Niles 6-22-17 by Bugle, Sentinel & Enterprise Newspapers

J U N E 2 2 , 2 0 1 7 V O L . 6 1 I S S U E 38

Elderly May See Drastic Cuts in Medicaid, Medicare Services

SEE PAGE 4

SPORTS SPOTLIGHT

DRASTIC CUTS

VILLAGE NEWS Minimum Wage Village passes minimum wage, sick leave opt-out after delay

SEE PAGE 3

SPORTS

Brooks was here Koepka leaves his mark on Erin Hills SEE PAGE 5

BUSINESS Dave Says

Carry any leftover money into next month SEE PAGE 8

VILLAGE NEWS >> NILES

Niles July 4 parade volunteers needed The Village of Niles is sponsoring the 4th of July Parade on Tuesday, July 4 at 8:45 a.m. Volunteers are needed to carry sponsorship banners throughout the parade. A banner carrier has to be able to stand for long periods of time and walk the 1.5-mile parade route. We always hope for good weather, but it might be raining or it might be very hot. Checkin time is no later than 8:15 a.m. Tuesday, July 4.

Adults are welcome to volunteer, and so are young people. This is an excellent opportunity to earn service hours for school, church, or scouting projects. Visit vniles.com/volunteer to sign up, or contact Cathy Spadoni at 847-588-8005 or cms@vniles. com. For more information on the parade, contact the Village of Niles at 847-588-8005. For information on the post-parade festivities, contact the Niles Park District at 847-967-6633.

NILES 4TH OF JULY PARADE

•

The Village of Niles is sponsoring the 4th of July Parade on Tuesday, July 4 at 8:45 a.m. The parade route, beginning at Notre Dame College Prep and ending at Grennan Heights Park, is as follows:

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• • • • •

South on Ozark to Main – East on Main to Harlem – South on Harlem to Monroe – West on Monroe to Oketo The following parking restrictions will be in effect until 2:00 p.m. on July 4: There is NO PARKING along the parade route. There is NO PARKING on Crain from Ozark to Ozanam.

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There is NO PARKING on Ozanam from Greenleaf to Dempster. There is NO PARKING on Keeney and Kedzie from Odell to Olcott. There is NO PARKING on Odell, Oketo, Osceola and Olcott from Keeney to Kedzie.

• The Niles Park District is sponsoring activities at Grennan Heights Park at 8255 Oketo immediately following the parade until 2:00 p.m. A full schedule of entertainment includes The Mix, children’s games, face-painting, a community information tent, and pony rides. For more information on the parade, contact the Village of Niles at 847-588-8005. For information on the post-parade festivities, contact the Niles Park District at (847) 967-6633.

NEWS

THURSDAY, JUNE 22, 2017 | BUGLENEWSPAPERS.COM

VILLAGE NEWS >> NILES BOARD

Board fills all referenda slots for next 2 elections Trustees voted to place 3 advisory referenda on March 20, 2018 ballot BY IGOR STUDENKOV Bugle Staff @BugleNewspapers nweditor@buglenewspapers.com

Even if they wanted to, Niles residents will not be able to put any referenda questions on the next two election ballots. Under the state law, in every municipality, either residents or municipal governments can submit referenda, but there are only three slots available overall. While residents need to collect valid voter signatures, that changes depending on most recent election vote

totals, municipalities only need to pass a resolution to make it happen. During the June 13 special meeting, the Village of Niles Board of Trustees voted unanimously to place three advisory referenda on the March 20, 2018 ballot and three more advisory referenda on the Nov. 6, 2018 ballot. Former village trustees and community activist Joe Makula complained that this limited Niles voters’ free speech, since it left no free slots for resident referenda available until 2019. But Mayor Andrew Przybylo argued

PHOTO BY IGOR STUDENKOV | FOR THE BUGLE

A sign urging voters to vote against a referendum launched by Mayor Andrew Przybylo to reverse the results of Joe Makula’s November 2014 referendum during the March 15, 2016 referendum. ; An election sign by a group backing Niles Mayor Andrew Przybylo that urged residents not to vote in favor of Joe Makula’s trustee vacancy referendum during Nov. 4, 2014 election. that it was the best way to let residents know about the issues and gauge their feedback. The last few elections have seen a number of voter-launched referenda launched by Makula. While some didn’t make it onto the ballot due to legal challenges, others did. Most notably, in April 2013, voters approved Makula’s referendum creating term limits for village trustees and mayors, and in November 2014, voters approved his referendum taking away mayor’s power to fill trustee vacancies. In Oct. 25, 2016, he filed a petition that would reserve two of the three referenda slots for resident petitions, but the Niles Municipal Officers Electoral Board threw it out because petition circulators didn’t properly signed to petitions, rendering them invalid. The village-elected officials opposed Makula’s referenda on multiple occasions. When he placed a term limit petition, the village board placed its own, less stringent version on the ballot, and both wound up passing. After the trustee vacancy referendum passed, the village board put a referendum to reverse it on the following election ballot – only to see voters reject it. Most recently, trustees Denise McReery and Dean Strzelecki expressed opposition to the 2017 referendum that would require all Niles “taxing districts” to be approved by public referendum – though both emphasized that they were opposing it as private citizens rather than trustees. That referedum was subsequently thrown off the ballot for the same reason as the referenda slots referendum. During the June 13 meeting, the village board put three advisory referenda on March 20 ballot. The first referendum will ask whether Niles should “encourage economic

development through valid State of Illinois and Cook County economic development initiatives to promote low property taxes.” The second referendum – which, unlike the other five, was submitted by Strzelecki – would ask residents if the village should modernize its Emergency Operations Center. The third referendum would ask whether the village should “incentivize senior affordable multi-resident housing developments.” As previously reported by the Bugle, Niles Family Services director Tony Hollenback recently raised alarm about shortage of affordable housing options in Niles – but he was speaking about affordable housing in general, rather than one for seniors specifically. For the Nov. 6, 2018 ballot, the first referendum would ask whether the village should build a “multipurpose community center” somewhere on the existing village property. The second referendum would ask whether the “Village of Niles Community Development Department [should] continue to work with local school districts to enhance their ratings.” The final question would ask whether the village should modernize the Niles Historical Society building. As Przybylo argued during the meeting, while the building’s exterior looks fine, the interiors could use some work. Former trustee Chris Hanusiak raised concerns about affordable senior housing, asking whether it would be for Niles seniors or if “they would be bringing people in for the south South Side and West Side of Chicago.” He also criticized the way the village board approached this round of advisory referenda in general. “You are elected to make deci-

