Niles 12-1-16

DECEMBER 1, 2016 VOL. 61 ISSUE 9

Be informed when choosing health insurance plan SEE PAGE 4

COMMUNITY

Niles Library Library staff helps feed Niles families SEE PAGE 3

EVENTS

St. John Brebeuf Handel’s Messiah at St. John Brebeuf Dec. 6 SEE PAGE 3

BUSINESS Dave Says Fund business with cash not a loan SEE PAGE 12

Photo By Mark Gregory | Sports Editor

THINKING ABOUT HEALTH

BE INFORMED

PAGE 2 | T HUR SDAY , DEC EMBER 1, 2016 | B UGL EN EWSPAPERS.CO M

NEWS

THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

UPCOMING EVENT >> ST. JOHN BREBEUF CHURCH

Handel’s Messiah at St. John Brebeuf Dec. 6 There is no admission charge, but a free-will offering will be taken The Musica Lumina 2016-17 concert series continues Tuesday, Dec. 6, at 7 p.m. with the Musica Lumina Orchestra and the Niles Metropolitan Chorus performance of Handel’s Messiah. The third concert in the 2016-17 concert series is at St. John Brebeuf Church, 8307 N Harlem Ave, Niles.

There is no admission charge, but a free-will offering will be taken.

Sponsored in part by Relevant Radio, Bugle Newspapers, and the Niles Metropolitan Chorus the 9-concert 2016-17 series is organized by SJB Music Director Marek Rachelski. This is the second of three commemorative concerts for the 2016-17 season given in honor of the legacy of the Rev. Stanley Rudcki, the former chair of the Niles College Department of Fine Arts, who founded the Niles Concert Choir and Niles Symphony Orchestra in the 1960s.

A third and final commemorative concert, Bach’s St. John Passion, which will also be performed by the Musica Lumina Orchestra and the Niles Metropolitan Chorus is scheduled for Sunday, April 2, at 3 p.m.

Five additional concerts will feature The Chicago Gargoyle Brass performing West Side Story and More on Sunday, Jan. 29, at 3 p.m.; Musica Lumina performing Spanish Melodies on Sunday, Feb. 26, at 3 p.m; North Shore Choral Society performing Psalms, New and Old including Leonard Bernstein’s Chichester Psalms and Tarik O’Regan’s Dorchester Canticles on Sunday, March 5, at 3 p.m.; Chicago Bassoon Quartet performing A View from Above on Sunday, April 30, at 3 p.m.; and Musica Lumina performing Music from the Americas on Sunday, May 14, at 3 p.m.

For more information, call 847966-8145 or visit www.sjbrebeuf. org.

COMMUNITY >> MAINE TOWNSHIP

Maine Twp. brings home two awards from state Township acknowledged in multiple categories for outstanding services Maine Township recently brought home two more awards from the annual conference of Township Officials of Illinois (TOI).

They are the 2016 Youth Staff Award, and 2016 Youth Leadership Award.

The Township was acknowledged in multiple categories for its many outstanding services that enhance the lives of all residents, according to Carol A. Teschky, Township Supervisor.

Singled out for recognition from staff and volunteers from among more than 1,400 Townships across Illinois at ceremonies Nov. 15 in Springfield, Kristina Oltrogge, a family therapist with MaineStay Youth & Family Services, received the 2016 Association of Illinois Township Committees on Youth (AITCOY) Staff Award, and Jacki Kaiser, a volunteer mentor with

MaineStay, received the 2016 AITCOY Youth Leadership Award.

“Thanks in great part to the dedication of our elected officials and township staff especially in MaineStay our work is regularly recognized by our peers around the state for being innovative and of high quality,” she said.

Oltrogge’s passion for helping youth is clearly evident by the great outcomes she has achieved with her therapy clients. Using her gift of creativity, she can quickly adjust her approach to best suit the needs of her clients. She connects incredibly well with youth of all ages, even those with particularly challenging issues. Perhaps the greatest testament to her effectiveness as a clinician is that many of the children with whom she works have encouraged their friends to see her for help as well. In addition to therapy, Oltrogge is also involved in leading an anxiety group and helping to run MaineStay’s summer camp for atrisk youth.

Highly organized and intrinsically motivated, Oltrogge has contributed to the operation of Main-

eStay and often takes on duties not included in her job description.

Whether Oltrogge is engaged in direct service or working behind the scenes to help support other MaineStay programs, she gives one hundred percent of her energy and demonstrates an inspiring level of commitment.

Kaiser, a senior at Maine West High School, has been an active participant in the Future Leaders peer mentoring program at Maine Township. As a mentor in this program, Kaiser has acted as a positive role model and has helped build confidence, self-esteem and social skills among the younger program participants.

An excellent student, active in marching band, band, and choir at school, Kaiser exemplifies a very balanced approach to life unusual in someone so young. Her engaging personality, selflessness and dedication have had a tangible impact on many. For more information about Maine Township and its MaineStay Youth & Family Services department, call 847-297-2510 or visit www.mainetownship.com.

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NILES PUBLIC LIBRARY DISTRICT

SUBMITTED PHOTO

Library staff gather before bringing Thanksgiving bags to Niles Family Services.

Library staff helps feed Niles families The Niles Public Library District staff members donated 35 Thanksgiving bags (up 6 bags from last year) to Niles Family Services on last week. Each bag included a $25 Jewel gift card and non-perishable items for

a Thanksgiving dinner. The effort started in 2011 when the then library director heard that Niles Family Services needed more goods to help feed families in the community during the holidays.

Library board funds retirements Board says there will be no ‘breakage’ of funds

Trustees of the Niles Public Library District voted at their November 16th Regular Board Meeting to transfer $2,000,000 to the Illinois Municipal Retirement Fund (IMRF) to pay a portion of its unfunded liability. Business Manager Greg Pritz explained, “We knew that we would have an unfunded liability at the beginning of enrolling in IMRF of almost $900,000. The rest depended on how many of the staff purchased their prior service years—they put up their share of the money, and the Library District is responsible for the rest.”

