Your Time Autumn 2019

The new FREE lifestyle MAGAZINE FOr active over 50s

Your Time Issue 1 Autumn 2019

Retired And Learning

Finding Love

Eye Care

Mans‘ Best Friend 2 Bridge Street, Spalding, Lincolnshire, PE11 1XA

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UR YO

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Please help the local community stay vibrant by supporting local business and mention Your Time when responding to adverts. Without the loyalty and support from the advertisers we would be unable to produce the magazine for you.

Welcome to the First issue of YOUR TIME

I am very excited to bring you the very first edition of Your Time, the new publication for the active over 50’s across South Lincolnshire.

The magazine will be available four times a year to coincide with each upcoming season from over 50 stockists, with more being added over time.

We hope it will be full of useful information for you with ideas and inspiration for the home, days out, holidays, health plus much more.

In this issue we explore the enchanting country of Sri Lanka to inspire you for your travels for 2020, we look at eye health and why it’s important to ensure you keep up with your eye examinations. If you are a ‘third parent’ and are involved in the care of your grandchildren then we have explored the local railways to bring you the best days out.

Local foodie Laura James gives plenty of inspiration for some warming autumnal dishes over the next couple of months using seasonal produce available locally.

Finally if you are looking to expand your activities then why not check out our what’s on guide on page 50.

I hope you enjoy your new magazine, we always welcome ideas and feedback on the features included. If you have any ideas then please email me at editor@yourtimemagazine.co.uk

Hayley xx Managing Director

Features Editor

Customer Support Executive

Sales Support Manager

Hayley Hammond

Jo Wright

Heather Barton

Rosie Willerton

hayley@chilli-mp.co.uk

jo@chilli-mp.co.uk

heather@chilli-mp.co.uk

rosie@chilli-mp.co.uk

Sales Executive

Sales Executive

Sales Executive

Sales Executive

Sarah Aldrich

Cherrie Peters

Scarlett Kendrick

Alex Bavetta

sarah@chilli-mp.co.uk

cherrie@chilli-mp.co.uk

scarlett@chilli-mp.co.uk

alex@chilli-mp.co.uk

Tel: 01775 640254 email: editor@yourtimemagazine.co.uk

Barrowby Barns, Northgate, West Pinchbeck, Lincolnshire. PE11 3TB Your Time is sourced and published independently by Chilli Media & Publishing Ltd and not associated with any large organisation or society. Any reproduction of any part of this publication is strictly prohibited without prior written consent. Any views or opinions expressed in Your Time may not be reflective of those of the publisher. Your Time or the parent company cannot be held responsible for unsolicited material.

Your Time | Autumn 2019

3

Content 22. Grandparent Days Days out on the railways

42

Home & Property 6. News Monthly updates from the local area 9. Health & Beauty Do you know what your BMI is and what it means?

12. Fashion Autumn Trends for your wardrobe

4

Your Time | Autumn 2019

14. Fit & Fresh Keep healthy and looking your best

16. Food & Drink Laura gives us her Autumn inspired recipes

24. Finding Love Second Time Around You may fall in love when you least expect it 26. Hobbies Staying safe when out and about cycling

ts

26 Hobbies

29. Retired and Learning You’re not over the hill yet – it’s never too late to learn a new skill 30.An Alternative Christmas Different ideas to celebrate from the usual Brussel sprouts and Christmas puddings 32. Man’s Best Friends Taking on a four legged friend

34. Finance A guide to equity release 36. Travel Visiting the beautiful country of Sri Lanka

.41.Tech Corner What is data, do you need data?

42. Home & Property . Thinking of Downsizing?

49. Handy Contacts Your Directory of Local Services

50.What’s On Guide . Your Guide to local clubs and groups

46. Motoring . Review of the Volvo V60 By Tim BarnesClay,

Your Time | Autumn 2019

5

News Health Walks

Lincolnshire Co-op coordinate and support a network of health walks across the county.

There are more than 60 regular, volunteer-run health walks across Lincolnshire’s seven districts, that all come under the national Ramblers Walking for Health scheme.

The free walks can help boost your fitness and wellbeing, however you can gain so much more - learning about your local area, meeting new friends and improving your mental wellbeing. The walks are led by friendly, specially trained volunteers who are on hand to provide encouragement and support.

Discover the great outdoors with walks in the Lincolnshire countryside or strolls through local beauty spots.

What is a health walk?

All walks are free of charge and can last between 30 and 90 minutes. The routes start and finish at the same location.

They give you a chance to learn about your local area and its wildlife, meet new friends and boost your mental wellbeing.

The walks are very sociable and after most of them there is the chance for a chat and a cup of tea in a nearby café.

To find a walk local to you visit www.walkingforhealth.org.uk/walkfinder 6

Your Time | Autumn 2019

No plans to downsize for majority of over-55s

A recent survey by Nationwide Building Society reveals that only a third of over-55s plan to move to a smaller property in retirement. Just 36% of the 2006 adults aged 55 or over said that downsizing was an option, while more than two-fifths (43%) said that they never plan to move again.

The survey found that needing the space was the main reason for 49% of respondents’ decision not to move, with the need to host family, store a lifetime’s worth of possessions and even room to pursue their hobbies among the reasons given.

Furthermore, 43% of the over-55s polled revealed that where they’d put down roots was important and that they didn’t want to leave their home location, while 18% said that being based near family was a good reason to stay.

Who wants to downsize?

For those who said that they would consider downsizing, the majority (56%) admitted that this was because a smaller house could be more easily managed. However, 73% of respondents said that if they could stay in their present home, they would, while over a fifth (22%) say that they will be

relying on family to help them out with maintaining the property.

Jason Hurwood, Nationwide’s director of home propositions, said: “The perception that all older people want to downsize to much smaller properties is outdated and cliched. As the research shows, people aged 55 and above are putting off the traditional downsizing house move, with space being very much in demand for a range of reasons – from entertaining friends and family to allowing them to keep and store valuable keepsakes and belongings.

However, remaining in a larger property may have financial implications in later life, from mortgages to maintenance.”

With many retirees being property rich and cash poor, planning for the additional costs that may be needed is essential.

Later Life Lending options are becoming more in demand as we are seeing more demand from older people to realise money through their homes – from unlocking the value to fix long-standing maintenance issues, from creating new space to updating tired rooms or from helping adapt the property for old age to taking their mortgage into retirement.

UK Pension Boost Retirees in receipt of the state pension are in line for a 4% increase next year thanks to the Government’s gold-plated protections.

Since 2010, the “triple lock” means that the amount received by state pensioners, currently £168.60 a week, rises each year by either 2.5pc, the rate of inflation or wage growth – whichever is highest. The inflation figures used are for the year to September, due to be announced anytime.

Pensions firm Aegon said the current rate of wage growth means payouts can be expected to increase by 4% from April next year. This would bring payments for someone with a full national insurance record to £175.35 a week.

Since 2010, the amount received from the state by a single person has grown by almost a third. The expected rise would be the highest since 2012, when inflation was 5.2%.

Taking on the fraudsters Criminals stole over £503 million through fraud and scams in the first six months of this year. Over £145m of which was down to bank transfer frauds (also known as push payment scams), where criminals dupe customers into making a payment to a fraudulent account.

It can all happen via a simple phone call, text message or email, but the consequences can be severe.

These banking fraudsters are becoming increasingly professional, frequently using a tactic known as social engineering to manipulate people into divulging their personal or financial details or transferring money.

A typical ploy might be impersonating trusted organisations – such as a bank, the

police, a utility company or a government department. The criminal will call, text and email, to try to trick their victim into acting.

Often they will have done their homework first, so can they quote information about their target in a bid to appear genuine.

Cover stories used by banking scammers can vary widely.

They might pose as a member of bank staff or a police officer and claim they have spotted fraud and that money needs to be transferred to a ‘safe account’. They might offer tempting deals online for goods that don’t actually exist, email a fake invoice to a business or cold-call with a fraudulent investment opportunity.

Stop and think about the credibility of the call One common thing the fraudsters use is pressure. “Act now or your money is at risk”.

“Invest now to secure a great deal”. “Update your details now or your account will be closed”. It’s all an attempt to panic people into responding. And when people panic, their normal, rational judgement can go out the window.

That’s where the Take Five to Stop Fraud campaign comes in. The campaign urges everyone to stop and think whenever they get a call, text or email out of the blue asking for their personal or financial details, or to transfer money.

Even if they say they’re from the bank or the police, it’s still important to take a moment to reflect and step back from the situation. As a nation, we’re all, understandably, trusting. So, it’s important to take control and remember that it’s fine to refuse requests for personal information.

Just hang up the phone, delete the email and don’t reply to the text message.

Your Time | Autumn 2019

7

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Your Time | Autumn 2019

BodyMassIndex

Health

Body Mass Index is probably best known in its abbreviated form, BMI. This is not to be confused with PPI, which has been responsible for what feels like a ceaseless bombardment of adverts and unwanted phone calls over the past few years. On a serious note though, a high BMI can cause more complications than simply needing to buy bigger trousers. Type 2 diabetes, heart conditions, strain on joints, breathing problems are all concerns that come with a BMI that is too high.

S

o, what exactly is it? BMI is classed

Many GPs’ practices run weight loss

Good instructors will be able to cater for all

by nhs.uk as a measurement to

clinics, and it is often suggested anyone

fitness levels in their classes too. Personal

work out if you have a healthy

starting a new healthy eating and exercise

trainers can design exercise and eating

routine consult their doctor first.

programmes especially for you and your

weight, by taking into account your height and current weight. There is a BMI

Joining a gym will give access to trainers

needs.