sions, not put advisory questions,” Hanusiak said. “You have fiduciary obligations for the Village of Niles – please follow them and do your jobs.” Former trustee Rosemary Palicki agreed with Hanusiak that those questions didn’t need advisory referenda. She argued that, whatever the intent was, putting up the referenda seemed anti-democratic. “It really, to me, and other people I spoke to see, seems like blocking citizens’ opportunities to put referendum on the ballot,” Palicki said. Makaula made the same point. “In my opinion, it’s against the First Amendment, because it [hurts] our right to speak,” he said. Attorney David Carrabotta, who ran for village trustee in 2015, proposed a compromise – keeping some advisory referenda but removing two from each ballot to free up one slot each. As each item came up for vote, Przybylo spoke in their defense, arguing that they were important issues that needed resident attention and support. He also pushed back against the idea that, by putting up the referenda, the board wasn’t doing its job. “This board works hard,” he said. “I’ve been a trustee for 23 years and I never owrked as hard as I had in the past four years as mayor.” McCreery said she was cognizant of the concerns about taking up all of the slots. “I do, how every, believe in the the validity of those referendums,” she continued. “I think it’s important that we get this in – and it helps us do our jobs.” Trustees George Alpogianis and Joe LoVerde were absent, but the remaining four trustees said they supported putting the refenda on the ballot, voting 4-0 to approve.

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NEWS

THURSDAY, JUNE 22, 2017 | BUGLENEWSPAPERS.COM

VILLAGE NEWS >> MORTON GROVE

Village passes minimum wage, sick leave opt-out after delay

NEWS BRIEFS

Both chambers Illinois General Assembly passed its own minimum wage increase BY IGOR STUDENKOV Bugle Staff @BugleNewspapers nweditor@buglenewspapers.com

Four weeks after Village of Morton Grove Board of Trustees tabled the final vote on whether to opt out of Cook County minimum wage increases and sick leave mandate, the issue appeared before them again. Since that meeting, both chambers Illinois General Assembly passed its own minimum wage increase, sending the bill to governor Bruce Rauner’s desk. Elected officials, residents and community activists – many of whom spoke during the May 22 meeting – urged the village board to vote against the up-out, or, at the very least, table it again until the governor either approves the state hike or vetoes it. But the trustees decided to proceed with opting out anyway, with most of them arguing that, until the state does pass a minimum wage increase, municipalities that stick with the increase will be put at a competitive disadvantage. In October 2016, as previously reported by the Bugle, the Cook County Board of Commissioners approved an ordinance that would gradually increase the minimum wage over the next three years from the current Illinois minimum wage of $8.25 an hour. On July 1, 2017, it will increase to $10 an hour. It will then increase to $11 an hour in July 2018, $12 an hour in July 2019 and $13 an hour in July 2020. The Illinois General Assembly bill, which was sent to the governor’s desk on May 31, would increase the minimum wage to $9.00 by Jan. 1, 2018. It would increase to $10 in 2019, $11.25 in 2020, $13 in 2021 and $15 in hour from 2022 onward. The ordinance explicitly makes an exception for employees under the age of 18. As with the current law, employees that receive a portion of their income from tips would be paid less. If the state law passes, it would automatically apply whether the municipalities opt out of the Cook

PHOTO BY IGOR STUDENKOV | FOR THE BUGLE

Fliers put together by ARISE Chicago and Open Communities, which the Bugle found on the Morton Grove Public Library bulletin board, urges residents to express support of Cook County minimum wage and sick leave ordinances. County ordinance or not. However, because home rule entities have a power to raise their minimum wage above state minimum, the higher county wages would still apply for the first few years for municipalities that haven’t opted out. But as the state minimum wage continues to increase past 2020, the nowhigher state minimum wage would supplant the county’s. The county-paid sick leave ordinance, which the county board approved on Oct. 5, 2016, requires employers to give any employees that worked at least 80 hours within a 120 day period one hour of paid sick leave for every 40 hours worked. They may not earn more than 40 hours per year. Like the minimum wage ordinance, it will take effect on July 1, 2017, the same date as a similar City of Chicago ordinance takes effect. The Morton Grove Village Board was scheduled to cast the final optout vote on May 22. But trustee Bill Grear moved to table it because, as he later told the Bugle, he wanted to give the state more time to settle the issue. During the June 12 meeting, Cook County commissioner Larry Suffredin (D-13th) urged the board

to table the ordinance once again. “I believe that we need to put pressure on the governor to make sure he signs it,” he said. “[State minimum wage increase] is what we all said we wanted. I ask you to consider deferring again, to see what action the governor takes on this.” Resident Janice Cha argued that workers who don’t earn enough to take care of their families benefit from state and federal services, which means that, in essence, corporations paying their workers less amounts to corporations taking advantage of taxpayer funds. Resident Naushira Rahman made a similar argument, saying that, in her own experience as a teacher, she encountered many low-income kids who get free or reduced lunches, and other forms of assistance. “Their parents work, their parents work a lot, but they’re unable to come to schools and meet needs of the children, and their children certainly can’t take part in extracurricular activities,” she said. “Please, let those parents earn enough money so they don’t have to get handouts from government.” Kathleen McGrath, the Regional Human Resources Business Partner at Morton Grove based John Crane Inc, said that her employer SEE WAGE PAGE 6

National Night Out Poster Contest open to all Maine Township children Completed posters, permission slips due by Friday, July 14 All children who live in Maine Township or attend a grammar school in Maine Township are invited to enter this year’s National Night Out Poster Contest. Only one poster per child may be entered. Children may used any media—original drawings, pictures, and their own words— to create an original poster on standard-size poster board 28 inches by 22 inches to convey this year’s message—Help Police Give Crime the Boot—to other children. Permission slips which are available at Maine Township Town Hall, 1700 Ballard Road, Park Ridge, must be returned with completed posters by Friday, July 14. Designed to heighten crime and drug prevention awareness; strengthen neighbor-

MORE INFO For more information, go to www. mainetownship.com or call 847-297-2510. Maine Township officials with last year’s National Night Out Poster contest winners.

hood spirit and police-community partnership; generate support and participation in anti-crime programs; and to let criminals know that neighborhoods are working together to keep crime out, National Night Out is scheduled this year for Tuesday, Aug. 1, at 6:30 p.m. at Dee Park, 9229 W. Emerson, Des Plaines. It is hosted by Maine Township and the Cook County Sheriff’s Police with Gold Maine Park District and the North Maine Fire Department. For more information, go to www.mainetownship.com or call 847-297-2510. Maine Township officials with last year’s National Night Out Poster contest winners.

