Facing weekend september 27 2017

Week of September 27, 2017 Vol 48 • No 39 •

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Governmental Affairs

Weekly

KWAME RAOUL ANNOUNCES BID FOR ILLINOIS ATTORNEY GENERAL +P3

Chicago Weekend

UPTOWN’S HOMELESS FORCED TO LEAVE LAKE SHORE VIADUCTS > SEE MORE ON PAGE 2

Federal Judge Sidney I. Schenkier recently denied the motion opposing the removal of homeless people under the Lake Shore viaducts. But Uptown Tent City organizers say they will continue to fight against city officials. Photo Credit: Uptown Tent City

Business

News

POWER PROFILER ON SUZANNE SHANK

TIF ANALYSIS FINDS ALMOST $2 BILLION IN CITY ACCOUNTS

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Church

WEEKLY INSPIRATIONS FROM REV. DR. DERRICK B. WELLS, SENIOR MINISTER OF CHRIST UNIVERSAL TEMPLE P8

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2 / CITIZEN / Chicago Weekend / Week of September 27, 2017

news

1 Uptown’s Homeless Forced to

briefly HEALTH First Human West Nile Virus Death In Illinois For 2017 SPRINGFIELD – The Illinois Department of Public Health (IDPH) has confirmed the first human West Nile virus-related death in Illinois for 2017. A Kankakee County resident who tested positive for West Nile virus died earlier this month.

IDPH reported the first human case of West Nile virus in Illinois this year on July 20, 2017 and IDPH is currently reporting 37 human cases. Last year there were 155 human cases, including six deaths.

EDUCATION ComEd Works with IIT on two grants from the Department of Energy ComEd is working with the Illinois Institute of Technology (IIT) on two grants it was awarded from the Department of Energy to develop and test microgrid technology that would support critical public infrastructure. A microgrid is a small power grid that can disconnect from the main grid to ensure that even during extreme weather or a cyber or physical attack, power will keep flowing to critical infrastructure, customers and businesses. Learn more about the microgrid, article and video: http://bit.ly/2x2wgdO

LAW & POLITICS Healing and Rebuilding” Voter Registration Tour Rev. Jesse L. Jackson, Sr.’s “Healing and Rebuilding” non-partisan voter registration tour across Virginia continued through Tuesday, Sept. 19 – with rallies in Hopewell, Emporia and Norfolk.

Dozens of students answered Rev. Jackson’s call recently to “come on down” and register to vote during tour stops at Roanoke College, Virginia University of Lynchburg and Randolph College in Lynchburg. Rev. Jackson, founder and president of the Rainbow PUSH Coalition, also spoke at High Street Church in Roanoke and Diamond Baptist Church in Lynchburg where he urged the congregation to go “door by door, frat by frat, corner by corner to register our neighbors to vote” in Virginia’s Nov. 7 gubernatorial election widely seen as a bellwether of the crucial 2018 midterm elections.

Leave Lake Shore Viaducts

By Christopher Shuttlesworth Uptown Tent City Organizers recently filed a motion against the city, opposing the removal of homeless people under the crumbling Lake Shore Drive viaducts, which were scheduled to begin reconstruction on Sept. 18. Federal Judge Sidney I. Schenkier denied the motion, but organizers say they will continue to fight for homelessness rights.

Uptown Tent City Organizers filed the motion against the city after homeless people were told to leave the premises of yet another area in Uptown, the shuttered Stewart School, which is located in 4500 block of N. Kenmore.

Individuals who were living under the Wilson and Lawrence viaducts were given 30 days notice to leave on or before the scheduled reconstruction date of Sept. 18.

“They were threatened with arrest if they stayed on public property related to a street or sidewalk,” said Alan Mills, Attorney for Uptown People’s Law Center. “So, they took their tents down and are trying to figure out what to do next.”

Andy Thayer, the president of Uptown Tent City said his organization is concerned about people’s rights and their well-being.

“All of us are Uptown residents whether housed or not,” Thayer said. “Homeless people have enough challenges already and to have the city harassing them only adds to their stress.”

IDOT’s Public Information Officer Gianna Urgo and the Chicago Department of Transportation (CDOT) Director of

GOVERNMENTAL Affairs Janice Garth

Public Affairs, Michael Claffey stated that safety is their main goal and believe the Wilson and Lawrence viaducts are in need of significant repairs.

“The [viaducts] were recently cited in a report by the American Road & Transportation Builders Association as being among the top ten most-traveled structurally deficient bridges in Illinois,” Claffey said.

Although the Lawrence and Wilson Avenue viaducts were listed as “structurally deficient,” it doesn’t mean they present a danger to the public, Claffey noted. It only means that they need to be closely monitored and require rehab work in the near future.

Thayer said it is homeless people’s right to simply have a place to live and not to have to be harassed by Chicago police.

“People shouldn’t be harassed by the police for being homeless,” he said. “We all have the right to be in public as long as we are not preventing other people from doing their business. Unfortunately, Chicago police have invented reasons to ticket and harass these people.”

Mills said the on-going lawsuit will continue because homeless people should be allowed to assemble outside of Stewart school during the reconstruction period.

“If this leads to another suit, then so be it,” Thayer said.

“We don’t like to be in court and wasting our time documenting the misconduct of the police. But if city officials continue to harass the homeless, then we will go there.”

The Lawrence and Wilson Avenue viaducts estimated reconstruction costs stand at $8.4 million, which will be split between state and federal funding, according to an IDOT press

COMMUNITY FOCUS After School Matters Annual Gala Highlights Chicago’s Teens CHICAGO – Nearly 1,000 civic, corporate and community leaders attended the After School Matters Annual Gala on Monday, September 18 at the brand-new Wintrust Arena to celebrate a banner year of successfully providing after-school and summer programs for Chicago teenagers. This year, After School Matters reached more than 17,000 Chicago teenagers who participated in the organization’s programs, which encourage youth to explore and develop their talents while gaining critical skills for work, college and beyond.

