2021-22 National Alternative Lender Listings

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5T H A N N UA L E D I T I O N

ALTERNATIVE LENDERS FALL 2021

BROUGHT TO YOU BY

2021-22 NATIONAL ALTERNATIVE LENDER LISTINGS

+ ALTERNATIVE & PRIVATE LENDERS

+ COMMERCIAL LENDERS

+ SERVICE PROVIDERS CMBA-ACHC.CA


What would make your clients happy... Commitments in 1 day? Exceptional rates.

1st Mortgage Financing Greater Vancouver / Victoria • Greater Toronto Area / Hamilton • Calgary / Edmonton

Maximum Loan Amount up to: $1,500,000

Up to 50%

Up to 60%

Up to 65%

4.79%

5.44%

5.89%

1% Lender Fee (Minimum $2,000) / Broker can charge any amount

Our Lending Criteria is less strict than the banks Minimum Beacon Score: 600

Call to ask about Specials on 2nd Mortgages, Other lending areas

BRITISH COLUMBIA Greg Kakuno Business Development Manager 604-430-1498 gkakuno@capitaldirect.ca

ALBERTA Donna Hunter Business Development Manager 403-874-6348 dhunter@capitaldirect.ca

On approved credit - rates and fees subject to change

ONTARIO Cheryl Smith Business Development Manager 905-299-1706 csmith@capitaldirect.ca


t. 866.441.3775 | f. 866.477.8897 | e. brokerpartner@cwbank.com Broker login Username: broker Password: #1lender

OPTIMUMMORTGAGE.CA OBSESSED WITH YOUR SUCCESS™


We’re one of Canada’s Top Growing Companies. Thanks to you.

Together $1 billion

...we’ve put more than in private mortgage funds in the hands of Canadian homeowners since 2015. ...we’ve provided a lifeline to borrowers who don’t fit in the traditional lending box. ...we’ll continue to help Canadians realize their financial dreams.

Experience the CMI Difference 9 We work exclusively with mortgage brokers 9 Exceptional service, from beginning to end 9 Transparent, fair and ethical lending practices 9 Quick, efficient digital deal submissions

Thank you for choosing CMI as your preferred private lending partner info@canadianlending.ca | canadianlending.ca/brokers

(888) 465-7888

9 One-hour approvals and same-day commitments


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

BC AB SK MB ON QC ATL

ALL ISLAND EQUITY MIC

3 Brad Rembold 250.729.9781 | brad@allislandequitymic.com | www.allislandequitymic.com

We provide 1st and 2nd mortgage financing for residential, commercial, construction and development projects throughout Vancouver Island.

ALPHA AUGUST REAL ESTATE ADVISORY INC.

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Shannon August 855.830.7452 | mail@aarea.ca | www.aarea.ca Brokers: access relationship based pricing and priority service. Residential Private Lender and Loan Administrator.

ALTA WEST CAPITAL

www.awcapital.ca

3 Armando Diseri, National Sales Director / Agent Francis Lee, BDM, Ontario West / Agent Justin Theriault, BDM, Ontario East / Agent

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647.915.1932 | armando@awcapital.ca 647.705.9480 | francis@awcapital.ca  416.557.7572 | justin@awcapital.ca

Lending to 85% LTV on 1st and 2nd mortgages in major centres in British Columbia, Alberta and Ontario. Flexible solutions when turned away from traditional lenders.

ANTRIM INVESTMENTS LTD.

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Will Granleese 604.530.2301 | 416.898.5692 | 1.888.550.6039 | will@antriminvestments.com www.antriminvestments.com Antrim provides residential First and Second Mortgages in major centres of BC, Alberta and Ontario. Open Terms Standard. FSCO#13198

ARMADA MORTGAGE CORPORATION

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Gordon Hone 604.467.6449 | sales@armadamortgage.com | www.armadamortgage.com Residential 1st and 2nd mortgages in major urban areas of BC, AB & ON. Competitive/Flexible rates and fees, low docs, no minimum beacon. Armada is here to help you achieve your funding goals by offering excellent service and guidance throughout the underwriting process.

ATRIUM MORTGAGE INVESTMENT CORPORATION

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Phil Fiuza, Managing Director, Single Family Mortgages 416.607.4209 | phil.fiuza@atriummic.com | www.atriummic.com We are a mortgage lender filling the lending gap caused by the limited number of financial institutions operating in Canada. We lend in major urban centres where the stability and liquidity of real estate is high.

BAYFIELD MORTGAGE PROFESSIONALS Gord Wintrup Inder Matharu Monique Tirshman

3 gord@bayfield.ca  inder@bayfield.ca  monique@bayfield.ca

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604.533.4478 | www.bayfield.ca

Providing alternative 1st and 2nd mortgage financing on residential and commercial properties.

BLOOM FINANCE COMPANY

3 Sarah Andrews Ben McCabe

416.566.4948 | sarah@bloomfin.ca   647.548.9055 | ben@bloomfin.ca

www.bloomfin.ca

Offering: Reverse mortgage solutions for 55+, across Ontario. Up to 55% LTV, no minimum credit score or GDS/TDS restrictions. 5 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

BRIDGEWATER BANK

BC AB SK MB ON QC ATL 3

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Contact your local BDM for product information at BwBbrokerinfo.ca/contact-us |BwBbrokerinfo.ca Schedule 1 Bank offering alternative solutions for clients with non-traditional income, rental properties and clients re-establishing credit after a significant life event. Now offering the Peak Performance Program designed to maximize broker earnings.

BRIGHTPATH CAPITAL CORPORATION

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Dan Pauls 519.500.3330 | dan@brightpath.ca | www.brightpath.ca Brightpath provides a common-sense approach to alternative lending, offering flexible 1st and 2nd mortgages with competitive interest rates. We pride ourselves on service excellence and our ability to process and close applications QUICKLY.

CAN TERRA FINANCIAL INC.

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1.888.869.4912 | underwriting@canterra.net | www.canterra.net We have been operating for over 30 years providing equity financing in big towns, small towns and everything in between.

CANADIAN MORTGAGES INC.

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1.888.465.7888 | info@canadianlending.ca | www.canadianlending.ca Canada’s Premier Private Mortgage Lender | Broker-Focused | Access to $1 Billion in Capital | CMP 5-Star Certified Mortgage Products

CAPITAL DIRECT LENDING CORP.

3 Greg Kakuno (BC) 800.625.7747 | gkakuno@capitaldirect.ca Donna Hunter (AB)   800.959.9290 | dhunter@capitaldirect.ca Cheryl Smith (ON) 800.814.2578 | csmith@capitaldirect.ca

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www.capitaldirect.ca

Equity Counts. We don’t rely upon income, credit or age.

CAPLINK FINANCIAL CORPORATION

3 Jason Brown 780.702.9219 | jason@caplink.ca Chantelle Hanratty 780.702.9215 | chantelle@caplink.ca

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www.caplink.ca

Residential 1st & 2nd’s to 85% LTV. Ask about our InversaTerm Mortgage (hybrid reverse). We are also a Lender Direct for financing on U.S. properties to Canadians in select U.S. states.

CENTURION MORTGAGE CAPITAL CORP.

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Stephen Stewart, Executive Vice President, Mortgage Investments and Joint Ventures 416.733.5609 | sstewart@centurion.ca | www.centurion.ca Centurion Mortgage Capital Corporation is an experienced private lender and equity investor specializing in providing financing for multifamily rental and condo projects as well as other commercial properties.

COMMUNITY TRUST

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Grant Armstrong 416.738.1706 | garmstrong@communitytrust.com Mortgage advisory team  888.649.1169 | partners@communitytrust.com www.communitytrust.com/better One of Canada’s leading providers of alternative mortgages, offering better service and better tech to help brokers succeed with their clients. 6 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

CONSUMERS CHOICE MORTGAGES INC.

BC AB SK MB ON QC ATL 3

Kurt Madsen 604.996.4629 | consumerschoice@mornet.ca | www.consumerschoicemortgages.ca Consumers Choice Mortgages offers private residential and small commercial mortgages on properties in BC with a focus on Greater Vancouver.

COSMAN MORTGAGE CAPITAL CORP.

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Jason Cosman 647.968.1396 | jason@cosmanmortgage.ca| www.cosmanmortgage.ca Cosman Mortgage Capital is a direct lender for commercial 1st and 2nd mortgages across Ontario.

