DECEMBER 21, 2017 VOL. 62 ISSUE 12
SAFETY
Holiday Driving Home for the Holidays: Drive Sober, Buckle Up SEE PAGE 9
SPORTS
Hawks soaring Maine South off to good start SEE PAGE 5
BUSINESS Dave Says Work on getting debt-free SEE PAGE 7
NEWS
THURSDAY, DECEMBER 21, 2017 | BUGLENEWSPAPERS.COM
PARK RIDGE-NILES DISTRICT 64
Board of Education OKs tax levy increase Out of the total levy, $49 million will go toward educational expenses BY IGOR STUDENKOV Bugle Staff @BugleNewspapers nweditor@buglenewspapers.com
The Park Ridge-Niles District 64 Board of Education voted unanimously to set the 2017 tax levy at $68,197,759 - 3.24 percent more than last year. At the same time, the board is planning to reduce the amount it would normally collect starting next year. The Office of Cook County Clerk currently levies slightly more than the school districts as for to make up for the district getting less tax revenue than expected due to appeals or just plain nonpayment. Starting 2019, if the balance in the district’s Debt Service Fund reaches a certain point, it will ask the Cook County Clerk not to collect more money than what they asked for. The board has been discussing the levy since September. This year, both the public hearing and the fi-
nal vote were held on the same day, during the Dec. 11 meeting. While none of the residents spoke during the hearing, during the main meeting, one of them argued that, in the future, the district should do more to reduce its expenses. Out of the total levy, $49 million will go toward educational expenses. $5.5 million will go toward operations, $1.1 million will go toward pensions and $1.5 will go toward social security, $5 million will go toward special education, and $2.063,800 would be levied toward debt service and long-term construction projects. As previously reported by the Bugle, the amount the district is levying won’t necessarily be what the home owners will actually have to pay. Like most Cook County school districts, District 64 is subject to Property Tax Extension Limitation Law tax caps. PTELL tax cap is set using a complex formula that includes changes in the Consumer Price Index, Equalized Assessed Valuation, how many new properties came on to the tax rolls since the last tax year and how much the district collected in taxes the year before. Because the district won’t know what its tax cap will be until Summer 2018, it doesn’t now how much
it will actually be able to get. If it levies less than what the cap would allow, it would only get whatever it levied. That is why many school districts wind up levying more than they need. But that is not to say the board isn’t trying to reduce the amount it has some control over. During the Nov. 13 meeting, the board discussed the “cost and loss factor.” When setting the tax levy, the county clerk adds the equivalent of three percent of the operating budget portion of the levy and the equivalent of five percent of the debt service portion of the levy. This is designed to account for instances where property owners get their tax levies reduced on appeal, or some other factors that lead the district to collect less than it levied. Furthermore, according to Board of Education’s attorney James Levi, the debt service portion of the levy doesn’t fall under PTELL, the five percent wind up getting added to the balance of the debt service fund. The board originally considered asking the county clerk not to add cost and loss factor altogether. But they eventually decided to to do something that would only affect the debt service portion. Starting next year, if the fund balance winds up more than $125,000, the board would ask the county clerk to reduce the money it gets thought the factor so they wouldn’t get anything more than what they would need to maintain that balance. As Board President Tony Borelli explained during the Dec. 11 meeting, the board felt that they didn’t need to collect any more than they had to. “So what this board is suggesting is we’re going to keep a small amount in a trust fund in case Cook County has an issue with collecting the taxes, but anything above that trust fund, we’re telling Cook County - we don’t want it,” he said. “We want to be as true as we can to the taxpayers as we can by telling Cook County - keep it some place else, do whatever you do with your money, but we don’t need more of our taxpayers’ money.” Borelli thanked Board Vice President Rick Biagi for bringing the SEE LEVY PAGE 9
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NEWS
THURSDAY, DECEMBER 21, 2017 | BUGLENEWSPAPERS.COM
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VILLAGE NEWS >> NILES
‘Honest Abe’ addresses village board Niles makes moves toward building affordable senior housing BY IGOR STUDENKOV Bugle Staff @BugleNewspapers nweditor@buglenewspapers.com
The Village of Niles Board of Trustees voted unanimously to authorize staff to begin negotiations with Chicago-based Alden Foundation to build an affordable senior housing development. As the board emphasized during the Dec. 11 meeting, this doesn’t mean the development would necessarily be built – that decision wouldn’t be made until negotiations are complete. However, it should be noted that one of the advisory referenda the village board placed on the March 20, 2018 primary election ballot will ask residents whether Niles should “incentivize senior affordable multi-resident housing developments.” While all trustees voted to move the negotiations forward, trustee Denise McCreery expressed reservations, telling the Bugle that she wasn’t sure whether affordable an housing development was necessarily the right way to go. As previously reported by the Bugle, during the April 13, Niles Human Services Committee meeting, Tony Hollenback, the Niles Director of Family Services, said that he was planning to talk to the Department of Community Development to see what they could do to increase low-income housing options. Homelessness has been an issue that shows no sign of abating, he said, and he hoped that it would help address the situation. In a follow-up interview with the Bugle, he said that the number of Niles residents who don’t have a permanent place to live has been increasing. As he saw it, investing in affordable housing made sense, since it would be cheaper and wouldn’t require as many resources as taking care of a homeless person. The Housing Authority of Cook County ran one senior public housing building in Niles – Huntington Apartments. However, in the summer of 2017, it took advantage of
