Hyde Park Citizen 10-14-2020

Y O U R S O U R C E F O R C O R O N AV I R U S N E W S

Citizen The Citizen: Serving The Black Community For 55 Years Week of Oct. 14, 2020

| Vol. 31 | No. 47 | www.citizennewspapergroup.com

HYDE PARK

Health and Safety Program Promotes Successful Small Business Reopenings Page 2

Hospitals Hit Setbacks on Road to Recovery Page 4

Health and Financial Risks of COVID-19 Page 4

Dr. Eric Whitaker is the co-founder of doctor-founded, Black-led Zing Health, a startup insurance company with a focus on improving health outcomes for Black and Brown communities. It provides Medicare Advantage HMO plans. Photo courtesy of Dr. Eric Whitaker

BLACK-LED INSURANCE COMPANY PROVIDES MEDICARE OPTION

Open enrollment lasts until Tuesday, Dec. 15. Zing Health, a doctor-founded startup insurance company, is offering Medicare Advantage HMO plans. PAGE 2

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2 | CITIZEN | Hyde Park | Week of Oct. 14, 2020

NEWS briefly EDUCATION RICHARD BERNSTEIN ADVISORS (RBA) FUNDS SCHOLARSHIP AT SPELMAN COLLEGE TO PROMOTE DIVERSITY IN THE ASSET MANAGEMENT INDUSTRY Richard Bernstein Advisors, the macro-focused investment manager that is now among the largest ETF strategists in the U.S., recently announced that the firm has funded the Richard Bernstein Advisors Scholarship at Spelman College to help promote diversity at RBA and in the overall asset management industry. Spelman College, a women’s college based in Atlanta, is the #1 ranked Historically Black College and University (HBCU) in the country according to the 2021 US News & World Report ranking.

The scholarship recipient will be chosen jointly by RBA and the Spelman College faculty. The scholarship includes tuition assistance for the student’s junior and senior years plus a summer internship at RBA. The intern will rotate among each of RBA’s departments allowing them to get exposure to many aspects of the asset management industry.

HEALTH

HEALTH AND SAFETY PROGRAM PROMOTES SUCCESSFUL SMALL BUSINESS REOPENINGS The Illinois Department of Labor (IDOL) recently announced the launch of Back to Business Illinois, a free, voluntary service to connect small businesses of 250 employees or fewer with consultants who will help them evaluate and address workplace safety and health issues related to COVID-19. The consultants will create a plan for small businesses that promotes a safe, healthy and productive environment for workers and customers. Back to Business Illinois health and safety consultants in IDOL’s Workplace Safety and Health Consultation Division will help local small businesses audit their physical operation, identify best practices and find ways to implement them efficiently.

This is a non-punitive program, and no fines or citations are associated with it. It is designed entirely as a benefit to empower Illinois small businesses to continue operating safely.

For more information on the Back to Business Illinois program, visit the official website at: www.illinois.gov/ worksafe

LAW & POLITICS

KEITH E. SONDERLING SWORN IN AS EEOC COMMISSIONER AND VICE CHAIR Keith E. Sonderling was recently sworn in as Commissioner of the U.S. Equal Employment Opportunity Commission (EEOC). Sonderling was nominated by President Trump on July 17, 2019, re-nominated on March 16, 2020, and was confirmed on September 22, 2020 by a Senate vote of 52-41 to serve as Commissioner, for a term expiring July 1, 2024.

Sonderling was also designated by President Trump to serve as Vice Chair of the Commission. Sonderling joins Chair Janet Dhillon and Commissioners Charlotte A. Burrows and Victoria A. Lipnic on the presidentially appointed bipartisan Commission. One vacancy remains on the Commission.

Prior to his appointment to the EEOC, Sonderling served as the Deputy Administrator of the Wage and Hour Division of the U.S. Department of Labor. He previously served as the Acting Administrator. The Wage and Hour Division administers and enforces Federal labor laws including the Fair Labor Standards Act, the Family Medical Leave Act, and the labor provisions of the Immigration and Nationality Act. Prior to joining the administration in 2017, he practiced labor and employment law at the Florida-based Gunster Law Firm.

He received his B.S., magna cum laude, from the University of Florida and his J.D., magna cum laude, from Nova Southeastern University.

The EEOC advances opportunity in the workplace by enforcing federal laws prohibiting emp­loyment discrimination.

More information is available at www.eeoc.gov.

Black-led insurance company provides Medicare option Continued from page 1

BY TIA CAROL JONES

Open enrollment lasts until Tuesday, Dec. 15. Zing Health, a doctor-founded startup insurance company, is offering Medicare Advantage HMO plans.

Dr. Eric Whitaker is co-founder of Black-led Zing Health. Its goal is to provide access to underserved seniors in Black and Brown communities. Zing Health was founded in 2019 by Whitaker and Ken Alleyne.

“Because we’re doctor-founded, we put the doctor and the patient back into the middle of the equation,” Whitaker said.

Whitaker said, because of the background of the founders of Zing, there has been a lot of work around the social determinants of health – transportation, education and other things that are important that make a difference to the health of people that go beyond clinical care. It also includes preventative services, dental and vision.

“Traditional Medicare, doesn’t include dental, it doesn’t include vision, it doesn’t include transportation,” he said. “When you do Medicare Advantage, it opens the door to a whole host of supplemental services that aren’t available, which we think are important. We’ve designed this plan so that the benefits can be used.”

Whitaker said in some plans, people have the benefits, but they are hard to

use. With the Medicare Advantage plan offered through Zing Health, there is no co-pay for dental services and first dollar coverage up to $2,500.

“We want people to use our services because at the end of the day, we want communities of color to be healthier,” he said. “I’ve wanted to do work to improve the health of Black communities, particularly Black men, my entire career.”

This is the third insurance company venture for Whitaker. He said he thought he would be able to improve the health of Black communities by working with the government and with not-for-profits.

He said a reliance on philanthropy and on government grants, put limits on what he could get done. He said, moving into the for- profit sector, being able to take his experience and viewpoints, and using them to access capital to develop a new product and new company, make a big impact.

“This is the third go-round. Every time I’ve started a company with a group of people, I’ve learned some things. This is the culmination of what I’ve learned from the last two insurance companies that I’ve been a part of starting,” he said.