COVE MORTGAGE LTD.

3 Heather Briglio | heather@covemortgage.com Carly Erickson  | carly@covemortgage.com

604.929.8156 | www.covemortgage.com

Our common sense approach allows us to adapt to your clients’ needs.

DOMAIN FUNDING

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Sam DaSilva, Vice President Commercial Lending 604.681.3000 | sdasilva@domainfunding.ca | www.domainfunding.ca Private mortgage financing of commercial properties and developments in BC & AB. Complex loan structures and fast fundings.

DRAKE FINANCIAL LTD.

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Terri Fisher, Branch Manager 604.855.6661 | terri@drakefinancial.com | www.drakefinancial.com Our company specializes in customized lending to the borrower’s situation; has individual investors as well as long-established MICs.

EQUITABLE BANK

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866.407.0004 | www.equitablebank.ca We provide mortgage financing solutions for your clients from all walks of life..

FIRM CAPITAL CORPORATION Justin Kowal | jkowal@firmcapital.com Lucas Wright    | lwright@firmcapital.com

416.635.0221 | www.firmcapital.com

1st & 2nd Mortgages. Residential Mortgages, including Revolving Line of Credit, Infill Construction & Bridge Loans. Boutique Mortgage Lenders® – Since 1988

FIRST CIRCLE FINANCIAL

3 Kyle Williams Stephen Cross

604.314.1587 | kyle@firstcircle.ca  604.986.9770 | stevecross@firstcircle.ca

www.firstcircle.ca

First Circle Financial work closely with mortgage brokers to provide residential, construction and commercial alternative mortgage solutions to a myriad of borrowers.

FIRST NATIONAL FINANCIAL LP

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416.593.1100 | www.firstnational.ca First National is one of Canada’s largest non-bank lenders, originating and servicing single-family residential mortgages for over 30 years and home to Excalibur alternative lending. 7 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

BC AB SK MB ON QC ATL

FIRST SOURCE MORTGAGE CORPORATION

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David Mandel, President and Co-Founder Steven Walters, Senior Vice President 416.221.2238 | www.firstsourcemortgage.ca

ext 22 | david@firstsourcemortgage.ca   ext 25 | swalters@firstsourcemortgage.ca

First Source is a boutique mortgage lender, providing financing up to $50 million for projects in the Greater Toronto Area and surrounding areas.

FISGARD ASSET MANAGEMENT

3 Hali Noble, SVP Broker Relations Reaza Ali, Broker Relations - Ontario www.fisgardmortgage.com

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250.480.8883 | hali.noble@fisgard.com  416.712.9680 | reaza.ali@fisgard.com

Fisgard provides flexible and creative 1st and 2nd mortgage solutions for residential, commercial and construction financing from BC to Ontario.

FREEDOM CAPITAL

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Pip Dhaliwal 866.944.7778 | info@freedomcapital.com | www.freedomcapital.com Specialists in innovative and creative mortgage solutions for all situations. Commercial, Private and Construction. Cobroker now in BC, Alberta, Ontario.

GENTAI CAPITAL CORPORATION

3 James Kim Rachel Rogerson www.gentaicapital.com

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647.972.9872 | james.kim@gentaicapital.com 587.434.0729 | rachel.rogerson@gentaicapital.com

We provide flexible 1st and 2nd mortgages financing solutions over commercial or residential properties in major urban area of BC, AB and ON. Preserve your future with Gentai.

GINKGO MORTGAGE INVESTMENT CORP Alexandra Zhang – BDM Underwriting Team

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416.722.2682 | alex.zhang@ginkgomic.com 416.901.5133 | underwrite@ginkgomic.com

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www.ginkgomic.com Fast · Friendly · Flexible

Fast, Friendly and Flexible service in private lending. Minimal documents required!

GRAYSBROOK CAPITAL LTD.

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Ryan MacNeil 902.222.2670 | ryan@graysbrookcapital.ca | www.graysbrookcapital.ca Graysbrook Capital has been providing common sense mortgage solutions in Atlantic Canada since 2006. Graysbrook is now lending in Ontario, with a focus on Southwestern Ontario up to 75% LTV.

GREAT PACIFIC MORTGAGE & INVESTMENTS LTD. Damian Sowa | damian@greatpacificmortgage.com Walt Neufeld  | walt@greatpacificmortgage.com

3 250.361.4775 www.greatpacificmortgage.com

Our offering: 1st & 2nd mortgage financing on residential & commercial properties, construction & development in BC. Including inter-alia and creative financing solutions. Vancouver Island experts. Quick responses.

HAVENTREE BANK

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Doug Kenny, Associate Vice President, Sales 437.239.2107 | dkenny@haventreebank.com | www.haventreebank.com Haventree Bank specializes in residential mortgage financing for borrowers coast to coast who are in business for themselves, have bruised credit, or are new to Canada. 8 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


BROKER Equity Based Lending Solutions FOCUSED VISIT US ONLINE AT VWRCAPITAL.COM

1st, 2nd, & 3rd Mortgages

Loans up to $2,500,000

No Income Qualification

No Minimum Beacon Scores Purchase, Refinance, ETO Up to 75% Loan to Value Single Family Detached, Condos, Townhouses, Multi-Family, Serviced Land, and Raw Land.

Lending in British Columbia, Alberta, Saskatchewan, Manitoba & Ontario

Jennifer Peters

BC Business Development Manager

jennifer@vwrcapital.com 604–803–7430

Paula Hutton

Prairies Business Development Manager

paula@vwrcapital.com 403-828-6252

Pratheesan Rathnapala Ontario Business Development Manager

pratheesan@vwrcapital.com 416-629-2219

Find us on Filogix, Velocity, Lendesk, or by email at:

deals@vwrcapital.com or call us at 1–866–907–5407


COMMERCIAL, CONSTRUCTION, RESIDENTIAL MORTGAGES Private lending you can trust. hillmount.ca

416.849.0322

deals@hillmount.ca

CMB_halfpage2021.indd 1

License #10453

2021-09-15 9:51:29 AM

What’s your alternative plan?

We’re helping entrepreneurs get back on track. We Make It Happen awcapital.ca


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

BC AB SK MB ON QC ATL

HILLMOUNT CAPITAL

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Yitz Levinson, President Catalin Popa, Manager, Underwriting 416.849.0322 | deals@hillmount.ca | www.hillmount.ca Hillmount Capital is a direct lender that provides first and second mortgages for commercial, construction, and residential properties. FSRA #10453

HOME TRUST

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Rose Butera  647.678.4432 | rose.butera@hometrust.ca Sebastien Kuperhause 416.775.5082 | sebastien.kuperhause@hometrust.ca www.hometrust.ca The Home Trust Classic Mortgage is ideal for your clients that are self-employed, new to Canada, or have bruised credit.

HOMEEQUITY BANK

3 Clive Coke 1.877.914.2447 | ccoke@heb.ca | www.chipadvisor.ca

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Leading national provider of the CHIP Reverse Mortgage for Canadians 55+

IC SAVINGS

3 Joe Rosati, Vice-President Sales and Marketing 647.668.2807 | jrosati@icsavings.ca | www.icmbs.ca

IC Savings is an Ontario based credit union that specializes in Alternative “A” and “B” lending. Our mortgage broker lending channel provides you with a dedicated underwriter and BDM. Contact us today at icmbs.ca

INSTAFUND

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Adam Korbin 604.687.2020 | adam@instafund.com Chris Delisle  604.687.2020 | christopher@instafund.com www.instafund.com Lending in BC for 40 years on residential, commercial, land and interalia. 1st and 2nds to 75% Ltv. Put our experience to work for you!

INTERFINANCE MORTGAGE CORP.

License #12004

3 Monica Gairola   | monica@interfinance.ca Kiran Kaushal   | kiran@interfinance.ca Vince Oppedisano | vinceo@interfinance.ca

416.445.4890 | www.interfinance.ca

Interfinance offers 1st and 2nd mortgages with competitive rates and fees. We specialize in Residential, Commercial and Construction financing. All in house private funds and we facilitate closings within 24 hours. Lending in Ontario.

KING CAPITAL MORTGAGE INVESTMENT CORPORATION

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Ashley Levy 647.292.8074 | alevy@kingcapitalmic.ca | www.kingcapitalmic.ca King Capital MIC is an equity-based lender providing alternative financing on 1st and 2nd mortgages throughout Ontario.

