Facing south end august 23 2017

Week of August 23, 2017 Vol 50 • No 28 • www.thechicagocitizen.com

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Weekly

WEEKLY INSPIRATIONS FROM REV. DR. DERRICK B. WELLS, SENIOR MINISTER OF CHRIST UNIVERSAL TEMPLE

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JOURNALIST, COMMUNITY ACTIVIST SUE CPD

By Christopher Shuttlesworth

I

ndependent Journalist Sarah Lazare and Community Activist Debbie Southorn sued the Chicago Police Department (CPD) on Aug. 7, after CPD reportedly failed to send them complete records of Chicago SWAT deployments responding to mental health crises.

Lazare filed a Freedom of Information Act (FOIA) request on April 15, 2017 for “all formal and informal critiques and incident logs for SWAT incidents from Jan 1, 2009 to December 31, 2013,” according to a Cook County Circuit Court document.

But after multiple FOIA requests, CPD reportedly only sent some of the SWAT responsive records and reportedly failed to include Hostage Barricade Terrorist (HBT) logs from 2009-2012.

Lazare explained that the complete records of SWAT logs are important

Chicago SWAT team responds to a mental health crisis in Rogers Park on Aug. 18, 2016. Photo Credit: Sarah Lazare

GOVERNMENTAL AFFAIRS

BUSINESS

MAYOR EMANUEL AND CPS ANNOUNCE RECORD HIGH READING AND MATH SCORES ON NATIONAL EXAM

REASSESSMENT NOTICES MAILED TO THORNTON TOWNSHIP TAXPAYERS

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2 / CITIZEN / South End / Week of August 23, 2017

news

community focus Law helps eliminate redundant government services OAK BROOK- Illinois will now have a useful tool to start consolidating 6,963 units of governments, based on a bipartisan government consolidation measure, Senate Bill 3 that will empower government entities throughout the state to consolidate units of local government Villa Park Democrat Tom Cullerton passed Senate Bill 494 in 2013, which created the DuPage County government consolidation model used in Senate Bill 3. He was later able to expand this model to McHenry and Lake counties, and Senate Bill 3 will expand the same powers to counties throughout Illinois. Senate Bill 3 was signed into law recently.

“We ran a tight ship for taxpayers when I was Villa Park Village President. I’m taking the lessons I learned to the state level,” Cullerton said. “The goal here is to reduce property taxes, save vital taxpayer dollars and make sure government is working for the people.

Senate Bill 3 does just that.” Senate Bill 3 will go into effect January 1, 2018.

County Board Chairman Dan Cronin and Cullerton worked together to create the bipartisan government consolidation model that can be easily adapted to work throughout the state. Counties and government entities based on their needs, can consolidate redundant and obsolete forms of government.

“This legislation allows local communities and their elected officials to make decisions about the size, scope and cost of their own local government,” Cronin said. “Most importantly, it will change the culture and foster innovation.”

DuPage County’s successful government consolidation model is expected to save taxpayers more than $100 million over the next 20 years.

The savings allow for lower property tax rates and provide residents with necessary services “Cutting bloated bureaucracy and redundant forms of government means lower property tax bills for

1 Illinois residents,” Cullerton said. “This new law gives Illinois taxpayers a voice in eliminating redundant and ineffective units of government.”

Cullerton says the next step in consolidating government waste is to eliminate the office of the lieutenant governor. This move would save the state $1.6 million annually which Cullerton believes would help pay for social services such as the DuPage County Meals on Wheels program and other similar programs throughout the state.

Since Cullerton has been in office, he has supported eliminating the position under both a republican and democratic governor. He believes the money would be better spent and services can be better executed without duplicate forms of government.

“We are in the middle of tough times,” Cullerton said. “It is hypocritical to continue to ask local governments to cut and eliminate units of government when the state government isn’t willing to do the same.”

Under the current administration, Illinois taxpayers are paying for two deputy governors and a lieutenant governor.

Despite the fact Cullerton’s plan, was endorsed by editorial boards throughout the state, he was unable to receive bipartisan support on his measure. Senate Joint Resolution Constitutional Amendment 29 did not receive a single republican vote.

Cullerton is the Senate sponsor of HJRCA6 and plans to advance the legislation once Representative David McSweeney (R-Barrington Hills) passes the measure in the House.

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JOURNALIST, COMMUNITY ACTIVIST SUE CPD Continued from Page 1

because SWAT response to mental health crises and the complete logs can help determine how frequently SWAT responds to mental health crises.

Since 2012, half of Chicago’s 12 mental health clinics have closed and the remaining six have been privatized, according to a Loevy & Loevy Attorneys at Law press release.

Lazare and Southorn wrote in an article published

by The Intercept, “Since 2013, Chicago police have deployed SWAT teams at least 38 times to respond to mental health incidents and suicide attempts,” as revealed by records produced in response to a previous FOIA request.

Some of the recent civilian killings by Chicago’s police included Laquan McDonald, who was diagnosed with post-traumatic stress disorder. Other killings included Northern Illinois University (NIU) student Quintonio LeGrier, who was involuntarily admitted into a psychiatric hospital, and Michelle Robey, who was diagnosed with bipolar schizoaffective disorder, according to attorneys at Loevy & Loevy.

“People are dying and people are seeing they’re quality of life eroding as a result,” Lazare said. “Now, you have people caught in the cross care of cuts and facing

violence by law enforcement.”

Lazare continued to say that Chicago needs to build a society that doesn’t respond to public health problems with punishment and oppression, but instead with mutual aid to provide everyone’s needs.

“I think this comes down to what type of society do we want to live in,” she asked? “Do we want to live in a society where we provide for the health care needs of all people, especially ones who are marginalized, vulnerable and oppressed? Or do we want a society that is increasingly becoming brutally heavy handed in police responses to problems that are public health problems?”

Attorney Joshua Burday along with Loevy & Loevy attorneys, said they are waiting for the city of Chicago to confirm the official court date.

“The public has the right to know how police force is being used and how it’s responding to mental health incidents,” said Burday.

Lori Lightfoot, president of the Chicago Police Board, declined to comment on the pending lawsuit.

Lazare said she plans to keep the focus on the SWAT deployment and mental health crises in the public’s view in order to help local community organizations receive justice from the Chicago Police Department.

CITIZEN South End / Week of August 23, 2017 / 3

news briefly EDUCATION

SSC Holds Fall Open House South Suburban College hosted its 4th Annual Open House on Thursday, August 3rd from 4:30-7:00 p.m. with something for everyone.

The Open House, geared toward providing College information and pathways to successful careers, saw nearly 300 persons come through its doors seeking just that. Many participated in College tours and raffles for Visa Gift Cards, and other giveaways. WGCI and Tone Kapone were also on campus and rounded out the fun.

Program representatives were on hand to answer questions from students about everything from admissions, registration, counseling, the Academic Assistance Center and other supportive services. Contact the Office of Admissions at (708) 210-5718 for enrollment information.

HEALTH

LUVO INC. (USA) RECALLS POULTRY PRODUCTS Luvo Inc. (USA), a Blaine, Wash. establishment, is recalling approximately 4,805 pounds of poultry products due to misbranding and undeclared allergens, the U.S. Department of Agriculture’s Food Safety and Inspection Service (FSIS) announced recently. The products are mislabeled as Chicken Chile Verde that contain milk and soy, but contain Turkey Meatloaf, which has additional allergens, eggs and fish (anchovies), that are not declared on the product label.

