You may be surprised! 705-864-0911
CHAPLEAUEXPRESSTalk about good coffee! Miss CoffeeMugginsand Fresh Donuts Vol.27,Issue3,September15,2022 Local News Weekly Delivered Free to Every Household CallAlain at Mission Motors 61 Mission Road, Wawa, ON, P0S 1K0 MOTORS of WAWA MISSION Phone (705) 856-2394
fromaMayorPart9 Notesd’unmaire9ièmepartie l'autremaireLesopinionsexpriméesicisontcellesduetenaucuncascellesdel'un·eoumembreduConseil. Le Budget De Fonctionnement –DeuxièmePartie Pourquoi cette analyse du budget de fonctionnement? Eh bien, chaque contribuable devraitêtreaucourantdesfaitsrapportés
themunicipalitymaycontemplate.Butwhypay Let'ssomuch?use the Lansdowne Street project as an example. Consultants were employed from the beginning: first, to determine what work should be done; second, to establish the financial parameters for tendering by construction companies; third, to supervise the job's progression to protect the municipality from shoddy workmanship and exorbitant cost increases.Consultants
Thursday High 14 Low 9 LongForecastTerm Friday High 13 Low 11 Saturday High 18 Low 15 Sunday High 19 Low 14 Monday High 20 Low 13 Tuesday High 21 Low 15
The opinions expressed are those of the Mayor andnootherCouncillor.
budgétaires imposés par le gouvernement provincial et pour lesquels nous n'avonsd'autrechoixquedepayer.Dans cette deuxième partie, je traiterai de plusieurs domaines de dépenses qui ne sont pas obligatoires, mais qui sont essentiels au fonctionnement efficace d'une municipalité. Ceux-ci comprennentlechauffageetl'électricité, les assurances, les avocats et les vérificateurs, ainsi que les honoraires desconsultants. SuiteP.2
Well,thesearefactsthateveryratepayer should be aware of.We are all effected by these Aitemsandthecosts.secondreasonfor publicly discussing these items is more practical: by reviewing the Operating Budget, using several reference points, one concludes that there is little or no andheatefficientwhichpay.byroomfordeviatingfromtheseobligations.Part1focusedonthoseitemsmandatedtheProvincialGovernment,nochoice,justPart2focusesonseveralareasofspendingarenotmandatedbutareessentialtoanfunctioningmunicipality.Theseincludeandhydro,insurance,lawyersandauditors,consultantfees.
plants and the civic center, energy efficiency projects are expensive, almost prohibitive. $466,075.Totalcostforheatandhydrointhe2022budgetis
assure public safety, quality work and reasonable financial spending, Their expertise protects us. Consultant fees for 2022 annuallydollars.repairsDepartment,rollingTheaccount$1,054,103Lawyersarticle'sBudget.wereareprojectedas$332,155.Insummary,themandatorycostsinPart1$1,188,175.00or13%ofthetotalOperatingSalariesandbenefitsareserat27%.ThistotalforHeatandHydro,Insurance,andAuditors,andConsultantsisorapproximately12%.Allthreefor52.5%ofthetotalOperatingBudget.remainingexpenses,suchasgascosts,stockoperationsandrepairs,theFireandbuildingmaintenanceandwillquicklyconsumetheremainingAlltheseobligationsmustbemetwithoutoverburdeningratepayers.
WhythisreviewoftheOperatingBudget?
LAWYERS: Lawyers are essential to a municipal government. Their expertise is required when a municipality draws up a contract, composes new by-laws or revises old by-laws.Lawyersareoftenconsultedtoreassure staff and Council that an action committed or contemplated is appropriate and within municipal jurisdiction. Again the cost is fluid fromyeartoyear.Theprojectedtotalfor2022is A$26,750.costrelated to this is that of auditors. The provincial government requires an annual audit for every municipality. Our cost is $36,300 for 2022.
traitaitobligations.pasdepossibilitédenoussoustraireàcesDanslapremièrepartiequidecesujet,j'aiabordélespostes
Stop in and see our new menu.
THEOPERATIONSBUDGET–PART2
PIZZA HUT & KFC
ici. Ces postes budgétaires et les coûts associésnousconcernenttous.Ilexisteunedeuxième raison, plus pratique celle-là, pour discuter publiquement de ces sujets. En étudiant lebudgetdefonctionnement,àl'aidede plusieurs points de référence, on parvientàlaconclusionqu'ilyapeuou
Notes
INSURANCE: No municipality functions without insurance, Similar to heat and hydro insurance, costs fluctuate with market trends, a forinsurancecaptive$30,000increaseoverthelastfewyears.WeareapayersinceonlytwocompaniesselltoOntariomunicipalities.Totalcost2022is$192,823.
