THE CHATHAM VOICE
THURSDAY, JUNE 20, 2019
PAGE 13
Looking for Bungalows! Residential, Commercial and Farm Mortgages!
PHILLIPS BARB PHILLIPS BARB PHILLIPS
ate Brokerage Real Estate Brokerage Real Estate Brokerage 519-359-8588
MS COME HOME WHERE DREAMS WHERE DREAMS COMECOME HOMEHOME
519-351-SAVE
Barb Phillips
-8588 519-359-8588 519-359-8588 Broker of Record Barb Phillips a@mnsi.net Email: phillba@mnsi.net 519-359-8588 Email: phillba@mnsi.net
Barb Phillips Barb Phillips
Broker of Record
Our Family Taking Care of Your Family
Broker of Broker Recordof Record
barbphillipsrealestatebrokerage.com 74 Elizabeth 74 Elizabeth email: phillba@mnsi.net
Elizabeth Willcox St., Chatham ox St.,74 Chatham Street
Street Street
Great family home Great Great family family home home in lovely mature in lovely in lovely maturemature neighbourhood. neighbourhood. neighbourhood. Features eat-in Features Features eat-in eat-in kitchen, formal kitchen,kitchen, formalformal dining room, living dining room, dining room, living living $174,900 $174,900 $174,900 room w/natural room w/natural room w/natural t lovely 3 bedwoodwork, family home, open concept woodwork, family home, open concept 3 bed-3 bedwoodwork, 1 bathroom, or, with ensuite, main floor rooms, 1 bathroom, stermaster withrooms, ensuite, main floor 1 bathroom, Openrooms, House HouseHouse main floor main floor1-3 laundry. Open Open floor office, lowerlaundry. level finished, main floor laundry. rinoffice, lower level finished, Sat., July 8 from Sat.,8July from 1-3 Sat., July from8 1-3 Call Barbneighbours. for details! Callfor Barb for details! ot, no backyard Call Barb details! backyard neighbours.
Peifer Realty Brokerage
Penny Wilton, Broker
m 89 Regency 100-Acre Farm Dr. Farm ients 100-Acre
for amily ows. ct illips y.
THURSDAY, JUNE 20, 2019 Independently Owned & Operated 42 Talbot St. W., Blenheim
519-676-5444
519-360-0315 • penny@pennywilton.com 89 Regency 89 Regency Dr. Dr.
Elliot Wilton, Sales Rep.
519-358-8755 • elliot@royallepage.ca FIND US ON
NEW NEW PRICE! PRICE!
FOLLOW US ON
BEST of Chatham-Kent
BEST
Cultivating the Best, Shore to Shore
Cultivating the Best, Shore to Shore
Reader's Choice
Peifer Realty Inc.
BROKERAGE INDEPENDENTLY OWNED AND OPERATED
Reader's Choice
TWITTER @ckrealtor
Res:
519-354-4714
ranch, 2 full baths, gourmet kitchen with extra wall of cabinets and breakfast bar. Stainless steel appliances in kitchen plus washer and dryer. Gleaming hardwood floors, fully finished lower level with family room and gas fireplace. Sitting on a quiet cul de sac near schools and parks. Fully fenced and well landscaped yard. Yours to enjoy!
Reduced Reduced ne: 100-acre ed Reduced 100-acre farm$48,900 located farm located $48,900 $48,900 -8588 p. 8 in Raleigh Township. in Raleigh Township. 2 bedroom mobile, open living2 room, kitchen, ail: Call bedroom mobile, open concept, livingkitchen, room, kitchen, or mobile, open concept, living room, CallPhillips Barb Phillips for 2 bedroom Barb for concept, shed. Wheelchair ramp. Present All Offers. large shed. Wheelchair ramp. Present All Offers. Wheelchair ramp. Present All Offers. nsi.net largeall y!et the details today! large shed.
all the details today!
Open House Saturday, June 22 • 1-3pm
519-359-2482
Look what $359,900 buys! Newer 4 bedroom raised 11 Goldenrod Court
of Chatham-Kent
Open House Sat., June 22 • 11-12:30pm
9175 Talbot Trail, Blenheim 9265 Middle Line, Blenheim estatebrokerage.com barbphillipsrealestatebrokerage.com bphillipsrealestatebrokerage.com Beautiful country property just minutes Spacious 3+2 BR brick rancher. Single attached garage and detached from town. The 1.5 storey home workshop. Nice size kitchen, beautiful features updated kitchen, main floor master, detached work shop and plenty sun room & partially finished of updates! $239,900. basement.! $274,900.
