South Suburban Citizen 2-27-2019

CELEBRATING BLACK HISTORY MONTH

Citizen Week of Feb 27, 2019

| Vol. 38 | No. 14 | www.thechicagocitizen.com

SOUTH SUBURBAN

Nina Graham (front row, second from left), president of the Board of Education for Thornton Township High School District 205, recently accepted a $130,000 donation from the Thornton Alumni Legacy Fund which will be used to create a machine shop program in the district. Photo Credit: Thornton Township High School District 205

SOUTH SUBURBAN SCHOOL DISTRICT WILL EXPAND VOCATIONAL PROGRAMS WITH $130,000 DONATION

Thornton Township High School District 205 recently accepted a $130,000 donation from the Thornton Alumni Legacy Fund which will be used to create a Machine Shop Program in the district. This new addition will further support the goals of the district’s Board of Trustees who are committed to developing useful vocational programs for students that will lead them straight into sustainable careers after high school. PAGE 2

COMMENTARY Pritzker’s pot revenue depends on unfiled legislation: Senate sponsor hopes to introduce bill ‘in the next month or so’ PAGE 3

BUSINESS Job Growth Slows for People with Disabilities

FASHION

NEWS

Four Ways to Focus on Self-Care

Your Home is Your Castle: How to Protect it Through the Years

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NEWS briefly EDUCATION

LUTHERAN SEMINARIANS, COLLEGE STUDENTS INVITED TO APPLY FOR BETHESDA AUXILIARY SCHOLARSHIPS The Bethesda Auxiliary, in partnership with Bethesda Lutheran Communities, is offering $30,000 in student scholarships for the 2019-20 school year. The scholarships are for undergraduate- or graduate-level students, including seminarians.

“We’re excited to support youth who hope to put their talents and energy toward enhancing the lives of people with intellectual and developmental disabilities,” said Karen Carter, president of the Bethesda Auxiliary.

The deadline to apply is May 17, 2019, with results to be announced by July 1, 2019.

To download an application, go to https:// www.bethesdalc.org/get-involved/scholarships/.

HEALTH

NEW STUDY: INCIDENTS OF OBESITY-RELATED CANCERS ARE RISING FASTEST AMONG MILLENNIALS A new study by the American Cancer Society suggests cancers, thought to be driven at least in part by excess weight, are on the rise among people under age 50 - particularly millennials - considered to be between ages 20 and 37.

The news comes as no surprise to OSF HealthCare Saint Anthony Medical Center oncologist Dr. Ajaz Khan. “There’s been a significant rise in young patients having colorectal cancer,” says Dr. Khan. He added, “And also upper GI malignancies, such as esophagus or gastro cancer. We’ve noticed a continual rise in that over the last ten years.”

Dr. Khan says while it’s not entirely clear as to the risk factors causing the cancer spike, he suspects one is increased carcinogens from diet and food intake.

LAW & POLITICS

FORMER INMATES WOULDN’T BE CHARGED FOR PRISON STAY UNDER PROPOSAL BY PETERS Former inmates would no longer need to reimburse the Illinois Department of Corrections for the cost of their incarceration under a measure sponsored by State Senator Robert Peters (D – Chicago) which passed out of a Senate committee recently.

“It’s ridiculous that a provision like this even exists in the first place,” Peters said.

“These people already have a major burden placed on them by the criminal justice system. It’s unconscionable that there’s an additional financial burden placed on them once they’re finally released, and only makes a return to a life of crime more likely.”

Under current law, recently released persons are required to reimburse the DOC for any expenses incurred as a result of their incarceration. The measure, Senate Bill 1158, strikes this requirement from the statute.

The bill passed through the Senate Committee on Criminal law and will now proceed to the full Senate for consideration.

South Suburban School District Will Expand Vocational Programs With $130,000 Donation Continued from page 1

BY KATHERINE NEWMAN

Thornton Township High School District 205 recently accepted a $130,000 donation from the Thornton Alumni Legacy Fund which will be used to create a Machine Shop Program in the district. This new addition will further support the goals of the district’s Board of Trustees who are committed to developing useful vocational programs for students that will lead them straight into sustainable careers after high school.

The schools that make up Thornton Township High School District 205 are Thornridge High School, Thornton Township High School, and Thornwood High School, all of which will have access to the new Machine Shop Program along with community members who will be able to utilize the program during nights and weekends.

“In education, success looks different for each student. Not everybody is going to be successful in the college career track and not

everybody is interested in that college career track but we know that the manufacturing industry is demanding jobs right now and we are going to be able to provide that kind of training and support for students so that by the time they graduate, they can enter the workforce,” said Don Holmes, principal of Thornwood High School.

Data from the Illinois Department of Employment Security shows that by 2026, there will be over 15,000 new jobs added to the state’s manufacturing industry and these jobs typically come with a starting wage of $20.00 an hour.

“I am so excited that the Thornton Alumni Legacy Fund donated $130,000 for our district and for our children,” said Nina Graham, president of the Thornton Township High School District 205 Board of Trustees. “Every child is not going to college and every child doesn’t want to go to college but these vocational jobs pay very well so that is one of our missions right now, to start trying to see how we can bring those vocational programs back.”

Awareness Resource Created for Front Lines of Opioid Crisis Cook County Sheriff Thomas J. Dart recently released new episodes of the podcast “Breaking Free” featuring content aimed at supporting those on the front lines of the opioid crisis – the friends and family helping loved ones with substance use disorders.

The four new episodes include interviews with medical professionals answering some of the tough questions that come up when a loved one has a substance use disorder: Why don’t they stop using? How do I get them to accept treatment? What is the best treatment?

Do they need medication? Am I an enabler? When should I walk away?

Listeners will learn about how addiction impacts behavior, when to consider medication-assisted treatment and the latest thinking on how to engage someone battling an addiction.

Featured in the podcast are: Dr. Christopher Holden, director of addiction services at the University of Illinois Hospital & Health Sciences System; Dr. Jonathan Adelstein, an assistant professor of psychiatry and behavioral sciences with Northwestern Medicine; Dr. Nicole Gastala, a clinical physician and researcher, and Philip Maes, a certified addiction specialist at the University of Illinois Mile Square Health Center.

“Helping a loved one with a substance use disorder can be incredibly challenging and the treatment system is evolving and difficult to navigate,” Sheriff Dart said. “If we are going to have a shot at ending this crisis, we need to get the best information possi-

ble to the people living it every day.”

The podcast is available on iTunes, Spotify, Stitcher, Google Play Music and SoundCloud.

Previous installments of Breaking Free provided a unique window into the thoughts of those suffering from substance use disorder. They included interviews with women in drug treatment at the Cook County jail and an interview with a man receiving treatment after he was discovered unresponsive on the floor of the Skokie courthouse bathroom. Officers were able to save his life last year with the overdose-reversing drug naloxone.

The podcast is one of many efforts by the Sheriff ’s Office to address the opioid crisis.

