Leave a Legacy by Postmedia Community Publishing

November 2010

Make a Difference in the Lives that Follow

Keeping the Dream Alive for Future Generations

Inside this publication: A legacy in their sonsâ€™ memory................... pg 4 Choosing the right executor........................ pg 6 What if your will has a mistake? .............. pg 15 To view this publication online go to www.leavealegacyvancouver.com

Your Guide to Legacies and Estate Planning

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H O P E F O R T H E H U N G R Y, H U R T I N G A N D H O M E L E S S

STEREOTYPE

“Poor kids on the Downtown Eastside can’t be helped; their parents are too messed up. THERE’S NO HOPE.” At Union Gospel Mission, we hear these kinds of stereotypes all the time. Like you, we believe every person has a story, and all deserve to be treated with dignity. The proven continuum of programs at UGM helps ease the burden of the most vulnerable and give them the support they need to build bright futures. A gift through your estate is the best way to give families hope for generations to come. Please consider leaving a charitable bequest in your Will. Your gift can create a legacy of hope for our community.

ugm.ca

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For more information on Planned Giving, contact Carey Bornn at 604.215.5441 or cbornn@ugm.ca

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Keeping the Dream Alive for Future Generations Message from Bob Lenarduzzi

Message from Wally Buono

It is my privilege to participate in this year’s LEAVE A LEGACY™ campaign to help generate awareness about the importance of estate planning. In my sport, much like in the good works done in communities and in business, legacies are built through hard work, perseverance, vision and execution. The well-timed pass, the assist from the corner or the well-placed free kick are all elements of a well-executed strategy that drives toward a (the) goal. For me, estate planning is much the same thing. No matter what stage in life, having a vision and working to achieve it is important. I have been deeply touched by loss – of those who lived long and interesting lives, and others who left us too soon. In so many cases, the passion that they brought to everything they did, and to everyone around them, carries on today through the works and memories of others. That is how I define legacy. In my role with the Whitecaps, I see the determination and initiative of players of all ages, coaches and parents on pitches from Quesnel to Parksville and all points in between. This determination and vision is mirrored by the many charitable organizations in our region and throughout the province that work hard to make a better future for us all. When these groups become the beneficiary of a bequest in a will, this can transform their ability to do this. I still remember the moment when I opened a letter to the Whitecaps Foundation informing us that a donor had left a very substantial gift to support our programs. This gift, which we received two years ago, has made an immeasurable difference to our ability to achieve our mission, and it is a true celebration of the generosity and vision of that donor. We all hope to leave a legacy, whether through our children, our work, or by supporting one of the wonderful charitable organizations working in BC today. I urge you to use informative materials available from LEAVE A LEGACY™ to help achieve your own dream.

Six years ago, I signed a death waiver and underwent triple by-pass surgery. I thought a lot about my family and friends during this time. I particularly remembered the kindness and unwavering support of special individuals and organizations. By no means do I recommend a heart attack to wake people up to the realization we are vulnerable. Nor do I recommend a traumatic experience to remind us how truly blessed we are. There is a better way to lay out our plans for the future. LEAVE A LEGACY™ encourages people to leave gifts for loved ones in their will, while at the same time planning a gift for charity in their will. LEAVE A LEGACY™ helps us to identify how we would like to be remembered. While many of us already give to charitable organizations through financial and volunteer support, LEAVE A LEGACY™ provides the opportunity to plan now to enhance our giving in the future. The information in this publication provides valuable tips on how each of us can develop our own personal legacy. What a good feeling it is to realize how relatively simple it can be to create a personal legacy. What an even better feeling to know that planning our legacy now will benefit countless people in the years ahead. Wally Buono General Manager and Head Coach BC Lions Football Club

Bob Lenarduzzi President, Vancouver Whitecaps FC Director, Whitecaps Foundation

Message from the Chair CAGP Greater Vancouver Roundtable

Message from the Chair LEAVE A LEGACY™ Greater Vancouver

The Canadian Association of Gift Planners (CAGP) and its members are pleased to provide this LEAVE A LEGACY™ feature publication. Established in 1993, CAGP spans the country with 22 regional roundtables and over 1,300 members. We work closely with charities, their supporters and professional advisors to help make philanthropic dreams a reality through the creation of thoughtful, well-planned gifts. To fulfill this mission, CAGP provides education for its members, serves as an advocate of charitable giving policy in Canada, and provides public awareness vehicles to highlight the importance of gift planning today to build stronger communities tomorrow. As you read the stories and resource articles in this publication, please take a moment to realize the profound impact you can have by remembering a charity in your will. Legal and financial advisors can help you with this process and explain how legacy gifts can be included in your estate planning. While this supplement is part of LEAVE A LEGACY™’s annual public education campaign, it is also a testament to the individuals who support charitable organizations and to the commendable work provided by these organizations. If you would like to learn more, we invite you to contact one of the charities or gift planning professionals listed in this supplement. Paul Spelliscy Planned Giving and Major Gift Office Variety – The Children’s Charity of BC Make a Difference in the Lives that Follow

LEAVE A LEGACY™ is a public awareness program of the Canadian Association of Gift Planners. The objective of this program is to recommend every adult in Canada prepare a valid will. The program also demonstrates how easy it is to include a gift for charity in your will, while ensuring the needs of loved ones in the same document. This LEAVE A LEGACY™ publication serves as a handy reference for people when they prepare their first will or revise an existing one. As you will see in the endorsements above, we are highlighting Sports and Fitness this year as one of the many community needs for which your current and future gifts can make a difference. As we all continue to experience the afterglow of the 2010 Olympics, “Keeping the Dream Alive for Future Generations” continues, not only in fitness but in many other philanthropic pursuits such as health, education, social services, environment, arts, youth and animal welfare. Often a legacy gift is the largest charitable gift of one’s lifetime. It is an expression of what is meaningful to you and how you would like to share your passions and desires for a better tomorrow. This special gift can have a tremendous impact on transforming lives and communities in the future. Kathy Mannas, CFRE Planning Giving Officer The Salvation Army, BC Division

Make a Difference in the Lives that Follow

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Keeping the Dream Alive for Future Generations

Willing a Brighter Future Langara College - making a difference since 1970

Mel Zajac enjoys watching the excitement and smiles of the children during his regular visits to Zajac Ranch.

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Named Scholarships and Bursaries:

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Library Endowments:

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New and Enhanced Programs:

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Computer technology:

Creating a legacy in their sons’ memory

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Capital Projects:

By Carmen Zajac, President, The Mel Jr. and Marty Zajac Foundation

Recognizing academic excellence and creating possibilities by alleviating the financial burden of education Expanding library resources to meet learning needs Meeting community needs

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Ensuring learning remains current and relevant Providing new and improved educational facilities

Langara College Advancement Department Call: 604-323-5673 or visit: www.langara.bc.ca

When the shocking news came in July of 1986 that my eldest brother Mel Jr. had drowned in a kayaking accident, my parents, Mel and Irene, were devastated. He was a children’s swim coach and a 1976 Olympian in the sport of swimming. By this time, my parents, who had always been philanthropic in the community, had been raising funds annually in support of children’s charities for over 20 years. While still grieving my brother’s passing, another tragic sporting accident took my other brother, Marty, eight months later. Never fully recovering from this unexpected and overwhelming loss, but

For further information visit our web site at

recognizing the need to go on, my father wanted to do something to keep the memory alive of these fine young men, who themselves had also worked with disadvantaged youth during their short lives. He wanted to create a legacy that would continue to give back to his community for years to come. My parents established The Mel Jr. and Marty Zajac Foundation with a personal contribution of $100,000. They continued to raise funds and eventually established an endowment at the United Way in memory of Mel Jr. and Marty. It did not stop there. The Zajac Foundation has contributed significantly to the community and is now recognized as an organization that continues to show leadership. Since its inception, Mel has raised and contributed over $17 million dollars towards four major capital projects throughout the lower mainland, all in memory of Mel Jr. and Marty. Mel’s latest labour of love is the Zajac Ranch for Children. He set out with only himself and my mother spearheading a dream to create a legacy in their sons’ memory and in return has done just that. For my parents, being able to take two devastating events that left them with unbelievable grief and turn it into something positive and good, all while helping others gave them purpose and helped them to move forward. Sadly, my mother has passed away but my father is still volunteering seven days a week to ensure the “legacy” will never die.

www.shriners.bc.ca or call us at

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(604) 291-7707

The Zajac Ranch for Children is a legacy created in memory of Mel Jr. and Marty Zajac and their dedication to helping disadvantaged youth.

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Keeping the Dream Alive for Future Generations

Fulfilling his dream through life insurance…

British Columbia Guide Dog Services

By Yolanda Benoit, Manager, Individual & Planned Giving, Surrey Memorial Hospital Foundation

“Braille made the blind literate, the Guide Dog gave mobility”

“I am now a rare breed.” So says Dr. Ching Lau, describing General Practitioners (G.P.) like himself.

Gifts through bequests, annuities, property and life insurance will ensure our ongoing growth and development.

This is a doctor who, until not very long ago, still made house calls.

Please share our vision of independent mobility for the blind and visually impaired.

While Dr. Lau recently retired from private practice, he is now pursuing one of his dreams. Dr. Lau wants Surrey Memorial Hospital to become the centre of teaching for Family Practice.

BC Guide Dog Services gives priority to blind youths age 14 to 18.

