The Corridor DFW : Spring 2020

Spring SPRINGTIME STAGING TIPS Available HOMES for any budget

Plano’s new iconic address: WINDROSE TOWER IS COMPLETE!

Find Lennar’s NEW Next Gen® home and more featured in Princeton’s own ARCADIA FARMS

“ G O I N G F U R T H E R R AT H E R T H A N C O M I N G T O A N E N D . ” - O N WA R D !

Let us be part of your Team and keep you moving forward today!

O N W A R D T IT L E S E R V IC E S Serving Residential, New Construction and Commercial The handling of the loan process and closing requires significant attention to detail. Onward Title has implemented processes and procedures to ensure everything from the smallest details to the largest aspects of your transaction are handled. You can have confidence that every effort is being made to protect your transaction and help facilitate a smooth and successful closing. Lenders, Agents, Buyers and Sellers alike will appreciate the systems we have implemented to make your life easier. We all want to move forward ~ let’s move forward together and allow our success to be your success - ONWARD!

Title Insurance

E - Close Your Real Estate Transaction with US!

Title insurance protects against losses arising from unknown or undisclosed defects in the past. It is a means of providing you with a peace of mind when you buy a home or refinance your mortgage. Onward Title will issue a Title Policy to help protect you and one of your most precious investments - your home.

We know how busy you are! That’s why Onward Title gives you the ability to submit contracts, earnest money, and close from wherever you are and whenever you like. Let Onward Title’s innovative technology save you time and make your life easier.

ONWARD TITLE 7950 Legacy Dr., Suite 375, Plano, TX 75024

469.430.1701 closingteam@onwardtitle.com

DFW

THE CORRIDOR WELCOME spring 2020

Happy Spring, everyone! I am thrilled to present you with this springtime edition of The Corridor DFW. There is so much to talk about with all the activity that is happening this year. Interest rates are down and buying power is up, so don’t wait to get into the real estate market because now is your opportunity to get ahead of the competition!

We have a great magazine for you this month and it centers around The Christie Cannon Team’s incredible inventory of homes on the market. There is truly a home for everyone in here, as these featured listings are priced anywhere from the $200s all the way up to a luxury price point, and everywhere in between.

Our featured community this issue is Lennar Home’s Arcadia Farms in Princeton, Texas. For those who have been priced out of McKinney, or who are looking for just the right “small-town” feeling all while being right around the corner from current conveniences, this brand-new community may be just what you’ve been pursuing. Small-town charm is evident here, but all the modern luxuries are too, including being Wi-Fi Certified. This neighborhood also boasts a beautiful community pool and an elementary school right in the heart of it. Even better, have you seen the latest Next Gen® homes with private entries and suites for all types of living arrangements? Check out the two amazing models here and be sure to and ask about the Everything’s Included® concept. There are homes available now for immediate move-in, or lots ready on which to build. Either way, Arcadia Farms is family friendly and just minutes from the highway.

We also had the opportunity recently to showcase Windrose Tower, located in Legacy West. Now complete, the luxurious high-rise is truly something after which to be sought. Both modern and elegant this development is chock-full of resort style amenities, breathtaking views, and an unbeatable location. Windrose Tower embodies the “lock and live” lifestyle alongside a highly trained, super-courteous and accommodating staff which is hard to match.

A special thanks to Lennar’s Amanda Wood and Greg Urech for being such a pleasure with which to work on this Arcadia Farms project. Their upmost professionalism made for such a great presentation. Also, big thanks to Al Coker and Jim Duggan for their hospitality at Windrose Tower. It was an incredible shoot and a real delight to feature such a fantastic property. Lastly, a big thanks as always to those who make this magazine possible. Your hard work is most appreciated.

Don’t forget to like the Corridor DFW’s Facebook and Instagram pages! : @thecorridorDFW Thanks so much!

Erik Neff Editor-In-Chief/ Business Development erik@christiecannon.com

The Christie Cannon Team Keller Williams Realty

4

EDITOR-IN-CHIEF/BUSINESS DEVELOPMENT

Erik Neff

CONTRIBUTING WRITERS

Melissa Abati Erik Neff

IN-HOUSE PHOTOGRAPHY

Maddie Vickers

COPY EDITOR/PHOTO STAGING

Melissa Abati

LAYOUT/DESIGN

Tamara Romčević *Cover photo and *Back Cover Maddie Vickers

Spring

18

2020

Arcadia Farms

Contents 4. LETTER FROM THE EDITOR 9. HOMES FROM THE 200’S 10. HOMES FROM THE 300’S

24 Windrose Tower

14. HOMES FROM THE 400’S 18. FEATURED: ARCADIA FARMS IN PRINCETON, TX 22. HOMES FROM THE 500’S 24. WINDROSE TOWER IN LEGACY WEST

36

31. LUXURY HOMES

www.2408addison.com

40. SPRINGTIME STAGING TIPS

FOR MORE INFORMATION ON ADVERTISING AND FUTURE PUBLICATIONS, PLEASE CONTACT

Due to the nature of the real estate market, the status of homes for sale and price are subject to change.

ADVERTISING @CHRISTIECANNON.COM

The Christie Cannon Team Keller Williams Realty

5

22

www.4042harvest.com

972-215-7747

cannonteamhomes.com

Three Benefits to Buying Your Dream Home This Spring Outside of a strong economy, low unemployment, and higher wages, there are three more great reasons why you may want to consider buying a home this spring instead of waiting.

1. Buying a Home Is a Great Investment Several reports from the Federal Reserve Bank, Gallup, and Porch.com all indicate Americans believe real estate is a good investment, topping other options such as gold, stocks, bonds, and savings. Why? Real estate helps build equity, a form of investing for you and your family.

The Equity Report from ATTOM Data Solutions says: “14.5 million residential properties in the United States were considered equity-rich, meaning that the combined estimated amount of loans secured by those properties was 50 percent or less of their estimated market value. The count of equity-rich properties in the fourth quarter of 2019 represented 26.7 percent, or about one in four, of the 54.5 million mortgaged homes in the U.S. If you want to build your equity, this year is a great time to start putting your housing costs to work for you through homeownership.

