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EVENTS
Calendar Events Upcoming events in your area SEE PAGE 4
SPORTS
Year in Review A look back at the ďŹ rst six months of 2018 SEE PAGE 5
BUSINESS Dave Says Begin setting aside 15 percent of your income for retirement SEE PAGE 8
NEWS
WEDNESDAY, DECEMBER 26, 2018 | BUGLENEWSPAPERS.COM
2018 in Will County saw many changes and improvements, such as a new Metra station opening, local businesses receiving regional acclaim, community officials honored for serving, as well as groundbreaking for the new Courthouse. Here is a breakdown of some of the events shaped our community this past year.
County begins work on new courthouse
Will County officials gathered recently to break ground on the county’s new modern courthouse. The state-of-the-art courthouse will be filled with the latest technology and will accommodate the county’s predicted growth. The new courthouse will be 10-stories and will contain 38 courtrooms. There will also be a four story administrative building directly in front of the tower, which will house the circuit clerk and sheriff offices. Non-court functions will be handled in the administrative building. Demolition work has already begun on the site of the former First Midwest Bank building. The estimated construction completion date is fall of 2020 with the new Will County Courthouse becoming one of the tallest buildings in downtown Joliet.
New Romeoville Metra station to open February 5
Years in the works, it took cooperation on every level from local, state, and federal agencies and two international companies to make the new station, near the intersection of 135th and New Avenue, to happen.
According to Metra, it will be the first new stop on the Heritage Corridor since Metra’s creation in 1984 and the first new stop on any Chicago area Metra line since 2011. The project is estimated at $4.9 million dollars with more than $3.9 million of the funding through CMAP’s Congestion Mitigation and Air Quality Improvement (CMAQ) Grant. The Village of Romeoville was also fortunate to receive a supplemental grant from the Illinois Transportation Enhancement Program (ITEP) for pedestrian access from 135th St to the Station.
Plainfield water bills rise in 2018
Residents of Plainfield paid a little more for their water and sewer services. The village board approved a proposal to increase rates on average by about $4 per month for average users, with that extra cash earmarked for necessary future expenses. The board reviewed three water/sewer rate surveys, current and projected revenues and expenses, and a worksheet of proposed rate adjustments. Per the staff report, rate increases are needed on water rates to cover future operational and capital costs within the water and sewer department.
Those expenses include a projected increase in the wholesale cost of water from Lake Michigan, where the village gets its water. Another major future expense is included in the village’s capital improvement plan, which will provide maintenance and improvements within the water and sewer system over the next five years, estimated at $10 million. Compared to neighboring communities, Plainfield’s average monthly water and sewer bill is about $11.64 lower, per the staff report. Staff also noted that compared to likesized communities that utilize Lake Michigan water, Plainfield residents pay on average $20.07 less in their monthly water bills. The proposal means the minimum bill users will see their bills go up about $12 per year, while average users will see an annual increase of $48. The capital charge on those bills will be reduced by 50 cents per month.
Local pizza tabbed among ‘Chicago’s Best’
A 30-year staple in Romeoville, Ats-a-Nice Pizza, is not only one of Romeoville’s best, but now claims the title as one of Chicago’s Best. It is only fitting that a TV news show created out of the basis of customer approval, chose Ats-a-Nice Pizza to be featured on WGN’s “Chicago Best,” where community has kept the business thriving since its opening in 1988.
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NEWS
Community went bald for kids cause
The World Health Organization reports that a child is diagnosed with cancer every two minutes. In one of Bolingbrook’s most celebrated fundraising events, recognized nationally as one of the largest, community members came together, going bald for a cure, at the annual Bolingbrook 4 Kids St. Baldrick’s event. More than 200 individuals came out to shave their head in support of research for childhood cancer Sunday March 11 at the Bolingbrook Golf Club, 20001 Rodeo Drive. The event honors kids, who have or have had cancer, and their families, who are from Bolingbrook and nearby towns.
