Chicago Weekend 1-30-2019

Citizen HOW HEALTHY IS GENTRIFICATION? IN SEARCH OF SOLUTIONS — PAGE 3 Week of Jan. 30, 2019

| Vol. 50 | No. 5 | www.thechicagocitizen.com

CHICAGO WEEKEND

CHICAGO DOCTOR WILL HOST OPEN HOUSE AND ANSWER QUESTIONS ABOUT DIGESTIVE HEALTH

In the United States, colorectal cancer is the fourth most common cancer diagnosed among adults and at the same time, African American men and women continue to have the highest rate of death and shortest survival rate when diagnosed with colorectal cancer, according to the American College of Gastroenterology.

PAGE 2 Lotsu Digestive Health and Nutrition Center, 840-842 W Adams St., is hosting an open house on Feb. 18 from 8 a.m. to 3 p.m. Photo Credit: Provided by Lotsu Digestive Health and Nutrition Center

BUSINESS

FASHION

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Survey: Lack of skills is the top reason employable adults can’t find jobs

ENTERTAINMENT

Kat Von D Beauty Partners with Sephora for 2019 Beauty Insider Program

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Mayor Fischer celebrates decision to rename Louisville airport to honor Muhammad Ali PAGE 8

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2 | CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

NEWS briefly EDUCATION

NATIONAL SCHOOL CHOICE WEEK 2019 KICKS OFF National School Choice Week 2019 kicked off recently with the largest series of education-focused events and activities in American history. More than 10.8 million people were expected to participate in a record-breaking 40,549 events and activities during the week. Events — which included thousands of school fairs, information sessions, and open houses in addition to 70 large-scale celebrations — helped to inform families about the different K-12 schools available to their children.

The event has been celebrated since 2011, with continued and significant year-over-year growth in participation. In addition to events and activities, elected officials from all levels of government use the week to encourage parents to explore the education options for their children.

HEALTH

TRIS PHARMA ISSUES VOLUNTARY NATIONWIDE RECALL OF INFANTS’ IBUPROFEN CONCENTRATED ORAL SUSPENSION, USP (NSAID) 50 MG PER 1.25 ML, DUE TO POTENTIAL HIGHER CONCENTRATIONS OF IBUPROFEN Tris Pharma, Inc. has voluntarily recalled three (3) lots of Infants’ Ibuprofen Concentrated Oral Suspension, USP (NSAID) 50 mg per 1.25 mL, to the retail level. The recalled lots of the product have been found to potentially have higher concentrations of ibuprofen. There is a remote possibility that infants, who may be more susceptible to a higher potency level of drug, and therefore may be more vulnerable to permanent NSAID-associated renal injury. Adverse effects that may be experienced are nausea, vomiting, epigastric pain, or more rarely, diarrhea. Tinnitus, headache and gastrointestinal bleeding are also possible adverse effects.

Consumers with questions regarding this recall can contact Tris Customer Service at 732-940-0358 (Monday through Friday, 8:00am ET- 5:00pm PT) or via email at Customer Service Email . Consumers should contact their physician or healthcare provider if they have experienced any problems that may be related to taking or using this drug product.

LAW & POLITICS

MCAI: FORMER SENATOR TO REPLACE NEW LABOR DIRECTOR KLEINIK AS ALLIANCE EXECUTIVE DIRECTOR The Medical Cannabis Alliance of Illinois recently announced that former State Sen. Pam Althoff is MCAI’s new Executive Director, replacing Michael Kleinik who is leaving for a top post in new Gov. J.B. Pritzker’s Administration.

Kleinik, who led the Alliance in 2018, was named by Gov. Pritzker as Director of the Illinois Department of Labor.

Althoff, who retired from the Illinois Senate last summer and now has her own Statehouse lobbying firm, joins MCAI in the lead role. MCAI is a trade association based in Springfield formed to represent cultivation centers and dispensaries licensed under the state’s Compassionate Use of Medical Cannabis Pilot Program. MCAI’s goal is to promote the medicinal benefits of cannabis, safe delivery of medical cannabis and overall growth of the industry while ensuring the public’s general welfare is promoted and protected.

Kleinik’s professional career includes a long tenure in law enforcement, including Sheriff of Fayette County in southern Illinois in the 1990s. He then served with the Laborers’ union for more than 15 years, including 10 years as Executive Director of the Chicago Laborers’ District Council, Labor-Management Cooperation Committee. Althoff is a former mayor who represented Chicago’s far northwest suburbs in the Illinois Senate since 2003. MCAI President Larry O’Hern said, “As the Legislature debates cannabis issues this year, including legalizing adult use of cannabis, MCAI will be at the table with strong leadership to provide the critical insight our legislators need to make the right decisions about cannabis policy in Illinois.”

Chicago Doctor Will Host Open House And Answer Questions About Digestive Health Continued from page 1

BY KATHERINE NEWMAN

In the United States, colorectal cancer is the fourth most common cancer diagnosed among adults and at the same time, African American men and women continue to have the highest rate of death and shortest survival rate when diagnosed with colorectal cancer, according to the American College of Gastroenterology.

In Chicago, Dr. Dzifaa Lotsu wants to help his patients become more aware and proactive when it comes to their digestive health which includes keeping up with their regular cancer screenings.

Dr. Lotsu will hosts an open house at his practice, Lotsu Digestive Health and Nutrition Center located at 840-842 W Adams St., on Feb. 18 from 8 a.m. to 3 p.m. to allow people to ask him questions and learn about maintaining their overall wellness.

“My focus is mainly on wellness where the focus of more traditional practices is going to be on disease and treatment. I see people that are well

at the time of their visit and trying to maintain their health. A lot of people have questions about nutrition and taking care of their bodies without using medications all the time, so I’m very open to some holistic methods in treating people to maintaining their overall digestive health,” said Lotsu.

Digestive health is important for all people, but it is especially important for African Americans who have the highest incidence of being diagnosed with colorectal cancer, according to Dr. Lotsu.

While the incidence and mortality rates of colorectal cancer in the United States has steadily declined over the last decade, reductions in diagnosis and death have been much slower among African Americans, according to the American College of Gastroenterology.

“African Americans will be diagnosed at an earlier age and a lot of times when they are diagnosed, it’s at an advanced stage which isn’t good for African Americans because their survival rate is much lower than their white counterparts,” said Lotsu. “It’s very important that African Americans get to know

their family history and come in to be screened because it can be a life-saving test.”

