South End Citizen 8-5-2020

Y O U R S O U R C E F O R C O R O N AV I R U S N E W S

Citizen The Citizen: Serving The Black Community For 55 Years Week of Aug. 5, 2020

| Vol. 53 | No. 26 | www.citizennewspapergroup.com

SOUTH END

Coronavirus in African Americans and Other People of Color Page 3

Remote Work to Drive Home Purchase Decisions in the Next Six Months Page 4

A coalition of community leaders, clergy and public health leaders want to end the sale of flavored tobacco products. Photo courtesy of American Lung Association

New Hanes #MaskAround Campaign Encourages Americans to Wear Face Masks Page 5

TARGETED: CITY ORDINANCE SEEKS TO END FLAVORED TOBACCO SALES A coalition of clergy, medical professionals, community organizers and elected officials have partnered to create and support an ordinance that would end the sale of flavored tobacco products. Among those products on the list are menthol, apple, strawberry and watermelon-flavored tobacco products. PAGE 2

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2 | CITIZEN | South End | Week of Aug. 5, 2020

NEWS briefly EDUCATION ESA FOUNDATION OPENS DOORS FOR WOMEN, MINORITIES AND LGBTQI+ STUDENTS Driven by its steadfast commitment to diversifying the video game industry, the Entertainment Software Association (ESA) Foundation recently announced scholarship awards to women, minority and LGBTQI+ college students earning a computer science or video game arts and science-related degree. Scholars receive financial and non-monetary support, including access to influential industry figures and mentors.

The ESA Foundation established its scholarship fund in 2007 to empower and equip future video game creators who aspire to help shape a more diverse and inclusive world by developing games with richer narratives that give a voice to often muted or overlooked communities. While more than 220,000 Americans work in the rapidly growing video game industry, game developers are mostly Caucasian (69%1), heterosexual (79%2) and male (71%3), according to 2019 data from the International Game Developers Association (IGDA). Seeking to challenge the status quo, the ESA Foundation established a scholarship program 13 years ago.

HEALTH

HEALTH & HYGIENE RANKED EIGHTH OUT OF 15 INDUSTRIES STUDIED The health & hygiene industry retained its 2019 spot and ranked eighth out of the 15 industries studied in MBLM’s Brand Intimacy 2020 Study, which is the largest study of brands based on emotions. MBLM (pronounced Emblem), the agency using emotional science to build more intimate brands during these unprecedented times, announced the health & hygiene findings of its annual study and also further examined how the pandemic is impacting brands in the industry. Additionally, the agency explored how leader Dove is communicating about important racial justice and social issues. Brand Intimacy is defined as the emotional science that measures the bonds we form with the brands we use and love, and has become more important as brands adjust the ways they connect with consumers today.

MBLM’s study, now in its 10th year, revealed that Dove ranked #1 in the health & hygiene industry followed by Olay and Head & Shoulders. The remaining brands in the top 10 for the industry were Ivory, Colgate, Scope, Pantene, Crest, Nivea and Listerine. Additionally, top intimate brands in the U.S. continued to significantly outperform the top brands in the Fortune 500 and S&P indices in both revenue and profit over the past 10 years, according to the study.

To view the health & hygiene industry findings, visit https:// mblm.com/lab

Targeted: City ordinance seeks to end flavored tobacco sales Continued from page 1

BY TIA CAROL JONES

A coalition of clergy, medical professionals, community organizers and elected officials have partnered to create and support an ordinance that would end the sale of flavored tobacco products. Among those products on the list are menthol, apple, strawberry and watermelon-flavored tobacco products.

By gearing the sale of these products towards young people, the coalition says this segment of the population is being encouraged to smoke cigarettes, hookah, flavored cigars and smokeless tobacco products.

Sponsors of the ordinance include Chicago Aldermen Stephanie Coleman (16th Ward), Roderick Sawyer (6th Ward), Michelle Harris (8th Ward) and Maria Hadden (49th Ward).

Bishop Horace Smith, M.D., pastor of Apostolic Faith Church, is also a pediatric oncologist, hematologist and a member of the Chicago Board of Health. Smith knows the implications and long-term effects of targeted tobacco products on young people.

“We all learned years ago what tobacco

does, what nicotine does to people. It’s an addictive drug and it causes cancer. So, the issue of flavored and menthol tobacco cigarettes, I think, is clear in most literature,” he said. “It appeals to younger people who are first-time smokers, because it lessens the harshness of smoking, so it feels better to your throat. But Smith added, the fact of the matter is, these products are addictive.

People in their 50s, 60s and 70s, who have chronic lung disease and lung cancer, started smoking when they were teenagers, Smith said. “I think there is a real issue of racial disparity in our health care,” Smith continued. “All of these things point to the fact that our young people are targeted by tobacco companies,” he said. “This is a health risk, there is no question about that.

We’re going to have to do something about it, if we have the courage to do it.”

Smith added, overall, people will be healthier because of the ordinance and said he hopes it will pass. “If you can prevent people from smoking early on, the number of people who die from lung cancer and chronic lung disease and [who] have to carry around an oxygen tank, is going to diminish greatly because the damage begins early,” he said. “It’s

much easier to prevent a disease than it is to treat it.”

Dr. Phoenix Matthews is an associate dean for equity and inclusion in the College of Nursing at University of Illinois-Chicago. They said the ordinance is building on a national trend towards the reduction of smoking among youth by removing the flavors that are responsible for increasing youth interest in the products.

“We’re hoping this ordinance will go through and be one of the most comprehensive in the country, in that it does not do what other cities and municipalities have done, and that is to exempt one very popular flavoring, and that is menthol,” they said.

Father Michael Pfleger, of St. Sabina Church, who said he agrees with the ban, added targeting young people with these products is a device that has been used for years. Pfleger called the push for flavored and menthol tobacco an “old trick” that he said, “must be stopped.” Pfleger, who emphasized the importance of banning flavored tobacco products added he’s asking all Chicagoans to come together to make sure that the ordinance moves forward now.

