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Saturday, December 20, 2025 Vol. 21 No. 73

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BUSINESS IS CONFIDENT,

PUBLIC NOT SO–BSP

By Reine Juvierre S. Alberto

ESPITE business sentiment improving on hopes of higher holiday-driven spending, Filipino consumers turned more pessimistic as concerns over corruption, inflation and income pressures dampened their confidence, according to the Bangko Sentral ng Pilipinas (BSP). Results of the BSP’s latest Business Expectation Survey (BES) revealed that the overall business confidence index (CI) increased to 29.7 percent in the fourth quarter of 2025. A positive CI means more respondents are optimistic than pessimistic. The current-quarter CI is higher from the 23.2 percent recorded in the third quarter of 2025, due to more consumer spending during the holiday season, improvements in business process, expansion plans and a favorable inflation environment. However, optimism among businesses moderated for the succeeding quarter. See “Business,” A2

-22.2% Consumer confidence index (Q4 2025), down from 9.8% in the previous quarter

Govt focuses on job creation to attain missed UMIC status By Reine Juvierre S. Alberto

HE Marcos Jr. administration is prioritizing job creation to ensure economic growth translates into higher incomes as it targets upper middleincome status by 2026, Finance Secretary Frederick Go said. In a press chat on Thursday, Go said the government’s strategy centers on economic growth, and this must translate into more jobs that allow more Filipinos to benefit from higher incomes. “Our strategy is to grow the economy and make sure that no one is left behind. Then when you hurdle that rate, you become an upper middle income economy,” Go said. The Philippines remains within the lower-middle-income bracket—defined by the World Bank as economies with a gross national income (GNI) per capita between $1,136 and $4,495. The country’s GNI per capita rose to $4,470 in 2024, a 5.67-percent increase from $4,230 in 2023. The upper middle income country GNI per capita starts at $4,486. This made the Philippines miss achieving the upper-middleincome country (UMIC) status in 2025 by a mere $26. Go said the government remains committed to achieving UMIC status in 2026, noting that the economic team should “stick to that” timeline. The new Finance chief acknowledged that foreign exchange movements pose a challenge to the country’s bid, as income classification is denominated in dollars. “One of the problems is, it’s defined in dollars. So even if we grow in pesos, if the foreign exchange rate works against us, that’s the problem,” Go said.

“I am hopeful. Because I believe our economy will grow.”—Finance Secretary Frederick Go, on the Philippines’ proximity to upper middle-income status

STARS ON PARADE Movie fans line the streets as the highly anticipated Parade of the Stars of the 51st Metro Manila Film Festival (MMFF)—a cherished annual tradition—rolls out in Makati on Friday, December 19. Serving as the official host city this year, Makati welcomes decorative floats and celebrity appearances from the eight official MMFF film entries: Call Me Mother, Rekonek, Manila’s Finest, Shake, Rattle & Roll: Evil Origins, I’m Perfect, Love You So Bad, Unmarry, and Bar Boys: After School. The Parade of the Stars serves as a festive prelude to the MMFF’s nationwide screenings, bringing Filipino cinema closer to the public ahead of the festival run. MMDA and concurrent Overall MMFF Chairman Romando Artes said the MMFF is excited to bring the spirit of Filipino filmmaking and the magic of the Parade of Stars to the streets of Makati. ROY DOMINGO

$4,470 A SUICIDE OR A SILENCED WITNESS? GNI per capita (2024), just $26 short of the $4,486 threshold required for upper middle-income country (UMIC) status

Despite this, Go said the Philippines is already close to reaching upper middle-income status and expressed optimism that continued economic expansion would help the country meet the required income level. “I am hopeful,” Go said. “Because I believe our economy will grow.” According to World Bank, if the Philippine economy can grow by 6.8 percent annually for the next 25 years, it may finally end its extended stay as a middle income country (See: https://businessmirror.com.ph/2025/07/16/phl-exitingmic-status-what-it-will-take-perwb/). The World Bank said enhancing investments in infrastructure and human capital; improving regulations and governance; and mobilizing private capital will provide a 1.4 percentage point boost to See “UMIC,” A2

Former DPWH Usec Cabral’s death sparks investigation frenzy

AUTHORITIES retrieve the body of former DPWH Undersecretary Maria Catalina “Cathy” Cabral along Kennon Road in Tuba, Benguet, on December 18, 2025, after she reportedly fell into a ravine. Rescue teams from Tuba MDRRMO and BFP coordinated with the Benguet Provincial Forensic Unit, while law enforcement and integrity bodies moved to secure her gadgets and documents for investigation. PHOTOS COURTESY OF BFP-TUBA BENGUET

By Malou Guieb & Joel San Juan

AGUIO CITY/MANILA— Authorities have mounted a thorough investigation into the death of controversial former Department of Public Works and Highways (DPWH) Undersecretary Maria Catalina “Cathy” Cabral, amid questions of whether she killed herself, or was murdered to prevent her possible testimony in ongoing inquiries into the multi-

billion-peso infrastructure projects scandal. Her family refused an autopsy, but according to Dr. Rod Leal, the former medico-legal officer of PROCOR (Police Regional Office in the Cordillera), the state might mandate it, on the basis of Presidential Decree 856 that states that the corpse belongs to the state if death is under controversial circumstances. Cabral was found dead late on December 18, 2025, after what appeared to be a fall into a ravine

along Kennon Road in Tuba, Benguet, her mangled body found in a rocky area. A doctor who first examined her said she must have been dead seven hours—or roughly the time she parted with her driver and asked to be left alone on the narrow portion of the highway. Police reports said Cabral, 63, was traveling with her driver, Ricardio Munos Hernandez, when she asked to be dropped off near Camp 4 at around 3 p.m. Hernandez later returned but failed to find

her, prompting him to search nearby areas and eventually report the matter to Baguio police. Responding personnel discovered Cabral’s body later that evening. According to the police report, authorities “found the victim at the side of Bued River more or less 20 to 30 meters below the highway unconscious and unresponsive.” Rescue teams from Tuba MDRRMO and BFP retrieved her body and coordinated with the See “Suicide,” A2

PESO EXCHANGE RATES n US 58.6050 n JAPAN 0.3768 n UK 78.4428 n HK 7.5321 n CHINA 8.3231 n SINGAPORE 45.4584 n AUSTRALIA 38.7438 n EU 68.7026 n KOREA 0.0397 n SAUDI ARABIA 15.6255 Source: BSP (December 19, 2025)

A2 Saturday, December 20, 2025

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Science minister seeks to turn South Korea into a global AI powerhouse By Yoolim Lee

Bloomberg

NTIL he was named South Korea’s new science minister in July, Bae Kyung-Hoon was largely unknown in political circles, having spent his career focused on computer science. Now, the surprise pick by President Lee Jae Myung is charged with an ambitious agenda: transforming the country into a global AI superpower. Specifically, Lee wants Bae to help secure the country’s spot among the world’s top three AI powers. With the US and China now locked in a race for dominance, Bae thinks it’s possible for Seoul to chart its own course. “There are several countries vying to be No. 3, but we don’t see ourselves as just another contender in that pack,” Bae, Science and ICT Minister, said in an interview with Bloomberg News. “We believe we have a real shot at becoming a serious global player — one capable of challenging the top two.” The Lee administration is counting on AI to help reboot economic growth after months of political turmoil under former President Yoon Suk Yeol, who was ousted following a botched at-

tempt to impose martial law. Its decision to more than triple its AI spending to 10.1 trillion won ($6.9 billion) next year also comes as Korea’s traditional growth engines in manufacturing and exports, such as semiconductors and autos, are facing intensifying competition from China. Since taking the job, Bae has moved quickly. Working with senior presidential secretary for AI Ha Jung-Woo, Bae agreed with BlackRock Inc. Chief Executive Officer Larry Fink to jointly invest in renewable energy-powered, largescale data centers in Korea. The government also struck a deal with Nvidia Corp. CEO Jensen Huang to purchase 50,000 of the company’s sought-after accelerator chips for the use of AI computing. It was part of more than 260,000 of its graphics processing units Nvidia agreed to supply to the ministry and Korea’s leading companies including Samsung Electronics Co.

BAE KYUNG-HOON WOOHAE CHO/BLOOMBERG

Huang said the deal would help make Korea one of the leading nations in AI infrastructure. “Korea has a great chance to be a regional AI hub and one of the largest AI hubs in the world,” he told reporters after the move was announced in October. Bae, whose mandate was expanded in October when he was also named deputy prime minister, hadn’t planned on working in government. In fact, he said, he thought he was being pranked when he first received a call about the job. The 49-year-old earned a doctorate in computer vision from Seoul’s Kwangwoon University and spent years at affiliates of Samsung, SK and LG before becoming the inaugural head of LG AI Re-

search in 2020. At LG’s research arm, he led the development of the group’s large language model, Exaone — an initiative he proposed and won backing for from LG Group Chairman Koo Kwang-mo. Exaone 4.0, the newest version of that model, was highlighted in Microsoft Corp.’s 2025 AI Diffusion Report as Korea’s leading frontier model, just 5.9 months behind OpenAI’s GPT-5. Bae said one reason the research arm was so successful was that he replaced the organization’s rigid hierarchy and compensation with more merit-based systems, allowing it to attract and retain top engineering talent. Despite his early reservations, Bae accepted the role after realizing that he could have a far greater impact by pushing for policies such as securing GPUs at scale for South Korean researchers and tech companies. Since his appointment, the ministry has launched a national project to select Korea’s foundational AI models. Five teams — led by Naver Cloud, Upstage, SK Telecom Co., NC AI and LG AI Research

— were chosen in August to compete to come up with the best model. Under the program, one team will be eliminated roughly every six months until two finalists remain. “We don’t have the capital or talent pools of the US or China,” Bae said. “The idea is to concentrate resources through competition.” In October, he also signed a three-party agreement with Nvidia and Hyundai Motor Co. to jointly develop physical AI, in which the technology is used for robotics and autonomous vehicles. The following month, he announced a plan to attract around 2,000 top engineers and researchers from overseas in key fields including AI by 2030. Bae said the current investment in AI infrastructure will lay the groundwork for physical AI. This, he said, will be as critical for Korea’s economy as the internet was decades ago. “There’s a real sense of urgency that if we don’t get this right, our economy could be put at risk,” he said.

Suicide…

been efforts to get her to shed light on key matters in its investigation. Story in page A4 News.

Continued from A1

Benguet Provincial Forensic Unit for investigation.

Trailblazer in DPWH

CABRAL was a civil engineer and the first female rank-and-file employee of DPWH to rise to the post of Undersecretary for Planning and PPP. She held multiple doctorates and master’s degrees, with training certificates from Wharton and Harvard Kennedy School. In recent months, she had been hounded by controversy over alleged anomalies in flood control projects, including budget “insertions” and ghost projects flagged in congressional hearings. She resigned from the DPWH in September but remained a central figure in ongoing investigations.

ICI, Ombudsman want gadgets secured

THE Integrity Commission on Infrastructure (ICI) said Cabral was “no doubt privy to vital information” as undersecretary for planning. ICI spokesman Brian Keith Hosaka urged law-enforcement agencies to secure her documents, gadgets, and computers for digital forensics, and called for a thorough probe into her death to rule out foul play. The Ombudsman directed Benguet authorities to preserve Cabral’s cellphone and other gadgets for turnover to investigators. Cabral’s death comes as the ICI continues hearings into anomalous flood control projects, where she had been invited as a resource person. In the Senate, Blue Ribbon panel chairman Panfilo Lacson lamented her death, and revealed that despite her initial noncooperation, there had

PNP chief seeks thorough probe

ACTING Philippine National Police (PNP) chief Lt. Gen. Jose Melencio Nartatez Jr. ordered a thorough investigation into Cabral’s death. He ordered the head of the Police Regional Office Cordillera Administrative Region to ensure that all angles are looked into in order to come up with a clear picture of what really happened. “I have already ordered a thorough investigation into this incident for us to have a clear picture of what happened. While there was already an initial impression regarding what happened, we should not rule out any factor until our forensic investigators are able to establish the cause of death and the circumstances surrounding it,” Nartatez said. Cabral was reported missing by her driver. He told the police that Cabral asked him to leave her for a bit alongside a portion of the Kennon Ride while they were traveling from Baguio City to La Union. When the driver went back from the nearest gas station, Cabral was not in the area. The driver then went back to the hotel where they stayed, prompting him to seek police assistance as she was nowhere to be found. The body of Cabral was later found and taken to the nearest funeral parlor. Nartatez said the investigation is intended to seek the truth amid various speculations being posted on social media. “We appeal to the public, especially the netizens, to refrain from speculating and wait instead for the official result of the investigation,” Nartatez said.

Business… Continued from A1

The CI for the first quarter of 2026 fell sharply to 23.7 percent from 49.5 percent previously, reflecting expectations of weaker post-holiday demand, the adverse impact of corruption allegations on investor sentiment, peso depreciation and higher inflation. The year-ahead business outlook also softened, with the CI easing to 40.4 percent from 49.5 percent. Businesses cited governancerelated concerns over public works spending, weaker demand, elevated inflation, peso depreciation, and the risk of an economic slowdown as factors dampening sentiment. The BES is a key economic surveillance tool of the BSP, and its results are important inputs to monetary policy formulation.