CONSULTANT FEES: Consultants are almostalwaysapartofanyproject,bigorsmall,
HEAT AND HYDRO- The need is self –explanatory . Like any household, the municipality is subject to price fluctuations which can play havoc on a budget. We have conducted energy audits and replaced lighting with LEDs to decrease costs. With several buildings: town garage, arena, water and sewer
Vehicle Decals Safety Signage Posters jnsigns@gmail.com 705-864-4376 Notesd’unmaire9ièmepartie
SuitedelaP.1
Reducetheriskaroundthehome
Installorrepairscreens.Somemosquitoes like to come indoors. Keep them outside by having well-fitting screens on all your windows Removeanddoors.standing water from around your home
Positivecase WestNilevirusinabirdreported byPublicHealthSudbury&Districts
CHAPLEAU EXPRESS,September15,2022-Page2
Les Avocats – Les avocats sont essentiels au gouvernement municipal. Nous avons besoin de leur expertise lorsque la municipalitéétablitun contrat,rédige pourd'unecialpourtotalaussi,lesactionpersonnelOndenouveauxrèglementsouenrévisedesanciens.consultesouventdesavocatspourrassurerleetlesmembresduConseilqu'uneposéeoucontempléeestadéquateetdanslimitesdelacompétencemunicipale.Icilescoûtsfluctuentd'uneannéeàl'autre.Leprévupour2022estde26750$.Uncoûtliéàcelui-ci,c'estceluidéboursélesvérificateurs.Legouvernementprovin-exigequechaquemunicipalitéfassel'objetvérificationannuelle.En2022,notrecoûtcettevérifications'élèveà36300$.
LesHonorairesDesConsultants–Lesconsultants font presque toujours partie de tous les projets que contemple une municipalité, que ceux-ci soient de petite ou de grande envergure. Cependant,pourquoipayerautant?Àtitred'exemple,prenonsleprojetdela rue Lansdowne. Nous avons embauché des consultants dès le départ. D'abord, pour établir quel travail devait être accompli. Ensuite, pour établir les paramètres financiers des appels
LesAssurances –Aucune municipalité ne peut fonctionner sans assurances. Comme pour le chauffage et l'électricité, le coût des assurances fluctueselonlestendancesdumarché.Aucours des quelques dernières années, nous avons fait face à une augmentation de 30 000 $. Nous sommes des payeurs captifs puisque seulement deux entreprises vendent des assurances aux municipalitésdel'Ontario.Lecoûttotalen2022:
d'offresdelapartdesentreprisesdeconstruction. Enfin,poursuperviserl'avancementdestravaux pour protéger la municipalité du travail de accablerfautgrugentquematérielcoûtsfonctionnement.représententfonctionnement.atteintavocats,chauffagedesles%consacréprésentés2022raisonnablepublic,desmauvaisequalitéetd'augmentationsexorbitantescoûts.Lesconsultantsassurentlasécuritédulaqualitédestravauxetlecoûtdesdépenses.Lescoûtsprévuspoursontde332155$.Enrésumé,lescoûtsobligatoiresdanslapremièrepartiedel'articleàcesujets'élèventà1188175$,soit13dubudgetdefonctionnement.Lessalairesetavantagessociauxsontfixésà27%.Letotalcoûtsprésentésdanscedeuxièmearticle–leetl'électricité,lesassurances,leslesvérificateursetlesconsultants–1054103$ouenviron12%dubudgetdeCestroispostesdedépenses52,5%del'ensembledubudgetdeLesautresdépenses,commelesdugaz,l'exploitationetlaréparationduroulant,leservicedesincendies,ainsil'entretienetlaréparationdesbâtimentslesdollarsquirestent.Chaqueannée,ilfairefaceàcesobligationssanspourautantlescontribuables.
of
Through Public Health’s surveillance
192823$.
Mosquitoesgreatestseriousaffectlymphheadache,experiencevirusfrombyofNileprecautionsProtectionGroulx,infectedalthoughHowever,withbeenmosquitoesanyactivitiestodate,thevirushasnotbeendetectedinmosquitoscollectedthisyear.WNvpositivewerelastdetectedintheareain2018.“Inourserviceareathisyear,therehavenoconfirmedcasesofpeoplebeinginfectedthevirusormosquitoescarryingthevirus.thispositivebirdremindsusthattheoverallriskofapersonbecomingislow,thevirusisstillpresent,”saidJonamanagerinPublicHealth’sHealthdivision.“Therefore,takingtoavoidbecominginfectedwithWestvirusisimportant,”addedGroulx.WestNilevirusisspreadthroughthebiteaninfectedmosquito.Mosquitoesgetthevirusfeedingoninfectedbirds.Symptomscanrangemildtosevere.Mostpeopleinfectedwiththehavenosymptomswhileothersmaymildsymptomsincludingfever,bodyaches,mildrash,andswollenglands.Inveryrarecasestheinfectioncanthecentralnervoussystemandcausesymptoms.LatesummeristypicallythetimeofriskforcontractingWestNilevirus.cancarryhigherlevelsofthevirusat
thistime,andthisiswhenpeoplemightnotbeas careful about protecting themselves from mosquito bites. Here are some simple measures you can take to continue to protect yourself and yourfamily:
Le Chauffage Et L'électricité – Cette dépense se passe d'explication. Comme c'est le cas pour tout ménage, la municipalité est sujette à la fluctuation des prix, laquelle peut perturber un budget. Pour diminuer les coûts, nous avons menédesvérificationsdel'efficacitéénergétique et nous sommes passés à l'éclairage au DEL. Comme nous avons plusieurs bâtiments – le garage municipal, l'aréna, les stations de traitementdel'eauetdeségouts,lecentrecivique – les projets d'efficacité énergétique sont coûteux, presque prohibitifs. En 2022, le coût total du budget pour le chauffage et l'électricité estde466075$.
