Central Florida Lifestyle Horizon West: January 2021

★ ★ ★ SPECIAL EDITION ★ ★ ★

HorizonWest A P O P K A

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H A M L I N

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O A K L A N D

LIFESTYLE

JANUARY 2021

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CELEBRATING Rich Maladecki 23 Years of Service

WINE Not?

Pair Like an Expert

WORKING REMOTELY Cyber Safety 101

HEALTHY HABITS

4 Family Fitness Tips www.CentralFloridaLifestyle.com

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+ LETTER From the Publisher

New Year, New Us

We did it! We turned the calendar to 2021 and have so much to look forward to in the year ahead.

This is a time to look forward, not back. It’s going to be the year of personal growth, renewed strength, health and positive change.

To continue toward these goals, let’s plan to be kind to everyone we meet.

Compliment a stranger, cheer on your neighbors in their endeavors, support the local businesses that you love and lead the way in spreading positivity and hope in our community.

In this special issue, we recognize Rich Maladecki, a Central Florida leader who has made a mark in the area’s hospitality industry. As he, too, heads into a year of positive change with his retirement next month, we take a look at all he has accomplished in the decades he served as president/CEO of the Central Florida Hotel & Lodging Association.

You will also find all of the content that you have come to know and love from Central Florida Lifestyle, from how to pair wine like an expert to tips for getting fit as a family. We hope this issue inspires you to have the best year yet!

CEO/PUBLISHER Kristi Gomen kristi@karstmediagroup.com EXECUTIVE EDITOR Lyndsay Fogarty lyndsay@karstmediagroup.com DIRECTOR OF SOCIAL MEDIA & SPECIAL EVENTS Catie Moore catie@karstmediagroup.com GRAPHIC DESIGNER Michael Feland Michael Caibio CONTRIBUTING WRITERS Michael Brehne, BE Conrad, Stina D’Uva, Christie Fogarty, Larissa Hamblin, , Andrew Kay, Debby Mayne, Nick Moore, Dr. Michael Steppie,

Kristi Gomen Publisher

Donna Stutts

CONTACT US

FOR ADVERTISING INFO

407-449-2022

www.CentralFloridaLifestyle.com

Follow us: • facebook.com/centralfloridalifestyle • instagram.com/yourlifestylemagazine • twitter.com/cflifestylemag A Product of Karst Media

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Central Florida Lifestyle | January 2021

Congratulations on your retirement, Rich Maladecki!

Your twenty years of advocacy as the President/CEO of the Central Florida Hotel & Lodging Association has strengthened the tourism industry in our region and beyond. You have touched every nook and cranny in Central Florida and your hard work on behalf of all tourism stakeholders is most appreciated.

Cypress Cove wishes you all the best!

CypressCoveResort.com

+ WHAT’S Inside

Contents | January 2021 Departments

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4 Health & Fitness Tips for the Family

12

DID YOU KNOW?

Human Trafficking: Warning Signs and What You Can Do

16

SPORTS & RECREATION Tampa Prepares to Host Super Bowl LV

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WINE & SPIRITS

How to Pair Food + Wine Like an Expert

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HEALTH & WELLNESS

10 Common Essential Oils and How to Use Them

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EXPERT ADVICE LAW

What to Expect From Your Personal Injury Settlement

24

EXPERT ADVICE WELLNESS

Beneath the Mask: How to Care for Your Skin

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YOUR LOCAL

In 2021, consider making one of these realistic resolutions that are beneficial for your mind, body and soul.

Leadership at Its Best!

RICH MALADECKI: ONE MAN - IMPACTING SO MANY LIVES

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IN THE KITCHEN

A Bowl Full of Comfort

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IN STYLE

It Takes Two

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TECH TRENDS

Security for Remote Workers: What Every Business Needs to Know

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MONEY MATTERS

5 Ways Landlords Can Cut Costs on Rental Properties

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WHAT’S HAPPENING

Calendar of Events

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SNAPSHOTS

Community Happenings

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SERVING OUR COMMUNITY. PROTECTING YOUR RIGHTS.

The dedicated team at Kendrick Law Group places emphasis on the individual in many niche areas of law practice.

NEW YEAR, NEW RESOLUTIONS

A look back at the career and accomplishments of the Central Florida Hotel & Lodging Association’s president and CEO.

Web Life

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HEALTH & WELLNESS

Features 10

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Go online for stories and photos not seen in print.

• More stories from local communities • An expanded web calendar

Central Florida Lifestyle | January 2021

Highly Honored Dentist OF THE ACADEMY OF GENERAL DENTISTRY

4.9 STARS ON GOOGLE! Dr. Phan and staff were amazing and made me feel safe, calm and comfortable.

The dental staff was dressed in full medical grade Personal Protective Equipment (PPE) and double masked. Every precaution was taken in ensuring a safe and clean environment from allowing only one patient in the lobby at a time to thoroughly disinfecting every surface area between patients to requiring the use of hand sanitizer and a temperature check before being seen. The level of care and attentiveness exhibited by the entire staff was nothing short of exceptional.

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Dr. Phan earned the prestigious Mastership Award from The Academy of General Dentistry (MAGD), placing him among the 2% of general dentists throughout the United States and Canada that hold this title.

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+ HEALTH & Wellness Health & Fitness

Health & Fitness for the Family

Your guide to creating healthy habits that will last a lifetime.

By Lyndsay Fogarty

T

he holidays are over and you're settling back into your normal routine. Now is the time to push harder for your health by setting realistic goals for the year ahead. Why not get the kids on board with this fresh start, too?

According to the Centers for Disease Control and Prevention, regular physical activity, that's 60 minutes or more of moderate-to-vigorous physical activity daily for children ages 6 to 17 years old, has many benefits. This includes improving cardiorespiratory fitness, building stronger bones and muscles, controlling weight, reducing symptoms of anxiety and depression, and reducing the risk of developing health conditions such as high blood pressure and Type 2 diabetes, among others. Physical activity is also associated with better grades and improved cognitive performance.

When combined with a well-balanced diet, you're giving your child a head start on a healthy future. Here are some tips for creating healthy habits as a family.

Connect in the Kitchen

Get Moving

Reward Good Behavior

Help your child find an activity that he or she enjoys doing. Whether you're jumping together on the trampoline in your backyard, going for a bike ride around the neighborhood or taking the dog for a daily walk, being excited for the activity is an important factor to sticking with it. Would you continue doing something that you didn't like? Neither would your child.

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Central Florida Lifestyle | January 2021

Ask your child to help you prepare your family's meals. Getting involved with creating a healthy menu, selecting fresh fruits and vegetables at the grocery store or farmer's market, and prepping snacks or meals together before the week gets started gives your child a sense of purpose. If he or she has a hand in making the healthy choices then those healthy choices will likely become habits.

Be a Role Model

Children are always observing adults and will notice your choices and behaviors — both positive and negative. They will know you snuck a handful of cookies instead of taking just one. They see you getting into your workout gear before leaving the house. They see you reach for water instead of soda with your meal. This means they will likely mimic what you're doing, good or bad.

Just make sure your reward system isn't focused on food. Did your child go outside to play for an hour?

Did he or she get an A in gym class? Instead of celebrating a job well done with ice cream or a pizza dinner, buy your child something off of his or her wish list instead.

Having something tangible will be a constant reminder that the hard work paid off.

l nua n A 4th .1 tly’s ry, log 3 t s e W ir a e for his Janu ace T-sh m i t r T It’s l 5K. n a free ORE AT a u t r . r M a Vi to e LEARN GE.ORG s e l AN al. mi med ESTOR d n a YW LTH HEA

HEALTHY WEST ORANGE JOIN THE MOVEMENT!

We’re Healthy West Orange, a grassroots movement on a mission to build the healthiest community in the nation. Join us on social media as we have fun and help you eat well, stay active, and enjoy life!

West Orange County has lots of health and wellness services, but how do you navigate them and find what you need? Our HUBB can help. It’s free, anonymous, and available 24/7 to help you find the programs and services right for you and your family.

