ALTERNATIVE LENDERS
ALTERNATIVE & PRIVATE LENDERS 2024-25
LENDING INC. 3 3
Shannon August
855.830.7452 | mail@aarea.ca | www.aarea.ca
Brokers: access relationship based pricing and priority service. Residential Private Lender and Loan Administrator. ALL ISLAND EQUITY MIC 3
Brad Rembold
250.729.9781 | brad@allislandequitymic.com | www.allislandequitymic.com
1st and 2nd mortgage financing for residential, commercial, construction and development projects throughout Vancouver Island and the Okanagan.
ALTA WEST CAPITAL 3 3 3 www.awcapital.ca
Armando Diseri, Chief Sales Officer / Agent, Level 2
Francis Lee, BDM - ON / Agent, Level 2
Tony Gueness, BDM - BC / Agent
647.915.1932 | armando@awcapital.ca
647.705.9480 | francis@awcapital.ca
604.358.3374 | tony@awcapital.ca
Ryan Joseph, BDM - AB / Agent 403.928.5436 | ryan@awcapital.ca
Lending to 80% LTV on 1st and 2nd mortgages in major centres in British Columbia, Alberta and Ontario. Flexible solutions when turned away from traditional lenders.
Will Granleese
604.530.2301 | 416.898.5692 | 1.888.550.6039 |
Antrim provides residential First and Second Mortgages in major centres of BC, Alberta and Ontario. Open Terms
Gordon Hone
604.467.6449 | 1.888.467.6449 | sales@armadamortgage.com | www.armadamortgage.com
Residential 1st and 2nd mortgages in major urban areas of BC, AB & ON. Competitive/Flexible rates and fees, low docs, no minimum beacon. Armada is here to help you achieve your funding goals by offering excellent service and guidance throughout the underwriting process.
ATRIUM MORTGAGE INVESTMENT CORPORATION 3 3
Phil Fiuza, Managing Director, Single Family Mortgages, Ontario 416.607.4209 | phil.fiuza@atriummic.com | www.atriummic.com
Sunny Sarai, Managing Director - Single Family Mortgages, B.C. 604.367.5626 | sunny.sarai@atriummic.com | www.atriummic.com
We are a mortgage lender filling the lending gap caused by the limited number of financial institutions operating in Canada. We lend in major urban centres where the stability and liquidity of real estate is high.
BAYFIELD MORTGAGE PROFESSIONALS 3 3 3
Gord Wintrup gord@bayfield.ca
Inder Matharu inder@bayfield.ca
James Pell james@bayfield.ca
604.533.4478 | www.bayfield.ca
Over 40 years of providing alternative borrowing solutions for 1st and 2nd mortgages in major centres of BC, Alberta, and Manitoba.
ALTERNATIVE & PRIVATE LENDERS 2024-25
647.505.5677 | www.bensoncapital.ca
Benson Capital is Ontario’s leading private lender for residential, commercial, land, and construction financing. We provide comprehensive solutions for clients seeking private lending or flexible financing options, serving both private and institutional investors across the GTA.
BANK
Contact your expert BDM for product information at BwBbrokerinfo.ca/contact-us | BwBbrokerinfo.ca
Schedule 1 Bank focused on mortgage affordability with 1, 2 and 3-year terms to get your clients back on track. Extensive lending areas extended all the way to the Atlantic, self-employed income options and regional BDMs help remove roadblocks and set you up for success.
Mani Ebrahimi, Managing Broker 604.679.7968 | mani@canguard.ca | www.canguard.ca
Lending | Transparent Pricing | Expedited Funding – British Columbia & Alberta (Calgary and Edmonton Only)
Greg Kakuno (BC) 800.625.7747 | gkakuno@capitaldirect.ca Donna Hunter (AB) 800.959.9290 | dhunter@capitaldirect.ca Cheryl Smith (ON) 800.814.2578 | csmith@capitaldirect.ca www.capitaldirect.ca
Equity Counts. We don’t rely upon income, credit or age.