LANYARD FINANCIAL CORPORATION Financial

Corporation

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Sam Fogell, Senior VP 604.688.5388 ext 103 | sfogell@lanyardgroup.com | www.lanyardgroup.com

Lanyard Financial offers jumbo residential 1st mortgages & commercial financing, on most assets (including land) in Western Canada and Ontario.

LIAHONA MORTGAGE INVESTMENT CORP.

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Ken Macken 705.725.8252 | solutions@liahona.ca | www.LiahonaMIC.ca Liahona MIC provides residential, commercial and construction financing throughout Ontario, while specializing in small towns & rural areas. 11 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

BC AB SK MB ON QC ATL

M12 CAPITAL MORTGAGE INVESTMENT CORP.

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George Moutsouroufis, President & CEO 416.778.1914 x101 | george@m12mic.com | www.m12mic.com We provide seconds to 85% LTV., We go behind collateral charges & Reverse Mortgages.

MAGENTA CAPITAL CORPORATION

3 1.888.267.1744 | brokers@magentainvestment.ca | magentainvestment.ca

For almost 30 years, Magenta has partnered with brokers to provide custom solutions for their clients with short-term credit challenges.

MANDATE MANAGEMENT CORPORATION

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Alan Long  604.813.7532 | mandate.national@gmail.com Derek Chappell 778.989.4050 | derek.mandate@gmail.com

www.mandatemortgage.com

Since 1982, Mandate has established itself as a trusted source of private mortgage funds providing mortgage brokers with innovative mortgage solutions for their clients. Mandate specializes in land, commercial, industrial, and residential loans in BC.

MOUNTAIN INVESTMENT CORP.

3 Bob Edwards Phil Briddon

587.500.4951 | bob@micorp.ca  403.620.7736 | phil@micorp.ca

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www.micorp.ca

Custom residential mortgages, specializing in credit recovery equity take-outs - BC to Ontario, 24-hour approvals and timely funding!

NORTHLAND MORTGAGE & INVESTMENT CORP.

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Mark Eikeland, Director 250.923.0719 | C: 250.287.0373 | mark@northlandmortgage.com | www.northlandmortgage.ca We specialize in 1st and 2nd commercial mortgages from $250,000 to $25 million (as high as $50 million) throughout BC and Alberta. We have access to both institutional and our own private funds giving us a wide range of products and pricing to choose from for the right financing solution.

NPX (A PRODUCT OF MERIX FINANCIAL)

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NPX Sales Desk 416.522.6179 | NPXsalesdesk@merixfinancial.com | www.merixfinancial.com NPX (A Product of MERIX Financial) is an innovative, solution-based, full-suite alternative product offering extended ratios and contract rate qualifications. Available in BC and Ontario, NPX focuses on borrowers that need more taken into account than just credit.

OPPONO LENDING COMPANY

3 Ajay Kaith 416.669.9274 | ajay.kaith@oppono.com | www.oppono.com

Residential Equity lender with no income verification or beacon score requirements. We fund deals up to 80% LTV, “If the deal makes sense we will fund it”.

OPTIMUM MORTGAGE

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866.441.3775 | Brokerinfo@cwbank.com | www.optimummortgage.ca Alternative lending solutions for self-employed, commissioned, or bruised credit clients. Backed by a Schedule 1 bank. 12 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION

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ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

BC AB SK MB ON QC ATL

OVERLAND CAPITAL CANADA INC.

3 604-343-3711 | info@overlandcapital.ca | www.overlandcapital.ca

Overland provides mortgage financing from the Fraser Valley to Vancouver Island. Let Overland provide your capital solution.

OZ CAPITAL

3 Jesse Town, Business Development Manager 905.925.8787 | jesse@ozcapital.ca | www.ozcapital.ca

OZ Capital is a residential private lender in Ontario offering 1st and 2nd mortgages and bridge loans. We feature specific programs for Real Estate Investors and Rent-to-Own clients.

PHL CAPITAL CORP.

3 Aaron Duhra 604.579.0847 | aaronduhra@phlcapital.com | www.phlcapital.com

PHL Capital Corp. is one of British Columbia’s premier alternative lenders.

PILLAR FINANCIAL SERVICES INC.

3 Jo-Anne Fleming, BDM, Southwestern Ontario Tony Cook, BDM, Eastern Ontario www.pillarfinancial.ca

519.495.2455 | jo-anne@pillarfinancial.ca 613.229.9903 | tony@pillarfinancial.ca

We offer brokers a versatile alternative to banks, providing residential mortgages for construction, rural, self-employed, and debt consolidation.

PMB PROFESSIONAL MORTGAGE BROKERS INC. Melissa Reinhardt, Mortgage Broker Ken Reinhardt, Principal Broker

3 905.985.4029 | melissa@powergate.ca  877.985.4029 | ken@powergate.ca

Private Mortgages East of Toronto – Durham, Kawartha, Peterborough & Northumberland Counties | Residential, Recreational, Land & Agricultural Fast. Simple. Trusted.™ | Proudly Celebrating Over 40 Years of Mortgage Lending | Please Request Our Guidelines & Area Servicing Map

PREMIERE MORTGAGE

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Lindsay Munif | Monica Leggett | Tamara Lawrence | John Mercuri 866.460.4409 | lending@premhome.ca | www.mortgagescanada.net At Premiere Mortgage we specialize in equity based, residential mortgage financing on urban and small town/rural properties throughout BC, Alberta, and Manitoba. Flexible rate/fee options available.

RESCO MORTGAGE INVESTMENT CORPORATION

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905.886.8786 | www.rescomic.ca Residential 1st and 2nd mortgages in major urban centres in Ontario, up to 80% LTV.

RICHVIEW CAPITAL MIC INC.

3 Guido Di Franco 416-617-7717 | guido@richviewcapital.com Maurizio Sera   416-450-0080 | maurizio@richviewcapital.com www.richviewcapitalmic.com

Specializing in 1st and 2nd mortgage loans, along with construction, commercial and bridge financing with flexible terms available with 24-48 hour closings. 13 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

BC AB SK MB ON QC ATL

RIVERROCK MORTGAGE INVESTMENT CORPORATION

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Anthony Pistillo, Senior Vice President | anthony@riverrockmic.com Alissa Lintner, Director of Business Development | alissa@riverrockmic.com

416.504.1886 riverrockmic.com

RiverRock Mortgage Investment Corporation is an alternative residential lender in Ontario. We offer 1st & 2nds up to 80% on urban and suburban properties in Ontario.

ROYAL CANADIAN ASSET MANAGEMENT INC. Kelly Slinn Helen Gadsby

3 647.998.6246 | kelly@royalcanadianmortgage.com  289.264.2473 | helen@royalcanadianmortgage.com

www.royalcanadianmortgage.com

Royal Canadian MIC (FSCO #12846) offers 2nd mortgages up to 80% LTV. Approvals are within 24 hours. Non-income qualifier, no TDS/GDS, no minimum beacon score. GTA, and expanded areas of Ottawa to Niagara, Collingwood, Wasaga, Kitchener-Waterloo, London. Call your BDM!

RYDAN MORTGAGE CORPORATION

RYDAN

MORTGAGE CORPORATION

3 Stan Schwartz 416.453.7826 | stan@rydanfinancial.ca | www.rydanfinancial.ca

Rydan Mortgage Corporation specializes in equity based residential and commercial mortgage financing and mortgage administration. Quality service and quick closing.

SHELTER LENDING CORPORATION

3 Grant Plunkie | grant@shelterlending.ca Jayson Zilkie    | jayson@shelterlending.ca

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866.777.9567 www.shelterlending.ca

Shelter specializes in residential first and second mortgages, with an emphasis on higher LTV seconds.

SPECTRUM-CANADA MORTGAGE SERVICES INC.

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James Christopherson, Residential Mortgage Manager 416.821.6745 | 877.909.6266 | Jamesc@spectrum-canada.com | www.spectrum-canada.com Open term residential seconds from 6.95% in BC, ON, & AB. Flexible solutions for your clients. Private Lending with Institutional Service.

THREEPOINT CAPITAL

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Brad Graham | Kate Ormond | Tanya Rousseau | Loren Hawkins 800.979.2911 | uDrive@threepointcapital.ca | www.threepointcapital.ca Residential 1st and 2nd mortgages in residential locations. Up to 75% LTV. No-fee and fully open options available.

