Niles 12-14-17

DECEMBER 17 Hanukkah Concert, 11 a.m. and 1 p.m.,

Alsdorf Auditorium, Chicago Botanic Garden, 1000 Lake Cook Road, Glencoe, (847) 8355440. chicagobotanic.org.

Christmas in Poland. 3 p.m. at St.

John Brebeuf Church, 8307 N Harlem Ave, Niles. Featuring the Lira Singers. For information, call 847-966-8145 or visit www.sjbrebeuf.org or www.nilesmetropolitanchorus.

DECEMBER 20 Sequence Ch!Cago: A Blues Christmas.

DECEMBER 16 Breakfast with Santa. 9 -10:30 a.m. at

Plainfield Township Community Center, 15014 S DesPlaines Street. Children will also create their own holiday theme crafts and play some fun games. Each child will also have the opportunity for a one-on-one visit and photo with the jolly elf himself. Register at plainfieldparkdistrict.com.

DECEMBER 16-17 Holiday Magic. 10 a.m. at BrookField Zoo,

8400 W 31st St, Brookfield. Various events and activities through out the zoo. Light festival begins at 4 p.m.: 41-foot talking tree, train display, carolers, ice carvers, and much more.

Enjoy a full schedule of nightly music and entertainment in the Pavilions.

7-8:30 p.m. at Aon Grand Ballroom, Navy Pier 600 E Grand Ave, Chicago. Free and open to the public! A nod to Chicago’s diverse art and music scene, Sequence Ch!cago celebrates local artists, musicians and cultural organizations by showcasing their works through this unique and exciting new performance series. navypier.com.

DECEMBER 22-23 Camp Fullersburg: Winter Break. 10 a.m.

– 2 p.m. at Fullersburg Woods Nature Education Center, 3609 Spring Rd, Oak Brook. Join a adventure with winter experiments and crafts, animal encounters, game, and more that focuses on animals in winter. Ages 4 – 9.

Register online or at 630-850-8110.

DECEMBER 25 Free Admission to The Morton Arboretum. 7 a.m. Buildings, Children’s Garden, and

Illumination closed. Come hike, bike, or drive our grounds. If there’s more than 4 inches of snow, you can bring your snowshoes or cross country skis. There will be restroom access in the West Pavilion of the Visitor Center and the Thornhill Shelter.

DECEMBER 14, 2017 VOL. 62 ISSUE 11

ILLINOIS Newspapers to commemorate Illinois’ bicentennial

SEE PAGE 4

STATE NEWS

Safety Campaign Safety leaders launch safe-driving campaign SEE PAGE 5

SPORTS

Youth is served Dons getting better with experience SEE PAGE 7

BUSINESS Dave Says Budgeting for holiday happiness SEE PAGE 9

SPORTS SPOTLIGHT

CELEBRATING

NEWS

THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM

CITY NEWS >> PARK RIDGE

Police to hold teen citizens academy Inaugural program open to all Park Ridge high-school age students

BY IGOR STUDENKOV Bugle Staff @BugleNewspapers nweditor@buglenewspapers.com

Park Ridge Police Department is giving all teens who attend Maine East and Maine South high schools an opportunity to get a first-hand look at the ins and out of police work.

While PRPD has been doing “Citizens Police Academy” program for adults for many years, next year will mark the first time it would do something like that for teenagers. While adult-orientated police academies usually run for 10 weeks, the Teen Police Academy will run on Jan. 2, Jan. 3 and Jan. 4, between 4-6 p.m. If it goes well, the police department hopes to do more teen-orientated programs like this in the future.

The idea of using classroomlike format to teach citizens about what police work is like originated in United Kingdom in 1977. The Orlando, Fla., police department was the first to try the idea in United States, holding its first Citizen Police Academy in 1985. In the ensuing decades, a number of other police departments, including Niles Police Department, adopted the idea. PRPD held its first Citizen

Police Academy in 2007.

As the department’s website explains, the idea of the program is to encourage empathy and understanding between the citizens and the police officers, as well as give citizens better understanding of what the police can and cannot do.

PRPD hopes that the citizens who take part in the academy share what they learned with others, further improving community/police relations in the process.

The Citizen Police Academy runs for 10 weeks and covers many facets of police work. It is open to Park Ridge residents and anyone works in the city, so long as they are at least 21 years old.

In recent years, PRPD has also experimented with more specialized versions of the program. It held an academy for senior citizens and, in January 2017, it held a Junior Park Ridge Police Academy for Maine South High School students with special needs.

Ben Peterson, PRPD’s Community Strategies Officer, told the Bugle that the Teen Police Academy was a similar attempt to branch out. The department was also looking to give teens something positive to do during winter break.

Peterson said that, when decid-

ing what teens would do at the academy, the department took cues from its Police Explorer program – a separate program for teens who are interested in careers in law enforcement. He chose popular activities such as evidence collection and forensics. Teens will also get a first-hand look at how officers do traffic stops.

The PPRD press release said that teens would “engage in hands-on classroom activities designed to

promote social interaction and confidence.” When asked to elaborate, Peterson said that it was mostly team-building exercises.

“It will be related to police work, but I think it’s something everybody can do,” he said.

While the academy is primarily geared toward Park Ridge teens, Peterson said that any teen attending Maine Township High School District 207 schools located in the city, Maine East and Maine South,

can take part as well.

Interested teens can sign up for the Academy by contacting Peterson by phone (at 847-318-5233 or e-mail (at bpeterso@parkridgepolice.org ) He told the Bugle that, if everything goes well, he hopes to do similar teen-orientated programs in the future.

“I’d like to build on it, do something during the summer,” Peterson said. “That would be my hope.”

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NEWS

THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM

3

VILAGE NEWS >> NILES

Panel outlines proposals to attract young families Sub-committee is proposing a program where village pays interest on home improvement loans

BY IGOR STUDENKOV Bugle Staff @BugleNewspapers nweditor@buglenewspapers.com

The Niles Economic Development and Neighborhood Renewal Commission is looking to encourage more young families to move to the village by helping them get loans for home renovations and hiring a marketing manager to spread the word about the good things Niles offers.

The proposals were unveiled during the Village of Niles Board of Trustees’ Nov. 28 Informal Consideration session. It was part of the work of the commission’s two sub-committees – one charged with figuring out ways to improve Niles’ housing stock and one for figuring out a way to better market Niles and its schools. It will be up to the village board to decide whether any of the commission’s proposals will actually become reality.

