Chatham-Southeast 8-7-2019

City Council Approves Chicago Fair Workweek Ordinance Guaranteeing Schedule Stability — Page 2

Citizen Week of Aug. 7 , 2019

| Vol. 55 | No. 19 | www.thechicagocitizen.com

CHATHAM SOUTHEAST

The Community Commission for Public Safety and Accountability Ordinance was recently reintroduced to Chicago’s City Council by the Grassroots Alliance for Police Accountability (GAPA) with Alderman Roderick Sawyer as a sponsor. Photo Credit: Grassroots Alliance for Police Accountability

COMMUNITY ORGANIZATION REINTRODUCES CITY ORDINANCE TO INCREASE POLICE ACCOUNTABILITY

The Grassroots Alliance for Police Accountability (GAPA) recently resubmitted its Community Commission for Public Safety and Accountability Ordinance to Chicago’s city council with Alderman Roderick Sawyer as a sponsor. PAGE 2

NEWS

BUSINESS

REAL ESTATE

3 Reasons Preschoolers Should Play with Building Blocks

Half Of Americans Would Take A Job With No Paid Time Off For A Higher Salary

Check out our real estate listings for important foreclosure information

PAGE 6

PAGE 4

PAGES 8-10

|

|

|

advertising@thechicagocitizen.com thechicagocitizen@thechicagocitiz www.facebook.com/durrell.garth.9 www.thechicagocitizen.com

2 | CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

NEWS briefly EDUCATION

UNIONS REPRESENTING 32 MILLION EDUCATORS STAND IN SOLIDARITY WITH WOMEN REPRESENTATIVES Education International, the global body representing the world’s teachers, recently voted unanimously to condemn U.S. President Donald Trump’s attack on four women members of the U.S. Congress including Alexandria Ocasio-Cortez (D-N.Y.), Ilhan Omar (D-Minn.), Ayanna Pressley (D-Mass.) and Rashida Tlaib (D-Mich.)

By telling the Congresswomen to “go back,” the organization further added in a press release that, “Trump enshrined his status as a clear and present danger to the ideals of democracy and universal human rights upon which EI was founded.”

“With his latest attack on U.S. Congresswomen of color, the very future of democracy is at stake. That’s why unions representing 32 million educators took the lead to condemn him before his virulence further stains the international community. President Trump’s actions and words stand in direct opposition to our shared values of decency, democracy, and human and civil rights.

And today, the world’s teachers let him know we won’t stand idly by while our common humanity is trashed,” said AFT President Randi Weingarten.

HEALTH

OFFICIALS TEAM UP TO HIGHLIGHT THE DANGERS OF CHILDREN DYING IN HOT CARS In light of recent tragedies locally and nationally, and as part of an effort to raise awareness for National Heatstroke Prevention Day which was recognized on July 31, government representatives, first responders, health professionals, safety advocates and other partners joined together recently at the Edgewood Fire Station to raise awareness and discuss ways to prevent child deaths and injuries in hot vehicles. Congresswoman Jan Schakowsky recently introduced the HOT CARS Act, H.R. 3593, along with Congressmen Tim Ryan (D-OH) and Peter King (R-NY). The bill would require new vehicles to be equipped with an alarm system to alert the driver if a child or a pet might be in the backseat. For more information on preventing child heatstroke deaths, please visit noheatstroke. org and www.safekids.org/heatstroke.

LAW & POLITICS

ABA HOUSE AGENDA INCLUDES MEASURES ON MARIJUANA, COLLEGE FREE SPEECH AND IMMIGRATION The American Bar Association House of Delegates, which determines association-wide policy, will consider proposals at the upcoming ABA Annual Meeting that urge free speech on college campuses, leadership in resolving the “current stalemate” between federal and state marijuana laws, and a host of recommendations related to immigration laws.

The House — made up of 594 delegates from state, local and other bar associations and legal groups from across the country — will meet at the San Francisco Marriott Marquis Aug. 12-13 to close the 2019 ABA Annual Meeting, which begins Aug. 8. Altogether, nearly five dozen proposals are on the House’s agenda.

