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Canyon Creek Life Issue 71

Page 1


Letter from the PUBLISHER

There are certain traditions that remind us why Canyon Creek is such a special place to call home. For our family, one of those traditions is the Canyon Creek Fourth of July Parade.

Year after year, neighbors line the streets in red, white and blue, kids decorate their bikes, and golf carts become patriotic masterpieces. This year's parade felt especially meaningful. The streets were packed, the American flags seemed to fly a little higher, and the sense of community pride was impossible to miss. It was a wonderful reminder that some of our best memories don’t have to be made on grand vacations or at major events, they're made right here in our own neighborhood.

That same spirit of community runs throughout this issue.

You'll meet Tom and Lynda Fleming, our Family of the Month, whose story is nothing short of inspiring. This year they celebrated two incredible milestones: 50 years of marriage and Tom's completion of a marathon in all 50 states. While the accomplishment itself is remarkable, what stood out most to us was that this journey has always been about family, perseverance, and sharing life's adventures together.

We're also excited to introduce Charly Creates as our Business of the Month. From beautifully decorated custom cookies to creative treats that help make celebrations even sweeter, it's another example of the talented entrepreneurs who make our community unique.

Our Student of the Month shines a spotlight on a remarkable young leader from JJ Pearce, Samantha Sloan. Sam’s hand-painted celebration signs have become part of so many birthdays, graduations, and neighborhood milestones. It's amazing how one person's creativity can become part of so many families' memories.

As summer rolls on, we hope you'll take advantage of these longer days to spend time with neighbors, support local businesses, cheer on our students, and make a few memories of your own.

Thank you for continuing to make Canyon Creek more than just a neighborhood. Together, we've built a community where traditions matter, milestones are celebrated, and neighbors genuinely care about one another.

We hope you enjoy this midsummer edition of Canyon Creek Life!

Publisher Kyla Obert

Ad Sales

Mike Obert

Designer

Open Look Business Solutions

Contributors

Holly Clapp ,Matt Walker, Gabe Meadows, Ryan Amerson, Wilson Allen, Angela Green

Special Thanks Haydon Doyel, Austin Munn, Samantha Sloan, Luke Weatherhead & Tammy Weatherhead, Charly Cobbs, Andrea Young, Tom Fleming & Lynda Fleming

Cover Photo Credit Mike Obert

For Advertising Questions, please email mobert@hylogroup.com

For Editoral Requests, please email nominations@hylogroup.com

HyperLocal Media

224 W Campbell Rd, STE 428 Richardson, TX 75080

Managing Partners Mike and Kyla Obert

MY KID HAS A DEGREE. NOW WHAT?

If your college graduate is back in the spare bedroom, staring at their phone and calling it "figuring things out," you're in very good company. The path from diploma to direction isn't as straight as it used to be — and for a lot of families, the question isn't just what should they do with their life, it's what do we do in the meantime?

Here's how to think about it financially — and practically.

Set a timeline, not an ultimatum. There's a big difference between "you can stay as long as you need" and "let's agree on six months to get a plan in place." The first one removes urgency. The second one keeps things moving while still being supportive. Put it in writing if it helps — what's expected, what you'll cover, and what they need to be working toward.

Keep them on a budget — even if you're footing the bill. If they're living at home rentfree, that's fine. But they should still be tracking spending, contributing something (even symbolically), and learning to live within limits. The habits they build now are the ones they'll carry into their first apartment.

Don't let benefits lapse. Health insurance, in particular. Adult children can stay on a parent's plan until age 26, so there's no reason to let that coverage gap. But make sure they understand what they have and how to use it — a lot of young adults avoid the doctor simply because they don't know how their insurance works.

Keep that Roth IRA conversation alive. Even gig work, part-time jobs, or odd jobs count as earned income — which means they're eligible to contribute to a Roth IRA. Matching even a small amount of what they contribute can light a spark that lasts a lifetime.

If direction is the real issue, consider aptitude testing. Sometimes the problem isn't motivation — it's that your kid genuinely doesn't know what they're built for. The Johnson O'Connor Research Foundation (jocrf.org) has been helping people discover their natural aptitudes since 1922. Unlike personality quizzes or interest surveys, their testing measures innate abilities — the things your mind does easily and naturally. They have a Dallas location, and many parents and young adults find it to be one of the

most clarifying investments they've made. The price tag is a fraction of what another semester of "figuring it out" costs.