U.S. Department of Housing and Urban Development’s Rental Assistance Demonstration program, which allows housing authorities to convert public housing into privately owned apartment buildings – with the stipulation that the apartments must be available to Housing Choice Voucher holders. The Housing Choice Voucher program – popularly known as the Section 8 program – lets lowincome tenants rent apartments they wouldn’t otherwise be able to afford. They pay 30 percent of the rent, with the federal funds covering the rest. In Sept. 6, the Village of Niles sent out a Request for Proposal for the repairs of the reservoir at the 7104 Touhy Avenue and the demolition of the public works building located on the property. Later that fall, it sent out a Request for Qualifications looking for someone to build independent living senior housing on the site. In a letter to the village, Barry Mullen, Alden Foundation development director, argued that his employer is best suited for the project because it specializes exclusively in affordable senior housing. Since 1996, it built a total of 11 independent senior living developments in Chicago area, with a twelfth development currently under construction in New Lenox. While the Foundation is a nonprofit, each development is managed by one of its for-profit subsidiaries. In its proposal – which would be refined during negotiations – it
calls for a five-story building with around 70 units, some of which would be one-bedroom and some would be two-bedroom. It will have a community room, a media room, a game room, a fitness center and an outdoor patio with a gas grill. The Foundation would use a combination of Low Income Housing Tax Credits, “multi-layered affordable housing financing” and “any assistance that the Village of Niles might be able to offer.” During the Dec. 11 meeting, Randi Schlossberg-Schullo, president of Alden Management Services and Alden Realty Services, said that the Foundation was already looking at Niles “We’ve been looking to build affordable senior housing in this community for a long time,” she said. “I grew up in the area. I know there’s a need.” McCreery asked why they weren’t thinking of doing an assisted living facility. SchlossbergSchullo explained that, in each community, they build project based on local needs. “There’s a need to serve seniors in the community that are on fixed income,” she replied. “There’s a lot of assisted living [facilities] already.” McCreery also wondered whether the foundation considered adding a retail component. Schlossberg-Schullo replied that they didn’t. McCreery wound up voting to begin negotiations, but not before emphasizing that she was only doing it to move the process forward.
She said still had reservations about the entire idea. “I don’t want it to be limited to affordable senior housing,” she later told the Bugle. “I want to make sure retail is explore if it is an option.” The trustee said that, she would “really prefer” a mixed-use development with retail on the first floor and some sort of residential development on the other floors. For now, she was willing to wait to see how the negotiations play out. “I would like it thoroughly explored before we close the door on that,” McCreery said.
“Honest Abe” stops by meeting Anyone who came into the Niles village hall’s main meeting space on the evening of Dec. 11 were in for an unusual sight. A tall man who looked an awful lot like United States’ 16th president, compete with a beard, a suit and an iconic stovepipe hat, was walking around, shaking hands with attendees and introducing himself as Abraham Lincoln. As Niles mayor Andrew Przybylo explained later during the meeting, he ran into the impersonator during the Illinois bicentennial event at the Niles-Maine Library, which is located across the street from the village hall. The mayor was impressed with the actor’s knowledge of history and the president’s life
and asked if he would be willing to stop by the village board meeting. Before the officials were scheduled to make reports, Przybylo invited the impersonator to come up to the podium and urged the trustees to ask questions. When asked what he thought of Springfield when he was first elected to the Illinois House of Representatives. The actor replied that, at the time, Springfield wasn’t the state capital – Vandalia was – and that he was one of the representatives who pushed to move the capital to its current location. When asked about what happened to his law practice, the impersonator replied that, as far as he knew, it would still be waiting for him once he served out his term as president. Przybylo then invited him to give a speech. “Honest Abe” remarked that, when he arrived in Illinois, he found a state that “had muh ptonetal, and very muh unrealized potential.” “I arrived at the age of 21, much in the same condition,” the actor quipped. He added that he was proud of how far the state has come, as well as its contributions to the war effort during the Civil War. He finished his speech by reciting the Gettysburg Address and giving one final thought. “I’m proud to say that the people of Illinois played their part as well, and I trust that you, today still fight for those ideas on which this nation was founded,” the impersonator said.