“When the bell goes off at the end of the day, or the end of the year, our responsibility to our kids does not end. In fact, it just begins,” Mayor Emanuel said. “From Safe Passage to Safe Haven, from One Summer Chicago to After School Matters, the City is working with our partners to create a brighter future for our children. And I want thank everyone involved with making these programs a reality.”

The Annual Gala was presented by Blue Cross and Blue Shield of Illinois and hosted by the After School Matters Board of Directors. Honorary Chairs included Mayor Rahm Emanuel and Ms. Amy Rule, and The Honorable Richard M. Daley. In honor of the Annual Gala, the Blue Cross and Blue Shield of Illinois headquarters skyscraper on Randolph Street was lit up to display “AFTER SCHOOL MATTERS” during the event in a show of support for the organization and its mission.

“This past year has been incredibly impactful for After School Matters as we continue to grow and reach more teens, including nearly 13,000 Chicago teens this summer alone,” said Mellody Hobson, board chair of After School Matters.

“However, there is still a large gap between the number

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of teens who apply and the number we are able to serve. The support we received tonight will help us close that gap and give more teens the chance to succeed and fulfill their dreams.”

The evening’s performances featured a theme of peace, including a choir singing “Heal The World” and an orchestral rendition of “Make Them Hear You,” highlighting an alumni soloist. A gallery showcased the work of teens that participated in After School Matters programs this summer through hands-on exhibits and displays in music, drawing, painting, glassworks, photography, multimedia digital arts, printmaking and jewelrymaking, as well as interactive displays showcasing skills in sustainable energy technology, urban agriculture and sports instruction. All visual art pieces displayed at the event were available for purchase; unsold pieces and additional teen artwork is available for purchase at the After School Matters Gift Shop, located at 66 E. Randolph. All proceeds support After School Matters programming.

Individuals, corporations and foundations interested in learning more about After School Matters and the opportunities for support or volunteering can visit afterschoolmatters.org.

Applications for After School Matters fall program session are now open. Teens can visit the website to apply.

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CITIZEN Chicago Weekend / Week of September 27, 2017 / 3

KWAME RAOUL ANNOUNCES BID FOR ILLINOIS ATTORNEY GENERAL

State Senator Kwame Raoul (D-Chicago 13th) recently formally announced his candidacy for Illinois Attorney General.

As a prosecutor and a legislator, Raoul said he’s spent his career advocating on behalf of victims, speaking up for the voiceless and producing, “real change in our justice system.”

In a released statement, Raoul said, “I’ve seen the law used to the advantage of large corporations and to the detriment of the middle class and those of lesser means. I’ve worked to shift that balance and make our state’s laws the great equalizer they ought to be.”

“We’re living in a time when regional, economic, racial and partisan divides have been exploited to give us impasse, not results. My record is one of leveraging the tools of government to level the playing field and promote the common good,” he continued.

Raoul also launched an announcement video and website for his Attorney General bid, highlighting his advocacy for Illinoisans and the principles he plans to take with him to the Attorney General’s office.

Black Wealth 2020:

New Economic Justice Movement Aims to ‘Turbo Charge’ Black Wealth in America Black Wealth 2020, a new movement aiming to change the course of Black wealth in America, is gaining swift support from national advocates of economic justice.

“The struggle for Black wealth is a legendary struggle. And so whether we’re talking about what we have attempted to do in the past or what we should be doing now, the fact of the matter is that African-Americans have not really realized their potential in this country,” says U. S. Rep. Maxine Waters (D-Calif.), ranking member on the House Financial Services Committee in a recent interview about the necessity of Black Wealth 2020.

Waters continued, “If Black people are to have a future and to move forward, we’ve got to not only build wealth by home ownership, where we can build up our equity and have money to turn around and invest in business opportunities, but we must also learn more about and be aggressive in going after franchises and getting involved with investment opportunities - all of that is extremely important. And now is a very crucial time in the history of Black people.”

CHENEY SCORES SECOND CONGRESSIONAL ENDORSEMENT FROM REP. ROBIN KELLY

Carole Cheney (D-Naperville), leading Democratic candidate for the Illinois 6th Congressional District, recently announced that her candidacy has been endorsed by Congresswoman Robin Kelly (IL-02).

“Peter Roskam, Donald Trump, and extremist Republicans have put their own interests first, radicalizing a political agenda that hurts families across Illinois,” said Congresswoman Robin Kelly.

“We need another strong woman who will put the interests of her constituents first, instead of special interests.

“Carole is focused, determined, and driven – but most of all, she cares about people and will fight for them. I need Carole Cheney by my side in Congress to fight against the radical Republican agenda that is hurting families across Illinois and across the country,” added Congresswoman Kelly.

This marks Cheney’s second endorsement from a member of the Illinois Congressional Delegation. Cheney was endorsed by Congressman Bill Foster in July. No other candidate seeking to unseat Republican Peter Roskam has been backed by a member of Congress.

“Peter Roskam worked to pass a health care bill that assaults women’s rights and makes care less affordable. When Donald Trump said he wanted to pass tax reform, Peter Roskam started working on legislation to give massive tax giveaways to billionaires and wealthy corporations that fund his political career. Working families can’t afford Peter Roskam. Small businesses can’t afford Peter Roskam. Illinois can’t afford Peter Roskam,” said Congresswoman Kelly.

TIF Analysis Finds almost $2 Billion in City Accounts

By Christopher Shuttlesworth

Several civic organizations are now questioning Chicago’s Tax Increment Financing (TIF) program after a recent analysis revealed that the city has over $1.4 billion in its 148 TIF accounts.