LAW & POLITICS

CONGRESSWOMAN KELLY INTRODUCES STATE ATTORNEYS GENERAL EMPOWERMENT ACT Congresswoman Robin Kelly has introduced the State Attorneys General Empowerment Act (H.R. 7536), legislation to expand the power of state Attorneys General to investigate and resolve unconstitutional patterns and practices by law enforcement agencies within their states.

“Unconstitutional patterns and practices by law enforcement unfairly strip citizens of their rights and erode police-community trust, a critical element to ensuring public safety,” said Congresswoman Robin Kelly. “Tragically, this Administration, particularly under AGs Sessions and Barr, has turned a blind eye to significant abuses by police departments. By refusing to do their jobs, they have hurt our communities and left unconstitutional, unfair and unjust practices unchecked. This is wrong! If the federal government, under President Trump or any President, refuses to step up, our state Attorneys General, the top elected law official in each state, should be empowered to conduct their own critical investigations and take necessary steps to correct these practices,” Kelly said.

Host Lisa Ling interviews scientists, global health leaders and other experts on the COVID-19 front lines.

The Road to a Vaccine In Season 2 of “The Road to a Vaccine,” host Lisa Ling interviews scientists, global health leaders and other experts on the COVID-19 front lines to reveal the latest medical advances and collaborations to create a coronavirus vaccine—and hopefully a return to a world without the pandemic.

In Episode 2, Lisa Ling

on spread means for people. talks with Dr. Francis Collins, Director, NIH about the latest on treatments and vaccines.

Also, Harvard’s Dr. Ashish Jha shares how the virus affects the body and Johns Hopkins’ Dr. Tom Inglesby explains what the new data

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Visit this page https://www. jnj.com/latest-news/theroad-to-covid-19-vaccinelive-video-series at any time to watch a replay.

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CITIZEN | South End | Week of Aug. 5, 2020

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NEWS

Fraud Penetrating All State Unemployment Systems IDES has uncovered and is investigating a widespread fraud scheme that is being conducted nationwide, impacting each state’s federal Pandemic Unemployment Assistance (PUA) programs, implemented as a result of the COVID-19 pandemic.

PUA provides 100% federally funded unemployment benefits for hundreds of thousands of individuals who were not traditionally covered by a state’s regular unemployment insurance program, including self-employed and sole proprietors.

Under this program, 39 weeks’ worth of benefits are available to PUA claimants whose claims can be backdated as earlier as February 2, 2020, with benefits ending December 26, 2020.

The Department is aggressively cracking down on this fraud network, whose team of staffers responsible for handling and investigating unemployment fraud are working directly with individuals whose identities are being

used or have possibly been stolen.

IDES is also working with local and federal law enforcement authorities to investigate, pursue, and prosecute those who are defrauding the unemployment insurance system.

An individual who has not filed an unemployment claim, but has received a debit card or an unemployment insurance (UI) finding letter in the mail has most likely been the target of fraud.

An individual’s personal identifying information is being used by fraudsters to file an unemployment claim is likely due to a prior cyber hack or data breach, such as the Equifax breach.

It is imperative that individuals take the following steps if they have not filed an unemployment claim and have erroneously received an unemployment debit card or UI finding letter in the mail: l Immediately call IDES at 800.814.0513 and when prompted:

o Select the English or Spanish language option o Selection option 1 for claimants o Selection option 5 to report identity theft l Do not activate the debit card that was mailed to you. l Have your credit report checked for possible suspicious activity and post a fraud alert. l Visit the Federal Trade Commission’s website to learn helpful tips on recognizing and reporting identity theft.

The increase in the fraudulent unemployment claims is believed to be coming primarily out of the Pandemic Unemployment Assistance (PUA) program.

Under the ambiguous federal guidelines, which were developed in haste because of the urgency of the pandemic and issued to every state without a uniform method of implementation, the potential for fraud within this system is abundant.

One of the largest vulnerabilities within PUA

is the absence of an employer on the other side of the claim to contest the claim in the event the it is fraudulent or should be protested.

Under regular unemployment insurance guidelines, an employer has the ability to alert IDES if a claim has been filed in the name of an employee who is currently employed, and has the ability to protest a claim if they believe the employee does not fall into the category of having lost work through no fault of their own.

This fraud scheme is in no way connected to the PUA program access issue experienced in May. The limited data access issue of the PUA system found that one PUA claimant was able to inadvertently access personal identifying information of a limited number of claimants who had already filed an unemployment claim.

Out of an abundance of caution, a year’s worth of free credit monitoring was provided to any claimant whose information may have been inadvertently viewed by this one individual claimant.

Coronavirus in African Americans and Other People of Color The coronavirus pandemic is having an impact all over the world, but a disturbing trend is evident in the U.S.: People of color, particularly African Americans, are experiencing more serious illness and death due to COVID-19 than white people.

Why is this happening? Sherita Golden, M.D., M.H.S., a specialist in endocrinology, diabetes and metabolism, and chief diversity officer at Johns Hopkins Medicine, provides insight into this complex issue.

Disproportionate Rates of COVID-19 Illness and Death in Black Communities According to media reports, in Chicago, where African Americans comprise a third of the city’s population, they account for half of those who have tested positive for the coronavirus, and almost three-quarters of COVID-19 deaths.

Likewise, in Milwaukee County, Wisconsin, African Americans make up 70% of deaths due to the coronavirus, but just 26% of the county’s population.

These examples are not exceptional, and the trend is not limited to African Americans. Golden says, “While much of the focus has been on African Americans disproportionately contracting and dying from COVID-19, other minority populations are also adversely affected, including Latinx/Hispanic and Native American communities.”

Coronavirus Risk Factors and People of Color “These communities share common social and economic

factors, already in place before the pandemic, that increase their risk for COVID-19,” Golden says. Those factors include: Living in crowded housing conditions.

“Crowded living conditions are a difficult challenge that is the result of longstanding racial residential segregation and prior redlining policies,” Golden says. “It is difficult for 10 individuals living in a three-room apartment to appropriately physical distance.” She says advocacy on these broader policy issues could help prevent future disparities in disease outcomes.

Working in essential fields Golden notes that people working in environmental services, food services, the transportation sector and home health care cannot work from home. These positions put workers in close contact with others.