There are a variety of reasons for these health disparities and through the upcoming open house, Dr. Lotsu hopes to connect with as many people as possible and remind them about the importance of regular cancer screenings and doctor visits.

“A lot of African Americans may be reluctant to see a doctor because they have heard different myths about colonoscopies or they might not feel comfortable seeing a doctor that doesn’t look like them and I want to be able to be that comfortable face for them to see and know that when they come to see me, that I have their best interest at heart,” said Lotsu.

During the open house, there will be open discussions about nutrition, wellness, and digestive health as well as opportunities for a one-on-one consultation with Dr. Lotsu.

To learn more about the Lotsu Digestive Health and Nutrition Center and register for the open house visit www. lotsuhealth.com

Walmart Announces Driver Wage Investment in Illinois Walmart recently announced an investment in driver wages. This investment represents Walmart’s commitment to maintaining its position as one of the best jobs in the transportation industry and the importance of recruiting and retaining the best drivers.

Beginning in February, drivers will receive a per mile increase of $0.01 and a 50cent increase in activity pay for arrive and arrive/drop occurrences. That means Walmart drivers will now be paid up to $1 every time they arrive at their destination and drop a trailer. With this increase, Walmart drivers can earn an average of $87,500 in their first year of employment with an all-in rate of nearly 89 cents per mile.

“Truck drivers are a critical part of our team here at Walmart and have been since Sam Walton started the private truck fleet in the 1970s,” said Greg Smith, executive vice president of Walmart U.S. Supply Chain.

“Our professional drivers are part of what makes Walmart so special. This wage increase reflects the importance of our private

Walmart recently announced an investment in driver wages. Beginning in February, drivers will receive a per mile increase of $0.01 and a 50-cent increase in activity pay for arrive and arrive/drop occurrences.

fleet and our commitment to recruiting and retaining the best drivers in the industry.”

“The modern trucking industry operates in every aspect of economic life, delivering everything from textbooks and medical supplies to retail goods and construction materials and truck drivers are an essential component of ensuring the trucking industry remains healthy in our state,” Matt Hart, executive director of the Illinois Trucking Association. “Walmart’s drivers set a high industry benchmark for professionalism and performance and we applaud

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Walmart’s commitment to retaining and recruiting highly talented individuals for their private fleet.”

This wage increase is the latest step from Walmart to maintain the strength of its professional trucking fleet.

Walmart’s drivers are helping the company recruit the best drivers, and the company is seeing an increase in referrals. The company also dramatically revamped its hiring and onboarding program, shortening the application and onboarding time by more than 50 percent.

Each year, Walmart’s

8,000 drivers travel over 700 million miles and deliver millions of cases of merchandise to Walmart and Sam’s Club 4,700 locations across the nation — all while remaining one of the largest and safest fleets on the road, according to a press release.

Walmart drivers are among the most experienced as well. To drive for Walmart, a commercial driver must have at least 30 months of full-time experience with no serious traffic violations in the last three years.

To apply to drive for Walmart, visit drive4walmart.com.

CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

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NEWS

How Healthy Is Gentrification? In Search of Solutions

BY BARRINGTON M. SALMON

USC Annenberg Health Journalism Fellow Contributing Writer, NNPA

When Detrice Belt walks around what’s left of her neighborhood and community, she is saddened because of the destruction of the place she calls home.

She is deeply frustrated by the struggle she and the remaining residents at Barry Farm have been wrapped in for the past six years and is apprehensive about the health effects this facet of gentrification has had on her and her daughter.

Belt, 33, president of the Barry Farm Tenants’ Association, is one of 80 families left out of a total of 434 who lived in the historic Southeast DC community. She has been one of the sparks of resistance for a group of residents who are committed to staying put as DC city officials demolish and rebuild the 432-unit community into 1,400 residential units of mixed-income housing and retail stores.

Officials have promised to set aside 300 affordable units with the remaining units available at market rate.

Apart from the stress and anxiety of possibly losing her home, Belt, a dental hygienist and owner of two pit bulls and a turtle, said she worries about what lasting health effects this entire experience will have on her daughter and herself.

“They just found lead in some units on Stevens Road. They called people and were coming to paint over the areas with lead,” she explained. “I understand that a test hasn’t been done in 20 years.

They snuck in to my house to paint the banisters, but someone can chip it and it’s [the lead’s] still there.”

Belt said she is aware of the health dangers to her caused by the dust and debris coming from the demolition of nearby houses, then there’s the noise of construction and the long-term and irreversible effects of lead paint exposure on residents. Belt and residents fighting against gentrification and potential health problems are intent on reducing the forced move and lowering the stress that comes with sudden change, including noise, dust and adjusting to a new cultural environment.

DC housing officials usually move public housing residents from their homes until renovations or rebuilding is completed. Despite promises that residents can return once renovations are done, Belt said she’s aware that only a small percentage of residents have the ability or means to do so , which is why she’s so adamant about staying in place while Barry Farm is rebuilt.

“I’m anxious. They’re using fear tactics trying to force us out, but we told them that we want to stay in place,” said Belt. “We’re willing to occupy Barry Farms. People are ready. I’m definitely still fighting.”

Belt’s solutions include ensuring that if residents have to move off the property, housing authority staff should move them into some place new faster; residents should get priority when it’s time to be resettled; and wherever possible, residents should be allowed to stay on the property while builders and developers build, and then move into newly constructed homes. Belt is not alone in worrying about her health and quality of life.

Across town, in Northeast DC, Donta Waters, Leon Lightfoot, their families and other residents at Dahlgreen Courts Apartments, are fighting their own battles against gentrification and its impact on their health. After laboratory tests they agreed to,

In the District of Columbia, a shortage of affordable housing, a hyper-expensive rental market and aging and vanishing housing stock have tenants battling spiraling rents and housing costs, and have left them at increased risk of getting displaced.

residents recently discovered that 40 of 42 of them have elevated levels of lead, mold and bio-toxins.

The resulting health implications for his wife and son alarmed longtime DC resident Leon Lightfoot. Lightfoot, a 55-year-old truck driver, husband and father of a son who is a Howard University student, said it makes him very angry when he contemplates how he and others have been treated.

“For a whole year, this is how we lived,” said Lightfoot, who has lived in the complex since 1999.