Plainfield approves local gas tax increase
On March 5, village trustees split on a vote to increase the village’s local motor fuel tax from 4 cents per gallon up to 6 cents per gallon, with Mayor Mike Collins casting a tie-breaking vote to send the increase through. In order to maintain roads, village staff asked the board to consider the increase, which is expected to generate an estimated $500,000 per year for the village. Those funds will be applied to the village’s proposed $4 million budget for road resurfacing and maintenance, part of the fiscal year 2019 budget set to be approved this spring. Wojowski is referring to an increase in the village’s water bills, passed in January. At that time, the board approved a $4 per month hike in water bills for most homes. The trustee said he was uncomfortable putting additional increases on residents. When it came to the vote, the trustees split, with Wojowski, Edward O’Rourke, and Margie Bonuchi voting against the increase, while Larson, Bill Lamb, and Larry Newton cast yes votes. In casting the final yay vote, Mayor Mike Collins said the State of Illinois has not been giving out much money to municipalities to supplement their roadwork needs. The increase goes into effect on May 1.
Village limiting tobacco sales to 21-and-older
In what is becoming a nationwide movement, Bolingbrook raised the age from 18 to 21 to buy smoking materials April 1. Evidence indicates that the move will make a significant impact in lowering the number of people who go on to become lifelong smokers. Bolingbrook joins the likes of Chicago and Naperville who have passed similar resolutions as well as nearly 300 municipalities and a total of five states, (California, New Jersey, Oregon, Hawaii and Maine), who have raised the minimum sale age for tobacco products to 21.
More than 500 take polar plunge in Joliet
Cold waters did not deter more than 500 participants from freezin’ for a reason. Mostly sunny skies and 40-degree temperatures set the scene for people taking a dip into Leisure Lake Saturday, March 10 during Illinois Special Olympics’ seventh annual Joliet Polar Plunge. The event, by design, aimed to raise money for Special Olympics Illinois programming, and the board decides how the funding is used.
Fast action prevented further tragedy at Izzy’s Bar
The shooting early Friday morning at Izzy’s Bar that
WEDNESDAY, DECEMBER 26, 2018 | BUGLENEWSPAPERS.COM left one person dead and another seriously injured could have been a lot worse if not for the fast reaction of two patrons. Mike Cullick and Artis Henderson III, stopped at the Joliet bar after a pool league because Henderson wanted popcorn and ended up potentially saving multiple lives after Patrick K. Gleason of Crest Hill came into the bar armed. Gleason shot and killed 52-year-old bartender Danny Rios, but the two friends made sure there were no more casualties. Gleason was released from the hospital after being treated for injuries sustained when Henderson and Cullick disarmed him. He is in Will County jail facing five charges of first-degree murder, three charges of attempted murder, one charge of aggravated discharge of a firearm and aggravated battery. While the shooter was heading toward Henderson, Cullick went to protect his friend.
Police Dept. honors officer, civilian of the year
Officer Russell Pruchnicki is the recipient of the Plainfield Police Department’s 2017 Officer of the Year. This award recognizes officers whose service to both the Department and the Village is exceptional and professional. The men and women of the Police Department nominate officers they consider worthy of the highest degree of recognition. Court Technician Shelley Riggs is the recipient of the Plainfield Police Department’s “2017 Civilian of the Year” award. This award recognizes a civilian employee whose service to both the Village and the Department is exceptional. The men and women of the Police Department nominate civilians they consider worthy of the highest degree of recognition.