Inconsistent access to health care due to lack of insurance or underinsurance Being able to afford doctors’ visits, medications and equipment to manage chronic disease is essential to lowering the risk of death from COVID-19 and other conditions.

For instance, a patient with badly controlled diabetes or asthma due to inconsistent treatment is more at risk for severe, even deadly, coronavirus infection.

Chronic health conditions Golden points out that people of color have a higher burden of chronic health conditions associated with a poor outcome from COVID-19,

benefit people of color in the next health emergency, but Golden says there are ways to reduce sickness and mortality in vulnerable populations right now.

Sherita Golden, M.D., M.H.S., Chief Diversity Officer at Johns Hopkins Medicine

including diabetes, heart disease and lung disease. In a study cited by the U.S. Centers for Disease Control and Prevention (CDC), about 90% of those hospitalized with severe COVID-19 had at least one of these underlying medical conditions.

Stress and immunity Studies have proven that stress has a physiological effect on the body’s ability to defend itself against disease.

Income inequality, discrimination, violence and institutional racism contribute to chronic stress in people of color that can wear down immunity, making them more vulnerable to infectious disease.

How to Fight Racial Disparity in the COVID-19 Pandemic Instituting fair housing policies, improving employment opportunities and taking other steps to mitigate economic inequality will www.citizennewspapergroup.com

Targeted COVID-19 Messaging “Because there is currently not a vaccine or anti-viral treatment for COVID-19, physical distancing, hand-washing and wearing masks are crucial public health interventions to prevent the spread of the disease to these vulnerable populations,” Golden says. This message is straightforward, but how it’s delivered makes a difference.

“We need to use some novel approaches to promoting physical distancing messages through social media campaigns. Physical distancing messages should be translated into multiple languages in a culturally sensitive manner, and at a literacy level that allows all at risk to understand the information,” Golden says. (Golden has driven efforts at Johns Hopkins to collaborate with language services to translate coronavirus materials into Spanish.)

She adds that messaging should address and discourage the stigma associated with COVID-19, which she says prevents symptomatic people from seeking medical attention until they are dangerously ill.

“Of particular concern in the immigrant community is the myth that seeking medical attention will make it more difficult for people to obtain a green card in the future. This is not true, and that message needs to be communicated,” Golden says.

Coronavirus Testing for People of Color “We need to ensure that all symptomatic individuals are referred for COVID-19 testing, particularly African American, Latinx/Hispanic and Native American individuals,” Golden says.

She says anecdotal data suggest that people from vulnerable populations who have COVID-19 symptoms may not be referred for testing as frequently as their white counterparts. Lack of testing could mean further spread and more patients not seeking medical help until they are seriously ill.

“Any person who believes that he or she has COVID symptoms and has not been referred for testing should advocate and persist to have it done,” Golden says.

Making COVID-19 testing available for those who do not have primary care physicians or transportation is a must. “That effort would involve organization of public health approaches to provide transportation to existing testing sites, and setting up testing sites directly in community hot spots so that symptomatic individuals and their contacts can be tested,” Golden says.

At the state and federal level, leaders like Golden are uncovering more factors behind racial health disparity in general, and in the COVID-19 pandemic in particular. One key to improving equity is gathering more accurate race-, ethnic- and neighborhood-specific data. Knowing who is affected by the coronavirus and who is bearing the most burden are critical towards addressing imbalances in testing and in treatment.

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BUSINESS

50 Fastest-Growing Women-Owned and -Led Companies Honored The Women Presidents’ Organization (WPO), in collaboration with American Express, recently released the 13th annual ranking of the 50 FastestGrowing Women-Owned/Led Companies. The companies on this year’s 50 Fastest list span a range of industries, including healthcare, technology, and consulting. From January to December of 2019, the 50 Fastest generated a combined $3.8 billion in revenue and collectively employed more than 17,000 people.

The top three awardees are: TKT & Associates, Inc. is the fastest growing woman-owned business, moving up from the number two spot last year. Founded in 2006 by the late Tierra Kavanaugh, the Louisville-based company saw its revenue flourish ($134,763,762 in 2019) and employment more than double from 51 employees in 2017 to 260 in 2019. With Tierra’s passing this year, WPO and American Express wanted to honor her tenacity, determination, and tremendous success in becoming the fastest growing woman-owned business.

Enspire Energy, an energy marketing company based in Virginia is the second fastest growing women-owned business. Run by Mary Hensley and Julie Hashagen, the company credits its success to vast industry experience and knowledge as they continue to see tremendous business growth.

Lifestyle brand Modere, a newcomer to the list, is the third fastest-growing company in the 2020 rankings. Led by Asma Ishaq, the

business saw impressive revenue and hiring growth. Modere has made a lasting impact in the health and wellness space by creating unique opportunities for emerging product categories.

“The 50 Fastest Growing Women Owned/Led Companies are a trailblazing group of women who are leading some of the most successful businesses around the globe. At American Express, we are committed to supporting and

backing the growth of womenowned and -led companies and are delighted to recognize these leaders for their success,” said Jessica Ling, vice president and general manager, marketing strategy, content and experiences at American Express.

“Not only do women-owned businesses fuel the economy with trillions of dollars in revenue and the millions of jobs they provide, many have also pivoted their offerings and business strategies to provide

essential services and accommodate their employees, which has proven to be vital for navigating the pandemic.”

“At a time when bright spots are few and far between, we are thrilled to celebrate the business accomplishments of these 50 inimitable leaders,” said Camille Burns, CEO of the Women Presidents’ Organization. “American Express has made it possible to acknowledge the impressive influence women-owned and -led companies have in job creation and growing the global economy.”

All eligible companies were ranked according to a sales growth formula, combining percentage and absolute growth. To qualify for the ranking, businesses are required to be privately held, woman-owned or -led, and have reached annual revenues of at least $500,000 as of 2015 and every subsequent year. Applicants are not required to be WPO members.

The 50 Fastest companies were honored during the digital WPO Annual Conference, which was held on July 22- 23, 2020.