The problem was discovered after the firm received consumer complaints of the wrong meal inside the retail boxes. There have been no confirmed reports of adverse reactions due to consumption of these products. Anyone concerned about an injury or illness should contact a healthcare provider. When available, the retail distribution list will be posted on the FSIS website at www.fsis.usda.gov/recalls.

Consumers with questions about the recall can contact the Digital Community Manager Oli Maughan, Luvo, Inc., at (844) 880-5866.

Consumers with food safety questions can “Ask Karen,” the FSIS virtual representative available 24 hours a day at AskKaren.gov or via smartphone at m.askkaren.gov.

LAW & POLITICS

Religious garb discrimination ban becomes law A new non-discrimination measure became law recently after State Senator Jacqueline Collins and State Rep. Theresa Mah joined Muslim and Arab-American advocates to craft legislation making it a civil rights violation for an employer to impose any condition that requires a person to forego any sincerely held religious practice or attire.

Senate Bill 1697, sponsored by Collins, passed the General Assembly in June.

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GOVERNMENTAL Affairs

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Janice Garth

Mayor Emanuel and CPS Announce Record High Reading and Math Scores on National Exam More than 60 Percent of CPS Students Outscore National Peers in Reading Mayor Emanuel, CPS CEO Forrest Claypool and CPS Chief Education Officer Dr. Janice K. Jackson recently announced that more Chicago elementary students than ever before are meeting or exceeding standards for math and reading. For the fifth year in a row, CPS students have outscored national peers in both subjects.

More than 95 percent of students met or exceeded national averages in both reading and math. These schools included Lane Technical College Prep High School, Whitney M. Young Magnet High School, Annie Keller Regional Gifted Center, Skinner North Classical School, Decatur Classical Elementary School, James E. McDade Classical School, William Howard Taft High School, Kenwood Academy High School and Edison Regional Gifted Center.

“For the fifth year in a row, CPS students are meeting or beating the national average in both reading and math,” said Mayor Emanuel.

“Record setting achievements like NWEA results are proof that when we raise the bar for Chicago’s students, they take pride in meeting and beating our expectations.”

In 2017, 60.4 percent of students met or exceeded national averages for reading growth, and 56.7 percent of students met or exceeded averages for math growth. Any rate above 50 percent exceeds the national average for growth and signifies the substantial progress CPS students continue to make.

“Chicago students have outscored their national peers for five years in a row, and we’re building on that momentum to make sure we are preparing every CPS student for success, “said CPS Chief Education Officer Jackson. “Chicago students are breaking down barriers, changing mindsets and redefining what our students can accomplish when given the opportunity and support to succeed.”

Illinois Department of Veterans’ Affairs Hosts Veterans and Gold Star Family Day at the Illinois State Fair The Illinois Department of Veterans’ Affairs (IDVA) hosted a variety of activities for Veterans and their families during Veterans and Gold Star Family Day on Sunday, August 13, at the Illinois State Fair.

Veterans and their families received complimentary admission.

“Our State Fair committee works hard for many months to prepare for this wonderful Day at the Illinois State Fair,” said IDVA Director Erica Jeffries. “They provide Veterans and their families with an opportunity to have a great day at the Fair, be recognized for serving our country and to remember those who gave the ultimate sacrifice.”

The Day began with a Gold Star Family Memorial Service at 9:30 am on the Lincoln Stage. “This service focuses on the sacrifice of the families left behind, and reminds all of us that freedom is not free. It comes at a very precious price,” said IDVA Director Jeffries.

A Kids Corner with a bounce house, crafts, face painting and balloon animals were available in the morning and afternoon for the Veteran’s children. And a JROTC Exhibition Drill Team Competition was held on the street in front of the Lincoln Stage. JROTC teams were judged in an armed and unarmed competition.

Governor Rauner and IDVA Director Jeffries presented awards to Mr. George Pempek, of Springfield as the Illinois Veterans’ Patriotic Volunteer of the Year and to Staab Funeral Home as the Illinois Veterans’ Business of the Year.

“These awards highlight the wonderful work being done for our veterans,” IDVA Director Erica Jeffries said. “The Veteran Patriotic award honors the work of an Illinois Veteran whose contributions in Service to the Veteran community and their local communities are truly above and beyond. The Illinois Veterans’ Business Appreciation Award highlights and honors the work of any business, organization or a non-profit that has significantly helped veterans, and whose contributions to those who have served our country are documented and deserve to be recognized.”

By Christopher Shuttlesworth

A coalition of progressive organizations held a vigil on Aug. 13, 2017 at the Federal Plaza and stood in solidarity with counter protestors in Charlottesville, Virginia, a democratic based city.

Mrinalini Chakraborty, who is the national head of field operations for the Women’s March Network, said the peaceful vigil was called to action within hours after witnessing white nationalists and hate groups rally at the University of Virginia on Aug. 11, which led to one death and 19 injured counter protestors from a car-ramming incident the following day.

According to CNN, Attorney General Jeff Sessions said U.S. Attorney Rick Mountcastle is now leading a civil rights investigation on the car crash.

Chakraborty said after hearing about the tragedies in Charlottesville, it was important for her to organize a diverse group of speakers to share their stance on racism and how their organizations are combating it every day.

“Communities of color have been dealing and fighting with these issues for centuries,” she said. “It was really important in that moment and time that we drew those connections so that people knew that a lot of folks were outraged for the first time in their lives.”

Some of the organizations that were included in the vigil were Black Lives Matter, Indivisible Illinois, Indivisible Chicago, Friends Who March, Women Of Faith, Suburban Unity Alliance and Planned Parenthood of Illinois.

Chakraborty said it was important for everyone to be in community together and be a living memorial for carvictim Heather Heyer and the rest of the 19-injured counter protests in Charlottesville.

“We had a moment of silence where folks raised their flowers in the air and recommitted to continue to

fight the struggle to have an America that truly welcomes all of us, not just some of us,” she said. “We have to stamp out white supremacy where it stands because this is not acceptable.”

Chakraborty continued to say that she is in shock to know that racism still exists in 2017 and says the Trump administration has, “lit the fire,” as it relates to the current racial hatred in the country.

“It’s not like silent racism, but it’s like in your face racial hatred,” she stated. “I think these problems have always existed and the Nazis and white supremacists were always hiding in the woodworks.”

Chakraborty added, “This administration has emboldened [them] and

given [them] permission so these things can happen in the open and these people have no fear of consequences.”

In terms of going forward, Chakraborty said organizations like Women’s March Network and Black Lives Matter must continue to protest and fight against this divisive rhetoric even if it means losing family and friends.

“It’s not good enough to say I am not a racist, but you have to actively organize as an anti-racist,” she said. “You might lose some friends, but in this moment in history, we have to decide whether or not, we’re willing to lose stuff and sacrifice some things we cherish. People are coming to the realization that they have to be active in this continuing struggle that we are all in.”