TRIBECCA FINANCE CORPORATION

3 Amit Anand 416.225.6900 ext 223 | amit.anand@tribecca.ca | www.tribecca.ca

Residential First and Second Mortgages and Construction Mortgages. Our common sense approach to lending gets your deals done.

VWR CAPITAL CORP.

3 Jennifer Peters 866.907.5407 ext 117 | jennifer@vwrcapital.com | www.vwrcapital.com

VWR Capital Corp is a MIC specializing in 1st, 2nd, and 3rd mortgages up to 75% LTV from BC through Ontario. 14 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION

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TYPES OF LOANS OFFERED

Commercial Real Estate Financing: pre-development land, multi-family residential development, retail, office, industrial, multi-tenant income producing properties and construction projects.

LOAN PARAMETERS & FEATURES

Brokerage Lic#10160

• Minimum loan size of $2,000,000 • Property located in Greater Golden Horseshoe • Loan-To-Value of up to 75% • Zoned or Non-Zoned • Interest Only • Fixed or Floating Rate • Terms up to 36 months • Interest and Soft Costs Reserves • Quick and easy draw processing

MORTGAGE BROKERS WELCOME Vector Financial manages a diverse portfolio of mortgages. Much of our growth, and the success of our clients, have come from longterm relationships with Mortgage Brokerages and individual Mortgage Brokers and Agents.

NOAH MINTZ 416-483-4367

noah@vectorfinancialservices.com

MORTGAGE BROKER Lic#M08006173


Take your income to new heights. Want to earn even more? Make us your alternative lender of choice and take your earnings to the top with our Peak Performance Program. The sky is the limit. BwBbrokerinfo.ca/Peak

NOW YOU’RE IN THE DRIVER’S SEAT.

With uDrive, you’re in control. As an alternative MIC mortgage lender, we focus on being a good business partner to our broker community. We work diligently to find creative solutions for your clients who don’t qualify for traditional financing. • uDrive: No Fee or Lower Rate • Residential 1st and 2nd mortgages • Fully open options available • Lending in BC, AB, MB and ON • One or two year terms available • Maximum LTV of 75% • Submissions can be made via Expert, Velocity or Lendesk

INVEST. LEND. GROW. threepointcapital.ca uDrive@threepointcapital.ca | 1.800.979.2911


Lending a Helping Hand to You and Your Clients for Over 30 Years. Bayfield Mortgage Professionals • Innovative lending solutions since 1982 • 1st and 2nd Private Mortgage Funds • British Columbia, Alberta, Manitoba • Experienced Underwriters • Fast straightforward approvals

SUBMIT VIA - FILOGIX - VELOCITY - LENDESK FIND US UNDER BAYFIELD T 604.533.4478

START THINKING OUTSIDE OF THE BOX. Get the flexibility you need with ROYALFLEX LOC by Royal Canadian MIC. Need a little extra cash on hand? Borrow for any reason. ROYALFLEX LOC is designed for your client who doesn't wish to be locked in a fixed term or amount. Quick, easy advances. 1st or 2nd secured position up to 80% LTV (Residential. Owner Occupied/Rental) No minimum beacon score, No income, No GDS/TDS. 24 hour turnaround time for commitment letters, usually same day. Ontario Only. Call us! You won’t be disappointed. Helen Gadsby (GTA North) helen@royalcanadianmortgage.com 289.264.2473

Andrew Roper (GTA Core) andrew@royalcanadianmortgage.com 647.268.6146 Vee Dave vee@royalcanadianmortgage.com 647.241.1226

Michelle Nakada (GTA Core) michelle@royalcanadianmortgage.com 437.970.3001

Sue Wong swong@royalcanadianmortgage.com 416.856.4242

Wati Omar (GTA West) wati@royalcanadianmortgage.com 416.930.9117

James Oshodi joshodi@royalcanadianmortgage.com 416.566.2559

Kelly Slinn (GTA East) kelly@royalcanadianmortgage.com 647.998.6246


RESIDENTIAL LENDING PROGRAM To learn more, contact us today:

Firm Capital Corporation T: (416) 635-0221 Ext. 303 E: info@FirmCapital.com www. FirmCapital.com

RESIDENTIAL MORTGAGES: REQUIRED DOCUMENTS

FEATURES

Mortgage application

1st MORTGAGE

Quick Closings 6 month - 2 year terms Interest Only Fully Open 2nd Mortgage top up on purchases to 75% LTV

Serviceability by one of the following: NOA / TI Gen. / 6 month bank statements Approved Appraisal

*These are Guidelines Only - Rate and fees can be adjustable • Stated income deals must pass a reasonability test

• Owner occupied, Rentals and Investor • Bridge financing available • Call for details.

LTV Rate Starting from

Fees Starting from

up to 75%

2nd MORTGAGE

up to 80% on case to case basis*

up to 75%

5.00%

7.00%

1.00%

1.25%

BOUTIQUE MORTAGE LENDERS®

Committed to funding. • 1st, 2nd and HELOC mortgages • rimarily GTA, Golden Horseshoe and Ottawa focussed

BDM contact

• p to 80% LTV

Ajay Kaith

• Common sense equity lending

416-669-9274 ajay.kaith@oppono.com

• o GDS/TDS requirements • o income required • e work with any beacon score • Open 7 days a week

BDM contact

• 8 hour closing

Danilo Savo

• Easily submit deals through Filogix or Velocity

647-296-6114 danilo.savo@oppono.com

*Subject to review based on mortgage amount and LTV Appraisals must be from Oppo o s approved appraisers list

www.oppono.com

1-866-318-7222

info@oppono.com

675 Cochrane Drive, Suite 104 West Tower, Markham, ON, L3R 0B8, License # 12558/11887


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

CONTACT INFORMATION

BC AB SK MB ON QC ATL

WESTBORO MORTGAGE INVESTMENT CORP.

3

3

Derek Serra, President   ext 226 | dserra@westboromic.com Paula Meldrum, BDM Central & Southwestern Ontario    ext 250 | Paula@Westboromic.com Darren Campbell, BDM Eastern Ontario & Quebec (Outaouais)   ext 242 | dcampbell@westboromic.com 613.729.5764 | Toll free 844.729.5764 | www.westboromic.com | @westboromic Your first call for private 1st, 2nd, construction, commercial in Ontario since 2004.

WESTCAN MORTGAGE SOLUTIONS INC.

3

Cheryl Kirstien, Credit Manager Joanne Quigley, General Manager www.westcanmortgage.ca

3

250.434.2321 | cheryl@westcanmortgage.ca 250.434.2315 | joanne@westcanmortgage.ca

“Your Small Town Lender” – Lending on 1st and 2nd mortgages and mobiles on pad in most locations of BC and Alberta.

XMC MORTGAGE CORPORATION

3

3

3

3

3

Avish Buck, VP Residential Lending 416.644.7240 | abuck@xmcmortgage.com | www.xmcmortgage.com XMC Mortgage Corporation is a boutique mortgage lender offering insured and uninsured solutions across Canada through an exclusive partner broker network.

ALTERNATIVE & PRIVATE LENDERS ALPHABETICAL LISTINGS COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

1 City Financial Ltd.

604.912.0207

1city.ca

3

460 Mortgage Investment Corporation

250.591.4601

460mic.com

3

Accepted Financial Corporation

604.937.7269

acceptedmic.com

3

Accountable Mortgage Investment Corp.

778.668.1972

accountablemic.com

3

Advanced MIC

613.656.0869

advancedmic.com

All Harmony Financial Services Ltd.

778.829.8766

All Island Equity MIC

250.729.9781

allislandequitymic.com

3

Alpha August Real Estate Advisory Inc.

855.830.7452

aarea.ca

3

ALT Mortgages

778.840.7464

altmortgages.ca

3

3

Alta West Capital

888.554.9075

awcapital.ca

3

3

Alteman Financial Inc.

778.990.5781

altemanfinancial.com

3

3

Alternative Financing Options

855.499.4061

alternativefinancingoptions.ca

Alternative Mortgage Solutions

506.854.5626

amortgages.co

Amber Financial Services Corp.

778.297.4999

amberfinancial.com

3

3

Antrim Investments Ltd.

604.530.2301

antriminvestments.com

3

3

AP Capital Mortgage Investment Corp.