All proposed and filed resolutions and reports can be found at https://www.americanbar.org/ news/reporter_resources/annual-meeting-2019/ house-of-delegates-resolutions/

Community Organization Reintroduces City Ordinance To Increase Police Accountability Continued from page 1

BY KATHERINE NEWMAN

The Grassroots Alliance for Police Accountability (GAPA) recently resubmitted its Community Commission for Public Safety and Accountability Ordinance to Chicago’s city council with Alderman Roderick Sawyer as a sponsor. The ordinance aims to create an elected community commission to hold the Chicago Police Department accountable for implementing policies that will rebuild trust between the community and the police.

“Grassroots Alliance for Police Accountability came together in 2016 immediately after the Police Accountability Taskforce report was released which was commissioned by then-Mayor Rahm Emanuel after the release of the Laquan McDonald shooting video,” said Mecole Jordan, coordinator for GAPA. Since 2016, GAPA has been working with the community to understand what needs to be done to rebuild relationships between residents and police and to push for the creation of a community commission for police accountability that would help guide police department policymaking and implementation.

“The goal is to have a body of people, selected through a process that yields the best potential trust and independence, who are able to provide not just back end accountability for the Chicago Police Department but are also able to focus on front end accountability first so we have less backend situations to hold police accountable for,” said Jordan.

If approved, the ordinance would create a nine-member civilian commission tasked with overseeing the Chicago Police Department, the Commission on Police Accountability (COPA), and the Police Board and district councils, according to information provided by GAPA. The proposed commission would be involved in creating department policy, in the hiring and termination of the police superintendent, the firing and termination of the COPA chief administrator, and the appointment and removal of police board members, according to information provided by GAPA. The nine members will be required to meet certain criteria that qualify them for the position and will be appointed through a public election.

“The commission is a nine-member commission and it’s written into the ordinance that all nine members have to meet specific criteria because we wanted to make sure they have the acumen and the experience to handle the heaviness of Chicago and the issues that we face here. Also, we want to make sure they are able to judge carefully from a community perspective how policies are actually rolling out of the Chicago Police Department and how they are impacting community residents,” said Mecole.

In December 2015, the City of Chicago created the Police Accountability Task Force which was led by Lori Lightfoot, who is now the Mayor of Chicago. The task force was asked to share its comprehensive findings and specific recommendations for reform within the Chicago Police Department.

Because Mayor Lightfoot was the Chair of the Police Accountability Task Force, Mecole said that they are overall very hopeful for the future of this ordinance.

“We have entrusted fully to the Chicago Police Department how community policing should happen, void of the voices of those who are being policed and that has to change,” said Mecole.

City Council Approves Chicago Fair Workweek Ordinance Guaranteeing Schedule Stability

BY KATHERINE NEWMAN

Chicago’s City Council and Mayor Lori Lightfoot recently approved the Chicago Fair Workweek Ordinance which ensures that hourly workers in Chicago are guaranteed fair working conditions and requires employers to release work schedules at least 10 days in advance.

The goal of this ordinance is to create greater financial stability for working families in the city.

“The Fair Workweek Ordinance that we passed will touch thousands of Chicago’s working families by providing the certainty that is vital to not only their financial stability but also their capacity to live their lives as parents and caretakers,” said Mayor Lightfoot.

The Chicago Fair Workweek Ordinance requires predictive scheduling from city employers and employees covered by this ordinance will now receive compensation for changes an employer makes to a work schedule or be able to decline a schedule change that is given with less than 10 days notice. Employees covered by this ordinance will also get first dibs on additional shifts that are available and will not be

Mayor of Chicago, Lori Lightfoot, (pictured) recently announced that City council has passed the Chicago Fair Workweek Ordinance which helps to guarantee predictable scheduling for people in several select industries. Photo Credit: Office of the Mayor of Chicago

required to work a shift that is less than 10 hours after the end of the previous day’s shift, according to information provided by the Chicago Mayor’s office.

Chicago’s Fair Workweek legislation includes protections for those working in building services, healthcare, hotels, manufacturing, restaurants, retail, and warehouse services. The ordinance will go into effect July 1, 2020, with an exclusion for safety-net hospitals that will be included on January 1, 2021, according to information provided by the Chicago Mayor’s Office.

“This is a process that started

www.thechicagocitizen.com

two and a half years ago and in the two and a half months of this administration, we have worked very hard to bring as many voices as possible to the table as we could [to] get this right. It’s not a perfect ordinance and we haven’t made everybody happy but I think that we have struck the right balance and really laid the foundation on which we can build from going forward. I’m very proud of the work from everybody who was at the table,” said Lightfoot.