“After the renovations in 2012, we moved back in and then six months later we saw water damage in the living room. The walls, carpet and floors had mold. We dealt with these problems from August 2016 to July 2017. They put us up in a hotel for three days. I thought it was termites, but it was mold. Specialists came in, cut out the wall and put a white coating on it to stop the water.”

“We still have problems with water and mold.

I’m very concerned for my wife and my son. I have headaches, respiratory problems and now I have to use an inhaler. My wife and son have asthma. I’m so pissed off that my wife and son have to endure this.”

Despite the buildings being renovated in 2011-2012, tenants described being exposed to lead (which appeared during renovations); rodent infestation; damage to the units because of water leaking into apartments through the walls and ceilings; homes overrun with mold; and residents coming down with a variety of illnesses caused by lead, mold and contamination from bio-toxins and other chemical agents.

Lightfoot said he and fellow tenants have sought solutions to their myriad problems through advocacy, putting pressure on DC Mayor Muriel Bowser and other public officials by showing up in their offices, flooding city council meetings and putting the issues they’re dealing with directly in front of these officials.

Meanwhile, the tenants association, in an effort to seek redress, filed a $5 million lawsuit in DC Superior Court earlier this year. The tenants are seeking financial compensation for the disruption to their lives and possible health impacts.

In the District of Columbia, a shortage of affordable housing, a hyper-expensive rental market and aging and vanishing housing stock have tenants battling spiraling rents and housing costs, and have left them at increased risk of getting displaced.

In 2017, according the US Census Bureau, the median household income of white residents, who make up 36 percent of the District’s population , rose $2,568 to $127,369 , while the median income of black residents, who make up or 46 percent, fell $3,631, to $37,891. Meanwhile, 46 percent of these black residents in the Washington Metropolitan Area spent more than 30 percent of their incomes on housing costs. Those middle- and lower-income residents left in Washington, DC have limited options to move or relocate, and little money left to take care of food, medicine, utilities, transportation and other needs.

Some DC government programs do offer solutions and buffer residents from the health-related ill-effects of gentrification. However, it’s sometimes hard to make a direct link between gentrification and disparate health effects, and housing advocates, members of the medical community and other experts understand that if work is done to stabilize neighborhoods and larger communities, residents — and tenants, by extension — will be healthier.

It’s only in recent years that researchers, physicians, pediatricians, academics and others have begun to drill down to ascertain what, if any, health effects might befall displaced residents as a result of gentrification . These studies have been able to move anecdotal information into empirical data and quantify the potential health impacts of gentrification.

A recent New York study, for example, illustrates the link between gentrification and mental health.

The study had found that hospitalization rates for mental illness – including schizophrenia and mood disorders – are two times as high in displaced persons versus those who remain in their neighborhood.

This is one of the first US studies to quantify the hidden mental health consequences of gentrification.

Housing advocates, policy makers and those in search of solutions understand that they have to go beyond treating symptoms, like asthma, high blood pressure and diabetes and get a handle on the very process of controlling gentrification.

In Oakland, California, housing rights advocates and residents have been protesting, engaging in civil disobedience and trying to get city and county officials to listen and enact policies designed to stem and change the effects of gentrification on low-income, middle-class and long-time residents.

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They are driven by studies that have revealed any number of negative health-related consequences among vulnerable populations wrought by gentrification, including a higher incidence of asthma, diabetes, and cardiovascular disease and shorter life expectancy; higher cancer rates; more birth defects; and greater instances of infant mortality.

Just as critical are other health effects experts say are caused by “limited access to or availability of healthy food choices, affordable healthy housing; quality schools, transportation choices (including bicycle and walking paths), exercise facilities [and] social networks.”

A 2014 report, produced by the Alameda Public Health Department and Just Cause (Causa Justa, CJJC) which provides free tenant counseling and case management for low-income residents of Oakland and San Francisco – focused on gentrification in Oakland, California.

It was in response to a growing concern and a recognition of the connections between deepening health problems and disparities in health among children in Oakland and the conditions created by dilapidated housing, especially given the Bay Area’s high rents and extreme housing shortage.

Community organizers, non-profits and residents have used advocacy, political pressure and civil disobedience to bring public officials to first understand and then be willing to act on political and policy solutions to the deleterious effects of gentrification.

The report offers solutions, which, though not specifically health-related, are designed to lessen or eliminate the health impacts of gentrification.

These include: developing a proactive or healthy housing inspection program; tenant protections to counter dramatic increases in housing costs, lowering the risk of instability, eviction and harassment from landlords; overcrowded housing; living in poor housing and neighborhood conditions; preserving housing at all affordability level s ,prioritizing funding for rehabilitation and repair of existing housing stock; creating greater alignment and coordination between local government, health providers, and community-based organizations to address gaps in data.

Shelterforce, an independent nonprofit publication that and sometimes challenges those in the community development field, offers a number of solutions aimed at preventing gentrification. In a story titled, ‘7 Policies that Could Prevent Gentrification,’ solutions include: aggressively building middle-income housing; reducing or freezing property taxes to protect long-time residents; and prohibiting large-scale luxury development in atrisk neighborhoods.

Other solutions are enacting and strengthening rent control laws and developing Community Land Trusts. Those involved with or tracking gentrification assert that community land trusts (CLTs) are a critical element in the palette of options available for cities seeking neighborhood stability through affordable housing. They say obtaining public land for a land trust is a way to address issues of environmental justice and displacement by creating open spaces, community gardens and much-needed affordable housing.

“I think community land trusts have to be the wave of the future, said Dominic Moulden, resource organizer of the housing advocacy organization, One DC (Organizing Neighborhood Equity). “Rent spikes are making it so that regular people can’t live in or afford them. With commuContinued on page 7

4 | CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

BUSINESS Survey: Lack of skills is the top reason employable adults can’t find jobs

Americans say the top reason employable adults can't find work or have given up looking is they lack the skills for the jobs they want, according to the latest ASA Workforce Monitor.

More than half of Americans (54%) agree that employable adults aren't working today because they don't possess the skills they need for the jobs they want, according to the results of a new American Staffing Association Workforce Monitor® survey conducted online by The Harris Poll.

