Citizen Suburban Times Weekly 8-5-2020

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Citizen The Citizen: Serving The Black Community For 55 Years Week of Aug. 5, 2020

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SUBURBAN TIMES WEEKLY

STUDY EXPLORES THE CHANGING DIVERSITY OF LAW STUDENTS SINCE THE GREAT RECESSION

Lung Association to donate masks to underserved populations through COVID-19 Action Initiative Page 3

Enrollment in law school has declined by 25% over the past decade; there are now more women than men pursuing law; and Asian Americans, once the fastest-growing group in law schools, have experienced the steepest decline in recent years.

Joyce Awards Increase Support for Arts and Cultural Organizations in Response to COVID-19 Page 4

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Hotel Industry Releases Top 5 Requirements to Travel Safely Page 4

Enrollment in law school has declined by 25% over the past decade; there are now more women than men pursuing law.

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2 | CITIZEN | Suburban Times Weekly | Week of Aug. 5, 2020

POLITISCOPE

Faith-based ‘violence interrupters’ stop gang shootings with promise of redemption for at-risk youth – not threats of jail

BY DEANNA WILKINSON

The July 4 weekend was one of the deadliest in recent U.S. history, with 160 people, including several small children, killed by gun violence in Chicago, New York, Atlanta and beyond.

And the body count keeps rising.

Columbus, Ohio, where I teach and study violence prevention, had 13 homicides in the first 26 days of July, according to police data – 46% higher than July 2019. Many shooting victims are from the same Black neighborhoods in cities that have borne the burden of American gun violence for decades.

Urban gun violence is an entrenched but not intractable problem, evidence shows. Since the 1990s community anti-violence initiatives – many of them run out of churches – have reduced crime locally, at least temporarily, by “interrupting” potential violence before it happens.

Preventable violence One such program is Cure Violence, previously called Chicago CeaseFire. Founded in 1999 with Illinois state funding, CeaseFire employed community members with street credibility – that is, status in their community – to identify those at highest risk of being shot or being a shooter, then intervene in feuds that might otherwise end with fatal gunfire.

Working with churches, schools and community groups like the Boys and Girls Club, CeaseFire also helped gang members and at-risk

Deanna Wilkinson

youth move beyond street life by finishing their studies, finding a job or enrolling in drug and alcohol treatment.

A National Institute of Justice evaluation found that between 1991 and 2006, CeaseFire helped shootings decline 16% to 28% in four of the seven Chicago neighborhoods studied.

Variations of the CeaseFire program run by law enforcement, public health experts and hospitals have also substantially reduced gun violence in Cincinnati, New York, Boston and beyond. However, many of these successful initiatives, including Chicago CeaseFire, were ultimately scaled back or terminated due to a lack of sustained funding.

Restorative justice That’s what happened to CeaseFire Columbus, an Ohio program modeled after Chicago’s program but with a religious orientation.

CeaseFire Columbus was run by

Ministries for Movement, an anti-violence community organization founded in the deadly summer of 2009. After 20-year-old Dominique Searcy became Columbus’ 52nd murder victim that year, Dominique’s uncle, Cecil Ahad, teamed up with local youth and the former gang leader Dartangnan Hill for a “homicidal pain” march through their community of South Side Columbus.

A local pastor, Frederick LaMarr, offered his Family Missionary Baptist Church to host the group’s anti-violence work, giving rise to Ministries for Movement. In 2010, having studied Columbus’ crime data, I invited the group to implement a local CeaseFire program.

CeaseFire Columbus adopted many of Chicago’s violence interruption tactics, but the guiding philosophy of Pastor LaMarr and Brother Ahad was to meet everyone with compassion and openness, whether they were a grieving mother or a gang member.

To convince high-risk young people to stop killing each other, they used positive motivation – not threats of jail time, as some CeaseFire programs do. Evidence shows young people trapped in a cycle of violence are often willing to drop their guns for the chance of a better life: a high school degree, say, or a job offer in a field of interest.

LaMarr and Ahad also encouraged perpetrators of violence to take responsibility for their actions.

Sometimes, that meant turning themselves in to authorities. Other

times, it meant making amends through community service.

Ministries for Movement has helped several hundred young Columbus residents escape gangs.

My evaluation for The Ohio State University found that between 2011 to 2014, CeaseFire Columbus helped to reduce shootings by 76% in our 40-block target area. For one 27-month period, no one was murdered.

The first homicide after those two years of peace was heartbreaking.

