1.TheProblem&Mission
TheHumanCrisisofFinancialInequality
OurMission&WhyNow
2.TheOpportunity
TheAI-PoweredFinancialCo-Pilot ProofofDemand(B2B+B2C)
The$5.7BMarket
3.BusinessModel>M
User-CentricModel($1Sub+Affiliate)
EscapingtheCACTrap(Trust>CAC)
FromBeachheadstoPlatforms(PhasedGTM)
4.CompetitiveEdge
PremiumGuidanceat$1 → NoCompetitor
DefensibleMoatsThatScale
Long-TermVision:FromApp → Infrastructure
5.Traction&Team
ProfitableGrowth,ByDesign(Financials+Ask)
TheTeam
ThankYou
Theglobalfinancialsystemhasleftbillionsinpersistentfinancialanxiety.Thisisn'tjustamarketgap—it'sa crisisofhumanwell-beingdemandingurgentaction.
2B+
Peoplelockedoutofessentialwealth creationandfinancialsecuritytools
73%
Millennialsdistrustlegacybanks,with 68%abandoningpredatory"free"apps
Buildfinancialinfrastructurethatbreaks generationalchainsandempowerseconomic inclusionforall
AIBreakthroughs
Personalizedfinancialguidanceatscale, <$1cost.
ShiftingDemographics
$70Twealthtransfer+distrustinbanks.
RegulatoryTailwinds
Tech-first,education-ledmodelswin approval.
ConnectEverything
One-taplinking → Allaccountssynced in<60sec.
Outcome:360°real-timefinancialview.
AIspotstrends,flagshiddenfees/fraud, nudgessmartmoves.
Outcome:Personalized,proactive guidance.
Top3data-backedactionsforfinancial health.
Outcome:Confidence+controlin decision-making.
“Education,NotAdvice” → Globallyscalable,compliant,affordable. TheEnabler-
$1/monthsubscriptionbuildstrust. Coverscosts,deliversinstantvalue. Curatedmarketplacedrivesgrowth. Wewinonlywhenuserswin.
10+validateddiscoverycallswithneobanks&creditunions
Activepipeline:3challengerbanks+1majorcardissuer
2M+potentialusers
130K+Substacksubscribers(financialeducationdemand)
21Kpodcastlisteners+17Ksocialfollowers(loyalaudience)
Alphaapp:50betatesters → 95%satisfaction
$5.7B
TAM Globalfinancialwellness+personalfinanceapps.
$3.5–5.0B
SAM GenZ&MillennialsinNA&Europewillingtopay.
$10–20M
SOM 5-yeartargetwith<1%SAMcapturebyacquiring100=200ksubs
$1,450CAC(avg) → Unsustainableacquisitioncost.
37%Retention → BrokenLTV.
Marketsizeisn’ttheblocker acquisitioneconomicsare. CAC(industryavg)
OurAdvantage–Zero-CAC+ HighRetention
Partnerships+product-ledloops → bypasspaid CAC.
Wellnessoutcomes → driveretention+LTV.
B2B2CBeachheads
(0–1years)
Partnerwithneobanks/creditissuers → freevalue-add.
Outcome:0CAC,2–3anchorcase studies.
Tier1
Co‑marketing(light,faststart)
(1–3years) ScalePartnerships
ExpandB2Bplaybook → proveROIvia engagement+cross-sell.
SEO-ledfunnel → B2Cat~$1/month.
Phase3 (1–3years) ViralLoops+Integrations
“Giveamonth,getamonth” → viral, low-costgrowth.
White-labelAPI/SDK → Tier-1banks& BigTech.
Tier2
Embeddedfeature(seamless).
Tier3
White-labelplatform(coreinfra).
$1/month → Premium-qualityguidanceat scale.
Affordable.Outcome-aligned.Defensible moat.
Premiumadvisors → Excludes99%.
Tools → $12–15/mo(tooexpensive).
“Free”advice → Leads-driven,misaligned.
Counter‑Positioning RegulatoryAdvantage “Education,NotAdvice” → compliant atglobalscale.
$1hybridmodel+curated affiliate=hardtocopy. Incumbentscan’tfollowwithout cannibalizing.
SDG‑alignedbrandbuildstrust, partnerships,andtalent.
Unreachabletopurelyprofit-driven models. Compoundswithscale
Stage1 (1-5years)
Buildthe Foundation (5-7years)
(7+years)
Leadglobalfinancial education.
B2B2Catscale → millions onboarded.
Outcome:Largestfinancial behaviordataset.
Addregulated,mission-aligned services.
Examples:low-costrobo,ethical credit.
Outcome:Licensed,trusted ecosystem.
TrainproprietaryfinanceLLMon uniquedataset.
LicenseasB2BSaaStobanks, creditunions,wealthmanagers.
Outcome:Centpowersthe industrybackbone.
GrossMargin 85%
Software-drivenmodel → 85%+ fromDay1.
B2B2Cpartnerships → near-zero CACacquisition.
TheAsk $3MSeed
(18–24morunway)
Founder&CEO ShivamSingh
Ex–D.E.Shaw(quantAImodelsfor trading).
LedGenerativeAIMarketing@ Amazon(AWS). MBA:MichiganRoss/LSE.
FoundingDesigner&Headof Brand
AbhirajPattem
Ex-HeadofDesign,GenerativeAI Startup.
Founder&CCO MiriamOdabe
Scaledbrands(Budweiser, DentsuAegisNetwork).
Drovemulti-millionrevenue growth. MichiganRossMBA,ForteFellow.
Founder&CTO Brijesh Bhalodiya
PrincipalEngineer@Visa (mission-criticalinfra). Eng.Manager@Swiggy(250M+ users).
Advisor,Investments& Strategy
BryantBurciaga EquityResearch,MichiganRoss MBA.
Advisor,MachineLearning
MayankAgarwal
GeminiGenAIEngineer(Google), Ex-TikTok Ex-Meta.