2. Mortgage Interest Rates Are Low The Primary Mortgage Market Survey from Freddie Mac indicates interest rates for a 30-year mortgage have fallen since November 2018 when they reached 4.94%. In February of 2020, they hit the lowest level in three years (3.45%). The latest Freddie Mac forecast notes how mortgage rates are expected to remain low, leveling out to an average of 3.8% this year.

When you purchase a home at a low mortgage rate, it will impact your monthly mortgage payment, giving you the opportunity to potentially buy more house for your money.

3

3. Investing in Your Family Is a Win There are some renters who haven’t purchased a home yet because they’re uncomfortable taking on the obligation of a mortgage. Everyone should realize that unless you’re living rentfree with friends or family, you’re paying a mortgage – either your mortgage or your landlord’s.

Today, according to the March 2020 Rent Report on apartmentlist.com, average rental prices continue to rise. This means your landlord benefits each time you pay more on your lease.

When you’re paying your landlord’s mortgage instead of your own, you’re not the one earning the equity.

As an owner, your mortgage payment is a form of ‘forced savings’ you can use later in life to reinvest in your family. You can put it toward a variety of investments, such as saving for your children’s education, moving up to a bigger home, or starting your own business. As a renter, it can be more challenging to achieve those types of goals without home equity working for you.

Bottom Line Buying a home sooner rather than later could lead to substantial savings and long-term financial growth for you and your family. Let’s get together to determine if homeownership is the right choice for you this spring.

4

REPUBLIC TITLE

PROVEN EXPERIENCE DEDICATED SERVICE LASTING RELATIONSHIPS Republic Title is proud to be the leading title insurance company in Frisco and provides our customers with the highest level of service by handling the transfer of title for their real estate transactions and protecting the title to their largest investments. At Republic Title, the mission is to add value to every customer through proven experience, dedicated service and lasting relationships. Count on the experienced team at Republic Title to be your trusted partner when buying or selling a home, refinancing an existing mortgage or obtaining a construction loan.

•Living Magazine Readers’ Choice award winner for Best Title Company in Frisco •Named a Best Place to Work by the Dallas Business Journal for six years in a row •Named a Top Workplace by The Dallas Morning News for six years in a row REPUBLIC TITLE FRISCO

7055 Preston Rd., Frisco, TX 75034 972.335.7844 | republictitle.com/Frisco

SOLD

From $200's 1404 Mountain Laurel Dr. Savannah, TX www.1404mountainlaurel.com

1337 Kesser Drive Plano, TX www.1337kesser.com

1624 Sea Island Rd. Savannah, TX www.1624seaisland.com

1820 Heron Drive Aubrey, TX www.1820heron.com

To see these available homes for sale and more visit us at cannonteamhomes.com or call 469-951-9588 6841 Fryer Street The Colony, TX www.6841fryer.com

13004 Minnow Way Frisco, TX www.13004minnow.com

2801 Vail Dr. McKinney, TX www.2801Vail.com

2100 Oleander Way McKinney, TX www.2100oleander.com

612 Wounded Knee Dr. Aubrey, TX www.612woundedknee.com

The Christie Cannon Team Keller Williams Realty

SOLD

321 Villa Paloma Blvd 1 Little Elm, TX www.1321villapaloma.com

9

972-215-7747

cannonteamhomes.com

From $300's

1508 Eclipse Rd I Aubrey I TX www.1508eclipse.com Denton ISD

1261 Wiltshire Dr I Allen I TX www.1261wiltshire.com Allen ISD

2606 Kennedy Drive I Melissa I TX www.2606kennedy.com Melissa ISD

The Christie Cannon Team Keller Williams Realty

10

972-215-7747

cannonteamhomes.com

From $300's

6409 Creekdale Dr. I The Colony I TX www.6409creekdale.com Lewisville ISD

145 CR 1944 I Yantis I TX www.145CR1944.com Rains ISD

12340 Cedar Bend Dr. I Dallas I TX www.12340cedarbend.com Dallas ISD

The Christie Cannon Team Keller Williams Realty

11

972-215-7747

cannonteamhomes.com

Rising Rental Prices Can Add Up Fast Working with a real estate professional who keeps an eye on what the experts are saying about the housing market is a key factor to staying informed and making the best possible decisions for your family. If you’re renting, this is more important than ever.

As noted in the National Rent Report, “National average Y/Y rent growth is a modest 1.7%.”

This year-over-year increase may not sound like much, but it can add up – fast. The math on how much extra it will cost you over time surely doesn’t lie.

Here’s an example: On a $1,500 rental payment, an increase of 1.7% adds a cost of approximately $25 per month.

When multiplied by the 12 months in a year, that’s a $300 overall annual increase. The price continues to multiply when you rent year after year, as rental prices rise.

While $25 per month may not sound substantial, for many households, this value is equivalent to being able to afford a gym membership, a couple of streaming service subscriptions, or a family pet’s food budget.

History shows how average rental prices have been increasing each year, and even when they’ve leveled off for a month or two on occasion, the increase over time has proven to be quite significant.

The graph on the following page shows how rents have grown since 2012 alone: 7

$1,600 $1,550

Median Rent Values Rising Rapidly in the United States

$1,500 $1,450

January 2012 - Today

$1,400 $1,350 $1,300 2012

2013

2014

2015

2016

2017

2018

2019 Zillow Rent Index

Renting, however, isn’t the only answer to meeting housing needs. According to the Freddie Mac Forecast, “We expect mortgage rates to remain low, averaging 3.8% in 2020.”

That’s great news if you want to make a jump into homeownership. You can put the money you’re spending in rent toward your own equity, strategically investing in your financial future while it’s less expensive to borrow money for your mortgage.

Why not lock down your monthly housing expense and at the same time build additional net worth for you and your family? If you’re thinking about buying a home, consider the financial benefits of what homeownership can do for you, especially while the market conditions are in your favor.