In the beginning of 2017, Niles mayor Andrew Przybylo created three new sub-committees for the Economic Development and Neighborhood Renewal Commission: South Milwaukee Revitalization Sub-Committee, Housing Sub-Committee and Marketing Sub-Committee. The first sub-committee was charged with figuring out ways to encourage economic development on the portion of Milwaukee Avenue between Oakton Street and the Chicago/Niles border. It presented its proposal – to create a Home Improvement and Design District – on Aug. 22. The village board approved a resolution supporting its creation a month later, during its Sept. 26 meeting.

During the Nov. 28 meeting, Mike Shields, the member of the commission’s Executive Committee, presented the proposals from the remaining two.

When it comes to encouraging young families to move to Niles, he said, the issue is when younger families buy older houses, they tend to want to do renovations.

“The problem comes in when – Niles is very attractive place to live, no question about it – they go to bank,” Shields said. “They want to add second floor, modern amenities; they can’t get a loan.”

To address this, the sub-com-

mittee is proposing a program where the village pays interest on home improvement loans. Something similar has been successfully implemented in Fairfax, Va., Shields said.

The village can also cover premiums for homeowners who want to get Private Mortgage Insurance in “low equity to loan situations” when the rates are under 20 percent.

“A lot of times, banks are reluctant to lend to homeowners with low equity on their homes,” Shields said. “[This will] protect the lender and make the loan more profitable.”

If approved, the village would first do a pilot and see how well it works, saying that, while the concept work in Fairfax, it may not work as well in Niles. Ross Klicker, the Niles Economic Development coordinator, explained there are some issues that would still need to be worked out, such as the exact terms and what banks Niles would work with.

Shields estimated that the program would cost around $100,000 - $200,000 a year. Shields emphasized that the village would only cover so much.

“We’re not going to finance $1 million homes,” he said. “This is not a giveaway program – this is a message to not only our citizens, but the banks, that we’re serious.

We’re pretty serious about maintaining home values, even enhancing them.”

Klicker said that, even though village would be covering interest rates, it would work with banks to ensure the rates would be as low as possible.

Shields then turned to marketing, explaining that Niles’ location along a major thoroughfare like Milwaukee Avenue has historically served it well – but there is a growing perception that it is no longer the case, and that Niles should do more to get the word out about its strengths.

“We have Holly Jolly [Market], the Senior Center, Human Services [including Niles Senior Center and Department of Family Services],” he said. “But a lot of people don’t know about this.”

Part of the problem, Shields said, is that there are currently two vil-

lage employees promoting Niles.

Klicker reaches out to businesses and Niles Communications and Multimedia Coordinator Mitch Johnson does community outreach and media relations. The sub-committee proposed creating a position that would coordinate between the two, allowing the village to send out a unified message.

“We have no marketing manager/coordinator to basically project our town to greater Chicago metro area,” Shields said.

The major part of that message, he said, would be working with school districts that serve Niles. As Shields noted, the situation is complicated by the fact that the village has several school districts on both high school and elementary school level. The high school division is fairly straightforward – as the names imply, Maine Township High School District 207 covers Maine Township portion of Niles, while the Niles Township High School District 219 covers the Niles Township portion. The K-8 districts are more complicated. Niles Elementary District 71, which is made up solely of Culver Elementary School, serves most of the Niles Township portion of the village. Park Ridge Niles School District 64 serves western portion of Niles and most of Park Ridge.

East Maine District 63 serves the northern portions of Niles, as well as unincorporated Maine Township and parts of unincorporated Northfield Township, Park Ridge, Glenview and Morton Grove.

“We have very good schools, but what happens is parents look at test scores – a lot of time it’s confusing, it’s incorrect, and they just throw up their hands and don’t move,” Shields said.

He emphasized that the Marketing Coordinator job wouldn’t necessarily have to be a full-time position – it could be a part-time position, or it could be contracted out. And Shields said that it would have to be someone who knows Niles well.

Trustee Denise McCtreery, who serves on the commission, said that one of her children – who previously attended a private school – recently started attending a public school. The trustee said that she was pleasantly surprised by what she found there.

“I am so pleased with opportunities [my daughter] has, and I don’t know everybody gets this message

looking at internet website ranking of one school,” McCreery said.

Trustee George Alpogianis said the he supported the proposals, and suggested his own ideas. The village, he said, should look into encouraging first-responders who work in Niles to live in the village, as well as helping veterans buy homes.

Trustee Joe LoVerde, who chairs the Niles Finance Committee and serves as the non-voting member of the Niles Economic Development and Neighborhood Renewal Commission’s Executive Committee, noted that the federal Community Reinvestment Act require that banks help meet their com-

munities’ credit needs.

“Correct,” Klicker replied. “That’s when you have locally chartered bank, it’s great. Unfortunately, we don’t have a locally chartered bank. We have to work with national banks to get our share of local funds.”

Przybylo expressed support for the proposals, noting that if homeowners have the money to improve their properties, their property values will go up, which benefits Niles in the long run.

“It’s not that we’re trying to make our village beautiful with mansions – we don’t want to do that,” he said. “This is a program that’s tantamount to building value.”

FORUM

4

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GUEST COLUMN

How Green Bay Packers could have been Chicago’s home team Boundary maneuver kept Northern Illinois from becoming part of Wisconsin

BY MICK ZAWISLAK OF THE DAILY HERALD Were it not for the action of an enterprising lawyer 200 years ago, the northern portion of Illinois would have the badger as the state animal and Green Bay Packers as the home football team.

Indeed, the shrewd move in 1818

by Nathaniel Pope, the Illinois territory’s delegate in Congress, to relocate the original proposed boundary from the southern tip of Lake Michigan is regarded as a decisive event in Illinois history.

The shift meant Chicago, then an unincorporated backwater, became part of the nascent state with a port on the Great Lakes.

How Illinois’ northern boundary was designated 42 degrees, 30 minutes latitude was a tactical maneuver that effectively set Wisconsin statehood back 30 years.

Pope’s move provided the groundwork for Chicago to become Illinois’ economic juggernaut and turned state politics upside down as the area grew.

But it also had the national implication of ensuring Illinois would be a free state at a time of percolating political unrest over slavery.

“This was not a matter of people interested in the Chicago area, it was actually farsighted people who were about to become the leadership in the new state,” said John Reda, associate professor of history at Illinois State University.

