Hughes Retirement Group

Who reads the stock tables, vets your mutual funds, talks to the IRS, plans your children’s college funds, grills your mortgage and insurance companies, organizes your inheritance, and budgets your Italian retirement celebration vacation for you? We do. By listening carefully to each client and prioritizing their needs first, the staff at Hughes Retirement Group works to develop a personalized financial plan to help clients make strides toward their retirement goals.

We understand the many challenges that individuals can face as they prepare for retirement. Whether it be concerns about taxes, market loss, Social Security, long-term care, Medicare, or running out of money during retirement, our personalized service focuses on our clients’ financial goals and objectives. Our mission is to help our clients make the right decisions for their futures and to provide them with the best service in the industry by treating them just like family!

In addition to financial advising, we also strive to assist seniors with finding the best Medicare supplemental options. Medicare can be difficult to discern, especially with all the changes from year to year. Our office stays up to date so that we can offer expert service in this area. Offering all major insurance carriers, Hughes Retirement Group helps clients navigate the vast world of Medicare to find the best Supplement, Advantage, or Prescription Drug Plan tailored to their needs. Specifically, our staff works tirelessly to check drug plans annually to save clients hundreds and sometimes even thousands of dollars on prescriptions.

Our founder and President, Rick Hughes, has helped many families and individuals in the Tennessee, Georgia, and Alabama areas prepare for retirement by offering a personal and trustworthy experience. Rick works exclusively with seniors and retirees to find solutions to help them enjoy their retirement years. Driven by a passion to educate and inform those preparing for or moving into the retirement phase of life, Rick has strived to create educational opportunities through workshops, classes, special events, and social media to serve Cleveland, Chattanooga, Knoxville, and surrounding areas.

Granger Hughes began his career in 2009, after becoming a licensed insurance agent. He graduated with honors with a Bachelor of Science in Business Administration from Lee University. Granger uses a tax-

sensitive, holistic approach by offering suggestions and alternatives on ways that his clients can help protect, preserve, accumulate, and distribute money. He can assist his clients in reaching a lower tax bracket and, in many cases, obtaining a zero percent tax bracket in retirement. Granger has worked with his father Rick to help provide educational opportunities for clients as well as others in the community. He feels that working in this field has given him a responsibility to help inform those who may otherwise not be aware of strategies, changes, and opportunities available to them when it comes to their financial well-being. Both Rick and Granger are Investment Advisor Representatives with Hughes Retirement Group and have securities licenses in addition to life and health insurance licenses. They utilize tax-advantaged strategies, tactically managed accounts, annuities, long-term care, and indexed universal life.

Rick’s wife, Wendy Hughes, serves as the CFO of Hughes Retirement Group, in addition to handling a variety of customer service and talent acquisition duties. She has a passion for further education and holds a Master’s degree from Lee University in Psychology and Counseling. Wendy is an active member of both the Athens and Cleveland/Bradley Chambers of Commerce. She is passionate about promoting local businesses and nonprofits and constantly looks for ways to give back to her community. She and Rick are members of First Baptist Cleveland and love spending time with their family and basset hound, Sir Admiral Schofield.

Lindsey Kiker serves as Director of Financial Operations, assisting her father Rick and brother Granger in all aspects of providing services and information to clients. She graduated from Cleveland State Community College in 2008 with a degree in Office Administration. Lindsey is also active in the community as an ambassador for the Cleveland/Bradley County Chamber of Commerce. Lindsey enjoys the outdoors, and loves to travel and spend time with her husband Michael and their dog Spudgie!

Beth Godfrey serves as the Director of Insurance Operations to ensure outstanding customer service to clients and individuals seeking Medicare supplemental options and other health care plans. She works one-onone with the agents of Hughes Retirement Group to help provide a smooth application process for clients, and brings 11 years of experience and understanding to the firm. Beth enjoys traveling and spending time with her husband Scott, kids, and grandkids. She is a fantastic cook and often brings fresh-baked goods to the office, especially around the holidays!

Taleasha Shane came on board as an additional Medicare support staff earlier this year. She brings a wealth of knowledge, friendliness, and helping hands to every task. Taleasha loves spending time outdoors with her three kids and dog Samson, and is passionate about supporting local coffee shops!

Hannah Hawkins joined the team earlier this year taking on both reception and marketing tasks. An aspiring healthcare administrator, Hannah just began her senior year at Lee University. She loves going to the beach, watching sunsets, and cheering on the Braves!

Whatever your needs, our staff is equipped and eager to help! Whether it be retirement planning or navigating Medicare supplement options, we are here for you. We strive to educate our clients so they can choose the best options for their future. Let us help you achieve your retirement dreams and help you live a stress-free retirement by partnering with Hughes Retirement Group.