Balance Sheet Management USA 2025
October 29-30, 2025
Poll results
TABLE OF CONTENTS
• How many rate cuts do you predict in the next 12 months?
• What geopolitical or macroeconomic event do you think will have the biggest impact on BSM over the next 12 months?
• How confident are you in your firms financial planning amidst this current geopolitical instability?
• The forward curve currently predicts 4-5 rate cuts over the next 3 years, do you think that interest rates will be…
• How much interest rate impact do you consider in your liquidity stress testing?
• What areas attend your ALCO meetings: (select all that apply)
• What is the greatest obstacle for the BSM team in driving strategic decisions?
• The market is currently pricing 5 Fed rate cuts by the end of next year. Given the current economic environment, and the Fed’s dual mandate to both control inflation and maximize employment, do you think that is...
1-2 cuts
How many rate cuts do you predict in the next 12 months?
cuts
Multiple-choice poll
Digital Assets
What geopolitical or macroeconomic event do you think will have the biggest impact on BSM over the next 12 months?
Tarriff
Taiwan
Credit cycle Unemployment
and Trump
Tarrif impact hitting Labor Trump Bank failures
Inflation
Trade tariffs Rates
North American trade agreements
Fed chair appointment
Tariff s and trade agreements
How confident are you in your firms financial planning amidst this current geopolitical instability?
Multiple-choice poll
The forward curve currently predicts 4-5 ratecuts over the next 3 years, do you think that interest rates will be…
Within 25 basis points of the implied forward curve
Higher than the implied forward curve
Lower than the implied forward curve
Multiple-choice poll
How much interest rate impact do you consider in your liquidity stress testing?
Upper rate shock (100 bps or more)
Lower rate shock (100 bps or more)
We don’t model rate change
Multiple-choice poll
What areas attend your ALCO meetings: (select all that apply)
What is the greatest obstacle for the BSM team in driving strategic decisions?
The market is currently pricing 5 Fed rate cuts by the end of next year. Given the current economic environment, and the Fed’s dual mandate to both control inflation and maximize employment, do you think that is...
Multiple-choice poll