Grant Armstrong 416.738.1706 | garmstrong@communitytrust.com Mortgage advisory team 888.649.1169 | partners@communitytrust.com communitytrust.com/better
One of Canada’s leading providers of alternative mortgages, offering better service and better tech to help brokers succeed with their clients. CONSUMERS CHOICE MORTGAGES INC. 3
Kurt Madsen 604.996.4629 | consumerschoice@mornet.ca | www.consumerschoicemortgages.ca
Consumers Choice Mortgages offers private mortgages on residential properties in BC with a focus on Greater Vancouver and the Lower Mainland.
ALTERNATIVE & PRIVATE LENDERS 2024-25
Jason Cosman
647.968.1396 | jason@cosmanmortgage.ca| www.cosmanmortgage.ca
for commercial 1st and 2nd mortgages across
Heather Briglio | heather@covemortgage.com Carly Erickson | carly@covemortgage.com
common sense approach allows us to adapt to your clients’ needs.
Frank Giacomini, AVP National Sales www.optimummortgage.ca
Marcus Yun, Senior Underwritter 604.681.3000 | myun@domainfunding.ca | www.domainfunding.ca
First National is
Norman Holmes, Vice President 604.855.6661 | info@drakefinancial.com | www.drakefinancial.com
416.593.1100 | www.firstnational.ca
ALTERNATIVE & PRIVATE LENDERS 2024-25
x 111 | foremost-financial.com
Please contact: 604-638-1580 | Info@GentaiCapital.com |www.GentaiCapital.com
Gentai Capital is a leading Canadian alternative investment manager, offering value-added real estate financing solutions coast to coast.
(3276) www.glengarry.ca
Glengarry Farm Finance is an alternative institutional lender in the agricultural market in Canada providing flexible finance solutions to the farming community.
MacNeil 902.222.2670 | ryan@graysbrookcapital.ca | www.graysbrookcapital.ca
Graysbrook Capital has been providing common sense mortgage solutions in Atlantic Canada since 2006. Graysbrook is now lending in Ontario, with a focus on Southwestern Ontario up to 75% LTV.
Susan Thomas Vice-President, Sales susan.thomas@haventreebank.com | www.haventreebank.com Haventree Bank exists to be a catalyst for financial security and upward mobility for Canadians underserved by the traditional financial system. HILLMOUNT CAPITAL 3 Catalin Popa
ext 225 | catalin@hillmount.ca Lucas Wright 416.849.0322 ext 232 | lucas@hillmount.ca www.hillmount.ca
Funding first, second, and mezzanine mortgages in Ontario. We help clients move the purchase, refinancing, or construction of a property forward.
Rene Quercia, Senior Vice President, Broker Channel 647.334.6714| rquercia@heb.ca | www.chipadvisor.ca Leading national provider of the CHIP Reverse Mortgage for Canadians 55+
Unlock Flexible Financing with
ALTERNATIVE & PRIVATE LENDERS 2024-25
Joe Rosati, Vice-President, Lending Services 647.668.2807| jrosati@icsavings.ca | www.icsmb.ca
An Ontario-wide lender, our credit union specializes in self-employed, rentals and challenged credit. Residential and commercial, 1st mortgages, purchases and refinances. We offer 24-hr turnarounds and exceptional rates.
Sam Fogell, National |604.900.3669 | sfogell@lanyardgroup.com
Brian Chelin, National |604.293.2626 | bchelin@lanyardgroup.com
Golden Ma, BC Commercial |604.648.7850 | gma@lanyardgroup.com
www.lanyardgroup.com
Lanyard Financial offers commercial financing on most assets (including land) & jumbo residential 1st mortgages in Western Canada and Ontario.
Ken Macken, Dealing Representative / MIC BDM 905.588.2749 | solutions@liahona.ca | www.Liahona.ca
Primarily lend on completed SFDs in smaller towns (1st & 2nds). Also lend on construction, development, Land for build, and commercial Only 1st position). MANDATE MANAGEMENT CORPORATION 3
Alan Long 604.813.7532 | mandate.national@gmail.com Derek Chappell 778.989.4050 | derek.mandate@gmail.com www.mandatemortgage.com
Holdings
Development Team
and simple alternative products with competitive rates, fast financing, and minimal documentation—ideal for entrepreneurial borrowers seeking flexibility beyond traditional banks.