Having just celebrated his 70th birthday

and seeing his three daughters grow up, Dr. Lau has decided the original reasons for purchasing his life insurance policy no longer apply. Instead, he and Mrs. Lau have decided to make Surrey Memorial Hospital Foundation the new beneficiary of the policy. “It is easy to do (changing the beneficiary of the life insurance policy), and I continued on page 6

6050 - 44th Avenue Delta, B.C., V4K 3X7 Telephone: (604) 940-4504 Facsimile: (604) 940-4506 Email: william.thornton@ bcguidedog.com

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Dr. Lau is well known at Surrey Memorial. In addition to his own practice, he served as the hospital’s Chief of Staff in the 90’s, worked in the emergency department, delivered many babies in the birthing unit and spent time in just about every ward.

Dr. Ching Lau (pictured) and his wife have made Surrey Memorial Hospital Foundation the beneficiary of their life insurance policy.

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“There is joy being in Family Practice,” says Dr. Lau. “You see your patient’s family expand. You see the births and the illness. You know people inside and out. G.P.’s are the ones entrusted to look after the ‘whole’ person.”

Registered Charity: 89131 1763 RR0001

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Keeping the Dream Alive for Future Generations Fulfilling his dream through life insurance… continued

can put it towards making my dream of bringing ‘Primary Care’ in the Fraser Valley to the forefront” says Dr. Lau. With his policy, Dr. Lau will set up an endowment fund that will be used to develop and train family doctors to serve the city of Surrey. This will put Dr. Lau on the road to fulfilling his goal and creating a legacy that will live on for years to come. If you, like Dr. Lau, have a life insurance policy that has outlived its original purpose, please consider making your favourite charity the new beneficiary. To change a beneficiary is as simple as filling out a form available from your life insurance company and having it witnessed. If you would like to explore this option, or have a “dream” of your own you would like to discuss, call a charity close to your heart!

DID YOU KNOW? Over the next 20 years up to $1.5 trillion is expected to change hands – the largest wealth transfer ever in Canada. Recipients of those assets will be heirs, non-profit and charitable organizations and government (through taxes).

Choosing the right executor is important By Robin Smith, Executive Trust Officer TD Waterhouse, Private Trust

an executor who lives out of province may be required to post a foreign executor surety bond.

Many people think that the choice of an executor is an honour that should be given to a friend or relative. What may not be realized is how difficult the job can be.

In addition, one should consider the impact on the individual who is named as executor. If siblings are acting as co-executors, disagreements that arise during the estate administration process can change the relationship forever. Long-standing family issues may come to the forefront after the death of a parent. Additional relationships from blended or multiple families may add complexity to the estate administration.

Consider these five questions: 1. Are you sure your Executor will be there when needed and able to devote enough time to the job? 2. Is your Executor comfortable in dealing with the legal, tax, investment, real estate, and business management aspects of being an Executor? 3. Can your Executor stay completely impartial and handle the emotional stress that could arise? 4. Have you asked, and has your Executor agreed, to take on the responsibility? 5. Does the Executor you’ve chosen understand that they can be held liable for any mistakes? Often people choose a family member or friend of their own age. When the time comes to act, the executor may not be up to the task due to age or for health reasons. Sometimes, the executor may have predeceased the individual. Location should also be considered; it is not uncommon for children or relatives who live hundreds or thousands of kilometres away to be named as executors. This can be an issue as estates must be settled in the jurisdiction where the individual died. In Canada,

An Executor’s responsibilities are complex and the amount of time required to administer an estate can be significant. The decease’s Last Will and Testament is the legally binding expression of that person’s wishes for the distribution of her or her assets. The Executor’s responsibility is to administer the estate and carry out those wishes. This extends from identifying and protecting the deceased’s assets, to distributing those assets to the beneficiaries, and ensuring that all taxes have been paid. Sometimes the administration requirements of an estate are quite straightforward, but due to the personal liability taken on Executors should always call on professionals for assistance with some or all of the work where needed. In a complex estate, an Executor is likely to need professional assistance with many aspects of settling it - or in fact the individual may decide to decline their appointment entirely. A corporate executor is a choice increasingly being made by people who want to make settling their estates as worry-free as possible.

Make an inspired gift for future generations One in three Canadian deaths is are caused by Heart Disease and Stroke

Your Gift Will Save Lives Call or email for a free Legacy Planning Kit: lMelanie Brooks Coordinator, Planned Giving plannedgiving@hsf.bc.ca 1-888-473-4636 www.heartandstroke.bc.ca/givingbywill

www.heartandstroke.bc.ca

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Keeping the Dream Alive for Future Generations

Creating enduring legacies with private foundations By Kate Blake-Paterson, Lawyer DAVIS LLP

We all want to leave this world better than we found it and many of us make charitable gifts with this goal in mind. Those who do should consider using a private foundation to structure their gifts. Private foundations are not-for-profit incorporated entities that provide a formal structure for making charitable gifts. As a corporate entity with charitable registration with the CRA, a private foundation has a lifespan as long as there is interest in maintaining it and funds to do so. Essentially, donors will make gifts to their private foundations which will, in turn, invest the gifts and distribute the income earned thereon to charitable organizations. By having a continued existence and preserving the value of the original gifts, foundations enable donors to create an enduring legacy to benefit future generations in a way that one-time donations to an already established charity may not. As entities that, by their definition, are controlled in large part by the individuals who established them, private foundations offer the dual advantage of allowing donors to create the legacy they want in their community and instil a culture of charitable giving and community-mindedness in their own family. Through the use of a private foundation, donors are able to control how their do-

nations are invested and used. They will be able to determine to extent to which funds are invested for future use, the charities to whom funds are distributed and the specific amounts to be received. This control allows donors to ensure their gifts are used in ways specifically tailored to the legacy that they want to leave and allows gifts to be dispensed over time so that they may have continued life beyond their donors. Private foundations also offer a unique opportunity for donors to instil a philanthropic spirit in their descendants. Because the management of a private foundation is often an intra-family and inter-generational affair, donors are able to involve their children, grandchildren or other relatives in the management of the foundation and teach them think charitably about others on a regular basis. In many instances, the habits established by such inter-generational participation will become the foundationâ€™s true lasting legacy. Private foundations may sound exotic and extravagant, but in fact have become a more accessible way to give. They are still not for everyone. The vehicle chosen for charitable giving should reflect a donorâ€™s personal goals. Foundations have some significant advantages, in particular for those who are interested in ensuring their gifts provide an enduring legacy, but also have some disadvantages. If you are interested in structured charitable giving, you should talk to your advisors about what is the right approach for you.

DID YOU KNOW?

ARTHRITIS.

KNOWS NO BOUNDARIES.

ARTHRITIS.

DOES NOT DISCRIMINATE.

ARTHRITIS. FIGHT IT. AND WIN.

MAKE THE PAIN GO AWAY. FOR GOOD.

To find out how, call:

Heather Hamilton-Wright Director, Major Gifts & Planned Giving P: 604.714.5565 / hhwright@bc.arthritis.ca

You would do anything to make sure she has access to help throughout her lifetime. Who can do that for you?

The Canada Revenue Agency (CRA) website www.cra.gc.ca/ donors provides facts about tax savings, donation receipts, the regulation of charities, and how to be an informed donor.

!"!"#$ # %& ' $"$(

Seniors â€˘ Newcomers â€˘ Youth â€˘ Families â€˘ Children â€˘ Parents

Consider Planned Giving

and Help Us Continue the Legacy of People Helping People

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)%* + # +,- .'/,0101, ( ' (2'2&

Every year thousands turn to Abbotsford Community Services

abbotsfordcommunityservices.com 604.859.7681

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Keeping the Dream Alive for Future Generations A marriage of hearts and values By Josie Riebe Manager of Fundraising and Development Vancouver Board of Parks and Recreation

When Andrew and Crystal Johns celebrated their wedding on July 24, 2010, they didn’t feel it was necessary for them to receive traditional wedding gifts like linens and kitchen appliances. Instead, they wanted the people in their lives to celebrate their union by contributing to something the young couple feels very strongly about: promoting the need to pre- Andrew and Crystal Johns enjoying a run on the seawall where Andrew proposed to Crystal serve urban parks. So they established the Andrew and Crystal friends to support the mission of The Johns Park Conservation Endowment Vancouver Park Board. Financial conand asked wedding guests to make gifts tributions to Canadian municipalities to the endowment. Andrew and Crystal are tax deductible. matched every dollar contributed. To recognize the Johns’ generosity, a The Vancouver Park Board established a park bench was dedicated in their honPark Conservation Endowment in 2006. our along the seawall where they got The annual interest generated from an engaged. Together, this young couple’s endowment is used by the Vancouver endowment and their park bench proPark Board to maintain and preserve vide a lasting legacy of the start of their community parks. Endowments can journey through life together. be established during one’s lifetime or through an estate gift and can be named The Andrew and Crystal Johns Park in honour or in memory of a loved one. Conservation Endowment is a wonderContributions can be made at any time ful example of how a planned gift can be by individuals, their family and their made to celebrate a special occasion.

Autism Support Dogs

Thanks for helping me go to camp!

Providing Autism Support Dogs to children with autism age 4 to 10. Taxable donations, gifts through bequests, annuities, property and life insurance will ensure our ongoing growth and development.

Benefits of an Autism Support Dog: • • • • • •

A camp for children with serious and chronic illnesses and disabilities

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6050 - 44th Avenue Delta, B.C., V4K 3X7

Every child should be able to experience the fun and excitement of summer camp. At the Zajac Ranch for Children our campers enjoy days of fun-filled adventure, friendships, challenges, great food, awesome counsellors and great memories. There’s so much to do – adventure courses, horseback riding, archery, crafts, swimming, campfires, and more – all in a safe and caring environment.