Public Health Sudbury & Districts has received confirmation that anAmerican Crow in theGreaterSudburyareatestedpositiveforWest Nilevirus(Wnv).
Personalwheremosquitoescanbreed.precautionsWearlight-coloured, long-sleeved shirts, long pants, shoes, and socks when outside, especially from dusk to dawn, when mosquitoes aremostactive.Useanapproved insect repellent and be sure to follow the manufacturer’s recommendations.Anyonewith concerns about a dead bird can contact the Canadian Wildlife Health Cooperativeat1.866.673.4781.Formoreinformationabout West Nile virus, please contact Public Health Sudbury & Districts at 705.522.9200 ( toll-free at 1.866.522.9200)orvisitwww.phsd.ca.
shallhavedominion fromseatosea."Twenty-five years later, on July 1, Mr. Way-White, now retired from the Canadian Pacific Railway, was at the Centennial Park and the totem pole was cut down as the wood had beendeterioratingforseveralyears.Whenitwasplacedinthepark in 1967,
Mr. Way-White had put a time capsule in the base, however, over the years the glass jar had broken and some of the contents had been destroyed. In a glass jar were stamps, centennial coins, a Chapleau newspaper and a note from Mr. Way-White as reeve. Those salvaged were placed on displayinthemuseum.InanarticleinAlgoma Hi-Rail, Marg Byer talked about Mr. WayWhite's project. He told her it was easy getting the log into his basement compared to getting it out."Wehadonehelluvatimegetting the pole out.We didn't think about that once it was carved with wings and what not it was wider than before."Butthey managed and the totem pole stood proudly in Centennial thedutynotedPark.InthesamearticleMargByeralsothatMr.Way-WhitewasonwiththeCPRin1939whenRoyalTrainwithKingGeorgeVIandQueenElizabethonit
Partoftotempoleinmuseum
CHAPLEAU EXPRESS, September15,2022-Page3
Larry Carroll, Mr. Way-White's nephew helped him get the log home and into his basement, while his friend and neighbour Jack Whitney,carvedtwoofthefiguresthatappeared onitduringtheeightmonthsittooktotransform occupiedcelebrationtotemJanuaryaCentennialpole.itfroma17-foot-longoldlogtoacolourfultotemWhileworkingonhispersonalproject,Mr.WayWhite,whohadbeentownshipcouncillor,becamethereevein1967.AshewasfinishingworkonthepoleandpreparingforChapleau'sofCanada'sCentennial,hewasalsowiththedevastatingforestfireofJune
Chapleau Moments
1967, when he had to give the order to evacuate wasCanada'ssheapparentlyVictoria'semblematicseamare""AdwereLeaf.CentennialExpobear,werecolourful1973.servedmunicipality.theHeasreeveuntilIncludedonthetotempoleathunderbird,nativespirit,67Logo,andtheMapleAlsoengravedtheLatinwords,mariusqueadmeaningfromtosea,whichwereofQueenwordsusedwhenchoseOttawaascapital,andquotedassaying,"You
arrivedinChapleauabouttwoa.m.Henotedthat he had to wear a special armband and security @outlook.comthesonJimPolicefather,beenwrotevisit,SchoolJimwasprovidedbytheRCMPandCPRPolice.ElizabethAustinadvisedthatherfatherAustinwasamemberoftheChapleauHighCadetCorpswhowereonhandforthewhileJuneMarie(Charette)CharlwoodthathergrandfatherEdwardWoodardhadanengineerontheRoyalTrain.JuneMarie'sMauriceCharette,waspartoftheCPRsecuritydetailfortheRoyalTrain,aswasMorris,myfather.MythankstoDaveWay-White,Terry'sforprovidinginformationonthebuildingoftotempole.Myemailismikejmorris41
FormerChapleaureeveTerryWay-Whitecreated colourfultotempoleforCentennialParkas1967project
Thetotempolebuilders
While fishing at Seven Mile Lake in 1966,TerryWay-White,sawapoleatthebottom ofthelake,draggeditout,tookithomeandputit inhisbasementtodryout.InMay1967,asCanadawascelebrating its100thanniversaryasanation,andaftereight months work, Mr. Way-White and his friends who had helped him, raised a colourful totem pole at Chapleau's Centennial Park, on Monk Street.
by MichaelMorrisJ.