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COLUMN >> THINKING ABOUT HEALTH

Elderly may see drastic cuts in Medicaid, Medicare services

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EdITOR’S NOTE: The opinions expressed in guest columns, editorial cartoons and letters to the editor belong to the author and do not necessarily reflect the views of the The Bugle or its staff.

BY TRUDY LIEBERMAN, RURAL HEALTH NEWS SERVICE Older Americans may be in for a rough ride if the changes Washington politicians are considering come to pass. Because good, explanatory journalism is in short supply and TV shouting matches don’t tell you much, I decided to use this space to discuss some of the possible changes that could soon affect millions of people in their 60s and older. First, let’s consider Medicaid, the federal-state program that finances healthcare for the poor and long term care for the middle class. Virtually all the talk about cutting Medicaid by more than $800 billion over the next 10 years has centered on the 11 million people who gained health coverage under the Medicaid provisions of the Affordable Care Act, also called Obamacare. Most of those Americans will lose their health coverage if the legislation the House passed in early May to replace Obamacare gets through the Senate. Equally affected will be seniors and their families who now count on Medicaid to fund long-term care. Medicaid pays for about half of all nursing home stays, but it also pays for

care elders receive in the community under special waiver programs. These might include home care, adult day care, and other services that help people stay in their homes. I asked Medicaid experts what would happen if the funds families now depend on disappear. All said that if federal allocations to the states are capped or reduced in some other way, states would have less to give families needing longterm care assistance. More families will be on their own to pay for some or all of the care a loved one needs. The U.S. has never had a policy to pay for such care, so Medicaid, by default, became the vehicle for funding. And as Judy Feder, a professor of public policy at Georgetown University, told me recently Medicaid dollars have never been sufficient to pay for the growing number of Americans needing long-term care. Proposed changes will only make things worse. Stacy Sanders, federal policy director for the advocacy group the Medicare Rights Center, puts it this way: “Cuts of this magnitude will end Medicaid as we know it, putting older adults’ access to home and community-based long-term care, nursing home services and other essential supports in jeopardy.” Also, people now receiving health coverage under the Affordable Care Act could find themselves paying much higher premiums if a bill to repeal and replace eventually passes. The Housepassed bill changes the rules for insurance companies so that they can charge older people a lot more than younger ones in states that decide to opt out of certain Obamacare protections.

In a state that opts out, according to the Congressional Budget Office, a 64-year-old with an income of $26,500 could pay as much as $16,000 in annual premiums while a 21-year-old with the same income might pay only $1,700. People would get tax subsidies depending on their age, but subsidies gradually phase out the higher the income, still leaving older people with a large premium. While this is only an illustration, it’s fair to say they would take a pocketbook hit. They’d be hit again if a state rejects Obamacare rules that require insurers to cover people with pre-existing conditions. If they no longer could buy coverage, they’d have to turn to state high-risk pools, an old-fashioned solution that didn’t work well. And then, what about Medicare? One of the biggest changes so far is the elimination of Medicare State Health Insurance Assistance Programs also known as SHIPs. Over 7 million people annually seek help from the SHIPs to understanding Medicare and choose Medigap policies and Medicare Advantage plans. Because this program may disappear, if you think you’ll need help with Medicare, I suggest you check in with your local program as soon as possible. Other services seniors rely are also on the chopping block. The Trump administration’s budget calls for cuts in rental and heating assistance. Rental assistance for low-income families would affect some 250,000 households that receive housing vouchers, and the Center for Budget and Policy Priorities esSEE MEDICARE PAGE 7

LETTER TO THE EDITOR DEAR EDITOR, It was very troubling to watch the Niles Trustees’ meeting last week [June 13, 2017] at which the Board voted for the placement of “advisory questions” on the ballots for the next two elections. The six items concerned actions that the Board could take up at any point in time as part of their specific responsibilities as elected officials. For all of their comments over the last four years, it is indeed bizarre that on issues which may cost the tax payers millions of dollars, they refuse to give any specifics. The “questions” contain no plan of action, no budgetary implications or locations which would effect Niles residents…only vague platitudes about how wonderful life can be under their “leadership.” Most surprising was the admission by Andrew Przybylo that his business was failing because of the economic malaise of 2008, etc. Yet it is this same Andrew who now proposes an “advisory question” for the village’s economic destiny which purports to save current Niles businesses! Physician heal thyself! People with a political sense of things will clearly real-

ize that putting three advisories on each ballot BLOCKS the ability of residents from submitting their own referendum options. Many realize that this is orchestrated specifically against Citizen Warrior Joe Makula who has been fighting for political equity and openness in government for many years. Many believe that this is yet another attempt to minimize the effectiveness of Joe Makula and to suppress the expression of public sentiment about political trickery. Are we the 51st Ward? Andrew may go around whistling and skipping along the streets of Niles spreading pixie dust in the hopes that our sleepy hamlet will be transformed into an economic dynamo which will cause thousands to stampede to Niles for homes and business opportunities. He hired a highly paid “economic development coordinator” who apparently cannot operate without some vague “advisory.” The highly paid village attorney told one public commenter that night “Call me” for an explanation. What would be said over the phone in private that can’t be said in public? DAVE LASKE, NILES

THURSDAY, JUNE 22, 2017 | BUGLENEWSPAPERS.COM

PAGE 5

US OPEN

BROOKS, AND

DONE

Koepa shoots record-tying round to win ﬁrst major at US Open BY MARK GREGORY Sports Editor @Hear_The_Beard mark@buglenewspapers.com

ERIN, Wis — Brooks Koepka was a little busy over the past week and didn’t have a chance to shop for Father’s Day – what he was able to give his dad was more than a gift from any store. The 27-year-old shot a 16-under par at Erin Hill Golf Course to win the US Open in record-tying fashion and claim the first major championship of his career that had already saw him win all over the globe. “It’s really special. I look at all these places I won. Just won in Japan, I think, in November,” said Koepka, the first Florida-born US Open champion. “And to win in the European Tour in Turkey and Phoenix. You look back at all the wins, even on the Challenge Tour, it’s pretty cool. I’d love to get a map and just look at all the places I’ve won. It’s pretty cool. But to win my first major in the United States is pretty special. It is Father’s Day, so hopefully - like I said, I didn’t get him a card, so I really hope this works.” Koepka won the first-ever Open in Wisconsin and did so on a golf course that eliminated the top three players in the world after 36 holes. “I played really solid from the moment we got here on Monday and all the way through until today. The ball-striking was pretty solid,” he said. “It had to be today, especially with the wind.