Approximately one-in-five detainees at the jail admit to opioid abuse and hundreds receive treatment every day. The Office has expanded treatment options for those in custody and on electronic monitoring while also distributing life-saving naloxone kits to address overdoses in the community.

More than 3,500 kits have been distributed to individuals released from custody since August of 2016.

Opioid-related overdoses kill more people in Cook County than car crashes or gun violence. Cook County saw more than 1,000 opioid-related overdose deaths in 2017, up 90 percent from 2015, according to state public health department data. Preliminary data for last year shows the trend has not abated.

CELEBRATING BLACK HISTORY MONTH

The Thornton Alumni Legacy Fund dates back to the 1940s and is made up of former Thornton Township High School students whose vision is to create and sustain their legacy by generating annual funding for Thornton Township High School District 205.

“A lot of this has to do with just the school pride. The alumni come back and they give back to our students in so many different ways.

It’s not just limited to them giving money, they’re actively involved in our overall school culture and we see them quite a bit in our buildings. It’s wonderful,” said Ebonie Williams, principal of Thornridge High School.

Once completed, the new machine shop program will open new doors to success for students in Thornton Township.

“A lot of the students will go into very high paying jobs right after high school, or even before they graduate, and then some of them will go off to school and major in things like engineering, so it’s going to be a benefit to them all around,” said Tony Ratliff, principal of Thornton Township Highschool.

District 148 to receive Property Tax Relief Grant Riverdale – Dolton West School District 148 taxpayers will receive a reduction in their property tax bills this year thanks to a grant from the Illinois State Board of Education (ISBE).

District 148 will be awarded a 2019 Property Tax Relief Grant. A total of 373 Illinois districts applied for the grant in this first year of implementation, according to the ISBE. The grant will enable districts to provide property tax relief to their taxpayers.

“This state-funded grant allows the District to replace a portion of the local property tax dollars from School District 148 taxpayers. The reduction in real estate taxes for our families will serve as a catalyst and help our community thrive and prosper,” District 148 Superintendent of Schools Dr. Kevin J. Nohelty said.

The Property Tax Relief Grant was included in the historic school funding reform law that brought millions of dollars in state funds to school districts in need.

Districts must submit an abatement resolution to their county clerks by March 30. ISBE will subsequently distribute the grant funding to recipient districts after receiving the abatement form.

“Shifting more of the responsibility for education funding to the state makes our system fairer and more equitable,” State Superintendent of Education Dr. Tony Smith said in a prepared statement. “Local property wealth should not determine the educational resources available to a child. The Property Tax Relief Grant takes a critical step toward uplifting families and communities.”

The state will provide up to $50 million in property tax relief grants to eligible districts. The estimated share for District 148 is approximately $1 million.

District 148 serves approximately 2,290 students and their families in sections of Dolton, Riverdale, Harvey and South Holland. The District has one early childhood center, six elementary schools and three junior high schools.

CITIZEN | South Suburban | Week of Feb 27, 2019

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NEWS

Robbins to host minority business symposium

BY WENDELL HUTSON Contributing Writer

The village of Robbins will host an upcoming business summit with the goal of connecting black entrepreneurs with one another to help them grow their businesses.

The Minority Entrepreneur Interactive Solution Symposium (MEISS) will take place from noon to 6 p.m. on Friday, March 1 at the Robbins Community Center, 13800 S. Trumbull Ave. in south suburban Robbins. And Robbins Mayor Tyrone Ward said he plans to make the first-ever event annual.

“This summit was created to make sure small businesses have the opportunity to network with other businesses.

By doing so that will allow them to learn, gain and build off of each other,” explained Ward. “We [Robbins administrators] wanted to also make sure they are able to gain access to important information like how to get certified for public programs and grants.”

The six-hour event is free for business owners to attend but they should register online at meissexpo. org. A continental breakfast will be served from 10:30 a.m. to 11:30 a.m. followed by an afternoon lunch.

According to Ward, 40 vendors have

Robbins Mayor Tyrone Ward will host the first-ever Minority Entrepreneur Interactive Solution Symposium on March 1, 2019, which aims to connect entrepreneurs with other business owners. Photo by Wendell Hutson

already registered to attend.

“There will be panel discussions talking about how to maintain and grow a business after starting up,” said Ward. “Kenny Lewis, founder of Kenny Ribs and Dusties Buffett, and Mae Whiteside, president and CEO of CKL Engineering LLC will lead panel discussions.”

Several elected officials also are expected to attend, said Ward, such as U.S. Rep. Robin Kelly (D-IL) and Cook County Commissioner

Deborah Sims (D-5th Dist.), whose districts include Robbins. There will also be keynote speakers from the business industry and representatives from the state, federal, county, and Chicago procurement departments.

And Ward said representatives from Wintrust Bank and First Midwest Bank will discuss funding options.

“It’s hard to grow without funding and too many black businesses struggle with getting enough funding to keep things going,” said Ward.

“Sometimes a business owner may not meet all requirements for a bank loan, so they might have to secure funding elsewhere like applying for grants. But to do any of this you have to know what’s available and how best to go about doing it.”

One small business owner said he plans to attend the symposium to learn more about funding.

Johnny Francis operates a car repair shop in south suburban Dixmoor but does not have enough funding to hire employees or purchase more equipment, which he said would allow him to offer more services.

“Like so many entrepreneurs, I started my business by saving my money up and paying for things as I go along and I know that is not the best way to maintain and grow a business,” said Francis.

Normally, a local Chamber of Commerce would provide information to businesses about how to grow their businesses and secure funding, but Robbins no longer has a chamber.

“It [Chamber of Commerce] sort of died out shortly after I took office but there are discussions from people who previously were involved to get it going again,” said Ward.

Economically, Robbins is among

the poorest municipalities in Illinois, according to census data, which list the predominately black south suburb with a 5,480 population and the average median income at $32,175, compared with the state median income at $60,960.

But Ward said the village is making progress with attracting new families to the area and improving its economic stance.

“Our annual budget is $2 million and yes, we have had some struggles and continue to have them, much like any other government, but we are improving day by day,” contends Ward.

At a time when Ward said crime is down in Robbins, the village’s police department consists of 35 officers, all part-time and a full-time police chief, while the fire department is made up of 15 employees. And with so many families moving out of Chicago due to rising taxes, inadequate neighborhood schools and crime, Ward said those families should consider moving to Robbins.

“Our property taxes are among the lowest in the state; schools in the district are getting better and furthermore Robbins is a safe place to live,” said Ward, who is also a teacher at Keller Middle School in Robbins.

“Robbins is a citizen friendly town.”

Pritzker’s pot revenue depends on unfiled legalization legislation Senate sponsor hopes to introduce bill ‘in the next month or so,’ with aim for passage by May 31

BY JERRY NOWICKI Capitol News Illinoist jnowicki@capitolnewsillinois.com

Springfield – Gov. J.B. Pritzker’s proposed budget for the 2020 fiscal year includes $170 million in new revenue from licensing fees for legalized recreational marijuana, but the details of such legislation are not yet finalized.