K9 Memorial unveiled at riverfront
The four-legged members that serve with law enforcement now have their own memorial in Plainfield’s Riverfront Park. On June 6, the village, the police department, and the Plainfield Riverfront Foundation unveiled the new K9 Memorial at the riverside park. The memorial recognizes K9s of the past, present and future. Getting the site ready was a three-year effort of fundraising and public awareness. The riverfront park was utilized as a K9 training field in the 1970s and 1980s, and was used by several departments in the area. Three of the village’s late K9s were buried at the Riverfront Park. The village’s current K9 is Kody, a German Shepherd who has served the Plainfield Police Department with officer Tracy Caliendo since 2013. Three years ago, Caliendo began the effort with the Riverfront Foundation to create a memorial at the site.
Amazon delivers $10K for Joliet food bank center
The newest distribution center for the Northern Illinois Food Bank has some additional cash to help its mission of feeding the hungry. On June 12, volunteers from Amazon’s Joliet fulfillment center visited the new South Suburban Center in Joliet, organizing product and offering up a $10,000 donation to help feed the area hungry. The donation was part of what Amazon refers to as a Community Kaizen – a Japanese term for “change for the better.” Amazon representatives took a tour with food bank workers of the new 18,000 squarefoot facility, offering up information on how to better streamline activity inside the warehouse. For every dollar the Northern Illinois Food Bank receives, it can distribute $8 worth of groceries. That means that Amazon’s donation represents $80,000 worth of food provided by the food bank.
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County Sheriff’s Office ‘Safe Passage’ Program
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To help address the negative impacts of the opioid crisis, drug-related crime, and rising rates of overdose deaths, Sheriff Mike Kelley has begun implementing a new ‘out-of-the-box’ approach to address the opioid epidemic. Sheriff Kelley has partnered up with Family Guidance Centers to help with the implementation of this program. Family Guidance Centers, Inc. is a not-for-profit behavioral health care organization based in Illinois that has a mission to treat and prevent substance use disorders as well as an array of other related problems including mental health. Many proactive police departments in Illinois, including the Will County Sheriff’s Office are implementing an arrest-diversion program. These programs are sometimes referred to as “Safe Passage” programs. This program is the final piece, in a three part approach, of combating the heroin epidemic through drug enforcement, prevention thru education, and now treatment. To help jumpstart this program, the
CALENDAR
Will County Sheriff’s Office was awarded the Community Law Enforcement Partnership (CLEP) Grant for deflection for substance use disorder treatment through the Illinois Criminal Justice Information Authority (ICJIA). This grant will provide the Will County Sheriff’s Office critical funding to facilitate referrals for substance use treatment. Under the leadership of Sheriff Mike Kelley, the Will County Sheriff’s Office has done a great job addressing the opioid epidemic by targeting the drug dealers and getting drugs off the streets thru various enforcement means. The Sheriff’s Office has educated the public with the “Hidden In Plain Sight” trailer and by establishing the Will County Substance Abuse Prevention Coalition. Sheriff Kelley’s next step is to help those in need to obtain the treatment they most desperately need to rid themselves of addiction by partnering up with Family Guidance Centers in the Will County Sheriff’s Office Safe Passage Program. If you, or anyone you know, are in need of drug use addiction treatment,
the Will County Sheriff’s Office is here to assist you in getting the treatment that is needed. The Safe Passage Program is a citizen self-referral system. Drug-involved individuals are encouraged to initiate contact and engage with members of the Will County Sheriff’s Office without fear of prosecution, and an immediate treatment referral is made with the assistance of behavioral health experts, trained officers and volunteers. Individuals who are indigent and have no health insurance may be provided financial assistance for treatment or other services when available. Any resident of Will County who enters the Will County Sheriff’s Office Public Safety Complex and requests help with their addiction to opioids, alcohol, or other substances, will be screened for eligibility and, if eligible, registered for participation in the Safe Passage Program. If the individual requesting help with addiction is in possession of drugs or drug equipment (e.g., needles), the individual will turn these items over to the Sheriff’s Office and not be criminally charged. The partnership that the Will County Sheriff’s Office and Family Guidance Centers will be providing to the citizens of Will County is just another example of how proactive and serious the Sheriff’s Office is in helping to combat this opioid epidemic.