778.328.7401

apcapital.ca

3

3

Armada Mortgage Corporation

888.467.6449

armadamortgage.com

3

3

Aroi Mortgage Investment Corporation

902.681.1100

mic.aroi.ca

Astina Mortgages Group Ltd.

604.726.1424

astina.ca

Atlantic Signature Mortgage & Loan

902.406.1250

atlanticsignature.com

Atrium Mortgage Investment Corporation

416.607.4209

atriummic.com

3

Aveo by CMLS Financial

604.367.5626

cmls.ca/brokers/aveo

3

3

3

3

3

B2B Bank

800.263.8349

b2bbank.com

3

3

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3

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3 3

3 3

3 3

3 3 3 3

3

19 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

Bancorp Financial Services Inc.

888.966.2717

bancorpfinancial.com

3

3

Bayfield Mortgage Professionals

604.533.4478

bayfieldonline.com

3

3

BDP Capital Limited

647.952.0828

feintuchlaw.com

3

Bloom Finance Company

866.882.5666

bloomfin.ca

3

BlueShore Pacifica Alternative Mortgage Centre

604.899.3780

blueshorepacifica.com

Breakwater Investments Inc.

905.806.2292

breakwaterinvesatments.ca

Bridgewater Bank

3

3 3

bwbbrokerinfo.ca

3

3

3

3

3

Brightpath Capital Corporation

519.500.3330

brightpath.ca

3

Brilliant Phoenix Mortgage Investment Corp.

778.386.3262

phoenixmortgage.ca

3

Brookstreet Mortgage Investment Corp.

416.922.1200

brookstreetmic.com

Builder’s Capital Management Corp.

403.685.9888

builderscapital.ca

Burke Financial Corp.

905.770.0036

burkefinancial.ca

Calvert Home Mortgage Investment Corp.

403.278.0249

chmic.ca

Cambridge Mortgage Investment Corporation

604.484.8199

cambridgemic.com

3

Can Terra Financial Inc.

888.869.4912

canterra.net

3

3

Canada Mortgage and Financial Group

888.501.2076

CMFG.ca

3

3

3

Canada Penfund Mortgage Corporation

250.727.3500

canadapenfund.ca

3

Canadian Mortgage Capital Corporation

416.867.1053

cmcapitalcorp.com

3

3

3

Canadian Mortgages Inc.

888.465.7888

canadianlending.ca

3

3

Canadian Northwest Mortgage Corp.

604.897.7723

northwestmortgage.ca

3

Canfund Mortgages Corporation

778.706.6690

canfundmortgages.com

3

Canguard Mortgage Investment Corporation

604.595.2625

canguard.ca

3

Capital Direct Atlantic

855.571.7700

capitaldirect.ca

Capital Direct Lending Corp.

800.625.7747

capitaldirect.ca

3

3

Caplink Financial Corporation

888.429.0114

caplink.ca

3

3

Casb Management Group Inc

519.649.2502

casbmanagementgroup.com

Cash Loans Canada Inc.

844.291.9300

cashloanscanadainc.com

Castleton Mortgages

877.245.4646

castletonmortgages.com

Cedar Peaks Mortgage Services Ltd.

403.850.3373

cedarpeaksmortgage.ca

3

Centrex Financial

604.831.7670

centrexfinancial.ca

3

Centum One Financial Group Inc.

905.830.9997

centum.ca/onefinancialgroupinc

Centurion Mortgage Capital Corporation

416.733.5600

centurion.ca

Cherokee Financial Inc.

416.252.9000

CLN Finance

416.494.1144

clnfinance.com

3

3

Comat Mortgage Corporation

604.558.3360

comat.ca

3

3

Community Trust Company

800.268.1576

communitytrust.ca

3

Consumers Choice Mortgages Inc

604.996.4629

consumerschoicemortgages.ca

3

Cooper Pacific MIC

877.475.2669

cooperpacific.ca

3

Corwin Mortgage Capital Inc.

416.727.2003

corwincapital.ca

3

Cosman Mortgage Capital Corp.

888-594-5326

cosmanmortgage.ca

3

Cove Mortgage Ltd.

604.837.5889

covemortgage.com

3

CWB Trust Services

800.663.1124

cwt.ca

3

CYR Funding Inc.

905.731.1111

cyrfunding.com

20 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION

3 3

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3 3

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3

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3

3

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3

3

3 3

3


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

PHONE

WEBSITE domainfunding.ca

BC AB SK MB ON QC ATL

Domain Funding

604 681 3000

Donald William Karn

416.960.2236

Drake Financial Ltd.

604.855.6661

drakefinancial.com

DUCA Financial Services Credit Union

866 900 3822

duca.com

Dundarave Mortgage Investment Corporation

604.985.5626

dmic.ca

DV Capital

416.839.5874

dvcapitalcorp.com

East Coast Mortgage Brokers

709.754.0422

Eclipse Residential MIC

866.260.3786

Effort Trust

416.924.4680

efforttrust.ca

3

Elle Mortgage Corporation

416.961.0001

ecmb.ca

3

Equitable Bank

866.407.0004

equitablebank.ca

Equity Financial Trust Company

855.272.0050

equityfinancialtrust.com

3

Fast Access Financial

855.367.9191

fastaccess.ca

3

FC Mortgage

833.FC.LENDS

fcmortgages.ca

3

Finn Larsen Mortgage Services

250.809.9999

Firm Capital Corporation

416.635.0221

firmcapital.com

First Capital Corp.

416.456.2588

firstcapitalcorp.com

First Circle Financial Services Ltd

604.986.3200

firstcircle.ca

3

First Island Financial Services Ltd.

250.388.5441

firstisland.com

3

First National Financial LP

800.465.0039

firstnational.ca

First Source Mortgage Corp.

416.221.2238

firstsourcemortgage.ca

Fisgard Capital Corporation

866.382.9255

fisgardmortgage.com

Force 10 Capital Management Inc.

905.815.9062

force10capital.com

Freedom Capital

866.944.7778

freedomcapital.com

3

3

3

Funding Centre

604.830.7080

fundingcentre.ca

3

3

3

Funds2Go Inc.

416.444.4252

Funds2Go.ca

Gateway Capital – Feisal Panjwani

604.671.7619

gatewaylending.ca

3

Gentai Capital Corporation

604.638.1580

gentaicapital.com

3

Ginkgo Mortgage Investment Corporation

855.901.5133

ginkgomic.com

3

Gold Capital Corp.

778.386.7264

GoldCapital.ca

3

Graysbrook Capital Ltd.

902.222.2670

graysbrookcapital.ca

Great Pacific Mortgage & Investments Ltd.

800.667.0440

greatpacificmortgage.com

HarbourEdge Mortgage Investment Corporation

705 443 8156

harbouredge.com

Haventree Bank

855.272.0050

haventreebank.com

3

Hera Investment Funds Inc.

604.339.4422

herafunds.com

3

Highland Mortgage Investment Corp.

604.986.1002

highlandmortgages.ca

3

Hillmount Capital Inc.

416.849.0322

hillmount.ca/services

Hi-Rise Capital

416.865.3398

hirisecapital.com

Home Trust

855.270.3630

hometrust.ca

3

3

HomeEquity Bank (CHIP)

866.536.2447

chipadvisor.ca

3

3

Hosper Mortgage Investment Corp.

888.495.4906

hospermortgage.com

3

IC Savings

416.253.4007

icmbs.ca

3

ICICI Bank Canada

844.484.8497

icicibank.ca

3

3 3

3

3

3

3 3

3

3 3 3

3

3

3

3

3

3

3

3

3

3

3

3

3

3

3 3

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3

3

3 3

3 3 3

3

3

3

3

3 3

3 3

3 3

3

3 3

3 3 3

3

3

3

3

3 3

3

3

3

3

3

3

3

3

3

3

3

3

21 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

IEC - Interior Equities Corp.

800.663.1575

interiorequities.com

3

iMortgage Canada

604.649.0419

iMortgagecanada.com

3

Indigoblue Mortgage Investment Corporation

416.400.3977 x1

ibmic.ca

Indocan (Ontario) Investment Corporation

416.918.4751

Infinity Mortgage Fund Ltd

250.878.0445

infinitylending.ca

3

InstaFund Financial Services Ltd.

604.687.2020

instafund.com

3

Integrity Mortgage Inc.

604.839.3890

kimstrynadka.ca

3

Interfinance Mortgage Corporation

416.445.4890

interfinance.ca

Invis-Mortgage Network™

604.868.0902

mortgagenetworkcanada.com

Jaycap Financial Ltd.