Bottom Line With average rents rising, now may be a great time to stabilize your monthly payment by becoming a homeowner and locking into a low mortgage rate.

8

From $300's

2595 Mirage Drive I Little Elm I TX www.2595mirage.com Frisco ISD

SOLD

1700 Canter Ct. I Aubrey I TX www.1700canter.com Denton ISD

1520 Eclipse Rd I Aubrey I TX www.1520eclipse.com Denton ISD

The Christie Cannon Team Keller Williams Realty

12

972-215-7747

cannonteamhomes.com

From $300's

11023 Sonterra Lane I Frisco I TX www.11023Sonterra.com Frisco ISD

SOLD

2217 Olivia Lane I Little Elm I TX www.2217Olivia.com Frisco ISD

7945 Southmark Drive I Frisco I TX www.7945southmark.com Frisco ISD

The Christie Cannon Team Keller Williams Realty

13

972-215-7747

cannonteamhomes.com

From $400's

4313 Autumn Meadows I Plano I TX www.4313autumnmeadows.com Frisco ISD

3005 Dustywood Drive I McKinney I TX www.3005dustywood.com McKinney ISD

3734 Norwood Ave I Celina I TX www.3734norwood.com Prosper ISD

The Christie Cannon Team Keller Williams Realty

14

972-215-7747

cannonteamhomes.com

From $400's

4034 Cobblers Lane I Dallas I TX www.4034Cobblers.com Plano ISD

11812 Alexandria Dr. I McKinney I TX www.11812alexandria.com Prosper ISD

13896 Colin Street I Frisco I TX www.13896colin.com Prosper ISD

The Christie Cannon Team Keller Williams Realty

15

972-215-7747

cannonteamhomes.com

For The Most Accurate Home Search,

The Latest Local Real Estate Info And Properties In Our MLS

WWW.7400WESCOTT.COM

Search like the pros!

Scan The QR Code To Download Our App! or Text APP to 469-951-9588 ALREADY HAVE THE KW APP? TAP "MY AGENT" AND SEARCH FOR US TO CONNECT WITH US DIRECTLY.

From $400's

16189 Mapleshade Drive I Frisco I TX www.16189mapleshade.com Frisco ISD

SOLD

3725 Sun Garden Dr. I Frisco I TX www.3725sungarden.com Frisco ISD

From $500's

812 Lakewood Dr. I McKinney I TX www.812lakewood.com McKinney ISD

The Christie Cannon Team Keller Williams Realty

17

972-215-7747

cannonteamhomes.com

How to Make Your Dream of Homeownership a Reality Once you have a real estate professional securely in your corner, you’ll want to understand a little bit more about the homebuying process. Here’s a look at three important questions to think through.

1. How Can I Better Understand the Process, and How Much Can I Afford?

The process of buying a home is not one to enter lightly. You need to decide on key things like how long you plan on living in an area, school districts you prefer, what kind of commute works for you, and how much you can afford to spend.

According to ConsumerReports.org: “Financial planners recommend limiting the amount you spend on housing to 25 percent of your monthly budget.”

Keep in mind, before you start the process of purchasing a home, you’ll also need to apply for a mortgage. Lenders will evaluate several factors connected to your financial track record, one of which is your credit history. They’ll want to see how well you’ve been able to minimize past debts, so make sure you’ve been paying your student loans, credit cards, and car loans on time.

2. How Much Do I Need for a Down Payment?

In addition to knowing how much you can afford on a monthly mortgage payment, understanding what you’ll need for a down payment is another critical step. Thankfully, there are many different options and resources available to potentially reduce the amount you may think you need to put down on a home.

If you’re concerned about saving for a down payment, start small and be consistent. A little bit each month goes a long way. Jumpstart your savings by automatically adding a portion of your monthly paycheck into a separate savings account or house fund.

12

AmericaSaves.org says: “Over time, these automatic deposits add up. For example, $50 a month accumulates to $600 a year and $3,000 after five years, plus interest that has compounded.”

Before you know it, you’ll have enough for a down payment if you’re disciplined and thoughtful about your process. The 2019 Home Buyer Report conducted by NerdWallet says: “The truth: 32% of current U.S. homeowners put 5% or less down on their home, according to census data.”

3. Am I Practicing Living on a Reasonable Budget?

As tempting as it is to settle in each morning with a fancy cup of coffee from your favorite local café, putting that daily spend toward your down payment will help accelerate your path to homeownership.

It’s the little things that count, so start trying to live on a slightly tighter budget if you aren’t doing so already. A budget will allow you to save more for your down payment and help you pay down other debts to improve your credit score.

A recent survey shared on Bankrate.com says: “70 percent of would-be first-time homebuyers will cut spending on spa days, shopping and going to the movies in exchange for purchasing a home within the next year.”

While you don’t need to cut all the fun out of your current lifestyle, making smarter choices and limiting your spending in areas where you can slim down will make a big difference.

Bottom Line If homeownership is on your wish list this year, take a good look at what you can prioritize to help you get there, and you’ll be one step closer to making your dream a reality.

13

PHOTOGRAPHY: MADDIE VICKERS

ARCADIA FARMS

The Christie Cannon Team Keller Williams Realty

18

972-215-7747

cannonteamhomes.com

Welcome to Arcadia Farms, where Lennar’s “Everything’s Included” smart home meets a star-lit, country feel affording a truly unique living experience. Located just 10 minutes east of Highway 75 on expanded Highway 380, Arcadia Farms offers the small-town sensibility of Princeton, Texas, with all the amenities of a new master planned community, with shops and bites just around the corner.

Arcadia boasts many amazing amenities including an incredible community swimming pool, its very own youth baseball field, and 2 family friendly parks outfitted with covered benches and playground equipment for the kids. There’s

FOR ALL INQUIRIES VISIT LENNAR.COM OR CALL THE SALES OFFICE AT (877) 292-6434 MODELS OPEN TUES- SAT 10-7, SUN AND MON 12-7

The Christie Cannon Team Keller Williams Realty

19

972-215-7747

cannonteamhomes.com

PHOTOGRAPHY: MADDIE VICKERS

NEXT GEN® ENTRANCE AND PRIVATE LIVING SUITE.

