PROTECTION ADVICE, HANDLED PROPERLY. Specialist Referral Service | Whole-of-Market Solutions | Retain Full Client Ownership
PROTECTING WHAT MATTERS MOST. A MORTGAGE GETS YOUR CLIENTS THE KEYS. PROTECTION ENSURES THEY KEEP THEM. Your clients trust you with one of the most significant financial decisions of their lives. But in a fast-paced market where time is limited and priorities compete,protection is often the first conversation to be delayed or missed; not through a lack of care,but simply a lack of capacity.
CORNERSTONE PROTECT EXISTS TO BRIDGE THAT GAP. We ensure every client receives a comprehensive, high quality protection conversation without adding pressure to you or your client’s working week. • • •
You stay focused on mortgages and core business. We deliver specialist, thorough advice. You retain 100% ownership of the client relationship.
“MAKING SURE NOTHING IMPORTANT GETS MISSED.”
WHY PARTNER WITH CORNERSTONE PROTECT?
DELIVER BETTER CLIENT OUTCOMES
REDUCE TIME & CAPACITY PRESSURE
Ensure every customer is fully protected against unexpected life events with bespoke, tailored cover.
Free up valuable adviser hours while knowing your clients are in expert hands from day one.
SPECIALIST UNDERWRITING EXPERTISE
ADDITIONAL REVENUE OPPORTUNITIES
Full support for complex medical histories, unique occupations, and non-standard risk profiles.
Create diversified income streams across financial services without extra administrative burden.
COMPREHENSIVE COVERAGE WHOLE-OF-MARKET PROTECTION SOLUTIONS We partner with many of the UK's leading protection providers, giving your clients access to a wide range of competitive and specialist protection solutions through a single referral.
PERSONAL PROTECTION
• Life insurance • Critical Illness Cover • Income Protection • Family Income Benefit
BUSINESS & SPECIALIST COVER
• Relevant Life Plans • Key Person Protection • Shareholder / Partnership Cover • Business Loan Protection
STRATEGIC POLICY REVIEWS
• Existing Policy Audits • Cover Gap Analysis • Trust Structuring Guidance • General Protection Reviews
FIVE SIMPLE STEPS. COMPLETE TRANSPARENCY
01 02 03 04 05
INTRODUCE
You introduce the client via our portal
QUICK CONTACT
We reach out swiftly and professionally
FULL FACT-FIND
We conduct a detailed needs & budget review
CLEAR RECOMMENDATION We present bespoke,jargon-free solutions aligned to their needs
REGULAR UPDATES & ADVISOR VISIBILITY You are kept informed at every stage; the client relationship stays yours.
PARTNERSHIP IN PRACTICE “RESPONSIVE, PROACTIVE AND RELIABLE, WITH THE EXPERTISE TO HANDLE EVEN CHALLENGING PROTECTION CASES.” CONRAD ALLISON @ 7HILLS MORTGAGES
“THOROUGH, APPROACHABLE AND PROFESSIONAL, CONSISTENTLY DELIVERING THE RIGHT OUTCOMES FOR CLIENTS.” STEVE HEAD @ TAMBETH FINANCE
“JORDAN AND CORNERSTONE PROTECT’S SPECIALIST EXPERTISE HAS TRANSFORMED HOW WE SUPPORT OUR CLIENTS, PARTICULARLY WITH COMPLEX PROTECTION CASES. THEIR SEAMLESS SERVICE AND COMMITMENT TO COMPLIANCE PROVIDE COMPLETE PEACE OF MIND AND MAKE THEM AN INVALUABLE EXTENSION OF OUR BUSINESS.” STEVE LUKE @ DIRECT CHOICE MORTGAGES
IDENTIFYING THE OPPORTUNITY SPECIALIST PROTECTION NEEDS CAN ARISE ACROSS EVERY STAGE OF THE FINANCIAL JOURNEY. IF CAPACITY IS TIGHT OR A CASE IS COMPLEX, REFERRING ENSURES THE CLIENT IS PROTECTED. PROPERTY TRANSACTIONS
LIFE & CAREER MILESTONES
House purchases, remortgages, product transfers, and additional borrowing.
Starting a family, changing employment, or becoming selfemployed.
COMMERCIAL SCENARIOS
COMPLEX UNDERWRITING
Directors requiring KeyPerson, Relevant Life, or shareholder protection.
Non-standard medical disclosures, adverse health histories, or hazardous pursuits.
OUTDATED COVER Clients who have not conducted a comprehensive policy review in the last 2+ years.
“IF IT CAN’T BE DONE WELL IN-HOUSE, REFER IT WITH CONFIDENCE.”
DECADES OF SPECIALIST EXPERIENCE.
“LEADING CORNERSTONE PROTECT, I SUPPORT ADVISERS WITH REFERRAL WORKFLOWS, SPECIALIST UNDERWRITING, AND COMPLEX CASE STRUCTURES TO GUARANTEE CLIENTS ACHIEVE OPTIMAL OUTCOMES.”
“I WORK WITH FIRMS ACROSS THE NETWORK TO EMBED PROTECTION SEAMLESSLY INTO THEIR DAY-TO-DAY PROCESS IMPROVING OUTCOMES, UNLOCKING VALUE, AND ENSURING ADVISERS MAKE THE MOST OF THE GROUP’S WIDER CAPABILITIES.”
“WORKING DIRECTLY WITH CLIENTS TO DELIVER CLEAR, JARGON-FREE ADVICE AND STRUCTURE TAILORED PROTECTION PACKAGES THAT PROTECT BOTH THEIR FAMILIES AND THEIR BUSINESSES.”
Paul Morgan Specialist Protection Manager
Jonathan Needham Business Development Director
Jordan Oaten Protection specialist
READY TO STRENGTHEN YOUR PROTECTION PROPOSITION? Deliver complete peace of mind to your clients while protecting your time and growing your enterprise value.
www.cornerstonefinance.co.uk protect@cornerstonefinance.co.uk 02921 660 550 Cornerstone Protect is a trading style of Cornerstone Finance Group Ltd. Cornerstone Finance Group Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 767202). Proud member of the NACFB (Membership No. 23963). Registered with the ICO (ZA164343).