Weaker consumer confidence

MEANWHILE, results of the BSP’s Consumer Expectations Survey (CES) showed that consumer sentiment turned more pessimistic in the fourth quarter of 2025. The overall CI dropped to -22.2 percent from 9.8 percent in the previous quarter. A negative CI means there are more respondents with a negative outlook than a positive outlook. The BSP said the more negative reading reflected both a decline in the share of optimists and an increase in pessimists. Consumers pointed to graft and corruption concerns, rising inflation, lower household income, and adverse weather conditions and other natural calamities as the main factors undermining confidence. Concerns over the effective delivery of government services amid governance-related issues also weighed on sentiment. For the next quarter, the overall CI declined to 3.6 percent in the fourth quarter of 2025 from 6.9 percent in the preceding quarter. Meanwhile, the year-ahead CI eased to 11.8 percent from 14.1 percent previously. The BSP said the less upbeat outlook for both periods stemmed from the same set of concerns cited for the current quarter. The survey further showed that all three component indices, such as overall economic condition, family financial situation and family income, declined in the fourth quarter of 2025. The overall economic condition index fell to -48.4 percent, its lowest level in five years. The family financial situation index also slipped to -14.6 percent in the fourth quarter of 2025 from -7.1 percent in the third quarter of 2025. Meanwhile, the family income index returned to negative territory at -3.5 percent after three consecutive quarters of positive readings. Looking ahead to the first quarter of 2026, consumers were more pessimistic about the country’s economic condition, less optimistic about their family’s financial situation and remained positive about family income. Over the next 12 months, sentiment turned negative for the overall economy, stayed positive for the family’s financial situation, and became more optimistic for family income. The Q4 2025 CES was conducted from October 1 to 13, 2025. The CES samples were drawn from the Philippine Statistics Authority’s 2023 Geo-Enabled Master Sample for household-based surveys, which is considered a representative sample of households nationwide.

UMIC… Continued from A1

GDP growth to 6.8 percent annually from the current 5.4 percent. Raising productivity through investments in infrastructure and human capital would add 0.78 percentage points to annual GDP growth, while efforts to deepen capital markets would add another 0.45-percentage points to growth; and those that would increase labor force participation would lead to a 0.18-percentage boost to GDP.

A BusinessMirror Special Feature

Saturday, December 20, 2025

Western Visayas’ first ‘Singapore School’ is coming to Bacolod

Just seven minutes away from the Bacolod-Silay International Airport, Megaworld’s Northill Gateway township features a sprawling exclusive village, a modern McDonald’s store, and several exciting retail and dining establishments opening soon in Northill Parade.

BY ELIJAH RAMOS

Northill Gateway, the home of Singapore School, is conveniently located at the boundary of Bacolod and Talisay cities along the Airport Access Road, with the official Bacolod Welcome Marker serving as its famous landmark.

he world continues to set its sights on Bacolod as real estate giant Megaworld forges a strategic partnership with Singapore Schools Philippines to bring Western Visayas’ first Singapore school - and the first international school in the Negros Island Region - to the City of Smiles. Singapore School Bacolod will bring the renowned Singaporean curriculum— recognized globally for excellence in mathematics, science, literacy, and character formation—to a purpose-built campus within Megaworld’s 53-hectare Northill Gateway township along the Bacolod-Silay Airport Access Road. The school will offer a full educational pathway from Primary School to Pre-University, and will be within walking distance of premier residential developments, such as Forbes Hill and Fountain Grove, offering families convenient access to high-quality living spaces in secure, thoughtfully designed neighborhoods. It will also feature direct access to Northill Parade, connecting students and families to the district’s growing retail and dining options, including Denny’s, JT’s Manukan, and other upcoming local and international retail and dining concepts just a few steps away. “Megaworld has always believed in creating townships that integrate homes, workplaces, leisure, and learning. This partnership with Singapore School Bacolod strengthens our commitment to providing global-standard educational opportunities within a vibrant, inclusive community,” says Graham M. Coates, head, Megaworld Lifestyle Malls, as he underscored the partnership as a defining element in shaping Megaworld’s longterm vision for Northill Gateway. The agreement marks a significant milestone in elevating the Negros Island Region’s educational landscape by expanding global-standard learning opportunities for families across Western Visayas. “Bringing Singapore School to Bacolod is a meaningful chapter for us. We are committed to expanding access to worldclass education and opening pathways for children across Negros and Western Visayas to reach leading universities both locally and internationally,” shares Trixie Suarez, president, Singapore Schools Cebu, the same organization that will also be leading the establishment of Singapore School Bacolod with the same hands-on care and vision. Singapore School Philippines currently operates campuses in Manila, Clark in Pampanga, Silang in Cavite, and Cebu, bringing decades of expertise in delivering internationally benchmarked education programs. The Bacolod campus marks Singapore School Philippines’ first

Megaworld and Singapore Schools Philippines are working together to bring renowned, world-class Singaporean education more accessible to families in Bacolod and the Negros Island Region. Shown in photo are (from left) ) Analei Atienza, founder and managing director, Singapore Schools Philippines; Trixie Suarez, president, Singapore School Bacolod; Graham Coates, head, Megaworld Lifestyle Malls; and Denisse Malong, Megaworld, leasing director for Visayas, Megaworld Lifestyle Malls. expansion in the Negros Island Region and in Western Visayas, reinforcing its commitment to making world-class education accessible to more Filipino families. As major cities nationwide continue to experience deep urbanization and congestion, Bacolod is emerging as a highly attractive destination for families seeking a more balanced environment. With the arrival of Negros’ first international school, Northill Gateway positions itself as a compelling option for families considering relocation—offering space, security, and high-quality education within a planned urban community. The establishment of Singapore School Bacolod represents a significant addition to the region’s growing portfolio of institutions and investments, reinforcing Bacolod’s rise as a hub for learning, lifestyle, and long-term growth. For more information about Singapore School Bacolod, you can visit the website at SingaporeSchoolBacolod.com or send an email to hello@ SingaporeSchoolBacolod. com. For inquiries on Forbes Hill’s exclusive homes, you may contact the Megaworld Bacolod sales team at (0917) 8284573 or email n o r t h i l l g a t e w ay @ megaworldcorp.com.

The school’s location is surrounded by residential communities such as Megaworld’s Forbes Hill, one of the most exclusive villages in Bacolod today.

Singapore Schools Philippines operates four campuses across the Philippines, including this one in Cebu, which opened in 2010 and offers various academic levels, from preschool to pre-university (Grade 11 and 12).

News

Saturday, December 20, 2025

Govt clears 400K MT sugar purchase from local planters

By Ada Pelonia

HE government is firming up plans to extend the ban on sugar imports after it authorized the purchase of 400,000 metric tons (MT) of the sweetener from local planters under a voluntary purchase program.

The Department of Agriculture (DA) and the Sugar Regulatory Administration (SR A) said the government will only authorize the importation following the end of harvest or even further owing to improved domestic raw sugar output. Agriculture Secretary Francisco Tiu Laurel Jr. said the import ban, initially announced on October 15, could be extended through the end of milling or even December, depending on actual stock levels. “I have instructed SRA Administrator Pablo Azcona to closely monitor loca l sugar ref iner y

production and provide regular updates, so we maintain an accurate picture of our standard and premium grade refined stocks,” Tiu Laurel said. He noted that refined sugar is produced entirely from locally grown raw sugar. The DA and SRA are also preparing a long-delayed regulatory framework on molasses imports, which he said would further protect domestic producers. Under the proposed rules, the agency said molasses users will be required to purchase and withdraw local molasses first.

Only after meeting those requirements—and based on a predetermined ratio—will imports be allowed, subject to SRA approval. “This ensures local supply is prioritized before any imports are considered,” Azcona said. To stabilize prices and support farmers, the SRA will also roll out a program for raw sugar, with purchases held as buffer stock for up to 90 days. Tiu Laurel said the decision followed months of consultations with industry leaders that failed to produce consensus, even as farmgate prices continued to fall. “We can no longer afford to sacrifice our farmers,” Tiu Laurel said. “We’ve seen over the past two years that when a buying program is implemented, prices recover. SRA has long been ready, so we are moving forward.” This will be released as Sugar Order (SO) 2 under the current crop year, a program which links export and import allocations to actual purchases of local sugar. The DA chief said the system removed discretion from allocations, reduced corruption risks,

and boosted demand for domestic sugar, which lifted farmer prices. “We implemented this with Administrator Azcona two years ago precisely to eliminate corruption in allocations, and it resulted in higher prices for farmers,” Tiu Laurel said. Under the new plan, eligible buyers will purchase up to 400,000 MT of raw sugar to be held as reserve stock for 90 days. The agency said this volume will underpin the allocation of a 100,000 MT raw sugar export quota to the United States. Azcona said the export decision reflected a significant increase in local raw sugar output. “Because farmer output has grown substantially, we decided to export 100,000 tons of raw sugar to the US,” he said. “And to ensure transparency, allocations will again go through a buying program similar to SO2.” The DA and SRA said the combined measures would help stabilize the market, protect farmers’ incomes, and ensure transparent, performance-based access to imports and exports.

Pinoy Gen Zs worry about country, but keen on surviving, too–report By Claudeth Mocon-Ciriaco

LTHOUGH they remain hopeful about the country’s future, Filipino Gen Zs are staying on the sidelines when it comes to civic action, mainly due to personal and systemic barriers. This “cautious optimism” is captured in the inaugural Filipino Perspectives Digest, a new qualitative report from public opinion research firm WR Numero. The Digest, a companion to its Philippine Public Opinion Monitor, draws on nationwide focus group discussions with Filipinos from different backgrounds. In its inaugural issue, WR Numero talked to young Filipinos born between 1997 and 2012 to explore their hopes, fears and aspirations amid overlapping national crises. Most participants said they shared the national vision of a “stable, comfortable, and secure life,” yet many see that goal as distant, hampered by a lack of real progress. “My dream for my family is for them to finally relax, especially my parents.... They struggled so

much before. Now, it’s time for them to rest. I don’t want them to worry about working or putting food on the table anymore. I want to be the one providing. I want to be financially stable,” said a participant in La Union. For m a ny, ac h ie v i ng t h at dream requires systemic change as participants pointed to student groups, non-governmental organizations and the Sangguniang Kabataan (SK) as vital in pushing for reforms. Some said they were willing to support these efforts, but most admitted they needed encouragement to take part while some participants mentioned personal barriers inhibit them from participating civically. A 23 -yea r- old fema le pa rticipant from Taw i-Taw i noted, “Personally I want to participate in those that I see doing env ironmenta l activ ities like coastal clean-up. I want to participate, but I am too shy to approach.” For some, immediate survival takes precedence over social causes with daily financial and structural struggles, and they believed this leaves little room

for activism. “People are privileged. I feel like it takes a privilege to be part of those efforts. You won’t realize the state of the country unless you have established your own survival. You won’t see a lot of citizens actively protesting right now because their focus is their own life, and not being vocal,” said a 21-year-old discussant from Camarines Sur. Many see time and energy as va luable resources—one that should instead be directed towards their survival. “Before I participate, I should have time for that. Until such time arrives that I become available to be committed and to engage in such groups, I will not join NGOs even if they have nice advocacies,” explained a female participant from Camarines Sur. Practical barriers also weigh heavily. Those outside Metro Manila said opportunities for civic engagement are concentrated in the capital. “If they have the same effort that we are interested in, they should have initiatives that we can access,” said a female participant from Camarines Sur.

“I think the visibility of their advocacies plays a role as well. What they’re doing should be tangible,» she added. Even so, hope persists, as many stressed the need for leaders who are both capable and compassionate—leaders they believe can create the conditions that inspire young people to act. “ T he power shou ld be re turned to the people, who can hold government officials accountable. They need to have accountability and transparency because, as public servants, they are supposed to serve the publ ic…T hey shou ld wa nt to serve, prioritize the welfare of improving the country in terms of economy, education, etc,” said a 25-year-old participant from Lanao del Norte. The report suggests that Filipino Gen Zs recognize their role in shaping the nation’s future, but for now, they are waiting—on institutions, leaders and opportunities—to give them the first push toward action. “With the right support and access, their cautious optimism may yet turn into meaningful involvement,” it added.

Provisional gaming license for Cebu’s Emerald Bay resort-casino revoked

HE provisional gaming license of PH Resorts Group Holdings Inc for the stalled Emerald Bay Resort and Casino project in Mactan, Cebu has been revoked by the Philippine Amusement and Gaming Corp (Pagcor), the company has said. Philippine-listed PH Resorts is a unit of Udenna Corp, controlled by Philippine entrepreneur Dennis Uy. PH Resorts said, in a Thursday filing to the Philippine Stock Exchange, that two subsidiaries—Lapulapu Leisure Inc (LLI) and Lapulapu Land Corp (LLC)— had received notice of the Pagcor board’s “approval of the revocation” of the provisional gaming licence originally issued to the group for the now-stalled Emerald Bay project.

