With over $3 billion funded, our experience is your advantage. We're dedicated to building lasting relationships through a process founded on integrity and a client-centric approach.
ALTERNATIVE & PRIVATE LENDERS 2025-26
PRIVATE LENDING INC. 3 3
Shannon August 855.830.7452 | mail@aarea.ca | www.aarea.ca
Brokers: access relationship based pricing and priority service. Residential Private Lender and Loan Administrator. ALL ISLAND EQUITY MIC 3
Brad Rembold brad@allislandequitymic.com
Margaret O’Connor margaret@allislandequitymic.com 250.244.9700 | www.allislandequitymic.com
1st and 2nd mortgage financing for residential, commercial, construction and development projects throughout Vancouver Island and the Okanagan. ALTA WEST CAPITAL 3 3 3
Lundon Clark, BDM - NE ON 437.448.9465 | lundon@awcapital.ca
Natalie Echlin, BDM - BDM-SW ON 647.705.9480 | natalie@awcapital.ca
Donna Morrison, BDM - BC 604.358.3374 | donna@awcapital.ca
Chris O’Sullivan, BDM - AB 403.928.5436 | chris@awcapital.ca
Eli McKitrick, Inside Sales 403.827.3558 | eli@awcapital.ca www.awcapital.ca
Lending to 83% LTV on 1st and 2nd mortgages in major centres in British Columbia, Alberta and Ontario. Flexible solutions when turned away from traditional lenders.
INVESTMENTS LTD.
Will Granleese 604.530.2301 | 416.898.5692 | 1.888.550.6039 | will@antriminvestments.com www.antriminvestments.com
Antrim provides residential First and Second Mortgages in
Gordon Hone 604.467.6449 | 1.888.467.6449 | sales@armadamortgage.com | www.armadamortgage.com
Residential 1st and 2nd mortgages in major urban areas of BC, AB & ON. Competitive/Flexible rates and fees, low docs, no minimum beacon. Armada is here to help you achieve your funding goals by offering excellent service and guidance throughout the underwriting process.
ATRIUM MORTGAGE INVESTMENT
Phil Fiuza - Managing Director, Single-Family Mortgages Mortgage Agent Level 2 | 416-607-4209 | phil.fiuza@atriummic.com
Richard Coleman – Director of Sales, Single-Family Mortgages Broker | 416-949-6218 | richard.coleman@atriummic.com
Atrium partners with brokers to provide fast, flexible residential and commercial mortgages for clients underserved by traditional lenders in Canada’s major urban centres. As a publicly traded company for over 20 years, we offer high liquidity, reliability, and industry expertise. Atrium is managed by Canadian Mortgage Capital Corporation, licence #10284. BAYFIELD MORTGAGE PROFESSIONALS 3 3 3
For over 40 years, we’ve been your trusted alternative lending partner—delivering, fair, and practical mortgage solutions for clients seeking 1st and 2nd position financing across BC, Alberta, and Manitoba. Monique Tirshman, Mortgage Underwriter | 604.533.4478|monique@bayfield.ca
Carol Dorey, Mortgage Underwriter|604.512.5212 | carol@bayfield.ca
Lilly Bui, Business Relationship Manager | 604.377.4478 | lilly@bayfield.ca | www.bayfield.ca
647.505.5677 | www.bensoncapital.ca
Benson Capital is Ontario’s leading private lender for residential, commercial, land, and construction financing. We provide comprehensive solutions for clients seeking private lending or flexible financing options, serving both private and institutional investors across the GTA.
Martina East, National Sales Manager | 778.319.2661 www.cambridgemic.com
Cambridge MIC — Creative, flexible private lending built for brokers. Expect fast approvals, tailored financing, and a team that underwrites smarter, not harder.