Watch for the emotional undercurrent. Sometimes "I don't know what I want to do" is really "I'm overwhelmed and a little lost." This stretch of life is harder than it looks from the outside. Stay curious rather than prescriptive — ask questions, listen more than you advise, and know when the struggle is productive versus when they might need more support.

The goal of this season isn't to rush them into a career. It's to make sure that when direction does arrive — and it usually does — they haven't dug themselves into a financial hole in the meantime.

This material is for educational purposes only. The views expressed are those of the author. Holly Clapp is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. Nexus Advisors, LLC is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies. OSJ address: 14241 Dallas Parkway, Suite 1200, Dallas, TX 75254; 972.348.6300. The Johnson O'Connor Research Foundation is not affiliated with MML Investors Services, LLC or Nexus Advisors, LLC. CRN202906-11405585

Personalized Signs by JJP student, Samantha Sloan

What is your name and the name of your business? How long have you been in business?

Hi, my name is Samantha Sloan, and I own a small business called Signs by Sam! I have been doing this for a little over a year, and it is so much fun.

Tell us about your business.

Signs by Sam creates hand-painted, custom banners for birthdays, graduations, baby showers, and any special occasion. Every banner is fully customizable to match your vision, making your celebration personal, memorable, and one of a kind. You simply order by

@signs.by_sam, fill out a quick form, and your banner will be ready soon! I work with each customer to make sure it is exactly how they like it.

Can you tell us about your background and what led you to open your business?

What led me to start painting banners was a simple end-of-year party. A friend of mine needed some decorations, and I figured a cute banner would be a simple way to make the party more festive. My dad conveniently had some extra paper in the garage. I came up with a design, and it made the party and photos ten times better! I loved the ring of “Signs by Sam,” and then I was encouraged by some friends to start an Instagram page. After that, things just kind of took off! I have loved all things painting for as long as I can remember, and now I get to paint the things I love for the people I love.

would have to be all the different designs! Each one I paint is different from the next, which makes it more fun. It makes me happy to see the sign hung up at someone’s party or in the background of their photos! Each banner is special and helps make the moment more memorable for the person ordering it. I love painting so much, and being able to do it every day makes it even better!

Tell us about your family.

I have an older brother, Parker, who is going to be a senior this coming year. He is currently 17 years old, loves swimming, and is one of the captains of the JJ Pearce swim team. Next is my sister, Finley. She is 12 years old and will be moving into North Junior High next year. She enjoys playing many sports, theater, and hanging out with her friends. I am the middle child in my family. I am 15 years old, I am on the JJ Pearce swim team, and I am also a captain on the JV cheer team. I have two lovely parents, Mike and

What do you love most about living in Canyon Creek?

What I love most is the small community and how everybody knows everybody. When I was little, I was on the Canyon Creek Barracudas swim team. I love walking to Sweet Firefly with my friends and being able to live so close to everyone. There are so many fun traditions here, including the Fourth of July Parade, walking to school with my neighbors, and so many more!

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Meet Cooper & Cherry

Tell us the name of your pets. What type of pets are they?

Cooper is 5 ½ years old and Cherry is almost 2 years. They are both Goldendoodles.

Tell us about your family. How long have y’all lived in Canyon Creek?

We are Luke and Tammy Weatherhead. We have a son who is 26 year old, lives in DC, and recently married too! We moved from Cincinnati back to Texas 2 years ago and we chose Richardson. I grew up near here but haven’t lived here in over 15 years. It’s like moving to a new city!

How did Cooper and Cherry become members of your family?

Cooper came to us after we got married and moved to Ohio right in the middle of covid, so yes, he’s a covid puppy! We call him our puppy bandaid; we’ve been through a lot together. We adopted Cherry a year ago because Cooper had major separation anxiety when we left home. She has been the best addition to our family. It was a little rocky at first but now they’re best friends and Cherry loves Cooper SO much. We think back now and should’ve gotten him a sibling a lot sooner. Also, we are really happy we took the adoption routethere are so many dogs that are rehomed and looking for their furever home.

Tell us more about Cooper and Cherry’s personality. Do they have certain quirks, tricks, or talents? Tell us what makes your pet unique.

Cooper is the alpha of the betas; as he’s gotten older everything is on his terms. Cherry is just pure joy and love. She only knows how to love and we swear she’s actually part human. Cherry is still learning

some manners but everyone she meets, she wants to kiss and cuddle.