The victim, 24-year-old Rondell Brinkley, had been turning his life around with the help of Ministries for Movement. Days before his murder, Brinkley had inspired attendees at a community event with his personal story of change.

Gardening for change Violence interruption works, but it takes intensive and sustained effort. That can be difficult with a volunteer staff.

CeaseFire Columbus achieved its best results after getting US$125,000 in grants to expand its street outreach, community mobilizing, public health messaging and conflict mediation. Funding came from The Ohio State University, the Ohio attorney general’s office and the U.S. attorney for the Southern District of Ohio.

Ministries for Movement is still active in South Side Columbus: It leads a healing march on the first Sunday of each month, among other activities. But CeaseFire became a casualty of lost funding and city

politics. With gun violence quieter in our area but spiking in other parts of Columbus, Ministries for Movement is now sharing its approach with community members and faith leaders in those areas.

It is also trying something new to stop the violence: gardening.

In 2015, with Department of Agriculture funding, I worked with Ohio State to launch the Urban Gardening Entrepreneurs Motivating Sustainability program and planted a garden at Pastor LaMarr’s church, replacing the overgrown rusty fence line of an abandoned neighboring house.

Urban Gardening Entrepreneurs Motivating Sustainability helps young people build skills, strengthen social connections and improve health in their communities by growing and selling fresh food.

Many of the program’s 300 participants have witnessed gun violence and deaths. Many say they find gardening therapeutic.

Surveys I’ve conducted find that Urban Gardening Entrepreneurs Motivating Sustainability improves participants’ eating habits, problem-solving and leadership skills, persistence and workforce readiness.

“Personally, it has taught me a lot of things: How to eat healthier, how to grow produce,” said Nasir Groce, who is now 13 years old, back in 2017. “It’s taught me that I can do anything I put my mind to.”

Deanna Wilkinson is an Associate Professor in the Department of Human Sciences at The Ohio State University.

NEWS

State employment agency hit in nationwide fraud scheme

BY PETER HANCOCK Capitol News Illinois phancock@capitolnewsillinois.com

Springfield – The Illinois Department of Employment Security recently said it has been affected by a nationwide fraud scheme involving the federal Pandemic Unemployment Assistance program.

That program, enacted as part of the federal CARES Act, provides 100 percent federally funded jobless benefits to independent contractors, gig workers and others who don’t normally qualify for the traditional unemployment insurance program.

In a recent statement, IDES said the program was designed hastily as the COVID-19 crisis was unfolding and that it did not

include adequate safeguards to prevent abuse.

That’s because the program is designed for people who don’t have an employer.

In traditional unemployment, the agency said, an employer would be able to challenge a claim by reporting that a claimant was still employed or had not lost work through no fault of their own.

IDES spokeswoman Rebecca Cisco said in an interview that the scheme involves filing unemployment claims using false identities

and then attempting to have the payment method switched from the debit cards that people receive when they qualify for benefits to a direct deposit.

The agency said those behind the fraud probably obtained people’s personal information through an earlier cyber hack or data breach such as the Equifax data breach of 2017.

IDES did not say how many fraudulent claims it has detected or how much money is involved, but it did say it is cooperating with both local and federal law enforcement agencies to track down and prosecute the individuals behind the scheme.

Gov. JB Pritzker addressed the fraud scheme during a recent news conference in Chicago, saying the scheme has affected nearly every state unemployment program in

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the nation.

“If you received a debit card in the mail, do not activate it,” Pritzker said. “It’s also highly recommended that you check your credit report for possible suspicious activity. Again, this is a problem being experienced all across the country right now because the national program was poorly designed and susceptible to fraud.”

People who believe a fraudulent claim has been filed in their name are urged to call IDES immediately at 1-800-814-0513. When prompted, select the English or Spanish language option, then select option 1 for claimants and option 5 to report identity theft.

Information about identifying and reporting identity theft is available on the Federal Trade Commission’s website, www.ftc.gov.

CITIZEN | Suburban Times Weekly | Week of Aug. 5, 2020

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COMMUNITY

Study Explores the Changing Diversity of Law Students Since the Great Recession Continued from page 1 Enrollment in law school has declined by 25% over the past decade; there are now more women than men pursuing law; and Asian Americans, once the fastest-growing group in law schools, have experienced the steepest decline in recent years.

These are among the findings of a recent American Bar Foundation (ABF)-sponsored study of law student demographics, titled Who’s Going to Law School? Trends in Law School Enrollment Since the Great Recession.