State Sen. Heather Steans and state Rep. Kelly Cassidy, both Chicago Democrats who have been working on marijuana legislation for two years, said they wouldn’t rush the process on behalf of revenue.

“Assuming that we want to have some revenue, I think we’d like to pass it by the end of May,” Steans said. “But I think both Representative Cassidy and I have been very clear that the revenue is not what is motivating or should drive this legislation, but obviously it’s a side benefit piece that can also come.”

Cassidy and Steans both said they are waiting for information from a demand study before moving legislation forward. They also want to ensure minority inclusion for vendors and social justice for persons incarcerated for cannabis crimes which no longer would be illegal under the bill.

“We’re still trying to find the best path forward for equity and inclusion, still looking at what’s worked and not worked in other states and trying to put together a combination of solutions on that front,” Cassidy said. “We want to do this not by guess but by fact. That is why we’ve commissioned

the study. We expect the results very, very shortly and that will inform how we grow the program.”

Steans said she would hope to have language filed for a Senate bill “in the next month or so,” and both said they would like to see it passed by May 31, provided they can iron out the final details. Neither would speak to the governor’s $170 million revenue projection for the fiscal year.

“I haven’t gotten the details behind (the governor’s $170 million projection). So I really can’t comment on that yet,” Steans said. “It seems like a reasonable approach. All the revenue estimates we’ve had so far, when you have a fully mature program in place, have been around $500 million.

So this is clearly well below that and based much more on up-front licensing fees, not from receipts based on sales tax.”

The licensing fee structures for recreational marijuana are not yet clear. But for medicinal marijuana cultivation centers, a permit costs $200,000 up front with a $100,000 annual renewal fee and a $25,000 nonrefundable application fee, according to the Department of Agriculture.

Illinois allows 22 cultivation center licenses – one in each state police district. Steans said the legislation could add other licensing for smaller craft cultivators, and for the processing and transportation of cannabis products.

She said she would like the location and placement of craft cultivators to be up to local zoning boards and municipalities, rather than being subject to the same strict regulations as existing medicinal cultivation centers.

“Right now the cultivation centers really are all pretty rural and have very big footprints,” she said. “Craft growers could maybe be located in a manufacturing district if a local municipality wants it there.”

While the Department of Agriculture regulates cultivation centers, the Department of Financial and Professional Regulation is in charge of the state’s 60 dispensary licenses, five of which are unused, and fees are much lower. Dispensary licenses cost $30,000 initially with a $25,000 annual renewal fee and a $5,000 nonrefundable application fee.

Cassidy said she expects the state to need “more dispensaries very quickly” to meet recreational demand, but exact figures will not be available until the demand study is released.

Both senators also emphasized bipartisan support for the legislation, and newly-seated Democratic Attorney General Kwame Raoul has voiced his conditional support for legalization.

“I’m a proponent generally, but the devil is in the details,” Raoul said. “I’m particularly

CELEBRATING BLACK HISTORY MONTH

concerned about anything that’s done to target cannabis and legalization to children through flavoring or production of candies or products aimed toward kids.”

Cassidy said gummies and flavored products are already on the medicinal market, but there are regulations on packaging, dosage, shapes and coloring of such items.

She also said Illinois’ medicinal program is one of the best tracked and regulated in the country, and black market leakage of Illinois cannabis to other states is minimal to non-existent. There are slightly less than 30,000 active medical marijuana cardholders, she said.

“We have one of the smallest covered conditions lists in country, so it really limits who can get access,” she said, adding that separate legislation from Rep. Bob Morgan (D-Deerfield) could increase the reach of the medicinal conditions list as the pilot program sunsets.

Steans said her pending legislation could also mandate more transparency for marijuana facilities.

“We can’t even use (the Freedom of Information Act) to find out who actually owns the cultivations or dispensaries, so we want to fix that,” she said.

With all the moving parts, Cassidy said the earliest possible implementation would be Jan. 1, 2020, but that could be pushing it.

“That’s a goal, but that involves everything going right,” she said.

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BUSINESS

Job Growth Slows for People with Disabilities New statistics released recently show that Americans with disabilities saw a slowdown in job gains compared to those of the previous year. The Disability Statistics Compendium, released by Institute on Disability at the University of New Hampshire, shows that the employment rate for people with disabilities has risen to 37 percent. The Compendium also shows that geography has an impact on employment outcomes for Americans with disabilities. People with disabilities in North Dakota are twice as likely to have jobs as West Virginians with disabilities.

The newly published 2018 Annual Disability Statistics Compendium compiles data collected by the Census Bureau. The Compendium is intended to equip policy-makers, self-advocates and others with clear statistics on disability in America today. Out of more than 20 million working-age people with disabilities, 7.5 million have jobs. This data also shows the serious gaps that remain between disabled and non-disabled Americans. 37 percent of U.S. civilians with disabilities ages 18-64 living in the community had a job, compared

Further analysis by the nonpartisan advocacy group RespectAbility shows that 111,804 people with disabilities entered the workforce in 2017. That number is down from the previous year's increase of more than 343,000 new jobs for people with disabilities.

to 77.2 percent for people without disabilities.

"Our nation was founded on the principle that anyone who works hard should be able to get ahead in life," said Hon. Steve Bartlett, current chairman of RespectAbility, who co-authored the Americans with Disabilities Act when he was in Congress. "People with disabilities deserve the opportunity to earn an income and achieve independence, just like anyone else."

Further analysis by the nonpartisan advocacy group RespectAbility shows that 111,804 people with disabilities entered the workforce in 2017. That number is down from the previous year's increase of more than 343,000 new jobs for people with disabilities.

Different factors explain the slower pace of job growth. A slowing economy is one factor, as is changing patterns of growth in different sectors of the economy. One lesson is clear to

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Andrew Houtenville, PhD, of UNH's Institute on Disability: "There is still a long way to go toward closing the gap between people with and without disabilities."

"Employment rates only tell part of the story," added Policy and Practices Director at RespectAbility Philip Kahn-Pauli. “When you look across the intersection of disability and race, you find serious gaps in outcomes." Only 28.6 percent of African Americans with disabilities have jobs compared to the 38.6 percent of Hispanics with disabilities and 41.2 percent of Asian Americans with disabilities who have jobs.

Some states have higher employment rates for people with disabilities than others. North Dakota leads the nation with 56.3 percent of its citizens with disabilities employed and is closely followed by South Dakota with a 51.3 percent disability employment rate. One of the biggest surprises in this year's data is Vermont.

Under Gov. Phil Scott, Vermonters with disabilities have seen a 5.7 percent increase in jobs, bumping their employment rate to 47.2 percent. l Only 111,804 people with disabilities entered the workforce in 2017, down from the previous year's increase of more than 343,000 new jobs for people with disabilities. l Florida experienced the biggest growth in job numbers with over 23,000 people with disabilities entering the workforce. Of the 50 states, 29 states saw job gains for Americans with disabilities. l Vermont, under Gov. Phil Scott, becomes one of the top 10 states with the best employment rates, and Rhode Island, under Gov. Gina Raimondo, jumps from 47th in the nation to 19th.

