CMIH Booklet [3222F]

A GUIDE FOR CALIFORNIA MIDDLE SCHOOL STUDENTS, THEIR FAMILIES, AND EDUCATORS

TABLE OF CONTENTS

BY SECTION

1 2 3 4 5 6 7

COLLEGE: A TICKET TO YOUR FUTURE page 06

I’M MOLLY MEGAPHONE, AND I’M REALLY GOOD AT MAKING

A LOT OF NOISE FOR COLLEGE!

LET'S MAKE IT HAPPEN!

WHAT’S IN YOUR FUTURE? page 12

COLLEGES OPPORTUNITIES page 18

COLLEGE PREPARATION FOR MIDDLE SCHOOL STUDENTS page 26

PAYING FOR COLLEGE page 32

GLOSSARY & INDEX page page38 23

CALIFORNIA’S BEST RESOURCES page page44 23

TABLE OF CONTENTS

03

04

KEY CHARACTERS & ELEMENTS MOLLY MEGAPHONE Molly Megaphone appears to announce places where you might start thinking about a new topic, or a new opportunity to explore your own ideas.

SUPER COACH Super Coach provides guidance and motivation for good habits to practice throughout the college journey. This character serves to support and encourage students to reach for their own goals.

CAPI is always ready to point out ideas, answers, and tips about all kinds of college questions.

Keep an eye out for CAPI’s yellow text in the margins—who knows, you may pick up some unexpected college-related trivia.

DINEROSAURUS

WORD WATCH!

Dinerosaurus o ers information and advice about spending and saving for college costs.

CAPI CAPI’s shape-shifting tassel points out ideas, tips, and trivia all across the college-going spectrum.

In each chapter, look for WORD WATCH terms highlighted in red. These are new or complex terms that can add to a reader’s understanding of what’s covered in that chapter.

Definitions of these terms can be found in the Glossary & Index section on page 38.

KEY CHARACTERS & ELEMENTS

05

: E G E L L O C OPPORTUNITIES FOR A BROADER HORIZON YOUR GOALS, YOUR DREAMS Did you know that a college degree unlocks career opportunities and the potential to earn more money in your lifetime? (Check out the Detailed Earnings chart on page 06!)

If that wasn’t exciting enough, the experiences of a college education equip students with all kinds of skills to thrive in an always-changing future. Here are just a few examples of what a college education can empower you to do: Ÿ

If you are a middle school student thinking about college, consider this: Someone with a Bachelor’s Degree earns nearly $1 million more over their lifetime than a high school graduate!

WORD WATCH! Flip to the Glossary on page 38 for definitions of words [HIGHLIGHTED IN RED] . Watch for new highlighted words in each chapter!

[EFFECT] [FLUENCY] [INNOVATIONS]

06

SECTION 1

Develop your unique skills and passions into a career you love.

.Ÿ Raise your voice to [EFFECT] change in your community and your world. Ÿ

Increase your awareness and [FLUENCY] to explore cultures across the globe.

Ÿ

Create [INNOVATIONS] in technology, medicine, art, design, and more.

A LIFETIME OF SUCCESS

$8,000

$4.4M

$3.4M

$2.5M

more per yeaR than high school graduates

higher than for high school graduates

90%

$2.1M

$29,000 $

$1.6M

an average annual income for a young adult with a bachelor’s degree:

$45,000 hs grad

$

an average annual income for a young adult with a high school diploma:

some college

$

associate degree

$

$

bachelor’s degree

$

Employment rates for those with Bachelor’s Degrees are about

$24,000

more per year than high school graduates

$

workers with bachelor degrees earn about

$1.5M

$

$

$1.2M

not hs grad

workers with associate degrees earn about

master’s degree

$

EDUCATION CONTINUES TO BE THE TICKET TO LIFETIME EARNINGS

$

doctoral degree

professional degree

$

EDUCATION AND CAREER TRAINING ARE A TRIED AND TESTED ROUTE TO CREATING MANY, MANY OPPORTUNITIES FOR YOURSELF AND YOUR FAMILY. HERE’S A BREAKDOWN OF AVERAGE LIFETIME EARNING POTENTIAL, BASED ON THE LEVELS OF EDUCATION YOU CAN PURSUE.