Once you start exercising, it may

calculator on this website, and many

who can help get you going. Swimming

others, if you would like to check your

and working out in the pool can be easier

become easier to see food as fuel, and

own. Your BMI will either be classed as

on the joints. A simple stroll can be fitted

you will be more inclined to watch what

underweight, healthy, overweight or obese.

in at any time of day. And remember – if

you eat. Eating plenty of fresh fruit and

you find an exercise you enjoy, you are

vegetables, and limiting processed foods

weighs more than fat, which could make

more likely to stick at it. With this in mind,

and sugars are great rules to try to stick

very muscular people appear obese on the

have a look into local activities. Walking

to – most of the time! There are groups you

scale!) BMI is a pretty good indicator of

sports such as football, netball and hockey

can join to help you keep eating healthily,

where you need to set your health goals.

are growing in popularity and are great for

and specialist menus and ingredients can

Nhs.uk also recommends measuring your

getting the heart rate up as well as having

be delivered direct to your door.

waist to make sure you are not carrying

a laugh and making new friends. Exercise

too much tummy fat. It is possible to fall

classes can be found in village halls

journey to become fitter and healthier will

in the healthy BMI category, but have too

and various other community buildings.

be how you feel inside. Once you start to

much fat in this area, which isn’t great for

Never worry about feeling self-conscious.

reap the rewards a healthy lifestyle can

your health.

Everyone had to start somewhere, and

bring, it will become a lifestyle you’ll want

you will be made to feel very welcome.

to keep up. And good for you!

Unless you’re an elite athlete (muscle

Scales/tape measure not your friends?

Maybe the biggest indicator in your

Your Time | Autumn 2019

9

Ey

Health

Looking after your eyes

takes a lot more than a trip to an optician to see if you need stronger specs – but this is a GREAT place to start (although you may be just a bit too old to get a sticker for sitting nicely!).

According to rnib.org.uk, there are some conditions that can cause you to lose your vision without displaying any symptoms. But an optician is trained to spot these, and can get you the right help to save your sight. An eye test can discover signs of diabetes, glaucoma and high blood pressure, for example.

Free NHS eye tests are available for those aged over 60, and it is recommended

Multi award winning practice

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5 HALL PLACE, SPALDING, PE11 1SA TELEPHONE 01775 713366 EMAIL INFO@MOLSOM.CO.UK

WWW.MOLSOM.CO.UK

ye Care

the eye) can be more likely if blood pressure is high.

Our last scary piece of information comes from rnib. org.uk; ‘obesity can increase the risk of developing diabetes, which in turn can

everyone, whether they wear

does not affect peripheral

for this is that a healthy

cause sight loss.’ A look at

glasses or not, and regardless

vision.

diet can help keep blood

your lifestyle can help you

pressure and cholesterol

keep looking through your precious eyes.

of if they feel they need one,

Obviously, we cannot help

has a test at least every two

the age that we are, but there

levels in check. According

years.

is plenty we can do to try and

to lookafteryoureyes.org,

keep our peepers in perfect

developed by the College

embarking on a home-

condition.

of Optometrists, if these

improvement project, don’t

are high, the risk of having

forget your goggles. Rnib.org.

According to nhs.uk, regular eye examinations are important for the over 60s

One of the best things to do

By the way, if you are

because this demographic is

to promote eye health if you

a stroke follows suit, and

uk tells us that thousands of

more at risk from eye disease.

smoke, is to stop. Smoking

the sufferer’s sight can be

eye injuries are caused each

Cataracts (when the eye’s

can actually double the risk

affected. High blood pressure

year by doing DIY. Relevant

lens develops cloudy patches

of developing age-related

can also affect vision by

eye protection is a must! This

which grow bigger over time

macular degeneration. Look

increasing the risk of a blood

is also true if you are playing

and disrupt vision) are more

after your eyes in the sun with

vessel in the eye bleeding

sports, especially racquet-

common in older adults, for

sunglasses that reach safety

or getting blocked. At worst,

based ones. And if you are

instance. And the clue is

standards or with a wide-

this can cause complete

using your computer a lot, do

in the name of age-related

brimmed hat. Eating plenty of

sight loss in one eye. The

take regular screen breaks

macular degeneration, a

fruit and vegetables, and other

College also states the risk of

to prevent your eyes getting

condition that can make it

healthy foods, along with

glaucoma (in which the optic

tired.

difficult to see using your

regular exercise, are good for

nerve becomes damaged by

eye’s middle vision, but that

your eyes too! The reason

the pressure of fluid inside

SEE GREAT. LOOK AMAZING. FEEL FANTASTIC.

Remember – you only get one pair of eyes.

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Enjoy independent professional eyecare advanced eye health examinations and personal friendly eyewear styling all served with a healthy dose of time, coffee and that all important smile.

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WE CARE FOR YOUR FEET

Tina Jones DIp. FHP 23 PEN STREET BOSTON, PE21 6TJ

07858 579 610

Your Time | Autumn 2019 11

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12 Your Time | Autumn 2019

ON ESSENTIALS

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Long Line Borg Trim Hooden Coatigan

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£130.00, Boden Your Time | Autumn 2019 13

Fit & Fresh

Swimming, Slimming and Male Grooming Exercise, eating well and taking care of your appearance are excellent ways to feel like you are on top of the world. Whatever our age, we deserve to look and feel our best – and have fun in the process! That’s why swimming is such a great way to get (and/or stay) in shape. It is a total-body exercise and is a really social activity. You can catch up with friends while you churn out those lengths, and continue chatting in the sauna afterwards!

D

id you know that as well

an outing to your local pool as well, so

as burning calories and

any fun sessions on the pool’s timetable

increasing energy levels, a

could also be on your radar. Speaking of

single weekly half-hour swim

timetables, have a look for water aerobics

can help protect against heart disease,

classes in your area. These are fun ways

stroke and type 2 diabetes (swimming.

to get fit and make new friends, and

org)? Wow! On top of this, 30 minutes of

remember - the water supports much of

exercise in the pool is worth 45 minutes

your weight.

of training by the same exercise on land.

It’s not quite the season for it at the

According to swimming.org there are also

minute but make a mark on your calendar

many more benefits to taking the plunge.

in the summertime to remind you to do a

Swimming is really relaxing, for example,

spot of open-air swimming at one of our

and because the water supports much of

area’s glorious lidos and outdoor pools.

your body weight, any aches, pains and

What a traditional treat for yourself, your

sprains you may have needn’t prevent you

friends and your grandchildren!

from making a splash. One of the many

So, if you want to start slimming, get

joys of swimming is that we don’t have to

swimming! But don’t make the mistake

travel too far to find a local pool complex

of demolishing a couple of chocolate

or health club with its own water facilities.

muffins after a session in the pool – that’s

And you don’t need a lot of kit. If you fancy

not quite how it works! There are lots

portion control. The muffin example

a dip after reading this, chances are you

of little tips to help us keep our weight

is a good one. When we were younger

have your cossie and swimming towel in

steady or to lose a pound or two, like

and were lucky enough to have a cake, it would most likely have been a fairy

a drawer somewhere – just grab them and go! Often you can pay as you go, but if membership is compulsory (or even optional) this can be a good thing to give you that extra bit of motivation, because you’re unlikely to cough up and then not show up!

With less constraints on your time, you may also find off-peak times suit you best and these are usually less busy and a great chance to chalk up some lengths or widths. That said, a trip to a leisure pool complete with slides, waves and water sprayers will go down a treat with the grandchildren. They will no doubt love 14 Your Time | Autumn 2019

To truly feel tip top, taking a holistic approach is essential. And once we start to focus on the physical aspects of healthy living, taking care of our mind becomes a must. Getting poolside is the perfect way to get those wheels in motion, and once you start your wellness journey, you will never look back.

cake, and less than half the size of many of today’s colossal sugary offerings. So to shift some weight, keep everything in moderation. Food is plentiful these days and temptation is everywhere, but a little control will go a long way. As the saying goes, a little of what you fancy does you good! If you have a bit more weight you are determined to shed, a local group such as Slimming World or WW (the new Weight Watchers) could support you on your journey. Another path available could be consulting a qualified nutritionist or dietician, or an alternative therapist, in

your area. Look out for recipes that you

there’s a pretty good chance you’ll be

and massages. These can be booked as

fancy and have a go at making these at

feeling well on the inside and on the

single treatments or as a package. How

home. Making your own meals helps you

outside. There must be millions of

about a trip to a day spa for a well-earned

be careful what you eat, because you are

products to help give ladies that little extra

pampering treat? As well as booking in a

in charge of the ingredients. Growing your

bit of radiance – make-up, cleansers,

few spa therapies there will be a range of

own vegetables is great, and looking after

moisturisers, concealers – an endless list!

relaxing facilities on offer, often including

a garden is a pretty good way of keeping

And for the men? Male grooming means

luxury steam rooms, along with indoor

fit too. A little pottering gets you moving,

so much more than having a haircut and

and outdoor pools (another chance to

and digging will get you sweating! Garden

a quick shave these days! The market is

enjoy the health-boosting benefits of

centres will be able to offer you advice

booming at the minute. Hair, body and

swimming!).

on what to plant and how to get the best

facial products especially formulated for

crops.

men are readily available from chemists

approach is essential. And once we

To truly feel tip top, taking a holistic

and dedicated brand counters in bigger

start to focus on the physical aspects

careful and selective about your meals,

shops. And if you are not sure what you

of healthy living, taking care of our mind

can lead to seeing great results, and you

need, just ask! Chances are, once you

becomes a must. Getting poolside is the

will reap the rewards a healthy lifestyle

start using products you will notice a

perfect way to get those wheels in motion,

can bring.

big and positive difference. Local salons

and once you start your wellness journey,

offer treatments for men, including facials

you will never look back.