The City of Chicago’s Department of Business Affairs and Consumer Protection will

be tasked with implementing and enforcing the Chicago Fair Workweek Ordinance and will monitor the compliance of employers to make sure that fair, safe and equitable conditions are maintained for all covered workers. The Department of Business Affairs and Consumer Protection will also investigate complaints of employers violating the ordinance once it has gone into effect.

It is also written into the ordinance that the Department of Business Affairs and Consumer Protection will study the effectiveness and economic impact of the Chicago Fair Workweek Ordinance and report their findings back to the City Council.

“As a newly minted alderman, it’s an absolute honor to be the chief co-sponsor of the Fair Workweek ordinance,” said Michael Rodriguez, 22nd Ward Alderman and vice-chair of the Workforce Committee. “The effort will have a positive impact on thousands of city residents who will no longer be forced to choose between their job and family priorities. Mandating fair scheduling is an important step to honor and respect our working-class citizens.”

CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

|

3

NEWS

Earned Income Tax Credit Reduces Taxes for Low- and Moderate-Income Wage Earners

BY CHRISTOPHER G. COX Publisher and managing editor, www.realesavvy.com

“The Earned Income Tax Credit (EITC) is probably the number one cash benefit program for low income families in the country,” according to Chris Rockey, senior vice president, market manager, Greater Maryland Community Development Banking for PNC Bank.

“It can be a challenge to get into the program,” Rockey adds, “but it is a way to put needed cash into a family’s pockets.”

The EITC was implemented as a way to offset the impact of Social Security taxes on low to moderate taxpayers and to provide them with an incentive to work. The credit can be worth up to $6,431 for 2018 and up to $6,577 in 2019 for families with three or more qualifying children.

For taxpayers with two qualifying children, the maximum credit this year is $5,828. The maximum credit for one qualifying child is $3,526.

“The EITC is different than other federal assistance programs,” Rockey continued, “because you actually have to have income in order to qualify.”

There are several ways individuals can determine if they are eligible for the EITC, Rockey explained.

“A number of community action associations through their financial

The EITC was implemented as a way to offset the impact of Social Security taxes on low to moderate taxpayers and to provide them with an incentive to work. The credit can be worth up to $6,431 for 2018 and up to $6,577 in 2019 for families with three or more qualifying children.

programs are very aggressive about educating their clients about the EITC, as well as other programs like the CTC (Child Tax Credit),” he said.

Rockey also noted that he has seen a trend with Volunteer Income Tax Assistance (VITA) preparation sites whereby they are focusing on reaching out to working families to help

them through the eligibility process.

“There are clearly efforts under way from an educational standpoint, “Rockey said, “but like any other government program it can be cumbersome, and unless you have someone who can help you navigate the twists and turns it can be confusing.”

In a best-case scenario, Rockey notes, a family or individual works with a case manager or social worker who is skilled in the process. He adds that by consulting with a VITA site, taxpayers can position themselves to be eligible for next year’s credit even if they are not signed up for the current tax year. It is also possible to

apply for the benefit retroactively.

Rockey said that PNC Bank does not work directly with potentially eligible taxpayers to qualify them for the EITC, but it does explain how the program works and will refer them to its trusted community partners for intake. “Our partners can provide the information and resources our customers are looking for,” he adds.

Still, obtaining accurate, reliable information about the EITC can be a challenge, Rockey warns. It is often difficult for those who need information about their eligibility to get access to transportation and take time off from work to meet with someone who can help them to qualify.

“It’s not just getting educated about the EITC,” he added, “it’s also about learning how to access the benefits while keeping their job.”

Even in the current divided political environment, Rockey is encouraged about the outlook for the EITC because over the years it has gained a great deal of bipartisan political support. In recent years, he adds, there has been some talk of trying to modernize some of the EITC’s income qualifications.

“Unlike federal programs that benefit individuals and families who are not in the workforce, “he said, “the EITC provides a direct benefit to the working poor. Whether you are an R or a D, you want more people in the workforce.”