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GUEST COLUMN
Peoria settlement sacked, burned during War of 1812 BY CHRIS KAERGARD Of the Journal Star of Peoria If schoolchildren learn one thing about the War of 1812, it’s that the British marched on and burned Washington, D.C. But Illinois schoolchildren studying the war could also learn about the burning of a settlement in their own territory, one set ablaze by their own countrymen: the village located where Peoria stands today, in a location that had been settled since the late 1600s. The conflagration there, almost certainly unplanned, gave rise to a half-century-long legal fight and slowed the city’s development. In the early months of that conflict between the British and Americans, tensions grew in the western territories of the United States, including the Illinois Territory, because of fears that local American Indian tribes were either loyal to the British or being induced to attack American settlers, particularly after such an attack at Fort Dearborn. Hence the decision by the state’s territorial governor, Ninian Edwards, to send a group of militiamen — some from Missouri — up the Illinois River in November 1812 to check into conditions in the village of fewer than 100 people. “The Missourians were deeply suspicious of this thriving and peaceful village, unmolested within 10 miles of the main council site for Indian tribes that swarmed Illinois, Indiana, Wisconsin and Iowa,” a Journal Star archival piece from 1962 reads. Capt. Thomas Craig’s men began to sack the town while residents were at Sunday Mass. “In the face of protests from Thomas Forsythe, an official Indian agent and … the village priest, the property was temporarily returned,” according to another Journal Star historical recounting from 1963. “Harmless shots from across the river, probably by hunters, led Craig to say his boats had been fired upon. The French denied it, but Craig demanded the attackers be turned over to him. When the villagers protested, Craig sacked the town.
DUELING PEORIA – TRICENTENNIAL, SOURCE: JOURNAL STAR ARCHIVES
This illustration, created for Peoria’s tricentennial in 1991, showcases the beginning of the peaceful coexistence between settlers and American Indians in the Peoria area of the Illinois River valley. That continued coexistence caused puzzlement and concern among territorial authorities at the start of the War of 1812 and resulted in a military expedition to the village on the site of modern-day Peoria. Its buildings were burned, cattle killed, the wine vaults raided and villagers were taken prisoner and shipped down river. Belated orders from the governor to belay and free the prisoners finally reached the group, with men, women and children being turned loose with few provisions in freezing weather near modern-day Alton. One of the survivors later became the wife of the state’s fourth governor, John Reynolds, who called out the state’s militia for the Black Hawk War. The burning of the village and the stranding of its members in fact helped turn some local Indians against the American settlers. The destruction cleared the way for the construction of Fort Clark at the corner of what is now Liberty and Water streets in 1813 as a bulwark against now-hostile Indian tribes. It remained on the site for only a few years until rebuilding of residential properties resumed nearby. One problem: The displaced residents from 1812 had deeds to the property, dating back to the original French settlements there and began to petition Congress in 1813 to be reimbursed for their lost land. That process continued as Illinois entered its early days of statehood. “By 1837, when surveys were made, American settlers were occupying these lots — but the sales to these inhabitants were made subject to the French claims,” Ernest E. East writes in an un-
published “History of Peoria” volume, as later recounted by local historian Bill Adams. Some 32 former residents or their heirs subsequently filed claims on 70 lots — some of which devolved into lawsuits in county court or federal court. A piece by the Peoria Historical Society explains: “But the legal process moved very slowly, which in turn slowed the development of downtown Peoria. As a lawyer, Abraham Lincoln worked on some of these cases in the 1850s. Eventually, the displaced settlers were paid thousands of dollars in reparations for the loss of their homes.” A handful of those cases first had to go to the state Supreme Court, and one to the U.S. Supreme Court, the latter with Lincoln as one of the attorneys involved. The litigation ended when real estate baron Charles Balance finally bought out the remaining claims on eight lots for $31,000 in 1867 — about $500,000 in today’s funds. Chris Kaergard covers politics and government for the Journal Star in Peoria. He can be reached at ckaergard@pjstar. com or 686-3255. Follow him on Twitter @ ChrisKaergard. Editor’s note: The weekly Illinois Bicentennial series is brought to you by the Illinois Associated Press Media Editors and Illinois Press Association. More than 20 newspapers are creating stories about the state’s history, places and key moments. Stories published up to this date can be found at 200illinois.com.
