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Saturday, October 24, 2026 Vol. 22 No. 17

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‘PHL RESILIENT, BUT SLOW FISCAL REFORMS A RISK’ n

By Reine Juvierre S. Alberto & Andrea E. San Juan

REVERSAL in fiscal reform efforts could weaken the country’s credit standing amid slowing growth and political fragmentation, according to Japan Credit Rating Agency, Ltd. (JCR). In an issuer report, the Tokyobased credit rater warned that the pace of fiscal consolidation is slowing, explicitly cautioning that “any reversal in fiscal reform efforts would constitute a negative factor for the ratings.” “Although the country’s fiscal position remains reasonably sound, it is taking time to reduce the fiscal deficit-to-GDP ratio, which widened due to the Covid-19 pandemic,” JCR said. The ratio began to increase in 2020 due to spending on Covid-19 countermeasures and widened to 8.6 percent in 2021. Reacting to the JCR report, the Bangko Sentral ng Pilipinas (BSP) vowed to continue to manage the country’s foreign exchange reserves “prudently” to help safeguard economic stability. In a statement on Friday, BSP Governor Eli M. Remolona Jr. said: “JCR’s recognition of the country’s strong external buffers reflects confidence in the Philippine economy’s ability to weather global

$99.5B

The Philippines’ gross international reserves as of end-September 2026, the lowest in three years but still sufficient to cover 6.2 months of imports of goods and payments of services and primary income, according to the BSP. “Given its solid foreign currency liquidity position, JCR believes that the Philippines will remain highly resilient to external shocks despite increased uncertainties caused by changes in the US tariff policies.” — Japan Credit Rating Agency (JCR)

headwinds, including those arising from the Middle East conflict.” As such, Remolona said the central bank will continue to manage the country’s foreign exchange See “Resilient,” A2

percent year-on-year to 19.93 million from January 1 to October 22, 2026, despite disruptions to global aviation linked to the Middle East conflict. Airlines are expanding services to Manila, with Philippine Airlines set to launch nonstop flights to Chicago in November and to Delhi and Mumbai in December, subject to regulatory approval for the Indian routes. Story on A3. PHOTO COURTESY OF SMC

USDA grants NGO $34M for ‘ube’ boosting project PPY2010HA | DREAMSTIME.COM

By Ada Pelonia

HE United States Department of Agriculture (USDA) has awarded $34.1 million to a project aimed at bolstering the Philippine purple yam (ube) industry. In a social media post, the US Embassy in the Philippines announced that the project will be implemented by international nonprofit organization TechnoServe over the course of five years. It is expected to help around 12,500 Filipino ube farmers improve their output of the raw material that has grown crucial to food and beverage manufacturers globally. US Ambassador to the

NAIA INTERNATIONAL TRAFFIC RISES A scene at Ninoy Aquino International Airport (NAIA) Terminal 3 in Pasay City as international passenger traffic at the country’s main gateway rose 2.6

Philippines Lee Lipton noted that the initiative was funded through the sale of almost 40,000 metric tons (MT) of US soybean meal. “This award will further strengthen the US-Philippines diplomatic and economic partnership, which is celebrating its 80th anniversary this year," Lipton said. Early this year, the USDA Foreign Agricultural Service See “Ube,” A2

SSS to focus on investment returns in lieu of raising contributor rates By Reine Juvierre S. Alberto

S declining fertility rates risk slowing the growth of the Social Security System’s (SSS) contributor base, the pension fund will prioritize boosting investment returns instead of raising contribution rates. “I have no plans of asking lawmakers because life is hard. A lot of our countrymen are barely earning enough to survive,” said SSS President and Chief Executive Officer Victor Alfonso A. Limlingan when asked whether the current 15-percent contribution rate would be increased. Workers are already grappling with high living costs amid the Middle East crisis and the threat of a brewing Super El Niño, Limlingan said in a briefing on Friday. “If I increase the contribution See “SSS,” A2

SSS President and CEO Victor Alfonso A. Limlingan says, “I have no plans of asking lawmakers because life is hard. A lot of our countrymen are barely earning enough to survive,” ruling out a contribution rate hike for now. REINE JUVIERRE S. ALBERTO

Weather woes may extend BSP tightening into H1 ’27 By Andrea E. San Juan

W NBI RAIDS SUBIC SCAM HUB Passports recovered by National Bureau of Investigation

(NBI) agents during a raid on an alleged online scam hub at UPower Building 2 in the Subic Bay Freeport on Thursday, October 22, 2026. Authorities found 232 Vietnamese nationals at the facility and are screening them to determine whether any were victims of human trafficking. The NBI is also tracing financial accounts allegedly used by the operation as it prepares complaints against those who organized, managed and financed the hub. Story on A4. PHOTO COURTESY OF NBI

EATHER disruptions, if proven to be more severe than expected, could extend the central bank’s tightening cycle into the first half of 2027, according to a bank economist. In a commentary, Bank of the Philippine Islands (BPI) Lead Economist Emilio S. Neri Jr. said despite the latest “sizeable adjustment” in the key interest rate, “The tightening cycle is likely not over.” “Inflation is expected to remain elevated in the coming months, with El Nino adding to

‘Market concerns’ over signals of US attack on Iran plunges peso

The BSP’s 2027 inflation forecast, raised from 5.4%, as El Niño, higher global energy prices and transportation fare increases add to price pressures.

price pressures. We see the possibility of another rate hike in December, potentially at least 25 basis points,” Neri said. Further tightening in the first quarter of 2027 “remains possible”

BPI Lead Economist Emilio S. Neri Jr. warns that “the tightening cycle is likely not over,” saying worsening El Niño-related weather disruptions could extend the BSP’s rate hikes into the first half of 2027.

depending on the inflationary impact of El Niño. “Should weather disruptions prove more severe than expected, the tightening cycle could extend See “Weather,” A2

HE Philippine peso dropped to a new record low of P63.615 against the dollar on Friday as oil prices remain elevated and amid some “market concerns” over recent signals on a possible large US attack on Iran. Data from the Bankers Association of the Philippines (BAP) showed the local currency closed at P63.615 against the dollar on Friday, 9.5 centavos weaker than its P63.52 finish against the greenback on Thursday. Michael L. Ricafort, chief economist at Rizal Commercial Banking Corporation (RCBC), attributed the further weakening of the local currency to global crude oil prices posting “new five-month highs or since early May 2026.” Ricafort added this could also be partly due to “some market concerns over recent signals on a possible large US attack on Iran after the November 3,2026 US midterm elections.” Ricafort said the peso may have also weakened despite the larger-than-expected 50-basis-point rate hike by the Monetary Board on Thursday, “after signals from BSP Governor Eli M. Remolona Jr. that the BSP is not hiking the policy rate to defend the peso.” Remolona said on Thursday’s monetary policy briefing that the central bank does intervene a little bit in the foreign exchange market but that is mainly to avoid swings in the exchange rate that tend to be inflationary. For his part, Jonathan L. Ravelas, senior adviser at Reyes Tacandong & Co., said despite the rate hikes, the stronger dollar remains the “bigger story.” “As long as US inflation stays sticky and renewed concerns in the Middle East conflict, the peso is likely to remain under pressure, with USD/PHP trading near 63.50 to 63.75,” added Ravelas. Within Friday’s trading session, the peso’s lowest point was at P63.62 against the dollar while its strongest point was seen at P63.35 against the greenback. Andrea E. San Juan

PESO EXCHANGE RATES n US 63.4190 n JAPAN 0.4045 n UK 84.9815 n HK 8.0935 n CHINA 9.5012 n SINGAPORE 49.6469 n AUSTRALIA 44.5075 n EU 71.1498 n KOREA 0.0479 n SAUDI ARABIA 16.9036 Source: BSP (October 23, 2026)

News BusinessMirror

A2 Saturday, October 24, 2026

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Japan investments in energy, Resilient... Weather... infra boosted via JBIC deal Continued from A1

By Reine Juvierre S. Alberto

HE Philippines is looking to attract more investments in energy and infrastructure from Japan under a renewed partnership with the Japan Bank for International Cooperation (JBIC).

FINANCE Secretary Frederick D. Go and Japan Bank for International Cooperation (JBIC) Governor Amakawa Kazuhiko sign a three-year memorandum of cooperation to help mobilize Japanese investments in Philippine energy and infrastructure projects, including public-private partnerships. The agreement covers supply chain resilience, clean energy transition, financial cooperation and the promotion of Japanese foreign direct investment in the Philippines. DOF

In a statement, the DOF said it renewed its cooperation with JBIC to mobilize Japanese investment for Philippine energy and infrastructure projects, including

public-private partnerships. Finance Secretary Frederick D. Go and JBIC Governor Amakawa Kazuhiko signed the memorandum of cooperation, which is valid

for three years. “Our renewed cooperation comes at an important time. For our economy to remain competitive, we need reliable energy, efficient infrastructure, and resilient supply chains. These are essential to managing business costs, attracting investment, and sustaining growth,” Go was quoted as saying. The agreement will cover supply chain resilience, clean energy transition, financial cooperation, and the promotion of Japanese foreign direct investment in the Philippines, the DOF said. During the signing, Go cited the Luzon Economic Corridor as a key opportunity to improve connectivity among Subic, Clark and Batangas. He said better connectivity will help move goods more efficiently, lower logistics costs, attract investors and create jobs. The DOF said the cooperation will also support initiatives under the Asian Zero Emission Community (AZEC) to advance decarbonization and attract investments in cleaner energy, while supporting the country’s energy transition. “We view this MOC as an important first step for deeper cooperation. I understand that our respective teams have already begun exploring specific opportunities in several promising areas,” Kazuhiko was quoted as saying. “Building on this MOC, JBIC’s goal is to further strengthen its collaboration with the Department of Finance and public and private sectors in the Philippines,” he added.

reserves “prudently” to help safeguard economic stability. The Marcos Jr. administration has outlined a policy to reduce the fiscal deficit-to-GDP ratio to 3.5 percent and the central government debt-to-GDP ratio to 63.1 percent by 2030 through effective and efficient public spending. “Nevertheless, it remains at a relatively low level compared with sovereigns in the A rating category rated by JCR,” it noted. The credit rater said the government is implementing a strategy to balance fiscal consolidation with continued investment in infrastructure development and poverty alleviation. “The government is proceeding with gradual fiscal consolidation based on its medium-term fiscal framework, and fiscal soundness is expected to be maintained to a certain extent,” JCR said nonetheless. For the country’s ratings to improve, JCR said the administration must attain its key objectives, including raising per capita income, upgrading the industrial structure, expanding domestic employment opportunities and continuing infrastructure investment. “The government is working to improve the investment environment and promote industrial upgrading, and JCR expects the economic growth rate to pick up again over the medium term,” it added. The economy is currently slowing, weighed down by the declining pace of public works projects coupled with the drop in consumption due to rising crude oil prices, the credit rater noted. While JCR said its “A-” rating for the Philippines remains anchored by the country’s “high and sustainable” growth potential, reducing income disparities and improving infrastructure remain key challenges.

‘Highly resilient to external shocks’

IN its latest issuer report, the Japanbased credit rating agency said: “Given its solid foreign currency liquidity position, JCR believes that the Philippines will remain highly resilient to external shocks despite increased uncertainties caused by changes in the US tariff policies.” JCR said this resilience is “further supported by the relatively limited exposure of Philippine exports to the new US tariffs, with more than 60 percent of exports to the United States remaining exempt from the additional duty.” At end-September 2026, the country’s foreign reserves, its buffer against external shocks, plunged to the lowest level in three years due to foreign exchange operations amid the weakness of the Philippine peso alongside withdrawals of foreign currency deposits to service external debt obligations. Data from the BSP showed the Gross International Reserves (GIR) settled at US$99.5 billion as of end-September 2026. While it was the lowest level recorded in three years or since September 2023, the BSP said this was enough to cover 6.2 months’ worth of imports of goods and payments of services and primary income, “well above the international benchmark of 3 months.” “The reserves were also 3.1 times the country’s short-term external debt based on residual maturity,” added the central bank. According to BSP, the had notednoted that steady remittances and solid BPO revenues continue to support the current account. Cash remittances from overseas Filipinos reached US$23.4 billion from January to August 2026, up 2.2 percent year-to-date, while BPO revenues rose to US$15.4 billion in the first half of 2026, the central bank said. JCR also cited the stability of the financial system, noting continued growth in bank lending and strong capitalization,” the BSP noted. The “favorable assessment”, the central bank said, complements JCR’s decision on August 28, 2026 to affirm the Philippines’ investment-grade credit rating of “A-” with a “stable” outlook. An issuer report provides additional analysis and context behind a sovereign credit rating action.

Continued from A1

into the first half of the year,” added the BPI’s lead economist. Neri said “there is reason to believe the economy can absorb the rate hikes,” adding that despite the drag from inflation, GDP growth is expected to improve in the second half of the year, supported by “favorable base effects and a potential recovery in government spending.” As such, he said, stronger economic activity could give the BSP greater flexibility to tighten policy further. The lead economist of BPI explained that a “prolonged” period of high inflation may pose a “greater risk” to economic growth than higher interest rates, given that household consumption accounts for around 70 percent of the economy. “Bringing inflation back toward target as soon as possible is therefore important not only for preserving price stability but also for creating the conditions for a more sustainable recovery,” added Neri. On Thursday, the Bangko Sentral ng Pilipinas (BSP) delivered what Neri described as a “decisive” monetary policy response, raising its policy rate by 50 basis points to 5.50 percent. “In our view, the larger rate hike was timely and appropriate given the increasingly challeng-

Ube… Continued from A1

(FAS) started accepting applications for the fiscal year 2026 Food for Progress Program (FFPr), aimed at increasing farm productivity and expanding trade of agricultural goods. The Philippines was among the program’s priority countries, aimed at improving the ube value chain, which has gained strong commercial traction in international markets. The USDA-FAS allocated up to $34.12 million for the four to five-year FFPr program in the Philippines, identifying Luzon and Visayas as potential regions for assistance. Despite the growing consumption of purple yams and their byproducts, the USDA-FAS flagged several bottlenecks in domestic production and supply. “The crop faces limited avail-

SSS… Continued from A1

rate, their take-home pay will decrease,” he added. “I’m very careful to ask for that, especially now that times are bad.” Instead of increasing the contribution rate, Limlingan said SSS would focus on improving investment returns to help sustain the pension fund. The pension fund has begun diversifying its portfolio overseas, with Limlingan disclosing a recent $200,000, or roughly P12.6 million, investment in US Treasury securities. SSS is targeting an allocation equivalent to about 1 percent of its investment reserve fund (IRF) this year. “We have invested offshore but in safe, secure US Treasuries, which are considered safe assets. It protects us if the peso depreciates. It’s a small amount, but we start there,” he said. SSS aims to increase the allocation to 5 percent next year, if the initial investments work as intended, Limlingan added. The pension fund is also looking to expand its real estate holdings, particularly raw land, which Limlingan said could appreciate in value over time. Limlingan also floated partnerships with businesses, including foreign hotel operators that cannot directly own Philippine

ing inflation environment. It sends a strong message that the BSP remains committed to price stability, which should help in managing inflation expectations,” Neri said. Likewise, BMI, a unit of Fitch Solutions, expects the BSP to raise its policy rate by another 25 basis points in December, taking the policy rate to 5.75 percent. “Even with the 50bps hike, the Bank remains concerned about the inflation trajectory and expressed openness to further increases,” BMI said. According to BMI, the central bank in its monetary policy statement warned that average headline inflation will remain high in 2027, while projecting further acceleration in core inflation. “We share its concern about the inflation spillovers from higher global energy prices, recent transportation fare increases and El Niño-related food price pressures,” BMI said. The central bank revised upwards its inflation forecast for 2027 to 6 percent from the 5.4-percent pegged during the Monetary Board’s August 27 rate-setting meeting. The BSP, however, retained its 6.1-percent inflation forecast for 2026, but noted that the inflation rate could continue to increase in the last quarter of 2026. While a “confluence of factors” were incorporated in the MB’s latest policy action, BSP Governor Eli M. Remolona Jr. emphasized that “the biggest risk at the moment is El Niño.” (See: https://businessmirror. com.ph/2026/10/23/surprises-prodbsp-to-pull-50-bps-rate-hike/).

ability of quality planting materials, dispersed smallholder production, and uneven access to extension services,” the agency said. “While several provinces have processing facilities for grated and powdered ube, overall capacity remains insufficient to meet market demand, reducing opportunities for higher value products.” Several interventions to bridge the gap across the value chain could include strengthening farmer groups and cooperatives, upgrading postharvest systems and processing quality, and improving engagement with lending institutions or credit cooperatives, among others. “Sustainability should be integrated into program design by building long-term capacity in farmer groups, processors, and nurseries; using cost-sharing or revenue models that maintain key services after project completion; and promoting regenerative farming practices that protect soil health and long-term productivity,” the USDA-FAS said.

land, under arrangements that would allow SSS to own the land and earn income from its use. Moreover, SSS is looking to invest in high-dividend companies and mining companies because their earnings could benefit from higher gold and copper prices. “If we have gold miners and copper miners, so if the peso weakens, the gold that they have will be sold at a higher price,” Limlingan said. As for SSS’s long-term investment strategy, Limlingan said he sees potential investments in railways, bridges and other infrastructure projects. “Our country needs a lot of investments in rail and bridges,” Limlingan said. “It’s a little riskier, [but] I think infrastructure is something that should be part [of] eventually, but not yet.” As of September, SSS’s total investment level stood at P1.304 trillion, of which 49 percent, or P644.944 billion, is invested in government securities. About 14 percent, or P179.894 billion, is in equities, while the remaining are in loans to members or pensioners, real estate, corporate notes and bonds, bank deposits, externally managed fund and mutual funds. Under its charter, SSS may invest up to 7.5 percent of its IRF offshore. SSS’s income from investments amounted to P37.858 billion, while its net income reached P67.741 billion as of September.

