Dominique Leach established Lexington Betty’s Smokehouse in 2017, with a food truck. After a setback with the food truck, Leach worked to get the business on food delivery and catering platforms. Lexington Betty Smokehouse opened three locations, closing two of them and keeping the location in Pullman.
Dominique Leach is the owner of Lexington Betty Smokehouse, located in Pullman. PHOTO
MANLEY BILL REFINES ACCOUNTING LICENSURE, EXPANDS PATHWAYS FOR PROFESSIONALS
SPRINGFIELD, Ill. – Working to expand pathways for certified public accountants (CPAs) to work in Illinois, state Rep. Natalie Manley, D-Joliet, is sponsoring a bill that would add two additional methods for CPAs to gain licensure and make it easier for non-residents to provide CPA services in the state.
“With tax season upon us, this bill fixes some of the barriers for residents that want to become a CPA and establishes a pathway for current CPAs that want to work in Illinois — licensure stalls, red-tape, and antiquated requirements,” said Manley. “This is a practical, no-fuss solution that lowers barriers to CPA license access to address the profession’s pipeline crisis and workforce shortage by one, encouraging out-of-state accountants in good standing to come practice in Illinois, and two, allowing qualified accounting graduates who have passed the CPA exam to become licensed.”
Manley recently filed House Bill 2459, which would amend the Illinois Public Accounting Act by carving two new pathways for accounting professionals without disturbing the current path to licensure, allowing CPA applicants to become licensed with:
A bachelor’s degree in accounting, at least two years of experience, and the passage of the CPA exam; or
A bachelor’s degree and a master’s degree with 30 hours of accounting concentration, at least one year of experience, and passage of the CPA exam.
“By putting two new licensure methods on the table for our accounting professionals, we can ease burdens around tax season where so many of our residents request accounting services by slashing the red tape that’s kept more than qualified individuals from practicing and serving our state.”
House Bill 2459 is currently under consideration by the Financial Institution and Licenses Committee.
CHICAGO STUDENTS SHINE IN SPORTS CAREERS SHOWCASE FOR CUBS CHARITIES
Chicago Public School Students Step into the Role of Sports Executives, Presenting Innovative Solutions at Wrigley Field
CHICAGO — More than 90 Chicago Public Schools students from high schools across Chicago stepped into the shoes of sports executives showcasing their strategic thinking and problem-solving skills while presenting their final projects for Cubs Charities’ Careers As Sports Executives (CASE) Study Program. The event marked the culmination of the six-week program, which immerses students in the business of sports while equipping them with real-world career skills.
“The CASE program is an incredible opportunity to discover your interests and explore potential career paths. It has given me valuable insight into my future and helped me think more deeply about where I want to end up in life,” said Sophia Hernandez, student of ITW David Speer Academy, CASE program participant and Cubs Nike RBI player.
The program led off with a networking event at the Chicago Cubs Front Office where more than 70 associates guided students on an office tour. Then, through eight interactive virtual sessions, CASE participants collaborated with Cubs and other professional sports industry experts to explore key aspects of sports management, including scouting and player development, data analytics, marketing and social media and more. The students applied their knowledge in a capstone event, where they tackled real-world challenges faced by sports executives, demonstrating strategic thinking, teamwork and innovative problem-solving.
“The CASE Study Program offers an opportunity for students who may not have other avenues to explore and learn about working in the sports industry, while also introducing them to a network of professionals,” said Jennifer Dedes-Nowak, Assistant Director of Cubs Charities. “It’s inspiring to see their ambition and dedication, and we’re proud to help develop the next generation of leaders in sports.”
Originally launched in Chicago in 2018, the CASE program has since expanded to Major League Baseball markets in Detroit, New York City, and San Francisco. Through this initiative, Cubs Charities continues to invest in academic and career opportunities for youth, providing students with exposure to careers beyond the playing field. For more information about Cubs Charities and its programs, visit www.cubscharities.org.
Illinois Made Program Helped Local South Side Restaurant To Gain Statewide Recognition
Continued from page 1
BY TIA CAROL JONES
Since then, Leach has appeared on FSince then, Leach has appeared on the Food Network television show and was named Best Barbecue in Chicago by Good Morning America.
Leach’s Lexington Betty Smokehouse is part of the Illinois Made Program. The program highlights businesses across the state of Illinois, while supporting those businesses by encouraging people to visit the Illinois Made Makers, through road trip itineraries, videos, the Enjoy Illinois travel magazine and the Illinois Made holiday gift guide.
Leach said she wanted to apply for the Illinois Made program because she knew it would be beneficial for the business to get recognition. The program also aligns with her values while ensuring that food and beverage businesses do not get left out of conversations.
The “Illinois Made Program, the purpose is to highlight the business. I really appreciate them because they’re able to mention me and where my retail products can be found. I’m glad there is an outlet representing Illinois made products,” she said. The program provides awareness for people who might not have known about her products.
Leach said she would encourage other Black women-owned small businesses to apply for the Illinois Made program. She said Black women-owned small businesses need the exposure and the support a program like Illinois Made can get them. She said the program has enabled her to expand her
visibility and enabled her to get introduced to other opportunities.
Leach and her wife, Tanisha, have been able to make a name for themselves and made it their mission to be unapologetic, bold and to demand the spotlight they deserve. Leach said as a Black woman navigating entrepreneurship, she has worked hard to maintain the business and to be the type of leader she needed when she was a young chef and a young entrepreneur.
She made it her goal to speak up about the South Side and Pullman and always mention it in any interview and conversations she having. She said what makes her business unique is that Lexington Betty Smokehouse was one of the only restaurants on the South side of Chicago where people could find brisket.
“We want to embrace the Chicago barbecue culture because its important, the origins of it, but we do offer a craft barbecue style that the South side hasn’t seen, that sets us apart from everyone,” she said, adding that she loves and celebrates barbecue restaurants like Lem’s.
Lexington Betty Smokehouse is located at 756 E. 111th St. For Women’s History Month, the Wagyu Beef Franks, which are usually $15, are buy one, get one free. The Wagyu Beef Franks has the best quality of beef in it.
For more information about Lexington Betty Smokehouse, visit www.lexingtonbetty.com. You can follow Dominique Leach @chefdominiqueleach on social media and follow Lexington Betty’s Smokehouse @lexingtonbettysmokehouse on social media.
For more information about the Illinois Made program, visit www.enjoyillinois.com/plan-your-trip/illinois-made.
CHICAGO – Mayor Brandon Johnson and the City of Chicago’s Office of Budget and Management (OBM) is proud to announce the launch of its Workforce Vacancy Data Dashboard on OBM’s website. This interactive tool provides an accessible, user-friendly way to explore and filter vacancy data across all City departments. For the first time, this data will be updated on the first of each month and publicly available in an intuitive format that enhances visibility and usability. The underlying data is also available on the City of Chicago’s Open Data Portal for those who need full datasets.
“Transparency and accountability are at the heart of this administration,” Mayor Brandon Johnson said. “By making this workforce data public, we are holding ourselves accountable and equipping our communities with the tools to demand better from their government. This initiative reflects our commitment to a more just, responsive and people-centered city where budget decisions are driven by transparency and the needs of our residents, not bureaucracy.”
This forward-thinking initiative, designed to enhance transparency and accountability across City departments, not only aligns with data transparency best practices but also responds directly to aldermanic requests for enhanced accessibility to budget data – giving City officials the ability to better evaluate staffing and key financial insights ahead of the annual budget season. The underlying data can also be downloaded on the City’s Open Data Portal.
“The launch of our monthly Workforce Vacancy Data
Dashboard marks a significant milestone in our transparency efforts,” said Budget Director Annette Guzman. “This tool will provide essential insights into our city’s staffing landscape, enabling more informed decisions and strategic planning for the budget season ahead.”