Keeping up swimming, alongside being

If you’re eating well and exercising,

Your Time | Autumn 2019 15

UR O Y

Food Laura James is a local resident with a passion for food. Laura likes to use good quality ingredients to make wholesome food. Working in the food industry for over 12 years Laura thinks of food day and night and is always thinking of the next creation.

16 Your Time | Autumn 2019

Beef & Onion Casserole with Gruyere Cobbler

Ingredients • • • • • • •

50g butter 2 tbsp vegetable oil 600g lean beef, diced 50g plain flour 5 onions, peeled halved and sliced 3 celery sticks, sliced 3 carrots, peeled and sliced in rounds

• • • • •

2 garlic cloves, crushed 3 tbsp tomato paste 250ml red wine 4 bay leaves 2 Knorr rich beef stock pots (made up with water to 500ml of stock)

• • • • • • •

350g self-raising flour 1 tbsp mixed dried herbs 1 tsp salt 200g butter, chilled and grated 1 lemon, juice only 4 tbsp water 75g gruyere cheese

Method

Beef & Onion Casserole 1.

2.

3.

4.

5.

6.

7.

Pre-heat the oven to 150oc/ 130oc fan / gas 2 Heat the butter and the vegetable oil in a large oven proof saucepan on a medium heat until the butter is melted Coat the beef chunks in the plain flour, add to the pan and fry off until sealed and slightly browned. Remove from the pan and set to one side Add the onions, celery and carrots – sweat off for 15 minutes (add a small amount of water to the pan if the vegetables are catching) Add the garlic and tomato puree & thoroughly stir into the vegetables – cook for 2 minutes Add the red wine, stock, bay leaves and browned beef chunks – bring to the boil, then turn down the heat and allow to simmer Add a lid to the pan, transfer to the preheated oven and cook for 3 hours

Cobbler 1.

2.

3.

4.

5.

6.

7.

Sieve the self-raising flour, salt and mixed herbs into a large bowl Grate the butter into the flour mixture and combine thoroughly Add the lemon and the water to the mix and bring the mixture together with your hands (this will create a ball) Roll out the mixture on a floured surface to approximately 1.5cm thick Cut out circle shapes with a cookie cutter (approx. 7cm in diameter) Remove the casserole from the oven and leave to cool for a few minutes. Layer the cobbler circles around the edge of the dish, slightly overlapping each other Grate the gruyere cheese over the cobbler and return to the oven for 45 minutes

30 mins prep 4 hours cooking

Celeriac & Bacon Soup

Ingredients • • • • •

• •

1 celeriac, peeled and diced 200g bacon lardons 1 white onion 1 garlic clove 2 Knorr chicken stock pots (made up with the celeriac cooking liquid and water to 1L of stock) Salt and pepper Chives to garnish

Method 1.

2.

3.

4.

5.

Serves 4

15 mins prep 45 mins cooking

Bring a large saucepan of water to the boil Add the diced celeriac, cook for approx. 15 mins, or until soft, set aside in the water Fry the bacon lardons off in a separate large saucepan until they have browned and crispy Remove approximately a quarter of the bacon from the pan with a slotted spoon and set aside for the garnish Add the onion and garlic to the pan which still has the bacon in, cook gently for approx. 10 mins, until the onion starts to soften

6.

7.

8.

9.

10.

11.

Serves 4

Add the stock pots to the pan along with the celeriac and cooking liquid (made up with extra water to make 1L of liquid in total) Simmer for approx. 10 mins Take off the heat and allow to cool slightly before blending Blend with a stick blender, or transfer to a liquidiser and blend until completely smooth Season to taste Serve in soup bowls and garnish with the retained crispy bacon lardons and chopped chives

Top tip: If you want the soup to be extra velvety, pass through a sieve after blending Your Time | Autumn 2019 17

UR O Y

Food

Frangipane Mince Pies Ingredients • • • • • •

70g butter 70g golden caster sugar 40g self-raising flour 50g ground almonds 1 egg 1 sheet ready roll shortcrust pastry

• • •

300g readymade mincemeat Flaked almonds for decoration Icing sugar for decoration

Method 1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

11.

With a handheld electric mixer, beat the butter and golden caster sugar together Add the flour, ground almonds and egg and mix until combined – set this mix to one side Pre-heat the oven to 180oc/ 160oc fan / gas 4 Lay the ready rolled pastry onto a floured work surface Cut 12 rounds from it using a cookie cutter (approx. 7cm) – place them into a 12-case tart tin Press the rounds into the cases with a spare piece of pastry Fill the pastry cases with the mincemeat – be sure not to overfill them Place blobs of the frangipane mix onto the mince pies, ensuring to divide the mix evenly Spread the blobs with a fork to completely cover the mincemeat, so that it can’t be seen Top with the flaked almonds Bake in the centre of the preheated oven for 20 minutes

20 mins prep 20 mins cooking

Makes 12

Top tip: The frangipane topping tends to spread in the oven, chilling slightly prior to cooking helps to prevent this 18 Your Time | Autumn 2019

Mushroom Chilli Ingredients • • • • • • • • • • • • •

2 tbsp vegetable oil 2 white onions, peeled halved and sliced 4 garlic cloves, peeled and finely chopped 8-10 large flat mushrooms, thick sliced 250g chestnut mushrooms, quartered 1 ½ tbsp ground cumin 1 ½ tbsp ground coriander 1 ½ tbsp smoked paprika 2 tbsp dried oregano ½ tsp cayenne pepper 4 tbsp tomato puree 3 tbsp chipotle chilli paste 2 Knorr vegetable stock pots (made up with water to 500ml of stock)

15 mins prep 50 mins cooking

Serves 4

Method 1.

2.

3.

4.

5.

Heat the vegetable oil in a large saucepan Fry off the onions for approx.

10 mins until they are soft Add the garlic and mushrooms – cook on a high heat for approx. 10 mins Add the cumin, coriander, smoked paprika, dried oregano, cayenne pepper, tomato puree and chipotle paste – stirring thoroughly cook for 2 mins Add the made up stock, turn the heat down and allow to simmer for approx. 30 mins

Top tip: Serve with jalapeno potato skins and pickled radish slices to cut through the rich chilli

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Grandparent Days Out

Railway Days

For a fantastic day out with your grandchildren why not try a railway day? These unique adventures come highly recommended! Read on to find out how to celebrate the golden age of steam (and the fast-approaching festive season) with your family – and in style!

L

iving in this lovely area we are really lucky, because there are some wonderful relics from the days of the steam engine just a relatively short and rewarding drive away. And a ride on the train itself is only part of a great day out offered at these super stations.

Nene Valley Railway is located just outside Peterborough. As well as a beautiful station to explore there is a children’s play area, places for picnics (or you can enjoy the treats on offer at the station café) and a workshop to view.

This railway has several places to board too.

Most visitors start their day at the railway’s Wansford or Peterborough stations. Between this there is Ferry Meadows (disembark at Overton Station) which is a great place to occupy the grandkids with parks and water sports, as well as scenic walks.

Running between Dereham and Wymondham Abbey, the Mid-Norfolk Railway offers heritage trips through the heart of Norfolk via steam or 1950s diesel (depending on your chosen date). It also hosts a number

22 Your Time | Autumn 2019

of fun events throughout the year, including a 1940s weekend, which is a great way to bring history to life for the grandkids.

Wells and Walsingham Light Railway travels between the pretty coastal town of Wells Next The Sea, which has super shops and seaside fun, and the famous village of Walsingham, recognised for its religious shrines and Abbey. This little gems also boasts a café, gift shop, picnic area and crazy croquet, as well as a craft and art shop.

Journeys on these trains also offer the chance to have a sit down and a glorious, guilt-free rest for their duration, before you disembark and the action starts again.

Grandchildren seem to have endless amounts of energy somehow!

Your trip will offer delightful views across a variety of stunning scenery. Plus, as the season to be cheerful chugs ever closer, these railways cater for tremendous Christmas treats…

Nene Valley Railway offers Santa Steam packages which include a return trip along the

tracks, plenty of refreshments for adults and children, and a chat with the guest of honour – Santa himself.

Mid-Norfolk Railway runs The Polar Express train ride, which recreates the classic festive film of the same name. The tale is brought to life by sights, sounds and a sprinkling of festive magic.

Be sure to book quickly, because these amazing experiences sell fast.

Wells and Walsingham Light Railway gets into the seasonal spirit by running trains on selected December dates before the big day itself. Booking is not required to ride. The seaside is such a special place in the winter months and a journey on this treasure of the tracks would be the icing on the cake.

Take it from me, it is well worth offering to look after the grandchildren for the day (under the guise of giving mum and dad a rest) and treating them (and yourselves!) to one of these super steam experiences. In all honestly, my husband and I enjoy our annual Santa train rides as much as our kids!

Spalding Action Medical Research Christmas Gift Fair On Mon 11th November 2019 at 2.00pm – 8.00pm Tues 12th November 2019 at 9.00am – 4.00pm at Springfields Event Centre, Spalding, Lincs PE12 6ET Admission £2, under 14 free.