At the time, construction of the Erie Canal connecting the Atlantic Ocean to the Great Lakes had just begun and Chicago was contemplated as one end of a canal providing a path to the Illinois River and on to the Mississippi.

Illinois would be connected to New York and New England via the Great Lakes shipping channels, providing security for the perpetuity of the Union, Pope argued to Congress, and aligning Illinois firmly with the northern states.

Even then, “there was the possibility of a civil war,” said Ken Olson, professor emeritus at the University of Illinois, who has written about the Illinois bor-

der controversy.

Congress “wanted to have a water route between the Great Lakes and the Mississippi River for shipping supplies and soldiers if needed, since the Ohio River route could become contested,” said Olson, coauthor of a new book “Managing Mississippi and Ohio River Landscapes” which includes a chapter on the northern border.

Along with giving Illinois access to Lake Michigan, Pope’s border modification raised the population nearly to the 40,000 required for statehood, Olson said in an article he co-authored for the Journal of Earth Science and Engineering.

By the time Illinois territory was considering statehood, only the northern border was in question. Kentucky and Indiana already were established and the Mississippi River formed a natural boundary on the west.

How did the situation come to be?

The genesis was in the Northwest Ordinance Act of 1787 approved by Congress that set guidelines for vast tracts ceded to the new government after the Revolutionary War. At first, the original 13 colonies thought they could simply extend their borders to the west, said Gregory M. Gordon, a history professor at the College of Lake County.

“What we call the northern part of Illinois was supposed to go to Connecticut and the southern part of Illinois was supposed to be part of Virginia,” he said.

Instead, the Northwest Ordinance set up the framework allowing three to five areas to apply for statehood on equal footing with other states.

“It was a pretty radical plan,” Reda said.

Kaskaskia was the capital of the Illinois territory and home to Nathaniel Pope, a Kentucky native who became the first territorial secretary of Illinois and its delegate in Congress. His petition for statehood, presented to Congress in January 1818, was referred to a committee, with the northern boundary still to be set.

While some communities in the northwest part of the Illinois territory, such as Galena with its lead mining industry were hopping, the northeast landscape was bleak.

Chicago “was a nothing place,” Gor-

don said. “Southern Illinois was where the action was.”

According to an article in the Illinois Periodicals Online project, the 1787 ordinance intended for the northern borders of Ohio, Indiana and Illinois to be aligned touching the southern tip of Lake Michigan. However, the map used by Congress mistakenly showed the southern shore of Lake Michigan to be about six miles north.

And when Indiana became a state, its northern boundary was approved about 10 miles north of the originally intended boundary.

Those precedents helped Illinois, as did a sense of urgency.

When a slave state entered the union, as Mississippi did in late 1817, there was a push by the North to counter with a free state. Some feared Missouri, a slave territory, would seek statehood and the ensuing national crisis could put Illinois’ bid on hold.

Pope took a bold stance. In pushing for a more generous northern boundary, he “got an extra 50 miles,” Reda said.

Illinois became the 21st state on Dec. 3, 1818, including an additional 8,500 square miles comprising what now are the 14 counties north of the original boundary line.

Wisconsin became a territory in 1836 and for several years protested against the northern Illinois boundary, claiming the southern tip of the lake as the true boundary. In 1840, delegates in northern Illinois meeting in Rockford declared the property properly belonged to Wisconsin.

But nothing came of the efforts and the matter ended in 1846, when Wisconsin was admitted as a state with its southern border where it exists today.

When Illinois was admitted, Pope was made U.S. judge of the district, which included the entire state. Pope County on the southern tip of the state is named for him.

Mick Zawislak of the Daily Herald can be reached at mzawislak@dailyherald.com.

EDITOR’S NOTE: Editor’s note: The weekly Illinois Bicentennial series is brought to you by the Illinois Associated Press Media Editors and Illinois Press Association. More than 20 newspapers are creating stories about the state’s history, places and key moments in advance of the Bicentennial on Dec. 3, 2018. Stories published up to this date can be found at 200illinois.com.

METRO

NEWS FROM THE SURROUNDING COMMUNITIES THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM

5

ILLINOIS DEPARTMENT OF TRANSPORTATION

Safety leaders launch safe-driving campaign ‘Give Them Distance’ promotes Move Over law awareness, compliance Gov. Bruce Rauner is teaming up with Illinois safety leaders to drive home the importance of the state’s Move Over law.

To launch the new “Give Them Distance” campaign, the governor gathered today with leaders from the Illinois Tollway, the Illinois Department of Transportation, the Illinois State Police, AAA, the MidWest Truckers Association and Secretary of State Jesse White’s office. The campaign launch took place at the O’Hare Oasis in Schiller Park.

“Awareness of this commonsense law is so important to our first-responders — and to anyone who has to pull off the side of the road to fix a flat or deal with engine trouble,” Rauner said. “Too many lives are being lost on our roadways. We want to make sure drivers know to slow down and move over for vehicles with flash-

ing lights.”

The state’s Move Over Law, also known as Scott’s Law, was first enacted in 2002 after Lt. Scott Gillen of the Chicago Fire Department was struck and killed by an intoxicated driver on the Dan Ryan Expressway while assisting at a crash scene in December 2000. It requires motorists approaching stopped emergency vehicles with lights flashing to slow down and move over, changing lanes if possible to make extra room.

While most Illinois motorists are aware of the law as it pertains to emergency vehicles, many might not know that it was expanded in January 2017 to include any vehicle with hazard lights flashing.

Drivers who fail to comply face serious penalties, including a fine of up to $10,000, two-year suspension of driving privileges and pos-

sible jail time.

“Making the roads of Illinois the safest ever is one of my top priorities, and the Move Over law helps us to do that,” said Secretary of State Jesse White. “Every day, emergency personnel are working to serve and protect us. We need to do our part to help keep them safe by yielding the right-of-way to all emergency vehicles and taking precautionary measures for disabled vehicles.

“We don’t want drivers to be involved in crashes because they weren’t paying attention to emergency responders.”

“Within the last five years, two Illinois State Police troopers were

killed in the line of duty and several others injured when motorists failed to move over for emergency vehicles,” said ISP Director Leo Schmitz. “These tragedies and countless others across the nation could have been prevented if drivers remained alert and simply followed the laws designed to keep them and other motorists safe.”