This effort builds on the administration’s broader push to ensure city resources are used equitably and efficiently. By shedding light on workforce vacancies, the City is empowering aldermen, advocates, and the public with critical insights that can help shape hiring decisions, streamline services, and, ultimately, strengthen the delivery of city services to residents.
“Having access to this information is a game-changer,” said 28th Ward Alderman and Committee of Budget and Government Operations Chairman Jason Ervin. “It equips us with the insight needed to understand our workforce hiring trends and better allocate resources during the budget process. I’m excited about the positive impact the release of this data will have on our communities.”
The Workforce Vacancy Data Dashboard provides insight into current job vacancies across city departments, serving as a vital resource for tracking staffing levels.
The Office of Budget and Management is committed to ensuring transparency, accountability and efficiency in the City of Chicago’s financial planning and operations. Through innovative data initiatives and collaborative partnerships, OBM strives to provide the public with the information needed to make informed decisions about our city’s future.
Dominique Leach and her wife Tanisha began Lexington Betty Smokehouse in 2017, with a food truck, and opened their Pullman location a few years later. PHOTO PROVIDED BY PURPLE GROUP.
Gov. Pritzker Proposes Cell Phone Ban Policy for Illinois Classrooms
CHAMPAIGN -- Governor JB Pritzker recently joined Lt. Governor Juliana Stratton, teachers, school administrators, and municipal officials to propose a classroom cell phone ban in schools across Illinois. A key initiative mentioned in the Governor’s State of the State Address, the legislation would require all public school districts in Illinois to adopt a wireless communication device policy that limits the use of personal devices during class instruction time.
“It’s imperative that the state set students up to achieve their full potential – not just by investing in them, but by fostering a healthy and productive classroom environment,” said Governor JB Pritzker. “Study after study has demonstrated the benefits of a ban on classroom use of cell phones not just on student performance – but
on overall health and wellbeing. This legislation will allow our teachers to focus on what matters most – delivering a quality education that opens up opportunity for kids across the state.”
“Learning environments where students can focus without digital distractions allow teachers to more effectively engage with their students and help them reach their full potential,” said Lt. Governor Juliana Stratton. “Classrooms are sacred spaces, and should be held to the highest standards to support academic growth and social development in our students.”
vironment,” said State Superintendent Dr. Tony Sanders. “The proposal minimizes disruptions, helps prevent cyberbullying, and encourages in-person social interactions among students, while preserving each district’s ability to design a local policy that works for their community’s needs. In addition to the academic benefits, this important move will help improve students’ mental health by reducing students’ exposure to social media during the school day. This is a smart, balanced approach to keep the focus where it belongs – on learning.”
Alzheimer’s Association Advances Dementia Care Navigation to Improve Patient Support
According to a Pew research study, 72% of high school teachers identified cell phone distraction as a “major problem” in their classroom. Similar policies have already been adopted by eight other states, and the initiative is proven to be widely popular, with 68% of adults in favor of in-class electronics bans. In Illinois, several school districts—in Champaign, Springfield, and Peoria—have already implemented policies limiting cell phone use.
This proposed bill would require districts to implement a ban on personal phone use during instructional periods, with the following exceptions:
In the event of an emergency or in response to an imminent threat.
When a teacher or instructor has authorized the student to use a wireless communication device for educational purposes—e.g. Chromebook use, technology-based activities, etc.
When a licensed physician determines that the possession or use of a wireless communication device is necessary for the health or well-being of the student.
To fulfill an Individualized Education Plan or 504 plan.
“Putting healthy boundaries around cell phone use in classrooms will have a positive effect on both students and teachers,” said Rep. Michelle Mussman (D-Schaumburg). “It’s important to help students of all ages learn the time and place to strategically separate themselves from certain electronic devices in order to be fully present in the moment and able to focus on the task at hand. Being able to recognize the psychological influence of unrestricted screen time and discern when it is better to create boundaries is a skill that will improve their mental wellbeing and productivity long into adulthood.”
“I appreciate the fact that this legislation was crafted to be responsive to needs identified by classroom teachers and leaves the ultimate decisions on the device policy to the local school boards,” said City of Champaign Mayor Deb Feinen. “While it is important that our students are able to focus on learning while in the classroom free from device distraction, it is also important to allow each community to craft a policy that works within their District.”
In an effort to enhance patient care and coordination for individuals living with Alzheimer’s and other dementias, the Alzheimer’s Association has established a standardized framework for dementia care navigation. Dementia care navigators play a crucial role in guiding patients and their families through the complexities of the healthcare system, ensuring they receive appropriate treatment and support.
To encourage the widespread adoption of coordinated care models, the Alzheimer’s Association convened an expert workgroup of researchers to define consistent dementia care navigation. Their findings, published in Alzheimer’s & Dementia: Translational Research and Clinical Interventions (TRCI), outline seven essential principles for dementia care navigation that emphasize personcentered care.
According to the workgroup, effective dementia care navigation should:
• Be person- and family-centered to foster collaboration and engagement.
• Be culturally responsive and address disparities in healthcare access and support services.
• Clearly define roles and responsibilities for all members of the dementia care navigation team.
• Address barriers related to medical, legal, financial, emotional, and other challenges faced by individuals living with dementia and their caregivers.
• Provide coaching, education, and coordination that is empowering, solution-focused, and strengthsbased.
• Focus on the family unit as defined by the person living with dementia.
• Ensure that processes and protocols are evidence-based.
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When the wireless communication device is necessary for students who are English learners to access learning materials, participate in class or otherwise facilitate communication.
The proposed policy is designed to enable districts to implement policies in a manner that best meets the needs of their individual school communities within the parameters of the policy. In order to prevent excessive punitive measures, enforcement of these policies via fines, fees, or ticketing, or via deployment of a School Resource Officer or a local law enforcement officer are prohibited. Through the policy, school districts will also identify guidelines for secure and accessible storage of wireless devices that prevents use, loss, and theft. School boards will also review the effectiveness of their district’s communication device policy at least every three years.
“We fully support this legislation to limit cell phone use in schools because it creates a more focused, engaging, and supportive learning en-
Support for this policy is aligned with Governor Pritzker’s commitment to prioritize initiatives that have a positive impact on Illinois’ working families and educational opportunities. In addition to the cell phone ban, Governor Pritzker is also proposing a direct admission program to streamline college admissions to public postsecondary institutions and save Illinois families money. The Governor is also proposing a policy to enable community colleges to offer 4-year degrees in key sectors to help meet workforce needs while making community college more accessible.
Additionally, the proposed FY26 budget includes historic investments for K-12 public schools and higher education to expand access to quality education for all of Illinois’ students. This includes investing an additional $350 million in the Evidenced-Based Funding (EBF) formula – bringing the total EBF program to $8.9 billion, which represents a $2.1 billion aggregate increase in funding during the Pritzker Administration.
Dementia Care Navigation Roundtable
Building upon this framework, the Alzheimer’s Association leads a Dementia Care Navigation Roundtable, bringing together health systems, payers, and dementia experts to develop standardized processes and protocols for dementia care navigation.
The Roundtable is working to refine patient navigation programs based on the established principles while gathering additional evidence to enhance their implementation across all care settings. The group aims to define the need for dementia care navigators and establish best practices for integrating this framework into healthcare systems nationwide.
For additional details about the Dementia Care Navigation Guidelines, please contact the Alzheimer’s Association at dementiacarenavigation@ alz.org.
Contact: Lionell Martin, Public Relations Manager, Alzheimer’s Association, lrmartin@alz.org, 773.593.4211.
About the Alzheimer’s Association Illinois Chapter
The Alzheimer’s Association offers a 24/7 Helpline (800-272-3900) that is available 365 days a year. Specialists and master’s-level clinicians provide confidential support and information to individuals living with dementia, caregivers, families, and the public.
Preparing Financially for Future Emergencies: Building Resilience and Readiness
SPONSORED BY JPMORGANCHASE
In an unpredictable world, financial emergencies can arise at any moment, whether due to unexpected medical expenses, job loss, or natural disasters. Building financial resilience is not just about having a safety net; it’s about cultivating habits and strategies that help ensure stability and peace of mind in the face of uncertainty.