“The company notes that the Pagcor board’s aforementioned approval is not expected to have a material effect on the company’s current financials,” considering that the group had “not commenced commercial operations of the project,” PH Resorts said. It added: “The revocation of the provisional license is not expected to materially impact the company’s existing financial position.” In August, PH Resorts served notice in Aug ust that it had de-recognized a P8.75-billion (US$149.3-million currently) financial liability on the Cebu site. At that time, PH Resorts said its option to repurchase its parcels of land and “construction in progress” at Emera ld Bay, See “Emerald,” A5

www.businessmirror.com.ph

Second Ayala mall in Davao to rise on Alsons property By Manuel T. Cayon

AVAO CITY—The second Ayala mall here will emerge at a northern waterfront estate jointly developed by two real estate conglomerates. The new mall will emerge as the Ayala group will also undertake facelift constructions next year to its first mall here, the Abreeza Mall, which is also seeing the construction of a five-level extension to add 22,000 square meters for new tenants and corporate operations. Jannice Parreno, general manager of the Ayala Malls Abreeza, said the second Ayala mall has been a confirmed plan to be constructed inside the Azuela Cove, the former site of a plywood mill of the Alcantara and Sons (Alsons) group, which both the Alcantara Group and the Ayala Land Inc. have jointly developed into a mixed-use waterfront estate consisting of residences, retail and offices. The Azuela Cove, located at the intersection of R. Castillo Street and Bajada, covers 25 hectares, more than twice the area where the Abreeza mall and four residential buildings sprawl along Bajada. Parreno said the blueprint details and other specific plans for the mall would be disclosed soon after the permitting and other regulatory compliance would be worked out next year. A press communique released by the Aviana Development Corp.—jointly formed by the two conglomerates to manage the Azuela Cove—has released a photograph of the artist’s perspective of the mall building design, For the meantime, the news release of the Aviana picked up by a local paper here last week said the “Azuela High Street, inspired by the pedestrianfriendly design of BGC High Street, introduced a walkable dining and shopping destination that quickly gained strong market acceptance.” “Today, it is home to several of Davao’s favorite restaurants and social gathering spots, offering diners alfresco views of

the High Street park. In the coming months, the retail mix will continue to diversify with the addition of more lifestyle-focused shops, including international brand Adidas, set to open in December, followed by Bootcamp and Rev in the coming year, further strengthening Azuela Cove’s position as a vibrant lifestyle destination,” it added. Parreno said the new mall will be the third Ayala mall in Mindanao, with one in Cagayan de Oro City in northern Mindanao, the Centrio Mall, which also hosts a hotel, a business process outsourcing office building, and a condominium tower within the Ayala development compound. Par reño said the Aya la Group will undertake facelift construction in some of its malls next year, not only at the Abreeza, but also in the Ayala Center in Cebu and Glorietta in Makati. This will upgrade the aesthetics of the mall buildings. The Abreeza mall was constructed in 2011. She said the extension structure attached to the main mall building is continuing its construction, with 60 percent of the planned extension area already taken as early as last year by interested companies which would be their first exposure in Mindanao. She said both new international brands and good local brands will be the incoming tenants Currently, there are 300 merchants at the mall and 70 others are occupying the kiosks and center aisle sections of open spaces. “The mall is 93 percent occupied. That’s why we have to extend to accommodate those who are not yet here but who are interested to operate here,” she told a news briefing at the Hukad Business Forum at the mall. The Ayala Malls Abreeza is within its 10-hectare property, portions of which are occupied also by a hotel, and six condominium buildings. Parreño said the extension of the Abreeza mall would be done at the remaining available one hectare. Parreño said the company has allocated P2 billion for the project.

Discaya co-accused told to surrender peacefully

C T I NG Ph i l ippi ne National Police (PNP) chief Lt. Gen. Jose Melencio Nartatez Jr. on Friday called on all the co-accused of controversial contractor Sarah Discaya to surrender and spare themselves from the risks that come with playing hide-and-seek with law enforcement agencies. Nartatez also vowed to account for all those involved in the non-bailable case relating to the alleged ghost control project in Davao Occidental worth almost P100 million, in compliance with the directive of President Ferdinand R. Marcos Jr. It was the Chief Executive who announced the issuance of an arrest warrant against Discaya and other respondents in the case. Nartatez said they are working with the National Bureau of Investigation (NBI) for a unified and quick operations to serve the arrest warrant issued by a local court to

all those involved. “Our units and tracker teams have already started working to serve the arrest warrant against all the respondents in this case. With the preparations that we did and the coordination with other law enforcement agencies, we are confident of locating and accounting all of them in the soonest possible time,” he added. Discaya surrendered to the NBI before the arrest warrant was issued while another accused, Maria Roma Rimando, was arrested by the police. The arrest of Rimando, according to Nartatez, is proof of the PNP’s commitment to account for all those charged. Nartatez also warned against providing assistance to them, “We appeal to their friends, relatives and other people to refrain from providing any form of assistance to any of them in order to avoid legal troubles.” Rex Anthony Naval

News

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CebPac cancels bookings using fraudulent, stolen credit cards By Claudeth Mocon-Ciriaco

OLLOWING a thorough investigation, Cebu Pacific has cancelled bookings that were purchased using fraudulent or stolen credit cards to book their flights which were subsequently converted into Travel Funds. According to Cebu Pacific, these Travel Funds were then used to illegally resell flights through unauthorized channels. Cebu Pacific said on Friday it is currently coordinating closely with authorities to continue investigating groups engaged in the illegal sale of Cebu Pacific flights on social media platforms and to protect passengers from fraudulent activities. Passengers affected by the cancelled bookings have been sent notifications and are advised to book new flights through www. cebupacificair.com using a valid and authorized form of payment should they wish to proceed with their travel plans. Likewise, Cebu Pacific strongly reminded all passengers to book their flights only through CEB’s official website, mobile app, or accredited travel partners to ensure access to the airline’s guaranteed lowest fares and legitimate booking services. CEB also strongly advised passengers against transacting with unauthorized sellers, as doing so may result in invalid or incomplete bookings, additional charges, or disrupted travel plans. Only CEB’s official channels and affiliated travel agencies are authorized to sell genuine CEB flight slots. The airline warned that the individuals involved were found to be offering Cebu Pacific flights for sale through the following Facebook groups: n Cebu Pacific Refund

https://www.facebook.com/groups/426610031927684 n Cebu Pacific Travel Fund (For Sale)

https://www.facebook.com/groups/1016560490256609 n Cebu Pacific Air

https://www.facebook.com/groups/CebuPacificAirPh n CEBU PACIFIC PISO FARE//PROMO TICKET//LOW FARE

https://www.facebook.com/groups/1271257087394124/?ref=share& mibextid=wwXIfr&rdid=YZUtFi8OGJ… Customers who transact through unauthorized channels and agents may not be able to: n Receive a complete booking and ticket due to incorrect fares n Do online check-in n Rebook n Refund n Add bags or meals

“To book your flights with CEB, you may directly visit www. cebupacificair.com or download our official mobile app on the Apple App Store or Google Play Store,” CEB said.

Marikina mayor asks city council to clear ₧15-M allocation for Bgay Tumana’s water

ARIKINA Mayor Maan Teodoro called on the Sangguniang Panlungsod to immediately pass a proposed ordinance appropriating funds of at least P15 million to address the water problem before Christmas in Tumana after Manila Water disconnected the water supply. Teodoro said the P15 million is an initial payment for Barangay Tumana’s outstanding debt and for resuming the water services of over 3,000 residents. In a letter addressed to members of the City Council, Teodoro stressed the urgent need for the passage of an ordinance seeking to allocate P15,000,000 to partially cover Tumana’s debt to Manila Water. According to the mayor, the proposed ordinance is a decisive intervention that will provide the necessary funds to settle obligations and facilitate the immediate restoration of water services in Barangay Tumana. “This intervention is both compassionate and prudent, providing immediate relief while ensuring accountability in the use of public funds...More importantly, it affirms the City Government’s commitment to protect public health, uphold human dignity, and serve the people of Marikina,” she added.

Emerald. . . Continued from A4

under an agreement w ith local lender China Banking Corp (Chinabank), had ex pired on March 31, 2025. “In connection with this, the cor respond ing proper t y plus

Teodoro appealed to members of the City Council to prioritize the welfare of Tumana residents and take immediate action to restore water services and ensure the dignity and peace of mind of affected families. In addition, the mayor underscored both the legal and moral obligations of the city government to act decisively, citing the mandate under Section 16 of the Local Government Code to protect the welfare of its constituents. “Because of the massive impact of the loss of water supply to Tumana residents, I ask the members of the Sangguniang Panlungsod to act quickly on this ordinance for the welfare and benefit of the residents,” she stated, speaking partly in Filipino. Reports reaching the mayor’s office showed that officials of Barangay Tumana allegedly failed to remit residents’ water payments totaling P37,192,199.98, prompting Manila Water to cut off the water supply to the area on December 18, 2025. Teodoro has vowed to hold accountable all officials who were liable for failing to settle the over P37-million debt to Manila Water, leading to the disconnection of essential water supply in Tumana. Claudeth Mocon-Ciriaco

improvements totalling P13.65 bil lion—the ‘Mactan properties’—as well as the financial liabilities of P8.75 billion originating from the repurchase option were derecognized from LLI and LLC’s books.” In Thursday’s filing, PH Resorts said it would “continue to explore other business opportunities.”

Saturday, December 20, 2025

Ping: Ex-DPWH Usec Cabral could have helped probers

By Butch Fernandez

HE chairman of the Senate Blue Ribbon Committee on Friday revealed his office had initial meetings with former Department of Public Works and Highways (DPWH) Undersecretary Maria Catalina Cabral, deemed a key figure in the multibillionpeso infrastructure corruption, and had hoped she left some notes that Senate probers can work on despite her untimely death. Senate President Pro Tempore Panfilo “Ping” M. Lacson said Cabral’s death—an alleged fall from a cliff in Benguet, but which police still have to conclude as a suicide—was “unfortunate and tragic as she could have greatly helped expose the extent of corruption in the department’s infrastructure program.” Lacson, who returned as chairman of the Blue Ribbon Committee looking into the flood control mess, said he hopes Cabral may have left notes or files that could help in the

ongoing investigations. “It was unfortunate and tragic that former Undersecretary Catalina Cabral would end her life at a time when she could have significantly contributed to blowing wide open the extent of corruption not only in flood control projects but all other anomalies in the infrastructure program of the DPWH,” he said. According to Lacson, Cabral, through her lawyer, met with him and two of his legislative staff upon

her initiative, for a preliminary discussion on how she could proceed with her testimony before the Blue Ribbon Committee hearing. This was right after former DPWH Undersecretary Roberto Bernardo first mentioned her name in his sworn testimony, he said. At the time, Lacson said he had the impression that Cabral “was showing some signs of cooperating with our investigation but with a lot of pressure which we could not explain.” “What bolstered my confidence was her lawyer’s statement that she could completely put her trust in me being the chairman of the Blue Ribbon Committee, with the knowledge that I have never dipped my fingers in any of the lists of projects - ‘pork,’ ‘allocables’ or whatever name/s invented that she used to prepare for legislators and other personalities, she being the Usec for Planning,” he said. “That being said, I hope she left some notes or files that may have evidentiary value worth pursuing in the ongoing investigations,” Lacson added. “Finally, may she rest in peace.” Another DPWH undersecretary, Romeo Bernardo, cooperated early on with probers, initially making explosive revelations in the Blue Ribbon before being admitted to the witness protection program.

It may be recalled that Lacson in one of his first manifestations against continuing shenanigans in the budget process, had tagged Cabral as the DPWH undersecretary who called up Senate President Vicente Sotto III just before the 20th Congress convened to ask him for a list of pet projects he wanted funded, so she can include them for “allocation.” The flood-control funds scandal, described as the biggest corruption mess in the country, broke wide open in late July when President Ferdinand Marcos Jr. denounced abuses in the budget process with a widely quoted callout to culprits: “Mahiya naman kayo (Shame on you)!” and then bared a list of 15 top contractors who have cornered most of the big flood-control projects. This sparked parallel investigations in the Executive and Congress, with Lacson’s Blue Ribbon panel taking the lead. In a related development, Sen. Jinggoy Estrada also remarked on Cabral’s death: “This is, above all else, a time of mourning for her family. Regardless of any issues that may have surrounded her public life, we must remember the human loss involved. Let us give her grieving family the space, peace, and understanding they need during this extremely difficult time.”

General Torre is new MMDA general manager By Samuel P. Medenilla

RESIDENT Ferdinand Marcos Jr. has named former Philippine National Police (PNP) chief Nicolas Torre III as the new general manager of the Metropolitan Manila Development Authority (MMDA). Palace Press Officer Claire Castro confirmed to reporters on Friday that Torre will replace MMDA General Manager Procopio Lipana in 2026. Torre’s new designation comes after he was unceremoniously removed as head of PNP last August. Department of the Interior and Local Government (DILG) Secretary Juanito Victor “Jonvic” C. Remulla said among the reasons Torre was relieved as PNP chief was the latter’s refusal to comply with orders from the National Police Commission (Napolcom) to reassign key police officials. Prior to being appointed as head of PNP and being promoted into a four-star general, Torre was the chief of the Criminal Investigation and Detection Group last June. Remulla said if Torre decides to accepts his new appointment in the MMDA, he would have to retire from PNP. Torre’s successor, Jose Melencio Nartatez Jr. is still only an acting PNP chief police lieutenant general or a three-star rank until his predecessor avails of early retirement. Under PNP rules, there can only be one four-general at any given time. Torre, who belongs to Class of 1993 of the Philippine National Police Academy, is the first graduate of that school to be appointed Chief, PNP. Malacañang said Torre’s promotion was based on merit and professionalism. He was known for overseeing high-profile police operations including the arrest of Kingdom of Jesus Christ founder Apollo Quiboloy and former President Rodrigo R. Duterte.