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4 / CITIZEN / South End / Week of August 23, 2017

business

CITIZEN / South End / Week of August 23, 2017 / 5

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Reassessment Notices Mailed to Thornton Township Taxpayers Chicago - Cook County Assessor Joseph Berrios payment in the following calendar year. The time has announced that reassessment notices have been to file appeals on these proposed assessments is mailed to over 53,000 single-family and 15,000 now, however, when the reassessment notices are condominium homeowners in Thornton Township. received. The deadline for appeals for Thornton Reassessment notices contain proposed values for Township is September 15, 2017. Assessor Berrios Property Tax Year 2017, which will be reflected on stressed that homeowners do not need an attorney Second-Installment Tax Bills to be mailed and due to file an appeal. There is no fee. in the summer of 2018.

A single-family homeowner may compare his “If taxpayers in Thornton Township wish to or her assessment to those of similar homes. The appeal their reassessment values, they should do proposed assessments for Thornton Township will it now and not wait until the following year when be published in the South Suburban Citizen on these new Tax Year 2017 values are reflected on August 30, 2017.

Second-Installment Tax Bills mailed in 2018,” The Assessor’s web site (www.

Assessor Berrios said. cookcountyassessor.com) “I encourage taxpayers also allows taxpayers to in Thornton Township search for assessment to review their notices information on reassessed carefully and file appeals properties. Anyone may if they feel their proposed search for assessment reassessment values are not information using a 14-digit fair and accurate.”

Property Index Number Each year, the Cook (PIN) or by typing in an County Assessor’s Office address. Homeowners reassesses one-third of the can check their property’s nearly 1.8 million parcels characteristics and of property located in Cook search for information County. “Assessed Value” on similar properties is the portion of a home’s to use as comparables estimated total Market if they choose to appeal Value on which taxes are their Assessed Values. calculated. For homes, Residential taxpayers may “Assessed Value” is 10% of also file an appeal online, Market Value; businesses’ and the Assessor’s web site Assessed Value is 25% of allows them to search for Market Value. comparables and add those In this tax year, comparables to their online the Assessor’s Office is appeals. reassessing properties In addition to the located in South Suburban standard assessment Cook County. Thornton information, Assessor Township is the fifteenth Berrios’ redesigned township to be mailed in reassessment notice the 2017 reassessment includes: of South Suburban Cook Estimated fair market County. value of the property Cook County Assessor Joseph Berrios Photo by Patrick Hickey Among the findings Assessment history for from the Thornton Township reassessment: the property The real estate market is healthier. Better Transactions from the Recorder of Deeds Office market value, naturally, results in increased History of tax payments Assessed Value.

Photo of the property The median sale price for single-family “My primary goal as Assessor continues to be homes and other non-condo residential properties the fair and equitable assessment of properties increased from $78,500 in 2014 to $84,600 in in Cook County. I will also continue to work to 2016. make the assessment process easier to navigate for The median Assessed Value of homes increased taxpayers in Thornton Township and throughout to $8,481 in 2017, from $7,848 in 2014 -- a median the County. We provide all the tools necessary percentage increase of 6.58% to determine if their assessments are accurate,” The proposed assessments of condominiums Assessor Berrios said. in Thornton Township reflect a median increase of He added, “We will continue to work to ensure 1.02% in Assessed Value. Again, a stronger market no one in Thornton Township or elsewhere in the results in increased Assessed Value. area pays more than his or her fair share of property As always, tax years are billed and due for taxes.”

Looking for an alternative to college?

Pursue a well-paying trade career instead Big Advice For The Smallest Businesses (NAPSI)—While large enterprises may make the most headlines, it’s often the country’s smallest businesses that are providing jobs, fueling innovation and growing the economy. According to the U.S. Small Business Administration, 62 percent of all U.S. businesses are microbusinesses, or businesses with fewer than 10 employees. These businesses also account for 75.3 percent of all private-sector employers.

These small but mighty companies often face a unique set of challenges. With fewer employees and resources, owners of microbusinesses often find themselves juggling all aspects of the business, including areas where they may not have expertise or experience in managing, while often competing against larger, more established enterprises.

To shine a spotlight on these inspirational entrepreneurs, Microsoft recently recognized 10 microbusinesses that are making the biggest impact. The full list includes Philip and Melissa Niu, Parachut; Jason and Sarah Kenworthy, Pink Helmet Posse; Noah Elias, Noah Fine Art; Dr. Agnes Scoville, Scoville & Company (Pacidose); August Graube, Fort Boards; Mikaila Ulmer, Me & the Bees; Jessica Matthews, Uncharted Play; Dave Ackerman, Tobacco MotorWear; Megan and Marshall Dostal, Further; and Kalika Yap, Citrus Studios.

These companies demonstrate what is possible with an idea and the determination to bring it to fruition.

Whether you’re an already-established small business or a future entrepreneur, below are some best practices cultivated from this standout group of microbusinesses: • Inspiration can be found anywhere. From bee stings to childhood hobbies, inspiration for these business owners came from a wide range of places.

Even if you don’t consider yourself a creative person, being open to unexpected ideas and thinking outside the box are keys to discovering a new business, product or service idea.

• Never stop listening and learning. The businesses with the most loyal customers are the ones focused on continuous listening and learning. Whether in person or via software and social media, listening to your audience helps build trust and keeps them coming back. Beyond customer service, big data is another way to access a wealth of knowledge about your audience and business trends. Big data software like Microsoft Azure is also more affordable and easier to use than ever, allowing even the smallest businesses to benefit from enterprise-grade analytics.

• Ask for help. Launching a business can be intimidating, especially if you have little or no experience in all the areas necessary for your business to function, such as accounting or HR. Don’t be afraid to ask for help. Reaching out to other small businesses in your area, finding a mentor or joining an online community can help you find the answers you need.

• Don’t let anything hold you back. From preschool kids to military veterans, the featured microbusiness owners are proof that success can be found at any age and at any stage of life. Time and time again, entrepreneurs shared that the most important thing to do is stop second-guessing yourself and just get started.

• Automate day-to-day tasks. Technology, such as Microsoft Dynamics CRM, can help you work smarter and more efficiently. Automating your business processes lets you and your employees focus less on the day-to-day tasks so you can focus your time and energy on more important responsibilities.

To learn more about the 10 all-star microbusinesses, including how they got their starts, tackled common small-business challenges, and the techniques and technologies that have led to their success, download the e-book at https://info.microsoft. com/10under10eBook.html?wt.mc_id=AID608734_ QSG_145084.

www.thechicagocitizen.com • 52 years of serving the Black community

(BPT) - Do you really have to shell out $100,000 over four years (the average cost of a college degree, according to the National Center for Education Statistics) in order to get a job that will pay enough to support you and your family throughout your lifetime? Are quality paying job opportunities solely confined to careers that require years of study and potential student loan debt?

A coalition of building and construction industry organizations, companies and celebrities is answering those questions with a resounding “no.”

“We’ve heard a lot about the shortage of skilled STEM and health care workers, and a lot less about the looming shortfall of skilled trade workers,” says Jeannette Long, vice president of marketing communications for LIXIL Americas, which is comprised of kitchen and bath brands American Standard, DXV, and GROHE. American Standard is a founding sponsor of the This Old House Generation Next program to promote skilled trade careers. “Yet Bureau of Labor Statistics data tells us that millions of trade industry jobs - such as plumbers, electricians, carpenters -will go unfilled this year because there simply aren’t enough skilled workers to fill them. These jobs offer a good, steady income, and learning how to do them doesn’t require candidates to go into thousands of dollars of debt.”