Telephone: (604) 940-4504 Facsimile: (604) 940-4506 Email: william.thornton @bcguidedog.com Registered Charity: 80796 1610 RR0001

For more information or to find out how you can help

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visit www.zajacranch.com or call 604.739.0444

Increased safety for the child Helps parents control the child by commanding the dog Teaches the child responsibility Help bring positive changes in the child’s behavior Lowers the child’s aggression and frustration levels Comforts the child when he or she is upset Helps parents obtain a degree of predictability in social settings for the child and themselves

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Keeping the Dream Alive for Future Generations

The essentials of estate planning – rule one: do it now By Harjit Sandhu, Consultant, Investors Group Financial Services Submitted on behalf of VOKRA (Vancouver Orphan Kitten Rescue Association)

“In this world, nothing is certain but death and taxes.” The famous American, Benjamin Franklin, wrote those words over 200 years ago and they still ring true today. Most of us tend to avoid thinking about the end of our life and most – if not all – of us certainly do not enjoy paying taxes. But you should think ahead and establish an estate plan now. By clearly stating your wishes for how your legacy should be passed on, you will protect your family and reduce the taxes levied against your estate. Here are the essentials of an estate plan: A Will is the foundation of any estate plan. It designates how your estate – money, property, insurance proceeds and other investments – should be distributed. If you die without a Will (i.e. intestate), provincial legislation will de-

termine how your estate is distributed amongst your heirs.

amounts, consideration should be given to purchasing insurance.

A Living Will provides direction for your care in the event of catastrophic illness or disability.

A Trust can provide that part or all of your estate be held by a trustee until a beneficiary reaches a certain age. Trusts in your Will can also be used to reduce taxes for the beneficiaries.

An Enduring Power of Attorney (also called a Mandate in case of Incapacity in Québec) provides direction for how your property will be managed in the event of incapacity. An Executor (sometimes called a Personal Representative or in Québec, a liquidator) is the person named in your Will to settle your estate according to your documented wishes. A Guardian should be named in your Will for your minor children. Liquid Assets are important to pay for taxes, debts, the costs of settling your estate and/or other obligations. If you do not anticipate that your estate will have sufficient liquid assets to pay these

DID YOU KNOW?

Five times more people would consider leaving a gift to charity through their estates if their lawyer, financial advisor, trust officer or insurance consultant discussed this option with their clients.

Funeral Services can be prearranged to save your estate some money, avoid extra stress on your survivors, and ensure the service is according to your wishes. Financial Assets should be comprehensively listed in your records – your bank accounts, insurance policies, investment accounts, and other financial information – and be sure your Executor and/or survivors know where to find them. Special Circumstances – an estate plan

becomes even more essential if you own a business, are divorced or part of a blended family, live in a common-law relationship, have disabled dependants, or are responsible for the care of elderly relatives. Revise as Required – you should revise your estate plan following any major life event such as a marriage or divorce, birth of a child or grandchild, death of a spouse, heir or executor, property purchase or sale, change of residence (to a different province or country), or the onset of a serious illness or liability. Creating an estate plan now avoids difficulties and costs later. To do it properly, you’ll need an estate lawyer and perhaps an accountant, along with your financial advisor who can ‘quarterback’ your estate planning team and keep everybody on track with your wishes for your legacy.

“At the office of the Public Guardian and Trustee, we see many files where a will has not been made, and the proceeds of the estate pass to next of kin, many of whom the deceased never knew. The intestate rules provide that next of kin must be blood related or adopted into the family. Step siblings are not included in the distribution, neither are relatives of a pre-deceased spouse. “

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Sarah Leyshon-Hughes, Public Guardian & Trustee of British Columbia

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Keeping the Dream Alive for Future Generations Leon’s mysterious childhood friend By Kathy Mannas, Planned Giving Officer, The Salvation Army

As a child, Leon Bosse didn’t spend much time trying to figure out how his parents could afford to send him to The Salvation Army’s Camp Sunrise in Gibsons. A week at camp each summer was just part of being a kid. And what a wonderful part it was! Every year Leon eagerly awaited summer and what many children only dream about – canoeing, sharing a cabin with boisterous friends and zip lining over the trees.

How can an ordinary person leave an extraordinary legacy? Improving the health of the next generation is an extraordinary legacy. Research shows that your children and grandchildren face epidemics of obesity and diabetes as well as heart, lung and kidney failure. With a little advance planning, your estate gift to St. Paul’s Hospital Foundation of Vancouver can help fight these diseases.

As a youngster, Leon’s family faced some challenging times. His father became disabled for awhile due to a freak accident at work and the family struggled to make ends meet. Leon’s parents attended services at The Salvation Army’s church in Metrotown while their children joined Sunday school. It was during these early years that the summers at Camp Sunrise began.

For more information, contact: 604.682.8206 sphfoundation@providencehealth.bc.ca www.helpstpauls.com

We can help.

As a 17 year old, Leon extended his joy of camp by becoming a counselor at Camp Sunrise. He continued as a counselor for five consecutive summers. He began sponsoring a child for camp and con-

Our broad range of services includes assistance for Executors, Will and Estate Planning, Trusts, Powers of Attorney, Financial Management and Tax Planning and Preparation.

For more information, Call: 1-800-563-5550 or Email TDWPT@TD.COM

TD Waterhouse Private Trust services are offered by The Canada Trust Company. TD Waterhouse is a trade-mark of The Toronto-Dominion Bank, used under license.

In 2007, when Leon was 21 years old and Eddy was 88 years, Eddy passed away. Leon’s family attended Eddy’s memorial service. It was at the service that Leon discovered the identity of his mysterious childhood benefactor, who had sponsored him for summer camp from the age of 6 to 15.

Leon as a young camper at Camp Sunrise

After his passing, the Metrotown church learned Eddy had left a $25,000 bequest for the church and designated the gift to sponsor underprivileged children to attend Camp Sunrise. Eddy’s legacy continues to this day through The Eddy Fund. This fund has given, and will continue to give, young children the same powerful experience Leon enjoyed.

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the lives of people with mental illness by providing supported housing, employment programs and community services.

Create a lasting legacy at: www.coastmentalhealth.com Proud presenter of The Courage To Come Back Awards

2 9 3 E a s t 1 1 t h Ave nu e , Va n c o u ve r, B C 6 0 4 - 8 7 2 - 3 5 0 2

This lovable little puppy is Amber. With your help, Amber can grow up with a volunteer puppy-raising family and with the right education and training, Amber can graduate to become a PADS Assistance Dog – like Chip – pictured with his client and best friend Brad. With your help, PADS will continue changing lives . . . one dog at a time.

PADS – Pacific Assistance Dogs Society 9048 Stormont Ave., Burnaby, BC V3N 4G6 Registered Charity # 892225 2347 RR0001

604 527 0556 www.pads.ca

www.vancouverfoundation.ca 604.688.2204

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Contact: Heather Edgar 604.675.2323

Pacific Assistance Dogs Society (PADS) is a Metro-Vancouver-based registered charity (since 1987). PADS exists to help individuals facing the challenges of a physical disability other than blindness by breeding, raising, training and placing life-changing assistance dogs.

We support successfully matched teams of clients and fully certified assistance dogs throughout their working lives. PADS’ Dogs allow our clients to experience a greater level of independence and an enhanced quality of life.

Eddy Orr was a “soldier” at the Metrotown church for decades. He wasn’t wealthy but made a decent salary and retired with a comfortable pension. For more than thirty years Eddy quietly provided camp sponsorships for children he knew. He always asked the church to keep his gift anonymous.

Coast Mental Health is a charitable non-proﬁt that improves

LEAVE A LASTING LEGACY . . . CHANGE LIVES . . . ONE DOG AT A TIME!

PADS trains three types of assistance dogs: 1. Service Dogs for people with physical disabilities. 2. Hearing Dogs for the deaf or hard of hearing, and 3. Canine Assisted Intervention Dogs for therapeutic placements in long term care facilities, group homes, hospitals and school settings.

tinues to do so today. Leon was thrilled to be able to give others the same formative experience that had so positively shaped his life.

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Keeping the Dream Alive for Future Generations LEAVE A LEGACY™ Partnership List 2010 Abbotsford Community Services Janna Dieleman, Donor and Community Relations info@abbotsfordcommunityservices.com 604-859-7681 www.abbotsfordcommunityservices.com Adoptive Families Association of B.C. Karen Madeiros, Executive Director kmadeiros@bcadoption.com 604-566-8109 www.bcadopt.com ALS Society of BC Wendy Toyer, Executive Director wendy@alsbc.ca 604-685-0737 www.alsbc.ca Association of Neighbourhood Houses of British Columbia Mamie Hutt-Temoana, CEO central@anhgv.org 604-875-9111 www.anhgv.org Autism Support Dogs William Thornton, CEO william.thornton@autismsupportdogs.org 604-940-4504 www.autismsupportdogs.org BC Association for Individualized Technology and Supports (BCITS) Simon Cox, Executive Director scox@bcits.org 604-301-4201 www.bcits.org

BC Women’s Hospital & Health Centre Foundation James Carruthers, Director of Development jcarruthers@cw.bc.ca 604-875-2270 www.bcwomensfoundation.org BCIT Foundation Marie-Claire Concannon, Manager of Annual and Community Giving Marie-Claire_Concannon@bcit.ca 604-451-6902 www.bcit.ca/foundation Big Brothers of Greater Vancouver Foundation Tristan Scott, Major Gifts Officer tscott@bbgvf.com 604-876-2447 Ext. 223 www.bigbrothersvancouver.com Big Sisters - BC Lower Mainland Shannon Newman-Bennett , Executive Director snewman-bennett@bigsisters.bc.ca 604-873-4525 Ext. 307 www.bigsisters.bc.ca Boys and Girls Clubs of Greater Vancouver Lisa Hoglund, Manager of Fund Development lhoglund@bgc-gv.bc.ca 604-879-6554 www.bgc-gv.bc.ca British Columbia Guide Dog Services William Thornton, CEO william.thornton@bcguidedog.com 604-940-4504 www.bcguidedog.com