Remote Work to Drive Home Purchase Decisions in the Next Six Months Many families quickly adjusted their current living space to accommodate working from home, but those who expect the change to be permanent are likely to pull the trigger on a new home purchase in the next six months, according to a realtor.com® HarrisX survey of active home shoppers released recently.

Of the 2,000 home shoppers surveyed in June who plan to purchase a home in the next year, 63 percent of those currently working from home indicated their decision to buy a new house was a result of their ability to work remotely. Nearly 40 percent of those who said remote work was fueling their search, expected to purchase a home within four to six months, and 13 percent said changes related to COVID prompted their desire to purchase a new home.

Having a home office is very important for people who work remotely, but not at the exclusion of more conventional features. Over 20 percent of respondents who are buying because of remote work say that having a home office is important to them and a home office was the most chosen new home feature. Similar to overall home buyers, the five next most

popular features were a garage, a quiet location, an updated kitchen, a large backyard, and an open floor plan.

“The ability to work remotely is expanding home shoppers’ geographic options and driving their motivation to buy, even if it means a longer commute, at least in the short term,” said realtor.com® Senior Economist George Ratiu. “Although it’s too early to tell what long-term impact the COVID-era of remote work will have on housing, it’s clear that the pandemic is shaping how people live and work under the same roof.”

Today’s remote work snapshot According to the data, nearly 40 percent of currently employed respondents are currently working from home as a result of COVID. Thirty-five percent of respondents were remote employees before COVID happened and 28 percent are still going into their place of employment.

When given the choice of working remotely or in an office setting, 52 percent of remote workers indicated they prefer to work from home. Interestingly, 39 percent prefer to work

in an office setting and 9 percent said it makes no difference to them.

Accommodating remote work at home With entire families at home, finding a quiet place for work or school has been challenging for many. Fifty percent of respondents do the majority of their work in a home office. Fifteen percent work in their bedroom, 13 percent in the living room, 12 percent at the kitchen table and 7 percent move from room to room depending on where their family is.

In order to accommodate work from home, 45 percent of respondents converted a room in their home to an office. Thirty-six percent created a home office space and 28 percent updated their existing office space with a new monitor, chair, etc. Only 7 percent have not made any accommodations or already had a good office set up at home.

Majority of respondents anticipate some aspect of remote work in the future With many companies and schools pushing back return dates, especially as new COVID outbreaks continue to increase across certain

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regions of the country, 53 percent anticipated that they will be working in an office full-time.

Approximately one in five, 22 percent, of those surveyed expect a mix of in-office and remote work, while 14 percent responded they don’t anticipate ever returning to the office.

Flexibility also seemed an option among survey respondents, with 63 percent indicating that their employer will be open to remote work in some capacity. Of these respondents, 40 percent stated that their employer permitted a mix of office and remote work and 16 percent said their employer permitted remote work entirely. Only 37 percent indicated they are required to be in the office full time.

Of those stating that they will resume going into the office either full or part time, 40 percent anticipated it would be within the next three months, while 46 percent thought it would be within the next three to six months.

Thirteen percent thought they would return in 2021 and 2 percent said never.

For more information about realtor.com’s remote work survey, please visit: https://www. realtor.com/research/home-buying-2020remote-work-post-covid

CITIZEN | South End | Week of Aug. 5, 2020

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FASHION

New Documentary Explores High Heel Shoes A 45-minute documentary film from two Atlanta-based independent filmmakers at DocuJourney Productions and Lola Kay Productions explores a popular fashion accessory - high heel shoes.

With its social representation and unique style trends, high heels have evolved into an international fashion staple.

As a conversational piece, the fashion, film entitled, ‘High On Heels,’ dives into the key aspects of heels in lifestyle choices, feelings of sexuality and beauty, the shoe’s history and the health factors that come with wearing them.

It also educates women (and men) about the symbolism of heels and highlights the perspective of professional women whose day-today lives are impacted by them.

Voices in the film come from shoe designers, stylists, dancers, models, fashion bloggers, influencers, educators, doctors, and everyday women.

High On Heels made its digital debut on YouTube this spring and is now available on Amazon Prime Video. Both popular streaming platforms allow the film to reach more diverse audiences in this moment of social distancing and home quarantining.

High heels are an experience for women.

YouTube reaches a younger, mobile-friendly demographic of viewers who are interested in this pop culture topic. Amazon reaches a familyfriendly, niche audience of documentary lovers who want to be informed and entertained on how high heels are more than just a shoe.

This documentary was completed in a little over a year and has already received widespread interest from its premiere screenings in Miami and Atlanta.

With its social representation and unique style trends, high heels have evolved into an international fashion staple.

New Hanes #MaskAround Campaign Encourages Americans to Wear Face Masks Hanes is underscoring the importance of wearing a face mask in public with the launch of its #MaskAround campaign.

Hanes is also donating 1 million masks to those experiencing homelessness across the country.

According to a survey commissioned by Hanes, 51% of Americans wear a face mask all the time when outside their homes, while 71% wear a mask to a grocery store or retail location.

The U.S. Centers for Disease Control and Prevention advises that cloth face coverings are a critical tool in the fight against COVID-19 that could reduce the spread of the disease, particularly when used universally within communities. Hanes encourages Americans to #MaskAround whenever they are in public.

To ensure that those in need have access to face coverings, Hanes is donating 1 million face masks to nonprofit organizations supporting those experiencing homelessness across the country, including COVID-19 hotspots such as Los Angeles, Miami and Houston.

Hanes is leveraging its relationships with nonprofit agencies built through the Hanes National Sock Drive to help those experiencing homelessness gain access to masks.

Working with long-standing partner Mark Horvath, founder of nonprofit Invisible People, which is dedicated to educating the public about homelessness, the brand is supporting local homeless assistance organizations across all 50 states, including Washington, D.C. and Puerto Rico. Since 2009, Hanes has donated more than 3 million pairs of socks, as well as other critical basic apparel including underwear, T-shirts and bras to shelters and support organizations nationwide.