Mani Ebrahimi, Managing Broker 604.679.7968 | mani@canguard.ca | www.canguard.ca
Equity Lending | Transparent Pricing | Expedited Funding – British Columbia & Alberta (Calgary and Edmonton Only)
Greg Kakuno (BC) 800.625.7747 | gkakuno@capitaldirect.ca Donna Hunter (AB) 800.959.9290 | dhunter@capitaldirect.ca
Cheryl Smith (ON) 800.814.2578 | csmith@capitaldirect.ca www.capitaldirect.ca
Equity Counts. We don’t rely upon income, credit or age.
Mark Pullin 403.850.3373 | mark@cedarpeaksmortgage.ca
| melanie@cedarpeaksmortgage.ca www.cedarpeaksmortgage.ca
Peaks Mortgage has been your preferred direct Private Lender for over 20 years, providing mortgage
throughout BC and Alberta . Unmatched 5-star service based on our motto “In Business to do Business”. Remember if
ALTERNATIVE & PRIVATE LENDERS 2025-26
Jason Cosman 647.968.1396 | jason@cosmanmortgage.ca| www.cosmanmortgage.ca
Cosman Mortgage is a direct lender for commercial mortgages ranging between $1 - $10 Million in Southern Ontario.
Frank Giacomini, AVP National Sales www.optimummortgage.ca
Marcus Yun, Senior Underwritter 604.681.3000 | myun@domainfunding.ca | www.domainfunding.ca
Private mortgage financing of commercial properties and developments in BC & AB. Complex loan structures and fast
Norman Holmes, Vice President 604.855.6661 | info@drakefinancial.com | www.drakefinancial.com
Our company specializes in customized lending to the borrower’s situation; has individual investors as well as long-established
ECLIPSE
Dealrun@eclipsemortgages.ca | 1.866.260.3786 | www.eclipsemortgages.ca
Eclipse Mortgages is an alternative lender designed to support buyers and owners whose credit score, income sources or financial circumstances don’t match the solutions provided by traditional lenders. Eclipse Mortgages is the exclusive alternative mortgage solution for MCAP and RMG Mortgages.
Tom Hickey, SVP Business Development | 226.768.9497 | tom.hickey@farmlending.ca Deal Desk Team Members | 1.844.833.FARM(3276) | DealDesk@farmlending.ca farmlending.ca/mortgage-brokers
We’re here to help you grow your business with the expertise, support, and flexible funding needed to get Ag and rural residential mortgages across the finish line. From large-scale farm and ranch operations to hobby farms and rural properties, our team brings trusted insight and hands-on experience to every deal.
416.593.1100 | www.firstnational.ca
First National is one of Canada’s largest non-bank lenders, originating and servicing single-family residential mortgages for over 30 years and home to Excalibur alternative lending.
Leonard Zaidener, President ext 30 | leonard@firstsourcemortgage.ca Steven Walters, Senior Vice President ext 25 | swalters@firstsourcemortgage.ca 416.221.2238 | www.firstsourcemortgage.ca
First Source is a boutique mortgage lender, providing financing up to $20 million for projects in the Greater Toronto Area and surrounding areas.
Please contact: 604-638-1580 | Info@GentaiCapital.com |www.GentaiCapital.com
Gentai Capital is a leading Canadian alternative investment manager, offering value-added real estate
dealrun@glengarry.ca
www.glengarry.ca
Glengarry Farm Finance is an alternative institutional lender in the agricultural market in Canada providing flexible finance
to the farming community.
Ryan MacNeil 902.222.2670 | ryan@graysbrookcapital.ca | www.graysbrookcapital.ca
Graysbrook Capital has been providing common sense mortgage solutions in Atlantic Canada since 2006. Graysbrook is now lending in Ontario, with a focus on Southwestern Ontario up to 75% LTV.
Susan Thomas Vice-President, Sales susan.thomas@haventreebank.com | www.haventreebank.com
Haventree Bank exists to be a catalyst for financial security and upward mobility for Canadians underserved by the
Catalin Popa
416.849.0322 ext 225 | catalin@hillmount.ca Zev Wasserman 416.849.0322 ext 233 | zev@hillmount.ca www.hillmount.ca | deals@hillmount.ca
Hillmount Capital provides flexible mortgage financing across Ontario—first, second, mezzanine, HELOCs, and bridge loans tailored to support your purchase, refinance, or development with confidence.