Explore now at healthywestorange.org/HUBB.

Lifestyle Magazine_122320 FINAL.indd 1

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NORMA MOLINA PHOTOGRAPHY

Serving Our Community.

Protecting Your Rights.

The dedicated team at Kendrick Law Group places emphasis on the individual in many niche areas of law practice.

S

everal years after completing law school, Jessica Kendrick took a leap of faith, making the ambitious decision to open Kendrick Law Group.

Although risky, she knew that hard work, determination and a passion for helping others, combined with a network of like-minded individuals, would translate into success.

Five Years of Growth

Since Jan. 1, 2016, the boutique law firm has grown into a trusted, well-diversified team of aggressive lawyers who work tirelessly to serve the needs of the Central Florida community. They specialize in various areas of law, including business law, family law, collaborative law, probate, real estate law and estate planning. Kendrick has recruited experts in these areas to facilitate consistent and expedient professional service to all clients at every opportunity.

Along the arduous path to legal success, while developing the practice’s business and real estate facets, Kendrick and her law partner, Sarah Geltz, came to appreciate the knowledge and legal experience they could bring to the field of real estate and ultimately opened Champion Title and Closing in 2017. They saw this as an opportunity to blend their legal knowledge with the title and closing business, meeting an unmet

need to provide title and closing expertise coupled with the legal acumen from two practicing attorneys. Across the Orlando community, the company has seen consistent growth and success from its inception.

Community is the Cornerstone

Along with the desire to provide expert legal services to the community, the firm constantly endeavors to be a leader in the philanthropic sector. In addition to founding its own charitable entity, the Hope for More Foundation, the team serves on local charity boards and committees.

At KLG, giving back to the community they serve is just as important as meeting their clients’ expectations. The team prides themselves on their strong work ethic and laser-like focus on each one of their clients. Paramount to the firm’s success is a strong emphasis on the individual and achieving the best possible outcome for those that KLG is privileged to represent.

Giving Back Through the Hope for More Foundation Aside from financial and time commitments to worthy causes, KLG founded the Hope for More Foundation to provide a platform for the team to directly influence and raise awareness and funding for important, but oftentimes overlooked or marginalized, local causes. The foundation seeks to achieve its mission of identifying and funding local nonprofits to further their efforts in outreach, advocacy and fundraising, by working with organizations that: • Improve health and quality of life of sick, ailing or disabled children • Improve access to education and resources for advocates and survivors of domestic violence • Benefit and support veterans and their families • Stabilize, support and provide opportunities Save the date for the annual AntiGala event benefitting Covenant House Florida on March 13, 2021. For more information and to purchase tickets, visit OrlandoAntiGala.com

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• • • • • • • • • • Promotional Feature • • • • • • • • • • 10

Central Florida Lifestyle |

January 2021

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+ DID YOU Know?

Human Trafficking: Warning Signs and What You Can Do

Devereux Advanced Behavioral Health Florida shares information about how the community can join the fight against modern-day slavery.

M

any believe human trafficking only happens in other countries, or in certain areas and among certain classes, but the threat is even scarier than you know.

Florida ranks as one of the top three states in the U.S. for human trafficking, and a significant amount of reports to the human trafficking hotline are attributed to cases right here in Central Florida.

Children of all ages and races are at risk. Predators lure innocent youth — both girls and boys — using social media and other methods of persuasion, whether they live in a rundown apartment in a bad part of town or in a beautiful home in the suburbs. Befriended with promises of something more — money, a relationship or a sense of belonging — the trafficker gains the child’s trust before eventually subjecting him or her to a horrible existence.

Devereux Advanced Behavioral Health Florida, a statewide organization providing specialized clinical services for trafficked youth, has worked with hundreds of children and adolescents throughout the state. Many of those served by Devereux have been foster youth who have experienced repeated trauma throughout their young lives.

While you may think you would recognize the signs of hu-

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Central Florida Lifestyle | Jnauary 2021

man trafficking, would you truly know it if you saw it? Some warning signs in youth include: • Repeated runaways, gone or "working" for excessively long hours • Having extra money or unexplainable access to new possessions • Frequent school absences and/ or a sudden change in academic performance • Questionable friends or the presence of a controlling friend/boyfriend • Fearful, submissive, depressed or anxious behavior • Avoiding eye contact, social interaction and authority figures • Withdrawn or lack of interest in preferred activities • Showing signs of physical injuries or abuse • Increased time spent on social media • Numerous inconsistencies in his/ her story • Lost sense of time and whereabouts • Gang involvement • Tattoos, "branding" When the public gets involved with efforts put in place by community leaders and organizations like Devereux, we get a little bit closer to the goal of ending human trafficking.

What Can I Do? REPORT ABUSE. If you suspect a child or teen is a victim, please call the Florida Abuse Hotline at 1-800-96-ABUSE. If you believe you are a victim of human trafficking or suspect an adult is a victim of human trafficking, please call the National Human Trafficking Resource Center at 1-800-373-7888.

BECOME A FOSTER PARENT. Devereux’s foster parents receive training and strategies that will help them deal with any issues that arise when dealing with children who have been abused and neglected.

This allows them to create a safe and stable environment for children to heal. To become a foster parent or for more information, email FLFosterCare@DevereuxFL.org.

GET INVOLVED. Learn more about the organizations dedicated to providing a path of healing for survivors of sexual exploitation.

For more information, visit www.DevereuxFL.org.

By Larissa Hamblin

In 2021, consider making one of these realistic resolutions that are beneficial for your mind, body and soul.

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Central Florida Lifestyle | January 2021

E

very year, we set New Year’s resolutions that usually consist of drinking more water, eating healthier and planning to exercise more. While they are set with good intentions, they typically fall off the radar by the time spring rolls around.

With 2020 behind us, it’s safe to say that some self care is truly needed in the year ahead. So challenge yourself to set realistic resolutions centered on your well-being, even if you have already made a resolution that revolves around the usual topics of health, fitness and finance.

Here are some ideas for your mind, body and soul.

Reserve 30 Minutes for You As a society, we are constantly rushing, from the moment we wake up to the time we get home, and in return, we overlook the things we can do to better ourselves and our minds. Resolve to take 30 minutes each day to do something that you find relaxing and meaningful. Whether that means reading a couple chapters of a new book, drinking a cup of coffee without distractions, watching a guilty pleasure TV show or taking a walk around your neighborhood, be intentional with choosing an activity that will boost your energy and productivity.

Start a Gratitude Jar At the end of every day, write something you are grateful for down on a piece of paper. It can be something that specifically happened during your day or something that you surround yourself with. Then, fold it up and place it in a designated jar. On New Year’s Eve, open up your jar and take time to reflect on all of the things that made your year brighter.

Write Letters to Loved Ones There’s nothing worse than coming home from work to a mailbox full of bills, but finding a letter from a loved one can brighten anyone’s day. Offering a small act of surprise and love through simply mailing a letter shows those closest to you how much you love them and that you are thinking of them. Not only will it help you spend time in your day spreading admiration and positivity, it will help bring light into your loved ones’ lives too.

Unplug Before Bed The last thing we see before we go to bed should be our loved ones, not our screens. Make it a ritual to turn off your TV and phone at least 30 minutes before you lay your head down on your pillow. Instead, read a book, have a final conversation with a friend or loved one, or just drink some tea while writing in a journal. Countless studies prove that not only will you rest better but waking up in the morning will also be easier with a sounder sleep cycle.

Practice A Self Care Routine Whether it’s once a week or every day, take time out of your night to tend to yourself in the form of skin care.

Light a candle, grab a new facial scrub and try a new face mask. Don’t rush through the process – just relax and soak in the time that you have for you.

No matter what you choose to do for 2021, make sure it’s something that will make you feel good about yourself and the year ahead.

Alternatives to the Traditional New Year’s Resolution

By Lyndsay Fogarty

Not into resolutions at all? Below are some more modern ways to encourage yourself to have a successful and productive year.