Whitaker said he has been intentional about using the business to build economic development in Black and Brown communities. He said it is important to have a Black-led, doctor-founded insurance company to deal with health disparities,

especially in the midst of a pandemic.

“A lot of large companies stay away from the population that I’m seeking,” he said.

Whitaker said, because it was a startup, they had to start from scratch and the goal for the investors is to create Black wealth. He said there have been a lot of hard-learned lessons, but it was worth it.

“I wouldn’t be able to build this company the way we have without having had those hard lessons from the previous two,” he said.

Zing Health is moving into Michigan and Indiana in January 2021, and has ambitions of expanding into Missouri, Wisconsin, Minnesota and Ohio in January 2022.

“We’re growing rapidly. It would be nice if we could have an impact on Cook County. I want to have an impact on Black and Brown communities throughout the Midwest, if not the nation,” he said. “You have to be properly capitalized to do that. You have to have a team that knows how to scale and take the systems you did on one little county last year and be able to expand it to 12 counties in 2021 and many more counties after that. We want to be a company, when you mention Aetna, Blue Cross and Blue Shield of Illinois or Humana, that Zing is right in the mix.”

For more information on Zing Health, visit www.myzinghealth.com.

Give Blck: New Database Connects Donors to Black Nonprofits Give Blck, a new digital platform that raises visibility for Black-founded nonprofits across America, launched recently. The tool helps donors easily identify these organizations in order to drive more dollars to underfunded causes and help solve racial disparities in philanthropic funding.

Give Blck was co-founded by two Black female entrepreneurs and leaders in the philanthropy space: Christina Lewis, founder and president of All Star Code, and Stephanie Ellis-Smith, owner of philanthropic advisory firm Phila Engaged Giving. Dr. David Setiadi, an entrepreneur and CTO of @Point of Care, is also a founder.

“We know that ongoing giving stems from people aligning their causes with their passions, so we envision Give Blck as a tool that both corporate and individual donors can use to prioritize the Black

community long term, not just now, and make necessary shifts to their investment norms,” said Lewis. “A race-conscious approach to giving —giving Black— will lead to change that advances communities and society as a whole.”

Of the $450 billion donated last year in America, only a fraction went to Black-founded organizations.

By channeling more capital into Black hands, it creates domino effects for donors, benefactors and their communities.

Said Ellis-Smith: “Racial disparities in funding not only limit the impact of Black-founded organizations, but without equity in funding for the entire social sector, philanthropists inadvertently contribute to inequities in society. Donors who care about supporting social change must think intentionally and proactively about race and

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racial equity.”

Upon its launch, several prominent partners and supporters have joined the Give Blck mission including: Ford Foundation, a nonprofit grant-making organization advancing human achievement for over eight decades; Charity Navigator, the nation’s largest evaluator of charities; and Benevity, the leader in global corporate purpose software.

Microsoft has invested in Give Blck through its Philanthropies arm as part of its mission to help improve the lives of Black and African American citizens through the power of data, technology, and partnership.

Work & Co led the strategy, design, and development of the Give Blck site. At launch, it listed roughly 200 organizations in categories such as Arts & Culture, Health, Athletics,

Environment, Education, Civil Rights, LGBTQIA+, and Criminal Justice. Black organizations can grow their reach by submitting to the multifaceted database.

“It’s critically important that we drive funds to organizations founded or effectively led by those directly impacted by structural racism,” said Marian Wright Edelman, founder and president emerita of the Children’s Defense Fund (CDF). “Their ability to strengthen infrastructure, develop reserves and magnify their impact has been hampered by the same bias that negatively impacts Black families and communities.

Give Blck has the ability to elevate the visibility of these organizations to ensure that they receive the funds required to advance and expand their impact at a time when they are more needed than ever.”

CITIZEN | Hyde Park | Week of Oct. 14, 2020

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NEWS

Alpha Kappa Alpha Sorority, Inc.® Does It Again and Raises $1 Million in Support of HBCUs For the third consecutive year, Alpha Kappa Alpha Sorority, Incorporated® has successfully raised $1 million in 24 hours for the benefit of Historically Black Colleges and Universities (HBCUs).

The sorority’s annual HBCU Impact Day on September 21 exceeded its $1 million goal in online donations alone from local AKA chapters, private donors and corporate matching dollars from across the globe.

“We did it, we did it again!” AKA International President and Chief Executive Officer Dr. Glenda Glover shared with excitement in a video message to sorority members. “The online receipts alone totaled more than $1.3 million. We can now continue to provide endowments to our treasured HBCUs.” HBCU Impact Day is one part of a fouryear $10 million fundraising goal set by Dr. Glover, who has challenged the women of AKA to lead the charge in helping to secure fiscal sustainability and success for accredited HBCUs around the country. The sorority was successfully able to reach the $1 million goal consecutively in 2018 and 2019, supporting the organization’s HBCU for Life: A Call to Action platform, which aims to promote HBCUs by encouraging students to attend and matriculate through these institutions.

Last year, AKA gifted $1.6 million to the first 32 of 96 HBCUs through the AKA-HBCU Endowment Fund. Each HBCU received $50,000 in unrestricted endowment funds as part of a phased approach to help schools reduce student debt through scholarships, fund industry-specific research, recruit and retain top faculty, and other critical operations especially during this global pandemic.

On Sunday, September 20, the sorority held

AKA International President and Chief Executive Officer, Dr. Glenda Glover (second from right) is joined by (l-r) former Bennett College President Dr. Phyllis Worthy Dawkins, AKA Mid Atlantic Regional Director Jennifer King Congleton and Erika Everett, executive director, education advancement foundation at Alpha Kappa Alpha International Headquarters in Chicago for grant presentations to 32 HBCUs during Black History Month in 2019.

a virtual brunch to launch the next round of 32 HBCU endowment recipients. Four more recipients were announced: Delaware State University, Lane College, St. Phillips College, and Medgar Evers College. Four additional grants were announced on Friday, September 25, the last day of HBCU Week, according to a press release. From there, the sorority had plans to announce 24 more recipients.

“These institutions continue to make a powerful impact in our communities and throughout our country, graduating 22% of all African Americans with bachelor’s degrees, nearly 80% of all African-American judges and 50% of all black lawyers,” said Dr. Glover, who is also the president of Tennessee State University and an HBCU graduate. “It’s gratifying to know that funds raised will establish endowments, pro-

viding sustainability to our historically black colleges and universities.”