Tom Presser, who is the creator of the TIF Illumination Project, reviewed Chicago’s 2016 annual TIF report and was astonished by the amount of money the city currently has.

TIF Illumination Project is a volunteer program that was created in 2013 to explain to Chicago citizens how TIFs hurt their respective communities.

Presser explained that TIF was designed to mainly extract money from property taxes, which specifically affects the African American community.

During the TIF Illumination Project analysis, volunteers found that Chicago’s TIF program collected a staggering $6.6 billion in 2016.

Reportedly, $493 million of property taxes were extracted by Chicago’s TIF districts and diverted from local units of government that rely on property taxes.

“TIF is a giant slush fund controlled by Mayor Rahm Emanuel and it hoards property taxes in wealthy areas and forbid to transfer the money to public good elsewhere,” Tresser said. “So, if you live in a community that is starving for resources with schools and programs that are closed, then TIF is a part of the answer.”

Currently, TIF Illumination Project is demanding a complete and independent audit of the entire TIF program and is recommending that the TIF program be frozen where no new funds would be collected or disbursed.

Other supportive organizations and representatives include Cook County Clerk David Orr, the Better Government Association, the Chicago Teachers Union, Raise Your Hand for Illinois Education and affordable housing advocates.

In a press release, Tresser said he thinks it’s time for an, “independent and comprehensive review of the entire TIF operation,” adding, “One thing is for sure, Chicago is not broke,” he stated. Tresser said he plans to update Chicagoans on the status of the TIF program.

ABRAHAM LINCOLN PRESIDENTIAL LIBRARY AND MUSEUM HOST ILLINOIS HISTORY CONFERENCE

By Christopher Shuttlesworth The Abraham Lincoln Presidential Library and Museum (ALPLM) will host its 19th annual Conference on Illinois History on Oct. 5-6.

The 2017 Illinois History Conference will feature topics on the mystery of who designed and paid for Abraham Lincoln’s coffin, future plans for the Obama Presidential Center (OPC) in Chicago and Stuart Layne, executive director of the Illinois Bicentennial Commission will discuss upcoming 2018 bicentennial projects.

Christian McWhirter, a research historian at the ALPLM, said Illinois has a lot of interesting history of its own that should be highlighted more throughout the state.

“When people talk about history, we tend to talk about broader national history,” McWhirter said. “But I think it’s important to focus on the history of our state which sometimes gets lost in the shuffle.”

One interesting topic that will be discussed during the 2017 Illinois History Conference will be on the FBI’s Counterintelligence Program in Illinois and its efforts to infiltrate certain organizations during the 1960s and 1970s.

FBI Bureau, which begin in 1956 to investigate communism in the United States, Counterintelligence program grew to legally and illegally probe and actively undermine members of the Civil Rights and Antiwar Latino Rights movements as well as the KKK, according to the ALPLM. The FBI discussion will also include a study based on hundreds of declassified FBI memos to and from its Springfield and Chicago offices, released through the Freedom of Information Act. “We have some really good panels on the different ways Universities are reaching out to the public to educate people on history,” McWhirter said. “We also have panels on the African American experience, based on the 100th East St. Louis riot.”

Ticket prices for the history conference are $90 to attend either both days or $50 for a single day. The student prices are $45 and $25 and luncheon sessions are $15 each.

To register for the conference, visit www.

PresidentLincoln.illinois.gov and click on “special event reservations.” You can view the conference program at http://bit. ly/2017historyconference.

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4 / CITIZEN / Chicago Weekend / Week of September 27, 2017

business

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Power Profiler on Suzanne Shank A 29-year veteran of the financial services industry, Suzanne Shank is the Chairwoman, CEO and Founding Partner of Siebert Cisneros Shank & Co, one of the nation’s top minority and woman owned investment firms. During her tenure as CEO, Siebert Cisneros Shank has grown from a start-up firm in 1996 to one which has completed over $1.2 trillion in financings for municipal issuers and $1 trillion in corporate bond and equity transactions. The firm holds the distinction of being the top ranked minority and woman owned municipal bond underwriter for 18 years and the first to be ranked in the top 10 among all firms as lead manager. Shank has crafted financing structures, credit strategies and investor outreach plans for numerous largescale municipal bond issuers nationally. As CEO, Shank manages the financial, regulatory, and operational aspects of the firm in addition to selected client coverage.

Prior to her financial services career, Shank was a Structural Engineer for General Dynamics, Electric Boat Division, working on noise mitigation projects. While there, she served as an interface with the United States Navy, assisting with negotiating contracts with General Dynamics’ top client.

Shank is a graduate of The Wharton School, University of Pennsylvania with a Masters of Business Administration degree in Finance, and the Georgia Institute of Technology with a Bachelor of Science degree in Civil Engineering. FINRA securities registrations held include the Series 7, 24, 52, 53, 63 and 79. In addition, she has received numerous awards and has been recognized by U.S. Banker Magazine as one of the “Top 25 Women in Finance”, by Essence Magazine in their Power List, by Black Enterprise as one of the “50 Most Influential Black Women in Business” and one of the “75 Most Powerful Blacks on Wall Street”.

7 Steps to improve cybersecurity GUEST COLUMN Are You Saving Enough?

Consider Building These 4 Savings ‘Buckets’

By Henry Benjamin, Allstate Agency Owner

Ranked one of the “50 Most Influential Black Women in Business” and one of the “75 Most Powerful Blacks on Wall Street,” 29-year old Suzanne Shank is the Chairwoman, CEO and Founding Partner of Siebert Cisneros Shank & Co, one of the nation’s top minority and woman owned investment firms.