Le gouvernement Biden, aux États-Unis, vient tout juste d'adopter l'Inflation Reduction Act, unemesurelégislativeimportanteethistorique,alors que nos voisins du Sud continuent de ressentir les partenairesfaire,versleminérauxblestantetques,l'augmentationdanssementLeduconsistementsL'objectif,transitiontrontdispositionsÉtats-Unisdul'industrielainvestissementsd'intérêtimportantestouteffetsdel'inflationquifrappelemondedepleinfouet,commeleCanada.Or,unedespartieslesplusdecetteloi,etcellequisusciteleplusdansleNorddel'Ontario,concernelesdesÉtats-Unisdansl'énergieverte,etbénédictionqu'ilspourraientreprésenterpourminièredanslarégionainsiqu'àl'échellepays.Danslecadredel'InflationReductionAct,lesconsacreront369milliardsdedollarsàdesclimatiqueseténergétiquesquipermet-àl'économiedesÉtats-Unisd'effectueruneversdesénergiesvertesetrenouvelables.dumoinsencequiconcernelesinvestisse-danslatransitionverslesénergiespropres,àréduirelesémissionsdegazàeffetdeserrepaysde40%souslesniveauxde2005d'ici2030.projetdeloireprésenteleplusimportantinvestis-dugouvernementdesÉtats-Unisdel'histoirel'énergieverte,etprévoitledéveloppementetdelaproductiondevéhiculesélectri-l'accroissementdesénergieséolienneetsolaire,l'élaborationdesolutionstechnologiquespermet-deréduireladépendancedupaysauxcombusti-fossiles.LesÉtats-Unisaurontbesoindedavantagededeterresrares(commelenickel,lecuivre,cobaltetlelithium)afind'effectuercettetransitionuneéconomieénergétiqueplusverte.PourcelesÉtats-Unisdevrontcomptersurleurscommerciaux.ÉtantdonnéqueleCanada,
REPORT fromd’OttawaRapportOTTAWA
U.S.NewGreenEnergyLegislationcould beaBoonforCanadianMiningSector
to build this expanded transition to a greener energy economy,suchasnickel,copper,cobalt,andlithium. This means that U.S. will need to rely on its trading partners to help develop this transition, and given Canada,andNorthernOntarioinparticular,havethe mineralstheyneed,wemayseeasignificantboomin our mining industry in years to come. But this will require substantial investments in mining, infrastructure such as roads and highways, and the supply chain in general that will require Federal leadership.Many in the mining industry seem very optimistic about the legislation, with Pierre Gratton, President of the Mining Association of Canada, stating in an article for the Hill Times that the “ambitionisgreat,theattentionisgreat,thepressure is great, but the challenge is enormous.” Further noting that, just to meet demand for nickel alone, Canada would need to develop another eight nickel mines over the next ten years. A challenge, to be certain, but one that can see a tremendous growth in the mining industry. It would create good paying union jobs and attract significant financial investments.Attempting to transition towards a green economy is not without its own set of concerns, particularly when we are talking about increasing mining activity.We must ensure that mining is done sustainably, and that environmental standards are maintained. To trade one environmental concern for anotherisnottheappropriatewayforward.
etplusparticulièrementleNorddel'Ontario,disposedes minéraux dont les États-Unis ont besoin, nous entrevoyons un essor important de notre industrie minière dans les années à venir. Il faudra toutefois réaliser des investissements considérables dans le secteur minier, dans les infrastructures comme les routes et les autoroutes et dans la chaîne d'approvisionnementengénéral,etilfaudradoncque àcelaéquitableassurémentpréoccupationenvironnementalesminièreminière.particulièrementéconomiedescréercroissancecontreditsupplémentairesment,répondregrande,estdansl'AssociationReductionsemblentlegouvernementfédéralfassepreuvedeleadership.Denombreuxacteursdel'industrieminièretrèsoptimistesàl'égarddel'InflationAct.PierreGratton,présidentdeminièreduCanada,ad'ailleurssoutenuunarticlepubliédansHillTimesque«l'ambitiongrande,l'attentionestgrande,lapressionestmaisledéfiestdetaille».Ilaajoutéquepouràlademandeenmatièredenickelseule-leCanadadevraitexploiterhuitminesdenickeldansladécennieàvenir.Ils'agitsansd'undéfi,maisquipourraitentraînerunespectaculairedansl'industrieminière,desemploissyndiquésbienrémunérésetattirerinvestissementsconsidérables.Tenterd'effectuerunetransitionversunevertecomportesonlotd'inquiétudes,lorsqu'onparled'accroîtrel'activitéNousdevonsnousassurerquel'exploitationsefaitdefaçondurableetquelesnormessontrespectées.Échangeruneenvironnementaleparuneautren'estpaslabonnefaçondeprocéder.Lesconversationsausujetd'une«transition»enpréoccupentcertains,étantdonnéques'estsouventtraduitparlafermetured'industriesfortesémissionsdecarbone,commelecharbon.
