Summary of Benefits

BENEFITS

SUMMARY

CITY HOLIDAYS

New Year’s Day MLK Day Good Friday Memorial Day Juneteenth Day Independence Day Labor Day Veterans Day Thanksgiving Day Day after Thanksgiving Christmas (Two Days)

VACATION (Based on an 8-hour work day) FULL-TIME (BENEFITED): 0<2 yrs. = 10 days (80 hrs.)

2<5 yrs. = 12 days (96 hrs.)

5<10 yrs. = 15 days (120 hrs.)

10< 15 yrs. = 18 days (144 hrs.)

5<20 yrs. = 20 days (160 hrs.)

20 years or more = 24 days (192 hrs.)

PART-TIME (BENEFITED): 0<2 yrs. = 5 days (40 hrs.)

2<5 yrs. = 6 days (48 hrs.)

5<10 yrs. = 7.5 days (60 hrs.)

10< 15 yrs. = 9 days (72 hrs.)

15<20 yrs. = 10 days (80 hrs.)

20 years or more = 12 days (96 hrs.)

Vacation in excess of the 300-hour accumulation will be transferred into the employee’s sick leave balance annually.

LEAVE BENEFITS BEREAVEMENT LEAVE Up to 80 hours a year with 3 days allowed per bereavement event each calendar year. This time comes from the employee’s sick bank.

CAREGIVER LEAVE Full-time employees – up to 240 hours per year JURY DUTY LEAVE Excused with pay MILITARY TRAINING LEAVE Employees may use personal vacation time during their absence at their discretion.

PARENTAL INVOLVEMENT LEAVE Regular full-time employees will have four hours of Parental Involvement Leave (PIL) for use during the calendar year.

You must be the parent or guardian of a school-aged child.

PARENTAL LEAVE Employees who meet FMLA eligibility requirements are offered up to 240 hours of parental leave after the birth, adoption or placement of a child.

SHARED SICK LEAVE Up to 20 days for catastrophic medical situations.

MEDICAL PLAN COVERAGE

The two medical and dental plans are administered by Cigna. In addition, the City provides a wellness incentive for employees who participate.

HEALTH INSURANCE BI-WEEKLY PREMIUMS LEVEL OF COVERAGE

OAP

HIGH DEDUCTIBLE

EMPLOYEE ONLY EMPLOYEE SPOUSE EMPLOYEE/CHILDREN EMPLOYEE/FAMILY

$16.68 $200.13 $174.43 $245.29

$15.27 $183.18 $159.66 $224.52

Two dental options are available, and both are administered by Cigna Dental. You may use any licensed dentist, however, when you use a Cigna Dental network provider, you receive additional savings.

Routine dental exams and cleanings are covered two times a year.

DENTAL INSURANCE BI-WEEKLY PREMIUMS LEVEL OF COVERAGE

BASIC

PREMIUM

EMPLOYEE ONLY $2.66 $7.92 EMPLOYEE SPOUSE $13.55 $23.76 EMPLOYEE/CHILDREN $15.69 $25.06 EMPLOYEE/FAMILY $17.78 $30.68 The vision plan, administered by Community Eye Care (CEC), provides coverage for comprehensive exams and eyewear via a network of participating optometrists and ophthalmologists from which to choose care for the highest level of benefit.

VISION INSURANCE BI-WEEKLY PREMIUMS LEVEL OF COVERAGE 125 PLAN 200 PLAN EMPLOYEE ONLY $3.19 $4.76 EMPLOYEE SPOUSE $5.98 $9.03 EMPLOYEE/CHILDREN $6.37 $9.51 EMPLOYEE/FAMILY $9.54 $14.29

ON-SITE EMPLOYEE CLINIC

The City partners with Atrium Wake Forest Baptist Health to provide on-site clinic services for active employees on the City’s health plan. Our Employee Health Clinic is staffed with a PA, an RN and a behavioral health coach who can deliver quality medical care to you as an employee.

SERVICES OFFERED: Primary & Acute Care Disease Management On-site Labs Behavioral Health Counseling Wellness services – nutrition counseling and health coaching

SUPPLEMENTAL BENEFITS ACCIDENT AND CRITICAL ILLNESS These voluntary plans are available to help supplement in the event of an accident or critical illness. The benefits are paid directly to you in a lump sum, giving you the flexibility to use the money however you like.

AFLAC ACCIDENT – pays a benefit for specific injuries

and events resulting from a covered accident.

UNUM SPECIFIED DISEASE PLAN – pays a benefit if you

are diagnosed with a covered disease

or condition.

EMPLOYEE ASSISTANCE PROGRAM (EAP)

Administered by MyGroup EAP, this program provides confidential short-term counseling services, resources and other problem-solving solutions to employees and their household members. In addition, financial, legal, childcare and elder care service assistance are available.

COHP WELLNESS PROGRAM

The City’s employee wellness program is available to help you be the best you. With a variety of programs from which to choose, our programs are available to help you get healthy and stay healthy.

Incentives include $360 Health Rewards, prizes and fitness center reimbursement.