“Homeless people face even more limited avenues for support during the COVID-19 pandemic,” Horvath said. “Hanes continues to make a significant difference through its longstanding

Pittsburgh Mercy is among the 330-plus nonprofits that are receiving face mask donations. The organization will distribute masks to those living without shelter through its Operation Safety Net program.

commitment to this nation’s often invisible population. This program is critical to driving the importance of having and wearing face coverings whenever social distancing cannot be practiced.”

With its #MaskAround campaign, Hanes is supporting the national effort to slow the spread of COVID-19 by challenging followers to embrace face masks and encourage others to do the same. The TikTok and Instagram campaign features social www.citizennewspapergroup.com

media personalities who will ask consumers to highlight the unique places -- whether they’re catching a movie at a drive-in theater, having a picnic in the park or sitting around the fire pit with friends -- they #MaskAround to help keep others safe.

Hanes commissioned a recent survey by Wakefield Research to understand consumer sentiment and behavior regarding masks. The survey showed that only 50% of Americans say they don a mask to eat out, while almost a third (32%) plan to wear a mask on a date.

Additionally, almost half (45%) of respondents have forgotten to take a mask with them and then realized they needed one.

When purchasing masks, 27% of respondents primarily want comfort in order to wear masks for extended periods. Another 23% prioritize features such as fabric weight, washability and breathability into purchase decisions, while only 4% say style drives their mask choice.

“We want to do our part to support the country’s effort to slow the spread of COVID-19,” said Sidney Falken, chief branding officer at Hanes. “Hanes is proud to be able to offer affordable and comfortable cotton face masks to consumers and our goal is to raise awareness around the importance of wearing them to help keep each other safe and healthy.”

In June, Hanes launched its first line of washable and reusable face masks with retail and e-commerce partners nationwide to serve as protection against the spread of COVID-19. Hanes face masks are available in a selection of multi-pack quantities, colors and sizes. The brand will launch additional face mask options in the coming weeks, including a children’s face mask line in time for the fall season.

For more information on the #MaskAround campaign and product line details, please visit Hanes.com or follow along on social media.

6 | CITIZEN | South End | Week of Aug. 5, 2020

NEWS How do you prepare for the future when life is so uncertain now?

(BPT) - As the ongoing coronavirus pandemic continues to present health and economic challenges, it is difficult to focus on anything other than the present. It's important, though, not to lose sight of the years ahead and to take steps that can put you in a better position when we emerge on the other side.

The youngest baby boomers - the generation born between 1944 and 1964 turned 55 last year. This, coupled with the uncertain job picture, means many of us are thinking more seriously about what we will need to successfully retire.

In the past, the years leading up to retirement have been a time of hope and optimism. We've looked forward to fulfilling our dreams of doing the things we might have missed while working, such as dedicating more time to family and friends, checking items off a bucket list, or even pursuing a meaningful second career.

However, many of the traditional assumptions about this phase of life have been challenged over the past decade, including the idea that we'll retire at 65. In fact, MetLife's Evolving Retirement Model Study found nearly one in 10 workers (9%) never expect to retire. Many of us are choosing to continue working and, in light of the current situation, some who have already retired, especially those in health care, are even being asked to return to work.

What's behind this change? It turns out that it's more than just the current market volatility. Perhaps one of the most significant reasons is the decline in company-financed pensions. Many companies have shifted from defined benefit, or pension, plans, which promise retirees a monthly income benefit for life, to defined contribution (DC) plans. DC plans, such as 401(k)s, are the main source of retirement savings for most workers.

While employers often make contributions to these plans, workers are primarily responsible for their retirement security. With this in mind, there are three key steps you can take now to prepare for the years after you finish working regardless of whether that day is decades away or just over the horizon.

MetLife's Study also asked workers and retirees the age of the oldest person they know.

On ave rage, that person is almost 85 years old, and 45% of survey participants believe they'll live that long too. Many of us can, therefore, expect to live 20 years or more - in retirement, and we'll nee d our savings to last. The question is: Will we be able to enjoy a comfortable and secure retirement, especially during periods of market turmoil like we are experiencing now?

Take the time during your working years to understand how much income you might receive in retirement based on your retirement savings. The U.S. Department of Labor offers a simple retirement income projection tool that can help you get started. If you see that projections are falling short of where you think you might need them to be, consider filling the gap by increasing the amount you are saving.

Additionally, if you are over the age of 50, you can make catch-up contributions to your 401(k) or individual retirement account.

1. Create a plan to eliminate debt.

Whether you carry a balance on a credit card, have student loans or a mortgage, start paying off your debts now. Reducing your monthly expenses not only allows you to save more for retirement, but also gives you more flexibility with how you spend money after you stop working.

2. Make retirement savings automatic, and don't miss out on "free money."

Many employers offer a retirement savings plan, such as a 401(k), to their employees. The sooner you begin saving, the sooner your savings can begin to build up over time. Help your nest egg grow even faster by contributing enough to take full advantage of any matching contributions your employer offers. For example, your company might match 100% of your contribution, up to 6% of your salary. In other words, if you earn $50,000 a year and save at least $3,000, your company will match that amount by contributing $3,000 to your retirement as well.

3. Understand how your retirement savings translates into income.

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Having a predictable income can make a big difference and fortunately relief may be in sight. While many employers don't yet offer guaranteed retirement income options in their 401(k) plans, a new law passed at the end of 2019 could change this. That's good news, considering that 95% of workers and retirees say it's important for retirees to have a source of guaranteed retirement income they cannot outlive.

MetLife's Study was conducted online with 1,518 U.S. adults ages 33-75 who are either employed full time or retired and have access to a defined benefit or defined contribution plan through their current employer or the employer from which they retired. Data were weighted, where necessary, to align with actual population proportions. The Study was conducted by The Harris Poll between A ug. 19 and Sept. 6, 2019.

CITIZEN | South End | Week of Aug. 5, 2020

NEWS

Eight Quick Tips for Saving Money StatePoint - Saving money is a top priority for many Americans, but it becomes even more important during times of economic turmoil. Luckily, there are many simple steps you can take to eliminate wasteful spending in your daily life.

Here are eight easy strategies to start saving more money now: 1. Track your personal expenses in a notebook or spreadsheet for 30 days. Doing this is as easy as writing down what, where, when and how much you spend on every transaction. It is only after you know what you are spending your money on that you can wisely choose where to reduce or cut.