Board Treasurer Tim Spadoni asked if the Library would have to liquidate investments to make this payment, but Pritz answered that several investments had been called early and had not yet been reinvested, so there would be no “breakage.”

With interest on the IMRF debt at 7.5%, and interest earned on investments at 1.5-2 percent,

it “is very much like when the Board chose in 2012 to pay off their bonds early using similar funds.”

Board President Linda Ryan commented, “It just makes good financial sense. We avoid paying related interest of $150,000 per year and we have appropriated enough to be able to do it.”

Vice President Karen Dimond agreed, saying, “I hate paying interest.” The Board voted 6-1 to approve the payment, with Trustee Carolyn Drblik the sole no vote.

At the same meeting, the trustees voted unanimously to approve the 2016-17 levy, with no increase from the previous year’s levy.

To access board information and packets, go to the Niles Library website at: www.nileslibrary.org/board-trustees.

The Niles Public Library District is located at 6960 W. Oakton St, the northeast corner of the Oakton and Waukegan intersection. Library hours are Monday through Thursday, 9 a.m.-9 p.m., Friday, 9 a.m.-7 p.m., Saturday, 9 a.m.-5 p.m., and Sunday, 1-5 p.m.

FORUM

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COLUMN >> THINKING ABOUT HEALTH

Be informed when choosing health insurance plan It’s possible a bronze policy and maybe a silver one could end up costing more than a gold one with a higher premium THINKING ABOUT HEALTH

BY TRUDY LIEBERMAN, RURAL HEALTH NEWS SERVICE Even though the election is over and Republicans are in a position to repeal and replace Obamacare as they’ve been vowing to do for several years, that doesn’t mean you should avoid signing up for 2017 insurance coverage.

If you’re eligible and need insurance, the state shopping exchanges are open for business even if options this year are limited in many counties, particularly in rural areas. More than 40 percent of the counties where residents can buy an Obamacare policy have just one insurer selling them. That’s not a lot of choice, and policies that are offered are likely to have high premiums and limited options for doctors and hospitals.

Still, some careful shopping is in order to minimize any surprise bills. After the election, White House Press Secretary Josh Earnest urged Americans to sign up and announced “the vast majority” of eligible consumers would be able to buy insurance for a monthly premium of $75 or less, which has been the administration’s sales pitch.

Assuming the White House math is correct, that doesn’t mean the vast majority should automatically buy a policy with a $75 premium. That strategy can mean expensive trouble later on. Reviewing the basics before wading into the Obamacare marketplace this year is essential.

For starters, recall that platinum policies, generally the most costly, cover 90 percent of someone’s medical costs; gold plans cover 80 percent; silver plans pay 70 percent; and the bronze variety pays the least—only 60 percent of a patient’s healthcare expenses. Silver plans have been the most popular, largely because those who buy them and have family incomes below $60,750 get extra government subsidies to help pay their

“In general, a lower premium means higher deductibles and higher other out-of-pocket expenses. A policy with a higher premium often means lower out-ofpocket costs ...” deductibles, copays and coinsurance.

Bronze policies are popular, too, because they have low premiums, but people buying those policies won’t get the extra subsidies, a point that’s worth remembering. Those subsidies can be a big help if you need a lot of medical services. Both bronze and silver policies generally come with lower monthly premiums, but that doesn’t mean they are cheaper in the long run.

Here’s where comparison-shopping gets tricky. It’s possible a bronze policy and maybe a silver one could end up costing more than a gold one with a higher premium if you get sick. That’s because of the relationship between the premium, copays, coinsurance and deductibles. Insurers mix and match these features to fit their marketing strategy.

In general, a lower premium means higher deductibles and higher other out-of-pocket expenses. A policy with a higher premium often means lower out-of-pocket costs.

For 2017 the maximum amount a family would have to pay out-of-pocket for copays, coinsurance and deductibles is $14,300. That’s a lot of money and enough to deter some people from

signing up. Many people say paying that much before insurance pays isn’t really insurance. It’s also high enough to keep people from seeking medical care even when they need it. If people go to the doctor less, the country’s national health expenditures will drop— at least that’s the rationale for the high out-of-pocket limit.

An Indiana couple I’ve written about before in this column recently sent an email updating me on the family’s insurance options for next year. Their carrier had increased their $836 monthly premium to about $1,300; their cost even after an Obamacare tax subsidy was applied. What’s more, the reader said, the insurer had raised the amount of coinsurance for hospitalizations from 20 percent to 50 percent.

Given how much a hospital stay costs, they worried they’d be on the hook for a lot of money until they reached the $14,300 out-of-pocket maximum. It was a risk they weren’t willing to take, and they shopped until they found new coverage for only $700 a month with their subsidy.

Choosing an Obamacare policy or any other insurance coverage comes down to how much risk you want to assume. If you are reasonably certain you won’t need many medical services, you may want to take a chance and buy less expensive insurance that comes with high deductibles, copays, and coinsurance.

But if you’re like the Indiana couple, and afraid of high expenses for unexpected medical care, buy the best policy you can afford that reduces that risk.

Another thing to keep in mind! Beware of policies with really low premiums, prices that seem too good to be true. Consumers who bought insurance from the Obamacare co-ops learned that.

Almost all of the 23 co-ops authorized to compete with the big carriers have gone out of business. They priced their policies too low, and too many sick people signed up. Government regulators closed them down, sending thousands of people scrambling for new coverage—an unwelcome chore for anyone.

What have your experiences been shopping for insurance? Write to Trudy at trudy.lieberman@gmail.com.

We want to hear from you! Please send feedback, Letter to the Editor & Community Bulletins to sweditor@buglenewspapers.com

POLICE The following items were taken from the Niles Police Department reports. An arrest does not constitute a finding of guilt.

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Police responded Nov. 4 to a disturbance in restaurant in the 7900 block of Milwaukee Avenue .The men reportedly left the restaurant before officers arrived.

An employee of a company in the 6300 block of Gross Point Road told police that another female worker “attacked” her for no reason on Nov. 9. A supervisor told police the other employee had been fired prior to police being contacted.