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NPX (A Product of MERIX Financial) is an innovative, solution-based, full-suite alternative product offering extended ratios and contract rate qualifications. Available in BC, Alberta and Ontario, NPX focuses on borrowers that need more taken into account than just credit.
Kaith 416.669.9274 | ajay.kaith@oppono.com | www.oppono.com
Residential Equity lender with no income verification or beacon score requirements. We fund deals up to 80% LTV, “If the deal makes sense we will fund it”.
ALTERNATIVE & PRIVATE LENDERS 2024-25
Aaron Duhra
604.579.0847 | aaronduhra@phlcapital.com | www.phlcapital.com
PHL Capital, a leading Canadian mortgage investment corporation with over 17 years of experience, prioritizes your
financing, rapid approvals, and open communication make us the preferred partner for brokers who demand results.
Melissa Reinhardt, Mortgage Broker 905.985.4029 | melissa@pmbmortgages.ca Ken Reinhardt, Principal Broker 905.985.4029 | ken@pmbmortgages.ca
Private Mortgages East of Toronto – Durham, Kawartha, Peterborough & Northumberland Counties | Residential, Recreational, Land & Agricultural Fast. Simple. Trusted.™ | Proudly Celebrating Over 50 Years | Please Request Our Guidelines & Area Servicing Map
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Residential 1st and 2nd mortgages in major urban centres in Ontario,
Maurizio Sera, Director of Underwriting 416.450.0080| maurizio@richviewcapital.com| www.richviewcapitalmic.com
Private Mortgages in the Greater Toronto Area | Residential, Condos, Commercial, and Construction Loans Quotes Within the Hour | Same Day Commitments | Our Specialty is
Slinn 647.998.6246 | kelly@royalcanadianmortgage.com Helen Gadsby 289.264.2473 | helen@royalcanadianmortgage.com
www.royalcanadianmortgage.com Royal Canadian MIC (FSCO #12846) offers 1st mortgages up to 75% LTV. Approvals are within 24 hours. Non-income qualifier, no TDS/GDS, no minimum beacon score. GTA, and expanded areas of Ottawa to Niagara, Collingwood, Wasaga, Kitchener-Waterloo, London. Call your BDM! RYDAN PRIVATE LENDING 3
Stan Schwartz 416.453.7826 | stan@rydanfinancial.com | www.rydanprivatelending.com
RyDan Mortgage Corporation is an asset-based private lender that specializes in Ontario, residential & commercial, 1st and 2nd mortgages up to 75% LTV. For over 15 years, we offer a seamless lending experience, at competitive rates, and can close quickly. SEQUENCE CAPITAL INC. 3 3 3
Christine Perkins (BC & Alberta) 778.870.1026 | christine@sequencecapial.ca
Richard Coleman (Ontario) 416.949.6218 | richard@sequencecapital.ca
Sequence provides urban and rural 1st and 2nd mortgages in BC, AB and ON. FSRA 13213.
www.sequencecapital.ca 1.888.228.3834
ALTERNATIVE & PRIVATE LENDERS 2024-25
Jayson Zilkie | jayson@shelterlending.ca
Grant Plunkie | grant@shelterlending.ca www.shelterlending.ca 866.777.9567 Shelter
Jayson Zilkie | jayson@shelterlending.ca
Grant Plunkie | grant@shelterlending.ca www.sunmicrofinancial.ca
Shelter Lending offers 1st and 2nd mortgages in BC, AB and MB. Same day responses and loans up to
Xue Sun (Sue), Mortgage Broker / BDM | sue@vanmortgage.com 604.336.7876| 778.713.5993 | www.vwrcapital.com
Vanmortgage do residential and commercial 1st and 2nd mortgages for BC lower mainland properties.