Cars.com Ranking of Compact SUVs Puts Volkswagen Tiguan Ahead of the Pack Cars.com [NYSE: CARS] recently released the results of its Compact SUV Challenge, which ranks seven of the most popular options in the segment. Competitors for the title of “Best Compact SUV of 2017” were the 2018 Chevrolet Equinox, 2017 Ford Escape, 2017 Honda CR-V, 2017 Jeep Compass, 2017 Mazda CX-5, 2017.5 Nissan Rogue and 2018 Volkswagen Tiguan.

“SUVs continue to be increasingly popular among car shoppers, and particularly with families. Seven segment contenders vied against each other in a series of evaluations to determine the best options,” said Jennifer Newman, Cars.com’s editor-in-chief. “It’s been little more than one year since we conducted our last Compact SUV Challenge, but much has changed within the market as several models have been redesigned or updated. In the 2017 Compact SUV Challenge, the Ford Escape, the 2016 Challenge winner -- competed against five updated models plus the best-selling SUV in the U.S., the Nissan Rogue.”

For this Challenge, the price requirement was a maximum of $35,000 including all options and destination charges, which yielded primarily all-wheel-drive SUVs – with the exception of the Chevrolet Equinox – and mostly base engines. Testing resulted in the following ranking: 2018 Volkswagen Tiguan 2017 Honda CR-V 2017 Mazda CX-5 2017 Ford Escape 2018 Chevrolet Equinox 2017.5 Nissan Rogue

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2017 Jeep Compass “The 2018 Volkswagen Tiguan impressed the judges with its roominess and value,” Newman said. “The cargo capability is top of the class, making this small SUV a huge advantage for shoppers concerned about getting the most room for the money. The Tiguan is also a great option for families, earning the highest possible marks in Cars.com’s Car Seat Check.”

Testing took place in the Chicagosuburbs where judges drove each car on the same loop for back-to-back impressions. Other areas scored included awarding points for as-equipped crash avoidance technologies including forward collision warning with automatic emergency braking, blind spot warning, lane departure warning, lane departure steering and lane-centering steering. Plus, ease of child-safety seat installation was evaluated and scored in each SUV. For more information, including scoring details, photos and videos from the Cars.com Compact SUV Challenge, visit www.cars. com/news.

Part (2) 2. Irregular Expenses Eventually, your car will need an expensive repair. Perhaps you’ll need to replace your timing belt, or maybe you’ll need a new clutch.

You don’t know when this will happen. You don’t know how much money this may cost. But you know that at some indeterminate point, you’ll need to repair your car. If you’re a homeowner, you’ll eventually need to replace your furnace or buy a new dishwasher.

If you’re not prepared to cover these costs, you may need to start increasing your savings.

Consider creating an “irregular bills fund,” to which you contribute money to help cover repairs, maintenance and other irregular expenses.

3. Emergency Fund Imagine that you and your spouse both lost your jobs at the same time. How long could you live on your savings? Your answer may depend on the size of your emergency fund. An emergency fund is money that you set aside for unpredictable, once-in-a-lifetime emergencies, such as job loss or a health emergency. It should cover at least three months’ worth of living expenses, according to the Financial Industry Regulatory Authority (FINRA).

In 2015, 54 % of U.S. households didn’t have enough savings to cover three months of expenses, according to the FINRA Investor Education Foundation’s To start building an emergency fund, consider opening a separate savings account. Make a “payment” into this account every month, as if you’re paying a bill.

By housing your emergency fund in a separate account, you might signal to yourself that this fund is reserved only for dire situations.

4. Financial GoalsThe CFPB also recommends setting aside enough money to help pursue your goals. If you hope to retire at age 62, attend graduate school or start a small business on the side, consider putting away money that can help you build these goals.

Consider keeping this money separate from the rest of your savings. By building “buckets” for every savings goal, you’ll be able to monitor whether or not you’re on track.

When you’ve built a comfortable savings nest, you may be better prepared for life’s curve balls.

If you have any questions please call Allstate Agent Henry Benjamin@ 773-723-0400 Disclaimer: “The following is a guest column, submitted to Citizen Newspapers. Citizen Newspapers is pleased to run selected guest columns to further educate our readers. Citizen Newspapers provides these columns as a service to our communities. Citizen Newspapers does not endorse or recommend any services or products suggested in our guest columns, and urge all reade

www.thechicagocitizen.com • 52 years of serving the Black community

(BPT) - There was a time you could run a small business with a bank account, a telephone, an internet connection and some sort of physical base. These days, cybersecurity has been added to this list as a necessity nearly every small business owner needs to consider.

This is especially true for small businesses such as law offices or accounting firms that deal with a client’s highly sensitive information.

Despite recognizing the need for effective IT security to guard against the next cyberattack, 83 percent of businesses say organizational difficulties put their company at risk, according to a global survey conducted by Citrix. In addition, 74 percent of businesses say they need a new IT framework to improve security and reduce risk.

Because of the highly technical and complicated nature of cyberattacks, many small business owners don’t understand the enormity of these threats, and most learn the hard way.

For example, Dr. David Krier, whose Volunteer Voyages lost over $14,000 through fraudulent withdrawals, learned that banks do not always offer protection against these attacks. His organization was not reimbursed for the money the cyberthieves stole. The situation is not improving.

Recently, CBS reported a drastic rise in phishing scams. In 2017, 200 organizations were victims of a phishing scam that resulted in the theft of the data of several hundred thousand employees.

“Because most of the news coverage happens when big companies like Equifax or Target are attacked, many small business owners mistakenly believe that only larger companies are at risk of a security breach,” says Nate Spilker, vice president, product management at Citrix. “The fact is, the majority of cyberattacks will have a detrimental impact on small businesses if they do not have a cybersecurity plan in place.”

Cybersecurity is a very real and very serious matter, but the more you know about it, the better you can prepare against

an attack. These seven steps lay the groundwork for establishing an advanced and cost-effective way for small businesses to better guard against the ever-present reality of a cyberattack.

decade. Many security experts now recommend user authentication technology to make protecting data both easier and more effective.