Another initiative promoting skilled trade jobs is the Mike Rowe WORKS Foundation, run by none other than the popular host of “Dirty Jobs” on

the Discovery Channel. This organization sponsors scholarships to help people learn the skills they need for a variety of trade occupations. Careers in the skilled labor trades offer many advantages, including the ability to enter a profession quickly, spend less money on educational costs, and the opportunity to turn a talent or interest into a paying career, in a field where demand is strong.

Here are six trade jobs that will experience significant growth over the next several years, according to the BLS’ Occupational Outlook Handbook, the median pay for each and educational requirements: * Plumbers - With 12 percent growth anticipated, demand for plumbers will grow faster than average. The median salary for plumbers, pipefitters and steamfitters is around $51,000 per year. Plumbing work requires a high school diploma and an apprenticeship. * Bricklayers - By 2024, demand for bricklayers will grow much faster than average, at a 15 percent projected increase rate. A high school diploma or equivalent is required, with math, mechanical drawing and vocational education considered helpful, the BLS says. You can also take basic masonry programs through a technical school, many of which also offer apprenticeship programs.

The median annual salary is just over $41,000. * Carpenters - The number of available carpentry jobs will rise 6 percent between now and 2024. With a median pay of nearly $44,000 per year, carpentry work requires a high school diploma and on-the-job training through an

apprenticeship. * Insulation installers - Another buildingrelated trade expected to grow faster than national averages, insulation workers install and replace insulation materials that help homes and buildings maintain their temperatures and improve energy efficiency. The median salary of about $39,000 per year requires a high school diploma and on-the-job training. * Electricians - A high school diploma, apprenticeship and on-the-job training can gain you access to a career as an electrician. Demand for electricians is expected to grow 14 percent over the next seven years, much faster than the average of all other careers. The median annual salary is nearly $53,000. * Line workers - Line workers install or repair electrical power and telecommunications systems.

Growth in the industry is expected to be average, but the jobs pay well with a median annual salary of more than $62,000. To become a line worker, you need a high school degree or equivalent, an apprenticeship and long-term on-the-job training.

“We need a new generation of talented women and men who aspire to viable trade professions,” Long says. “Ultimately, these generations of professionals hold great power to shape our future, as they create and protect the products and systems that keep our homes and communities safe, healthy, comfortable and growing.”

To learn more about Generation Next, visit www. thisoldhouse.com.

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6 / CITIZEN / South End / Week of August 23, 2017

church

CITIZEN / South End / Week of August 23, 2017 / 7

> Profile > Inspirations > Bible verse

SPIRITUALLY SPEAKING: IN THE WORLD’S PRISON, YOU ARE FREE anything, then maybe I better get going, stir some things up. In their day, the apostles, Paul and others were indeed looked upon as threats to the so-called I remember a while back I heard establishment. That meant governments Bishop T.D. Jakes of the Potters House and principalities, as well as the church preach a sermon that still resonates hierarchy of that day. with me to this day. The gist of it was If nothing else, I don’t think that a good portion of the Bible was James Washington says that history anyone would argue that on His written from a jail cell. I’m pretty sure suggests that professing one’s belief worst day, Jesus was the quintessential his overall message had something to in Jesus Christ as Lord can literally be do with the church’s outreach ministry, a death sentence. The Bible teaches revolutionary. It still amazes me how such principles of unconditional universal love which I understand to be significant. us that eventually our belief will be for humankind got him killed. And then What struck me then and remains with put to the test. it always hits me that this philosophy me now is the reality of God’s Word and will ultimately attack and undermine direction coming from the steadfast faith entrenched institutional power of all kinds especially that of those imprisoned. What is it about being a believer, a contained within the church. That’s when I realize that if walking, talking believer that somehow frightens those in power so much, that a jail cell is an inevitable and practical you are a believer in Christ, you are most certainly a threat to man. Man craves power and Christianity abdicates all answer? History suggests that professing one’s belief in power to Jehovah. We stand as representatives of that Jesus Christ as Lord can literally be a death sentence. The truth and stand trial everyday with the world as our judge Bible teaches us that eventually our belief will be put to and jury, or so it sometimes appears. That explains that the test. The thing is have you ever wondered why God’s target on the backs of believers throughout history and teachings are so feared by those who believe in other should remind us all that there is indeed a target on all religiAt one time I used to say Jesus’ message made so of our backs. It’s a light, a very bright light illuminating much sense that even if He didn’t exist, we should invent the darkness that surrounds many a non-believer. All I Him. Now that I’m saved, I guess you could say I’m a can encourage you to do in the face of all this is to stay the candidate for institutional oppression. If you’re a believer, course and know our defense attorney has already argued there are things in this world that want you dead. The this case. The prosecuting attorney has already lost. So odd thing about what Bishop Jakes said was and is that I when you’re alone in your cell, remember this battle you’re don’t view myself as a threat to anyone based on my belief in is over. The verdict is in. We win. Be humble in your in one God, the Holy Trinity and the truth of Jesus Christ. victory.

But the world in which I live does. I suppose a larger May God bless and keep you always. issue might be have I done anything or said anything that The Dallas Weekly is a member publication of the should land me in jail; if jail is defined as that spiritual NNPA. Learn more about becoming a member at NNPA. place that present day Sadducees and Pharisees want to org. send people like you and me? If I haven’t said or done

Tips for taking the stress out of ‘back to after school’ Inspirations

By James Washington (The Dallas Weekly, NNPA Member)

THEME: DEDICATION

James 1:2-4 - My brethren, count it all joy when ye fall into divers temptations

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from Rev. Dr. Derrick B. Wells,

Senior Minister of Christ Universal Temple

WEEKLY INSPIRATIONS FROM REV. DR. DERRICK B. WELLS Relationships are an important part of life, and truly enrich our experiences in living. Each of us is wired to enjoy healthy, productive, reaffirming relationships. We all benefit from human contact, personal touch, and emotional connection.

Our interactions with others allow us opportunity to find joy in sharing one another’s growth. Yet not all relationships are created equally, and unfortunately, in the absence of healthy relationships, we are too often willing to settle for the unhealthy ones. Where healthy relationships help us feel fulfilled, unhealthy relationships have the potential to rob us of the joy, peace, and unity that comes from walking with another.

In order to get the most of your relationships, it really helps to be selfaware and self-reflective. Both tools are critical when it comes to evaluating your relationships. Self-awareness and selfreflection enables us to examine the nature of our relationships and potentially better understand with whom we are involved.

Self-awareness is activated through one’s mindset of love, acceptance, and appreciation for self.

It’s been suggested that each of us has four different types of people in our lives: those who add to us, those who subtract from us, those who divide us, and those who multiply us. Simply put, those who add to us help us do more than the sum of what we could do alone. Those who subtract from us leave us with less than we had before the interaction. Those who divide us leave us fragmented with a sense of separation. Those who multiply us help us expand exponentially.

You may be able to build meaningful relationships with the subtracters and dividers, just remember, changing them is not your responsibility.