Although HBCU Impact Day has passed, individuals or organizations interested in supporting the effort can still make contributions by texting AKAHBCU to 44321, giving by mail or online at http://aka1908.com/hbcus/donate-hbcu.

For more information on the sorority’s commitment to HBCUs, visit www.AKA1908.com.

Study Finds Black, Latino and Asian Older Adults Much More Likely to Struggle in Later Life The challenging goal of elder economic security — having enough income to live independently and afford a no-frills budget in later life — is dramatically more difficult for older adults of color across America, new research from the University of Massachusetts Boston shows.

Half of all older adults living alone and 23% of older couples live with some degree of economic insecurity, according to the McCormack Graduate School’s Gerontology Institute.

A new report calculating racial disparities within those numbers shows rates of economic insecurity among Black, Latino, and Asian older adults far exceeding those of white adults and the overall national average.

THE RATES OF ECONOMIC INSECURITY EXPERIENCED BY OLDER BLACK ADULTS WERE HIGHER THAN THOSE OF THEIR WHITE COUNTERPARTS IN NEARLY EVERY STATE IN AMERICA. The report also details the economic insecurity levels of older adults of color in individual states and the states in which racial disparities are greatest.

“Economic security is a serious problem for older adults across the United States,” said professor Jan Mutchler, lead author of the report.

“But the situation is much more dire among older adults of color and the economic impact of the COVID-19 pandemic has almost certainly made their economic circumstances even worse.”

The report found that among Black older adults, 64% of singles and 34% of couples were economically insecure. Among Latino elders, 72% of those living alone and 49% of couples had income insufficient to meet basic costs where they lived. Among older Asian adults, 59% of singles and 36% of couples were unable to reach economic security.

Among white older adults, 47% of singles and 21% of couples were economically insecure.

The report determined rates of economy security using expense data www.citizennewspapergroup.com

generated by the Elder Index, UMass Boston’s free online resource that calculates realistic monthly expenses for older adults in every state and county in the U.S. It matched that information with state-level data on the incomes of older adults by racial group to determine levels of economic insecurity.

“Nationwide, the pattern of higher rates of economic insecurity among older adults of color is clear,” said Mutchler.

The rates of economic insecurity experienced by older Black adults were higher than those of their white counterparts in nearly every state in America. The rate for Black singles ranged from 46% in West Virginia

to 80% in Rhode Island. Disparities in rates of economic insecurity between Black and white older single adults were highest in the District of Columbia (39 percentage points), Rhode Island (29 percentage points), and South Carolina and Mississippi (each 26 percentage points).

Economic insecurity rates were also higher for Latino older adults, compared with white elders. Latino elder economic insecurity ranged from 38% in Kentucky to 90% in Massachusetts.

The rate of economic insecurity for older Asian adults was higher than that of their white counterparts in most states. The rates for single older Asians ranged from 35% in Indiana to 80% in Massachusetts.

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BUSINESS

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Hospitals Hit Setbacks on Road to Recovery August was a challenging month for hospitals nationwide as margins declined across the board, reflecting continued volatility in the sixth month of the COVID-19 pandemic, according to the Kaufman Hall September National Hospital Flash Report.

Operating Margin is down 7.9 percentage points since the start of the year compared to the first eight months of 2019, not including federal funding from the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Factoring in the federal aid, Operating Margin is down 2.3 percentage points year-to-date.

In August, Operating Margin fell 18% (1.8 percentage points) year-over-year, 12% (1.2 percentage points) monthover-month, and 8% (0.7 percentage point) below budget without CARES relief. With the federal aid, Operating Margin was down 3% (0.4 percentage point) year-over-year and 28% (2.9 percentage points) month-over-month, but 3% (0.4 percentage point) above budget for the month.

Margin results have consistently fallen below 2019 levels since the start of the pandemic, but the August declines follow three months of moderate month-over-month gains after the most devastating losses in March and April.

“While the August numbers are concerning, they are not surprising,” said Jim Blake, managing director, Kaufman Hall. “The latest results clearly illustrate the long road ahead for hospitals as they weather the ups and downs of a difficult recovery.”

According to a recent report, August was a challenging month for hospitals nationwide as margins declined across the board. Emergency Department (ED) Visits continue to be hit particularly hard, declining 16% year-to-date compared to the same period in 2019.

Multiple factors contributed to the August declines, including continued low volumes and revenues, and high per-patient expenses. Hospitals nationwide saw volumes decline across most measures in August, marking the sixth consecutive month of volumes falling below 2019 performance and below budget.

Adjusted Discharges are down 13% year-to-date, and fell 12% year-over-year and 8% below budget in August. Adjusted Patient Days are down 10% year-to-date, and declined 6% year-overyear and 4% below budget for the month.

Emergency Department (ED) Visits continue to be hit particularly hard, declining 16% year-to-date compared to the same period in 2019. ED Visits saw the greatest year-over-year declines in August, falling 16% compared to both prior year performance and to budget. Operating Room Minutes are down 14% year-to-date and fell 6% year-over-year in August, but were less than 1% below budget expectations.

Hospitals continued to see revenue declines in August. Not including CARES funding, Gross Operating Revenue is down 7%

year-to-date compared to the first eight months of 2019. In August, Gross Operating Revenue fell 2% year-over-year and 4% below budget. Fewer outpatient visits have led to revenue declines, with Outpatient Revenue down 10% year-to-date compared to January-August 2019. Inpatient Revenue has fallen 4% over the same period.

Meanwhile, per-patient expenses continue to rise, as hospitals struggle to control costs relative to lower patient volumes.

Total Expense per Adjusted Discharge and Labor Expense per Adjusted Discharge both are up 17% year-to-date over the first eight months of 2019. In August, Total Expense per Adjusted Discharge jumped 15% year-over-year and 7% above budget. Labor Expense per Adjusted Discharge increased 14% compared to August 2019 and was 6% above budget. Non-Labor Expense per Adjusted Discharge is up 15% from January-August compared to the same period in 2019, and rose 14% year-over-year and 6% above budget for the month.

The National Hospital Flash Report draws on data from more than 800 hospitals.

African American State & Local Government Employees Have Higher Concerns About Health and Financial Risks of COVID-19 A national poll of state and local employees finds that African American workers are more concerned than their colleagues about the potential health and economic impacts of COVID-19. Thirty-nine percent of African American state and local employees are worried about contracting the coronavirus at work as compared to 22 percent of all other survey respondents. Twenty-one percent of African American workers are concerned about a reduction in pay, which is nearly twice the level of other state and local employees (11 percent).