PAGE 5
THURSDAY, DECEMBER 21, 2017 | BUGLENEWSPAPERS.COM
>> INSIDE: LAST MINUTE GIFTS FOR SPORTS FANS PAGE 6
BASKETBALL
SOARING
HAWKS Maine South is moving in the right direction this season after beating Niles West 59-31
BY ISI FRANK ATIVE For the Bugle www.buglenewspapers.com
After finishing the 2016-17 campaign with an unimpressive 17-13 overall record, Maine South’s Basketball team is heading to a new and approved direction as the Hawks began this season with a terrific 6-2 start. This year’s varsity squad defeated Niles West 59-31 last Friday night at Park Ridge; the Hawks were led by junior forward Essam Hamwi as he scored 18 points on seven field goals, and recorded a 78 percent field goal average. “We had a lot of height advantages against them,” Hamwi stated. “We were constantly running on the transition which helped our game.” Senior star forwards Tommy Gardiner and Grant Miller had stellar and slightly identical performances on the court. Gardiner (13pts and 75% FGA) is being heavenly recruited by the University of Wisconsin Platteville; Miller (12pts and 100% FGA) is starting to become a huge contributor for Maine South’s version of “The Big 3”. “I thought Tom Gardiner played really well,” Maine South head coach Tony Lavorato said. “He played really strong and had a great first half. He grabbed every rebound and always went to
the hole; he’s getting better and better while coming off from an ACL injury. Our anchor is Grant Miller, and he also had another solid game.” Lavorato accepted the varsity head coaching position before the 2003-04 season started, but he struggled during his first seven disappointing seasons with the Hawks which combined into a 76-89 career record. He finally made a huge turn around in the 2009-10 season as Maine South were qualified in the Class 4A state tournament for the first time since 1999 before being eliminated in the first round by Whitney Young 63-39. This year’s team had recently faced some tough competition losing to New Trier 63-56 on November 30th and once again to their hated CSL rivals Evanston 61-57 the following week. “We have to play more constantly, and our team has to make sure on taking care of the ball better,” Lavorato stated. “It really isn’t about who were playing, it’s how we’re playing, and we can’t be our worst enemy. We have to continue to get better each day, and try to make sure we’re fighting some of the mental mistakes that are happening. And we’ll play in the best of our ability.” SEE HAWKS PAGE 6
PHOTO BY ISI FRANK ATIVE
Grant Miller and Maine South are off to a good start this season.
TWITTER: For up -to-the-minute coverage of upcoming local sport events going on in your area, follow @VoyagerSport
6 SPORTS
F R AW L E Y John “Jack” Frawley, 87, U.S. Navy Veteran, beloved husband of the late LaVelle, nee McBride; loving father of Matthew (Patricia Cochran), Christopher, Darcy Frawley, and Jonathan (Jennifer); dearest grandfather of Caroline, Caiden, and Micayla Frawley; dear brother of Sally (Albert) Miller,
THURSDAY, DECEMBER 21, 2017 | BUGLENEWSPAPERS.COM
and Christine (Nicholas) Yannarell; fond uncle of many. Proud member of the Rotary Club of Chicago O’Hare. Dedicated employee of American Airlines for 42 years. Visitation was at the Skaja Terrace Funeral Home 7812 N. Milwaukee Avenue Niles on December 8. Funeral Mass was December 9at St. John Brebeuf Church. Interment All Saints Cemetery. Funeral info: 847-966-7302 or www. skajafuneralhomes.com
FEATURE
BY MARK GREGORY Sports Editor @Hear_The_Beard mark@buglenewspapers.com
So, it’s that time of the year again and you are shopping for that sports fan in your life. Well, from extremely local to high tech – we will help you in your quest.
TERRY BOERS: THE SCORE OF A LIFETIME Let’s start very local here and share with you that would be a gift on my list- except for the fact that I plan to buy the book and have it read long before Christmas. If you are reading this and shopping for a local sports fan then your loved one probably listened to Terry Boers on WSCR AM 670 during his 25 year career until his 2017 retirement or read him in the Sun Times prior to that. Boers was the whitty co-host on “The Heavy Fuel Crew” with Dan McNeil and “The Boers and Bernstein Show” with Dan Bernstein. The book is what publisher Triumph Books calls “A must-read for any of the thousands of listeners who made Boers part of their daily routine, The Score of a Lifetime is a freewheeling, frank portrait of a man, a career, a station no one thought would survive, and a city that loves its sports.” The book is available for preorder at www.triumphbooks.com for $19.95 or will be available where books are sold Nov. 15.
FANCHEST.COM Ok, so that special sports fan in your life is not a fan of Chicago sports – not a problem. You have a few options when it comes to buying for these fans. You can go to the team’s official
HAWKS FROM PAGE 5 It’s been 38 years since the Hawks won their first and last state championship, but Maine South has made three more state
web site and, well, pay official site prices, spend hours scouring the internet for different items from their favorite team or just log on to www.fanchest.com and from $59 choose from one of their many options for several teams to send to your favorite sports fan.
Is that sports nut on your list less interested in watching sports and more into playing them? Zepp may be just what the swing
doctor ordered. The multi-sport sensor and training platform is designed to provide real-time swing analytics for baseball, softball. Golf, tennis and even soccer. Simply affix the sensor onto your golf glove, the bottom of your bat or racquet or slip it inside your shin guard and Zepp will give you feedback that can be downloaded to an app on your phone. Zepp sensors range from $99 $209 for individual users.
tournament appearances after the 2009-10 season. This season’s varsity squad is hoping to bring another piece of golden hardware into their hall of fame trophy case.
