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Retoil Lumber Deolers Now Coshing-in on rhe Big Repoir, Remodeling Mqrket
Early returns from a limited survey of business cc.rnciitions around the country seem to indicate that, rvith the volume of ne',r' house construction off, dealers are concentrating more on the maintenance, repair, and modernization business, the National Retail Lumber Dealers Assn. reported at the Spring meeting (Page 10, CLM, 6/L5/57).
This lvas a spot survey among l)ealer Directors, and the directors of the State and Regional associations. The overall figures obtained are u'eighted heavily '"t'ith returns from Districts 2 and 8.
Of tliose reporting, 72c/o say they have as an individual, or jointly rvith others, attempted to derive some benefit frcm the OHI program, or have made some extra effort recently to get more of the maintenance, repair or modernization business. 60/o report they are getting more of this business norv than they did a year ago !
\Vhile 38/o of. the dealers say funds for all types of construction are still scarce, 37/o say financing is either ade(luate or available at a discount. 25/o report the situation is improving some.
The mean average interest rate for conventional loans is 5%%. This rate ranged from a lou. of 1l/o to a high ctf 8/o rvith the rnajority reporting from 5l/o to 6/o. Discounts on these conventional loans are about one point, rt'ith retuins frclm 12 states reporting no discount required on conventio;1al loans.
FHA paper is being discounted at betrveen three and four points, rvith the National average about 3)(. VA paper is averaging six points discount, rvith a range from trvo to 1711 points reported.
Ccrmpared u.ith the first three months of last year,36/o said their volnrne of business \vas up or about the same for the first three months this year; 64/o said it was off.
For the san.re period, 70% said their dollar volume of rnventorv \\'as more or about the same; 30% said it s'as don'n.
For the same three months, 4O/o said their profits were more or about the same as last year; 60/o said they 'ivere off.
Fifty-three percent said their accounts receivable 'w'ere lorver than on April lst last year; 25/a said they u'ere higher, and 22/o said they rvere about the same. The Naiional ar-erage age of accounts is 54 days.
Tu,enty-seven percent of the dealers report the over-all coirstrirction activitj' in their area as excellent or good, and 58%% say it is lair; l4ft/o say it is poor.
Thirtl'-six ar.rd one-half percent of all those reporting on construction activity in their area say home building u'il1 improve in the months ahead.
McGloud 'Swops' Timber
Mt. Shasta, Calif.-The U.S. Fcirest Service has approved a "su'ap" r'vhereby the McCloud River Lurnber Co. rvill be allorved to trade timber elseu'here for the timber owned by the company at Fonlers Campground, reports Paul Stathem, supervisor of the Shasta-Trinity National Forests. Severai Northern California civic groups were lined up with the lumber firm to save the timber at the campground.
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It's Hqrd Sometimes: apologize. l'.|fo be charitable. lrTo avold mistakes. rTo keep on trying. to obey conscience. r.-;?o keep out of a rut. i: To think and then act.
':.To take advice.
'o admit error.
.$o face a sneer.
, .To forgive and forget.
To profit by mistakes.
', To make the best of a little.
To shoulder deserved blame.
,,lfo subdue an unruly temper. To dispute underhandedness.
;i ifo recognize the silver lining.
To accept just rebuke successfully.
; To value character above reputation.
,To discriminate between sham and real. BUT IT ALWAYS PAYS.
No Smoll Chonge
The Texan dyove his car onto the toll bridge. The gatekeeper stopped &rim. "Fifty cents," he said.
The annoyed Texan fumbled through his pockets in vain. t'Son," he said, "I never carry no small change. How much do you want for the bridge?"
Gollont
From all the fools who went before, I learned a world of wit, For over wisdom's darkest door, Some fool a lamp had lit.
Ye shun, O sages overwise, E:<perience's school;
And lose the lore for which he dies, Gained by some gallant fool.
-Margaret Root Garvin
Forgot to.Tell Them
A mountaineer gave two visitors permission to hunt on his land. As they set out he told ttrem: "You'll find a licker still round the other side of'the mountain, I'd be obliged if you'd bring me back a jugful."
At the end of the day the pair stopped at the still, filled a jug, and were starting back when bullets began whistling around them. Pounding at top'speed down ttr,e path to the mountaineer's shack, they rushed in and told him his still was being raided. He shut the door behind them, and said: j'Boys, I plumb forgot to mention-that ain't my still."
My Creed
By Deqn Alfcnge
I do not choose to be a common man. ft is my righ't to be uncommon, if I can. I seek opportunity-not security. I dq not wish to be a kept citizen, trumbled and dulled by having the state look after me. I want to take the calculated risk, to dream and to build, to fail and to succeed. I reftrse to barter incentive for a dole. I prefer the challenges of life to the guaranteed existence, the thrill of ,fulfillment to the state calm of Utopia.
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I will not trade freedom for beneficence nor my dignity for a handout. I will never cower before any master, nor bend to any threat. It is my heritage to stand €rect,. proud and unafraid; to think and act for'myself,'enjoy the benefit of my creations, and to face the world boldly and saythis I have done. All this is what it means to be an American.
Brothers qnd Sons
By Douglas Malloch.
On a dirty floor in a slimy bar
In the ante-room of hell, I have seen them stand with a devil's.leer, I have heard the tales they tell.
I have heard them brag of the brutish things, I have heard them boast of shame, Till I longed again for t&re Jewish GodFor the God who smote with flame.
And I wondered much if there lingered still Not a dream of boyhood's land, Not a tender thought of a motli,er's kiss, Or a touch of a sister's &rand.
For we wander far, and the years Bo by, And the boyhood vision fades, Yet we are the sons of the mothers of men And brother to all the maids.
For a woman's name and a woman's fame, They are svreet and frail as flowers, But the strength to wield and the arm to slield For the woman's name, are ours.
Let the God-made man keep his God-made trust Till his life's last twilight fades, For we are the sons oJ the mothers of men, And brothers to all the maids.
A Big Difference
The Wall Street Journal tells about t&re time when George M. Cohan was at the peak of his career and he took his father, Jefry, to dine in a plush hotel, where a gifted violinist entertained during the dinner hour.

Remembering his father's futile efforts to interest him in the violin as a boy, Cohan said: "IfI had taken your advice, I tnight be playing h€re."
"Yes, sonr" said his father, "'but you wouldn't be eating here."
Yep! We're independent. And while flogpole-sitting isn'l olwoys our speciolfy, deoling olone is. We deol independently becouse it's q business ossel. lt leoves us free io hondle mony lines ony line thqt's best fii to do o betler job for you. Being independenl gives us o differenl view . but we're not so up in the oir thqt we've forgotten oboul our top suppliers, our good mill sources ond our friends in the industry. Our long record of 38 yeors in business hos given us speciolized bxperience with locol conditions ond it enqbles us to select without preiudice the finest quolity moleriols best suited to your individuol needs.
lel us show you our view.