The other top reasons Americans believe job seekers can't find employment—or have even entirely stopped looking for work—are: l Few jobs are available in their specific field, trade, or skill set (45%) l Limited job opportunities exist where they live (33%) l They require a job with flexible working hours (26%) l They are too discouraged to keep looking (24%) Americans are divided when asked if they think the U.S. is currently a job seekers' market or an employers' market. After being offered definitions, four in 10 (44%) say it is a job seekers' market—where there are many opportunities available—while a similar proportion (38%) say it

is an employers' market—where opportunities for jobs seekers are limited.

"The ASA Workforce Monitor found that despite the tightest job market in history, the public perceives that many people can't find work due to a skills gap," said Richard Wahlquist, ASA president and chief executive officer. "This gap is real, but with close to seven million job openings in America, it's clearly a job seeker's market with an abundance of opportunity."

To learn more about the ASA Workforce Monitor, visit americanstaffing.net/ workforcemonitor. You can also follow ASA research on Twitter.

Method: The Harris Poll conducted the survey online within the U.S. on behalf of ASA, Nov. 7–9, 2018, among a total of 2,021 U.S. adults age 18 and older. Results were weighted on age, education, race/ ethnicity, household income, and geographic region where necessary to bring them into line with their actual proportions in the U.S. population

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Americans are divided in their opinions on the state of the U.S. job market, according to the latest ASA Workforce Monitor.

LISETTE GUSHINIERE Owner, LG Consulting

Caribou Coffee recently announced that John Butcher has been appointed President & CEO. Butcher has served as President of Caribou Coffee since joining the company in June of 2017.

"Since John joined our company, we've witnessed an increased focus on Caribou's people and culture, resulting in quarter after-quarter performance gains and the highest guest satisfaction ratings we've ever seen at Caribou," says Mike Tattersfield, Chairman, Coffee & Bagel Brands.

"I am humbled and honored to lead such an iconic Midwestern brand," says Butcher. "Every day at Caribou, we have the opportunity to help people start their morning with an amazing,

locally roasted cup of coffee and a great interaction. It's a moment that can make a person's day and I think that's truly rewarding."

Before coming to Caribou Coffee in 2017, Butcher spent 20 years at Minneapolis-based Target and held a variety of Merchandising and Marketing leadership roles including Senior Vice President of Merchandising, Beauty and Dermstore, Senior Vice President of Merchandising Category Roles and Senior Vice President of Merchandising at Target Canada Co. Butcher graduated from Indiana University's Kelley School of Business.

Butcher replaces Sarah Spiegel as President & CEO of Caribou Coffee.

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CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

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When Tuning Into Our Podcast You Can Expect To Hear News Topics Such As: Community Improvement, Entrepreneurship, Education, Politics, Or Simply The Honoring Of Our Own Community Unsung Heroes.

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FASHION Kat Von D Beauty Partners with Sephora for 2019 Beauty Insider Program

Kat Von D Beauty invites Sephora Beauty Insiders to celebrate their birthday with a complimentary mini-set of its award-winning, high-performance vegan products.

Kat Von D Beauty invites Sephora Beauty Insiders to celebrate their birthday with a complimentary mini-set of its award-winning, highperformance vegan products. One of the exclusive makeup offerings available throughout all of 2019, the set features sample sizes of three of Kat Von D Beauty's highly coveted, top-selling products including: Tattoo Liner, Lock-It Setting

Powder, and Studded Kiss Crème Lipstick.

Not a Sephora Beauty Insider? No problem! Beauty Insider is Sephora's free-to-join loyalty program that offers unique rewards and experiences across three spending tiers. Clients can easily sign up via the homepage of Sephora.com, the Sephora app or at their local Sephora store.

DON’T DIET SOLO: Study Reveals Ongoing Support Key to Weight Loss StatePoint - For many, weight loss is a constant struggle, full of frustration, fad diets and forgotten workout DVDs. But it doesn’t have to be that way. New research reveals a critical element that can make all the difference between an ongoing health struggle and successfully shedding excess weight -- and keeping it off long-term. The secret? Don’t fly solo when it comes to trying to lose weight.

The study, published in the Journal of the American Medical Association, discovered that individuals following structured weight loss programs with support were more likely to lose weight and more likely to keep off the weight, than those who did not. The findings were drawn from the U.S. Preventive Services Task Force (USPSTF), which used the results of the study to update their 2018 statement to officially recommend programs with ongoing support for adults with a body mass index of 30 or higher.

For the average American struggling with lasting weight loss, the study’s findings are clear. Based on a review of 100 weight loss and weight maintenance programs, the best results came from structured programs that included regular in-person meetings, meetings that provide education and personal connection; and a holistic approach. Weight loss experts also point to the benefits of comprehensive programs – such as Jenny Craig – in helping those seeking to lose weight learn how to keep it off for good.

“This peer-reviewed study, published in one of the most reputable medical journals, provides valuable direction for healthcare providers and consumers who are looking for scientifically-sound guidance as they strive for optimal health and weight management,” says Dr. Pamela Peeke, chair of the Jenny Craig Science Advisory Board. “This new recommendation highlights the importance of ongoing support in weight management.”

Today, more than 35 percent of men and 40 percent of women in the U.S. are obese.

Obesity is associated with a wide range of health problems, including increased risk for coronary heart disease, type 2 diabetes, various types of cancer, gallstones, physical disability and an increased risk for death, particularly among adults younger than 65. With more than 100 million U.S. adults living with type 2 diabetes or

If you are embarking on a weight loss effort, consider how ongoing support and science-driven structure can help you achieve lasting results.

prediabetes, according to the Centers for Disease Control and Prevention (CDC), finding effective and sustainable weight loss methods is critical for a large portion of Americans.

“Jenny Craig has understood the importance of offering support for more than 35 years; it is the cornerstone of our program,” says Jenny Craig CEO and president, Monty Sharma.

“Personalized human guidance not only keeps people motivated, but also allows for a customized approach for each individual and their life situation.”

Members of the program meet weekly with their personal consultant one-on-one to discuss their progress, create customized meal plans, address challenges and plan the week ahead. Of

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note, the study found strongest success among those who met at least every two weeks, with those meeting more often seeing even better results.

If you are embarking on a weight loss effort, consider how ongoing support and sciencedriven structure can help you achieve lasting results.

CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

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NEWS Sip and Savor Coffee House Calls the Newly Restored Rosenwald Court Apartments home Sip and Savor Coffee House opened its 3rd location to the public on Saturday Jan 26, 2019.