Your Time | Autumn 2019 23

Finding Love

Losing a life partner is one of the saddest events we can imagine. Ultimately, there are no words to express the absolute sorrow and sense of emptiness swelling in the very core of the one they leave behind. Grief is different in every single person and while you will never, ever forget them, it may be that, one day, you will feel you wish to find a companion to feature in your future. Of course, no one will replace your partner – but the key is, you wouldn’t want them to. In much the same way, nor would we want to (or even try to) replace a new partner’s spouse. You are both in the same boat.

Before we look at where to find love

others that share them and will welcome

in later life, it really is worth relishing

you. Regardless of looking for love, these

the fact that we do have a few decades’

also present wonderful opportunities

experience of the world and how it

to make new friends, and to later be

works. We are not teenagers – and thank

introduced to members’ wider circles of

goodness for that! With so much life

friends. The more people that you meet,

experience behind you, finding a special

the more potential that one may become

friend to share your days with becomes

your partner.

very different from the first time around.

Becoming a volunteer in a community

When you are ready to start going on

library or charity shop, to name just a

dates, you both will have a wealth of

couple of options, is a super way to get

If this is something you wish to try, there

knowledge and stories to share with each

chatting to a wider set of people too.

are many websites to choose from.

other. Conversation will rarely be stilted,

As we have mentioned, being a certain

Ageuk.org.uk has some super advice to

and awkward silences unlikely. Although

age means we naturally bring maturity

help you successfully navigate the world

if this is not the case, you may not be a

to finding, and embarking on, a new

of online dating. As with so many things,

match!

relationship that we simply didn’t have

don’t rush – research is key. Once you

So, where to look for love? Near-by

when we were younger. Sure, there will

have found a website, or several sites,

groups are a great place to meet people

still be the initial nerves and (hopefully!)

that suit you, the next step is to register

with similar interests as yourself. If you

butterflies, but we know better than to

with them. Some are free, others charge,

have a little look in ‘what’s on’ sections

let any dating worries we had all those

so do have a think about whether you are

in local newspapers or magazines such

years ago get the better of us now. And

serious enough about finding love online

as Simply Spalding, you will see there is

just as we have changed, so has the

to pay subscriptions or not. Next, it’s time

an impressive selection of activities that

world of dating. Did you know that seven

to create a profile. Ageuk.org.uk suggests

cater for all tastes. Bowls, badminton,

million residents of the UK are registered

this includes a good deal of information

crafting, choirs, knitting, for example.

on dating websites, and about one third

about your interests and the type of

Clubs for talking, groups for walking.

of relationships in the UK begin online

person you would like to meet. This will

Dances, lunches, concerts, day trips –

(news.sky.com)? It is likely you know

help others on the website ascertain if

whatever your interests, there will be

couples yourself who have met this way.

you would be a good match for them, and,

24 Your Time | Autumn 2019

It’s Your Time

Did you know that seven million residents of the UK are registered on dating websites, and about one third of relationships in the UK begin online (news.sky.com)?

It is likely you know couples yourself who have met this way.

If this is something you wish to try, there are many websites to choose from.

of course, if they are your type too. An up

are going and when you plan to be back,

together you can enjoy those things that

to date photo of yourself is always helpful

and never go to their house or take them

are made for couples like meals out and

too. You are now ready to send and

to yours until you are absolutely sure

dancing.

receive messages to fellow members of

about them. Ageuk.org.uk also offers

your chosen site or sites. You never know

advice on avoiding online dating fraud,

it is vital to love yourself. Being happy

– it could lead to love! But always take

including never giving personal details like

with the person you are on the inside

your time. Ageuk.org.uk advises site users

full name, address and date of birth, and

will radiate outwards, and a genuine

to send as many messages and speak

being very wary of requests for money, as

smile that comes from true confidence

to someone as many times as it takes

these are usually signs of a scam.

(and a life well-lived) makes a person

before they feel one hundred per cent

Company and companionship can lead

When finding love for a second time,

truly beautiful. Of course, a trip to the

to a new zest for life, and it is important

hairdresser or barber, a mani/pedi

to be honest with yourself – your partner

and a new outfit never do any harm

follow their guidelines, because they are

would want nothing more than for you to

either, whether it’s to create a striking

designed with your safety in mind. You

be happy and fill your days with smiles

impression on dates, or to simply give

may find you do not want to meet up with

instead of sorrow at their passing. This is

yourself a treat. It may be a modern

anyone on the site, which is absolutely

how we would want our loved one to live,

saying, but we all deserve to live our best

fine. But if you do want to, get together in

if things were the other way around. A

lives, so let nothing hold you back from

public, tell someone you trust where you

new love will never be a replacement, but

finding happiness.

happy that they are ready to meet up.

Whichever websites you use, always

Your Time | Autumn 2019 25

Hobbies

Cycling Staying Safe Seeing people peddling past at speed or at a more leisurely pace is common place these days, and for good reason – getting on yer bike is great exercise! From a simple cycle to the shops to a full-blown biking break, pushing those pedals gets your heart rate up, the breeze on your back, and a smile on your face. Unless there’s a powerful headwind that is....

H

ere’s a handy

exercise as well as help the

parts, keeping nuts and bolts

for you to take a look at if you

stat from ROSPA

environment, safety must

tight, and making sure lights

fancy treating yourself to a

- those who

always come first. Rospa.com

and reflectors are in good

new set of wheels.

cycle regularly in

states that every year in the

working order. A good cycling

middle-age tend to be as fit as

UK, more than 3000 cyclists

shop will give your bike the

are on your bike, a correctly-

someone ten years younger.

are killed or seriously injured.

once-over and advise on or

fitted helmet that meets

Plus they are expected to live

Firstly, your bike will definitely

carry out any repairs and work

recognised safety standards is

two years longer than average!

need to be up to scratch. Just

that need doing. Specialist

absolutely vital. They come in

as you would have your car

shops are often staffed by

many colours and styles, and

become (or already are) a

serviced regularly, your trusty

people who are cyclists

are quite literally life-savers.

warrior wearing all the gear

cycle-steed needs TLC too.

themselves and will be able

You wouldn’t want your

and tackling all terrains, or

ROSPA recommends getting

to offer you plenty of tips on

children and grandchildren

just feel happier getting your

into the habit of regularly

staying safe on the roads.

to cycle without protective

bike out of the garage instead

checking your bike’s brakes,

They are also likely to have an

headgear, and it is important

of your car to have some

cleaning and oiling its moving

excellent selection of cycles

to lead by example.

Whether you’re looking to

26 Your Time | Autumn 2019

Whenever and wherever you

not clad in bright or reflective

A great deal of common

collisions involving a bike

clothing, which is very

sense goes a good way to

occur at junctions. The most

dangerous because drivers

ensure cycling is safe. Just

common reason is that the

cannot see them until both

as we expect cars to check

driver did not have a really

are frighteningly close to each

their mirrors and indicate

good look. Ideally drivers need

other. Be sure to choose your

before turning, for example,

to take their time whenever

route carefully too. There is

being well aware of your

they come to a junction and

so much more traffic on the

surroundings and signalling

look, look, and look again,

roads now, especially bigger

your intentions is as vital on

making sure they ‘think bike’.

vehicles, that it is no longer a

two wheels as on four. And

Of course, cyclists can really

case of just getting on your

remember – traffic lights,

help here by biking in bright

bike and going off for a ride.

signs and signals apply to all

clothing and being aware of

Planning is paramount. Quiet

road users. You will probably

the risk and the actual car and

roads are far better than busy

have noticed a lot of long

problems faced by its driver.

ones where vehicles can pose

vehicles have signs on their

a threat to cyclists’ safety –

back doors warning about

the key to staying safe when

and vice versa too. If you are

the driver’s blind spot. It is

cycling is to be alert and

a cyclist, chances are you

essential not to ignore these

aware, and always being

are a driver as well, and will

warnings when you are on

on the lookout for potential

understand that it is essential

your bike. It is no good taking

problems. Cycling is brilliant

all road users are considerate

two wheels to keep fit and

for keeping in shape and

towards each other.

healthy if you are going to

keeping pollution levels down.

put yourself in danger. With

What better feeling is there

a better idea than saving

this in mind, do try your

than whizzing around on two

your trip until dark unless it

best to avoid roundabouts,

wheels, just like you would

is absolutely necessary. The

and be especially careful at

have done when you were a

Highway Code states that

junctions. Stats from ROSPA

child? So get cycling, start

at night cyclists MUST have

tell us that 75 per cent of

smiling and stay safe.

Cycling in daylight is always

As with so many things,

working front and back lights and have a red rear reflector.

It is also crucial that riders have the right type of bike for comfort and safety, and that the handlebars and saddle are the right height (take it from someone who still has scars from falling off a bike that was far too big for her).

Importantly, the Highway Code makes it clear you must Unless you plan only to pootle along dedicated cycle

NOT cycle on the path.

Cyclists must also be on

tracks or routes, it is fairly

the lookout out for potholes,

inevitable you will meet other

drains and debris. Drivers

road users when running

– if you see a cyclist in the

your errands or going on

middle of your lane, this may

exciting adventures on your

be because the side of the

two wheels. The good news

road is not in a fit state for

is, there are plenty of simple

them and could put them in

steps you can take to cycle

danger of falling off. Cyclists

safe.

– always leave plenty of

High visibility clothing

room when passing parked

ensures motorists can see

cars because people opening

you. Sometimes cyclists blend

doors in your path is a

into the scenery if they are

potential hazard.

Your Time | Autumn 2019 27

Your local friendly florist for Flowers & Gifts For all occasions & celebrations Rosewood Flowers pledge to give a high standard of service using fresh quality flowers and foliage, giving attention to detail, meeting our customer’s requirements, to create beautiful bespoke bouquets and arrangements, both in fresh and silk flowers.