Andrea Okopny
Cell:
6600 Talbot Trail, Merlin
New, Custom Lakefront Rancher! 2+1 BR, 3 bath with beautiful open concept main floor. Call before it’s gone! $609,900.
Open House Sunday, June 23 • 12-2pm
Sales Rep. Bus. 519-354-5470
Thank You Its
SOLD
90 Robertson
4 bedroom home in a prime residential area near parks and schools.
This Week’s Open Houses Saturday, June 22
15 Rossini Cres., Chatham
Spacious 3BR, 1.5 bath family home with huge backyard. 3 living spaces, updated kitchen, detached double garage and tremendous curb appeal. Call Now! $339,900.
223 Regent St., Blenheim
Impressive 3 BR, 2 bath raised rancher in a prime location! Spacious & bright main floor. Family room & bar in the lower level. Attached garage & a pcture perfect yard. Call today! $319,900.
11 Henry O’Way, Chatham
Elegant custom 4BR, 3 bath, brick two storey. Open concept kitchen / living / dining with grand entrance. Gorgeous fully fenced rear yard and attached double garage. $599,900.
Open House Sun., June 23 • 2:30-4:30pm
11499 Wildwood Line, Rondeau
Sprawling brick rancher on Rondeau Bay. Huge great room overlooking bay, loads of upgrades & a beautifully manicured yard. $1,099,000.
26 Molengraaf Way, Chatham Stunning 4BR, 2 bath oversized raised ranch. Custom kitchen, double garage, quality workmanship and premium finishes throughout. $529,900.
A: Just to be clear a “power of sale” is when a homeowner defaults on their mortgage, the bank can take steps to sell the property to recover the money that’s owed to them. It seems to be a common misconception that power of sale properties are sold at a “fire sale” discount. But, in reality the lender is required to take reasonable steps to get market value for
Attention Realtors! Why Advertise in Voice Homes?
12-2pm . . . . . . . . 340 Ross, Erieau, $279,900 . . . . . . . . . . . . . . .Jackie Patterson, Royal LePage Peifer Realty 1-3pm . . . . . . . . . 15 Rossini Cres ., Chatham, $339,900 . . . . . . .Penny / Elliot Wilton, Royal LePage Peifer Realty Sunday, June 23 12-2pm . . . . . . . . 11 Henry O’Way, Chatham, $599,900 . . . . . . . .Penny / Elliot Wilton, Royal LePage Peifer Realty 2:30-4:30pm . . . . 26 Molengraaf Way, Chatham, $529,900 . . . . .Penny / Elliot Wilton, Royal LePage Peifer Realty
17402 Lakeshore Rd., Rondeau Park
Beautiful 3 BR overlooking the beach & Lake Erie. Spacious layout, lots of living space & plenty of storage. $289,900.
Real Estate FAQ’s Q: I can get a really good deal if I buy a power of sale because the bank just wants to get rid of it right?
11-12:30pm . . . . . 9265 Middle Line, Blenheim, $239,900 . . . . . .Penny / Elliot Wilton, Royal LePage Peifer Realty
the property. It can still be worthwhile to buy a power of sale, but there are a few complications that you should be aware of. First of all, the property is sold “as-is.” The lender won’t know whether the basement has a history of flooding or if there are other hidden defects in the home. In a normal transaction you can ask the seller detailed questions about the condition of the property, and you can request that they repair certain issues as part of the deal. But that’s not possible with a power of sale—any repairs will be your responsibility after
What is missing ?
YOU!
Call your LOCAL REALTOR® today! Sponsored by you complete the purchase. With that in mind, a thorough inspection of the property is highly recommended. A home inspector, contractor, environmental consultant or structural engineer can identify underlying problems with the home’s major systems, like heating and cooling, electrical, foundation, and so on. In addition, when you make an offer on the property, you can make it conditional on your satisfaction with the results of the inspection. If the inspection uncovers a major issue, the clause may allow you to walk away from the deal.
The second issue involves the legal aspects of buying a power of sale home. If a tenant or the owner is still living in the property, that can be an additional challenge. A real estate lawyer can provide you with guidance on how to proceed. A legal review of the documentation from the bank is also a good idea, especially since the documents can be long and hard to interpret. The third twist involves timelines. The bank has procedures they follow when they’re considering offers, and their staff typically only handle offers during business hours. As a result, the offer
process may take longer than normal. Finally, the bank may also include a “right of redemption clause” that lets them call off the deal if the owner catches up on their mortgage payments before the sale closes. This rarely happens in practice, but it’s a good idea to find out if they will include the clause in the Agreement of Purchase and Sale. There are quite a few caveats to buying a power of sale home, but it can still be worthwhile. Understanding potential issues, and hiring the proper experts will go a long way.