A purse was stolen from a car parked in a lot in the 6800 block of Milwaukee Avenue between 10:30 p.m., Nov. 5 and 12:17 a.m. the next morning, police said.

A woman told police that between $50 and $100 was stolen from her car between Nov. 4 and Nov. 5 while it was parked in the 6500 block of Ebinger Drive.

Officers were called to an apartment in the 8600 block of Milwaukee Avenue Nov. 9 after a couple got into a verbal disput, police said.

There were no signs of a physical altercation according to police.

Darek Rafalko, 35, of Niles, was charged with driving under the influence on Nov. 6 after he was reportedly involved in a crash at Cumberland Avenue and Clara Drive.

Deweryn Szczotarski, 33, of Schiller Park, was charged with driving under the influence and driving on a revoked license on Nov. 9. Police said Szczotarski’s car nearly struck a squad car in the 8600 block of Milwaukee Avenue.

Tabitha Harrison, 22, of Chicago, was charged with speeding on Nov. 5.

Henry Younan, 36, of Niles, was charged with retail theft on Nov. 8 after he allegedly took clothes from a store in the 5600 block of Touhy Avenue and tried to return them, police said.

David Jimenez, 26, of Chicago, was charged with retail theft on Nov. 9 after police said he stole $245.89 worth of construction material from a store in the 8600 block of Dempster Street.

A man was reportedly seen stealing a shopping cart filled with alcohol, valued at $450, from a store in the

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THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM 8700 block of Dempster Street on Nov. 8.

Five LED bathroom fixtures, valued at $595, were reported stolen from a store in the 8600 block of Dempster Street on Nov. 7, police said.

A weed trimmer valued at $400 was reported stolen on the morning of Nov. 10 from the 6900 block of Dobson Street.

A man reportedly stole $62 worth of gasoline from a gas station in the 5900 block of West Touhy Avenue on Nov. 10.

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Onell Shmoel, 20, of Niles was involved in a traffic altercation Nov. 16 on the 6400 Block of Dempster.

Victim stated suspect Shmoel a gun at him. Shmoel stated he pointed a flashlight at the victim.

Aaron Hofstra, 20, of Chicago arrested Nov. 16 for speeding 68 mph in a 30 mph zone in the 6800 Block of Dempster Ave. Officer located cannabis Nov. 16 in the vehicle driven by Marcus Satterfield, 19, of Lombard after he was stopped for speeding at near Golf Road and Ozanam Avenue.

Henry Wingard, 37, of Chicago,was stopped for an equipment violation Nov. 17 near Dempster and School streets. Officer located cannabis in the vehicle. Suspect was issued a Morton Grove local citation.

Charles Carra, 34, of Evanston was stopped for speeding 65 mph in a 30 mph near Dempster and School streets. He failed field sobriety and was arrested for misdemeanor speeding and DUI. Spring Kelley-Baker, 39, of Chicago was stopped Nov. 16 for expired registration and arrested for driving while license suspended near Dempster St. and Waukegan Ave. Ioan Pop, 32, of Chicago was stopped Nov. 19 for equipment violation on 9000 block of Waukegan Ave. and arrested for driving with a suspended license.

Andrew Fase, 54, of Des Plaines was stopped for moving violations Nov. 17 near Central Ave. and Kirk St. He failed field sobriety and was arrested for DUI. Suspect provided a breath sample of .142.

Oliver Castanos, 30, of Chicago was stopped Nov. 20 for multiple traffic violations near Dempster St. and Waukegan Ave. . Castanos failed field sobriety and was arrested for

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DUI, but refused to provide a breath or urine sample.

Tumar Gongorijav, 48, of Glenview was asleep behind the wheel of a running vehicle partially blocking the driveway at 7900 block of Golf Ave Nov. 22. Gongorijav failed field sobriety and was arrested for DUI. Suspect refused to provide a breath sample.

Janet Rodrigues, 33, of Morton Grove was found to have an outstanding warrant out of DuPage County Nov. 19.

Yolanda Medina Garduno, 22, of Chicago, was involved in a motor vehicle accident Nov. 21 near Dempster St. and Central Ave. and arrested for driving without a valid license.

Victim stated three Hispanic males all in their 20’s entered the store Nov. 10 on the 6000 block of Dempster St.. One offender pointed a small, black, semi-automatic pistol at the victim. The offenders stole money and multiple bottles of alcohol before fleeing the store on foot.

Complainant stated someone forced open the rear door of a house on the 9100 block of Marmora and stole jewelry and miscellaneous items Nov. 16.

Complainant stated on Nov. 18 a Hispanic male came to the door stating he was doing work on the neighbor’s fence on the 7700 block of Arcadia. The male asked the complainant to show him the property line. During the time an unknown offender entered the house and stole jewelry.

Complainant stated he found his neighbor’s door open on the 9200 block of Mason on Nov. 20. Responding units discovered the door forced, unknown what was taken.

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Travis Broderick, 21, of Bolingbrook, was taken into custody Nov. 12 for a bond violation, police said. He is being held at Cook County Jail without bond, according to the Cook County Sheriff’s Department.

Marta Witkiewicz, 31, of Park Ridge, was charged with driving under the influence of alcohol, leaving the scene of an accident, failure to reduce speed to avoid an accident and operating an uninsured vehicle on the morning of Nov. 10. She was taken into custody at Touhy and Cumberland avenues and given a

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Dec. 3 court date.

Joseph Greschner, 50, of Buffalo Grove, was charged with driving under the influence of alcohol and improper lane usage on the night of Nov. 14. He was taken into custody on the 200 block of North Northwest Highway and given a Dec. 29 court date.

Rigoberto Campuzano, 54, of Chicago, was charged with driving under the influence of alcohol on Nov. 18.

He was taken into custody at Talcott Road and Touhy Avenue at 1:30 a.m. and given a Dec. 16 court date.