Rene Quercia, Senior Vice President, Broker Channel 647.334.6714| rquercia@heb.ca | www.chipadvisor.ca Leading national provider of the CHIP Reverse Mortgage for Canadians 55+
Joe Rosati, Vice-President, Lending Services 647.668.2807| jrosati@icsavings.ca | www.icsmb.ca
An Ontario-wide lender, our credit union specializes in self-employed, rentals and challenged credit. Residential and commercial, 1st mortgages, purchases and refinances. We offer 24-hr turnarounds and exceptional rates.
LANYARD FINANCIAL CORPORATION 3
Sam Fogell |778.227.9434 | sfogell@lanyardgroup.com Brian Chelin |604.293.2626 | bchelin@lanyardgroup.com Jessie Wen |604.648.7850 | gma@lanyardgroup.com www.lanyardgroup.com
Lanyard Financial offers commercial financing on most assets (including land) & jumbo residential 1st mortgages in Western Canada and Ontario.
ALTERNATIVE & PRIVATE LENDERS 2025-26
CORP.
Ken Macken, Dealing Representative / MIC BDM 905.588.2749 | solutions@liahona.ca | www.Liahona.ca
Liahona delivers flexible financing for marketable single-family homes across Ontario—helping buyers, builders, and investors seize opportunities. From construction and large-scale developments to prime land and commercial properties, our tailored solutions turn your clients' visions into reality.
Alan Long 604.813.7532 | mandate.national@gmail.com Derek Chappell 778.989.4050 | derek.mandate@gmail.com
www.mandatemortgage.com
Transparent and simple alternative products with competitive rates, fast financing, and minimal documentation—ideal for entrepreneurial borrowers seeking flexibility beyond traditional banks.
MIP Mortgage and Investment Professionals Inc.
Zoltan J. Padar, Broker Zoltan (Zoli) M. Padar, Associate|403.253.2022 | hello@MIPMortgage.com
www.MIPMortgage.com
MIP offers residential 1st and 2nd mortgages up to 85% LTV in AB and BC. We are direct private investors (not a MIC). Our lending criteria is flexible and we may consider small commercial mortgages and agricultural mortgages. Call us or submit your deal for review!
HOLDINGS
Neighbourhood Holdings Business Development Team dealrunneighbourhoodholdings.com
Transparent and simple alternative products with competitive rates, fast financing, and minimal documentation—ideal for entrepreneurial borrowers seeking flexibility beyond traditional banks. NPX (A PRODUCT OF MERIX FINANCIAL)
John Kerr- Associate Director Sales 647.355.0794 | NPXsalesdesk@merixfinancial.com | www.merixfinancial.com
An alternative product under the MERIX Financial umbrella, NPX is all about finding mortgage solutions that are customized, not cookie-cutter. We help brokers maximize their clients’ borrowing power. OPPONO LENDING COMPANY 3 Ajay Kaith 416.669.9274 | ajay.kaith@oppono.com | www.oppono.com
Residential Equity lender with no income verification or beacon score requirements. We fund deals up to 80% LTV, “If the deal makes sense we will fund it”.
BC, AB Kevin Cheng 604.579.0846 | kevincheng@phlcapital.com ON Julia Li 416.649.8275 | juliali@phlcapital.com PHL phlcapital.com | lending@phlcapital.com
PHL empowers mortgage brokers by providing flexible financing solutions for residential, commercial, construction and land properties. With over 19 years of experience, we offer open and closed products on first and second mortgages and up to 75% LTV in BC, AB, and ON.