The Hawks will be hosting the Lake View Wildcats Friday night at 7:30pm. “I like where we’re at right now,” Lavorato said. “But we’re not content or satisfied.”
ZEPP SWING ANALYSIS
BUSINESS + REAL ESTATE
NEWS ABOUT LOCAL BUSINESSES IN YOUR COMMUNITY THURSDAY, DECEMBER 21, 2017 | BUGLENEWSPAPERS.COM
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COLUMN >> DAVE SAYS
Getting debt-free Collectors are looking to get as much as they can on a bad, late debt
DEAR DAVE, I just accepted a new job that will pay me $30,000 a year more than my old position. I’ve got about $55,000 in debt I’ve been working hard to pay off, and I know now I need to adjust my budget. Do you have any advice? MITCH DEAR MITCH, The first thing I’d say is don’t go crazy on any big-ticket items while you’re paying off debt. Keep it simple, and go out to celebrate with a nice dinner after you get your first paycheck. Remember, the more you put toward debt, the faster it goes away.
LEVY FROM PAGE 2 issue of cost and loss funds to the board’s attention. “I appreciate your thoughts, and helping the taxpayers,” he said. “Once we understood it, it was summarily, uniformly agreed upon [by the board].” The board also agreed to ask its Policy Committee to turn the consensus into an official policy that the full board would then be able to vote on. While the board usually holds the tax levy hearing a month before adopting it, the levy discussion – including the discussion of the cost and loss factor – took longer than expected.
For the time being, I want you to remain passionate about getting out of debt. Your thought process needs to be, “Wow, I got a new job making more money. I can get out of debt even quicker!” Again, I’m okay with you adjusting a bit that first month and having a little fun to celebrate your good fortune. But after that, I want you to turn around and attack that debt with even more intensity than before. Then, once you’re out of debt, you can celebrate that with something a lot nicer. Congratulations, Mitch! —DAVE DEAR DAVE, You say to never give collectors access to your checking account. Does that include debit cards, too? SUE DEAR SUE, Yes, it does! Collectors are looking to get as much as they can on a bad, late debt. I’ve seen numerous situations where collectors have
None of the residents who attended the Dec. 11 meting spoke during the hearing. But during the public comment on non-agenda items portion, resident Michael Hendricks– who said he was a Park Ridge home owner who attended District 64 schools as a child – argued that Park Ridge schools’ taxes were too high, even compared to the state average, and that the board should do more to reduce them. “So I urge you the board to do more to cut costs toward the state average, which I believe is $12,821 per student,” he said. Hendricks pointed to teacher salaries as a major example. “I urge the board to not the let
taken more than the agreed-upon amount from someone’s account once they gained access. To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats. If you’re doing something like scheduling utility payments to come through your debit card or out of your personal checking account, that’s perfectly fine. But there are much safer ways to handle situations with debt collectors. You can send a money order overnight, or wire the cash to them. You can also send a cashier’s check. Some folks have even used pre-paid debit cards that aren’t attached to any of their accounts. The pre-paid debit card isn’t my favorite way to handle these things, but it’s a lot better than giving a dishonest collector the opportunity to really mess you up! —DAVE * Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 13 million listeners each week on 585 radio stations and multiple digital platforms. Follow Dave on the web at daveramsey.com and on Twitter at @ DaveRamsey.
the superintendent tell you that this [other] district pays such-andsuch, and we have to pay more and all that, but rather look at the assessed value per student,” he said. “Other districts had a much higher assessed value per student, and, as such, I hope the board asks, at every meeting, not how much the other districts pay the teachers, but what can we afford.” As the board prepared to vote on the levy, Borelli addressed Hendrick’s comments, saying that the change to the way the board approach cost and loss was an example of what he was urging the board to do. “To the individual who spoke before - we are trying everything pos-
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2006-S2, MORTGAGE PASS-THROUGH CERTIFICATES; Plaintiff, vs. KATHLEEN P. O’SULLIVAN AND JAMES O’SULLIVAN; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AND CITIBANK, N.A.; Defendants, 16 CH 6384 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause, Intercounty Judicial Sales Corporation will on Friday, January 19, 2018, at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 12-01-131-008. Commonly known as 113 GLENLAKE AVENUE, PARK RIDGE, IL 60068. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Mr. Ira T. Nevel at Plaintiff’s Attorney, Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125. Ref. No. 16-00952 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3070296 Published 12/14 , 12/21, 12/28
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DLJ MORTGAGE CAPITAL, INC. Plaintiff, -v.SARA PEREZ, GENARO SANCHEZ, PORTFOLIO RECOVERY ASSOCIATES, LLC, CAPITAL ONE BANK (USA), N.A. FKA CAPITAL ONE BANK Defendants 16 CH 11030 71 EAST FREMONT AVENUE DES PLAINES, IL 60016 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 27, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 16, 2018, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 71 EAST FREMONT AVENUE, DES PLAINES, IL 60016 Property Index No. 09-18-302-007-0000.