Patrick Placek, 21, of Park Ridge, was charged with driving under the influence of drugs and alcohol, leaving the scene of an accident, driving without a license present, failure to reduce speed to avoid an accident and driving an uninsured vehicle on Nov. 19. According to police, Placek’s car struck a dumpster on the 500 block of North Prospect Avenue around 3 a.m. He then allegedly exited the car, leaving his passenger in the front seat. Police were reportedly able to catch up to Placek near the corner of Prospect Avenue and Sibley Street, where he was detained. He was given a Dec. 16 court date.

Jose O. Romero, 24, of Glenview, was with leaving the scene of an accident, illegal transportation of alcohol, driving with a suspended license, driving an uninsured vehicle and improper lane use on Oct. 31.

According to police, Romero rearended a car on eastbound Dempster Street on the night of Oct. 30 and then ran away, leaving his car behind, after offering the other driver money to not call police.

Romero turned himself in the next day, police said.

A 14-year-old Park Ridge boy was charged with illegal possession of alcohol by a minor on Oct. 31. Police said the teen was found with seven cans of beer in his backpack near Field School, Wisner and Cuttriss streets.

Hammad Asghar, 23, of Niles, was charged with speeding more than 35 mph above the posted limit on Nov. 6. Police said Asghar’s car was caught on radar traveling about 100 mph on westbound Oakton Street at Meacham Avenue at 1:30 p.m.

Police reportedly caught up the car while it was stopped in traffic near Greenwood Avenue.

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TAKE 5

FOR WHEN YOU NEED 5 MINUTES FOR YOURSELF! THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

ARIES

MARCH 21 TO APRIL 20

Flexibility can be your most useful talent. New traditions have to start someplace and you are just the person to lead the way by being innovative and creative. Make a well thought out break with the past in the week ahead.

GEMINI

M AY 2 2 T O J U N E 2 1

The best meals are the ones that simmer on the back burner until they are fully cooked. You may have an important decision to make in the week ahead. Wait a few days to be absolutely sure you are on the right track.

LEO

J U LY 2 3 T O A U G U S T 2 1

You can be the wise advisor when others need feedback.

A formal atmosphere won’t keep your flair for the dramatic from shining through as this week unfolds. Improve relationships by talking over plans for the future.

ACROSS 1 PERU’S __ PICCHU 6 ANGLE IRON 10 HIGHEST POINT 14 KINDLE DOWNLOAD 15 SEAWORLD PERFORMER 16 ELLINGTON’S “TAKE __ TRAIN” 17 OLDER NAME FOR A PASSENGER BUS 19 GLASS DARKENER 20 RESPONDED IN COURT 21 CAPE NNW OF COD 22 SAGUAROS, E.G. 23 COVERED UP 24 WEDDING GOWN FOLLOWER 27 PLACE IN QUARANTINE 29 LEGAL THING 30 CAME DOWN WITH 31 KATE, BEFORE PETRUCHIO’S “TAMING” 32 BIT OF LEGISLATION 33 U2 LEAD SINGER 34 LIKE ONE RESISTING INNOVATION 38 DIE DOTS 41 THUMBS-UP 42 BEST MAN’S OFFERING 46 SANTA __ WINDS 47 FELLOWS 48 STIR-FRY VEGETABLE 50 PIRATE BLACKBEARD’S REAL NAME 53 RANK BELOW CPL. 54 BELIEVER IN THE GREAT PUMPKIN 55 NYC AIRPORT 56 NARROW OPENING 57 INSTALLED, AS CARPET 58 HOLE-MAKING TOOL 61 YEARS, TO NERO 62 WOWS, AND HOW 63 STONE MARKER 64 DROOPS OVER

TIME 65 PEEL IN A COCKTAIL 66 FILLED WITH CARGO

DOWN 1 TENNESSEE HOME OF THE NBA’S GRIZZLIES 2 DO AWAY WITH 3 FRENCH DEPARTMENT THAT TRANSLATES TO “GOLDEN SLOPE” 4 ROBIN __ 5 KIEV IS ITS CAP. 6 CANADIAN COIN NICKNAMED FOR THE BIRD ON IT 7 LEGO OR EGGO, FOR EXAMPLE 8 DUKE UNIV. CONFERENCE 9 STADIUM SHOUT 10 ROSE ESSENCE 11 LAKE MICHIGAN METROPOLIS 12 BRING UP 13 CHIP AWAY AT 18 GOLFER’S RIDE 22 DOLLAR DIVS. 24 CRY OUT LOUD 25 CURVED FOOT PART 26 “DALLAS BUYERS CLUB” ACTOR

JARED 28 SOME SUMMER BABIES, ASTROLOGICALLY 32 SUMMER COOLERS, FOR SHORT 33 WHAT WINDS DO 35 LIKE EASTER EGGS 36 EMAILED 37 TEXTER’S “FROM A DIFFERENT ANGLE ...”

38 SPANISH RICE DISHES 39 GARY’S HOME 40 HOCKING 43 ANSWERED A HELP-WANTED AD, SAY 44 WHENCE ROSSINI’S BARBER 45 SPILLED THE BEANS 47 DALLOWAY’S TITLE 48 MOST JUDICIOUS 49 VIRG. NEIGHBOR 51 GERMAN CARS 52 ACTOR CARY 56 LATINA LASS: ABBR. 58 PEACE, IN ACAPULCO 59 BE INDEBTED TO 60 HIGH-SPEED WWW OPTION

LIBRA

SEPTEMBER 24 TO OCTOBER 23

Mend fences with solid wire, not flimsy packaging tape.

Misunderstandings can be cleared up this week with a phone call or chat. Business contacts will be happy to put in a good word for you or could offer a promising lead.

SAGITTARIUS

NOVEMBER 23 TO DECEMBER 22

Be proud to go along with the crowd. You may be popular with the “in” crowd this week and time spent around the water cooler can be fun. You may need extra preparation before launching something new.

AQUARIUS

JANUARY 21 TO FEBRUARY 19

Put some energy behind your actions this week. Heart to heart talks give you a chance to make amends or accept apologies. Outdoor activities, sports, or exercise could lead to better understanding or romantic interludes.

