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Manufacturer and Distributor

NRLDA's Norfhup, OHI's Doscher Urge firle | loqn Revisions

FHA's Title I home modernizatton program should be made permanent and should be revised to permit repayment of loans over a five-year period instead of the three years now authorized, declares H. R. Northup, executive vicepresident of the National Retail Lumber Dealers Association. "In addition, the maximum loan should be increased to $3500, so as to finance major additions and improvements," Mr. Northup said in a statement to the House Committee on Banking and Currency.

"The Title I progiam has demonstrated its soundness over the past 20 years and has provided a means of fi,nancing home repair for nearly 20,000,000 home owners. This program, which is entirely self-supporting, has played a leading part in improving the comfort and liva-bility of American homes. In 1954 alone, over 1,50O,000 borrowers used property improvement loans insured by FHA," he pointed out.

"By insuring lenders against loss on these loans, the Title I program has had the effect of lowering and stabilizing financing charges on property improvement loans and has greatly stimulated the interest of private lending institutions in this type of loan, which now enables home owners to borrow up to $2500.

"Many families have used Title I loans to expand their living quarters because of an increase in the size of their families or for other reasons. Others have used the program to prevent deterioration of their property," said the NRLDA executive.

Doscher, OHI Director Testifies for Title I Revisions

In testimony before a Senate subcommittee holding hearings on the Administration's nerv housing bill, John R. Doscher, executive director of Operation Home Improvement, urged placing the government's T.itle I home improvement loan program on a permanent basis and liberalizing loan provisions of the 1954 Housing Act. Speaking as a representative of the building and home equipment industries which are supporting the national OHI campaign to improve or modernize 20,000,0@ non-slum U. S. homes this year, Doscher told members of the Housing Subcommittee of the Senate Banking and Currency Committee that such changes in legislation "lvill have a great effect in stimulating more people to improve their homes."

Doscher noted that the proposed change in the loan limit from three to fir'e years rvould allolv the homeowner to pay $27.89 less per month for a $2500 loan and $7 less per month for a $3500 loan. He told the senators that the availability of sufficient credit .u'as crucial to the success of the yearlong Operation Home Improvement drive. "The American people," he said, "have been sold on everything else except improvir-rg their homes."

Foster Joins Kochton

Sam Foster, longtime plyrvood and door salesman formerly r,r'ith Davidson, is now handling the industrial sales division for Kochton Plyrvood & Veneer Co., Los Angeles, reports Jack Hussey, west coast manager of the rvl.rolesale distributor. Sam's sales will include the motion picture studios in Southern California.