The study, authored by Miranda Li, Phillip Yao, and California Supreme Court Justice Goodwin Liu, provides a comprehensive analysis of recent U.S. law school enrollment trends since the economic downturn and financial crisis of the late 2000s. “The study provides a fresh and thorough empirical foundation for discussions of diversity in the legal profession,” said Justice Liu, “and it lays the groundwork for examining future trends

in enrollment and diversity in the wake of the coronavirus pandemic.”

The study examines enrollment data by gender, race, ethnicity, and nationality from 1999 to 2019, and pays particular attention to Asian Americans, building on a 2017 report, A Portrait of Asian Americans in the Law(Portrait Project 1.0), also coauthored by Justice Liu. The new study’s findings include the following: l Total enrollment in law school has declined by almost 25% since the recession.

Despite a recent increase, enrollment seems unlikely to rebound to the pre-recession levels. l Women have outnumbered men in law school since 2016, and the recent uptick in total enrollment is entirely attributable to more women pursuing law. l Since the Great Recession, Asian Americans and Whites have comprised a smaller share of enrollment in law schools.

Asian American enrollment in particular has declined more steeply than any other group since the Great Recession. After rising for four decades, the number of Asian American lawyers is projected to stagnate beginning in 2030. l African Americans and Hispanics have also comprised a larger share of enrollment since the Great Recession. However, women, African American students, and Hispanic students are disproportionately enrolled in lower-ranked schools with lower rates of bar passage and post-graduation employment. As a result, it is unclear to what extent the changing diversity of law students will translate into greater diversity in the legal profession. l The number and percentage of multiracial students and international students in the J.D. program have grown. These trends have particular salience for Asians and Asian Americans, and they present increasingly serious challenges for collecting and reporting demographic data.

“The demographics of law students have changed significantly over the past decade, and understanding these changes is essential to building a more diverse and inclusive legal profession,” said Justice Liu. “We may see more big changes over the next decade, depending on the depth and duration of the economic slowdown due to the coronavirus pandemic.”

“As a part of the ABF’s Portrait Project 2.0 research program, this scholarship helps to shed critical light on the shifting general demographics of law students and Asian American enrollment trends in particular,” said Ajay K. Mehrotra, executive director of the American Bar Foundation. “Asian Americans are often an invisible minority in contemporary discourse on diversity, and this study provides a deeper exploration of the empirical reasons for the current challenges faced by the Asian American legal community.”

A full draft of the study is available at https://ssrn.com/abstract=3559213.

Lung Association to donate masks to underserved populations through COVID-19 Action Initiative As COVID-19 cases continue to increase, states across the nation are issuing orders that require people to wear face masks in public to slow the spread.

To help save lives and protect public health, the American Lung Association has launched the “Buy 2, Give 2 Masks” campaign to provide quality face coverings to the public.

For every two masks purchased, the Lung Association will donate two masks to those in need.

Each mask is made in the United States of 100% soft, breathable two-ply cotton, is reusable and washable. Funds raised through the “Buy 2, Give 2 Masks” campaign will support the COVID-19 Action Initiative.

COVID-19 is primarily transmitted via respiratory spray.

While social distancing is the most effective method of decreasing transmission, there are some instances when social distancing is not possible.

Many people who become infected can unknowingly spread the COVID-19 virus because they have few or no symptoms. According to the available data, wearing a mask is a key measure to decreasing viral spread.

Darrell Darrell Garth Garth President // Publisher President Publisher Darrell Garth President / Publisher

Janice Janice Garth Garth Sales General Sales Manager/ Manager/ General Janice Garth Manager Sales Manager/ ManagerGeneral “Every mask donation will help support our efforts to stop COVID-19 in its tracks and take precautionary measures to protect public health from future respiratory virus pandemics,” said American Lung Association President and CEO Harold Wimmer.

The Lung Association will provide mask donations to communities of color due to the systemic inequities that cause COVID-19 to disproportionately affect racial and ethnic minorities.

The Centers for Disease Control and Prevention (CDC) states that some groups experience systemic health and social inequities that put them at increased risk of getting COVID-19 and experiencing severe illness. Data shows that the death rate for African Americans is more than double that of other racial groups.

According to the United Nations (U.N.), multiple factors are responsible, including economic inequality, increased reliance on public transport, overcrowded housing,

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For more information about the COVID-19 Action Initiative and how to support the effort, visit Lung.org/cv19-action. For resources on protecting lung health during COVID-19, visit Lung.org/covid19.

