2022 - 2023 CMB Alternative Lender Listings

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ALTERNATIVE LENDERS

6TH ANNUAL EDITION
BROUGHT TO YOU BY CMBA-ACHC.CA
2022 + ALTERNATIVE & PRIVATE LENDERS 2022-23 NATIONAL ALTERNATIVE LENDER LISTINGS + COMMERCIAL LENDERS + SERVICE PROVIDERS
FALL

ALBERTA

NPX, the alternative solution powered by MERIX Financial, offers Alberta:

Competitive rates Competitive rates

Lending area includes smaller communities greater than 30k Lending area includes smaller communities greater than 30k

Rental offsets used on owner-occupied basement suites Rental offsets used on owner-occupied basement suites

Holding companies accepted Holding companies accepted

NPX now lends in Ontario, British Columbia and Alberta. For details or to get signed up, email NPXSalesDesk@merixfinancial.com

OFFERING CANADIAN FARMERS ALTERNATIVE LENDING SOLUTIONS FOR AGRICULTURE MORTGAGES FINANCING THE SUCCESS OF AGRICULTURE IN CANADA. TWO WAYS TO PARTNER WITH US OPTION ONE OPTION TWO Refer your Ag clients to us AgriRoots will manage it all, including complete brokerage and lending packages to ensure your clients get the right funding for their individual needs. Co-broker with us Provide AgriRoots with all supporting mortgage documents. Continue to work with your clients and broker the file. 1-877-455-1478 • www.agriroots.ca Submit a deal today! Via Filogix, Velocity or by email to shawn@agriroots.ca. AgriRoots lends in all provinces except Quebec, the Yukon Territory, the Northwest Territories, and Nunavut.
2 I FALL 2022 CMBA-ACHC.CA CMB MAGAZINE

ALTERNATIVE & PRIVATE LENDERS 2022-23

1877.455.1478 | agriroots.ca

AgriRoots provides alternative lending across the country, working in partnership with mortgage brokers to facilitate funding for farm and agribusiness.

ALIGN MORTGAGE CORPORATION 3

Muriel Debroy | 888.848.1878 | muriel.debroy@alignmortgage.ca

Chad Robinson | 888.848.1878 | chad.robinson@alignmortgage.ca

1st and 2nd Mortgages, Commercial, Construction.

ALL ISLAND EQUITY MIC 3

Brad Rembold 250.729.9781 | brad@allislandequitymic.com | www.allislandequitymic.com

1st and 2nd mortgage financing for residential, commercial, construction and development projects throughout Vancouver Island and the Okanagan.

ALPHA AUGUST REAL ESTATE ADVISORY INC.

Shannon August 855.830.7452 | mail@aarea.ca | www.aarea.ca

Brokers: access relationship based pricing and priority service. Residential Private Lender and Loan Administrator.

Armando Diseri, National Sales Director / Agent 647.915.1932 | armando@awcapital.ca

Tony Guiness, BDM, British Columbia / Agent 604.358.3374 | tony@awcapital.ca

Ryan Joseph, BDM, Alberta / Agent 403.928.5436 | ryan@awcapital.ca

Lending to 75% LTV on 1st and 2nd mortgages in major centres in British Columbia, Alberta and Ontario. Flexible solutions when turned away from traditional lenders.

ANTRIM INVESTMENTS LTD.

Will Granleese 604.530.2301 | 416.898.5692 | 1.888.550.6039 | will@antriminvestments.com www.antriminvestments.com

Antrim provides residential First and Second Mortgages in major centres of BC, Alberta and Ontario. Open Terms Standard. FSCO#13198

ARMADA MORTGAGE CORPORATION

Gordon Hone 604.467.6449 | sales@armadamortgage.com | www.armadamortgage.com

Residential 1st and 2nd mortgages in major urban areas of BC, AB & ON. Competitive/Flexible rates and fees, low docs, no minimum beacon. Armada is here to help you achieve your funding goals by offering excellent service and guidance throughout the underwriting process.

5 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION COMPANY CONTACT INFORMATION BC AB SK MB ON QC ATL AGRIROOTS CAPITAL MANAGEMENT INC. 3 3 3 3 3 3 3
3 3
3 3 3
ALTA WEST CAPITAL
www.awcapital.ca
3 3 3
3
3 3

ALTERNATIVE & PRIVATE LENDERS 2022-23

Fiuza, Managing Director, Single Family Mortgages, Ontario 416.607.4209 | phil.fiuza@atriummic.com | www.atriummic.com Sunny Sarai, Managing Director - Single Family Mortgages, B.C. 604.367.5626 | sunny.sarai@atriummic.com | www.atriummic.com

We are a mortgage lender filling the lending gap caused by the limited number of financial institutions operating in Canada. We lend in major urban centres where the stability and liquidity of real estate is high.

Over 40 years of providing alternative borrowing solutions for 1st and 2nd mortgages in major centres of BC, Alberta, and Manitoba.

Schedule 1 Bank providing solutions for clients with non-traditional sources of income, rentals, and credit challenges. Our Peak Performance Program helps maximize your earnings, while our regional BDMs remove roadblocks. Now offering even more lending areas.

Pauls, Vice President, Business Development 519.500.3330 | dan@brightpath.ca | www.brightpath.ca

Brightpath provides a common-sense approach to alternative lending, offering flexible 1st and 2nd mortgages with competitive interest rates. We pride ourselves on service excellence and our ability to process and close applications QUICKLY.

| darren@brookstreetmic.com

Providing Ontario homeowners common sense solutions for non-traditional home financing situations since 2010.

ATRIUM MORTGAGE INVESTMENT CORPORATION 3 3
Phil
BAYFIELD MORTGAGE PROFESSIONALS 3 3 3 Gord Wintrup gord@bayfield.ca Inder Matharu inder@bayfield.ca James Pell james@bayfield.ca 604.533.4478 | www.bayfield.ca
BENSON CAPITAL 3 Bogdan Muzychka 647.505.5677 | bm@bensoncapital.ca www.bensoncapital.ca BRIDGEWATER BANK 3 3 3 3 3 Contact your expert BDM for product information at BwBbrokerinfo.ca/contact-us |BwBbrokerinfo.ca
BRIGHTPATH CAPITAL CORPORATION 3 3 Dan
BROOKSTREET MORTGAGE INVESTMENT CORP. 3 Darren
ww
Thompson, Vice President: Sales & Marketing | www.brookstreetmic.com 647.402.1434
CANADIAN MORTGAGES INC. 3 3 3 3 3 3 1.888.465.7888
info@thecmigroup.ca
www.canadianlending.ca/brokers Canada’s
in
MAE’s Private Lender of the Year.
|
|
Premier Private Mortgage Lender | Access to $1 Billion
Capital |
6 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION COMPANY CONTACT INFORMATION BC AB SK MB ON QC ATL

