Loan forgiveness faces termination

Cardinal Points last covered the federal student loan forgiveness plan Oct. 21. Much has changed since then.

President Joe Biden originally made promises to work toward student debt relief last August, but decisions by the Supreme Court have since placed the relief plan in jeopardy.

If Biden’s plan makes it through legislation, students could have up to $20,000 relieved from loans. There have since been two appeals made to the Supreme Court since it has tangled the bill in legal tape. There will be an oral hearing, and then the court is expected to have made its final decision by June.

While Americans wait on the edge of their seat, Biden has stated he feels the Supreme Court will strike down his plan.

Massacre

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Stephens had heard the gunshots, but did not realize what the sounds were. He assumed the teenagers were killing time until their shift ended. However, he soon discovered the true reason.

Dunlap barged into the kitchen, pointing his gun at Stephens.

Stephens tried to speak, to interact with Dunlap, but Dunlap gave him no opportunity.

A shot rang out. The bullet hit Stephens in the jaw and he stumbled to the floor. He was still alive. He watched as Dunlap left him, heading to the office Kolhberg was in.

Kolhberg was still diligently working, counting receipts when Dunlap entered.

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“I’m confident we’re on the right side of the law,” Biden said in an article by the Wall Street Journal. “I’m not confident about the outcome of the decision yet.”

This will leave millions of Americans still in an incredible amount of debt. Debt that leaves many having to live paycheck-to-paycheck or costing them luxuries, or even basic necessities, as it is out of their means.

There is no “backup plan” if this loan forgiveness proposal is killed by the court. Advocates and legal scholars have proposed ways for the bill to possibly pass in other legal loopholes, but it is unsure if the Biden administration will do so.

This single plan could change the future generations of the United States. No lon-

He forced her to open the safe before she was shot in the head.

Kolhberg was 50 years old. She was shot twice, even after her first fatal blow.

After about five minutes, four were dead and one was injured. Dunlap left the restaurant with a bag full of tokens, key chains, cards and about $1,500.

Dunlap was found soon after the massacre. He was having sex with his girlfriend at the time. He had little remorse from his actions. The police asked him to come in for questioning as they knew he had visited the restaurant earlier in the day.

Dunlap attempted to scrub his body of evi-

They don’t seem to care why her grades are slipping, they just notice that she is not doing well in school. Melinda states that her being born was what stopped them from getting a divorce, but she wishes they did.

The only people that seem to notice that Melinda is struggling is her art teacher, Mr. Freeman. He encourages her to process her feelings through art, even though he doesn’t know Melinda’s full story.

Trees are a constant symbol within the novel, as Mr. Freeman gives Melinda an assignment to perfect her drawing of a tree. The tree is a symbol of growth, which goes along with Melinda’s character development, as she finally grows enough to speak up about what happened to her.

“Speak” can be triggering to some

Fire

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One of the glaring issues is the utter disrespect for other residents when students set off the alarms for actions they could have easily prevented. Especially students ger would students fear debt as they gain higher education. Education that has only further increased in demand with a shrinking job market. federal loans.

Biden has paused loan interest for now, but it is unsure how long that will continue to be in effect.

SUNY Plattsburgh’s financial aid office is an incredible resource for any and all questions for student loans. They can be emailed or called, and respond as quickly as possible.

For now, not much can be done. Students can only wait and hope that the court sides with Biden. However, educated financial decisions can be made to alleviate stress.

Educate yourself. Understand the difference between subsidized – no interest accrued while you attend school – and subsidized –interest is accrued over time – loans. Research options for private loans, and the difference between private and dence. He washed his hands with hydrogen peroxide and showered.

Student Support Services also offers assistance and financial literacy courses for students so they can better comprehend loans and how to pay for college. They also have events throughout the year to better assist students in this way.

Loans can be scary and confusing, but students are not lost. There are resources here on campus for students to take advantage of, as everyone deserves an education.

Dunlap was arrested 12 hours after the murders. He was found guilty and sentenced to death. His crime was so gruesome and heartless that jurors felt he lost his right to life.

Dunlap appealed in 2008, claiming his legal defense was ineffective in his case. The court rejected his appeal. Dunlap has appealed several times since, and has been rejected each time.

This was a crime of pure hatred and dis- readers, as it is revealed that Melinda was raped by Andy Evans, a popular senior, at the party she attended over the summer. Throughout the novel, Andy is dehumanized, as he is referenced as “IT.” By not referring to his actual name, Melinda slowly takes her power back.

The rape took over Melinda’s life, and affected her relationships with her friends and parents, as they don’t believe her that it happened. Rachel especially doesn’t believe Melinda when she finally speaks up, as Andy is Rachel’s boyfriend. This makes the girl’s relationship even more complicated.

There are also references to self-harm within the novel, which is a result of Melinda’s lack of support. The novel shows how finding the courage to speak up about trauma can take someone time to do, but you must believe the truth they speak.

If it isn’t clear, the reference of rape and sexual assault has marked the novel as banned. In states such as Florida, who choose to smoke inside, or use a flame, instead of stepping off campus. The residents of the building do not want to be standing around because a group of students wanted to take a hit of a blunt.

The firefighters also do not need to constantly come to campus for these false regard for human life. Dunlap had a chance, several chances, to stop and reconsider. He never did. O’Connor begged for mercy, but was given a bullet. alarms. They wear heavy gear, often carrying tools that only add to the weight, as they rush over to campus.

Idaho, Michigan, Missouri, Mississippi, Nebraska and Oklahoma, parents and administrators challenged Anderson’s novel because of sexually explicit content, profanity, alcohol use and having anti-male themes.

Censoring novels that tackle adolescent sexual assault and rape is dangerous. Novels like “Speak” give survivors a voice, as society tries to silence victims. Without this novel in schools and libraries, readers who relate to Melinda may not have the courage to speak, as censorship can negatively affect how someone thinks about their trauma and life experience.

“Speak” gives a voice to a community of survivors. Anderson’s novel is a sad tale, but a necessary story to tell.

Furthermore, it is time, money and resources wasted for each false alarm that could be put toward real dangers and fires.

Fellow students deserve the respect and decency to be able to live in their dorm without the constant worry of an alarm. Firefighters deserve the respect of their time and effort they put into the job.

Award Winning

ACP Hall of Fame

Inducted in Fall 2010

All American

Spring 2018, four Marks of Distinction

Spring 2016, five Marks of Distinction

Spring 2014, four Marks of Distinction

Spring 2012, four Marks of Distinction

Spring 2011, four Marks of Distinction

Fall 2010, five Marks of Distinction

Fall 2009, four Marks of Distinction

Spring 2009, four Marks of Distinction

Fall 2008, four Marks of Distinction

Spring 2005, four Marks of Distinction

Spring 2004, four Marks of Distinction

Fall 2003, four Marks of Distinction

Fall 2002, four Marks of Distinction

Fall 2001, four Marks of Distinction

Cardinal Points has received the following awards from the Associated Collegiate Press (ACP): Pacemaker Recognition

FRIDAY, MARCH 24, 2023