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4 | CITIZEN | Suburban Times Weekly | Week of Aug. 5, 2020

ART SCENE

Joyce Awards Increase Support for Arts and Cultural Organizations in Response to COVID-19 The Joyce Foundation recently announced that the 2021 Joyce Awards will increase its individual grant amount to $75,000, in recognition of the ongoing critical work of artists of color, and the challenges faced by artists and arts and cultural organizations as a result of the COVID-19 pandemic.

The Joyce Awards supports artists of color in major Great Lakes cities, aiming to strengthen cross-cultural understanding by bringing diverse audiences together.

Although applications for the 2021 awards have been active since the spring, the foundation will simplify and shorten the process moving forward to better serve a community that has been shaken by the pandemic. Applications are due Sept. 14, 2020 and will be awarded in April 2021. Applicants can apply by visiting the Joyce Foundation web site here.

In addition, $25,000 of the $75,000 grant will be allocated to the commissioned artist, recognizing the value of their role to produce collaborative new works. The foundation is planning

The Joyce Awards is increasing individual grants in 2021 to $75,000 given the challenges BIPOC artists and arts and cultural organizations in the Upper Midwest are facing during the pandemic. Applications are due Sept. 14, 2020 and will be awarded in April 2021. Interested applicants can attend a free webinar on Aug. 5, 2020 at 1:00 p.m. (CT) to hear from past winners and learn how to apply.

to invest around $300,000 in overall Joyce Award grants in 2021 to arts and cultural organizations based in Chicago, Detroit, Minneapolis/St. Paul, Cleveland and Milwaukee.

Interested applicants can join a live webinar on Aug. 5, 2020 at 1:00pm (CT) to learn how to apply and hear from past winners on how the grant program has supported their mission. Attendees can register here https://us02web.zoom.us/webinar/register/

“The Joyce Awards are in the 17th year of celebrating diverse artistic talent and engaging communities in the Great Lakes region. The voices of these artists and communities have never been more important to the direction of our society,” said Ellen Alberding, president of the Joyce Foundation. “At the same time, many important arts and cultural organizations are grappling with, and have been destabilized by, the economic fallout of the current pandemic. By increasing the amount of the Joyce Awards, we hope to help elevate artist voices and, together with our other grants to the arts, help the sector remain strong.”

To date, the Joyce Awards have granted $3.7 million to commission 69 new works connecting artists with cultural organizations throughout the Great Lakes region. The award is used to support BIPOC artists in the creation and production of a new work and provides the commissioning organization the resources needed to engage potential audiences, new partners and their larger communities.

TRAVEL

Hotel Industry Releases Top 5 Requirements to Travel Safely The American Hotel & Lodging Association (AHLA) recently released the “Safe Stay Guest Checklist” for guests on how to travel safely while also creating a standardized safety experience nationwide.

This checklist is part of AHLA’s Safe Stay guidelines, an industry-wide, enhanced set of health and safety protocols designed to provide a safe and clean environment for all hotel guests and employees.

The Safe Stay Guest Checklist includes: 1. Require face coverings in all indoor public spaces and practice social distancing in all common areas.

2. Choose contactless options, where available, including online reservations, check-ins, and payments.

3. Consider daily room cleaning, only if necessary. Ask the hotel about your options.

4. Request contactless room service delivery.

5. Refrain from traveling if you have, or recently had, any symptoms of COVID-19 or contact with anyone diagnosed with COVID-19.

“The top priority for the hotel industry is the health and safety

of guests and employees. Utilizing these best practices, including requiring face coverings and practicing social distancing in public spaces, will create an even safer environment for all our guests and employees,” said Chip Rogers, president and CEO of AHLA. “As an industry, we want every guest to experience a clean and safe hotel no matter where they stay.

We applaud governors who have standardized the use of face coverings in all indoor public spaces and we urge all lawmakers to help make this a national standard by implementing this requirement in their states. These preventative measures make it safer and easier for Americans to travel while also supporting hotel and tourism employees.”

Chris Nassetta, president and CEO, Hilton said, “Hilton is united with the hospitality industry in prioritizing the health and safety of our guests and employees. We are supportive of the industry adopting consistent guidelines and practices that adhere to public health guidelines, including the wearing of face coverings indoors and in public areas. As part of our Hilton CleanStay program developed in partnership with Lysol and

the Mayo Clinic, all Hilton Team Members are required to wear face coverings in an effort to protect all who enter our more than 6,100 properties worldwide.”

