SPECIALIST PRIME PROPERTY FINANCE
WHY WE WERE FOUNDED
CapitalRise is a leading specialist prime property finance company. It is the only dedicated funding provider focussing uniquely on prime property developments across London and the South East. Projects have been located across Prime London locations including Mayfair, Notting Hill, Belgravia, Chelsea, Knightsbridge, and Wimbledon. CapitalRise has also funded schemes across the wider South of England, including in the Home Counties, Cotswolds, and South West. Since it was founded in 2016, CapitalRise has originated loans against over £1.2bn of prime property assets.
Uma Rajah
Alex Michelin
Andrew Dunn
CEO & FOU NDER
FOU NDER
FOU NDER
• Co-founded CapitalRise
• Founded Finchatton
• Co-founded Finchatton in
in 2001 and Valouran
2001 and founded luxury
in 2023.
country house developer,
in 2016. • 17yrs FinTech experience specialising in online lending. • Experience in scaling up businesses. • Cambridge University: Engineering, INSEAD, MBA
• Delivered over £2bn
Earlsgate, in 2015.
in prime residential
• Delivered over £2bn
development across
in prime residential
120+ projects globally.
development across
• Nottingham University: Economics
120+ projects globally. • Exeter University: Politics
CapitalRise was founded in 2016 to provide finance to prime property developers. Our founders, as developers themselves, had first-hand experience of being poorly served by incumbent lenders. This heritage means that the business possesses extensive experience and deep expertise in real estate development, especially within the prime property market. It also means we understand the needs of our borrowers, and can speak the same language. We are the lender built by developers.
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WHY BORROWERS COME TO US LOW E R FI N A N C I N G COS TS Our model allows us to offer lower rates than traditional sources TA I L O R E D S O L U T I O N S We provide flexible terms and are able to fund complex projects FA ST DECIS I O N M AKI N G Receive terms within 48 hours
BEST IN CLASS SERVICE We value long-term relationships – our expert team is always available
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PRODUCT RANGE: BESPOKE FINANCE SOLUTIONS CapitalRise offers end-to-end solutions to cover all stages of a development project. Our flexible, bespoke financing allows us to support a wide variety of borrower needs.
BRIDGING
D E V E LO PM E NT
MEZZANINE
Fixed + Variable Rates Available No upper limit on £/sq. ft. or capital value Loan size: £1-20m
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PRODUCT RANGE: BRIDGING
•
USE(S) • Purchase • Refurbishment • Refinance • Finish & Exit LT V Up to: • 75% (gross) • 70% (net)
T Y P I C A L R AT E S • 0.85% - 0.95% PCM • • 2% arrangement fee • No exit fee
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PRODUCT RANGE: DEVELOPMENT •
USE(S) • Ground-up development • Refurbishment • Conversion • Airspace LT G D V / LT C Up to: • LTGDV: 70% • LTC: 85% T Y P I C A L R AT E S • 5.75 - 6.5% (over cost of • funds) • 2% arrangement fee • 1% exit fee TYPICAL TERM • Up to 36 months
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PRODUCT RANGE: MEZZANINE •
USE(S) • Top-up development finance • Reduce equity contribution
LT V / LT C Up to: • LTV: 75% • LTC: 90% T Y P I C A L R AT E S • 11.75% (over cost of funds) • 2% arrangement fee • 1% exit fee
TYPICAL TERM • Up to 36 months
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WHO CAN WE LEND TO? PRI M E PROPERT Y DE VE LOPE RS PRIME PROPERT Y INVESTORS
CapitalRise provides finance for a variety of property projects across the South of England. Projects must have a compelling business plan and be in a good location with strong demonstrable demand. We can provide loans for commercial purposes, but do not provide regulated mortgages against a primary residence.
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PREVIOUS LOAN LOCATIONS CapitalRise lends against residential, commercial and mixed-use projects across England and Wales. Won deals by location and name (the size of bubble relates to the value of deals).
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OUR LOANS Hillcrest, Guildford
Cheyne Walk, Chelsea
Mount Row, Mayfair
LOA N A M O U NT
£3.1m
LOA N A M O U NT
£3.2m
L O A N A M O U N T £6.6m
LOA N T Y PE
Senior Development
LOA N T Y PE
Mezzanine Bridge
LOA N T Y PE
Senior Development
LT V AT E X I T
65%
LT V AT E X I T
74%
LT V AT E X I T
67%
Broghill House, Wimbledon
Darjeeling Mews, Hanwell
Academy Gardens, Kensington
LOA N A M O U NT
£8.2m
LOA N A M O U NT
£2.8m
L O A N A M O U N T £8.4m
LOA N T Y PE
Senior Development
LOA N T Y PE
Senior Development
LOA N T Y PE
Senior Development
LT V AT E X I T
65%
LT V AT E X I T
70%
LT V AT E X I T
70%
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Pine Trees, Wentworth Estate
Marlow Hills, Buckinghamshire
PBSA Schemes, Bath & Bristol
LOA N A M O U NT
£8.5m
LOA N A M O U NT
£4.3m
L O A N A M O U N T £11.4m
LOA N T Y PE
Senior Development
LOA N T Y PE
Senior Development
LOA N T Y PE
Senior Development
LT V AT E X I T
61%
LT V AT E X I T
65%
LT V AT E X I T
66%
Colchester, Essex (26 new-build units)
Ascott u/ Wychwood, Cotswolds
Hill Brow, Hove
LOA N A M O U NT
£6.8m
LOA N A M O U NT
£1.99m
L O A N A M O U N T £2.1m
LOA N T Y PE
Senior Development
LOA N T Y PE
Senior Development
LOA N T Y PE
Senior Development
LT V AT E X I T
67%
LT V AT E X I T
57%
LT V AT E X I T
64%
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GET IN TOUCH
M A X B R A DY Associate, CapitalRise +44 7345 453866 mb@capitalrise.com www.capitalrise.com/borrow
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