U P CO M I N G E V E N TS I N YO U R A R E A
DECEMBER 31 Rockin’ in the New Year. Join us 2-3 p.m. New Year’s Eve
DECEMBER 31 New Year’s Eve Countdown to Noon. Recreation Cen-
as we say goodbye to 2018 and ring in 2019 with an awesome party for kids of all ages. There will be games, crafts and snacks so come join us and have a rocking good time. Registration is encouraged. Call Jessica Smith at (815) 5524210 or email jsmith@whiteoaklibrary.org.
ter, 4500 Belmont Rd., Downers Grove. 10 a.m. to 12 p.m. Join us to ring in the New Year at noon. We’ll celebrate with party favors, DJ Coach Josh, a photo booth, face painting, snacks, a balloon drop at noon and more. Parents must stay and supervise their children. Children 2 years old and under are welcome to attend, but will be limited in activities being offered. Participants with food allergies may be exposed to allergens. Registration deadline is December 20.
DECEMBER 31 Countdown to Noon Year at Crest Hill Library. We are celebrating Noon Year with snacks and crafts, plus a special toast, complete with balloon drop. Dancing will follow. This program is intended for all ages. Registration is required due to limited space. If you are not able to attend, please inform us 24 hours in advance so we can offer your spot to someone else. No shows may be waitlisted for future programs. Call Brittany Whyte at (815) 552-4290 or email bwhyte@whiteoaklibrary.org.
DECEMBER 31 Festival of Lights. Evenings daily at The Promenade Bolingbrook, 631 East Boughton Road, Bolingbrook. 250,000 LED glimmering lights synchronized to 17 rotating songs on the 48-foot-tall holiday tree at 5, 6, 7, 8 and 9 p.m.
DECEMBER 31 New Year’s Eve Celebration with Park Ridge Park District. 5:00 PM - 8:00 PM. Help us kick off the New Year, family style! Bring out the whole family for a fabulous New Year’s Eve event. Enjoy a fantastic dinner and dessert buffet, music, inflatables, tot play area, miniature golf, and of course, a fabulously fun countdown to midnight (7:45pm). Grab your family and friends and sign up today to guarantee your spot in this wonderful New Year’s event. This is a family oriented event; alcohol is not permitted. Fee is per person and all children must be accompanied by an adult. No at-the-door registration. Everyone attending must be registered. Registration deadline: December 23.
WEDNESDAY, DECEMBER 26, 2018 | BUGLENEWSPAPERS.COM
PAGE 5
YEAR IN REVIEW - FIRST 6 MONTHS
A LOOK
BACK The top stories in Sports for the first six months of 2018
TWO OUT OF THREE All season long the Joliet West competitive cheer team had one mission: To win another state championship. The Tigers accomplished that with a record performance. They capped a special season, which included a phenomenal postseason push, and won the large school state title by over four points on Feb. 3 at Grossinger Motors Arena in Bloomington. It was their second state championship in the past three seasons and last year they were second. The final standings were: Joliet West (94.44), Marist (90.13), and Stevenson (89.43) were the top three. The 4.31 point difference between first and second, was the largest margin of victory ever for a championship in the large school class. When Joliet West won its first title in 2016, it actually had a little better score of 94.70. But after falling to a total of 92.71 in the loss to Lincoln-Way East (94.46) last year, the Tigers toughened up their routine. FIGHTING LIKE A GIRL Louisa Schwab burst on the scene with a 5-1 win over fellow Illinois competitor, Randi Robison of East Peoria in the championship match at the 122 pounds of the U.S. Marine Corps USA Wrestling Cadet Women’s Freestyle Nationals in Fargo, ND. That title helped Schwab earn the No. 2 spot on the National
Girls High School Rankings when they were released in January. The rankings, as comprised by, National Wrestling Hall of Fame, USA Wrestling and FloWrestling created the national rankings to recognize the top high school girl wrestlers in the nation. Schwab, a sophomore at Joliet West, is No. 2 at 122 behind Grace Figueroa, a senior from Selma High School in Sanger, California. The Plainfield resident is one of three Illinois wrestlers on the list at 122, leading Robinson and Kerigan McKenna, a senior from Yorkville High School. MEDAL MANIA Joliet Catholic freshman DJ Hamiti was thoroughly dominant in his run to the 106-pound Class 2A state championship at State Farm Center in Champaign. Hamiti (42-4) had two pins and two technical falls to win the title. He secured a technical fall on Washington freshman Abraham Hinrichsen in 5:10 in the finals. “It means a lot,” Hamiti said. “I came in to tell everybody that I was going to win my weight class, and I think I showed that.” Hamiti’s title is the first for the Hilltoppers since 1967. Lockport junior Anthony Molton (46-7) had one of the toughest roads to get to the
SEE 2018 | PAGE 7
FILE PHOTO
Joliet Catholic’s DJ Hamiti earned the IHSA state championship.
