Fall 2023 Mill City Member's Connection

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THE MEMBER’S CONNECTION FALL 2023 MEMBER APPRECIATION MONTH You! WE OWE IT ALL TO

At Mill City, we believe in going beyond the walls of our branches to give back to our community.

We actively live out this mission by giving back to a host of charitable organizations in our community through donations, sponsorships & volunteerism. As we celebrate member appreciation month, we invite you to support our 2023 charitable giving cause: fighting pediatric cancer with Love Your Melon, a local nonprofit with the simple idea of putting a hat on every child battling cancer in America.

In partnership with Love Your Melon, we created custom City & County Credit Union beanies available for you to purchase during the month of October. All proceeds from the hat purchases will be donated to M Health Fairview Masonic Children’s Hospital and Pinky Swear Foundation to financially & emotionally support pediatric cancer research and children & families fighting pediatric cancer.

Share the Love

My Cause, My Credit Union. COMMUNITY SPIRIT

Every year in October, we join credit unions across Minnesota for our annual all-employee volunteer day called Impact Day.

This year, our team of employees will be volunteering with a host of charitable organizations: Hands on Twin Cities, Ronald McDonald House, Little Free Library, North St. Paul Area Food Shelf & more!

Follow along on Facebook & Instagram to see how we’re giving back in our communities on Impact Day & all year long!

Get Your Beanie!

Visit any of our branches to purchase your hat or scan the below QR code to fill out our online order form! $15 each | All Proceeds Donated
Instagram - @millcitycccu Facebook - @millcitycccu
Snap a photo of you wearing your CCCU beanie & share it on social using the hashtag #MyCUMyCause or send us an email with your photo at social@cccu.com!
Offers valid October 1 - 31, 2023 only. Gift provided upon opening a new CCCU credit card or auto loan. Limit one gift, per product- while supplies last. Offer valid on new credit cards or auto loans, existing or refinanced City & County credit cards & auto loans do not qualify. Equal Housing Opportunity. APY= Annual Percentage Yield. Rates effective as of 8/23/2023 and subject to change without notice. Rate boost available for CDs opened & funded between 10/01-10/31/2023. Minimum purchase amount is $5,000. Certificates will automatically renew into a 12-month term at maturity unless otherwise directed by member. A penalty for early withdrawal may apply and may reduce earnings. Visit cccu.com or ask a CCCU representative for complete details. Insured by NCUA. That when it comes to banking, you think of Mill City a Division of City & County Credit Union! From helping your kids find their first car to moving into your new home & even starting a new business—we’re amazed at how far we’ve come and how many lives we’ve touched. And we owe it all to you! Member Appreciation Month EXCLUSIVE SPECIALS We’re Honored WHEN YOU OPEN A NEW CREDIT CARD OR AUTO LOAN VISIT YOUR LOCAL BRANCH OR CALL (800) 284-6328 TO GET STARTED! Earn a .25% rate boost October 1-31, just for being a member PLUS EARN MORE WITH A LIMITED TIME CD SPECIAL 9-MONTH CD SPECIAL $5,000 MINIMUM 5.00%APY MILL CITY TUMBLER AMAZON GIFT CARD $25
Love your Credit Union? We think your friends will too. Share the love & spread the joy! New member must open a membership and checking account with direct deposit for new and current member to receive $50. The referral bonus will be deposited into each account within 30 days of direct deposit into new CCCU Checking. Direct deposit must be established within 6 months of account opening. Offer valid for new member checking accounts, existing City & County checking accounts do not qualify. APY=Annual Percentage Yield. APY from 0%-0.19% available depending on checking product selected. Minimum $5 to open membership. No minimum balance required to open a checking account. Depending on checking product selected, minimum balance of $0-$10,000 to earn APY. Referral form must be presented at account opening. Referring member must be in good standing. Referral and account opening bonus may be reported to IRS. Program details subject to change and cannot be combined with any other offer. Insured by NCUA. Visit CCCU.COM/RAF to access our Refer-A-Friend form. Fill out the ‘Current Member’ section and share with your friends & family. Insured by NCUA REFER A FRIEND and you’ll both EARN $50 when they join VISIT A BRANCH NEAR YOU TO GET STARTED! Meet Mill City's NEW Financial Education App for Kids! Fund Their Future A Mill City Kids Club Account is perfect for those just getting started on their financial journey! Take home a special MILL CITY PIGGY BANK & MYSTERY DEPOSIT when you open a Kids Club Account. LIMITED TIME – October 1 – October 31! PARENTS SCAN TO LEARN MORE Offer available for new youth membership savings. Limit of one bank and mystery deposit per social security number. Mystery deposit ranges from $5-$15 and will be added to membership share account no later than 30 days after account opening. Mystery deposit may be reported to IRS. $5 par value required to open membership share account. Insured by NCUA.