BC Cancer Foundation Alyson M. Murzsa, Associate Director, Planned Giving legacy@bccancer.bc.ca 604-707-5905 www.bccancerfoundation.com

British Columbia Lung Association Scott McDonald, Executive Director mcdonald@bc.lung.ca 604-731-5864 www.bc.lung.ca

BC Centre for Ability Audrey Kwan, Director of Resource Development akwan@centreforability.bc.ca 604-451-5511 Ext. 228 www.centreforability.bc.ca

Bull, Housser & Tupper LLP Margaret Mason, Lawyer mhm@bht.com 604-641-4905 www.bht.com

BC Children’s Hospital Foundation Cary Gaymond, Director of Philanthropy cgaymond@bcchf.ca 604-875-2637 www.bcchf.ca

Burnaby Hospital Foundation Marcia Harrison, Acting President marcia.harrison@fraserhealth.ca 604-431-2847 www.bhfoundation.ca

Canadian Hemochromatosis Society Robert (Bob) Rogers, Executive Director brogers@toomuchiron.ca 604-279-7136 www.toomuchiron.ca Canadian Red Cross David Magnuson-Ford, Manager, Gift Planning david.magnuson-ford@redcross.ca 604-709-6654 www.redcross.ca Canuck Place Children’s Hospice Michelle Cadario, Manager, Leadership Gifts and Planned Giving mcadario@canuckplace.org 604-646-1340 www.canuckplace.org Child Development Foundation of British Columbia Judy Krawchuk, Director of Revenue Development judy@centreforchilddevelopment.ca 604-591-5903 www.centreforchilddevelopment.ca Clark, Wilson, Barristers and Solicitors Richard Weiland, Partner aly@cwilson.com 604-687-5700 www.cwilson.com Coastal Sound Music Academy Society Dan Mattinson, Executive Director info@coastalsoundmusic.com 604-469-5973 www.coastalsoundmusic.com Coast Mental Health Foundation Heather Edgar, Associate Exeutive Director heathere@coastmentalhealth.com 604-675-2323 www.coastmentalhealth.com Community Integration Services Society Shari Mahar, Executive Director shari.mahar@communityintegration.org 604-461-2131 www.communityintegration.org Covenant House Vancouver Crystal Montecalvo, Development Officer, Individual & Planned Giving cmontecalvo@covenanthousebc.org 604-639-8934 www.covenanthousebc.org Creston Valley Wildlife Mangement Area Richard L. Dalon, CEO ridalon@crestonwildlife.ca 250-402-6902 www.crestonwildlife.ca

BC Lions Society for Children with Disabilities & Easter Seals, BC Jennifer Ingham, Vice President, Development jingham@lionsbc.ca 604-873-1865 or 1800-818-4483 www.lionsbc.ca

Canadian Breast Cancer Foundation, BC/Yukon Region Christine Basque, Director, Major Gifts and Planned Giving cbasque@cbcf.org 604-683-2873 www.cbcf.org

BC Schizophrenia Society Sue Saunders, Chair: Planned Giving ssaunders@bcss.org 604-270-7841 http://mindbc.org

Canadian Cancer Society, B.C. and Yukon Toni Andreola, Director, Planned Giving tandreola@bc.cancer.ca 604-675-7112 www.cancer.ca/bc/legacy

Crisis Intervention & Suicide Prevention Centre of British Columbia Monica Chui, Director of Development and Communications mchui@crisiscentre.bc.ca 604-872-1811 www.crisiscentre.bc.ca

BC Wildlife Federation Patti MacAhonic, Executive Director patti@bcwf.bc.ca 604-291-9990 Ext. 230 www.bcwf.bc.ca

Canadian Diabetes Association Charlotte Lawson, Director of Development Charlotte.Lawson@diabetes.ca 604-732-1331 Ext. 249 www.diabetes.ca

Crossroads Hospice Society Anita Cymet, Development and Fundraising Officer anita.cymet@crossroadshospice.bc.ca 604-945-0606 www.crossroadshospice.bc.ca

LL12 | November 2010

Keeping the Dream Alive for Future Generations LEAVE A LEGACYâ„˘ Partnership List 2010 Davis LLP Kate Bake-Paterson, Lawyer kbakepaterson@davis.ca 604-643-2981 www.davis.ca

Kelowna General Hospital Foundation Diane Paterson, Gift Planning Officer diane.paterson@interiorhealth.ca 250-862-4300 Ext. 7011 www.kghfoundation.com

North Shore ConneXions Society Wendy Padwick, Director of Children & Family Services wendyp@nsconnexions.org 604-984-9321 www.nsconnexions.org

Dr. Peter AIDS Foundation Sarah Sandusky, Director of Development foundation@drpeter.org 604-331-3452 www.drpeter.org

Knowledge Network Corporation Donna Robinson, Resource Development Officer donnar@knowledge.ca 604-431-3136 or 1-877-456-6988 www.knowledge.ca

Owen C. Dolan, Q.C. Law Corporation Owen Dolan, Lawyer owen.dolan@shawbiz.ca 604-684-6718 no website

Ecojustice Canada Society Janice Loomer Margolis, LL.B. jmargolis@ecojustice.ca 800-926-7744 Ext. 224 www.ecojustice.ca

Lâ€™Arche Foundation of Greater Vancouver Sig Stark, Director of Fund Development sstark@larchevancouver.org 604-435 9544 Ext. 35 www.larchevancouver.org

Elizabeth Fry Society of Greater Vancouver (The) Shawn Bayes, Executive Director shawn.bayes@elizabethfry.com 604-520-1166 www.elizabethfry.com

Legion Foundation J. Brian Archer, Executive Director jbarcher@telus.net 604-736.8166 www.bcyuk.legion.ca

Emily Carr Institute of Art + Design Sylvia Iredale, Executive Director, Foundation + Development siredale@eciad.ca 604-844-3085 www.ecuad.ca Family Services of the North Shore Diana Cowden, Manager of Fund Development dcowden@familyservices.bc.ca 604-988-5281 www.familyservices.bc.ca First United Church (Mission) Natalie Lanoville, Donor Base Manager natalie.lanoville@firstunited.ca 604-681-8365 http://firstunited.ca

Lower Mainland Down Syndrome Society Theresa Preston, General Manager lmdss@telus.net 604-591-2722 www.lmdss.com Make-A-Wish Foundation of BC & Yukon Ross Hetherington, Executive Director bcchapter@makeawish.ca 604-688-7944 www.makeawishbc.ca Maple Ridge/Pitt Meadows Community Services Joanne Leginus, Director, Administration & Services jleginus@comservice.bc.ca 604-467-6911 Ext. 206 www.comservice.bc.ca

Fraser Valley Estate Planning Council Laurie Daschuk info@fvepc.com 604-850-5095 www.fvepc.com

McLaren Housing Society of British Columbia Kim Stacey, Executive Director kim@mclarenhousing.org 604-669-4090 www.mclarenhousing.com

Fraser Valley Health Care Foundation Vicki Raw, Executive Director vicki.raw@fraserhealth.ca 604-851-4700 Ext. 646855 www.healthcareexcellencechilliwack.com

Miller Thomson LLP Sandra Enticknap, Lawyer senticknap@millerthomson.com 604-643-1292 www.millerthomson.com

Greater Vancouver Food Bank Society Heidi Magnuson-Ford, Director of Development heidimf@foodbank.bc.ca 604-876-3601 www.foodbank.bc.ca

Nikkei Place Foundation Josh Coward, Executive Director jcoward@nikkeiplace.org 604-777-2122 www.nikkeiplace.org

H.R. MacMillan Space Centre Tracy Cromwell, Director, Development & Marketing tcromwell@spacecentre.ca 604-738-7827 Ext. 249 www.spacecentre.ca

North Shore Community Foundation David Alsop, President info@nscommunityfoundation.com 604-998-4460 www.nscommunityfoundation.com

Heart & Stroke Foundation of B.C. & Yukon Melanie Brooks, Coordinator, Planned Giving plannedgiving@hsf.bc.ca 604-736-4404 or 1-888-473-4636 www.heartandstroke.bc.ca/givingbywill

North Shore Community Resources Li Boesen, Executive Director li.boesen@nscr.bc.ca 604-985-7138 www.nscr.bc.ca

Pacific Assistance Dogs Society Gail Ferrier, Communications & Campaign Manager gail@pads.ca 604- 527-0556 www.pads.ca Pacific Parkinsons Research Institute Kathryn Pearson, ppri@telus.net 604-681-5031 http://pacificparkinsons.org Peace Arch Hospital and Community Health Foundation Stephanie Beck, Gift Planning stephanie.beck@peacearchhospital.com 604-535-4520 www.peacearchhospital.com Public Guardian and Trustee of British Columbia Sarah Leyshon-Hughes, Manager, Field Services sleyshon-hughes@trustee.bc.ca 604-660-5099 www.trustee.bc.ca

Ridge Meadows Hospital Foundation Sandra Rankin, Executive Director Sandra.Rankin@fraserhealth.ca 604-463-1822 www.rmhfoundation.com