Choose a Word of the Year: In 2020, I chose the word “connect” for both my personal and professional goals. Though I considered changing it after a few months, it turns out that this word was particularly relevant during a hectic year. After all, we were each looking for ways to stay personally connected in a world where we had to keep our distance. Right now, think of a word that best describes what you want out of 2021 then live it through the year.

Create a Vision Board: Find images and words in your favorite magazines that illustrate your goals for 2021. For this, think big, such as purchasing an investment property or starting a passion project. Then glue what you’ve found to a poster board. Once you’re done, keep it in a place where you can see it every day to remind yourself of what you’re working toward.

Write Out a Bucket List: This idea is similar to your vision board but should instead focus on experiences.

Where would you like to safely travel in 2021? Do you have a new restaurant or a new, unique food item you’ve been meaning to try? Get it all down on paper and keep it in a place where you can revisit your list often.

www.CentralFloridaLifestyle.com

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+ SPORTS & Recreation

Tampa Prepares to Host

Super Bowl LV How the city of Tampa and the NFL plan for a Super Bowl that will be unlike any before it.

By Nick Moore

F

or the second time in as many years, the NFL’s season will culminate in Florida with Tampa Bay hosting Super Bowl LV (55) next month. Last February, Miami hosted Super Bowl LIV (54) between the Kansas City Chiefs and San Francisco 49ers.

Remember? A packed Hard Rock Stadium. An electric halftime show by Jennifer Lopez and Shakira. A 21-point fourth quarter that gave the Chiefs their first Super Bowl win since 1970.

A lot has transpired since then, but astonishingly, the NFL managed to complete its entire 256-game regular season schedule on time. They did so utilizing strategies we’ve all become familiar with: social distancing, rapid testing, contact tracing and mask wearing.

Of course, their efforts were not flawless. Teams experienced outbreaks. Players and coaches missed games. Some games were even delayed until Tuesday or Wednesday of the following week. But, alas, here we are, gearing up for a Super Bowl that will be unlike any before it.

As for a packed stadium? Raymond James Stadium has a 65,890 max capacity. Don’t expect anywhere near that number when the game kicks off a few weeks from now. NFL commissioner Roger Goodell, who attend-

ed a game at Raymond James Stadium in December, says the league “will be working with public officials and health officials to define that as we get closer to the game.”

Goodell praised the Raymond James Stadium staff for their enforcement of COVID protocols, noting he and his family felt safe throughout their visit. More than 16,000 fans were in attendance that day.

The stadium itself has undergone vast improvements in anticipation of the big game. New video boards, clubs, suites, LED light displays and audio improvements are expected to give the game the high-class stage it always deserves.

“There’s no question Raymond James Stadium will be ready for Super Bowl 55 and be a great stage for the game,” Goodell says.

Other aspects that will make Super Bowl 55 Week unique include travel and media availability. Participating teams are not expected to arrive in town until much closer to game time. In the past, teams have arrived nearly a week prior to the game. Media Day and other fan-friendly traditions that have led up to the game in years past will now operate more like made-for-television events.

NOTE: At the time of press, the NFL had not made any final decisions on capacity limits for the game. Additionally, the city of Tampa had not invoked a November proposal by the Super Bowl Host Committee to set up an “event zone” in areas surrounding Raymond James Stadium and downtown Tampa. The zone would allow for additional security measures in the areas.

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Central Florida Lifestyle | January 2021

• • • • • • Promotional Feature • • • • • •

Synovus, the bank of here.

W

hen Synovus became a part of the Lake Nona community on Dec. 10, the branch sealed its commitment to building long-term relationships based on trust. And that’s what truly sets it apart.

Each team member is dedicated to supporting their community while meeting the unique financial needs of each customer, wherever “here” is for them — a specific place, a point in time or a stage of life. The focus is always on elevating the businesses, families and organizations that call Lake Nona home.

As one of the strongest regional banks in the southeast, Synovus offers a depth of resources and expertise that is unmatched by smaller banks and the dedication to personal service and responsiveness forgotten by larger banks. Its deposit and online banking programs and technologies are designed to help customers manage their day-to-day transactions and access to their account information with ease and security.

Since its humble beginnings in 1888, Synovus has stayed true to the concept of banking as a service to the communities they serve and the people who live there. Its reach now extends to

292 branches in Florida, Georgia, Alabama, Tennessee and South Carolina.

Synovus is here for you, with a dedicated team, visionary leadership and a solid foundation of trust that will continue to move us all forward.

Here for the moments that matter most.

Here is a place in our heart.

Where caring and sharing build relationships that last a lifetime.

We’re Synovus, and we see banking as an opportunity to lift our community and the people who live here.

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www.CentralFloridaLifestyle.com

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+ WINE & Spirits

How to Pair Food +Wine

Like an Expert Create your own tasting menu at home with these food and wine pairing tips.

By Christie Fogarty

F

ood and wine pairings are classic, especially when it comes to a romantic date night. Tasting menus can be expensive at a restaurant, with additional cost for the wine pairings, but this experience doesn’t have to be out of reach for you and your date.

Creating your own menu at home allows you to show your special someone just how creative you can be while staying within a budget that fits your comfort level. Here are some ideas to get you started.

Red Wine for Red Meat

Red meats tend to be heavy and packed with flavor, from salt to smoke, and even dressed with fruit sauces. Think grilled lamb with a cherry reduction or a fruit-forward barbeque sauce. For either dish, a peppery and zesty Shiraz or Syrah would balance the sweet notes of the fruit sauce.

When pairing wines with red meat, you will also want to consider the fattiness of the meat. For a filet mignon, which tends to be on the leaner side, a bold Cabernet Sauvignon would work nicely since

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Central Florida Lifestyle | January 2021

the richness of the wine wouldn’t overpower the richness of the steak.

For a fattier steak, such as a ribeye, you will want to choose a lighter varietal, such as a Zinfandel.

Keep it Light with White for Seafood

Seafood tends to be delicate and light. With a simple seafood dish, consider pairing an acidic white wine, such as your favorite Pinot Grigio or Sauvignon Blanc.

The bright citrus notes that are typical in either varietal will pair well with the mild and subtly sweet flavors of scallops, sea bass or lobster.

If you’re looking to serve a heartier fish, such as salmon, a light-bodied Pinot Noir with notes of fresh fruit would be a perfect pairing.

Anything Goes for Poultry Pairings

This is another instance where considering the cooking method, as well as the seasoning and sauces will dictate which wine will work best with your dish. White meat poultry will typically work best with an oaky and buttery wine such as Chardonnay. However, if your dish

is served with a rich sauce, you will want to counterbalance that richness with something lighter, such as a Chenin Blanc or Viogner.

Dark meat poultry, such as duck, pairs well with a mediumbodied red wine. While Pinot Noir or Zinfandel would work well with a duck dish, you could also consider a Riesling since the sweetness of the wine would cut through the richness of the fat.

At the end of the day, it’s important to remember that when it comes to food and wine, it’s all about your own personal taste.

There’s no right or wrong here, so open yourself up to try different options and find out what you like best.

+ HEALTH & Wellness

10 Common

Essential Oils and How to Use Them

Relax and rejuvenate your mind and body with these everyday essential oils.

By Debby Mayne

E

ssential oils have been used for centuries to relieve pain, cut back on symptoms of sickness, freshen the air and a myriad of other things. While there is some controversy over their effectiveness on certain health conditions, there is no denying the fact that, if used properly, there are many benefits. Essential oils can provide antiseptic benefits, make you feel better and provide a pleasant fragrance without the use of harsh chemicals.

Here are some of the most commonly used essential oils and their uses.

• Clove oil: Due to the antimicrobial and antiseptic properties, this oil is often used to treat tooth and gum pain, headaches and blood problems.

• Eucalyptus oil: This natural oil is often used as a decongestant, deodorant, anti-inflammatory and muscle pain reliever.

• Lavender oil: Many people find that lavender oil enables them to relax and get a good night’s sleep. Lavender helps to reduce anxiety and pain.