As the pandemic lingers, 39 percent of African American state and local employees expect to take on more debt in the next year. By comparison, 22 percent of all other survey respondents say they anticipate taking on more debt. Debt already is a problem for 69 percent of African American state and local employees, as compared with 53 percent of all other survey respondents.

These findings are contained in a new infographic from the Center for State and Local Government Excellence (SLGE) and ICMA-RC, African American State and Local Employee Views on COVID-19. This research is a supplement to a wide-ranging analysis of state and local employees’ views detailed in the recent report, Public Sector Employee Views on Finances and Employment Outlook Due to COVID-19.

Despite their worries, the research finds that African American respondents are more likely to express positive feelings while at work as it relates to serving their communities during the time of COVID-19. Forty one percent said they feel grateful, and 23 percent are optimistic. For all other survey respondents, 31 percent indicated they felt grateful while 14 percent felt optimistic.

“As millions of state and local workers remain on the frontlines of the COVID-19 pandemic, our research indicates that African

Americans see higher health and financial risks. This may correlate to the greater incidence and virulence of COVID-19 among Americans of color,” said Gerald Young, SLGE senior research associate.

“Also troubling is that even before the pandemic, 41 percent of African Americans working in state and local jurisdictions did not have emergency funds set aside for unexpected expenses. Yet, despite these challenges, African Americans are feeling less anxious and pessimistic than their fellow workers,” Young noted.

“We hope this research helps state and local employers with workforce management programs, especially as jurisdictions grapple with employee wellness, recruitment and retention during these trying times.”

Additional findings from the infographic are summarized below: African American respondents were most likely to work in education (27 percent) and health and human services (23 percent). Ninewww.citizennewspapergroup.com

teen percent work in administrative positions, while 13 percent work in public safety.

African American respondents were more likely than others to indicate that they are extremely concerned about the impacts of the pandemic on their retirement plans (27 percent).

Thirty-nine percent of African American state and local employees are worried about keeping their family safe from contracting the virus, as compared to 23 percent of all other survey respondents.

Sixteen percent of African American workers are concerned about a reduction in job hours, as compared to 11 percent of all others. Also, 13 percent of African Americans polled are concerned about job loss, versus seven percent of others surveyed.

Twenty-three percent of Africans Americans surveyed expected to spend significantly less than normal during the next year.

Thirty-eight percent of African

Americans in state and local government are working remotely. Prior to the pandemic, 15 percent worked remotely to the same or to a greater extent than they do now.

Twenty-seven percent of African American state and local employees strongly agree that the pandemic has made people more aware of the importance of their work, as compared with 14 percent of other respondents.

African Americans represent 18 percent of the U.S. state and local workforce, and state and local governments employ about 19 million workers. This research is based upon a survey of 1,008 full-time state and local government employees conducted by SLGE and Greenwald & Associates from May 4 through May 20, 2020. The final data were weighted by gender, age, household income, and industry type to reflect the distribution of the state and local government workforce as found in the U.S. Census Bureau’s Current Population Survey.

CITIZEN | Hyde Park | Week of Oct. 14, 2020

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FASHION Missguided Powerhouse Teams Up With Iconic Streetwear Brand Sean John To Drop Their First Women’s Collaboration

Jordin Sparks Stars in “We Stan For Her” for Barefoot Wine

Series explores beauty standards and creates a platform for Black women Barefoot Wine, a brand committed to inclusivity and amplifying diverse voices, brings Jordin Sparks, Ashley Everett and Melissa Butler together for We Stan for Her, a four-part web series centered around the unique beauty experience of Black women in America. In the series, which launched recently, each woman shares their personal journeys, challenges and wins that will make viewers laugh, relate and, most im­ portantly, learn.

As a longstanding corporate ally to diverse communities, the #WeStanForHer campaign aims to demonstrate Barefoot’s continued commitment to Black women and builds upon last year’s Project Purple Light, which celebrated Black women as art by crowdsourcing user-submitted content that was featured in a live and digital art gallery.

Meet the Cast: * Jordin Sparks – Sparks is a multi-platinum recording artist and actress who first rose to fame as the winner of American Idol at the tender age of 16. A Grammy nominee, she continues to create music as well as pursue her other passions like fitness and baking. * Ashley Everett – Everett is a professional dancer and actress who has worked with some of entertainment’s biggest stars. * Melissa Butler – Butler is the founder and CEO of a nationwide beauty brand, which she originally started in 2012 after becoming frustrated with the beauty industry’s lack of diversity.

Produced by Stony & Yates, each We Stan for Her episode focuses on a key topic, including: * Crowns on Our Head: Sharing perspectives on natural hair versus other hair styles. * Our Beautiful Story: How heritage

and upbringing contribute to beauty preferences and routines. * Thriving Queens: Examining Black representation in the beauty industry, while also exploring beauty standards in the workplace. * Self-Love: Discussing the concepts of self-love, self-acceptance and feeling confident and beautiful from the inside out.

The series openly examines the culturally unique experience of this community, and these discussions create a forum for Black women to share personal perspectives and challenge the perceptions of beauty, while showcasing a community that is often critiqued and overlooked.

“As we continue our work highlighting the brilliance, grace and beauty of Black women, Jordin Sparks, Ashley Everett and Melissa Butler each lend their respective voice and incredible stories to the We Stan for Her series,” says Shannon Armah, associate brand manager for Barefoot. “We hope the discussions shared throughout the series create moments for all Black women to feel seen and celebrated, while also sparking important dialogue amongst viewers.”

“Bringing these important conversations to life alongside Ashley and Melissa has really been a thought-provoking and rewarding experience,” says Sparks, a singer, songwriter and actress. “While filming the We Stan For Her series, I reflected on my journey as a Black woman in entertainment, and I hope the series encourages Black women everywhere to celebrate themselves and reflect on their unique experiences and stories.”

To watch all four We Stan for Her episodes and for more information, visit barefootwine.com/we-stan-for-her and follow @BarefootWine on social media.

Global fashion brand MISSGUIDED and iconic streetwear brand SEAN JOHN have introduced SEAN JOHN X MISSGUIDED The Classics, a capsule collection for fall.