Mark Hoplamazian, president & chief executive officer, Hyatt said, “At Hyatt, we require face coverings for hotel guests across the U.S. and Canada in order to care for the health and safety of our guests and colleagues. To help enable safe travel amidst the ongoing challenges of COVID-19, we need to come together as an industry and promote clear guidelines, which for the foreseeable future include the wearing of face coverings in indoor public spaces and practicing social distancing.”

Elie Maalouf, CEO, Americas, IHG said, “It is critical we take action to protect the health and safety of guests and colleagues to build confidence in travel as the industry begins to recover. IHG fully supports the AHLA Safe Stay program, which complements the protocols in our own IHG Way of Clean, and the new Covid-19 best practices implemented in all of our hotels in partnership with the Cleveland Clinic. Requiring face coverings in all indoor public spaces across our industry will www.citizennewspapergroup.com

help create an even safer environment for all travelers and frontline hotel colleagues.”

Jonathan Tisch, chairman & CEO, Loews Hotels & Co. said, “The travel & tourism industry is rooted in partnerships. As an industry, we need to work and align together and AHLA’s Safe Stay Guidelines is an opportunity to do just that. As hotel operators and owners, we have a role and responsibility to provide a welcoming, safe and comfortable environment for team members, guests and our communities, and now more than ever, we need to ensure we are exceeding expectations in this area.”

Arne Sorenson, CEO, Marriott International said, “The health and safety of associates and guests has always been a top priority at Marriott. Part of our Commitment to Clean is that we’re redefining our cleaning and safety standards to align with evolving expert protocols as we all work together to manage the spread of COVID-19.

Health guidance is clear on wearing masks and it is a simple step everyone can take when in public spaces of hotels to protect themselves, each other and associates. We’re pleased to join with the industry to create consistency and collectively

support our communities so we all can travel more safely.”

Jim Alderman, chief executive officer, Americas, Radisson Hotel Group said, “One of Radisson Hotel Group’s highest priorities is the continued health, safety and security of our guests, team members, and partners. One of the easiest ways to help slow the transmission of COVID-19 is by wearing a face covering, especially indoors. It’s going to take all of us working together, which is why we stand alongside AHLA in asking our government leaders to help make this [a] national standard by implementing this requirement in their states.”

To further expand the hotel industry’s Safe Stay initiative, AHLA also recently launched COVID-19 Precautions for Hotels, an online course developed in partnership with the American Hotel & Lodging Educational Institute(AHLEI) to help hotels train their staffs on the enhanced safety and cleanliness guidelines.

The American Hotel & Lodging Association (AHLA) is the sole national association representing all segments of the U.S. lodging industry and contributes nearly $660 billion to U.S. GDP.

CITIZEN | Suburban Times Weekly | Week of Aug. 5, 2020

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NEWS

Eight Quick Tips for Saving Money StatePoint - Saving money is a top priority for many Americans, but it becomes even more important during times of economic turmoil. Luckily, there are many simple steps you can take to eliminate wasteful spending in your daily life.

Here are eight easy strategies to start saving more money now: 1. Track your personal expenses in a notebook or spreadsheet for 30 days. Doing this is as easy as writing down what, where, when and how much you spend on every transaction. It is only after you know what you are spending your money on that you can wisely choose where to reduce or cut.

2. Ask for discounts and use coupons when shopping for essentials. When possible, select non-branded products, which are often found at a lower price than name brand goods. But be savvy and check for a trial price or return/refund guarantee.

3. Make major purchases using credit cards that offer product assurance guarantees and make filing disputes easy. If a product is defective or damaged, you may be able to get it repaired or replaced for free.

4. Check your bank and credit card statements or online account information for any automatic charges you are paying for services that you no longer use. A $5 charge per month for a service that you don’t need is equivalent to throwing away $60 every year.

5. Contact service providers to confirm there are no other

contract options that offer lower monthly service charges.

Many companies offer varying service levels and contracts at different prices, but they won’t tell you about them unless you ask. For instance, you could avoid a $190 cable bill by paying only for the channels you most frequently watch.

6. Learn to say “no,” at least sometimes, to your kids and grandkids. Spending money, mobile phone plans, car insurance, gas money and car payments are a few things you may be supplementing for a child or grandchild that you might consider cutting out or at least reducing.