ALTERNATIVE & PRIVATE LENDERS 2022-23

7 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION COMPANY CONTACT INFORMATION BC AB SK MB ON QC ATL CANGUARD MORTGAGE INVESTMENT CORPORATION 3 3 604.595.2625 | mortgages@canguard.ca CAPITAL DIRECT LENDING CORP. 3 3 3 3 Greg Kakuno (BC) 800.625.7747 | gkakuno@capitaldirect.ca Donna Hunter (AB) 800.959.9290 | dhunter@capitaldirect.ca Cheryl Smith (ON) 800.814.2578 | csmith@capitaldirect.ca www.capitaldirect.ca Equity Counts. We don’t rely upon income, credit or age. CENTURION MORTGAGE CAPITAL CORP. 3 3 3 3 3 3 3 Stephen Stewart, Executive Vice President, Mortgage Investments and Joint Ventures 416.733.5609 | sstewart@centurion.ca | www.centurion.ca Centurion Mortgage Capital Corporation is an experienced private lender and equity investor specializing in providing financing for multifamily rental and condo projects as well as other commercial properties. COMMUNITY TRUST 3 3 Grant Armstrong 416.738.1706 | garmstrong@communitytrust.com Mortgage advisory team 888.649.1169 | partners@communitytrust.com communitytrust.com/better One of Canada’s leading providers of alternative mortgages, offering better service and better tech to help brokers succeed with their clients. CONSUMERS CHOICE MORTGAGES INC. 3 Kurt Madsen 604.996.4629 | consumerschoice@mornet.ca | www.consumerschoicemortgages.ca Consumers Choice Mortgages offers private mortgages on residential properties in BC with a focus on Greater Vancouver and the Lower Mainland. COSMAN MORTGAGE CAPITAL CORP. 3 Jason Cosman 647.968.1396 | jason@cosmanmortgage.ca| www.cosmanmortgage.ca Cosman Mortgage Capital is a direct lender for commercial 1st and 2nd mortgages across Ontario. COVE MORTGAGE LTD. 3 Heather Briglio | heather@covemortgage.com Carly Erickson | carly@covemortgage.com 604.929.8156 www.covemortgage.com Our common sense approach allows us to adapt to your clients’ needs. DOMAIN FUNDING 3 3 John
Senior Underwriter 604.681.3000 | jkim@domainfunding.ca | www.domainfunding.ca Private mortgage financing of commercial properties and developments in BC &
Complex loan structures and fast fundings. DRAKE FINANCIAL LTD. 3 3 3
604.855.6661
Kim,
AB.
Terri Fisher, Branch Manager
| terri@drakefinancial.com | www.drakefinancial.com Our company specializes in customized lending to the borrower’s situation; has individual investors as well as long-established MICs.

ALTERNATIVE & PRIVATE LENDERS 2022-23

416.488.5300 x 111 | foremost-financial.com

James Kim 647.972.9872 | james.kim@gentaicapital.com Rachel Rogerson 587.434.0729 | rachel.rogerson@gentaicapital.com www.gentaicapital.com

We provide flexible 1st and 2nd mortgages financing solutions over commercial or residential properties in major urban area of BC, AB and ON. Preserve your future with Gentai.

8 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION COMPANY CONTACT INFORMATION BC AB SK MB ON QC ATL EQUITABLE BANK 3 3 3 3 3 3 3 866.407.0004 | www.equitablebank.ca We provide mortgage financing solutions for your clients from all walks of life.. FIRM CAPITAL MORTGAGE INVESTMENT CORPORATION 3 3 3 3 3 3 3 Justin Kowal | jkowal@firmcapital.com Lucas Wright | lwright@firmcapital.com 416.635.0221 | www.firmcapital.com 1st & 2nd Mortgages. Residential Mortgages, including Revolving Line of Credit, Infill Construction & Bridge Loans. Boutique Mortgage Lenders® – Since 1988 FIRST NATIONAL FINANCIAL LP 3 3 3 3 3 3 416.593.1100 | www.firstnational.ca First National is one of Canada’s largest non-bank lenders, originating and servicing single-family residential mortgages for over 30 years and home to Excalibur alternative lending. FIRST SOURCE MORTGAGE CORPORATION 3 David Mandel, CEO and Co-Founder ext 22 | david@firstsourcemortgage.ca Steven Walters, Senior Vice President ext 25 | swalters@firstsourcemortgage.ca 416.221.2238 | www.firstsourcemortgage.ca First Source is a boutique mortgage lender, providing financing up to $50 million for projects in the Greater Toronto Area and surrounding areas. FISGARD ASSET MANAGEMENT 3 3 3 3 3 Hali Noble, SVP Broker Relations 250.480.8883 | hali.noble@fisgard.com Reaza Ali, Broker Relations - Ontario 416.712.9680 | reaza.ali@fisgard.com Amy Chen, Broker Relations - BC, AB & SK 778.587.6742 | amy.chen@fisgard.com Fisgard provides flexible and creative 1st and 2nd mortgage solutions for residential, commercial and
FOREMOST FINANCIAL
construction financing from BC to Ontario.
3
Expert Builders Choose Expert Lenders: Ontario’s Most Experienced Construction Lender since
Lic # 10342/11654 FREEDOM CAPITAL 3 3 3 Pip
Specialists
GENTAI CAPITAL CORPORATION 3 3 3
1987.
Dhaliwal 866.944.7778 | info@freedomcapital.com | www.freedomcapital.com
in innovative and creative mortgage solutions for all situations. Commercial, Private and Construction. Cobroker now in BC, Alberta, Ontario.
Offering custom solutions tailored to your clients’ needs: We’ve put more than $1 Billion in private mortgage funds in the hands of Canadian homeowners since 2015. Partner with Canada’s premier private mortgage lender We are proud to serve mortgage brokers with the industry’s most innovative and extensive private mortgage financing solutions. We lend across Canada on all types of owner occupied, rental and mixed-use residential properties. canadianlending.ca/brokers info@canadianlending.ca | (888) 465-7888 We can help with rush purchases, debt consolidation, working capital, arrears and more. 9 1st Mortgages 9 2nd & 3rd Mortgages 9 Bundle Mortgages 9 Bridge Financing 9 Equity Mortgages 9 Home Renovation Mortgages
Private lending you can trust. hillmount.ca 416.849.0322 deals@hillmount.ca COMMERCIAL, CONSTRUCTION, RESIDENTIAL MORTGAGES When you need to go beyond the bank to get your clients the funds they need. FSRA #10453

ALTERNATIVE & PRIVATE LENDERS 2022-23

Graysbrook Capital has been providing common sense mortgage solutions in Atlantic Canada since 2006. Graysbrook is now lending in Ontario, with a focus on Southwestern Ontario up to 75% LTV.

Haventree Bank specializes in residential mortgage financing for borrowers coast to coast who are in business for themselves, have bruised credit, or are new to Canada.

Home Trust Classic Mortgage is ideal for your clients that are self-employed, new to Canada, or have bruised credit.

first, second, and mezzanine mortgages in Ontario. We help clients move the purchase, refinancing, or construction of a property forward.

Otter, Regional Manager, Business Development

| cotter@icsavings.ca | www.icsmb.ca An Ontario-Wide lender, our credit union specializes in BFS-stated income, rentals and challenged credit. Residential and commercial. 1st mortgages, purchases and refinances. 24-hr turnarounds, exceptional rates.

11 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY CONTACT INFORMATION BC AB SK MB ON QC ATL GINKGO MORTGAGE INVESTMENT CORP 3 3 3 3 Terence Yu– BDM Dalena Truong - BDA 647.660.8106 | terence.yu@ginkgomic.com 416 722 2682 | dalena.truong@ginkgomic.com www.ginkgomic.com Fast · Friendly · Flexible Fast, Friendly and Flexible service in private lending. Minimal documents required! GRAYSBROOK CAPITAL LTD. 3 3 Ryan MacNeil 902.222.2670 | ryan@graysbrookcapital.ca | www.graysbrookcapital.ca
HAVENTREE BANK 3 3 3 3 3 3 3 Doug Kenny, Associate
National
833.817.2107 | dkenny@haventreebank.com | www.haventreebank.com
Vice-President -
Sales
HOME TRUST 3 3 3 3 3 3 Rose Butera 647.678.4432 | rose.butera@hometrust.ca Sebastien Kuperhause 416.775.5082 | sebastien.kuperhause@hometrust.ca www.hometrust.ca
HOMEEQUITY BANK 3 3 3 3 3 3 3 Mahmood Ladhani, Vice President, Referred Sales 778.877.3031| mladhani@heb.ca | www.chipadvisor.ca Leading national provider of the CHIP Reverse Mortgage for Canadians 55+ HILLMOUNT CAPITAL 3 Gary Spivak 416.849.0322
gary.spivak@hillmount.ca
IC SAVINGS 3 Cindy
LANYARD FINANCIAL CORPORATION 3 3 3 3 3 Financial Corporation Sam Fogell
sfogell@lanyardgroup.com Brian Chelin
bchelin@lanyardgroup.com www.lanyardgroup.com Lanyard
3
The
|
Funding
416.885.8195
|604.688.5388 x 103 |
|604.688.5388 x 104 |
Financial offers jumbo residential 1st mortgages & commercial financing, on most assets (including land) in Western Canada and Ontario.

ALTERNATIVE & PRIVATE LENDERS 2022-23

residential, commercial and construction financing throughout Ontario,

specializing

small towns

rural areas.