2. Ask for discounts and use coupons when shopping for essentials. When possible, select non-branded products, which are often found at a lower price than name brand goods. But be savvy and check for a trial price or return/refund guarantee.

3. Make major purchases using credit cards that offer product assurance guarantees and make filing disputes easy. If a product is defective or damaged, you may be able to get it repaired or replaced for free.

4. Check your bank and credit card statements or online account information for any automatic charges you are paying for services that you no longer use. A $5 charge per month for a service that you don’t need is equivalent to throwing away $60 every year.

5. Contact service providers to confirm there are no other contract options that offer lower month-

ly service charges. Many companies offer varying service levels and contracts at different prices, but they won’t tell you about them unless you ask. For instance, you could avoid a $190 cable bill by paying only for the channels you most frequently watch.

6. Learn to say “no,” at least sometimes, to your kids and grandkids. Spending money, mobile phone plans, car insurance, gas money and car payments are a few things you may be supplementing for a child or grandchild that you might consider cutting out or at least reducing.

7. Set up different checking accounts for your non-discretionary and discretionary spending.

Arrange for monthly bills to be paid from the first account by a bill-pay service or electronic fund transfer. Conversely, use a debit card for personal spending. With two separate accounts, you can better manage and monitor your discretionary spending.

8. Consider creating a separate savings account at a different financial institution from where you have your checking account(s) so it is harder to transfer money. You can set up a direct deposit or auto-draft from your paycheck to do this each month without any effort on your end.

A Certified Financial Planner professional can also help you audit and discover expenses that can be reduced or eliminated. To find a CFP professional near you, visit letsmakeaplan.org.

These simple steps may seem small, but they can add up to big savings for you and your family.

Simple steps may seem small, but they can add up to big savings for you and your family.

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8 | CITIZEN | South End | Week of Aug. 5, 2020

America's Best Re-Opens on 87th Street in Sherman Plaza Photos by L.M. Warbington

Vickie Martin, General Manger at this location welcomes 21st Ward Alderman Brookins to the remodeled location.

Customers are encouraged to wear face mask and to sanitize their hands and well as receive a temperature check prior receiving to service.

21st Ward Alderman Howard B. Brookins Jr. gets his temperature taking before joining the community in welcoming back America's Best during COVID-19.

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CITIZEN | South End | Week of Aug. 5, 2020

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ENTERTAINMENT

Sandra J. Evers-Manly Elected to 2020 Class of the Academy of Motion Pictures Arts and Sciences The Black Hollywood Education and Resource Center (BHERC) recently announced the election and invitation extended by the Academy of Motion Picture Arts and Sciences (AMPAS) to Sandra J. Evers-Manly, to join the 2020 class of new members.

Evers-Manly joins the 2020 class that includes 819 new members.

As word of the announcement spread, it generated enormous excitement and a huge outpour of congratulatory sentiments for EversManly.

“As a filmmaker who benefited from Sandra’s support with an Oscar nomination, I’m elated to see she was recognized by the Academy for her contribution to the art of filmmaking through festivals, workshops and support of emerging filmmakers,” stated David Massey, member of AMPAS and the chief champion of Evers-Manly’s nomination.

With more than 25 years of experience in the film industry, Evers-Manly has made a lasting imprint on both the filmmaking community and the community at large. Her investment of time, talent, and money by developing and producing film projects, creating audience engagement, youth training in film and assisting both veteran and emerging filmmakers have made her an icon for support and excellence.

“We eagerly welcome Sandra into the Academy. She has been an incredible advocate and voice for inclusion and change in Hollywood.

Her imprint is on so many of our careers and we can’t wait to feel her impact from the inside,” said Reggie Rock Bythewood, director, “Biker

Boys” & Gina Prince-Bythewood, director, “Love & Basketball” “Executive producer Sandra Evers-Manly is a game changer. She has worked tirelessly to help promote diversity and positive images of ethnic minorities and women in film.

Her groundbreaking BHERC S.E. Manly Film Festival has spawned a new generation of independent African American filmmakers. Her selection to the Motion Picture Academy is encouraging evidence of the Academy’s commitment to create positive change in our industry,” said William Allen Young, actor-director.

“I was very pleased to see Sandra on the list. She has been running a showcase for Black filmmakers for a long time and I’m so happy she is being recognized,” added Brandon David Wilson, Genius Bastard In 1995 Evers-Manly founded the Black Hollywood Education Resources Center (BHERC) — a nonprofit organization – that provides educational programs that advocate and empower African Americans in front of and behind the scenes.

Programs include several film festivals to help promote, develop, and showcase emerging African American filmmakers, including: Sistas are Doin’ It For Themselves, now in its 27th year showcasing Black female directors; the African American Film Marketplace and S.E. Manly Short Film Showcase, now in its 26th year; Reel Black Men, showcasing emerging Black male directors now in its 25th year; Doin It the independent Way, monthly film showcase; The Faith Base and Inspirational Film Festival featuring faith and inspirational

films and the Diversity Youth Film Festival, dedicated to showcasing the film works of middle school and high school students along with Artistry in Motion which introduces the field of animation to youth.

Evers-Manly has executive produced five short films on the impact of gang violence through an initiative called “Fight Back With Films” to help bring awareness to the impact of gang violence. In addition, she was the executive producer of the Academy Award-nominated short film, Last Breeze of Summer.

In 1998, she established “The First Weekend Club”, a film club formed to support films that feature African Americans both in front of and behind the scenes. This Club attends the first weekend release of a movie, then, encourage other individuals and groups to spread the word and support the movies.

Evers-Manly served as President of the Beverly Hills/Hollywood NAACP for 12 years including overseeing the NAACP Image Awards, NAACP Theater Awards and reports on diversity in the film and television industry. She has provided testimony on Black images and employment of African Americans in the film and television industry to the US Civil Rights Commission, the Congressional Black Caucus, and the California Assembly.