• Reach 19,300 homes a week • Full colour at no extra charge • Convenient pull-out section • Digital Edition Online at No Extra Charge The Chatham Voice, a locally owned community newspaper that people actually read! To advertise in Voice Homes, call 519-397-2020 and ask to speak to a sales representative today!
Let Us B 519
THE CHATHAM VOICE
PAGE 14
VISIT OUR BLOG!
THURSDAY, JUNE 20, 2019
THE CHATHAM VOICE
THURSDAY, JUNE 20, 2019
Serving Chatham-Kent Since 1968
Stay up-to-date on home ownership.
Realtor On Duty
www.royallepagechathamkent.com Amber Pinsonneault* Patrick Pinsonneault** 519-784-5310 519-360-0141
CHATHAM OFFICE BLENHEIM OFFICE
34 Raleigh St. 42 Talbot St. W.
519-354-5470 519-676-5444
PAGE 15
Peifer Realty Inc.
BROKERAGE - INDEPENDENTLY OWNED AND OPERATED
Monday-Friday 9:00am-6:00pm Saturday 9:00am-1:00pm
Brian Peifer Broker of Record Cell 519-436-2669
open house
Deborah Rhodes* 519-401-5470
David Smith* 519-350-1615
Brandice Smith* 226-626-4838
Bev Shreve** 519-358-8805
SAT., JUNE 22 • 12-2PM 340 ROSS, ERIEAU $279,900 AGENT: JACKIE PATTERSON Quaint 3br cottage with a large front porch that leads into a bright sunroom. Call Jackie 519-436-9030.
Offer Pending 82 BRAEMAR $775,000
Executive 4+1br, 6 bath, 3400 sq ft 2 storey home with i/g pool. Call Amber 519-784-5310.
80 MORNING GLORY $589,000 3br, 3 bath brick rancher, 3 gas f/p’s, full finished basement & attch’d double garage. Pristine condition. Call Bev 519-358-8805.
7144 GRANDE RIVER LINE $949,900 Custom built Crago built classic 2 storey on the water. 4br’s, 5.5 baths, 4 car garage. Call Brian Peifer 519-436-2669.
Impressive 3br, 3.5 bath rancher overlooking the canal in Lighthouse Cove. Call Eric 519-4364865.
564 INDIAN CREEK RD. W. $609,900 Custom built stunning, 3br, 4 bath 2 storey home in move-in condition. Call Gus 519-355-8668 or Heather 519-355-8666.
875 CHARING CROSS $579,900
Stately Tudor style, 2.5 storey home with 2.98 acres of land including approx 2 ac’s of bush. Call Brian Peifer 519-436-2669.
5460 QUEEN’S LINE, TILBURY • $449,900 Beautifully maintained custom built 3br, 2 bath ranch with a park like setting. Call Lisa 519-365-7325.
295 GIVEN $459,000
4.04 ac’s zoned rural res/agric. New 8600 sq ft pole barn with hydro. Call Steve 519-355-9774.
5084 TALBOT, MERLIN $688,888 3br, 2.5 bath 2100 sq ft ranch perched on the Talbot Trail, Lake Erie Bluff. Panoramic waterfront views. Call Brian K 519-365-6090.
67 SCHOONER $289,900
Lovely fully finished 2+2br, 2 bath bi-level backing onto greenspace & walking trail. Call Deb R 519-401-5470.
New Listing
New Listing
New Listing
49 DEGGE $134,900
7774 TALBOT, BLENHEIM • $658,888
187 MERCER $349,900
56 ENCLAVE $449,900
Unique 3br ranch perched on the bank of the Lake Erie Bluff. Call Brian K 519-365-6090.
Beautiful 2br, 2 bath totally finished rancher with totally private rear yard. Call Wayne 519-436-4810.
Darren Hart* 226-627-8580
Catie Hawryluk* 519-809-4268
Brian Keenan* 519-365-6090
Gwen Liberty* 519-784-3646
Wayne Liddy* 519-436-4810
George McDougall* 519-360-7334
June McDougall* 519-358-5199
Sylvia Moffat** 519-355-8189
Ghassan (Gus) Najjar** 519-355-8668
Heather Najjar** 519-355-8666
Kristen Nead** 519-784-7653
Andrea Okopny* 519-359-2482
Chris Papple* 519-350-1402
Jackie Patterson* 519-436-9030
Elizabeth Peifer* 519-436-8959
Hobby farm & 1866 sq ft 3br brick ranch on 2.42 ac property. Call Brian K 519-365-6090.
Offer Pending
Completely renovated 3br bungalow with maintenance free yard. Call Amber 519-784-5310.