We will consider 1st and 2nd Mortgages to 80% LTV. We go behind collateral charges & Reverse Mortgages.

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Since 1982, Mandate has established itself as a trusted source of private mortgage funds providing mortgage brokers with innovative mortgage solutions for their clients. Mandate specializes in land, commercial, industrial, and residential loans in BC.

(A Product of MERIX Financial) is an innovative, solution-based, full-suite alternative product offering extended ratios and contract rate qualifications. Available in BC, Alberta and Ontario, NPX focuses on borrowers that need more taken into account than just credit.

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Residential Equity lender with no income verification or beacon score requirements. We fund deals up to 80% LTV, “If the deal makes sense we will fund it”.

Town, Business Development Manager 905.925.8787 |

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OZ Capital is a residential private lender in Ontario offering 1st and 2nd mortgages and bridge loans. We feature specific programs for Real Estate Investors and Rent-to-Own clients. PHL

Duhra 604.579.0847 |

PHL Capital Corp. is one of British Columbia’s premier alternative lenders.

12 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY CONTACT INFORMATION BC AB SK MB ON QC ATL LIAHONA MORTGAGE INVESTMENT CORP. 3 Ken Macken 905.588.2749 | solutions@liahona.ca | www.LiahonaMIC.ca Liahona MIC provides
M12 CAPITAL MORTGAGE INVESTMENT CORP. 3 George Moutsouroufis, President & CEO 416.778.1914 x101 | george@m12mic.com | www.m12mic.com
while
in
&
MANDATE MANAGEMENT CORPORATION 3 Alan Long 604.813.7532
mandate.national@gmail.com Derek Chappell 778.989.4050 | derek.mandate@gmail.com www.mandatemortgage.com
NEIGHBOURHOOD HOLDINGS 3 3 3 3 3 3 Neighbourhood Holdings Business Development Team dealrun@neighbourhoodholdings.com www.neighbourhoodholdings.com NPX (A PRODUCT OF MERIX FINANCIAL) 3 3 3 NPX Sales Desk 416.522.6179 | NPXsalesdesk@merixfinancial.com | www.merixfinancial.com NPX
OPPONO LENDING COMPANY 3 Ajay Kaith 416.669.9274
ajay.kaith@oppono.com
www.oppono.com
OZ CAPITAL 3
jesse@ozcapital.ca
www.ozcapital.ca
Jesse
3 Aaron
aaronduhra@phlcapital.com
www.phlcapital.com
CAPITAL CORP.
|

ALTERNATIVE & PRIVATE LENDERS 2022-23

Land & Agricultural Fast. Simple. Trusted.™ | Proudly Celebrating Over 50 Years | Please Request Our Guidelines & Area Servicing

Mortgages East of Toronto – Durham, Kawartha, Peterborough & Northumberland Counties |

At Premiere Mortgage we specialize in equity based, residential mortgage financing on urban and small town/rural properties throughout BC, Alberta, and Manitoba. Flexible rate/fee options available.

Royal Canadian MIC (FSCO #12846) offers 1st mortgages up to 75% LTV. Approvals are within 24 hours. Non-income qualifier, no TDS/GDS, no minimum beacon score. GTA, and expanded areas of Ottawa to Niagara, Collingwood, Wasaga, Kitchener-Waterloo, London. Call your BDM!

RyDan Mortgage Corporation is an asset-based private lender that specializes in Ontario, residential & commercial, 1st and 2nd mortgages up to 75% LTV. For over 15 years, we offer a seamless lending experience, at competitive rates, and can close quickly.

Shelter Lending offers 1st and 2nd mortgages in BC, AB and MB. Same day responses and loans up to 80% LTV

13 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY CONTACT INFORMATION BC AB SK MB ON QC ATL PMB PROFESSIONAL MORTGAGE BROKERS INC. 3 Melissa Reinhardt, Mortgage Broker 905.985.4029 | melissa@pmbmortgages.ca Ken Reinhardt, Principal Broker 877.985.4029 | ken@pmbmortgages.ca Private
Residential,
Map PREMIERE MORTGAGE 3 3 3 Lindsay Munif
Leggett
Lawrence | John Mercuri 866.460.4409
lending@premhome.ca
www.mortgagescanada.net
RESCO MORTGAGE INVESTMENT CORPORATION 3 905.886.8786 | www.rescomic.ca Residential 1st and 2nd mortgages in major urban centres in Ontario, up to 80% LTV. RIVERROCK MORTGAGE INVESTMENT CORPORATION 3 Anthony Pistillo, Senior Vice President | anthony@riverrockmic.com Alissa Lintner, Director of Business Development | alissa@riverrockmic.com 416.504.1886 riverrockmic.com RiverRock Mortgage Investment Corporation is an alternative residential lender in Ontario. We offer 1st & 2nds up to 80% on urban and suburban properties in Ontario. ROYAL CANADIAN ASSET MANAGEMENT INC. 3 Kelly Slinn 647.998.6246 | kelly@royalcanadianmortgage.com Helen Gadsby 289.264.2473 | helen@r oyalcanadianmortgage.com www.royalcanadianmortgage.com
Recreational,
| Monica
| Tamara
|
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RYDAN PRIVATE LENDING 3 Stan Schwartz 416.453.7826
stan@rydanfinancial.com
www.rydanprivatelending.com
|
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SHELTER LENDING CORPORATION 3 3 3 Jayson Zilkie
jayson@shelterlending.ca Grant Plunkie | grant@shelterlending.ca www.shelterlending.ca 866.777.9567
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ALTERNATIVE & PRIVATE LENDERS 2022-23

14 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY CONTACT INFORMATION BC AB SK MB ON QC ATL TEMBO FINANCIAL 3 Arlen Ekstein|416.238.6717 arlen@tembofinancial.com | www.tembofinancial.com 2022 CMA Excellence Awardee - Lender BDM of the year THREEPOINT CAPITAL 3 3 3 3 Brad Graham | Kate Ormond | Tanya Rousseau | Loren Hawkins 800.979.2911 | uDrive@threepointcapital.ca | www.threepointcapital.ca Residential 1st and 2nd mortgages in urban locations. Up to 75% LTV. No-fee and fully open options available. FSRA #13070 TRIBECCA FINANCE CORPORATION 3 Amit Anand 416.225.6900 ext 223 | amit.anand@tribecca.ca | www.tribecca.ca Residential First and Second Mortgages and Construction Mortgages. Our common sense approach to lending gets your deals done. VWR CAPITAL CORP. 3 3 3 3 3 Jennifer Peters 604.803.7430 | jennifer@vwrcapital.com | www.vwrcapital.com VWR Capital Corp is a MIC specializing in 1st, 2nd, and 3rd mortgages up to 75% LTV from BC through Ontario.
CONTACT YOUR BDM www.newhavenmortgage.com 1ST MORTGAGES SOLUTIONS WE ARE THE GOOD LENDER Purchases Refinances/Equity Take Out Bridge Financing Collateral/Blanket Mortgages Debt Consolidation Home Renovations Mortgage & Property Arrears Power of Sale CRA Arrears Rent to Own Purchase Financing Payout Consumer Proposal/Bankruptcy Spousal Buyout TELL US THE FOLLOWING: WE OFFER NO FORMAL INCOME, CREDIT SCORES, OR DEBT SERVICING REQUIREMENTS! Manager, Business Development Lauren Chappell Business Development Representative Ethan Vyner lauren chappell@newhavenmortgage com 249-288-3482 ethan vyner@newhavenmortgage com 647-278-7937 natalie.romancamargo@newhavenmortgage.com 416-636-0000 Ext. 227 Business Development Representative Natalie Roman Camargo PROPERTY LOCATION PROPERTY VALUE EXISTING MORTGAGES (IF ANY) HOW MUCH YOU NEED ALTERNATIVE LENDING MADE SIMPLE ADDITIONAL MORTGAGE FEATURES Coinciding Maturity Dates Fully Open Mortgages Interest only or up to 40 year amortization Mix & Match Rates and Fees Prepay mortgage/set a monthly payment Corporate Holdings (personal guarantee) Vendor Takeback or Secondary Financing is accepted *2nd mortgage & 3rd mortgage program is temporarily paused.