thelater,transition.Federalagainstlegitimateshowdevelopment,withcorrectly,thehaveworkersworkersservices,opportunitiesworkerseconomy.170,000governmentEnvironmentneedensuringtransitionfront,sinceTheshutteringconcernedConversationsarounda“justtransition”havesome,giventhatthishasoftenmeantcarbonintensiveindustries,suchascoal.Liberalshavepromisedjusttransitionlegislation2019,buthaveyettotableanythingonthisdespitetheclearneed.Appropriatejustlegislationmustputenergyworkersfirst,thattheyareabletoreceivethesupportstheytoworkinagreenenergyeconomy,InApril,theCommissionernotedthatthefederalfailedtoadequatelysupportmorethanfossilfuelworkerstransitiontothegreenSo,it'sclearwemustworktoprotectthoseintheenergysectorbyprovidingforre-trainingandjobplacementensurecompaniesretainandredeploytheirwhenintransition,andguaranteethatnearingretirementhavethesecuritytheyworkedtheirwholelivesfor.Workersneedtobepriorityduringthistransition,andifdonetheycanbekeyinshapingagreeneconomygoodpayingjobsinminingandenergybutthefederalgovernmentneedstoleadershiponthisfronttoeaseworkers'concerns.Miningcanbeavitalindustryinthefightclimatechange,butweneedtoseehowthegovernmentintendstohelpfacilitatethatAnditneedstobedonefarsoonerthanaswecan'thavethedemandformetalsoutstripsupply.
Depuis2019,leslibérauxpromettentunprojetdeloi en matière de transition équitable, mais ils ne l'ont toujours pas déposée, malgré le besoin évident. Un projet de loi approprié en matière de transition équitabledevraitaccorderlaprioritéauxtravailleurs du secteur de l'énergie et s'assurer qu'ils peuvent recevoirlesoutiendontilsontbesoinpourtravailler dansuneéconomieaxéesurl'énergieverte.Enavril, le commissaire à l'environnement a noté que le gouvernement fédéral n'a pas réussi à bien soutenir plus de 170 000 travailleurs du secteur des énergies fossiles, pour les aider à effectuer la transition vers l'économieverte.Ilestdoncévidentquenousdevons nous assurer de protéger ces travailleurs du secteur énergétique en leur offrant des possibilités de recydépassementfaciliterfaudralaleurs.égardfédéraldéveloppementdansunecesdefautd'emploilelapostelesclageetdesservicesdeplacement,enveillantàcequeentreprisesmaintiennentleurstravailleursenetprocèdentàleurredéploiementaumomentdetransition,etengarantissantquelestravailleurssurpointdeprendreleurretraiteconserventlasécuritépourlaquelleilsonttravaillétouteleurvie.Ilaccorderlaprioritéauxtravailleursdanslecadrelatransition.Enfaisantleschosescorrectement,dernierspourraientjouerunrôlecléetfaçonneréconomieverteavecdesemploisbienrémunéréslessecteursdel'exploitationminièreetduénergétique.Legouvernementdoittoutefoisfairepreuvedeleadershipàcetafind'apaiserlescrainteslégitimesdestravail-L'industrieminièrepeutdevenirvitaledansluttecontreleschangementsclimatiques,maisilvoircommelegouvernementfédéralentendlatransition.Etilfaudraagirleplusrapide-possibleafind'éviterquelademandedemétauxl'offre.
LanouvelleloidesÉtats-Unisenmatièred'énergievertepourraitreprésenterunepercéemajeurepourlesecteurminiercanadien
by/par Carol Hughes Federal member of Algoma-Manitoulin-KapuskasingParliament
CHAPLEAU EXPRESS,September15,2022-Page4
The Biden Administration in the U.S. just recentlypasseditslandmarkInflationReductionAct, animportantpieceoflegislationasourneighboursto the south continue to feel the pinch of inflation that has gripped the world, much like Canada. However, oneofthemostimportantpartsofthislegislation,and thepartthatwillactuallybeofsignificantinterestto people across Northern Ontario is how much the administration is investing in green energy, and how thiswillbeasignificantboontotheminingindustry acrosstheregionandthroughoutthecountry.AspartoftheInflationReductionAct, the dependencebuildingvehicles,developmentinrepresents40isregardingtowardsprovisionsU.S.hasearmarked$369billioninclimateandenergytotransitiontheU.S.economyfurthergreen,sustainableenergy.Thegoal,atleasttheinvestmentsincleanenergyadaptation,toreducethecountry'sgreenhousegasemissionsbypercentbelow2005levelsby2030.ThebilltheU.S.Government'sgreatestinvestmentgreenenergyinhistory,andincludestheandincreasedproductionofelectricexpandingwindandsolarenergy,andthetechnologytofurtherreducetheironfossilfuels.TheU.S.willneedmorerareEarthminerals
Noma,Fonom,AndNosdaMeetWithMinisterDelegation
In August, NOMA, FONOM, and NOSDAhadtheopportunitytomeetwithamulti ministerdelegationfromprovincialgovernmentat annual AMO conference to discuss the Housing, Mental Health, Addictions, and Homelessness CrisisintheNorth.TheNorthern Ontario Service Deliverers Association (NOSDA), the Northwestern Ontario Municipal Association (NOMA) and the Federation of Northern Ontario Municipalities (FONOM),jointlydiscussedthecrisisofHousing, Homelessness, Mental Health, and the Opioid CrisiswiththeProvincialGovernmentattheAMO Conference. NOMA President Wendy Landry, FONOM President DannyWhalen, and NOSDA Chair Michelle Boileau shared with Provincial Ministers,Associate Ministers, and Parliamentary Assistants the experiences and challenges in our communities.