Do Cooper or Cherry have a “favorite” family member? If so, how does he or she express that preference?

Cooper’s human was Tammy until a deer attacked him in our backyard in

Cincinnati. The deer was just protecting her doe, but Cooper almost didn’t get away. When Luke started yelling Coopers name and ran towards the deer, it gave Cooper a split second to get up and run towards Luke. Since that moment, we are now both Cooper’s humans. As for Cherry, she loves both of us but she does favor Tammy because Cherry’s been around mostly females her entire life. But ultimately, Cherry’s favorite family member has to be her dog brother, Cooper.

What is your favorite story/ memory about Cooper and Cherry?

Cooper puked and cried for four hours straight on the way home from his foster family. I thought for sure our dreams of taking him everywhere with us died. But the next road trip we took, he slept the entire way and still does today. Cherry’s first night at home, she slept in between us, right by our heads the entire night. Mind you, shes 65lbs! We let her that first night because it was her first night in her new home. But Tammy woke up the next morning with little sleep and a sore back, and decided that couldn’t happen again!

What do you love most about living in Canyon Creek?

Immediately the neighbors. When we were house hunting, all the neighbors were so warm and spoke with us about how great the neighborhood is. After moving in, the warm welcoming continued with our neighbors wanting to get to know us, and really getting to know each other has been the best part. When there’s something going on or if someone needs help, we’re all there to contribute where we can. Also love that this little pocket of Richardson/Dallas is a little secret.

Few things bring neighbors together quite like walking dogs around Canyon Creek. It's part of what makes our neighborhood special. But lately, one topic has been popping up in community conversations: bagged dog waste being left behind.

The concern isn't that people aren't picking up after their dogs. In fact, neighbors appreciate seeing pet owners do the right thing. The issue is what happens afterward.

Residents have reported finding bagged dog waste left on top of gutters, near street corners and even on front lawns. While some may intend to retrieve the bags later, many are forgotten and become litter scattered throughout the neighborhood.

With so many residents enjoying walks every day, it's a good opportunity for a simple reminder about being a good neighbor.

It's also worth noting that this isn't just about neighborhood courtesy. According to the City of Richardson, pet owners are required to immediately remove animal waste from any public or private property they do not own.

Richardson Code of Ordinances Section 5-9 states that it is unlawful to allow an animal

THE SCOOP ON DOG POOP

A Friendly Reminder for Canyon Creek

to defecate on another person's property without the immediate removal of the waste.

Of course, the goal isn't to shame anyone. Canyon Creek has always been a neighborhood that takes pride in its appearance and values being considerate of one another.

Sometimes the smallest habits have the biggest impact.

If you're walking your dog, a few simple practices can help keep our neighborhood looking its best:

• Always pick up after your dog.

• Carry waste bags with you until you find a trash can.

• Avoid leaving bags on gutters, utility boxes, signs or landscaping.

• If your route doesn't have a trash can, plan to bring the bag home.

At the end of the day, this is simply about respect. Respect for your neighbors, their property and the community we all enjoy.

As Canyon Creek continues to be one of Richardson's most active and walkable neighborhoods, a little extra courtesy can go a long way.

After all, being a good neighbor can be as simple as one extra step: pick it up, carry it home and help keep Canyon Creek beautiful.

COMMUNITY SNAPSHOT

Why are we talking about this?

Residents have recently voiced concerns about bagged dog waste being left around the neighborhood.

What does the city say?

Richardson Code of Ordinances Section 5-9 requires pet owners to immediately remove pet waste from public and private property they do not own.

Who handles complaints?

Richardson Animal Services

Phone: 972-744-4482

Online: Submit a concern through the City of Richardson's online reporting system.

Neighborhood Reminder: Pick it up. Bag it. Take it with you.

CHARLY CREATES

What is your name and the name of your business? How long have you been in business?

My name is Charly Cobbs and my business is called Charly Creates. My business and instagram name started when I was creating graphics for invitations. Cookies were not even on my radar. When I told my husband I wanted to start decorating cookies, he laughed at me and said I should probably learn how to bake cookies first! I gathered the courage to post in a neighborhood mom’s facebook group that I was going to be selling custom Valentine’s cookies back in January 2023 and I still can’t believe how much this cookie business of mine has taken off!

Tell us about your business.