OPPO Enco X3s

Saturday, December 20, 2025 • Editor: Gerard S. Ramos

BusinessMirror

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PalawanPay Virtual Visa Card widens Filipinos’ access to digital financial services OPPO Pad SE

MAKE EVERY CHRISTMAS MEMORY PICTURE-PERFECT WITH OPPO

THE PalawanPay Virtual Visa Card makes digital payments accessible to every Filipino, especially those without bank accounts or credit cards. PHOTO FROM PALAWAN GROUP OF COMPANIES

S part of the company’s mission to make financial services accessible to more Filipinos, PalawanPay, the e-wallet of Palawan Group of Companies, has unveiled the PalawanPay Virtual Visa Card. This card can be used to pay for online shops such as Shopee and Lazada, travel bookings and digital wallets, subscription services, and secure money transfers powered by Visa Direct. By 2026, PalawanPay will launch its physical Visa card, providing even more flexibility for point-of-sale and in-store payments worldwide. Founded 40 years ago, the Palawan Group of Companies is one of the country’s largest pawnshop and money remittance networks. PalawanPay CEO Third Librea said that for many Filipinos, owning a Visa card has always felt out of reach, something reserved for those with bank accounts or credit lines. “This is a significant step in building a more complete digital financial ecosystem for our users. As online payments become part of everyday life, from e-commerce and subscriptions to travel bookings, the PalawanPay Virtual Visa Card strengthens our role as a bridge between cash-based consumers and the global digital economy, delivering Palawan Group’s trusted brand of service—‘mura, mabilis, at walang kuskos-balungos,’” said Librea. What makes the PalawanPay Virtual Visa Card unique is that PalawanPay Virtual Visa Card is designed around cash-based behaviors. Users can cash-in for free at more than 3,500 Palawan Express branches nationwide, ensuring access even in areas with limited banking infrastructure. “PalawanPay’s Virtual Visa Card is more than a new feature. It is a step toward a more inclusive digital economy. Our goal is simple: to make digital finance truly para sa lahat [for everyone]—practical and within reach of every suki,” said Palawan Group chief marketing officer Bernard Kaibigan. Verified PalawanPay users can activate the virtual Visa card within the app. Aside from online shopping,

paying for streaming subscriptions, travel bookings, and bills payments, the card also supports secure money transfers powered by Visa Direct. To activate your PalawanPay Virtual Visa Card, simply log on to your PalawanPay app and follow the instructions there. With a few taps and clicks, your virtual card will be activated. The Palawan Group, with JCI Senate Philippines, recently honored Filipino service workers during the 10th year of the Kasambahay, Kasambuhay Awards, an initiative recognizing the dedication and service of household helpers who help sustain homes and families across the country. The initiative paid tribute to 20 outstanding household helpers from the 2024 and 2025 award cycles during a ceremony attended by awardees,

their employers, and family members. Each recipient received Php100,000 in cash and access to a Technical Education and Skills Development Authority (Tesda) scholarship, which may be used by the awardee or a family member. The Palawan Group said household helpers make up a significant portion of its customer base. These customers use the Palawan Group’s services to send money to their relatives in the provinces and buy mobile load. Through PalawanPay, household helpers can send money and even pay their family’s bills, thus staying connected with their loved ones in the provinces. Palawan Pay users may choose wallet-to-wallet transfers or over-the-counter payouts for relatives who prefer cash.

Bang & Olufsen stands the test of time with Centennial collection BY PATRICK VILLANUEVA A 100-year success in sound design is certainly music to the ears. Luxury electronics company Bang & Olufsen recently celebrated their 100-year anniversary, and along with it were new additions that prove why Bang & Olufsen has reached the success they are now enjoying. But before that, let’s take a trip down memory lane. Founded in 1925 in Denmark by Peter Bang and Svend Olufsen, the brand first brought better radios to the homes of many. And after a while, they transitioned to teak televisions and CD players. Their legacy was built on durability, with each product built to last for timeless quality. “Bang & Olufsen has always been about more than sound—it’s about emotion, connection, and creating experiences that stand the test of time,” said Ferdie Ong, general manager of Living Innovations Corp. And in celebrating their century-long journey, it was no different. The brand’s latest Centennial collection values timeless quality, built on authentic sound, beautiful design, and impeccable craftsmanship. The Centennial collection offers three specialedition items: Beoplay H100, Beosound A5, and Beosound A9 5th G. These products carry the colors Century Red, Chestnut Brown, and Century Blue. Beoplay H100 is a headphone that delivers rich quality sound that is perfect for daily Manila life. From long drives, work calls, or late-night playlists,

you can expect to hear quality sound because it is built for Dolby Atmos. Anticipate an immersive experience with this headset as it also features next-level noise cancellation. The fashion sense is also strong with Beoplay H100 as the item is wrapped in Century Red leather and Chestnut Brown accents, with touches of Century Blue and a sleek silver glass disc. It is priced at P140,000. Beosound A5, on the other hand, is a portable speaker that provides sound design wherever you place it in your home. With Wi-Fi and Bluetooth connectivity, long battery life, and wireless charging, you can set the tone that you want for your home. Moreso, it is perfect for any home as its paper raffia weave in beige and Chestnut Brown, framed in brushed aluminium with a Century Red leather handle, provides a home-y feel. It is priced at P140,000. Lastly, Beosound A9 combines art and acoustics to the interior design of homes. Its circular silhouette and tripod legs adds a certain tone that is much needed to give your living room much life. As for the sound quality, it has seven powerful drivers to fill the room for an immersive sound experience. It is priced at P420,000. All in all, Bang & Olufsen’s values remain true a century later. Bringing timeless quality in homes, it supplies a luxurious sound design like no other. Moreso, Bang & Olufsen offers more than just sound, it also brings emotion and connection, making the company stand the test of time.

THE holidays are all about meaningful celebrations and reunions, and the OPPO Find X9 and OPPO Reno Series are the perfect companions for capturing and treasuring these festive memories. From innovative camera setups to advanced AI capabilities, the OPPO Find X9 and OPPO Reno Series can capture your holiday moments with crisp detail—making these the ideal Christmas gifts for those who love creating their own moments and treasuring memorable experiences. Built for users who appreciate precision, the OPPO Find X9 focuses on capturing detail in every pixel with its Hasselblad Master Camera System, paired with OPPO’s advanced imaging engine—delivering ultra-clear photos, accurate colors, and impressive zoom performance, whether shooting portraits, city lights, or holiday gatherings. It’s now available in Titanium Grey and Space Black colors, priced at P69,999 (16GB + 512 GB). For those seeking a content creation companion with features on par with flagship innovations, the OPPO Reno14 Pro 5G is a great gift option, thanks to its triple rear camera— each boasting 50 MP for its main, periscope telephoto, and its ultra-wide lens with 4K HDR video recording. The OPPO Reno14 Pro 5G comes in Opal White and Titanium Grey colorways for P47,999 (12GB + 512 GB). Capturing memorable holiday moments in low-light conditions is now effortless with the OPPO Reno14 5G’s Ultra-Clear Low-Light Camera System. Paired with AI Flash Photography capabilities, the OPPO Reno14 5G can still snap natural-looking photos even in challenging lighting. The OPPO Reno14 5G is available at P31,999 (12GB + 256GB) and P34,999 (12GB + 512 GB). If poolside parties are part of your Christmas celebration, the OPPO Reno14 F 5G, the most accessible among the OPPO Reno14 Series devices, can snap the most memorable experiences, even underwater. Along with its IP69 Water and Dust Resistance, the phone can withstand underwater shooting while providing good quality shots with its clear camera setup and 4K recording. The OPPO Reno14 F 5G is up for grabs starting at P21,999. The OPPO Pad SE complements the OPPO Reno Series by giving users a bigger canvas for creativity and entertainment. Its large display and lightweight design make it ideal for editing holiday videos, reviewing photos, creating digital cards, or simply binge-watching Christmas movies with the family. Get the OPPO Pad SE either in Starlight Silver or Twilight Blue, starting at P9,999 for the WiFi variant and P11,999 for the LTE variant. For a more immersive audio experience, pair it with OPPO’s latest true wireless noise-cancelling earbuds, the OPPO Enco X3s. Tuned by Dynaudio, they deliver natural, authentic sound with dynamic noise cancellation, and feature AI Translate for real-time translation of conversations. It’s now available in a Nebula Silver finish, priced at P6,999. Add some Maligayang PaskOPPO cheer to your holidays. Join the My OPPO Grand Christmas Raffle via the My OPPO App until January 6, 2026 with these easy steps: ■ Open the My OPPO App on your OPPO phone. ■ Tap the homepage banner to enter. ■ Tap “Click to Win” and wait 15 seconds to instantly claim a prize. Each user gets two free plays per day, with extra chances for 200 OPPOINTS per round. To know more about the Maligayang PaskOPPO 2025 Christmas Campaign, visit www.oppo.com/ph/ or follow OPPO Philippines on Facebook, Instagram, YouTube, and TikTok.

OPPO Find X9

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YOUR BONUS JUST DROPPED—HERE’S HOW TO MAKE IT WORK HARDER YOUR 13th-month pay just landed and suddenly everything feels possible. The cart you’ve been “saving for later,” the holiday plans, the upgrades, the “I deserve this” moment. But before you go full haul mode, here’s a little reality check: your bonus is more than a treat. It’s a reset button, a jumpstart, and, honestly, one of the best chances you’ll get all year to build a healthier relationship with your money. So if you want to enter 2026 with your finances looking put together, here’s your guide—powered by Maya, touted as the No.1 Digital Bank and No.1 Fintech Ecosystem in the Philippines. 1. Don’t spend blindly, give your money an assignment. Your bonus isn’t a windfall, it’s a strategy. Before anything else, give every peso a purpose. Try this simple split: ■ 50 percent for bills and responsibilities ■ 30 percent for fun (yes, you can still treat yourself) ■ 20 percent for savings or investments When you do spend, make the swipe intentional. Pay for gifts, bills, groceries, and holiday outings with Maya, because this Christmas, Maya is giving you and your chosen referral a chance to be TWINYONARYOS—each winning ₱1 million. Using Maya Easy Credit? That’s 5x more entries. And here’s the ultimate power move: refer friends with your @ username and earn 10x more entries per successful referral. 2. Park money for “future you.” Here’s where most people slip: everything goes into one account and poof, the bonus magically disappears. If you want yours to actually work for you, start by giving it a real home. Begin with Maya Savings, where your money grows with up to 15 percent p.a. interest, credited daily so you literally watch your balance climb. Even moving just a portion of your bonus here helps you hit the ground running for 2026. Then build structure with Maya Personal Goals, your best friend for financial boundaries. You can create up to five different goal accounts, each earning 4 percent base interest, with your rate increasing every ₱20,000 you add (up to 8 percent p.a. for deposits up to ₱100,000). Think: one for emergencies, one for travel, one for home upgrades, one for big purchases, one for long-term plans. No lock-ins. No stress. Just organized money that grows faster. And if you’re the type who wants your bonus to grow steadily and predictably, this is where Time Deposit Plus comes in. You can lock in your money for 3, 6, or 12 months with guaranteed rates of up to 6 percent p.a. on deposits of up to ₱1 million per Time Deposit Plus account. And because you can open up to five accounts, that’s as much as ₱5 million in total interest-earning deposits. The best part? Unlike traditional time deposits, you can keep adding funds anytime, even after hitting your target amount. It’s perfect if you want the discipline and stability of a time deposit, but with way more flexibility. This is how you protect your bonus from slipping through the cracks and make your future self genuinely proud. 3. Build a buffer for life’s curveballs. Rainy days don’t schedule appointments and nothing derails your finances like an unexpected bill or repair. Your bonus is the perfect chance to finally build that cushion. Boost your emergency fund using Maya Savings or set up a dedicated Personal Goal just for emergencies. And if life throws something bigger than expected? Maya Easy Credit gives you instant access to funds with no paperwork, no collateral, so you don’t have to touch your hard-earned savings when things get tough. More information can be found at www.maya. ph or www.mayabank.ph.

BusinessMirror

Editor: Gerard S. Ramos • Saturday, December 20, 2025

These JBL party speakers come with chance to win a car instruments makes it suitable for live performances, DJs, and hosts who want more than just playlist playback. ■ JBL BAR 500 (WHITE): For homes that celebrate quietly—but no less meaningfully. Not every holiday moment involves loud music or flashing lights.