One of the innovative programs she has created within BHERC is an “invitation only” initiative called “Films With A Purpose” (FWAP) which funds, and executive produces thought-provoking and socially responsible films that bring awareness to current such issues as bullying,

Sandra J. Evers-Manly

aging out of foster care system, homelessness, and key historical events. Through this initiative, she has funded seven short films and eight documentaries as well assisted with partial funding for nine other films.

In February 2020, Evers-Manly launched BHERC TV, a leading world-wide provider of narrative and documentary short and feature films about the African American experience, as well as content from

across the diaspora and diverse populations. Offering an affordable streaming entertainment service with paid memberships in over seven countries, BHERC – TV members enjoy a wide variety of genres and languages and may watch as much as they want, anytime, anywhere, on any internet-connected screen.

For more information email bherc@bherc.org. #BHERCStrongTogether

Sesame Workshop Launches New Webinar Series on Substance Abuse and Parental Addiction to Help Providers Support Children and Families Almost 6 million children under the age of 11 in the United States live in households with a parent who has a substance use disorder, putting the children at risk for direct and indirect trauma. To provide support and help families cope, Sesame Street in Communities (SSIC) is expanding its parental addiction initiative with a new webinar series for child and family therapists, first responders, community leaders, and other service providers. DisposeRx is partnering with SSIC through grant funding to bring the series to fruition.

Last fall, SSIC introduced Parental

Addiction resources featuring Karli—a six-year-old Sesame Street Muppet whose mother struggles with substance abuse and addiction.

This new series of webinars joins a host of existing SSIC resources to help children build resilience and overcome the trauma of parental addiction. These include: a storybook, videos and activity sheets for adults and children, an interactive digital activity for children, and articles for adults–all free to families in English and Spanish–plus digital professional development resources for providers.

The first of four webinars exam-

ining the ways parental addiction affects young children launched recently. In The Child’s Voice: How Parental Addiction Affects Young Children, Sis Wenger, president and chief executive officer, National Association for Children of Addiction (NACoA), shared strategies for individuals to offer support and care.

The remaining three webinars will be released monthly: August 26 – In Parental Addiction: Healing Families Together, Jerry Moe, national director of the Hazelden Betty Ford Children’s Program, will offer resources and www.citizennewspapergroup.com

strategies that family therapists may use in their work with families.

September 30 – Jac Charlier, executive director of the Treatment Alternatives for Safe Communities (TASC) Center for Health and Justice will build awareness and provide new approaches for first responders.

October 28 – A faith-based leader will share how faith communities can support children and families affected by parental addiction.

Sesame Street in Communities’ parental addiction resources–can be found at sesamestreetincommunities.org.

Sesame Workshop is the nonprofit

educational organization behind Sesame Street, the pioneering television show that has been reaching and teaching children since 1969.

For more information, please visit www.sesameworkshop.org.

DisposeRx, Inc., a North Carolina-based company, is dedicated to decreasing the risks of drug diversion, overdoses, suicides, accidental poisonings and antibiotic resistance by facilitating medication management behavior change and eradicating the misuse of leftover medications.

For more information, visit DisposeRx.com.

10 | CITIZEN | South End | Week of Aug. 5, 2020

Chatham/ SE

REAL ESTATE AC 7-22-2020 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION GREENWICH REVOLVING TRUST BY WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE Plaintiff, -v.- DARIUS HARRISON, TAMERIA HARRISON, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, UNKNOWN HEIRS AND LEGATEES OF DARYL J HARRISON, IF ANY Defendants 19 CH 10552 8031 SOUTH COLFAX AVENUE CHICAGO, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 30, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 20, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 8031 SOUTH COLFAX AVENUE, CHICAGO, IL 60617 Property Index No. 21-31-112-011-0000 The real estate is improved with a two unit building with no garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition.

The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-3469088 E-Mail: pleadings@mccalla.com Attorney File No. 271004 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 19 CH 10552 TJSC#: 4011 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 19 CH 10552 I3152404 ____________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUN-

TY DEPARTMENT - CHANCERY DIVISION NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY, Plaintiff, vs. JULIE FOX, AS SPECIAL REPRESENTATIVE FOR WILLIAM D. DUKE A/K/A WILLIAM DUKE; TIFFINI DUKE; HEATHER DUKE; WILLIAM DUKE III; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; ILLINOIS HOUSING DEVELOPMENT AUTHORITY; KAT CONSTRUCTION LLC; UNKNOWN HEIRS AND LEGATEES OF WILLIAM D. DUKE A/K/A WILLIAM DUKE; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 19 CH 6019 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Wednesday, August 26, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 20-34-122-054. Commonly known as 8240 S Calumet Ave., Chicago, IL 60619. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Ms. Kimberly S. Reid at Plaintiff's Attorney, Marinosci Law Group, PC, 134 North LaSalle Street, Chicago, Illinois 60602.

(312) 940-8580. 19-03718 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3152748 ____________________________ AC 7-29-2020 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION BAYVIEW LOAN SERVICING LLC; Plaintiff, vs. JULIAN VILLEGAS; MARTHA GUZMAN; HECTOR MANUEL TAPIA; TERECITA D. TAPIA; CITIZENS BANK, NATIONAL ASSOCIATION AS S/I/I TO SOUTH CHICAGO BANK; CAPITAL ONE BANK (USA) NA FKA CAPITAL ONE BANK; MANOR CARE OF OAK LAWN (WEST)IL, LLC; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 18 CH 8633 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, September 1, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 26-06-226-016-0000.

Commonly known as 9010 South Brandon Avenue, Chicago, IL 60617. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Law Clerk at Plaintiff's Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455. W18-1057 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3153018 ____________________________ AC 8-5-2020 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2005-B, MORTGAGE-BACKED CERTIFICATES, SERIES 2005-B Plaintiff, -v.- MARY K. PALMORE A/K/A MARY PALMORE, STATE OF ILLINOISDEPARTMENT OF REVENUE, UNITED STATES OF AMERICA, DIRECTOR OF EMPLOYMENT SECURITY OF ILLINOIS Defendants 18 CH 00114 9706 S. LONGWOOD DRIVE CHICAGO, IL 60643 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 20, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 2, 2020, at The Judicial Sales Corporation, One South

Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 9706 S. LONGWOOD DRIVE, CHICAGO, IL 60643 Property Index No. 25-07208-014-0000 The real estate is improved with a single family residence. The judgment amount was $562,143.30. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition.