Here are some practical tips to help you prepare financially for future emergencies, empowering you to navigate life’s challenges with confidence:
1Create an Emergency Fund: Start by saving leftover money each month, gradually building up to cover three to six months’ worth of living expenses. You can set up automatic transfers from your checking to your savings account to ensure consistent contributions without having to think about it. By storing your emergency fund in a high-yield savings account or money market account, it can earn interest yet still remain easily accessible.
2 Budget Wisely: Use budgeting apps or spreadsheets to monitor your expenses and identify areas where you can potentially cut back. Also be sure to prioritize needs
over wants by focusing on essential expenses and reduce discretionary spending to help free up more money for savings. Revisit your budget periodically to accommodate changes in income or expenses and ensure you’re on track.
3 Manage Debt Effectively: Focus on paying off high-interest debt, such as credit card balances, and
INVESTMENT AND INSURANCE PRODUCTS ARE:
explore options to consolidate or refinance loans at lower interest rates to save money and simplify payments. Be cautious about taking on new debt, especially for nonessential purchases, to maintain financial flexibility.
4
Protect Your Assets: Ensure you have adequate health, home, auto, and life insurance to protect against unexpected expenses and keep important financial documents, such as wills and insurance policies, in a secure location.
5 Plan for the Long Term: Contribute regularly to retirement accounts, such as a 401(k) or IRA, to help secure your financial future and consult with a J.P. Morgan advisor to develop a comprehensive financial plan tailored to your needs.
Adjusting to a budget takes time, as it’s about finding the right balance between spending and saving. By implementing these tips, you can help build a solid foundation to withstand future emergencies and enhance your financial security. Regularly reviewing your budget against your actual expenses allows you to refine and optimize your financial strategy.
For more information, visit chase.com/ financialgoals
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J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A.
(JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
For informational/educational purposes only: Views and strategies described in this article or provided via links may not be appropriate for everyone and are not intended as specific advice/recommendation. Information has been obtained from sources believed to be reliable, but JPMorgan Chase & Co. or its affiliates and/or subsidiaries
do not warrant its completeness or accuracy. The material is not intended to provide legal, tax, or financial advice or to indicate the availability or suitability of any JPMorgan Chase Bank, N.A. product or service. JPMorgan Chase & Co. and its affiliates are not responsible for, and do not provide or endorse third party products, services, or other content. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
3 Visionary Leaders Join Akina Technologies PBC to Empower Black + BIPOC Women and Advance Generative AI Innovation
FRISCO, Texas, PRNewswire -- Akina Technologies
PBC, the pioneering platform offering transformative AI solutions, resources, and an unparalleled community by and for marginalized communities, proudly announces the addition of three groundbreaking leaders to its team. Former Obama administration advisor, DeJuana L. Thompson, joins as co-founder, while visionary leaders Lisa Green and Dr. Nashlie Sephus bring their expertise to advisory roles. This marks a new chapter in Akina Technologies’ mission to empower women of color, foster equity, and create groundbreaking technology designed for impact.
the company’s vision to create generative AI solutions that empower Black and BIPOC communities to thrive. The platform will unlock new pathways and opportunities for empowerment, representation, and innovation made possible through Akina Technologies’ partnerships with organizations like Woke Vote (founded by Thompson), Mae Health, and The Alignment Chapter.
“In order to truly drive meaningful change, disenfranchised communities must lead in designing solutions that reflect their needs and aspirations,” says Thompson.
Positioned as the gold standard for culturally competent technology, Akina Technologies leverages cutting-edge innovation to build AkinaAI and AkinaConnect—products that will provide transformative tools, mentorship, and community for professional and personal development launching this year. With these new leadership appointments, Akina Technologies is poised to accelerate its vision of changing millions of lives while reshaping the future of connection, visibility, and opportunity.
Empowering Marginalized Communities, Led by Visionaries
DeJuana L. Thompson, a leader in political advocacy and former advisor with the U.S. Small Business Administration, brings two decades of strategic expertise to Akina Technologies. As co-founder, Thompson will help advance
“I’m honored to join Akina Technologies in building a future where BIPOC communities are celebrated, resourced, and equipped to succeed on their own terms.”
A Bold Future: Innovation and Mentorship Powered by AI
Dr. Nashlie Sephus, an authority in ethical AI development and a leader at Amazon Web Services, joins Akina Technologies to guide the development of AkinaAI. Her expertise will ensure AkinaAI sets a global standard for inclusive, equitable, and culturally relevant generative AI that reflects the needs of the underserved.
Lisa Green, a renowned business executive with a legacy at global brands like Unilever, Estée Lauder, and LVMH, will oversee Akina Technologies’ professional networking capabilities, creating powerful opportunities for mentorship and sponsorship. With her proven track record of advancing diversity and elevating underrepresented voices, Green will help shape Akina Technologies’ vision
of building a connected, thriving community for Black women.
A Movement for Social Impact, Driven by Innovation
“At Akina Technologies, we believe technology should uplift and empower communities. That’s why our commitment as a public benefit corporation goes beyond profits—we’re creating generative AI solutions that tackle systemic barriers and foster equity,” says Leigh Higginbotham Butler, Founder and CEO of Akina Technologies. “With the leadership of DeJuana, Nashlie, and Lisa, we are building not just a platform, but a movement to revolutionize how underrepresented and underserved communities access opportunity and achieve success.”
Join Akina Technologies as we reimagine technology, equity, and opportunity for the next generation. Together, we’re creating a future where no one is left behind. For more information, please visit www. AkinaTechnologies.com.
Akina Technologies PBC is at the forefront of building the future of culturally competent generative AI solutions for marginalized communities. With its flagship products—AkinaAI and AkinaConnect—the company empowers women of color with cutting-edge tools, mentorship opportunities, and a robust, supportive community. As a public benefit corporation, Akina is committed to driving meaningful social impact and becoming a pillar of support for millions.
Akina Technologies
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Buttah Skin Launches #BlackBeautyForward Tik Tok Campaign to Celebrate the Future of Skincare
(Black PR Wire) Buttah Skin is turning up the glow with its #BlackBeautyForward campaign, a call to action to celebrate, support, and uplift Black beauty—past, present, and future. Teaming up with some of TikTok’s most dynamic creators, Buttah Skin invites everyone to step up, show out, and make Black beauty history happen today.
“Black beauty has always been a movement, not a moment,” says Tomara Watkins, President at Buttah Skin. “With #BlackBeautyForward, we’re honoring the trailblazers who paved the way while amplifying today’s creators, entrepreneurs, and changemakers who continue to redefine beauty on their own terms.”
In today’s anti-DEI (Diversity, Equity, and Inclusion) climate, initiatives like #BlackBeautyForward are more crucial than ever. As conversations around representation and economic equity continue, supporting Black-owned beauty brands is a tangible way to foster change and uplift historically marginalized communities. This campaign highlights the importance of investing in Black businesses, ensuring that beauty remains inclusive, empowering, and reflective of all identities.
Throughout February and beyond, TikTok creators will showcase their glow-up journeys, share
their favorite Buttah Skin products, and encourage their audiences to shop Black, support Black, and glow Black. From tutorials to testimonials, the campaign highlights the power of Black-owned beauty and the impact of investing in brands that celebrate melanin-rich skin.
Consumers can join the movement by using #BlackBeautyForward, engaging with featured creators, and shopping Buttah Skin’s collection at www. buttahskin.com.
Buttah Skin was founded to provide high-quality skincare solutions for melanin-rich skin, offering products that nourish, hydrate, and enhance natural radiance. With #BlackBeautyForward, the brand continues its mission to celebrate Black beauty 365 days a year.
Founded in 2018, Buttah Skin delivers skincare essentials designed for melanin-rich skin. With a commitment to inclusivity and authenticity, the brand champions self-care and confidence through high-quality, effective products.