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E-bike battery sellers may need to get separate DTI certification (FROM left seated) MCIAA General Manager Ricia Montejo, Philippine Chamber of Commerce and Industry President Ferdinand Ferrer, and Tourism Development Undersecretary Stanley Ng formalize the partnership for the “Discover the Visayas, #FlyViaCebu” campaign at Mactan-Cebu International Airport on October 23, 2026. PHOTO COURTESY OF DOT-7

Cebu airport campaign seen to boost multi-island tourism across Visayas By Carmel Pedroza

EBU CITY—Tourism officials and business groups are seeking to turn Cebu’s air connectivity into a wider economic opportunity for the Visayas through a new campaign that links the province’s airport gateway with destinations across four regions. The Department of Tourism (DOT), the Philippine Chamber of Commerce and Industry’s Visayas Island-Chambers Tourism Alliance (PCCI-VITA) and Aboitiz InfraCapital Cebu Airport Corp. (ACAC) signed a memorandum of understanding on Friday, October 23 at the Mactan-Cebu International Airport (MCIA) to formalize their partnership for the “Discover the Visayas, #FlyViaCebu” campaign. The initiative aims to encourage travelers arriving in Cebu to extend their trips to other islands, creating opportunities for tourism enterprises, small businesses and host communities while promoting longer visitor stays. Its initial rollout covers six destinations: Lapu-Lapu City in Cebu, Panglao in Bohol, Boracay, Siquijor, Guimaras and Biliran. These destinations span the four One Visayas regions, positioning Cebu as a jumpoff point for interconnected travel experiences rather than a stand-alone destination. Undersecretary for Tourism Development Planning Stanley Ng said the initiative recognizes the role of airports in shaping tourism growth, noting that improved connectivity can bring more destinations within reach of travelers. “A gateway may be where one’s journey begins, but its greater value lies in the destinations it brings within reach,” Ng said. The campaign builds on the DOT’s “Discover More to Love” program, launched in June by Tourism Secretary Dita Angara-Mathay to encourage domestic travelers to explore destinations across the Philippines. For the Visayas, the strategy combines destination marketing with air connectivity, enterprise development, capacity building and preparations to accommodate more visitors. Ng cited MCIA’s passenger growth as an indication of Cebu’s potential to support the

broader tourism push. The airport handled more than 11 million passengers in 2025, nearly 3 percent higher than the previous year, and recorded its busiest month to date in January 2026, when international passenger traffic increased by 25 percent. The national government is targeting as many as 6.8 million international visitor arrivals this year. The Philippines recorded 4.42 million arrivals from January to August, slightly exceeding the figure for the same period last year, according to the figures cited by Ng. He said the partnership brings together the DOT’s international promotion network, MCIA’s connectivity, business chambers’ links with enterprises and Lapu-Lapu City’s role as a destination and gateway for incoming travelers. Ng added that the benefits of new routes and travel connections could extend beyond major tourism establishments. “A new air route can mean new customers for small restaurants, more bookings for a family-run resort, and more livelihood opportunities for the community,” he said. The initiative also reinforces the One Visayas Tourism Circuit, an interregional tourism development platform connecting destinations across Western, Central and Eastern Visayas, as well as the Negros and Siquijor Islands Region. In a statement, DOT Region VII Officer-inCharge Regional Director Gelena Asis-Dimpas said the campaign would build on existing efforts to develop multi-island travel packages and strengthen coordination among regional tourism offices, local governments and privatesector stakeholders. The circuit links Cebu, Bohol, Negros Oriental, Siquijor, Iloilo, Bacolod, Capiz, Antique, Leyte, Samar, Biliran and Guimaras. Its development involved interregional planning sessions, a travel exchange and mock tour hosted by DOT Region VI, and consultations with tour operators. Three themed routes have been identified under the circuit: Unesco Heritage and Gastronomy Trails of the Visayas, covering See “Cebu,” A4

By Bless Aubrey Ogerio

ANUFACTURERS and importers of electric bicycles, motorcycles and other light electric vehicles may face additional compliance requirements under a proposed Department of Trade and Industry (DTI) regulation that would require batteries to be certified separately from the vehicles they power. The draft technical regulation would require covered vehicles and batteries to comply with applicable Philippine National

Standards before they can be sold or distributed in the country. The proposal covers electric bicycles, personal e-mobility devic-

es, electrically propelled mopeds and electric motorcycles, along with their batteries. The DTI aims to address safety risks involving electrical faults, overheating, power failures and fires. Recent months have seen a spate of reports about fires allegedly being started by faulty batteries in vehicles and other devices. Under the draft, batteries would undergo independent assessment rather than being evaluated only as part of a complete vehicle. Components may still be tested as part of the assembled vehicle when required by the relevant standards. The proposal excludes standa lone electr ic vehic le supply equipment, charging stations and related infrastructure, batteryswapping stations, stationary battery energy storage systems, and

EU-PHL AI lab targets business, investment links

HE European Union (EU) and the Philippines have launched a joint artificial intelligence (AI) industry lab to connect businesses, startups and researchers from both sides, develop local AI capabilities and open opportunities for technology partnerships and investment. The EU-Philippines AI Industry Lab will be established through the Department of Science and Technology (DOST) as an allied facility under its National AI Center for Research and Innovation (NAICRI), the two sides said on Thursday. The initiative is par t of the EUPhilippines digital cooperation program

under the bloc’s Global Gateway strategy, which now totals €40 million. It emerged from a three-day joint mission organized by the EU and DOST to advance research and innovation in AI. The lab aims to help European and Philippine companies, micro, small and medium enterprises (MSMEs) and startups adopt AI and develop commercial applications, while improving access to expertise, markets and potential investors. Its planned activities include developing AI infrastruc ture and data systems, promoting the responsible use of the technology across industries, and building

partnerships to train workers and develop specialized skills. The facility will also provide access to cloud services, datasets and geospatial tools, including Earth observation data from the EU’s Copernicus program and information from DOST initiatives. These resources will suppor t the development of AI applications in priority areas such as energy, health, environmental protection and disaster resilience. To help businesses deploy AI, the lab will connect European and Philippine companies and innovators with technical experts, innovation advisory services and

enforcement. In response to this, the government said it is strengthening the capabilities of the PNP and other law enforcement agencies as part of wider efforts to combat transnational crimes such as drug trafficking, human trafficking, and online scam operations across the Asean region. ASEAN member-states recently underscored the importance of intelligence sharing and joint enforcement operations during the 20th Asean Ministerial Meeting on Transnational Crime, recognizing that criminal organizations increasingly use international borders to move operations and avoid prosecution. As such, Nartatez directed concerned PNP units to intensify border intelligence operations and identify possible escape routes used by wanted persons, particularly in coastal communities and known maritime exit points. He also ordered the maximization of available technologies and intelligence resources to support fugitive tracking and identification efforts. The PNP will pursue every lawful avenue, strengthen international cooperation, and work with our foreign counterparts to ensure that fugitives are brought to justice,” Nartatez said. Rex Anthony Naval

technology expertise from European Digital Innovation Hubs and AI Factories. It will also pursue public-private partnerships involving European companies operating in the Philippines and local universities. The launch follows the signing in July of a joint statement by EU foreign policy chief Kaja Kallas and Philippine Foreign Affairs Secretary Ma. Theresa P. Lazaro that elevated bilateral ties to an Enhanced Partnership. It also comes after the two sides substantially concluded negotiations for a free trade agreement, which could further broaden economic ties. Bless Aubrey Ogerio

DA, Nestlé team up to boost N. Mindanao coffee output By Ada Pelonia

ALAYBALAY, Bukidnon—The Department of Agriculture (DA) and Nestlé Philippines inked an agreement on Friday to boost coffee output in Northern Mindanao by ensuring the availability of planting materials. The DA Regional Field Office (RFO) 10 signed a memorandum of agreement (MOA) with Nestlé to launch the Mindanao Integrated Coffee Development and Genetic Resource Program (MICDGRP). Agriculture Undersecretary Jerome Oliveros and Nestlé Philippines Senior Vice

President and Head of Corporate Affairs Jose Uy III were among the signatories. Under the agreement, a national coffee genetic resource repository will be established at the Northern Mindanao Agricultural Crops and Livestock Research Complex (NMACLRC) to conserve, evaluate, and maintain priority coffee varieties. This will feature Nestlé robusta selections that were registered in the Bureau of Plant Industry–National Seed Industry Council (BPI-NSIC). “Since the trees are old, we have to adapt to the changes of the times [ . . .] there are new varieties that we can now plant,” Oliveros told reporters in a press conference here.

Fur ther, the agreement will also enhance farmer training and research infrastructure through coffee production trials across Bukidnon, a dedicated coffee laboratory at the NMACLRC, and technical training on regenerative agriculture. Central to the partnership, however, is the creation of nursery and mother plant gardens, where both parties will scale planting materials to ensure supplies of high-yielding robusta coffee seedlings for smallholder farmers. To achieve the target of 1 metric ton (MT) per hectare yield, they aim to enhance farm productivity and improve soil health by combining high-yielding varieties, proper

PNP to beef up tech to prevent fugitives from escaping abroad Meghan Markle’s father under PHL probe HILIPPINE National Police (PNP) chief Gen. Jose Melencio Nartatez Jr. said they will be enhancing their digital and intelligence capabilities which help police officers in preventing persons from slipping through the country’s coastal exit points and evading arrest abroad. In a statement, Nartatez said the PNP is pushing for stronger technology-driven law enforcement measures as authorities tighten monitoring of maritime routes often exploited by fugitives and transnational criminal groups. “The PNP must continue investing in intelligence-driven technologies, realtime information sharing, and integrated monitoring systems that allow us to track fugitives and criminal networks across jurisdictions,” he added. Likewise, Nartatez said strengthening data analytics, surveillance capabilities, and interagency connectivity will help law enforcement stay ahead of criminals who attempt to exploit maritime routes and other points of exit. Earlier, President Ferdinand R. Marcos Jr. called for the strengthening of border security and to prevent wanted individuals and criminal syndicates from exploiting the country’s vast coastline to evade law

electrical components not specifically covered by the regulation. The DTI’s Bureau of Philippine Standards already lists PNS UL 2271:2024, which covers batteries for light electric vehicles, and PNS UL 2849:2023, which sets safety requirements for e-bike electrical systems. The proposed rules come as sales of smaller electric vehicles accelerate. Data from the Land Transportation Office show that local sales of two- and threewheeled electric vehicles jumped to 43,441 units in 2024 from just 172 in 2023. Two-wheelers accounted for nearly all sales in 2024, while three-wheelers made up only 0.28 percent of the total. The DTI is accepting public comments on the draft regulation until December 13.

over alleged child sexual abuse materials By Malou Talosig-Bartolome

HE Philippine government has confirmed that authorities are investigating allegations that Thomas Markle Sr., the estranged father of Meghan Markle, possessed child sexual abuse images and videos on digital devices left behind in the Philippines. Barbara Mae P. Flores, officer-in-charge executive director of the National Coordination Center Against Online Sexual Abuse and Exploitation of Children and Child Sexual Abuse or Exploitation Material (NCC-OSAECCSAEM), said the case is under investigation but declined to provide further details. “What we can confirm is that the matter is under investigation. However, pending such investigation, we are unable to provide further details at this time,” Flores said in a text message. The NCC-OSAEC-CSAEM is the government body responsible for coordinating the country’s response to online sexual abuse or exploitation of children and child sexual abuse materials. The center operates under the supervision of the Inter-Agency Council Against Trafficking (Iacat), the DOJ-led body

that coordinates government efforts against trafficking and child exploitation. The case surfaced after British tabloid The Sun reported that Thomas Markle Jr. reported his father to authorities in Cebu after allegedly discovering child sexual abuse material among his belongings. According to The Sun, Markle Jr. found the material while sorting through four boxes left behind by his father at a residence in Cebu. The boxes reportedly contained family memorabilia, books, mobile phones, computer hard drives, film negatives and professional records accumulated over decades. The report said Markle Jr. initially came across alleged illicit content on a mobile phone while searching for an old device. He later sought the assistance of a computer technician to access several hard drives that allegedly contained additional images and videos depicting the sexual abuse of children. The Sun reported that some of the files were allegedly stored alongside personal and professional documents belonging to Markle Sr., including records from his career as a Hollywood lighting director and Emmy Award winner.

fertilization, and drip irrigation. “The challenges facing the Philippine coffee industry cannot be addressed by one organization alone,” said Carl Khoury, Vice President and Business Executive Officer Coffee Creamer Creations Business Unit of Nestlé Philippines. He added that government, the private sector, development partners, farmer organizations, and farming communities all have critical roles to play. “By working closely with DA Region 10, we can combine our strengths and resources to develop practical solutions, demonstrate what works, and bring these solutions closer to our coffee farmers,” Khoury said.

Passenger traffic at Naia rises to 19.9M

Markle Sr., 82, had lived in Cebu in recent years, while Markle Jr. reportedly resided nearby and helped care for him following a stroke in 2022. According to The Sun, the elder Markle returned to the United States earlier this year after suffering serious health complications, including the amputation of his left leg. He is now reportedly staying at a nursing and rehabilitation facility in Florida. National Bureau of Investigation Director Melvin Matibag said the bureau has not received a formal referral but is already checking reports about the allegations. “It’s not with the NBI yet. Actually, I’m checking it. I’ve been checking it since this morning. Probably we’ll have to check with PNP-CIDG,” Matibag told reporters. Asked if the NBI had received any documents related to the case, Matibag replied: “Wala sa amin [None with us] so far. I’m checking. But it›s in Cebu raw. So we [just] have to check.” He said he had already instructed NBI personnel in the region to submit information on the matter.

NTERNATIONAL passenger traffic at Ninoy Aquino International Airport (NAIA) rose 2.6 percent year-on-year to 19.93 million from January 1 to October 22, 2026, despite disruptions to global aviation from the Middle East conflict. Naia operator New Naia Infra Corp. (NNIC) said the airport handled 507,772 more international passengers than the 19.42 million recorded during the same period last year. Growth continued into October, with traffic rising 2.05 percent to 1,389,882 passengers in the first 22 days of the month. “It’s encouraging to see international passenger traffic continuing to grow despite the challenges affecting aviation worldwide. It shows that demand for travel to and from the Philippines remains strong,” NNIC General Manager Lito Alvarez said. “Our responsibility is to make sure NAIA can support that demand with better facilities, more reliable operations,

See “Markle,” A4

See “NAIA,” A4

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NBI raids Subic ‘scam hub,’ secures more than 200 Vietnamese workers

By Henry Empeño

UBIC BAY FREEPORT—The National Bureau of Investigation (NBI) shut down an alleged online scam operation in this free port on Thursday, October 22, taking into custody more than 200 Vietnamese nationals working on site, as well as equipment used in the operation. NBI Director Melvin Matibag said the NBI-Pampanga District Office (Pamdo) conducted the raid on the strength of a warrant from the Regional Trial Court Branch 73 in Olongapo City, and

after a month of surveillance and intelligence work. The warrant cited alleged violations of Republic Act 12010, or the Anti-Financial Account Scamming Act, and Republic Act 10175,

or the Cybercrime Prevention Act of 2012. Matibag said evidence recovered by agents indicated the hub operated like a business, with round-the-clock shifts and a dedicated payments desk that processed deposits and withdrawals and funneled funds through a network of bank and e-wallet accounts. The NBI reportedly found desktop computers, laptops and tablets, mobile phones and routers, card scanners and storage devices, as well as webcams and closed-circuit TV equipment at the facility, and secured passports and digital evidence. Agents also found staff schedules that showed teams assigned to targets in the Philippines, the United Arab Emirates, and Bangladesh, Matibag added.

Subic sources said 232 Vietn a mese workers were fou nd working at the operations hub inside UPower Bu i ld ing 2, a three-story building in the Subic Gateway Park here. BusinessMirror asked the Subic Bay Metropolitan Authority for its reaction to the NBI operation, but the Subic agency has not provided any statement as of this writing. Matibag said the NBI is screening each worker from the site to determine which are victims of human trafficking. Those found to have been recruited through deception or held against their will would be treated as victims under Republic Act 9208, as amended, he added. Matibag said the NBI is coordinating with the Bureau of Immigration (BI), the Inter-Agency

Council Against Trafficking (Iacat), and the Embassy of the Socialist Republic of Vietnam regarding welfare, documentation, and repatriation of the Vietnamese workers. He said the agency is preparing complaints against those who organized, managed, and financed the operation, and is working with the Anti-Money Laundering Council and financial institutions to identify and freeze the accounts the operation used. “We will not stop at seizing computers and scripts. We will look into bank accounts, e-wallets, and the people who rent them out,” Matibag vowed. “We are following the money from this facility to every account that held it. Anyone who lends an account to these operations will be held accountable under the law.”

56 Cebu, Bohol LGUs ban pawning of 4Ps cash cards By Carmel Pedroza

EBU CITY—A total of 56 local government units (LGUs) in Cebu and Bohol provinces have enacted ordinances prohibiting beneficiaries of the government’s conditional cash transfer program from pawning their cash cards, as authorities step up efforts to prevent the diversion of social assistance to informal lenders. According to the Department of Social Welfare and Development Field Office 7

(DSWD-7), 29 LGUs in Bohol and 27 in Cebu had approved the local measures as of October 21, reinforcing safeguards for families enrolled in the Pantawid Pamilyang Pilipino Program (4Ps). The ordinances seek to prevent beneficiaries from surrendering control of their cash cards in exchange for loans, a practice that can leave households unable to access subsidies intended to help meet their children’s education, health and nutritional needs.

DSWD-7 Regional Director Shalaine Marie Lucero said local legislation is an important component of efforts to protect beneficiaries from potential financial exploitation. She urged LGUs to continue coordinating with the agency to ensure that government assistance reaches its intended recipients and is used for essential household expenses. Beneficiaries were also advised to secure their cash cards and report incidents of pawning or coercion to the appropriate government offices.

IN Bohol, the LGUs with approved ordinances include Getafe, Valencia, Loay, Batuan, Pilar, President Carlos P. Garcia, Anda, Duero, Garcia Hernandez, Dimiao, Dauis, San Miguel, Talibon, Buenavista, Dagohoy, Corella, Sikatuna, Catigbian, Trinidad, Sevilla, Candijay, Maribojoc, Lila, Albuquerque, Antequera, Danao, Carmen, San Isidro and Tagbilaran City. In Cebu, the list covers Cordova, Bogo City, Santander, Barili, Carmen, Ginatilan, Pinamungajan, Alegria, Dumanjug, Liloan, Boljoon, Talisay City, Badian, Argao, Borbon, Moalboal, San Remigio, Poro, Aloguinsan, Asturias, Tuburan, Madridejos, Tudela, San Francisco, Samboan, Tabogon and Bantayan. DSWD-7 said it will continue working with local governments and beneficiaries

to improve awareness of the prohibition and strengthen the implementation of the program. The agency reminded beneficiaries not to pawn, lend or surrender their cash cards in exchange for money or loans. They were also cautioned against disclosing their personal identification numbers and other banking information to unauthorized individuals. Beneficiaries who experience or witness cash card pawning, including cases involving pressure from lenders, may report these to their city or municipal 4Ps links or local social welfare and development offices for verification and appropriate action. The DSWD-7 likewise warned informal lenders and other individuals against accepting 4Ps cash cards as loan collateral, saying the practice may violate applicable laws and local ordinances and expose violators to penalties. The latest tally shows continued efforts to expand local policy support for the program. In 2024, the agency reported that all 48 LGUs in Bohol had submitted local issuances supporting 4Ps implementation, while all 53 LGUs in Cebu had been recognized for related measures at the time.

Markle. . .

Investigation and the National Center for Missing and Exploited Children.

The 4Ps provides conditional cash grants to eligible low-income households, with support intended to improve children’s health, nutrition and education. Allowing lenders to hold beneficiaries’ cash cards as loan collateral can undermine these objectives by restricting direct access to the assistance.

Local enforcement

Continued from A3

The allegations could have legal implications in both the Philippines and the United States. In the Philippines, Republic Act No. 11930, or the Anti-Online Sexual Abuse or Exploitation of Children and Anti-Child Sexual Abuse or Exploitation Materials Act, makes it a criminal offense to produce, distribute, possess or access child sexual abuse materials. Conviction carries prison terms and fines, depending on the nature and gravity of the offense. The United States likewise treats the possession, receipt and distribution of child sexual abuse material as serious federal crimes punishable by lengthy prison sentences. Because the alleged materials were reportedly discovered in the Philippines while the subject of the complaint is now residing in the United States, legal experts said the case could potentially involve both Philippine and US authorities. The Philippines and the United States are parties to an extradition treaty that allows the surrender of persons accused of offenses that are punishable under the laws of both countries. However, any extradition request would require the filing of criminal charges, the issuance of warrants and compliance with judicial and diplomatic procedures in both jurisdictions. The Sun reported that Markle Jr. had also forwarded information related to the alleged discovery to the Federal Bureau of

Family disputes allegations

THE allegations have also drawn a response from Thomas Markle Sr.’s daughter, Samantha Markle, who has publicly challenged claims that the alleged files originated from her father’s devices. In interviews with British media outlets, including Daily Mail and comments published by broadcaster Dan Wootton, Samantha Markle said she had seen no evidence linking the alleged materials to her father and raised concerns about the chain of custody of the devices. “I haven’t seen any proof that that came from my dad’s devices,” she was quoted as saying. Samantha said her father had spent extended periods in a rehabilitation facility and alleged that the computers and electronic devices cited in reports had not been in his possession for years. “My dad was in a rehabilitation hospital and the computers were not in his possession for a couple of years, so anyone could have had them. There’s too much room for tampering,” she said. She also questioned the motives of her brother, Thomas Markle Jr., who reported the matter to authorities, and suggested the allegations may be connected to longstanding disputes within the Markle family. Samantha further pointed to Meghan Markle’s past public statements praising her father, arguing that they were inconsistent with suggestions that family members had long harbored concerns about him.

Cebu. . . Continued from A3

Bacolod, Iloilo, Tacloban, Samar, Cebu and Bohol; Diving Expeditions in the Visayas, featuring Iloilo, Antique, Bohol, Southern Leyte and Limasawa Island; and Heritage Trails and Cultural Discoveries of the Visayas, linking Cebu, Dumaguete, Valencia, Iloilo, Capiz, Guimaras and Tacloban. Additional routes are expected as destinations develop their tourism products and improve their capacity to accommodate visitors. “This push attracts investments, expands market access for MSMEs, and positions the Visayas as an investment-ready tourism corridor,” Asis-Dimpas said, adding that the strategy should translate into stronger local enterprises and sustainable livelihoods. DOT regional offices are working with local government units and tourism businesses to improve destination readiness, encourage tourism accreditation and develop additional travel packages. These offerings are also being uploaded to the DOT Digital Market and Travel Library for use by the department’s foreign tourism offices and market representatives. DOT Region VI Regional Director Crisanta Marlene Rodriguez said the initiative would allow the regions to combine their cultural, culinary, natural and creative assets into a more cohesive tourism offering, with benefits extending to micro, small and medium enterprises and tourism workers. Eastern Visayas has also committed to the initiative, with destinations in Leyte, Samar and Biliran expected to contribute to travel packages that support community-based tourism and local livelihoods, said Rina Apostol, officer in charge of DOT Region VIII. The campaign’s longer-term prospects will depend on sustained coordination among participating destinations and the private sector to ensure that improved connectivity translates into bookable itineraries, wider market access and economic opportunities for communities across the Visayas.