United in their mission to inspire creativity in expression and self-confidence, SEAN JOHN X MISSGUIDED invites the next generation of future icons to be unapologetically themselves through this timeless streetwear collection.

“Real disruption that resonates with customers isn’t just about getting ranges and collaborations right, it’s about being prepared to break new ground,” said Missguided Founder & CEO Nitin Passi. “And with SEAN JOHN X MISSGUIDED, that’s precisely what we’ve done the first Sean John collaboration for women, built around how we know the Missguided customers want to look. And this is more than a one-off – we’ll be unveiling additional Sean John x Missguided ranges as our partnership builds.”

The 114-piece range combines Sean John’s legacy with contemporary streetstyle for an aesthetic grounded in true authenticity.

As Sean John’s first women’s collaboration, SEAN JOHN X

BIA for SEAN JOHN X MISSGUIDED Photo by Bonnie Nichoalds

MISSGUIDED is meant to empower its wearers to be seen, use their voices, and embrace their individuality.

Inspired by the history of the Sean John brand and its music heritage, the collection features the velour, nylon and sweat fabrics synonymous with Sean John’s classic styles.

The range offers joggers with coordinating hoodies, oversized t-shirts, bike shorts, mini dresses, leggings, bodysuits, intimates and accessories.

The campaign, shot by Bonnie Nichoalds, is fronted by up-andcoming icon and rapper BIA, who embodies the collaboration’s

fearless, creative and trailblazing spirit. BIA’s spotlight in the campaign brings to life the authentic music DNA of the Sean John brand and Missguided’s mission for female empowerment.

“I remember how iconic Sean John was to me growing up, it represents a Hip-hop legacy that I feel empowered in,” states BIA. “This whole collection is my style. I pride myself on being able to dress in baggy clothes while still being sexy. I love what Missguided represents and how they empower me to be my true self! I think that really shines through in the campaign.”

Classic styles are updated in contemporary silhouettes with the signature pieces loved by Lil Kim, Rihanna and Paris Hilton reimagined for future idols. The statement bandana print seen throughout the collection is a nod to Jennifer Lopez’s iconic Sean John moment from the 2000s.

Own the collection at www. missguidedus.com, available in sizes XS to Plus and retailing from $22.00 - $152.00.

Follow along on social @ missguided and #SeanJohnxMissguided

UGG And Zappos.Com Launch Inclusive Footwear Collection Southern California-based global lifestyle brand UGG® (a division of Deckers Brands [NYSE: DECK]) and Zappos.com, the customer service company that just happens to sell shoes, clothing and more, have teamed up to launch UGG® UNIVERSAL, the first-ever inclusive footwear collection created by UGG® and Zappos Adaptive, a curated shopping experience by Zappos.com. UGG® UNIVERSAL features functional iterations of two iconic heritage UGG® styles–the Classic Short and Neumel–offering a curated and accessible wearing experience for consumers. The partnership further communicates that UGG® is a truly democratic brand made for anyone who wants to feel as good as they look, making getting dressed effortless and having timeless style easier than ever.

“We are thrilled to continue our partnership with Zappos for the launch of UGG UNIVERSAL. Not only has Zappos created Zappos Adaptive, a curated shopping experience that makes fashion functional and available to all, but they have encouraged us to adapt our heritage styles, so they are now truly accessible. We are very proud to be part of the Zappos Adaptive program,” said Andrea O’Donnell, president, fashion, lifestyle Deckers Brands.

“We greatly value our partnership with UGG, a brand who shares our deep commitment for

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championing inclusivity and reducing inequalities within the fashion industry,” said Dana Zumbo, business development manager, Zappos Adaptive.

“To bring this collection to life, we worked sideby-side hosting focus groups with a diverse group of people with disabilities to receive first-hand feedback. We’re humbled by the experience of getting to play a part in the UGG brand’s first-ever universal design.”

The UGG® UNIVERSAL collection features the Classic Short and Neumel reimagined with adaptive features such as oversized double zippers, rear pull tabs, and toggle-adjusted stretch laces. The Classic Short style comes in Chestnut and Black colorways and the Neumel in Chestnut, Black and Grey. Exclusive to Zappos.com until 2022, the collection includes women’s and men’s styles ranging from sizes 5-18 and kids’ product ranging from sizes 10-6 with a price point between $130-$170.

The UGG® UNIVERSAL Collection is available now exclusively on Zappos.com.

Both UGG® and Zappos Adaptive share a deep commitment to inclusivity and equality for all.

Throughout the process of bringing this collection to life, both companies came together and hosted customer focus groups with a diverse group of people with disabilities to receive first-hand feedback to ensure the products addressed a variety of needs and are tailored with a universal design.

6 | CITIZEN | Hyde Park | Week of Oct. 14, 2020

NEWS

Shop Smart This October to Benefit Breast Cancer Patients StatePoint - It is not always easy to tell how your charitable dollars are going to be used, especially during National Breast Cancer Awareness Month.

Honored every October, this is a time of year when many companies use pink logos on product packaging to symbolize support for breast cancer-related charities. Unfortunately, these symbols are not always backed by a promise that proceeds will directly support research or those living with breast cancer.

In the case of Susan G. Komen and its Live Pink program, the organization works closely with all its partners to ensure program details are transparent to consumers. And this year, 18 companies are donating a percentage of the proceeds from the sale of select products to Komen.

As many consumers are doing much of their shopping online these days, Komen has created a site that makes it easy and safe to shop for a cause.

Visit livepink.org to shop and learn more.

“It just takes a moment to get

By shopping savvy this National Breast Cancer Awareness Month, you can ensure your purchases are making the biggest impact possible.

involved and make a difference in the fight against breast cancer,” says Sarah Rosales, vice president of Corporate Partnerships, Susan G. Komen. “We’re honored to have so many partners giving consumers

an opportunity to support breast cancer patients and fund lifesaving research.”

Want to ensure you are making the biggest impact possible? Before making any purchase you assume benefits

the fight against breast cancer, Susan G. Komen recommends asking the following questions: 1. Who is the program supporting? Is it clear what charity is benefiting from the program? Susan

G. Komen, for example, requires all of its partners to clearly state that their program benefits the organization. In many cases, they will include Komen’s iconic logo on their packaging.

2. How will the charity use the donation? It should be clear where the proceeds go. Look for programs that support organizations which take a 360-degree approach to fighting the disease by funding breakthrough research, supporting compassionate public policy and providing patient support.