This new location is housed in one of the most historic buildings in Chicago history, The Rosenwald Court Apartments, once the home of Nat “King” Cole, Gwendolyn Brooks and other legends in Chicago’s African-American community.

The building, which had a 4 year, $132 million restoration, was a hub of activity in Bronzeville back when restrictive covenants limited where African-Americans could live in the city. Heavyweight boxing champion Joe Louis, musician Quincy Jones and many of the neighborhood’s prominent doctors, lawyers and dentists once lived at the site.

The opening of this 3rd Sip and Savor Coffee House was made possible thanks to The Neighborhood Opportunity Fund which generates revenue from downtown developments to finance commercial and

cultural projects in Chicago neighborhoods lacking private investment.

Trez V. Pugh, III, founder and chief executive officer of Sip & Savor, Inc. was part of the inaugural class of 2017 who received money from The Neighborhood Opportunity Fund. He was selected out of over 800 applicants.

“I have been on a 3-year journey to open this location.

The two other Sip and Savor locations have been very well received by the community. I really wanted this location to keep that momentum going while being mindful of the rich history that this building has. This is a

really big deal,” said Pugh.

Trez V. Pugh, III who mentors at risk kids, and is passionate about doing his part in creating jobs, offers a hub for teens and adults through his Sip and Savor locations.

Many in the community come to enjoy breakfast, exquisite brews of fair trade coffees and exceptional bites from local area bakeries.

Alderman Pat Dowell, who was present for the grand opening, added, “The rehabilitation of the Rosenwald for housing and commercial uses has been an important accomplishment for the 3rd ward. When a project of this scale is completed with such strong support from residents, and community and business leaders, we know we are part of something special. Sip and Savor has been expanding its brand and we are glad to know that our “go to” coffee house has local roots and is planted on Bronzeville’s 47th Street.”

How Healthy Is Gentrification?

In Search of Solutions Continued from page 3 nity land trusts, people living in certain areas control public and private land. You can get grants from the government to pay the taxes and local residents control the land.”

“People are doing this around the world – Burlington, Portland, Maine, the United Workers in Baltimore, Boston, and the New Columbia Land Trust and the 11 th Street Land Trust here in DC.” While Moulden and David Bowers, a longtime housing advocate, said CLTs are viable and necessary solutions to counter gentrification. Bowers, who has been working with government officials, foundations, developers and others for more than a decade said, he has seen some promising projects from philanthropic organizations but he still doesn’t see the political will needed by elected officials to confront and significantly address the myriad problems gentrification has wrought.

In his many conversations and interactions with government officials, Bowers said, the type of movement to effect real change has been absent.

“We need to stop having million-dollar conversations about billion-dollar prob-

lems,” he said. “I haven’t seen a fundamental shift over the last few years. On the government side there is a commitment to hold the line budget-wise. The policy and investment are not there. What we have seen is no sense of urgency by elected officials to solve problems within a defined amount of time and no intentionality.”

But Bowers said there is a significant movement, where people who had not been involved before have stepped up. He cited the case of Kaiser Permanente whose officials recently announced plans to invest $200 million to develop affordable housing nationwide.

“They are not a housing group or lender, but they recognize the connection between health and housing,” said Bowers, vice president and Washington impact market leader for Enterprise Community Partners, Inc. “It’s not just a government thing. Foundations who care about the racial equity gap in terms of health and wellness have an opportunity to have a significant impact on providing affordable housing at a time when housing stocks continue to dwindle.”

This article was produced as a project for the University of Southern California Center for Health Journalism’s National Fellowship.

8 | CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

ENTERTAINMENT

Mayor Fischer celebrates decision to rename Louisville airport to honor Muhammad Ali Mayor Greg Fischer said he is pleased and proud of a recent decision by the Louisville Regional Airport Authority Board to rename the city’s airport for its native son, Muhammad Ali. The new name is Louisville Muhammad Ali International Airport.

The airport’s three-letter International Air Transport Association Location Identifier – SDF – will not change.

“Muhammad Ali belonged to the world, but he only had one hometown, and fortunately, that is our great city of Louisville. Muhammad became one of the most well-known people to ever walk the Earth and has left a legacy of humanitarianism and athleticism that has inspired billions of people,” the Mayor said. “It’s important that we, as a city, further champion The Champ’s legacy, and the airport renaming is a wonderful next step.”

The vote came after a recommendation from a board working group that had studied renaming for more than a year.

“This is a historic day for the airport and our region,” said Jim Welch, chair of the Airport Authority Board. “By choosing to rename the airport for Muhammad Ali, a world-renowned humanitarian honored as a United Nations Messenger of Peace and an athlete honored as Sports Illustrated’s Sportsman of the 20th Century, we as a community are honoring his legacy and celebrating this global icon who is a fellow Louisvillian. This tells the world how proud we are to associate ‘The Greatest’ with not only our great city, but our great airport.”

Muhammad Ali’s widow, Lonnie Ali said, “I am proud that the Louisville Regional Airport Authority and the City of Louisville are supportive of changing the name of the Louisville International Airport to reflect Muhammad’s impact on the city and his love for his hometown. I am happy that visitors from

The Louisville Regional Airport Authority Board recently decided to rename the city’s airport for its native son, Muhammad Ali (pictured).

far and wide who travel to Louisville will have another touch point to Muhammad and be reminded of his open and inclusive nature, which is reflective of our city. Muhammad was a global citizen, but he never forgot the city that gave him his start. It is a fitting testament to his legacy.”

The Airport Authority Board also authorized an agreement with Muhammad Ali Enterprises, LLC for use of Ali’s name.

Citing research showing that Muhammad Ali has much greater name recognition than Louisville, Ky., Mayor Fischer said the airport renaming is just one piece of a much broader effort to share and celebrate Ali’s Louisville ties, and he’s organizing a community work group to develop plans to do that.

As the city of Ali’s birth, and the place that throughout his life he proclaimed as “the greatest city in the world,” the Mayor said, “It is our obligation and opportunity to showcase the many stories and complexities that made up the man known as ‘The Greatest of All Time.’”