The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff's Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003. Please refer to file number 109495. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312-263-0003 EMail: ilpleadings@potestivolaw.com Attorney File No. 109495 Attorney Code. 43932 Case Number: 18 CH 00114 TJSC#: 40-1058 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 18 CH 00114 I3152129 ____________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION LIMA ONE CAPITAL, LLC; Plaintiff, vs. DBW PROPERTY GROUP, CORP.; DAKOTA

BLACK- WILLIAMS; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 18 CH 10565 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, September 8, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 3065 East Cheltenham Place, Chicago, IL 60649. P.I.N. 21-30-417-004-0000; 21-30-417-009-0000; 21-30-417010-0000; 21-30-417-011-0000; 2130-417-012-0000. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection For information call Mr. James M. Crowley at Plaintiff's Attorney, Plunkett Cooney, P.C., 221 North LaSalle Street, Chicago, Illinois 60601.

(312) 670-6900. INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3153393 ____________________________

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION LAKEVIEW LOAN SERVICING, LLC Plaintiff,-v.- DARRON STEWART Defendants 18 CH 14742 8601 SOUTH ESSEX AVENUE CHICAGO, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 27, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 1, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 8601 SOUTH ESSEX AVENUE, CHICAGO, IL 60617 Property Index No. 21-31326-001-0000 The real estate is improved with a tan aluminum siding, two story multi unit home with a detached two car garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the res-

idential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition.

The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION

FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-3469088 E-Mail: pleadings@mccalla.com Attorney File No. 268268 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 18 CH 14742 TJSC#: 401903 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 18 CH 14742 I3153672 ____________________________

CITIZEN | South End | Week of Aug. 5, 2020

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11

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Certified Professionals.

Call 312-598-1758 or visit RefrigerantFinders.com _______________________________________ _

3. Loads, two words 4. Greek money 5. Game ragout 6. Of #16 Across 7. Architect's drawing 8. Used to eliminate wrinkles 9. Serve soup, e.g.

10. Sodium solution 12. Arrow poison 13. Establish, two words 14. *As opposed to public 19. Hostile force 22. "La" precursor 23. Shade of Dockers 24. Pine juice 25. Beginning of illness 26. *Valedictorian's spot 27. Gallows' rope 28. Comparative form of "true" 29. Muddy or sandy 32. *2020 classroom venue?

33. NCIS network 36. *GPA, technically 38. Ingratiating behavior 40. George Orwell's Napoleon 41. On pins and needles 44. Grapevine news 46. Part of Old Testament 48. *Olden day notebook 49. Imprison 50. Dharma teacher 51. Three-layer cookie 52. "The Sun ____ Rises" 53. Pippin's last name, "The Hobbit" 54. Boring hue?

55. Actress Perlman 56. Eric Stonestreet on "Modern Family"

CHATHAM-SOUTHEAST

Chatham, Avalon Park, Park Manor, Greater Grand Crossing, Burnside, Chesterfield, West Chersterfield, South Shore,and Calumet Heitghts.

SOUTH END

Washington Heights, Roseland, Rosemoor, Englewood, West Englewood, Auburn-Gresham, Morgan Park, Maple Park, Mt. Vernon, Fernwood, Bellevue, Beverly, Pullman, West Pullman, West Pullman, Riverdale, Jeffrey Manor and Hegewisch.

SOUTH SUBURBAN Serves communities in Harvey, Markham, Phoenix, Robbins, Dixmoor, Calumet Park, Blue Island, South Holland, and Dolton. Shopping- their favorite pastime!

HYDE PARK

Lake Meadows, Oakland, Prairie Shores, Douglas, Grand Boulevard, Kenwood, Woodland, South Shore and Hyde Park.

CHICAGO WEEKEND

Chicago Westside Communities, Austin and Garfield Park

SUBURBAN TIMES WEEKLY Bloom Township, Chicago Heights, Flossmoor, Ford Heights, Glenwood, Homewood, Lansing ,Lynwood, Olympia Fileds, Park Forest, Sauk Village, South Chicago and Steger

Citizen Newspaper Group Inc., (CNGI), Publisher of the Chatham-Southeast, South End, Chicago Weekend, South Suburban and Hyde Park Citizen and Citizen Suburban Times Weekly. Our weekly publications are published on Wednesday’s (publishing 52 issues annually).

Written permission is required to reproduce contents in whole or in part from the publisher. Citizen Newspaper Group, Inc. does not assume the responsibility for nor are we able to return unsolicited materials, therefore they become property of the newspaper and can or will be discarded or used at the newspapers disgratation. Deadlines for advertising is every Friday at noon. Deadlines for press releases are Thursdays at 10 am prior to the next week’s edition. Please send information for the calendar at least three weeks prior to the event. Send to: editorial@citizennewspapergroup.com. For more information on subscriptions or advertising, call us at (773) 783-1251 or fax (872) 208-8793. Our offices are located at 8741 South Greenwood Suite# 107, Chicago, Illinois 60619.

12 | CITIZEN | South End | Week of Aug. 5, 2020

Taking action on our commitment to Chicago We know we must do more to address the very real consequences of systemic racism that exist in society today. The impact on communities across the country is clear, including where our teammates live and serve our clients.

To drive progress, Bank of America has committed to invest $1 billion over four years to advance racial equality and economic opportunity, building on work we’ve had underway for many years. We’re partnering with community and corporate leaders to create sustainable change. Our actions will help address critical issues and long-term gaps, including: •

connecting workers to new skills and enhanced job readiness

•

increasing medical response capacity and access to health care

•

powering minority-owned small businesses through access to capital

•

helping people find a place to call home they can both love and afford

We know there’s a lot of work to be done, but we promise to keep listening as we work together on this shared mission.

Paul Lambert Chicago Market President

Bank of America, N.A. Member FDIC. Equal Housing Lender

© 2020 Bank of America Corporation. All rights reserved.