1. Assess current security tools

Your company’s data is only as safe as the technology it employs. Instead of thinking how well protected you are, consider bringing in an outside consultant to expose your vulnerabilities. This will help you to honestly analyze the current tools your company uses and understand where you can improve.

By implementing a secure, company-wide tool such as Citrix ShareFile, which includes file sharing, storing and document signing as well as remote desktop access that integrates with common business apps like Microsoft Office 365, employees will be more collaborative and productive. They will also be able to work from anywhere, on any device, at any time.

2. Invest in staffing

6. Create and enforce a standard IT policy

5. Use a consolidated platform

It can be challenging for a small business to hire new employees. But because the cyber threat is so real and potentially devastating, hiring knowledgeable and experienced security personnel might be the most important step you can take to protect your business.

Whether you have a traditional office setup, contractors working remotely or a bring-your-own-device policy, make it a priority for employees to understand the security risks involved with using unapproved applications.

3. Encrypt your data

7. Be proactive

You may trust your personal photos and music to the web, but your business’s and your clients’ data raises a whole other host of concerns. Many business-class cloud services employ encryption technology, which transforms data in an indecipherable code that can only be opened with a specific key as it travels between secure destinations.

4. Think beyond passwords

It’s safe to say most people are unable to remember all their passwords. Not only are passwords cumbersome, but poor password practices can create major security problems. In fact, 91 percent of security professionals think passwords will be a thing of the past within a

Stay updated on the latest developments and concerns in the cybersecurity landscape and how you can improve your company’s defenses. For instance, take the time to review how the ever-expanding Internet of Things (IoT) can both benefit and add new security risks to your company.

A solution that takes into account many security measures involves implementing a cutting-edge file syncand-sharing system, like Citrix ShareFile.

With more than 80,000 business customers and 20 million business users, Citrix has developed their systems to be easy to use and capable of handling all types of files, from sensitive legal briefs to 3D architectural designs.

A DREAM HOME DOESN’T HAVE TO BE A DREAM. Whether you’re buying your first home or your next home, Associated Bank is dedicated to guiding you through all phases of homeownership.

Our experienced professionals work with you and your situation to develop a solution that makes your dream a reality. All so you can focus on the excitement of taking the next step.

Find out if you qualify for up to $4,000† in grants. Contact us today.

• AssociatedBank.com/Home • Call 800-270-7721

†Maximum grant assistance is $4,000 for down payment and closing costs. Consult your lender for details. First-time homebuyers will need to complete a Homeownership Educational Program. Refinance transactions are not eligible. Program only available with an Associated Bank first mortgage. Exclusions apply. Associated Bank reserves the right to discontinue the program at any time without notice. *The Leading Lender in the Midwest designation is based on information gathered from the Home Mortgage Disclosure Act data compiled annually by the Federal Financial Institutions Examination Council. The results of the data were obtained through RATA Comply, November 2016.

Loan products are offered by Associated Bank, N.A., and are subject to credit approval and involve interest and other costs. Please ask about details on fees and terms and conditions for these products.

Property insurance and flood insurance, if applicable, will be required on collateral. Member FDIC. Equal Housing Lender. (7/17) 0099_10683

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entertainment

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STOMP Returns In November, Tickets On Sale Now

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AURORA, IL - STOMP, the international percussion sensation, will return to Aurora’s Paramount Theatre for one show only on Wednesday, November 1 at 8 p.m.

Tickets, $39.50 and $49.50, are available exclusively to Paramount subscribers starting now.

Tickets go on sale to the general public Wednesday, September 27 at 10 a.m.

To purchase, visit ParamountAurora.com, call (630) 896-6666, or stop by the Paramount Theatre box office, 23 E. Galena Blvd. in downtown Aurora, 10 a.m. to 6 p.m., Monday through Saturday.

WHAT TO WATCH

Thrilling Film Offers Breathtaking Vision Of The Future

is to help those afflicted by paralysis, neurological (NAPSI)—Imagine this: your body enhanced disorders and degenerative brain conditions, but with technology through implants—even an entirely it could also mean better sensory capabilities, artificial body implanted with your brain. You could be enhanced motor coordination, and the ability to hardwired into the Internet, able to access information tap into external information or communicate instantly. We already have implants to improve hearing directly with other people who are similarly or keep a heart pumping, but what if you could enhance connected. all of your physiological processes and senses? Would In the movie, many of the characters the risk of having your mind hacked be worth the have machine “enhancements,” giving them benefits? superhuman capabilities. For instance, some have These are the kinds of fascinating questions posed diagnostic tools that scan the body and brain for by the visually stunning and action-packed film “Ghost problems and anomalies, artificial eyes that allow in the Shell.” And although the film is science fiction, for multiple filters of vision, and links that let them the realities of what it depicts may be closer than you communicate telepathically. think.

We may be a ways off from this complete Your Brain on the Internet integration of biology and technology, but one Researchers at Hewlett Packard Enterprise (HPE) thing is clear: The future as depicted in “Ghost in served as advisers on “Ghost in the Shell” to help ensure the Shell” may be more fact than fiction. that the futuristic technology had a real-world basis.

See It Now The film follows Major (played by Scarlett Johansson), A stunning new movie starring Scarlett Johansson explores the possibility of Fortunately, you don’t have to wait to see the a woman who was rescued from death by having her merging technology with the human body. future.