The Christie Cannon Team Keller Williams Realty

20

972-215-7747

cannonteamhomes.com

also the convenience of the brand-new Lowe Elementary School, located within walking distance from any home in Arcadia Farms.

Families of any size can find their home here with Lennar’s extensive floorplan options, including next gen living suites that feature a separate kitchenette, bedroom, bathroom, common area, and private entrance. These unique layouts are perfect for those seeking comfortable, but independent living spaces.

Incredibly affordable, these homes range from the low $200s for a 3 Bedroom, 1600 square foot plan to the upper $300s for a 5 Bedroom at just over 3400 square feet, with various options in between. For those looking to get into a brand-new home under $200K, Lennar offers their Watermill floorplan, at 1300 square feet for a 3 bedroom, 2 bath option (home automation not included).

Lennar has reimagined the homebuying experience by incorporating the most desired and innovative home features at no extra cost to buyers with their exclusive “Everything’s Included” program. Their homes already come WI-FI certified and engineered to keep you connected in every room of the house. Energy efficiency is also built into these homes, by way of the preferred appliance options and building materials that reduce both energy bills and carbon footprints at the same time. The Everything’s Included program even allows buyers to enjoy upgraded kitchen countertops, state-of-the art kitchen appliances, and integrated home automation products at no additional cost.

Buying a Lennar Home in Arcadia Farms is not only an easy decision to make, but a smart one too. As Princeton and McKinney continue to develop it is easy to see the valuable growth and investment opportunities here. As one of the fastest growing areas in DFW, now is the time to get into a brand-new Lennar home in this up-to-date community. Come visit their two gorgeous model homes and talk with sales associates Paul Gage and Page Mosier to learn even more about what Princeton has to offer!

The Christie Cannon Team Keller Williams Realty

21

972-215-7747

cannonteamhomes.com

Why Pre-Approval Should Be Your First Step In many markets across the country, the number of buyers searching for their dream home greatly exceeds the number of homes for sale, driving a competitive marketplace where it can be tough to stand out. Since you know you’ll need to apply for a mortgage before you purchase a home, one way to show you’re serious about buying is to get pre-qualified or pre-approved before you start your search. Even if you're in a market that's not as strapped for inventory, understanding your budget will help you know if your dream home is within your reach.

Freddie Mac lays out the advantages of pre-approval in the My Home section of their website: “It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

One of the advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you through this process. Once you’ve selected a lender, you'll need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”

Freddie Mac describes the "4 Cs" that help determine the amount you’ll be qualified to borrow: 1. Capacity: Your current and future ability to make your payments 2. Capital or Cash Reserves: The money, savings, and investments you have that can be sold quickly for cash 3. Collateral: The value of the assets you’re pledging as security against the loan 4. Credit: Your history of paying bills and other debts on time Getting pre-approved is one of the many steps that will show home sellers you’re serious about buying. Completing this in advance often accelerates the process once your offer has been accepted.

Bottom Line If you're ready and willing to buy, getting pre-approved will help you feel more informed and may even give you the edge you need in today’s competitive homebuying process.

14

What to Expect from Your Home Inspection After you make an offer and it’s accepted, your next task is to have the home inspected prior to closing. Agents often recommend you make your offer contingent upon a clean home inspection. This contingency allows you to renegotiate the price you offered for the home or ask the seller to address necessary repairs. Your agent can advise you on the best course of action once the report is filed.

How to Choose an Inspector Your agent will most likely have a short list of inspectors to recommend. HGTV suggests you consider the following five areas when choosing your preferred home inspector: 1. Qualifications – Find out what’s included in your inspection and if the age or location of your home may warrant specific certifications or specialties.

2. Sample Reports – Ask for a sample inspection report so you can review how thoroughly they’ll be inspecting your dream home. In most cases, the more detailed the report, the better.

3. References – Do your homework. Ask for phone numbers and names of past clients who you can call for references.

4. Memberships – Not all inspectors belong to a national or state association of home inspectors, and membership in one of these groups is not be the only way to evaluate your choice. Membership in one of these organizations does, however, often mean continued education and training are required of the inspector.

5. Errors and Omission Insurance – Find out about the liability of the inspector or inspection company once the inspection is over. The inspector is only human, after all, and it is possible they might miss something they should see.

Ask your inspector if it’s okay for you to tag along during the inspection, so they can point out anything that should be addressed or fixed.

Don’t be surprised to see your inspector looking very carefully at all elements of the home. The job of the inspector is to protect your investment and find any issues that may be present, including but not limited to the roof, plumbing, electrical components, appliances, heating and air conditioning systems, ventilation, windows, fireplace, chimney, foundation, and more.

Bottom Line They say ignorance is bliss, but not when investing your hard-earned money into a home of your own. Work with a professional you can trust to give you the most information possible about your new home, enabling you to make the most educated purchase decision. *Home inspection regulations, requirements, and processes may vary by state and locality. Work with a trusted advisor to ensure your process runs smoothly based on your specific area.

21

From $500's

3911 Prairie Clover Lane I Prosper I TX www.3911PrairieClover.com Prosper ISD

2236 Hideaway Pointe Dr. I Little Elm I TX www.2236HideawayPointe.com Frisco ISD

SOLD

6486 Stallion Ranch Road I Frisco I TX www.6486StallionRanch.com Frisco ISD

The Christie Cannon Team Keller Williams Realty

22

972-215-7747

cannonteamhomes.com

From $500's

6452 Kiest Forest I Frisco I TX www.6452kiestforest.com Frisco ISD

SOLD

5686 Kerry Drive I Frisco I TX www.5686Kerry.com Frisco ISD

7400 Wescott Drive I McKinney I TX www.7400Wescott.com Prosper ISD

The Christie Cannon Team Keller Williams Realty

23

972-215-7747

cannonteamhomes.com

WINDROSE TOWER at Legacy West

PHOTOGRAPHY: MADDIE VICKERS

Throughout the tower, the tone is set through impeccable service. It begins in the elegant lobby living room, where warm tones of natural stone floors and wood accents complement walls of glass, custom art, and a luxurious fireplace.