Of the 50 states, 29 states saw job gains among the disability community, while people with disabilities lost economic ground in 21 states. Census Bureau data shows an astounding 23,953 Floridians with disabilities gained new jobs. Illinois saw the second biggest job gains for people with disabilities with over 20,000 new jobs even as 50,000 people without disabilities left Illinois' workforce.

Rhode Island deserves credit for seeing a major turnaround. As reported by RespectAbility, Rhode Island under Gov. Gina Raimondo ranked 47th in the nation last year with an abysmal 30 percent disability employment rate. As a result of a settlement agreement with the Department of Justice, Rhode Island began to close shelter workshops where people with disabilities had been paid subminimum wages.

Through sustained efforts to promote competitive, integrated employment, Rhode Islanders with disabilities are now experiencing new success. Over

7,000 people with disabilities entered the workforce in 2017, pushing Rhode Island to stand 19th in the nation. As bipartisan consensus grows around ending subminimum wages, Rhode Island shows that transformative success is possible.

What is the story behind the numbers? What is driving these changes? The answer is simple.

According to Vincenzo Piscopo of the Coca-Cola Company: "People with disabilities bring a unique skill set that it is very valuable for companies."

He went on to add, "As it relates to employment and competitiveness in the workplace, we have to stop thinking of disability as a liability and start thinking of it as an asset."

Brand name companies such as JP Morgan Chase, Coca-Cola, Ernst & Young, IBM, Walgreen's, Starbucks, CVS and Microsoft show people with disabilities are successful employees.

These companies also know that these workers improve the bottom line.

"People with disabilities bring unique characteristics and talents to the workplace," said RespectAbility President Jennifer Laszlo Mizrahi.

"There are no limits to what they can do when given the chance."

As more companies hire employees with disabilities, conversations are shifting to focus on inclusion.

"Disability inclusion is no longer about automatic doors, curb cuts, ramps, and legislation," says Head of the Office of Disability Inclusion at JP Morgan Chase Jim Sinocchi. “Today, the new era of disability inclusion is about "assimilation" – hiring professionals with disabilities into the robust culture of the firm."

According to the Census Bureau, there are more than 56 million Americans living with a disability.

Disabilities include visible conditions such as spinal cord injuries, visual impairments or hearing loss and invisible disabilities such as learning disabilities, mental health or Autism.

Voter research, done by RespectAbility, shows how disability issues connect to all aspects of American life. "Fully three-quarters of likely voters either have a disability themselves or have a family member or a close friend with disabilities," said former Representative and Dallas Mayor Steve Bartlett. "People with disabilities are a politically active, swing vote, and candidates should take note of important issues they care about."

As 2019 moves into 2020 and the political campaign season heats up, continuing job growth for people with disabilities will be a crucial indicator of the health of the American economy.

For more statistics related to jobs for people with disabilities, please visit www.RespectAbility.org/Statistics.

CELEBRATING BLACK HISTORY MONTH

CITIZEN | South Suburban | Week of Feb 27, 2019

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FASHION Cosmetic Executive Women Partners with Preen.Me to Celebrate Rising Influencers of 2019

African Pride Launches Black Castor Miracle Collection to Improve How Protective Style Wearers Care for Their Hair African Pride, a hair care manufacturer with more than 30 years of experience creating quality, affordable products, introduces its Black Castor Miracle collection. The eight-product range provides women with a simplified regimen to change the way they care for their hair before, during and after wearing protective styles; which include braids, locs, weaves, wigs or any other hairstyle that tucks the ends of your hair away from constant manipulation.

Each product in the Black Castor Miracle line was specifically formulated with black castor oil; the number one ingredient associated with hair growth and other premium, all-natural ingredients like coconut water, jojoba, tea tree, peppermint, coconut and soybean oils, coconut milk and shea butter, according to a press release.

"Through our research, we know that within the past 12 months, more than 65 percent of African American women have worn their hair in a protective style," said Director of Marketing Kendria Strong.

“We also know that consumers experience breakage and damage while wearing these styles due to lack of knowledge around proper hair care so we made sure that Black Castor Miracle products were simple, multifunctional and created with the highest quality ingredients to help them protect what's theirs."

The simplified Black Castor Miracle regimen covers the key phases or steps in the life cycle of a protective style: (Step 1) moisturize and prep, (Step 2) style and protect, (Step 3) refresh and seal and (Step 4) takedown and detangle, all while nourishing the hair and scalp, sealing in moisture and protecting against styling damage that may cause breakage; helping to retain length while promoting healthy hair growth.

According to a press release, the eightpiece Black Castor Miracle collection includes: • Prep & Leave-In Moisture Butter (8oz) – Moisturize and prep hair before braided, weaved or protective styles with this specially crafted blend of black castor oil, shea butter and jojoba oil which penetrates hair strands, providing long-lasting hydration and protection against breakage during styling.

• Anti-Humidity Heat Protectant Spray (4oz) – Provides 400°F heat protection and

guards against heat damage when blow drying, flat-ironing or straightening leave out, weaves and edges. Specially crafted with a keratin complex, this light-weight formula blocks humidity, seals in shine and keeps hair straight for up to 2 weeks or until your next wash day.

• Braid, Loc & Twist Gel (8oz) – Smooths frizz and fly-aways while boosting shine, for longer lasting styles. Leaves braids, locs and twists neat and smooth and can be used to slick edges or finish desired styles.

• Hold & Cover Black Edge Gel (2.25oz) Slicks stubborn edges, temporarily covers gray hair and fills in thinning edges or part lines.

• Braid & Scalp Cleansing Rinse (12oz) – Uses a special blend of micellar water, black castor, coconut and peppermint oils to gently cleanse and condition hair, edges and scalp during braided styles and under weaves without causing frizz. Soothes scalp and calms itching; leaving hair refreshed and styles lasting longer.

• Hair & Scalp Sealing Oil (6oz) - Locks moisture into hair strands and improves moisture retention, while helping to condition hair, soothe scalp, calm itching and prevent dryness. Great for braids, crochet styles, edges, under weave care and protective styles.

• Moisture & Detangling Masque (8oz) – Softens, conditions and removes knots or buildup from dry, tangled hair after braided, weaved and protective styles. Helps to prevent excessive breakage and shedding.

• Moisture Restore Treatment (2oz) – Deep conditioning treatment infused with coconut milk and shea butter that hydrates and restores moisture to extremely dry, damaged hair.

Each item in the Black Castor Miracle collection is priced between $4.49 - $4.99 and is available now at beauty supply stores nationwide.

For more information about the brand, visit AfricanPrideHair.com. You can also join the African Pride conversation on Facebook (@MyAfricanPrideHair), YouTube (@AfricanPride), and on Instagram and Twitter (@MyAfricanPride).