Elevating and further celebrating Ali as a hometown hero complements the city’s Lean Into Louisville initiative,

"OUR DUTY TO SPEAK"

The Guardian," an exhibit depicting the struggle from a victim to a victor, currently adorns the Renaissance Court gallery at the Chicago Cultural Center. Posing by the exhibit (left) is Gerald Griffin, a painter, sculptor and poet, who produced this art. The work forms part of the Eight Black Men Art Exhibition titled, "Our Duty to Speak," at the gallery running now through March 1 as part of Black History Month activities. The exhibition is free and open to the public. An opening reception for the exhibition will be held at the gallery on Friday, Feb. 1 from 5 - 8 p.m.

which is a series of conversations, presentations, activities and art exhibits to confront the history and legacy of all forms of discrimination and inequality.

“Certainly, Muhammad faced discrimination and the impact of inequality, and he wasn’t shy about sharing his views on those challenges,” the Mayor said. “Lean Into Louisville embraces the Champ’s values of Confidence, Conviction, Dedication, Giving, Respect and Spirituality and our city value of compassion. And if he were here, I feel certain that the ‘Louisville Lip’ would be a part of this conversation.”

Championing The Champ also is consistent with the work that the Brookings Institution has identified as beneficial in growing Louisville’s global identity.

Louisville Tourism confirms that the city stands to reap economic benefits by boosting Ali-related tourism, much as the city has done in establishing Bourbonism as a global tourist experience.

“Louisville Tourism applauds the proposal to reflect the legacy of the city’s most famous son,” said Karen Williams, its president and CEO. “Adding Muhammad Ali’s name to the Louisville International Airport reminds travelers from around the world that our city is a place to have a touchpoint with one of the most recognized icons of all time.

It supports current marketing efforts to engage in Ali’s ‘Footsteps of Greatness’ as a reason to inspire visitation to Louisville.”

Donald Lassere, president and chief executive officer of the Muhammad Ali

Center said the center, “is proud of the Louisville Regional Airport Authority for their forward-thinking decision regarding the airport’s name change.”

“During the week between Muhammad’s passing and his memorial service in 2016, our city witnessed firsthand just how much Muhammad Ali meant to the world. Visitors flocked to Louisville from nearly every region of the globe to pay their respects to their champion,” Lassere said. “At the Ali Center, we experienced a tremendous increase in visitors, and the city received continual global media coverage. We are confident that with this announcement, Louisville will continue to be seen around the world as a bold, compassionate city, and prompt an increase in visitors to all our great attractions.”

Firebrand Theatre Announces Full Casting for Chicago Premiere of QUEEN OF THE MIST CHICAGO - Firebrand Theatre has announced full casting for its Chicago premiere of QUEEN OF THE MIST featuring book, music and lyrics by Michael John LaChiusa (The Wild Party, Marie Christine), direction by Elizabeth Margolius and music direction by Charlotte Rivard-Hoster.

QUEEN OF THE MIST will feature Barbara E. Robertson as Anna (Annie) Edson Taylor with Maryam Abdi (Barker), Neala Barron (Jane, Anna u/s), Brianna Buckley (New Manager), Max Cervantes (Frank Russell), Liz Chidester (Carrie), and Hannah Starr (Young Soldier). Understudies/ swings include: Billy Dawson, Adelina FeldmanSchultz, Cari Meixner and Sarah Ohlson.

QUEEN OF THE MIST will play May

25 – July 6, 2019 at The Den Theatre’s Janet Bookspan Theatre, 1331 N. Milwaukee Ave. in Chicago. Single tickets are currently available at firebrandtheatre.org.

QUEEN OF THE MIST is based on the true story of Anna (Annie) Edson Taylor, who in 1901 set out to be the first person to go over the Niagara Falls in a barrel of her own design.

Navigating both the treacherous Falls and a fickle public with a ravenous appetite for sensationalism, this unconventional heroine vies for her legacy in a world clamoring with swindling managers, assassins, revolutionaries, moralizing family, anarchists and activists. With a soaring score that incorporates turn of the century themes with LaChiusa’s signature complexity and insight,

QUEEN OF THE MIST is the story of a single great fall, and how one woman risked death so that she could live.

Firebrand is the first musical theatre company committed to employing and empowering women by expanding opportunities on and off the stage.

PRODUCTION DETAILS: Title: QUEEN OF THE MIST Book, Music and Lyrics by Michael John LaChiusa Director: Elizabeth Margolius Music Director: Charlotte Rivard-Hoster Cast (in alphabetical order): Maryam Abdi (Barker, others), Neala Barron (Jane, others), Brianna Buckley (New Manager, others), Max Cervantes (Frank Russell), Liz Chidester (Carrie, others), Barbara E. Robertson (Anna Edson

www.thechicagocitizen.com

Taylor) and Hannah Starr (Young Soldier, others).

Understudies/swings: Billy Dawson, Adelina Feldman-Schultz, Cari Meixner and Sarah Ohlson, Location: The Den Theatre’s Janet Bookspan Theatre 1331 N. Milwaukee Ave. Dates: Previews: Saturday, May 25 at 7:30 pm and Sunday, May 26 at 3 pm Regular run: Thursday, May 30 – Saturday, July 6, 2019 Curtain Times: Thursdays, Fridays & Saturdays at 7:30 pm; Sundays at 3 pm Industry Night: Wednesday, July 3 at 7:30 pm Tickets: Previews $25. Regular run $55. $20 students/industry rush tickets available at the box office.

CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

CITIZEN On The Move

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Photo by Jerome Simmons mrmagriot@aol.com

Friends of Alderman Walter Burnett (27th Ward) Feted At Fundraiser

Pictured Left to Right : John Hooker, Chicago Public Schools; Angel Perez, ComEd; Alderman Walter Burnett and Reverend Walter Turner of New Spiritual Lght Missionary Baptist Church.

Mike Meagher, V.P. Mc Hugh Construction and Larry Huggins, CEO Rightway Huggins Construction.

Josphine Wade, CEO Josphine HardTimes Restaurant and Aldermnan Walter Burnett (27th).

Alderman Walter Burnett (27th) and Curtis J. Tarver II, (25th) State Representative.

Everett Rand, Midway Wholesalers and Fawn Smith Government Afffairs Manager Comcast.

Melisa Washington, ComEd and Alderman Walter Burnett.

Left to Right: Kimberly Scott, Starbucks, Janice Garth, General Manager Citizen Newsapers; Alderman Walter Burnett and Rosemary Reed. Alderman Walter Burnett and Darrell Garth, CEO Citizen Newspaper Group Inc.

www.thechicagocitizen.com

10 | CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

CALENDAR CPL Launches Second Half of the One Book, One Chicago Season Chicago Public Library (CPL) is entering the second half of their One Book, One Chicago season of programming for adults citywide.