SUDOKU

TAURUS

A P R I L 2 1 T O M AY 2 1

Put on your thinking cap. Connect the dots and you can get a clear idea of the real picture. Tasks that require uninterrupted concentration will be easy to accomplish in the week to come and help you prove your business acumen.

CANCER

J U N E 2 2 T O J U LY 2 2

If your heart is in the right place you can win the race.

Some people won’t appreciate your humble nature. In the week to come Diplomatic skills can help you make headway when the boss or a friend is critical.

VIRGO

AUGUST 22 TO SEPTEMBER 23

Be happy and contented as this week unfolds. Others may suffer from a lack of ambition but you can continue progressing along a worthwhile path toward higher education, secure finances, and solid accomplishment.

SCORPIO

OCTOBER 24 TO NOVEMBER 22

Be generous about giving people the benefit of the doubt in the week to come. Wise decisions will keep you at the head of the pack where career and business are concerned. Put important plans into motion.

CAPRICORN

DECEMBER 23 TO JANUARY 20

Focus on ways to fuel family solidarity and fairness. A few thoughtful words can do a world of good. Act as a sounding board for someone who has a personal problem in the week ahead and receive intangible rewards.

PISCES

FEBRUARY 20 TO MARCH 20

Focus on having faith in the future. Review your dreams in the week to come. You may benefit from subconscious guidance from within. One of your close friends may be acting on your behalf without your knowledge.

JUMBLE

Tribune Content Agency, LLC. 2016

PREVIOUS PUZZLE’S ANSWERS

PREVIOUS PUZZLE’S ANSWERS

PREVIOUS PUZZLE’S ANSWERS

JUMBLES:

• SPURN • FLUTE • WEAPON • NOVICE

ANSWER:

EASY TO TURN A FIFTY INTO -A PEN AND TWO FIVES

THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

PAGE 7

>> INSIDE: LEONGAS IS OFFENSIVE PLAYER OF THE YEAR PAGE 8

CLASS 8A FOOTBALL

STATE

CHAMPS

Maine South beats Loyola 27-17 to win program’s sixth state title

BY MARK GREGORY Sports Editor @Hear_The_Beard mark@buglenewspapers.com

CHAMPAIGN – When New Trier beat Maine South this season and ended the Hawks’ 77-game Central Suburban League South title, head coach Dave Inserra chose to use his wardrobe to inspire his team to push through.

“When we got beat by New Trier, I wore a 2000 state championship T-Shirt as much as I could – in fact I wore it [on game day] – knowing that the last time New Trier beat, they won the conference in 2000 and they won the conference in 2016, but Maine South was state champion.”

The Hawks duplicated the feat from 2000 as it defeated Loyola 27-17 to claim the Class 8A state championship.

“We were state champion both years,” Inserra said. “We used that as motivation. Anything that we can find we used and these kids just bought into it. This is a program win. This is our sixth one, we have been here

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HAWKS ARE 2ND 8A 3 LOSS CHAMPIONS

nine times. We just had a lot of motivation.”

Maine South finished the season 11-3, being the first threeloss Maine South team to win the title.

“This is the first Maine South team to have three losses and win a state championship and we used that as motivation,” Inserra said. “We have had two undefeated [teams], two with two losses and one with one loss and our motivation was to be the first with three losses.”

Maine South is only the second three-loss team to win a Class 8A title since the IHSA went to an eight-class system in 2001-02. The only other one was Naperville Central in 2011-12.

Of the three losses on the season, Maine South had the chance to avenge two of its three losses, knocking off Barrington and Loyola in the playoffs.

“We got some payback on two of the losses – to Barrington and Loyola,” Inserra said. “We got to SEE CHAMPS PAGE 11

6

STATE TITLES FOR MAINE SOUTH

PHOTO BY MARK GREGORY

Kevin Jarvis hoists the state championship trophy after the Hawks defeated Loyola 27-17 Saturday.

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8 SPORTS

THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

ALL-AREA FOOTBALL

Hawks’ Leongas is 2016 offensive POY

BY MARK GREGORY Sports Editor @Hear_The_Beard mark@buglenewspapers.com

After missing most of the last two seasons to injury, Maine South quarterback Nick Leongas was told by some close to him that football may not be the best sport for him going forward.

After all, he missed his entire sophomore campaign with a torn meniscus in his knee – which he reinjured that winter in basketball – and last season was lost after week two when a hit in the game against Loyola broke his jaw in two places.

“The [injuries] really took a hit on me emotionally to watch all my friends go out last year and play without me. A lot of people were telling me to stop playing football and keep my body safe, but this team meant way too much to me,” Leongas said. “We wanted

[a state championship] since we were little kids, since we watched the teams then win it.”

Not only did Leongas come back, he led the Hawks to the Class 8A state title with a win over Loyola last weekend at the University of Illinois’ Memorial Stadium.

“This is the greatest feeling in the world. I can’t think of another feeling that surpasses this,” he said after the win.

On the season, the senior completed 166-of-267 passes for 2,871 yards and 28 touchdowns. He also carried the ball 163 times for an additional 1,116 yards and 11 scores.

His numbers and leadership earned Leongas the Voyager Media 2016 Offensive Player of the Year.

“The best thing he does is uses his head,” Maine South coach Dave Inserra said of his quarterback. “He makes unbelievable

decisions within the play and is unbelievable at just keeping guys calm on the field. He is not a big rah rah guy – he can at times, but usually he has a cool, calm demeanor and that is what you need in your quarterback and he played that to a tee all year long and just kept this team moving.”

While Leongas understands what he meant to the team, he also understands what his offensive line meant to him – keeping him healthy all season.

“Our offensive linemen stepped up big time,” Leongas said. “Kevin [Jarvis] was a big part of all of our wins, but guys like Danny O’Malley, Jack Farragher, James Hynes and Sean McNulty, who hasn’t played offensive line since freshman year. They came up huge and they deserve the MVP of everything.”