The real estate is improved with a single family residence. The judgment amount was $372,386.88. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Plaintiff’s attorney: HEAVNER, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719 Please refer to file number 582361493. If the sale is not confirmed for any reason, the Purchaser at the sale shall be entitled only to a return of the purchase price paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Fax #: (217) 422-1754 CookPleadings@hsbattys.com Attorney File No. 582361493 Attorney Code. 40387 Case Number: 16 CH 11030 TJSC#: 37-10382 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I3069377 Published 12/7, 12/14 , 12/21
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ILLINOIS DEPARTMENT OF TRANSPORTATION IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT CHANCERY DIVISION PHH MORTGAGE CORPORATION Plaintiff, -v.PRABIR SEN, DALIA SEN, BANK OF AMERICA, N.A., VILLAGE OF GLENVIEW, AN ILLINOIS MUNICIPAL CORPORATION, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, UNKNOWN OCCUPANTS Defendants 15 CH 12603 18 WASHINGTON STREET Glenview, IL 60025 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 25, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 26, 2018, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 18 WASHINGTON STREET, Glenview, IL 60025 Property Index No. 09-12-445018-0000. The real estate is improved with a single family residence. The judgment amount was $76,351.72. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to
the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g) (1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL 60015, (847) 291-1717 For information call between the hours of 1pm 3pm. Please refer to file number 15-076641. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales. SHAPIRO KREISMAN & ASSOCIATES, LLC 2121 WAUKEGAN RD., SUITE 301 Bannockburn, IL 60015 (847) 291-1717 E-Mail: ILNotices@logs.com Attorney File No. 15-076641 Attorney Code. 42168 Case Number: 15 CH 12603 TJSC#: 37-9953 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I3067646 Published 12/14, 12/21, 12/28
Home for the Holidays: Drive Sober, Buckle Up IDOT partnering with law enforcement to ensure safe holiday travel The Illinois Department of Transportation, Illinois State Police and local law enforcement agencies throughout the state are working together to ensure motorists drive sober and buckle up this holiday season. Beginning Dec. 18 through Jan. 2, more than 150 police and sheriff’s departments will step up enforcement efforts to prevent alcohol- and drug-related crashes and fatalities. “The holidays are a time to celebrate and make memories with family and friends,” said Priscilla Tobias, Director of IDOT’s Office of Program Development. “By driving sober and buckling up, you are not only helping make zero fatalities a reality in Illinois, but also ensuring that this year’s memories are joyful.”
The enforcement campaign will be in effect around the clock, with heightened efforts during nighttime hours. Illinois motorists can expect to encounter DUI, speeding and distracted driving patrols as well as roadside safety checks and seatbelt enforcement zones throughout the state. The holiday enforcement campaign comes as Illinois experiences its second consecutive year of more than 1,000 motor vehicle fatalities. In 2016, a total of 1,078 people lost their lives in a vehicle crash on Illinois roads; the National Highway Traffic Safety Administration estimates that 315
of these individuals died in an alcohol-impaired crash. “Safe driving habits are essential to reducing fatalities in Illinois,” said Illinois State Police Director Leo P. Schmitz. “The ISP continues to work to remove unsafe drivers from our roadways. We ask that you do your part to assist us in reducing fatal crashes. If you see an unsafe driver, please call 911 to report them.” The Illinois Drive Sober or Get Pulled Over and Click It or Ticket programs are funded with federal highway safety dollars administered by IDOT.
CALENDAR THROUGH DECEMBER 22 Wonderland Express, opens daily 10 a.m. Chicago Botanic Gar-
den, 1000 Lake Cook Road, Glencoe, (847) 835-5440. Tis the season for family fun! Join us at the Garden for Wonderland Express, an annual holiday extravaganza featuring magnificent model trains, magical and glittering indoor snow, and meticulously crafted Chicago landmarks in miniature. Plus, see intricate ice carvings and hear beautiful music from carolers. chicagobotanic.org
THROUGH DECEMBER 24 22nd Annual Christkindlmarket-Chicago. Opens daily 11 a.m.
Daley Plaza, between Dearborn, Washington and Clark streets, Chicago. Free Admission. Inspired by the Christkindlesmarkt in Nuremberg, Germany, which began in 1545, the Christkindlmarket Chicago brings a cherished German and European tradition with international flair and local charm to Chicago. christkindlmarket.com
THROUGH JANUARY 7 Winter Wonderfest, Navy Pier 600 E Grand Ave, Chicago.
Opens daily at 10 am. Packed with indoor family fun, this delightful family tradition features 170,000 square feet of rides, giant slides, the Chicago Blackhawks Ice Skating Rink and holiday decor that is sure to get you into the holiday spirit. Closed on December 25. navypier.com
DECEMBER 26-31 Holiday Magic. 10 a.m. at Brook-
Field Zoo, 8400 W 31st St, Brookfield. Various events and activities through out the zoo. Light festival begins at 4 p.m.: 41-foot talking tree, train display, carolers, ice carvers, and much more. Enjoy a full schedule of nightly music and entertainment in the Pavilions.
