Top Quolity Buildings of Greot Sovings to You

We can build the building you need. Whether open or closed buildings, such as you see here that we erected for Foothill Builders Mart in Fontana, Co., we can build to exactly f it your requirements.

San Antonio speclalizes in versatile, economical and long lasting structures. We can build a partially open lumber shed, mill, umbrella shed or a complete home center with offices and showrooms, whatever you need.

Our prices are amazingly affordable and our crack construction crews can meet your building needs in a remarkably short time.

And best of all, our original construction methods ensure you of top quality at the lowest possible cost.

Let us show you how you can have the buildings you need for more efficient operation of your business.

lN THE LAST few years wc lhave witnessed the emergence of a new industry, a new housingindustry that is not like the one we all knew for about a quarter of a century.

The new housing industry, as we all knew it over the recent decades, was one really born after World War II, when, with FIJA leading the way, the long-term I'ixed-rate nrortgage bocame comnlon and accessible to most Americans. Before the war, it was quite rare. Fl lA, creared in I 934, led the financial way; we only had fiveand eight-year money and 50% down back then; but we couldn't really use FHA imnrediately in big nunrbers, and have the thrifts follow suit, until after World War II.

That factor, coupled with a huge housing shortage born of the Depres- sion and World War II. created the new housing industry as we knew it in the 1950s and 1960s. (Between 1929 and 1945 there were only five million housing starts, total, in 16 years.) That industry was very subject to monetary cycles and the manipulations of the federal government.

But beginning about 1970, and through the '74 - "75 recession, another mutation took place in the new housing industry, which is why the whole thing needs a close new examination.

One of the central factors, looking at the new housing market today, is that its traditional cycles, particularly in the down-phase, have been considerably lessened. There are three basic reasons:

(a) less reliance on government programs which means that not only can the feds not use housing as they did in the past as a tool to cool or heat up the economy, but that we also may reasonably expect less involvement with government programs in the luture;

(b) mortgage money has distinct- ly become more of a commoditv and less somcthing fluctuating as to yield in the same degree as other money- market instruments, or indicators like the prime rate and short-term Treasury bill rates;