SEE ALL-AREA PAGE 10

PHOTO BY MARK GREGORY

Maine South quarterback Nick Leongas is the 2016 Voyager Media Offensive Player of the Year.

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THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

9

SWIMMING

Wagner earns a pair of medals at state meet

BY MATT LE CREN For the Bugle www.buglenewspapers.com

EVANSTON – Maine South has been waiting for a swimmer the caliber of Annika Wagner to come along.

Longer than Wagner has been alive.

Wagner, a freshman, burst on to the high school scene this fall in a big way. She capped her rookie campaign by earning two medals at the state finals Saturday.

Wagner finished fourth in both the 200-yard individual medley in 2:03.34 and 500 freestyle in

4:53.07 to become her school’s first state medalist since 1986.

“It’s cool,” Wagner said. “I was hoping for it but you can’t really expect something like this because once you get here, everybody is so fast.”

Wagner already is arguably the fastest girl to swim for Maine South. The Hawks’ last medalist was Kathy Lake, who took third in the 100 breaststroke and seventh in the 200 I.M. in 1986.

Wagner’s showing in the 200 I.M. was the best since Kim Lindstrom won the title in 1975, while her placement in the 500 free was the highest for a Hawk since Vir-

ginia DeYoung took third in 1978.

Times were considerably slower in that era. During the first week of the season, Wagner broke school records in the 200 I.M., 500 free, 200 free and 100 breaststroke.

Three of those records had stood for at least 30 years. The 500 mark was the oldest, having been set in 1975, the first year of the state meet.

“She’s a very confident, very professional swimmer,” Maine South coach Don Kura said. “She was very calm during the whole process while we were getting SEE WAGNER PAGE 11

SUBMITTED PHOTO

Annika Wagner earned a pair of state medals.

10

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SPORTS

ALL-AREA FROM PAGE 8 On the defensive side of the ball, the 2016 Voyager Media Defensive Player of the Year also goes to a member of a state finalist, but this one comes from the 7A game.

While no Plainfield North defender posted gaudy numbers this season because the team played so well as a unit, it was senior linebacker JJ Frey that earns his place atop the all-area list.

On the season, Frey posted 109 tackles to go with 12 tackles for loss, two sacks, two pass breakups and one interception for a unit that allowed only 10 points per game.

In the state finals against East St. Louis – a team everyone said would be too fast for North – Frey led the way with seven solo stops, helping the defense allow only 20 points. The scoreboard read 2613, but six of the Flyers’ points were on an interception return.

“Watching film, I knew I could

THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM read a gap and just go for it,” Frey said. “It was a state title game and I just had to go.”

Overall, Frey gives credit for his play to the defensive line, which he says allowed him to play the way he needed to.

“Ari (Ekowa) was all state and Tim Donnahue had [a lot of] sacks as a junior and a lot of times teams had to scheme for them,” Frey said. “I had a lot of opportunities to make a lot of plays and I was able to.”

North coach Tim Kane had Frey making plays for the Tigers for three years.

“He has been a three year starter for us and we maybe could have moved him up as a freshman, he is that type of player,” Kane said.

“He is a mature kid and he works so hard and is such a serious kid about football. He loves the game and plays so hard every down and just leads by example. He studies the opponent and knows what to do. He is a smart kid, but is a

tough, hard-nosed kid and he loves to hit. Because he wears No. 54 and not No. 2, people don’t realize how fast he is. He can plug a lead play inside, but he can also get outside and make a play or cover a kid out of the backfield.

Our defense this year was not selfish and was not about the me stat.

They were worried about the team stats - a win or a shutout or how many yards we gave up.”

Other members of the All-Area team are:

KEVIN BLOCK PLAINFIELD NORTH Defensive back tallied 25 tackles on the season along with five interceptions and 10 pass break ups.

BEN COONEY BENET Defensive back posted 44 tackles, 32 solo, eight interceptions, one sack and 10 pass break ups.

ARI EKOWA PLAINFIELD NORTH All state defensive lineman tallied 49 tackles on the season, including nine sacks, 8.5 tackles for loss, forced one fumble and had a pair of pass break-ups. He also played on the offensive line for the Class 7A state runners up.

ference in scoring. He tallied 901 yards rushing on 166 carries and 13 scores, adding nine catches for 77 yards and score. He also completed one pass on the season, which went for a touchdown.

THOMAS HACKETT NOTRE DAME Senior middle linebacker posted 115 tackles on defense and 12 tackles for loss. Hackett forced five fumbles and recovered three, while breaking up four passes. He was a team captain and team MVP.

ARTHUR HART JOLIET WEST Junior safety tallied 90 tackles.

40 solo, had three interceptions and one sack. He was named to the SPC all-conference first team.

ISAIAH HILL MINOOKA North Dakota State-bound wide receiver posted 1,850 all-purpose yards on the season, catching 46 passes for 965 yards and 16 scores.

He also played defensive back for the Indians.

LUKE HINKAMP MAINE SOUTH Wide receiver caught 25 passes for 649 yards and 10 scores on the season.

OMARI FERGUSON JOLIET WEST

MATT HOLBROOK MAINE SOUTH

Junior wide receiver was named to the first team all-Southwest Prairie Conference team after posting 48 catches for 612 yards and six touchdowns.

Wide receiver caught 47 passes for 783 yards and seven touchdowns. He also played defensive back for the Class 8A champion Hawks.

MATTHEW GALANOPOULOS NILES WEST

TYLER HOOSMAN PLAINFIELD N

Wide receiver caught 60 passes for 822 yards, while gaining an additional 603 yards on 85 carries.

Tiger back carried the ball 230 times on the season for 1,692 yards and 26 TD. He also posted 201 receiving yards and four scores.

JULIUS GARRETT JOLIET WEST

KEVIN JARVIS MAINE SOUTH

Senior defensive end and linebacker for the Tigers posted 58 tackles, including 17 solo to go along with six sacks. He was named to the all-SPC first team.

Left guard headed to Michigan State. He had 37 pancake blocks and allowed no sacks on the season for the state finalists. He was a two-time CSL South Linemen of the Year and well as two-time AllConference. Coach Dave Inserra calls him the “best linemen I have coached.”