I make gluten free custom sugar cookies for any and all celebrations! Everything from the cookie dough to the royal icing is made from scratch in my home kitchen. I switched to gluten free at the start of 2026 when my husband was diagnosed with celiac disease. It’s so hard for those who are gluten free to avoid cross contamination so I decided I would only offer gluten free, and I made sure my recipe does not taste like your typical “gluten free” treat. The response I normally get after tasting one of my cookies is, “Are you sure these are gluten free?!” Royal icing cookies also have a reputation of being hard and flavorless. I’m very proud of my recipe and how soft my royal icing cookies are!

Can you tell us about your background and what led you to open your business?

I have always been creative. While attending Baylor University I really wanted to major in graphic design but my dad pushed me towards a business degree. However, I decided to stay home after having our oldest daughter and ended up having 3 babies in less than 2 years (thanks to a set of twins!) Once I saw the light at the end of the tunnel after surviving our first year with twins, I decided I needed a creative outlet and to carve out a little time just for myself. I would scroll through Pinterest and Instagram after my kids were in bed and play around in my kitchen. I still have never taken an actual cookie class!

What do you like most about what you do?

I still consider myself a stay at home mom even though there are some weeks I’m working 16 hour days. I love working for myself

and having something that is flexible enough for me to be a room mom, volunteer for the PTA, and still have the twins at home with me most of the time. Also, my customers are always happy! No one is ever grumpy coming to pick up cute cookies. I get to play a small role in family milestones and decorated cookies immediately take the celebration up a notch because they can be used as part of the decor. I’m truly honored by every order.

Tell us about your family.

My husband and I both graduated from Baylor University in 2013 and immediately moved to Dallas. We were married in 2015 and welcomed our daughter Riley in 2019 and twins Sadie and Cooper in 2021. I would drive around Prairie Creek when my kids were little to try to get them to nap and just dream about finding a house in

this neighborhood. My dream came true in March of 2024. Riley is now a 1st grader at Prairie Creek Elementary and the twins will join her in the fall of 2027!

What do you love most about living in Canyon Creek?

Our neighbors have truly tuned into our community and my children are getting a childhood mothers can only dream of. Walking to school with friends each morning, to playing outside with neighbors until the sun goes down, to even vacationing with families we met through Prairie Creek Elementary. This neighborhood and its people are truly one of a kind.

Charly.Cobbs@gmail.com

bakesy.shop/b/charly-creates @charlycreates

Special Interest

Inside Canyon Creek's Favorite Mahjong Circle

What started as one comment in a neighborhood Facebook thread has grown into eight regular players, three subs, a standing Tuesday date, and — more than once — an "Emergency Mahjong" text on a Friday afternoon. We caught up with Andrea Young to hear how the Canyon Creek Mahjong group came together, and why it's become so much more than a game night.

How It Started: How did your Mahjong group get started, and how long have you been meeting together?

It started in a thread in the Residents of Canyon Creek Facebook group August of 2025. The thread was about Mahjong, and Andrea Young saw her friend Pamela Tomasello comment in the thread. Andrea reached out to Pamela asking if she played

Mahjong, excited for another friend to play with, and Pamela said she did not know how, but asked Andrea if she would teach her. Andrea agreed, thinking she was going to teach only Pamela. A few days later Pamela sent Andrea this text: "I've got 7 lined up to learn Mahjong." After Andrea picked her jaw off the floor, she decided to lean in to it and teach 7 people to play Mahjong.

A 70th birthday celebration for two group members. Left to right: Elaine McDonald, Vicki Barrett, Jamie Elder, Pamela Tomasello, Colleen Van Duyne, Andrea Young, Laurie Beron, Kim Childress.

The Group: How many players are in your group, and how did the members find each other?

We have 8 regular players in our group and 3 subs that fill in. Most of us found each other in the original Facebook thread but others are friends of friends.

Where do you typically play, and how often does your group get together?

We take turns playing at the houses of two of our members. We play every Tuesday

from 12 to 3 pm.... and sometimes a little longer. And quite often, someone in the group calls for "Emergency Mahjong" on a Friday afternoon and a few of us will meet for Mahjong, often accompanied by wine or Andrea's homemade cocktails!

Why We Love It:

What do you love most about being part of a Mahjong group in the Canyon Creek neighborhood?

Except for Andrea and Pamela, no one else in the group knew each other before playing Mahjong together. We have become a group of fast friends that get together outside of our regular Mahjong sessions! Two people have started new jobs that they found via networking in the group. We've had birthday parties for milestone birthdays. Some were new to Canyon Creek and this is the first group of friends they've made here. It's been such a unexpected delight for all of us!