“The Move Over law reinforces basic, common-sense rules you should always practice when encountering any vehicle on the side of the road anywhere,” agreed Illinois Transportation Secretary Randy Blankenhorn. “Slow down, proceed with caution and change lanes if you can.”

Illinois Tollway Board Chairman Bob Schillerstrom said he hopes motorists take heed.

“We’re calling on other leaders, communities and drivers throughout Illinois to join us and spread the word,” he said.

Illinois was home to 1,073 traffic fatalities in 2016, the first time the state topped 1,000 since 2008, according to the Illinois Department of Transportation. The number of fatalities stood at 1,015 through Tuesday, Dec. 5, of this year, according to provisional IDOT data.

Drivers are encouraged to visit www.GiveThemDistance.com for more information on this safedriving initiative.

6

TAKE 5

FOR WHEN YOU NEED 5 MINUTES FOR YOURSELF! THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM

ARIES

MARCH 21 TO APRIL 20

Being a diplomat is where it’s at. Be discreet and considerate. You are quite likely to get more than your fair share of attention during the week to come, so this may be a good time to dabble in social networking.

GEMINI

M AY 2 2 T O J U N E 2 1

You may feel the pinch in your pocketbook if you go along with your pals. There may be an incentive to begin a new study in the week ahead or you might receive sound advice that helps you meet your material goals.

LEO

J U LY 2 3 T O A U G U S T 2 1

You reap what you sow Ask pertinent questions to uncover alternative routes to financial security. The week ahead could be a good time to plant ideas in fertile ground if you are hoping to receive a bountiful harvest.

ACROSS 1 PHYSICS BUILDING BLOCK 5 BARBECUE SIDE 9 RUN-OF-THE-MILL 14 TRACK TIPSTER 15 “HOW’S IT GOIN’?”

16 GRAMMAR TOPIC 17 FOLK STORY 18 AUTOBAHN AUTO 19 BRITISH PEERS 20 IT MAY BE COILED IN THE GRASS 22 FROZEN DRINKS 24 BROWNSTONE ENTRANCES 26 HEBREW : BEN :: ARABIC : __ 27 “... THAT GOLDEN KEY / THAT __ THE PALACE OF ETERNITY”: MILTON 28 “FOR REAL?” 29 ALIAS IN A LANDMARK CASE 30 AUCTIONED WHEELS 31 UNLIKELY REPLIES FROM SYCOPHANTS 32 GET DOLLED (UP) 35 ATLANTIC AND PACIFIC, IN MONOPOLY: ABBR. 37 PREFIX WITH MAGNETIC 39 SUBSCRIBER’S ORDER 43 LIKE SOME COFFEE TABLES 44 BIOLOGICAL BUILDING BLOCK 45 “VEEP” NETWORK 46 HENRY VIII’S SIXTH WIFE CATHERINE 49 PUBLIC HEALTH ORG. 51 SENDS 53 CHEF’S CHAMBER 54 NYC AIRPORT 55 BRAHMS’ OPUS 18, FOR ONE 56 MESSENGER BAGS 58 BEND AT A BARRE 59 NOBELIST ROOT 60 KENTUCKY BORDER RIVER 62 PUBLISHER ADOLPH 65 SAMURAI

WITHOUT A MASTER 66 NIX 67 WAILUKU’S ISLAND 68 SPEAKS HARSHLY 69 ENDOR VILLAGER 70 DESIGN DETAIL, FOR SHORT

DOWN 1 ALL-HRS. CASH SOURCE 2 FISHER-PRICE PRODUCT 3 PRIVY 4 ORE. SKIING DESTINATION 5 CROCS, E.G. 6 GUFF 7 “YES, CAP’N!” 8 HOME BUILDER’S PURCHASE 9 SALT LAKE CITY TEAM 10 EQUINE-LIKE FISH 11 NOT READY FOR HARVESTING 12 CATCHING SOME Z’S 13 TO A SMALLER DEGREE 21 COMMERCIALS ON THE TUBE, IN ADSPEAK 23 IN NEED OF LEVELING 24 HOLIDAY SONG

ENDER 25 LEVEL, E.G. 33 ANCIENT SOURCE OF PROPHECY 34 AWARD FOR EXCELLENCE IN THE FIELD 36 NAIL POLISH 38 FRITOS SNACK 40 BIT OF OCEAN CHOP ... OR, LITERALLY, WHAT EACH PART OF 3-, 8-, 10-, 34- AND 38-DOWN CAN HAVE 41 UP TO IT 42 TOO FAR OFF THE TRAIL 46 TOUGH QUESTIONS 47 LAND OF ARTHURIAN LEGEND 48 EYE PART WITH RODS AND CONES 50 KIDNEY-SHAPED NUT 52 GEOMETRY RULES 55 HOBGOBLIN 57 FOLLOWERS OF ATTILA 61 SKATER MIDORI 63 PALETTE SHADE 64 INCITE TO GO AFTER, WITH “ON”

LIBRA

SEPTEMBER 24 TO OCTOBER 23

In the week ahead co-workers could become friends or vice versa. Someone could invite you to join a team, to engage in a sports program or to travel. Every opportunity contains a hidden benefit of some kind.

SAGITTARIUS

NOVEMBER 23 TO DECEMBER 22

If you and a partner put your heads together you can increase your assets. This is a good week to focus on financial success. There may be some things going on behind the scenes that will work out in your favor.

AQUARIUS

JANUARY 21 TO FEBRUARY 19

Your efforts to appear friendly and broadminded may have surprising consequences. Form may be given more weight than substance in the week ahead. Wait until the middle of the week to make major purchases.

SUDOKU

TAURUS

A P R I L 2 1 T O M AY 2 1

Operate in compliance with the laws of attraction. The people who are most strongly attracted to you are probably the best people to be with. You may be able to display your own form of genius as this week unfolds.

CANCER

J U N E 2 2 T O J U LY 2 2

Engaging with others can encourage you. Team up with others in the upcoming week to make progress. You have enormous vision and scope; be open and straightforward to be successful in negotiations or in agreements.

VIRGO

AUGUST 22 TO SEPTEMBER 23

You could compare the mind to a battery, with intelligence as the terminal. Avoid trivial pursuits and apply your mental powers to something worthwhile in the week to come. Don’t get short-circuited by a passing whim.

SCORPIO

OCTOBER 24 TO NOVEMBER 22

The more dollars, the merrier. You might be partial to achieving material success in the week to come, but are just as willing to perform a few good deeds in your spare time. Spread good will as you earn more money.