“Ghost in the Shell” is available on Blu-ray, brain implanted into an artificial body. The HPE experts The Future Is Now DVD and Digital HD now. provided insight into how a hardwired brain like Major’s could Other scientists have already come up with what’s known Learn More be protected from hacking. They further validated the idea of as a brain-computer interface (BCI), a way to wire a brain To watch the trailer or order a copy, go to www. merging technology with the body and storing information to an external device to give you direct control of a machine, GhostInTheShellMovie.com. using biological elements. such as a prosthetic arm, using only your thoughts. The idea

www.thechicagocitizen.com • 52 years of serving the Black community

All the feels Laugh out loud, wipe your tears and fall in love with all the entertainment you love. XFINITY X1 gives you access to live TV and thousands of On Demand movies and shows, anytime, anywhere with the XFINITY Stream app. Plus, with Black Film & TV on XFINITY On Demand, your favorite TV shows, movies, music videos and more are all in one place. Just say “Black Film & TV” into your X1 Voice Remote. So, no matter if you’re at home or on-the-go, you’ll always be able to catch up with all you love.

Visit xfinity.com/discovermore

Restrictions apply. Not available in all areas. XFINITY On Demand requires XFINITY TV service. © 2017 Comcast. All rights reserved.

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church

2017 National “MOMENTUM” Conference Be motivated and maximized! The Full Gospel Baptist Church Fellowship is bringing “MOMENTUM” to Orlando, Florida for the family, fun and faith on October 31st - Nov 2nd.

Founded in 1994 by Bishop Paul S. Morton, this is the 24th Annual Conference gathering of the Full Gospel Baptist Church Fellowship: a federation of African-American pastors and theologians representing over ten thousand churches throughout the country.

Featuring some of America’s most powerful prophetic speakers such as Bishop Paul S. Morton, Sr., Presiding Bishop Joseph W. Walker, III, Bishop Noel Jones, Dr. Bill Winston, Overseer Debra B. Morton and Grammy-nominated, Dove and Stellar awardwinning inspirational artists Bishop William Murphy III, Tasha Cobbs, VaShawn Mitchell, and JJ Hairston and many others. As an added bonus, Full Gospel will be hosting a Family Day at Universal Studios, Islands of Adventure & The Holy Land Experience and a Comedy show featuring renowned comedian

Tips for choosing the Medicare plan that’s right for you

> Profile > Inspirations > Bible verse

Rickey Smiley, of the nationally syndicated The Rickey Smiley Morning Show.

This is a family, fun and faith experience you don’t want to miss!

Community outreach events include shoe collection of 10,000 for people in need through the Soles4Souls and a FREE music concert featuring James Fortune, promoting his new cd, “Dear Future Me”, to celebrate the philanthropic partnership, a health and fitness challenge through the ChurchFIT campaign - headed by Dr. Stephaine Walker, wife of Presiding Bishop Walker - and LeaderSHIFT Institute Courses. The week of events culminates with a sold-out comedy show headlined by radio host, TV star and comedian Rickey Smiley.

A limited number of seats are available with a nightly registration fee of $20; for only $79, two can register for the conference and enjoy these worship experiences during the entire week.

For more information, visit: FullGospelConference.org

Isaiah 1:19 - If ye be willing and obedient, ye shall eat the good of the land:

If you have a calendar item or news event that you would like to include in the Citizen’s church news section, please submit your information to

editorial@thechicagocitizen.com.

You can also mail your information to: The Chicago Citizen Newspaper Inc., 8741 S. Greenwood Ave., Chicago,Illinois 60619, Attn: Church News

from Rev. Dr. Derrick B. Wells,

Senior Minister of Christ Universal Temple

HOW TO MAKE HAPPINESS A HABIT One of the best ways to increase your happiness is to create new habits.

It may require some effort on your part; however, it can be done. Establishing new habits involves the creation of new neural pathways in your brain.

The good news is that new pathways are created every time you experience something new or different. The key to creating a new habit, then, is to repeat the new experience as many times as possible. Your brain will eventually memorize the new pathway, and over time, the new pathway will become a habit.

Create a Behavior Chain One of the challenges of creating good habits is figuring out a way to make them stick. You have a better chance of getting your habits to hang around if you use current routines to help. These routines may be used as environmental triggers that let you know it’s time to act on your desired habit. You can do this by selecting a part of your regular schedule and building a link to the new habit.

For example, instead of thinking “I will exercise more,” you should think, “When I get home I’ll change my clothes and then I will go for a short run.” This method links going home to changing clothes, and links changing clothes to running.

Create Boring Shortcuts President Obama had a habit of wearing only blue and gray suites. His rationale for this limitation was that it limits the amount of decisions he has to make.

Some people may think this is boring, but it may help you get things done. Think of the aspects of your life that are extremely routine and then “shortcut” them as much as possible. Research has shown that focusing on the act of decision-making actually depletes mental resources, making it harder to stick to a new habit. Creating shortcuts actually means limiting your options. If you want to eat healthier, for example, limit your meals to two healthy choices.

Address: 11901 S Ashland Ave, Chicago, IL 60643 Phone: (773) 568-2282 www.cutemple.org

costs of health care. The patient is responsible for the remaining 20 percent, which can mean high out-of-pocket costs in the event of a hospitalization or other events requiring significant medical attention. To offset the financial burden of that 20 percent, some people choose to purchase supplemental insurance, called

no guarantee that an insurance Medigap. company will sell you a Medigap Private insurance companies policy. offer Medigap to cover things With Medicare Advantage, Medicare doesn’t, such as government-approved private deductibles, co-pays and cocompanies administer health plans insurance - but, keep in mind, that cover everything Original Medigap only supplements Original Medicare does, but can do so with Medicare benefits. Further, if you do T:6.125” different rules, costs and restrictions not apply for Medigap in the first six that can change every year. For months of becoming eligible, there’s

example, a private Medicare plan may require your physician to request permission before performing a procedure in order to be paid by the plan. Medicare Advantage plans, however, usually cover extras that Original Medicare does not, like dental care, vision services, hearing exams and gym memberships.

Medicare basics

Most Americans are aware that Medicare is a government program designed to ensure people older than 65 have access to affordable health insurance. The program can also cover people younger than 65 who have certain disabilities.