Naia. . . Continued from A3

and a better experience for passengers.” International passengers accounted for 48.1 percent of Naia’s total traffic, up from 46.6 percent a year earlier. Domestic passenger volume, by comparison, declined 3.4 percent to 21.49 million. Airlines are also adding new international services to Manila or announcing plans for additional routes. Air France has resumed services to the Philippines, while Philippine Airlines (PAL) is set to launch nonstop flights to Chicago in November and to Delhi and Mumbai in December, subject to regulatory approval for the Indian routes. Delta Air Lines is scheduled to launch nonstop flights between Los Angeles and Manila in March 2027, initially operating three times weekly before expanding to daily service in June. Indian carrier IndiGo is also expected to introduce services to Manila, further expanding travel options between the Philippines and overseas markets. Naia ranked sixth globally for international low-cost carrier connectivity in aviation data provider OAG’s 2026 Megahubs index, highlighting its position as a major gateway for budget international travel. The increase in international traffic has coincided with improved operational performance at Naia. System-wide on-time performance rose to 81.07 percent from January 1 to October 22, 2026, from 77.92% during the same period last year. The 3.15-percentage-point improvement comes as NNIC continues to modernize the airport while maintaining daily operations. On-time arrivals averaged 82.09 percent, while departures recorded 80.05 percent. Naia handled a record 52 million passengers in 2025, surpassing its original design capacity of 35 million annually. NNIC has been upgrading facilities while keeping the airport operational. Meanwhile, NNIC has spent more than P6.8 billion on completed and ongoing airport improvements, including 78 automated immigration e-gates at Terminals 1 and 3, expanded curbside, transport and parking facilities, improved wayfinding, and upgrades to passenger waiting areas, lounges, restrooms, boarding facilities and other terminal infrastructure. Food and retail options have also expanded across the terminals. Ongoing projects include upgrades to the control tower and its systems, improvements to baggage handling and power infrastructure, and expanded aircraft handling facilities. The new North Wing Bus Gate at Terminal 2 and additional passenger boarding bridges are expected to become operational soon.

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Editor: Angel R. Calso • Saturday, October 24, 2026 A5

Protecting seniors from online scams

By Jona C. Redondo

LOBAL online scams targeting seniors have reached crisis levels, with reported losses in the billions and true totals far higher as sophisticated, often AI-enhanced schemes drain retirement savings worldwide. Seniors (typically defined as age 60+) are attractive targets because they often hold substantial accumulated assets, may be less familiar with rapidly evolving digital tools, can experience social isolation, and sometimes face cognitive changes that make high-pressure tactics more effective. Scammers—ranging from individual operators to organized transnational syndicates operating from compounds in places like Southeast Asia—exploit these factors through social engineering, urgency, fear, and false trust.

The scale of the losses

IN the United States, the most detailed data comes from the FBI’s Internet Crime Complaint Center (IC3). In 2025, adults aged 60 and older filed 201,266 complaints and reported $7.748 billion in losses— an average of about $38,500 per complainant. This represented a 37 percent rise in complaints and a 59 percent jump in losses from 2024.

Older adults accounted for roughly 20 percent of total complaints but 37 percent of the dollar losses. At least 12,400 individuals reported losses exceeding $100,000 each. Cumulative reported losses from 2021–2025 exceeded $20 billion. The Federal Trade Commission (FTC) tracked lower reported figures through its Consumer Sentinel Network—approximately $3 billion in 2025, up fivefold from about $600 million in 2020—driven largely by very large individual losses. The FTC estimates the true cost to older adults in 2025, accounting for widespread underreporting, could range from $13.3 billion to as high as $119.5 billion. Globally, estimates are harder to pin down due to inconsistent reporting, but one analysis tied to Nasdaq Verafin’s 2026 Global Financial Crime Report indicated older people lost around $88.6 billion to financial exploitation in 2025 (about 15 percent of total fraud losses). The

US led with more than $22.8 billion, followed by China ($16.3 billion) and the EU ($13.2 billion). Japan showed particularly rapid growth in elder fraud rates. Overall global fraud scams and bank fraud reached hundreds of billions, with AI accelerating the problem. These figures almost certainly understate the problem: many victims never report due to shame, fear, or lack of awareness, and some never realize they have been scammed until long after the money is gone.

Latest tricks and trends

INVESTMENT and cryptocurrency scams dominate the financial damage. In the US in 2025, investment fraud alone cost older adults over $3.5 billion. Common tactics include “pig-butchering” schemes, in which scammers build longterm relationships (often via social media or messaging apps) before introducing fake high-return investment platforms, frequently involving crypto. Victims are shown fabricated profits and urged to invest more or pay fees to withdraw funds that never exist.

Other high-impact and emerging tactics include:

TECH support and customer service scams: Fake pop-ups, calls, or messages claim a computer or account is compromised. Scammers gain remote access, install malware, or demand payment for “fixes.” These remain costly (over $1 billion reported by seniors in the US in 2025).

Romance and confidence scams: Scammers create fake profiles on dating or social sites, build emotional bonds over weeks or months, then invent emergencies requiring money (medical bills, travel, legal fees). AI helps generate convincing messages and images. Losses reached hundreds of millions. Government and authority impersonation: Callers or messages pose as IRS, Social Security, Medicare, police, or other officials, claiming unpaid taxes, benefit suspension, or involvement in crimes. They demand immediate payment via gift cards, wire transfers, crypto ATMs, or cash couriers. Officials never request these methods. Family/friend impersonation (“grandparent” scams): Urgent calls or messages claim a loved one is in trouble (accident, arrest, kidnapping). AI voice cloning—possible from just a few seconds of audio harvested from social media or voicemail—makes these far more convincing. Phishing, spoofing, and prize/ sweepstakes scams: Fake emails, texts, or sites harvest credentials or lure victims into “winning” prizes that require upfront fees. Phishing is the most commonly reported but usually involves smaller individual losses. AI-enhanced techniques: Deepfake videos/audio of relatives or celebrities, personalized phishing, and automated high-quality responses make scams harder to detect. AIrelated complaints from seniors already number in the thousands with

hundreds of millions in losses. Payment methods favored by scammers—cryptocurrency, wire transfers, gift cards, cash, or peerto-peer apps—are difficult or impossible to reverse.

Important tips to stay protected

PREVENTION relies on skepticism, verification, and slowing down. Key practices include: Never act under urgency or secrecy. Legitimate organizations do not demand immediate payment, threaten arrest, or insist you keep the matter secret. Hang up, close the window, or stop responding. Verify independently. Do not use contact details or links provided by the caller/message. Look up official numbers or websites yourself (from statements, official sites, or trusted directories). Call a known family member on a separately known number to confirm any “emergency.” Treat unsolicited investment offers and “guaranteed high returns” as red flags. Especially those involving crypto or requiring secrecy. Consult a trusted financial advisor or family member first. Protect devices and accounts. Use strong, unique passwords (ideally a password manager), enable multi-factor authentication (preferably app- or hardware-based), keep software updated, and never grant remote access to unknown parties. Avoid clicking links or downloading attachments from unexpected messages. Limit exposure. Be cautious on

social media and dating sites. Use carrier spam filters, let unknown calls go to voicemail, and consider call-blocking apps. Separate everyday email/browsing devices from those used for banking when possible. Set up safeguards with banks and family. Enable transaction alerts for large or unusual activity. Add trusted contacts to financial accounts. Agree in advance on a family “code word” that only real relatives would know (useful against voice clones). Talk openly. Families should discuss scam risks without judgment. Victims who feel supported are more likely to seek help early. Resources include the FTC (ReportFraud.ftc. gov), FBI IC3 (ic3.gov), AARP Fraud Watch Network, and local adult protective services. If targeted or victimized: Stop contact immediately, document everything, contact your bank/credit card companies right away to attempt freezes or reversals, change passwords, monitor credit reports, and report to authorities. Recovery is often limited, but early action helps, and reporting aids broader enforcement. Seniors and their families are not powerless. Awareness of common tactics, a habit of independent verification, and open communication dramatically reduce risk. Organized scammers evolve quickly, but the core advice remains constant: if it creates fear, urgency, or secrecy and asks for money or sensitive information, treat it as a scam until proven otherwise through independent channels.

For every dollar in, eight dollars out: How Fitbit creators unveil screenless BrightFocus multiplies research funding wearable to track aging parents

LARKSBURG, Md—For the last 53 years, BrightFocus Foundation, a nonprofit dedicated to Alzheimer’s, macular degeneration, and glaucoma research, has been making an unconventional bet. What happens when you give promising and emerging scientists funding to pursue early‑stage, high‑risk research that could lead to major scientific advances and future competitive grants? According to an impact assessment commissioned by BrightFocus and conducted by the American Institute of Biological Sciences, the bet is paying off. Funding from BrightFocus Foundation’s programs — Alzheimer’s Disease Research, Macular Degeneration Research, and National Glaucoma Research—is a grant multiplier, with scientists revealing that this early support unlocks, on average, 8 times more followon funding from other sources—leading to new treatments, risk reduction strategies, and diagnostic tools in use today. One pivotal example is the case of C2N Diagnostics, a St. Louis-based company rooted in early BrightFocus funding that supported the development of the first commercially available Alzheimer’s blood test. “BrightFocus Foundation’s postdoctoral fellowship was pivotal to my development, enabling me to pursue rigorous, high-risk research in neurodegenerative disease,” said Philip B. Verghese, PhD, senior vice president, R&D and laboratory operations at C2N Diagnostics. “Later, as co-principal investigator with Joel Braunstein, MD, MBA, BrightFocus’ timely support helped launch and accelerate the development of our blood tests at a time when plasma biomarkers for Alzheimer’s disease were not yet widely considered achievable. The funding sustained the work at a critical stage and helped translate the science into clinically available tests, including PrecivityAD® and PrecivityAD2 ®,” Dr. Verghese added. The latter was recently cleared by the FDA. Why is this important? With one in five Americans over 40 afflicted with Alzheimer’s, macular degeneration, or glaucoma, answers to bold “what-if” ideas are laying the foundation of knowledge that could one day lead to cures. BrightFocus’ early support has enabled major breakthroughs, including the discovery of genes involved in hereditary Alzheimer’s, methodologies that allow us to detect brain changes through the eye, and the development of the optical coherence tomography (OCT) imaging test—the gold standard for diagnosing eye

By Samantha Kelly

BRIGHTFOCUS Foundation’s early seed funding helped spark breakthroughs across Alzheimer’s disease, macular degeneration, and glaucoma, paving the way for follow-on support from the National Institutes of Health and other funders and contributing to innovations including the first commercially available blood test for Alzheimer’s disease. PHOTO COURTESY OF C2N DIAGNOSTICS.

diseases like glaucoma and macular degeneration—among many others. “BrightFocus funding begins with individual, grassroots donors pooling their dollars to force multiply for significantly greater impact,” said Stacy Pagos Haller, president and CEO of BrightFocus Foundation. “We’ve invested over $330 million in research over the past 50+ years with the singular mission of advancing science to find cures for diseases of mind and sight. This assessment shows the extraordinary ripple effect those investments can have for scientists, the millions of people affected by the diseases, and the research community as a whole.” The funding benefits also extend into building a pipeline of talented scientists for generations to come. BrightFocus grants serve as a powerful catalyst for keeping research scientists in the lab, driving impressive career trajectories and retention in science for over 93 percent of respondents. As massive disruptions and continued uncertainty in federal research funding lead more US scientists to reconsider their career paths, or even leave the field altogether, ensuring that the scientific community retains expertise and knowledge is essential for future breakthroughs. Other key findings from the survey, which was successfully delivered to 872 current and past grantees and had a 31 percent response rate, include: Grantees reported publication as the most frequent outcome of their BrightFocus funding (80.8 percent), with the most

common discovery being the identification of new risk factors or disease prevention methods. Some 50 percent to 60 percent of respondents said their grant led to new collaborations in the same field or crossover into another field. And 8 percent to 10 percent said their grant led to a clinical trial or observational study. About 7 percent to 11 percent of grantees filed a provisional or final patent or copyright. At least 5 percent to 14 percent of funded projects led to a treatment or assessment protocol. These findings are particularly relevant at a time when researchers across the US face an increasingly challenging and competitive research funding environment. By providing early support to promising scientists, BrightFocus Foundation helps researchers pursue cutting-edge ideas with great potential to change the trajectory of a disease, generate preliminary findings, and build the track record necessary to compete for larger grants from other funding sources. AP/BUSINESS WIRE BrightFocus Foundation is a premier global nonprofit funder of research to defeat Alzheimer’s, macular degeneration, and glaucoma. Since its inception in 1973, BrightFocus and its flagship research programs—Alzheimer’s Disease Research, Macular Degeneration Research, and National Glaucoma Research—has awarded more than $330 million in research grants to scientists around the world, catalyzing thousands of scientific breakthroughs, life-enhancing treatments, and diagnostic tools. We also share the latest research findings, expert information, and resources to empower the millions impacted by these devastating diseases.

HE co-founders of Fitbit, nearly six years after agreeing to sell their company to Alphabet Inc.’s Google, are launching a new type of wearable tracker: a screen-free device to be worn on the wrist, aimed at continuously monitoring family members, including aging parents. The company, called Luffu, recently announced its first hardware product, prioritizing a jewelry-like design over the clunky appearance of traditional medical devices. The news comes as wearable giants like Whoop, Oura, Garmin and Google embrace increasingly sophisticated screenless devices that focus on serving as sensor packs that pair with smartphone apps. Luffu co-founder James Park said in an interview that the new device, called the Luffu Link, and an accompanying app that went into beta testing earlier this year are designed to help families coordinate care for family members. “We’ve seen location tracking, family calendars, fitness devices, emergency pendants and smart home tools. But at the end of the day, someone still has to manually piece all of these features together,” Park said. “Many AI agents focus on consumer tasks like booking travel or restaurants, but we wanted to build an integrated ecosystem for the family that directly supports safety and care coordination.” The $300 ($250 for preorders) Luffu Link wearable, launching in blue, black and gold color options early next year, supports location sharing, health sensing—such as activity, sleep, and heart rate—the ability to get help from family members, and voice logging for medications, meals, mood, doctor visit updates and reminders. It offers up to five days of battery life and connects to cellular networks to allow for the sending of voice messages or health data to trusted contacts without a phone nearby. The device syncs its data with the app, which uses AI to organize information, identify longterm patterns and surface insights for families. The system is designed to help caregivers understand in real time what has changed, what requires attention and what steps to take next, Park said. The app will launch broadly in the US later in 2026. It works with a $19 per month subscription, which includes access for four family members. Park and Luffu co-founder Eric Friedman, another member of the Fitbit founding team, sold their prior company for $2.1 billion. Google used the deal to update its wearables and health

JAMES PARK PHOTOGRAPHER: DAVID PAUL MORRIS/BLOOMBERG

device strategy, including by recently launching the popular Fitbit Air. “The background for me is deeply personal,” Park said. “My parents live in Cleveland while I live in San Francisco, so I have to manage their care from afar. I would often learn about a condition only after a critical doctor visit, getting only part of the story, and I didn’t want to constantly call them for updates.” Friedman faced a similar challenge while managing care for his children. “It’s not just us,” Park said. “There is a massive need. One in four American adults acts as a caregiver, whether for aging parents or children with chronic health needs.” Luffu was built on many of the same key principles from their Fitbit days, Park said. “Fitbit was always designed to be accessible, from the user interface to the app,” he said. “A lot of that design philosophy comes over, alongside fostering user trust. When Fitbit launched in 2007, we established clear privacy controls ensuring data was not shared with third-party providers without user content, and that commitment carries over to Luffu.” The company plans to eventually expand into the home with a dedicated device designed to assist multiple families across separate households. It didn’t share timing or pricing details for that product. “We view this as an entire ecosystem that can seem alive and care for you and your family,” Park said. “We also want to create a home experience that feels responsive and attentive. Users will eventually be able to capture information through the home device with or without needing a wearable.” Bloomberg

Saturday, October 24, 2026 • Editor: Gerard S. Ramos

BusinessMirror

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Entrepreneur finds business clarity with Google Gemini Gran Turismo releases DualSense controller to celebrate 30th year

ANGELI SORIANO-GOJO of StonedMNL made a template with a framework that she runs on Google Gemini for client consultations PHOTO BY DINNA CHAN VASQUEZ

BY PATRICK VILLANUEVA

T is believed that crystals and astrology connect through the shared belief that planets, elements, and zodiac signs vibrate at specific energetic frequencies. Pairing a crystal with your astrological sign can be helpful by increasing your natural strengths and balancing your personal challenges. Angeli Soriano-Gojo of StonedMNL has been in the business of crystals and astrology for 10 years. She was a former banker who discovered the power of crystals while in sales and marketing. “I used my knowledge about crystals on sales and marketing and I was successful. My colleagues and peers would ask me what I did and what worked for me. I would direct them to good crystal stores. There came a point when they said, ‘We should just get from you.’ I began procuring crystals for them and that’s how StonedMNL started,” said Soriano-Gojo. Recently, Soriano-Gojo turned to technology to streamline the way she services her clients, who go to her for advice on what crystals they should get for good energy and positive vibes. Soriano-Gojo began using Google Gemini to help with her business a year ago, and she said this has opened more business opportunities for her and saved her a lot of time and effort. She sees Gemini as a tool that helps her with the business’ heavy lifting so she can concentrate on her clients. Before this, Soriano-Gojo was very old school; relying on her notes, books, stock information, and experience. Google Gemini is Google’s suite of artificial intelligence (AI) models and its primary consumer AI assistant/chatbot. Multimodal means it has the ability to understand, combine, and generate text, code, images, audio, and video. Gemini also provides direct answers, helps brainstorm ideas, writes code, and summarizes webpages or long documents. It can follow a multi-step research plan across multiple sources and even combine comprehensive reports. Gemini also connects natively with Google apps like Gmail, Docs, Sheets, Calendar, Drive, Search, and external platforms. Interestingly, since we are talking about astrology here, the word “Gemini” means “twins” in Latin. It is both a zodiac sign and a constellation. Gemini represents the third sign of the zodiac, which is tied to duality, communication, and adaptability. One aspect of her business where Soriano-Gojo uses Gemini is for StonedMNL’s photos on social media.

“I used to have difficulty with lighting. Sometimes, matatapos na ang araw di ka pa tapos [the day would be over and I still would not be done]. So it all started with me taking the photos and asking Gemini to change the background for me. The crystals in the photos are actual crystals we have,” she said. She also uses AI to adjust the lighting for StonedMNL’s photos because photographing crystals can be challenging. Thanks to Gemini, she does not have to write captions for these social media posts for hours. She then refines and edits the captions provided. Pretty soon, Soriano-Gojo started using Gemini for other aspects of her business. “Eventually, I realized that I tend to ramble because I have a lot to say. I started using AI to make my thoughts more concise, coherent, and condensed because not everyone has the time to sit down and listen to someone else ramble.” She made a template with a framework that she runs on Gemini. This template allows her to read the client’s sun sign, moon sign, and rising sign. “Along with the client’s concerns, this framework helps us to understand the person better. I run it with the StonedMNL crystals directory so that it matches the client with the crystals faster. This process used to take 30 minutes and a lot of times, clients don’t have that time. Now, it just takes three minutes to compute the client’s sun sign, moon sign, and rising sign,” said Soriano-Gojo. “I made a framework. We did prompts and put it in a PDF file. Before that, we asked Gemini to come up with prompts.” During a one-on-one consultation, Soriano-Gojo listens to a client’s story and selects pieces based on her intuition. She then uses Gemini to organize her notes and draft explanations or alternative options, which she refines and personalizes before sending. To maintain

a consistent crystal directory, she uses Gemini to structure entries into three keywords and a short description. Gemini also helps her draft event announcements, captions, and collaboration emails. While she was unable to give percentages or actual figures, Soriano-Gojo said business has improved since she started using Gemini. As an example, she said some prospective clients would balk at the 30-minute consultation because they need to be somewhere else or are too busy. For StonedMNL’s pop-ups, Soriano-Gojo knew they needed more engagements so she, once again, turned to Gemini for help. “This year, we added an Oracle card pull for every crystal purchase. The deck of cards, we run on AI tools. So everytime Gemini reads for you, it’s accurate. I don’t like asking Gemini to do things for me na ‘bahala ka na’ because I want to be sure. If you, for example, pull the basil card, there is a meaning in the guide book. In the card, there is a three-word meaning. To be sure, I always check the actual guide book,” she said. As a business person who uses AI, SorianoGojo wants the client experience to be accurate and authentic. She chose Gemini because “it has become my second brain.” However, there are questions that aren’t in the AI framework so that’s where her experience will kick in. “It has to be an authentic experience; AI is there to streamline the process. There are questions that aren’t in the AI framework so my years of experience will make sure the experience is authentic. I also ask for the client’s concerns. I always check and tweak based on my knowledge and years of experience,” said Soriano-Gojo. I did a one-on-one consultation with Gojo. In the beginning, there was a problem with the internet

SEE “GEMINI,” A7

Millions of Filipinos have experienced cybersecurity incidents BY RIZAL RAOUL REYES A TOP official of a major cybersecurity group recently said the Philippines needs to step up its cybersecurity awareness to avoid being victims of crimes in the digital world. Luis Jacinto, president of the Information Security Officers Group (ISOG), cited the Philippine Statistics Authority (PSA) findings that approximately 24.28 million Filipino ICT-device users experienced at least one cybersecurity incident in 2024. Furthermore, only 1.9 percent of affected individuals reportedly brought these incidents to the attention of authorities. In a major conference panel, titled A United Front: Securing the Nation Against Evolving Cyber Threats, Jacinto said government and businesses must work together to enhance the

cybercapability of the country. He also emphasized closer coordination among government policymakers, law enforcement agencies, enterprises, and cybersecurity providers to improve cyber defense readiness and develop a more unified national cybersecurity ecosystem. In his talk, Jacinto pointed to artificial intelligence (AI) and emerging technologies as drivers of increasingly complex cyber threats. Citing the World Economic Forum’s Global Cybersecurity Outlook 2026, Jacinto said AI is a major force transforming cybersecurity and emphasized the need to prepare for longer-term technological developments, including quantum computing. Jacinto reinforced the importance of shared responsibility among government, enterprise, technology providers, and cybersecurity

professionals in protecting the nation’s digital infrastructure and strengthening organizational resilience. During the conference, ISOG underscored the importance of continuous learning, mentorship and knowledge-sharing to develop information security professionals and strengthen the country’s cybersecurity capabilties. Furthermore, the initiative seeks to build lasting partnerships among government, business, technology providers, academia and cybersecurity professionals. The conference brought together representatives from the Department of Information and Communications Technology (DICT), CICC, PNP AntiCybercrime Group and ISOG. Established in 2018, I AM SECURE is a cybersecurity awareness and industry engagement platform spearheaded by the ISOG, with XMS

as its strategic partner and producer, alongside key industry stakeholders. Anchored on the theme Soaring High: Future-Ready in the Age of Intelligent Threats, the 2026 initiative emphasized strengthening enterprise, public and private alliances while advancing practical and scalable cybersecurity strategies. Meanwhile, Alvin Punsalan, vice president of ISOG, reaffirmed the organization’s mission of developing information security professionals through continuous learning, knowledge exchange, mentorship, and industry collaboration. He emphasized that ISOG’s progress extends beyond conference attendance and should be measured by the professional development, meaningful partnerships, and lasting value created for its members and the broader cybersecurity community.