OLLOWING the massive success of the JBL Sound Fest, JBL continues to turn the excitement volume way up, proving it’s far from done making noise this season. The brand closes the year with “Unwrap the Unexpected,” a holiday campaign that gives shopping an adrenaline boost and transforms every purchase into a moment filled with anticipation. It’s no longer just about getting great audio devices; it’s about what could happen next, and that new speaker could be the ticket to winning you a brand-new car. The idea is simple: buy a participating JBL product during the promo period, register your purchase, and earn entries into a prize pool tied to the category you chose. Different products unlock different surprises, from premium gadgets and vehicles to exclusive experiences. The biggest rewards sit at the top of the list, but the real appeal is that every purchase already delivers what matters most—signature JBL sound. In this second part of our JBL Holiday Gift Guide, we focus on big speakers and home audio—the gear that powers reunions, Christmas parties, weekend hangouts, and movie marathons, defining exactly how the season sounds. ■ JBL BOOMBOX 4: For hosts who want serious power without committing to a full party setup. The JBL Boombox 4 represents the evolution of one of JBL’s most recognizable speaker designs. Built for people who want commanding sound in a portable form, it’s the kind of speaker that anchors gatherings without demanding constant attention or adjustments. At its core is JBL Pro Sound, delivered through a carefully tuned system designed to balance deep bass with clarity across mids and highs. This generation introduces AI Sound Boost, a feature that actively analyzes audio in real time and optimizes output to deliver louder, fuller sound while minimizing distortion. Battery life is another major highlight. With up to 34 hours of playback, the Boombox 4 can handle an entire day’s worth of celebrations—from afternoon barbecues to late-night conversations—without needing a recharge. Its IP68 rating ensures durability against dust, rain and water exposure, making it equally comfortable indoors or outdoors. For those who want to scale their sound, Auracast support allows the Boombox 4 to connect with other compatible JBL speakers, creating a wider soundstage when needed. Add in the iconic carry handle and rugged build, and the Boombox 4 becomes an easy recommendation for anyone who loves hosting but prefers a straightforward, no-fuss setup. ■ JBL PARTYBOX ENCORE 2: For family celebrations, karaoke moments, and easygoing parties. The JBL PartyBox Encore 2 feels tailormade for holiday gatherings. It’s compact enough to move easily around the house, yet powerful enough to energize a room full of people. Designed with interaction in mind, this speaker blends sound, lights, and performance features into a package that’s approachable even for first-time users. Sound quality comes from JBL Pro Sound, elevated by intelligent processing to maintain clarity at higher volumes. Whether it’s background music during dinner or full-on party playlists later in the evening, the Encore 2 adapts smoothly without overwhelming smaller spaces. The built-in dynamic lightshow, synchronized to the beat, adds a visual layer that instantly lifts the mood—no extra decorations required. One of the Encore 2’s strongest selling points is its karaoke-ready design. With support for microphone input and adjustable vocal effects like echo, it turns

spontaneous singing into part of the celebration. It’s the kind of feature that gets everyone involved, from kids to titos and titas, especially during Christmas Eve gatherings. With up to 15 hours of battery life and an IPX4 splash-proof rating, the Encore 2 is designed to survive spills, long nights, and lively environments. It also supports Auracast. For families and barkadas that value shared moments, this speaker fits right in. ■ JBL PARTYBOX STAGE 320 AND PARTYBOX CLUB 120: The PartyBox experience, scaled to different spaces. JBL understands that not every party calls for the biggest speaker available. The PartyBox Stage 320 and PartyBox Club 120 are designed to deliver the signature PartyBox experience—strong bass, bold sound, and immersive lighting—while fitting more comfortably into everyday spaces. The PartyBox Stage 320 is ideal for medium-sized gatherings. It delivers impactful low frequencies and room-filling sound that works well for house parties, backyard events, and small celebrations. The built-in lightshow syncs with music, creating an engaging atmosphere that feels festive without being overwhelming. It strikes a balance between power and portability, making it a practical choice for hosts who entertain regularly. The PartyBox Club 120, on the other hand, caters to smaller rooms and more intimate gatherings. It’s compact, easier to transport, and quicker to set up, yet still carries the PartyBox DNA in sound tuning and lighting effects. For apartment dwellers or casual hosts, it delivers the party vibe without dominating the space. ■ JBL PARTYBOX 720: For celebrations that demand attention. The JBL PartyBox 720 is unapologetically loud. Built for large spaces and highenergy events, it delivers 800 watts of JBL Pro Sound, making it one of the most powerful portable speakers in JBL’s lineup. Large woofers and tweeters work together to produce deep, physical bass and clear, commanding vocals. This isn’t just loud sound—it’s structured, immersive audio designed to fill open spaces without losing definition. Whether indoors or outdoors, the PartyBox 720 establishes itself as the center of attention. Its advanced lightshow goes beyond simple color changes, incorporating motion effects and strobes that respond dynamically to music. The visual impact adds to the sense of occasion, turning ordinary locations into event-ready spaces. Despite its size, the PartyBox 720 remains practical. Built-in wheels and a sturdy handle make transportation manageable, while the IPX4 splash-proof rating offers protection during outdoor use. Support for microphones and

For many households, the season is about movie nights, shared series marathons, and immersive home entertainment. The JBL Bar 500 caters to that side of the celebration. This 5.1-channel soundbar system uses Dolby Atmos and JBL MultiBeam technology to create a wide, immersive soundstage without the need for rear speakers. Dialogues are clear and easy to follow, while sound effects and music feel expansive and engaging. The included wireless subwoofer adds depth and impact without cluttering the room. Connectivity options include HDMI eARC, Wi-Fi streaming, Bluetooth, and compatibility with platforms like AirPlay and Chromecast. The White finish offers a clean, modern aesthetic that complements contemporary living spaces—an important detail for homeowners mindful of design. The Bar 500 is ideal for families upgrading their TV audio or anyone who wants a more cinematic experience at home without complicated installations.

READY TO UNWRAP THE UNEXPECTED?

UNDER JBL’s holiday campaign, prizes are grouped by product category, with higher-tier models earning more raffle entries. For the grand prize—a Tesla Model 3—qualifying purchases come from JBL’s PartyBox lineup. This includes party-ready models such as the PartyBox Encore 2, PartyBox Club 120, and PartyBox Stage 320, up to the high-powered PartyBox 720, PartyBox 1000, PartyBox Ultimate, and the new BandBox Trio. The Vespa S125 prize pool is tied to JBL’s Soundbar and Authentics lineup, covering home audio systems built for immersive viewing and listening. Qualifying products include the JBL Bar 500 (White) along with other soundbars such as the Bar 300, Bar 800, Bar 1000, and premium options like the Bar 1300, as well as JBL Authentics speakers designed for stylish home setups. Those upgrading their earbuds which include the JBL Tour series or getting new headphones earn entries to win a Samsung Galaxy Z Flip 7. JBL’s Quantum gaming lineup, which includes the Quantum ONE and Quantum 910, earns entries toward a Lenovo Legion 5 gaming laptop. Meanwhile, JBL portable speakers such as the Boombox 4 and models from the Charge and Flip series qualify buyers for a DJI Osmo Pocket 3 Creator Combo. The promo is ongoing until December 31, 2025, with the official raffle draw scheduled for January 14, 2026. All qualifying purchases must be registered to earn raffle entries. More information can be found at www.jblpromo.com.ph.

OurTime

A8 Saturday, December 20, 2025 • Editor: Angel R. Calso

BusinessMirror

www.businessmirror.com.ph

final gift of gratitude to DSWD brings cheer Aitsnation’s elderly: A Center of Geriatric to center residents Care and Gerontology this holiday season

S part of its annual tradition to bring Yuletide cheer to the residents of its centers and residential care facilities (CRCFs), the Department of Social Welfare and Development (DSWD) is set to hold a series of celebrations, which include gift-giving and a simple “salo-salo” party.

“May mga iba’t-ibang activities sa mga care facilities natin. Sa katunayan, taon-taon, sa December 24th, 25th, sa 31st, at saka sa January 1st, may mga special na mga parties sa loob ng mga care facilities natin. [There are various activities in our care facilities. Every December 24, 25 and 31, as well as January 1, we have special parties in our care facilities],” DSWD Secretary Rex Gatchalian told reporters during his visit at the Golden Reception and Action Center for the Elderly and Other Special Cases (GRACES) in Bago Bantay, Quezon City, on Friday. Gatchalian said that he chose to visit first one of the often-neglected sectors, the elderly residents in shelters, to ensure they feel loved and cared for this Christmas season, despite being away from their families. “Alam natin na itong time of the year, masaya para sa karamihan pero para sa mga nasa shelter natin, siyempre naulila na sila sa pamilya nila. ’Yung mabisita sila, malaking bagay na yun. So nagdala kami ng konting regalo. Pero bahagi ito ng mga Christmas celebration natin sa mga shelter natin. Ang utos kasi ng Pangulo natin na Ferdinand R. Marcos Jr., siguraduhin na yung mga nasa shelter natin nadarama rin nila yung diwa ng Pasko. [Most people are happy this time of the year, but

residents of our shelters feel lonely. It is a big thing for them to be visited. So, we brought some gifts as part of our Christmas celebrations in our shelters. President Marcos instructed us to ensure that residents in our shelters also feel the spirit of Christmas],” he said. About 200 elderly residents of GRACES, including homeless senior citizens and those who are bedridden, received gift packages from Gatchalian. “Out of culture kasi, di ba, sa pamil-

yang Pilipino, tayo yung matatanda natin, tumatanda ng kasama natin sa bahay. So malungkot, in a sense, kasi meron tayong 200 na matatanda na napabayaan, pero masaya, in another sense, kasi natututukan sila ng pamahalaan. [In our culture, our elderly stay with our families. It’s sad that we have 200 senior citizens here who were neglected, but happy in another sense because the government is taking care of them],” Gatchalian said. The DSWD operates around 77 centers and residential care facilities nationwide, providing shelter and support for vulnerable sectors like children, PWDs, women, and senior citizens, with specific numbers hovering around 76,077 in recent reports from late 2025. These facilities offer temporary homes, rehabilitation, training, and health services to help disadvantaged individuals reintegrate into society. For donors who want to share their blessings to the clients and residents under the care of the DSWD’s CRCFs, they may visit the Kaagapay donations portal web site at https:// kaagapay.dswd.gov.ph/home. PNA

SOCIAL Welfare Secretary Rex Gatchalian visits elderly residents of the Golden Reception and Action Center for the Elderly and Other Special Cases in Bago Bantay, Quezon City, on December 12, 2025. About 200 elderly residents of GRACES, including homeless senior citizens and those who are bedridden, received gift packages from Gatchalian. PHOTO COURTESY OF DSWD

Late language learning: Unlocking cognitive benefits for older adults By Stephen Wade The Associated Press

OKYO—I speak decent Spanish, picked up working several decades ago as a news and sports reporter in Spain, Mexico and Argentina. Now I report from Tokyo. After seven years, I still can’t grasp Japanese. My weekly language classes have taught me humility more than anything else. Ayaka Ono, my current Japanese teacher, estimates she’s tutored about 600 students over 15 years. They’ve been mostly between 20 and 50. I’m more than a decade beyond her eldest. “I find older students take tiny, tiny steps and then they fall back,” Ono-san— “san” is an honorific in Japanese to show respect—tells me. “They can’t focus as long. I teach something one minute and they forget the next.” It’s well established that children have an easier time learning second languages. In recent years, scientists have studied whether being bilingual may help ward off the memory lapses and reduced mental sharpness that come with an aging brain. Much of the research on the potential benefit involved people who spoke two or more languages for most of their lives, not older adult learners. “The science shows that managing two languages in your brain—over a lifetime—makes your brain more efficient, more resilient and more protected against cognitive decline,” said Ellen Bialystok, a distinguished research professor emeritus at York University in Toronto who is credited with advancing

the idea of a possible “bilingual advantage” in the late 1980s. There’s good news for older adults like me: Attempting to acquire a new language is worthwhile, and not just because it makes reading a menu easier while traveling abroad. Bialystok, a cognitive neuroscientist, recommends studying a new language at any age, comparing the challenge to word puzzles and brain-training games that are promoted to slow the onset of dementia. “Trying to learn a language late in life is a great idea, but understand it won’t make you bilingual and is probably too late to provide the protective effects of cognitive aging that come from early bilingualism,” she told The Associated Press. “However, learning a new language is a stimulating and engaging activity that uses all of your brain, so it is like a whole-body exercise.”

The latest research

A LARGE study published by the science journal Nature Aging in November suggests that speaking multiple languages protects against more rapid brain aging, and that the effect increases with the number of languages. The findings, based on research involving 87,149 healthy people ages 51 to 90, “underscore the key role of multilingualism in fostering healthier aging trajectories,” the authors wrote. Researchers acknowledged the study’s limitations, including a sample population drawn only from 27 European countries with “diverse linguistic and sociopolitical contexts.”

Bialystok was not involved in the project but has researched second-language acquisition in children and adults, including whether being bilingual delays the progression of Alzheimer’s disease or aids in multi-tasking and problemsolving. She said the new study “ties all the pieces together.” “Over the lifespan, people who have managed and used two languages end up with brains that are in better shape and more resilient,” she said. Judith Kroll, a cognitive psychologist who heads the Bilingualism, Mind and Brain Lab at the University of California, Irvine, used the expressions “mental athletics” and “mental somersaults” to describe how the brain juggles more than one language. She said there have been several efforts to examine language learning in older adults and the ramifications. “I would say there are probably not enough studies to date to be absolutely definitive about this,” she told The AP. “But the evidence we have is very promising, suggesting both that older adults are certainly able to learn new languages and benefit from that learning.” More studies are needed on whether language lessons help people in midlife and beyond maintain some cognitive abilities. Kroll compared the state of the field to the late 20th century, when the dominant thinking was that exposing infants and young children to two or more languages put them at an educational disadvantage. “What we know now is the opposite,” she said.