The Christie Cannon Team Keller Williams Realty

24

972-215-7747

cannonteamhomes.com

The exquisite modern form with luxurious amenities is tucked into the exciting urban landscape of Legacy West and has become Plano’s new iconic address.

The convenience and elegance of The Tower is located a stone’s throw from the nexus of the North Dallas and Sam Rayburn tollways.

These traffic arteries provide easy access to DFW airport and Dallas’ central business district. Legacy West is the most walkable urban experience in the Metroplex.

The excitement and vibrance of the development’s curated dining and shopping is across the street waiting to be explored

by Windrose Tower’s new residents. A new 1.25-acre private park located on the North side of Windrose Tower will soon complete this idyllic setting. The park facilities will be shared by Windrose Tower owners and LVL29 residents.

All of these fantastic amenities and services include a luxury home housed in an iconic, modern high-rise. The homes are offered in a variety of floor plans ranging from approximately 1,538 to 5,392 interior square feet.

In addition, each home features oversized balcony living spaces with gas fireplaces and walls of floor-to-ceiling glass. Luxurious open living spaces, sumptuous baths, and stellar gourmet kitchens provide the setting for gracious living and entertaining. Your Windrose home is truly where your dreams become your address.

For more information please visit www.windrosetower.com or call The Christie Cannon Team at 972.215.7747.

Private showings are available.

The Christie Cannon Team Keller Williams Realty

25

972-215-7747

cannonteamhomes.com

PHOTOGRAPHY: MADDIE VICKERS

CONDOMINIUM FINISHES

A Step Above

SPECIFICATIONS • • • • • • •

10’ Ceilings 12’ Penthouse Levels Expansive Balconies with Glass Parapet and Gas Fireplace Pre-wired Audio-Visual Closet Wide Plank Exotic Hardwoods in Living Areas Clean-Lined Trim Package Recessed Lighting Provides Ambient and Art Illumination

BATH • • • • • • •

Marble Flooring, Walls, and 3cm Counters Backlit Luxury Mirrors Freestanding Soaking Tubs Italian Cabinetry Chrome Fixtures and Appointments Frameless Shower Enclosures Built-in Niches

KITCHEN

• • • • • •

The Christie Cannon Team Keller Williams Realty

26

3cm Waterfall Quartz Kitchen Countertops & Backsplash Single-Bowl High Gauge Stainless Sink Italian Cabinetry with Soft-Close Hardware and Under Cabinet Lighting Wolf 5 Burner Gas Cooktop, Kitchen Vent, Convection Oven, and Microwave 42” SubZero French Door Refrigerator Sub-Zero Wine Captain

972-215-7747

cannonteamhomes.com

The Christie Cannon Team Keller Williams Realty

27

972-215-7747

cannonteamhomes.com

From $500's

7608 Stoney Point I Plano I TX www.7608stoneypoint.com Plano ISD

2608 Tremont Blvd I McKinney I TX www.2608tremont.com Prosper ISD

11209 Covey Point Lane I Frisco I TX www.11209CoveyPt.com Frisco ISD

The Christie Cannon Team Keller Williams Realty

28

972-215-7747

cannonteamhomes.com

Melissa Abati, Maddie Vickers, Jesse Baker, Jenny Fields, Hilarie Bursten, Stuart Walker

Cory Bernstein, Erik Neff, Jason Hamilton, Ian Bergin, Christopher Sloggett, Betty Dean, Tiffany George, Autumn Nottingham, David Dickerson, Micah Clayton, Kristie Crotty

Jennifer Redman, Lori Seale, Lori Dunn, Cami Branson, Lori Lough, Will Travino

Christie Cannon

Not Shown: Kaitlyn Norton, Nikolette Moore

LUXURY SERVICE AT ANY PRICE ✓ FULL TIME STAFF ✓ PROFESSIONAL STAGING CONSULTATION& DESIGN ✓ REMOTE CLOSING ✓ VIRTUAL CONFERENCING ✓ 3D HOME TOURS AND PROFESSIONAL PHOTOGRAPHY ✓ CUSTOM WEBSITES & STATE OF THE ART MARKETING ✓ PRINT AND ONLINE ADVERTISING

Things to Avoid After Applying for a Mortgage Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close on your home. You're undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender – someone who will be able to tell you how your financial decisions will impact your home loan.

Below is a list of things you shouldn’t do after applying for a mortgage that are important to know – or simply just good reminders – for the process.

1. Don’t Change Jobs or the Way You’re Paid at Your Job. Your loan officer must be able to track the source and amount of your annual income. If possible, you’ll want to avoid changing from salary to commission or becoming self-employed during this time as well.

2. Don’t Deposit Cash into Your Bank Accounts. Lenders need to source your money, and cash is not easily traceable. Before you deposit any amount of cash into your accounts, discuss the proper way to document your transactions with your loan officer.

3. Don’t Make Any Large Purchases Like a New Car or Furniture for Your New Home.

New debt comes with new monthly obligations. New obligations create new qualifications.

People with new debt have higher debt to income ratios. Higher ratios make for riskier loans, and then sometimes qualified borrowers no longer qualify.

4. Don’t Co-Sign Other Loans for Anyone. When you co-sign, you’re obligated. As we mentioned, with that obligation comes higher ratios as well. Even if you swear you won’t be the one making the payments, your lender will have to count the payments against you.

19

5. Don’t Change Bank Accounts. Remember, lenders need to source and track your assets.

That task is significantly easier when there’s consistency among your accounts. Before you transfer any money, speak with your loan officer.