780.641.0555

jaycapfinancial.com

Jin-Ocean Mortgage Investment Corporation

778.384.0930

jin.oceanmic.com

JV Capital

416.572.7337

jvcapital.ca

JW Capital Inc.

902.456.6525

jwcapital.ca

King Capital Mortgage Investment Corporation

888.341.5464

kingcapitalmic.ca

Kingsmen Capital Investments

800.822.3998

kingsmen-capital.com

3

3

3

3

3

Kokanee Mortgage MIC Ltd.

250.828.2849

kokaneemortgage.com

3

3

3

3

3

KV Capital Inc.

780.433.1222

kvcapital.ca

Lanyard Financial Corporation

604.688.5388

lanyardgroup.com

3

3

3

Liahona Mortgage Investment Corp.

705.725.8252

liahona.ca

3

M12 Capital MIC

416.778.1914

m12mic.com

3

Macquarie Financial Ltd.

604.605.3944

macquariefinancial.com

Magenta Capital Corporation

888.267.1744

magentainvestment.ca

Magnum Mortgage & Realty Corp.

780.467.6393

mmrc.ca

Mandate Management Corporation

604.731.2899

mandatemortgage.com

3

MCAP.com

3

MCAP

3 3 3

3 3

3 3

3

3 3 3 3 3

3

Yukon

3 3

3

3

3

3

3

3 3 3

3

3

3

MCF Mortgages

416.272.0494

mcfmortgages.com

Mercury Mortgages

905.273.4234

kotharigroup.com

Meridian Credit Union

866.592.2226

meridiancu.ca

3

Merit Valor Asset Management Corp

416.283.2377

meritvalor.com

3

MERIX Financial

888.637.4920

merixfinancial.com

3

3

Morrison Financial Mortgage Corporation

416.391.3535

morrisonfinancial.com

3

3

Mortgage Alliance Mortgage Solutions

416.617.7300

Mortgage Power Canada

416.674.2424

mortgagepower.ca

3

Mortgage Broker Store

416.499.2122

mortgagebrokerstore.com

3

MortgageMeister.com Ltd.

416.635.1010

mortgagemeister.com

3

MortgagePRO Ltd.

403.253.2022

mymortgagepros.com

3

3

Moskowitz Capital

416.781.6500

moskowitzcapital.com

3

3

3

3

3

Mountain Investment Corp.

403.764.0517

micorp.ca

3

3

3

3

3

Nation Capital Corp.

604.681.7772

nationcapital.ca

3

National Equity Lending Corp.

604.800.1660

nationallending.ca

3

Neufeld Capital Inc.

403.531.2513

neufeldcapital.com

New City Financial Corp.

604.738.5422

newcityfinancialgroup.com

New Haven Mortgage Corporation

416.636.0000

newhavenmortgage.com

22 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION

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3

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3

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NOW LENDING IN

BRITISH COLUMBIA NPX, the alternative solution behind MERIX Financial, offers: Qualification at contract rate Extended ratios Fixed, ARM and interest-only options Loan amounts up to $3.6 million Lending in Ontario and British Columbia

For details or to get signed up, email NPXSalesDesk@merixfinancial.com


ai16321636607_FN_ResidentialBroker_2021_CMBA_Half_September_2021.pdf 1 9/20/2021 2:47:41 PM

Being your best in 2021 means being there We aren’t simply lenders, brokers or clients. We are people. And at First National, we believe that every person should have the opportunity to access a mortgage and own a home, even if they fall outside of traditional credit requirements. Excalibur helps you make that a reality for more of your clients.

C

M

Y

Being your best means being there for your clients as they share their story. Your purpose, your perspective, your intention and your actions have to reflect who your clients are as people, what they’ve experienced and their hopes and worries about the future.

CM

MY

CY

CMY

Everything you’ve come to expect from Excalibur – turnaround times, collaboration, updates, tools, education, transparency and engaged leadership – will persist. Because at First National, we remain committed to being there for you, so you can be there for your clients.

K

firstnational.ca

NEW HAVEN MORTGAGE CORPORATION

WHY WORK WITH US? • • • • • • •

Transparent & Reliable Pricing Ontario-Wide True Equity Lending Exceptional Customer Service Fixed Renewal Fees No Income or Credit Qualifications Broker-Borrower Retention Quick Turnaround Time

WE ARE YOUR GOOD LENDER. Lauren Chappell

Manager, Business Development C: 249-288-3482 E: lauren.chappell@newhavenmortgage.com

Jodi Whitehead

Broker Relations Representative P: 416-636-000 Ext. 214 E: jodi.whitehead@newhavenmortgage.com

Ethan Vyner

Broker Relations Representative C: 647-278-7937 E: ethan.vyner@newhavenmortgage.com

| www.newhavenmortgage.com | marketingnhmc@gmail.com | Broker’s License No: 11284 | Administrator’s License No: 10588 |


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

Nexus Investment Corp.

604.664.7075

nexusinvestment.ca

3

Northern Alliance Financial Corp.

587.432.5906

nafinancial.ca

3

3

Northland Mortgage & Investment Corp.

250.923.0719

northlandmortgage.ca

3

3

NPX (a product of MERIX Financial)

416.427.5274

merixfinancial.com

Olympia Trust Company

403.261.0900

olympiatrust.com

Ontario Wealth Management Corporation

866.901.1555

owemanco.com

3

Oppono Lending Company

416.669.9274

oppono.com

3

Optimum Mortgage

866.441.3775

optimummortgage.ca

3

Overland Capital Canada Inc.

604.343.3711

overlandcapital.ca

3

OZ Capital

905.532.9288

ozcapital.ca

Peet & Cowan Financial Services

604.684.6420

peetcowan.com

3

Peoples Trust Company

855.683.2881

peoplestrust.com

3

PHL Capital Corp.

604.579.0847

phlcapital.com

3

Phoenix Financial Inc.

902.406.7616

phoenixfinancialinc.net

Pillar Financial Services Inc.

877.279.2116

pillarfinancial.ca

Pioneer West Acceptance Corp.

604.679.9447

pioneerwest.com

PMB Professional Mortgage Brokers Inc.

877.985.4029

Pocrnić Realty Advisors Inc.

905.522.7936

pracommercial.com

Premiere Mortgage

866.460.4409

mortgagescanada.net

3

3

Private Lending Hub

855.55.Funds

privatelendinghub.com

3

3

3

3

3

Providus Mortgage Investment Corporation

604.662.8003

providus.ca

3

Quahold Corporation

416.214.1114

quahold.ca

Radius Financial Inc.

877.369.6398

radiusfinancial.ca

3

3

3

3

3

Rala Investments Ltd.

866.732.5865

ralainvestments.com

3

Raven Financial Services

905.361.7122

ravenfinancialservices.ca

3

REA Lending Corp.

905.856.4220

REAlending.ca

3

Ready Capital Mortgage Investment Trust

905.305.8499

readycapital.ca

Real Capital Corp.

587.430.0658

realfastcapital.com

Reciprocal Opportunities Inc.

519.755.6252

roigroup.ca

Reliable Mortgages Inc.

778.293.1912

reliablemortgages.ca

RESCO Mortgage Investment Corporation

905.886.8786

rescomic.ca

Richview Capital MIC Inc.

905.893.1700

richviewcapitalmic.com

RiverRock Mortgage Investment Corporation

416.364.5999

riverrockmic.com

RMG Mortgages

3 3

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RMGMortgages.ca

3

3

3

3

3

3

3

3

Romspen Investment Corporation

416.966.1100

romspen.com

Royal Canadian Asset Management Inc

289.264.2473

royalcanadianmortgage.com

3

Rydan Mortgage Corporation

416.453.7826

rydanfinancial.ca

3

Secure Capital MIC Inc.

905.709.8633

securecapitalmic.com

Seven Lending

604.260.6900

sevenlending.ca

3

Shelter Lending Corporation

866.777.9567

shelterlending.ca

3

Sierra Mortgage Fund Ltd.

250.558.1111

sierramortgage.ca

3

Spectrum-Canada Mortgage Services Inc.

877.253.4377

spectrum.canada.com

3

Sterling Bridge Mortgage Corp.

403.298.0638

sterlingbridge.ca

3

3

3

3

3

3

3

3 3

3

3

3

3

3 25 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

Stewart Mortgage Corp.