Ronald McDonald House BC Richard Pass, CEO rpass@rmhbc.ca 604-736-2957 www.rmhbc.ca Salvation Army, BC Division (The) Major Brian Venables, Divisional Secretary for Public Relations & Development brian_venables@can.salvationarmy.org 604-299-3908 www.salvationarmy.ca Seva Canada Society Heather Wardle, Development Director fundraising@seva.ca 604-713-6622 www.seva.ca Simon Fraser Society for Community Living Christine Scott, Executive Director cscott@sfscl.org 604-525-9494 www.sfscl.org Simon Fraser University Doug Puffer, Director, Planned Giving, University Advancement dpuffer@sfu.ca 778-782-7308 www.sfu.ca

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Keeping the Dream Alive for Future Generations LEAVE A LEGACY™ Partnership List 2010 Small Animal Rescue Society of BC Lisa Hutcheon, President & Volunteer smallanimalrescue@gmail.com 604-438-4366 http://smallanimalrescue.org

TB Vets Charitable Foundation Ron Goyette, Executive Director info@tbvets.org 604-874-5626 www.tbvets.org

Solus Trust Company Limited John Blackmer, President & CEO jblackmer@solustrust.com 604-683-5949 www.solustrust.com

TD Waterhouse, Private Trust Robin Smith, Executive Trust Officer robin.smith@td.com 604-659-7438 www.tdwaterhouse.ca

SOS Children’s Village BC Liz Harris, Manager of Corporate/Community Relations & Special Events lizharris@sosbc.org 604-574-2964 Ext. 228 www.sosbc.org Spectrum Society for Community Living Ernie Baatz, Executive Director ernie@spectrumsociety.org 604-323-1433 www.spectrumsociety.org St. James Community Service Society Andrea Simpson, Resource Development Manager asimpson@sjcss.com 604-606-0356 www.sjcss.com St. Paul’s Hospital Foundation Ivone Martins, VP Development imartins@providencehealth.bc.ca 604-806-8820 www.helpstpauls.com Surrey Foundation/Surrey Cares Kim Angel, Executive Director info@surreyfoundation.org 604-591-2699 www.surreyfoundation.org Surrey Hospice Society Marion Brandner, Executive Director marion@surreyhospice.com 604-543-7006 www.surreyhospice.com Surrey Memorial Hospital Foundation Yolanda Benoit, Manager, Individual & Planned Giving yolanda.benoit@fraserhealth.ca 604-585-5666 Ext. 772169 www.smhfoundation.com Surrey Libraries Cyndy Hill, Development Officer cahill@surrey.ca 604-598-7307 www.surreylibraries.ca Tapestry Foundation for Health Care Ann Corrigan, Chief Executive Officer acorrigan@providencehealth.bc.ca 604-877-8335 www.tapestryfoundation.ca

The Arthritis Society, BC & Yukon Division Heather Hamilton Wright, Director, Major Gifts and Planned Giving hhwright@bc.arthritis.ca 604-714-5565 www.arthritis.ca The Nature Trust of British Columbia Deborah Kennedy, Development and Communications Manager debkennedy@naturetrust.bc.ca 604-924-9771 www.naturetrust.bc.ca The University of British Columbia Elizabeth Ko, Director of Development, Gift & Estate Planning elizabeth.ko@ubc.ca 604-822-8906 www.ubc.ca Trinity Western University Inga Warnock, Executive Director of Planned Giving warnock@twu.ca 604-513-2033 http://twu.ca Union Gospel Mission Carey Bornn, Principal and Planned Gifts cbornn@ugm.ca 604-215-5441 Ext. 328 www.ugm.ca Vancity Community Foundation Calvin Fong, Manager, Philanthropic Services calvin_fong@vancity.com 604-877-7241 www.vancity.com/vcf Vancouver Art Gallery Jessica Bouchard, Director of Development jbouchard@vanartgallery.bc.ca 604-662-4768 www.vanartgallery.bc.ca Vancouver Board of Parks and Recreation Josie Riebe, Manager of Fundraising & Development josie.riebe@vancouver.ca 604-718-5888 http://vancouver.ca/parks

Vancouver Foundation Kristin Helgason, Manager, Development & Donor Services KristinH@vancouverfoundation.ca 604-629-5186 www.vancouverfoundation.ca VanDusen Botanical Garden Association Dawn M. Russell, Development Director drussell@vandusen.org 604-257-8190 www.vandusengarden.org Variety - The Children’s Charity of BC Peter Chipman, Director of Planned Giving & Major Gifts peter.chipman@variety.bc.ca 604-268-3887 www.variety.bc.ca/legacy.htm VGH & UBC Hospital Foundation Charlene Taylor, Associate Director, Planned Giving Charlene.Taylor@worldclasshealthcare.ca 604-875-4917 www.worldclasshealthcare.ca VOKRA - Vancouver Orphan Kitten Rescue Association Karen Duncan, President rescue@vokra.ca 604-731-2913 www.orphankittenrescue.com VON Metro Vancouver Linda Lane Devlin, Executive Director linda.devlin@von.ca 604-415-4771 www.von.ca Western Istitute for the Deaf & Hard of Hearing Susan Masters, Executive Director masters@widhh.com 604-736-7391 www.widhh.com WRA Wildlife Rescue Association of BC Glenn Boyle, Executive Director glenn@wildliferescue.ca 604-526-2747 www.wildliferescue.ca YMCA of Greater Vancouver Charlene Giovannetti-King, VP, Funds Development charlene.giovannetti-king@vanymca.org 604-622-4964 www.vanymca.org YWCA Vancouver Celia Campos, Manager, Fund Development ccampos@ywcavan.org 604-895-5810 www.ywcavan.org Zajac Ranch for Children Carmen Zajac, President info@zajac.com 604-739-0444 www.zajacranch.com

For further information, please contact any of the advertisers or LEAVE A LEGACY™ partners listed in this publication. Further information can also be obtained by contacting the LEAVE A LEGACY™ Coordinator, Colleen Killorn, at 604-777-1129 or info@leavealegacyvancouver.com Information on how you can leave your legacy is also available on our website – www.leavealegacyvancouver.com This supplement is a forum for information about charitable gift planning. Neither CAGP-ACPDP™ national office nor any of its roundtables or the LEAVE A LEGACY™ program will be held liable for any claims made by advertisers.

LL14 | November 2010

Keeping the Dream Alive for Future Generations

OWEN C. DOLAN, Q.C.

To us, he’s a senior.

L AW C O R P O R AT I O N

A high school senior. A senior recruit. A senior statesman.

Plan a gift today for our patients and residents. Every contribution makes a diﬀerence. • Legal Opinions on Probate Law • Incapacity Planning • Enduring Powers of Attorney • Living Wills • Representation Agreements • Committeeship Applications

Brock Fahrni Pavilion, Holy Family Hospital, Honoria Conway at St. Vincent’s, Marion Hospice, Mount Saint Joseph Hospital, St. Vincent’s Hospital Langara, Youville Residence For information on making a planned gift, call:

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604.877.8335 info@tapestryfoundation.ca

www.tapestryfoundation.ca

Photograph by Denise Rowe ©, PhotoSensitive

#404 - 815 Hornby Street, Vancouver, BC V6Z 2E6 Ph: 604-684-6718 EXT #105 Fax: 604-684-2501 Email: owen.dolan@shawbiz.ca

Tapestry Foundation supports these Providence Health Care sites:

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• Estate Planning & Charitable Giving • Will & Trust Planning • Challenges to Wills • Administration of Estates & Trusts • Advice to Executors, Trustees & Beneficiaries

Tapestry Foundation for Health Care is dedicated to improving the quality of life of hospital patients, and seniors who make their home in Providence Health Care’s residential care community in Vancouver.

Embrace giving. Join the ﬁght against cancer. The Canadian Cancer Society is your best investment in the cancer cause. Your courageous gift brings hope to thousands of people by funding outstanding research projects every year. A gift in your Will, stock or cash is tax deductible and goes directly to the ﬁght against cancer. For immediate attention, please contact Toni Andreola at tandreola@bc.cancer.ca or 1 800-663-2524. Learn about the Estate Tax Eliminator Clause and request a free copy of Your Personal Estate and Will Planning Guide.

Kevin Connell with his wife, Mariette. Kevin is now in remission after treatment of a multiple myeloma, a rare cancer.

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www.cancer.ca/bc/legacy

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Keeping the Dream Alive for Future Generations By Emily L. Clough, Lawyer, Alexander Holburn Beaudin & Lang LLP

This happens all the time – someone writes an e-mail with a typo, the spell-check does not pick it up, and the email is sent out with a mistake in it. When this is happens in an e-mail, its usually no problem. You could send another email clarifying what you meant, or the recipient may be able to tell from the context what you meant to say. If the mistake is in your will, you could fix that mistake. You could go to your lawyer or notary and have a new will drafted. You could fix the mistake on your original will as long as the correction is properly witnessed (be very cautious about revising your will without professional advice). But what happens if the mistake is in the will of a person who has already died? The person who wrote the will (called the testator) is no longer alive to help clarify the meaning of a mistake or to tell you what the context was. There is no reliable guide for what the testator’s intentions were. For that reason, the courts in British Columbia have had a limited ability to fix a mistake in a will.

Currently, courts are limited in what they can do to fix a mistake. Before probate of a will is granted, a court can only delete words that appear in error. After probate has been granted, a court could ignore an unnecessary or inaccurate portion of a description or infer a correction by implication from the text of the will. It is expected that sometime in 2011, British Columbia will bring into force a new law that will give broader powers to a court to correct errors in a will. Under the Wills and Estates Succession Act, a court will be given the power to rectify the will if the will fails to carry out the testators intentions because of an error arising from an accidental slip or omission, a misunderstanding of the testator’s instructions, or a failure to carry out the testator’s instructions. The court will have the power to rectify the will before or after probate. A court will likely have the power to admit additional evidence to assist in fixing the mistake. For example, the court may be able to receive evidence such as the notes of the will instructions, draft wills, correspondence with the testator and the oral evidence of the lawyer or notary who took the instructions.

