflection.”

In that process, many questions were asked, many hard truths were shared, and Ying’s team developed greater trust in each other. Following that, every executive leader created development plans and presented them to each other so that her team now has a highly integrated support system.

NMSDC has become a model for other organizations. Their expanded collaborations with government agencies, NGOs, thought leadership partners and corporate members have them sharing experiences, observations, challenges, best practices, and how to create greater synergy and leverage.

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At their upcoming conference, Ying says that “NMSDC is part of a coalition consisting of civil rights voices, diverse businesses NGO leaders, and business leaders. Our focus is to figure out how we can work together, what each person's lane is, and how we can collaborate. NMSDC is going to feature all these verticals and how we are actually working as a united front to address our common mission, which is creating generational wealth for underserved communities through entrepreneurship, and corporate and government contracting.”

One of the most important lessons Ying has learned throughout her career is that developing the ability to pivot is essential. “People need to continuously reinvent themselves so they’re not left behind. When there’s a crisis, see it as an opportunity because you can always find a brighter side to a difficult situation — and focus on commonalities instead of debating the things we don’t agree on. Then, we can get things done.”●

[ MUSIC ]

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FASHION

THE

PERFECT ACCESSORY FOR HER Women are always looking for the perfect blend of fashion. Hats do the trick and double as the ideal accessory for flare and fashion.

Written by LARON HARLEM

A wardrobe shopper, stylist, and accessories designer who specializes in dapper looks that truly appeal to the most discerning eye. mailto: styledbydecar-lo@gmail.com, https://www.styledbydecarlo.com/

There is nothing like the color black in a hat and on a woman. Hats complete the look for sophistication and style.

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[ FASHION ]

Cadillac CT5-V $48,990 The high-performance 2025 CT5-V and CT5-V Blackwing variants are also being updated. They get the tech updates of the regular CT5 plus distinctly sporty facelifts, and the Blackwing model now has Carbon Fiber Packages available.

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[ FASHION ]

Blending colors and patterns create a look that screams originality. Whether you choose prints or patterns, you cannot go wrong when you choose a daring combination.

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[ MUSIC ]

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[ FASHION ]

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[ FASHION ]

Brims work in any setting. But they work best when they compliment the user by making a bold fashion statement.

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[ FASHION ]

Whether the occasion is casual or business a brimmed hat never fails. These hats create confidence and creativity for those who dare wear them.

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[ MUSIC ]

DJ Johnie O is the owner of Nerve DJ’s Mixtapes.

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