DRIVING feels lightweight when you have the right gear. The same could be said for the driving sim game Gran Turismo as it celebrates its 30th year with a collaboration with Sony’s PlayStation to release its latest DualSense controller. Gran Turismo, also known as “The Real Driving Simulator,” is a flagship racing video game by Polyphony Digital Inc. that has been loved by many through the years. It has sold over 100 million copies since its release back in 1997, becoming the highest selling video game franchise with Sony. As such, it is only fitting that Sony pays tribute to its three-decade legacy with an accessory. They took the liberty of adding racing stripes and motorsport-inspired design to its controller, giving it an exhilarating feel. In its right grip, the iconic “The Drive of Your Life” from Gran Turismo 4 made its way, as well as the game’s logo. In its left grip, meanwhile, features its title, the number 30 as a reference for its release date, and the number 100, citing the number of copies it has sold worldwide. The design also plays with a textured, carbon fibre-style front plate to add to its automotive design. The controller’s release also coincides with Gran Turismo 7 Spec IV, an update to the game, adding new tracks and cars for players to enjoy. Polyphony Digital Inc. CEO Kazunori Yamauchi shared that its legacy started with the brand’s love of automobiles. “Thirty years ago, Gran Turismo began with a vision to share the beauty and joy of the automobile. This commemorative controller celebrates the journey we have shared together, and I’m deeply grateful to everyone whose passion continues to inspire us,” he reflected. Pre-orders start on October 22, 2026 for participating retail stores globally. It will officially launch later this year in December.

NEWEST GAMING COMPANION ROG XBOX ALLY X20 NOW AVAILABLE TRAVELING long hours can get tiring. That’s why gaming companions such as the latest ROG XBOX Ally X20 make perfect devices to make long hauls become more exciting. Top tech company ASUS Republic of Gamers (ROG) recently announced their newest entry for handheld gaming with the ROG XBOX Ally X20, with upgrades and new features that will accompany players while travelling. This handheld device is equipped with the AMD Ryzen AI Z2 Extreme processor, making it optimal for on-the-go gaming. It also features an all-new Nebula HDR Display featuring a 7.4-inch OLED panel, rivaling that of the Steam Deck. Meanwhile, it also features a redesigned cooling system behind the OLED panel, heatsink fins, and directly to the processor to keep its performance and gaming experience optimal. It also supports variable refresh rate (VRR) technology to reduce screen tearing. Its user interface (UI) has also been revamped for easier readability across its library of games. Another feature is the improved Aura Sync, now featuring two modes: Reactive and Immersive. Being a handheld device in this new generation means being competitive with the graphics. The ROG XBOX Ally X20 lets players customize their experience with this with the new features of the HDR with Native or Vivid, making games play with original colors and lighting, or boosted intensity and color. The device also features the all-new Travel Mode, automatically limiting its charging power to 65W for better compatibility when charging on-the-go, especially in public spaces like malls or train stations. The ROG XBOX Ally X20 joins the family of ROG XBOX Ally priced at $1,299 as a standalone device. It also comes bundled with the ROG XREAL R1 Edition 20 Gaming AR Glasses, a custom brand Killswitch case, and a Pelican Protector Case for $2,499. More information about the device is available at tinyurl.com/24rkjjpe. PATRICK VILLANUEVA

www.businessmirror.com.ph • businessmirror.lifestyle@gmail.com

BusinessMirror

Editor: Gerard S. Ramos • Saturday, October 24, 2026

Guizhou: More than meets the eye (Part 1) A

FTER nearly a year of house-sitting, I had forgotten how good it felt to need my passport again. Since Lou left for the US, I had put personal travel on hold. I was used to having someone to make plans with, get lost with, and help figure out how to squeeze one more souvenir into our luggage without exceeding the baggage allowance. I wasn’t ready to do all of that alone. Then, former senator Nikki Coseteng and Bemz Benedito of Verde Creatives invited me to join a group trip through Guizhou, a province in southwestern China I knew very little about. Most of my previous trips to China had been for tech events in cities like Beijing and Shanghai. I assumed Guizhou would be my least tech-focused visit yet, and I was looking forward to it. I wanted to spend less time in hotels and launch venues and more time exploring places and meeting people. A little reading before we left complicated that assumption. Guizhou was home to one of China’s major data center clusters. Companies whose names I knew from tech launches had operations there, though their facilities weren’t on our itinerary. I hadn’t even left Manila, and the province was already proving harder to sum up than I’d expected. But after weeks of waiting, I wasn’t entirely sure we’d leave Manila at all. Our visas arrived two days before the flight, the itinerary the day before, and I had to get new luggage less than 12 hours before departure. For someone who makes a living asking questions, I was boarding a plane with quite a few of my own.

DAY ONE: AIRPORT DAY WITH TEAM NO SLEEP

BY four in the morning, I was at NAIA Terminal 3. Our flight wasn’t until 8:20 am, but between packing and finishing last-minute work, there had been no point in going to bed. I would have spent whatever time I had left worrying about sleeping through the alarm. The rest of our group arrived around six, and almost everyone had a version of the same story: a couple of hours of sleep, unfinished work, lastminute packing and enough excitement to keep us

functioning. I had simply skipped the sleeping part altogether. Team No Sleep had assembled. Without a proper pre-departure orientation, all we knew was to be prepared for some rain. So we packed what we thought we needed and hoped we had guessed correctly. The collective wish was for “Tagaytay weather”— at least. What we got felt closer to a Manila evening, just a few degrees cooler. For the first time, I had also traveled without bringing any cash to exchange for local currency. I knew most of China used Alipay and QR Codes and I was about to put that to test. China Southern Airlines flight CZ3078 would take us from Manila to Guangzhou Baiyun International Airport, where we would connect to a domestic flight to Guiyang, the capital of Guizhou. That domestic connection came with a warning for anyone bringing a power bank: China requires a clear 3C, or CCC, certification mark on power banks and units without the mark will be confiscated. That’s why I just decided to bring the Redmi Note 17 Pro Max as my backup. We arrived at Guizhou Park Hotel in the late afternoon. By then, I had been awake for more than 30 hours. The moment my back touched the bed, I was out. Fortunately, I had set an alarm, even if it was only for a 20-minute nap. Our welcome dinner gave us an early taste of the cuisine with a thoughtful touch: the dishes were prepared with less chili for our Filipino group. Our table filled with braised pork trotters and dipping sauce, fish in a red sauce, mixed mustard salad, sizzling golden potatoes, and garlic ribs paired with crispy fried milk. Another eye-catching dish arrived in hollowed-out oranges, each filled with some sort of kakanin, topped with its own little lid. There’s a saying that you could eat three times a day in China for a year and never have the same dish twice. I wasn’t staying long enough to test that, but our first meal made a promising start. Guizhou Park Hotel reminded me of Century Park Hotel in Manila, and the surrounding area gave me a bit of a Malate feeling. After dinner, John Bueno and I asked the concierge where we could find the nearest mall. Just across the street, we were told. Simple enough—except we couldn’t figure out how to get to the other side. In a city with so many bridges and flyovers, we couldn’t spot a pedestrian crossing or an overpass where we needed one. The answer, it turned out, was underneath us. What we had taken for entrances to the subway stations also let us cross below street level. Once we figured that out, the mall really was only a few minutes away. The mall had about five floors, with a food hall near the escalator where we emerged and I found my first toy store.

Besides Blokees, there were Transformers blind boxes I hadn’t seen back home, and a few promptly became my first purchases of the trip—and I paid just by using QR codes.

DAY TWO: CROSSING THE BRIDGE AND CHASING WATERFALLS

NOW powered by five hours of sleep, I was ready and excited for day two. We were in Guiyang, the provincial capital, but Guizhou was so much bigger. Its mountains, valleys and karst landscape help explain both the natural attractions we were about to visit and the scale of the infrastructure built to connect them. Our first full day would take us toward Anshun: Baling River Bridge in the morning and Huangguoshu Waterfall in the afternoon. Baling River Bridge is also called Balinghe Bridge—he means “river” in Chinese. Its main span measures 1,088 metres, and its roadway is roughly 370 metres above the river. Our guide said it was one of the highest bridges in China. If this were a DPWH project back home, I’d probably be more afraid of the budget than the height. Even more interesting than its height was its purpose. The bridge cut the journey across the valley from an hour to just four minutes, according to our guide. The view is impressive, but the time it gives back to people who make that trip regularly may be its most remarkable achievement. It has also become a destination in its own right. There are viewing areas and adventure activities, including a bungee facility that holds the Guinness record for the world’s highest commercial bungee jump facility, at 370.25 meters. We saw the bridge from two very different angles. First, we stopped at a viewpoint far enough away to take in the entire crossing between the mountains. Then our coaster brought us beneath it, where an elevator took us up to another viewing area. From a distance, the bridge was a line across the landscape. Up close, its supports and cables gave us a better sense of what it took to build it. After lunch, we continued to Huangguoshu Waterfall. The main waterfall is about 77.8 meters high and 101 meters wide, but Huangguoshu is more than one waterfall and one photo stop. It is part of a group of 18 falls. Before we reached the waterfall, though, I was struck by how the place had been organized for visitors. There were turnstiles, landscaped paths, a bonsai display and long escalators between levels. To put that in context, I recorded a video of our escalator ride, and it took more than five minutes to reach the bottom platform. The entry experience felt closer to entering a theme park than setting off on a nature trail.

We had VIP access, so our route began in a quieter area with raincoats and unlimited drinks and snacks. For a while, we had no idea how many people were visiting that Tuesday. Then we reached the public paths. They were busy, and almost all the visitors appeared to be Chinese tourists. The escalators spared us a considerable descent, but they didn’t eliminate the walking. There were still paths to follow, viewpoints to share and pauses while other visitors took their pictures. The only thing more impressive than the view was the 73-year-old former senator Coseteng walking way ahead of us. She was fast, and her energy put me to shame. Huangguoshu has one feature I especially wanted to see: the Water Curtain Cave, a passage about 134 meters long behind the waterfall. Visitors who take that route can see the water from the other side of the cascade. Sadly, our guide advised against it that afternoon. The walk would take more time, and the path could be dangerously slippery. I had to settle for zooming in to try to capture what appeared to be people in white raincoats walking behind the waterfall, just like in that scene from A Quiet Place. We returned to Guiyang for dinner and a second night at Guizhou Park Hotel. The next morning, we would trade the coaster for a high-speed train to Congjiang, then continue by road to Zhaoxing to begin the Dong village part of our journey. Our visit with the Miao community would come a day later.

Gemini... CONTINUED FROM A6 connection of the place where we were at, and she had to do the first minute of the consultation with Gemini. Once that problem was fixed, she showed me how she used my sun sign, moon sign, and rising sign and my personal concern on Gemini to come up with a summary, including crystal recommendations. She also answered questions, this time without Gemini, about certain concerns I had. I asked Soriano-Gojo if there was something that Gemini told her that she never knew before. “When it comes to crystals that are good for business, it is always citrine, aventurine, pyrite, moss agate, jade, among others. So I asked if there was a crystal that was good for continuity of business and learned that blue lace agate, when placed with other money crystals, will help. There’s really always room for learning.”

Education BusinessMirror

A8 Saturday, October 24, 2026

PBBM at security meet: Prioritize school safety and child protection

CHOOL safety and child protection against violence and related threats emerged as key priorities for the second semester of 2026 during a highlevel government security dialogue. President Ferdinand R. Marcos Jr. led the Joint National and Regional Peace and Order Council meeting on October 16 at Malacañang Palace in Manila, where officials discussed measures and security challenges confronting the country. The Presidential Communications Office (PCO) said the president directed relevant government offices and local

Editor: Mike Policarpio

Mandarin Oriental has internship pathways for hospitality students

PRESIDENT Ferdinand R. Marcos Jr. leads a joint National Peace and Order Council and Regional Peace and Order Council Meeting. PCO/PNA DIRECTOR Sherlo Reyes (from left), Dean Dr. Marie Paz Castro, and Chancellor Benhur Ong of Benilde, with Mandarin Oriental executives Franck Droin, Laura Wilson, and Zufar Khabibullin.

governments to tighten school security and establish clear protocols for reporting and responding to bullying, violence, and emergencies. According to the PCO, the chief executive also instructed stakeholders to protect children from harmful online content. The meeting emphasized the need to increase police visibility, speed up emergency response, and improve public safety services.

Based on the latest PCO data, the Unified 911 recorded over 12 million calls from January to September concerning police matters, medical services, fires, violence against women and children, and search and rescue operations. The dialogue provides national and regional agencies a platform to discuss measures to protect communities through stronger coordination. Joyce Ann Rocamora/PNA

HE Mandarin Oriental Hotel Group has inked a partnership with De La SalleCollege of Saint Benilde (DLS-CSB) to provide students real-world experience in the luxury hospitality industry through internship programs in Hong Kong and Makati City. Under this mutual pursuit, the globally acclaimed brand, which operates prestigious hotels, resorts, and residences, will offer interns from the School of Hotel, Restaurant, and Institution Management at least 600 hours of practical training. This strategic collaboration, aimed at strengthening students’ career readiness, was formalized through a ceremonial signing of a memorandum of agreement between the hotel and the college. Mandarin Oriental officials Laura Wilson, Zufar Khabibullin, and Franck Droin stood for the hotel group, while Chancellor Benhur Ong, SHRIM Dean Dr. Marie Paz Castro, and

Center for External Linkages Director Sherlo Reyes represented Benilde. The internship program may be completed in a flexible face-to-face or hybrid mode. It seeks to equip student trainees with relevant exposure in physical and virtual work sites and to enhance their employability upon graduation. They will be immersed in a professional work environment and have the opportunity to hone their skills by applying theories to real-life workplace situations. Industry practitioners from the multinational hospitality and management group will evaluate their performance. The student interns will likewise receive assistance for their visa application and processing, support upon arrival, insurance for the duration of the internship, meals while on duty, leave, and a monthly stipend of HK$7,500.

UST-SHS and COL Financial Group partner for fin. literacy education

AMONG THE WORLD’S TOP RESEARCHERS De La Salle University faculty were included in the 2026 list of the world’s top 2 percent researchers across all disciplines, as

cited in a paper recently published by a team led by Stanford University statistician John Ioannidis. Based on cumulative career statistics, the following are DLSU’s top researchers, with their ranks: Dr. Raymond Tan (top 0.3 percent), Dr. Allan B.I. Bernardo (top 0.7 percent), Dr. Kainam Thomas Wong (top 0.9 percent), Dr. Kathleen Aviso (top 1.5 percent), Dr. Anthony SF Chiu (top 1.6 percent), Dr. Luis Razon (top 1.7 percent), and Dr. Consolacion Ragasa+ (top 2.0 percent). They are among only 51 Philippine-based researchers—31 of whom are affiliated with higher education institutions. In this year’s list of the world’s top 2 percent researchers for a single year (2025), 11 DLSU professors were among the 74 Philippine-based researchers.

EINFORCING its commitment to holistic and future-ready education, the University of Santo Tomas Senior High School (UST-SHS) has formally entered into a partnership with COL Financial Group, Inc. (COL) with the signing of a memorandum of understanding (MOU), establishing a collaborative framework to promote financial literacy and capital market awareness among students and academic staff. The MOU outlines a non-exclusive collaboration between UST-SHS and COL to deliver educational initiatives centered on investments and the capital markets. Key initiatives under the partnership include faculty immersion programs, curriculum enrichment collaborations, career guidance sessions, financial literacy campaigns, and participation in investment simulations and case competitions. Select students and academic staff may likewise be granted priority access to COL-led webinars, forums, and conferences, further broadening their exposure to the financial industry.

A scholarship for underachievers, and a classroom for every dream By Jude Trinidad

OME years back, the photo of a homeless nine-year-old boy named Daniel doing his school homework on the pavement of a quick-serve restaurant in Mandaue City stirred the Internet. He managed to read and write with the help of the shafts of light coming from the store. Netizens gushed in sympathy and offered help. Many ask why someone struggling to learn wouldn't receive a scholarship. Unknown to many, Silid Aralan Inc., a foundation based in Rodriguez, Rizal, has long answered that question by offering scholarships to struggling learners. For two decades, it has sent hundreds of “Daniels” to school, year after year.

Born in the dumpsite

WHILE typical scholarships go to students who achieve the highest grades, win competitions, or consistently excel in the classroom, Silid Aralan takes the contrarian course by embracing those who would have been automatically excluded from the scholarship system. “[It started in] 2002, when I chose to live in Quezon City’s Payatas dumpsite for three years,” said Arcie Mallari, the foundation’s chief motivation officer. “I met many high school students there who could barely read and write.” Mallari discovered three harsh realities: First, struggling families often just wanted the diploma—sometimes even threatening teachers if their children [didn’t pass]. Second, classrooms were severely overcrowded, with 70 to 100 students packed into a small space. Third, the teachers’ key performance indicators and promotions are tied to pass/fail rates of their students, creating a structural pressure to promote kids who weren’t actually ready. “One day, I asked a 16-year-old fourth-year high school girl what she wanted to become someday. Her quick reply was to be a house-

maid,” he shared. “Dumbfounded, I asked why. She gave three reasons: One, she could finally sleep comfortably on a sofa or bed instead of the cardboard on the floor. Two, she would no longer have to eat pagpag, or scavenged leftover food from the dumpsite, but safer leftovers from her employer. And, three, she could sleep without fear during stormy weather, knowing there’s [a stable] roof over her head.”

Steely start

SHOCKED, Mallari immediately called some friends to help that girl get into college. Thereafter, he left the dumpsite in 2005 to pursue a corporate career. A year later, he was invited to attend a graduation ceremony. To his and his friends’ surprise, the same girl who dreamed of becoming a housemaid stood on stage and was recognized as an honor student. That reinforced Mallari’s resolve to help students in dire situations. In 2007, he founded Silid Aralan to empower learners who are not only economically poor but also academically challenged, particularly those struggling to read and write, and failing in school. Scholar Rhian—a Grade 9 student—confessed that being adopted by the foundation made her love learning. She recalled having a hard time reading and writing, even though she had already reached sixth grade three years ago. Now, Rhian proudly says she is proficient in reading, writing, and, most of all, reading comprehension.

Inside classes

AT Silid-Aralan, students are enrolled in one of the three main programs: 1) “Silid Read to Lead Program” for Grades 1 to 3 that focuses on foundational non-readers, using the SALTED Framework: Motivate, Escalate, Create, Integrate, and Celebrate. It prioritizes emotional safety and confidence before teaching reading drills, or “Will Before Skill.”

2) Ground Zero Program for Grades 4 to 6, designed for intermediate learners experiencing learning loss and academic failure. It bridges gaps in reading comprehension and critical numeracy while rebuilding their self-confidence. 3) “iLEAD” program for Grades 7 to 12/senior high school—the flagship youth leadership track, powered by the SILID Coaching Framework: Story, Insight, Leaps, Intentions, and Development. It guides students’ transition into self-leaders who prepare for college or careers and execute real-world iMPACT Projects for their communities. Program sessions complement the formal schedule of the Department of Education without causing academic overload or interruption. Co-learners composed of volunteers, community mentors, and staff facilitate classes in spaces like vacant classrooms, local barangay halls, municipal libraries, or community centers provided by partner organizations.