$1.0M

HOW MUCH IS THIS, ANYWAY? WELL, WHAT IF YOU SPENT EVERY DOLLAR YOU EARNED IN YOUR LIFETIME ON… $4.4M=

$2.5M=

TWO PANDA BEARS

FIVE THOUSAND CAMERA DRONES

$3.4M=TWO MILLION CHEESEBURGERS

$2.1M= FIVE POLAR BEARS

$1.0M=

ONE ORCA

COLLEGE: A TICKET TO YOUR FUTURE

07

COLLEGE STORIES... llege’s Through my cotment, I got Biology depar e Amazon to travel to th unger-me rain-forest. Yog crazy if he would be goineing this. knew I was se - JAKE I got to learn and work with the realworld mentor who ended up hiring me two weeks after graduation.

- JASMINE

Ever since I was little, I knew I wanted to live in a big city. College introduced me to a whole new world.

- ADE

08

SECTION 1

Why shouldn’t someone who looks like me hold ical o ce? Studying in Politarn Science allows me to le ard. how to make myself he - NIKKI

My grandma wanted to see me reach my goals in a way that she never got the opportunity to do.

We made it happen together. - ANA

...WHAT WILL YOUR STORY BE?

S. L A O G HAS ANT E N O Y EVER T DO YOU W AY? WHA HIEVE TOD AR? TO AC EK? THIS YE E THIS W DAILY:

Y:

WEEKL

R: THIS YEA

S MY GOAL

S L A O G MY

rewards. ir e h t n r a ne h them, theeway. c a e r o t d r am rwa ou move fso in your life are theosu, why not go for it? y : r e c c o s y or ard to y als in hockeegoals you work toowur goal is important o g f o k in h T y Th or small, if ig b w o h r e No matt

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TO EXPLORE MORE ABOUT THIS TOPIC VISIT

COLLEGE: A TICKET TO YOUR FUTURE 09

09 10

, n a c u o y t s h e t b i e w h , t e r o a .

D e you w o n , r e e wh you hav t a h w 11

MAPPING THE PATH TO ACHIEVING YOUR POTENTIAL! WHY NOT START NOW?

Flip to page 42 if you want to learn more about these careers, or how they relate to your interests.

(VIDEO GAMES/SOLVING PUZZLES)

EN

[MIND MAP] [BRAINSTORM]

Using the [MIND MAP] to the right, start o with the “Do You Like…” bubble in the center, then think about your own interests and work your way out.

This activity is only to get you started—ask your teacher or counselor to help you [BRAINSTORM] more bubbles for this Mind Map.

PLAYING GAMES? FO R

WORD WATCH! Flip to the Glossary on page 38 for definitions of words [HIGHLIGHTED IN RED] . Watch for new highlighted words in each chapter!

Every great career starts o as an interest or a hobby.

How do you like to spend your time now? Let’s take it a step further: How would you like to spend your adult years doing the things you already like to do?

SIC

A N A LYST

EXPLORing?

(OUTSIDE OR IN YOUR COMMUNITY)

LOVE, DEDICATION, AND TALENT IN YOUR INTERESTS DON’T COST A THING.

GO AHEAD AND OWN IT! UR

B

12

AN

SECTION 2

PL ANNER

ENGIN

CIA

R EE

TECHN I

PRO

N

GR

AMMER

BUILDING THINGS?

(OR FIGURING OUT HOW THEY WORK)

CARING FOR THINGS?

HELPING PEOPLE?

(FOR INSTANCE PEOPLE, PLANTS, OR PETS)

LET’S THINK ABOUT SOME ACTIVITIES YOU ALREADY LIKE AND HOW THESE MIGHT CORRESPOND TO POTENTIAL CAREERS.

DO YOU LIKE...

ER

ER

OT

OGR APHER

ST LI

ER

G

IO N D E SIGN

SPENDING TIME ONLINE? PH

FA

SH

FILMMAK

BLOG

DRAWING?

TELLING STORIES?

OR JOURNA

WHAT’S IN YOUR FUTURE

13

COLLEGE STORIES... give to my Advice I would ook up course younger self ? Lols that look listings at schomore excited cool. Get even ections you about all the dir usic... could go with m - ANTHONY What makes me a great gamer: Quick re exes. Precision.

Using teamwork to solve puzzles under pressure. That’s exactly what a doctor does...

- GABBY

I’ve always liked social media and watching how people interact with what I post. Learning in psychology classes how people think helps me connect with them.

- ESTHER

14

SECTION 2

Growing up, I was full of s questions like: how many bumy transfers will it take me and, and brother to get to the librarycan is there one closer? Now I at study how to plan cities th ho w actually work for the people live there.