Address: 11901 S Ashland Ave, Chicago, IL 60643 Phone: (773) 568-2282 www.cutemple.org

(BPT) - As kids and teens head back to school, working parents are also preparing for “back to after school.” Despite the fact that 60 percent of parents report having flexible work hours that allow them to take care of their children once the school day ends, a survey from Boys & Girls Clubs of America shows 75 percent still find that after-school time causes as much or more stress than in-school time. When it comes to after-school programs and resources, the study also found parents’ top priorities are providing a safe place for their children, academic mentoring and support, as well as sports and fitness programs. As an expert in youth development that specializes in these key areas, Boys & Girls Clubs of America offers these tips to help parents take the stress out of transitioning back to after school.

Safety first

Each day 11 million children and teens leave school with no place to go, increasing their risk of being unsupervised, unguided and unsafe in communities across the country, according to a 2014 Afterschool Alliance study. And, since juvenile crime escalates during the hours of 3-7 p.m. according to the U.S. Department of Justice, parents have cause for concern about how their children spend their time during these critical hours. Particularly for working parents who cannot be home with their children when the school day ends, taking advantage of affordable, accessible after-

school programs - ideally staffed by trained, trustworthy adult leaders - alleviates stress by providing peace of mind that their kids are safe, supervised and on a path to success.

Homework help

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Parents perceive the biggest challenges their children face when starting a new school year are preparing for the needs of the next grade level and keeping up with homework. According to Boys & Girls Clubs of America’s survey, nearly 60 percent of parents find it difficult to ensure their children are on a path to a successful school year. By making a plan for how and when to tackle homework each day and sticking to it, parents and kids can make the most of after-school time. Whether it’s at home with support from a parent or guardian, at a tutoring facility or at a community organization with academic programming such as a local Boys & Girls Club, setting aside a specific time and place for homework will avoid headaches for parents and children alike.

Explore and inspire

After spending a full day in school, kids and teens often benefit from tapping into their creative side after class lets out. Make time for them to explore art, music, dance and STEM programs to not only relieve stress but also to express themselves, explore new areas of interest and ignite potential passions that may last a lifetime.

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CITIZEN / South End / Week of August 23, 2017 / 9 REAL ESTATE

8 / CITIZEN / South End / Week of August 23, 2017 8/9/2017 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION PHH MORTGAGE CORPORATIONPlaintiff,-v.JOHN P. KEEFE, MIDLAND FUNDING LLCDefendants 16 CH 5409 2046 WEST 76TH STREET Chicago, IL 60620 NOTICE OF SALEPUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 20, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 21, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 2046 WEST 76TH STREET, Chicago, IL 60620Property Index No. 20-30-320-0340000.The real estate is improved with a single family residence.The judgment amount was $132,367.73. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \"AS IS\" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, contact The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL 60015, (847) 291-1717 For information call between the hours of 1pm - 3pm. Please refer to file number 16079249.

THE JUDICIAL SALES CORPORATIONOne South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I724970 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, N.A.Plaintiff,-v.-REYNARD J. GRANT, CITY OF CHICAGO, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, GERALD NORDGREN, AS SPECIAL REPRESENTATIVE FOR DARLENE GRANT (DECEASED), UNKNOWN HEIRS AND LEGATEES OF DARLENE GRANT, WILLIE ROBERSON, MYRON MOORE Defendants 16 CH 013971 8814 S. COTTAGE GROVE AVENUE CHICAGO, IL 60619 NOTICE OF SALEPUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 6, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 18, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 8814 S. COTTAGE GROVE AVENUE, CHICAGO, IL 60619 Property Index No. 2503-211-035-0000, Property Index No. 2503-211-036-0000.The real estate is improved with a residence.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \"AS IS\" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will

receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 1416-07243.

THE JUDICIAL SALES CORPORATIONOne South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I726133 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION REVERSE MORTGAGE SOLUTIONS, INC.Plaintiff,v.-FRANK JOHNSON, UNITED STATES OF AMERICA - DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 17 CH 002298 8822 S. WALLACE STREET CHICAGO, IL 60620 NOTICE OF SALEPUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 8, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 19, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 8822 S. WALLACE STREET, CHICAGO, IL 60620 Property Index No. 25-04-111-0440000.The real estate is improved with a residence.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \"AS IS\" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR

RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-17-00240. THE JUDICIAL SALES CORPORATIONOne South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I726173 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, N.A, AS TRUSTEE FOR REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2003R2Plaintiff,-v.-DARREN J. BRADY A/K/A DARREN BRADY, WANDA L. BRADY A/K/A WANDA BRADY A/K/A WANDA DAVIS, UNITED STATES OF AMERICA, CITY OF CHICAGO, AN ILLINOIS MUNICIPAL CORPORATION, AMERICREDIT FINANCIAL SERVICES, INC. Defendants 14 CH 13166 8553 SOUTH WINCHESTER AVENUEChicago, IL 60620 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 19, 2015, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 1, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 8553 SOUTH WINCHESTER AVENUE, Chicago, IL 60620 Property Index No. 20-31-416-0830000.The real estate is improved with a single family residence.The judgment amount was $130,069.09.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, contact The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL 60015, (847) 2911717 For information call between the hours of 1pm - 3pm. Please refer to file number 14-073063.THE JUDICIAL SALES CORPORATIONOne South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.SHAPIRO KREISMAN & ASSOCIATES, LLC2121 WAUKEGAN RD., SUITE 301 Bannockburn, IL 60015(847) 2911717E-Mail: ILNotices@logs.comAttorney File No. 14-073063Attorney Code.

42168Case Number: 14 CH 13166TJSC#: 37-6908NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I3057672 __________________________________ 8/16/2017 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISIONTHE BANK OF NEW YORK MELLON, F/K/A THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATE HOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES SERIES 2004-13 Plaintiff,-v.-MARI-

ON S. WALLACE Defendants 16 CH 06003 635 W 80TH ST CHICAGO, IL 60620 NOTICE OF SALEPUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 22, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 26, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 635 W 80TH ST, CHICAGO, IL 60620Property Index No. 20-33-110-0430000.The real estate is improved with a single family residence.The judgment amount was $86,882.79. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \"AS IS\" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, contact Plaintiff's attorney: J. Gregory Scott, HEAVNER, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1717 Please refer to file number CSF208914A. If the sale is not confirmed for any reason, the Purchaser at the sale shall be entitled only to a return of the purchase price paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney.