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SPORTS
2018 FROM PAGE 5 Class 3A 120-pound finals, and one of the wildest state title wins of the weekend. Molton posted an 11-2 major decision over two-time defending state champion Joey Melendez of Montini in the semifinals. Awaiting him there was 2016 state champ Travis Ford-Melton of Marian Catholic. Molton had to come back from an early deficit to force overtime. In the second overtime, FordMelton conceded an escape point to start the period neutral. The tactic backfired, however, as Molton took him down with 0:15 left to post a 7-4 win and the IHSA state title. Matt Ramos (113) placed third for the Porters, while Zach Reese (152) took fourth. Joliet West senior Jonathan Pullen placed fourth at 170 pounds in Class 3A. “It’s been a really good season,” Pullen said. “Obviously, it didn’t end the way I wanted it to with a loss, but honestly, this is by far more than I expected at the beginning of the year. I’m very proud of my accomplishments.” Style points were not on Plainfield North senior Matt Hennessey’s priority list as he reached the 220-pound finals at the Class 3A state championship at State Farm Center in Champaign Saturday. It may not have been pretty; a 12-11 decision over crosstown rival Tom Gustafson of Plainfield Central, but Hennessey won the state title. It was the first state title for a male athlete in Plainfield North history, and it completed a 44-0 senior season for the Old Dominion recruit. He is the first Tigers’ wrestler to be a two-time state medalist. Downers Grove South senior Sergio Villalobos placed second in the Class 3A 195-pound bracket at the IHSA state championships at State Farm Center in Champaign He fell to Montini junior Peter Christensen 5-4 to deny Villalobos his state-title dreams. Villalobos (43-2) picked up a regional crown over Christensen (44-5) two weeks ago to remain unbeaten on the season, but Christensen returned the favor at the Class 3A Hinsdale Central Sectional and the state final came down to the final buzzer.