Follow Buttah Skin on TikTok, Instagram, and Youtube : @buttahskin
Join the Movement. Step Up. Show Out. Glow Black. #BlackBeautyForward
DONNA KARAN CASHMERE MIST INTRODUCES A NEW CHAPTER FOR SPRING 2025, FEATURING IMAAN HAMMAM IN A CAPTIVATING CAMPAIGN
NEW YORK, PRNewswire -- Donna Karan New York is relaunching its iconic Cashmere Mist Eau de Parfum, with a bold new campaign featuring globally renowned supermodel, Imaan Hammam. The campaign reintroduces the fragrance’s timeless sensuality with a fresh, modern edge that speaks directly to today’s multifaceted woman.
Originally released in 1994, Cashmere Mist was created to embody the luxurious feel of cashmere against bare skin — a signature scent designed to stand the test of time. Three decades later, this symbol of sophistication and elegance continues to seduce the senses with its unparalleled blend of notes and textures.
“Imaan perfectly embodies Donna Karan New York’s timeless spirit, making her the ideal for this campaign. Following her standout roles in Spring and Fall 2024, it was a natural decision to feature her as the face of this iconic fragrance.” – Jeff Goldfarb, Executive Vice President, G-III Apparel Group.
A NEW CHAPTER FOR A TIMELESS CLASSIC
purest forms.
THE FRAGRANCE
Fresh and dewy notes of Lily of the Valley and luscious Orchid Flowers are accentuated by the natural energy of Italian Bergamot to impart a bright clean freshness. Then, powerful notes of Moroccan Jasmine and Heliotrope soothe with a sweet intensity. Finally, the warm notes of Amber, Vanilla, Sandalwood, and velvety Suede Accord wrap the fragrance in a comforting embrace, completing this sensuous array.
Top Notes: Italian Bergamot, Lily of the Valley, Orchid Flowers
The campaign goes back to the roots of Cashmere Mist, inspired by its original tagline, “A fragrance to seduce the senses.” Photographed by Mikael Jansson, the campaign captures Hammam’s elegance, strength, and femininity in the serene and evocative landscape of the Stockholm Archipelago— where the original campaign was shot 30 years ago.
Draped in cashmere and enveloped in the mist, Hammam embodies the ethereal essence of the fragrance: timeless, raw, and seductive. Shot in black and white, the images are both powerful and minimalist, allowing the beauty of Hammam and the fragrance to shine in their
Base Notes: Sandalwood, Amber, Vanilla, Cedarwood, Patchouli, Suede Accord
“Donna Karan Cashmere Mist, a longstanding Fragrance Foundation Hall of Fame honoree, is a true icon in the world of fragrance, celebrated for its timelessness and loyal following. This new campaign marks an exciting chapter, where we honor its rich legacy while embracing the future, inviting a new generation to discover its unmatched sophistication and sensuality. Cashmere Mist is the ultimate expression of luxury, and we look forward to ensuring its relevance for years to come while staying true to the heritage that has made it so iconic.” – Jean Madar, Chairman & CEO, Inter Parfums, Inc.
THE BOTTLE
Designed by Donna Karan’s late husband, sculptor Stephen Weiss, the iconic Cashmere Mist Eau de Parfum bottle mirrors the beautiful contours and lines of the female form in glass. The outer packaging reflects a sensuous gold
hue.
AVAILABLE AT DONNAKARAN.COM, MACYS.COM, SEPHORA.COM AND ULTA.COM
Donna Karan Cashmere Mist Eau de Parfum 3.4oz/100ml $130
Donna Karan Cashmere Mist Eau de Parfum 1.7oz/50ml $107
Donna Karan Cashmere Mist Eau de Parfum 1.0oz/30ml $78
Operating in the global fragrance business since 1982, Inter Parfums, Inc. (IPAR) produces and distributes a wide array of prestige fragrance and fragrance related products under license agreements with brand owners. The Company manages its business in two operating segments, European based operations, through their 72% owned subsidiary, Interparfums SA, and United States based operations, through wholly owned subsidiaries in the United States and Italy.
The portfolio of prestige brands includes Abercrombie & Fitch, Anna Sui, Boucheron, Coach, Donna Karan/DKNY, Emanuel Ungaro, Ferragamo, Graff, GUESS, Hollister, Jimmy Choo, Karl Lagerfeld, Kate Spade, Lacoste, MCM, Moncler, Montblanc, Oscar de la Renta, Roberto Cavalli, and Van Cleef & Arpels, whose products are distributed in over 120 countries around the world through an extensive and diverse network of distributors. Inter Parfums, Inc. is also the registered owner of several trademarks including Lanvin and Rochas.
G-III Apparel Group, Ltd. (NasdaqGS: GIII), a global leader in fashion with expertise in design, sourcing and marketing, owns and licenses a portfolio of over 30 preeminent brands. The Company is differentiated across unique brand propositions, product categories and consumer touch points. G-III owns ten iconic brands including, DKNY, Karl Lagerfeld, Donna Karan and Vilebrequin, and licenses over 20 brands, including Calvin Klein, Tommy Hilfiger, Nautica, Halston, Converse and National Sports leagues, among others.
Donna Karan New York
Bally’s Chicago Casino Celebrates Women’s History Month with Charitable Promotion Benefitting
Chicago Foundation for Women
CHICAGO – Bally’s Chicago Casino is celebrating Women’s History Month with a “Give $5, Get $10” charitable contribution campaign benefitting Chicago Foundation for Women (CFW), an organization celebrating their 40th anniversary this year. Throughout the month of March, new and existing Bally Rewards members are eligible once each week to receive free play, or table bets for donating to CFW, which works to improve the lives of women, girls and gender-expansive people through grantmaking, leadership development and education.
“Bally’s Chicago Casino is glad to support organizations that make a real difference for members of our community, like Chicago Foundation for Women. Their investments focusing on economic security, freedom from violence, access to health services and empowering diverse leadership are helping create a stronger Chicago,” said Monica Scott, Bally’s Chicago Vice President of Community Engagement. “The Bally’s Chicago team is always looking for ways to give back—from monthly volunteerism and in-kind donations to charitable promotions like this one—and we are proud to give back to Chicago.”
As part of the “Give $5, Get $10” promotion, Bally Rewards players can donate in $5 increments each (Sunday-Saturday) to receive free play, or table bets based on tier:
Pro: $5 per week - $5 donation for $10 free play, or table bet
Star: $10 per week - $10 donation for $20 free play, or table bet
Superstar: $15 per week - $15 donation for $30 free play, or table bet
Legend+: Up to $25 per week - $25 donation for $50 free play, or table bet
See Ballyschicago.com for more information.
Proceeds from the promotion will be combined with charitable funds from Bally’s Chicago to support a generous donation at the end of the month.
“We are thankful that Bally’s Chicago Casino is joining us in uplifting women, girls and gender-expansive people in our community,” said Keenya Lambert, President and CEO of Chicago Foundation for Women. “We deeply admire both their thoughtful partnership and their commitment to Chicago.”
Bally’s Chicago Casino regularly supports women-owned businesses across Chicago, including hiring as vendors and partnering through the casino’s Community Rewards Partner Program. The Community Rewards Partner Program allows Bally Rewards members to redeem earned Bally Bucks for products and services from participating local businesses, including women-owned Bronzeville Winery and Kilwins Ice Cream. Notable women-owned vendor partners include Flowers Communications Group, MOTR GRAFX, LLC, JR Dessert Bakery, MGPG Events, Inc. and Sabre Supply, Inc.
The casino also has ongoing efforts to support the hiring, development and advancement of women in its workforce, with women currently comprising over 45% of the team. These efforts match Bally’s Chicago’s Host Community Agreement (HCA) commitment to the City of Chicago of employing 45% women in its workforce.