3. How is the program structured?

Transparency is key. Is the company clearly stating how the money is raised and how much will be going to charity? For example, if it’s a donation per purchase structure, ask how much of the purchase price benefits the charity. Is there is a minimum or maximum contribution? Is it a flat donation regardless of sale?

By shopping savvy this National Breast Cancer Awareness Month, you can ensure your purchases are making the biggest impact possible.

BUILD BACK BETTER

JOBS AND ECONOMIC RECOVERY AGENDA Joe Biden believes we cannot build back better without a major mobilization of effort and resources to advance racial equity across the American economy.

Visit joebiden.com/racial-economic-equity to learn more PAID FOR BY BIDEN FOR PRESIDENT

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HBCUs are more than an education.

They are a legacy.

It's the place you become; where you're uplifted by past generations. It's your family's history and newfound family's future. It's your HBCU. That’s why Xfinity recognizes the legacy, community, and importance of HBCUs. And, now that gatherings are a little different, it's time to reconnect to the culture. Just say, "HBCU," into your Xfinity Voice Remote to experience more HBCU.

Visit xfinity.com/discovermore to learn more.

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Restrictions apply. Not available in all areas. Requires Xfinity TV with X1. ©2020 Comcast. All rights reserved.

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FILE NAME: CMCCO20066M12_10.75x13_Q3_HBCU-More-Legacy_ChiCitNew-

8 | CITIZEN | Hyde Park | Week of Oct. 14, 2020

CITIZEN On The Move

Cook County COVID-19 Testing Event Took Place At River Oats Shopping Center Photos by L.M.Warbington

STAYING HEALTHY IS A PRIORITY FOR COOK COUNTY DURING COVID-19 The event was hosted by: Toni Preckwinkle, Cook County Board President, Stanley Moore, Cook County Commissioner (4th Dist.), Michelle Markiewicz Qualkinbush, Mayor Calumet City and Anthony Smith, Calumet City (7th Ward) Alderman. This event administered 300 Tests, to include HIV Testing, Womens Health Education & Referrals and Food Giveaway.

Read Us In Print Or Online At: www.citizennewspapergroup.com

CITIZEN | Hyde Park | Week of Oct. 14, 2020

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ENTERTAINMENT

Relaunch of Iconic Telethon Hosted

by Actor & Comedian Kevin Hart The Muscular Dystrophy Association (MDA) has announced the relaunch of their legendary Jerry Lewis MDA Telethon with Kevin Hart joining as host.

The MDA Kevin Hart Kids Telethon will be a two-hour special airing globally on Saturday, October 24, 2020 at 8:00pm ET (streaming partners to be announced), giving audiences the opportunity to support the essential work of the Muscular Dystrophy Association, and Kevin Hart’s Help From the Hart Charity.

Hart will be joined by celebrity guests including Jack Black, Usain Bolt, Josh Gad, Michael B. Jordan, Eva Longoria, Jillian Mercado, and more.

The virtual fundraising event will be aimed at driving mass awareness and charitable contributions to help transform the lives of children with disabilities and disadvantages. The event will unite a cast of Hart’s celebrity friends for a star-studded evening of comedy and musical performances, utilize modern technologies for interactive gaming components, as well as give viewers a look at the work of both organizations through exclusive profiles on families, research and care.

Additional live content will include seven weeks of live gaming and esports events leading up to and simultaneously with The MDA Kevin Hart Kids Telethon. MDA is an active member of the gaming community on a year-round weekly basis through the MDA Let’s Play gaming platform, which is hosting gaming events on Twitch every Saturday until the final marathon stream called MDA Let’s Play For A Cure on October 24. Each week will feature top gaming influencers and showcase the most popular game titles including Fortnite, Fall Guys and Minecraft.

Viewers will have access to an overtime show that will run outtakes and entertaining content from the making of the telethon.

“This is an incredible opportunity to bring the work of Jerry Lewis and the Muscular Dystrophy Association forward. I’m honored to collaborate with MDA and my organization, to educate and entertain the public about the need to support people with disabilities and disadvantages, because we are all in this together,” said Kevin Hart. “I can’t wait to have an incredible night for two

Muscular Dystrophy Association Announces, The MDA Kevin Hart Kids Telethon, Airing October 24.

critically important causes that are in urgent need of funding and hope.”

Donations to Help From the Hart support community-based organizations that address the educational, health and social needs of underserved communities, in addition to helping youth obtain higher learning through

education scholarships and vocational training.

Funds raised from this event go directly to MDA to provide funding for research that is shared freely to develop treatments and cures for muscular dystrophy, ALS and over 43 related neuromuscular diseases including

Duchenne and SMA. Funding also supports a network of medical care teams at over 150 MDA Care Centers at the nation’s top medical institutions.

“For decades Jerry Lewis brought the world together through the historic Labor Day telethon, establishing an incredible foundation of help and hope for MDA and the families we serve,” said MDA President and CEO Lynn O’Connor Vos. “The telethon was instrumental in raising awareness and donations that today have been directly linked to the development of life-changing therapies for muscular dystrophy, ALS and related neuromuscular diseases. Kevin Hart and the Help From the Hart organization are the perfect match for MDA to bring the magic and power of the telethon into a new era of giving, and to bring the remarkable stories of strength of MDA families into the hearts and homes of people across the country,” she continued.

“As MDA’s National Ambassador I am excited to be a part of such a fun event alongside Kevin Hart to support MDA as they work to help find a cure for my disease, Duchenne Muscular Dystrophy and other neuromuscular diseases,” said Ethan LyBrand (11), MDA’s 2020-21 National Ambassador.

For more than 70 years, the Muscular Dystrophy Association has funded research and care for over 250,000 people in the United States living with muscular dystrophy, ALS, and related neuromuscular diseases.

HelpFromtheHart.com supports underserved communities, providing financial scholarships for youth to attend college, and assisting those with medical needs.

The creative agency for The MDA Kevin Hart Kids Telethon is United Entertainment Group (UEG); the production agencies are UEG and Caviar; The MDA Kevin Hart Kids Telethon is directed by Jonathan Krisel.

For more information, visit mda.org/telethon.