The Medicare program has four parts, according to Medicare.gov: A, B, C and D. * Medicare Part A helps pay for in-patient hospital stays, care in a skilled nursing facility and hospice care. * Medicare Part B helps cover care by doctors or other health care providers, outpatient services, some medical equipment and some preventive services. * Medicare Part C (also known as Medicare Advantage) covers everything included in parts A and B, and usually includes Medicare prescription drug coverage as part of the plan. Medicare Advantage plans may include extra benefits and services for an extra cost. Medicareapproved private insurance companies, such as Alignment Healthcare’s Alignment Health Plan, run Medicare Advantage plans. * Medicare Part D helps cover the cost of prescription medications and is run by Medicare-approved private insurance companies.

Original Medicare versus Medicare Advantage Most people think of Medicare parts A and B as Original Medicare, in which the government pays directly for the health care services received. People with Original Medicare can see any doctor and hospital that accepts Medicare in the country, without prior approval from Medicare or their primary care physician. Most people do not pay a monthly premium for Part A if they paid taxes while working; everyone pays a monthly premium for Part B, based on income. The standard premium for Part B in 2017 was $134 per month, which is deducted from the individual’s Social Security benefits.

Original Medicare pays for about 80 percent of the total

T:8”

THEME: OBEDIENCE

Inspirations

(BPT) - Fall and winter don’t just bring cooler temperatures and the holidays - the final seasons of the year also mean open enrollment for Medicare. For most seniors in the United States, the period between Oct. 15 and Dec. 7 is the only time they can switch or make changes to their Medicare insurance plan.

“As people age, their health care needs evolve,” says Dawn Maroney, chief growth and strategy officer for Alignment Healthcare. “When that happens, they may find the Medicare plan they first chose when they became eligible no longer meets all their needs. This open enrollment period is their yearly opportunity to re-evaluate whether to continue with their plan or switch to another, with changes becoming effective the first of the new year.”

THE FUTURE LOOKS

EMPOWERING This year’s McDonald’s® 365 Black® honorees are a living testament to the power of inspiration. With every personal victory, they’ve used their success to lift their community to new heights. To learn more about the achievements and contributions of this group of extraordinary women, visit 365Black.com

FROM LEFT TO RIGHT: Chasity Hale, Sanya Richards-Ross, Margaret “Marty” Gillis, Valeisha Butterfield-Jones, Tichina Arnold © 2017 McDonald’s

CITIZEN / Chicago Weekend / Week of September 27, 2017 / 11

calendar

19th Annual Conference on Illinois History

HELP WANTED DRIVERS

EVENT OF THE WEEK

Oct. 5-6 event examines state history, from outlaws to soldiers to immigrants

SPRINGFIELD – Outlaws getting quick justice from a mob.

Enslaved people suffering in a supposedly free state. Immigrants making new lives in small towns and big cities. Lingering questions about Abraham Lincoln’s coffin.

Those stories and many others will be told next month at the 2017 Conference on Illinois History, which takes place Oct. 5-6 at the Abraham Lincoln Presidential Library and Museum.

The price is $90 to attend both days or $50 for a single day. (The student prices are $45 and $25.)

There’s also an option for people who want to attend but don’t have a full day to spare. They can attend the luncheon sessions which are $15 each. The conference includes a reception Thursday evening in the Lincoln museum.

To register, visit www.

PresidentLincoln.illinois. gov and click on “special event reservations.” See the conference program at http://bit. ly/2017historyconference.

The Thursday lunch features Stuart Layne, executive director of the Illinois Bicentennial Commission. A seasoned marketing and communications executive, Layne will discuss bicentennial projects underway now and coming in 2018.

The speaker at Friday’s lunch session will be Louise Bernard, director of the Museum of the Obama Presidential Center.

Bernard, formerly the director of exhibitions at the New York Public Library, will discuss what is planned for the Obama Presidential Center in Chicago.

Sessions on Thursday and Friday will discuss: · Bandits who terrorized Ogle County in the 1830s until “The Regulators” formed to stop them · Waves of immigration that shaped Lemont, and the experiences of Puerto Rican immigrants in Chicago · The centennial of East St. Louis riots in which white mobs attacked African-Americans · The FBI’s efforts to infiltrate

CLASSIFIEDS Classified

Weekly

10 / CITIZEN / Chicago Weekend / Week of September 27, 2017

Marquette Bank Raises Awareness about Identity Theft Orland Park, IL - Marquette Bank, a locallyowned neighborhood bank, will offer free shredding services. Identity theft and fraud crimes are on the rise with $16 billion stolen from 15.4 million U.S. consumers in 2016. Marquette Bank wants to help consumers avoid becoming a victim of identity theft and fraud by keeping personal information away from the hands of thieves.

According to the Consumers Union, a division of Consumer Reports, each year there are more than eight million new victims of identity theft in the U.S. One of the best ways to protect against identity theft is by properly disposing of all documents that contain personal information, including old bank statements, receipts and records.

Marquette Bank encourages customers and neighbors to shred sensitive and personal documents, such as credit card statements, financial statements, preapproved credit card offers, old IRS tax forms, old bank checks, household bills and any other documents

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with personal or sensitive information (like birthdates, signatures, SSN, etc.).

Marquette Bank is hosting a free community shred day in September to fight the dangers of identity theft and to help protect its customers. There will be a professional shredding company with an on-site industrial shred truck to take care of shredding all type of sensitive and personal documents.

See the list of dates, times and locations below: The Details of the Event are Below: Where: Oak Lawn–Ridgeland Branch - 8855 S. Ridgeland Ave. Where: Orland Park 179th Branch – 17865 S. Wolf Road When: Saturday, September 30th, 10 a.m. to Noon For more information about Marquette Bank shred days, call 1-888-254-9500 or visit: www. emarquettebank.com.