Bally’s Chicago Casino, voted best casino, is temporarily located in the historic Medinah Temple Building, offering an exceptional gaming and entertainment experience in the heart of the city. Spanning three floors over 34,000 square feet of gaming space, Bally’s Chicago Casino features the latest slots and table games, catering to all levels of players, valet parking, restaurants, a grab and go, and two bars. For more information, visit the Bally’s Chicago Casino website.
Get Your House In Order
The Rich Get Richer, and the Poor Get Poorer
When I ask people if they have their affairs in order, most say “yes.” But statistics tell a different story—less than 41% of Whites and only 26% of Blacks have estate plans. That means the majority are unprepared for their final years.
As a child, I often heard, “The rich get richer, and the poor get poorer.” I hoped it wasn’t true, but today’s reality suggests otherwise. A study reported by the National Association of Real Estate Brokers (NAREB) found that Black homeownership is about the same as it was in 1970. This is alarming because real estate is the foundation of Black wealth—yet too many of us are dying without wills or trusts, leaving our property in limbo.
Take my South Shore community: once 85% owner-occupied, it’s now just 23%. A major reason? Many residents live in homes still titled to deceased relatives, never going through the legal process to claim ownership. The cost to update a title is minimal compared to the financial benefits of securing property for future generations. As a former owner of a AMAXX Title Services, I can show you how.
I urge you—get your house in order. Make a will. Establish a trust. Transfer property titles. If you don’t, the state will decide who gets what, and your family’s wealth could be lost.
Remember the adage: “The rich get richer, and the poor get poorer”. Don’t let that happen to your family, make plans today to build your family’s wealth for generations to come.
Bye for now,
Bren.
QUIZ: Who gets the assets of a remarried widow(er)?
Answer to last week’s quiz: Term life insurance is an excellent financial tool to use for paying predictable expenses, such as a mortgage, that would be difficult or impossible to pay if the primary wage earner dies.
Get a more detailed answer to last week’s QUIZ question or for any financial questions that you may have, please call me: 773-817-0601 or 773819-1700
Disclaimer: The illustrations presented in this column are not, nor are they intended to be, legal, financial, or any other licensed professional advice, you should contact the licensed professional of your choice for advice on your individual situation.
Natural Vs. Lab-Grown Diamonds: Know What You’re Buying New Diamond Verification Device Introduced
One of the most common misconceptions in the ongoing debate between natural and non-natural diamonds is that it’s impossible to tell the difference between the two. Research shows that almost half of consumers are unaware that laboratory-grown diamonds (LGDs) can be detected from their natural counterparts. For consumers who are investing in diamonds and diamond jewelry, this means there is perhaps a lack of assurance that they are getting what they think they are paying for.
This spring, with the introduction of a new verification device, the DiamondProof, to retail stores for the first time, consumers will be able to make informed purchasing decisions and distinguish natural diamonds from non-natural diamonds, like LGDs and other diamond simulants, with a zero percent ‘false positive rate’.
and ordered the device for their stores, noting the ability to rapidly and easily screen both loose diamonds as well as stones set in jewelry.
“Natural diamonds and lab-grown diamonds are two fundamentally different products. Natural diamonds are rare, one-ofa-kind miracles of nature that come to us from the earth through heat, pressure and time.” notes CEO of De Beers Brands Sandrine Conseiller. “This incredible journey is what makes them the ultimate marker of life’s most profound emotional moments. Consumers should be able to have confidence in such a meaningful purchase, and DiamondProof allows retailers to offer them greater peace of mind. We are in a new era of transparency at retail, and customers deserve to know what they are buying.”
Developed by De Beers Group, the DiamondProof technology is able to detect the distinct chemical compositions of natural diamonds, allowing for precise and rapid identification. Early adopters of the DiamondProof include some of the largest jewelry retailers in the U.S., and the device will also be available in a number of independent retail outlets to ensure that any diamond consumer is able to try out the technology and gain assurance on their own jewelry, or diamonds they are planning to purchase.
The first DiamondProof prototype instrument was unveiled last June at the JCK show in Las Vegas, the premier jewelry expo for retail professionals. Many quickly jumped on board
“By rapidly and reliably identifying whether a diamond is natural, DiamondProof is instrumental in enhancing consumer confidence in natural diamond purchases. Consumers deserve clarity and having DiamondProof available in retail settings helps them make informed decisions, while appreciating the unique value and story behind each natural diamond. With decades of leadership in synthetic detection technology, we are committed to providing the level of transparency that consumers expect,” stated Sarandos Gouvelis, SVP, Pricing, Product and Technology Development at De Beers Group.
For anyone looking to evaluate and verify their own diamond jewelry, or looking for assurance in new diamond purchases, a major retailer near you will soon have a DiamondProof available.
A new device, the DiamondProof, can rapidly and reliably distinguish natural diamonds from laboratory-grown diamonds and other diamond simulants
Karen Blanchard testing jewelry at the Bernard James Jewelry store in Brooklyn, NY. Image courtesy of Bernard James and Miller Lyle.
Bren Sheriff
Chef Renard Tucker Infuses Living Fresh Market’s Hot Bar with a Unique Blend of Flavors from New Orleans and Beyond
FOREST PARK, Ill. -- The secret is out! Living Fresh Market’s hot bar, led by the talented Chef Renard Tucker, has become the go-to destination for families who want to enjoy restaurant-quality meals without the hassle of grocery shopping or dining in a restaurant.
Chef Tucker, 44, who hails from New Orleans, has been delighting customers with his authentic Cajun, Creole, and Southern cuisine for the past few years at what is believed to be the largest full-scale supermarket owned by an African American in the nation.
Last week, Chef Tucker and his team were in their element, serving up a feast of New Orleans and Fat Tuesday dishes that left customers longing for more. The hot bar featured fan favorites such as jambalaya, blackened catfish, seasoned asparagus, macaroni and cheese, shrimp and grits, and a seafood boil. The response was overwhelmingly positive.
Corey Cooper, a retired policeman from Maywood, shared his enthusiasm during a recent visit: “Shrimp and grits, man, it’s that southern style. I knew he was from New Orleans. Every Friday, I come in just because of the shrimp and grits, and on other days when I’m here shopping, I get other things. This is dynamite.”
Chef Tucker’s culinary journey is as rich and flavorful as the dishes he prepares. His passion for cooking began at a young age, inspired by his grandmother’s fried chicken and homemade biscuits, jams, and jellies. “I love it. It is my first love. Cooking is my passion. Even from birth, I was in the kitchen with my grandmother. That’s where it started from,” Chef Tucker reminisced. He further honed his culinary skills while working on oil rigs for 15 years, learning from a seasoned chef who taught him everything before retiring.
Thirteen years ago, Chef Tucker, his mother, and a few other relatives moved from New Orleans to Chicago. This move was influenced by an aunt who had settled in the area 38 years ago.
His first cooking job was at an upscale Oakbrook seafood and steak house. He became the lead chef at Harvest 365 Restaurant & Fresh Grill, a fancy all-youcan-eat buffet with international cuisine inside the Forest Park Plaza in Forest Park. From Harvest, he launched Heavens Kitchen Catering Inc., before being lured by Living Fresh Market’s senior executive Melody Winston to become the chef of the hot bar.
Chef Tucker’s weekly menu at Living Fresh Market is a testament to his dedication to providing high-quality, flavorful dishes. From Tuesday to Sunday, customers can enjoy a variety of themed meals:
Taco Tuesdays: A celebration of Mexican flavors with various tacos.
Wild Wing Wednesdays: Featuring a selection of delicious chicken wings.
Soul Food Thursdays: Featuring popular soul food dishes, including fried chicken, candied yams, and peach cobbler.
Seafood Fridays: A seafood lover’s dream with dishes like shrimp and grits.
Soul Food Saturdays and Sundays: Comfort food, including dressing and greens, is evident in every dish he prepares.
His dedication to consistency and quality has made Living Fresh Market’s hot bar a favorite among customers.