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10 | CITIZEN | Hyde Park | Week of Oct. 14, 2020

HOME/SAFETY

Falling into home safety (BPT) - While the crisp autumn air signals the change of seasons, it also brings fire safety risks associated with fall activities, such as getting cozy around a campfire and burning candles. While spending more time at home and cooking more indoors as cooler weather approaches, it is important to be prepared. According to the National Fire Protection Association (NFPA): * Unattended cooking is the number one cause of home fires in the U.S.; * Campfire accidents send thousands of people to emergency rooms with burn injuries every year; * More than half of candle fires (59%) start because a flammable object is too close to the candle.

As temperatures begin to drop, make sure to check out these fire safety tips from First Alert: Be alert while cooking. Cooking fires are expected to continue to increase with more cooking occurring at homes across the country right now, so it is important for you to stay alert and be mindful in the kitchen. Stay in the kitchen while you are frying, grilling, boiling or broiling food. If you are simmering, baking or roasting food, check it regularly, remain in the kitchen and use a timer to remind you that you are cooking. Keep anything that can catch fire - oven mitts, wooden utensils, food packaging or dish towels - away from your stovetop.

Play it safe around a campfire. Whether in your backyard or on a campsite, it is important to know how to enjoy a campfire safely. Campfires need to be placed at least 25 feet away from any structure and anything that can burn, such as dry leaves and shrubs. Avoid burning on windy, dry days and never use gasoline or other flammable liquids. Always attend to the campfire and keep a close eye on children while the fire is burning, especially when roasting marshmallows.

Practice candle safety. Candles can add lots of ambiance to your indoor and outdoor areas, but they can easily ignite anything that can burn. When burning candles, keep them at least a foot away from anything flammable, never leave them unattended and place them out of reach from children. Make it a routine to check that all flames are extinguished before you leave the area.

Be prepared to put out a fire. Fires can spread very quickly and have the potential to cause significant damage. You should always be prepared with a fire extinguishing device nearby, like First Alert EZ Fire Spray. It's easy to use - just point and spray - and features a familiar lightweight spray-can design to help stop fires fast. Plus, it discharges four times longer than regular extinguishers (based upon approximate size of fire extinguishing vs. 1-A:10B:C) and is easy to clean up after use. Its small size makes it easy to store, like in your kitchen cabinet, or perfect to have near you around the campfire.

Teach kids about fire safety. While many children will be at home this school year, it is important to remind them about staying safe when near an open flame. Teach kids to stop, drop and roll. Talk about the dangers of open flames and run through safety drills so everyone will feel confident to handle a scary situation.

"While spending more time at home, it is important to

be prepared, such as having a fire extinguishing device nearby and discussing safety with your entire family to help ensure everyone is ready in the event a fire incident occurs," said Tarsila Wey, director of marketing for First Alert.

To learn more about fire safety, visit FirstAlert.com.

4 Tips to Help Prevent Electrical Fires at Home ( StatePoint) Electrical fires often occur unexpectedly in locations that may be hidden from view. As the second most common type of home fire in the U.S., more than 40,000 electrical fires occur in American homes every year, resulting in hundreds of deaths, over 1,000 injuries and more than $1 billion in property damage, according to the National Fire Protection Association.

“With millions of Americans working and learning from home amid COVID-19, it’s more important than ever to take a few simple steps to protect your home and loved ones from electrical fires,” says Ashley Bryant, National Electrical Manufacturers Association Low Voltage Distribution Equipment AFCI Task Force co-chair.

To make needed updates at home, consider these safety tips from the NEMA LVDE AFCI Task Force: 1. Take Care with Cords: Inspect cords regularly for signs of damage or wear and tear. Use extension cords properly and according to the load ratings for the product. Never overload them or run cords under furniture, carpets or rugs.

2. Examine Appliances: When using appliances, inspect them for signs of damage. Only use the appliance in its intended manner.

3. Ensure Products Meet Safety Standards: To ensure the products you use at home comply with national safety standards, always look for the label of a nationally-recognized testing laboratory, like UL, CSA or Intertek.

4. Consider Additional Protection: Arcing was the heat source in approximately three of five electrical home fires from 2012-2016, according to the National Fire Protection Association. However, you can help prevent this www.citizennewspapergroup.com

dangerous condition from leading to a worst case scenario with Arc-Fault Circuit Interrupters (AFCIs). AFCIs are designed to monitor the circuit for the presence of “normal” and “dangerous” arcing conditions in order to reduce the chance of your electrical system being an ignition source of a fire.

An affordable, proven smart technology that provides a higher level of protection than standard circuit breakers, AFCIs have been a National Electrical Code requirement in new home building since 1999 for certain electrical circuits. To better protect your entire home, experts recommend requesting AFCI protection on all 15 and 20A branch circuits.

To learn more about electrical fire prevention and AFCI technology, visit afcisafety.org.

Electrical fires can be devastating and lethal. Fortunately, there are simple proactive steps every household can take that can help stop an electrical fire before it starts.

PHOTO SOURCE: (c) StockSeller_ukr / iStock via Getty Images Plus

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CLASSIFIEDS SERVICE

SERVICE

Business Name of NDGO STUDIOS with the business located at: 7753 S. MERRILL AVE., CHICAGO, IL 60649. The true and real full name (s) and residence address of the owner (s) / Partner (s) is: Owner/Partner Full Name: NATE DAVIS, Complete Address: 7753 S. MERRILL AVE., CHICAGO, IL 60649, USA ________________________________________

WANTED TO BUY FREON WANTED: We pay $$$ for cylinders and cans.

R12 R500 R11 R113 R114.

Convenient. Certified Professionals.

Call 312-598-1758 or visit RefrigerantFinders.com _____________________________________

Darrell Garth

President /Publisher

Janice Garth

Sales Manager General Manager

Editorial

Send news tips, press releases, calendar listing etc to: editorial@citizennewspapergroup.com

Advertising

Display Advertising advertising@citizennewspapergroup.com or jgarth@citizennewspapergroup.com

Classified Advertising call us at

(773) 783-1251

Display Advertising call us at

(773) 783-1251

Coverage Areas: CHATHAM-SOUTHEAST

Chatham, Avalon Park, Park Manor, Greater Grand Crossing, Burnside, Chesterfield, West Chersterfield, South Shore,and Calumet Heitghts.

SOUTH END

Washington Heights, Roseland, Rosemoor, Englewood, West Englewood, Auburn-Gresham, Morgan Park, Maple Park, Mt. Vernon, Fernwood, Bellevue, Beverly, Pullman, West Pullman, West Pullman, Riverdale, Jeffrey Manor and Hegewisch.