To start your own conversation about the brand, use its official hashtag #FeelingMyPride and for Black Castor Miracle specifically, #ProtectWhatsYours.

Cosmetic Executive Women (CEW), the leading organization for beauty industry professionals, recently announced a partnership with Preen.Me to create a new influencer award category for its 2019 Beauty Awards.

The CEW x Preen.Me Rising Influencer of the Year Award will be awarded to one winner in the 'makeup' category and one winner in the 'skincare' category.

The 100 nominated influencers were narrowed down from an original pool of 50,000 US-based online influencers ranging in follower count from 25K - 500K. Using Preen.Me's proprietary multifactor algorithm methodology to assess effective social influence, the nominees were selected based on their audience engagement, the impact of their video posts and overall performance of branded content.

"Influencers have always played an integral role in CEW's organization, but the question we keep hearing is 'who's next?'. As an organization committed to propelling the beauty industry forward, we are so excited to announce the newest category for our 2019 Beauty Awards: Rising Influencers," says CEW President,

Carlotta Jacobson. "Using Preen.Me's proprietary methodology, coupled with our reach and authority in the beauty industry, we have an opportunity to acknowledge the next generation of influencers and help our members be more thoughtful about their future partnerships."

"Influencer marketing has reached a mature stage where brands must look beyond follower size and focus on the effective social impact the influencer has on their target customer," explains Preen.Me VP Brand Relations, Danya Klein. Whether the goal is identification of upstream trends, ambassador program creation or product launch campaigns, Preen.Me's proprietary methodology enhances the brand to influencer match to translate into actual influence. We are delighted to partner with CEW to bring this strategic approach to the beauty industry."

Preen.Me will announce the two award winners at CEW's Beauty Award Luncheon on Friday, May 17. The list of 100 Influencer Nominees is available on cew.org/PM100. Stay up to speed on the nominations by following #2019RisingInfluencer. All nominated influencers will be invited to CEW's product demo on Feb. 28

4 Ways to Focus on Self-Care StatePoint - It’s no surprise that the concept of self-care is getting a lot of traction in many health and wellness circles. Selfcare can improve your mental and physical health and help you be more productive. Unfortunately, many people don’t prioritize it.

Whether you are a careerfocused professional or a stay-athome parent, it’s likely you have a tendency to put other people’s needs – those of your children, colleagues, friends or family -ahead of your own.

Here are four ways to focus on making time for essential self-care activities.

1. Make over your morning: Rise an hour before everyone else in your household. Use the time to meditate, stretch, write in a gratitude journal or visualize a successful day ahead.

2. Make a list of your favorite things: Write down things that truly bring you joy and fill you with a sense of purpose. To ensure you’re finding time to do them, schedule them in your calendar.

Some ideas could be going for a run, buying fresh flowers or tackling an arts and crafts project.

3. Invest in new gear: Sometimes the best motivator for getting active is a new piece of clothing or accessory you feel confident wearing.

“New footwear is a great way to support health and wellness goals, while helping you stay motivated to invest in self-care activities,” says Randy

CELEBRATING BLACK HISTORY MONTH

Sometimes the best motivator for getting active is a new piece of gear.

Woodworth, women’s athletic buyer for Rack Room Shoes.

To help you on your healthy self-care path, invest in something that is comfortable and can easily transition between activities. For one-stop shopping for footwear and other accessories to help you reach your self-care goals, visit the Athletic Shop at Rack Room Shoes in stores or online at

rackroomshoes.com.

4. Take regular walks outside: Never underestimate the power of exercise and fresh air. Find the time that is most convenient for you, whether that’s first thing in the morning, during a lunch break or after dinner.

Once you’ve got the plan in place, get into a self-care routine that works for you and stick with it.

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NEWS

Your Home is Your Castle: How to Protect it Through the Years StatePoint - For many people, owning a home is the American dream, and the single biggest financial investment they will ever make. With the stakes so high, in addition to picking out the perfect property, it’s critical to have the right insurance. While homeowners may start out with the right amount when they first purchase their home, over time, their policy can become outdated.

Why? One big reason is inflation.

“Labor and building material costs go up over time, which means that if your home were destroyed by a fire or natural disaster, for example, and you had to rebuild it in today’s dollars, it would very likely cost much more,” said Bob Buckel, vice president and product manager, Erie Insurance. “That’s why we recommend that all homeowners get ‘guaranteed replacement cost’ coverage.”

In addition to making sure your insurance keeps up with inflation, experts also recommend homeowners reach out to their insurance agent when: •You remodel: 2019 is expected to be a popular year for remodeling, according to the Leading Indicator of Remodeling Activity. Whether it’s putting on an addition or finishing the basement, be sure the extra square footage and finishes are listed on your policy.

Why? If something were to happen (think:

Owning a home is part of the American dream. With the stakes so high, it’s critical to have the right insurance.

fire, water damage, etc.), you’ll want your insurance policy to provide enough funds for everything to be repaired or replaced.

•You make changes to outdoor space: The same is true with any remodeling to your outdoor space. The addition of an in-ground

pool or fence can add value to your home.

There are also liability concerns associated with certain equipment, such as a swimming pool or trampoline. Unfortunately, at least 148 children drowned in swimming pools last summer and many more were injured,

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according to the Consumer Product Safety Commission. You’ll want to make sure you’re properly covered in the event of an accident.

•You install a security system: You may qualify for a discount on your insurance if you’ve recently installed a security system. One study by the Electronic Security Association (ESA) looked at the 10 largest insurance companies and found many offer worthwhile premium discounts.

•You start a home-based business: Whether you have a side hustle or draw a full-time income from a home-based business, you may not have the right coverage in place. For example, if you’re selling LuLaRoe clothing and there’s a fire, your merchandise might not be covered since typical policies don’t always cover home-based businesses. You’ll most likely need an incidental business endorsement. Coverage from Erie Insurance could cost about $30 to $70 per year.

• You acquire valuables: Homeowners insurance covers your belongings, but generally only up to a certain dollar amount per item. So, if you acquire an expensive item, such as an engagement ring, a fur or a valuable artwork, you should talk to your insurance agent about adding special coverage. You may also need to provide a receipt or appraisal.

8 | CITIZEN | South Suburban | Week of Feb 27, 2019

ENTERTAINMENT

Grammy-Winning Best Country Duo Dan + Shay To Headline Grandstand Stage They just won their first Grammy, now country duo Dan + Shay are coming to play at the 2019 Illinois State Fair.

Dan + Shay will perform Sunday, August 11 on the Grandstand stage.

Dan + Shay won the Grammy for Best Country Duo/Group Performance for their single "Tequila" at the 61st Recording Academy Grammy Awards on Sunday, February 10.

This marks the duo's first Grammy win. They've performed

the global smash hit, which has accumulated 355 million ondemand streams, on Dick Clark's New Year's Rockin' Eve, Jimmy Kimmel Live!, Ellen, the CMA Fest concert special, the 53rd ACM Awards, TODAY Summer Concert Series, the CMT Music Awards and the 52nd CMA Awards.