fitsbasedFund,CanadaInvestments,investmentfinancialassessmentsbe.greateryou’reperformance,riesAndacceptingment.investmentearn$100becausedecideperiodstendencymarketsHowever,risk$100investmentTakeasimplemutualfundforexample.Investinthefund,andthereisathatyouwillsufferaloss.stockandbondhaveshownastrongtoriseoverlongoftime.So,youmaytoacceptthatriskoflosssimplyleavingthatinabankaccountwillnotyouthekindofreturnonyouneedforretire-Effectively,you’rerisktoearnareturn.aswe’veseenfromcentu-ofinvestmentmarketthemoreriskpreparedtoaccept,theyourpotentialreturncanTheserisk-for-rewardplayoutacrossmarkets.AmajormanagerlikeCPPwhichmanagesthePensionPlan(CPP)alsomakesdecisionsonhoweachinvestmentintoitsoverallriskprofile.
Email us at chaexpress@sympatico.ca
an element of risk in all financial decisions. Rather than seeing it as a good or bad thing, it’s usefultothinkaboutriskasatoolyoucanputto gooduse.
The three organizations provided the government with a research paper written by theNorthernPolicyInstitutetitled"MorethanJust a Number: Addressing the Homelessness, Addiction,andMentalHealthCrisisintheNorth". This paper identifies 8 strategies that need to be developed.Danny
MichelleBoileaucommented,"wewantto work with this government to ensure the right resourcesareputintherightcommunitiestoreach people who need the resources where they live", further "above all, we ask that this government recognize municipalities and DSSABs as full partners in our collective efforts to address the paper.Addiction,thanandtoadvocateandgovernment"thegrowingmentalhealthandaddictionchallenges.TheHonourableVicFedelicommented:NorthnowhassevenMPP'sonthesidethatrepresentNorthernOntariotheywelcomenewideassowecancollectivelyfortheNorth."ThethreeorganizationsaskedtheprovinceworkwithanddirectlysupportthemunicipalitiesDSSABstodevelopthestrategiesinthe"MoreJustaNumber:AddressingtheHomelessness,andMentalHealthCrisisintheNorth"
(NC)Alot of us think of risk in purely negative terms. We avoid it as much as we can, and we Whenbelievewe’rerighttodoso.itcomestomanagingyourmoney,thereis
Riskisnotalwaysabadwordwhenitcomestoyourfinances
Whalen commented: "having the three organizations, representing 144 municipalities and 10 DSSABS, coming together shows how critical these issues are to Northern Ontario communities and the need for this government to help our municipalities address theaddressimportantuniquetheseconcerningissuesinawaythatrecognizesthechallengesoftheNorth."PresidentWendyLandrycommented"itistotakeanallofgovernmentapproach,toandcreatemadeintheNorthsolutionstoHousing,MentalHealthandAddictionsCrisis".
CHAPLEAU EXPRESS,September15,2022-Page5
For example, their portfolio includes low-risk government-issued bonds as well as higher-riskprivateequityassets,whicharedirect investmentsintoacompanynotlistedonapublic stock market. The bonds are likely to deliver a relatively modest return. Private equity investterm.youbutunderstandbeneficiariesnow,tracted,representsduringperbalancemitigatealike.popularphiesfyingmentsofferthepotentialforhigherreturns.Anactivemanagementstrategy–diversi-acrossdifferenttypesofassetsandgeogra-–combinedwithalong-termviewisastrategyforindividualsandlargerfundsItenablesCPPInvestmentstomanageandsignificantriskandachieveaneffectiveofrisksandreturns,resultingina10.3centannualrateofreturnoninvestmentthe10-yearsendingJune30,2022.Thisearningsafterallexpensesaresub-andmeansthatastheportfolioissetuptheCPPwillremainsustainableforitsforgenerationstocome.Professionalinvestmentmanagersthattakingonriskmayresultinlossesfindingtherightrisk-rewardbalancecanhelpachieveyourfinancialgoalsoverthelong
On Sept. 18, 1981, the 20,000-car parking lot at Canada's West Edmonton Mall makes the GuinnessWorldRecordsasthelargestparkinglot intheworld.However,Dubaiwassaidatthetime to be building a 40,000-space parking lot at their mall,butitonlyhas14,500slotstoday.