WEDNESDAY, DECEMBER 26, 2018 | BUGLENEWSPAPERS.COM HEY NOW, YOU’RE AN ALL-STAR Led by a game-high 25 points from MVP Ryan Saunders from Joliet Central, the South rallied in the second half to come away with a 120-116 victory in the 10th annual Voyager Media Publications Prep Shootout Senior All-Star Game with showcases some of the areas seniors. It was the sixth straight season that the game was held at USF and this was certainly one of the most entertaining. While not quite as high scoring as the previous season’s 134122 North win, the game went down to the final minute before the South came away with the win. Joliet West’s Sarah Gersch made an impact not only on the court, but also off of it for the Tigers. That’s why basketball coach John Placher nominated her for the annual Voyager Media Award for her display of character, class and sportsmanship on and off the court. That was the Jeremy Izzo Character Award, which is named after the former Joliet Catholic Academy boys basketball coach, who passed away in 2010. Gersch was this year’s recipient and was presented the award after the game. YAK ATTACK When the University of Michigan made its run to the NCAA Men’s Basketball National Championship game, it did so with help from a former local coach. Former Joliet West head coach Luke Yaklich is a first-year assistant under John Beilein. Yaklich made the jump from high school to the college ranks in 2013, getting hired at his alma mater Illinois State as an assistant under current head coach and college roommate Dan Muller. Before the start of the 2016-17 season, Yaklich was promoted to associate head coach and helped the Redbirds to a share of the Missouri Valley regularseason title as ISU set program records for overall victories (28), regular-season wins (25) and conference wins (17). In four years at ISU, Yaklich helped Illinois State to an 8650 record and two berths in the National Invitation Tournament and one College Basketball Invitational. In addition to his coaching duties with the Redbirds, Yaklich was in charge of ISU men’s bas-
ketball academics along with assisting in recruiting, scouting and working on skill development. In the fall of 2014, ISU established a team grade-point average record with a 2.99 GPA, breaking the previous mark by 0.13 points. Before ISU, Yaklich was the head boys’ basketball coach in Joliet – coaching the combined Township program for three seasons and three at Joliet West. He also coached in the AAU ranks with the Joliet Pride and Illinois Wolves. In his six years in the Joliet high school ranks, Yaklich posted a 104-62 record. In his final season with West in 2013, he led the Tigers to a 19-8 record and the IHSA Class 4A Lockport Regional title. His 2009-10 Joliet Township team posted a 24-8 mark and won the Homewood-Flossmoor Sectional. That year, he was tabbed as District 9 IBCA Coach of the Year. AT HOLMES IN THE NBA The Joliet area has been one to produce a plethora of talented high school and major college basketball players. That has not, however, resulted in sending players to the professional ranks in the National Basketball Association. Sure, several have found success in the professional ranks overseas, but the NBA is the pinnacle of any player’s career and few have broken through. Three years ago – as a second round draft choice of the Philadelphia 76ers – Lockport High School graduate Richaun Holmes entered into that sacred fraternity. Holmes started off on one of the worst teams in the NBA, but now the Sixers and the 24-yearold former Porter is placing his name among the Will County greats. Holmes is only the seventh player born in the Joliet area to play in the NBA and only the sixth that attended a local school. Bulbs Ehlers, the first-ever draft pick of the Boston Celtics, was born in Joliet, but attended high school at South Bend Central in South Bend, Indiana. With 156 games currently played in the NBA, Holmes is second only to Hall of Famer George Mikan as far as games played in the league for players in the Joliet area. When he was drafted, he joined Mikan, George Munroe
(80 games), Roger Powell, Jr. (3 games) and fellow Lockport graduate Alando Tucker (51 games) as the only area players. Bolingbrook’s Ben Moore was called up from the G-League and saw action in a pair of games this year for the Indiana Pacers. With a four games to one series win over the Miami Heat, Holmes became the first Jolietarea player to be part of a playoff-winning team since Mikan won the 1954 NBA title with the Minneapolis Lakers. LIVING LEGEND The name Pat Sullivan is one any local sports fan knows very well. They know about his ties to the University of St. Francis and see his name on the side of the building that is now called the “Pat Sullivan Center” on the Saints’ campus. What people may not realize is that it was at another local university that it all started for the man they call Sully. As an athlete at Lewis, Sullivan was a baseball team captain who earned District 20 All-State accolades, and had an 11-2 career record on the mound with a batting average better than .400. He was a member of the first Lewis team to participate in the NAIA national tournament in 1962. The Flyers’ 1965 valedictorian, Sullivan also played basketball for Lewis. Sullivan’s time at Lewis was