Jarvis made an impact on de-

TY GAVIN NOTRE DAME Sophomore running back led the East Suburban Catholic Con-

fense the last part of the season.

FOTIS KOKOSIOULIS MAINE SOUTH The talented running back carried the ball 188 times for 1,464 yards, with 21 touchdowns. He also posted 36 catches for 588 yards and four scores.

On special teams, he had eight kick returns for 187 yards.

ALEC MCEACHERN BENET Redwing posted 94 tackles, 34 solo,, on the season. He tallied 14 tackles for loss, including four interceptions along with four interceptions, forced two fumbles and recovered one.

On offense, he carried the ball 65 times for 206 yards with one touchdown. He added 12 catches for 138 yards and five scores.

TAVARES MOORE LOCKPORT Junior running back missed some time during the season, but still ran for 1,284 yards on 220 carries for the Porters. He posted 13 catches out of the backfield for 174 yards with 11 total touchdowns.

JOJO MCNAIR JOLIET CENTRAL Played a Jabrill Peppers role for the Steelmen this season. He led team in rushing (44 carries for 407 yards and four touchdowns) and receiving (47 catches, 407 yards, 3TD) As a defensive back, he tallied 22 tackles and two interceptions, taking one back for a touchdown. Of 15 kickoff returns, McNair tallied 339 yards (22.6 average), including a 100-yards touchdown.

SEAN MCNULTY MAINE SOUTH Maybe the single biggest weapon for the Class 8A champions, McNulty is a nationally ranked SEE ALL-AREA PAGE 11

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SPORTS

SWIMMING FROM PAGE 9 ready for this day.”

Wagner has been swimming in club since she was 6, so she’s no stranger to swimming or succeeding. But she didn’t know what to expect from the high school state finals, which have ALL-AREA FROM PAGE 10 kicker making 14-of-18 field goals.

He pinned Loyola inside the 20 four times punting in the state title game and averaged more than 35 yards per punt on the season with a long of 70 yards.

BRADY MILLER PLAINFIELD NORTH Junior quarterback paced the Tigers and led the team to the Class 7A state finals. On the season he completed 151-of-259 passes for 1,998 yards and 21 touchdowns.

He also rushed 39 times for 279 CHAMPS FROM PAGE 7 play them again and I think that really shows what these kids can do as far as preparation and understanding what needs to be done in execution and getting the job done on the second go around.”

One of the reasons the Hawks had a better showing was the addition of Michigan State-bound offensive lineman, offensive lineman/kicker/punter Sean McNulty and wide receiver Matt Holbrook to the defensive side of the ball.

“We put Matt Holbrook at corner and he played a lock down corner tonight. We knew we had to stop [xxx] put him on an island all night long,” Inserra said. “Sean and Kevin just bring a toughness to the team. I wasn’t

THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

11

bigger crowds and more hype than any club meets.

“There was a little bit of nerves,” Wagner said. “It’s a lot different from club.

“My team came to practice with me this week, so that was fun.”

What Wagner did Saturday was

not merely historic for Maine South. It was a display of versatility and strength that rarely is seen from someone so young.

The 200 I.M. and 500 free is a tough double for any swimmer, let alone someone so young.

Wagner was the only freshman to medal in the 500 and one of

only three to do so in the 200 I.M, where she was the only rookie to make the championship heat.

“Yesterday and today she’s just been outstanding, so it’s a tremendous accomplishment for a freshman,” Kura said. “A lot of freshmen come in and then you get into this environment, with

this hype and this loud (noise) and nerves can get to you. But she did an outstanding job.”

Now that she knows she belongs with the big girls, Wagner is setting her sights higher.

“By senior year I want to do better,” she said. “(Becoming a state champion) would be fun.”

yards and a pair of scores.

ball 127 carries times for 844 yards and eight more scores.

JAKE PORTZ PLAINFIELD SOUTH

with three sacks and one interception.

JORDAN NETTLES ROMEOVILLE

CONNOR PEPLOW PLAINFIELD NORTH

Inside linebacker was the Southwest Prairie Conference Defensive Player of the Year with 95.5 tackles, 15 tackles for loss and two sacks. “He is the unquestioned leader of our team, and quite frankly is the best leader I’ve come across in 15 years of coaching,” said South coach Bill Bicker.

WILL STOLL PLAINFIELD NORTH

The Northern Illinois University-bound running back rushed for 1,402 yards and 16 scores on the season, breaking all of the Romeoville records for season and career rushing.

Wide receiver tallied a teambest 57 catches for 878 yards and eight touchdowns, including seven grabs for 96 yards and a score in the state title game.

JOHNNY PABST NILES WEST

DEVIN PETERSEN BENET

Quarterback passed for 2,582 yards passing on the season, throwing for 22 touchdowns.

On the ground, he carried the

Linebacker posted 124 tackles, including 33 solo, 14 tackles for loss and 3.5 sacks for the Class 7A semifinalist Redwings.

Tallied 147 total tackles including 11 tackles for loss to go along

Raider defensive back tallied 85 tackles, including 10 for loss.

He added a pair of interceptions, broke up eight passes forced five fumbles, recovered three and blocked a pair of kicks.

a real smart coach because I should have been using them all year. Finally, we just said all hands on deck and these guys secured the front line and we did an excellent job all the way through.

“Given a second chance, these kids really took that to heart and they knew at that point and time it comes down to more film study, preparation and correcting mistakes and they have to get it done on the field. And what a job they did tonight. Defensively early in the season I think we were trying to do too much. I think we trusted it a little bit more. You hear it all the time, ‘just do your job’ and I must have yelled that 50 times tonight. If the kids just do their job and keep it simple then the plays work.”

Doing their job was something that came down to the third phase of the game as well and the kicking game of McNulty.

He nailed a pair of field goals – including the clinching 18-yard score in the closing seconds – as well as pinning the Ramblers inside the 20-yard line on four of his six punts and only allowing one kickoff to be returned.