THE JUDICIAL SALES CORPORATIONOne South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I725019 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION CHAMPION MORTGAGE COMPANYPlaintiff,-v.CORA E. HANEY, SECRETARY OF HOUSING AND URBAN DEVELOPMENT, UNITED STATES OF AMERICA, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, THOMAS QUINN, SPECIAL REPRESENTATIVE OF THE DECEASED MORTGAGOR, JOHN D. HANEY, UNKNOWN HEIRS AND LEGATEES OF JOHN D. HANEY, IF ANY, BARBARA HANEY, DAVID HANEYDefendants15 CH 6696 7740 SOUTH LOOMIS BOULEVARD CHICAGO, IL 60620NOTICE OF SALEPUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 24, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 25, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 7740 SOUTH LOOMIS BOULEVARD, CHICAGO, IL 60620Property Index No. 20-29-313-033-0000.The real estate is improved with a red brick, single family home, with a detached two car garage.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \"AS IS\" condition. The sale is further

subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 8078. THE JUDICIAL SALES CORPORATIONOne South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.I726155 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION OCWEN LOAN SERVICING, LLCPlaintiff,-v.-TIMOTHY P. GRANT A/K/A TIMOTHY GRANT, MARY P. GRANT A/K/A MARY GRANT, STATE OF ILLINOIS Defendants11 CH 0177989333 S. HAMILTON AVENUE CHICAGO, IL 60620NOTICE OF SALEPUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 27, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 29, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 9333 S. HAMILTON AVENUE, CHICAGO, IL 60620Property Index No. 2506-315-003-0000.The real estate is improved with a residence.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \"AS IS\" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identifi-

cation for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 1411-07354. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I726744 __________________________________ 8/23/2017 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISIO NNATIONSTAR MORTGAGE LLC Plaintiff,-v.-LONNIE C. BINGHAM, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, UNKNOWN OCCUPANTS Defendants 17 CH 1201411 EAST 88TH PLACE Chicago, IL 60619 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 14, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on October 6, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 411 EAST 88TH PLACE, Chicago, IL 60619 Property Index No. 2503-212-004-0000.The real estate is improved with a single family residence.The judgment amount was $199,138.06. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \"AS IS\" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property.

Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, contact The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL 60015, (847) 2911717 For information call between the hours of 1pm - 3pm. Please refer to file number 17-082099.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I724815 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION JPMORGAN CHASE BANK, N.A.Plaintiff,vs.TITILAYO SHOBAJO; WASIU A. SHOBAJO; UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants,16 CH 16255 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, September 26, 2017 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate:P.I.N. 26-06-107-0250000.Commonly known as 8718 South

Muskegan Avenue, Chicago, IL 60617.The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act.Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspectionFor information call Sales Department at Plaintiff's Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601.

(614) 220-5611. 16-032255 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3058937 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CWMBS REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2003R4Plaintiff,-v.-LISA D. SPENCER A/K/A LISA SPENCER, UNITED STATES OF AMERICA - DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, ILLINOIS HOUSING DEVELOPMENT AUTHORITY Defendants 15 CH 018329 7926 S. RIDGELAND AVENUE CHICAGO, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 12, 2016, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 19, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 7926 S. RIDGELAND AVENUE, CHICAGO, IL 60617 Property Index No. 20-36-101-0260000.The real estate is improved with a single family residence.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-15-17531.THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.CODILIS & ASSOCIATES, P.C.15W030 NORTH FRONTAGE ROAD, SUITE 100BURR RIDGE, IL 60527(630) 7 9 4 - 5 3 0 0 E - M a i l : pleadings@il.cslegal.comAttorney File No. 14-15-1753 1Attorney ARDC No. 00468002 Attorney Code. 21762Case Number: 15 CH 018329TJSC#: 37-7372NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I3059169 __________________________________

CITIZEN / South End / Week of August 23, 2017 / 11

Chatham/ STATE WIDE page 10 / CITIZENSE / South End / Week of1August 23, 2017 LEGAL NOTICE

REAL ESTATE IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION FEDERAL NATIONAL MORTGAGE ASSOCIATION (''FANNIE MAE''), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Plaintiff,-v.-DELORES V. FRAZIER, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 16 CH 07744 8134 SOUTH MANISTEE AVENUE Chicago, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 28, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on October 2, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 8134 SOUTH MANISTEE AVENUE, Chicago, IL 60617 Property Index No. 2131-122-022-0000.The real estate is improved with a single family residence.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 255291.THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. McCalla Raymer Leibert Pierce, LLCOne North Dearborn Street, Suite 1200Chicago, IL 60602(312) 416-5500E-Mail: pleadings@mccalla.com Attorney File No. 255291Attorney Code. 61256 Case Number: 16 CH 07744TJSC#: 37-7497 I3059391 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DITECH FINANCIAL LLCPlaintiff,-v.-HARRY V. SMITH AKA HARRY VENARD SMITH, EMMA L. SMITH AKA EMMA LEE SMITH AKA EMMA PEGUES, PALISADES COLLECTION LLC ASSIGNEE OF HSBC Defendants 14 CH 04193 9338 S. LOWE AVE CHICAGO, IL 60620 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 28, 2016, an agent for The Judicial Sales Corporation, will at 10:30 AM on October 2, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 9338 S. LOWE AVE, CHICAGO, IL 60620 Property Index No. 25-04-318079-0000.The real estate is improved with a single family residence.The judgment amount was $205,378.46.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential

real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, contact Plaintiff's attorney: HEAVNER, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 4221719 Please refer to file number 476946810.If the sale is not confirmed for any reason, the Purchaser at the sale shall be entitled only to a return of the purchase price paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney.THE JUDICIAL SALES CORPORATIONOne South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.HEAVNER, BEYERS & MIHLAR, LLC111 East Main StreetDECATUR, IL 62523(217) 4221719Fax #: (217) 4221754CookPleadings@hsbattys.comAttorne y File No. 476946810Attorney Code.

40387Case Number: 14 CH 04193 TJSC#: 37-6968 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I3059403 __________________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION LAKEVIEW LOAN SERVICING, LLC Plaintiff,-v.CAMILLE N. IVY Defendants 16 CH 015539 9100 S. WALLACE STREET CHICAGO, IL 60620 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 14, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 20, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 9100 S. WALLACE STREET, CHICAGO, IL 60620 Property Index No. 25-04-303-0200000, Property Index No. 25-04-303-0210000.The real estate is improved with a single family residence.Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR

30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-1615195.THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALEYou can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.CODILIS & ASSOCIATES, P.C.15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527(630) 794-5300E-Mail: pleadings@il.cslegal.comAttorney File No. 14-16-15195 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 16 CH 015539 TJSC#: 37-7475 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I3059376 __________________________________