ALTERNATIVE & PRIVATE LENDERS 2025-26
Melissa Reinhardt, Mortgage Broker
905.985.4029 | melissa@pmbmortgages.ca Ken Reinhardt, Principal Broker 905.985.4029 | ken@pmbmortgages.ca
Private Mortgages East of Toronto – Durham, Kawartha, Peterborough & Northumberland Counties | Residential, Recreational, Land & Agricultural Fast. Simple. Trusted.™ | Proudly Celebrating Over 55 Years of Lending Experience | Please Request Our Guidelines & Area Servicing Map
Dale Matthysen | reliabledale@reliablemortgages.ca David Whyte | reliabledavid@reliablemortgages.ca 778.293.1912 | www.reliablemortgages.ca
Reliable MIC HELOC – NO interest on unadvanced funds, NO renewal fees with fast service & creative ideas
905.886.8786 | deals@rescomic.ca | www.rescomic.ca Residential 1st and 2nd mortgages in major urban centres in
Frank Giacomini, Vice President, National Sales, Alternative 437.419.3032 | frank.giacomini@rfabank.ca www.rfa.ca
Maurizio Sera, Director of Underwriting 416.450.0080| maurizio@richviewcapital.com| www.richviewcapitalmic.com Private Mortgages in the Greater Toronto Area | Residential, Condos, Commercial, and Construction Loans Quotes Within the Hour | Same Day Commitments | Our Specialty is Professional Service
Slinn 647.998.6246 | kelly@royalcanadianmortgage.com Helen Gadsby 289.264.2473 | helen@royalcanadianmortgage.com
Royal Canadian MIC (FSCO #12846) offers 1st mortgages up to 75% LTV. Approvals are within 24 hours. Non-income qualifier, no TDS/GDS, no minimum beacon score. GTA, and expanded areas of Ottawa to Niagara, Collingwood, Wasaga, Kitchener-Waterloo, London. Call your BDM!
PRIVATE LENDING
Stan Schwartz 416.453.7826 | stan@rydanfinancial.com | www.rydanprivatelending.com
RyDan Mortgage Corporation is an asset-based private lender that specializes in Ontario, residential & commercial, 1st and 2nd mortgages up to 75% LTV. For over 15 years, we offer a seamless lending experience, at competitive rates, and can close quickly.
ALTERNATIVE & PRIVATE LENDERS 2025-26
Christine Perkins (BC & Alberta)
Dwayne Hoo Sang (ON)
Francis Massie (ON)
Pratheesan Rathnapala (ON)
Sebastien Kuperhause (ON)
urban and rural 1st and 2nd mortgages in BC, AB and ON. FSRA
778.870.1026 | christine@sequencecapital.ca
647.300.6114 | dwayne@sequencecapital.ca
647.200.3295 | francis@sequencecapital.ca
437.967.9012 | pratheesan@sequencecapital.ca
647.701.2300 | sebastien@sequencecapital.ca
Deenu Patel 250.885.2678| deenu@shelterlending.ca Jayson Zilkie 250.870.1600| jayson@shelterlending.ca
Shelter Lending uses a solution based lending approach for borrowers with unique and challenging situations. Our common sense lending guidelines make us one of Western Canada’s premiere private and alternative lenders.
Sandeep Bugreja | info@sunmicrofinancial.ca
Pankaj Ahuja | info@sunmicrofinancial.ca
Join our team as a Mortgage Agent at Sun Micro Financial. We believe that joining our team will not only elevate your career but also provide a platform for growth and success. Please feel free to reach out to us at info@sunmicrofinancial.ca or call us at 905-212-1099 to discuss the next steps.
Loren Hawkins, Director, Broker Relations – Western Canada | 778.215.2056 | loren@threepointcapital.ca
Justin Theriault: Director, Broker Relations – Eastern Canada | 437.422.7572 | justin@threepointcapital.ca Underwriting Team | 800.979.2911 | underwriting@threepointcapital.ca | threepointcapital.ca
Three Point has been providing residential 1st & 2nd mortgages for over 30 years. Pathfinder: No Fee or Lower Rate. Elevation: Split Fee program. Up to 75% LTV. Fully open options available. Seamless and efficient service from application to funding. Transparent renewal process. FSRA #13070.