Lastweekssolutions
MOMENTS IN TIME
CHAPLEAU EXPRESS,September15,2022-Page6
Fax (705) 942-7188
CHAPLEAU EXPRESS,September15,2022-Page7
P.O. Box 1700, 37 Broadway Avenue, Wawa,P0SOntario1K0
NorthernLightsFordSales
ALLEMANO, FITZGERALD PASCUZZI & BERLINGIERI
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Monday to Friday
MICHAEL C. ALLEMANO, B.A., L.L.B.
ALCOHOLICS
Certified by the Law Society as a Specialist in Real Estate Law P.O. Box 10, 369 Queen St. E. Suite 103 Sault Ste. Marie, Ontario P6A
1-705-363-7804 Manitoulin-Kapuskasing,ever-changingwaswewilllifetime.theForhavingSovereign,HerMajestyQueenElizabethII.Herreignlastedforover70years,justcelebratedherPlatinumJubilee.mostofusintheCommonwealth,shewasonlySovereignwehaveknowninourHerreignasCanada'sHeadofStatealwaysbeavitalpartofourhistory.Today,mournamonumentallifeofawomanwhoasymbolofgraceandconsistencyinanworld.OnbehalfofthepeopleofAlgoma-Iextenddeepest
Barristers and Solicitors
Phone (705) 856-4970
Monday to Friday: 1 lb. to 10,000 lbs
ANONYMOUS (A.A).Open discussion meeting every Monday evening. Brunswick House First Nation Band office lounge 7pm.NarcoticsAnonymous(N.A)everyTuesdaysameplacesametime. NNADAPWorker@864-0174info.
CHADWIC HOME, FAMILY RESOURCE CENTRE. Offers shelter, emotionalsupport,andinformationforwomenandtheirchildrenwhoarein crisissituations.WehaveaTollFreeCrisisLinewhichisstaffed24hoursa day.WecanarrangeforfreetransportationtotheCentreforwomenwho liveintheAlgoma/Chapleauarea.Wealsooffersupporttowomenwholive in the communities of Chapleau, White River, Dubreuilville, and HornepaynethroughourOutreachProgram.OurOutreachWorkertravels tothosecommunitiestomeetwithwomenwhoneedemotionalsupportas wellasinformationabouttheirrightsandoptions.Ifyouneedtospeakwith the Outreach Worker when she is in your community, you can call the Centre at any time to set up an appointment. You do not need to be a residentoftheCentreinordertouseourservices.Ifyouneedsomeoneto talktoorifyoujustneedsomeonetolisten,callourTollFreeCrisislineat1800-461-2242oryoucandropinattheCentre.Wearehereforyou.
Highway 17 North P.O. Box 1033 Wawa, ON. P0S 1K0 Business 705-856-2775 Fax tgendron@northernlightsford.ca705-856-4862sales@northernlightsford.ca Library Hours Monday 1-5 pm Tuesday & Wednesday 1-7 pm Thursday & Friday 1-5 pm Website : www.chapleau.ca Follow us on facebook for more info! NewattheLibrary DeadlinesonWednesdaysat3p.m. SCANNING 705-864-4376 NEGATIVES SLIDES PHOTOS 8mm & Super 8 mm FILM Pimii Kamik Gas Bar & Gift Shop Located on the Chapleau Cree First Nation SUMMER HOURS will be from 7 a.m. - 10 p.m., 7 days a week Drop by and check out our line of Authentic Native Crafts, Unique Gift Ideas, Jewellery, and Gift Certificates TOO! We also carry road trip snacks, which includes Subs, Chips, Pop, plus a whole lot more. Your Propane Refilling Station 705-864-0781 Today, with a heavy heart, we learned of the passing of Canada's longest reigning
condolences to the Royal Family, including KingCharlesIIIandQueenConsortCamilla, tothepeopleoftheUnitedKingdom,allofthe dedication,worldCommonwealthcountriesandthoseacrossthewhoweretouchedbyherwarmth,andresilience.
Statementfrom MPCarolHugheson thePassingofQueenElizabeth II
Local MARKETPLACE MARKETPLACE
Call705-864-2579 Ads can be emailed chaexpress@sympatico.cato
3.Getconnectedonline
3tipstomakeyourgoldenyearsmorefun
1.Faireunelistedechosesàfaire Bienquecesoitunpeucliché,dresserunelistedeschosesquevousvoulez accomplir pendant le reste de votre vie peut être un excellent exercice pour comprendrevosprioritésetlestylederetraitequevoussouhaitez.Mêmesivousne rédigez pas une liste détaillée, réfléchissez-y : Avez-vous envie d’aventure et de nouvelles activités, ou souhaitez-vous vous détendre et vous relaxer? Peut-être un peudesdeux?Reconnaîtrecesobjectifsgénérauxpeutvousaideràréalisercequi vousapporteraleplusdeplaisiretdedivertissementlorsquevousferezvosplans.