- MIKAEL I used to try and talk my way out of chores, but later I learned that making a powerful argument is actually a great . way to help people That’s why I’m prelaw. - JAYDEN

...WHAT WILL YOUR STORY BE?

IF YOUR FAVORITE HOBBY ISN’T SHOWN IN THE GRAPHIC ON PAGE 12, USE ‘example A.’ TO THE RIGHT AND BRAINSTORM THREE CAREERS YOU MIGHT CHOOSE FROM WHAT YOU LIKE TO DO BEST!

example A.

EXPLORing?

(OUTSIDE OR IN YOUR COMMUNITY)

TO EXPLORE MORE ABOUT THIS TOPIC VISIT

WHAT’S IN YOUR FUTURE

15

16

n o i t c a t u o h t . i m w a e n r r e o k i r d a s Vi s a day - Joel A. B i

17

E G E L L CO

OPPORTUNITIES A COLLEGE LANDSCAPE OF CHOICES! HERE IS WHAT’S OUT THERE:

WHAT’S THE DIFFERENCE BETWEEN COLLEGE AND A UNIVERSITY? In most cases, the difference is that universities offer [MASTER’S] and [DOCTORAL] degrees in addition to the [BACHELOR’S] degrees that colleges offer, or the [ASSOCIATE] Degrees that community colleges award.

The academic term “bachelor’s” was first used in medieval times, referring to young knights who were just starting off in their serious training.

WORD WATCH! Flip to the Glossary on page 38 for definitions of words [HIGHLIGHTED IN RED] . Watch for new highlighted words in each chapter!

[COLLEGE SYSTEMS] [MASTER’S] [DOCTORAL] [ASSOCIATE] [BACHELOR’S] [ALUMNUS]

18

SECTION 3

A FIT FOR EVERY STUDENT So now you know all about what a college education can do for you. In California, there is a school that ts just about any student’s goals, preferences, and interests—lucky you! Keep reading for a run-down of the four [COLLEGE SYSTEMS] that make the state of California a superstar in higher education. Which WHILE YOU REA school will you SYSTEM, CONDSABOUT EACH choose to launch IDER THIS: The campus locat ion where you w you to success? ant to Th

e campus size th live at The famous [ALU will make you feel at home MNI] or lecture rs you admire The types of cla sses you want to take The sports, mus ic, theater, and clubs you like

85 5

$36.8k

114 2

$ 1.4k

CAMPUSES

PUSES C+1AonM line

R YEAR

atio

uc +Career Ed

k 8 1 $ 27k

TYPESROEFD OFFE S E E R DEG

10 4 CAMPUSES

nc (Before Fina

NITS PE TYPESROEFD 30 U(at $46 per Unit) E F F O S s DEGREE nCerti cate

23 3 CAMPUSES

PER YEAiaRl Aid)

TYPESROEFD FFE DEGREES O

PER YEncAiaRl Aid)

(Before Fina

-

$103.59kk

TYPESROEFD FFE DEGREES O

PER YEncAiaRl Aid)

(Before Fina

85 CAMPUSES

5

TYPES OF DEGREES OFFERED

$36.8k PER YEAR (Before Financial Aid)

Year Founded: 1851 AVERAGE CAMPUS SIZE: 4.6K STUDENTS

Notable Alumni: Barbara Lee,

California’s 13th District Congresswoman Studied Psychology at Mills College

José Moreno Hernández, NASA Astronaut

Studied Electrical Engineering at the University of the Paci c

Gavin Newsom,

California Governor

Studied Political Science at Santa Clara University

COLLEGE OPPORTUNITIES

18 19

114

Year Founded: Varied AVERAGE CAMPUS SIZE: 19K STUDENTS

CAMPUSES +1 online

2

Notable Alumni: Tani Cantil-Sakauye

28th Chief Justice of California

Studied Speech & Debate at Sacramento City College

Arnold Schwarzenegger CA Governor 2003-2011

Studied English at Santa Monica College

Steve Jobs

TYPES OF DEGREES OFFERED +Career Education Certi cates

Co-founder (Apple, Inc.) Studied Electronics at De Anza College

$

30 UNITS PER YEAR

cccco.edu

20 19

1.4k

SECTION 3

(at (at$46 $46per per Unit)