Healing before honing

TO date, Silid Aralan has already helped about 20,000 most-challenged learners, rebuilding their motivation, strengthening their competencies, and restoring their hope so they can rise, lead, and transform their communities. While some believe that education deficiencies can be solved by simply distributing more textbooks or enforcing tougher drills, the foundation has developed a deeper understanding of children in vulnerable communities who carry deep emotional trauma, or “academic hibernation,” from repeated failure. It sees students who struggle—not because they lack will or potential— but because they are trapped in difficult learning conditions. Imagine students who cannot afford public transport and walk kilometers to school; study in a crowded home; care for younger siblings; attend classes hungry; do “side hustles” after class to put food on the table; and students like Daniel, with no home to call his own…

COL Vice President Mark Jasson C. Ilao (from left); UST-SHS Principal Assoc. Prof. Mary Erika N. Bolaños LPT, PhD; and COL Head of Partnerships Jed L. Velarde The collaboration reflects both institutions' mutual recognition of the critical importance of financial education in preparing young Filipinos for the demands of a rapidly evolving economic landscape. By integrating capital market literacy into the UST-SHS academic experience, the partnership aims to equip students not only with theoretical knowledge of financial concepts but also with the practical awareness needed for sound economic decision-making.

WILL BEFORE SKILL: A Silid Aralan volunteer co-learner conducts a reading session with an early-grade learner inside the East City Central School hub in Cagayan de Oro City, building confidence and emotional safety through the SALTED framework.

Learning poverty

THE Philippine education system faces a deep learning crisis, with more than 90 percent of Filipino children aged 10 struggling to read simple text. Global evaluations like the Program for International Student Assessment (PISA) revealed that 15-year-old Filipino students consistently rank near the bottom globally in specific subjects. While the latest assessment cycle (2025) had placed the Philippines as the fastest-improving country in the world, Filipino students remain near the bottom, ranking 77th out of 91 countries in Science, 74th out of 90 countries in Math, and 72nd out of 90 countries in reading. Schools in depressed areas generally fare worse. Mallari was not surprised that some schools produced high school graduates who could barely read or write, yet were generous enough to recognize almost an entire batch as honor students.

Building future generations

SILID ARALAN sustains itself through volunteers, donors, and friends who believe in providing educational aid for those deemed “outliers” for being “scholars.” For P10,000, one can already send a needy student to the foundation’s program for one year. “When you invest in an honor student, you

get an incremental gain. But when you invest in a child at ‘zero-point’—a child who can’t read and has lost all hope—you aren’t just teaching a lesson; you are breaking the cycle of intergenerational poverty for an entire family,” explained Mallari. “Your P10,000 is not a mere donation; it is a high-yielding social investment in human dignity.” In its 20 years of operation, the Silid Aralan has not only helped thousands of students finish their studies but also produced successful engineers, architects, doctors, accountants, teachers, and more. Some have become loyal volunteers and donors, while others now sit on its Board of Trustees. By believing in underperforming students—especially those who are poor—the foundation is not merely giving them money for school; it is telling them clearly that their lives matter, their dreams matter, and their future matters. For Mallari, a scholarship doesn't just pay for an education. It funds possibilities, hope, and opportunities to succeed. It doesn't just change one student’s life; it may also improve the future of a family, a community, and future generations of the country. The author is a freelance writer and long-time volunteer evaluator of the Philippine Council for NGO Certification.

Tourism&Entertainment BusinessMirror

Tourism Editor: Edwin P. Sallan

Saturday, October 24, 2026 A9

IMMERSING IN A GREAT PANORAMA

From HK to the Greater Bay Area I Story & photos by Mike Policarpio

N southeastern China, the GuangdongHong Kong-Macao Greater Bay Area (GBA) is emerging as an attractive destination for leisure travelers, including Filipino families.

The region offers a wide range of attractions: from family entertainment and cultural sites to modern urban experiences. Enabling the seamless connection to the GBA from the Philippines is Cathay Pacific, which offers air-and-coach connections to the Zhuhai and Macao ports of the Hong Kong-Zhuhai-Macao Bridge. This offers added convenience, with streamlined immigration procedures and baggage transfers. Visitors also save on travel fees, as they have to settle them only once upon arrival in HK. Talk about experiencing intermodality (plane, then bus or ferry to the port city), which Cathay Pacific encourages for trips to GBA, making travel a real comfort. This is also a special offering from the airline, which is currently celebrating its 80th year of flying travelers to destinations worldwide. As a long-time partner of the airline, Panda Travel organizes GBA tour packages, thanks to its sales team’s deep familiarity with the region and the many fun, fantastic activities families can enjoy there.

GUANGZHOU’s illuminated skyline reflects in the Pearl River.

SKYSCRAPERS surround Shenzhen’s skyline.

Early connections

OUR familiarization tour started at the NAIA Terminal 3 with a warm welcome and briefing from Cathay Pacific’s Anna Lee. The airline’s kiosk made check-in a breeze for our group, which included select media members, Panda Travel’s trade partners, and the airline’s officers John Carillo and Sherlie Taguiam. According to Lee, what elevates Cathay Pacific’s proposition as a carrier is its global network and its connection to Hong Kong as an international aviation hub. “We provide convenient access to destinations across the GBA through a range of air, sea and land transport options,” Lee said. As a first-timer aboard a Cathay Pacific flight, the economy seat was surprisingly comfortable, with enough legroom to “reboot” after an early Tuesday schedule. Sated with a warm chicken noodle meal, the smooth flight lulled me into a snooze… Bright skies and warm weather, with temperatures reaching 32 degrees Celsius, greeted our group upon landing in Hong Kong—the acknowledged regional and global nexus to the GBA. After a breather at a far-end terminal, we boarded a crossboundary coach that traversed the famous Hong Kong-Zhuhai-Macao Bridge. At 55 kilometers, it combines spans, artificial islands, and an undersea tunnel as an impressive feat of engineering. After a 45-minute drive across the awe-inspiring bridge, our group—led by Panda Travel’s Irene Jean Chua-Ong—arrived at Zhuhai-Macao Port. Immigration clearance was quick, and retrieving our luggage was easy, reflecting Cathay Pacific’s intermodal convenience into the GBA. Back on the road, we boarded another e-bus and headed through Zhuhai’s busy streets. It was a bustling workday, with modern vehicles filling the highways. Downtown, the air buzzed with delivery riders and workers heading to the office or lunch. Speaking of which, we headed to our first meal: signature Chinese dishes of steamed fish, fresh cruciferous and leafy vegetables, sweet-and-sour meat, and the staple hot tea, among many others. (Over the hearty feast, the group reminisced about Oriental restaurants in Manila that have either survived the passage of time or are in danger of closing shop.)

‘Pearl River’

WE continued our sojourn across the resort city of Zhuhai—which, according to a 2014 report by the Chinese Academy of Social Sciences, was ranked “the most liveable city in China.” One will find that the locale is actually a treasure trove of destinations at the heart of the “Pearl River.” Zhuhai is home to an enclave of resorts under the Chimelong network, which are sure to give parents, and especially their children, the grandest time of their lives yet. Our group discovered a vast array of distinct leisure attractions within that will keep a family busy for a day or longer. During our hotel stays with the Chimelong group, we were greeted by striking architecture at the imposing lobbies. For instance, the Hengqin Chimelong Resort and Hotel featured domes buttressed by columns shaped like whale sharks, along with motifs of underwater life. It set the stage for its main attraction: the Chimelong Ocean Kingdom. After a quick electric-cart ride from the hotel, our group entered the park and was dazzled by a full

CATHAY PACIFIC’S Shirlie Taguiam marvels at a massive aquarium inside the Chimelong Ocean Kingdom.

LED canopy leading to themed rides, animal exhibits, and countless souvenir stores. In the evening, we were awestruck by a 30-minute fireworks, wateracrobatics, and light show. Numbers testify to the park’s drawing power: In 2024, Chimelong Ocean Kingdom hosted almost 13 million guests, ranking sixth among the world’s most-visited theme parks, and the most-visited one that is not branded as Disney or Universal. Its aquariums include record-setting attractions recognized by Guinness World Records. In the late afternoon, we were enthralled by a circus show at the Chimelong Theater. Performers from 28 countries executed gravity-defying acts. Tamed animals shared the spotlight, including occasional appearances by large birds flying overhead. The following morning, our delegation learned more about the Chimelong theme park group. With three resorts, eight theme parks, three international shows, and nine resort hotels, the group caters to about 40 million visitors yearly; top official Samuel So said the brand is currently fifth worldwide in attendance. Soon after, our group headed to Chimelong Spaceship, recognized by Guinness World Records as the “world’s largest indoor theme park.” The sprawling complex looked like a sci-fi movie set, with interstellar imagery and structures that seemed to transport guests to another dimension. The sprawling complex looked like a sci-fi movie set, with interstellar imagery and structures that transported guests to another dimension of sight and sound. Robots greeted parkgoers and, inside the main dome, performed stunts like boxing in a ring. A wild multi-dimensional space ride took passengers into space and underwater, with occasional splashes to complete the virtual experience. More water attractions awaited us, such as aquariums and a vast performance hall where three orcas wowed audiences (more splashes for those in the front seats!), and we were surprised when trained pelicans

BUSINESS-CLASS travelers have wide access to the airline’s lounges at the Hong Kong International Airport.

THE airline’s seamless connectivity to the GBA includes convenient check-in and luggage handling.

zoomed across the pool. Entertainment also included education, as the venue encouraged everyone to learn about marine conservation. (I overheard that Chimelong allocates a substantial budget to animal care and facility upkeep, which helps maintain the network’s outstanding quality). Within the Spaceship’s grounds, and while touring the Chimelong group’s hotel chain, we checked out the surroundings and the well-appointed themed rooms, classified as deluxe, family, and suites, that offer utmost comfort and relaxation while you spend days immersed in the wonderful attractions.

storks, and interesting birds in another enclosure. The hotel’s sumptuous dinner banquet prepared us for another treat—this time, another “record-breaking” visual feast at the Chimelong International Circus Show. Guinness calls it the world’s largest permanent circus structure, with equally grand, breathtaking performances by its international cast, and, of course, the resort’s trained animal residents earning their places on stage, and even in the spectators’ area. That the arena was jam-packed on a weekday was a testament to the show’s appeal to all ages. After the enclosed venues, the next day beckoned with another adventure for the group: animals up close at Chimelong Safari Park. It was like being transported to another continent aboard an open-air e-cart, as the vista was akin to African landscapes, complete with giraffes (including a spot to feed them), zebras, kangaroos, ostriches, hippos, various selections of birds, koalas, Komodo dragons (inside enclosures, of course), and so much more—truly a higher-tier zoo from that side of the world. We joined a sizable number of visitors who took to the treetops via cable cars for a bird’s-eye view of the animals and soaked in the sights of nature’s wonders cared for in that pocket of paradise. From the Chimelong complex, we further ventured into the heart of Guangzhou. Our group stopped for a quick look at the China Hotel, which had remarkably transformed from a decades-old establishment into a chic, stylish hotel under new management. Afterward, we checked into The Westin, where I was personally amazed by its lush, luxurious interiors. We were still on the move come nighttime, and for a change, enjoyed dinner aboard a cruise ship that sailed us along the Pearl River. After dinner, we took in a panoramic light show as Guangzhou’s skyscrapers illuminated the Pearl River. Rising above them was the 600-meter Canton Tower, its colorful lights reflected in the water alongside those of the other buildings. The spectacle captured the energy of a metropolis that comes alive at night. The next morning, our group immersed our-

Guangzhou’s charm

BACK on the road, we headed to Guangzhou after a hearty buffet lunch, taking in the expansive expressways and highways that led us to this charming, ultra-progressive city. We checked in at the resort’s eponymous hotel, where the lobby’s glass-walled restaurants featured fauna that can be seen up close: a couple of Siberian tigers in one setting; then flamingos, spoon-billed

A PANDA at the Chimelong Safari enjoys its favorite pastime: napping.

THE imposing whale shark structure greets visitors at Chimelong Ocean Kingdom.

ONE of the expansive aquatic stages inside the Chimelong complex.

selves more in Guangzhou’s essence. We made a quick stop at the expansive Huacheng (Flower City) Square and snapped photos with the Canton Tower as the daytime backdrop. Then, we headed to Shamian Island, a Europeaninspired former enclave that once housed foreign delegations. Waterways surround the area, with tree-lined cobblestone streets and 19th-century Western architecture. We each ordered drinks from the Luckin branch there, where I sampled the IG-popular Orange Americano. (Judging from its taste, plus the Coconut Latte I had the other day, the brand can really give its global designer-coffee competitor a run for its money.) An ultra-filling Cantonese cuisine lunch awaited us at Panxi Restaurant, where we also took the chance to “hoard” mooncakes and some champuy for pasalubong. Having more than enough calories to burn (we averaged about 15,000 steps daily since Day 1!), we took on the challenge of traversing Beijing Road (where I took the chance to avail of a traditional foot spa) and Zhongshan Road for more shopping (for those of us who still had enough yuan and RMB left). The group savored (yet another) feast-like dinner at Landmark Hotel.

Sensational Shenzhen

WE bade Guangzhou goodbye the next day—our last in the Greater Bay Area—and traveled by electric coach to another ultra-progressive place that is Shenzhen. On that sunny Saturday in September, the city welcomed and surprised us with its stunning skyscrapers (dominated by the towering Ping An Finance Center), manicured parks, and network of high-end underground shopping malls. While parks naturally attract visitors, one in Nanshan District offers a glimpse of Shenzhen’s technological ambitions. Humanoid robots serve coffee and snacks, while drones deliver food and beverages ordered through an app. Such innovations reinforce the city’s reputation as a technology hub. Our six-day exposure in the GBA neared completion when we arrived at Shekou Port, which still forms part of Cathay Pacific’s intermodal travel in the area. Checking in our luggage was a breeze, with the airline’s local officer personally overseeing it. She explained that we could claim our baggage upon arrival in Hong Kong, which made travel even more convenient, minus the hassle of carrying it on our ferry trip (a traveler can choose between this mode and land travel, like the one we took when we first arrived). We passed immigration and baggage inspection once. While waiting for our ride across the Pearl River Estuary, we relaxed in the Cathay Pacific Lounge and enjoyed the light meals there (not to mention the choco-flavored Venchi premium ice cream!). We eased into the sunset cruise across the channel aboard a well-maintained ferry. Back at HK International Airport, Cathay Pacific made the final leg of our familiarization trip extra memorable by giving us access to two lounges, not just one, as business-class passengers. Never mind if the flight back to Manila was just under three hours. The CX flight crew’s attention to detail was commendable and made the nearmidnight trip chill. Indeed, it lived up to its brand promise: Feels good to move. As a first-timer in the Greater Bay Area, a fitting description of our days there would be magical, eyeopening, and liberating. Cathay Pacific and Panda Travel made it possible, and they will create similar opportunities for many travelers through their expertise and familiarity with the region, as well as their ability to create unique experiences for those who want to open their world to greater panoramas.

TheWorld

A10 Saturday, October 24, 2026

Editor: Angel R. Calso

France plans military presence to contain next round of protests By Benoit Berthelot

Bloomberg News

RENCH authorities are bracing for a new round of protests Saturday, rolling out the military to back up police in a bid to prevent a repeat of last weekend’s riots and reassure markets unnerved by the violence. There will be 20% more police on the ground than last Saturday, according to the Interior Ministry. The chaos that followed costof-living protests then led to the looting of 3,000 stores and 2,700 arrests. On top of the reinforced police presence, special-intervention forces normally used for risky missions like counter-terrorism will be used if needed, Interior Minister Laurent Nuñez said on Wednesday. Soldiers will help guard sensitive buildings. Helicopters, water canons and armored vehicles known as Centaurs will also be available. “It’s not just Paris, it’s many cities across France,” Thierry Clair,

national secretary of the Unsa Police union, said in an interview. “There will be large-scale operations everywhere.” At least 75% of the police force will be mobilized, a very high rate, with many postponing days off, he added. President Emmanuel Macron said Thursday that only protests organized by labor unions would be approved by local authorities this weekend. “The general recommendation is that there be no demonstrations in the coming days,” he said, framing the decision as a way to bring calm. The restriction on protests means that people who aren’t in the marches are breaking the law, and is aimed at ensuring the rule of law, a French

official said. T he c r a c k do w n prompt e d criticism from the left. It was described as “a historic attack on the right to protest” by farleft France Unbowed lawmaker Manon Aubry. In a statement Thursday, the CGT union said it was the government’s responsibility to maintain order, calling on authorities to end their “repressive tactics.” Any new unrest could increase fears about France’s financial situation at a time of heightened political uncertainty. France is struggling to reduce the budget deficit ahead of elections in six months, pushing up spreads between French and German government bonds into territory associated with the euro-area debt crisis. The premium on French 10year bonds over Germany increased by 16 basis points to 175 basis points on Thursday, the highest since late 2011. Italian bonds also came under pressure, with its German yield gap widening by 11 basis points to 127 basis points. Italy is also dealing with protests and road blockades over soaring fuel prices. Moody’s, which rates France’s investment-grade sovereign debt a

step above Standard & Poor’s, may lower its rating later on Friday.

Second round

SUPPORTED by a disparate movement of social media figures, students, unions and left-wing parties, Saturday’s protests are framed as an “Acte II,” or second round, of a movement calling for better public services and government help with the cost of living. Much of the anger is targeted at Macron, who six months before the end of his second term has never been so unpopular. Macron pushed back at criti-

Gold dips below $4K as deepening stock rout fuels volatility

OLD dipped below $4,000 an ounce, sliding to the lowest in more than three months, as investors sold the precious metal in a cross-market stock rout. Bullion dropped as much as 0.9% to less than $3,990 an ounce, the lowest since midJuly, after falling almost 3% on Thursday. It later pared losses. Selloffs in the stock market deepened on Friday, while Treasuries largely held gains from the previous session as investors rotated out of artificial intelligence-related companies and sought safety in US bonds. Gold had likely faced a

“liquidity-driven selloff,” said Justin Lin, an analyst at Global X ETFs. This “tends to happen in sharp market downturns, as it’s a great source of liquidity to fund margin calls, capital requirements,” he said, adding the precious metal was close to testing a critical level of $3,900 an ounce. Investors are increasingly worried about the sustainability of AI investment — a major driver of US growth. This is prompting traders to lower their bets for another interest rate increase, with the probability of a quarter-point increase at the Federal Reserve’s meeting next week currently sitting below

10%. While lower yields and ratehike bets are typically positive for gold, inflation is likely to remain sticky on higher oil prices. Intensifying attacks on Saudi Arabia raised the risk of wider Middle East supply disruptions and drove Brent crude above $113 a barrel, on track to gain 3% for the week. Iran-backed Houthi militants claimed recent attacks on the Saudi Red Sea port of Yanbu, as well as deadly strikes on an oil field and airport in the kingdom. Gold is down by more than a fifth since the US-Iran war started in late February. “We remain cautious in

the near term, particularly as gold has struggled to respond positively to the recent decline in yields,” said Christopher Wong, an analyst from OverseaChinese Banking Corp. “The latest selloff suggests that broader risk reduction and lingering inflation concerns may be outweighing the relief from lower yields.” Spot gold was down 0.3% to $4,014.86 an ounce at 11:10 a.m. in Singapore, while silver fell 1.2% to $53.90 an ounce. Platinum and palladium edged higher. The Bloomberg Dollar Spot Index, a gauge of the US currency, was little changed. Bloomberg News

New Zealand’s military chief resigns after admitting to an inappropriate relationship

ELLINGTON, New Zealand — The chief of New Zealand’s military, Air Marshal Tony Davies, resigned Friday after admitting to an inappropriate relationship as a unit leader. “I regret not disclosing this when I had the opportunity to do so,” Davies said in his statement. He didn’t elaborate on the circumstances of the relationship or when it happened. Davies joined the country’s Air Force in 1984 and became chief of

the New Zealand Defence Force in 2024. The military said leadership was transitioning to its vice chief, Rear Admiral Mat Williams. “The resignation is for personal reasons, and results from errors of judgement made by me in the past, for which I am taking responsibility,” Davies said. “The errors of judgement were contrary to the values of the Defence Force.” The military said in a statement that it wouldn’t comment further. The matter has been referred to an independent in-

spector-general who investigates military conduct. Defense Minister Paul Goldsmith, an elected government official, said he had received the resignation. Goldsmith said in a statement that the situation was an “integrity matter” and he had agreed with Davies that his position was no longer tenable. “I acknowledge his 42 years of service and his contribution to the New Zealand Defence Force, but note the circumstances of his resignation will be a great

disappointment to the men and women of the Defence Force,” Goldsmith said. Davies graduated from the US Air Force Air Command and Staff Course at Maxwell Air Force Base in Alabama in 2000, and the Royal College of Defence Studies in London in 2013, according to the New Zealand military’s website. He was appointed a Member of the New Zealand Order of Merit in 1998 for his role in the midwinter evacuation of a critically ill US citizen from Antarctica. AP

cism from foreign leaders including Donald Trump and Benjamin Netanyahu, who are both involved in election campaigns. Speaking to reporters in Doha this week, he derided those making “stupid comments” on the unrest for political gain. “There are people who campaign at France’s expense — leaders who are in campaign mode, whether here in the region or on the other side of the Atlantic,” he told reporters in Doha.