NATIONAL Center of Geriatric Care and Gerontology? Why not? After all, we already have a Philippine Heart Center, a National Kidney Institute, a Children’s Medical Center, and so on. It’s an oldie idea of mine in search of enlightened legislators. You know what led me to think of it? The “stations of the cross” or “pilgrimages” that every senior citizen has to go through in his/her advanced years because of a body that’s breaking down due to natural aging. More and more aged people are living longer than ever before. It’s no longer surprising to see families celebrating the 80th and 90th birthdays of their living parents. Yes, more years are added to their respective lives, but there is a price to pay. Even if extended by a few more years, the last leg to the final destination is a bumpy ride. So why can’t we at least try to make it easier for the poor vulnerable senior citizen? Consider Aurit, my wife, who is now in her 70s and facing multiple health challenges. She has Coronary Arterial Disease (CAD), Interstitial Lung Disease, and arthritis in her knees. Recently, a bone density test showed the beginnings of osteoporosis, indicating that her spine is very fragile. You see, I have vowed to devote my post-retirement years mainly to caring for her. It’s the least I can do for her after the 50 years she has been my dedicated better half. I bring her to different doctors who have clinics on varying days, accompanied by my only daughter and eldest child, Reggie, who is single and works at home. Here’s the thing. Although these doctors hold clinics in the same medical center, they have different schedules. The cardiologist is only available on Tuesdays, Thursdays and Saturdays; the rheumatologist only on Wednesdays, the pulmonologist only on Fridays. For diagnostic tests ordered from time to time by the doctors, I have to drive my wife to diagnostic facilities specializing in blood works, ultra sound, X rays that are nearer our place. Not all modern technology diagnostic machines are available at the medical center, so again I have to bring her to other hospitals that have them. For medicines prescribed by her doctors, we zigzag from one pharmacy to another because not all medicines are available in one retail outlet. Then there’s the long line of fellow suffering seniors waiting for their turn. That’s more or less the route of our almost weekly “pilgrimages.” Imagine the effort of unloading and loading her rickety yet hardy portable wheelchair at every visit to the clinic and pharmacy. Aurit patiently bears up, even as she groans in pain every time she sits down and gets up from it. I’m not even talking about my own health issues, which require me to see a cardiologist, a nephrologist, and urologist from time to time. On top of it all is the financial “cross” that comes with it, which my measly SSS monthly pension can’t fully cover. If it is hard enough to get the health care they need, why should we add to the burden by continu-

ing to give senior citizens the run around? Why can’t a one-stop place where everything they need for their healthcare is accessible even to those who are chronically wheelchair bound? Something like a healthcare “mabuhay lane” for seniors. You probably know what I mean. The vision I have in mind is a center that has three main components. One, a modern comprehensive, integrated geriatric healthcare center for the holistic treatment of medical and surgical problems; two, a technologically advanced gerontology research institute cum medical school; and a large pharmacy within the same premises catering exclusively for senior patients. Why a geriatric hospital? That’s because geriatrics is a unique medical field by itself, involving special-

ized care for older adults. The needs of an elderly over the age of 65 are different; he or she is more likely to have more than one chronic condition, might have more mobility issues, and could have a complex medical care routine that requires many medications. The idea of a geriatric hospital is precisely to provide tailored services and geriatric healthcare professionals focused solely on meeting the complex needs of the elderly. The traditional disease-centered model will not work for elderly people with ailments and disorders. It requires a coordinated, patientcentered and sensitive approach. This is to radically change what is happening in the present set-up where the sickest, frailest older patients are lumped together with other general patients. They are often treated in multiple distinct sites, made to wait in the emergency room, transferred from a general medical floor to the intensive care unit with other non-senior patients, attended by a rotating set of nurses. These involve changes in physician, nursing care, the rewriting of orders, and physical dislocation all of which can cause medical errors and undermines the doctor-patient relationship. Not to mention delays in application of treatments suited to specific ailments due to late results of diagnostic tests. Hand in hand with geriatric care is a Gerontology Institute, which is the second and equally vital component. While geriatrics focuses specifically on medical care for the elderly, gerontology is centered on the scientific study of old age, the process of aging, and the particular problems of older adults, including a wide range of relevant health issues such as brain health, the impact of specific diagnoses like diabetes and chronic obstructive pulmonary disease on aging adults, and so on. The idea of putting geriatric hospital and gerontology in the same premises is to benefit from their interdisciplinary symbiosis. Their collaborative relationship will serve

as an incubator for ideas where datadriven care improvements can be developed and shared with other elderly care teams at other medical centers all over the country. It should lead to the gathering and discoveries of new knowledge for better medicines, better policies, better approaches to address the healthcare needs of old people. The third component is a special Geriatric Pharmacy. This is an expanded facility that now exists at the Philippine Heart Center, East Avenue Medical Center and other government hospitals. I envision a special pharmacy that is well stocked with supplies of geriatric medicines and drugs, for common old-age related ailments as well as rare disorders, available

24/7. Most importantly, they are dispensed at discounted or subsidized prices. Then there’s the other critical consideration. Do we have enough number of properly trained physicians and health care assistants? It’s a “puzzlement” to me why few medical students are going into geriatric practice since the field is wide open to graduates of medicine and related medical courses. One way to address this need is to open a School of Geriatric Medicine right inside the hospital that will produce a new generation of Filipino geriatric physicians and gerontologists. Let’s start with one National Center. Then later on we could expand it, putting up regional centers, then provincial centers and in the future, one in every town and city. All of this will, of course, require massive funding. But if Project NOAH can be given budget allocation of P1 billion, why can’t the government also invest in a National Center of Geriatric Care and Gerontology? It is an investment that will prove to be worth it, sulit na sulit, because it will benefit everyone. Who knows what this proposed center would bring to our nation tomorrow? Filipino gerontologists might discover a technology that could make replacement hearts, liv ers, kidneys and other body parts. Perhaps they can find a way to regenerate cartilages in the knees, develop expertise to adopt the amazing natural rejuvenating abilities of the Turritopsis dohrnii, the so-called “immortal jellyfish,” or apply the beneficial effects of autophagy (body’s natural selfcleansing system) as well as open new paths to longevity. Maybe, our homegrown scientists would even help invent medicines that could cure Alzheimer’s disease, Parkinson’s disease and other neurological disorders that afflict so many of the elderly today. I hope this will spark a movement that will push our forwardlooking and caring leaders to create this Center. It’s not only the most enlightened gift of gratitude this nation can give to its elderly, but more significantly, it’s the best forward-looking present you can give to yourself as a senior citizen in the future. Keep in mind that every citizen, including current legislators, will eventually reach old age.Before you know it, you could be in a geriatric clinic. Tempus fugit. So, let’s consider a future that eases the pilgrimage, or that reduces the stations of the cross that everyone has to go through in the last stage of life. Isn’t now the perfect time to create a better place for yourself when you get there?

Education BusinessMirror

Editor: Mike Policarpio

Marcos Jr. optimistic education reforms to persist past his term

RESIDENT Ferdinand R. Marcos Jr. has expressed hopes that his administration’s ongoing education reforms will continue even after his term ends.

In the sixth episode of his podcast, Marcos Jr. emphasized the need to build more classrooms, boost support for teachers, and improve access to technology. The president hoped that the existing programs aimed at strengthening the local education sector would be sustained by his successor, stressing that learning should be treated as a right that future governments must preserve. “Education is one of those things that I hope we can get started in such a way [that even when I or my administration is no longer here, it will continue], so that it becomes a right,” he said in a mix of Filipino and English. “And if it is taken away from you, you can demand for it to be brought back.” He wants to instill in Filipinos that as a right, it should not be taken away from them, and that they “can demand it.” Marcos Jr. cited classroom shortage,

SCHOOLCHILDREN learning to read inside a classroom in Palo, Leyte. In the latest episode of his podcast aired on December 11, the president was positive that his administration’s ongoing education reforms will continue even after his term ends. DEPARTMENT OF EDUCATION-REGION 8/PNA

limited access to the Internet and technology, as well as declining academic performance as among the challenges the government aims to correct through increased investments in basic education. The Chief Executive intends to fasttrack the building of new classrooms, provision of additional support to teachers, and enhancement of the Science, Tech-

nology, Engineering, and Mathematics (STEM) curriculum. “[I was disappointed to see the results of the Philippines in the grading of STEM, especially in related subjects, especially that we’re living in a highly technological world] now,” Marcos Jr. said. “You give Filipinos a good opportunity, they’ll shine. That’s why it’s important [to

improve education so that all our skilled countrymen are given the chance to succeed—whether at home, in government, abroad, or] anywhere.” Marcos also pledged his continued support for state universities and colleges, as he noted that the government has allotted P185 billion for their maintenance and operations. Ruth Abbey Gita-Carlos/PNA

Filipinos urged to build a culture of accountability at UST’s Day of Prayer

HE University of Santo Tomas (UST) recently observed “A Day of Prayer for Truth and Good Governance” with a variety of academic, cultural, and spiritual activities aimed at deepening the community’s commitment to integrity and nation-building. In his opening remarks, university rector Very Rev. Fr. Richard G. Ang OP, PhD provided an overview of the “full day of reflection, dialogue, and peaceful collective action—a day dedicated to truth, good governance, and our continuing quest for justice in the face of massive systemic corruption that has long eroded public trust and undermined our democracy.” Aside from a lecture on integrity and accountability by retired presiding justice of the Sandiganbayan Amparo M. Cabotaje-Tang, other UST initiatives for the Day of Prayer included a Mass for truth and good governance presided over by Most Rev. Napoleon Sipalay, Jr. OP, DD who is the bishop of Alaminos, a candle-lighting ceremony, the ringing of bells from the Carillon, the lighting of campus landmarks in white, and prayers. It included the Oratio Imperata for Integrity, Truth, and Justice, among others, in line with the Archbishop of Manila’s Pastoral Statement enjoining communities “to conduct prayerful reflections, circles of discernment, and concrete but peaceful and non-violent actions against corruption.” The Father Rector further explained: “As a Thomasian community, we believe meaningful action must be informed and grounded in understanding. That is why we begin [the Day of Prayer] with a lecture by [Hon. CabotajeTang], who has exemplified integrity and accountability in public service. Before we raise our voices, we must first see clearly, to learn, reflect, and shed light on the issues before us with reason, truth, and a deep sense of responsibility.” “This day is not about grand gestures, but about grounded principled actions, rooted in veritas [or truth],” said Fr. Ang who emphasized that the day’s activities are “dedicated to deeper dialogue and non-violent expressions of dissent.” “Our university stands for truth, justice, and accountability, and for the protection of generations that will come after us,” said Fr. Ang. “We affirm that education must not be confined to the four walls of the classroom, but engage with the real and urgent conditions and issues of our society.” The prelate further stated that to teach integrity in theory, while ignoring its absence in practice, “is a disservice to our mission as an academic institution and as a moral force

elected officials accountable.

New kind of idolatry

UST Rector Very Rev. Fr. Richard G. Ang OP delivers a message during the lighting ceremony. in society.” The Day of Prayer, for him, was intended as “a call to conscience, urging us not only to understand, but to act with courage and conviction, to stand true to the values we uphold as Thomasians toward building a more honest and accountable society,” “In choosing this path, we reject the systemic corruption that has long eroded public trust and endangered the lives and dignity of our people,” Fr. Ang explained.

Culture of accountability CABOTAJE-TANG headlined the lecture on Integrity and Accountability in Public Service, organized by the UST Graduate School of Law, where she emphasized that Filipinos, especially public servants, must build a culture of accountability. “Integrity cannot thrive in isolation, and should not be the exclusive mandate of lawyers. It must be woven into the culture of institutions and professions,” she explained. The retired justice lamented the lack of consistent upward progress in Philippine governance: “Reforms that have proven successful in the past are not sustained. Systems that have been demonstrated to work well are not nurtured well enough to make them permanent.” Highlighting systemic weaknesses in law enforcement, Cabotaje-Tang criticized the discretionary nature of law implementation: “In many instances, the laws are neither seriously, nor consistently, nor equally enforced; their enforcement lies upon the discretion or opinion of the incumbent.” Existing legal foundations of integrity and accountability in public service were also detailed. She reminded participants of Section I, Article XI of the 1987 Constitution, and cited Executive Order 292, or the Administrative

Code of 1987; the Republic Act 6713, or the Code of Conduct and Ethical Standards for Public Officials and Employees; 2025 Rules on Administrative Cases in the Civil Service or 2025 RACCS; RA 9485, or the Anti-Red Tape Act of 2007, as amended by RA 11032; RA 1379, or the Forfeiture Law; Code of Conduct for Court Personnel; Code of Judicial Ethics; as well as the 2023 Supreme CourtIssued Code of Professional Responsibility and Accountability. The former Sandiganbayan official also highlighted the Civil Code of the Philippines; Title VII, Book II of the Revised Penal Code; R A 3019, or the Anti-Graft and Corrupt Practices Act, as amended; R A 7080, or the Anti-Plunder Law, as well as the mandates, responsibilities, and jurisdiction of the Sandiganbayan, which tries and decides criminal and civil cases against government officials and employees accused of graft and corruption and other offenses committed in relation to their office. The retired presiding justice also observed the broader lack of civic responsibility in both government and society: “Public discipline is wanting, both on the part of the general public and of the people who serve them. There is little care for the effect of one’s acts on the image of the government, or the civil service.” Cabotaje-Tang recommended that Filipinos must initiate a “culture of outrage against corruption,” rather than normalizing the latter as a day-to-day occurrence, to actively seek transparency and accountability of those in power, embrace the digitalization of processes and use of technology in government services, and to remain hopeful and passionate about nation-building. For UST, her remarks serve as a timely call for lasting reform, institutional integrity, and a citizenry that holds both itself and its

“WE are going to stand for truth,” Bishop of Alaminos Most Rev. Napoleon Sipalay Jr., OP, DD urged the faithful in the Eucharistic Celebration held later in the day. “We’re going to make our voices heard, and in the different activities that we have done, especially in this university. We already made our point clear: that we are for truth,” he said, citing the university’s motto of Veritas in Caritate or “Truth in Charity.” Fr. Sipalay condemned corruption as a “new idolatry in our midst,” which brings those who succumb to it farther from God. “In a country where the truth is twisted, many of our officials are sworn to public office but instead of serving the people, they’re stealing money from the people, and…stealing the security and the lives of people.” The bishop also encouraged the new generation of youth who would soon enter businesses, politics, and all areas of civil society to retain their values, and not be affected by corruption.