250.372.1995

stewartmortgage.ca

3

Street Capital Bank of Canada

877.416.7873

streetcapital.ca/brokers

3

Syndicate Lending Corporation

604 829 7007

syndicatelending.com

3

Tallinn Capital Partners Corp.

604.329.8732

tallinncapital.com

3

3

Terrafund Financial Inc.

604.684.8394

terrafund.com

3

Terrapin Mortgage Investment Corp.

604.684.8394

TMIC.ca

3

Terri Smith Holdings Ltd

250.724.9907

The Nova Team

604.831.6682

wemortgagecanada.ca

3

ThreePoint Capital

800.979.2911

threepointcapital.ca

Timbercreek Financial Corporation

844.304.9967

timbercreekfinancial.com

Timberlee Financial Ltd

250.769.7490

Titus Financial Inc.

778.786.7225

titusfinance.com

3

3

Tri City Mortgage Fund Ltd.

604.569.2015

tricitygroup.ca

3

3

Tribecca Finance Corporation

416.225.6900

tribecca.ca

3

TriLend Inc.

905.851.5565

trilend.com

3

Tudor Mortgage Investment Corp.

604.536.0503

Unimor Capital Corporation

519.255.9505

unimorcapital.com

Union Capital Lending

289.371.3300

unioncapital.ca

3

Vault Mortgage Corporation

416.571.6980

vaultmortgage.ca

3

Vector Financial Services Limited

416.483.9552

vectorfinancialservices.com

3

Vector Pacific Mortgage Corporation

604.986.3377

vpmc.ca

3

Verifund Capital Corp.

604.757.9460

verifundcapital.com

3

Versatile Mortgage Corporation

403.538.6666

VWR Capital Corp.

866.907.5407

vwrcapital.com

Westboro Mortgage Investment Corp

844.729.5764

westboromic.com

WestCan Mortgage Solutions Ltd.

877.559.1005

westcanmortgage.ca

Westpoint Capital Corporation

780.433.5516

westpointcapital.ca

WJE Mortgage Corp. dba RMEF

604.524.1912

XMC Mortgage Corporation

888.811.6660

3

3

3

3

3

3

3

3

3

3

3

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3

3

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3

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3 3

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3 3

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3

3 3

3

3

3 3

3 xmcmortgage.com

3

3

3

3

3

COMMERCIAL MORTGAGE LENDERS 2021-22 COMPANY

PHONE

CENTURION MORTGAGE CAPITAL CORP.

WEBSITE

BC AB SK MB ON QC ATL 3

3

3

3

3

3

3

Stephen Stewart, Executive Vice President, Mortgage Investments and Joint Ventures 416.733.5609 | sstewart@centurion.ca | www.centurion.ca Centurion Mortgage Capital Corporation is an experienced private lender and equity investor specializing in providing financing for multifamily rental and condo projects as well as other commercial properties.

DOMAIN FUNDING

3

3

Sam DaSilva, Vice President Commercial Lending 604.681.3000 | sdasilva@domainfunding.ca | www.domainfunding.ca Private mortgage financing of commercial properties and developments in BC & AB. Complex loan structures and fast fundings. 26 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


COMMERCIAL MORTGAGE LENDERS 2021-22 COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

LANYARD FINANCIAL CORPORATION Financial

Corporation

3

3

3

3

3

Sam Fogell, Senior VP 604.688.5388 ext 103 | sfogell@lanyardgroup.com | www.lanyardgroup.com

Lanyard Financial offers commercial financing on most assets (including land) & jumbo residential 1st mortgages in Western Canada and Ontario.

MANDATE MANAGEMENT CORPORATION

3

Alan Long  604.813.7532 | mandate.national@gmail.com Derek Chappell 778.989.4050 | derek.mandate@gmail.com

www.mandatemortgage.com

Since 1982, Mandate has established itself as a trusted source of private mortgage funds providing mortgage brokers with innovative mortgage solutions for their clients. Mandate specializes in land, commercial, industrial, and residential loans in BC.

ROMSPEN INVESTMENT CORPORATION

3

3

3

3

3

3

3

Blake Cassidy 800.494.0389 | blakecassidy@romspen.com | www.romspen.com Romspen is a leading Canadian non-bank mortgage lender specializing in commercial and industrial real estate mortgages.

COMMERCIAL MORTGAGE LENDERS ALPHABETICAL LISTINGS COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

All Harmony Financial Services Ltd.

778.829.8766

BT Advisory / Biricz Taylor Investments Ltd.

416.830.9167

btinvest.ca

Cedar Peaks Mortgage Services Ltd.

403.850.3373

cedarpeaksmortgage.ca

3

3

Centurion Mortgage Capital Corporation

416.733.5600

centurion.ca

3

3

City Mortgage Investment Corporation

604.763.3346

citymortgage.ca

3

Community Trust Company

800.268.1576

communitytrust.ca

3

3

Domain Funding

604.681.3000

domainfunding.ca

3

3

East Coast Mortgage Brokers

709.754.0422

ecmb.ca

First Capital Corp.

416.456.2588

firstcapitalcorp.com

3

First Source Mortgage Corp

416.221.2238

firstsourcemortgage.ca

3

Fisgard Capital Corporation

866.382.9255

fisgardmortgage.com

Force 10 Capital Management Inc.

905.815.9062

force10capital.com

3

Foremost Financial Corporation

416.488.5300

foremost-financial.com

3

Funds2Go Inc.

416.444.4252

Funds2Go.ca

3

Gentai Capital Corporation

604.638.1580

gentaicapital.com

3

Gold Capital Corp.

778.386.7264

GoldCapital.ca

3

I.C. Funding Financial Corporation

855.673.3528

icfunding.com

3

InstaFund Financial Services Ltd.

604.687.2020

instafund.com

3

JW Capital Inc.

902.456.6525

jwcapital.ca

Lanyard Financial Corporation

604.688.5388

lanyardgroup.com

3

Mandate Management Corporation

604.3731.2899

mandatemortgage.com

3

Morfund Financial Inc.

800.966.6680

morfund.com

3

3

Morrison Financial Mortgage Corporation

416.391.3535

morrisonfinancial.com

3

3

Nexus Investment Corp.

604.664.7075

nexusinvestment.ca

3

Optimum Mortgage

866.441.3775

optimummortgage.ca

Pioneer West Acceptance Corp.

604.987.1420

pioneerwest.com

Pocrnić Realty Advisors Inc.

905.522.7936

pracommercial.com

3 3

3

3

3

3

3

3 3

3

3

3

3

3

3 3

3

3

3

3

3 3

3

3 3 27 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


COMMERCIAL MORTGAGE LENDERS 2021-22 COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

Reliable Mortgages Inc.

778.293.1912

reliablemortgages.ca

3

Romspen Investment Corporation

800.494.0389

romspen.com

3

Rydan Mortgage Corporation

416.453.7826

rydanfinancial.ca

Shinhan Bank Canada

416.250.3520

shinhan.ca

3

The Financing Hub

905.507.8383

thefinancinghub.com

3

Timberlee Financial Ltd

250.769.7490

Tri City Group Monthly Income Mortgage Trust

604.569.2015

3

3

3

3

3

3

3

3

3 3 3

3

3

3

3 tricitygroup.ca

3

3

3

MORTGAGE INDUSTRY SERVICE PROVIDERS 2021-22 COMPANY

PHONE

WEBSITE

ALPHA AUGUST REAL ESTATE ADVISORY INC.

BC AB SK MB ON QC ATL 3

3

Shannon August 3 855.830.7452 | mail@aarea.ca | www.aarea.ca/loan-servicing Mortgage Administration and Servicing for MICs, syndicates, and private lenders; focus on your core business and outsource the administration.

LAWRENSON WALKER REAL ESTATE APPRAISERS LTD.

3

3

Leigh Walker, CRA 866.535.1494 | info@lawrensonwalker.com | www.lawrensonwalker.com Providing exceptional real estate appraisal services in Vancouver - Victoria - Okanagan - Peace Region - Calgary - Edmonton.

LENDESK

3

3

3

3

3

3

3

hello@lendesk.com | lendesk.com/alternative-lending Lendesk enables mortgage professionals with a complete end to end digital mortgage solution, the best of its kind in the Mortgage industry.

VALUE CONNECT INC.