FEBRUARY 11 Musica Lumina II. 3 p.m. at St. John Brebeuf Church, 8307 N Harlem Ave, Niles. presenting Eastern Europe Shines. For information, call 847-9668145 or visit www.sjbrebeuf.org or www.nilesmetropolitanchorus.
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TAKE 5
FOR WHEN YOU NEED 5 MINUTES FOR YOURSELF! THURSDAY, DECEMBER 21, 2017 | BUGLENEWSPAPERS.COM
ARIES
MARCH 21 TO APRIL 20
One potato, two potatoes. Sometimes you will be hot and sometimes you will be cold as you search for something elusive in the week to come. It may be difficult to satisfy a desire to form an ideal romantic commitment.
GEMINI
M AY 2 2 T O J U N E 2 1
It may be difficult to make a good impression when school is in session. There may be many lessons to learn in the week ahead. You may be pressured to follow the rules and do your duty when interacting with other people.
LEO
J U LY 2 3 T O A U G U S T 2 1
You may be persuaded to mix business with pleasure as the week unfolds. Your attention to detail is accentuated making this a good time to complete projects or to put finishing touches on a personal creative venture.
ACROSS 1 PROVOKE 7 CLICHÉD CURRENCY 14 CONE SITE 16 CROP DUSTER, E.G. 17 UNHELPFUL HELPER 18 LIKE GARDEN GNOMES 19 SUBJECT FOR A METEOROLOGIST 21 RESPIRATION POINT 22 IT’S OFTEN TWISTED 26 SLANGY 21-ACROSS 30 HOLY RECESS 34 HOLY JURISDICTION 35 RUDE DUDE 36 SUBJECT FOR AN OCEANOGRAPHER 39 SUMMED UP 41 NULLIFIED 42 SUBJECT FOR AN ELECTRICIAN 44 FRENCH SKY 45 CYCLE STARTER? 46 CRY OF ENLIGHTENMENT 47 HOMECOMING CRY 48 KITCHENWARE 50 FORMERLY FLOPPY MEDIUM 53 SUBJECT FOR A NEWS TEAM ... AND A DESCRIPTION OF 19-, 36- OR 42-ACROSS? 61 “HOGWASH!” 64 PERSONAL __ 65 SOMEWHAT 66 FEMUR OR FIBULA 67 BUTTERFLIES ON ANKLES, SAY 68 TEAMMATE OF DUKE AND JACKIE
DOWN 1 “CONCORD SONATA” COMPOSER
2 LOWER-CLASS, TO BRITS 3 CHOWDER BIT 4 CHINA’S DF-31, E.G. 5 GIFT OF THE GIFTED 6 OPENER FOR DON QUIXOTE? 7 IT HAS BIG TEETH 8 “GRAMMA” IN THE COMIC STRIP “STONE SOUP” 9 CHOWDERHEAD 10 HE WAS ON DECK WHEN BLAKE WAS UP 11 “AND MORE” LETTERS 12 MASKED DRAMA 13 CRACK 15 SPACE BALLS 20 RAISE 23 THE WAY THINGS STAND 24 ATONE FOR 25 TEASE 26 WRONG MOVE 27 “WRONG, WRONG, WRONG!” 28 GET THE BETTER OF 29 OKLAHOMA TRIBE 31 SONAR PULSE
32 “THE MIKADO” WEAPON, BRIEFLY 33 TUBE TRAVELER 36 CEREMONIAL ACCESSORY 37 AND 38 DIPLOMACY 40 GAY SYLLABLE 43 TEASED 47 LONG COLD SPELL 49 2013 MASTERS CHAMP ADAM __ 51 AIRPORT ABBR. 52 BAD BUG 54 BIBLICAL CONNECTOR 55 MOVE, IN REAL ESTATE LINGO 56 SALOON AND DELI OFFERINGS 57 WEIRD FEELING, PERHAPS 58 PLENTY OF POETRY? 59 ISLAND GOOSE 60 WORD WITH FARM OR HOUSE 61 STICK FOR 10DOWN 62 IN THE STYLE OF 63 BOMBED”
LIBRA
SEPTEMBER 24 TO OCTOBER 23
You may be more energetic or competitive than usual in the upcoming week. A partner or a friend might inspire you to reach a bit higher in your pursuit of material security. Avoid misunderstandings at the workplace.
SAGITTARIUS
NOVEMBER 23 TO DECEMBER 22
Hold your horses. Put new projects and major purchases on hold during the week ahead. It may be necessary to buckle down to focus on your job and attaining your goals despite holiday activities and temptations.