“People want good quality food. Once they taste it, the experience will draw them here,” Chef Tucker emphasized. “I put pride and love in it and have my worship music on. I praise God, giving him the highest glory, because everything good comes from him. He is number 1. That’s the secret to our success.”
For information about Living Fresh Market, visit the company’s website at https://livingfreshmarket. com/.
Private Fear, Public Façade
News reports roll out daily highlighting the latest cruelty from the Trump/Musk administration. The government is being aggressively and indiscriminately dismantled and with it the rights and safety net many depend on. This constant stream has created an atmosphere of anxiety, fear, and uncertainty. Shifts are coming at a pace that leave little time or space to deal with anything other than what is in front and what comes next. There is a surreal quality to the experience made all the stranger for the sense of business as usual that also exist.
There is a chorus of media pundits and influencers attempting to galvanize a broad response, yet in our everyday lives there seems to be little reflecting this urgency. It is only in private conversations that people are willing to admit the direness of our situation to themselves and to one another. Publicly, there exists this need for individuals to avoid being seen as alarmists and companies to avoid in any way drawing the ire of the administration.
This public distancing of ourselves from the severity of our situation is harmful to our mental health and further normalizes the harm being done. Corporate groups hosting events honoring women but not mentioning the fight we are in for bodily control are not empowering, they are hollow. There is nothing to be gained by pretending we are ok. In fact, we unintentionally contribute to the harm and entrench it when we go about our daily lives failing to hold ourselves, the companies we support, and our elected officials to the task of fighting for democracy. We do not do ourselves any favors by whispering our fears privately while wearing masks of normalcy publicly. It’s time to lead with our faith to dismantle the façade and face our fears.
The Apollo’s Dining with the Divas Luncheon
Hosted By Bevy Smith Raises $450K for Arts Education
(Black PR Wire) Harlem, NY – The Apollo proudly announces the success of its annual Dining with the Divas luncheon, which raised over $450K to support The Apollo’s education programs. These initiatives provide over 20,000 NYC students with access to free or low-cost performances at The Apollo each year, as well as offer paid internships and apprenticeships for on-site career training and workforce development in the arts.
Hosted by Bevy Smith, the event, held on Thursday, February 13 transformed the iconic Apollo Theater into a vibrant dining space and featured performances by Junior Scaife and students from C.S. 154, the school has been in partnership with Apollo Education for over 15 years, and music by Angel and Dren.
This year, the luncheon honored Joan Haffenreffer, a dedicated Dining with the Divas co-chair, for her unwavering commitment to the event over the past decade. Inspirational remarks were given by Aurora James, Founder of the Fifteen Percent Pledge and Creative Director & Founder of Brother Vellies; Esi Eggleston Bracey, Chief Growth and Marketing Officer at Unilever; Tina Perry, President of OWN, Michelle Ebanks; President & CEO of The Apollo and Kamilah Forbes, Executive Producer of The Apollo as they celebrated extraordinary women across various industries who serve as role models and mentors.
Michelle Ebanks, President and CEO of The Apollo, reflected on the organization’s vision and strategic direction for the year: “The forces that seek to divide us and undermine us are real; they have a strategy, but we have one too. Because at The Apollo
it’s about the artist and the talent but it’s also about the audience. The audience has their say, and your say matters to us. This year we will do three things: we will focus on deepening our existing relationships in our community and creating new ones, we will leverage our data to drive action, and we will craft messages and opportunities that break through the noise and build momentum. Our work is not responding to political shifts, it’s about shaping the future.”
Kamilah Forbes, Executive Producer of The Apollo, highlighted the significance of ongoing education efforts: “This event highlights our education programs. And our program has been in effect for the last 20 years. We serve close to 20,000 young people around the city annually through inschool programs, through digital programs, and through programs here onsite at The Apollo. Where we are giving instructions around culture, leadership, and innovation. Divas aren’t just born, they are nurtured and inspired and cultivated and that is what we are doing. Cultivating the next generation.”
Distinguished guests included NYC Commissioner Laurie Cumbo, Janai Nelson, Karol Mason, Tonya Lewis Lee, Susan Kelechi Watson, Thelma Golden, Erika Liles, Jodie Taylor.
Over 350 attendees gathered to celebrate, network, and contribute to The Apollo’s year-round education, community, and performing arts programs benefiting New York City students and families.
SUPPORT
The Apollo’s Dining with the Divas fundraiser is sponsored by Citi, HarborView Equity Partners, and Paramount.
PAM GRIER LAUNCHES FAST CHANNEL WITH FREE TV NETWORKS
ATLANTA, PRNewswire -- Legendary actress and activist Pam Grier has partnered with Free TV Networks to cultivate and curate her own FAST Channel, Pam Grier’s Soul Flix, in which Grier celebrates the powerful heroes of Black cinema. Pam Grier’s Soul Flix is airing now across platforms including The Roku Channel and Plex.tv.
“I could not be more pleased with my Free TV Networks partnership. It builds upon my life’s work to support all independent women and fans of Black cinema. These films don’t just entertain – they inspire, empower, and tell stories that need to be heard,” notes Pam Grier. “As someone who’s lived through this journey and fought to bring strong characters to life, I’m thrilled to shine the spotlight on the brilliance and resilience of our community. Pam Grier’s Soul Flix is a celebration of our legacy.”
“We are beyond thrilled to announce our collaboration with Pam Grier, a true icon. Her groundbreaking contributions to film and television have left an indelible mark on the industry; and her talent, charisma, and authenticity continue to inspire generations. Partnering with Pam on this exciting new venture is truly an honor as she showcases the cultural pillars of Black filmmaking,” says Jonathan Katz, President and CEO of Free TV Networks.
Lauded by Quentin Tarantino as “cinema’s first female action star,” world-renown actress Pam Grier has been a force in the entertainment business for more than 50 years. Best known as “the meanest chick in town” in Foxy Brown (1974), Grier’s additional feature film work includes The Big Doll House (1971), Women in Cages (1971), The Big Bird Cage (1972), Coffy (1973), Black Mama White Mama (1973), Scream Blacula Scream (1973), The Arena (1974), Sheba, Baby (1975), Bucktown (1975), Friday Foster (1975), and Tarantino’s Jackie Brown (1997), a film adaptation of Elmore Leonard’s novel “Rum Punch,” titled in Grier’s honor and the Blaxploitation movies of the 1970s.
Grier also appeared in Something Wicked This Way Comes (1983), Above the Law (1988), Escape from LA (1996), Mars Attacks! (1996), Jawbreaker (1999), In Too Deep (1999), Holy Smoke! (1999), Bones (2001), Ghost of Mars (2001), Just Wright (2010), Larry Crowne (2011), and Poms (2019).
Her television credits include Miami Vice (1985-1989), Night Court (1986), Crime Story (1986-1988), The Cosby Show (1987), The Fresh Prince of Bel Air (1994), Sinbad (1994), Martin (1995), The Wayans Brothers Show (1998), MadTV (1998), Linc’s (1998-2000), Law & Order: Special Victims Unit (2002-2003), The L Word (2004-2009), Bless This Mess (2019-2020), and Snoop Dogg’s video for “Doggy Dogg World” (1994). Grier made her theater debut in Sam Shepard’s Fool for Love (1985) at the Los Angeles Theatre Center, a performance that earned her the NAACP Image Award for Best Actress in a Play. She also starred in the Terrance McNalley play Frankie and Johnny at the Clair de Lune (1990) at the Hahn Cosmopolitan Theatre in San Diego.
Earning Emmy, Golden Globe, Screen Actors Guild, and NAACP Image Award nominations throughout her career, Grier received the 2003 Special Achievement in Film Trumpet Award and the 2024 Lifetime Achievement Award at the Toronto Black Film Festival. In 2010, Grier released her memoir, Foxy: My Life in Three Acts, with Andrea Cagan.
Free TV Networks (FTN) serves consumers as the leading independent owner of national premium free over-the-air digital broadcast networks (“diginets”) and free ad-supported streaming TV (FAST) platforms.