And I got out with the putter there for a little bit today and all week. So all around my game is pretty solid and I couldn’t be happier.” Koepka’s 72-hole total of 272 is tied with four players for the third-lowest 72-hole score in U.S. Open history. He ties Jack Nicklaus (Baltusrol G.C. (Lower Course), 1993), Lee Janzen (Baltusrol G.C. (Lower Course), 1980), Tiger Woods (Pebble Beach G.L., 2000) and Jim Furyk (Olympia Fields C.C. (North Course), 2003). Koepka’s 16-under ties for the lowest 72-hole total in relation to par in the history of the championship (Rory McIlroy, 16-under 268, Congressional C.C. (Blue Course), 2011) and Tiger Woods (12-under 272, Pebble Beach G.L., 2000).

RECORD ROUND Koepka’s win was not the only record-setting performance of the weekend. With an eight-foot eagle putt on the par-5 18th hole, Kentucky-born Justin Thomas – in only his third US Open – set a new record of score in relation to par in any round of the tournament on Saturday. Thomas bombed a 3-wood to within eight feet on his second shot to set up the record putt. The nine-under par round of 63 came 44 years to the day from the previous record – held by Johnny Miller, who shot an eight-under 63 at Oakmont.

Brooks Koepka holds the trophy after winning the 2017 U.S. Open at Erin Hills in Erin, Wis. on June 18.

CALENDAR

JUNE 23 Park Ridge Fine Arts Society Concert Series. 8 p.m. Park Ridge

City Hall, 505 Butler Place, Park Ridge. Featuring Barbara Schubert and the Park Ridge Fine Arts Symphony Orchestra. Masterful Melodies: Wagner’s Meistersinger Prelude, Brahms’ melodious Symphony No. 2 in D, and other Romantic gems.

JUNE 24 Morton Grove Farmers’ Market.

8 a.m.-noon, at 6210 Dempster St., Morton Grove. The Morton Grove Farmers’ Market strives to be a local, producer only Market. All items must be home-grown, handmade, and/or vendor-created from locally-owned operations.

Inaugural North Branch Trail Ride. 11 a.m.-4 p.m. Join North

Branch Trail Alliance of Greater Chicago for its inaugural ride. The ride goes from Forest Glen to Niles and will make stops at businesses along the way. Starts in Forest Glen @ the North Branch Trail and goes to Howard Street Inn in Niles from 11 a.m. - 2 p.m. Everyone will return to Edgebrook for Destination Devon Community Celebration from 2-4 p.m.

JUNE 25 Summer Family Concerts. 2:30-

3:15 p.m. at Prospect Park, 733 N. Prospect Avenue, Park Ridge. Miss Jamie’s Farm takes kids on a musical tour of the farm with the help of a few puppet friends.

JUNE 27 Street Concerts. 6-8:30 p.m. at

Harrer Park Pavillion 6250 Dempster Street, Morton Grove. Bring your own chair or picnic blanket. Band: Second Time Around Second Time Around, classic rock.

JUNE 30 Park Ridge Fine Arts Society Concert Series. 8 p.m. Park Ridge

City Hall, 505 Butler Place, Park Ridge. Featuring Barbara Schubert and the Park Ridge Fine Arts Symphony Orchestra. Americana: Baritone Matthan Ring Black joins the orchestra for Stephen Foster songs and other traditional American favorites.

JUNE 30-JULY 4 Morton Grove Days. at American

Legion Memorial Civic Center, 6140 Dempster Street, Morton Grove. Carnival rides, entertainment, beer garden. Visit www.mortongrovedays. org for complete details.

JULY 7 Morton Grove Farmers’ Market.

Friday Night Summer Concerts.

6:30-8:30 p.m. at Oak Park, Main and Ottawa streets, Niles. Band: Soda, cover band. Pack up the lawn chairs and blankets, bring your family and a picnic. Food is available for purchase from Howard Street Inn.

Park Ridge Fine Arts Society Concert Series. 8 p.m. Park Ridge

City Hall, 505 Butler Place, Park Ridge. Featuring Barbara Schubert and the Park Ridge Fine Arts Symphony Orchestra. Hungarian Spice: Brahms’ Hungarian Dances, Liszt’s Hungarian Rhapsody No. 2, and Leo Weiner’s Hungarian Folk Song Suite

JULY 11 Street Concerts. 6-8:30 p.m. at

UPCOMING EVENTS IN YOUR AREA THURSDAY, JUNE 22, 2017 | BUGLENEWSPAPERS.COM Harrer Park Pavillion 6250 Dempster Street, Morton Grove. Bring your own chair or picnic blanket. Band: Billy Croft and the 5-Alarm, country/country rock.

Symphony Orchestra. Bastille Day Bonanza: Soprano Jessica Aszodi sings French arias, art songs, and cabaret fare, plus orchestra selections by Berlioz, Debussy, and Franck.

JULY 14-16 Big Greek Food Fest of Niles.

JULY 20 Summer Classic Car Show.

Three days at Holy Taxiarhai and St. Haralambos Greek Orthodox Church, 7373 Caldwell Avenue, Niles. Authentic Greek food, pastries, kids corner (crafts, face painting and more), live music, imported Greek wines, Greek tavern, festival dancers, cooking classes. $2 admission fee.

JULY 14 Morton Grove Farmers’ Market.

Celebration in the Park. 3:30-5

p.m. at Mansfield Park Fieldhouse, Morton Grove. Get the family together and celebrate summer with us out at the park with ice cream and family fun. A special entertainer will perform beginning at 4 p.m.

Friday Night Summer Concerts. 6:30-8:30 p.m. at Oak Park, Main and Ottawa streets, Niles. Band: Stings Rays, rock-and-roll, rockabilly. Pack up the lawn chairs and blankets, bring your family and a picnic. Food is available for purchase from Howard Street Inn.