6. Don’t Apply for New Credit. It doesn’t matter whether it’s a new credit card or a new car.

When you have your credit report run by organizations in multiple financial channels (mortgage, credit card, auto, etc.), your FICO® score will be impacted. Lower credit scores can determine your interest rate and maybe even your eligibility for approval.

7. Don’t Close Any Credit Accounts. Many clients erroneously believe that having less available credit makes them less risky and more likely to be approved. Wrong. A major component of your score is your length and depth of credit history (as opposed to just your payment history) and your total usage of credit as a percentage of available credit. Closing accounts has a negative impact on both of those determinants of your score.

Bottom Line Any blip in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. The best plan is to fully disclose and discuss your intentions with your loan officer before you do anything financial in nature.

20

ry uxu L 746 San Clemente Drive, Frisco, TX www.746sanclemente.com, Frisco ISD This gated community offers unmatched beauty & luxury in superior schools! Immaculate grand entrance will not cease to impress! Multiple balconies & patios offer serene water views from any focal point! Floor to ceiling windows to capture light in the living room share dramatic sightlines of Lake Lewisville. Designer custom kitchen boasts multi-range gas cooktop, pot filler, built in refrigerator and detailed cabinetry for any chef! Butler’s pantry to formal dining adds ease of entertaining as does an upstairs game and media room complete with wet bar! Relax in spa-like master retreat with fully updated luxury bathroom and windows to a picturesque view! Don’t miss this hidden retreat!

3542 Hickory Grove Lane Frisco, TX www.3542HickoryGrove.com, Frisco ISD Beautifully appointed custom-built Darling Home in Newman Village with 5 bedrooms and a 3 car garage! Amazing curb appeal with high end brick work & front porch elevation. 42-inch glass front door opens to high ceilings with an abundance of natural light. Hand-scrapped wood floors flow into entry & executive study. Cozy patio off formal dining room perfect for great entertaining. Chef’s kitchen is sure to please with high end appliances, DBL ovens, white cabinets and huge pantry. First floor Master suite overlooks private backyard with pool & spa. Guest suite down. Large game & media plus 2 additional bedrooms up. This is a must see!! Convenient location close to area Restaurants and shopping. Coveted Frisco ISD & community.

The Christie Cannon Team Keller Williams Realty

30

972-215-7747

cannonteamhomes.com

uxu

L ry

4086 Wing Point Drive, Frisco, TX www.4086wingpoint.com, Frisco ISD Impeccable Darling built home loaded with custom touches throughout including arched doorways, hand-painted ceiling in dining room, porcelain tile floors and gorgeous hardwoods. Situated on an over-sized lot with gated front porch and stone elevation. Family room anchored with custom wood mantle fireplace. Chef’s style kitchen boasts huge seating island with custom granite, DBL stacked cabinets with glass inserts on uppers. Breakfast nook with impressive built-in butler area with loads of drawers and wood floors. Private Master retreat features coiffured ceilings with a gorgeous spa-like bath featuring his and her vanities and a huge walk-in shower. Fabulous light filled bonus room off kitchen makes a perfect art or music room. This home is a must see!!

7451 Orchard Hill, Frisco, TX www.7451Orchardhill.com, Frisco ISD Immaculate & LIKE NEW, Darling-built home in sought after boutique community! Versatile floorplan offers 4 bedrooms plus study. Hand scraped wood floors, elegant lighting, dramatic curved staircase, upgraded maple cabinets, & so much more. Elegant formal dining. Large island kitchen with granite counters, gas cooktop & stainless-steel appliances. Family room complemented by corner gas log fireplace & surround sound wiring. Spacious Master Ste. First floor Guest Suite with full Bath. 2nd floor Game Room with Juliette balcony & fully wired Media. All bedrooms boast en suite baths. Covered patio overlooks a large private backyard-perfect for pool, pets or play! Oversized 3-car garage with an abundance of storage. Updated tile and carpet floorings in 2019.

The Christie Cannon Team Keller Williams Realty

31

972-215-7747

cannonteamhomes.com

uxu

L ry

4447 Argyle Lane, Frisco, TX www.4447argyle.com, Frisco ISD Absolutely gorgeous former K-Hovnanian MODEL home - loaded with upgrades and nestled on a large corner lot in prestigious Diamond Point Estates with coveted Frisco ISD. This 4 bedroom 4 full bath home boasts beautiful wood floors, custom window treatments, plantation shutters & integrated smart features throughout. Exquisite Chef’s style kitchen boasts glass front cabinets, beautiful quartz counters and island with breakfast bar seating, double ovens, gas cook-top with pot filler & butlers pantry. First floor Master retreat with Spa-like bath featuring double sinks, garden tub and large his & hers walk-in closets! This home is landscaped to perfection with 2 custom patios, a fire-pit, sparkling water fountains, and plenty of room to play.

5739 Summer Star Lane, Frisco, TX www.5739summerstar.com, Frisco ISD Fabulous floor plan is built to entertain and sure to please with impressive multiple living areas, 2 wet-bars, huge game room up as well as media with stadium seating, mud room and dual staircase.

Family room is anchored by stone fireplace and opens to Chef’s dream kitchen featuring island with prep sink and breakfast bar, butler pantry, gas cook top, DBL ovens and plenty of counter & cabinet space. Enjoy hand-scraped wood floors, dining room with built-in buffet, large mud room, plantation shutters. First floor master retreat with spa-like bath & guest bed and bath. Secondary bedrooms up with walk-in closets. Private backyard with pergola patio, gated driveway & plenty of room for pool, pets or play. Fabulous community center, fitness, pool & pond.

The Christie Cannon Team Keller Williams Realty

33

972-215-7747

cannonteamhomes.com

ry uxu L 5121 Meadowlark, Plano, TX www.5121meadowlark.com, Plano ISD Custom home in the heart of West Plano. Exquisite exterior details! Study boasts built ins, wood beam ceiling details & pocket doors. Soaring 2 story living room with bay windows accented by an eye-catching curved staircase and fireplace. A chef’s kitchen designed for entertaining including an oversized walk in pantry! Large family room, casual dining with wet bar. Secluded master retreat! 3 additional bedrooms offering ensuite baths and game room upstairs. Relax on a flagstone patio with gas connectivity for outdoor cooking! 3 HVAC units to beat this Texas heat! Fully finished garage with storage and organization. Luxurious finished throughout this home will astound! Just minutes to shopping, dining & tollway.