• Lemon oil: A natural astringent, lemon oil helps rejuvenate the appearance of dull, lackluster skin.

• Lemongrass oil: Some people use this as an antidepressant, sedative and general tonic for providing the feeling of general well-being.

• Myrrh oil: Often used as an anti-inflammatory, myrrh oil also has antimicrobial and antifungal properties.

• Peppermint oil: People use peppermint oil for a variety of things, including pain relief, allergy relief, energy and respiratory health.

• Rose Oil: Rose oil is an emollient that helps moisturize the skin. It contains a blend of natural antioxidants that also help to reduce inflammation.

• Sandalwood oil: Sandalwood oil is used to help with mental clarity, relaxation and memory. It's also beneficial as an anti-inflammatory, antiseptic and expectorant.

• Tea tree oil: Tea tree essential oil is an excellent cleaning and disinfectant product. It also helps control itching and scarring.

These essential oils may be used alone or blended with others for compounded effects. Although all of these essential oils have distinct benefits, if you experience any problems or difficulties with any of them, stop using them immediately.

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Central Florida Lifestyle | January 2021

Rich has been such a positive, driving force in the Orlando lodging industry. He has been a great supporter of the Timeshare business and was always ready to listen to all sides of the conversation before having an opinion. We also appreciate the personal support he has lent to Orange Lake Resort and countless others through the years. He will be missed, and we wish him the best of everything in retirement.

20-EA-0876

Thanks again Rich!

www.CentralFloridaLifestyle.com

21

+ EXPERT ADVICE | Law

• • • • • • Promotional Feature • • • • • •

What to Expect From Your Personal Injury Settlement Learn about the many aspects that go into a personal injury case to calculate the value of the settlement.

By Michael B. Brehne, Law Offices of Michael B. Brehne, P.A

W

hen attorneys claim they have recovered a large sum of money for their clients following an auto accident, you don’t see the aspects of the case that warranted such a large settlement. Let’s take a look at the bigger picture.

Personal injury settlements consist of the elements of damages, referring to the losses suffered because of another person’s negligence. This varies greatly from person to person because damages are unique to the individual.

My best example is, after a car accident, a person can no longer play golf.

For golfers who play for leisure, that wouldn’t be a valuable claim. However, if a PGA tournament winner can no longer play golf, their damages would be substantially greater because golf is their career.

Personal injury damages consist of medical expenses and rehabilitation, loss of the capacity to earn income and loss of enjoyment of life (pain and suffering). These damages are calculated both immediately after the accident and into the future. So, at the time of settlement, your case would be valued based upon the medical bills you’ve already incurred as well as the lost wages and pain and suffering up to the date of the proposed settlement. Your case would also include the value of those three elements into the future.

For example, if you had moderate medical treatment and lost one month of pay, but are reasonably certain to incur the expense of a surgery, leading to several months of lost pay and serious

pain and suffering, the damages before and after the time for the contemplated settlement must be taken into account.

The past medical expenses and lost wages can be easily calculated with the bills from your past treatment and your employment or tax records. However, the calculations going into the future are based on projections.

Oftentimes, we hire experts to calculate life care plans. These consist of a detailed analysis of your medical records to determine your future medical needs and calculations of those costs, including inflation, over your lifetime.

In many situations, future damages are greater than the past, especially for younger clients.

The real question about the value of your case revolves around your pain and suffering. This calculation con-

templates how your daily routine and your relationships were affected by the accident.

After an accident, many people can no longer do the things they used to do. Though most would agree you can’t put a price on these types of losses, we personalize each case by learning about the client and educating the insurance company about their pain and suffering to hold the negligent party responsible.

If you have suffered injuries because of an accident, speak with an experienced personal injury attorney to discuss the potential value of your case before speaking to the insurance company. Certainly, if an attorney already represents you, asking for a second opinion might also be a great opportunity for you to understand the value of your claim.

Michael Brehne has dedicated his 24-year career to representing injured people in motorcycle and car accidents, and represents people when their insurance claims have been denied. He has earned a reputation as a tenacious and skilled trial lawyer when representing his clients against large corporate defendants and insurance companies. He is also the author of “Watching Out for Florida Motorcyclists: Legal Rights of Injured Bikers.”

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Central Florida Lifestyle | January 2021

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23

• • • Promotional Feature • • •

+ EXPERT ADVICE | Wellness

Beneath the Mask:

How to Care for Your Skin

The stress of the pandemic can lead to poor skin conditions, but the expert team at Associates in Dermatology can assist you in putting your best face forward in 2021.

By Michael Steppie, Associates in Dermatology

S

ince the beginning of the COVID-19 pandemic, the dreaded “maskne,” wash your face thoroughly and apply a professional and personal lives of many have been small layer of oil-free moisturizer before wearing your mask. turned upside down. The levels of increased anxiety Women should also avoid applying heavy makeup that can being experienced can have a dramatic effect on overall wellclog pores and cause breakouts beneath it. being. Though it may not be thought of initially, one of the When you have issues with your skin, it’s important to consequences of all this stress is poor skin health. consult with a professional to find the root cause of the During the pandemic, the area around the eyes has problem. My team and I have had the pleasure of helping gained attention. While it’s been said that the eyes are the countless patients pinpoint the causes of their issues, clear window to the soul and can communicate various emotheir skin and retain their confidence. Our practice gives tions, this area is also particularly susceptible to damage like patients their best chance for a proper diagnosis and an inwrinkles, dehydration lines, puffiness and other visible signs dividualized treatment plan while keeping their safety in of aging. Now, masks have made the eyes the focal point. mind with strict sanitizing guidelines.

Because the skin around the eyes is thinner than the rest Convenience of care is another focus at our practice. of the face and more delicate, it can damage easily. The skin We have introduced a new paperless and contactless option needs proper treatfor check-in and payment and time to rements. Patients can group and rejuvenate. now submit their inAlso keep in formation from the mind that something comfort of home as simple as the launwith their cell phone. dry detergent you use No matter what can have consequencyour skincare needs es on your skin. If the the dedicated General & Surgical Dermatology are, area beneath your providers at Associmask becomes irritatates in Dermatology Cosmetic Dermatology ed, it’s a good indicacan assist you with Including: tor that the brand of any concern, includ® detergent you’re using clinical questions Michael Steppie, MD ing is the root of your and cosmetic services President & Medical Director problem — not the that will help you put mask itself. your best face for16 Central FL Locations To help with ward in 2021.

800 827 7546 • DermOrlando.com skin irritation and the

Botox & Filllleers

Michael Steppie, MD, a board-certified dermatologist and Mohs micrographic surgeon, is one of the few elite members of the Skin Cancer Foundation’s Amonette Circle. At Associates in Dermatology’s 16 area locations, including Celebration, Dr. Phillips, Hunter’s Creek, Ocoee and Winter Garden, patients are offered a range of cosmetic dermatology services, including Botox, fillers and chemical peels.

24

Central Florida Lifestyle | January 2021

Massey Services thanks and congratulates

Rich Maladecki for his contributions to the tourism industry.

Best wishes on your retirement.

1-888-2MASSEY (262-7739) MasseyServices.com 2020-000068MS_CentFloridaLifestyleMagAdvFINAL.indd 1

12/15/20 1:00 PM 25 www.CentralFloridaLifestyle.com

Rich Maladecki: O N E M A N - I M PAC T I N G S O M A N Y L I V E S

A look back at the career and accomplishments of Rich Maladecki, president and CEO of the Central Florida Hotel & Lodging Association.

By Donna Stutts

F

lashback: It’s December 2006 at the Central Florida Hotel & Lodging Association Gala.

There are beautifully decorated tables, ball gowns and tuxedos, candlelight, music and friends. Excitement is in the air.

Wardrobe Malfunction I’m sitting at a table of 10 furiously trying to fix the strap of my gown that has become unhooked. Rich is on stage presenting CFHLA awards when I hear my name: Donna Stutts, “Allied Member of the Year.”