Jennifer Peters 604.803.7430 | jennifer@vwrcapital.com | www.vwrcapital.com
Urban Residential Private Equity Lender of 1st and 2nd mortgages up to 75% LTV in BC, AB, SK, MB, ONT. WESTCAN
Cheryl Kirstien, Credit Manager 250.434.2321 | cheryl@westcanmortgage.ca
Joanne Quigley, General Manager 250.434.2315 | joanne@westcanmortgage.ca
Amanda Quigley, Assistant Manager 778.362.3658 | amanda@westcanmortgage.ca www.westcanmortgage.ca
“Your Small Town Lender” – Lending on 1st and 2nd mortgages and mobiles on pad in most locations of BC and Alberta.
When you partner with HomeEquity Bank, you receive:
A dedicated BDM/BDA in your market that specializes in reverse mortgages
Industry-leading customer experience with ongoing support
Fast approvals and fundings with competitive rates
A broker marketing portal with tools to help you promote your business to the 55+ demographic
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EDUCATION FOCUSED ON BROKERS
Unlock your potential in the mortgage industry with our comprehensive professional education
Live Interactive Courses
Get hands-on experience, industry insights, and personalized guidance from experts
Educational Webinars
Stay updated on trends and best practices with dynamic webinars.
Free or reduced fees for members
On-Demand Learning
Learn at your pace with on-demand courses that will help you prepare for licensing exams.
Explore our diverse educational offerings through your CMBA industry association in BC, Ontario, Quebec, and Atlantic region. They're committed to your success!
ALTERNATIVE & PRIVATE LENDERS
ALTERNATIVE & PRIVATE LENDERS 2024-25
ALTERNATIVE & PRIVATE LENDERS 2024-25
ALTERNATIVE & PRIVATE LENDERS 2024-25
Ensuring our borrowers see a clear path to success is our unique specialty. We’re one of North America’s leading non-bank commercial mortgage lenders with over $3 billion under administration. We specialize in bespoke lending solutions for commercial real estate financing in amounts from $10M to $100M. We’ll share your vision, and your entrepreneurial mindset, to provide time-sensitive lending and financing solutions. Let’s talk. 800 494 0389 | romspen.com
ALTERNATIVE & PRIVATE LENDERS 2024-25
ALTERNATIVE & PRIVATE LENDERS 2024-25
COMMERCIAL MORTGAGE LENDERS 2024-25
MORTGAGE INDUSTRY SERVICE PROVIDERS 2024-25
Contact us to get your office set up. BRAMWELL & ASSOCIATES (COMMERCIAL APPRAISERS)
and
Jeremy Bramwell, AACI, P. App. 604.608.6161 | jeremy@VancouverAppraisal.Com North America 1.855.787.2828 | www.VancouverAppraisal.Com
Since 2010, Bramwell & Associates has provided Commercial Appraisals and Consulting services that are Trusted and Relied upon. Our offices in Vancouver serve the Lower Mainland, and Vernon serves Chase to Revelstoke and Salmon Arm to Penticton.
APPRAISALS
Jeremy Bramwell, AACI, P. App. 604.313.7598 | info@elliottappraisals.ca www.elliottappraisals.ca Certified Appraisal Services in Metro Vancouver, Sea to Sky Region, Fraser Valley, Kelowna, Calgary, Edmonton
Leigh Walker, CRA 866.535.1494 | info@lawrensonwalker.com | www.lawrensonwalker.com
exceptional real estate appraisal services in Vancouver - Victoria - Okanagan - Peace Region - Calgary - Edmonton.
| www.topdogappraisal.com The only platform designed specifically for the Alternative Lending Market, TopDog Appraisal Portal connects Approved Appraisal firms to Alternative Lenders in every major Canadian city.
MORTGAGE INDUSTRY SERVICE PROVIDERS 2024-25
MORTGAGE INDUSTRY SERVICE PROVIDERS 2024-25
• 1st, 2nd and HELOC mortgages
• SFD, Detached / Semi-detached and townhomes
• Greater Toronto Area (GTA), GTHA, Durham, KW, London, as far east as Windsor, Southern Ontario, Golden Horseshoe, Ottawa, and everywhere in between
• Up to 80% LTV
• No GDS/TDS or income requirements
• We work with any beacon score
• Open 7 days a week
• 48 hour closing and same day approvals
• Common sense equity lending
• Easily submit deals through Filogix, Velocity or Finmo and others