Michael Gibbons* 519-365-5634
11933 FYSH $598,888
New Listing
Michael Smyth* 519-784-5470
Ron Smith* 519-360-7729
19085 CREST RIVER, LIGHTHOUSE COVE $1,199,000
Absolutely spotless 2+2br, 3 bath raised rancher, spacious open concept. Call Eric 519-436-4865.
New Listing Patti Vermeersch* 519-355-6800
Carson Warrener* 519-809-2856
83 VALENCIA $529,900
Cindy Weaver** 519-360-0628
Elliot Wilton* 519-358-8755
Penny Wilton** 519-360-0315
Lisa Zimmer* 519-365-7325
Approximately 2273 sq ft + basement, 4+1 br, 4 bath 2 storey currently under construction. Call David 519-350-1615.
136 KING ST S, HIGHGATE • $299,900
3br, 2 bath brick 2 storey home re-done in the 90’s with many updates & double detached garage. Call Lisa 519-365-7325. Kelly-Anne Appleton* 519-365-7155
Eric Fitzgerald* 519-436-4865
HORIZON LANE STARTING @ $349,900
16, 2br, 2 bath semi-detached bungalow homes & 2 detached homes under construction. Call Carson 519-809-2856.
10596 LAKEVIEW $499,900
3+1br, 2 bath brick ranch with recently developed lower level. Call Brian Peifer 519-436-2669.
New Price
New Listing
11 GOLDENROD $359,000
12450 LANOUE, TECUMSEH • $429,900
2+2br almost new raised ranch with bonus room & attached garage. Call Andrea 519-359-2482.
A totally renewed 3+1br, 2 bath raised ranch updated from top to bottom. Call David 519-350-1615.
21628 ADAMS CR $448,000
All brick raised ranch with 3+2br’s, situated on a 1.34 acre lot with a private beach nearby and tennis courts and trails. Call Darren 226-627-8580.
22666 MULL $344,000
Updated country style 3br, 1.5 bath, 1.5 storey home on a large lot surrounded by farmland. Call Lisa 519-365-7325.
Offer Pending 10 VILLA $274,900 Well appointed 2+1br, 2 bath bungalow with new stainless steel kitchen appliances. Call David 519-350-1615.
8575 MIDDLE LINE, CHARING CROSS • $229,900
5 plex in nice community having 3-1br units & 2-2br units. Great opportunity. Call Ron 519-360-7729 or Brandice 226-626-4838.
11099 LONGWOODS, LOUISVILLE • $448,000 Pristine 4+1br, 2 bath country family home. Call Patrick 519-360-0141.
52 GRAND, WALLACEBURG • $439,900 1st time listed. 3br, 1.5 bath executive 2 storey brick home with many updates & i/g pool. Call Wayne 519-436-4810.
32 SAUGEEN $289,000
Well maintained 4+1br, 1.5 bath 2 storey on manicured corner lot. Call Amber 519-784-5310.
7188 BASSETTE $189,900
A spacious 1br cottage for a perfect summer getaway on a canal heading out to Mitchell’s Bay. Call Kelly-Anne 519-365-7155.
Steve Carroll* 519-355-9774
Ronald Franko** 519-355-8181
Broker**
49 HOUSTON $184,900
Large, spacious 3br, 1.5 storey on a dead-end street. Call Jackie 519-436-9030.
V/L FRONT LINE, BLENHEIM • $79,900
Country living awaits! 1.38 ac residential building lot on a paved road. Call Kristen 519-784-7653.
8 SCHOOL $194,900
Perfect downtown location. Approx 1500 sq ft building with open concept. Call Wayne 519-436-4810.
New Listing
New Listing
New Listing
262 FOREST $178,000
57 PETER $198,000
54 NICHOLS, BLENHEIM • $249,900
3br bungalow with some updates on a great lot. Call Patrick 519360-0141 or Elliot 519-358-8755.
3br, 1.5 bath full brick ranch in solid condition. Call Patrick 519-360-0141.
Beautiful 3br, 1.5 bath raised ranch with loads of space and some updates. Call Chris 519-350-1402.
D L SO 116 GLADSTONE $179,900
2br brick home in mint condition with several updates. Close to schools & amenities. Call June 519-358-5199.
150-180 WALLACE, WALLACEBURG • $400,000 8.24 ac industrial vacant lot located on the river. Call Kelly-Anne 519-365-7155.
94 OTTAWA $289,900
3br, 2 bath well maintained 4 level side split with beautiful i/g pool. Call Lisa 519-365-7325.
36 DUFFERIN $199,900 This 4-plex has had some renovations. Each unit has 1br & 1 bath & each with separate utilities. Call Amber 519784-5310.
Sales Representative *