recently recognized by the Great Lakes Valley Conference as he was awarded the 2018 Dr. Charles Bertram Alumni Award of Distinction. He was presented the award at the Enterprise Rent-A-Car GLVC Spring Awards Reception in St. Louis on May 22. He has been inducted into seven different halls of fame at every level of competition and was named coach of the year on multiple occasions from the NAIA, Chicagoland Collegiate Athletic Conference (CCAC) and at the high school level. His laurels also extend to administrative duties, as he was named NAIA Great Lakes Region Athletics Administrator of the Year (1999), CCAC Administrator of the Year (1998-99), NAIA District 20 Athletic Administrator of the Year twice (1987-88, 198889), and the Jaycee Educator of the Year for Will County (1971). He was part of Community Leaders of America in 1972 and later chosen as the Citizen of the
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Year for the Irish American Society of Will County in March of 1995. The Shorewood, Ill., native was named Who’s Who four times by various organizations, including American College and University Students (1965), Strathmore (1999), Empire (2005), and Madison where he was chosen as Member of the Year (2008). Twice he was honored with an alumni award from his high school, Joliet Catholic, as Alumnus of the Year in 1981 and with the Alumni Athletic Achievement Award in 1990. All that factors into his recent recognition. The Bertram Alumni Award of Distinction is an honor that extends beyond one’s collegiate career. It is presented to an individual that displays academic excellence, athletic ability and achievement, character and leadership, while serving their institutions with personal distinction since their graduation, and making postgraduate public or community service contributions to athletics at any level. It is named in remembrance of Dr. Charles Bertram, who served as a professor and faculty athletic representative at Southern Indiana and is a former president of the GLVC. He contributed a great deal of time, energy and effort to the league’s success and was instrumental in Conference operations for many years. MAKING HISTORY Lockport’s John Meyer also made history, tossing the shot put a state record of 68 feet, 8 inches during the Class 3A state preliminaries. With the toss, Meyer claimed his third straight shot put state title, while also earning a thirdplace medal in the discus (1802). Meyer’s prelim toss carried over to the finals, with Barrington senior Brad Warman finishing a distant second (622.75). Meyer’s easy-going reaction to his state record stemmed from high expectations from past performances. He was ranked No. 1 in the U.S. at 70-6.25 in the shot put entering the state prelims. Meyer became the first in state history to break the 70-feet mark, when he tossed 70-4.25 at the SouthWest Suburban Conference Indoor Meet in February.
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NEWS ABOUT LOCAL BUSINESSES IN YOUR COMMUNITY WEDNESDAY, DECEMBER 26, 2018 | BUGLENEWSPAPERS.COM
DAVE SAYS
Dave Says: That’s a lot! DEAR DAVE, I’m on Baby Step 1 of your plan, and I work at a college that takes a mandatory 20 percent from our pay for retirement. I know you say retirement contributions should be put on hold until all debt except for your home is paid off, so do you have any thoughts on this kind of system? It feels like it’s hard to get traction with getting control of my money when so much is being taken out of every paycheck. – KRISTI DEAR KRISTI, SHERIFF’S SALE OF REAL ESTATE of 142 Akin Avenue, Joliet , IL 60433 (Single Family ). On the 27th day of December, 2018 to be held at 12:00 noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, under Case Title: NEW PENN FINANCIAL, LLC D/B/A SHELLPOINT MORTGAGE SERVICING Plaintiff V. JENNIFER WILLIAMS AS INDEPENDENT ADMINISTRATOR OF THE ESTATE OF MICHAEL L. SCHEIDT; JENNIFER WILLIAMS, INDIVIDUALLY; SRP 2012-4, LLC; UNKNOWN OWNERS, GENERALLY, AND NON-RECORD CLAIMANTS Defendant. Case No. 18 CH 1110 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois. Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County. In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State. For Information Please Contact: KLUEVER AND PLATT, LLC. 150 N. Michigan Ave. Suite 2600 Chicago, Illinois 60601 P: 312-201-6765 F: 312-236-0514 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Published 12/6, 12/13, 12/20
That is a lot to take out. I’ve heard of a few places that have a mandatory 12 percent contribution, but 20 percent? That’s very unusual. And it’s unusually high. I’m not sure what to tell you. I mean, you took the job. It’s what you signed up for. But if it becomes enough of an issue with your finances, you may have to decide at some point if you still want to work there. My recommendation is to begin setting aside 15 percent of your income
for retirement after you’ve paid off all debt except your home, and you have an emergency fund of three to six months of expenses in the bank. At least you’re not losing the money, so it’s not the end of the world. It’s your money that’s going in there for your use some day. I don’t know the exact structure of the retirement account, but it is going toward retirement savings of some kind—and that’s important!