You can create a lasting legacy of love for all of BC’s children.

Childhood the chance of a lifetime

www.bcchf.ca

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What if your will has a mistake?

Making a difference begins with a plan. That’s all you need to create a permanent legacy that will make a difference in the Jewish community locally, nationally and internationally.

Plan to make a difference. You can help enhance our remarkable quality of Jewish life by setting up an endowment fund with the Foundation. It is a way for you to support a community program or agency that is meaningful to you.

Suite 200, 950 West 41st Ave., Vancouver, BC V5Z 2N7 Canada 604.257.5100 jcf@jewishvancouver.com www.jewishcommunityfoundation.com

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Come sit with our financial and legal experts today—there’s no better time to start planning than now.

LL16 | November 2010

Keeping the Dream Alive for Future Generations Mennonite Central Committee

A donor-advised fund with variations

Providing in home technology and support for people with disabilities throughout BC

By Jacqueline Dagg, Manager, Donor Relations Vancity Community Foundation

604.326.0175 www.bcits.org

One thoughtful gift during your life can change the lives of thousands around the world. Gift a gift to MCC through your Will or other planned gift options. Please call Phil Schafran for confidential information.

What is Dial-A-Law?

MennoniteCentral CentralCommittee, CommitteeBritish Columbia Mennonite PO Box 2038 31414 Marshall Rd., Abbotsford, BC V2T 3T8 (604) 850-6639 from Fraser Valley (604) 857-0011 from Vancouver 1-888- 622-6337 toll free from Chilliwack and BC email: resource@mccbc.com website: www.mcc.org/donate/giftplanning/canada mcc.org/waystogive/plannedgiving/canada

127+ legal topics, including senior’s rights, making a will, family law and much more.

Greater Vancouver 604.687.4680

Toll Free in BC 1.800.565.5297

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Free legal information that is available by telephone or online at dialalaw.org.

A public service operated by the Canadian Bar Association, BC Branch and funded by the Law Foundation of British Columbia.

BREATHE LIFE INTO YOUR LEGACY

So Alex and Karen talked to a gift planner at Vancity Community Foundation. Together VanCity and the Curries established the framework for a charitable investment account, called a donor-advised fund, which was named the Currie/Baehr Fund. The Curries made an initial donation, prepared a brochure for the Fund, and sent it along with the invitation to their anniversary dinner party to family and friends as their initiative to launch the Fund. Their guests were supportive and generous and the Vancity Community Foundation’s first donor-advised fund was on its way. A donor-advised fund is a charitable fund created by a donor(s) that is named and held by a public charity, typically a community foundation. Donor-advised funds are a cost-effective alternative to the creation of and running of a private foundation. Donor-advised funds are controlled by the public charity but the donor recommends which charities can be granted to. Donations to the docontinued on page 17

In 1946, World War II Veterans returning from overseas service and suffering from tuberculosis started BC’s original TB Vets key return service. Through your Legacy Gifts, TB Vets has been providing British Columbian children and adults with respiratory equipment, research and education. To date, TB Vets has granted over $10 million. Help us continue that proud legacy.

To find out more contact us at: bequests@tbvets.org or 604-874-5626 www.tbvets.org Helping British Columbians breathe since 1946!

Surrey Hospice Society Companions for the Journey

We are rooted in the community of Surrey and we branch out to those in need, by providing social, emotional and spiritual support for individuals and their loved ones as they face life-ending illness, and we provide ongoing grief support programs and counselling for children, teens and adults. We believe no one should face a life-ending illness alone, and no one should be alone with their grief.

We offer companions for the journey.

Join us for ‘An Affair to Remember’ Saturday, November 13th, 2010

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Surrey Hospice Society's Fall Fundraiser for an evening of dinner and dancing at Eaglequest (Coyote Creek) Golf & Country Club Champagne reception 6-7 PM Dinner Buffet – 7 PM Entertainment by Abba Again Tickets: $95.00

Call for more information at (604) 543-7006 or visit our website at www.surreyhospice.com

In 1993, just prior to their 25th wedding anniversary, Alex and Karen Currie decided to celebrate the occasion by doing something to benefit their community rather than to receive well-meant gifts. They felt youth at risk, in their struggle to succeed and make decisions to change their lives, were more worthy of support than their accepting anniversary gifts from their guests.

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Keeping the Dream Alive for Future Generations

Leave a Legacy of Green

Karen and Alex Currie have learned new ways to help at-risk youth.

The Curries have given more thought recently as to how they could sustain the support for at-risk youth programs in perpetuity. In addition to naming the Currie/ Baehr Fund as beneficiaries in their wills, they have also chosen to purchase and donate to the Fund a separate life insurance policy with the Fund designated as the sole beneficiary. The death benefit of the life insurance will then be paid to the Fund on the death of them both. They pay the

The Currie/Baehr Fund has made grants over the years to a number of wonderful organizations, including Aunt Leah’s, Justice for Girls, Potluck Cafe Society, and Take a Hike. The Curries feel personally enriched, receiving rewards far greater than just an annual investment return. Family and friends continue to recognize special dates and milestones with donations to the Currie/Baehr Fund, and feel they’ve benefited similarly.

Stanley Park Seawall

Your Legacy Gift will help ensure your favourite urban park is preserved for many generations to enjoy. A bequest in your Will to the Vancouver Park Board will provide residents and visitors with continuous access to nature. For more information on the difference your legacy gift will make, contact Josie Riebe, Manager of Fundraising and Development at 604-718-5888 or josie.riebe@vancouver.ca

vancouverparks.ca

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nor-advised fund can be made by anyone and each donor will receive a donation tax receipt for that donation.

modest annual premiums on the life insurance policy directly (and receive donation tax receipts for those premium payments) with the knowledge the Fund will receive a substantial addition in the future.

continued from page 16

The most important gift you will ever give The gift of health. One of the best ways you can show your gratitude for the exceptional care you or a loved one received at Vancouver General Hospital, UBC Hospital or GF Strong Rehab Centre is with a gift for the future. By making a bequest in your will, a gift of life insurance or publicly traded securities or by designating VGH & UBC Hospital Foundation as a beneﬁciary of your RRSP or RRIF, you make a contribution to the future of specialized health care for people in B.C. Consider a gift for the future for breakthrough cures and treatments pioneered at our hospitals. And imagine your own legacy of hope.

Dr. Phillip Teal, Director, BC Centre for Stroke and Cerebrovascular Diseases, Division of Neurology, VGH provides his patient with information on the latest stroke treatments and prevention methods.

VGH & UBC Hospital Foundation 855 West 12th Avenue Vancouver BC V5Z 1M9

Tel: 604.875.4676 Fax: 604.875.5433 Toll-free number:1.877.875.4676

Email: info@worldclasshealthcare.ca www.worldclasshealthcare.ca 1110LAL

For more information, or to make a donation contact us:

LL18 | November 2010

Keeping the Dream Alive for Future Generations

Lymphoma survivor leaves a legacy By Michelle Frilund, Communications Coordinator BC Cancer Foundation

WRA RescueAssociation BC WRA Wildlife Wildlife Rescue Association of BC provides leadership ininrehabilitating rehabilitating wildlife provides leadership wildlife and in promoting promotingthe the welfare of wild animals and in welfare of wild animals in the urban urbanenvironment. environment. in the

Jimmy and Doris Ho moved to Vancouver in 1996 from their home in Hong Kong, to retire and enjoy the relaxed West Coast lifestyle. “We had family in Vancouver and had visited here before. We wanted to leave the ‘concrete jungle’ of Hong Kong,” explains Doris. But in October of 1997, they knew something was wrong. “Jimmy had a lump in his neck,” Doris remembers. “At first, we thought it would go away. But then we were dancing at a family member’s anniversary dinner and Jimmy had a terrible headache. His eye was even bulging a bit.”

Your planned gift will support our vision of improving the welfare of local wildlife through rehabilitation and education.

Eventually, Jimmy was given a clean bill of health. “We were just so grateful for the service and kindness of the doctors at the BC Cancer Agency,” continues Doris. “We had to do something to give back,” Jimmy says. “There are just too many people affected by cancer and we know that research takes money. So, on top of the regular contributions we’re able to make today, we decided to include a gift to the BC Cancer Foundation in our will. This way, we can make a larger gift in the future.”

“We just went to our lawyer’s office, and made it happen.” “It was so easy,” adds Doris. “We just went to our lawyer’s office, and made it happen.” While Jimmy still visits the BC Cancer Agency once a year for ongoing maintenance, the couple, who are approaching their 50th wedding anniversary, are back to enjoying retirement. Jimmy paints and plays the organ, and Doris plays Mahjong once a week. They’re even planning to take a 40-day trip this fall that will include a 23-day cruise. “We believe you only need three things in life,” Doris offers. “Enough money, a companion and friends – everything else you should use to help others.”

Remember your faithful friend... We will ﬁnd loving homes for your surviving pets. To ﬁnd out how, visit us at spca.bc.ca/donate or contact: John Hoole Senior Manager, Gift Planning Email: jhoole@spca.bc.ca Phone: (250) 388-7722 Ext. 225

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604.526.2747 INFO@WILDLIFERESCUE.CA WWW.WILDLIFERESCUE.CA

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Please contact us for more information:

Jimmy adds, “I was eventually diagnosed with early stage lymphoma. Ten doctors met for an hour to discuss my treatment and hopefully, my cure. I had chemotherapy six times in three months and continued on medication. I also chose to use complementary Chinese medicine.”