In partnership with global content leaders Warner Bros. Discovery and Lionsgate, and broadcast powerhouse Gray Media, FTN launched its first two Broadcast Networks on January 1, 2024, with 365BLK, serving African American viewers with blockbuster movies and hit series; and OUTLAW, showcasing iconic and legendary tales of the Old West. Both Broadcast Networks have corresponding FTN FAST Channels under the same branding. Partnering with A+E Networks, on July 1, 2024, FTN launched its third Broadcast Network, DEFY, featuring popular unscripted TV series. These three diginets are on air in 90% of the U.S.
On March 1, FTN launched its fourth Broadcast Network, BUSTED, offering audiences endless thrills through first-hand, high-adrenaline, crime-focused programming. It is anticipated to launch with more than 90% coverage of U.S. households via distribution on Scripps; Gray Media; Nexstar Media Group, Inc.; and HC2 Broadcasting TV stations nationwide.
FTN capitalizes on the resurgence of over-the-air viewing, the rapid growth in ad-supported streaming channels, and the rise of digital broadcast networks, which grew their total share of viewing by 13% during the 2023/2024 broadcast season, per Nielsen. Today, according to industry research, nearly one in three U.S. households – approximately 35 million – have a digital antenna, with the market projected to surpass 50 million U.S. households by 2027.
BlackPRWire
National Museum of African American History and Culture Celebrates Women’s History Month Honoring Black Women
Since opening Sept. 24, 2016, the National Museum of African American History and Culture has welcomed 11 million in-person visitors and millions more through its digital presence.
The Smithsonian’s National Museum of African American History and Culture (NMAAHC) celebrates Women’s History Month by honoring Black women who spearheaded the fight for justice, equality and change. The museum will recognize “Black Women: The Activist” as the theme for March and share stories, events and exhibits that demonstrate the resiliency of Black women. For more information, visit the museum’s website.
March Events
Preservation Workshop: Create An African Crazy Quilt
Wednesday, March 19–Friday, March 21; 9 a.m.-4 p.m.
Second-floor classrooms
Participants can be a part of an exciting and inspiring three-day quilting workshop that honors the rich tradition of crazy quilting with an Afrocentric flair. Guided by the talented quilter artist Torreah “Cookie” Washington, this class provides a unique chance for intermediate to advanced quilters to bond with other enthusiasts, honor National Quilting Month and celebrate the launch of the museum’s latest exhibition, “In Slavery’s Wake.” Participants are required to bring their sewing machine with zig-zag stitching capabilities. A complete materials list and further classroom instructions will be given upon registration. The cost is $150. Register online; space is limited.
Community Day—Black Women: A Force for Change
Saturday, March 22; 11 a.m.–3 p.m.
Heritage Hall and “The Explore More!” Gallery
Visitors can engage in multiple experiences inspired by women like Mary McLeod Bethune, who founded the National Council of Negro Women in 1935. “The Explore More!” Gallery on L2 will feature art activations inspired by flowers connected to Bethune and Sybrina Fulton. On the Concourse Level, the Sweet Home Café will offer sweet potato pie for purchase, inspired by the pies Bethune used to bake and sell for fundraising for her school for Black girls, Bethune-Cookman University in Florida. This event is free, but registration is required.
Connecting Our Past and Present With Thread:
Angela Davis
Sunday, March 23; 1 p.m.–3
Online Participants can join a creative virtual embroidery workshop to honor Angela Davis’ legacy in honor of Women’s History Month. The event will celebrate her activism and persistent fight for justice with needle and thread. No experience is necessary; all that is required is a desire to create, connect and recognize Black women’s activism power. Visitors will receive all supplies in advance, including a hoop, needle, thread, fabric and a custom pattern inspired by Davis. This workshop will be led by Nichole Sorhaindo, creator and founder of The Other Cat blog and shop. Registration is required; cost is $20.
At the Sweet Home Café
Women’s History Month Chef’s Tables March 22, 28 and 29; noon–3 p.m.
Sweet Home Café
Women’s History Month at the Sweet Home Café features a curated menu inspired by influential women. Award-winning chefs will share their personal stories by creating unique dishes and desserts that reflect their heritage, influences and identities. More details are available on the Sweet Home Café’s webpage. Timed-entry passes are required to enter the museum.
Since opening Sept. 24, 2016, the National Museum of African American History and Culture has welcomed 11 million in-person visitors and millions more through its digital presence. Occupying a prominent location next to the Washington Monument on the National Mall in Washington, D.C., the nearly 400,000-square-foot museum is the nation’s largest and most comprehensive cultural destination devoted exclusively to exploring, documenting and showcasing the African American story and its impact on American and world history. The museum has also launched and is continually expanding its reach with the Searchable Museum portal and other efforts to bring African American history into the world’s hands and homes. For more information about the museum, visit nmaahc.si.edu, follow @NMAAHC on X, Facebook and Instagram or call Smithsonian information at (202) 633-1000.
AC 3-05-2025
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY
DIVISION U.S. Bank Trust National Association, not in its Individual Capacity but Solely as Trustee of Fidelity & Guaranty Life Mortgage Trust 2018-1 Plaintiff vs. Milestone LLC; Kehinde Animashaun; City of Chicago; Unknown Owners and NonRecord Claimants; Defendant 24 CH 2825 CALENDAR 60 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on April 7, 2025, at the hour 11:00 a.m., Intercounty's office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 20-34-401-065-0000. Commonly known as 505 E. 83rd St., Chicago, IL 60619. The real estate is: single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: At sale, the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. For information call Sales Department at Plaintiff's Attorney, Diaz Anselmo & Associates P.A., 1771 West Diehl Road, Suite 120, Naperville, IL 60563. (630) 4536960. 1491-199138 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3261463
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION NATIONSTAR MORTGAGE LLC
Plaintiff, -v.- DAMON RITENHOUSE, SPECIAL REPRESENTATIVE OF KIMBERLY D. MORGAN, DECEASED, UNKNOWN HEIRS AND LEGATEES OF OF KIMBERLY D MORGAN, PHILLIPS 76 CONDO ASSOCIATION INC., UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, CHERYL RENEE MORGAN Defendants 23 CH 05648 7610 SOUTH PHILLIPS AVENUE # 3S CHICAGO, IL 60649 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 5, 2025, an agent for The Judicial Sales Corporation, will at 10:30 AM on April 8, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 7610 SOUTH PHILLIPS AVENUE # 3S, CHICAGO, IL 60649 Property Index No. 21-30-307-026-1006
The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1) IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.
MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 3469088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.
MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 2315469il_933632 Attorney Code. 61256 Case Number: 23 CH 05648 TJSC#: 45-508 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 23 CH 05648 I3261481
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY
DIVISION WILMINGTON SAVINGS FUND SOCI-
ETY, FSB, AS INDENTURE TRUSTEE WITH RESPECT TO CIM TRUST 2023-R1 Plaintiff, -v.RICHARD ROBERTSON, CAROL A ROBERTSON Defendants 2024 CH 07681 9146 S. ESSEX AVE CHICAGO, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on November 26, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on April 2, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 9146 S. ESSEX AVE, CHICAGO, IL 60617 Property Index No. 26-06-301-039-0000 The real estate is improved with a single family residence. The judgment amount was $37,654.69. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff's Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003. Please refer to file number 319128. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312-263-0003
E-Mail: ilpleadings@potestivolaw.com Attorney File No. 319128 Attorney Code. 43932 Case Number: 2024 CH 07681 TJSC#: 44-3135 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2024 CH 07681 I3261696
AC3-19-2025
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE FOR RESIDENTIAL ACCREDIT LOANS, INC., MORTGAGE ASSETBACKED PASS-THROUGH CERTIFICATES, SERIES 2007-QA1 Plaintiff, -v.- SHEPHERD B. GROSS, JR A/KA SHEPHERD B. GROSS A/K/A SHEPHERD GROSS, UNITED STATES OF AMERICA, ILLINOIS DEPARTMENT OF REVENUE, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL,LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC), ILLINOIS DEPARTMENT OF EMPLOYMENT SECURITY Defendants 2022 CH 12153 8225 S. INDIANA AVE. CHICAGO, IL 60619 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 9, 2025, an agent for The Judicial Sales Corporation, will at 10:30 AM on April 10, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 8225 S. INDIANA AVE., CHICAGO, IL 60619 Property Index No. 20-34-121-008-0000 The real estate is improved with a multi-family residence. The judgment amount was $212,962.59. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours.