What? Are you kidding me? I had no clue this was coming. The entire audience has to wait until I can be presentable, but then I walk proudly to the stage to Rich Maladecki, president and CEO of the Central Florida Hotel & Lodging Association.

Never in my life have I experienced a moment like that. One moment, like so many moments created and orchestrated by Rich Maladecki. For 23 years, Rich has led CFHLA to greatness. The face of Central Florida and tourism has forever been changed. January 2021 marks his final farewell as he retires, but his legacy will live on long after. In honor, we’ve asked Rich to share some of his moments with you.

26

Central Florida Lifestyle | January 2021

What are you most proud of during your time with CFHLA? People want to belong to a successful organization where they know other individuals on a first name basis. I’m proud to have spearheaded a culture where members feel as if they are a part of a family. Our staff has worked hard to develop that type of reputation for our CFHLA. When someone joins CFHLA, they are invited to events where they get to meet other members, not just staff. In a room of 1,000 CFHLA members, I would say each would know 100+ people on a first name, personal level. We’ve built a culture of networking, a culture of friendship — like an extended family.

Externally, CFHLA’s greatest achievement in the political world was in 2007 when CFHLA led an industry coalition to increase the tourist development tax by 1%. Honestly, it took a year of negotiating with Orange County Government and the City of Orlando Government to secure the needed funding for the new Amway arena, the Dr. Phillips Center for the Performing Arts, and to help renovate the Citrus Bowl Stadium, now Camping World Stadium.

We secured additional marketing monies for Visit Orlando to help market our destination by successfully increasing the tourist development tax by one cent, representing an additional $20 million. (Now it would be closer to $40 million before Covid.) I believe that success has had a direct correlation to increased number of guests in 2017, 2018 and 2019. We lead the free world in visitation with more than 70 million+ visitors each year.

www.CentralFloridaLifestyle.com

27

ORANGE COUNTY MAYOR

Jerry L. Demings

Greetings, On behalf of all Orange County Citizens, I want to offer my deepest thanks and heartfelt appreciation to Richard Maladecki, the retiring Central Florida Hotel and Lodging President and CEO. I have had the pleasure of knowing Rich for nearly three decades as he led what’s known industry-wide as the “World’s Largest Regional Lodging Association.” He has made a huge impact in our community and has been an integral part of building Central Florida’s annual $75-billion tourism industry.

Rich has also served our community in so many other ways. I want to applaud his involvement as president of the Orange County Library Board of Trustees and the Central Florida Boy Scouts Council and as a former member of the Valencia Foundation Board of Directors.

Rich’s excellence was recognized by his peers in 2013 when he was inducted into the Central Florida Hospitality Hall of Fame. For 10 consecutive years, he has been honored as one of Orlando Magazine’s“ 50 Most Powerful People.” For two consecutive years, 2015 and 2016, CFHLA earned the distinction as the “Best Managed” Central Florida Trade Association by the Orlando Business Journal.

Most important, I am proud to call Rich Maladecki a trusted friend and one who has made a difference in the lives of thousands of Central Floridians.

Sincerely,

Jerry L. Demings Orange County Mayor

28

Central Florida Lifestyle | January 2021

facebook.com/OrangeCountyFlorida

twitter.com/OrangeCoFL

instagram.com/ocfl

The Alfond Inn at Rollins College is the choice in stylish boutique hotels in Central Florida. The 112 room boutique hotel includes the award-winning Hamilton's Kitchen restaurant, a pool and fitness center, and 10,000 square feet of flexible meeting space. It is 15 minutes from downtown Orlando and 30 minutes from Walt Disney World and Orlando International Airport.

Rich, on behalf of The Alfond Inn we wanted to congratulate you on your retirement.

300 East New England Avenue • Winter Park, FL 32789

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Congratulations Rich, on behalf of Premier-Oracle Elevator I want to congratulate you on your retirement. It has been a pleasure getting to know you over the last 4 plus years.

Thanks for being a good friend.

Rich Maladecki Your partnership and support of public education has impacted dozens of Central Florida schools and students over the decades.

•

CFHLA Adopt-a-School program for hotel and allied members to partner with 119 schools

•

Scholarships for students in CTE Fundamental Food Service Skills program

•

“Filling the Bus” with school and student hygiene supplies through CFHLA Cares program

•

Since 2011, helping stage the annual OCPS State of the Schools

•

Support for voter-approved OCPS half-penny sales tax (buildings) and one-mill property tax (operations)

Thank you!

Premier Oracle Elevator provides elevator maintenance, repair, and modernization services and is committed to customer satisfactions.

9187 Boggy Creek Rd., Suite 3 • Orlando, FL 32824 • 407.369.4835 www.CentralFloridaLifestyle.com

29

What is your most memorable experience as president?

I am very, very proud that during my CFHLA career, we have awarded over $2 million in scholarships to hospitality students — money that stayed here in Central Florida to students attending the Valencia College hospitality or UCF Rosen hospitality programs.

I’m proud that seven students graduated from UCF Rosen with honors, because we paid for their tuition, room and board, and books. In addition, we worked with the Freeberg Foundation for 7 years to fund a fullride scholarship for a student for all four years.

What were some memorable initiatives that you supported as president?

In 2002, CFHLA launched the Adopt-A-School program. For nearly 20 years, we’ve encouraged our member companies to participate and adopt 100 schools per year in the tri-county area. We have about 10 businesses that have adopted the same school for 18 or 19 years. The principal of the school changed, the general manager of the lodging establishment changed, but they continued to adopt the school — not just in money but also partnering in person on campus.

We started CFHLA Cares in 2009 as an offshoot of the Adopt-A-School program. Four times a year, we collect nonperishable food items, school supplies and shoes. I can honestly say CFHLA members have donated over 1 million items to Central Florida school districts for homeless students. We definitely walk the talk — not just talk the talk.

30

Central Florida Lifestyle | January 2021

Congratulations to

RICH MALADECKI For 23 years of service to our hotel industry.

Best wishes in retirement.

Disney Springs Resort Area Hotels • Hotel Plaza Bloulevard • www.disneyspringshotels.com

S T A R G N O CN YOUR RETIREMENT, O

R ICH !

Thank you for your continued dedication and leadership to the Central Florida community and hospitality industry. You have made a lasting impact on our community and all those who call it home.

OUC.com www.CentralFloridaLifestyle.com MaladeckiRetirementAd_2020-12_3-6875x5-05.indd 3

31

12/15/20 10:25 AM

To young people getting into the hospitality industry, what would you say to them today?

As an adjunct professor at UCF Rosen College of Hospitality Management, I instruct students on the subject of something loosely defined as soft skills. Yes, students need textbook knowledge but they also need to know how to smile, shake hands, and listen — not just hear, but truly listen, to what people are saying.

Hospitality students need to be thankful and show a sense of respect to individuals they are serving as customers.

You were president during the 9/11 crash, the 2008 recession and now Covid. What is your best advice to hoteliers?

Obviously, each moment was different psychologically and economically. 9/11 shocked and froze the travel and tourism industry for a 60-day period, but then the industry began to see light at the end of the tunnel. The great recession of 2008-2009 was horrific because it lasted and lasted. When individuals throughout the world and our country are unemployed or scared of becoming unemployed, discretionary monies for vacations evaporate.

Now, Covid has paralyzed our industry in so many ways. Restrictions on international travel dramatically affected us in terms of lost conventions, meetings and visitors in the billions of dollars. Theme parks, operating under an umbrella of safety and telling the story that it’s safe to stay at lodging establishments with recommended CDC cleaning measures in place, are driving leisure visitors, but it’s nowhere near what it once was.

The vaccine isn’t the immediate answer, it is a means to an end. Although it’s being distributed, there’s a good percentage of the population that doesn’t want to be first. Unfortunately, travel and tourism will continue to be affected until the vaccine is accepted by the traveling public.

32

Central Florida Lifestyle | January 2021

www.CentralFloridaLifestyle.com

33

What’s next for you?