AQUARIUS
JANUARY 21 TO FEBRUARY 19
Nobody’s perfect, but some people expect perfection anyway. You may worry about exposing your imperfections or flaws in the week ahead. Keep your pennies in your piggy bank and avoid impulsive spending.
SUDOKU
TAURUS
A P R I L 2 1 T O M AY 2 1
When nothing suits, give it the boot. You may be dissatisfied with purchases that are made in the first half of the week. Avoid making impulsive purchases and decisions that could impact joint resources and long-term goals.
CANCER
J U N E 2 2 T O J U LY 2 2
Having fun can be hard work. In the week ahead, you may be invited to social functions that either involve your job or require extra effort on your part. Packing everything into your schedule can be a challenge.
VIRGO
AUGUST 22 TO SEPTEMBER 23
You may be prompted to concentrate on kith and kin during the week ahead. The New Moon in Sagittarius may find you preparing for visitors by rearranging furniture, clearing out dust bunnies or organizing the pantry.
SCORPIO
OCTOBER 24 TO NOVEMBER 22
Wrap up your shopping. This week you might realize that it is time to tighten up the belt and guard your piggy bank from unneeded expenditures. Understand that a close relationship depends upon trust and respect.
CAPRICORN
DECEMBER 23 TO JANUARY 20
Gather ammunition and you can attain your ambition. During the week ahead work quietly in the background and organize your schedule. Prepare to execute your game plan after the holiday celebrations subside.
PISCES
FEBRUARY 20 TO MARCH 20
There may be some rust forming on someone’s trust. Doubts could creep in to erode a relationship in the early part of the week. If you have put your trust in someone or something it is necessary to have faith.
JUMBLE
Tribune Content Agency, LLC. 2017
PREVIOUS PUZZLE’S ANSWERS
PREVIOUS PUZZLE’S ANSWERS
PREVIOUS PUZZLE’S ANSWERS
JUMBLES:
• GLORY • DRINK • SPLINT • ZENITH
ANSWER:
THE RESEMBLANCE BETWEEN THE PITCHERS WAS -- STRIKING
SENIORS
NEWS ABOUT ACTIVE SENIORS IN THE COMMUNITY THURSDAY, DECEMBER 21, 2017 | BUGLENEWSPAPERS.COM
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COMMUNITY >> SUMMIT OF UPTOWN
Community decks the halls at Summit Summit of Uptown Decorating will continue throughout the month Community groups decked the halls at Summit of Uptown using the theme Christmas Carols with their own special touch on Christmas trees that brought the spirit of the season to the senior living community in Park Ridge. Fourteen groups participated in the annual event this year. “Long a hub of community life for all ages, we are pleased that these groups have come to help us celebrate the season. When people who call Summit home welcome visitors from the community, they know they are part of a vibrant and caring neighborhood that lies just beyond our doors,” said Wilson Anhar, executive director at Summit of Uptown. Decorating which began December 1 will continue throughout the month. Residents vote on their favorite tree and the winning organization will celebrate with a pizza party courtesy of Summit of Uptown. Participating organizations include Field School Girl Scout
Troop 45180, 5th Grade, 12 Days of Christmas; Carpenter School Girl Scout Troop 40454, 5th Grade, Rudolph the Red Nosed Reindeer; Carpenter School Kindergarteners Girl Scout Daisy Troop 45691, Frosty the Snowman; Washington School Girl Scout Troop 222, 4th Grade, Let It Snow. Also Wilderness Princesses Huron Tribe, 5th 6th 7th Grade, Jingle Bells/Jingle Bell Rock; Wilderness Apaches Tribe, 2nd through 6th Grade, Santa Claus Is Coming to Town; Wilderness Cherokee Tribe, Joy to the World; Carpenter School Brownies Troop 1446, 4th Grade, White Christmas. Also St Monica School K through 8 Girl Scouts, Hark the Herald Angels Sing; Queen of All Saints Cub Scout Pack 3942, Little Drummer Boy; MOPS South Park Church, We Three Kings of Orient Are; Park Ridge Park District Dancers, Blue Christmas; Cumberland School, Deck the Halls; and St. Paul of the Cross, 4th Grade, O’ Christmas Tree.
SUBMITTED PHOTO
We Three Kings of Orient Are is the theme of the tree decorated by MOPS South Park Church where this toddler carefully places her ornament.
Well-known throughout the area for offering the best of Independent Living and personalized Assisted Living, Summit also cares for those with Alzheimer’s and other memory impairments in its Memory Care Neighborhood. To find out more about the programs, activities, services and amenities at Summit of Uptown where we have been providing quality services for seniors for more than 30 years, visit www. summitofuptown.com or call 847825-1161. SUBMITTED PHOTO
As he hangs a shining star on the highest bough he can reach, a Cub Scout from Queen of All Saints Pack 3942 on Chicago’s Northwest Side puts the finishing touches on the group’s Little Drummer Boy themed tree.
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