The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a
Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff's Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003. Please refer to file number 314860. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312-263-0003 E-Mail: ilpleadings@potestivolaw.com Attorney File No. 314860 Attorney Code. 43932 Case Number: 2022 CH 12153 TJSC#: 45-299 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2022 CH 12153 I3262463
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR ELLINGTON LOAN ACQUISITION TRUST 2007-1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-1 Plaintiff, -v.- KESHA D. FORD Defendants 2024 CH 03858 8013 S CLYDE AVE CHICAGO, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 14, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on April 14, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 8013 S CLYDE AVE, CHICAGO, IL 60617 Property Index No. 20-36-210-004-0000 The real estate is improved with a single family residence. The judgment amount was $134,807.06. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact CHAD LEWIS, ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC Plaintiff's
Attorneys, 205 N. MICHIGAN SUITE 810, CHICAGO, IL, 60601 (561) 241-6901. Please refer to file number 24-200556. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CHAD LEWIS ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC 205 N. MICHIGAN SUITE 810 CHICAGO IL, 60601 561241-6901 E-Mail: ILMAIL@RASLG.COM Attorney File No. 24-200556 Attorney ARDC No. 6306439 Attorney Code. 65582 Case Number: 2024 CH 03858 TJSC#: 44-2255 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2024 CH 03858 I3262606
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION METROPOLITAN TOWER LIFE INSURANCE COMPANY Plaintiff, -v.- L&C GENERATIONAL ALIGNMENT LLC, LAUREN KISER A/K/A LAUREN MARIE KISER, KSH REALTY LLC, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 2024CH09419 7751 S CHAMPLAIN AVE CHICAGO, IL 60619 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 19, 2025, an agent for The Judicial Sales Corporation, will at 10:30 AM on April 15, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public inperson sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 7751 S CHAMPLAIN AVE,CHICAGO, IL 60619. Property Index No. 2027-421-019-0000 The real estate is improved with a commercial property. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff's Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300
E-Mail: pleadings@il.cslegal.com Attorney File No. 14-24-04321 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2024CH09419 TJSC#: 45-651 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2024CH09419 I3262622
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4 Ways Financial Professionals Recommend You Spend Your Tax Refund
(StatePoint) Receiving a tax refund this year?
While it can be tempting to impulse spend, if you want to really treat yourself, financial professionals recommend using the payout for practical expenses.
According to CERTIFIED FINANCIAL PLANNING® professionals, here are smart ways to spend your tax refund that will improve your life:
1. Build an emergency fund: Unexpected circumstances, such as illness or job loss, can leave you with more bills and less income. Not having an emergency fund puts you at risk of having to take on high-interest debt to meet expenses. Use your tax refund to create some peace of mind for yourself and your family. And now that you’ve started the emergency fund, consider using direct deposit to funnel a portion of each paycheck into this account.
2.Reduce debt: Paying down debt can feel like an insurmountable challenge. And if it’s a challenge you’ve been avoiding, you can use your tax refund to kickstart your journey. Not sure where to start? A CFP® professional can help you identify which debt to prioritize first, as well as help you craft a repayment strategy moving forward.
3. Save for retirement: No matter your age or stage in life, a tax refund offers a
great opportunity to give your retirement account a boost. Thanks to compounding, the money you set aside today in an investment account, such as a 401(k) or Roth IRA, will exponentially grow between now and when it’s time to tap your nest egg.
4.Set financial goals: From planning a vacation or wedding to becoming a homeowner, your goals are worth investing in. Put your tax refund toward something that matters to you.
The best thing you can do may be avoiding future refunds. While it feels great to receive a big check during tax time, a tax refund is effectively an interest-free loan you have made to the government. You’re much better off keeping more of your money throughout the year so you can invest it or use it on things you need. Consult a CFP® professional on how to adjust your withholdings to get closer to breaking even next year. For more tax season tips and to find your CFP® professional, visit LetsMakeAPlan.org.
With an actionable plan and the help of a qualified financial professional, you can ensure your tax refund is put to good use.
Top Scams to Watch Out for This Tax Season
(StatePoint) The days of filing paper tax returns are gone, and criminals are taking advantage. With taxpayers managing their sensitive information online, thieves are finding new ways to scam victims. In 2023 alone, the IRS reported $5.5 billion lost to tax fraud schemes. And the increased prevalence of artificial intelligence means tax scams this year will likely be more sophisticated than ever.
Scammers have an arsenal of weapons, but no matter their tactics, the goal is the same – to have you give them money or access to it. Here are scams to look out for this tax season:
Tax avoidance scams. These scams often promise rewards too good to be true. Scammers claim to have specialized knowledge on exploiting loopholes to avoid taxes or maximize returns. High-income filers
are heavily targeted through offers of seemingly legitimate annuities or tax shelters.
Refund scams. In this scam, a criminal will claim to be someone official notifying of an unclaimed or incorrectly calculated refund, prompting the victim to share information – and possibly bank account numbers – to claim it.
Violation scams. This is a fearbased scam, where the criminal poses as an IRS official threatening some punitive action, claiming the victim committed a violation and needs to contact them to resolve the situation.
Filing support scams. Similar to tech support scams, criminals offer to help create IRS accounts to assist with the online filing process. Frequently posing as tax preparers, scammers will go through the motions of gathering the victim’s personal information for tax forms they never intend to file.
Social media scams. Social media serves as a great place for criminals to find potential victims and carry out tax scams, fraudulently claiming to offer different types of services or possessing unique knowledge or access.
Recovery scams. Once a victim is scammed, criminals will try to strike again –believing the victim is gullible. Exploiting a time of vulnerability, they’ll contact the victim with promises of helping them recover their losses and will leverage this as an opening to commit additional crimes.
While it is not always easy to pick out a scam, here are indicators to watch for:
• Promise of a big pay-out. If it sounds too good to be true, it probably is. Request for your account information. The IRS will never ask for your credit or debit account information over the phone.
• Random contact. The IRS contacts taxpayers by mail first and will never contact via random phone calls or digital means. The IRS will not leave prerecorded, urgent, or threatening voicemails.
• Demands or threats. The IRS can’t revoke your driver’s license, business licenses or immigration status and cannot threaten to immediately bring in local law enforcement. Taxpayers are allowed an appeals process, so any message of “now or else” won’t come from an official channel.
• Request for you to click a weblink. Odd or misspelled web links can take you to harmful sites instead of IRS.gov.
The IRS recommends these best practices to protect against tax fraud:
• Get an early start. File early so criminals have less time to impersonate you.
• Set up a verified account. Set up your own IRS account before someone else can and use an Identity Protection PIN – a six-digit number known only to you and the IRS.
• Wait for written notice. Do not respond to any supposed communications from the IRS if you haven’t first received official notification through U.S. mail. If you get a call from someone claiming to be the IRS, hang up and call the official number on the website before engaging. Further, never click a link sent digitally as initial contact.
Apply good cyber hygiene. Do not use public Wi-Fi when filing your tax returns. Do use strong passwords, secured network connections and multi-factor authentication. Run all software updates and keep systems current. If you fall victim to a tax scam, report it to the IRS. For more scam protection tips, visit PNC’s Security & Privacy Center at pnc.com. One wrong click can cause tremendous damage that ends up earning bad guys a windfall. However, a little caution can go a long way in helping you avoid a costly tax scam.
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