Cape Cod 5 2019 Quarter 1 Regional Meeting

Cape Cod 5 Quarter 1 Regional Meetings February 25, 2019 – Lower Cape February 26, 2019 – SE Mass March 12, 2019 – Mid-Cape March 14, 2019 – Upper Cape March 15, 2019 – Martha’s Vineyard March 28, 2019 - Nantucket

Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

ENRICHING LIVES Tools, resources, information, advice products and services for each step in the life journeys of our customers, employees and community members.

Four Strategic Goals Financial Strength

Community

Trusted Financial Advisor

Employees

Five Ways of Engagement Responsible Business Practices

Community Banking

Advancement of Financial Know-How

Corporate Leadership and Volunteerism

Philanthropy

Community Engagement: Four Areas of Focus Five Ways of Engagement Responsible Business Practices

Community Banking

Advancement of Financial Know-How

Corporate Leadership and Volunteerism

Philanthropy

Goal: Community

Four Areas of Focus

Meet housing needs within region

Promote Financial know-how for the region’s residents

Support the region’s continued economic sustainability

Provide support for community health, human need and active service members’/veterans’ needs

Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

Accessible appropriate housing options are essential to a healthy economy.

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Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

Housing on Cape Cod “Regional Housing Market Analysis and 10-Year Forecast of Housing Supply and Demand for Barnstable County, Massachusetts�

- Cape Cod Commission

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From HAC study, “Housing on Cape Cod”

From HAC study, “Housing on Cape Cod”

From HAC study, “Housing on Cape Cod”

Affordable Gap

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Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

Housing in Southeastern Mass

Housing (SE Mass) Housing inShortage Southeastern Mass.

Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

Housing on Martha’s Vineyard

Housing Shortage: MV

Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

Housing Shortage: Nantucket

Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

Community Engagement: Four Areas of Focus Five Ways of Engagement Responsible Business Practices

Community Banking

Advancement of Financial Know-How

Corporate Leadership and Volunteerism

Philanthropy

Goal: Community

Four Areas of Focus

Meet housing needs within region

Promote Financial know-how for the region’s residents

Support the region’s continued economic sustainability

Provide support for community health, human need and active service members’/veterans’ needs

Community Banking

212 First Mortgages Approved totaling

$68.7 MILLION 839 Community Lending and Affordable Home Loans totaling

$74.7 MILLION

627 Heat Loans totaling $6 MILLION for Energy Efficient Home Improvement

Responsible Business Practices $2.5 million invested in Village Green II workforce housing project in Hyannis

Exploring Future Use of Cape Cod 5 Operations Center $3 million invested in workforce housing project on the South Shore $1.5 million invested in a renewable energy project with Barnstable Housing Authority as the principal off-taker, benefiting from reduced energy costs.

$10 million invested in solar renewable energy projects in Wareham, Carver, Lakeville and Westport

Corporate Leadership and Volunteerism

Advancement of Financial Know-How

Credit For Life Fairs: • • • • • • • • • • • • •

Barnstable High School Bourne High School Cape Cod Regional Technical High School Dennis-Yarmouth Regional High School Falmouth High School Martha’s Vineyard Regional High School Mashpee High School Monomoy Regional High School Nantucket High School Nauset Regional High School Sandwich High School Upper Cape Cod Regional Technical High School Wareham High School

8 Mortgage and 7 Home Equity Calculators Available

Financial education from first-time homebuyer workshops

Philanthropy

• • • • • •

HAC Habitat for Humanity Cape Cod Homeless Prevention Council CHAMP Homes Homeless Not Hopeless Island Housing Trust Corporation

• • • • • •

Island Elderly Housing, Inc. The Vineyard House Horizons for Homeless Children, Inc. Housing Nantucket/NHA Properties, Inc. Habitat for Humanity Nantucket Falmouth Housing Trust

ENRICHING LIVES Tools, resources, information, advice products and services for each step in the life journeys of our customers, employees and community members.

Four Strategic Goals Financial Strength

Community

Trusted Financial Advisor

Employees

Five Ways of Engagement Responsible Business Practices

Community Banking

Advancement of Financial Know-How

Corporate Leadership and Volunteerism

Philanthropy

Agenda

Introduction and Welcome

Cape Cod 5’s Evolving Community Engagement Accessible Housing Environment Cape Cod | Southeastern Massachusetts Martha’s Vineyard | Nantucket

Cape Cod 5’s Impact

We want to hear from you!

We want to hear from you!

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