About Author

Hello Fellow Parent! If you are reading this, it is likely because you have found me online. In case we have not yet met, my name is Cibi Thomas. I am a proud dad , a co-founder of a six-figure software company, and a personal finance aficionado!

Growing up, I had a typical childhood with loving parents who did their best to provide for me. However, even as a teenager, I knew that the standard life plan of working until 65 and then retiring was not for me. I wanted something more, something better for myself and my family.

My journey was fueled by a deep-seated motivation to provide a better life for my family and to never be in the same position as my father, who constantly struggled with money. Seeing his stress and the impact it had on our family was a wake-up call for me. I knew I had to take control of my finances to avoid the same fate.

All began when I left my homeland and migrated to Canada with nothing but hope in my heart. As a student, I had to work long hours and took on multiple odd jobs just to survive. There were times when life was tough, and the future looked bleak, but I refused to give up. I dug deep and summoned every ounce of resilience and determination within me to keep going.

With each passing day, I pushed myself harder, knowing that the sacrifices I was making would pay off someday. There were moments when I felt like giving up, but I refused to let my circumstances define me. Instead, I used my struggles as a source of motivation and inspiration to keep moving forward.

I have survived the toughest of times and have come out stronger and more resilient. My journey has been filled with ups