Study shows many schools lack policies on how to deal with teen dating violence A study by Ball State has found that 76 percent of the school principals reported that they did not have a protocol in their schools to respond to an incident of teen dating violence.

About 57 percent of school principals said they have assisted a survivor of teen dating violence in the past two years. Disciplinary action against perpetrators of teen dating violence was sanctioned by 27 percent principals only.

Preventing and responding to incidents of teen dating violence is not a high priority for most American schools, even though the majority of high schools have assisted survivors, says Jagdish Khubchandani, a community health education professor in Ball State’s College of Health and author of “Preventing and Responding to Teen Dating Violence: A National Study of School Principals’ Perspectives and Practices.”

The study was published in Violence and Gender, and is based on a national survey of high school principals.

“The lack of formal protocol is a key element in assisting student survivors of teen dating violence,” Khubchandani said. “School principals also perceived that dating violence is a minor issue and ‘we are not here to deal with dating problems,’” he said.

“Some principals who wanted to help victims of dating violence reported personnel shortage in their schools and that faculty and staff don’t have good training and skills.”

About 62 percent of respondents also said training to assist survivors of dating violence has not been provided to personnel in their schools in the last two years, and 68 percent of responding principals had never been formally trained and educated on issues related to teen dating violence.

The study also found: l The most common method of responding to a survivor of teen dating violence was referral to a school counselor, calling the parents and guard-

ians or referral to legal authorities and police. l School principals who received formal training on teen dating violence and perceived dating violence to be a serious problem were significantly more likely to assist survivors of dating violence. l The majority of school principals could not answer four out of nine knowledge questions related to teen dating violence. l Most schools do not post information on teen dating violence that is easily and publicly available to students. l Most of the principals believe that school counselors have a major role in assisting survivors of teen dating violence, but did not believe that health teachers or students have a major role in assisting survivors.

Khubchandani points out that the study is the first national assessment of the role of school principals in preventing and responding to teen dating violence.

www.thechicagocitizen.com

A recent study finds that 76 percent of the school principals reported that they did not have a protocol in their schools to respond to an incident of teen dating violence.

4 | CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

BUSINESS Half Of Americans Would Take A Job With No Paid Time Off For A Higher Salary

Americans Put a Price Tag on Vacation Days, source: Allianz Global Assistance

Half (49 percent) of working Americans would accept a job with no vacation time if they were paid more, according to the 11th annual Vacation Confidence Index* released by Allianz Global Assistance.

Millennials (63 percent, compared to 47 percent of Gen X’ers and 32 percent of Baby Boomers) and men (57 percent, versus 41 percent of women) are the most likely to sacrifice paid time off for higher salaries.

The average American who would give up paid vacation time for a salary increase would require a 48 percent raise to do so, though a sizable one in five were willing to give up their paid time off for an increase of 24 percent or less. One-third (29 percent) would need 25 – 49 percent more, 35 percent would need 50 – 99 percent more and 16 percent would need double their salary to take this offer.

On the flip side, the Vacation Confidence Index also explored the worth of unlimited vacation time, an increasingly popular workplace trend. One in three Americans (34 percent) would give up a portion of their paycheck for unlimited vacation, with Millennials (41 percent) even more likely to do so. Millennials are the most likely to both give up vacation time for salary, and give up salary for vacation time, highlighting how important professional success and personal flexibility are to this generation.

Pending Home Sales Climb 2.8% in June Pending home sales continued to ascend in June, marking two consecutive months of growth, according to the National Association of Realtors®. Each of the four major regions recorded a rise in contract activity, with the West experiencing the highest surge.

The Pending Home Sales Index,* www. nar.realtor/pending-home-sales, a forwardlooking indicator based on contract signings, moved up 2.8% to 108.3 in June, up from 105.4 in May. Year-over-year contract signings jumped 1.6%, snapping a 17-month streak of annual decreases.

Yun notes June’s contract signings indicate that buyers are both enthusiastic about the market and of the potential wealth gain, but he added that home builders need to increase inventory.

“Homes are selling at a breakneck pace, in less than a month, on average, for existing homes and three months for newly constructed homes,” he said.

“Furthermore, homeowners’ equity in real estate has doubled over the past six years to now nearly $16 trillion. But the number of potential buyers exceeds the number of homes available. We need to see sizable growth in inventory, particularly of entry-level homes, to assure wider access to homeownership.”