Advice for the Curious: What would you say to a neighbor who's curious about Mahjong but has never played before?

Don't be intimidated! It's easy to learn but more difficult to master. You can be playing after a couple of lessons. There are many places to learn and play around Richardson.

Join the Canyon Creek Mahjong! Facebook group to play with others in the neighborhood. Join the DFW MAHJONG Facebook group to find lessons, sessions and tournaments in the area. For everyone in our group, learning Mahjong was a curiositywe'd always known about it but had never learned to play. Many people get addicted to the game quickly - it involves skill, luck and a lot of fun. And you never know who you will meet and what connections you will make.

Joining the Group: Is your group open to new members, and if so, how can interested neighbors get in touch?

We are not a closed group per se, but we're limited by space. Two tables of four is what we can fit in our hosts' homes. If you're interested in becoming a sub in our group, find Pamela Tomasello on Facebook and ask her to put you on the list - she is the Keeper of the Subs.

Colleen Van Duyne shows off her winning hand.
Photo by Becky Deragon.
Elaine McDonald shows off her winning hand.
Photo by Becky Deragon.

Family of the Month

The

TomFleming met his future wife, Lynda, as teenagers working at a Burger King in Naperville, Illinois. Their first date came soon after meeting, and this September they will celebrate their 50th Anniversary of that date. It's a milestone that says a lot about who they are. Through careers, raising two sons, welcoming grandchildren and chasing goals together, they've built a life centered on family and making memories. Their beginning in Naperville eventually brought them to Richardson. Tom's career with Volvo relocated the family to Texas in 1988, where they raised their two sons, TC and Daniel. Years later, after the boys had grown and started families of their own, Tom and Lynda found themselves looking for a smaller home. The decision about where to move wasn’t difficult. As avid runners for most of their lives, many of their training runs had taken them through the quiet, tree-lined streets of Canyon Creek. They loved the character of the neighborhood, the mature trees and the sense of community. Six and a half years ago, they found the perfect home and officially became Canyon Creek residents.

There's a good chance you've already crossed paths with a member of the Fleming family. Sports fans may recognize TC from his years at The Ticket Sports Radio or from his podcast,

It's Just Banter, which he co-hosts with former coworker Jake Kemp. Homeowners may know Daniel through Fallen Tree Construction, a company that has completed numerous remodeling projects throughout the neighborhood. Parents may remember Lynda from her years at Discovery School at Canyon Creek Presbyterian Church, where she spent more than a decade helping care for young children.

No matter where life has taken each member of the family, they always seem to find their way back together. Running has become one of those connections. Lynda ran the two-mile in high school, their son Daniel competed in hurdles while attending Jesuit, and Tom discovered marathon running in 2006 after completing the Cowtown Marathon in Fort Worth. Instead of checking it off his bucket list, he caught the marathon bug. Soon, races became excuses to visit family and friends around the country. Then Tom learned about an ambitious goal shared by fellow distance runners: completing a marathon in all 50 states. It became a family adventure. This past Spring

Break, three generations of the Fleming family traveled to Hawaii to cheer Tom across the finish line as he completed marathon number 50. Lynda, her sister, both sons, their wives and all six grandchildren were there to celebrate the accomplishment. The finish line represented years of dedication, but the real reward was sharing the moment with the people who mattered most.

Some of the family's favorite vacations have also revolved around running events.

One trip began with six envelopes hidden around the house. Tom and Lynda created a Disneythemed scavenger hunt for their

grandchildren, each clue leading to another envelope containing a single word. When all six were opened, the message became clear: "We are going to Disney World!" The surprise was only the beginning. While the grandchildren enjoyed the magic of Disney, Tom and Daniel tackled the legendary Dopey Challenge, completing a 5K, 10K, half marathon and full marathon on four consecutive days. It's the kind of challenge most runners only dream about, but for the Flemings it became another unforgettable family memory.

As you might imagine, sports, in general, have always played a central role in their lives. Tom and Lynda enjoy catching Rangers games whenever they can, especially when their hometown Chicago White Sox come to Arlington. Weekends are now happily spent sitting in bleachers and folding chairs, cheering on one or more of their six grandchildren. Ask anyone who knows the Flemings, though, and they'll probably mention one team before any other, the Notre Dame Fighting Irish. Lynda has followed Notre Dame football since she was a child, traveling to bowl games with her family and creating memories that eventually became traditions. Today, she and Tom are season ticket holders, and they've passed that passion on to both of their sons. One of their favorite experiences came when the

family traveled together to the 2024 national championship game.