With "Tequila" and "Speechless," Dan + Shay boast two of the five most-streamed country songs of 2018 and become only the sixth artists ever to hold the top two spots

on Billboard's Hot Country Songs chart simultaneously. Dan + Shay recently joined Chris Young for the fall leg of his "Losing Sleep" tour.

They kick off their sold-out "Dan + Shay The Tour" next month.

Dan + Shay is the second Grandstand act announced for the 2019 Illinois State Fair; a capella group Pentatonix was announced last week, playing the Grandstand stage on Wednesday, August 14. Tickets go on sale later this Spring at the following prices:

Dan + Shay: Sunday, August 11 Tier 3 - $25 / Tier 2 - $30 / Tier 1 - $35 / Gen Track - $35 / VIP Track - $55 Pentatonix: Wednesday, August 14 Tier 3 - $45 / Tier 2 - $50 / Tier 1 - $55 / Gen Track - $55 / VIP Track - $75

Mark your calendars for the 2019 Illinois State Fair, August 8 through 18, in Springfield. Stay up to date with all the latest news and announcements from the Illinois State Fair by connecting with them via Facebook, Twitter, and Instagram.

Little Steven And The Disciples Of Soul's 'SOULFIRE LIVE!' Vinyl Box Set And Blu-Ray Video Released A rousing document of the legendary rock n' roller's first world tour in nearly two decades, Little Steven and the Disciples of Soul have released two new exciting collections allowing fans to relive the band's sensational live shows or to experience them for the first time. Titled SOULFIRE LIVE! after the vaunted 2017 tour of the same name, the live album is available as both a 7LP vinyl box set and as a two-disc Blu-ray video via Wicked Cool Records/UMe. Order SOULFIRE LIVE! now: https://UMe.lnk. to/SoulfireLive Comprised of the best performances from the North American and European concerts, the collections feature Little Steven aka Steven Van Zandt and his 15-strong band taking listeners through a musical history lesson as they blast through an arsenal of songs spanning rock, pop, soul, blues, funk, doo-wop, reggae and everything in between.

Nearly every song from his 2016 album SOULFIRE is represented along with inspired covers and classic tracks from his early catalog. The sets each culminate with "Macca To Mecca!," a 12-song tribute to The Beatles that kicks off with a riveting performance of "I Saw Her Standing There" recorded at The Roundhouse in London with a special appearance by Paul McCartney. It is followed by an extraordinary surprise set at Liverpool's legendary Cavern Club recorded November 2017 during the band's sold out European tour.

The intimate lunchtime gig is filled with rocking renditions of "Magical Mystery Tour," "Good Morning, Good Morning," "Got To Get You Into My Life," and "All You Need Is Love," alongside iconic songs famously performed by the nascent Fab Four, including "Boys" (originally by The Shirelles), "Slow Down" (by Larry Williams) and "Soldier Of Love" (first recorded by Arthur Alexander). Watch Van Zandt and McCartney perform "I Saw Her Standing There" http://www.youtube.com/ watch?v=cBTL4IwOTaU "Our 2017 tour began in London with one of the most thrilling moments of my life," says Van Zandt. "Sir Paul McCartney surprised us on stage for the encore of our show. We had performed

A rousing document of the legendary rock ’n’ roller’s first world tour in nearly two decades, Little Steven and the Disciples of Soul have released two new exciting collections today, allowing fans to relive the band’s sensational live shows or to experience them for the first time.

Titled SOULFIRE LIVE! after the vaunted 2017 tour of the same name, the live album is available as both a 7LP vinyl box set and as a twodisc Blu-ray video via Wicked Cool Records/UMe.

together a couple times before with Bruce and the E Street Band but this time was particularly meaningful to me. It was an incredibly generous endorsement of my own work and just the encouragement my new artistic rebirth needed. Because of that wonderful gesture, I wanted to do something special once we got to Liverpool. We decided to do a mini-tribute to The Beatles and do a lunchtime set at the Cavern the way they used to. Playing in the same venue where The Beatles started their careers was a childhood dream of mine come true. This was a band that set me on course for a life of music. For my rock 'n' roll religion, The Cavern is the first sacred site. It was an honor – no, make that an epiphany – to perform there."

The vinyl box set and Blu-ray editions of SOULFIRE LIVE! also includes all of the material from the 3CD version released last year. Among the many highlights are signature songs from his illustrious solo career – including "Lying In A Bed Of Fire," "Bitter Fruit" and "Out Of The Darkness," as well as classics written for Southside Johnny and the Asbury Jukes, including "I Don't Want To Go Home" and "Love On The Wrong Side Of Town" – alongside

electrifying takes on a number of Little Steven's all-time favorite rock 'n' roll songs, including Tom Petty and the Heartbreakers' "Even The Losers," AC/DC's "You Shook Me All Night Long," John Lennon's "Working Class Hero," The Allman Brothers Band's "It's Not My Cross To Bear," The Animals' "We Gotta Get Out Of This Place," and The Ramones' "Merry Christmas (I Don't Want To Fight Tonight)." Also included are spirited renditions of The Electric Flag's "Groovin' Is Easy," Etta James' "Blues Is My Business," and James Brown's "Down And Out In New York City," from his SOULFIRE album.

Van Zandt's inimitable introductions detail each song's unique history and singular spot in his life and remarkable career.

SOULFIRE LIVE! showcases special guest appearances from some of Little Steven's closest friends, collaborators, and favorite artists.

Among the highlights are versions of Moby Grape's "Can't Be So Bad" performed with

CELEBRATING BLACK HISTORY MONTH

the legendary San Francisco band's founding member, Jerry Miller; the Motown classic, "Can I Get A Witness," performed with New Jersey's own Richie Sambora; The J. Geils Band's "Freeze Frame" with vocals from the one and only Peter Wolf; and "Tenth Avenue Freeze-Out" and Little Steven's own "I Don't Want To Go Home," both joined by Bruce Springsteen.

The SOULFIRE LIVE! Blu-ray video edition includes Little Steven and the Disciples complete Cavern Club concert alongside video performances of each song on the 3CD/vinyl set, exclusive interviews, and behind-the-scenes footage. In addition, the Blu-ray features a special documentary about the Cavern Club performance that saw Little Steven honored with a brick in the club's hallowed Wall of Fame before leading his band through swift rehearsals of Beatles songs mere minutes ahead of their performance.

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CALENDAR The Museum of Contemporary Photography at Columbia College Chicago (MoCP) will present Birmingham, Alabama, 1963: Dawoud Bey/Black Star from April 11 – July 7, 2019, featuring work from photographer and recent MacArthur genius grant fellow Dawoud Bey (American, born 1953), who is also a professor of photography at Columbia College Chicago.