Doris and Jimmy Ho are grateful to the doctors and services of the B.C. Cancer Agency.

BCSPCA SPEAKING FOR ANIMALS

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Keeping the Dream Alive for Future Generations

Remembering a loved one through a memorial gift

Your future planning will make their future better. Create your legacy for BC’s Children With Disabilities because children like Brooklyn need Easter Seals Services. It only takes the desire to help the kids. Call for your FREE Will Planning Kit and we can provide you with information on making your legacy for the children.

By Patricia Wiggins, Resource Development Coordinator and Courage To Come Back Coordinator, Coast Mental Health Foundation

Former BC Premier Mike Harcourt knows about recovery. After suffering a devastating fall in 2002, Harcourt fought a tough battle back to full mobility.

Call Jennifer Ingham at 604-873-1865 Ext. 425 or Toll Free 1-800-818-4483 Ext. 425 Email: jingham@lionsbc.ca Website: www.lionsbc.ca

“I learned a lot about the power of the human spirit, and the need to reach out to others for help when we are struggling. It deepened the appreciation I already had for the work of organizations like Coast Mental Health – 365 days a year they help people in their recovery from devastating illnesses,” he says.

Right now, over 836,000 Canadians are living with blindness or partial sight. CNIB is there to help, providing vital services which enhance their independence and quality of life. Neil and Mike Harcourt (centre) with Coast Mental Health’s Darrell Burnham & Heather Edgar

new activities and meeting new people. It is a key component in gaining one’s life back after illness,” says Darrell Burnham, Executive Director at Coast. “Many of our bequests come from people who know and support the work Coast does,” continues Burnham. “But many also come from proactive individuals who are looking for a way to positively impact their communities. They believe in helping the homeless or people with a mental illness, and have done their homework.”

Leave a legacy today. Your long-term financial support of CNIB through a bequest, a gift of life insurance or an annuity can make a lasting difference in the lives of blind and partially sighted Canadians.

inspiring a world where everyone belongs

For more information on gift planning, contact:

Your LEGACY GIFT will have a lasting impact on children and youth with special needs, and adults with developmental disabilities.

Salima Mawji

604-777-9100 ext. 507 e-mail: smawji@bcacl.org

Legacy Gifts Help Keep VanDusen Garden Growing

www.bcacl.org

When Emily Mooreside had to leave home for her leukemia treatment there was only one thing she wanted to bring with her.

Your planned gift to the Garden or the VanDusen Endowment Fund ensures that Vancouver’s ‘green’ heart continues to beat for future generations.

Her family.

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For more information please contact: Dawn Russell, Development Director VanDusen Botanical Garden Association 604-257-8190 drussell@vandusen.org www.vandusengarden.org

• A gift in your will is one of the easiest and most significant ways to support our work in rehabilitation services, research, blindness prevention and public education.

To learn more about how your gift makes a difference and to become a “Friend for Life”, please visit www.cnib.ca or call 1-800-563-2642

DID YOU KNOW?

Leaving a gift to charity in your will may reduce the estate tax burden on your heirs significantly.

• CNIB passionately provides community-based support, knowledge and a national voice to ensure that Canadians who are blind or partially sighted have the confidence, skills and opportunities to fully participate in life.

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Mike and Neil also knew exactly where they wanted the funds to be used. “The Harcourts donated directly to Social Programming at our new Dunbar supported housing site. A part of the legacy Mr. and Mrs. Harcourt built over their lifetimes will help people recovering from mental illness to build their confidence and self-esteem through trying

Our friends help create vision hope

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That’s why, when settling the estate of their parents, Stella and Frank Harcourt, Mike and his brother Neil didn’t hesitate: they donated $50,000 to Coast Mental Health. They knew it was an organization their parents respected and trusted, and making the gift felt like a natural extension of their family tradition of charity and community involvement.

British Columbia

LL20 | November 2010

Keeping the Dream Alive for Future Generations

A gift to nature Preservation Through Education Help protect the environment and provide enriched learning opportunities to future generations by supporting NWPS. Your gift provides school based environmental education programs to young people throughout the Lower Mainland and BC that actively engages them in environmental stewardship projects to protect wildlife and wild spaces. Your support also assists with the development of our 240 acre bird and wildlife sanctuary located on Vancouver Island.

By Robin Rivers, Communications Manager The Nature Trust of British Columbia

ry’s name on it at the Reifel Sanctuary.

Terry VanderSar loved nature from an early age. As a youngster growing up in Ontario, he raised pigeons and pheasants. As a teenager, he worked in the greenhouses of a flower grower. Terry loved to spend time canoeing in northern Ontario. When he pursued a Doctorate at Simon Fraser University, he chose the field of biology.

Then the family decided they wanted to do more.

Nature became Terry’s passion. He worked with salmon enhancement programs throughout BC. When he became a teacher, he shared his love of the natural environment with students. During the summers he traveled from the Arctic to the Mexican border to photograph nature’s treasures. Closer to home, he wrote a nature column in the Vancouver Sun.

When Terry became disabled, he moved to the outskirts of Hope. After his death on August 14, 2009, his family contributed to an observation bench with Ter-

Someone you know has lupus

- You can help.

Contact the BC Lupus Society

info@bclupus.org • visit bclupus.org 604.714.5564 • toll free 1.866.585.8787

Make a lasting impact in the lives of vulnerable children and seniors.

Please help to reclaim life without lupus.

Join Today

Please support

For information contact William R. Harvey, CFRE Ph. (604)255-4314 Email bill@palvancouver.org www.palvancouver.org

Phone: (250) 364-3424 Toll Free: (888) 364-3424 Fax: (250) 364-5138 info@kbrhhealthfoundation.ca | www.kbrhhealthfoundation.ca

A community where all people with disabilities have equal opportunities to lead active fullling lives and are recognized as contributing members of the community.

“Caring for Families”

$40.00 for a lifetime membership. And peace of mind Members For your new membership card. Or at time of need please

Call or visit 888-816-5902 / www.memsoc.org

• We value the contributions of each person. • We believe in a community where everyone belongs. • We believe caring relationships enhance the quality of life. • We promote understanding and acceptance through participation in community life.

Tel 604.984.9321 Fax 604.984.9882 www.nsconnexions.org

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Performing Arts Lodges of Vancouver

OUR VISION

1200 Hospital Bench Trail, BC V1R 4M1

The ability to assist in wild salmon preservation, a longtime interest of Terry’s, in the middle of the area were he spent his last days, made for an easy decision. The VanderSar family was pleased to make a memorial gift in Terry’s name to assist in the purchase of a key Tom Berry Road property. The Nature Trust recognized this gift in memory of Terry by placing a cairn on the site.

“Be Proactive – Be Prepared”

Ask us about your many giving choices. Call Tom Riglar at 604.268.1316. give.ulwm.ca

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Your planned gift will ensure that people affected by lupus have a reason to hope.

Many years ago Terry had expressed an interest in acquiring a property in BC to be kept in its natural state as a conservation area. On his death, the VanderSar family contacted The Nature Trust of British Columbia. After some discussion, The Terry VanderSar loved to photograph nature’s treasures Nature Trust provided the family with information on Tom Berry Road properties near Hope. These properties are part of the Heart of the Fraser project. This part of the river is considered one of the most productive stretches of river in the province, providing habitat for salmon, sturgeon and many types of wildlife and birds.

November 2010 | LL21

Keeping the Dream Alive for Future Generations

The bonds that tie

You.

By Mona Bhullar, Communications Department The Arthritis Society, BC & Yukon Division

Us.

When Catherine developed inflammation in the joints of her arms, wrists and neck, after undergoing two operations for ulcerative colitis, Anne found she was spending even more time with her mother – this time as her caregiver. “The arthritis was so severe that she had to wear a plastic splint on both of her arms because the bones were beginning to twist,” continues Anne. “But my mother never complained; she was a very strong and proud woman.” Anne accompanied her mother to the Mary Pack Arthritis Centre for her care and treatment. She quickly learned that arthritis was not just a disease of the elderly. “I saw my mother come out of the centre in tears when she saw a child crippled with arthritis.” Arthritis eventually took its toll on Anne’s mother. Catherine passed away in 1981 at the age of 74. Anne’s husband, John,

Humanity.

David Magnuson-Ford, Manager Gift Planning, Canadian Red Cross (t): (604)-709-6654 (e): david.magnuson-ford@redcross.ca (w): www.redcross.ca/legacy

John understood how devastating arthritis was to his mother-inlaw Catherine (in photo)

fully understood the depth of his wife’s relationship with her mother and had also witnessed firsthand, the devastating impact that arthritis had played on her life. John wanted to take some kind of action – he wanted to acknowledge their special bond and also do something to help fight arthritis. It was during a conversation with their financial planner, Diane McCurdy, that John learned that an insurance policy could be the answer. By making a modest monthly payment over a number of years, John was able to arrange a policy on his life and name The Arthritis Society and three other charities as beneficiaries. Sadly, John passed away in February 2010 but because of his thoughtfulness, his legacy lives on. Life insurance policies provide a tax-effective means of providing significant support for a

Your Legacy Gift will help children embrace life through the exceptional care of Canuck Place Children’s Hospice.

cause for which you have a strong connection. If you choose, as John did, to retain ownership of the policy but name the charity as beneficiary, your estate will receive a charitable receipt for the insurance payout which will offset taxable income in your estate. John liked this approach as it would allow access to the funds in case of an emergency. Alternatively, those arranging an insurance policy may choose to name a designated charity as both owner and beneficiary. In this case, charitable receipts for tax purposes are issued as premiums are paid. Your financial advisor can help you choose the appropriate policy type for your personal situation. Anne derives a great deal of comfort knowing that John was able to help his favourite charities through his insurance policy; she is planning to do the same.

in IInclude l d the th Red R d Cross C i your will ill and enrich your community for years to come.