As much as they enjoy traveling, some of the family's most treasured traditions happen at home. Christmas dinner at the Fleming house doesn't begin with turkey or ham. Instead, everyone gathers around the kitchen island to make Grandma Honey's famous egg rolls, a recipe handed down from Lynda's Portuguese grandmother. Each family member has a role in the process, and by the time the last egg roll is fried, the kitchen is filled with laughter, conversation and plenty of anticipation for the meal ahead. It's a tradition that has little to do with perfection and everything to do with being together. That theme seems to run through every chapter of the Fleming family's story.

Whether they're celebrating a marathon finish in Hawaii, surprising grandchildren with a Disney vacation, cheering on the Fighting Irish, or wrapping homemade egg rolls at Christmas, the destination is never as important as the people beside them. After nearly 50 years together, four decades in Richardson, more than six years in Canyon Creek, and 50 marathons completed, you could say that Tom and Lynda live life to the fullest. One milestone celebrates endurance in marriage. The other celebrates endurance on the road. Together, they tell the story of a couple whose greatest accomplishment has never been measured in miles, but in the life they've built together.

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Neighborhood Network Services 2026 Directory

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Northrich Automotive - Rochelle Gotsdiner

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Texas Bank & Trust

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Regions Electric, Inc

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2701 Custer Pkwy., Ste. 810, Richardson, TX 75080 info@sweetfirefly.com

INTERIOR REMODEL / HANDYMAN

V.I.P Services, Inc.

972-839-9920

Blake Vincent blake@vipservices4u.com

The Canyon Creek Chronicles Canyon Creek Is Blooming!

Dear Canyon Creek Homeowners,

As summer settles into Canyon Creek, our neighborhood is looking better than ever. The flowers planted this spring are now in full bloom, landscaping throughout the community is thriving, and the pride our homeowners take in their properties is on full display.

Many of these beautiful landscapes were made possible by the annual April Begonia Sale, a longtime Canyon Creek tradition that adds color and charm to our neighborhood each year. Thank you to everyone who participated and helped make this year's sale another tremendous success.

One of our favorite traditions is recognizing homeowners who go above and beyond in caring for their yards. Each quarter, members of the Beautification Committee travel throughout Canyon Creek to select one exceptional Yard of the Quarter from each section of

the neighborhood. In this issue of Canyon Creek Life, we're proud to showcase four outstanding homes that reflect the creativity, dedication, and pride that make our community so special.

Congratulations to this quarter's recipients! We also encourage everyone to keep up the great work—you never know when your home may be selected for our next round of Yard of the Quarter recognition.

Thank you to all of our residents who invest their time and effort into keeping Canyon Creek one of the most beautiful, welcoming, and enjoyable neighborhoods in Richardson.

Warm regards,

4th of July Celebration

514 Canyon Creek Dr. Susan & David Ward
405 Brook Glen Dr. Tom & Emily Thomas Sonny (4) & Lucy (2) Gallatin
2310 Lawnmeadow Connie Hawkins & Forest Aten
2513 Little Creek Dr. Kyle & Nicole Kennedy (4.5) & Collins (4.5) & Campbell (2) Berry

Every four years, the World Cup reminds us of something important: the best teams in the world don't win because they hope nothing goes wrong. They win because they prepare for when it does.

A championship team has a game plan, depth on the bench, and a strategy for unexpected situations. Insurance works the same way.

Most people don't buy insurance because they expect a car accident, hailstorm, house fire, or lawsuit. They buy it because life is unpredictable. The right coverage creates a safety net that helps you recover when the unexpected happens.

Think about a World Cup goalkeeper. They may only be called on a few times during a match, but when that moment arrives, everyone is counting on them to be ready. Insurance is similar. You

hope you never need it, but when you do, having the right protection can make all the difference.

As fans watch the world's best athletes compete on the biggest stage, it's a good reminder to ask yourself:

• Is my home properly protected?

• Do I have enough liability coverage?

• Have I reviewed my auto insurance recently?

• Would my family be financially secure if something unexpected happened?

The best time to prepare is before the whistle blows.

Enjoy the World Cup, cheer for your favorite team, and remember that a solid defense wins championships—both on the field and in your financial life.

— Canyon Creek Insurance Agency

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