We offer a specialised service for all occasions – Wedding, Funeral & Sympathy Flowers, also private consultations to discuss your requirements and offer a

delivery service to local surrounding areas for your peace of mind.

We have a range of priced bunches in our flower cooler.

Gifts including cards for all occasions, china, photo frames, flower baskets, wrapping paper/gift cards, banners and helium filled balloons, to name just a few. Rosewood Flowers buys floristry sundries in bulk and sell smaller quantities at competitive prices for your convenience.

Step By Step Practical Tutorials PUMPKIN WORKSHOP – OCTOBER 2019

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28 Your Time | Autumn 2019

Retired

It’s Your Time

And Learning How many times have you recently exclaimed; ‘well I didn’t know that! I’ve learnt something today!’? Probably quite a few. It seems that we never stop learning – whether on purpose or by accident! Retirement is a great time to start achieving any long-held educational ambitions which have been put on the back-burner because of work, family and all those other commitments that keep us busy.

S

o, what is it that you have always wanted to learn? Many people wish they could play an instrument. If this sounds like you, now is the time to take up piano, guitar, or whatever you have always wanted to get a tune out of. There are local music teachers and groups who will be happy to help.

Practice makes perfect, and in retirement you can dedicate time to learning your ideal instrument. Being able to speak another language is also on many people’s lists.

Courses are available online for example. Trés bien! Now is the ideal time to start securing all those skills you have always wanted and admired in others. Ever said; ‘I wish I could do that’? Now you can!

Learning to play a sport, to cook, taking dancing lessons, painting classes, learning to swim, to fly a plane, to ride a bike - it is never too late! Take it from someone who

has recently taken up hockey! And there are always experts ready and waiting to teach you.

Your plans could be as simple as looking up the meaning of a new word when reading a book (obstreperous anyone?!) or as admirable as achieving letters after your name. Many local groups host speaker evenings, when an expert on a particular topic gives an interesting talk. Noticeboards and word of mouth are great ways of getting to know what’s going on. Your local library will be a great place to find out about educational activities, and may even host some itself.

Plus, the reference section will be free to use!

U3A (University Of The Third Age) is open to those who are retired or semi-retired.

According to its website at u3a.org.uk, members believe ‘learning is its own reward’.

There are groups across the country, including locally, where members can meet regularly to

enjoy learning from each other and also from guest speakers.

Sounds good? How about taking your studies a step further? Studying at university and college isn’t just for those in their teens and twenties. If you have a long-held ambition to learn at a higher level, now could be your chance. Working for a degree during your retirement means you have time to allocate to your studies and to reading all the set texts for your chosen course without rushing – savouring and absorbing every word. Will you even choose to move to a university city, or maybe look into that bastion of distance learning, The Open University, which offers scores of courses?

It could be that retiring from one career is the gateway to training for the one you have always wanted. Now you have spare time to start learning and training, it is your time to follow your dreams.

Your Time | Autumn 2019 29

Christmas Meals

And Alternative Ideas

Just the two of you at Christmas? Perhaps this is how life has panned out this year, or maybe it is on purpose, after too many years of stressful seasonal family shenanigans (don’t panic – we won’t tell!). Whatever the reason you are celebrating Christmas as a couple, Your Time will help you have a super one together.

Enjoying the big day as a pair can be as low-key as you like. It could be as simple as boycotting the traditional turkey and celebrating with a nice joint of beef from your butcher. Fish fingers on the 25th? No problem!

Why not order in cakes or desserts made by local baking specialists?

No sharing sweets with a houseful, no squabbling over the remote control – bliss! If the idea of having no washing-up appeals to you, enjoying your Christmas meal out might be a nice idea. Turkey and all the trimmings, plus other sumptuous selections will be available at many of your favourite places to eat – near and far. Imagine a Christmas dinner in which you don’t need to chop carrots or clear away. In fact, you only have one job to do – get your table for two booked!

Many hotels offer exceptional food and reasonable room rates in the weeks before and after the Christmas period, as well as the day itself. Or how about a getaway over the big three days – Christmas Eve, Christmas Day and Boxing Day? Imagine roaring log fires, the fresh scent of real pine trees, and the sight of twinkling fairy lights. This could be the one year you actually want to get snowed in!

Now is the time to eat, drink and be merry on your own terms - it certainly is the season to be jolly as a twosome!

With this in mind, how about a trip to a Christmas market or two, in this country or beyond? Many UK cities offer fantastic festive markets with 30 Your Time | Autumn 2019

phenomenal food, great gifts, even ice-skating rinks – and a hefty dose of seasonal cheer. Close your eyes - can’t you almost smell the spices mingling with scents of mulled wine, feel rich hot chocolate warming you against the nip of the cold, and hear the thrum of the crowd over a street organ playing seasonal songs? How about having a chat with a travel agent about enjoying your Christmas as a couple abroad? Salzburg, Prague and Vienna are famed for their festive markets. How about Iceland or New York for a truly memorable experience?

Of course, you don’t have to celebrate your yule in cooler climes.

Winter sun is a speciality in the Canaries, or, to push the boat out, Barbados, Dubai or the Maldives, to name but a few exotic locations that are just the job for two travelling together. Have you considered a Christmas cruise? You can celebrate the big day at sea!

Closer to home, pantomimes and cinemas often stop only on Christmas Day, and are for all to enjoy – young and young at heart.

If it is just the two of you this year, embrace the chance to start new traditions. Excited sleepless children and early starts, assembling new toys, stealing batteries from various household devices to power them – you’ve been there, done that. Now it’s time to do as you please. It’s your time.

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Mans‘ Be Dog Ownership

As far as I’m aware, my dog cannot speak. Which is a good job, really. Because he knows the best and worst of me. I tell him all my secrets, mistakes, triumphs and troubles. It’s true what they say – a problem shared is a problem halved. And after a chat with my canine companion, it’s often a problem solved. A dog doesn’t interrupt. They don’t judge, just listen. What bliss to have such a buddy.

A

dog makes you feel special. Nip out for five minutes and they greet you as though you were gone for five years! If your children have flown the nest, or don’t quite rely on mum and dad like they used to – and you miss those days, getting a dog could be just the job.

A dog will never get their own dinner or pick up after themselves – so you get the authentic parent experience all over again!

The mental benefits of having a loveable mutt are many. Bupa.co.uk reports there is some evidence to suggest that even being

flourish will fall, and feet and paws will soon by crunching over them on their adventures.

Walking a dog is such a super way to appreciate nature. All those things we are too busy to notice become beautiful when we are holding the lead. Dogs stop to sniff, and their humans stop to stare at their surroundings.

There’s not even an excuse for getting cabin fever on a rainy day. Dogs are waterproof!

It doesn’t need to just be you and your dog though. Another reason that putting in the miles is excellent for mental wellbeing is the people you meet. Walkies are a chance to chat

Dogs don‘t come with instruction manuals, but as a rule, a walk or two each day, a tummy full of high quality food (plus the odd treat), a soft bed, bowls of fresh water, and lots of love and company are standard needs of those with wet noses. Pretty much the same as humans, then! around a dog can ease stress. Exercise releases happy hormones (endorphins) and being out in the open is excellent for the mind and body, making dogs and walkies pretty magical medicine.

According to Bupa, taking your dog out for a stroll can be an excellent way of hitting recommended weekly activity targets. And if you have a hound, you are probably moving more than those without one. A rover is a reason to get out of the house. Rare is the dog that doesn’t want to go for a wander – even just a little way.

And Bupa.co.uk believes that dog walkers spend an average of 160 minutes every week taking in the treats the great outdoors has to offer.

There is such joy in seeing the seasons turn. The leaves that you both saw grow and 32 Your Time | Autumn 2019

with fellow dog-walkers, or even pooch-loving passers-by. You’re never lonely when you have a dog, not only because of their canine company at home, but the people you attract when you are out and about. And sometimes, a kind word or smile, whether from a stranger or fellow dog walker, can be much needed and brighten your day.

You get to know the gossip too. Although never the names of those holding the leads – only the ones wearing the collars! I am known as Otis’ mum. And I am friends with Bramble’s dad, Ted and Beau’s mum, and Leo’s mum!

These four-legged balls of fur, wags and woofs really do sound like miracle workers, don’t they!? Their barky benefits are farreaching for the young and not quite as young.

If you have grandchildren, they can benefit enormously from a canine chum. What better

way of getting your youngster away from their screens than a saunter around your home streets with your doggo?

Plus, reading to a dog is recommended, because, as with our own adult problems, they simply listen and don’t point out faults.

According to thekennelclub.org.uk, sharing a book with a dog helps children with their reading skills as well as with their self-esteem and behaviour. Every day can be a school day – even at Grandma and Grandad’s house!

Our Labrador, Otis, absolutely loves listening to bedtime stories, and is currently enjoying Harry Potter And The Half-Blood Prince.

An excuse to explore unchartered territory, return to your favourite spots, and taking a trip to the seaside whatever the weather – it’s all in a day’s work for a dog. So many pubs and restaurants along the coastline (and inland too!) welcome waggly tails. Bowls of water are on the house! And you’ll be amazed how many have dog treats behind the bar to make them feel even more welcome. If you’re on your own, a dog is not only good company for a day out or a pub meal – it can also give you confidence to leave the house in the first place. Were there particular places you loved to visit with your children? Now they are grown, they may not want to return to them with you – but a dog will.