Pending Home Sales - June 2019

June Pending Home Sales Regional Breakdown All regional indices are up from May and from one year ago. The PHSI in the Northeast rose 2.7% to 94.5 in June and is now 0.9% higher than a year ago. In the Midwest, the index grew 3.3% to 103.6 in June, 1.7% greater than June 2018.

Pending home sales in the South increased 1.3% to an index of 125.7 in June, which is 1.4% higher than last June. The index in the West soared 5.4% in June to 96.8 and increased 2.5% above a year ago.

Hourly Earnings and Weekly Hours Worked Increase at Small Businesses in July The Paychex | IHS Markit Small Business Employment Watch for July shows a slight decline in job growth and a fourth consecutive month of accelerated wage growth.

The national jobs index stands at 98.18, down 0.15 percent from last month and 1.18 percent below its pace in July 2018. The deceleration in job growth follows a 0.45 percent decrease in June. Hourly earnings growth reached its strongest rate in more than a year at 2.70 percent in July, and weekly earnings growth improved to 2.57 percent.

Additionally, one-month annualized growth for weekly hours worked, up 1.19 percent, is the highest it’s been since 2017.

“The further decline of the jobs index to 98.18 in July validates the sharp fall in small business employment growth seen in June,” said James Diffley, chief regional economist at IHS Markit.

“It’s not surprising to see continued lower job growth and wage increases in this tight labor market,” said Martin Mucci, Paychex

president and CEO. “While finding good candidates continues to present hiring challenges for small employers, the data shows that employees are seeing steady increases in hourly earnings.”

Broken down further by geography and industry, the July report showed: l The South remains the top region for employment growth; the West leads regions in hourly earnings growth. l Texas maintains the lead among states in small business job growth; Illinois remains the top state for wage growth. l Dallas is again the top metro for job growth; San Diego maintains its lead among metros in wage growth. l Financial Activities was the only industry sector to increase the pace of job growth in July.

The complete results for July, including interactive charts detailing all data at a national, regional, state, metro, and industry level, are available at www.paychex.com/ employment-watch.

www.thechicagocitizen.com

CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

8th WARD SPORTS IN ACTION

CITIZEN On The Move

The 8th Ward Annual Summer Program celebrated it’s 28th Year of giving kids an alternative to the unfriendly streets of Chicago. The program was started by the Late 8th Ward Alderman Lorraine Dixon.

The 8th ward presented trophies and medals of honor to kids from ages 6 to 17 at Avalon Park. Participants of the six week program where from neighborhoods around the city.

Hats off to Ald. Michelle Harris, State Rep Marcus Evans (33), Curtis Franklin, Greg Bell, Tiara Cosby, Tasia Clark and the entire 8th Ward staff.

“Better Love Yourself Foundation” Annual Trunk Party “Better Love Yourself Foundation” President and CEO Treasa Griffin rencently presented the “Trunk Party” at the DuSable Museum. 136 Trunks were given to Chicagoland area students and 400 trunks total will be given in 2019 across four cities, Cleveland, Ohio, Chicago, Monroe, Louisiana and Houston Texas.

Photo by Sheila Jackson

www.thechicagocitizen.com

|

5

6 | CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

NEWS

3 Reasons Preschoolers Should Play with Building Blocks StatePoint - Playtime is important to a child’s development. Offering many social and emotional benefits, it helps lay the foundation for children’s future success and prepares them for school. One classic toy -- building blocks -- should be incorporated into every child’s playtime.

Here are three reasons why: • Building blocks build skills: Playing with building blocks hones hand-eye coordination, while helping to strengthen hands and grip, skills that will be needed in the classroom, when playing sports and beyond. Additionally, building blocks encourage kids to be creative and to learn how to problem solve.

When working together with a friend or caregiver, they also offer opportunities for cooperation, which can foster language development and communication skills. Be sure to talk to your kids about what they are building!

• Building blocks are getting smarter: Like so many household items, building blocks are getting smarter and more innovative, and this means more opportunities for both fun and learning. In fact,

One classic toy -- building blocks -- should be incorporated into every child’s playtime.

LeapFrog’s first-ever line of smart building blocks -- LeapBuilders -- was just introduced. Combining technology and interactive, curriculum-based content, these playsets

feature an electronic Smart Star cube and double-sided learning blocks that respond with fun sounds and educational songs on topics such as colors, animals, numbers, letters and

more.