Here’s To You Then, Now & Always.

In 1909 the first credit union began with a simple idea –that people could achieve a better standard of living for themselves and their community by pooling resources. This idea quickly spread across the globe and sparked the movement that Mill City a Division of City & County Credit Union is still proud to represent & actively serve today.

To celebrate and raise awareness for the impact credit unions continue to make in creating a more resilient community and the empowerment they provide members to reach their ultimate financial goals, the third Thursday of October since 1948 has been dedicated to International Credit Union Day.

Although some may think it’s branch locations or evolving technology that distinguishes the credit union movement from our big bank counterparts – it’s really you. It’s our member-owners who continue to trust Mill City as their financial partner not just for transactions, but for a lifelong relationship.

That is why this year for International Credit Union Day –Thursday, October 19 - we are dedicating it to you.

We are celebrating your goals, accomplishments and your story because without you, milestones within the credit union movement wouldn’t be possible. And why stop the celebration at one day? For the entire month of October, enjoy exclusive promotions & celebrations just for being a member at Mill City

Earn even more with an exclusive CD rate boost, take home a $25 bonus with a new auto loan or credit card and help us fight Pediatric Cancer by purchasing an exclusive CCCU Love Your Melon beanie. Beyond the specials this month, know that your credit union is always here to help you create a financial plan to reach your goals. Visit us online at MILLCITY.CCCU.COM or visit us in person at a branch near you!

STATE OF THE CREDIT UNION BY Patrick Pierce | CCCU President
Learn more about Mill City’s Member Appreciation Month celebrations at CCCU.COM/CELEBRATE THURSDAY, OCTOBER 19 Join Mill City a Division of City & County Credit Union and 87,914 fellow credit unions across 6 continents in celebrating INTERNATIONAL CREDIT UNION DAY! Visit any of our branch locations for sweet treats & prize drawings. BROOKLYN PARK | CEDAR RAPIDS | EAGAN | GENERAL MILLS WHQ | HANNIBAL | JFB TECH CENTER | LAKE ELMO | MAPLEWOOD | MINNETONKA | MURFREESBORO | SAINT PAUL | SHOREVIEW | WOODBURY
SAVINGS & CHECKING Savings Checking Money Market Certificates IRAs & HSAs Business Accounts Youth Accounts Financial Planning LOANS Auto Loans RV & Boat Loans First Mortgages Home Equity Loans & Lines of Credit Credit Cards Personal Loans Private Student Loans CONVENIENT ACCESS Mobile Banking Mobile Deposit Online Banking Bill Pay eStatements ATM/Debit Cards Direct Deposit ATLIS by Phone SERVICES CONTACT INFORMATION PRESORT STD U.S. POSTAGE PAID PERMIT 7524 TWIN CITIES, MN Fall Shred E V E NT OCTOBER 3-5 DURING LOBBY HOURS Visit any of our 8 community branches during lobby hours to donate a non-perishable food item & we’ll shred your documents for free! INVESTING IN YOU 144 11TH STREET EAST ST. PAUL, MN 55101-2380 CHANGE SERVICE REQUESTED (651)225-2700 (800)284-6328 MILLCITY.CCCU.COM CO-OP SHARED BRANCHING Access to over 5,000 locations nationwide: cccu.com/branch-atm CONVENIENT LOCATIONS Brooklyn Park | Cedar Rapids | Eagan | General Mills WHQ | Hannibal | JFB Tech Center | Lake Elmo | Maplewood | Minnetonka | Murfreesboro | Saint Paul | Shoreview | Woodbury |
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