So, what does owning a dog involve?

Well, just like us humans, each is an individual with their own needs. Breed makes a difference, as does age. An adopted elder dog is more likely (although not guaranteed!) to be

est Friend more docile than a puppy. Of course, if you’re pondering getting some paws, research is vital.

There is a wealth of advice out there. Staff at pet supply stores will be very knowledgeable and happy to help. Having a word with a dog walker about their poochy pride and joy is also a great idea. Much like grandparents talking about their grandchildren, we dog owners could chat about out canines all day.

There will be food bills, vets’ fees, even what to do when you go away to consider. There are some great destinations within driving distance in this country that are doggy paradise, but if you like your holidays abroad, boarding kennels and professional dog-sitting services will be on your list of things to look at.

From first-hand experience, even the size of your

car is a consideration (or, indeed, the size of your house!). Pet insurance, leads, collars, cosy baskets, toys, training and treats too.

Dogs don’t come with instruction manuals, but as a rule, a walk or two each day, a tummy full of high-quality food (plus the odd treat), a soft bed, bowls of fresh water, and lots of love and

company are standard needs of those with wet noses. Pretty much the same as humans, then!

Few things are more relaxing and heartwarming than a dog curling up next to you as you both take a well-earned rest, be that a five-minute sit down or settling down to sleep.

The desire to look after your faithful friend and love them like they love you are powerful motivators. Even if it is a struggle to care for ourselves some days, a dog will communicate their needs perfectly well, and if they are ready for walkies, you will know about it. And because of that bond between hound and human, even if we are struggling to put one foot in front of the other, we push ourselves, and we do it for our dog. And with all the physical and mental benefits that walking with a waggy tail bring, there is a high chance your spirits will be lifted as a result.

Dogs truly are mans’ best friend.

Your Time | Autumn 2019 33

MoneyMatters

Equity Release Equity release allows those aged 55 or more to access money from the value of their home, either as a lump sum or smaller amounts, without having to make monthly repayments (depending on the product you have) or moving out. By making your home work for you, you can release cash to help with the cost of living in your retirement.

E

quity release is a very big decision. It not only needs careful thinking about on the part of the homeowners or owner, and even their families, but will also require the help of a fully qualified and experienced equity release expert.

They will assess your situation and advise accordingly. Equity release is a really tricky thing, so you must be sure to seek help from a professional.

To give a brief outline of the process, there are two main types of equity release. There is a lifetime mortgage, which is the most common, and a home reversion plan. With a lifetime mortgage (available to those aged 55 and over) you borrow money secured against your home. The idea is that this mortgage will be repaid by your estate on your death or permanent move into residential care. In a home reversion plan (available to those aged 65 and over) the money comes from selling all or some of your home to a home reversion product provider. Again, you will still live in it until you die or are taken into permanent residential care.

There are certain criteria that those taking out both these types of equity release must fulfil, including the home in question must be in a good state of repair and over a certain value. Having family living at home can cause complications if you wish to follow 34 Your Time | Autumn 2019

the path of equity release.

As a brief guide, ageuk.org. uk lists advantages of equity release including getting a tax-free lump sum and/or smaller regular payments which can help with the cost of living. Equity release is also transferable if you move, providing your new home is suitable under criteria at the time. But there are serious disadvantages too. The charity explains that receiving cash from your home may reduce your entitlement to some meanstested benefits both now and later.

The charity also states that the value of your estate (this means everything you own including money, investments, property and possessions) is reduced by equity release. Therefore people named as beneficiaries in you will, will be in

line for less.

If you type ‘equity release’ into an internet search engine you will see a lot of results! The good news is that the Financial Conduct Authority (FCA) is the regulatory body and oversees all firms advertising and selling equity release products. Also keeping things in check is the Equity Release Council, whose members follow a voluntary code of conduct, including guaranteeing you will never owe more than your house is worth when the time comes to sell. Be sure to select a product from one of its members. The FCA authorises specialist equity release advisers and providers – and it is vital you deal only with these people if equity release is something you wish to consider.

Keeping Your Independence In Your Own Home

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Your Time | Autumn 2019 35

Travel

sri la The jewel in the crown of the Indian Ocean, set majestically amid sparkling, crystal clear seas, blessed by lush lands laced with emerald green vegetation, Sri Lanka is like a little piece of Heaven.

A

dream destination

the Old Town of Galle, Dambulla Cave

by pilgrims and tourists alike. Spanning

languishing just off

Temple, the Sacred Cities of Kandy and

ten days between July and August is a

the east coast of India,

Anuradhapura, the Sinharaja Forest

ten-day festival celebrating the sacred

Sri Lanka is home to

Reserve and the Central Highlands of Sri

tooth. The temple is one of the world’s

breath-takingly beautiful

Lanka. If you long to see some of these,

most important sites to Buddhists.

scenery, awe-inspiring statues, and

travel agents will be able to help make

The city of Kandy itself is the second

wildlife which we marvel at in books

relevant arrangements to make your

biggest in Sri Lanka and is a colourful,

and on the television. Bustling cities,

wish come true.

cultural centre. Kandy is also home to

barefoot beaches and hospitality beyond

Sigiriya Rock Fortress (also known as

the Royal Botanical Gardens, where

comparison make trips to this island

Lion Rock) is listed as one of the most

visitors will be treated to an area roughly

more than memorable – maybe even

popular sights of Sri Lanka, and for

the size of seventy football pitches full

life-changing. A holiday here is a must.

good reason. Seemingly erupting from

of thousands of species of trees and

Roughly an 11-hour flight away, this

the ground, it was home to an ancient

plants.

island of lagoon, jungle and palm tree-

civilisation, whose royal palace and

Columbo is the island’s capital city

lined back-drops offers luxury, adventure

decorative frescoes can still be seen

and is also popular with tourists. It will

and the trip of a lifetime.

today. While you may not wish to scale

offer you your first taste of this gorgeous

its heights, simply seeing Lion Rock

island as it is where you will fly into.

from near or far is a view that stirs the

Here you will find Hindu and Buddhist

soul.

temples and Wolfendhal Church, a relic

It is a cliché, but there really is something for everyone in Sri Lanka.

Where To Visit Temples, tea plantations, paddy

A trip to Polonnaruwa, the medieval capital, gives a chance to take in this

of Dutch Colonial times.

Habarana is found by travelling to the

fields, parrots, wildlife, saltpans and

stunningly-preserved ancient site.

north of the island, about three-and-a-

sandy shores – welcome to the joys

Amazingly, Dambulla Rock Caves date

half hours from Columbo. The joy of this

and wonders of Sri Lanka. The best way

back to the 1st Century BC and must

journey is taking in the scenery, such as

to discover the delights of this special

be on your itinerary if you love ancient

coconut plantations and paddy fields.

island is by taking a tour and/or day

history, or even if you don’t! This is

Don’t forget - one of Sri Lanka’s many

excursions especially organised by your

probably one of the oldest relics you will

famed exports is tea! The mountain

travel agent. These all vary in length and

ever see. Similarly, former capital of Sri

routes to tea production central, Nuwara

location, so drop in and have a chat with

Lanka, Anuradhapura has some amazing

Eliya (51 miles from Kandy), are lush

them to find one that suits you. Safaris,

ruins you will want to see.

and green, and a visit to a tea plantation

whale-watching and water sports? Sri

Kandy (about a three-and-a-half-

and factory to learn about and watch the

hour drive from Columbo) is home to

process of making a humble cuppa from

one of the most well-known sacred

the very beginning (not just putting the

record-breaking number of UNESCO

relics of Sri Lanka, The Temple Of The

kettle on and getting a teabag out of the

World Heritage Sites; the Ancient City

Tooth, where a tooth belonging to the

cupboard!) is a must. Take a look around

of Polonnaruwa, Sigiriya Rock Fortress,

Buddha is revered from dusk to dawn

and you will see why this charming

Lanka has it all!

Sri Lanka is famously home to a

36 Your Time | Autumn 2019

anka town, which is the highest in Sri Lanka, is

Home, where baby elephants separated

dwellers, because you’ll need to go in

lovingly known as ‘Little England’.

from their herd are cared for until they

the right season – usually the months of

are ready to return to the wild. Yala is

December, January and April - to catch a

sounds that will relax the body and

also Sri Lanka’s second largest national

glimpse of them.

enthral the mind. It is a fishing village, so

park. Similarly, Udawalawe National

make sure you look out for seafood on

Park is home to hundreds of elephants.

There really is so much to take in that

the menu here as chances are it will be

Seeing these majestic animals is one of

your mind and body will welcome a

the freshest you have ever filled up on.

the main draws to Sri Lanka for many,

touch of rest and relaxation at one of Sri

For a chance to glimpse wildlife in its

and again, a trip to talk to a travel agent

Lanka’s beaches. Much of the coastal

natural habitat, there are few finer places

is essential to make sure you don’t miss

scenery is like a rainbow of bright

than Yala, to the south east of Sri Lanka.

out on what is, for lots of lucky people, a

colours, with bands of azure blue seas,

Yala National Park offers the opportunity

once in a lifetime experience.

shimmering golden sands, and deep,

Negombo offers sights, sands and

to achieve a long-held ambition of many

For more natural world experiences

Exhausted by all these excursions?

rich greens from the lush landscapes

– to go on safari! Here you can hope

beyond comparison, Kalpitiya and

beyond. The city of Galle, for example,

to see leopards, bears, birds, monkeys,

Mirissa are supreme spots to sight

is a UNESCO World Heritage Site, and is

crocodiles, wild boars, and, of course,

whales. Make sure you take the advice

home to stunning buildings, ruins and

elephants. Your journey to Yala could

of an expert before you book your

beaches alike.

include a visit to the Elephant Transit

break to see these beautiful ocean-

With average temperatures in this Your Time | Autumn 2019 37

wonderful part of

Travel

the world hovering in the high ends of the twenties in

degrees Celsius, and beaches all around the island, there is sure to be one to offer you a slice of paradise whenever you choose to visit.