Park Ridge Fine Arts Society Concert Series. 8 p.m. Park Ridge City Hall, 505 Butler Place, Park Ridge. Featuring Barbara Schubert and the Park Ridge Fine Arts

5:30-8:30 p.m. at Harrer Park Pavillion 6250 Dempster Street, Morton Grove. Car collectors gather together to show off their cars. Bop to the music of the Sting Rays while cruising the show. Be sure to cast your vote for your favorite make and model.

Niles Cycling Classic. 9 a.m. at Oak Park, the corner of Ottawa and Main streets, Niles Professional cycling comes to Niles. Formerly Bike Fest, it’s a new high-energy, family-friendly all-day event. Visit www.vniles.com/ cyclingclassic for details Movies in the Park. 7:30 p.m. at Prospect Park, 733 N. Prospect Avenue, Park Ridge. Arrive early for concessions, face painting, and fun activities before the movie. Face painting, concessions, and family activities. Movies start at dusk. Movie: Moana

JULY 21 Morton Grove Farmers’ Market.

Friday Night Summer Concerts.

6:30-8:30 p.m. at Oak Park, Main and Ottawa streets, Niles. Band: Blooze Brothers, soul, Blues Brothers, Motown. Pack up the lawn chairs and blankets, bring your family and a picnic. Food is available for purchase from Howard Street Inn.

Park Ridge Fine Arts Society Concert Series. 8 p.m. Park Ridge

City Hall, 505 Butler Place, Park Ridge. Featuring Barbara Schubert and the Park Ridge Fine Arts Symphony Orchestra. Stage and Screen: Theme songs from great film scores of recent decades, plus medleys from recent and revival Broadway shows – including Hamilton.

WAGE FROM PAGE 3 has no problem with minimum wage increases, since it pays above current minimum wage already, but it did oppose the sick leave mandate. As she explained, it feels that calculating what employees are owned would take up too much time and resources. “It’s complicated and its burden to our employer to let us go through this headache,” McGrath said. As the trustees prepared to vote, trustee John Thill, the only trustee to vote against tabling the motion back in May 22, said he had an issue with minimum wage in general. He said that he wanted employees to be able to bay based on how good they were at their job. Trustee Janine Witko said that she supported a minimum wage increase – just not on the local level. “Yes, I’m one of 75 percent that thinks minimum wage should be raised, but it should be done at state level,” she said. “That [would] make it equable. “ Trustee Rita Minx said she struggled with it, but ultimately, she also believed that the minimum wage should be raised on state or federal level. “I believe in whole heart in raising minimum wage, because its moral and wright thing to do,” she said. “If we vote to raise minimum wage, we are enabling federal government and state government to abdicate their responsibility to residents.” Mayor Dan DiMaria said that he wasn’t convinced the Cook County version of minimum wage increase wasn’t a right way to address the issue. “This is a poor legislation

BUSINESS + REAL ESTATE

NEWS ABOUT LOCAL BUSINESSES IN YOUR COMMUNITY THURSDAY, JUNE 22, 2017 | BUGLENEWSPAPERS.COM

COLUMN >> DAVE SAYS

Carry any leftover money into the next month It’s okay to carry a few categories over from month to month DEAR DAVE, When you use the envelope system, what should you do with any leftover money? MANDY DEAR MANDY, My suggestion would be to carry it over to the next month. Lots of folks don’t use all the money in their clothing envelope during a month. There’s nothing wrong with letting a little extra build up in one of your categories if you don’t spend it all in a given month or two. You should be hitting the budget pretty close each month on categories like food. Getting out of debt and managing your money wisely doesn’t mean going hungry. If you do end up with a little left over in the food envelope, treat yourself to a nice dinner out, or buy something that’s food-oriented.

HEALTH FROM PAGE 4 timates that about 60,000 of those households include seniors. The Low Income Home Energy Assistance Program (LIHEAP) may also disappear. About 40 percent of eligible households include at least one person aged 60 and older. Cuts to the food stamp program; and the elimination of federal funds to states through what’s called a block grant will also mean some meals on wheels programs will have a harder time serving seniors. Directors of meals programs told me waiting lists in some communities will be much longer.

But it’s okay to carry a few categories over from month to month. Just make sure you don’t get crazy and blow that money on something outside the intended category, or on stuff you really don’t need. —DAVE DEAR DAVE, I have some company stock my grandparents bought for me years ago. Would be a good idea to cash out the stock and roll it into an IRA? DYLAN DEAR DYLAN, Technically, you wouldn’t be rolling it into an IRA. You would cash it out and use the money to establish a Roth IRA. And yes, I would do that.

At stake is what kind of life Americans want for their oldest citizens? Pamela Tainter-Causey, the communications director for the National Committee to Preserve Social Security and Medicare, offered one answer: “We are saying that seniors are becoming the forgotten class.” WOULD SENIORS YOU KNOW BE AFFECTED BY THE CHANGES BEING CONSIDERED? WRITE TO TRUDY AT TRUDY. LIEBERMAN@GMAIL.COM.

It was very kind of your grandparents to buy you a gift like this, but I think you can do better. You didn’t mention an amount, but let’s say you’ve got $10,000 in that company’s stock. Now, would you buy the stock if you had $10,000 sitting on the table? Most people, myself included, would say no because there’s too much risk. I wouldn’t advise having the majority of your wealth — the highest percentage of your net worth — tied up in one single company. That’s bad news. So yes, I would sell that stock and use the money to fund a Roth IRA or multiple Roth IRAs. I invest my Roth IRA money in mutual funds that have a solid track record of outperforming the S&P 500 for 10 years or longer. —DAVE * Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 13 million listeners each week on 585 radio stations and multiple digital platforms. Follow Dave on the web at daveramsey. com and on Twitter at @DaveRamsey.

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BUSINESS & PRIVATE PARTY CLASSIFIED ADS: $16 PER WEEK, 20 WORDS OR LESS. WEDDINGS, BIRTHS & ENGAGEMENTS: BLACK & WHITE - $25, COLOR - $35. OBITUARIES: $35.

