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those in homes 40 years old and older, those residing in their homes five years or less, those with incomes over $50,000, and those with households of three persons or more. Despite the fact that men outnumber women in the d-i-y market, women play a major behind the scenes role from the time a project is decided upon until it is completed. Men most often determine when to begin a project, how much to allot for a job and what materials to use. The study shows that in 4590 of the households women help decide how much money to spend, how the family will pay for the project, and other factors.

A state-assisted mortgage program administered by the Alaska Housing Finance Corp. has provided loans for more than 3,300 Alaskans in approximately six months of operation. The program offers loans at 60/o to lowincome residents, 9o/o to veterans, and l09o to all others. A 590 downpayment is required. Eligible residents can borrow up to $76,000 at 60/0.

To qualify, a single buyer cannot make more than $26,650 a year, and a couple cannot make more than $27,650. Under the standard program, borrowers pay 90/o or l09o interest on loans up to $90,000; for additional funds they must pay the state's cost of the mbney, which averaged about llVqtlo last year. The program, which has been allocated $225 million by the state, has given a big boost to the housing industry in Alaska.

FRANK DAVIS executive vice president

THE ARIZONA Lumber and I Builders Supply Association education committee recently conducted an Education Area of Interest Survey to determine what education programs should be put on the l98l-1982 schedule.

The mail survey to determine areas of interest among ALBSA members for programs to be considered by the Education Committee evoked only a moderate return. Perhaps one reason for the rather low response is best expressed by a member who commented that he was "interested in any and all of the areas covered but didn't know how to schedule them."

Of those who did respond, the top vote getter was the "Building Material Product Knowledge" classification, a l6-week, one night a week class which was favored by 690/0, "Computers," a two day session and "Sound Credit Control," one day, were favored by 5690. "Selling Skills," one day, 5090. "Estimating" and "Inventory Management," both two days,440/0. "Financial Management," two days, 3890. "Retail Lumber Seminar" and "Wood Treatment, ' ' both one day, 250/o "Plywood," one day, 1990.

The Education Committee now has guidelines to build our education effort in these directions for the coming year.