Beruwala is on the south west of the island, roughly three hours from Columbo airport. It is home to one of the

Columbo is the island’s capital city and is also popular with tourists. It will offer you your first taste of this gorgeous island as it is where you will fly into.

Here you will find Hindu and Buddhist temples and Wolfendhal Church, a relic of Dutch Colonial times.

with adventures and activities, and refuelling and resting at night. Many hotels are ideally placed if you plan to explore the island. These touring hotels offer an ideal base if you’re embarking on jungle treks, sight-seeing and safaris, for example. There really is so much to experience in Sri Lanka, and you can stay in some breath-taking settings. places, to sun-seekers’ paradise and

referred to as the ‘Golden Mile’. Just home to powder-soft sands laced with

place an emphasis on filling your days

From city hotels and family-friendly

longest beaches on the island, gloriously south of this luxury location is Bentota,

for the duration of your stay. Others

Where To Stay Luxury lodges, cabins and villas along

touring bases, you will find them all here.

You will also notice that many of the

coconut trees. Both are great spots to

with boutique hotels offer more than

hotels cater for a cosy number of people,

enjoy water sports, if you have come to

just a bed for the night. Sumptuous

often with no more than 150 rooms.

Sri Lanka to try something new, and are

food served in elegant surroundings is

vibrant and lively locations. If a more

standard. Where you choose to call home

fancy, you will find somewhere to stay

tranquil beach is what you yearn for

during your Sri Lankan odyssey depends

in Sri Lanka that you will adore. Don’t

on your trip, Tangalle and Hambantota

on the type of holiday you are planning

discount it as a family destination

could be the place to pitch up your sun

to enjoy. For unforgettable beach breaks,

either. Many boast kids’ clubs, pools

lounger. Hambantota adds another

hotels next to the barefoot-soft sandy

and activities, so if you are looking to

colour to the sparkling spectrum with

shores with rooms looking out onto

spend your holiday of a lifetime with your

which Sri Lanka is blessed. Its bright

the Indian Ocean offer the ultimate

children and grandchildren, Sri Lanka can

white saltpans are sights to behold. This

experience. Some hotels are designed

offer excellent facilities to make those

dazzling town is also recommended

with so much pampering and relaxation

unforgettable memories.

as a base for wildlife-lovers wishing to

in mind, like indulgent spas and cooling,

explore Yala and Udawalawe national

inviting pools begging you to step in and

parks.

bathe, you may not want to leave them

38 Your Time | Autumn 2019

Modern, colonial, whatever style you

What To Eat Glorious exotic fruits like pineapples,

mangoes and coconuts come straight from the trees in Sri Lanka. Supplies of succulent fresh seafood from the waters surrounding the island are plentiful and delicious. Venison and wild boar from the island’s higher, forested land may be found on menus as well as spicy curries and the island’s staple – rice. The term curry is very broad and a number of amazing dishes fall within its boundaries.

As for something to drink – remember to treat yourself to a cup of traditional Ceylon tea. Food and drink in Sri Lanka is definitely an experience to savour.

When To Visit What you would like to do in this

your Sri Lankan vision a reality.

are best to book your trip for. You may like to bear in mind that most people

you desire sun, sea and sand shrouded in a tropical climate and boosted by

wonderful location can dictate when you What Else To Consider Make an appointment plenty of time

serene scenery juxtaposed with bustling backdrops, get chatting to your travel

visit Between November and March. It

before you travel with your GP’s practice,

agent. Similarly if you have the bug to fill

is between these months that the dry

to discuss any vaccinations you may

your camera and phone with photos of

season in south western and southern

need, or any other health precautions you

some of the oldest, most beautiful sites

coastal areas occurs, as well as in

may need to take before your holiday.

in the world, and be spiritually sated by temples and religious relics, Sri Lanka

the central highlands. From April to September, which is also popular with visitors, the eastern coast and north

is where to go. And as for the wildlife!

And Finally A holiday to Sri Lanka will undoubtably

To see elephants wandering in herds,

central plains are the places to go. Make

be the trip of a lifetime. With so much

whales in the crystal seas, it is almost

sure you do your research to ensure you

on offer for all types of travellers with all

beyond words. A trip to Sri Lanka is a trip

are travelling at the best time to make

types of tastes, this is the place to go. If

to your own personal paradise.

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Who Needs

Tech Corner

Mobile Data Remember the days when mobile phones were massive, cumbersome devices used for making calls and little else?

Mobiles are used for so much more these days – and thankfully they are a great deal smaller and sleeker! In fact, taking calls and sending texts are often secondary features of phones. It is all about the camera and capacity for using the internet.

B

rowsing websites, social media, watching films and listening to music are all not only possibilities with phones today – they are the norm! To enjoy all this internet activity on your mobile, you need a data allowance, which will be part of your monthly phone contract, sim only deal or pay-as-you-go offer. Your data allowance is usually measured in GB (we mostly say ‘gig’) which stands for gigabytes, or in MB which stands for megabytes. Basically, 500MB is half a GB. You start to eat into your data allowance whenever you access the internet on your phone and you are NOT connected to wi-fi.

This is why coffee shops advertising free wi-fi can be quite a clever place to stop for a pot of tea or a fancy brew, because if you log in to their wi-fi you will be able to use the internet for free while enjoying a cuppa.

Some contracts offer mindboggling

amounts of data - unlimited in some cases, especially for the newer, higher-end devices.

Of course, the more data you have in your deal, the more money it will cost. So how much do you actually need? Not as much as you’d think according to moneysavingexpert. com, whose 2018 poll revealed around twothirds of those asked how much data they used via their 3G or 4G signal (not via their wifi) found it was less than 3GB per month. And the survey also found that older people used less data. This may not surprise you, seeing as younger people do appear to be constantly glued to their phones!

How much data is needed to do what? Well, if you are streaming (watching or listening to something on the internet in real-time – not that you have previously downloaded) music, films, programmes or a sports event for example, this is how you will use most data.

Up to 3GB for 60 minutes of Netflix according

to which.co.uk. An hour scrolling through the web will use about 26MB of your allowance, however. Which.co.uk suggests that 1.5MB is the equivalent of sending 100 emails without attachments. A quarter of an hour of Facebook browsing uses up 5MB, and 1.1GB would be used by streaming a BBC iPlayer show in HD (high definition) for an hour. As you can see, streaming really can gobble up those gig!

We have mentioned how using wi-fi will not affect your phone’s data allowance. Do keep an eye on how much you use your own wi-fi to power internet use on your phone (and on other devices) when you are at home, however. Most home broadband deals are for unlimited use, but do make sure this is the plan you have, to avoid going over the limit.

And finally, embrace technology – there is a whole world (wide web) out there waiting for you!

Your Time | Autumn 2019 41

Home &Garden

Downsizing Do you believe that less is more? In the case of downsizing, this can be pretty accurate - less space to look after means more me-time. Fewer chores, more time to do as you choose. Of course, a smaller property needn’t mean less work if you don’t want it to. If it’s a project you’re after to fill those free hours, downsizing can offer the opportunity to get stuck in.

It could be you’ve had long-held ambitions to create your own garden, full of vegetables, landscaping, luxury shed, patio complete with heaters for those cooler evenings, and maybe even a nice relaxing area for a hot tub? If the children have flown the nest or your working hours are less, these dreams are becoming do-able. Looking for a new, smaller property puts you in a position to find the perfect canvas to put these sorts of plans into action.

Plus, professionals like landscape gardeners, outdoor furniture and hot tub specialists, and experts at garden centres will be able to offer plenty of advice.

A four-bedroom family house takes some looking after. Dusting, cleaning multiple bathrooms, seemingly acres of carpets to vacuum. Sure, all houses need care, but a smaller property would mean these jobs took up a lot less of your precious time. Have a look in estate agents’ windows and websites, and you will see there are many smaller properties out there with lots of potential. It may be that you spot the perfect property

that needs no work at all. Get those removal lorries or van rentals booked – all this place needs is your possessions and you! But don’t be afraid to see a house as a shell either.

As anyone in the trade will tell you, layouts can be altered to your liking, and kitchens and bathrooms ripped out and replaced with your dream fixtures and fittings. You can spend as long as you like looking near and far for new furnishings to fill it. There are some super shops to visit for your carpets, curtains and furniture. It can become quite a project! Extensions can be added by a good builder, walls removed, rooms improved. Plus, aids can be added to make getting up and down stairs, or in and out of the shower, for example, easier.

It does no harm to keep an eye on the housing market and adding your name to estate agents’ contact lists. Not only will arranging a valuation on your property tell you how much money you have to spend, it may be that being on the constant look out enables you to snap up the home of your

dreams. Desirable property can sell pretty fast!

Have you considered downsizing to a new build? Brand new beautiful homes are being carefully crafted right now, so why not pay some show homes a visit?

Do take a little time to consider location.

Are you longing to live in a certain area?

Maybe by the sea or a town you’ve liked since you were little? It’s never too early to think about being close to transport links and amenities you love and rely on such as shops, restaurants and salons, for example.