6409 Saint Michael, McKinney, TX www.6409saintmichael.com, McKinney ISD Stunning Custom home nestled on spacious & private corner lot in one of McKinney’s premier gated communities! Grand entrance, curved staircase, rich architectural details & designer touches delight. Dining Room boasts wine cellar & butler’s pantry. Open Family Room complemented by cast-stone fireplace & large windows. Decadent Master Ste w-jetted tub, his-her vanities & double shower. Guest Ste on 1st. Game & Media on 2nd. Outdoor living w-fireplace!

The Christie Cannon Team Keller Williams Realty

34

972-215-7747

cannonteamhomes.com

uxu

L ry

10333 Arvin Hill Drive, www10333Arvinhill.com Aubrey, TX, Aubrey ISD 5.2 Acres with easy access to 380!! This breathtaking land & home boasts lush landscape, privacy and personal amenities!

Welcoming front porch to relax!

Open concept plan w stone kitchen accents, double oven & abundant storage! Farmhouse chic details include glass front shaker cabinets with satin hardware. Owner's suite w spa bath retreat reveals see-through fireplace, granite counters, frameless glass shower! Extended media room for indoor family fun!

Upstairs balcony views sparkling pool and backyard! Year-round outdoor enjoyment w pool, tennis, putting green and wood burning fireplace!

The Christie Cannon Team Keller Williams Realty

35

972-215-7747

cannonteamhomes.com

ry uxu L

2408 Addison St. www.2408addison.com McKinney, TX, McKinney ISD Gorgeous Darling-built custom home loaded with upgrades! Fantastic outdoor living with extended covered porch with swing, huge veranda, separate balcony & covered patio with built-in fireplace!

Hand-scraped wood floors flow into living areas and kitchen. Cozy feel with fireplace in dining, arched doorways, plantation & wood on dual staircases. Beautiful Chef’s kitchen with rustic finish-out is sure to please & features custom island w-shelves, farm sink, Viking appliances, double ovens, brick back-splash & pot filler. Private master suite w-patio access, sitting area, massive closet & Spalike bath. Fabulous community amenities to include pool, walking trails, parks & pond.

The Christie Cannon Team Keller Williams Realty

36

972-215-7747

cannonteamhomes.com

ry uxu L

Lago Vista Lane

The Christie Cannon Team Keller Williams Realty

38

972-215-7747

cannonteamhomes.com

5533 Lago Vista Lane Frisco, TX Frisco ISD www.5533lagovista.com

Impeccable Drais-Thompson custom built home with Stunning Curb Appeal in Highly Sought-after Starwood Community w-gated-guarded entry! This home features, EXCEPTIONAL Design and Craftsmanship with High End finishes throughout! Highly appointed Kitchen features double islands, butler pantry and professional grade appliances. Groin Vaulted Entry dual steel doors and Flemish glass. Plantation shutters throughout and two staircases. Soaring ceilings w-custom beams in Family room. Private backyard Oasis with pool & spa boasts waterfall and outdoor kitchen. Home features command four with full connectivity and automation, high end security. Master w-spa-bath and guest suite down. Immaculately kept this is an Absolute MUST SEE!

The Christie Cannon Team Keller Williams Realty

39

972-215-7747

cannonteamhomes.com

What to Expect from Your Home Inspection After you make an offer and it’s accepted, your next task is to have the home inspected prior to closing. Agents often recommend you make your offer contingent upon a clean home inspection. This contingency allows you to renegotiate the price you offered for the home or ask the seller to address necessary repairs. Your agent can advise you on the best course of action once the report is filed.

How to Choose an Inspector Your agent will most likely have a short list of inspectors to recommend. HGTV suggests you consider the following five areas when choosing your preferred home inspector: 1. Qualifications – Find out what’s included in your inspection and if the age or location of your home may warrant specific certifications or specialties.

2. Sample Reports – Ask for a sample inspection report so you can review how thoroughly they’ll be inspecting your dream home. In most cases, the more detailed the report, the better.

3. References – Do your homework. Ask for phone numbers and names of past clients who you can call for references.

4. Memberships – Not all inspectors belong to a national or state association of home inspectors, and membership in one of these groups is not be the only way to evaluate your choice. Membership in one of these organizations does, however, often mean continued education and training are required of the inspector.

5. Errors and Omission Insurance – Find out about the liability of the inspector or inspection company once the inspection is over. The inspector is only human, after all, and it is possible they might miss something they should see.

Ask your inspector if it’s okay for you to tag along during the inspection, so they can point out anything that should be addressed or fixed.

Don’t be surprised to see your inspector looking very carefully at all elements of the home. The job of the inspector is to protect your investment and find any issues that may be present, including but not limited to the roof, plumbing, electrical components, appliances, heating and air conditioning systems, ventilation, windows, fireplace, chimney, foundation, and more.

Bottom Line They say ignorance is bliss, but not when investing your hard-earned money into a home of your own. Work with a professional you can trust to give you the most information possible about your new home, enabling you to make the most educated purchase decision. *Home inspection regulations, requirements, and processes may vary by state and locality. Work with a trusted advisor to ensure your process runs smoothly based on your specific area.

21

How Low Mortgage Rates Increase Your Purchasing Power Since Freddie Mac’s Primary Mortgage Market Survey indicates interest rates for a 30-year fixed rate mortgage are forecasted to remain low throughout the rest of 2020, this could create a great opportunity for you to buy a home this year. That’s because the mortgage interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but it also impacts your purchasing power.

Purchasing power, simply put, is the amount of home you can afford to buy for the budget you have available to spend. As rates increase, the price of the house you can afford will decrease if you plan to stay within a certain monthly housing budget.