(NC)Inaworldthatmayseemsdesignedforthe young,gettingoldercanfeellikeyou’rebecoming invisible. But, of course, you don’t simply stophavingfunasyouage.Herearesometipsto helpkeepyouonyourtoestotakeadvantageof thebestyearsofyourlife.
different activities to find one you enjoy. Don’t be afraid to make modifications for ability if you’reworriedaboutinjuries.
2.Findfunfitness
requests. Don’t give out personal information like your address, social insurance number or mother’smaidennameandneversendmoneyto someone you’ve only met online. Some scammers will target seniors pretending to be a familymember.Soifyougetanurgentmessage from a relative in need, reach out to them through another means like by telephone to verifyit’sreallythem.Ifanyonerequests something sensitive, block them and report them to the platform you’reon.Find more information at GetCyberSafe.ca.
Physical activity is crucial to your overall health and wellness, and it is never too latetogetstarted.Infact,inretirementyoumay beabletodevotemoretimetoactivitythanyou everdidinthepast.Whetheryouwalkjusthalf the golf course, dance in the kitchen or join a traditional fitness class, the key is to try out
CHAPLEAU EXPRESS,September15,2022-Page8
If you’re not totally comfortable on the internet, you’re not alone. But it can be a great resource to enrich your social life and help maintain your independence. Try getting your grandkids to teach you their favourite online threateningstrangeredwatchwrong,provevulnerable.areassumingoldererscybersureandgroupsvideogames;joinsocialmediaandparticipateinandforumsandreconnectwithfamilyfriendsyounormallycallonceayear.Justbetotakethetimetobrushuponhowstaysafe.ScammoftentargetadultstheymoreSo,themandoutforflagslikeor
1.Makeabucketlist
3.Entrerencontactenligne Sivousn’êtespastotalementàl’aisesurInternet,vousn’êtespasseul.Mais PensezCybersecurite.gc.ca.labienavecrecevezlespersonnesocialedesignauxsontvousappelezparticipezapprennentconserverilpeuts’agird'uneexcellenteressourcepourenrichirvotreviesocialeetvousaideràvotreindépendance.Essayezdefaireensortequevospetits-enfantsvousleursjeuxvidéoenlignepréférés;joignez-vousàdesmédiassociauxetàdesgroupesetdesforums,etrenouezaveclafamilleetlesamisquevoushabituellementunefoisparan.Veillezsimplementàprendreletempsdefamiliariseraveclacybersécurité.Lescybercriminelsciblentsouventlespersonnesâgéesenpensantqu’ellesplusvulnérables.Alors,prouvez-leurqu’ilsonttort,etfaitesattentionauxd’alarmecommelesdemandesétrangesoumenaçantes.Nefournissezpasrenseignementspersonnelstelsquevotreadresse,votrenumérod’assuranceoulenomdejeunefilledevotremèreetn’envoyezjamaisd’argentàunequevousn’avezrencontréequ’enligne.Certainscybercriminelsciblentpersonnesâgéesensefaisantpasserpourunmembredelafamille.Ainsi,sivousunmessageurgentd’unmembredelafamilledanslebesoin,communiquezluiparunautremoyen,parexemplepartéléphone,pourvérifierqu’ils’agitdelui.Siquelqu’undemandequelquechosedesensible,bloquez-leetsignalez-leàplateformesurlaquellevousvoustrouvez.Pourd’autresconseilspourresterensécuritéenligne,visitez
(EN) Dans un monde qui semble conçu pour les jeunes, vieillir peut donner l’impression de devenir invisible. Mais, bien sûr, on ne cesse pas simplement de s’amuserenvieillissant.Voiciquelquesconseilspourvousaideràrestervigilantetà profiterdesmeilleuresannéesdevotrevie.
Troisconseilspourrendrevosannéesdoréesplusagréables
Though it may be a bit cliché, making a list of things you want to accomplish in the remainderofyourlifecanbeagreatexerciseto understand your priorities, and your desired retirement style. Even if you don’t draft a detailedlist,giveitsomethought:Doyoucrave adventureandnewactivities,orareyoulooking forwardtoslowingdownandrelaxing?Maybea bit of both? Recognizing these broad goals can andhelpyourealizewhatwillbringyouthemostfunenjoymentasyou’remakingplans.
2.Trouveruneactivitéphysiqueamusante L’activitéphysiqueestessentiellepourvotresantéetvotrebien-êtregénéral, ded’essayerquevousconsacreretiln’estjamaistroptardpours’ymettre.Enfait,àlaretraite,vouspourrezpeut-êtreplusdetempsàuneactivitéquevousnel’avezjamaisfaitparlepassé.Quemarchiezsurlamoitiéduterraindegolf,quevousdansiezdansvotrecuisineouvousvousinscriviezàuncoursdeconditionphysiquetraditionnel,l’essentielestdifférentesactivitéspourentrouverunequivousplaise.N’ayezpaspeurmodifiervoscapacitéssivouscraignezdevousblesser.