Le Pen rally

LIKE last weekend, the planned

protests will be spread nationwide. Marine Le Pen’s far-right National Rally is holding its congress in the city of Orléans, in the center of France, with leftists parties planning to organize a counter-protest that will draw tens of thousands. The central city “will require a lot of personnel,” Clair said. In Paris, shops including luxury boutiques have been boarding up windows and hiring more security personnel, and some will remain shut. The main march in Paris, authorized by police, will stretch from the Bastille square to the Nation square, in the northeast of the French capital. Kering SA, owner of Gucci and Balenciaga, remains vigilant for riot threats in the coming days, the chief financial officer of the luxury group said on an earnings call Thursday. Carrefour SA warned that the social unrest will drag on its earnings this year, a sign of the economic impact from the riots. Three popular museums, the Louvre, Musee d’Orsay and the Picasso Museum will close Saturday, according to Agence France-Press. Marseille and Lyon banned protests on Saturday and extended curfews.

What to know about the AI-detected security bug impacting wide swaths of the internet

HE language that’s known as the backbone of the internet is now subject to what experts describe as one of the most notable vulnerabilities in recent memory. PHP is a widely used general-purpose scripting language that is geared toward web development, and thus, it powers the majority of websites around the world. When the organization behind the language and the FBI’s cyber division warned Wednesday of significant vulnerabilities in the language, government agencies, corporations and other organizations were sent into a flurry. The episode also highlights how artificial intelligence is changing the game when it comes to web security. Here’s what to make of the discovery of the vulnerabilities and the fallout.

The vulnerabilities opened sites to a host of potential security concerns THE official website for PHP and several other organizations and agencies released security advisories Wednesday urging PHP users to patch two critical vulnerabilities or shut down their sites if they couldn’t update them immediately. The PHP Foundation, which works to provide transparency and accountability with the language, said the vulnerabilities could be exploited and allow bad actors to get unauthenticated access to sites running PHP. This would mean attackers could control a web server remotely without needing a password, said James Sullivan, director of cyber and tech at the Royal United Services Institute in London. That could allow a hacker to steal data, alter data or use the system as a platform from which to launch other attacks, he said.

Exposure is vast, and some sites are still down PHP powers about 70% of websites globally, so the possible exposure to vulnerability was immense. The language is free and open-source, which contributes to its prevalence online. PHP is behind the content management systems WordPress and Drupal, which are commonly used by governments for their sites, and MediaWiki, the software that runs Wikipedia. In accordance with the security advisories issued this week, several websites were taken offline to prevent exposure while they fixed the problem. There has been disruption to some government services and websites, including in the United Kingdom, Finland and Japan. Some websites may still be down because there are multiple patches available for different types of software, and some organizations may still be waiting to receive

them. They also need to be tested to make sure they work. Charl van der Walt, the head of security research at Orange Cyberdefense, said he believes the reaction to the vulnerabilities is just the “early tremors” of the disruption they could cause in the weeks and months ahead. He said there likely will be further service disruptions as bad actors scan the internet for vulnerable systems.

The issues may have been lying dormant THE vulnerabilities have been known about since at least 2024, according to the PHP Foundation. A security team developed several competing approaches to solutions, but each had downsides. It seemed there wasn’t a practical or concrete way attackers could exploit the vulnerabilities, so progress on a fix stalled, the foundation said. The group took responsibility for not coming up with a fix sooner, saying: “We won’t pretend otherwise: the delay was a structural failure, caused by both the security team’s decision process and its lack of resources.” Some experts say the discovery of the vulnerability could have been even earlier than 2024.

The AI cat-and-mouse game between attackers and defenders persists ALTHOUGH humans first discovered the vulnerabilities, artificial intelligence agents helped to identify how they could be exploited, and also supported the process of testing and validating the fixes. In a blog post, OpenAI said it had led a coalition of researchers, security providers and others to address vulnerabilities in PHP over the past two months. Researchers at Wiz, a cloud security platform, also said they independently used AI to identify the vulnerabilities. The accessibility of AI means that many organizations big and small now have more advanced ways to proactively and reactively respond to security threats. But it also means bad actors have more advanced ways to exploit digital weak points, and at great scale and speed. “It’s not quite as easy for defenders as it is for attackers,” van der Walt said. “You find the vulnerability in something. You replace it. But with what? Is there an alternative that is patched and robust and tested and approved?” Sullivan, of the Royal United Services Institute in London, said while the pushand-pull can be worrisome, he’s focused on the positive side. “We’ve actually seen quite a decent use case here where AI can discover some critical vulnerabilities and then the community can come together to remediate them,” he said. AP

www.businessmirror.com.ph

TheWorld

Musk giving tops $445 million in midterm election push for GOP

ITH a fresh infusion of cash to his super political action committee in the first two weeks of October, Elon Musk has now given more than $445 million in the current election cycle and become one of the biggest-ever contributors to such groups. The world’s richest person put $77 million into America PAC, Federal Election Commission filings show, in an effort to elect Republicans in November midterm contests. America PAC spent $43 million over the same period and ended with $46.5 million cash on hand. Since August, it’s spent a total of $43.2 million on canvassing and $8.8 million on digital media and texting services to contact voters. Musk’s giving this cycle puts him well ahead of other major political donors including hedge fund manager George Soros, a perennial top contributor to Democrats, and Republican backers like quant trader Jeffrey Yass and Uline co-founder Richard Uihlein. He has much at stake in the outcome of the midterm elections. Musk’s overlapping empire of companies — which includes SpaceX, Tesla Inc., the Boring Company and Neuralink — is heavily exposed to regulation by federal agencies. His planned merger of the first two companies will be subject to regulatory scrutiny. And his role leading DOGE, the slash-and-burn effort to reshape the federal government, could come into focus on Capitol Hill if Democrats win control of the US House. America PAC’s biggest expenditures in the midterms have been in the Texas Senate race between Democrat James Talarico and Republican Ken Paxton, the state’s attorney general, where it’s spent $33.1 million. In September, Musk gave $158 million to the Senate Leadership Fund, the main super PAC backing GOP candidates for the upper chamber of Congress. SLF transferred that money to Texas PAC, an affiliate that’s focusing on the Texas Senate race. Texas PAC has spent $181 million on the contest since Sept. 11. That money has helped Paxton stay competitive with Talarico, who has proved a prodigious fundraiser. Talarico has made Musk an issue in the closing days of the race. His campaign

posted online a one-minute ad noting Musk’s money was behind many of the attacks on Talarico, and accused Musk of trying to buy his own US Senator. Musk has used his social media megaphone to criticize Talarico, deriding the candidate as “a creep.” Overall, Musk’s America PAC has spent $71 million to boost Republicans in midterm elections, including in high-profile Senate races in Ohio, Michigan, Iowa and Maine. It’s also spread money across more than 30 competitive House districts, joining GOP efforts to hold on to its majorities in both chambers of Congress. America PAC has spent $9.4 million on the Ohio Senate race between Democrat Sherrod Brown and Republican Jon Husted. It’s also spent $8.6 million in the Michigan race where Democrat Abdul El-Sayed is running against Republican Mike Rogers. Much of its spending in these and other contests has been on phone calls, text messages and printed material like mailers and door hangers. In New York’s lower Hudson Valley, for example, where Republican Representative Mike Lawler is in a competitive contest against Democrat Cait Conley, some households received door hangers paid for by America PAC. The mailers read “The Socialist Left is Destroying America,” and include a collage of images of Conley, New York City Mayor Zohran Mamdani, Representative Alexandria Ocasio-Cortez, and Senator Bernie Sanders. Musk’s donations widen the big financial advantage the GOP already enjoys over Democrats. Trump, the Republican Party and its congressional super PACs raised $2.1 billion through the end of the third quarter, topping the $1.3 billion that Democrats’ corresponding committees raised. The cash advantage is one bright spot in a difficult electoral environment for the GOP. Musk has a net worth of $905.8 billion, according to the Bloomberg Billionaires Index. Michael R. Bloomberg, the founder and majority owner of Bloomberg LP, the parent of Bloomberg News, contributed about $80 million in September and October to help Democrats in the midterms. Bloomberg News

US Treasury proposes a rule to crack down on high-tech investments in China, other adversaries By Paul Wiseman & Didi Tang The Associated Press

ASHINGTON—The US Treasury Department proposed a rule Thursday to crack down on American high-tech investments such as supercomputing and artificial intelligence in China, Russia, North Korea and other “countries of concern.’’ The US government has been working for years to deny China and other adversaries investments that could help them boost their military power. That program began in 2023 when thenPresident Joe Biden signed an executive order putting restrictions on outbound US investments in sectors such as semiconductors, quantum computing and artificial intelligence going into China. Treasury later established the Outbound Investment Security Program. In December 2025, Congress passed a law that codified and expanded the program to target more technologies and more foreign countries, including Cuba, Iran, North Korea and Russia. The inclusion of Russia in the proposed rule has come days after President Donald Trump waived sanctions on Russia following a diesel deal with President Vladimir Putin. The rule announced Thursday would expand the restrictions to cover investments in hypersonic systems (capable of traveling at five times the speed of sound), supercomputing, biotechnology and artificial intelligence, though Treasury used Trump’s favored term for AI, “superintelligence” or SI. The proposed rule“sends an important signal to markets that Washington is tracking where U.S. capital is flowing and what capabilities it is helping build,” said Craig Singleton, a senior fellow at the think tank Foundation for Defense

of Democracies. The screening of outbound investments “recognizes that capital can accelerate militaryrelevant capabilities just as surely as technology transfer can,” Singleton said. Jason Chipman, a former Justice Department lawyer who specializes in cybersecurity, investment rules and export controls as a partner at the law firm WilmerHale, said the new rule “will require more substantial compliance programs to manage risk.” Treasury’s rule to implement the 2025 law — the Comprehensive Outbound Investment National Security Act — would only apply to investments that exceed $50,000 and would exclude many financial investments, including stock purchases. Treasury will hear public comments on the proposal before issuing a final rule. “It’s just the first step in a fairly long process to get to changes which presumably will be more enforcement-minded, to put more teeth behind the outbound investment program,”said former US trade official Ryan Majerus, now a partner at King & Spalding law firm. Since Trump’s first term, the United States and China — the world’s two biggest economies — have been locked in an economic and tech rivalry. They’ve restricted the export of sensitive technology and critical products (China’s rare earth minerals, America’s advanced computer chips) to each other and slapped tariffs on each other’s products. Trump and Chinese President Xi Jinping agreed last year to ease tensions while they engaged in talks, a temporary truce they last month extended into January. But the sparring continues. In July, the Treasury Department issued a $200,000 fine against a US-based company for failing to report to the department a $92,500 investment in a Chinese artificial intelligence and robotics company by one of its subsidiaries.

Saturday, October 24, 2026 A11

Immigrants seeking US citizenship targeted in Trump admin illegal voting crackdown

AN FRANCISCO—Most of the immigrants targeted by federal authorities in California this week for alleged voter fraud had applied for US citizenship and now face charges related to lying on forms or during interviews. Those charges could lead to years in prison and thwart their efforts to naturalize. One of them is José Antonio Bañuelos-Díaz, 42, who applied for citizenship in October 2025 after living in the country for 40 years and spending his entire adult life as a legal permanent resident. The federal government has alleged in charging documents that he improperly claimed to be a citizen in 2007 when registering to vote, then later lied about it on his immigration paperwork. The government hasn’t accused him of casting a ballot. Bañuelos-Díaz told The Associated Press he had no idea he had registered to vote until he was arrested Monday outside his Los Angeles home, though he recalls getting a driver’s license around 2007. In California, people Aapplying for a driver’s license. “I have never voted because I know I can’t vote,” he said. “If there was a mistake, they should have called me out right away, not 20 years later.” He was released from custody after his arrest but faces up to five years in prison if convicted.

Federal authorities on Monday charged more than two dozen legal permanent residents in California in a crackdown on people accused of illegally voting or registering to do so. As of Thursday morning, the government had filed charging documents in 10 of the 28 cases, offering additional details about how authorities relied on voter registration data to pursue broader criminal charges around immigration status. Most of the immigrants charged in California have lived in the country for at least five years, and some of them for decades. They could face deportation if they lied on their citizenship application.

Lying on immigration forms carries a heavier sentence than illegal voting

IMMIGRANTS convicted of illegally voting in the United States face up to a year in prison. Those convicted of lying on applications to become American citizens face up to a decade. The Justice Department said in a statement that six people would

be charged with voting as a noncitizen, a misdemeanor. The 22 others were facing a combination of felony charges including lying on their naturalization application during interviews or on voter registration forms. In one case, Homeland Security agents arrested Pamele Arbues Line immediately following her Oct. 15 naturalization interview in San Diego. In charging documents, the federal government said Line had allegedly registered to vote five times and had submitted ballots in several elections but said in her paperwork and in the interview that she had never voted or claimed to be a U.S. citizen. She later admitted to registering to vote while getting her driver’s license renewed last year and said she voted once, according to the charging documents. Line, who is from the Philippines, told aut hor it ies she thought she was a US citizen because her mother had become naturalized after they moved to the United States more than four decades ago. But Line, now 56, was 19 at the time and not covered by her mother’s citizenship, according to the government. She learned she was not a citizen in June when she went to get a renewed Social Security card, and she told agents she applied for naturalization the same day, according to the documents. She faces at least 10 years in prison if convicted of two charges.

Trump tackles alleged noncitizen voting as midterms near

THE cases are part of a Trump

administration effort to root out noncitizen voting ahead of the midterm elections, even though data shows that the problem is incredibly rare, difficult to prove and has not been shown to change the outcome of races. The Department of Justice has sued California for not complying with a request to verify the citizenship of roughly 20,000 registered voters it says may be noncitizens. California, which has more than 23 million registered voters, has argued the state complies with federal law and that the Trump administration’s numbers are likely significantly inf lated. State election officials also noted once a ballot is mailed in, it is separated from any individual voter identification, making it impossible to separate based on the information provided by the federal government. Beyond voting, the Trump administration has also ramped up immigration enforcement nationwide and slowed down the approval of naturalization applications. Government data shows officials approved 58,000 naturalization applications between April and June 2026, less than a quarter of the number approved in the same period in 2025, according to the data. Immigrants can apply to become U.S. citizens after holding green cards for at least three years. They must answer extensive questions about activities related to voting, political activities and crime, pass background checks and a civics test and meet English language requirements. AP

Euro-zone business activity slowed as France unrest weighs

HE euro area’s private sector slowed more than expected in October, weighed down by France as the region’s No.2 economy grapples with fiscal and political tensions. T he Composite Purchasing Managers’ Index compiled by S&P Global decreased to 51.9 from 53.1 in September, though remained well above the 50 threshold separating growth from contraction. Analysts in a Bloomberg survey had anticipated a smaller decline to 52.7. While France performed significantly worse than expected, Germany recorded a fourth straight month above 50, underpinned by a stronger-than-anticipated performance by manufacturers. “A key drag on growth was a renewed drop in business activity in the French service sector,” Chris Williamson, chief business economist at S&P Global Market Intelligence, said Friday in a statement, adding that this “may be linked to strikes and unrest having disrupted some local economies.” Even so, October activity for the wider region is “among some of the best performances seen over the past three years,” he added. The euro-area economy has shown resilience to the Iran war and the accompanying energy-price shock, which along with abovetarget inflation has prompted the European Central Bank to raise interest-rates twice and signal more tightening may still be needed. There’s also concern, however, that the continued fighting in the Middle East and the recent jump in bond yields will weigh on economic activity. Officials are widely expected to keep borrowing costs unchanged next week.

What Bloomberg Economics Says: “The composite PMI survey for the euro area suggests the bloc’s economy is beginning to weaken under the weight of higher commodity prices and tighter financial conditions. We think that double whammy will almost certainly cause the ECB to leave rates unchanged in October and end the hiking cycle after one final increase in December.” David Powell, senior euro-area economist. Click here for full REACT Some investors and economists even see a risk that the rout in French bonds escalates into another euro-area debt crisis, with Franklin Templeton’s fixed-income investment chief on Wednesday warning it could end up being worse than the last more than a decade ago. Turning to inflation, Williamson said input costs are rising sharply again, causing firms to push selling prices higher in order to protect margins. “ T he pic t u re of su st a i ned growth and stubbornly elevated inflation from the October flash PMI will likely add to further speculation of more aggressive policy tightening from the ECB,” Williamson said. Higher borrowing costs have already started taking a toll by dampening demand, he added. PMIs are closely watched by markets as they arrive early in the month and are good at revealing trends and turning points in an economy. A measure of breadth of changes in output rather than depth, business surveys can sometimes be difficult to map directly to quarterly GDP. Bloomberg News

Sports BusinessMirror

A12 Saturday, October 24, 2026

mirror_sports@yahoo.com.ph | Editor: Jun Lomibao

TRUST BREEDS SILVER AT ASIAN PARA GAMES N AGOYA—When the pressure mounted against India and Japan, table tennis para athletes Lhey Manginsay and Wilfred Redulla relied on a partnership built over just two years. That trust carried them to the mixed doubles Class XD17 silver on Thursday, ending the Philippines’ eight-year medal drought in table tennis at the Asian Para Games. On Friday, King James Reyes crowned his Asian Para Games campaign with a bronze medal in the men’s 1,500-meter T46, delivering the Philippines’ first athletics podium finish. The 24-year-old native of Loreto, Agusan del Sur, who lost an arm after falling from a macopa tree at age five, clocked a personal-best four minutes and 13.81 seconds to avert a medal shutout for the Filipinos in the sport. Sri Lanka’s Wahumpurage Puwakpitikande claimed gold in 4:03.25, while India’s Parmod took silver in 4:09.65. Manginsay and Redulla had shown promise from the start and since joining the national squad in 2024, they won gold in their first tournament together at the ITTF Para Future Taipei. “We became partners right from the start in the national team,” Redulla said. In Aichi-Nagoya, that early promise faced a tougher test.

Trailing India by two games in the quarterfinals, Manginsay and Redulla had to overcome the nerves that came with knowing a medal was within reach and they recovered to win the next three games and secure a place in the semifinals. Against Japan’s Koyo Iwabuchi and Yuri Tomono, whom Manginsay described as the world’s third-ranked pair, the Filipinos again found themselves in trouble, falling behind 3-8 in the deciding fifth game.

Breakthrough performance by Reyes

KING JAMES REYES’S breakthrough came a day after the heartbreaking reversal that cost Cyril Cloyd Ongcoy bronze in the men’s 1,500-meter T12/T13. A jury reinstated Uzbekistan’s initially disqualified Fakhriddin Khamraev as the gold medalist, relegating Ongcoy to fourth.

TABLE tennis’s Lhey Manginsay and Wilfred Redulla has been regular partners since joining the national team two years ago. PSC PPC PHOTO

SPORTSPUS president and CEO Andre Uy (left) and Philippine Olympic Committee president Abraham “Bambol” Tolentino (right) with sepak takraw women’s doubles silver medalists Abegail Sinogbuhan, Jean Marie Sucalit along with teammates Abegail Sinogbuhan and Nelly Jay Salon. SPORTSPLUS PHOTO

SportsPlus stresses support for national athletes in Asiad

O recognize their achievements, SportsPlus awarded 53 of the latest iPhone models to Filipino medalists at the recently concluded AichiNagoya 20th Asian Games. The country’s premier Pagcorlicensed sportsbook and Official Partner of the Philippine Olympic Committee (POC), SportsPlus, said the initiative reflects its commitment to supporting Filipino athletes as they pursue excellence and to recognizing their accomplishments. “SportsPlus is thrilled to have surprised our beloved athletes with these smartphones,” SportsPlus President & CEO Andre Uy stated. “Our brand takes great pride in these initiatives as we join the nation in celebrating their success and recognizing the hard work and dedication behind every medal.” The iPhone giveaway took place during the POC General Assembly Thursday at a luxury restaurant in Parañaque City.

Their response was simple: one point at a time. “We didn’t think about the deficit, we just played on,” they said, recalling how they worked their way back to complete a 3-2 victory. For Manginsay, reaching the final still felt difficult to believe. “This feels surreal until now,” she said. “We didn’t waver until the last point, we fought with all our hearts.” Their pursuit of gold ended against China’s Zhao Shuai and Xiong Guiyan, who prevailed, 11-7, 9-11, 11-4, 11-6, at Sky Hall Toyota. Still, the silver ended the Philippines’ medal drought in the sport since the late Josephine Medina’s silver at the 2018 Jakarta Games.

