Country Financial Guy Percy

Guy Percy’s team of licensed agents often point out their logo to clients and prospects alike. Pride in how Country Financial has consistently taken care of their countless clients in the Northwest Georgia and Chattanooga area is just one reason we show off our logo so readily! We like to point out the words below our name, and we add one as well. We protect what our clients have and plan for their futures. Those efforts generally fall into six categories—Auto, Home, Life, Business, Retirement, and Health.

Auto Insurance

We work hard with our auto clients to not only protect the value of their cars but to also get the right liability limits in place. No one wants to pay a lot out-of-pocket for their damaged cars, tow bills, and rental cars. However, the biggest risk is often not having enough bodily injury and property damage to make folks whole for their medical bills, lost wages, pain and suffering, and their car values. We ask about income and net worth as that impacts the coverages we suggest. Getting that piece wrong can negatively impact the way of life for both our clients and those they have accidents with.

Home Insurance

When you ask us for a home quote, it is humbling to realize you are asking us to protect everything you own. That is a very important task that we do not take lightly! If you own your home or rental homes, we will ask questions to get the current and rebuild values of those homes. We all know bundling with your autos and other protective products can save a lot of money, but we may not realize all the extra riders that are available to ensure your possessions are properly covered. Do you have antiques that need special treatment? Do you have valuable jewelry? Are you in a flood zone? How much can you save with a higher deductible? Do you get a discount for having a newer roof? Does Country Financial pay the full replacement cost of a

repair? What about other buildings on the property? These questions and many more need to be answered. Add in getting the liability piece right again, and we fill a huge responsibility to our clients to present a fair premium and to cover those things that will sting if we do not ask all the right questions.

Life Insurance

Nothing we do for our clients is perhaps more important than being there for them financially when they are no longer there to provide for their loved ones. We discuss the many uses of life insurance from simply meeting the most basic of needs, to the more complex estate and business matters. We help our clients arrive at their Life Insurance Number by asking good questions to make sure they have enough money for burial expenses, paying off debts and mortgages, educating the kids and replacing lost future income. It is not enough to just have life insurance; you need the right amount. Do you know your Life Insurance Number?

Business

Just like you want to protect your cars, homes, and assets for your family, our business clients want the same on an often much bigger scale. Our business owners have so many unique needs, they need their own detailed evaluation with yet another set of questions. Again, correct liability levels are huge. Do you need work comp? Do you take possession of your customers items and need to protect yourself if you damage them? Would you be financially hurt if your income stream was halted by a serious claim? Do you want to provide benefits to yourself and your staff members? We enjoy working with our business clients and protecting what is most important to them.

Retirement

We all can worry about providing for our financial futures. A brief article here cannot do justice to the many ways we can come along-side our clients in addressing their many financial concerns. Will you outlive your money? Are your investments suitable to address your goals? How can you best leave a legacy? When should you take your social security? Are you prepared for all the health costs that come in our later years? How can you best transfer wealth to the next generation? How much will I need to live the life I desire? Questions like these are how we help you get to a comfort level when thinking about your retirement years.

Health Insurance

While you won’t see this word in our logo, we all need a good plan here. We take you through adding your newborn to your current plan, to navigating the Affordable Care Act, to your final purchase of a good Medicare Supplement to dance with your later years on Medicare. Who will sign your paycheck if you are ever disabled? Can your loved one afford a nursing home or home care? Do you want dental and vision plans? We can answer your many questions about your family’s health insurance needs.

So many questions! Country Financial and our team of licensed agents want to help answer yours and to ask a few of our own. We want to ensure you have the right protection for all you own and to plan for your future. Call us today at 706-935-3365!