7. Set up different checking accounts for your non-discretionary and discretionary spending. Arrange for monthly bills to be paid from the first account by a bill-pay service or electronic fund transfer. Conversely, use a debit card for personal spending. With two separate accounts, you can better manage and monitor your discretionary spending.

8. Consider creating a separate savings account at a different financial institution from where you have your checking account(s) so it is harder to transfer money. You can set up a direct deposit or auto-draft from your paycheck to do this each month without any effort on your end.

A Certified Financial Planner professional can also help you audit and discover expenses that can be reduced or eliminated. To find a CFP professional near you, visit letsmakeaplan.org.

These simple steps may seem small, but they can add up to big savings for you and your family.

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Simple steps may seem small, but they can add up to big savings for you and your family.

6 | CITIZEN | Suburban Times Weekly | Week of Aug. 5, 2020

NEWS

Health & Hygiene Ranked Eighth Out of 15 Industries Studied

Congresswoman Robin Kelly during an event in February where she met with older constituents. Kelly has introduced H.R. 7699, Protecting Seniors from Emergency Scams Act, bipartisan legislation that directs the Federal Trade Commission to report the number and types of scams targeting seniors during the pandemic to Congress. Photo courtesy of Congresswoman Robin Kelly

Kelly introduces bipartisan legislation focused on protecting seniors

BY TIA CAROL JONES

Congresswoman Robin Kelly has introduced a bill, H.R. 7699, Protecting Seniors from Emergency Scams Act. The bipartisan legislation directs The Federal Trade Commission to report the number and types of scams targeting seniors during the COVID-19 pandemic to Congress.

The bill, which is endorsed by AARP, Elder Justice Coalition, American Society on Aging and National Adult Protective Services Association, requires recommendations from the Federal Trade Commission on how to prevent scams targeting seniors during the pandemic, with a look toward future emergencies.

It also directs the Federal Trade Commission to update its web portal, with information on scams targeting seniors.

“Our senior citizens have borne the brunt of this pandemic. Now, scammers and rip-off artists are targeting older Americans and preying on their fears related to COVID-19,” Kelly said. “We have a moral obligation to stop these con artists by empowering seniors with facts and information while aggressively target-

ing criminals with all available Federal Trade Commission resources.”

Kelly said it seems like when different events, pandemics happen, con artists come out and prey on seniors. She said Congress needed to give the Federal Trade Commission the tools to fight the scammers. She said there is a concern for the senior population. “I don’t know if it’s a nice person who calls on the phone.

These people are charming. These seniors could be lonely,” she said. “Obviously, they’re lied to, also.”

Kelly said oftentimes, the scams have something to do with finances. “They lose money on the deal. They could get their social security number, or they could get their credit card, something along that line. They prey on them and it’s usually for financial gain,” she said.

Kelly said constituents are getting calls from scammers purporting to have the cure or a prescription drug that may prevent coronavirus. Other scam calls are related to the Internal Revenue Service and telling people they would need to give money to get money from the HEROES Act. Kelly said she is hopeful that this

bipartisan, bicameral bill will get passed.

Congressman Roger Marshall, M.D., R-Kansas, is a co-sponsor of the legislation.

On the Senate side, Senator Amy Klobuchar, D-Minn., and Senator Jerry Moran, R-Kansas, have introduced companion bill S. 3824. Kelly said it shows the scams are happening all over to seniors in urban, suburban and rural areas.

“I hope we can get it passed because people have enough to worry about, with COVID, and themselves and their families and this shouldn’t be something they have to worry about and seniors should definitely not be preyed upon, it’s shameful,” she said.

Kelly has worked with Marshall on telecom legislation in the past. “It is despicable that people would exploit the fear and uncertainty surrounding the coronavirus pandemic to take advantage of vulnerable Americans,” Marshall said. “Ensuring that all Americans have access to timely information about current scams, as well as where to turn for help, is important as we work to crack down on these predatory crimes. I am proud to introduce this bipartisan legislation to protect our senior citizens from fraud.”

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The health & hygiene industry retained its 2019 spot and ranked eighth out of the 15 industries studied in MBLM’s Brand Intimacy 2020 Study, which is the largest study of brands based on emotions. MBLM (pronounced Emblem), the agency using emotional science to build more intimate brands during these unprecedented times, announced the health & hygiene findings of its annual study and also further examined how the pandemic is impacting brands in the industry. Additionally, the agency explored how leader Dove is communicating about important racial justice and social issues. Brand Intimacy is defined as the emotional science that measures the bonds we form with the brands we use and love, and has become more important as brands adjust the ways they connect with consumers today.