Birmingham, Alabama, 1963: Dawoud Bey/Black Star The Museum of Contemporary Photography at Columbia College Chicago (MoCP) will present Birmingham, Alabama, 1963: Dawoud Bey/Black Star from April 11 – July 7, 2019, featuring work from photographer and recent MacArthur genius grant fellow Dawoud Bey (American, born 1953), who is also a professor of photography at Columbia College Chicago. His work has been collected by the MoCP since 1993, with over 60 pieces by Bey in the museum’s permanent holdings. This will be his second solo exhibition at the museum.

Birmingham, Alabama, 1963: Dawoud Bey/Black Star responds to the September 15, 1963 bombing of the 16th Street Baptist Church in Birmingham, Alabama— an event that resulted in six deaths of black children by white supremacists.

Organized by Dr. Gaëlle Morel, Exhibitions Curator at the Ryerson Image Centre in Toronto, the exhibition pairs Dawoud Bey’s The Birmingham Project (2012) with a selection of prints from the Black Star archive of photojournalism, providing a historical context for the bombing, and revealing the political and social turmoil that placed the American Civil Rights Movement in the media spotlight during the months leading up to the explosion.

Commissioned by the Birmingham Museum of Art, Bey’s The Birmingham Project was created in memory of the children who were killed in the city that day, nearing the 50th anniversary of the tragedy. Each diptych features a portrait of a child at the exact age of one killed in 1963 paired with a portrait of an adult at

the age the child would have been in the year 2013.

Also on view will be Bey’s 9.15.63, a split screen video exploring communal spaces of the black community and the contested and segregated spaces of the white community in Birmingham alongside a route to the 16th Street Baptist church from the vantage point of a child in the back seat of a car. Birmingham, Alabama, 1963: Dawoud Bey/Black Star is coordinated by Karen Irvine, MoCP Chief Curator and Deputy Director.

Birmingham, Alabama, 1963: Dawoud Bey/Black Star will be presented alongside Chicago Stories: Recent works by Carlos Javier Ortiz and David Schalliol, an exhibition of photographs and films by Carlos Javier Ortiz and David Schalliol pulled from the museum’s permanent collection and the Midwest Photographers Project (MPP). Both artists separately investigate forms of systemic racism in Chicago and beyond through the lens of individual stories. Chicago Stories is curated by MoCP Curator of Academic Programs and Collections, Kristin Taylor.

On April 11, Dawoud Bey will engage in a conversation with Gaëlle Morel, exhibitions curator at the Ryerson Image Centre, about the links between his Birmingham projects and photojournalistic images documenting the civil rights movement of the 1960s.

This conversation is part of Columbia College Chicago’s Collective Impact series, an initiative that seeks to explore community engagement and social justice in art making.

For more information, visit http://www.mocp.org

Chicago Comic and Entertainment Expo Chicago Comic and Entertainment Expo (C2E2) – the largest pop culture convention in the Midwest – is heading back to McCormick Place for its 10th edition from Friday, March 22 through Sunday March 24th. Thousands of fans will head to the largest pop culture show in the Midwest, which takes place at The South Building at McCormick Place.

C2E2 is bringing a list of talent to Chicago, including a reunion of the 1995 classic film Clueless, featuring Alicia Silverstone, Donald Faison, Paul Rudd and Breckin Meyer; professional wrestling icons Jim Cornette, Tony Schiavone, Eric Bischoff, and The Young Bucks; David Tennant of Doctor Who, and many more.

C2E2 also serves as the last stop on ReedPOP’s 2018 Global Championships of Cosplay circuit.

The C2E2 Crown Championships of Cosplay presented by Singer, the largest and most prestigious cosplay competition in the world, will take place on Saturday, March 23rd and feature regional cosplay champions from around the world including representatives from the United States, Australia, China, Austria, Singapore, Indonesia, India, Korea and France.

Event Details: WHAT: Chicago Comic and Entertainment Expo (C2E2), combines comics, entertainment and gaming. C2E2 is bringing its

annual show to The South Building at McCormick Place from Friday, March 22 through Sunday, March 24. Featured talent include: a reunion of the 1995 classic film Clueless, featuring Alicia Silverstone, Donald Faison, Paul Rudd and Breckin Meyer; professional wrestling icons Jim Cornette, Tony Schiavone, Eric Bischoff, and The Young Bucks and many more. On top of these guests, there will also be a cosplay central where there is sure to be a wide array of entertaining cosplayers for all to enjoy.

WHEN: March 22-24 WHERE: The South Building at McCormick Place located in downtown Chicago WEBSITE: http://www.c2e2.com/

XQ and Pop-Up Magazine Productions launch XQ Super School Live Coming To Chicago XQ and Pop-Up Magazine Productions recently announced XQ Super School Live — a new, one-of-a-kind, immersive storytelling tour to inspire people to reimagine high schools in their own community.

This innovative tour is coming to Chicago’s Harris Theater on Saturday, March 30th for a night of high school drama — full of stories, selfie confessionals, viral gratitude, and multimedia adventures that celebrate the everyday heroes transforming America’s high schools.

“From Homer to hip-hop, storytelling is one of the most powerful ways to connect people to possibilities” says Russlynn Ali, executive producer, XQ Super School Live and CEO, XQ. “XQ Super School Live will take people on a multimedia journey, using true stories to show how high schools can foster curious, creative and collaborative students. Today all too many don’t. It’s up to us to change that - for every student, no matter their race, gender or zip code. Our students deserve nothing less.”

“Pop-Up Magazine is one of the most vibrant and exciting storytelling platforms of our day,” says Marc Ecko, producer, XQ Super School Live and Chief Creative and Strategy Officer, XQ. “Bringing this blend of live performance journalism and theater to the public is powerful —especially in these times. We’re building a new platform for community engagement and civic empowerment.”

Contributors on the tour include Chris Duffy (Wyatt Cenac’s Problem Areas), Clio Chang (Splinter, New Republic), Dana Bialek (Panoply, Slate), Christina Esquivel (education activist, Communities in Schools), and Andrew Boryga (New York Times, New Yorker). Stories will be accompanied by illustration, animation, photography, an original score performed onstage by Magik*Magik Orchestra, and 17-year-old DJ Prince.

“We’re thrilled to partner with XQ on this innovative, one-of-a-kind tour that brings Pop-Up Magazine Productions’ signature storytelling to life — live, multimedia, reported — to help shape the way we think about our high schools,” says Derek Fagerstrom, producer, XQ Super School Live and director of special projects at Pop-Up Magazine Productions.

Stories such as Mike Floyd, a Texas teenager who in his senior year of high school decided to run for school board. And won. Or Gary Chery, a student whose hilarious cafeteria reviews amazed his teacher — a future professional comedy writer who celebrated Gary’s creativity — but who struggled in a traditional high school environment.

“XQ Super School Live brings the power of storytelling and theater together to ignite a spirit of social change,” says filmmaker Ava DuVernay. “Stories unlock our imagination and this innovative theatre tour celebrates all those working tirelessly to transform our education system — community leaders, business leaders, parents, teachers, and students.”