• Minimum loan size of $2,000,000

• Property located in Greater Golden Horseshoe

• Loan-To-Value of up to 75%

• Zoned or Non-Zoned

• Interest Only

• Fixed or Floating Rate

• Terms up to 36 months

• Interest and Soft Costs Reserves

• Quick and easy draw processing

MORTGAGE BROKERS WELCOME

Vector Financial manages a diverse portfolio of mortgages. Much of our growth, and the success of our clients, have come from longterm relationships with Mortgage Brokerages and individual Mortgage Brokers and Agents.

TYPES OF LOANS OFFERED

Commercial Real Estate Financing: pre-development land, multi-family residential development, retail, office, industrial, multi-tenant income producing properties and construction projects.

With uDrive, you’re in control.

As an alternative MIC mortgage lender, we focus on being a good business partner to our broker community. We work diligently to find creative solutions for your clients who don’t qualify for traditional financing.

• uDrive: No Fee or Lower Rate

• Residential 1st and 2nd mortgages

• Fully open options available

• Lending in BC, AB, MB and ON

• One or two year terms available

• Maximum LTV of 75%

• Submissions can be made via Expert, Velocity or Lendesk

INVEST.
LEND. GROW. threepointcapital.ca uDrive@threepointcapital.ca | 1.800.979.2911
YOU’RE IN THE DRIVER’S
NOW
SEAT.
Brokerage Lic#10160
LOAN PARAMETERS & FEATURES
416-483-4367 noah@vectorfinancialservices.com MORTGAGE BROKER Lic#M08006173
NOAH MINTZ
Your first choice lender. 1st and 2nd mortgage financing in Ontario Greater Toronto Area ● Ottawa ● Hamilton ● Kitchener ● London ● Windsor ● Barrie ● Guelph … and more! If the deal makes sense, we will fund it. Whether you’re looking for … … We have you covered. Industry leading products Common sense underwriting Streamlined approvals Same-day commitments Best-in-class customer service Up to 80% LTV • No income verification • No beacon score requirement • No retainer fee • Open 7 days a week • 48 hour closings Ajay Kaith President of Mortgage Originations 416-669-9274 ajay.kaith@oppono.com www.oppono.com 1-866-318-7222 ● info@oppono.com 675 Cochrane Drive, Suite 104 West Tower, Markham, ON, L3R 0B8, License # 12558/11887 Danilo Savo VP of Mortgage Originations 647-296-6114 danilo.savo@oppono.com
Rate Starting from Fees Starting from up to 75% up to 80% on case to case basis* 1st MORTGAGE 2nd MORTGAGE R E S I D E N T I A L M O R T G A G E S : R E Q U I R E D D O C U M E N T S F E A T U R E S A L T E R N A T I V E R E S I D E N T I A L L E N D I N G P R O G R A M LTV up to 75% 7.25% 8.25% 1.25% 1.50% Mortgage application/net worth Serviceability by one of the following: NOA / TI Gen. / 6 month bank statements Approved Appraisal Quick Closings 6 month - 2 year terms Interest Only Fully Open 2nd Mortgage top up on purchases to 75% LTV B O U T I Q U E M O R T A G E L E N D E R S ® *These are Guidelines Only - Rate and fees can be adjustable • Stated income deals must pass a reasonability test • Owner occupied, Rentals and Investor • Bridge financing available • Call for details. To learn more, contact us today: Justin Kowal Senior Manager, Mortgage Origination T: (416) 635-0221 Ext 303 jkowal@firmcapital com Lucas Wright Manager, Business Development, Mortgage Lending T: (416) 635-0221 Ext 310 lwright@firmcapital com w w w . F i r m C a p i t a l . c o m EQUITY LENDING EXPEDITED FUNDING TRANSPARENT PRICING YOUR GO TO EQUITY LENDER T 604 595 2625 | mortgages@canguard.ca CANGUARD.CA Lending for all your Residential, Commercial, Construction and Land Financing needs. Canguard lends throughout BC, Calgary and Edmonton. TRANSPARENT PRICING WITH FIXED RENEWAL FEES NO INCOME OR CREDIT QUALIFICATION EXPEDITED APPROVALS AND FUNDING

ALTERNATIVE & PRIVATE LENDERS 2022-23

ALTERNATIVE & PRIVATE LENDERS ALPHABETICAL LISTINGS

19 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL 1 City Financial Ltd. 604.912.0207  1city.ca 3 3 3 3 460 Mortgage Investment Corporation 250.591.4601 460mic.com 3 Accepted Financial Corporation 604.937.7269 acceptedmic.com 3 Accountable Mortgage Investment Corp. 778.668.1972 accountablemic.com 3 Advanced MIC 613.656.0869 advancedmic.com 3 All Harmony Financial Services Ltd. 778.829.8766 3 All Island Equity MIC 250.729.9781 allislandequitymic.com 3 Alpha August Real Estate Advisory Inc. 855.830.7452 aarea.ca 3 3 ALT Mortgages 778.840.7464 altmortgages.ca 3 3 3 3 3 Alta West Capital 888.554.9075 awcapital.ca 3 3 3 Alteman Financial Inc. 778.990.5781 altemanfinancial.com 3 3 Alternative Financing Options 855.499.4061 alternativefinancingoptions.ca 3 3 Alternative Mortgage Solutions 506.854.5626 amortgages.co 3 Amber Financial Services Corp. 778.297.4999 amberfinancial.com 3 3 Antrim Investments Ltd. 604.530.2301 antriminvestments.com 3 3 AP Capital Mortgage Investment Corp. 778.328.7401 apcapital.ca 3 3 Armada Mortgage Corporation 888.467.6449 armadamortgage.com 3 3 3 Aroi Mortgage Investment Corporation 902.681.1100 mic.aroi.ca 3 Astina Mortgages Group Ltd. 604.726.1424 astina.ca 3 Atlantic Signature Mortgage & Loan 902.406.1250 atlanticsignature.com 3 Atrium Mortgage Investment Corporation 416.607.4209 atriummic.com 3 3 Aveo by CMLS Financial 604.367.5626 cmls.ca/brokers/aveo 3 3 3 3 3 B2B Bank 800.263.8349 b2bbank.com 3 3 3 3 3 3 3 WESTBORO MORTGAGE INVESTMENT CORP. 3 3 Derek Serra, President ext 226 | dserra@westboromic.com Paula Meldrum, BDM Central & Southwestern Ontario ext 250 | Paula@Westboromic.com Darren Campbell, BDM Eastern Ontario & Quebec (Outaouais) ext 242 | dcampbell@westboromic.com 613.729.5764 | Toll free 844.729.5764 | www.westboromic.com | @westboromic Your first call for private 1st, 2nd, construction, commercial in Ontario since 2004. WESTCAN MORTGAGE SOLUTIONS INC. 3 3 Cheryl Kirstien, Credit Manager 250.434.2321 | cheryl@westcanmortgage.ca Joanne Quigley, General Manager 250.434.2315 | joanne@westcanmortgage.ca www.westcanmortgage.ca “Your Small Town Lender” – Lending on 1st and 2nd mortgages and mobiles on pad in most locations of BC and Alberta. COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL

ALTERNATIVE & PRIVATE LENDERS 2022-23

20 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL Bancorp Financial Services Inc. 888.966.2717 bancorpfinancial.com 3 3 Bayfield Mortgage Professionals 604.533.4478 bayfieldonline.com 3 3 3 BDP Capital Limited 647.952.0828 feintuchlaw.com 3 Bloom Finance Company 866.882.5666 bloomfin.ca 3 BlueShore Pacifica Alternative Mortgage Centre 604.899.3780 blueshorepacifica.com 3 Breakwater Investments Inc. 905.806.2292 breakwaterinvesatments.ca 3 Bridgewater Bank bwbbrokerinfo.ca 3 3 3 3 3 Brightpath Capital Corporation 519.500.3330 brightpath.ca 3 3 Brilliant Phoenix Mortgage Investment Corp. 778.386.3262 phoenixmortgage.ca 3 Brookstreet Mortgage Investment Corp. 416.922.1200 brookstreetmic.com 3 Builder’s Capital Management Corp. 403.685.9888 builderscapital.ca 3 3 3 Burke Financial Corp. 905.770.0036 burkefinancial.ca 3 Calvert Home Mortgage Investment Corp. 403.278.0249 chmic.ca 3 3 Cambridge Mortgage Investment Corporation 604.484.8199 cambridgemic.com 3 Can Terra Financial Inc. 888.869.4912 canterra.net 3 3 Canada Mortgage and Financial Group 888.501.2076 CMFG.ca 3 3 3 3 3 3 3 Canada Penfund Mortgage Corporation 250.727.3500 canadapenfund.ca 3 Canadian Mortgage Capital Corporation 416.867.1053 cmcapitalcorp.com 3 3 3 3 Canadian Mortgages Inc. 888.465.7888 canadianlending.ca 3 3 3 3 3 3 Canadian Northwest Mortgage Corp. 604.897.7723 northwestmortgage.ca 3 Canfund Mortgages Corporation 778.706.6690 canfundmortgages.com 3 Canguard Mortgage Investment Corporation 604.595.2625 canguard.ca 3 3 Capital Direct Atlantic 855.571.7700 capitaldirect.ca 3 Capital Direct Lending Corp. 800.625.7747 capitaldirect.ca 3 3 3 3 Caplink Financial Corporation 888.429.0114 caplink.ca 3 3 3 Casb Management Group Inc 519.649.2502 casbmanagementgroup.com 3 Cash Loans Canada Inc. 844.291.9300 cashloanscanadainc.com 3 3 3 3 3 3 3 Castleton Mortgages 877.245.4646 castletonmortgages.com 3 3 Cedar Peaks Mortgage Services Ltd. 403.850.3373 cedarpeaksmortgage.ca 3 3 Centrex Financial 604.831.7670 centrexfinancial.ca 3 Centum One Financial Group Inc. 905.830.9997 centum.ca/onefinancialgroupinc 3 Centurion Mortgage Capital Corporation 416.733.5600 centurion.ca 3 3 3 3 3 3 3 Cherokee Financial Inc. 416.252.9000 3 CLN Finance 416.494.1144 clnfinance.com 3 3 3 3 3 3 Comat Mortgage Corporation 604.558.3360 comat.ca 3 3 3 Community Trust Company 800.268.1576 communitytrust.ca 3 3 Consumers Choice Mortgages Inc 604.996.4629 consumerschoicemortgages.ca 3 Cooper Pacific MIC 877.475.2669 cooperpacific.ca 3 Corwin Mortgage Capital Inc. 416.727.2003 corwincapital.ca 3 Cosman Mortgage Capital Corp. 888-594-5326 cosmanmortgage.ca 3 Cove Mortgage Ltd. 604.837.5889 covemortgage.com 3 CWB Trust Services 800.663.1124 cwt.ca 3 3 3 3 3 3 CYR Funding Inc. 905.731.1111 cyrfunding.com 3

ALTERNATIVE & PRIVATE LENDERS 2022-23

21 | FALL 2022ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL Domain Funding 604 681 3000 domainfunding.ca 3 3 Donald William Karn 416.960.2236 3 3 3 Drake Financial Ltd. 604.855.6661 drakefinancial.com 3 3 DUCA Financial Services Credit Union 866 900 3822  duca.com 3 Dundarave Mortgage Investment Corporation 604.985.5626 dmic.ca 3 3 DV Capital 416.839.5874 dvcapitalcorp.com 3 East Coast Mortgage Brokers 709.754.0422 3 Eclipse Residential MIC 866.260.3786 3 3 3 3 3 Effort Trust 416.924.4680 efforttrust.ca 3 Elle Mortgage Corporation 416.961.0001 ecmb.ca 3 Equitable Bank 866.407.0004 equitablebank.ca 3 3 3 3 3 3 3 Equity Financial Trust Company 855.272.0050 equityfinancialtrust.com 3 Fast Access Financial 855.367.9191 fastaccess.ca 3 FC Mortgage 833.FC.LENDS fcmortgages.ca 3 Finn Larsen Mortgage Services 250.809.9999 3 Firm Capital Corporation 416.635.0221 firmcapital.com 3 3 3 3 3 3 3 First Capital Corp. 416.456.2588 firstcapitalcorp.com 3 First Circle Financial Services Ltd 604.986.3200 firstcircle.ca 3 First Island Financial Services Ltd. 250.388.5441 firstisland.com 3 3 First National Financial LP 800.465.0039 firstnational.ca 3 First Source Mortgage Corp. 416.221.2238 firstsourcemortgage.ca 3 Fisgard Capital Corporation 866.382.9255 fisgardmortgage.com 3 3 3 3 3 Force 10 Capital Management Inc. 905.815.9062 force10capital.com 3 Freedom Capital 866.944.7778 freedomcapital.com 3 3 3 Funding Centre 604.830.7080 fundingcentre.ca 3 3 3 Funds2Go Inc. 416.444.4252 Funds2Go.ca 3 Gateway Capital – Feisal Panjwani 604.671.7619 gatewaylending.ca 3 Gentai Capital Corporation 604.638.1580 gentaicapital.com 3 3 3 Ginkgo Mortgage Investment Corporation 855.901.5133 ginkgomic.com 3 3 3 3 Gold Capital Corp. 778.386.7264 GoldCapital.ca 3 Graysbrook Capital Ltd. 902.222.2670 graysbrookcapital.ca 3 Great Pacific Mortgage & Investments Ltd. 800.667.0440  greatpacificmortgage.com 3 HarbourEdge Mortgage Investment Corporation 705 443 8156 harbouredge.com 3 3 Haventree Bank 855.272.0050 haventreebank.com 3 3 3 3 3 Hera Investment Funds Inc. 604.339.4422 herafunds.com 3 Highland Mortgage Investment Corp. 604.986.1002 highlandmortgages.ca 3 Hillmount Capital Inc. 416.849.0322 hillmount.ca/services 3 Hi-Rise Capital 416.865.3398 hirisecapital.com 3 Home Trust 855.270.3630 hometrust.ca 3 3 3 3 3 3 HomeEquity Bank (CHIP) 866.536.2447 chipadvisor.ca 3 3 3 3 3 3 3 Hosper Mortgage Investment Corp. 888.495.4906 hospermortgage.com 3 IC Savings 416.253.4007 icmbs.ca 3 ICICI Bank Canada 844.484.8497 icicibank.ca 3 3 3