MBLM’s study, now in its 10th year, revealed that Dove ranked #1 in the health & hygiene industry followed by Olay and Head & Shoulders. The remaining brands in the top 10 for the industry were Ivory, Colgate, Scope, Pantene, Crest, Nivea and Listerine. Additionally, top intimate brands in the U.S. continued to significantly outperform the top brands in the Fortune 500 and S&P indices in both revenue and profit over the past 10 years, according to the study.

To view the health & hygiene industry findings, visit https://mblm.com/lab

ESA Foundation Opens Doors for Women, Minorities and LGBTQI+ Students Driven by its steadfast commitment to diversifying the video game industry, the Entertainment Software Association (ESA) Foundation recently announced scholarship awards to women, minority and LGBTQI+ college students earning a computer science or video game arts and science-related degree. Scholars receive financial and non-monetary support, including access to influential industry figures and mentors.

The ESA Foundation established its scholarship fund in 2007 to empower and equip future video game creators who aspire to help shape a more diverse and inclusive world by developing games with richer narratives that give a voice to often muted or overlooked communities. While more than 220,000 Americans work in the rapidly growing video game industry, game developers are mostly Caucasian (69%1), heterosexual (79%2) and male (71%3), according to 2019 data from the International Game Developers Association (IGDA). Seeking to challenge the status quo, the ESA Foundation established a scholarship program 13 years ago.

CITIZEN | Suburban Times Weekly | Week of Aug. 5, 2020

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Classifieds REAL ESTATES AC 7-22-20202 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DITECH FINANCIAL LLC Plaintiff, -v.- GARY M MANTHEI, U.S. BANK NATIONAL ASSOCIATION N.D. Defendants 2019 CH 09396 324 SANGAMON STREET PARK FOREST, IL 60466 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 10, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 3, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 324 SANGAMON STREET, PARK FOREST, IL 60466 Property Index No. 31-35404-012-0000 The real estate is improved with a single family home with a detached one car garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition.

The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-3469088 E-Mail: pleadings@mccalla.com Attorney File No. 270935 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 2019 CH 09396 TJSC#: 40-1329 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2019 CH 09396 I3151901 ____________________________ IN THE CIRCUIT COURT OF

COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION LAKEVIEW LOAN SERVICING, LLC Plaintiff, -v.- DARRELL R WARRICK, ILLINOIS HOUSING DEVELOPMENT AUTHORITY, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, UNKNOWN HEIRS AND LEGATEES OF DARRELL R WARRICK, IF ANY Defendants 19 CH 10643 18325 ROSE STREET LANSING, IL 60438 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 22, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 20, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 18325 ROSE STREET, LANSING, IL 60438 Property Index No. 29-36406-016-0000 The real estate is improved with a brown brick, one and a half story single family home with an attached two car garage.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition.

The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-3469088 E Mail: pleadings@mccalla.com Attorney File No. 264801 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 19 CH 10643 TJSC#: 40576 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 19 CH 10643 I3152279 ____________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION CITIMORTGAGE, INC.; Plaintiff, vs. ELANDA HILL; STATE OF ILLINOIS; MORTGAGE ELEC-

TRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CITIMORTGAGE, INC. ITS SUCCESSORS AND ASSIGNS; ILLINOIS HOUSING DEVELOPMENT AUTHORITY; Defendants, 19 CH 3096 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Monday, August 24, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 31-23-412-073-0000.

Commonly known as 540 Homan Avenue, Park Forest, IL 60466. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Sales Department at Plaintiff's Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601. (614) 220-5611. 19-008147 F2 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3152725 ____________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE, FOR THE HOLDERS OF THE CIM TRUST 2018-NR1, MORTGAGE-BACKED NOTES, SERIES 2018-NR1; Plaintiff, vs.

BARBARA J. STEADMAN; CITIMORTGAGE INC., SUCCESSOR

BY MERGER TO ASSOCIATES HOME EQUITY SERVICES, INC.; UNKNOWN OWNERS, GENERALLY AND NON RECORD CLAIMANTS; Defendants, 17 CH 15663 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Wednesday, August 26, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 31-02-326-006-0000.

Commonly known as 828 Maple Road, Flossmoor, IL 60422.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Mr. Matthew C. Abad at Plaintiff's Attorney, Kluever Law Group, 225 West Washington Street, Chicago, Illinois 60606. (312) 236-0077.