CAPRICORN

DECEMBER 23 TO JANUARY 20

Your work, job or health may be the center of attention in the week ahead. You are passionate about winning and may do so at any cost. You will leave no stone unturned to find the best way to achieve your goals.

PISCES

FEBRUARY 20 TO MARCH 20

You might need to grab a robe to cover up the naked truth. In the early part of the week you might say more than you should in group settings. Your social life may be in top gear, but it is good to remember to be discreet.

JUMBLE

Tribune Content Agency, LLC. 2017

PREVIOUS PUZZLE’S ANSWERS

PREVIOUS PUZZLE’S ANSWERS

PREVIOUS PUZZLE’S ANSWERS

JUMBLES:

• ALPHA • FRONT • DIVERT • SUDDEN

ANSWER:

SHE ADORED BRUCE WILLIS AND ALWAYS WOULD, BECAUSE SHE WAS A -- DIE-HARD FAN

PAGE 7

THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM

>> INSIDE: VOYAGER MEDIA GUIDE TO COLLEGE BOWL SEASON PAGE 8

BASKETBALL

YOUNG

GUNS

Notre Dame is growing with a new coach and five new starters on this season’s team

BY MARK GREGORY Sports Editor @Hear_The_Beard mark@buglenewspapers.com

For the first time in 10 years, the Notre Dame boys basketball team opened the season with a new head coach.

Tom Les, who had patrolled the sidelines for a decade, retired in April after posting a 209-87 record, including an East Suburban Catholic title, six regionals and one sectional title during his tenure.

He was replaced by longtime assistant Kevin Clancy took over the helm for this season’s squad.

“The process has been good.

We are teaching some new things and the transition was seamless from coach Les because I worked under him for 10 years, but we have a totally new team here,” Clancy said.

“We have nobody that started on the team last year and we have limited game experience, so the game experience is what we will build on. We can have all the practices in the world, but until you get in games and this environment it is hard to replicate that.

“Before I was the friendly guy and now I am the bad cop. I am working on being as positive as we can and hopefully in the long run that will pay off.”

The Dons sit at 3-3 on the young season after a 50-41 loss to East Suburban Catholic foe Benet Academy in Lisle Friday night.

“The credit goes to Benet.

They are who they are and Gene (Heidkamp, head coach) has done a great job with them and it is a credit to him and their team that every year they play the way they do. They make the extra pass and they are unselfish. Their threes kind of open the game and it becomes a momentum thing when they hit two or three in a row.

“For an inexperienced team, I thought we played our butts off. I thought we competed really well. We hung in their when things got tough. I am very pleased with how we responded to adversity.”

Clancy said at this point of the season, it is more about experiences and improvement for Notre Dame.

“For us, playing in this environment Is huge. It is something that hopefully helps us as we get in those situations later on the road. There is no more difficult place to play than Benet,” Clancy said. “In my opinion if we continue to compete hard and pay attention to details, we will be a completely different team later in the year.”

PHOTO BY MARK GREGORY

Robert Pryor and Notre Dame are getting better with experience.

TWITTER: For up -to-the-minute coverage of upcoming local sport events going on in your area, follow @VoyagerSport

8 SPORTS

THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM

COLLEGE FOOTBALL

BY MARK GREGORY Sports Editor @Hear_The_Beard mark@buglenewspapers.com

The Voyager Media area has been know through the years for having talented football players and some of the top programs in the state of Illinois.

When those players graduate, they head to college and play for some of the top college programs in the country and several of those players will be competing in the 40 NCAA bowl games which begin Dec. 16.

If you are watching the games and want to keep an eye on some Voyager Media area players — keep this guide handy.

CURE BOWL ORLANDO, FLA. WESTERN KENTUCKY VS. GEORGIA STATE DEC. 16 1:30 P.M., CBSSN WKU

JCA grad Tyler Witt is a redshirt freshman offensive lineman.

The 6-foot, 310-pounder played in all 12 games this season starting at right guard. He wears No. 74.

ARMED FORCES BOWL - FORT WORTH, TX. SAN DIEGO STATE VS. ARMY DEC. 23 2:30 P.M., ESPN ARMY Army is led by head coach and Joliet native Jeff Monken where he has been since taking the job on Christmas Eve of 2013.

Army is coming off a 14-13 win over Navy – winning for the second season in a row.

Last year was a breakout season for the Black Knights under Monken. He led them to their first win over Navy since 2001 and won a bowl game for the first time in six seasons. The last time the Black Knights accomplished both feats in the same season was in 1984.

Army was second in the nation in rushing offense and ran for an Army single-season 46 touchdowns, which eclipsed the 1945 national championship team. On the defense side, Army was consistently in the top 10 in total defense and finished the year fourth in the nation.

Monken and his wife Beth reside at West Point with their three daughters, Isabelle, Amelia and Evangeline.

• Sean McNulty is a freshman kicker for Army. The Maine South graduate did not attempt a field goal this season. He wears No. 95.

DOLLAR GENERAL BOWL - MOBILE, AL. APPALACHIAN STATE VS. TOLEDO DEC. 23 7 P.M., ESPN TOLEDO Devonte’ Dunn is a freshman defensive lineman for the Rockets and has not played this season. He is a native of Plainfield and played at Nazareth Academy. He wears No. 53.

QUICK LANE BOWL DETROIT, MI. NORTHERN ILLINOIS VS. DUKE DEC. 26 4:15 P.M., ESPN NIU Jaquis Covington is a redshirt sophomore cornerback from Plainfield North. He wears No. 38 and saw action in one game this season.

• Ryan Gibbons is a redshirt freshman receiver from Maine South that saw action in two games this season. He wears No. 85.

• Bolingbrook graduate Jaden Huff is a senior linebacker for the Huskies. He played the last two seasons as a running back for St. Cloud State. He wears No. 16.

• Vinny Labus is a freshman

long snapper and saw no action this season. He wears No. 50.

• Freshman Jordan Nettles is a freshman tailback for NIU. He made his college debut against San Diego State. He wears No. 28.

PINSTRIPE BOWL NEW YORK, NY. BOSTON COLLEGE VS. IOWA DEC. 27 4:15 P.M., ESPN IOWA Plainfield native Ivory KellyMartin is a freshman running back for the Hawkeyes. He attended Oswego East junior and senior seasons after attending Nazareth Academy his first two seasons. This season, he gained 184 yards and scored three rushing touchdowns. He wears No. 21.