23 3

CAMPUSES

TYPES OF DEGREES OFFERED

18k$ 27k PER YEAR (Before Financial Aid)

Year Founded: 1857 AVERAGE CAMPUS SIZE: 22K STUDENTS

Notable Alumni: Misty May-Treanor,

Olympic Beach Volleyball Player Studied Kinesiology at the Long Beach Campus

Victor Glover,

NASA Astronaut

Studied General Engineering at the San Luis Obispo Campus

Stephen Hillenburg, Executive Producer:

Spongebob Squarepants Studied Marine Biology at the Humboldt Campus

@calstate @thecsu calstate.edu

21 COLLEGE OPPORTUNITIES 20

Year Founded: 1868 AVERAGE CAMPUS SIZE: 27K STUDENTS

Notable Alumni: Joseph M. Acaba, NASA Astronaut & Educator

Studied Geology at the Santa Barbara campus

Gabrielle Union Actress

Studied Sociology at the Los Angeles campus

Alex Morgan, U.S. Women’s National Soccer Team Captain

Studied Political Economy at the Berkeley campus

@universityofcalifornia @uc_newsroom ucresearch.tumblr.com universityofcalifornia.edu

22 21

SECTION 3

10

CAMPUSES

4

TYPES OF DEGREES OFFERED

10.9k$ 35k PER YEAR (Before Financial Aid)

MADLibs

MAD Libs is a word game where you write your own story! Here is your chance to get creative: choose words that t the descriptions below, then follow the instructions on page 40 to read your own college story.

WE GIVE SOME WORD SUGGESTIONS BELOW NEXT TO EACH PROMPT, BUT YOU CAN USE WHICHEVER WORDS YOU WANT!

MY NAME:

1.

THE NAME OF A COLLEGE OR UNIVERSITY FROM THIS CHAPTER:

SOMETHING I DO WHEN I’M EXCITED:

3.

2.

A CLASS OR SUBJECT THAT CHALLENGES ME:

4.

CLUB OR ACTIVITY I LIKE: (for example, history or music)

5.

A PERSON I TELL EVERYTHING TO:

6.

(Write their name here)

7.

ANIMALS IN A GROUP OF MORE THAN ONE:

(for example, hot chips or blueberries)

9.

(for example, wolves or gira es)

THE CAMPUS SIZE OF THE COLLEGE I CHOSE FOR NUMBER 2:

10.

(for example, soccer or coding)

THE MASCOT AT THE SCHOOL I CHOSE FOR #2:

MY FAVORITE SNACK:

8.

(for example, large or small)

SOMETHING PEOPLE DO TO GET FROM ONE PLACE TO ANOTHER:

11.

(for example, skateboarding or running)

A DEGREE THAT YOU CAN EARN FROM A COLLEGE OR UNIVERSITY:

12.

(for example, jump up and down or dance)

For example, Undergraduate or Doctoral

SOMETHING YOU WOULD GET FOR A SOUVENIR:

13.

Need inspiration for any of these prompts? You’ll find links to each college system’s website in the margins of pages 19 through 22: check them out, and you may be surprised by what you find!

For example, t-shirt or water bottle

COLLEGE OPPORTUNITIES

23

24

25

N O I T A R A P E R P COLLEGE S T N E D U T SC S HO OL E L R D ID M O F HERE’S HOW TO GET WHERE YOU’RE GOING

WORD WATCH! Flip to the Glossary on page 39 for definitions of words [HIGHLIGHTED IN RED] . Watch for new highlighted words in each chapter!

[ELIGIBILITY] [ADMISSION]

2 YRS

and for free ACT and SAT practice tests.

HISTORY

Many college scholarships are awarded based on ACT and SAT scores. Study hard for that extra cash!

WANT TO GET A HEAD START ON THESE TESTS? CHECK OUT WWW.ACTSTUDENT.ORG,

A

LET’S GO! Did you know that middle school is the ideal time to start mapping out your path to college? Choosing the right courses and building on positive habits boosts your college [ELIGIBILITY] and puts you on the fast track to the school of your choice. Just follow the guide we’ve laid out in this chapter, and the road ahead will be clear!

NOW! NEXT! LATER! In the next 2 chapters, you’ll learn about what you can do today (NOW!)>>, what you can start planning to do soon (NEXT!)>>, (NEXT!)>>, and what you can expect to do over the next several years (LATER!)>> to make college happen.