Among those in the new line-up is the ABC Smart House, an interactive 61-piece house-themed block set that enhances building play with learning

content for a unique, engaging experience. A fun way to familiarize kids with their ABCs, kids can also use the learning blocks from other sets in the interactive Smart Star to unlock additional responses. Recommended for ages 2 and up, LeapBuilders is available at major retailers. For more information, visit leapfrog.com/leapbuilders.

• Building blocks grow with a child: Unlike many toys that children outgrow, building blocks will grow with your child through various stages of development, and you will likely notice your children interact with building blocks differently as they acquire new skills and knowledge. For example, at a younger age, kids may use building blocks to test the concept of gravity. Later, they will use building blocks to create larger complicated structures.

Preparing a preschooler for school success can be fun, especially when you put an emphasis on playtime.

When seeking out toys that help children reach developmental milestones, be sure to include building blocks, especially those that take learning a step further.

CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

NEWS

WE MAKE CHECKING EASY.

Four Seasons Announces 2021 Itineraries Aboard All-New Private Jet Four Seasons Hotels and Resorts recently announced four exclusive journeys available for guests jetting off in 2021 on its new custom-built aircraft.

Featuring two newly crafted itineraries, the Four Seasons Private Jet will touch down for the first time in Angkor Wat, Mexico City, Easter Island and Athens, among an enviable list of locales. Wherever the new state-of-theart private jet visits, the world’s leading luxury hospitality company’s exclusive network of local partners promises an end-to-end Four Seasons experience exploring new cultures, flavours, landscapes and perspectives delivered with singular care and comfort.

“Guests journeying with us in 2021 will be the first to travel aboard our brand new, industry-leading aircraft, featuring a modern, guest-centric design, including a spacious lounge area,” says Christian Clerc, president, Worldwide Hotel Operations, Four Seasons Hotels and Resorts. “We have added new destinations including Jordan, Egypt, Eas-

ter Island and Angkor Wat, as well as stops at two new Four Seasons properties in Athens and Madrid.”

Clerc continues, “Combining unparalleled luxury air travel, exclusive access and legendary Four Seasons service into one seamless journey is why more than a third of our Private Jet travellers are returning guests. Through extensive research and first-hand feedback, we’ve created a truly unique experience across all touchpoints that will continue to evolve in years to come.”

Four Seasons Private Jet Itineraries begin at USD 163,000 per person based on double occupancy.

While visiting remote destinations including Easter Island, Great Barrier Reef and Rwanda, guests will stay at luxury accommodations selected by the Four Seasons team.

Travellers interested in booking the luxury adventure of a lifetime are invited to visit fourseasons.com/privatejet for a closer look at the exclusive journeys on offer in some of the world’s most captivating destinations.

GET

$250

1

• Open an Easy Checking account by September 28, 2019 • Make 10 debit card transactions • Make deposits totaling $2,500 or more • Enroll in mobile banking and e-statements Visit a local branch or FirstMidwest.com/Easy250 YOU HAVE PLANS. WE HAVE IDEAS.

To receive the $250 bonus, the new personal checking client must: 1) Open a new Easy, Midwest or Diamond Checking account with $100 minimum deposit by close of business on 9/28/2019. 2) Make deposits totaling $2,500 or more within 60 days of account opening.

3) Make 10 debit card transactions within 60 days of account opening. 4) Enroll in mobile banking and e-statements within 60 days of account opening. Once all requirements have been met, $250 bonus will be issued as a credit to the account within 30 calendar days of the transactions being verified, following the 90 day period from opening. The account must be open with a positive balance to receive payout. Promotional credit may be subject to IRS 1099-INT form reporting and may be considered taxable as interest income to you.

Consult your tax advisor. Limit of one bonus per client, regardless of the number of accounts opened. Offer only available to residents of Illinois, Indiana, Iowa and Wisconsin. Offer may be changed or withdrawn at any time without notice. Offer is not available to existing First Midwest Personal checking clients, accounts that have been closed within 90 days or First Midwest colleagues.

1

FREE QUOTES! Auto or Home Insurance

You’re already paying too much because of your zip codes.