Do Androids Dream of Electric Sheep? by Philip K. Dick is the 29th selection of CPL’s One Book, One Chicago (OBOC). But the book is just the beginning. From now through April 2019, Chicagoans will continue learning more about science fiction, technology, future societies, artificial intelligence and more as they explore this year’s theme - Imagine the Future.

“One Book, One Chicago brings together residents from all walks of life to dive into a great book and explore new perspectives,” said Mayor Rahm Emanuel. “I look forward to joining Chicagoans as we continue to Imagine the Future as we discuss and together consider the role technology and artificial intelligence will play in our future generations.”

CPL will offer Chicagoans a variety of events and programs to bring people, businesses and civic agencies together to engage with the book and theme. Free citywide programs resumed this month.

Highlights of the second season One Book, One Chicago programs include: Learning Circles CPL presents two learning circles exploring its theme, Imagine The Future! A learning circle is a study group for learners who want to complete online courses, together and inperson. This is a free opportunity for adults to learn new skills with others.

Walking Tours Take a tour and explore the ways Chicagoans have imagined the future of the city. Tours are led by urbanologist Max Grinnell.

ESL Programs Partnering with CPL's popular ESL book clubs, two branches will present a special opportunity for people who are learning English to participate in programs exploring the theme, Imagine The Future.

Author Talks: Ytasha L. Womack on Afrofuturism Thursday, March 14 at 5:30 p.m. Hall Wednesday, April 10 at 5:30 p.m. West Englewood Author and filmmaker Ytasha L. Womack is a leading expert on Afrofuturism, the

Gaming Programs Science Fiction Board Game Night Shadowrun 101: Sci-Fi Roleplaying Game Games Day Goes Into Space Futuristic Art Programs Ikebana Futuristic This hands on workshop is led by expert Margot Wang. See the Universe through Ikebana free style floral arrangement.

Transcends Time and Space.

Create a Futuristic Collage Explore Sci-fi and Surrealism with artist Anayansi Ricketts. Create collages that reimagine futuristic life as it could be.

One Book, One Chicago is a citywide program that launched in Fall 2001 as an opportunity to engage and enlighten Chicagoans and to foster a sense of community through reading.

imagination and it’s applications. She will be joined in conversation by Chicago Public Library librarian Ashley Rayner.

Author Nisi Shawl Discusses The Legacy of Octavia E. Butler Saturday, February 2 at 2:30 p.m. | Woodson Regional Award winning author and editor Nisi Shawl will discuss the impact of Octavia E. Butler on her life and work, sharing memories of their conversations and expeditions and tracing their common influences.

The Science of Star Wars with Dirk K. Morr Wednesday, April 3 at 6 p.m. | Harold Washington Library Center Physicist Dirk K. Morr discusses the physical laws and concepts underlying the scientific advances portrayed in the Star Wars movies. The program is co-presented with the Chicago Council on Science and Technology (C2ST).

Workshops Different Futures: Exercises in Worldbuilding Saturday, April 13 at 2 p.m. | StoryStudio This writing workshop is in partnership with the DePaul University and StoryStudio Chicago. In this workshop participants will use writing exercises and discussion to build their own new worlds.

Maker Lab Programs Radical Eyewear Dial A Mood Stranger Sounds Poster Design with Bezier Fusion: Life on Mars Do Androids Dream of Electric Sheep?, which was first published in 1968, introduces readers to protagonist Rick Deckard in the year 2021 as he maneuvers his way through the new world order. This iconic book was the inspiration for the blockbuster film Blade Runner.

“We are happy to embark on the second half of the One Book, One Chicago season,” said Commissioner Brian Bannon. “Our hope is that patrons continue to engage in our great programs and learn even more about science fiction over the next few months.”

For a complete list of programs and to learn ways you can engage with other readers, visit onebookonechicago.org.

One Book, One Chicago is a citywide program that launched in Fall 2001 as an opportunity to engage and enlighten Chicagoans and to foster a sense of community through reading. After more than a decade of celebrating a culture of reading One Book, One Chicago expanded in 2013.

CPL and its community partners now bring communities together by offering a full season of learning and engagement annually, focusing not just on one book but on a central theme integral to the lives of all Chicagoans.

Each year, CPL offers a diverse series of programs that explore the theme from multiple perspectives, as recounted through personal experience, imagined in literature, presented in politics, or synthesized in music and art.

One Book, One Chicago is made possible by the Chicago Public Library Foundation.

CHICAGO CULTURAL CENTER EVENTS Cecil McDonald, Jr.: In the Company of Black Over the course of seven years, artist and educator Cecil McDonald, Jr. photographed people he describes as "extraordinarily ordinary." As the artist explains, "When it comes to Black people, America is fascinated with extreme poles: either showing victims of violence, pain, and poverty (Black misery) or famous athletes and entertainers, and icons of popular culture (Black exceptionalism). This false dichotomy denies Black people the individuality and full spectrum of humanity that is so readily offered to the white population in this country."

The photographs of In the Company of Black live in the space between, including tender moments with McDonald's daughters, informal portraits of his friends and collaborators and references to music, art, history and popular culture. The photographs can be seen now through Sunday, April 14 at the Chicago Cultural Center, Chicago Rooms, 2nd Floor North, 78 E. Washington St.

Everyone's a Designer/Everyone's Design Presented as part of Art Design Chicago, an initiative of the Terra Foundation for American Art exploring Chicago's art and design legacy, "Everyone's a Designer/Everyone's Design" is a free traveling museum exhibition that explores and celebrates everyday Chicagoans' influence on art and design in the city.

Travelling across Chicago's Cultural Centers, the exhibition tells the stories of five people, the homes they've made uniquely their own, and the rich design and architectural history of their neighborhoods. Everyone's a Designer/Everyone's Design is happening now through Sunday, February 3 at the Chicago Cultural Center, Room 108, 1st Floor South, 78 E. Washington St. www.thechicagocitizen.com

SCFG Hosts 42nd Annual Summer Fun & Enrichment Camp For Youth Living With Sickle Cell Disease The Sickle Cell Foundation of Georgia, Inc. (SCFG) is sponsoring Camp New Hope July 21-27, 2019 at one of Georgia's most historic and respected camp sites, Rock Eagle 4-H Center in Eatonton, Georgia. Register today at www. sicklecellcamp.com as spaces are limited.