NOW! >>

#cultivatebrilliance

26

SECTION 4

If you want to unlock [ADMISSION] to the university of your choice, you’re required to complete a speci c list of courses in high school: the A-G courses. High school may seem a long way o , but taking courses like algebra and geometry now will prepare you to pass and excel at the higher-level courses

2Y

LABRSSC

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4 YRS

ENGLISH

you’ll you’ll need need to to unlock unlock the the gateway gateway to to college. college.

There are more A-G course requirements to prepare for than just math, so make sure to get to know all the A-G checkpoints on the map map above. above.

NEXT! NEXT NEXT! NEXT!! >> >>

Should Should you you prepare prepare for for college college admissions admissions tests tests in in high high school? Decisions that California colleges and universities are making about admissions tests are continually changing.

Because of this, there is no reliable guidance available yet about the the testing testing that that will will be be required required beyond beyond 2025.

2025. Current about

A

HIS 2 YRS TO RY

testing may notmay applynot byapply the time Currentrequirements testing requirements by the you’reyou’re in high As more information becomes time in school. high school.

As more information available, it will be provided highyour becomes available, it will be through providedyour through school counselors.

As updates are made, they they will be high school counselors.

As updates are made, will beavailable made available on thewebsite.

CMIH website. made on the CMIH

COLLEGE PREPERATION FOR MIDDLE SCHOOL STUDENTS

27

STUDENTS AND FAMILIES: SCHEDULE A MEETING WITH YOUR SCHOOL AS SOON AS YOU CAN. IT’S IMPORTANT TO MAKE SURE YOUR SCHOOL IS OFFERING THE RIGHT CLASSES TO PREPARE THEIR STUDENTS FOR A-G COURSES IN HIGH SCHOOL. TEAMWORK IS ALWAYS YOUR BEST BET FOR SUCCESS!

LATER! How do colleges decide which students to admit, anyway?

By your senior year, you will have formed your own unique skills, interests, and experiences. College admissions look for students who have shown their ability and excellence in the following areas:

ACADEMIC EXCELLENCE: Grade point average (GPA) in school, scores on national tests like the ACT and SAT, and level of di culty in the classes you have chosen.

WRITTEN RECOMMENDATIONS: How your teachers and counselors describe you to college admissions.

10 10 10 28

SECTION 4

ACADEMIC EXCELLENCE

WRITTEN RECOMMENDATIONS

SPECIAL ACTIVITIES

SPECIAL ACTIVITIES: Leadership roles, jobs and internships, volunteer work, and dedication to growing talents in music, art, sports, and more.

DM ACT | A S | COL S | ART ISSION

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MATICS MATHE UAGE |

’re u o y n e Wh k c e h c , d nishe ey k r e w s the an 1 4 e g a p on ow to see h you did!

HINT: these words Are placed forwards, Backwards, and Diagonally.

TO EXPLORE MORE ABOUT THIS TOPIC VISIT

GOOD LUCK!

COLLEGE PREPERATION FOR MIDDLE SCHOOL STUDENTS

29

30

31

HOW DID SINGER JOHN LEGEND PAY FOR COLLEGE? As a teenager, John was president and [SALUTATORIAN] of his high school graduating class. Outside of school, he worked as a wedding singer and as the choir director of his church. John used his talents and hard work to gain admission and scholarships to schools like Harvard University. He chose to go to the University of Pennsylvania, where he studied English with an emphasis on African American Literature.

HOW DID GABRIELLE UNION PAY FOR COLLEGE? Gabrielle was a dedicated studentathlete who excelled at soccer, track, and basketball. She focused and excelled in the classroom, too, earning a place on the [DEAN’S LIST] at her high school. After her high school graduation, Gabrielle balanced student loans and a part-time bookstore job to attend the University of California - Los Angeles (UCLA), where she earned a degree in Sociology.

WORD WATCH! Flip to the Glossary on page 39 for definitions of words [HIGHLIGHTED IN RED] . Watch for new highlighted words in each chapter!

[INVESTMENT] [TUITION] [DORMITORY] [VALEDICTORIAN] & [SALUTATORIAN] [DEAN’S LIST]

32

SECTION 5

YOU CAN AFFORD TO REACH YOUR GOALS ...AND HERE’S HOW TO MAKE IT HAPPEN It’s true that college is a huge nancial [INVESTMENT], [INVESTMENT], and the cost can seem scary for lots of students and their families. However, California’s college communities are invested in your education, and they’ve created all kinds of programs to help guarantee that cost will not keep a dedicated student from going to college. In this chapter, you’ll learn all about what to do, what to consider, and what to look for so that you, too, can make college happen.