Bottom Line

Buyer’s Purchasing Power

RATE

For example, this chart shows the impact rising interest rates have if you purchase a home at about the median existing home price ($274,500 at the close of 2019), assuming you want to keep your principal and interest payments around $1,200 a month. The lower the rate, the higher your purchasing power climbs, meaning you can buy more for your money when rates are low.

4.25 $

1,478

$

1,438

$

1,402

$

1,365

$

1,328

4.00 $

1,432

$

1,396

$

1,361

$

1,325

$

1,289

3.75 $

1,389

$

1,355

$

1,320

$

1,285

$

1,250

3.50 $

1,347

$

1,313

$

1,280

$

1,246

$

1,212

3.25 $

1,306

$

1,273

$

1,240

$

1,208

$

1,175

3.00 $

1,265

$

1,233

$

1,202

$

1,170

$

1,138

2.75 $

1,225

$

1,194

$

1,163

$

1,133

$

1,102

$ 300,000

$ 292,500 -2.5%

$ 285,000 -5%

$ 277,500 -7.5%

$ 270,000 -10%

Principal and Interest Payments rounded to the nearest dollar amount

With mortgage interest rates forecasted to remain low throughout 2020, this may be a great year for you to consider buying a home.

6

SPRINGTIME

STAGING TIPS

www.7400Wescott.com

by Melissa Abati

The Christie Cannon Team Keller Williams Realty

40

972-215-7747

cannonteamhomes.com

T

The spring season is commonly regarded as the best time of year to sell your home. Home shoppers have awakened from hibernation and are venturing out to hunt for new and appealing properties freshly emerging onto the market. Home sellers, on the other hand, are aware that there are only a few months before the traditional school year ends, so if they have been contemplating a move they feel like this is the right time of year to do so, as to disrupt the family as little as possible. Because of this, if you have decided it’s the right time to list your home for sale, check out our effective springtime staging tips below to help place your home into perfect selling position.

REATE AN INVITING 1 CCURB APPEAL

Potential buyers are drawn to homes that appear welcoming and fresh, especially this time of year as everything around them begins to bloom and become alive again. The exterior of your home should seem as inviting as possible since this first impression will either get potential buyers excited to come inside for a visit or push them to keep on driving to the next house. Therefore, make sure to: Mow and edge lawn (front & back) and clear away any dead landscaping Trim hedges and trees Rake, weed and add fresh mulch to flower beds Add colorful annuals to landscape Power wash walkways and porches Clean up pet areas Remove unnecessary yard art Add new welcome mat to doorway, wreath on front door and vibrant, potted flowers on front porch, if room allows Ensure any exterior lightbulbs are in working order Paint or refinish front door and polish hardware to look shiny and new Replace dated or faded patio cushions with new ones, adding a bright outdoor rug under a furniture grouping for an extra pop Re-stain, paint or clean fencing Refinish decking Clean out gutters Ensure doorbell is in working order

SPRING 2 DEEP CLEANING

Spring is the official time of year when we all consider giving our homes a thorough cleaning. However, following through with this undertaking, prior to listing your home for sale, is an absolute necessity if you want your home to stand out above the competition and sell quicker. In doing so, consider the following: Declutter everything and pack away personal items (obtaining a temporary storage unit to hold excess items during this time may prove helpful) Clean windows, inside and out Organize closets and cabinets, stowing big, heavy winter items out of sight.

Remember linen closets, too!

Have carpets professionally cleaned Dust everything, including baseboards, light fixtures and ceiling fans Ensure all bathrooms are sparkly clean

The Christie Cannon Team Keller Williams Realty

3 REFRESH DECOR

Put away heavy blankets and dark colors and replace them with bright accessories instead (towels, throw pillows, bedding, art, etc.). Some of the most attractive springtime color touches include pink, lavender, yellow, sage green and pale blue.

Switch heavy drapery for light-colored sheers and let as much sunshine into the home as possible Replace low wattage light bulbs for brighter ones Bring some blooms indoors Display fresh fruit in the kitchen Add springtime aromas to your home by way of candles or diffusers. Ideal scents for this season include cotton, linen, beach, fresh, etc.

WITH THESE STAGING TIPS IN PLACE YOUR HOME IS SURE TO FLOURISH THIS SPRING SEASON! 41

972-215-7747

cannonteamhomes.com

2671 County Road 325 www.2671cr325.com McKinney, TX

Land Listings

Just under 13 acres is a beautiful setting in McKinney.

Build your dream home, develop for multiple homes, use as farm, or find a commercial use for this property. Home is easily torn down or renovated as desired. Front building was previously used as a workshop. Small barn for some livestock. Easy access to Highway 121 and 75. Beautiful trees, grass fields, and area for a stocked pond. Unlimited opportunities with creativity and imagination. Fully fenced perimeter. Grayson Electric and water co-op. Property requires septic.

0001 Meadow Lake Drive www.0001meadowlake.com Frisco, TX

Gorgeous lake view lot in highly coveted Lakewood Village!!

Don’t miss this opportunity to build your dream home on this lush green lot ready for your creativity! Serenity awaits you, visualize coming home to this retreat away from the city and yet easy commute to shopping, dining and major highways.

SOLD

The Christie Cannon Team Keller Williams Realty

43

972-215-7747

cannonteamhomes.com

TUNE IN...

Giving you hot real estate tips, expert advice and updates on

AS SEEN ON...

CHRISTIE CANNON

REALTOR THE CHRISTIE CANNON TEAM

• Professional Advice & Experience • We provide you with the knowledge you need to make an informed decision • Professional Interior Designer complimentary 2-hour design service before you sell AND/OR after you purchase • More marketing means more potential buyers - our marketing team is in-house • Pre-owned and new build expertise

@thechristiecannonteam

cannonteamhomes.com

Call or Text 469.951.9588

4783 Preston Rd., Suite 300 | Frisco, TX 75034 | Christie@christiecannon.com www.windrosetower.com