From the minute the audience walks into the theater, they will be immersed in XQ Super School Live — greeted with art installations by world-renowned artist and XQ Super School Live Creative Chair Hebru Brantley. Brantley is creating special-edition versions of his iconic, youthful Flyboy and Lil Mama. Brantley’s work challenges the traditional view of the hero with his iconic characters and XQ Super School Live saw parallels with the work needed by everyday heroes to reimagine high schools. This innovative and immersive night continues, from the audience receiving an “Orientation Pack” when they enter to being integrated into the actual show (with phones off !), to a reception after the show that fosters network and community-building to help people connect and take on the work of changing our high schools.

XQ Super School Live cities and dates are: l Feb. 28: XQ SUPER SCHOOL LIVE: Memphis, Crosstown Arts Theater l March 2: XQ SUPER SCHOOL LIVE: Nashville, War Memorial Auditorium l March 7: XQ SUPER SCHOOL LIVE: Denver, Ogden Theatre l March 8: XQ SUPER SCHOOL LIVE: Colorado Springs, Shockley-Zalabak Theater l March 14: XQ SUPER SCHOOL LIVE: San Diego, Spreckels Theatre l March 15: XQ SUPER SCHOOL LIVE: Los Angeles, Wilshire Ebell Theatre l March 30: XQ SUPER SCHOOL LIVE: Chicago, Harris Theater All proceeds from ticket sales benefit local non-profit organizations.

CELEBRATING BLACK HISTORY MONTH

10 | CITIZEN | South Suburban | Week of Feb 27, 2019

south suburban

REAL ESTATE AC 2-13-2019 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION BANK OF NEW YORK MELLON TRUST COMPANY, N.A. AS TRUSTEE FOR MORTGAGE ASSETS MANAGEMENT SERIES I TRUST Plaintiff, -v.- UNKNOWN HEIRS AND LEGATEES OF CLIFTON JACKSON, UNITED STATES OF AMERICA - DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, JULIE FOX, AS SPECIAL REPRESENTATIVE FOR CLIFTON JACKSON (DECEASED) Defendants 2018 CH 05605 12313 S BISHOP STREET CALUMET PARK, IL 60827 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 20, 2018, an agent for The Judicial Sales Corporation, will at 10:30 AM on March 22, 2019, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: ; Commonly known as 12313 S BISHOP STREET, CALUMET PARK, IL 60827 Property Index No. 25-29-302-067. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition.

The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-

9876 Please refer to file number 1418-04730. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C.

15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-18-04730 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2018 CH 05605 TJSC#: 39-659 NOTE: Pursuant to the Fair Debt Collection

Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3112448 ____________________________

Have you out grown your house? Here’s where you can list it for sell Call us at (773) 783-1251.

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CLASSIFIEDS SERVICE

remain their chief financial concern for decades.

What’s more, the expanding student loan bubble could rattle the entire American economy in similar ways to the 2008 housing crisis, if borrowers default on loans in large numbers.

SERVICE

year—or more if recommended by your eye care professional.

AmeriHealth Caritas is part of the Independence Health Group in partnership with Blue Cross Blue Shield of Michigan and one of the nation’s leaders in health care solutions for those most in need.

The Hidden Cost The direct costs of student loan debt are obvious, but hidden costs often prevent lower-income students from pursuing the highest-value degrees.

Because the most selective, prestigious institutions are also the most expensive, those institutions are disproportionately populated by students from affluent families able to afford the burden of early-career debt. And the recent trend of “differential pricing,” in which tuition costs are dictated by a student’s field of study, has had an effect on enrollment in high-employment fields, potentially scaring off the students who could benefit the most from an indemand degree.

Easing the Crisis Organizations such as Scholarship America are working to alleviate the crisis.

As the nation’s largest provider of privatesector scholarships, they deliver their most direct impact by giving students funding for higher education -- $264 million last year, and more than $4 billion over its history.

The organization is also lending support to nationwide efforts to reduce dependence on student loans. They’ve mobilized a network of postsecondary institutions, or Collegiate Partners, that agree to not punish scholarship recipients with reductions in financial aid; and their Dreamkeepers Emergency Financial Assistance program gives students facing unexpected expenses an alternative to loans. President and CEO Robert C. Ballard sits on the National Advisory Board of the College Promise Campaign, which is developing innovative public-private partnerships to help students earn their associate degrees tuition-free.

“We work with partners to incorporate mentoring, tutoring and financial literacy education into scholarship awards in an effort to help students persist and graduate rather than drop out with debt or get stuck short of a degree,” said Ballard.

No single funder, college or organization will solve the student loan bubble crisis, and it won’t happen overnight. But by working together, the public, private and higher education sectors can continue to reduce student loan debt. __________________________________

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EDUCATION Tackling the High Cost of Student Loan Debt (StatePoint) There’s no way around it: Americans are drowning in student loan debt, collectively owing $1.5 trillion. Rising college costs mean that number isn’t likely to drop much in the next few decades.

The average student borrower takes out around $26,000 in loans over the course of a bachelor’s degree -- debt that’s impossible to discharge in bankruptcy, difficult to have forgiven and increasingly unlikely to be fully repaid on schedule.

Here’s a look at the costs of that debt and what’s being done to lessen the crisis.

The Direct Cost New research shows that student debt load is making Americans less likely to buy homes or start families, and more likely to live at home and take jobs just to make ends meet, instead of the more lucrative positions for which their degrees prepared them.

Short-term solutions include deferring loans by returning to school, or consolidating or borrowing from private lenders, which ends up making the problem worse.

For students graduating into a tight job market whose credit ratings are impacted by the amounts they owe, loan debt can

(NAPSI)—Diabetes kills more Americans each year than AIDS and breast cancer combined—and can cause serious problems throughout the body. According to the National Eye Institute, eye health, for example, can become critically compromised.

Around 30.3 million Americans, or 9.4 percent of the population, are living with diabetes, with about 1.5 million more being diagnosed every year. The longer someone has diabetes, the greater his or her chances are of developing diabetic retinopathy, or damage to the blood vessels in the retina. According to the National Eye Institute, between 40 and 45 percent of people diagnosed with diabetes have some degree of diabetic retinopathy.

While being overweight and leading a sedentary lifestyle are certainly linked to diabetes, social and environmental factors such as poverty, stress, and lack of safe housing and access to a healthy diet can also compromise your health and ultimately contribute to the development of type 2 diabetes. According to America’s Health Insurance Plans, addressing these social determinants of health has become a top priority for Medicaid programs.

“We encourage our members with diabetes to have regular eye exams to rule out complications,” said Dr. Andrea Gelzer, senior vice president of medical affairs at AmeriHealth Caritas, a national leader in Medicaid managed care and other health care solutions for those most in need. “We educate our members so they understand that living a healthy lifestyle, controlling their blood sugar and having regular eye exams can help save their vision.”

Simple steps can help mitigate the effects of diabetes and may potentially delay complications from diabetic eye disease, including controlling your blood sugar and blood pressure, monitoring your cholesterol, seeing your doctor regularly, and having a dilated eye exam at least once per

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