ALTERNATIVE & PRIVATE LENDERS 2022-23

22 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL IEC - Interior Equities Corp. 800.663.1575 interiorequities.com 3 iMortgage Canada 604.649.0419 iMortgagecanada.com 3 3 Indigoblue Mortgage Investment Corporation 416.400.3977 x1 ibmic.ca 3 3 Indocan (Ontario) Investment Corporation 416.918.4751 3 Infinity Mortgage Fund Ltd 250.878.0445 infinitylending.ca 3 InstaFund Financial Services Ltd. 604.687.2020 instafund.com 3 Integrity Mortgage Inc. 604.839.3890 kimstrynadka.ca 3 3 Interfinance Mortgage Corporation 416.445.4890 interfinance.ca 3 Invis-Mortgage Network™ 604.868.0902 mortgagenetworkcanada.com 3 Jaycap Financial Ltd. 780.641.0555 jaycapfinancial.com 3 3 Jin-Ocean Mortgage Investment Corporation 778.384.0930 jin.oceanmic.com 3 JV Capital 416.572.7337 jvcapital.ca 3 JW Capital Inc. 902.456.6525 jwcapital.ca 3 King Capital Mortgage Investment Corporation 888.341.5464 kingcapitalmic.ca 3 Kingsmen Capital Investments 800.822.3998 kingsmen-capital.com 3 3 3 3 3 3 3 Kokanee Mortgage MIC Ltd. 250.828.2849 kokaneemortgage.com 3 3 3 3 3 Yukon KV Capital Inc. 780.433.1222 kvcapital.ca 3 Lanyard Financial Corporation 604.688.5388 lanyardgroup.com 3 3 3 3 3 Liahona Mortgage Investment Corp. 705.725.8252 liahona.ca 3 M12 Capital MIC 416.778.1914 m12mic.com 3 Macquarie Financial Ltd. 604.605.3944 macquariefinancial.com 3 3 3 3 Magenta Capital Corporation 888.267.1744 magentainvestment.ca 3 Magnum Mortgage & Realty Corp. 780.467.6393 mmrc.ca 3 Mandate Management Corporation 604.731.2899 mandatemortgage.com 3 MCAP MCAP.com 3 3 3 3 3 3 3 MCF Mortgages 416.272.0494 mcfmortgages.com 3 Mercury Mortgages 905.273.4234 kotharigroup.com 3 3 3 Meridian Credit Union 866.592.2226 meridiancu.ca 3 Merit Valor Asset Management Corp 416.283.2377 meritvalor.com 3 MERIX Financial 888.637.4920 merixfinancial.com 3 3 3 3 3 3 3 Morrison Financial Mortgage Corporation 416.391.3535 morrisonfinancial.com 3 3 3 Mortgage Alliance Mortgage Solutions 416.617.7300 3 Mortgage Power Canada 416.674.2424 mortgagepower.ca 3 Mortgage Broker Store 416.499.2122 mortgagebrokerstore.com 3 MortgageMeister.com Ltd. 416.635.1010 mortgagemeister.com  3 3 MortgagePRO Ltd. 403.253.2022 mymortgagepros.com 3 3 Moskowitz Capital 416.781.6500 moskowitzcapital.com 3 3 3 3 3 3 3 Mountain Investment Corp. 403.764.0517 micorp.ca 3 3 3 3 3 Nation Capital Corp. 604.681.7772 nationcapital.ca 3 National Equity Lending Corp. 604.800.1660 nationallending.ca 3 3 Neufeld Capital Inc. 403.531.2513 neufeldcapital.com 3 New City Financial Corp. 604.738.5422 newcityfinancialgroup.com 3 3 New Haven Mortgage Corporation 416.636.0000 newhavenmortgage.com 3
British Columbia Brokerage #X022176 | Alberta Brokerage #MW-1411086 | Ontario Brokerage #12560 Admin #12500 Amy Chen BC, AB & SK 778.587.6742 amy chen@fisgard com Hali Noble SVP Broker Relations 250.480.8883 hali noble@fisgard com Reaza Ali Manitoba & Ontario 416.712.9680 reaza ali@fisgard com RESIDENTIAL | COMMERCIAL | CONSTRUCTION 1st and 2nd mortgages from BC to Ontario Check out our products!
• Innovative lending solutions since 1982 • 1st and 2nd Private Mortgage Funds • British Columbia, Alberta, Manitoba • Experienced Underwriters • Fast straightforward approvals Lending a Helping Hand to You and Your Clients for 40 Years. Bayfield Mortgage Professionals Deals can be submitted via: Email: submit@bayfield.ca FILOGIX - VELOCITY - LENDESK FIND US UNDER BAYFIELD T 604.533.4478 Contact your BDM by visiting: www.chipadvisor.ca/BDM Outstanding Broker Support with BDMs Across Canada Guaranteed Minimum Commissions Specialized Resources and Tools to Support Brokers with Marketing Initiatives At HomeEquity Bank, we provide our Broker partners with: Grow your business by providing your 55+ clients with a financial solution in retirement.

ALTERNATIVE & PRIVATE LENDERS 2022-23

25 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL Nexus Investment Corp. 604.664.7075 nexusinvestment.ca 3 Northland Mortgage & Investment Corp. 250.923.0719 northlandmortgage.ca 3 3 NPX (a product of MERIX Financial) 416.427.5274 merixfinancial.com 3 3 3 Olympia Trust Company 403.261.0900 olympiatrust.com 3 3 3 3 3 3 3 Ontario Wealth Management Corporation 866.901.1555 owemanco.com 3 Oppono Lending Company 416.669.9274 oppono.com 3 Optimum Mortgage 866.441.3775 optimummortgage.ca 3 3 3 3 3 3 Overland Capital Canada Inc. 604.343.3711 overlandcapital.ca 3 OZ Capital 905.532.9288 ozcapital.ca 3 Peet & Cowan Financial Services 604.684.6420 peetcowan.com 3 3 Peoples Trust Company 855.683.2881 peoplestrust.com 3 PHL Capital Corp. 604.579.0847 phlcapital.com 3 Phoenix Financial Inc. 902.406.7616 phoenixfinancialinc.net 3 Pillar Financial Services Inc. 877.279.2116 pillarfinancial.ca 3 Pioneer West Acceptance Corp. 604.679.9447 pioneerwest.com 3 3 PMB Professional Mortgage Brokers Inc. 877.985.4029 3 Pocrnić Realty Advisors Inc. 905.522.7936  pracommercial.com 3 Premiere Mortgage 866.460.4409 mortgagescanada.net 3 3 3 Private Lending Hub 855.55.Funds privatelendinghub.com 3 3 3 3 3 3 3 Providus Mortgage Investment Corporation 604.662.8003 providus.ca 3 Quahold Corporation 416.214.1114 quahold.ca 3 Radius Financial Inc. 877.369.6398 radiusfinancial.ca 3 3 3 3 3 3 3 Rala Investments Ltd. 866.732.5865 ralainvestments.com 3 Raven Financial Services 905.361.7122 ravenfinancialservices.ca 3 REA Lending Corp. 905.856.4220 REAlending.ca 3 Ready Capital Mortgage Investment Trust 905.305.8499 readycapital.ca 3 Real Capital Corp. 587.430.0658 realfastcapital.com 3 Reciprocal Opportunities Inc. 519.755.6252 roigroup.ca 3 Reliable Mortgages Inc. 778.293.1912 reliablemortgages.ca 3 RESCO Mortgage Investment Corporation 905.886.8786 rescomic.ca 3 3 Richview Capital MIC Inc. 905.893.1700 richviewcapitalmic.com 3 RiverRock Mortgage Investment Corporation 416.364.5999 riverrockmic.com 3 RMG Mortgages RMGMortgages.ca 3 3 3 3 3 Romspen Investment Corporation 416.966.1100 romspen.com 3 3 3 3 3 3 3 Royal Canadian Asset Management Inc 289.264.2473 royalcanadianmortgage.com 3 Rydan Mortgage Corporation 416.453.7826 rydanfinancial.ca 3 Secure Capital MIC Inc. 905.709.8633 securecapitalmic.com 3 3 3 3 3 Seven Lending 604.260.6900 sevenlending.ca 3 Shelter Lending Corporation 866.777.9567 shelterlending.ca 3 3 3 Sierra Mortgage Fund Ltd. 250.558.1111 sierramortgage.ca 3 Spectrum-Canada Mortgage Services Inc. 877.253.4377 spectrum.canada.com 3 3 3 Sterling Bridge Mortgage Corp. 403.298.0638 sterlingbridge.ca 3 Stewart Mortgage Corp.  250.372.1995 stewartmortgage.ca 3