3 Bonny Clarke John van Oosterhout www.valueconnect.ca

3

3

3

3

3

3

844.383.2472 x4257 | bonny@valueconnect.ca 844.383.2472 x4256 | johnv@valueconnect.ca

Value Connect is changing the way everybody feels about property appraisals by making them ridiculously simple and efficient.

MORTGAGE INDUSTRY SERVICE PROVIDERS ALPHABETICAL LISTINGS COMPANY APPRAISALS A-1 Appraisals Ltd. Adlaw Appraisals Ltd. Aedis Appraisals Ltd. Campbell & Pound Ltd. D Fritz Appraisals Inc. Ecom Appraisals Inc. Lawrenson Walker Real Estate Appraisers Nationwide Appraisal Services - NAS 28 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION

PHONE 250.861.8440 604.809.8506 604.682.7585 604.270.8885 250.413.7319 604.423.3266 604.535.1494 604.417.7130

WEBSITE kelownaa1appraisals.com adlawappraisals.com aedisappraisals.com campbell-pound.com dfritzappraisals.ca ecomappraisals.com lawrensonwalker.com tngoc.com

BC AB SK MB ON QC ATL 3 3 3 3 3 3 3 3

3

3 3

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3

3

3

3


MORTGAGE INDUSTRY SERVICE PROVIDERS 2021-22 COMPANY Niemi LaPorte & Dowle Appraisals Ltd. Palmer Appraisals Value Connect ASSOCIATIONS ACHQ Appraisal Institute of Canada BC Notaries Association Canadian National Association of Real Estate Appraisers CIMBC CMBA-Atlantic Canada CMBA-BC CMBA-ON EDUCATION Mortgage Brokers Institute of BC UBC Sauder School of Business INSURANCE AON Risk Solutions Canada Guaranty Mortgage Insurance Company Canada Mortgage & Housing Corp. (CMHC) Chicago Title Insurance Company Canada First Canadian Title Genworth Financial Canada Lions Peak Financial Group Manulife Mortgage Protection Plan Prolink Insurance Group Inc. Stewart Title Guaranty Company IT Applied Business Software Brokrbindr Dolphin Enterprises Ltd Filogix Lendesk Mortgage Arena (Technology Company) myBrokerBee Inc. Newton Connectivity Systems Solidifi Inc. Strategic Matches Inc. SYNDi Group Technicost LAND REGISTRY Teranet LAWYERS Campenella McDonald LLP Cobbett & Cotton Law Corporation Delaney’s Law Firm Grechi Carter PC Harper Grey LLP Indigoblue Legal Group

PHONE

WEBSITE

BC AB SK MB ON QC ATL

604.438.1628 250.744.0505 844.383.2473

nldappraisals.com palmerappraisals.com valueconnect.ca

888.551.5521 604.681.4516 888.399.3366 866.448.3343 902.789.7805 604.408.9989 877.564.4622

cmba-achc.ca/quebec aicanada.ca notaries.bc.ca cnarea.ca cimbc.ca cmbaatlantic.ca cmbabc.ca cmbaontario.ca

877.371.2916 888.776.7733

mbibc.ca sauder.ubc.ca

3 3

416.868.5500 877.244.8422 800.668.2642 604.355.7086 800.307.0370 778.839.1752 855.349.7968 866.677.4366 800.663.6828 888.667.5151

aon.com/canada/ canadaguaranty.ca cmhc.ca chicagotitle.ca fct.ca genworth.ca lionspeakfg.ca manulife.ca prolink.insure stewart.ca

3 3 3 3 3 3 3 3 3 3

3 3 3 3 3 3 3 3 3 3

3 3 3 3 3 3 3 3 3 3

3 3 3 3 3 3 3 3 3 3

800.833.3343 888.345.0288 604.685.6721 403.827.2284 604.379.7979 416.400.3977 x15 416-655-2274 416.626.2723 866.583.3983 604.351.4194 647.291.6578 250.487.2192

themortgageoffice.com brokrbindr.com dolphinent.com finastra.com lendesk.com mortgagearena.ca myBrokerBee.com newton.ca solidifi.com strategicmatches.com syndi.ca technicost.com

3 3 3 3 3 3 3 3 3 3 3 3

3 3 3 3 3 3 3 3 3 3 3 3

3 3 3 3 3 3 3 3 3 3 3 3

416.360.5263

teranet.ca

289.813.0097 604.299.6251 613.233.7000 416.900.3865 604.895.2801 416.400.3977 x2

cmllp.com cobbett-cotton.com ottawalawyer.com gclaw.ca harpergrey.com iblegal.ca

3 3 3

3 3 3 3

3

3

3

3

3

3

3

3

3

3

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3 3 3 3 3 3 3 3 3 3 3 3

3

3

3 3

3 3 3 3 3 3

29 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION


MORTGAGE INDUSTRY SERVICE PROVIDERS 2021-22 COMPANY

PHONE

WEBSITE

BC AB SK MB ON QC ATL

Levy Zavet PC Lawyers Nexera Law Prudent Law Rubinoff Law Spagnuolo & Company Real Estate Lawyers Walman, Catre, Wise & Stone, In Association Yetmans Law Corporation MORTGAGE ADMINISTRATION Advanced Alternative Lending Alpha August Real Estate Advisory Inc.

877.777.8977 855.252.8100 905.361.9789 905.415.1933 604.777.7406 416.961.0001 x102 604.484.2121

levyzavet.com nexeralaw.ca prudentlaw.ca rubinofflaw.com bcrealestatelawyers.com

3

YetmansLaw.com

3

855.442.7835 855.830.7452

advancedalternativelending.com privatemortgageservicing.com

Elle Mortgage Corporation

416.961.0001

ecmb.ca

FNF Canada Paradigm Quest Inc. NOTARIES David Watts Notary Corporation Notaries on Douglas Patricia Wright & Associates Notary Public VALUATION Landcor Data Corporation RPS Real Property Solutions

877.526.3232 855.288.4855

fnf.ca paradigmquest.com

3 3

604.685.7786 250.382.8880 604.682.8988

davidnotary.com notariesondouglas.com vancouvernotary.com

3 3 3

604.606.7914 604.406.6004

landcor.com rpsrealsolutions.com

3 3

3 3 3 3 3

3 3

3

3 3 3

3

3

3

3

3 3

3 3

3 3

3

3

3

3

ADVERTISER INDEX 2021-22 COMPANY

PAGE

BC AB SK MB ON QC ATL

Alta West Mortgage Capital Corporation

10

3

3

Bayfield Mortgage Professionals

17

3

3

Bridgewater Bank

16

3

3

Canadian Mortgages Inc.

3 3 3

3

3

4

3

3

2, 31

3

3

Community Trust Company

32

3

CWB Optimum Mortgage

3

3

3

3

3

3

Firm Capital Corp.

18

3

3

3

3

3

First National Financial LP

24

3

3

3

3

3

Capital Direct

3

3

First Source Mortgage Corp

15

3

10

3

New Haven Mortgage Corp.

24

3

NPX / MERIX Financial

23

3

Oppono Lending Company

18

3

Royal Canadian Mortgage Investment Corp.

17 16

Vector Financial

15

VWR Capital Corp.

9

3 3

3 3

*EACH ABOVE ENTITY IS SOLICITING BUSINESS ONLY IN THE LOCATIONS INDICATED FOR THAT ENTITY 30 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION

3

3 3

3

3 3

3

Hillmount Capital

Three Point Capital Corp.

3

3

3

3

3

3 3

3 3


What would make your clients happy... Commitments in 1 day? Exceptional rates.

1st Mortgage Financing Greater Vancouver / Victoria Greater Toronto Area / Hamilton Calgary / Edmonton Maximum Loan Amount up to: $1,500,000

1 Year Term Max LTV

Closed

50%

4.79%

60%

5.44%

65%

5.89%

1% Lender Fee (Minimum $2,000) Broker can charge any amount On approved credit - rates and fees subject to change

Our Lending Criteria is less strict than the banks Minimum Beacon Score: 600

Call to ask about: Specials on 2nd Mortgages Other lending areas BRITISH COLUMBIA Greg Kakuno Business Development Manager 604-430-1498 gkakuno@capitaldirect.ca ALBERTA Donna Hunter Business Development Manager 403-874-6348 dhunter@capitaldirect.ca ONTARIO Cheryl Smith Business Development Manager 905-299-1706 csmith@capitaldirect.ca


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