NOW!>> The best thing you can do now is to start saving money. The earlier you start, the easier it will be to pay for college when it’s time to apply. Your plan can be as simple as guring out how much you and your family can a ord to put aside on a regular basis, and then sticking to it. The idea behind saving is the same as any goal or skill: start small, and then grow!

NEXT!>> What exactly will I be paying for, anyway? Pretty much every college degree charges you [TUITION].

But depending on the college path you choose, there will be other costs to consider. While you’re saving, you’ll have the next several years to adjust your budgeting based on these factors:

BOOKS: Buying your textbooks costs more than renting them, but you can highlight, scribble, and doodle in textbooks you own. Hey, whatever helps you remember the material!

ROOM AND BOARD: Do you want to live within walking distance of your classes, libraries, and dining halls? On-campus apartments and [DORMITORIES] are a great option, although the cost varies widely from campus to campus.

SPECIAL EQUIPMENT: If you want to study in the arts, for example, you should most likely be ready to bring your own camera, musical instrument, art supplies, and so on. As an aviation student, will you have to bring your own airplane? No, but you’ll probably have to pay for use of training facilities.

DEGREE: While most undergraduate degrees take four years to complete, programs like law, medical, and dental school take about twice that long to complete. Then again, these degrees prepare you for some of the highest-paying elds out there. Talk about an investment!

TRANSPORTATION: What will work best for getting to and around the campus of your choice?

Driving? Biking? Walking? Riding the bus or train? …You could always skate like Dinerosaurus!

PAYING FOR COLLEGE 33

LATER! Most students pay at least some (or all) of their college costs using nancial aid. You can pay for college with a combination of the types of nancial aid described below:

GRANTS AND SCHOLARSHIPS: This is gift aid that you never have to pay back. What’s not to love? Grants are awarded based on the amount that you need to pay for college, while scholarships tend to focus more on special talents and achievements that set you apart. Grants and scholarships come from all kinds of sources besides colleges or banks, so do some research, and you’re sure to nd a gift source that wants to support your unique strengths as a student.

WORK AND WORK-STUDY: Working a part-time job between classes is a pretty straightforward way to pay for college. Consider applying for work-study, which is a job within the college itself. Many positions like library or reception jobs give you the exibility to study at your o ce desk, while research positions give you concrete experience in your chosen eld.

LOANS: You will have to pay back funds that you borrow from the college, the government, or from other sources, but the lender usually asks for you to repay small chunks on a monthly basis, not all at once. Some lenders will wait a year or two after you graduate, or even until you nd a job, before they ask you to start paying back your loan. Remember, only borrow as much as you need!

34

SECTION 5

!

UNSCRAMBL E

THIS

Can you gu r below basede out the mixed-up word on the clues s p r When you’re o v id e d ? nished, chec key k th o on n page 41 to

e answer see ho ow w you did!

GEEERD re are different levels ing your college program. The plet com k wor d har r e than others. you all plet r com take much longer to This is what you’re awarded afte ter’s, and Doctoral, and some Mas r’s, helo Bac te, ocia Ass such as

MITVSNTEEN Something big or important —like a degree, car, or even a skill—that you’ll put resources towards a little bit at a time. They require patience, but the end result is almost always worth it!

PRHHCSSIALO ling the words to Once you’ve finished unscramb m each gold coin fro ers lett the y the right, cop n write them the m, tto in order from top-to-bo ’ve revealed you e Onc . ow bel s coin nk in the bla nk space bla the in it ite wr the secret word, sentence! the te ple below the gold coins to com

w pets, but if you “Most dormitories don’t allo re’s a better chance that choose to live off-campus, the your dog, cat, ferret, h you can go away to college wit .” or py, gup , parakeet, python

This is gift money for college that different organizations award you based on your special talents or experiences.

SKOOB

VSGAIN

You’ve been using these to learn and study in school already, but in college have the option to buy your own to keep , as well as the option to rent them. you

You’ll want to start doing this with your money right away so that you’ll have money for college several years from now.

ALON college that you’ll This is borrowed money for

graduate. have to pay back after you

PAYING FOR COLLEGE

35

36

. s r e t a w e h t t s e t o t g n i h . t s e e v m o a s w o e t k n i a o m g Don't o into things to G 37