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LEGAL LISTINGS IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY DIVISION MTGLQ INVESTORS, LP Plaintiff, -v.BENJAMIN WILSON A/K/A BENJAMIN S WILSON, KRISTIN C WILSON A/K/A KRISTIN WILSON, AMERICAN CHARTERED BANK, FALKOR GROUP, LLC, HARRIS N.A.Defendants 11 CH 00971 1104 SOUTH KNIGHT AVENUE PARK RIDGE, IL 60068 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 9, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 14, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 1104 SOUTH KNIGHT AVENUE, PARK RIDGE, IL 60068 Property Index No. 09-35-321-015-0000. The real estate is improved with a two story single family home, two car detached garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5pm. McCalla Raymer Leibert Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL 60602. Tel No. (312) 416-5500. Please refer to file number 8002. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chi-

cago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales . I722943 Published 6/8, 6/15, 6/22

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY DIVISION JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Plaintiff, vs. GARY S. KRON; ANJANETTE KRON; JPMORGAN CHASE BANK, N.A.; UNKNOWN OWNERS AND N O N - R E C O R D C LAI MAN T S Defendants, 15 CH 17167 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, July 13, 2017 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 04-33-300-114-0000. Commonly known as 3606 Linneman, Glenview, IL 60025. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601. (614) 220-5611. 15-033259 F2 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I722805 Published 6/8, 6/15, 6/22

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY D I V I S I O N CITIZENS BANK NA F/K/A RBS CITIZENS NA SUCCESSOR BY MERGER TO CHARTER ONE BANK, N.A. Plaintiff, -v.WILSON JOSEPH, SOPHY JOSEPH, CITIZENS BANK, N.A. F/K/A RBS CITIZENS, N.A. SUCCESSOR BY MERGER TO CHARTER ONE BANK, N.A., STATE OF ILLINOIS - DEPARTMENT OF REVENUE, FIRST-CITIZENS BANK & TRUST COMPANY Defendants 17 CH 000261 9309 MAJOR AVENUE MORTON GROVE, IL 60053 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 25, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 26, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 9309 MAJOR AVENUE, MORTON GROVE, IL 60053 Property Index No. 10-17-213-037-0000. The real estate is improved with a residence. Sale terms: 25% down of the highest bid

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by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-16613. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I721705 Published 6/15, 6/22, 6/29

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY D I V I S I O N CITIBANK, N.A. AS TRUSTEE FOR AMERICAN HOME MORTGAGE ASSETS TRUST 2006-3, MORTGAGE-BACKED PASS-THROUGH CERTIFICATES SERIES 2006-3 Plaintiff, -v.ELENA BUSUIOC, THEODORE WOJTAS JR., AMERICAN HOME MORTGAGE, TUSCANY COURT HOMEOWNERS ASSOCIATION, CHICAGO TITLE LAND TRUST COMPANY, AS TRUSTEE UNDER TRUST AGREEMENT DATED JANUARY 12, 2006 AND KNOWN AND TRUST NUMBER 8002345811

Defendants 09 CH 049196 2128 TUSCANY COURT GLENVIEW, IL 60025 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 24, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 26, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2128 TUSCANY COURT, GLENVIEW, IL 60025 Property Index No. 04-26-200-129. The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-15-18439. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I722022 Published 6/15, 6/22, 6/29

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION BMO HARRIS BANK N.A. Plaintiff, -v.MICHAEL C. HANDLON, HEATHERFIELD CONDOMINIUM HOMEOWNERS ASSOCIATION, BARBARA J. HANDLON, UNITED STATES OF AMERICA, UNKNOWN HEIRS AND LEGATEES OF MARTHA J. HANDLON, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, THOMAS P. QUINN, AS SPECIAL REPRESENTATIVE FOR MARTHA J. HANDLON (DECEASED), HEATHERFIELD MASTER COMMUNITY ASSOCIATION Defendants 16 CH 013854 2660 SUMMIT DRIVE UNIT #303 GLENVIEW, IL 6 0 0 2 5 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 26, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 28, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2660 SUMMIT DRIVE UNIT #303, GLENVIEW, IL 60025 Property Index No. 04-23-203-004-1052. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE L A W . You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into

LEGAL LISTINGS

our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-12511. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I722027 Published 6/15, 6/22, 6/29

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY D I V I S I O N WILMINGTON TRUST, NATIONAL ASSOCIATION AS SUCCESSOR TRUSTEE CITIBANK N.A., AS T R U S T E E FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II TRUST 2007-AR3, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 20007-AR3, Plaintiff, vs. VIOREL PODAR; RODICA PODAR; CAPITAL ONE BANK (USA), NATIONAL ASSOCIATION; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; UNKNOWN HEIRS AND LEGATEES OF VIOREL P O D A R , IF ANY; UNKNOWN HEIRS AND LEGATEES OF R O D I C A PODAR, IF ANY; UNKNOWN OWNERS AND NON RECORD C L A I M A N T S ; Defendants, 12 CH 7688 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, July 18, 2017 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 09-22-203-039-0000; 09-22-203045-0000. Commonly known as 1849 Weeg Way, Park Ridge, IL 60068. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection For information call the Sales Clerk at Plaintiff’s Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455 W11-3521. INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I723128 Published 6/15, 6/22, 6/29

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY D I V I S I O N BRANCH BANKING AND TRUST COMPANY Plaintiff, -v.SUSHILA R. PATEL A/K/A SUSHILA PATEL, RASHMI C. PATEL A/K/A RASHMI PATEL, STATE BANK OF TEXAS, AS ASSIGNEE OF FEDERAL DEPOSIT INSURANCE CORPORATION AS RECEIVER FOR THE NATIONAL REPUBLIC BANK OF CHICAGO, FIFTH THIRD BANK (CHICAGO) Defendants 10 CH 39654 6401 HOFFMAN TERRACE Morton Grove, IL 60053 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 3, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 4, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 6401 HOFFMAN TERRACE, Morton Grove, IL 60053 Property Index No. 10-18-216-017-0000. The real estate is improved with a single family residence. The judgment amount was $583,355.08. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL 60015, (847) 291-1717 For information call between the hours of 1pm - 3pm. Please refer to file number 1 0 - 0 33045.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I721918 Published 6/22, 6/29, 7/6

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY DIVISION WILMINGTON SAVINGS FUND SOCIETY, FSB, D/B/A CHRISTIANA TRUST, NOT INDIVIDUALLY BUT AS TRUSTEE FOR CARLSBAD FUNDING MORTGAGE TRUST Plaintiff, -v.JOSEPH STREFF A/K/A JOSEPH A. STREFF, LISA MASKALA STREFF, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 13 CH 016002 2750 MAYFIELD DRIVE PARK RIDGE, IL 60068 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 2, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 4, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2750 MAYFIELD DRIVE, PARK RIDGE, IL 60068 Property Index No. 09-22-120-035-0000. The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