SW 8-9-2017 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT- CHANCERY DIVISION New Penn Financial, LLC d/b/a Shellpoint Mortgage Servicing Plaintiff vs Gerald P. Nordgren, solely as Special Representative for Ida Christine Darden (Deceased); Rudolph R. Darden II; Unknown Heirs and Legatees of Ida Christine Darden (Deceased); Unknown Owners and Non-Record Claimants, Defendants 16CH11374 NOTICE OF PUBLICATION NOTICE IS GIVEN TO YOU: Gerald P. Nordgren, solely as Special Representative for Ida Christine Darden (Deceased); Rudolph R. Darden II; UNKNOWN HEIRS AND LEGATEES OF IDA CHRISTINE DARDEN (DECEASED); UNKNOWN OWNERS AND NON-RECORD CLAIMANTS; defendants, that this case has been commenced in this Court against you and other defendants, asking for the foreclosure of a certain Mortgage conveying the premises described as follows, to wit: Lot 22 and the North 8 feet of Lot 23 in Block 9 in Orelup and Taylor`s Subdivision of Blocks 9, 10 and 11 and Circuit Court Partition of the Northeast 1/4 and the Northwest 1/4 of the Northwest 1/4 of the Northeast 1/4 of Section 31, Township 38 North, Range 15, East of the Third Principal Meridian, in Cook County, Illinois. Commonly known as: 8052 S. Saginaw, Chicago, IL 60617 and which said mortgage was made by, Ida Christine Darden; Mortgagor(s), to ShoreBank; Mortgagee, and recorded in the Office of the Recorder of Deeds of Cook County, Illinois, as Document No. 0311102112; and for other relief. UNLESS YOU file your answer or otherwise file your appearance in this case in the Office of the Clerk of this County, 50 W. Washington, Chicago, IL 60602 BY: SEPTEMBER 8, 2017 A JUDGMENT OR DECREE BY DEFAULT MAY BE TAKEN AGAINST YOU FOR THE RELIEF ASKED IN THE COMPLAINT. RANDALL S. MILLER & ASSOCIATES, LLC Attorneys for Plaintiff 120 North LaSalle Street, Suite 1140, Chicago, IL 60602 Phone: (312) 239-3432 Fax: (312) 284-4820 pleadings@rsmalaw.com Cook County Number: 46689 File No:14IL00201-1 NOTE: Pursuant to the Fair Debt Collection Practices Act you are advised that this firm may be deemed to be a debt collector attempting to collect a debt and any information obtained may be used for that purpose. __________________________________ SW8-16-2017 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2004-R2, Plaintiff, -v.- MICHELLE JOHNSON AKA MICHELLE JOHNSON-BUNCH, SECRETARY OF HOUSING AND URBAN DEVELOPMENT, UNITED STATES OF AMERICA Defendants 09 CH 52718 8121 SOUTH KEDZIE AVENUE Chicago, IL 60652 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 19, 2014, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 12, 2017, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 34 (EXCPET THE SOUTH 9 FEET THEREOF) AND THE SOUTH 18 FEET OF LOT 35 IN BLOCK 4 IN ALBERTA PARK ADDITION, BEING A SUBDIVISION OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 36, TOWNSHIP 38 NORTH, RANGE 13 EAST OF THE THIRD PRINCIPAL MERIDIAN, IN COOK COUNTY, ILLINOIS Commonly known as 8121 SOUTH KEDZIE AVENUE, Chicago, IL 60652 Property Index No. 19-36-116-052-0000. The real estate is

improved with a single unit dwelling. The judgment amount was $239,131.19. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in AS IS condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property.

Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Plaintiff s attorney: WEISS MCCLELLAND LLC, 105 WEST ADAMS STREET, SUITE 1850, Chicago, IL 60603, (312) 605-3500 Please refer to file number IL-002205. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. WEISS MCCLELLAND LLC 105 WEST ADAMS STREET, SUITE 1850 Chicago, IL 60603 (312) 605-3500 E-Mail: intake@wmlegal.com Attorney File No. IL002205 Attorney Code. 56284 Case Number: 09 CH 52718 TJSC#: 37-7223 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. __________________________________ 4200-283 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT – CHANCERY DIVISION COMMUNITY INITIATIVES, INC., Plaintiff

-vs- JUSTIN L. MOORE, CITY OF CHICAGO, SHANTEL DENNIS, UNKNOWN OWNERS and NONRECORD CLAIMANTS,Defendants. No. 17 CH 00788 Property Address: 6238 S. St Lawrence Chicago, IL 60637 NOTICE BY PUBLICATION The requisite affidavit for publication having been filed, notice is hereby given you, JUSTIN L. MOORE, SHANTEL DENNIS, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, Defendant(s) in the above entitled suit, that the said suit has been commenced in the First Judicial Circuit Court of Cook County, Illinois, by the Plaintiff against you and other defendants, praying for the foreclosure of a certain Mortgage conveying the premises described as follows, to wit: THE SOUTH 20 FEET OF LOT 8 AND THE NORTH 15 FEET OF LOT 9 IN BLOCK 10 IN THE RESUBDIVISION OF THE WASHINGTON PARK CLUB ADDITION TO CHICAGO, A SUBDIVISION OF THE SOUTH 1/2 OF THE SOUTH EAST 1/4 OF SECTION 15, TOWNSHIP 38 NORTH, RANGE 14 EAST OF THE THIRD PRINCIPAL MERIDIAN, IN COOK COUNTY, ILLINOIS Commonly known as: 6238 S. St Lawrence, Chicago, IL 60637 Permanent Index No: 20-15-419-025-0000 and which said Receiver’s Lien is held by City of Chicago assigned to Community Initiatives, Inc., and recorded in the Office of the Recorder of Deeds of Cook County, Illinois as Document No. 1622813016. And for such other relief prayed; that summons was duly issued out of the said Circuit Court against you as provided by law, and that the said suit is now pending. NOW, THEREFORE, UNLESS YOU, the said above defendant(s), file your answer to the complaint in the said suit or otherwise make your appearance therein, in the Office of the Clerk of the Circuit Court, at the Courthouse, in the RICHARD J. DALEY CENTER, 50 W. WASHINGTON STREET, ROOM 802, CHICAGO, ILLINOIS 60602, on or before the 15TH day of SEPTEMBER, 2017, default may be entered against you at any time after that day and a decree entered in accordance with the prayer of said complaint. HAUSELMAN, RAPPIN & OLSWANG, LTD. Attorney for Plaintiff – Atty # 04452 29 E. Madison St., Suite 950 Chicago, IL 60602 (312)372 2020 __________________________________ SW 8-23-2017 WEISS MCCLELLAND LLC (Firm ID: 56284) Attorneys 105 W. Adams, Suite 1850 Chicago, Illinois 60603 STATE OF ILLINOIS, COUNTY OF Cook, ss – IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION, BANK OF AMERICA, N.A., Plaintiff, vs. ERNESTINE TRIPP, UNKNOWN HEIRS AND LEGATEES OF EUGENE TRIPP, UNKNOWN OWNERSTENANTS AND NON-RECORD CLAIMANTS, et. al., Defendants, Case No. 17 CH 4971. The requisite affidavit for publication having been filed, notice is hereby given to you: ERNESTINE TRIPP, UNKNOWN HEIRS AND LEGATEES OF EUGENE TRIPP, UNKNOWN OWNERSTENANTS AND NON-RECORD CLAIMANTS, defendants in the above entitled suit has been commenced in the IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION, by the said plaintiff against you and other defendants, praying for the foreclosure of a certain Mortgage conveying the premises described as follows, to-wit: LOTS 48 AND 49 IN HOUGH AND REED`S ADDITION TO WASHINGTON HEIGHTS, SAID ADDITION BEING A SUBDIVISION OF LOT 17 IN BLOCK 4 IN WASHINGTON HEIGHTS AND THAT PART OF THE SOUTHWEST 1/4 LYING NORTH OF THE SOUTH 100 ACRES OF SAID SOUTHWEST 1/4 OF SECTION 8, TOWNSHIP 37 NORTH, RANGE 14 EAST OF THE THIRD PRINCIPAL MERIDIAN (EXCEPT RAILROAD RIGHT OF WAY), IN COOK COUNTY, ILLINOIS. PIN: 25-08302-020-0000. Commonly known as: 9969 South Beverly Avenue, Chicago, IL 60643, and which said Mortgage was made by