FOSTER FARMS BOWL SANTA CLARA, CA. ARIZONA VS. PURDUE DEC. 27 7:30 P.M., FOX PURDUE Joliet Catholic graduate Brian Bravo is a junior kicker for the Bolilermakers. He wears No. 42 and has yet to attempt a collegiate kick.

MUSIC CITY BOWL NASHVILLE, TN. KENTUCKY VS. (NO. 21) NORTHWESTERN DEC. 29 3:30 P.M., ESPN NORTHWESTERN Romeoville Native and Plainfield East graduate Tyler Lancaster is a senior defensive lineman for the Wildcats. T his season, he has posted 38

tackles, nine tackles for loss and two sacks.

He has three quarterback hurries and a pass breakup. He wears No. 1.

• Plainfield native and JCA graduate J.B. Butler is the starting left guard for Northwestern.

He has helped the Wildcats rush for 2,225 yards on the season.

He wears No. 59.

• Maine South grad Matt Alviti is a senior quarterback for Northwestern. This season, he completed 7 of 11 passes for 105 yards and a TD, while rushing four times for 88 yards and a TD in four games. He wears No. 7.

• Parrker Westphal is a junior defensive back and wears No. 11.

COTTON BOWL CLASSIC - ARLINGTON, TX. (NO. 8) USC VS. (NO. 5) OHIO STATE DEC. 29 7:30 P.M., ESPN OHIO STATE

Bolingbrook graduate Tuf Borland has played in all 12 games and started the last seven for the Buckeyes. He has posted 45 tackles on the season, good for fifth overall on the team.

The Redshirt freshman and 2015 Voyager Media Defensive Player of the Year has 3.5 tackles for loss, one sack and one quarterback hurry. He wears No. 32.

ORANGE BOWL - MIAMI GARDENS, FL. (NO. 10) MIAMI VS. (NO. 6) WISCONSIN DEC. 30 7 P.M., ESPN WISCONSIN Former Downers Grove North

quarterback David Edwards is now the 6-foot-7, 315 pound starting right tackle for the Badgers. Edwards helped Wisconsin rush for 2,979 yards on the season. He wears No. 79 for the Badgers.

• Notre Dame graduate Chris James is a junior running back for the Badgers, as he transferred from Pittsburgh.

On the season, he has 44 carries for 223 yards and one touchdown. He has five catches on the season for 36 more yards.

He wears No. 5.

• Bolingbrook grad Izayah Green-May is a freshman defensive lineman and did not see action this season. He wears No. 50.

OUTBACK BOWL TAMPA, FL. MICHIGAN VS. SOUTH CAROLINA JAN. 1 11 AM, ESPN2 MICHIGAN Fifth-year senior Ty Isaac, Shorewood native and Joliet Catholic graduate, posted 548 yards on 88 carries and a pair of touchdowns this season for the Wolverines. He wears No. 32 for Michigan.

CITRUS BOWL ORLANDO, FL. (NO. 14) NOTRE DAME VS. (NO. 17) LSU JAN. 1 NOON, ABC NOTRE DAME Bolingbrook graduate Micah Dew-Treadway is a junior defensive lineman for the Fighting Irish.

BUSINESS + REAL ESTATE

NEWS ABOUT LOCAL BUSINESSES IN YOUR COMMUNITY THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM

9

COLUMN >> DAVE SAYS

It’s a dream, not a plan I love your idea, but right now you have more of a dream than a plan DEAR DAVE, I’ve been trying to save cash to buy a home, but things always seem to come up that eat away at my savings. I have $130,000 set aside, plus an emergency fund, and I make $120,000 a year. I’m debt-free and renting right now, but eventually I’d like to buy a house in the $300,000 range. I really hate the idea of owing the bank money, so would you advise continuing to save and pay cash, or is it okay to make a big down payment and take out a small mortgage?

MEGAN DEAR MEGAN, I love your idea, but right now you have more of a dream than a plan.

You’ll need $170,000 to go from $130,000 in savings to $300,000, right? So, let’s start planning.

If you save $60,000 a year, it would take you a little less than three years to get there. If you set aside $40,000 a year, it would take a little more than four years. A little division — just divide $170,000 by the amount you want to save each year — and you’ve got the beginnings of plan.

A dream is a good place to start, but I want you to develop this into a plan that focuses on a goal. Break this down, and figure out how to

achieve it.

I see three ways to achieve this home ownership goal. One, you do the long division math and save like crazy for however many years it takes to save up $170,000. The second is to put $130,000 down on a $300,000 home, and take out a $170,000, 15-year fixed rate mortgage. This is the only kind of debt I don’t beat up people for having. The good news is, with your income, you could probably pay it off in half that time.

A third possibility is to buy a $130,000 house. Write a check for nice, modest home now, and in five years — saving wildly the whole time, since you’ll have no house payments — move up and pay cash for a $300,000 home.

If I’m in your shoes, that’s what I’m doing!

—DAVE DEAR DAVE, I’ve noticed that the younger you are, the less expensive life insurance can be. I’m 32, and I’m still paying off my student loans. With this in mind, what’s the best age to get

term life insurance, and what does it cover?

KALINA DEAR KALINA, Simply put, term life insurance covers death. Having student loans doesn’t really matter when it comes to life insurance, either. If you have a family – or someone who is dependent on your income – you need 10 to 12 times your yearly income in a good, level term insurance policy. If you make $50,000 a year, that means you need a term life insurance policy with $500,000 to $600,000 worth of coverage. If you don’t have a family or dependents, I’d recommend a simple burial policy of $10,000 to $20,000 to cover any final expenses.

Either of these would be very inexpensive for someone your age.

Keep in mind that life insurance becomes costlier as you get older. The reason? Statistically speaking, the older you are the more likely you are to die. It’s not a fun thought, but it’s the truth.

Life insurance, or at least a burial policy if you’re single and have no dependents, isn’t one of the Baby Steps in my plan. But in your case, it’s a go-get-it-now adult responsibility kind of thing!

—DAVE * Dave Ramsey is CEO of Ramsey Solutions. He has authored seven bestselling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 13 million listeners each week on 585 radio stations and multiple digital platforms. Follow Dave on the web at daveramsey.com and on Twitter at @DaveRamsey.

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2006-S2, MORTGAGE PASS-THROUGH CERTIFICATES; Plaintiff, vs.