Shaymar Media Productions LLC Promoting you using TV, Radio, Videos, Google Awards & Social Networking WE Make Great TV Shows!

Call Us Today!

773-416-7555 http://shaymarmedia.com shaymarmedia@gmail.com

SOUTH SUBURBAN Serves communities in Harvey, Markham, Phoenix, Robbins, Dixmoor, Calumet Park, Blue Island, South Holland, and Dolton. Shopping- their favorite pastime!

_________________________________ STATEPOINT CROSSWORD THEME: HALLOWEEN

RESTORE YOUR CREDIT TODAY! ONCE THE PANDEMIC IS OVER DONT’ ALLOW A BAD OR LOW CREDIT SCORE TO KEEP YOUR FROM MAKING MAJOR PURCHASES. NOW IS THE TIME TO REBUILD YOUR CREDIT SCORE CALL US TODAY AT: CREDIT RESTORATION SERVICES

(218) 833-3769 REAL ESTATE

HUD/BANK FORECLOSURES CITY & SUBURBS Call: FRED D. CLINK (773) 294-5870 REALTY SERVICES CONSORTIUM _______________________________________ 3+ Bedroom HOMES FOR SALE SELLER FINANCING Call: FRED D. CLINK (773) 294-5870 REALTY SERVICES CONSORTIUM ______________________________________

RENTAL Newly Decorated 4 room, 2Br apt.

5200 block S Racine, $675/mo., stove and refrigerator Ask for Mr. Lambert 773-370-7744 _________________________________

Want to Advertising In This Section... Call Us At (773) 783-1251

LEGAL NOTICE Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conducr or transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: Y20004525 on September 23, 2020 Under the Assumed Business Name of MAXIMIZE THIS LIFE with the busienss located at: 61 EAST 98TH STREET, CHICAGO, IL 60628. The true and real full name (s) and residence address of the owner (s) / partner (s) is: Owner/Partner Full Name: MCCLINTON E. PORTER, Complete Address: 61 EAST 98TH STREET, CHICAGO, IL 60628. USA __________________________________ Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct or transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number; Y20004582 on September 23, 2020 Under the Assumed

ACROSS 1. Bobby Fischer's game 6. Reggae precursor 9. Octagonal sign 13. Haile Selassie's disciple 14. Goose egg 15. Water-filled gorge 16. Blue eyes, e.g.

17. Jean of Dadaism 18. Pariah, for medical reasons 19. *Pumpkin's Halloween precursor 21. *Famous magician who died on Halloween 23. *____ mortuaire, or body bag in Paris 24. Nordstrom's outlet 25. "____ Now or Never" 28. Good or bad and felt by others, sing.

30. Haiku, e.g.

35. Equal to distance divided by time 37. Post-it slip 39. Quickly fry 40. Type of mountain goat 41. *Graveyard denizen 43. Heart of the matter 44. Tender spots 46. Bailing twine, e.g.

47. Icelandic epic 48. Boss 50. Greek muse's strings 52. Up and down nod 53. "Beware the ____ of March" 55. One of seven, in eponymous 1995 film 57. *Dead one 61. *Jordan Peele's scary 2017 film 64. Dodge 65. Freud's concern 67. Pertaining to hours 69. *Funereal feeling 70. Swindle 71. Boredom 72. Adult elvers 73. Human digit 74. *What vampire does in a coffin DOWN 1. TV tube in days of yore 2. Wagner or Powers in a TV classic 3. Isaac's firstborn 4. Mixes up

5. Geo-spacial positioning system, for short 6. Ginger cookie 7. Crème de cassis plus wine 8. Top dog 9. Musher's ride 10. Language of Tupi people 11. *Black cat, possibly 12. ____wig or ____winkle 15. Oopsie daisy moments 20. Best part of cake?

22. *Halloween month 24. Alters to be more useful 25. Type of coffee with alcohol 26. Forbidden 27. Howard of radio fame 29. Physicist Niels ____ 31. Preakness, e.g.

32. Like cottage cheese 33. Piano student's exercise 34. *Leatherface's state 36. Biz bigwig 38. ESPN award 42. To the point 45. *Scary story-related sensation 49. Lyric poem 51. Choice word 54. Upright 56. Nary a soul 57. Give up 58. Skin soothing gel 59. Boring 60. Fusses 61. Departed 62. *RIP pots 63. Like a bow string 66. Gunk 68. Fleur-de-____

HYDE PARK

Lake Meadows, Oakland, Prairie Shores, Douglas, Grand Boulevard, Kenwood, Woodland, South Shore and Hyde Park.

CHICAGO WEEKEND

Chicago Westside Communities, Austin and Garfield Park

SUBURBAN TIMES WEEKLY Bloom Township, Chicago Heights, Flossmoor, Ford Heights, Glenwood, Homewood, Lansing ,Lynwood, Olympia Fileds, Park Forest, Sauk Village, South Chicago and Steger

Citizen Newspaper Group Inc., (CNGI), Publisher of the Chatham-Southeast, South End, Chicago Weekend, South Suburban and Hyde Park Citizen and Citizen Suburban Times Weekly. Our weekly publications are published on Wednesday’s (publishing 52 issues annually).

Written permission is required to reproduce contents in whole or in part from the publisher. Citizen Newspaper Group, Inc. does not assume the responsibility for nor are we able to return unsolicited materials, therefore they become property of the newspaper and can or will be discarded or used at the newspapers disgratation. Deadlines for advertising is every Friday at noon. Deadlines for press releases are Thursdays at 10 am prior to the next week’s edition. Please send information for the calendar at least three weeks prior to the event. Send to: editorial@citizennewspapergroup.com. For more information on subscriptions or advertising, call us at (773) 783-1251 or fax (872) 208-8793. Our offices are located at 8741 South Greenwood Suite# 107, Chicago, Illinois 60619.

12 | CITIZEN | Hyde Park | Week of Oct. 14, 2020

CORNER STORES ARE CORNERSTONES

Small businesses are the cornerstones of every community. And no matter what business you’re in, we have ways to help you keep it thriving – especially during the times when you need it most.

Because when small businesses do better, communities do better.

Learn more about ways we can help power your small business at ComEd.com/SmallBusiness

Stronger Communities