“All the athletes that won a medal here are so happy to get a new iPhone 18 model through the help of SportsPlus, and we are all thankful for their generosity,” POC President Abraham “Bambol” Tolentino said. “This incentive will significantly aid our athletes in surfing new conditioning and training methods online,” Tolentino said. “It allows them to discover new techniques and fully utilize modern fitness apps to further enhance their training and skills.” With preparations for the 2028 Los Angeles Olympics underway, SportsPlus reaffirmed its commitment to strengthening its support for Philippine sports and recognizing the athletes who continue to bring pride to the country. “As we look ahead to future international competitions, SportsPlus remains committed to supporting Philippine sports and standing behind the athletes, our modern day heroes, who proudly carry our nation’s flag,” Uy said.

KING JAMES REYES bags a bronze medal in men’s 1,500-meter T46 of athletics. PSC PPC PHOTO

“It’s my personal best,” said the ecstatic Sports Science senior at Adamson University. “I knew that I could make the podium because I prepared real hard for this.” Heading into the final day, the Philippine delegation, backed by the Philippine Sports Commission, stood 17th overall with two golds, two silvers and two bronzes. Evaristo Carbonel and Edwin Enguito Jr. also gave their all but fell short in their medal bids. Carbonel posted a personal best of 27.18 meters in the men’s discus throw F11 but finished fifth in the five-man field, while Enguito placed fourth in the men’s high jump T63 with a clearance of 1.63 meters. In wheelchair fencing at the Nagoya City Inae Sports Center, Wilfredo Bugayong II and Violeta Sapalit reached the knockout rounds but bowed out of medal contention in saber. Bugayong advanced to the men’s Category A round of 16 after defeating Hong Kong’s Lee Sheung Ho, 15-5, in the preceding round. He then fell to China’s Cheng Yang, 6-15. Sapalit likewise exited in the round of 16, losing to South Korea’s Kim Yeji, 6-15.

Mondilla bucks pursuers in South Pacific Classic

LYDE MONDILLA weathered a blistering charge from a slew of pursuers and delivered a master class in clutch shot-making under pressure, producing a classy finish to capture the International Container Terminal Services Inc. South Pacific Classic crown Friday at the South Pacific Golf Club. With his lead under siege and the leaderboard in constant flux, the Del Monte ace regained control with a near-ace on No. 15 and a clutch birdie putt from long range on the 17th to move two shots clear of Sean Ramos with one hole to play. He could even afford to miss a four-foot birdie putt on the 72nd hole, drawing gasps from the gallery, and still emerge with a two-stroke victory. Mondilla closed with a twounder 70 for an 18-under 270 total, holding off Ramos, who mounted a determined comeback before wavering late with a 69 for 272. Angelo Que and Keanu Jahns, meanwhile, made stirring bids that kept the pressure on the leader until the closing holes. The final margin, however, hardly reflected the tension and turbulence of the closing stretch, when five players were separated by just two strokes and every shot threatened to change the outcome. The pressure was mounting after 10 holes as Ramos pulled ahead on a clutch two-shot swing on the 10th.

But Mondilla refused to lose his composure. A timely reset helped him regain his rhythm, with his putter finally coming alive as he pulled away in the closing stretch. “Sean was gaining strokes on me, so the pressure was really intense,” said Mondilla, who pocketed the top purse of P448,750.But after No. 10, I settled down, regained my momentum and started sinking my putts.” Despite the mounting pressure, Mondilla remained confident in his chances, trusting his game and his ability to deliver when it mattered most. “I always believed I had a good chance of winning this week, and thankfully, things worked out in my favor,” he said. Jahns produced the day’s most explosive charge, firing a nine-under 63 to threaten the leaders despite starting the final round 10 shots off the pace. Playing under preferred lies, he came within inches of another birdie on the 18th, settling for a 32-31 finish and a 273 total that tied Lee Song, who closed with an even-par 72, for third. It wasn’t until Mondilla drained a lengthy putt on the 17th that he felt the victory was finally within reach and celebrated the clutch shot with a triumphant roar and a fist pump, a fitting release after a tense battle down the stretch.

PAL Mabuhay Miles Elite golfest on November 1 at The Orchard

HILIPPINE Airlines (PAL) will bring together its most valued frequent flyers for the 30th Mabuhay Miles Elite Invitational Golf Tournament at The Orchard Golf and Country Club in Cavite on November. The annual tournament will welcome Mabuhay Miles Elite, Premier Elite and Million Miler members from the Philippines, Japan, Australia and the United States for a day of friendly competition, camaraderie, and genuine Filipino hospitality. For the past three decades, the tournament has brought together business and industry leaders, creating opportunities for connections on and off the fairways. “This tournament celebrates the lasting relationships we have built with our valued customers over the years,”

said Atty. Carlos Luis Fernandez, Executive Vice President and Chief Operating Officer of Philippine Airlines. “It is our way of thanking them for choosing PAL and sharing the genuine Filipino care that connects us beyond their travels.” Participants will compete for the Overall Net Champion and Overall Low Gross Champion titles, as well as Class A, B, C, and D championships. Other awards will recognize winners in the Senior, Ladies, Junior,

CARLOS YULO’S on a gold medal-winning mode weekend in Rotterdam. AP

Golden sweep in Yulo’s mind in Rotterdam

CLYDE MONDILLA trustS his game and his ability to deliver when it matterS most. PGT PHOTO and Sponsor/Guest divisions, with special contests including Nearest to the Pin and Longest Drive. An awards and fellowship program will cap the tournament, celebrating the day’s winners and the event’s 30th edition with entertainment and hospitality. Mastercard joins the 30th Mabuhay Miles Elite Invitational Golf Tournament as Co-Presenter. PAL and Mabuhay Miles have partnered with BMW and Okada for the tournament’s Hole-in-One prizes. Supporting the event as Platinum Sponsor is Petron, joined by Gold Sponsors Eton Properties, Sealy and LaVie, and Silver Sponsors Philippine National Bank, United Colors of Benetton, The Original Penguin, Heavens Portfolio and Power Mac Center. Participating event donors are Marco Polo, UCC Coffee, Dusit Hotels, Belo Medical Group, Regal International Snack Food Corporation, Okada, S&R, Tanduay, Anantara, Asia Brewery, Happy Living, SMEG, Unilab, Minuteman Printers and Nustar.

ARLOS YULO plunges into action targeting a hat trick in floor exercise and vault at the 54th World Artistic Gymnastics Championships at the Rotterdam Ahoy in Rotterdam, The Netherlands. Yulo, 26, won gold medals in both events first at the Paris 2024 Olympics and most recently at the Aichi-Nagoya 20th Asian Games. “I believe there is a huge possibility that Carlos can do it as we raise our skills starting value to 6.0 in men’s floor exercise,” Yulo’s head trainer and coach Aldrin Castañeda told the BusinessMirror on Friday from Rotterdam. “He is training seriously during rest days.” Yulo had the luxury of fine-tuning his routines for days since the apparatus qualifiers, including on Thursday when one of archrivals on the competition arena but not out of it, Daiki Hashimoto of Japan, soared to gold during the men’s all-around final at the world gymnastics championships, sealing his fourth straight title with a brilliant performance on high bar in the final rotation. Hashimoto’s run of four consecutive world all-around titles that began in 2021 is second to Japan great Kohei Uchimura, who won six straight allaround golds between 2009 and 2015. Yang Haonan of China was second at 84.199 and Joe Fraser of Great Britain was third with an 83.531. The floor exercise final is set Saturday and the vault on Sunday. Yulo was second-ranked qualifier in floor exercise’s final with 14.500 points behind seven others—Russia’s Arsenni Dukhno, Great Britain’s Jake Jarman, US’s Richard Frederick, Belarus’s Yahor Sharamko, Israel’s Noam Berkovich and Japan’s Ryosuke Doi. It was a little tough for Yulo in vault where he was sixth behind Jarman, Artur Davtyan of Armenia, Nazar Chepurnyi of Ukraine, Dukhno, Harry Hepworth of Great Britain, Shohei Kakami of Japan and Sebastian Sponevik of Norway. Karl Eldrew Yulo will be cheering for his brother from the sidelines after missing the horizontal bar final. Josef Ramos and AP

Saturday, October 24, 2026 B1

www.businessmirror.com.ph • Editor: Tet Andolong

THE new Civic with S+ Shift joins the refreshed City models in Honda’s ‘Beyond Sensational’ era

HONDA USHERS IN NEW ERA WITH CITY,

CITY HATCHBACK, AND CIVIC RS E:HEV WITH S+ SHIFT

Story by Randy S. Peregrino

HEN Honda Cars Philippines, Inc. (HCPI) pulled the covers off the New City, New City Hatchback, and New Civic RS e:HEV, it was not just another product launch—it was a statement. The brand has always carried a certain weight in the local motoring scene, and this latest unveiling under the banner “Beyond Sensational” felt like a reaffirmation of Honda’s place in the hearts of Filipino drivers.

For the New City, it has been part of Filipino motoring life since 1996. For three decades, it has evolved alongside the people who drive it. From its humble beginnings to its current fifth generation, the City has always been about practicality, reliability, and a touch of style. The new version sharpens that formula. It is more refined, with a design that speaks to professionals who want a car that looks good in the office parking lot but also feels rewarding on the daily commute. On the other hand, the New City Hatchback was introduced in 2021, and marked a new chapter. The hatchback carried a sportier look and a versatility that appealed to younger buyers and those with active lifestyles. It was not a mere City with a different rear end—it was a statement that Honda could blend practicality with flair. The new iteration continues that path, offering updates that keep it fresh while staying true to its sporty DNA.

Updates Across Both Models

THOUGH the sedan and hatchback cater to different lifestyles, Honda made sure both received complementary updates. On the outside, they now wear new 16-inch alloy

wheels, a clear lens taillight design, and a connected headlight profile that improves visibility at night. These aren’t just cosmetic tweaks—they enhance safety and confidence. The City RS variant adds a trunk accent and High Gloss Black door handles, while the Hatchback RS gets a refreshed rear bumper. Small details, yes, but they add up to a stronger presence on the road. Inside, Honda has upgraded the infotainment system with a larger 10-inch Display Audio unit. Seat trims have been updated, and rear passengers now get USB-C charging ports. These touches make everyday use more convenient and modern. Under the hood, both models run on the familiar 1.5L DOHC i-VTEC engine paired with a CVT. With 119 hp and 145 N-m of torque, they deliver a balance of fun and efficiency. Honda cites fuel economy figures of 25.17 km/L for the City and 25 km/L for the Hatchback, based on the Honda-AAP Eco Run. Numbers aside, what matters is that these cars remain enjoyable to drive without punishing the wallet at the pump. Safety has also been elevated. Honda SENSING, the brand’s suite of driver-assist technologies, is now standard

across the City and Hatchback lineup. Features like RainSensing Wipers, LaneWatch Camera, and Auto-Dimming Rear View Mirror are now part of the package, aligning with Honda’s global goal of achieving zero traffic collision fatalities by 2050. Pricing remains competitive. The City starts at P998,000 for the S CVT with Honda SENSING, P1.083 million for the V CVT, and P1.178 million for the RS CVT. The Hatchback, available only in the RS CVT variant, is priced at P1.238 million. Color options include new shades like Urban Gray Pearl (plus P10,000) and Blazing Red Pearl (plus P10,000), alongside familiar favorites like Platinum White Pearl (plus P20,000), Meteoroid Gray Metallic, and Brilliant Sporty Blue Metallic.

Honda Racing Corporation Accessories

HCPI also introduced Honda Racing Corporation (HRC) accessories, reinforcing the sporty character of these models. This move is not just

THE new City and City Hatchback showcasing their fresh look

about aesthetics—it is about giving customers the freedom to personalize their cars. At the launch, the New City 1.5 S CVT was displayed with HRC accessories, showing how these add-ons can elevate the car’s appeal. For now, only the City and City Hatchback will have compatible HRC accessories, but it is a promising start.

The New Civic RS e:HEV

THE Civic has always been Honda’s sporty sedan, and the RS e:HEV hybrid variant takes that reputation into new territory. The headline update is the addition of the S+ Shift feature, first seen on the Honda Prelude earlier this year. This system enhances the Sport drive mode by allowing paddle shifters to mimic gear changes, complete with rev-matched downshifts. Active Sound Control amplifies engine sounds during acceleration and deceleration, giving drivers a more visceral experience. It is a clever blend of hybrid efficiency and driving excitement. The Civic RS

e:HEV delivers 30.12 km/L, based on DOE CY2025 EcoRun figures, while still offering the thrill of sporty driving. Safety and convenience remain intact, with Honda SENSING, Honda CONNECT, and Google Automotive Services included. The Civic RS e:HEV retails at P2.080 million, with color options like Urban Gray Pearl (plus P10,000), Blazing Red Pearl (plus P10,000), Platinum White Pearl (plus P20,000), Canyon River Blue Metallic, and Crystal Black Pearl.

Extended Warranty

TO round out the launch, HCPI announced that all three new models are covered under Honda Secure Plus, the brand’s extended warranty program. This provides five years or 150,000 km of coverage, whichever comes first. For the Civic RS e:HEV, the hybrid battery gets an eight-year or 160,000 km warranty. It’s a move that adds peace of mind and strengthens the ownership experience. The three models are now

available across all 41 Honda dealerships nationwide, which means the excitement is not limited to Manila or the launch venue. It’s a nationwide rollout, and that accessibility is part of Honda’s strength.

Beyond sensational

HONDA’S ‘Beyond Sensational’ launch was not just about unveiling new models—it was about reinforcing the brand’s identity. The City continues to be the reliable daily driver, the Hatchback adds youthful versatility, and the Civic RS e:HEV pushes the envelope with hybrid technology and sporty flair. Together, they show Honda’s commitment to evolving with the times while staying true to its roots. For Filipino drivers, these models represent more than just transportation. They are companions for everyday life, reflections of personal style, and reminders that driving can still be fun. HCPI has managed to balance practicality, safety, and excitement, and that is why these cars resonate.

B2 Saturday, October 24, 2026

FOTON CHAMPIONS THE FUTURE OF ELECTRIC COMMERCIAL MOBILITY

AT THE FIRST PHILIPPINE INTERNATIONAL TRUCK SHOW Previews two new electric commercial vehicles and showcases its expanding EV ecosystem

OTON Philippines is set to reinforce its pioneering role in the country’s electric commercial vehicle industry as it takes center stage at the first-ever Philippine International Truck Show (PITS), happening on October 22–24, 2026, at Hall 1 of the SMX Convention Center in Pasay City.

S one of the key exhibitors at the inaugural event, FOTON will showcase its growing portfolio of fully electric commercial vehicles, including the official preview of two exciting additions to its EV lineup. The brand will also highlight its comprehensive electric mobility ecosystem, demonstrating how businesses can make the transition to cleaner, more efficient, and more sustainable transportation solutions. With the PITS making its debut as a dedicated platform for the country’s commercial vehicle industry, FOTON’s participation underscores its commitment to helping shape the future of business mobility in the Philippines.

Driving the Next Generation of Commercial Mobility AS a pioneer in the Philippine electric commercial vehicle segment, FOTON is helping businesses discover the practical advantages of electrification— not simply as an environmentally responsible alternative, but as a smart, forward-looking investment in operational efficiency and longterm business growth. Taking center stage at the exhibition is the FOTON EV Mobility Hub, a showcase of the brand’s vision of empowering Filipino businesses through reliable, efficient, and sustainable allelectric transportation. More than a display of electric trucks and vans, the EV Mobility Hub demonstrates

FOTON’s comprehensive approach to electrification. It brings together the essential elements of an integrated EV ecosystem, including versatile charging solutions, specialized EV after-sales services, technical expertise, and spare parts availability. By addressing the practical requirements of electric vehicle ownership, FOTON aims to make the transition to electric commercial mobility more accessible, convenient, and sustainable for Philippine businesses of all sizes.

Two New Electric Commercial Vehicles Make Their Official Preview AMONG the highlights of FOTON’s participation in the 1st PITS is the official preview of two new electric commercial vehicles designed to address specialized transportation and logistics requirements. The FOTON TransVan i9 EV Cold Chain Van brings fully electric mobility to the cold-chain logistics sector. Designed for businesses that require temperature-controlled transportation, the TransVan i9 EV Cold Chain Van offers an electric-

powered solution for the delivery of perishable goods and other temperature-sensitive products. With the increasing demand for efficient cold-chain logistics from food distributors, supermarkets, pharmaceutical companies, and other temperature-sensitive supply chains, the new model represents another step toward electrifying specialized commercial transportation. Also making its official preview is the FOTON Tornado 3.3 EV, a fully electric light-duty truck designed to accommodate

larger cargo loads and support the delivery requirements of growing businesses. Developed for commercial operations that demand greater cargo-carrying versatility, the Tornado 3.3 EV is positioned as a practical solution for logistics companies, distributors, and businesses seeking to modernize their delivery fleets while embracing electric mobility. Together, these two new models demonstrate FOTON’s determination to expand the applications of See “Foton,” B3

OMODA & JAECOO STRENGTHENS CUSTOMER SUPPORT THROUGH CONNECTED CARLINKO AND CARSYNCO PLATFORMS Digital solutions connect vehicle owners and dealerships, bringing greater convenience, vehicle status monitoring, and proactive after-sales assistance to Filipino motorists

MODA & JAECOO Motor Philippines continues to enhance the vehicle ownership experience through CarLinko and CarSynco, two digital platforms designed to support customer convenience and strengthen after-sales service. Recognizing that customer needs extend beyond the purchase of a vehicle, OMODA & JAECOO integrates digital technology into its ownership and service experience. CarLinko gives owners convenient access to selected vehicle functions and information through their smartphones, while CarSynco enables dealerships to monitor vehicle status and provide more informed after-sales assistance. Together, these platforms reflect the brand’s commitment to making vehicle ownership more convenient, connected, and responsive to the needs of Filipino motorists.

Customer consent for applicable data processing is intended to be covered by the consent form provided during vehicle sales. The specific coverage and implementation of this process should be confirmed with dealerships to ensure that appropriate consent and privacy procedures are consistently followed. Owners are encouraged to review the applicable consent forms, privacy notices, and user instructions to understand how personal information and vehicle-related data are handled. Vehicle functions and connectedservice capabilities may vary by model, equipment, and market.

Supporting Customers Beyond the Road

CarLinko: Convenience Beyond the Driver’s Seat

CARLINKO is a mobile application designed to help OMODA & JAECOO owners stay connected with their vehicles through their smartphones. Depending on the model and available features, owners can remotely access selected functions, including air-conditioning, window control, seat heating, and charging reservations. The application can also provide vehicle status information, reminders, and notifications, such as low-battery and low-tire-pressure alerts. These features offer added convenience by allowing owners to check relevant vehicle information and access supported functions even when they are away from their vehicles. CarLinko is available for free through the Apple App Store and

Google Play Store. In the Philippine market, supported models include the OMODA E5, JAECOO J5 EV, JAECOO EJ6, and JAECOO J7 PHEV. Available features may vary depending on the vehicle model, equipment, and market specifications.

CarSynco: Supporting a More Responsive After-Sales Experience

BEHIND the connected ownership experience is CarSynco, a mobile platform used by all OMODA & JAECOO dealerships in the Philippines. CarSynco enables authorized dealers to monitor vehicle status information in real time. This information helps dealerships assess relevant vehicle conditions, analyze potential concerns, and provide appropriate maintenance

recommendations or service assistance when necessary. By making vehicle status information accessible to dealers, the platform supports a more proactive approach to customer care. It helps dealerships respond to relevant vehicle concerns and provide assistance based on available information. CarSynco is designed for vehicle status monitoring and does not provide dealers with access to a vehicle’s whereabouts through the platform. This distinction reinforces its role in supporting vehicle care and after-sales service rather than location tracking. Through its dealer network, OMODA & JAECOO aims to provide customers with continued support throughout their ownership journey.

Connecting Owners, Vehicles, and Dealerships

CARLINKO and CarSynco serve different purposes but work together to support a more connected ownership experience. Before customers can link their vehicles to CarLinko, an authorized dealer must first register the vehicle through CarSynco. All OMODA & JAECOO dealerships in the Philippines use CarSynco and can facilitate the registration process required for customers to access the CarLinko application. This process connects dealer registration with the customer’s digital experience, helping owners access supported connected-car services while enabling dealerships to provide relevant vehicle assistance.

The integration of these platforms reflects OMODA & JAECOO’s approach to customer service: combining vehicle technology with accessible digital tools and dealership support to address the needs of motorists beyond the point of sale.

Customer Privacy and Responsible Vehicle Connectivity

AS connected-car technology becomes part of the ownership experience, OMODA & JAECOO recognizes the importance of responsible data handling and customer privacy. The collection, access, and processing of personal information must comply with applicable Philippine data privacy requirements, including the Data Privacy Act of 2012 (Republic Act No. 10173).