KATHLEEN P. O’SULLIVAN AND JAMES O’SULLIVAN; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AND CITIBANK, N.A.; Defendants, 16 CH 6384 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause, Intercounty Judicial Sales Corporation will on Friday, January 19, 2018, at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 12-01-131-008.

Commonly known as 113 GLENLAKE AVENUE, PARK RIDGE, IL 60068.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection.

For information call Mr. Ira T. Nevel at Plaintiff’s Attorney, Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125.

Ref. No. 16-00952 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3070296 Published 12/14 , 12/21, 12/28

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DLJ MORTGAGE CAPITAL, INC. Plaintiff, -v.SARA PEREZ, GENARO SANCHEZ, PORTFOLIO RECOVERY ASSOCIATES, LLC, CAPITAL ONE BANK (USA), N.A. FKA CAPITAL ONE BANK Defendants 16 CH 11030 71 EAST FREMONT AVENUE DES PLAINES, IL 60016 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 27, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 16, 2018, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 71 EAST FREMONT AVENUE, DES PLAINES, IL 60016 Property Index No. 09-18-302-007-0000.

The real estate is improved with a single family residence.

The judgment amount was $372,386.88.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact Plaintiff’s attorney: HEAVNER, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719 Please refer to file number 582361493.

If the sale is not confirmed for any reason, the Purchaser at the sale shall be entitled only to a return of the purchase price paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

HEAVNER, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Fax #: (217) 422-1754 CookPleadings@hsbattys.com Attorney File No. 582361493 Attorney Code. 40387 Case Number: 16 CH 11030 TJSC#: 37-10382 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3069377 Published 12/7, 12/14 , 12/21

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DEADLINE FOR CLASSIFIEDS: FRIDAY AT NOON THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM

BUSINESS & PRIVATE PARTY CLASSIFIED ADS: $16 PER WEEK, 20 WORDS OR LESS. WEDDINGS, BIRTHS & ENGAGEMENTS: BLACK & WHITE - $25, COLOR - $35. OBITUARIES: $35.

PHONE: 815.436.2431 WEB: buglenewspapers.com/classifieds EMAIL: classifieds@buglenewspapers.com

SENIORS IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION PHH MORTGAGE CORPORATION Plaintiff, -v.PRABIR SEN, DALIA SEN, BANK OF AMERICA, N.A., VILLAGE OF GLENVIEW, AN ILLINOIS MUNICIPAL CORPORATION, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, UNKNOWN OCCUPANTS Defendants 15 CH 12603 18 WASHINGTON STREET Glenview, IL 60025 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 25, 2017, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 26, 2018, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 18 WASHINGTON STREET, Glenview, IL 60025 Property Index No. 09-12-445-018-0000.

The real estate is improved with a single family residence.

The judgment amount was $76,351.72.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/ or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g) (4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and

the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL 60015, (847) 291-1717 For information call between the hours of 1pm - 3pm. Please refer to file number 15-076641.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

SHAPIRO KREISMAN & ASSOCIATES, LLC 2121 WAUKEGAN RD., SUITE 301 Bannockburn, IL 60015 (847) 291-1717 E-Mail: ILNotices@logs.com Attorney File No. 15-076641 Attorney Code. 42168 Case Number: 15 CH 12603 TJSC#: 37-9953 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3067646 Published 12/14, 12/21, 12/28

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, N.A. Plaintiff, vs.

GERALD T. KOSTELNY AKA GERALD KOSTELNY; ALINA BORYSENKO; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants, 13 CH 19862 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, January 4, 2018 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 09-24-112-064-0000.

Commonly known as 8553 North Ottawa Avenue, Niles, Illinois 60714.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection.

For information call The Sales Department at Plaintiff’s Attorney, Anselmo Lindberg & Associates, LLC, 1771 West Diehl Road, Naperville, Illinois 605631890. (630) 453-6960. For Bidding instructions visit www.alolawgroup.com 24 hours prior to sale. F13080088 INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3068688 Published 11/30, 12/7, 12/14

NEWS ABOUT ACTIVE SENIORS IN THE COMMUNITY THURSDAY, DECEMBER 14, 2017 | BUGLENEWSPAPERS.COM S.T.A.R. (Seniors Together At Recreation) membership and activities, Park Ridge Park District Centennial Activity Center, for ages 55 and up, 100 South Western Avenue, 847-692-3597. Activities are discounted for S.T.A.R. members.

Money Matters with Chris Valentine 1st Monday of the month, 10 a.m.

Chris Valentine from Edward Jones presents a program of financial tips and answers your questions.

Movie Critics 1st Tuesday of the month, 1 p.m.

Each month members of the club select a movie from different genres to watch and then gather for a discussion the next week.

Coin Club 2nd Tuesday of the month, 10:30 a.m.-Noon Join this free club and share your love of rare, unique, or special coins!

Tech Time

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WILMINGTON SAVINGS FUND SOCIETY FSB DBA CHRISTIANA TRUST, AS INDENTURE TRUSTEE, FOR THE CSMC 2015-RPL3 TRUST, MORTGAGE BACKED NOTES SERIES 2015-RPL3; Plaintiff, vs.

ZENON DYRDA; ASTORIA FEDERAL MORTGAGE CORP.; RENATA DYRDA AKA RENATA DYMOLA; UNKNOWN OWNERS, GENERALLY AND NONRECORD CLAIMANTS; Defendants, 16 CH 722 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on July 25, 2017 Intercounty Judicial Sales Corporation will on Wednesday, January 3, 2018 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 04-34-304-003-0000.

Commonly known as 933 Rolling Pass, Glenview, IL 60025.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection.

For information call Ms. Kimberly S. Reid at Plaintiff’s Attorney, Kluever & Platt, L.L.C., 65 East Wacker Place, Chicago, Illinois 60601. (312) 236-0077.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3068482 Published 11/30, 12/7, 12/14

2nd Tuesday of the month, 11 a.m.-Noon Do you have a new tablet, cell phone, or laptop? Call for a time slot and one of our friendly staff members will be happy to answer questions.

Knitting Club Wednesdays, 5-9 p.m.

Do you love knitting or need to brush up on your knitting skills?

Join us for knitting and friendship!

Sit & Stitch Thursdays, 1-4 p.m.

Calling all stitchers, quilters, embroiders, and sewers of all kind. This group is for you! Bring your project and “sit & stitch!”

Bookworms 1st Thursday of the month, 1 p.m.