ALTERNATIVE & PRIVATE LENDERS 2022-23

26 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL Street Capital Bank of Canada 877.416.7873 streetcapital.ca/brokers 3 3 3 3 3 3 Syndicate Lending Corporation 604 829 7007 syndicatelending.com 3 Tallinn Capital Partners Corp. 604.329.8732 tallinncapital.com 3 3 Terrafund Financial Inc. 604.684.8394 terrafund.com 3 3 3 3 Terrapin Mortgage Investment Corp. 604.684.8394 TMIC.ca 3 3 3 3 The Nova Team 604.831.6682 wemortgagecanada.ca 3 ThreePoint Capital 800.979.2911 threepointcapital.ca 3 3 3 3 Timbercreek Financial Corporation 844.304.9967 timbercreekfinancial.com 3 3 3 3 3 3 3 Timberlee Financial Ltd   250.769.7490 3 Titus Financial Inc. 778.786.7225 titusfinance.com 3 3 Tri City Mortgage Fund Ltd. 604.569.2015 tricitygroup.ca 3 3 3 Tribecca Finance Corporation 416.225.6900 tribecca.ca 3 TriLend Inc. 905.851.5565 trilend.com 3 Tudor Mortgage Investment Corp. 604.536.0503 3 Unimor Capital Corporation 519.255.9505 unimorcapital.com 3 3 Union Capital Lending 289.371.3300 unioncapital.ca 3 Vault Mortgage Corporation 416.571.6980 vaultmortgage.ca 3 Vector Financial Services Limited 416.483.9552 vectorfinancialservices.com 3 Vector Pacific Mortgage Corporation 604.986.3377 vpmc.ca 3 Verifund Capital Corp. 604.757.9460 verifundcapital.com 3 Versatile Mortgage Corporation 403.538.6666 3 VWR Capital Corp. 866.907.5407 vwrcapital.com 3 3 3 3 3 Westboro Mortgage Investment Corp 844.729.5764 westboromic.com 3 3 WestCan Mortgage Solutions Ltd. 877.559.1005 westcanmortgage.ca 3 3 Westpoint Capital Corporation 780.433.5516 westpointcapital.ca 3 XMC Mortgage Corporation 888.811.6660 xmcmortgage.com 3 3 3 3 3 COMMERCIAL MORTGAGE LENDERS 2022-23 COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL CENTURION MORTGAGE CAPITAL CORP. 3 3 3 3 3 3 3 Stephen Stewart, Executive Vice President, Mortgage Investments and Joint Ventures 416.733.5609 | sstewart@centurion.ca | www.centurion.ca Centurion Mortgage Capital Corporation is an experienced private lender and equity investor specializing in providing financing for multifamily rental and condo projects as well as other commercial properties. DOMAIN FUNDING 3 3 John Kim, Senior Underwriter. 604.681.3000 | sdasilva@domainfunding.ca | www.domainfunding.ca Private mortgage financing of commercial properties and developments in BC & AB. Complex loan structures and fast fundings. LANYARD FINANCIAL CORPORATION 3 3 3 3 3 Financial Corporation Sam Fogell |604.688.5388 x 103 | sfogell@lanyardgroup.com Brian Chelin |604.688.5388 x 104 | bchelin@lanyardgroup.com www.lanyardgroup.com Lanyard Financial offers commercial financing on most assets (including land) & jumbo residential 1st mortgages in Western Canada and Ontario.

COMMERCIAL MORTGAGE LENDERS 2022-23

Since 1982, Mandate has established itself as a trusted source of private mortgage funds providing mortgage brokers with innovative mortgage solutions for their clients. Mandate specializes in land, commercial, industrial, and residential loans in BC.

RyDan Mortgage Corporation is an asset-based private lender that specializes in Ontario, residential & commercial, 1st and 2nd mortgages up to 75% LTV. For over 15 years, we offer a seamless lending experience, at competitive rates, and can close quickly.

27 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL MANDATE MANAGEMENT CORPORATION 3 Alan Long 604.813.7532 | mandate.national@gmail.com Derek Chappell 778.989.4050 | derek.mandate@gmail.com www.mandatemortgage.com
ROMSPEN INVESTMENT CORPORATION 3 3 3 3 3 3 3 Blake Cassidy 800.494.0389 | blakecassidy@romspen.com | www.romspen.com Romspen is a leading Canadian non-bank mortgage lender specializing in commercial and industrial real estate mortgages. RYDAN PRIVATE LENDING 3 Stan Schwartz 416.453.7826 | stan@rydanfinancial.com | www.rydanprivatelending.com
All Harmony Financial Services Ltd. 778.829.8766 3 BT Advisory / Biricz Taylor Investments Ltd. 416.830.9167 btinvest.ca 3 Cedar Peaks Mortgage Services Ltd. 403.850.3373 cedarpeaksmortgage.ca 3 3 Centurion Mortgage Capital Corporation 416.733.5600 centurion.ca 3 3 3 3 3 3 3 City Mortgage Investment Corporation 604.763.3346 citymortgage.ca 3 Community Trust Company 800.268.1576 communitytrust.ca 3 3 3 Domain Funding 604.681.3000 domainfunding.ca 3 3 East Coast Mortgage Brokers 709.754.0422 ecmb.ca 3 First Capital Corp. 416.456.2588 firstcapitalcorp.com 3 First Source Mortgage Corp 416.221.2238 firstsourcemortgage.ca 3 Fisgard Capital Corporation 866.382.9255 fisgardmortgage.com 3 3 Force 10 Capital Management Inc. 905.815.9062 force10capital.com 3 Foremost Financial Corporation 416.488.5300 foremost-financial.com 3 Funds2Go Inc. 416.444.4252 Funds2Go.ca 3 Gentai Capital Corporation 604.638.1580 gentaicapital.com 3 3 3 Gold Capital Corp. 778.386.7264 GoldCapital.ca 3 I.C. Funding Financial Corporation 855.673.3528 icfunding.com 3 3 3 InstaFund Financial Services Ltd. 604.687.2020 instafund.com 3 JW Capital Inc. 902.456.6525 jwcapital.ca 3 Lanyard Financial Corporation 604.688.5388 lanyardgroup.com 3 3 3 3 3 Mandate Management Corporation 604.3731.2899 mandatemortgage.com 3 Morfund Financial Inc. 800.966.6680 morfund.com 3 3 Morrison Financial Mortgage Corporation 416.391.3535 morrisonfinancial.com 3 3 3 Nexus Investment Corp. 604.664.7075 nexusinvestment.ca 3 COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL
MORTGAGE
ALPHABETICAL
COMMERCIAL
LENDERS
LISTINGS

COMMERCIAL MORTGAGE LENDERS 2022-23

28 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
MORTGAGE INDUSTRY SERVICE PROVIDERS 2022-23 COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL ALPHA AUGUST REAL ESTATE ADVISORY INC. 3 3 Shannon August 3 855.830.7452 | mail@aarea.ca | www.aarea.ca/loan-servicing Mortgage Administration and Servicing for MICs, syndicates, and private lenders; focus on your core business and outsource the administration. CNAREA 3 3 3 3 3 3 3 Kevin Lonsdale3 888.399.3366 | executivedirector@cnarea.ca | www.cnarea.ca Canadian National Association of Real Estate Appraisers, DAR and DAC Designations. LAWRENSON WALKER REAL ESTATE APPRAISERS LTD. 3 3 Leigh Walker, CRA 866.535.1494 | info@lawrensonwalker.com | www.lawrensonwalker.com Providing exceptional real estate appraisal services in Vancouver - Victoria - Okanagan - Peace Region - Calgary - Edmonton. THE MORTGAGE OFFICE 3 3 3 3 3 3 3 AJ Poulin | support@absnetwork.com | 800.833.3343 For decades, we’ve helped clients across a broad spectrum of industries streamline and automate their lending business. Optimum Mortgage 866.441.3775 optimummortgage.ca 3 Pioneer West Acceptance Corp. 604.987.1420 pioneerwest.com 3 3 Reliable Mortgages Inc. 778.293.1912 reliablemortgages.ca 3 Romspen Investment Corporation 800.494.0389 romspen.com 3 3 3 3 3 3 3 Rydan Private Lending 416.453.7826 rydanfinancial.ca 3 Shinhan Bank Canada 416.250.3520 shinhan.ca 3 3 The Financing Hub 905.507.8383 thefinancinghub.com 3 3 3 3 3 3 3 Tri City Group Monthly Income Mortgage Trust 604.569.2015 tricitygroup.ca 3 3 3 COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL MORTGAGE INDUSTRY
PROVIDERS ALPHABETICAL LISTINGS COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL APPRAISALS A-1 Appraisals Ltd. 250.861.8440 kelownaa1appraisals.com 3 Adlaw Appraisals Ltd. 604.809.8506 adlawappraisals.com 3 Aedis Appraisals Ltd. 604.682.7585 aedisappraisals.com 3 3 Campbell & Pound Ltd. 604.270.8885 campbell-pound.com 3 D Fritz Appraisals Inc. 250.413.7319 dfritzappraisals.ca 3 Ecom Appraisals Inc. 604.423.3266 ecomappraisals.com 3 3
SERVICE