Annually, SCFG attracts hundreds of kids of all ages, from all over the country.

Campers look forward to the independence, new friendships, new skills and unending fun that a week at camp means. Summer camp is a great American tradition, but for kids with special needs being away from home for a week can be a bit daunting.

For both campers and parents there are plenty of questions about the safety and medical supervision at sleep away camp. Fortunately, for Sickle Cell patients, SCFG offers a trusted, supportive and highly professional, 24/7 medically supervised experience at Camp New Hope.

In addition to the exciting activities such as hiking swimming, boating, Native American crafts, Herpetology, Ornithology, lake ecology and even PuttPutt Golf, Camp New Hope also offers special medical assistance with doctors and nurses on-hand to ensure that all the campers are safe and feeling free to let loose and enjoy a great week with friends, old and new.

The camp was originally the idea of the Co- Founders of SCFG Dr. Nelson McGhee and Dr. Delutha King, two medical leaders in Atlanta who in 1971 realized that Sickle Cell patients and their families deserved an organization devoted to providing support services, counseling and special research efforts.

One of the most important components of the SCFG annual program is Camp New Hope.

SCFG Operations Manager, Jeanette Nu'Man said, "This summer, we are looking forward to our new and expanded program for Camp New Hope. We've added new activities and expanded the days of the camp. There are many specific activities planned to help campers build self-confidence, camaraderie, independence, responsibility, setting and achieving goals and gaining a new appreciation for nature and the environment. We want everyone to be able to participate, so there are scholarships available for many campers."

For more information or to apply contact: Camp Associate Kadeem Harrison at 404-755-1641 or visit www. sicklecellcamp.com

CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

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CLASSIFIEDS SERVICE

The Problem As people live longer, Alzheimer’s and other age-related dementias are on the rise, projected to reach more than 75 million people worldwide by 2030. To date, no effective therapy has been developed for these disorders, which are not only deadly but exact a high financial and emotional toll on society.

The Research To find solutions, three large-scale research teams are exploring those questions as part of an initiative to merge research of the brain and the blood vessels to develop new understanding of—and, ultimately, better preventions and treatments for—age-related brain disorders such as Alzheimer’s disease.

The Scientists To help, American Heart Association, the world’s leading voluntary organization focused on heart and brain health, and The Paul G. Allen Frontiers Group, a division of the Allen Institute, launched the $43 million research project to bridge the science of vascular and brain health through revolutionary, out-of-the-box thinking. Additional supporters include the Oskar Fischer Project and the Henrietta B. and Frederick H. Bugher Foundation.

The three teams, headquartered at the Salk Institute for Biological Studies in La Jolla, Calif.; Stanford University School of Medicine in Stanford, Calif.; and University Hospitals Cleveland Medical Center in Cleveland, OH, respectively, work to develop new solutions to the urgent problem of age-related cognitive decline. The researchers are: • “Rusty” Gage, Ph.D., a neuroscience researcher and president of Salk, who will lead an eight-year project looking into new targets for therapeutic research and biomarkers of early-stage cognitive decline.

• Tony Wyss-Coray, Ph.D., a professor of neurology at Stanford, who will lead a four-year project studying how changes in the immune system affect cognitive health.

• Mukesh K. Jain, M.D., a cardiologist at University Hospitals Cleveland Medical Center and Professor of Medicine at Case Western Reserve University, who will lead a team of investigators on a four-year project investigating whether targeting red blood cells and blood vessels can prevent dementia.

The Hope The research could yield transformational discoveries to better detect, treat and prevent cognitive decline. __________________________________

SERVICE

EDUCATION Join The School Choice Celebration

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HEALTH & FITNESS New Brain Health Initiative Could Unlock Mysteries Of Alzheimer’s, Dementia (NAPSI)—Scientists are contemplating important questions about health, mind and age: Could your blood hold the molecular secrets to a fountain of youth, preventing age-related brain disorders? Are brain aging and Alzheimer’s disease caused by a failure of interconnected systems, triggering a dominolike cascade of disease? Can targeting the red blood cells and blood vessels jointly keep your brain healthy and prevent dementia?

(NAPSI)—Across the country, millions of students, teachers, parents and community leaders are gathering at more than 40,000 events and activities to celebrate National School Choice Week, January 20-26, though the idea of school choice can be something to be celebrated all through the year.

Why? The answer is simple. Because of school choice, more and more students access a school or education setting that’s the right fit for them, helping them to a lifetime of success and happiness.

During National School Choice Week, Americans celebrate all types of educational options—traditional public schools, public charter schools, magnet schools, private schools, online academies, and homeschooling. Parents involved in their children’s education, teachers and school leaders working to educate children according to their unique needs, passions and skills give children an opportunity to flourish.

Many families start considering which school their child should attend next year.

They might learn more about all the options available online at www.schoolchoiceweek.com.

Families can attend an event planned to celebrate the Week at a nearby school or community group. Many teachers and school leaders will be there to connect with their students’ families and let them know how happy they are that they chose to be there. And many families will thank and praise the teachers and school leaders who work so tirelessly to educate their children.

Learn More

For further facts on education from the experts, visit www.schoolchoiceweek.com. __________________________________

Darrell Garth

President /Publisher

Janice Garth Sales Manager General Manager

William Garth Sr. CEO Emeritus

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12 | CITIZEN | Chicago Weekend | Week of Jan. 30, 2019

Make rent a thing of the past.

With a down payment as low as 3% for modest-income buyers, Bank of America makes affording a new home easier than ever.1 To get started call 1-800-641-8603 or visit your local financial center.

BankofAmerica.com /FirstHome

Available for fixed-rate purchase loans with terms of 25 or 30 years and on primary residences only. Certain property types are ineligible. Borrower(s) must not have an individual or joint ownership interest in any other residential property at time of closing. Maximum purchase loan-to-value is 97% and maximum combined purchase loan-to-value is 103%.

For loan-to-values >95% any secondary financing must be from an approved Community Second Program; ask for details. Homebuyer education may be required. Restrictions apply regarding co-borrowers. Maximum income and loan amount limits apply.

1

Bank of America, N.A.,

Equal Housing Lender Š2018 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. AR98CFM5