S TAY I N F O R M E D W I T H L E G A L L I S T I N G S THURSDAY, JUNE 22, 2017 | BUGLENEWSPAPERS.COM

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-16-08664. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I722903 Published 6/22, 6/29, 7/6

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, N.A. Plaintiff, vs. GERALD T. KOSTELNY AKA GERALD KOSTELNY; ALINA BORYSENKO; UNKNOWN OWNERS AND NON-RECORD C LAI MAN T S Defendants, 13 CH 19862 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, July 27, 2017 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 09-24-112-064-0000. Commonly known as 8553 North Ottawa Avenue, Niles, Illinois 60714. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call The Sales Department at Plaintiff’s Attorney, Anselmo Lindberg Oliver LLC, 1771 West Diehl Road, Naperville, Illinois 60563-1890. (630) 4536960. For Bidding instructions visit www.alolawgroup.com 24 hours prior to sale. F13080088 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I723669 Published 6/22, 6/29, 7/6

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY DIVISION BANK OF NEW YORK MELLON, FHA THE BANK OF NEW YORK AS TRUSTEE ON BEHALF OF THE HOLDERS OF THE ALTERNATIVE LOAN TRUST 2006-OC11; MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC11; Plaintiff, vs. NIKOLAOS HATZOPOULOS; KATHY ARSENIS; M O R T G A G E ELECTRONIC REGISTRATION SYSTEMS, INC.; UNKNOWN HEIRS AND LEGATEES OF NIKOLAOS HATZOPOULOS, IF ANY; UNKNOWN HEIRS AND LEGATEES OF KATHY ARSENIS, IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 11 CH 26830 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on June 16, 2016 Intercounty Judicial Sales Corporation will on Tuesday, August 1, 2017 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 10-17-408-063-0000. Commonly known as 9032 Mason Avenue, Morton Grove, IL 60053. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection For information call Ms. Kimberly S. Reid at Plaintiff’s Attorney, Kluever & Platt, L.L.C., 65 East Wacker Place, Chicago, Illinois 60601. (312) 2360077. INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I724084 Published 6/22, 6/29, 7/6

SENIORS Maine Township offers youth and family services PSYCHIATRIC SERVICES We have expanded our psychiatric services to include children and adolescents in addition to adults. Medicaid recipients are welcome. Please refer to our website for more details and eligibility requirements. SUMMER CAMP Our summer camp is offered July 10-20 to children ages 8-13 who qualify based on family income. This camp provides a supportive and structured environment where children can improve their social skills while being exposed to new activities they may not otherwise be able to experience. Cost is $40. MENTORING PROGRAM We are seeing many positive outcomes from the strong relationships being formed in our Big Brothers Big Sisters site-based mentoring program, which meets two evenings each month in a safe,

structured group setting. This fun, free program will help your child enhance their social skills, confidence, and ability to be successful in school and in the future. JOURNEY TEEN THERAPY GROUP This free program is held every 2nd and 4th Wednesday from 5-6 p.m. and provides high school students with a safe place to speak openly about their lives and work through common concerns often encountered on the journey to adulthood. Participants learn practical and effective skills to reduce anxiety, depression, and negative self-talk. We address important topics such as mindfulness, emotional regulation, relaxation, increasing self-esteem, and stress management. For more information on these and other MaineStay programs or to sign up for our e-newsletter visit mainetownship.com/mainestay or call 847-297-2510. MAINESTREAMERS ARE LOOKING FOR RESIDENTS 55

NEWS ABOUT ACTIVE SENIORS IN THE COMMUNITY THURSDAY, JUNE 22, 2017 | BUGLENEWSPAPERS.COM AND OLDER! The Maine Township MaineStreamers program offers a variety of opportunities for residents 55 and older. All residents and property owners are invited to apply for membership. Membership is free and includes a subscription to the MaineStreamers monthly newsletter which showcases all of the interesting, educational, fun programs, classes and trips. Upon receiving your “free” monthly newsletter where you pick and choose what activities you would like to partake in and pay for them individually. For more information contact the MaineStreamers at 847-2972510 or visit us at www.mainetownship.com.

Farms Lipizzan Horse Farm, Odyssey Cruise on Lake Michigan with time spent at Navy Pier and more… these are some of the many trips available to our MaineStreamers. CUB Utility Bill Clinic can help your community save! Maine Township is proud to offer a Utility Bill clinic at Maine Town Hall on Wednesday, August 16 from 10 a.m. to 12 noon. Maine

Township residents can bring their electric, and phone bills for a free one-on-one consultation by CUB’s experts, who will give tips on how to cut them. At Clinics across Illinois, CUB has shown consumers how to trim their bills by an average of more than $200 a year. Any resident interested in attending must register by calling the MaineStreamer Department at 847-297-2510.

SUMMER DAY TRIPS BE OFFERED The MaineStreamers offer 4 day trips each month to their members. Here are some exciting travel opportunities coming up this Summer – Lake Geneva Mail Boat Tour, the Milwaukee Zoo, a Cultural Experience Guided Tour, the Tempel

B O N DI Joseph A. Penckofer, 88, of Morton Grove, beloved husband of the late Leona, loving father of Kathleen (John) Pak, Donna (Larry) Scarpaci, Sandra (Tim) O’Reilly and John (Lisa) Penckofer; cherished grandfather of Andrea (Joe) Mockus, Jackie (Brian) Pekala, Corie (Tony) Tutaj, Danielle (Alex) Aguirre, Tony Scarpaci,

Andrew and Breanne O’Reilly; adored great grandfather of 5; dear brother of Stephanie (the late Norbert) Bolda and the late Michael (the late Val) Penckofer; uncle of many. Visitation was June 8 at the Skaja Terrace Funeral Home, 7812 N. Milwaukee Ave. Niles. Funeral Mass was June at St Isaac Jogues Church. Interment Maryhill Cemetery. In lieu of flowers donations to St Jude Children’s Research Hospital appreciated. For info. 847-9667302 or sign a guest book at www.skajafuneralhomes.com

PAGE 1 2 | T HUR SDAY , J UNE 2 2, 2017 | B UGL EN EWSPAPERS.CO M TA K E 5 M I N U T E S FOR YOURSELF!