SPSF.3165 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3152745 ____________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION PHH MORTGAGE CORPORATION Plaintiff, -v.- BRENDA F. TRIBETT, OLD SECOND NATIONAL BANK S/I/I HERITAGE BANK, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 18 CH 16047 160 JOYCE LANE CHICAGO HEIGHTS, IL 60411 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 19, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 19, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 160 JOYCE LANE, CHICAGO HEIGHTS, IL 60411 Property Index No. 32-08-331-015-0000 The real estate is improved with a single family residence. The judgment amount was $190,150.13. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the

amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition.

The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff's Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003. Please refer to file number 116965. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312-263-0003 EMail: ilpleadings@potestivolaw.com Attorney File No. 116965 Attorney Code. 43932 Case Number: 18 CH 16047 TJSC#: 39-8052 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 18 CH 16047 I3152889 ____________________________ AC 7-29-2020 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION Plaintiff, -v.- ISAIAH J DRIVER A/K/A ISAIAH H DRIVER, A/K/A ISAIAH DRIVER, ILLINOIS HOUSING DEVELOPMENT AUTHORITY, SECRETARY OF HOUSING AND URBAN DEVELOPMENT Defendants 19 CH 09944 2043 KETTLE COURT LANSING, IL 60438 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 4, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 11, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 2043 KETTLE COURT, LANSING, IL 60438 Property Index No. 29-36-416-0050000 The real estate is improved with a single family home with a two car garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted.

The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No

fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property.

Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-3469088 E-Mail: pleadings@mccalla.com Attorney File No. 271108 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 19 CH 09944 TJSC#: 397758 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 19 CH 09944 I3151948 ____________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, N.A. Plaintiff,-v.- MARSHA L. BRADLEY Defendants 2019CH11906 112 WALNUT STREET PARK FOREST, IL 60466 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 25, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 31, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 112 WALNUT STREET, PARK FOREST, IL 60466 Property Index No. 31-26-405-0250000 The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate

taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff's Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 7949876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-19-09607 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2019CH11906 TJSC#: 40-1970 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2019CH11906 I3153205 ____________________________ AC-8-5-2020 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, NA Plaintiff,-v.- PARIS V CROWE A/K/A PARIS VICTORIA LEWISCROWE, LEO J CROWE, JR A/K/A LEO JAMES CROWE, JR, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 18 CH 10186 19610 SEQUOIA AVENUE LYNWOOD, IL 60411 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 1, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 15, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 19610 SEQUOIA AVENUE, LYNWOOD, IL 60411 Property Index No. 33-07208-007-0000 The real estate is improved with a white brick, two story single family home with an attached two car garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is

subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition.

The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-3469088 E-Mail: pleadings@mccalla.com Attorney File No. 267356 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 18 CH 10186 TJSC#: 395038 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 18 CH 10186 I3151965 ____________________________ IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2006-ASAP3, ASSET BACKED PASS-THROUGH CERTIFICATES; Plaintiff, vs. GIOVANNI RIDGEWAY MORROW; DWAYNE MORROW; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC SYNCHRONY BANK FKA GE CAPITAL RETAIL BANK; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 19 CH 2571 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, September 8, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 32-29-104-010-0000.

Commonly known as 2008 Euclid Avenue, Chicago Heights, IL 60411.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Law Clerk at Plaintiff's Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455. W18-1714 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3153403 ____________________________

8 | CITIZEN | Suburban Times Weekly | Week of Aug. 5, 2020

Taking action on our commitment to Chicago We know we must do more to address the very real consequences of systemic racism that exist in society today. The impact on communities across the country is clear, including where our teammates live and serve our clients.

To drive progress, Bank of America has committed to invest $1 billion over four years to advance racial equality and economic opportunity, building on work we’ve had underway for many years. We’re partnering with community and corporate leaders to create sustainable change. Our actions will help address critical issues and long-term gaps, including: •

connecting workers to new skills and enhanced job readiness

•

increasing medical response capacity and access to health care

•

powering minority-owned small businesses through access to capital

•

helping people find a place to call home they can both love and afford

We know there’s a lot of work to be done, but we promise to keep listening as we work together on this shared mission.

Paul Lambert Chicago Market President

Bank of America, N.A. Member FDIC. Equal Housing Lender

© 2020 Bank of America Corporation. All rights reserved.