A SAMPLING OF PROGRAMS INCLUDES: Worksite Health Coaching Tobacco Cessation Flu Shots Health Challenges Weight Management Resources Diabetes Management Education

FINANCIAL SECURITY RETIREMENT ELIGIBILITY EMPLOYEE TYPE

FULL RETIREMENT

REDUCED RETIREMENT

GENERAL EMPLOYEE

30 YEARS (ANY AGE) 25 YEARS (AGE 60) 5 YEARS (AGE 65)

20 YEARS (AGE 50) 5 YEARS (AGE 60)

SWORN LAW

30 YEARS (ANY AGE) 5 YEARS (AGE 55)

AGE 50 w/ at least 15 years 25 YEARS W/ 15 as LEO

ENFORCEMENT

RETIREMENT CONTRIBUTIONS GENERAL EMPLOYEES EMPLOYEE PAYS CITY PAYS

NC LGERS

401K/457

6% 13.64%

SWORN LAW ENFORCEMENT

NC LGERS

VOLUNTARY 3% MATCH PER 1%

EMPLOYEE PAYS CITY PAYS

6% 15.04%

401K/457 VOLUNTARY 5%

FICA

(SOCIAL SECURITY)

401(K) AND 457 PLANS

7.65% 7.65% FICA

(SOCIAL SECURITY)

7.65% 7.65%

The City of High Point offers two tax-deferred compensation savings plans for employees - a 401(k) Plan and a 457 Plan. Employees can invest savings in either plan or both plans. Pre-tax and after-tax (Roth) options are available for voluntary contributions. 401(k)/457 plans – The City of High Point will offer a 3 percent contribution to N.C. 401(k) or N.C. 457 when you contribute 1 percent and a 5 percent contribution for sworn law enforcement officers. There is no waiting period to participate in either plan.

FLEXIBLE SPENDING ACCOUNT (FSA)

Take advantage of tax savings by participating in a flexible spending account (FSA). You can elect to have a portion of your paycheck contributed pre-tax to pay for qualified medical expenses such as deductibles, co-payments, dental and vision. A dependent care FSA is available for tax savings on qualified dependent care expenses.

Carryover up to $640 of unused funds into next plan year.

Deadline of March 31 at end of plan year to submit claims.

FLEXIBLE ACCOUNT HEALTHCARESPENDING FSA HSA DEPENDENT FSA QUALIFIED EXPENSES INCLUDE MEDICAL, DENTAL & VISION

QUALIFIED EXPENSES QUALIFIED EXPENSES INCLUDE MEDICAL, INCLUDE MEDICAL, DENTAL & VISION DENTAL & VISION

$3,200.00

$3,050.00

$5,000.00

BASIC LIFE INSURANCE, ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

Employee benefit is equal to 1X base annual earnings and adjusted to the next highest multiple of $1,000. Maximum - $500,000. This benefit is paid for by the City.

SUPPLEMENTAL LIFE INSURANCE

You may purchase supplemental coverage in the amount of $10,000 to $250,000 in increments of $10,000. Guaranteed issue amounts on employees (only when first eligible). Spouse increments of $5,000 to $100,000 (only when first eligible).

SUPPLEMENTAL INSURANCE RATES YOUR MONTHLY RATE PER $1,000 AGE EMPLOYEE SPOUSE Under 25 $0.08 $0.05 25 – 29 $0.08 $0.06 30 – 34 $0.11 $0.08 35 – 39 $0.14 $0.09 40 – 44 $0.17 $0.11 45 – 49 $0.25 $0.17 50 – 54 $0.41 $0.29 55 – 59 $0.73 $0.47 60 – 64 $1.03 $0.81 65 – 69 $1.83 $1.41 70 + $2.97 $2.27

SUPPLEMENTAL CHILD INSURANCE RATES YOUR MONTHLY RATE PER $1,000 Coverage Amount Monthly Costs $2,000 $0.42 $4,000 $0.84 $6,000 $1.26 $8,000 $1.68 $10,000 $2.10

UNMARRIED CHILD(REN) – Increments of $2,000 to $10,000.

Age out at 20 or 26 (if registered

student). Guaranteed issue amount

(only when first eligible).

LEGAL RESOURCES

$9.00 per paycheck (Jan. 1, 2025 increases to $9.50) Eligible at open enrollment

ID WATCHDOG

Employee (Includes 1 child <18) $4.48 per paycheck Employee + Family $8.48 per pay paycheck

NATIONWIDE PET INSURANCE Individualized pricing at petsnationwide.com

TRUSTMARK WHOLE LIFE

Eligible at open enrollment, rates determined by Trustmark

UNUM LONG-TERM DISABILITY

Long-Term Disability Rates Per $100 of Covered Salary.

Rate increases as you age to the next age band, and increased income. Covers 60 percent of monthly salary.

UNUM LONG-TERM DISABILITY AGE RATE Under 25 $0.09 25 – 29 $0.11 30 – 34 $0.18 35 – 39 $0.25 40 – 44 $0.32 45 – 49 $0.48 50 – 54 $0.71 55 – 59 $1.17 60 – 64 $1.90 65 – 69 $2.29 70 + $2.37

UNUM SHORT-TERM DISABILITY Short-term disability rates per $10 of weekly benefit.

Covers 60 percent of monthly salary.

SHORT TERM DISABILITY AGE RATE Under 25 $0.57 25 – 29 $0.58 30 – 34 $0.60 35 – 39 $0.57 40 – 44 $0.73 45 – 49 $0.80 50 – 54 $0.92 55 – 59 $1.28 60 – 64 $1.71 65 + $1.85

NOTES

WHAT WE CREATE IN HIGH POINT

CHANGES THE WORLD!

211 S. Hamilton St. | P.O. Box 230 High Point, N.C. 27260 336.883.3111 | HighPointNC.gov