Don’t overpay because you’re not receiving the proper service or your discounts.

Retired Discount, Alarm Discount, Multi-Policy Discount, Multi-Car Discount, Defensive Driving, Early Signing Discount, Full Pay Discount, eSmart Discount

Call Allstate Agent Henry Benjamin (773) 723-0400

|

7

8 | CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

|

9

10 | CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

CITIZEN | Chatham Southeast | Week of Aug. 7, 2019

|

11

CLASSIFIEDS SERVICE

SERVICE

AUTOMOTIVE 5 Basic Things Everyone Should Know About Their Car (StatePoint) Driving can be expensive if you lack basic car-care knowledge or proper insurance. Regular maintenance can prevent costly breakdowns and extend your car’s life, and the right coverage can protect your wallet in the event of an accident.

Here are five need-to-know basics: 1. Know car insurance basics. Before getting behind the wheel, know these terms:

MISCELLANEOUS FOR SALE Blueberries - Certified Organic - Seasonal U-Pick and Pre-Picked, Year-round frozen Clean fields, easy picking, Northwest Indiana, easy access off 80/90. Check us out at www.BlueberryRanch.com __________________________________ LEGAL SERVICES NEED LEGAL HELP? Get a FREE referral to an attorney! Call the Illinois State Bar Association Illinois Lawyer Finder The advice you need 877-270-3855 or https://www.isba.org/public/ illinoislawyerfinder __________________________________ SPORTING GOODS BADGER MILITARY COLLECTIBLE & MILITARY FIREARMS SHOW: August 2&3, Waukesha Expo Forum, 1000 Northview Rd., Waukesha, WI. Fri 3pm8pm, Sat 9am-4pm. $8. 608-752-6677 www.bobandrocco.com __________________________________

TRAINING/EDUCATION AIRLINE CAREERS FOR NEW YEAR BECOME AN AVIATION MAINTENANCE TECH. FAA APPROVED TRAINING. FINANCIAL AID IF QUALIFIED - JOB PLACEMENT ASSISTANCE. CALL AIM 800-481-8312 __________________________________

REUNION ANNOUNCEMENT HPHSAA ALL CLASS PICNIC & SCHOLARSHIP FUNDRAISER 1950 - 1959 NIFTY FIFTIES SATURDAY, AUGUST 10TH

IS IT TIME TO SHIFT GEARS? $1600 Sign-on Bonus!

EXPERIENCED DRIVERS *Flatbed *Step Deck *Van *LTL Reefer.

Pay is 26% Gross Flatbed/Step Deck & up to .53/mile Van/Reefer.

Full benefits w/FREE Health & Life Insurance, 6 paid Holidays + Industry leading Driver Bonus Program!

Must have Class A CDL. Call Ruth or Mike at TTI Inc 1-800-222-5732 Apply online ttitrucking.com __________________________________

HOME IMPROVEMENTS

8:00 A.M. - 8:-- P.M. MIDWAY PLAISANCE FOR MORE INFORMATION CONTACT ROBERT “BOB” HOWARD AT (312) 933-5430 __________________________________

EMPLOYMENT - DRIVERS

Leafguard is the only one piece gutter system guaranteed to never clog, get a jump on Fall and Save 75% on installation and receive $500 for your old ladder!

Call 1-800-216-0539 __________________________________

• Liability. Every state requires you to carry liability insurance, which covers injuries to others or damage to others’ property. You may hear it referred to as Property Damage (PD for short) or Bodily Injury (BI for short).

• Collision vs. comprehensive. Collision pays for repairs to your car if you hit another vehicle or crash into an object.

Comprehensive covers other incidents. For example, hitting a deer, hailstorm damage, vandalization or theft.

• Deductible. This is the amount you’ll pay out-of-pocket for repairs before insurance kicks in.

• Endorsement. Sometimes referred to as a “rider,” an endorsement refers to a change or addition to existing coverage.

For example, Erie Insurance has an endorsement called ERIE Rate Lock which customers can add to policies so their rates will increase only if they change their policy, drivers, vehicles or their address, even if they file a claim.

“Car insurance can be complicated, so we don’t expect drivers to know everything, but we do recommend understanding a few basics,” says Jon Bloom, vice president, personal auto, Erie Insurance. “Working with an insurance agent can help you get the right coverage for you, based on your car and budget.”