Spreading the light BEARING witness to its commitment to the Light of Truth, UST Manila campus’ landmarks and national cultural treasures: the Main Building and the Arch of the Centuries, were also lit in white from 6 p.m. to 9 p.m. of the same day as visual expressions of the Church’s call for repentance and moral transformation. A candle-lighting ceremony also ensued. As a Catholic university, UST must exemplify moral courage, said the Father Rector in his message during the lighting ceremony. He said in Filipino that everyone has a responsibility to stand for truth, press justice forward, as well as promote order and peace in society. The university said it remains one with the Church in the synodal mission for truth and justice, as affirmed by the Father Rector, where he said in Filipino that the Church and academe cannot remain silent while the country’s dignity is being trampled upon. It is everyone’s responsibility to teach and live the truth that liberates. He also condemned the corruption that has poisoned the institutions with the mandate to serve the needs of Filipinos, which instead contributed to the suffering of the nation, especially the underserved. Fr. Ang expressed his hopes that UST’s movement will always emanate from the love of God and the concern of the people, for the sake of truth, justice and order.

Saturday, December 20, 2025 A9

Double degree programs: Keys toward globalization By Paolo Sumera CGSP

LOBALIZATION is about interconnectivity in a worldwide scope. It allows businesses and economies to thrive through an endless reach of potential prospects. If one is considering pursuing dual degrees, now is the ideal time and opportunity to do so. A wide-ranging network of peers, partners, and professionals is created by double-degree programs. This is crucial in a job market that is growing more and more globalized, because it allows students to connect with a variety of people and expose them to several career perspectives. Furthermore, obtaining two degrees gives learners the advantage they need in today’s fiercely competitive workforce. Double-degree holders have more opportunities to face difficult decisions. They have experienced multiple learning environments and acquired a diversity of viewpoints. As a result, they improve their capacity for problem-solving and critical thinking. They have learned to consider issues from several angles, and come up with creative solutions—thanks to the knowledge they attained from their two degrees. The aforementioned skills are now vital in a workplace that is becoming more globalized, where complex issues usually require creative and varied solutions. Particularly in an international setting, employers take into account certain attributes; therefore, having them increases a person’s chances of landing a job. The better off if one has more abilities, knowledge, and skills garnered from holding a double degree. Considering the vast employment opportunities in the global market, why be limited to one area of expertise? Ambition should always extend beyond capability. Taking doubledegree programs lets one immerse and gain as much knowledge of different cultural environments. This provides a deeper understanding of a chosen industry. It helps to adapt better, learn faster, and cope easier on a global scale of limitless possibilities.

First of its kind THE Bachelor of Science in International Hospitality Management Program (BS-IHM) of the De La Salle-College of Saint Benilde (DLSCSB) is the first transnational double-degree program in the Philippines. In partnership with Vatel Hotel & Tourism Business School— the first worldwide business school group in Hospitality and Tourism—our students earn a Philippine Bachelor’s degree in BS-IHM and a French Bachelor’s degree (Manager en Hôtellerie Internationale), which is fully recognized by the European Union. Our students benefit from the Vatel global curriculum and a worldwide network of 55 schools recognized for global programs in business, hotel, and tourism management. The program focuses on integrating the theory and practice of hotel management, with a global management perspective. It includes intensive French language training, specialized international hospitality courses, and extensive externship training. Unconventional courses such as wine appreciation, geopolitics, global trends, international law, as well as European tourism and culture are included in the curriculum. Trained for leadership roles, BS-IHM graduates have various career paths such as banquet sales manager, events manager, front-desk manager, food and beverage manager, hotel general manager, hotelier, resident manager, sales manager, concierge, revenue manager, cost controller, and public relations manager.

Sumera is the chairperson of the IIHM program of the DLS-CSB’s School of Hotel, Restaurant, and Institution Management. With a 20-year hotel operations and management background, he has been a part of international and local hotel brands in Manila. He earned his degree in the college’s Master of Science in Tourism and Hospitality Management from the college, and is a certified guest service professional by the American Hotel and Lodging Educational Institute. He is also a certified third-party auditor of the Department of Tourism’s Standards, Monitoring and Enforcement Division.

Tourism&Entertainment BusinessMirror

A10 Saturday, December 20, 2025

Tourism Editor: Edwin P. Sallan

SCUBA DIVING IN MISAMIS ORIENTAL

A hidden gem in Northern Mindanao T

Photos by Arabelle Jimenez

UCKED away in Northern Mindanao, Misamis Oriental is an underrated dive destination with incredible biodiversity and some of the healthiest reefs I’ve seen. There’s nothing quite like the feeling of slipping beneath the waves and entering a world of vibrant corals, curious sea creatures, and the gentle sway of the ocean. As a certified diver with over a hundred of hours exploring the waters of the Philippines, I’ve had the privilege of seeing some of the country’s best underwater treasures. It’s been more than twenty-five years diving for me, and I still get enthralled, as each dive is different. From the critterfilled muck dives of Anilao to the thrilling drifts of Puerto Galera, each spot has its own magic. If you’re looking for incredible dive destinations, Misamis Oriental is one of my absolute favorites. The Paradise Dive Site in Medina is famous for its deep walls and massive gorgonian sea fans, where divers can also experience the cold springs coming through the ocean floor. Colorful fish like parrotfish, clownfish, and butterflyfish abound. Its underwater landscape is such a joy, as it has a sloping reef from 5 meters down to 25 meters, perfect for exploring. I also call it an underwater playground with its various coral-crusted rock formations. The Banaug Shoal Dive Site, or black coral is an atoll 300-sq-m wide, and seen 15 meters deep studded with hard and soft corals. Schools of various fish, and a resident snowflake eel which rests behind hard corals will not be shy to welcome diving visitors. Also known as the house reef at Mantangale Alibuag Dive Resort, it is also a fantastic spot for muck diving where frogfish, ribbon eels, and juvenile cuttlefish make their home. What makes this region special is how pristine and uncrowded it is—diving here feels like discovering a secret paradise.

The Gingoog Pier Dive Site has a different diving experience of its own. The more experienced divers would love this adventure. At first, the visibility was not great as you descend under the pier. But once you go down to 10 meters, visibility is much better. The end of the pier is where the 10 meter depth starts. The pillars boasts of a vibrant marine life. Schools of batfish, jacks, and huge nudibranchs abound underneath this pier. Stunning hard and soft corals in various colors is a heaven for the newbie and experienced underwater photographers.

OR museum lovers, there’s one place housing three interesting and diverse-themed museums under one roof—Ayala Mall Manila Bay in Parañaque City, all go-to venues for school exposure trips.

COSMIC Voyage at A Museum

INFINITE Blossoms at A Museum

These three museums- Food Wanderer by Lakbay Museo, A Museum-Immersive Art Universe and MindSpark Museum, are all operated by Philippine Amusement and Entertainment Corporation (PAEC, headed by President and CEO Dr. Lawrence “Lance” Li Tan), a company, established in 2021, that creates and operates interactive and educational indoor attractions in

DEPARTMENT of Tourism Region 10 Director, Marie Elaine Unchuan (center stage) with MisOr Dive Fest judges, Ram Yoro, Fra-and Quimpo, Magnus Nielsen, and the Underwater Shootout Winners.

The 5th MisOr Dive Festival was graced by a distinguished panel of judges who are luminaries in the Philippine scuba diving industry. These diving celebrities are also multi-awarded international underwater photographers composed of Ram Yoro , Fra-and Quimpo, and Magnus Nielsen. The underwater photo contest showcased the rich marine life of the province of Misamis Oriental. It featured different categories such as OPEN CLASS and COMPACT CLASS (Wide Angle, Macro, Nudibranch, Marine Life, Wide Angle, and Bonfire Categories), where different regions were well-represented at this diving event. Cash prizes and sponsors’ packages were given to the winners of each category, with the following amounts; First Place P15,000.00, Second Place P10,000.00, Third Place P5,000.00. Both the esteemed panel of judges and the audience were thoroughly entranced by the remarkable talent, creativity, and

the Philippines. The 9,000 square meter, immersive MindSpark Museum, the newest of the three (just opened last August 12 of this year), at the 5th Floor, Building A, is the country’s largest science museum. It features 100 interactive, STEM (science, technology, engineering and mathematics)themed exhibits and over 30 interactive

EXPERIMENTING with color combinations at MindSpark Museum

JAPANESE design table games at Outside the Box

BRANCHING out of a pillar is the Alcyonacea soft coral.

A BANDED Sea Krait snake coils around a pillar under the Gingoog Pier.

BLOOMING pink cup corals called the Tubastrae was a delightful sight among divers.

ELEPHANT Ear Sponges abound in Gingoog Pier.

A RICH and vibrant coral reef ecosystem is present in Banaug Shoal.

A NUDIBRANCH is spotted among soft and hard corals latching on the pillars.

GINGOOG Pier view from the dive boat.

A three-in-one museum experience Story & photos by Benjamin Locsin Layug

SOFT corals in pastel colors abound at the Paradise dive site in Medina.

AUTHOR, Arabelle Jimenez dives the mysterious Gingoog Pier.

Underwater Photo Competition

THE fifth edition of the MisOr Dive Festival recently concluded its week-long underwater photography competition, which was participated by 20 divers from Luzon, Visayas and Mindanao, capturing the stunning beauty of Misamis Oriental’s lush marine life. The event was also an opportunity for me to re-visit the pristine waters of Northern Mindanao. The staging of the event, which was held last November 14 to 16, 2025, was organized by the Department of TourismNorthern Mindanao (Region 10), headed by its Regional Director Marie Elaine SalvanaUnchuan, in partnership with the Misamis Oriental Provincial Tourism Office. “I would like to commend our Dive Tourism Stakeholders who have shown immense passion, appreciation, and concern for our dive sites here in Region 10. Your love for diving equates to its sustainability and the preservation of our treasured dive sites will forever be a source of honor and pride for all of us,” said Director Unchuan during the opening ceremonies held in Mantangale Alibuag Dive Resort. The Misamis Oriental Dive Festival kickstarted with an underwater photography workshop led by award-winning photographer, and the “father of bonfire diving”, Ram Yoro. It was a prefect prelude for the participants to review and discover new techniques in taking photos underwater.

A FRIENDLY snowflake eel dances with the light in Banaug Shoal.

MODEL of a Hospital room at MindSpark Museum

beauty of Misamis Oriental waters that have been meticulously expressed in each and every frame. Congratulations to the following winners of the 5th MisOr Dive Festival:

OPEN CLASS Bonfire Category:

PJ Aristorenas (1st Prize Winner) n Nico Calo (2nd Prize) n PJ Aristorenas (3rd Prize) n

Macro Category:

PJ Aristorenas (1st Prize) JayR Oliveras (2nd Prize) n Ariel Philip Pontillas (3rd Prize) n n

Nudibranch Category:

PJ Aristorenas (1st Prize) PJ Aristorenas (2nd Prize) n Ariel Philip Pontillas (3rd Prize) n n

Marine Life Behavior Category: n

PJ Aristorenas (1st Prize)

science exploration-packed rooms and hands-on learning zones for students out for some off-campus discoveries and adults with fond memories of frog dissections and other classroom experiments. Perfect for all ages to launch into scientific discovery, they can immerse themselves, up close, in the life cycle of insects, and peek inside a working hospital laboratory, with real-world science, to witness real lab experiments. Walk inside a giant model of a human heart and step inside a real-life hospital laboratory; get up close with the secrets of large-scale animal anatomy and animated insect life cycle displays, learn how electricity and AI (artificial intelligence)-powered robotics work through fun hands-on exhibits; and experience amazing optical illusions that will challenge your senses. Other areas cover interactive bubble science experiments (where you can make and burst bubbles inside bubbles), the mysteries of outer space, fire safety, engineering design and gemology (where you can marvel, touch and examine real, shimmering gems, minerals and ancient stones). The interactive and engaging, 5,000-square meter A Museum—Immersive Art Universe, the Philippines’ largest digital art museum, located on the third level of Building B, is a popular destination for families, friends, and dates. With 12 immersive digital art rooms, the exhibits here are designed to be visually stunning and are popular for capturing Instagrammable photos and sharing experiences. It features immersive digital art installations includ-

n n

PJ Aristorenas (2nd Prize) JayR Oliveras (3rd Prize)

Wide Angle Category:

PJ Aristorenas (1st Prize) Jo Nathaniel Yasay (2nd Prize) n Icon Dizon (3rd Prize) n n

COMPACT CLASS Bonfire Category:

Jeston Dayday (1st Prize) n Earl Purisima (2nd Prize) n Earl Purisima (3rd Prize) n

Macro Category:

Earl Purisima (1st Prize) Karen Dacudao (2nd Prize) n Protasio Paasa, Jr. (3rd Prize) n n

Nudibranch Category:

Earl Purisima (1st Prize) Jeston Dayday (2nd Prize) n Merwin Racho (3rd Prize) n n

ing light and motion installations and digital versions and reproductions of of classic works of famous artists such as Vincent Van Gogh and Pablo Picasso, offering visitors a 2-hour, immersive experience where they have an active role in the experience, with interactive elements and a focus on creating memorable and photo-worthy moments. The vibrant, 3,000 square meter Food Wanderer by Lakbay Museo, at the 2nd Floor, Filipino Village, Building A (it is also located in SM Mall of Asia), opened last September 9, 2022, takes you on a fun journey through the Philippines’ 11 regions without traveling outside of Metro Manila. At this interactive museum, you pay homage, experience and learn about the rich culture, traditional costumes, local delicacies and traditions, of the Philippines through fascinating and colorful exhibits and immersive and hands-on experiences and activities such as cooking bibingka, doing pottery, and many more. Presented in very Instagrammable displays and dioramas, it also allows you to see the best of the Philippines’ iconic landmarks presented in a whole new level, in an artsy and very creative way, with full, vibrant colors (no filter needed). There are 7 stations to visit, with each station not just picture perfect, but it’s also very interactive. Of course, no visit wouldn’t be complete without feasting your eyes on the country’s well-loved cuisine. You can also eat your way through the museum and feast your eyes on the Philippines’ famous delicacies and street food (fishballs, kwekkwek, etc.) as well as the country’s popular

Marine Life Behavior:

Jeston Dayday (1st Prize) Jeston Dayday (2nd Prize) n Jayward Cagang (3rd Prize) n n

Wide Angle Category:

Earl Purisima (1st Prize) Jayward Cagang (2nd prize) n Merwin Racho (3rd Prize) n n

The MisOr Dive Festival is sponsored and supported by trusted partners—Province of Misamis Oriental, Gingoog City, Municipalities of Balingoan, Talisayan, and Medina, Duka Bay Resort, Mantangale Alibuag Dive Resort, Malapascua Thresher Divers, Primer Group of Companies (REEF, Billabong, Quicksilver, R.O.X, Roxy), Garmin, Nautilus Dive and Sports Center, OMS, Scuba Studio, the Philippine Commission on Sports Scuba Diving (PCSSD), and media partner BuildMeUp, Corp. For more information, follow the Department of Tourism-Northern Mindanao Office Facebook and Instagram pages.

halo-halo, its specialized meals abounding in flavors—especially the exotic ones (you can also receive prizes for trying it). At the Luzon Exhibit, you can witness the Pahiyas Festival and the uniqueness of the Batanes traditional Ivatan stone house and the Ifugao house that is built without having to use nails. At the Activity Area, you can paint on trays and bring them home as souvenirs. Also offered are live showings of festival dances (you also get a chance to dance with them on stage), regional art and local game rooms. You can also experience, first hand, musical instruments and games; sing at karaoke; pet pigs, rabbits and a goat; try your hand at selling dirty ice cream or carrying taho containers, balance rubber palayoks placed on the top of your head, try different liquor and the artisan vinegar proudly made in Caloocan City, and other immersive activities. Perfect for families, tourists, and anyone who loves culture, food, and photos, admission includes tokens for snacks and cultural experiences. All in all, the three museums were a great experience, the staff were super friendly, the guides speak good English as they provided interesting facts and we learned a lot. Aside from these three museums, PAEC also operates, within the same venue, Craft Academy (where you can unleash your inner crafty self, making slime, baking a cake, painting on canvas, making bags, etc.) and Outside the Box (features Japanese design table games that enhance concentration, memory, math skills and science knowledge).

www.businessmirror.com.ph

BusinessMirror

Saturday, December 20, 2025

A11

Sports BusinessMirror

A12 Saturday, December 20, 2025

mirror_sports@yahoo.com.ph | Editor: Jun Lomibao

Alas and Gilas Women, Blu Girls weave wonders B Marcial grabs gold; By Jun Lomibao

ANGKOK—Alas Pilipinas Women weaved another history-making conquest in the 33rd Southeast Asian Games on Friday by bagging the beach volleyball gold medal at perennial champion Thailand’s expense. Team Philippines turned the competition into a party at Jomtien Beach in Pattaya as Sisi Rondina and Bernadeth Pons beat Worapeerachayakorn Kongphopsarutawadee and Taravadee Naraphornrapat, 21-17, 21-15, to set the tone for the historic victory. Sunny Villapando and Dij Rodriguez didn’t disappoint when it was their turn to topple the once mighty Thais by outlasting Tanarattha Udomchavee and Rumpaipruet Numvong in three, 21-13, 17-21,15-6. “God! We’re so happy, especially me and Pons, this is our fifth time playing in the SEA Games,” said the indefatigable Rondina after the title-clinching effort that was a vast improvement from the bronze medals in 2019 in Subic and 2021 in Vietnam. “Our teammates, coaches, management, we knew they trusted in our ability, so we did what we had to do—work hard and be consistent,” Rondina said. Alas beach volleyball coach, Brazilian Joao Luciano Kioday, called Ramon “Tats” Suzara, thanking the former federation president for his effort in bringing the discipline to a higher level. “Let’s celebrate, the gold is going back to Philippines!” Kioday said. “Ramon, thank you so much, you’re responsible for having made this success…I just want to share with you [this gold], you’re part of this—your hard work for beach volleyball.” The Thais have won all eight women’s beach volleyball gold medals since the discipline became a medal sport in Vietnam in 2003.

Blu Girls remains SEAG’s best THE Blu Girls completed the Philippine domination of Southeast Asian Games softball after defeating Singapore, 4-1, in at the Queen Sirikit Baseball Stadium in Pathum Thani. The victory was a record-breaking 11th gold medal for the softbelles to complement the Blu Boys’ conquest in the men’s side earlier this week also against Singapore, 3-0. Softball returned to the SEA Games after being shelved in Vietnam 2022 and Cambodia 2023. Nicole Hammoude scored on an error before Angelu Gabriel doubled to left to add two more during the decisive bottom half of the sixth, before Palma shut the door on Singapore in the seventh and final inning. Lefty Royevel Palma struck out all 10 batters she faced and allowed only four hits in the seven inning final. One of those hits came in the second inning when Wei En Lim single to score Cacia Tan from second base.

PETER GROSECLOSE gets motivation from his silver in the longer distance for his gold medal in the 500 meters. POC MEDIA POOL

Gilas belles dominate Thais

THAILAND 2025 33RD SEA GAMES

THE Gilas Pilipinas women didn’t wilt under tremendous pressure and beat Thailand, 73-70, to regain the women’s 5x5 basketball gold medal at the Nimibutr Stadium. “I can’t say anything about the girls, I’m so proud of them,” Gilas women coach Patrick Aquino said. “They gave their all. I also like to thank Thailand for playing a good game, it was a hard battle going for the gold.” It took one defensive gem by the Gilas Women to frustrate the home team and the big Thai crowd—the Filipinas stopped Kanokwan Prajuapsook’s desperation threepoint attempt to tie the game as time expired. Veteran skipper Afril Bernardino finished with double-double of 19 points and 12 rebounds for the Philippines and Kacey Dela Rosa contributed 17 points and 16 boards. Sophia Dignadice also had 10 points and two assists for the Gilas Women who settled for the silver in Phnom Penh two years ago.

MEDAL TALLY

EUMIR FELIX MARCIAL celebrates his victory over Indonesia’s Maikhel Muskita. POC MEDIA POOL

Country

Total

Thailand

197

130

420

Indonesia

103

278

Vietnam

244

Singapore

169

Malaysia

109

204

Philippines

127

229

Myanmar

Laos

Brunei Darussalam

Timor-Leste

As of December 19, 2025 Source: olympics.com

PHL in sixth overall

SUNNY VILLAPANDO and Bryan Bagunas pour everything they’ve got in the chase for the medals. POC MEDIA POOL

Filipinas do make heads turn twice BEFORE the Alas Women and the Blu Girls, history was achieved in these games when the women’s football team captured the country’s first gold medal—men or women in the biennial regional competitions. That feat they accomplished by also toppling Thailand in the semifinals and Vietnam in the final— before the Philippine victory, both countries were the only gold winners of the event with the Thais owning eight titles and Vietnam five.

IT’S definitely a womderful feeling for the country’s beach volleyball team in Pattaya. POC MEDIA POOL

Bagunas and co. bring home volleyball bronze

ANGKOK—The Alas Pilpinas Men rallied past Vietnam, 2325, 23-25, 25-18, 25-22, 16-14, to salvage the men’s indoor volleyball bronze medal in the 33rd Southeast Asian Games on Friday at the Indoor Stadium Hua Mak. Veterans Marck Espejo and Bryan Bagunas and their teammates displayed the form that earned them a victory at the world championships in Pasay City last September not only to satisfy the craving for a medal but Philippine Sports Commission chairman Patrick Gregorio’s order for them to get a medal. “We didn’t go a hundred percent in the first two sets, but we told each other that the match’s long from over,”

Bagunas said. “We fought hard, we fought with our hearts, and we’re very happy for this bronze medal.” Espejo scattered 30 points off 25 kills, three kill blocks and two aces for the Philippines which, after losing to Thailand on Thursday, got a moraleboosting talk from Gregorio. “This is not the Alas Pilipinas team that I knew,” Gregorio told the team in the dugout after that 20-25, 19-25, 2125 semifinal loss to the hosts. Leo Ordiales had 20 points and Josafat and Peng Taguibolos contributed 11 and seven points, respectively, for Alas, which got silver in Manila in 2019 behind Thailand, but finished fifth in Vietnam 2022 and Cambodia 2023. Alas Men got adequate momentum after rallying to tie the match at two sets apiece and rushed to a 9-5 lead in the decider.

Vietnam fought back for an 11-12 count, Espejo scored an off-speed attack followed by a Bagunas hit for an Alas match point, 14-11. The Vietnamese didn’t roll and die

and tied at 14-14, but Bagunas started to get it done and over with with a powerful kill for a second match point advantage and Josafat then smacked a flat ball serve that Ngoc Nguyen Thuan and Tran Ann Tu failed to control. The Filipino crowd roared in euphoria after those two plays. Jun Lomibao

11th gold for Blu girls The Philippines extends its reign in Southeast Asian Games softball with a 4-1 win over Singapore.

Groseclose leaves rivals gasping in speed skating

ANGKOK—Peter Groseclose brought his Youth Winter Olympics act to the rinks of Thailand to win one gold medal and a silver in the short track speed skating competitions of the 33rd Southeast Asian Games at the IWIS International Ice Skating Training Center on Friday. The 18-year-old Groseclose, the country’s representative to the Gangwon Winter Youth Olympics last year, first got silver in the men’s 1,500 meter, but returned with a fearsome

mindset to bag gold in the 500 meters later in the day. “Definitely, it was a motivation, although silver medal in the 1,500m is not terrible…but I really wanted to be better in the 500m,” Groseclose told BusinessMirror. “I just wanted to persevere as well and so happy that this last race result was a good one.” The SEA Games first-timer clocked two minutes and 25.800 seconds in settling for the silver medal behind Thailand’s Chonlachart Taprom

(2:25.800) and shoving Indonesia’s Marva Kayana Firdaus (2:26.931) to the bronze medal. A fiercer Groseclose showed up in the 500m final which he won by more than three-tenths of a second ahead of Singapore’s Ryo Yik Ong and 0.70 second overt Indonesia’s Jeremia Wihardja. Groseclose, whose mother Victoria is from Alabang, thanked Philippine Skating Union president Nikki Cheng, Philippine Olympic Committee

By Josef Ramos

ANGKOK— Eumir Felix Marcial was the last man standing among four boxers that fought in Friday’s final and he made sure he won’t go down settling for silver in a campaign in the 33rd Southeast Asian Games where Team Philippines wound up sixth overall in the medals race. “I was the only hope for the gold, so I did my best not to let not only my teammates down, but the entire country,” said the two-time Olympian who clinched silver in Tokyo 2020 after beating Indonesia’s Maikhel Muskita. It was a split decision (4-1) victory for the now five-time SEA Games champion at the Chulalongkorn Sports University where his teammates fell one after another to Thai opponents. Paris Olympics bronze medalist Aira Villegas was the first to settle for the women’s 50 kgs silver medal after yielding to Chuthamat Raksat and Jay Bryan Baricuatro followed suit in yet another controversial split decision loss to Phlongaurai Thitiwat in a men’s 48 kgs clash. Flint Jara also fell victim to the Thais after absorbing a unanimous decision loss to Thanarat Saengpet in the men’s 54 kgs category. Although the men’s 5x5 basketball was being contested by Gilas Pilipinas and the hosts late Friday, the Philippines already found itself finishing sixth in the medals race with 49 gold medals along with 73 silvers and 153 bronzes. The harvest fell short three golds for the Philippines to topple Singapore—which had 52 golds, 60 silvers and 86 bronzes—from fifth place. As expected, Thailand overachieved from its target of 200 golds as it partied with a 232 gold medal haul, absolutely unreachable by anyone in the top three—Indonesia had 90 golds, Vietnam 86 and Malaysia was further back with 56. “I just leave everything to God, there is nothing I can do for now but to train and fight stronger next time,” said Villegas after his fight which, like many in subjective sports, had semblances of controversies. “My first SEA Games was a bronze and now I got a silver medal, so, it will not end there. I will fight for it.” president Abraham “Bambol” Tolentino and Philippine Sports Commission chairman Partick Gregorio for supporting his campaign. watching live closely at the stands, settled for silver medal behind one second to gold medalist with 02:26.207. “I was too soon to accelerate and spent too much energy too early in 1,500m, but I am so happy to come back faster in my next event to come out with gold,” Groseclose said. The Philippines speed skaters also bagged bronze medals in the men’s 5,000m and women’s 3,000m relays. Josef Ramos