FOR OMODA & JAECOO, customer care does not end when a vehicle leaves the showroom. It continues through the services, technology, and dealership support that help owners throughout their ownership journey. CarLinko and CarSynco form part of this continuing effort by bringing vehicle information, digital convenience, and after-sales support into a more connected experience. This approach also complements the brand’s broader technology initiatives, including AIMOGA, its intelligent technology ecosystem. As OMODA & JAECOO continues to grow in the Philippines, the brand remains focused on understanding and responding to the evolving needs of its customers through vehicle innovation, connected services, and a supportive dealer network. By combining technology with customer-focused after-sales assistance, OMODA & JAECOO continues to work toward a more convenient, connected, and reassuring ownership experience for Filipino motorists.

Editor: Tet Andolong • Saturday, October 24, 2026 B3

GEELY MOTOR PHILIPPINES GATHERS EX2 OWNERS FOR AN EXCLUSIVE

AFTERNOON OF BEV LEARNING AND BRAND UPDATES The owners’ gathering is part of GMP’s recurring activities to ensure customer support continues long after the initial sale

EELY Motor Philippines (GMP) welcomed 20 owners of the all-electric Geely EX2 to an exclusive owners’ gathering on October 17, 2026, at Karrera Bistro in Alabang. The event gave owners a closer look at life with a battery electric vehicle (BEV), updates on the brand’s upcoming plans, and a first look at the Geely Monjaro EM-i.

The gathering is part of the recurring activities GMP holds for its customers to ensure that support is felt long after the initial sale. Through these sessions, owners gain direct access to the company’s technical team and a stronger connection to the growing Geely community in the Philippines.

Getting to know the EX2 THE program was anchored by a session led by Arsenio Chavez Jr., Technical, Training, and Warranty Manager of Geely Motor Philippines, who discussed BEV ownership and walked owners through the warranty process for their vehicles. He also gave owners the opportunity to learn more about the features and technology of their EX2 and to raise questions directly with the technical team. “Our EX2 owners are among the first in the country to make the switch to electric driving with Geely, and we want them to feel fully supported at every stage of ownership. Sessions like this allow us to share practical knowledge about their vehicles and to make sure they know exactly how our warranty and after-sales support work for them,” said Chavez.

A first look at the Geely Monjaro EM-i GEELY Motor Philippines with EX2 owners and guests at the owners’ gathering at Karrera Bistro in Alabang

Foton. . . Continued from B2

electric commercial vehicles beyond conventional delivery operations and into more specialized business requirements.

Electric Solutions from Urban Deliveries to Heavy-Duty Hauling COMPLEMENTING the two new vehicle previews is a showcase of FOTON’s existing electric commercial vehicle lineup, illustrating the breadth of its electrification strategy. Leading the heavy-duty segment is the FOTON EST 6x4 Tractor Head EV, a fully electric heavy-duty truck engineered for hauling applications. The EST 6x4 Tractor Head EV demonstrates that electrification is no longer confined to smaller commercial vehicles, but is also making inroads into largerscale transportation and logistics operations. For businesses engaged in urban distribution and last-mile logistics, FOTON will also display the TransVan i7 EV Cargo, a fully electric cargo van designed for efficient goods delivery. With its practical cargo configuration and all-electric drivetrain, the TransVan i7 EV Cargo offers businesses an alternative to conventional fuel-powered delivery vans, particularly for operations involving regular delivery routes and frequent urban travel. From compact cargo delivery to refrigerated transportation and heavy-duty hauling, FOTON’s expanding EV portfolio reflects the brand’s commitment to providing electric mobility solutions for a broad spectrum of Philippine industries.

More Than Electric Vehicles: Building a Complete EV Ecosystem WHILE electric vehicles are increasingly becoming a viable option for commercial operations, FOTON recognizes that successful fleet electrification requires more than simply replacing diesel engines with

electric motors. Businesses must also consider charging infrastructure, vehicle maintenance, technical support, parts availability, and the long-term reliability of their transportation investments. Through the FOTON EV Mobility Hub, the company is highlighting its commitment to supporting customers throughout their electric vehicle ownership journey. Its integrated approach encompasses versatile charging solutions suited to different business requirements, specialized after-sales services delivered by EV-trained technical personnel, and dependable spare parts support. This comprehensive ecosystem is intended to provide fleet operators and business owners with greater confidence in adopting electric commercial vehicles, helping minimize operational concerns and making electrification a more practical business decision. For FOTON, the future of electric commercial mobility is not simply about introducing new technology. It is about ensuring that businesses have the infrastructure, expertise, and support necessary to make that technology work in real-world commercial operations.

Making Fleet Expansion More Accessible with FOTON 0% Interest Deals BEYOND showcasing its expanding electric vehicle lineup, FOTON is also making commercial vehicle ownership more accessible through its FOTON 0% Interest Deals, a financing program designed to help Filipino businesses acquire, upgrade, or expand their fleets. Under the promotional program, qualified customers can avail themselves of 0% interest financing for up to 48 months on select FOTON models, with flexible down payment options ranging from 20% to 50%, subject to participating financing partners’ terms and conditions. The program is particularly relevant to micro, small, and medium enterprises (MSMEs), logistics

IN addition, attendees were treated to an exclusive preview of the Geely Monjaro EM-i, giving

providers, fleet operators, and independent business owners looking to manage capital expenditures while investing in vehicles that can support business growth. By reducing financing costs and providing more flexible acquisition options, FOTON aims to help businesses overcome one of the most common barriers to fleet expansion. The initiative reinforces the brand’s commitment to delivering not only dependable commercial vehicles, but also practical ownership solutions that respond to the financial realities of Filipino entrepreneurs.

THE Geely Monjaro EM-i, previewed exclusively for EX2 owners

ARSENIO CHAVEZ JR., Technical Manager of Geely Motor Philippines, discusses BEV ownership and the warranty process with EX2 owners

What’s next for Geely

owners an early opportunity to see the model up close ahead of its wider introduction in the Philippines.

GMP also shared several marketing announcements with owners. First, the company announced the availability of the EX2 in pink, with only 200 units available nationwide this year.

An EX2 owner raises a question with the Geely technical team during the session

Furthermore, GMP confirmed its participation in the Autofocus Test Drive Festival, which will run from November 12 to 15, 2026, where the public can view and test-drive Geely vehicles. The company also previewed upcoming activities for owners and the wider Geely community. Official Geely GO merchandise was also available to owners during the event. GMP remains committed to building a strong and engaged community of Geely owners in the Philippines, anchored by dependable after-sales support and regular opportunities to connect with the brand.

THERE’S ALWAYS ROOM FOR ONE MORE Because the best trips are often the ones that include someone you didn’t expect

A Milestone for the Philippine Commercial Vehicle Industry THE staging of the 1st Philippine International Truck Show marks an important milestone for the country’s commercial vehicle sector, bringing together industry players and showcasing developments in transportation, logistics, and commercial vehicle technology. For FOTON, the inaugural exhibition provides an opportunity to demonstrate how far electric commercial vehicle technology has progressed—and how it can contribute to the modernization of Philippine businesses. With two new electric vehicle previews, a growing range of all-electric trucks and vans, an integrated EV ownership ecosystem, and accessible fleet financing programs, FOTON is presenting a comprehensive vision of the future of commercial transportation. As the logistics and transportation requirements of Philippine businesses continue to evolve, FOTON remains committed to delivering mobility solutions that combine innovation, efficiency, reliability, and long-term value. Visitors to the first Philippine International Truck Show are invited to experience the FOTON EV Mobility Hub at Hall 1 of the SMX Convention Center, Pasay City, from October 22 to 24, 2026, and discover how FOTON is helping drive the next chapter of electric commercial mobility in the Philippines.

HE bags are packed. The cooler is loaded. Everyone is ready to go. Then, just before the engine starts, someone asks, “Kasya pa ba?” A cousin wants to come along. Someone suggests bringing Lola. Another remembers that the family fur baby should not be left behind. A few more bags suddenly appear, and what was supposed to be a simple weekend getaway starts looking like a much bigger family affair. But somehow, nobody really wants to say no. That is something uniquely Filipino about traveling together. We make room. A quick drive with the family can easily become a barkada outing. A weekend planned for a few people can turn into a gathering of cousins, grandparents, friends, and even the family pet. Plans change, passenger lists grow, and somehow, we find a way to bring everyone along. Because for Filipinos, a road trip is rarely just about getting from one place to another. It is about everything that happens along the way - the stories that come up out of nowhere, the laughter from the back seat, the snacks passed around, the spontaneous

stopovers, and the conversations that continue long after the destination is already in sight. And sometimes, the person who was not part of the original plan ends up becoming part of the best memory. That is where having the right space makes a difference. With the Suzuki XL7 Hybrid Black Edition, changing plans does not have to mean leaving someone behind. Its flexible interior gives you the freedom to adjust the space depending on who is coming along and what you need to bring. The rear seats can be folded individually, making it easier to accommodate additional luggage, weekend essentials, or simply give everyone more room to settle in comfortably. Because the plan does not always stay the plan. A family day out can turn into an overnight trip. A few friends can become a bigger group. One small bag can somehow become three. And when the drive takes longer than expected, a comfortable cabin helps everyone settle in and enjoy the journey whether you’re headed somewhere new or simply taking the longer way home. The best part is that these changes

are often the moments we remember most. Years later, you may not remember exactly where you went or what time you left. But you might remember how everyone squeezed in for that unexpected trip. You might remember Lola laughing in the back, the kids sharing snacks, or the family dog happily joining the adventure. You might even remember the simple question that started it all: “Kasya pa ba?” And the answer was yes. Because making room is about more than having an extra seat. It is about being willing to include someone, welcome another story, and make space for memories you never planned to create. With the Suzuki XL7 Hybrid Black Edition, there’s always room for one more. For more information, you may check out any authorized Suzuki Auto dealerships nationwide or visit http://suzuki.com.ph/auto/. For daily updates on Suzuki, please like Suzuki Auto PH’s Facebook page at https:// www.facebook.com/SuzukiAutoPH, follow them on X at https://x.com/ SuzukiAutoPH and Instagram at @ suzukiautoph.

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B4 Saturday, October 24, 2026

BREWING UP A LEISURELY RIDE WITH THE CHETAK 3503

By Eric Montelibano,

CHETAK 3503: AT A GLANCE

MotoRead

ISCOVERING a good cup of coffee without planning an elaborate road trip can be a pleasant experience. All it takes is an afternoon, a few interesting cafés, and a scooter that makes you discover new things. That was the idea behind a recent road trip with the Chetak 3503 electric scooter around Southwoods, located on the border of Biñan and Carmona. Known for its mix of commercial establishments, we recently visited two (2) popular coffee shops in the area. Southwoods offers a convenient destination for a relaxed café-hopping adventure.

An ideal companion for a coffee run

THE Chetak 3503’s distinctive personality includes a rounded silhouette, along the lines of one of the most popular scooter brands. Its smooth metal bodywork and understated styling give it a classic scooter appearance that stands apart from the modern, more aggressive designs of many two-wheelers. It’s definitely a head-turner, whether parked outside a coffee shop or in a designated motorcycle parking space. Its understated charm affirms a ride that is more about enjoying the day than racing against other riders. The ride started from SM City Bicutan via the West Service Road, passing through the areas of

Bicutan, Sucat, and Alabang. With a fully charged 3.5 kWh lithium-ion battery, the Chetak 3503 took all road bumps and humps smoothly with its front leading-link and rear monoshock suspension, absorbing road irregularities. The acceleration was flowing and responsive, thanks to its permanent-magnet synchronous motor (PMSM), a motor architecture that uses a rotating magnetic field and permanent magnets to produce propulsion. Its drum brake system for both front and rear wheels provided balanced control. The Chetak 3503 is ideal for several short journeys without the noise and fuel stops associated with a conventional gasoline-powered scooter.

First stop: Roots Cafe AFTER a leisurely ride that took around one hour and 30 minutes, we arrived at Roots Café, beside the Sto. Niño de Cebu Parish Church and ordered a Caramel Coffee Jelly under its frozen delights menu. Roots café is known for its great coffee that’s a favorite among coffee lovers and churchgoers.

Battery

3.5 kWh

Claimed range

131 km

Top speed

63 km/h

Component Technical specification

The Chetak’s 35-liter underseat storage came in handy for a fresh set of clothes, as the compartment provides room for everyday essentials. The scooter’s color LCD instrument panel and smartphone connectivity also add a modern touch to an otherwise classiclooking machine and provide all the information we needed. After coffee and a short comfort room break, we were ready to head to our next stop.

A leisurely ride in between stops OUR next stop was actually walking distance from our first coffee shop, but we wanted to go around the Southwoods area before heading to Foam Coffee.

The Chetak’s electric drivetrain delivers power without conventional gear changes, making operation straightforward during stop-and-go travel. No engine combustion also means no exhaust is emitted by the scooter while riding, helping improve environmental impact. A short ride around Southwoods on the Chetak 3503 revealed a mix of cafés, dining spots, open-air spaces and modern township streets that make it a good setting for a relaxed lifestyle. Along the way, we discovered a mix of commercial buildings, residential developments, and landscaped areas. This offered a different riding experience and an appreciation of its developing township and a glimpse of

Motor type

Permanent-magnet synchronous motor (PMSM)

Transmission

Single-speed automatic reduction drive

Frame

Tubular steel underbone

Body

Steel body panels

Front suspension

Leading-link, single-sided arrangement

Rear suspension

Offset monoshock

Front & rear brakes

Drum

Wheelbase

1,355 mm

Ground clearance

168 mm

Overall dimensions (LxWxH)

1,914x725x1,142 mm

Kerb weight Approximately

124-125 kg

Underseat storage

35 liters

community life. Then we went to our next coffee shop—Foam Coffee, where we ordered a Caramel Macchiato, one of its signature coffees, and a Burnt Basque Cheesecake, a yummy combination of a treat!

The pleasure of an electric scooter THE Chetak 3503’s classic styling, quiet electric powertrain, and automatic operation are well suited to a leisurely local ride. Short trips between coffee stops offer a practical opportunity to experience electric mobility without turning the day into a long-distance ride. The most interesting discovery may be how well a compact electric scooter fits into a local lifestyle. The Chetak 3503 isn’t necessarily about traveling far. It is about making nearby places feel worth exploring— finding a new coffee spot, appreciating a modern township, taking a breather outdoors, and enjoying a ride without the usual engine noise. Imagine these benefits for a daily-use motorcycle, minus the cost of gasoline, maintenance of a conventional motorcycle, and all the other related costs. With an approximate kerb weight of 125 kilograms, it is worth considering for daily mobility, even when moving it around a confined parking area. With today’s busy lifestyle, the Chetak 3503 offers convenience in many aspects. Its design is based on everyday mobility rather than outright speed, and is appropriate when your objective is to travel from one point to another in a practical and convenient manner. A relaxed ride still calls for attention to traffic, safety, road conditions, parking rules, and practicality. And with a range of 131 kilometers on a fully charged battery, the Chetak 3503 is an electric motorcycle worth considering. Our recent ride to Southwoods was a pleasant experience. And with the Chetak 3503, we look forward to exploring more places aside from popular coffee shops.

CLASSIC NEVER FADES | MAKE IT YOURS: 2026 ICAUR INTERNATIONAL USER SUMMIT ANNOUNCES OFFICIAL THEME

HE 2026 iCAUR International User Summit is set for October 19–23 in Wuhu, China, with “Classic Never Fades | Make It Yours” confirmed as its official theme. Global users, media representatives and partners will get together to explore what iCAUR vehicles can become as they become part of different lifestyles. For iCAUR, “Make It Yours” is more than a brand slogan for this summit. It reflects the brand’s deeper thinking on the relationship between people and cars: vehicle delivery is not the end of the product story, but the beginning of the user’s story.

The Origin of ‘Make It Yours’

PREVIOUSLY, automotive brands largely focused on answering the question of “what a car is.” However, iCAUR seeks to pose a different question: Once a car is in the user’s hands, what can it become? As iCAUR enters into more than 40 markets worldwide, users across countries and regions interact with and interpret the brand in their own unique ways. Some use their vehicles for daily urban commuting, others venture off-road for outdoor exploration, while many modify their cars to add new functions and expressive styling. Global users reimagine the same vehicle model differently, shaped by their cultural backgrounds, lifestyles and personal preferences. One single car can carry vastly different meanings, defined by its owner’s choices. This is the inspiration behind iCAUR’s presentation of “Make It Yours”. iCAUR aims to reserve sufficient flexibility within its products, design and ecosystem, empowering users to define their personal bond with an iCAUR vehicle according to their preferences and lifestyles. “Make It Yours” means placing

Camp puts V-series models into authentic operating environments, letting global users experience vehicle performance across varied road conditions and lifestyle settings. Modification showcases, ecosystem displays and test drives are not isolated activities. Instead, they represent three dimensions of “Make It Yours”: showing users what is possible, inviting them into creation, and helping them bring new ideas into their daily lives.

From One-Off Event to Ongoing Co-Creation choices and creative possibilities in users’ hands, enabling them to become genuine co-authors of their car’s story.

After Delivery, iCAUR Hands the “Right to Define” to Users

“MAKE It Yours” first manifests in iCAUR’s product philosophy. A vehicle needs a distinct character—and enough flexibility for users to build on its factory configuration. Take the iCAUR V23 for example: it comes pre-fitted with over 20 factory-standard modification interfaces. Its loop-style roof rack supports a maximum static load of 200 kg and can accommodate side tents, side ladders and outdoor gear. In addition, users can alter the vehicle’s appearance and functionality via interchangeable exterior kits. The iCAUR V27 follows the same design mindset. As an all-round hybrid SUV blending classic boxy design with new-energy technology, the V27 boasts a 5-meter-class body, the Golden REEV (Range-extended Electric Vehicle) powertrain and i-AWD (Intelligent All-wheel Drive) system. It features 39 ecosystem interfaces and more than 1,000 ecosystem modification parts,

covering functional upgrades, outdoor leisure and storage expansion. Factorylevel compatibility lets users tailor the vehicle to match their real-world usage scenarios. The core logic behind these designs is straightforward: iCAUR builds the car, while users decide what it evolves into. Owners receive not a fully predefined “standard solution”, but a starting point for continuous exploration. The summit will also host the global launch of the latest V-family model, the iCAUR V25, adding a new product chapter to this theme.

Global Creativity Sparks the Inaugural iCAUR MOD FEST

iCAUR users have long embodied the spirit of “Make It Yours”: Some draw inspiration from South Africa’s wilderness, adopting military green, orange-and-white stripes and star motifs to align the V23 with local off-road culture and outdoor lifestyles. Other creators take cues from traditional Malaysian batik and hibiscus flowers, reinterpreting local heritage through minimalist graphic designs. The V27 transforms under different creators’ visions too: some are inspired by

Omani sunsets, mountains and eagles, linking the vehicle to local landscapes and driving culture; others reference classic Woodie station wagons, fitted with wood side panels and Route 66 motifs. There are also builds featuring heart-shaped headlamps, pink wheels and rooftop camping gear, turning the vehicle into a mobile living space filled with companionship, leisure and imagination. These creations hail from diverse nations and reflect varied lifestyles. They demonstrate that iCAUR users are not merely drivers, but passionate car modifiers and self-expression advocates. On October 19, these creative concepts will gather on one stage for the first time. The inaugural iCAUR MOD FEST will run during the summit, welcoming users, modification enthusiasts and lifestyle companions from multiple markets to showcase bespoke vehicles and innovative lifestyles. Attendees can browse modified works, cast on-site votes, and learn about vehicle specs, modification approaches and local practices from global markets in the heavymodification zone. iCAUR will

join hands with global modifiers, modification brands and professional engineers to deliver deep dives into modification details, cross-market lifestyle exchanges and accessible hands-on workshops around real vehicles, shifting users from spectators of modification to active participants. The festival also places vehicles back into real-life scenarios. The urban lifestyle zone features experiences such as coffee and pet-friendly spaces, while the outdoor zone offers interactive activities like pull-up challenges and fishing. Attendees can talk about modifications beside the cars, or discover their own way of being with their vehicle over a cup of coffee, an outdoor challenge or city excursion. Running in parallel with the iCAUR MOD FEST, the Life Ecosystem Exhibition showcases the open ecosystem iCAUR has built around users’ daily lives. Spanning vehicles, accessories, functional upgrades and lifestyle scenarios, a broad roster of ecosystem partners will explore with iCAUR the endless possibilities of what a car can do. The Multi-Scenario Test Drive

FOR iCAUR, “Make It Yours” extends far beyond the closing of the summit. During the event, iCAUR will share its plans for a global modification ecosystem and owner communities, spanning vehicle modification, ecosystem collaboration and user communities around the world. This carries the brand-user relationship beyond car purchase and usage, into shared participation. When a vehicle rolls off the production line, it has fixed design, technology and intended purpose. But once it reaches its owner, its true story unfolds. It travels through different cities, tackles diverse roads, carries people’s daily lives, and gradually gains new functions, appearances and meanings shaped by user choices. This captures the true essence of “Make It Yours”: it is not simply about “making the car yours”, but enabling the vehicle to integrate deeply into the user’s life and develop unique personal significance. From brand to product; from product to user; from a one-off encounter to sustained co-creation. On October 19, iCAUR users across the globe will meet in Wuhu, China. Make It Yours. This time, the users get to define.