Leaving the home where you raised your now grown family is rarely easy, but rather than rattling around in rooms you no longer need, why not take the plunge? A new home can be made cosy quite easily, and a spare room kept for visitors – friends and family. It can be the beginning of a new chapter, ready for you to write.

With all this in mind, downsizing becomes less ‘pie in the sky’ and more prudent thinking.

Have you considered downsizing to a new build? Brand new beautiful homes are being carefully crafted right now, so why not pay some show homes a visit?

42 Your Time | Autumn 2019

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After Children Have Flown The Nest,

Home &Garden

Making Your Home A Haven Which happy and sad life landmarks have your four walls witnessed? Newborns’ first smiles and gurgles, unbridled toddler birthday joy and teenage angst? No doubt time has sped by, with many tears, tantrums, hugs and happiness along the way. Now the children have grown and flown the nest, this house that has stood firm through all those slammed doors and squeals of delight is quiet and still. It’s time to set about a new stage in your life with just the two of you.

O

ur children can be so all-consuming that our identity has become based around them. It is natural to wonder who you and your partner actually are now. So, it’s time to rediscover yourselves as a couple and individuals, and to fall back in love with each other - and your house. Because home is where the heart is.

Be honest – have you looked at your children’s bedrooms and dreamt of turning them into a welcoming spare room or study?

Maybe making one into a hobby room for your crafting, fitness or computing? Now is the time to transform that space and for you both to make your home yours again! Look for luxe furniture and

fittings in quality shops, that can help make your vision reality and inject your personalities back into your home. A professional painter and decorator can help you create a magazine-perfect space. Rearrange rooms and recycle everything you no longer need – reclaim your residence!

Clear surfaces and cupboards by getting rid of your kids’ unwanted clutter (and your own!). Create files for paperwork, invest in storage solutions, and enjoy the sense of space and clarity that comes with a clean home.

How about having a professional photoshoot, just the two of you, to create some awesome images of you both

smiling together, to proudly display in those newly-cleared spaces and next to your longstanding family snaps.

Now sticky small person fingers and teenage sleep-overs are no longer on the cards, don’t be afraid of redecorating rooms in a light colour scheme. If cream carpets and sofas have always been your dream, now is the time to go for it. Although if you have grandchildren, make sure the felt tip pens and tomato sauce are banned when they are around.

And maybe watch yourself with the red wine too…

As well as cherishing your space, it’s time to fall back in love with your spouse. Are there hobbies or activities you would

like to enjoy together? Or do you prefer to do your own thing and reunite at home (which you have now made your perfect haven) at the end of the day? Now is the time to discuss what you have always wanted to do – as individuals as well as together.

Long, leisurely lunches, weekend getaways and sunny breaks are all a possibility now there is no longer anyone relying on you at home. These are also opportunities to chat with each other - to remember what brought you together in the first place, and say where you would like to be in the future. All this, knowing that wherever your adventures take you, there is no place like home.

Your Time | Autumn 2019 45

Auto-Biographies

New Volvo V60

By Tim Barnes-Clay, Motoring Journalist.

Tweeting @carwriteups At first glance, you think the new Volvo V60 is the V90. Then you get closer and realise it’s smaller than its brother. The cars look very similar, and that’s a good thing because they’re both handsome.

I

f you put both models next to each other, I bet you’d agree with me that the V60 beats the V90 in terms of attractiveness. Why? Because it’s more compact and as a result, the car looks more taut and athletic. But the new estate has far more about it than sex appeal.

The outgoing V60’s boot has been superseded by a load area that’s the biggest in its segment. Open the tailgate, and 539 litres of cargo capacity greets you. Crucially, the fresh V60 beats its German foes in this area. The BMW 3 Series Touring’s boot only offers 495 litres and Audi’s A4 Avant manages just 505-litres. The Swede is longer than the Audi and BMW too, meaning there’s decent room for four adult occupants. A fifth person could squeeze into the middle of the back seat, but a prominent transmission tunnel hump hampers legroom.

In the front, all looks classy and relaxed, with a dashboard that is mainly digital. There’s not as much metal or wood in the V60 when compared with the V90 - instead, you get soft plastics. However, this doesn’t rain on the parade - everything still looks solid and well screwed together.

Behind the wheel, the new V60 is planted and comfy. I was handed the keys to the 190PS 2.0-litre four-cylinder D4 model. The diesel engine pulls like a train with zero to

62mph arriving in 7.9 seconds. Top speed is 137mph. It’s an efficient unit too, returning a claimed average of 61.4mpg.

The new estate car’s ride is excellent, primarily due to the flexible suspension system, and the steering weights up well from 40mph. These two things alone make the 2018 model V60 a delight to drive. It’s entirely suited to the UK’s roads, making it an ideal commuting machine. Thanks to its general roominess, it’s also a perfect family vehicle.

The new Volvo V60’s spec is a bit of a downer. From launch, there are only two levels of trim - Momentum and Inscription. Happily, the more athletic R-Design and elevated Cross-Country variants will soon join the party.

And while the V60 is well kitted-out with features like LED headlights, sat-nav and a portrait touchscreen, other alluring accessories, such as semi-autonomous driving aids and Apple CarPlay, are on the options list. These can make an already costly car even more expensive to buy or lease. Still, you should have the V60 on your shopping list if an estate car is what you’re after – especially one as eye-catching and accommodating as this.

Fast Facts Volvo V60 D4 Momentum Pro as tested Max speed: 137 mph 0-62 mph: 7.9 secs Combined mpg: 61.4 Engine layout: 2.0-litre fourcylinder diesel turbo Max. power (PS): 190 CO2: 119 g/km

Price: £36,350 46 Your Time | Autumn 2019

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Your Time | Autumn 2019 49

What’sOn Monday

Tuesday

9.00am – 12pm Painting Group Cowbit Village Hall 10.00am – 12.30pm Short Health Walk, Conservative Club, 16 Main Ridge Boston T:01205 354320 1.00pm - 3.00pm and 7.00pm - 9.00pm Pottery Classes Unique Cottage Studios. T: 07709 356371 2.30pm - 4pm First & Third Monday of month Bereavement support group The Vista Hall, Spalding 01775 767165

10am until 11am. Tai Chi contact Tonic Health for more information on 01775 725059.

10.30- 12 noon Boston Parkinsons Café, third Tuesday of every month, St Barnabas day Hospice, Green Lane, Boston PE21 9ND. Contact 01205 366036 or 01205 760129 7.00pm – 9.00pm Lymphoma, Myeloma and Leukemia Support Group, First Tuesday of every month, Wings Meadow Activity Centre, Freiston Road, Boston. PE21 OJH E: julia. buyukkaraca@ulh.nhs.uk, T: 01205 446151 7.30 – 8.30pm – Walking Netball – Quadring Village Hall

Wednesday 10.00am – 12.00 noon Over 50s Badminton Club, Holbeach Community Centre, T: 01406 424602 10am – 1pm Wood carving workshop Shodfriar’s Hall (above the Café).

1.30pm until 3.30pm Movement 4 Memory, (drop in dementia cafe), contact Tonic Health for more information on 01775 725059.

2.00pm – 4.00pm – Short Mat Bowls, Holbeach Community Centre. Fishpond Lane, Holbeach. PE12 7DQ, 07966 527070 2pm – 4:30pm Weekly Tea Dances, Surfleet Village Hall T: 01775 680281

Thursday

Friday

12.00pm - 3.00pm Knitting & Craft Club. The Design Studio, Antons Gowt. T: Joyce 01205 280276 1:30pm - 3:30pm - Caring Companions Boston and District, POP-IN, Pensioners Hall behind Marks and Spencer, T: Jenny 01205 280717 or Alan 01205 871465 7.00pm Cancer Support Group, St. Barnabas, T: 01406 359919 7.30 - 9.30pm every Thursday Sept- May Choral singing with South Holland Singers. No auditions. St Paul’s School, Queens Rd, Spalding Tel.01775 761106

10.00am -3.00pm Flower Painting Watercolour Workshops, The Lincolnshire Gallery, T: 01945 870411 10.00am Indoor bowls & coffee, Park Court Community Room, Weston. T: 01522 585580 1pm – 2pm, Camaraderie club for over 60’s, Spalding Services Social Club.

7.30pm Bingo, Sutterton Village Hall, Park Avenue, Sutterton T: 01205 460459

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Contact: 07767 149167.

Have a club or event you want to shout about?

Call us on 01775 640254 to let us know 50 Your Time | Autumn 2019

Southfield Windows & Doors LTD 01205 365212 • 07957 145022 southf ieldwindows.boston@gmail.com www.southf ieldwindowsanddoors.co.uk

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We offer a large range of composite doors in many styles and colours, and supply and fit bifold doors and windows.

Find the perfect conservatory by choosing from our huge range of style and designs.

We can also organise a very competitive quote for the building work.

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Your Time | Autumn 2019 51

Pollywiggle

Cottage

Where Memories are Made

Pollywiggle Cottage is a charming 3 bedroom Victorian cottage in the popular coastal village of Heacham available for short breaks and holidays.

• Beach Nearby • Open Fire • 3 Bedrooms • Sleeps up to 6 • Golf Nearby • Family Friendly

• Pets welcome • Private, enclosed garden • BBQ • Free Wifi • Off Road Parking • Tripadvisor rated Excellent

Prices start from just £375 for a week and £282 for a short break. To book or check availability please email info@heachamcottage.co.uk or you can find us online.

Reserve your dates with just £100 deposit

01406 373718 07736 447580

www.heachamcottage.co.uk Facebook: pollywigglecottageheacham