I’ve worked 44 straight years; one item I want is to be off the clock. I want to manage my own time.

That’s very important to me. I’m a native Michigander.

I love an art and wine community in Michigan called Traverse City. I rented a cottage there for three weeks in the summer, on an inland lake with a boat. I can enjoy my children coming to visit as well as some Michigan and Florida friends. That is going to be one of my thrills, just being off the clock and spending time with my loved ones.

I am also a bicyclist since 2006. I only ride once or twice a week but I’ve set a goal to ride 50-60 miles a week for the rest of my life, starting in early March by biking 10-12 miles every other day, three to four times a week. I think that would be a meaningful goal to accomplish for the rest of my life. Biking is so relaxing, as it clears the mind.

Rich, It has been an honor to serve the Central Florida Lodging Community with you. Your leadership has made a difference. May your life continue to be blessed!

Ron Silveria, Lauren Murphy, Linda Higgins, Michael Middleton, Mark Byrd 34

Central Florida Lifestyle | January 2021

“We make a living by what we get, but we make a life by what we give.”

Winston Churchill

Thank You Rich

FOR YOUR TREMENDOUS CONTRIBUTION TO OUR INDUSTRY!

HILTON ORLANDO HILTON ORLANDO BONNET CREEK WALDORF ASTORIA ORLANDO

Rich Maladecki

CONGRATULATIONS AND BEST WISHES ON YOUR RETIREMENT Thank you for your leadership, guidance and advocacy of the Central Florida Hospitality and Tourism Industry. Your legacy includes an amazing contribution to the local community through the development of the CFHLA Foundation. Last year alone, the CFHLA Foundation awarded over 70 Grants and Scholarships to local students totaling over $300,000. Due to your leadership, CFHLA is truly a Central Florida Community Partner and Difference Maker.

We will miss you!

www.CentralFloridaLifestyle.com

35

Just Who is Rich Maladecki?

• Nearly 44 years of nonprofit executive experience.

• Earned Master’s Degree in nonprofit management • President / CEO of the Central Florida Hotel & Lodg-

• Honored as one of Orlando Magazine’s “50 Most

• Managed 50-member Board of Directors.

• Published “Bits, Tips and Power Points,” a 180-page

•

ing Association for over 20 years.

• • • • • • • • • • •

book of ideas and insights for nonprofit managers (5,000 copies sold).

Board Member Visit Orlando.

Board Member Experience Kissimmee.

Former President of the Orange County Library Board of Trustees.

Central Florida Boy Scouts Council Board Member.

Former Valencia Foundation Board of Director.

Boy Scouts of Central Florida “Silver Beaver” Awardee.

Inducted into the Central Florida Hospitality “Hall of Fame.”

Served on the Blue-Ribbon Task Force for Orange County Public Schools.

Served on Orange County Sheriff’s Transitional Team.

UCF “Commencement Speaker.”

“Certified Association Executive” (CAE) designation,

American Society of Association Executives.

• • • • • • • • •

Powerful People” for 10 years.

Earned “Best Managed” Central Florida Trade Association by the Orlando Business Journal for 2 years.

Taught upper-level courses in nonprofit management at the University of Central Florida.

Taught event industry course at the UCF Rosen College of Hospitality Management.

Active member of the Dr. Phillips Rotary Club.

Led industry coalition to increase the tourist development tax by 1%.

Secured marketing monies for Visit Orlando to market our destination to achieve record visitation.

Awarded over $2 million dollars in scholarships to hospitality students.

Worked with the Freeberg Foundation to fund a fullride hospitality scholarship.

Launched the Adopt-A-School program, adopting 100 schools per year.

Started CFHLA Cares, collecting food, school supplies and shoes for homeless students.

Rich has dedicated his life to making a difference in Central Florida and in the people he has had a chance to impact. No other person stands out as a change-maker like Rich. Yet, he possesses a humbleness and desire to make each person he encounters feel special. I am proud to call Rich Maladecki my friend. He even has time for someone with an occasional wardrobe malfunction.

36

Central Florida Lifestyle | January 2021

THANK YOU, RICH! Heart of Florida United Way is proud to thank Rich Maladecki for his years of service and dedication to the tourism industry and our Central Florida community.

Under Rich’s leadership, CFHLA has been a vital community partner by hosting volunteer drives for public schools and families, helping hospitality students pursue their education goals, and investing in HFUW’s ALICE Recovery/COVID-19 Fund this year, among many other efforts to make our community a place for all to thrive.

Change doesn’t happen alone.

Thank you for all of your contributions to Central Florida, Rich!

Rich, The Rotary Club of Dr. Phillips thanks you for more than 20 years of leadership and legacy of “service above self.”

You've shared your inspiration as Club President, Board Member, Paul Harris Fellow and volunteer at uncountable Rotary-sponsored community events and fundraisers.

We also appreciate your support of Rotary causes through CFHLA sponsorships and partnerships in numerous charitable activities.

Wishing you all the best as you move on to new adventures in your retirement. Play ball!

Congratulations and Best Wishes,

#RotaryResponds | #PeopleofAction www.CentralFloridaLifestyle.com

37

+ YOUR Local

Leadership

“It’s a Wrap” award winners.

at Its Best!

Take a look at some of the West Orange Chamber businesses that helped keep business going in 2020.

By Stina D’Uva

E

ven though 2020 wasn’t the type of year that we want to repeat, ever, there were some pretty remarkable moments because of the challenges. Challenging times are those that demonstrate ingenuity in people.

There is an old proverb that says, “When the need for something becomes imperative, you are forced to find ways of getting or achieving it.”

Another expression is, “Leadership is not an option — it’s a necessity. If you choose not to lead, someone else will.”

At the chamber’s “2020 — It’s A Wrap” event last month, we honored four leaders — members of our chamber nominated by their peers — who epitomize leadership. Adam Markowitz of Howard L. Markowitz, P.A. and Harold Gattereau of The Vitality Bowls of Dr. Phillips and Ocoee were awarded the Leader Out of Necessity Awards. They both used their talents to help others in need during the crisis, spending hours thinking of and helping others.

Two others demonstrated the ability to reinvent their products or 38

Central Florida Lifestyle | January 2021

service to provide critical supplies: masks and hand sanitizer. The Innovator Out of Necessity Awards were presented to Marilyn Sawran of Sewing

by Marilyn and Ted Khoury of Salon Technologies.

There were many other displays of leadership demonstrated by our members this year, including our municipalities in creating places for outside dining, waiving of tent fees and loosening restrictions for signage, to name just a few. All of these efforts helped businesses do business.

Two chamber businesses that were members of Orange County Mayor Demings’ Economic Recovery Task Force were presented with the Chairwoman’s Award, Deb Linden of The Wine Bar & Bistro and Chuck Whittall of Unicorp. These leaders led working groups that outlined methods to keep businesses in business when restrictions were lifted.

Mayor Demings was also presented this award by 2020 Chairwoman Deborah Rios-Barnes.

Our chairwoman presented awards to our Small and Big Business

Members of the Year as well. These awards are typically presented at our Big Orange Awards event at the start of the new year.

Empire Finish Systems, a familyowned business in Winter Garden, earned Small Business of the Year for their exceptional contributions to the chamber and community. They’re proud supporters of many local charities, including Shepherd’s Hope, Oakland Nature Preserve and West Orange Habitat for Humanity.

Our Big Business of the Year was Florida Blue, a Community Trustee.

Their partnerships with OCPS, Early Childhood Learning Coalition and the Orlando Magic for the Baskets to Books program provided children with much-needed books. They also partnered with Walt Disney World to provide seniors with a virtual Taste of Epcot.

Congratulations to all our winners! They set examples of doing it right in the most challenging of times.

With businesses like these in our community, 2021 will be a year to remember.

Taking care of Central Florida’s landscape needs for 31 years.