Love to read? Join us once per month for a discussion pertaining to a variety of books.

Table Tennis Monday-Friday, 1-4 p.m.

Friendly competition - all levels welcome Holiday Sing, Dec. 18, 1:30-3 p.m.

Tis the season! Sing-a-long with the Uketones as they take the stage and play some of your holiday favorites. Enjoy cookies and hot chocolate as you mingle with

11

the stars! Registration deadline: December 16.

Monthly Luncheons New Year’s Eve Celebration Brunch, Dec. 29, 12:30 p.m.

There is no better way to ring in 2018 than with a good friends, fantastic entertainment, great food, and champagne. Doors open at 10 a.m., and our very own S.T.A.R. Tappers will kick off the event. Brunch to be served at 10:30am. Rachelyn will perform and end the event at noon with a champagne toast. This is event has reserved seating. Stop at the registration office to pick up your seating request for tables up to 10 people. Registration deadline: December 26. CAC Ugly Sweater Bingo Treat yourself to hot slices of Spuntinos cheese, sausage, and veggie pizza. Afterwards play several games of bingo. Wear your ugliest Holiday Sweater to win prizes. Dec. 20, 12:30 p.m. at CAC New Movie Thursday Enjoy a classic movie and fresh popcorn. A simple and relaxing afternoon!

Dec. 21, 1-3 p.m. at CAC.

PAGE 1 2 | T HUR SDAY , DEC EMBER 14 , 20 17 | BUGL ENEWSPAPERS.COM

LAST-MINUTE GIFT GUIDE 2017

Stay within your budget, shoplocal and give something less traditional Holiday shopping season typically begins the day after Thanksgiving and extends all the way to Christmas Eve. While that’s a considerable amount of time for shoppers to find gifts for everyone on their shopping list, many people will still find themselves putting holiday shopping off until the last minute.

In certain ways, last-minute holiday shopping is easier than ever. Thanks to online retailers who can ship products overnight, men and women who delay their holiday shopping have more options at their disposal than they did before the arrival of the Internet. And unlike the days of yore when the best deals were largely exclusive to Black Friday, some shoppers find that competition between online retailers and traditional brick-and-mortar stores is so great that deals can be found regardless of when they begin shopping. But while waiting until the last minute to begin holiday shopping may not be as risky as it used to be, shoppers may still benefit by sticking to certain strat-

sure items arrive on time.

SHOP DURING OFF-PEAK HOURS Shopping during off-peak hours can help last-minute shoppers make efficient use of the limited time they have to buy gifts for their loved ones. Visit stores early in the morning or late at night, or schedule a midweek afternoon shopping trip so you aren’t spending what little time you have left waiting on lines or hunting for parking.

egies so they can find the perfect gifts without breaking the bank.

STAY WITHIN YOUR BUDGET Even last-minute shoppers have holiday shopping budgets.

But it can be harder for last-minute shoppers to stick to their budgets because they have less time to comparison shop and hunt for deals. As the holiday shopping season winds down, resist the temptation to go over budget. If a gift you had in mind is available but more than you can spend, look for something else. Overspending on holiday shopping in December is a recipe for debt in January, and no shopper wants to begin the new year weighed down by consumer debt.

SHOP LOCAL National chains and big box retailers are renowned for rolling out great deals during the holiday season, but such stores may have very limited or unimpressive inventory left by the time lastminute shoppers begin shopping.

Local retailers are often incapable

of slashing prices as significantly as their larger competitors, and that may mean they have more extensive inventories available

throughout the holiday shopping season. In addition, shoppers who stick with local retailers won’t have to pay shipping costs to en-

GIVE SOMETHING LESS TRADITIONAL Holiday gifts need not come from stores. Rather than spending their time shopping for gifts for loved ones who seemingly have it all, last-minute shoppers can give the gift of a donation in their loved one’s name. Last-minute shoppers who want to give something more tangible can create a homemade gift that’s both unique and heartfelt. If your DIY skills are lacking, give a loved one the gift of a night out on the town at your expense.

Shoppers who wait until the end of the holiday shopping season to begin their searches for holiday gifts can still find great gifts without going broke.

can break up the trip. Apps such as GasBuddy can help drivers find the cheapest gas or the cleanest bathrooms along their routes.

Bring along plenty of snacks so you can eat healthy and aren’t forced to rely on foods you otherwise would not eat. This is particularly helpful with keeping kids satiated. Plan for a few treats along the way so that everyone traveling has an end goal, such as an ice cream or a souvenir.

dates. Whenever possible, avoid traveling the day right before the holiday, which tends be the busiest and most expensive. Remember, weekends tend to be more harried and expensive as well, particularly when the holidays fall in close proximity to a weekend.

Weather is a gamble in many regions of the world during the holiday season. Develop a contingency plan just in case foul weather delays or cancels flights. It’s much less stressful to put plan B into motion than it can be to rush around trying to make new, last-minute plans.

Always shop around for the best rates, but also the best atmos-

phere. It may be wiser to fly out of a smaller airport where crowds will be thinner and delays less frequent, or you may prefer a larger airport that’s closer to home and offers more amenities.

Another way to avoid delays is to pack minimally. Ship gifts and even travel essentials ahead to your destination, and only bring carryon bags aboard the plane. This helps travelers sail through security checks and avoid the crowds at the luggage carousels.

Holiday travel requires planning, patience and having alternative plans in place so that everyone can make it home for the holidays.

LAST-MINUTE GIFT GUIDE 2017

Roadways, railways and skies tend to get busy come the holiday season, when millions of people across the globe travel to visit family and friends.

Wherever travelers are headed, be it across the country or across the world, they should realize that many other people are traveling as well. That can lead to traffic, long lines and other side effects associated with large crowds. But before travelers let the idea of challenging travel conditions deter them, they can consider certain ways to make the process of getting from point A to point B a bit more manageable.

TRAVEL BY CAR Those traveling by automobile will have a few extra steps to take to ensure their trips go off with minimal disturbances. One of the more important steps is to ensure the vehicle is properly maintained prior to departing. Have the car checked by a mechanic and take care of any service appointments, such as oil changes or tire rotations.

Map out the route in advance and have an alternative plan if the route chosen proves to be too congested.

One idea is to choose a scenic drive that may be a little longer but has less traffic. In addition, account for rest stops or points of interest that

TRAVELING BY PLANE One of the key things air travelers can do to make holiday traveling easier is to avoid peak travel