LEGAL NOTICE

SUDOKU SOLUTION!

The Village of Phoenix would like to notify its residents of a water rate increase effective September 1, 2017.

The ordinances no. 091217 and 091217a would raise the minimum and increment fee for resident and commercial busi­ ness. For more information visit the Phoenix Village Hall at 633 E 151st Street, Phoenix, IL 60426. __________________________________ Notice Is Hereby Given That on 11/11/17 a sale will be held at Kar Kare, 7455 S. Exchange Ave. 60649 to sell the following vehicle to enforce a lien existing under the State of IL against labor and services at the request of following designated person unless redeemed within 30 days of the publication of this notice.

Arnold & Claudette Giles, AGEE International, 2003 Mercedes­Benz, VIN # WDBSK75F3F011151, $2437.73 __________________________________

Darrell Garth

President /Publisher

Janice Garth Sales Manager General Manager

William Garth Sr. CEO Emeritus

Editorial

Send news tips, press releases, calendar listing etc to: editorial@thechicagocitizen.com

Advertising

Display Advertising advertising@thechicagocitizen.com or jgarth@thechicagocitizen.com

Classified Advertising (773) 783­1251

groups on both the left and the right during the 1960s · Laws that allowed slavery in Illinois for decades after statehood · The mystery of who made and paid for Lincoln’s coffin, and what materials were used.

The conference also includes sessions designed specifically for teachers interested in learning new ways to explore history in the classroom. Participating teachers can earn professional-development credit.

Must Be Chocolate Presents The Chicagoland Holiday Chocolate Show

Do you love chocolate? Well then come out November 4th & 5th, Saturday 11:00 a.m. – 6:00 p.m., Sunday 11:00 a.m.- 5:00 p.m. at Chicago Crowne Plaza Northbrook and November 11th 11 a.m. -6:00 p.m. at Stephen M. Bailey Auditorium at Plumbers Hall for The Chicagoland Holiday Chocolate Show Free Parking at Both Locations!

Designed for chocolate lovers,

this delectable event will feature tempting tastings from 40+ artisans, benefit wine & spirits tasting, artisanal food exhibits & demonstrations, and much, much more!

Attendees will get to taste, purchase, learn, celebrate and otherwise indulge in delicious chocolates and artisanal foods.

By buying tickets you will be helping to support Holiday Heroes – Bringing Joy to Hospitalized Children who will receive a donation from each ticket sale, and Net Proceeds from the Benefit Wine & Spirits Tasting and Gift Basket Raffle (not included in admission). The world of chocolate is as complex as it is delicious!

We invite you to join us and learn a little bit more about this semi-sweet world. Perfect event for early Holiday Shopping for the chocolate lovers in your life.

Unique items will be on allowing you to try before you buy! Enjoy guest speakers and demonstrations throughout all days.

Display Advertising call us at

Sponsored in part by ChiroOne, Cutco, Holiday Heroes and g2 media pros.

Admission Advanced Tickets on Sale NOW starting at $21.50 per ticket Limited Daily Attendance General Admission at the door $40, If Available

(773) 783­1251

Coverage Areas: CHATHAM­SOUTHEAST

Chatham ,Avalon Park, Park Manor, Greater Grand crossing, Burnside, chesterfield, West chersterfield, South Shore,and Calumet Heitghts.

SOUTH END

Washington Heights, Roseland, Rosemoor, Englewood, West Englewood, Auburn­Gresham, Morgan Park, Maple Park, Mt. Vernon, Fernwood, Bellevue, Beverly, Pullman, West Pullman, West Pullman, Riverdale, Jeffrey Manor and Hegewisch.

South Shore Gardens Betterment Association Meeting The South Shore Gardens Betterment Association will hold its next meeting on Tuesday, October 24. The special guest will be Abraham Bolden, the first African American on the White House Secret Service detail. More than ever, the South Shore Gardens Betterment Association needs to organize its block clubs. If you need help, contact Jewel Easterling Smith, chairman of the public relations committee at (773) 454-6950.

www.thechicagocitizen.com • 52 years of serving the Black community

SOUTH SUBURBAN

Washington Heights, Rosesland, Rosemoor, Englewood, West Englewood, Auburn­Gresheam, Morgan Park, Maple Park, Mt. vernon, Fernwood,B ellevue, Beverly, Pullmann, West Pullman, Riverdale, Jeffrey Manor and Hegewisch.

HYDE PARK

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REAL ESTATE Available Commercial Warehouse and Furnish Office Space, located on the Southeast side 773­821­4000 __________________________________

MEDICARE COUNSELING NO COST INFORMATION MAJOR COM­ PANIES, PROGRAMS & PRICE SUPPLE­ MENTS, PRESCRIPTION & PLAN C BARRETT AGENCY 708­299­4060 __________________________________

Lake Meadows, Oakland, Prairie Shores, Douglas, Grand Boulevard, Kenwood, Woodland, South Shore and Hyde Park.

CHICAGO WEEKEND

Chicago Westside communities, Austin and Garfield Park

CCNG Publishers of the Chatham­Southeast, South End, Chicago Weekend, South Suburban and Hyde Park Citizen, published weekly on Wednesday’s (publishing 52 issues annually). Written permission is required to reproduce contents in whole or in part from the editor. CCNG does not assume the responsi­ bility for nor are we able to return unsolicited materials, therefore they become property of the newspaper and can or will be discarded or used at the newspapers disgratation.

Deadlines for advertising is every Monday at noon. For more information on subscriptions or advertising call us at (773) 783­1251 or fax (872) 208­8793. Our offices are located at 8741 South Greenwood Suite# 107, Chicago, Illinois 60619.

12 / CITIZEN / Chicago Weekend / Week of September 27, 2017