Sun, Lending manager/ BDM
|
Vladimir Erceg/ BDM 236.868.7871 | vladimir@vanmortgage.com www.vanmortgage.com
Vanmortgage do 1st and 2nd residential and commercial mortgages up to 75%LTV for BC lower mainland, Victoria and Okanagan. We offer Home Line of Credit. Approvals with in 24 hours. VWR CAPITAL CORP.
Peters
| jennifer@vwrcapital.com Niroshan Vijayakumar
| niroshan@vwrcapital.com
Pratheesan Rathnapala 416.629.2219 | pratheesan@vwrcapital.com www.vwrcapital.com
Urban Residential Private Equity Lender of 1st and 2nd
| joanne@westcanmortgage.ca Amanda Quigley 778.362.3658 | amanda@westcanmortgage.ca www.westcanmortgage.ca
“Your Small Town Lender” - For over 25 years, WestCan has been providing 1st and 2nd mortgage solutions in most places in BC and Alberta. We also offer mobiles on pad financing (BC only).
Because Borrowers Don’t Come Standard
From self-employed clients to those with complex finances, challenged credit or tight timelines, we specialize in solutions for borrowers traditional lenders overlook.
Why CMI?
With 20 years of experience backing Canadian brokers, CMI delivers:
When your clients don’t fit the banks’ one-size-fits-all rules, you need a lender that meets them where they are. That’s where CMI comes in. We work exclusively with brokers to deliver fast, flexible solutions tailored to borrowers with unique financial needs. Let’s talk about how we can help you close more deals — and serve clients the banks can’t.
Common-sense underwriting with no cookie-cutter criteria or minimum Beacon score
Transparent, case-by-case pricing
Solutions for Any Scenario
Customizable terms with prepaid options available
Dedicated Brokerage Relationship Managers offering expert deal support
built for your clients.
built for you.
Where Opportunity Meets Capital
Borrow
EDUCATION FOCUSED ON BROKERS
Unlock your potential in the mortgage industry with our comprehensive professional education
Live Interactive Courses
Get hands-on experience, industry insights, and personalized guidance from experts
Educational Webinars
Stay updated on trends and best practices with dynamic webinars.
Free or reduced fees for members
On-Demand Learning
Learn at your pace with on-demand courses that will help you prepare for licensing exams.
Explore our diverse educational offerings through your CMBA industry association in BC, Ontario, Quebec, and Atlantic region. They're committed to your success!
courses.cmba-achc.ca
cmbaatlan�c.ca
ALTERNATIVE & PRIVATE LENDERS 2025-26
ALTERNATIVE & PRIVATE LENDERS 2025-26
The Sequence Advantage
British Columbia, Alberta and Ontario 1st and 2nd mortgages up to 75% LTV
Christine Perkins Director Of Business Development Western Canada (BC & AB) 778-870-1026 christine@sequencecapital.ca BCFSA #139875 RECA #CON - 00099607 Powered
Francis Massie Director Of Business Development GTA East 647-200-3295 francis@sequencecapital.ca
Dwayne Hoo Sang Director of Business Development Southwestern Ontario 647-300-6114 dwayne@sequencecapital.ca FSRA # M16000232
Pratheesan Rathnapala Director Of Business Development GTA West 437-967-9012 pratheesan@sequencecapital.ca
www.sequencecapital.ca
Submissions - Lendesk, Velocity, Filogix, Finmo Underwriting/Document Support: info@sequencecapital.ca
TYPES OF LOANS OFFERED
Commercial Real Estate Financing: pre-development land, multi-family residential development, retail, office, industrial, multi-tenant income producing properties and construction projects.
• Minimum loan size of $2,000,000
• Property located in Greater Golden Horseshoe
• Loan-To-Value of up to 75%
• Zoned or Non-Zoned
• Interest Only
• Fixed or Floating Rate
• Terms up to 36 months
• Interest and Soft Costs Reserves
• Quick and easy draw processing LOAN PARAMETERS & FEATURES
MORTGAGE BROKERS WELCOME Vector Financial manages a diverse portfolio of mortgages. Much of our growth, and the success of our clients, have come from longterm relationships with Mortgage Brokerages and individual Mortgage Brokers and Agents.