MORTGAGE INDUSTRY SERVICE PROVIDERS 2022-23

29 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL Lawrenson Walker Real Estate Appraisers 604.535.1494 lawrensonwalker.com 3 Nationwide Appraisal Services - NAS 604.417.7130 tngoc.com 3 3 3 3 3 3 3 Niemi LaPorte & Dowle Appraisals Ltd. 604.438.1628 nldappraisals.com 3 Palmer Appraisals 250.744.0505 palmerappraisals.com 3 Value Connect 844.383.2473 valueconnect.ca 3 3 3 3 3 3 3 ASSOCIATIONS ACHQ cmba-achc.ca/quebec 3 Appraisal Institute of Canada 888.551.5521 aicanada.ca 3 3 3 3 3 3 3 BC Notaries Association 604.681.4516 notaries.bc.ca 3 Canadian National Association of Real Estate Appraisers 888.399.3366 cnarea.ca 3 3 3 3 3 3 3 CIMBC 866.448.3343 cimbc.ca 3 3 3 3 3 3 3 CMBA-Atlantic Canada 902.789.7805 cmbaatlantic.ca 3 CMBA-BC 604.408.9989 cmbabc.ca 3 CMBA-ON 877.564.4622 cmbaontario.ca 3 EDUCATION Mortgage Brokers Institute of BC 877.371.2916 mbibc.ca 3 UBC Sauder School of Business 888.776.7733 sauder.ubc.ca 3 INSURANCE AON Risk Solutions 416.868.5500 aon.com/canada/ 3 3 3 3 3 3 3 BMI Advisory Services 604.761.1552 www.bmiadvisory.ca 3 3 3 3 3 3 3 Canada Guaranty Mortgage Insurance Company 877.244.8422 canadaguaranty.ca 3 3 3 3 3 3 3 Canada Mortgage & Housing Corp. (CMHC) 800.668.2642 cmhc.ca 3 3 3 3 3 3 3 Chicago Title Insurance Company Canada 604.355.7086 chicagotitle.ca 3 3 3 3 3 3 3 First Canadian Title 800.307.0370 fct.ca 3 3 3 3 3 3 3 Genworth Financial Canada 778.839.1752 genworth.ca 3 3 3 3 3 3 3 Lions Peak Financial Group  855.349.7968 lionspeakfg.ca 3 3 3 3 3 Manulife Mortgage Protection Plan 866.677.4366 manulife.ca 3 3 3 3 3 3 3 Prolink Insurance Group Inc. 800.663.6828 prolink.insure 3 3 3 3 3 3 Stewart Title Guaranty Company 888.667.5151 stewart.ca 3 3 3 3 3 3 3 IT Brokrbindr 888.345.0288 brokrbindr.com 3 3 3 3 3 3 3 Dolphin Enterprises Ltd 604.685.6721 dolphinent.com 3 3 3 3 3 3 3 Filogix 403.827.2284 finastra.com 3 3 3 3 3 3 3 Mortgage Arena (Technology Company) 416.400.3977 x15 mortgagearena.ca 3 3 3 3 3 3 3 myBrokerBee Inc. 416-655-2274 myBrokerBee.com 3 3 3 3 3 3 3 Newton Connectivity Systems 416.626.2723 newton.ca 3 3 3 3 3 3 3 Solidifi Inc. 866.583.3983 solidifi.com 3 3 3 3 3 3 3 Strategic Matches Inc. 604.351.4194 strategicmatches.com 3 3 3 3 3 3 3 SYNDi Group 647.291.6578 syndi.ca 3 3 3 3 3 3 3 Technicost 250.487.2192 technicost.com 3 3 3 3 3 3 3 LAND REGISTRY Teranet 416.360.5263 teranet.ca 3 3 LAWYERS Campenella McDonald LLP 289.813.0097 cmllp.com 3 Cobbett & Cotton Law Corporation 604.299.6251 cobbett-cotton.com 3 Delaney’s Law Firm 613.233.7000 ottawalawyer.com  3 Grechi Carter PC 416.900.3865 gclaw.ca 3 Harper Grey LLP 604.895.2801 harpergrey.com 3

MORTGAGE INDUSTRY SERVICE PROVIDERS 2022-23

*EACH ABOVE ENTITY IS SOLICITING BUSINESS ONLY IN THE LOCATIONS INDICATED FOR THAT ENTITY

30 | FALL 2022 ALTERNATIVE LENDERS SPECIAL EDITION
COMPANY PAGE BC AB SK MB ON QC ATL AgriRoots Capital Management Inc. 3 3 3 3 3 3 3 3 Alta West Capital 10 3 3 3 Bayfield Mortgage Professionals 24 3 3 3 Canadian Mortgages Inc. 9 3 3 3 3 3 3 Canguard Mortgage Investment Corporation 18 3 3 Capital Direct 31 3 3 3 3 Community Trust Company 32 3 3 Firm Capital Mortgage Investmant Corporation. 18 3 3 3 3 3 3 3 Fisgard Asset Management 23 3 3 3 3 3 Haventree Bank 4 3 3 3 3 3 3 3 Hillmount Capital 10 3 Home Equity Bank 24 3 3 3 3 3 3 3 NPX / MERIX Financial 2 3 3 3 3 3 3 3 New Haven 15 3 Oppono Lending Company 17 3 Royal Canadian Mortgage Investment Corp. 14 3 Three Point Capital Corp. 16 3 3 3 3 Vector Financial 16 3
Indigoblue Legal Group 416.400.3977 x2 iblegal.ca 3 Levy Zavet PC Lawyers 877.777.8977 levyzavet.com 3 Nexera Law 855.252.8100 nexeralaw.ca 3 Prudent Law 905.361.9789 prudentlaw.ca 3 Rubinoff Law 905.415.1933 rubinofflaw.com 3 Spagnuolo & Company Real Estate Lawyers 604.777.7406 bcrealestatelawyers.com 3 Walman, Catre, Wise & Stone, In Association 416.961.0001 x102 3 Yetmans Law Corporation 604.484.2121 YetmansLaw.com 3 MORTGAGE ADMINISTRATION Advanced Alternative Lending 855.442.7835 advancedalternativelending.com 3 Alpha August Real Estate Advisory Inc. 855.830.7452 privatemortgageservicing.com 3 3 Elle Mortgage Corporation 416.961.0001 ecmb.ca 3 FNF Canada 877.526.3232 fnf.ca 3 3 3 3 3 Paradigm Quest Inc. 855.288.4855 paradigmquest.com 3 3 3 3 3 3 3 The Mortgage Office 800.833.3343 themortgageoffice.com 3 3 3 3 3 3 3 NOTARIES David Watts Notary Corporation 604.685.7786 davidnotary.com 3 Notaries on Douglas 250.382.8880 notariesondouglas.com 3 Patricia Wright & Associates Notary Public 604.682.8988 vancouvernotary.com 3 VALUATION Landcor Data Corporation 604.606.7914 landcor.com 3 RPS Real Property Solutions 604.406.6004 rpsrealsolutions.com 3 3 3 3 3 3 3 COMPANY PHONE WEBSITE BC AB SK MB ON QC ATL
ADVERTISER INDEX 2022-23
the banks Minimum Beacon Score: 600 Call to ask about: Specials on 2nd Mortgages Other lending areas ALBERTA Donna Hunter Business Development Manager 403-874-6348 dhunter@capitaldirect.ca ONTARIO Cheryl Smith Business Development Manager 905-299-1706 csmith@capitaldirect.ca BRITISH COLUMBIA Greg Kakuno Business Development Manager 604-430-1498 gkakuno@capitaldirect.ca What would make your clients happy... Commitments in 1 day? Exceptional rates. 1st Mortgage Financing Greater Vancouver / Victoria Greater Toronto Area / Hamilton Calgary / Edmonton Maximum Loan Amount up to: $1,200,000 over 2 billion lent since 1997 1% Lender Fee (Minimum $2,000) Broker can charge any amount 1 Year Term Max LTV 50% 60% 65% 7.69% 8.34% 8.79% Closed On approved credit - rates and fees subject to change
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