Contact Dennis Kiffiak today (604) 646 1341

www.canuckplace.org

��

Vancouver Orphan Kitten Rescue Association (VOKRA) is a no-kill, non-proﬁt, registered charity dedicated to rescuing kittens and adult cats. In 2009, we rescued over 1400 cats and kittens, like little Phoenix in this photo. Instead of a shelter, VOKRA provides over 100 individual foster homes where cats are safe and given lots of love and attention. We also have a trap-neuter-return program to humanely reduce the number of feral cats. We engage in public education via print, radio and television media, at community events and exhibitions, and through our own publications. VOKRA does all of this entirely with dedicated volunteer workers, private donations, and legacies.

VANCOUVER ORPHAN KITTEN RESCUE

604-731-2913

www.orphankittenrescue.com

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For more information, contact:

��

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It’s been said that there’s no bond stronger than that between a daughter and her mother. Such was the case for Anne, and her mother, Catherine. “My mother and I were always very close,” says Anne, “She was my friend and my confidante; I enjoyed spending time with her.”

LL22 | November 2010

Keeping the Dream Alive for Future Generations

ADVERTISER DIRECTORY Abbotsford Community Services...................................................................................... 7 Autism Support Dogs...................................................................................................... 8 BC Cancer Foundation.................................................................................................... 5 BC Children’s Hospital Foundation................................................................................. 15 BCITS........................................................................................................................... 16 BC Lions Society for Children with Disabilities & Easter Seals........................................... 19 BC Lupus Society.. ......................................................................................................... 20 BC SPCA....................................................................................................................... 18 BC Wildlife Federation.................................................................................................. 23 Big Brothers of Greater Vancouver ............................................................................... 16 British Columbia Assoc. for Community Living................................................................ 19 British Columbia Guide Dog Services.. .............................................................................. 5 Burnaby Hospital Foundation........................................................................................ 16 Burns Bog Conservation Foundation.............................................................................. 16 Canadian Bar Association.............................................................................................. 16 Canadian Cancer Society............................................................................................... 14 Canuck Place Children’s Hospice.................................................................................... 21 Canadian Red Cross...................................................................................................... 21 Clark Wilson LLP............................................................................................................. 8 CNIB............................................................................................................................ 19 Coast Mental Health Foundation................................................................................... 10 Covenant House Vancouver.. ........................................................................................... 7 Greater Vancouver Food Bank Society.. ............................................................................ 4 Heart and Stroke Foundation of BC and Yukon................................................................ 6 Jewish Community Foundation.. .................................................................................... 15 KBRH Health Foundation.............................................................................................. 20 Langara College Advancement Department..................................................................... 4 Make a Wish BC and Yukon.. ........................................................................................... 9 Maple Ridge Pitt Meadows Community Services............................................................. 16 Mennonite Central Committee...................................................................................... 16 Memorial Society of British Columbia............................................................................ 20 Miller Thomson LLP...................................................................................................... 21 North Shore Connexions Society.................................................................................... 20 Northwest Wildlife....................................................................................................... 20 Owen C. Dolan, Q.C...................................................................................................... 14 Pacific Assistance Dogs.. ................................................................................................ 10 PAL Vancouver............................................................................................................. 20 Peace Arch Hospital Foundation...................................................................................... 9 Ronald McDonald House.. ............................................................................................. 19 Royal Columbian Hospital............................................................................................. 18 Salvation Army............................................................................................................. 15 Shriner’s Hospitals.. ......................................................................................................... 4 Surrey Hospice Society.................................................................................................. 16 St. Paul’s Hospital Foundation....................................................................................... 10 Tapestry Foundation for Health Care............................................................................. 14 TB Vets Charitable Foundation...................................................................................... 16 TD Waterhouse, Private Trust........................................................................................ 10 The Arthritis Society, BC & Yukon Division........................................................................ 7 Union Gospel Mission..................................................................................................... 2 United Way.................................................................................................................. 20 Vancouver Board of Parks and Recreation...................................................................... 17 Vancouver Foundation.. ................................................................................................ 10 Vancouver Orphan Kitten Rescue Association (VOKRA).. ................................................. 21 Vancouver Rape Relief and Women’s Shelter.. ................................................................ 22 VanDusen Botanical Garden Association........................................................................ 19 Variety - The Children’s Charity.. .................................................................................... 24 VGH and UBC Hospital Foundation................................................................................ 17 WRA Wildlife Rescue Association of BC.. ........................................................................ 18 Zajac Ranch For Children.. ............................................................................................... 8

Working with charities when planning a bequest by Malcolm D. Burrows, CFRE, Head Philanthropic Advisory Services, Scotia Private Client Group

When planning an estate, should you contact the charitable beneficiaries to inform them of a bequest? Traditionally, the answer to this question has been “no”. But practice is changing. Charitable bequests are becoming more common, donors more knowledgeable, and charities more sophisticated. As a general rule, it is advisable to contact charitable beneficiaries anonymously to ensure your lawyer has the correct legal names. An incorrect name or designation could cause your gift to fail, which creates legal costs for your estate and trouble for your executor and other beneficiaries. It is important to ask a few searching questions of your intended beneficiaries. Ask about the charity’s finances and how your gift is most likely to be used. Due Diligence Checklist The following due diligence checklist is intended to help in the gift planning process. 1) Policy on use of planned gifts and bequests: How does the charity use undesignated bequests and planned gifts? Are they spent immediately or are they endowed? Are they used to pay a deficit, support administration, or pay for the direct programs and services of the charity? 2) Accountability: Are the charity’s annual report and audited statement available to the public? Will the charity send the annual report to the donor after the gift is confirmed?

3) Gift designation: Does the charity allow donors to designate to a particular area or activity? 4) Personal endowment funds: Does the charity have a permanent endowment where the capital of the bequest is kept intact and only the income is spent annually? Are donors able to name endowment funds with their bequest? If so, is there a minimum contribution level to establish the fund? Does the charity provide donors with financial and activity reports on individual endowment funds? 5) Privacy Policy: Does the charity have a privacy policy? Can a donor remain anonymous? How is anonymity defined (i.e. who in the charity will know about a donor’s gift plans)? Can the donor specify no solicitations or unwanted contact? Does the charity trade or sell names to other charities or organizations? 6) Donor recognition: Are donors of bequests and planned gifts recognized after the gifts are received? Does the charity have an optional program to recognize and involve future gift donors while they are still alive? 7) Staff Gift Planner: Does the charity have a staff Gift Planner or Planned Giving Officer? Does he or she have any professional designations? Has the planner adopted the Canadian Association of Gift Planners’ Standards of Ethical and Professional Conduct? 8) Other Types of Planned Gifts: Does the charity help donors explore tax advantageous alternatives to bequests, such as charitable gift annuities, life insurance, gifts of RRSP/RRIFs, and charitable remainder trusts.

DID YOU KNOW?

Vancouver Rape Relief and Women’s Shelter

Your gift helps stop violence against women

77% of BC

Join our community of donors to support:

residents aged 15

Canada’s first rape crisis centre

plus (2.6 million

Support, information and aid for 1400 women this year, 24 hours everyday

people) donate to

Local Transition house

charity each year

Protection and comfort for battered women and their children

with an average

Free support groups, legal clinic, speakers’ bureau, volunteer program and more.

donation of $467, which contributes

604.872.8212

$1.3 billion to our

www.rapereliefshelter.bc.ca

community.

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Committee Members, Canadian Association of Gift Planners, Greater Vancouver Roundtable (front row l-r) Sarah Leyshon-Hughes, Public Guardian and Trustee of BC; Emily Clough, Alexander Holburn Beaudin & Lang: Paul Spelliscy, Variety – The Children’s Charity of BC; (second row l-r) Joanne McLellan, Lions Gate Hospital Foundation; Linda Ashton; Heather Hamilton-Wright, Arthritis Society; Kathy Mannas, The Salvation Army; (third row l-r) Tim Staunton, Canadian Cancer Society; John Blackmer, Solus Trust; Nicole Jeschelnik, Vancouver Foundation. Missing from photo: Esther Jang, UBC; Jerry Halma, BMO Harris Private Banking

November 2010 | LL23

Leave Your Legacy to Conservation The BC Wildlife Federation is the largest and longest-standing, province-wide voluntary and locally funded conservation organization in British Columbia. Please help us protect, enhance and promote the wise use of the environment for the beneﬁt of present and future generations. Planned Giving allows you to contribute to a sustainable future through conservation and rehabilitation of wildlife habitat and wetland areas to ensure a healthy future for ﬁsh, birds, wildlife, and outdoor enthusiasts of all ages.

You can make a diﬀerence! Please contact our oﬃce for help with your estate planning at:

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BC Wildlife Federation Unit 101-3060 Norland Avenue, Burnaby, BC V5B 3A6 bcwf.bc.ca development@bcwf.bc.ca 1-888-881-2293

LL24 | November 2010

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Peter Chipman BBA, CFRE Director of Planned Giving & Major Gifts T: 1.800.381.2040

Paul Spelliscy Planned Giving & Major Gifts Officer T: 1.800.381.2040

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