20 Years of Servicing the Hospitality Industry

+ IN THE Kitchen

Tomato Tortellini Soup

By Lemons + Zest

A Bowl Full of

Comfort

Soups are the go-to comfort food of this chilly season. Whip up a batch using these tips.

By Lyndsay Fogarty

I

t’s cold outside, which can only mean one thing. It’s comfort food season. Here are some of our favorite soup preparation tricks.

Twists for Classic Recipes Skip the boring, outdated recipes and make your soup your own with some minor ingredient adjustments.

Instead of egg noodles or rice in your chicken soup, use orzo, a type of pasta that’s shaped like a grain of rice. Then, finish it with a squeeze of lemon for freshness. Modernize your chicken and dumplings with gnocchi. You will still have the pillowy dough, just in a different form.

Sometimes all you need is an extra ingredient. Spice up your tomato soup with sriracha or make your broccoli cheese soup into a beer cheese version by including your favorite brew. Craving a creamy soup?

Try using half the cream and blend 40

Central Florida Lifestyle | January 2021

roasted garlic into the mixture to make it feel creamy while giving you an extra serving of veggies.

Top Soup Tools When making blended soups, such as butternut squash soup or tomato soup, an immersion blender will go a long way. While you can use a regular blender or a food processor, an immersion blender means less mess since you can blend it right in the pot you’re cooking in.

A slow cooker is best when you want to set your soup and forget it.

For the most part, this appliance allows you to dump all the ingredients, set the timer and go about your day.

Once your soup is ready, complement it with carbs. Simply top it with croutons, slice up a chewy baguette for dipping or serve it in a doughy bread bowl.

When you’re in the mood for comfort food, a bowl of this hearty soup will do the trick.

Ingredients: • 1 24-ounce jar marinara • 1 onion, diced • 2 14.5-ounce can tomatoes (not drained) • 3 tablespoons tomato paste • 2 handfuls spinach • 2-3 cloves garlic, minced • 1 teaspoon basil or Italian seasoning • 4-5 cups broth • 1 /4 teaspoon red pepper • 1 8- to 12-ounce package tortellini • Sea salt and pepper, to taste • Olive Oil Directions: Over medium high heat, heat olive oil. Sauté garlic and onion until translucent. Add the broth, tomatoes, tomato paste and spices (including salt and pepper). Stir to combine. Add in the spinach and allow it to cook down into the soup.

Turn the stove to medium low and allow to heat at a light bubble for about 10 minutes. Several minutes before ready to serve, toss in tortellini and allow to cook until softened. Add more tomato paste to thicken the broth or if you prefer your soup more broth based, you can even add more broth. Enjoy with fresh basil, garlic bread and your favorite shredded parmesan cheese!

Source: LemonsAndZest.com

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+ IN STYLE

It Takes Two Discover the colors that are inspiring 2021 and how to incorporate them into your everyday life.

By Christie Fogarty

E

ach year, the Pantone Color Institute chooses one Color of the Year to represent the styles and trends seen across many industries. Color trends in the entertainment industry, art and fashion, along with all areas of design, travel destinations and lifestyle collections, influence the selection of the next Color of the Year. However, the selection looks a little bit different this year.

Chosen as two independent colors that come together to support one another, PANTONE 17-5104 Ultimate Gray and PANTONE 13-0647 Illuminating (yellow) will share the title of 2021’s Color of the Year. It’s no secret that 2020 was a challenging year. In bringing these two colors together, the institute gives the world a message of hope and confidence that the days will become brighter.

“The union of an enduring Ultimate Gray with the vibrant yellow Illuminating expresses a message of positivity supported by fortitude,” explains Leatrice Eiseman, executive director of the Pantone Color Institute.

“Practical and rock solid, but at the same time warming and optimistic, this is a color combination that gives us resilience and hope. We need to feel encouraged and uplifted; this is essential to the human spirit.”

Here are some ways to incorporate the colors into your everyday life in order to continue to look forward with positivity.

Dress Up Your Wardrobe

While working from home is likely to continue, many are beginning to return to their office buildings and in-person meetings. Why not start off 2021 with a new, inspiring wardrobe? Ground your energy with blazers, pants and skirts in Ultimate Gray then lift yourself up with accessories in Illuminating yellow. Go subtle with an Illuminating necklace or earrings; or go bold with a shirt or handbag in the inspiring color.

Be Bold With Your Beauty Routine

It may be a bit more difficult to include these two colors into your beauty routine, but all you have to do is get creative. Opt for a smoky eye with shades of charcoal eye shadow or pick a trendy gray nail polish for a more classic look. Go bold with a gold or yellow eyeliner or choose a cheery yellow polish for an accent nail.

Brighten Your Work Space

As many continue to work from their home offices, it’s important to create a space separate from the rest of the home to create a work-life balance. Take this time to redecorate a room in your home where you can focus on work. Paint the walls in Ultimate Gray as a base of composure then dress the space up with Illuminating accessories to bring forward cheer and hope. Whether it’s bright yellow picture frames, pillows or wall art, it will bring a touch of cheer. If you’re feeling extra bold, incorporate the color into your office chair or an area rug.

No matter how you choose to use this year’s colors, have fun with it.

42

Central Florida Lifestyle | January 2021

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www.CentralFloridaLifestyle.com

43

+ TECH Trends

Security for Remote Workers:

What Every Business Needs to Know How to keep your remote workforce safe from current and future cyber threats.

By BE Conrad

T

he way people work has changed. Once a relative rarity, telecommuting has become the new norm, with millions of former cubicle dwellers now working from home offices. While this has created amazing opportunities for workers, it has also created some challenges for employers, especially when it comes to network security and the protection of their data.

Security for remote workers is no joke, and it's easy to make a critical mistake. Here are some key considerations that can enhance the security of your remote workforce.

Training is the Key to Safety

You cannot expect your workers to be IT gurus, or even to be tech savvy. Additionally, you cannot rely on them to spot every threat and avoid every malicious message.

If you want to beef up security for remote workers, you need to invest in proper training — both now and in the future.

The threats to cyber security are always evolving, and it's not enough to protect only against current dangers. You also need to protect remote workers from emerging threats.

Innovative training sessions that go behind mere slideshows will enhance both safety and engagement,

44

Central Florida Lifestyle | January 2021

reinforcing the lessons workers have learned and helping them spot threats in the real world. So-called challenge training, in which workers are sent fake phishing emails, is particularly effective and relatively easy to administer.

The Effect on Productivity and Speed

Businesses must walk a fine line between productivity and safety when workers are telecommuting on a daily basis. Every new safety measure, from network monitors that detect unauthorized access to virtual private networks that provide a stable, secure connection, can slow the system down.

For workers with a slow internet speed, the speed reduction could be especially pronounced.

A number of companies have invested in specialized equipment for their home-based workers, supplying computers or terminals designed specifically for their network infrastructure. The up-front cost of such a solution may be high, but the cost savings over time could more than make up for it.

Building Enhanced Security into Backend Operations

The most effective security is the kind no one notices. Building

enhanced security into your backend processes, including improved spam filters to stop phishing attacks, better firewalls to block unauthorized access attempts and more robust management of user accounts, can all keep remote workers, and the companies they work for, safer.

Regular Security Audits Are Essential

New threats are emerging all the time. Hackers are working harder than ever to compromise network security and fool the new legions of home-based workers into revealing more information than they should.

No matter how good your security protocols are, it's important to test your defenses and shore them up should deficiencies arise.

Conducting regular security audits of the protocols you have in place is essential for enhancing security for your remote workforce.

Working from home may be a dream come true for many workers, but it can be a nightmare for business owners and IT staff. To keep operations running smoothly, you should balance productivity with security in a way that works well for everyone.

Illuminate Your True Path Learn how to live with meaning and purpose when things are falling apart.

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www.CentralFloridaLifestyle.com

45

+ MONEY Matters

5

Ways Landlords Can Cut Costs

on a Rental Property Where you can easily save money to protect your bottom line.

By Andrew Kay

J

ust as in any business, owning a rental property comes with plenty of costs. In addition to the mortgage, property taxes and insurance premiums, regular maintenance and unexpected repairs come up as well.