– DAVE DEAR DAVE, I’m thinking about signing up for a return of premium life insurance policy. It costs more per month than other policies, but it allows you to get all your money back after 30 years assuming you live that long. Is this too good to be true? – TOMMY DEAR TOMMY, It’s not too good to be true, but it is a rip-off. Never buy a return of TA K E 5 M I N U T E S FOR YOURSELF!
premium life insurance policy. You said it costs more than other policies, right? Well, if you were to take that extra money you’d be paying and put it into a good mutual fund, you’d get all the cost of your policy back after 30 years 100 percent of the time. Return of premium policies are just a gimmick. When it comes to life insurance, always go with a good, 15- to 20year level term policy. And always stay away from that return of premium garbage!
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WEDNESDAY, DECEMBER 26, 2018 | BUGLENEWSPAPERS.COM
PHONE: 815.436.2431 >> Mon. - Fri. 9 a.m. to 5 p.m. FAX: 815.439.2548 EMAIL: classifieds@enterprisepublications.com IN PERSON: Enterprise Publications >> 23856 Andrew Rd. >> Plainfield, IL
LEGAL LISTINGS PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS ) ) SS. COUNTY OF WILL ) IN THE CIRCUIT COURT TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS
OF
THE
NEW PENN FINANCIAL, LLC D/B/A SHELLPOINT MORTGAGE SERVICING Plaintiff, vs. JENNIFER WILLIAMS AS INDEPENDENT ADMINISTRATOR OF THE ESTATE OF MICHAEL L. SCHEIDT; JENNIFER WILLIAMS, INDIVIDUALLY; SRP 2012-4, LLC; UNKNOWN OWNERS, GENERALLY, AND NON-RECORD CLAIMANTS Defendant. No. 18 CH 1110 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 20th day of September, 2018, MIKE KELLEY, Sheriff of Will County, Illinois, will on Thursday, the 27th day of December, 2018 , commencing at 12:00 o’clock noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 17 IN BLOCK 8 IN AKIN’S SUBDIVISION OF THAT PART OF THE NORTHEAST 1/4 OF THE NORTHEAST 1/4 OF SECTION 15, TOWNSHIP 35 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, LYING SOUTH OF THE HIGHWAY BEING THE EXTENSION
OF WASHINGTON STREET, IN THE CITY OF JOLIET, ACCORDING TO THE PLAT THEREOF RECORDED JULY 19, 1872 IN PLAT BOOK 1, (PART 1), PAGE 77, AS DOCUMENT NO. 852666, IN WILL COUNTY, ILLINOIS. Commonly known as: 142 Akin Avenue, Joliet , IL 60433 Description of Improvements: Single Family P.I.N.: 30-07-15-217-023-0000 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County. In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State. FOR INFORMATION PLEASE CONTACT:
S TAY I N F O R M E D W I T H L E G A L L I S T I N G S WEDNESDAY, DECEMBER 26, 2018 | BUGLENEWSPAPERS.COM
KLUEVER AND PLATT, LLC. 150 N. Michigan Ave. Suite 2600 Chicago, Illinois 60601 P: 312-201-6765 F: 312-236-0514 MIKE KELLEY Plaintiff’s Attorney Sheriff of Will County
Published 12/6, 12/13, 12/20
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