ARIES

MARCH 21 TO APRIL 20

Irritating situations can cause you to lose your temper in the week ahead. Remember that an oyster creates pearls from irritations. You, too, can create something of value if you simply clam up.

GEMINI

M AY 2 2 T O J U N E 2 1

Cover up the controversial. A wise man puts a chair over the hole in the carpet before guests arrive. Don’t bring your faults or obvious shortcomings to anyone’s attention in the week ahead.

LEO

J U LY 2 3 T O A U G U S T 2 1

Opposites might attract but find it difficult to coordinate. You may find that your trust is misplaced because someone proves to be somewhat impulsive. Focus on being careful and shrewd with money.

ACROSS 1 LIKE A STORE READY FOR BUSINESS 5 GADGET FOR KP DUTY 11 PART OF WWW 14 CHAMPAGNE TONY OF GOLF 15 REPLACING, WITH “OF” 16 “__ WE DONE HERE?” 17 OLD PHARMACY WEIGHT 18 PHONOGRAPH INVENTOR 19 QUAINT “TSK, TSK!” 20 *MAKE EASIER TO HEAR, AS BAD NEWS 22 NOT AS RISKY 24 MISREPRESENTS, AS DATA 25 VEIL OF GLOOM 26 __ VOCE: SOFTLY 29 KID GLOVES? 32 UNADULTERATED 33 PROMOTIONAL BRIBE 36 NOVELIST FLEMING 37 LETTER AFTER ZETA 38 *RHINOPLASTY 39 GENETIC LETTERS 40 TERRIER’S WELCOME 41 WRITING FLUID CONTAINER 42 LAUGH GOOD AND LOUD 43 REMOVES IMPURITIES FROM 45 MINISTER’S HOME 46 FRENCH CRUISE STOPS 47 MANUSCRIPT INSERTION MARK 50 EMMY-WINNING DAYTIME HOST LAKE 52 CLASSIC “SATURDAY NIGHT LIVE” FAMILY, WITH “THE” ... AND, LITERALLY, WHAT THE STARTS OF THE ANSWERS TO STARRED CLUES CAN BE 56 MODIFYING WD. 57 MARTIAL ARTS FILM STAR CHUCK 59 FINGERPRINT, TO A

DETECTIVE 60“KAMPGROUNDS” CHAIN 61 MOST ADORABLE 62 NOT JUST READY AND WILLING 63 BIG SHADE TREE 64 RADIATOR SOUNDS 65 __ SPRINGS, CALIFORNIA

DOWN 1 THE “O” IN REO CARS 2 LAND OF LIMA AND LLAMAS 3 KINDLE READ, BRIEFLY 4 WORD THAT ENDS MANY YOGA CLASSES 5 JIGSAW PUZZLE UNIT 6 PROVIDE WITH FUNDS 7 SEWING MACHINE INVENTOR HOWE 8 “SCHINDLER’S __” 9 FAIR-HIRING ABBR. 10 GETS CREDIT FROM THE BARTENDER 11 *APPLIANCE THAT MAKES EGGOS UNNECESSARY 12 ONE OF THE GREAT LAKES 13 SUDS IN A MUG 21 “KING KONG” STUDIO

23 PC KEY 25 SHOW’S FIRST EPISODE 26 ASPARAGUS UNIT 27 VERY ODD 28 *FREEWAY CONGESTION 29 MAGIC CHARM 30 FAMILY BABYSITTERS 31 HUNTER’S TRAP 33 SOUTHERN LOAVES 34 POSES A POSER 35 SLANGY AFFIRMATIVE 38 LIKE THE WIDTH OF MANY FOOT-LONG ENVELOPES 42 INTEREST LIMITATION 44 SORT 45 “DOESN’T THRILL ME” 47 APPLE CENTERS 48 SAMBUCA FLAVORING 49 ENJOYS A HAMMOCK 50 LEAF-CLEARING TOOL 51 SUPERSTAR 52 OLD PC MONITORS 53 JESSICA OF THE “FANTASTIC FOUR” FILMS 54 YAWN-INDUCING 55 OUTWARDLY APPEAR 58 YVES’ YES

LIBRA

SEPTEMBER 24 TO OCTOBER 23

You may appear warm and witty, but someone may question if you are wise. As this week unfolds use your charm and thoughtfulness in the workplace. Avoid jumping to conclusions.

SAGITTARIUS

NOVEMBER 23 TO DECEMBER 22

An arrow is shot by pulling it backwards. If you feel you are going backwards in the week ahead remember that the next step is to move forwards. Take aim at the best target possible.

AQUARIUS

JANUARY 21 TO FEBRUARY 19

Pretty things may attract your eye, but might not fit your hand. In the early part of the week you may be drawn to people and things that don’t quite meet your needs. Sidestep a broken heart.

SUDOKU

TAURUS

A P R I L 2 1 T O M AY 2 1

Your good taste is at a peak during the first few days of the week. Buy apparel and decorative household items as soon as possible. It is not a good idea to sign contracts or make business deals.

CANCER

J U N E 2 2 T O J U LY 2 2

You may be challenged to exercise patience in the week to come. You may be ready to spring to action at the slightest provocation. Keep a cool head and avoid taking unnecessary risks.

VIRGO

AUGUST 22 TO SEPTEMBER 23

Share the wealth. Be hospitable and lay out a big spread for visitors as well as family members. Your willingness to be generous and tolerant might win new friends in the week to come.

SCORPIO

OCTOBER 24 TO NOVEMBER 22

Pushing and shoving won’t get you any loving. It may be difficult to keep your finances as well as your love life on an even keel. In the week ahead avoid being too aggressive or competitive.

CAPRICORN

DECEMBER 23 TO JANUARY 20

Sometimes you must lose the battle to win the war. Your fighting instincts may be aroused as this week unfolds. It isn’t necessary to address every challenge to your authority.

PISCES

FEBRUARY 20 TO MARCH 20

Focus on making your future as fulfilling as your fantasies. Hurt feelings may result if someone doubts you in the week ahead. The best way to earn someone’s trust is to trust them.

JUMBLE

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PREVIOUS PUZZLE’S ANSWERS

JUMBLES:

• UPEND • HOARD • ZEALOT • ZOMBIE

ANSWER:

WHEN THEY CARVED THE JUMBLE INTO THE SIDE OF THE MOUNTAIN, THEY MADE A -- HARD PUZZLE