COMMERCIAL MORTGAGE LENDERS 2025-26
COMMERCIAL MORTGAGE LENDERS 2025-26
MORTGAGE INDUSTRY SERVICE PROVIDERS 2025-26
Jeremy Bramwell, AACI, P. App. 604.608.6161 | jeremy@VancouverAppraisal.Com North America
to Penticton.
Shannon Dolphin, CEO 604.220.0605 | shannon@dolphinent.com Dolphin Support 604.685.6721 | support@dolphinent.com | www.dolphinent.com
Dolphin Enterprises is Canada’s leading software solution for Alternative Lenders developed over 20 years managing over 47 billion of capital. The flexible robust software is tailored for each client delivering a complete end to end solution from Underwriting to Accounting for every type of Alternative lender. ELLIOTT APPRAISALS
Jeremy Bramwell, AACI, P. App. 604.313.7598 | info@elliottappraisals.ca www.elliottappraisals.ca
Certified Appraisal Services in Metro Vancouver, Sea to Sky Region, Fraser Valley, Kelowna, Calgary, Edmonton LAWRENSON WALKER REAL ESTATE APPRAISERS LTD.
Leigh Walker, CRA 866.535.1494 | info@lawrensonwalker.com | www.lawrensonwalker.com
Providing exceptional real estate appraisal services in Vancouver - Victoria - Okanagan - Peace Region - Calgary - Edmonton.
Christine Hanna, Practice Leader | 416.644.7723 | ChristineH@prolink.insure
Robert DeRose, Practice Manager | 647.361.3161 | RobertD@prolink.insure prolink.insure/financial-services
PROLINK offers specialized insurance and risk management solutions for Alternative Mortgage Lenders and Mortgage Brokers & Administrators across Canada—with exclusive discounts for CMBA-BC, CMBA-ON, AMBA, and CAMLA members.
As an alternative MIC lender, we work diligently to provide creative solutions for your clients who don’t qualify for traditional financing. Our Pathfinder and Elevation lending programs deliver two flexible options designed to support the unique needs of each borrower and fuel your business growth.
• Pathfinder: No Fee or Lower Rate
• Elevation: Split Fee
• Up to 75% LTV
• Residential 1st and 2nd mortgages
• Lending in BC, AB and ON
MORTGAGE INDUSTRY SERVICE PROVIDERS ALPHABETICAL LISTINGS
MORTGAGE INDUSTRY SERVICE PROVIDERS
• 1st, 2nd and HELOC mortgages up to 80% LTV
• SFD, Detached / Semi-detached and townhomes
• GTA, GTHA, Durham, KW, London to Windsor, Southern Ontario, Golden Horseshoe, Ottawa+
• No GDS/TDS or income requirements
• Easily submit deals through Filogix, Velocity or Finmo and others
• 48 hour closing and same day approvals
• Common sense equity lending
• Open 7 days a week
Exceptional rates?
1st Mortgage Financing
Greater Vancouver / Victoria & Metro Kelowna
Greater Toronto Area / Hamilton Calgary / Edmonton
Maximum Loan Amount up to: $2,000,000
Robby Parmar BDM 604-690-4810 rparmar@capitaldirect.ca What would make your clients happy... Commitments in 1 day?
Call to ask about: 2nd Mortgages and Mortgages with less than 600 beacon score
BRI TISH C OLUMBIA
Frank Wang BDM 604-690-4037 fwang@capitaldirect.ca
ALBERTA
Donna Hunter BDM 403-874-6348 dhunter@capitaldirect.ca
Kyla Hunter BDM 587-985-5753 khunter@capitaldirect.ca
ONTARIO
Miro Rendine BDM 905-299-1706 mrendine@capitaldirect.ca