When rental rates are steadily climbing and you can charge 5% to 10% more each year, it's not difficult to cover escalating costs. When rental rates are stagnant, however, rising costs can eat into your bottom line.

You might think you're operating as inexpensively as possible, but it's always worth seeing if you can trim the fat any further. Here are five ways landlords can cut costs.

1. Shop Around

Sometimes you get so used to paying a bill that you don't look for ways to lower it. It's worth it to shop around every so often for better deals on your fixed costs.

Get new quotes every other year. Insurance premiums tend to rise over time, and you might be able to get a better deal as a new customer with a different provider.

The same is often true for utilities if

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Central Florida Lifestyle | January 2021

you're paying for those. If you use a property management company, get new quotes for that as well.

2. Build a Reserve

When your property is occupied with tenants who pay on time and the property's net income is solid, consider putting some rent aside each month to build a reserve fund. It can often mean the difference between paying cash for an unexpected expense or having to borrow money to cover it. Going further into debt on a property means paying more in interest. You cut costs by paying cash.

3. Refinance or Recast the Mortgage

When interest rates are super low, you can get to a breakeven point on upfront refinancing costs quicker. For example, if it costs you $2,000 out of pocket to refinance, you'll make it up faster with a rate that's a half-point lower than one that's only a quarter-point lower.

Recasting occurs when you pay down your principal balance with a lump-sum payment, then ask your lender to re-calculate the remaining

scheduled payments based on the new balance. If you can't refinance but have some cash available, consider this option.

4. Do It Yourself

Do you immediately call a contractor when an issue arises?

Learning some basic plumbing, electrical and flooring techniques can save tons on maintenance and repair costs. There are how-to videos online for just about anything.

It's worth it to invest some time learning what you can.

5. Use Free Online Tools

Rental property owners sometimes have accountants, lawyers and property managers on speed dial. While you might need an attorney if you appear in court, you shouldn't require a lawyer every time you sign a lease or post an eviction notice. You can also find free accounting and property management software online.

To protect your bottom line, you might have to find ways to cut costs where you can. The good news is that it can be done.

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FLA-CAT has formed some long-lasting partnerships with local and state municipalities, property and facility management companies, insurance carriers, contractors and agents, which have all led to the success of our company.

From everyone in our organization,

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+ CALENDAR of Events ALL MONTH LONG

AROUND THE CORNER

$100 per person PompeiisTable.com Experience a four-course crafted dinner influenced

by Pompeii’s world-spanning trade, courtesy of Chef Stephen Doyle. Seating is limited to 30 guests.

Feb. 5 Seven Seas Food Festival

January 21 En La Cocina Cooking Class January 2-3, 9-10, 16-17 Weekends at the Winery

Saturday: 10 a.m. - 5 p.m.

Sunday: 11 a.m. - 5 p.m.

Lakeridge Winery 19239 U.S. 27 North Clermont, FL 34715 800.768.9463 LakeridgeWinery.com Enjoy the winery’s expansive vineyard green with live entertainment, food trucks and Lakeridge wines by the glass at the outdoor bar. This event takes place rain or shine.

6:30-8:30 p.m.

Tapa Toro 8441 International Dr., Ste. 260 Orlando, FL 32819 $54 per person (tax and gratuity not included) 407.226.2929 TapaToro.restaurant Enjoy an evening of cooking and eating around the paella pit as Tapa Toro’s chefs guide you in creating some of their favorite recipes. Seating is limited to 12 people per class.

January 19 Pompeii’s Table at The Alfond Inn

7-9 p.m.

The Alfond Inn 300 E. New England Ave. Winter Park, FL 32789

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Central Florida Lifestyle | January 2021

10 a.m. - 7 p.m.

SeaWorld Orlando 7007 Sea World Dr. Orlando, FL 32821 Included in regular theme park admission 407.545.5550 SeaWorld.com This special weekend event includes fun family activities, photo opportunities with characters and more.

January 29 Din-O-Night

January 8 Taste of Epcot International Festival of the Arts

9 a.m. - 6 p.m.

Epcot Included in regular theme park admission 407.939.5277 DisneyWorld.Disney.

Go.com Immerse yourself in the arts with creative culinary creations, performing and visual arts, featured artists and more. This event runs through Feb. 22.

January 23-24 Sesame Street Kids’ Weekend

10 a.m. - 8 p.m.

SeaWorld Orlando 7007 Sea World Dr. Orlando, FL 32821 Included in regular theme park admission 407.545.5550 SeaWorld.com Every Friday, Saturday and Sunday through May 9, sip and sample your way around the world with exciting flavors and local craft beers, along with live performances.

January 21-24 Diamond Resorts Tournament of Champions

Times vary Tranquilo Golf Course at Four Seasons Golf and Sports Club Orlando Tickets start at $30 Golf.DiamondResorts.com A unique event on the LPGA Tour, this event brings together some of the world’s top professional women golfers to play alongside world-class sports and entertainment celebrities.

6-9 p.m.

Harry P. Leu Gardens 1920 N. Forest Ave. Orlando, FL 32803 $12 adults, $6 children ages 4-17 and Leu Gardens members, children under 3 free 407.246.2620 LeuGardens.org Bring a flashlight and explore the Jurassic Gardens in search of dinosaurs. Kids are invited to dress in their dinosaur costumes. Tickets are limited and must be purchased in advance.

Registration is required for free kid tickets.

February 11 Moulin Rouge® The Ballet

Show times vary Dr. Phillips Center for the Performing Arts 445 S. Magnolia Ave. Orlando, FL 32801 Tickets start at $24 407.839.0119 OrlandoBallet.org Get up close and personal with the bohemian world of Paris in its heyday. This show will transport audiences to the most famous cabaret in history.

Congratulations on your Retirement!

You’ve done a truly remarkable job as President/CEO of CFHLA and it’s been a pleasure working with you for over 20 years.

Enjoy your retirement and some well-deserved time for yourself.

™

329 Franklin Street Ocoee, FL 34761 407.347.3007 goadmi.com www.CentralFloridaLifestyle.com

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+ SNAPSHOTS On the Town Orange County’s Oath of Office Ceremony

SCPS 2022 Teacher of the Year Finalists

1. On Dec. 8, District 1 Commissioner Nicole H. Wilson was sworn in for her first term as an elected official. District 3 Commissioner Mayra Uribe and District 5 Commissioner Emily Bonilla were also sworn in and took the oath of office after being re-elected to their districts.

Last month, Seminole County Public Schools announced its 2022 Teacher of the Year finalists. The winner will be named in a virtual ceremony on Feb. 5, 2021 and will go on to represent the district at the state competition.

2. Amy High, K-5th grade, exceptional education teacher, Idyllwilde Elementary School.

3. Barbara Miller, 7-8th grade TV production, iConnect, ETF teacher, Chiles Middle School.

1

4. Clayton Donnan, 9-12th grade technology and music teacher, Crooms Academy

3 4

2

Selling Orlando 5. Cliff Long, CEO of Orlando Regional REALTOR® Assocation, celebrated the launch of Florida Real Estate TV, a new online TV network for the Central Florida community, and its new show “Selling Orlando” last month.

5

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Visit Orlando’s Magical Dining 6

Groundbreaking Ceremony Edyth Bush Charitable Foundation recently held a groundbreaking ceremony for their new, landmark home, “The Edyth,” unveiling in 2022.

6. Edyth Bush Charitable Foundation Board of Directors with Ekta Prakash Desai, AIA, and John C. Jennings III. 50

Central Florida Lifestyle | January 2021

Visit Orlando announced a record-setting donation of $345,378 to support Feed the Need Florida. Funds were raised during the longest run in the Visit Orlando’s Magical Dining program’s 15-year history.

7. Brian Comes, Visit Orlando board chairman, and John Rivers, founder and CEO of 4Roots & 4 Rivers Restaurants, with staff from 4Roots and Feed the Need Florida.

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