2. Read the owner’s manual. Learn the car’s bells and whistles and how often to rotate tires, check belts and hoses and change the oil. Check dashboard warning lights. Red typically indicates your car may be unsafe to drive. Yellow or orange usually means you should get it checked but it’s not urgent. Green generally indicates a feature is working.

3. Check tires monthly. Proper tire pressure promotes good gas mileage and can extend tire life. Reference the sticker found inside the driver’s door for the recommended pressure. Don’t over inflate. Consider learning how to change a tire, a handy skill when assistance isn’t available.

4. Get regular oil changes. Some companies, like GM and Ford, equip vehicles with oil monitors so owners know when to change oil. If you don’t have this feature, reference your owner’s manual. Most manufacturers recommend changing oil between 5,000 and 7,500 miles, while synthetic oils are likely good for 10,000 to 15,000 miles.

5. Master the jump-start. Usually a car battery needs to be replaced every five years. While a dead battery is never convenient, it’s easy to jump start a car. Attach one red clamp to the positive terminal of the dead battery. The other red clamp goes on the positive terminal of the live battery. The black clamp attaches to the negative terminal of the live battery. The final clamp goes onto an unpainted metal surface on the dead car’s engine block to prevent hazardous sparking. Turn on the live car. Allow the dead car to run for at least a half hour to charge. Always double-check your owner’s manual to be sure your vehicle doesn’t require special jump-starting procedures.

By knowing the basics, you can hit the road with confidence. __________________________________

This space can be yours. Place your ad today. Call us at (773) 783-1251.

Darrell Garth

President /Publisher

Janice Garth

Sales Manager General Manager

Editorial

Send news tips, press releases, calendar listing etc to: editorial@thechicagocitizen.com

Advertising

Display Advertising advertising@thechicagocitizen.com or jgarth@thechicagocitizen.com

Classified Advertising call us at

(773) 783-1251

Display Advertising call us at

(773) 783-1251

Coverage Areas: CHATHAM-SOUTHEAST

Chatham, Avalon Park, Park Manor, Greater Grand Crossing, Burnside, Chesterfield, West Chersterfield, South Shore,and Calumet Heitghts.

SOUTH END

Washington Heights, Roseland, Rosemoor, Englewood, West Englewood, Auburn-Gresham, Morgan Park, Maple Park, Mt. Vernon, Fernwood, Bellevue, Beverly, Pullman, West Pullman, West Pullman, Riverdale, Jeffrey Manor and Hegewisch.

SOUTH SUBURBAN Serves communities in Harvey, Markham, Phoenix, Robbins, Dixmoor, Calumet Park, Blue Island, South Holland, and Dolton. Shopping- their favorite pastime!

HYDE PARK

Lake Meadows, Oakland, Prairie Shores, Douglas, Grand Boulevard, Kenwood, Woodland, South Shore and Hyde Park.

CHICAGO WEEKEND

Chicago Westside Communities, Austin and Garfield Park

SUBURBAN TIMES WEEKLY Bloom Township, Chicago Heights, Flossmoor, Ford Heights, Glenwood, Homewood, Lansing ,Lynwood, Olympia Fileds, Park Forest, Sauk Village, South Chicago and Steger

Citizen Newspaper Group Inc., (CNGI), Publisher of the Chatham-Southeast, South End, Chicago Weekend, South Suburban and Hyde Park Citizen and Citizen Suburban Times Weekly. Our weekly publications are published on Wednesday’s (publishing 52 issues annually). Written permission is required to reproduce contents in whole or in part from the publisher. Citizen Newspaper Group, Inc. does not assume the responsibility for nor are we able to return unsolicited materials, therefore they become property of the newspaper and can or will be discarded or used at the newspapers disgratation. Deadlines for advertising is every Friday at noon. Deadlines for press releases are Thursdays at 10 am prior to the next week’s edition. Please send information for the calendar at least three weeks prior to the event.

Send to: editorial@thechicagocitizen.com. For more information on subscriptions or advertising, call us at (773) 783-1251 or fax (872) 208-8793. Our offices are located at 8741 South Greenwood Suite# 107, Chicago, Illinois 60619.

12 | CITIZEN | Chatham Southeast | Week of Aug. 7, 2019