CLASSIFIEDS Classified

Weekly EUGENE TRIPP (DECEASED), as Mortgagor(s) to Bank of America, N.A., as Mortgagee, and recorded as document number 0722647082, and the present owner(s) of the property being ERNESTINE TRIPP, and for other relief: that summons was duly issued out of said Court against you as provided by law, and that the said suit is now pending. Now, therefore, unless you, the said above named defendants, file your answer to the Complaint in the said suit or otherwise make your appearance therein, IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION, Richard J Daley Center, 50 W. Washington, Room 802, Chicago, IL 60602 on or before September 22, 2017 default may be entered against you at any time after that day and a Judgment entered in accordance with the prayer of said Complaint.THIS IS AN ATTEMPT TO COLLECT A DEBT PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Last known addresses:Defendant Address: 9969 South Beverly Avenue, Chicago, IL 60643 __________________________________ WEISS MCCLELLAND LLC (Firm ID: 56284) Attorneys 105 W. Adams, Suite 1850 Chicago, Illinois 60603 STATE OF ILLINOIS, COUNTY OF Cook, ss – IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION, BANK OF AMERICA, N.A., Plaintiff, vs. ERNESTO ROMERO, PATRICIA VELASCO, UNITED STATES OF AMERICA, UNKNOWN OWNERS-TENANTS AND NON-RECORD CLAIMANTS, et. al., Defendants, Case No. 17 CH 9428. The requisite affidavit for publication having been filed, notice is hereby given to you: ERNESTO ROMERO, PATRICIA VELASCO, UNKNOWN OWNERSTENANTS AND NON-RECORD CLAIMANTS, defendants in the above entitled suit has been commenced in the IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION, by the said plaintiff against you and other defendants, praying for the foreclosure of a certain Mortgage conveying the premises described as follows, to-wit: LOT 33 IN BLOCK 1 IN VINCENT E GUARNO`S MARQUETTE PARK ADDITION, A SUB DIVISION OF THE SOUTH 1/2 OF THE NORTHEAST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 22, TOWNSHIP 38 NORTH, RANGE 13 EAST OF THE THIRD PRINCIPAL MERIDIAN, IN COOK COUNTY, ILLINOIS. PIN: 19-22415-012-0000. Commonly known as: 6835 South Komensky Avenue, Chicago, IL 60629, and which said Mortgage was made

by ERNESTO ROMERO, PATRICIA VELASCO, as Mortgagor(s) to Mortgage Electronic Registration Systems, Inc., as nominee for First Suburban Mortgage Corporation, as Mortgagee, and recorded as document number 0813656042, and the present owner(s) of the property being ERNESTO ROMERO, PATRICIA VELASCO, and for other relief: that summons was duly issued out of said Court against you as provided by law, and that the said suit is now pending. Now, therefore, unless you, the said above named defendants, file your answer to the Complaint in the said suit or otherwise make your appearance therein, IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION, Richard J Daley Center, 50 W. Washington, Room 802, Chicago, IL 60602 on or before September 22, 2017 default may be entered against you at any time after that day and a Judgment entered in accordance with the prayer of said Complaint. THIS IS AN ATTEMPT TO COLLECT A DEBT PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Last known addresses: Defendant Address:6835 South Komensky Avenue, Chicago, IL 60629 __________________________________

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STATEPOINT CROSSWORD THEME: SCIENCE 101 ACROSS 1. Glass piece 6. *It can be measured via car­ bon decay 9. Sandwich alternative 13. Free­for­all 14. Madame Tussauds’ medium 15. State of dishonor 16. Kidney, e.g.

17. Cleopatra’s killer 18. Arthur Hailey bestseller 19. *Force pulling two objects together 21. *One on Mendeleev’s table 23. Organ of balance 24. Criticism 25. British mom 28. Tibetan priest 30. Gluten­free dieter’s disease 35. Relating to #23 Across 37. Deficiency 39. Goes with onions?

40. “In ____ veritas” 41. Daisylike bloom 43. Apple leftover 44. Choose Trump, e.g.

46. Feed storage 47. Actor Kristofferson 48. Gibraltar or Bering

50. Moonfish 52. Hitherto 53. Jockey’s leash 55. Give a nickname to 57. *”A Brief History of Time” author 61. “One of Us” singer Joan 65. *Most of Earth’s hydrosphere 66. Fall behind 68. American Akita, e.g.

69. Circular gasket 70. Nocturnal flyer 71. Verb derived from “laser” 72. Chipper 73. Smallest whole number 74. “_____! Read all about it!”

DOWN 1. Urban haze 2. Drosselmeyer’s title 3. *Pond organism 4. Ransack or plunder 5. Coping mechanism 6. “And ____ we go!”

7. *Low density state of matter 8. Kick out of school 9. “For ____ the Bell Tolls” 10. *60 miles/hour, e.g.

11. So be it 12. Trapper’s bounty 15. Israeli money 20. “____­____­la” refrain 22. Lake in Provence 24. Dissenting clique

25. *Galilei: “And yet it ____” 26. At less then 90 degrees 27. Forty­niner, e.g.

29. *m in F = ma 31. Way to seal an envelope 32. Poacher’s ware 33. Bird of prey nest 34. *Highest point in a wave 36. Source of cocaine 38. Kind of seaweed 42. Two diverged, one not taken and other taken 45. Causing one to need rest 49. X 51. *He had a telescope named after him 54. Inuit shelter 56. *a.k.a. sodium borate 57. LeBron’s goal 58. 43,560 square feet 59. Dam­like structure 60. Immanuel ____, German philosopher 61. Eye up and down 62. None of this for the weary 63. ____­do­well 64. Cocoyam 67. Grass bristle

12 / CITIZEN / South End / Week of August 23, 2017

INTRODUCING OUR

HOMEBUYER GRANT PROGRAM

We want to help make your dream of homeownership a reality. If the down payment is the only thing standing between you and your own home, we may have a tool for you. We’ve partnered with local nonprofits to offer the Homebuyer Grant Program to help first-time homebuyers overcome the challenge of covering a down payment. This program can offer up to $2,000 to qualifying borrowers purchasing a home as their primary residence and can be paired with federal, state, and local grants or loans. If purchasing a home seems out of reach because of the down payment, we’ve got a solution for you.

TO QUALIFY, HOMEBUYERS MUST: • Be applying for your first mortgage • Have an annual household income at or below 80 percent of the U.S. Department of Housing and Urban Development’s median income of the county in which the property is located, adjusted for household size • Contribute at least $1,000 from personal funds toward the purchase of your home • Complete an approved homebuyer counseling program • Be applying for a minimum five-year loan term and, on adjustable rate mortgages, an initial interest rate lock period of five years minimum

CELEBRATING 25 YEARS OF COMMUNITY BANKING!

For a full list of our nonprofit partners and what area each covers, visit wintrust.com/buyergrant.

WE’RE PROUD TO BRING IT HOME. As a company made in this area, for this area, Wintrust and its family of true community banks is dedicated to the unique neighborhoods each serves.

For 25 years, we’ve been banks that invest in, give back to, and get to really know our communities and the people living in them. When you bank with a Wintrust Community Bank, you can be confident your money is going back into the things that matter most to you.

Mortgage Lending is provided through our affiliate Wintrust Mortgage. Wintrust Mortgage is a division of Barrington Bank and Trust N.A. NMLS # 449042