“I work a lot at it,” McNulty said of his kicking. “I am always trying to work on what I do because I know it is important position. Coach Inserra and coach [Patrick] Manning take huge pride in special teams. This week our starting long snapper was injured and Nick Brun

came in after snapping only one time all year in a game and every snap was perfect. This is the best I have ever punted in a game and it is a big weapon because Loyola is a great offense, but any offense that has to go 90-plus yards it is tough and they are usually going to stall out.”

For the game, Maine South was paced in the running game

by Fotis Kokosioulis (18 carries, 106 yards) and Nick Leongas (20-76, touchdown).

Leongas completed 11-of-20 passes for 124 yards and a score to Luke Hinkamp (3 catches, 35 yards). Holbrook had four catches for 33 yards, while Kokosioulis added a pair of catches for 44

yards.

Defensively, Jack Pistorius had 11 total tackles, 10 solos and well as a forced fumble, while Michael Pusateri had seven stops. Jack Hoffman had the lone Maine South interception and Jack Hoffman recovered the fumble.

“True grit was our motto and that was based on these kids and what they bring to the table every day,” Inserra said. “This was an easy team to coach. I never had to motivate them and never had to ask the extra out of them.

They gave it their all from the off season to the summer and that is what we build our program on.”

MIKE PUSATERI MAINE SOUTH

Linebacker racked up 100 tackles on the season, including five sacks and nine tackles for loss.

TYRON TAYLOR BOLINGBROOK

12

BUSINESS + REAL ESTATE

NEWS ABOUT LOCAL BUSINESSES IN YOUR COMMUNITY THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

COLUMN >> DAVE SAYS

Fund business with cash not a loan Either do the deal with cash, or don’t do it at all DEAR DAVE, We’re completely debt-free with a fully-funded emergency fund, and we have $350,000 sitting in the bank from a land sale a couple of months ago. My wife and I would like to buy a chicken farm with two houses and upgrade it to contract standards. This, plus the livestock, would cost around $290,000. I would keep my regular job, and my wife would run the farm. An investor friend of mine said I should finance the entire business purchase. What do you think about this scenario?

DARRYL

DEAR DARRYL, Either do the deal with cash, or don’t do it at all. Your investor friend is full of crap, and there’s a good chance he doesn’t have nearly as much money as you do.

He’s probably got more bad opinions than dollars.

Now, the pro formas on the kind of thing you’re talking about are incredible. They can make a ton of money, but they’re a lot of work, I mean real, hard work. Some are more high-tech than others, and that can mean a little less work, but someone’s got to be out there every day with their hands on this thing or you’re going to be in trouble. I don’t know the ideas you have for divvying up the work, but I’m afraid it would just be too much for one-and-a-half people.

I don’t mind you doing the deal, as long as you pay cash for it. But if you’re looking to invest, there’s always real estate—it seems like

you’ve done pretty good there— or maybe another small business idea. Whatever you do, you need to stop listening to your friend about borrowing money.

You’re liable to turn what was a blessing into a curse if the two of you go borrow money on a chicken farm.

—DAVE *Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms.

Follow Dave on the web at daveramsey. com and on Twitter at @DaveRamsey.

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14

LEGAL LISTINGS

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR HSI ASSET LOAN OBLIGATION TRUST 2007-2 Plaintiff, -v.PETER PAGETT, EVA PAGETT A/K/A EVA M. PAGETT, 1ST EQUITY BANK, UNITED STATES OF AMERICA Defendants 10 CH 001378 9019 LUNA AVENUE MORTON GROVE, IL 60053 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 2, 2015, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 15, 2016, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 9019 LUNA AVENUE, MORTON GROVE, IL 60053 Property Index No. 10-16-310-055. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours.

No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales

held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-09-43056. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-09-43056 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 10 CH 001378 TJSC#: 36-13090 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I707906 Published 11/17, 11/24, 12/1

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DITECH FINANCIAL LLC Plaintiff, -v.SANDRA CHEON, JAE MOON CHEON A/K/A JAE M. CHEON, CHARTER ONE BANK, N.A., MONROE COURT CONDOMINIUM A S S O C I A T I O N Defendants 12 CH 015422 1819 MONROE COURT, UNIT 3 GLENVIEW, IL 6 0 0 2 5 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 25, 2016, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 13, 2016, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 1819 MONROE COURT, UNIT 3, GLENVIEW, IL 60025 Property Index No. 04-26-202-040-1003. The real estate is improved with a condo/townhouse.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation.

No third party checks will be accepted.

The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property.

Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a

S TAY I N F O R M E D W I T H L E G A L L I S T I N G S THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-13-30506. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-13-30506 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 12 CH 015422 TJSC#: 36-12957 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I707666 Published 11/17, 11/24, 12/1

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION MTGLQ INVESTORS, L.P. Plaintiff, -v.VALERIY BONDAR AKA VAL BONDAR, YELENA BONDAR AKA Y. BONDAR AKA ELENA BONDAR, ‘’MERS’’, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR TAYLOR, BEAN AND WHITAKER MORTGAGE CORP., TAYLOR, BEAN AND WHITAKER MORTGAGE CORP. Defendants 12 CH 37491 2148 Golf Court Glenview, IL 60025 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 27, 2016, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 28, 2016, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2148 Golf Court, Glenview, IL 60025 Property Index No. 09-12-436-0020000. The real estate is improved with a single family residence. The judgment amount was $680,092.14.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation.

No third party checks will be accepted.

The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or

other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property.

Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Plaintiff’s attorney: HEAVNER, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719 If the sale is not confirmed for any reason, the Purchaser at the sale shall be entitled only to a return of the purchase price paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Fax #: (217) 422-1754 CookPleadings@hsbattys.com Attorney Code. 40387 Case Number: 12 CH 37491 TJSC#: 36-11793 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I707092 Published 11/17, 11/24, 12/1

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE DEUTSCHE ALT-A SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007-OA4 Plaintiff, -v.JOSE R. RUMBAUT, JULIE D. RUMBAUT, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, FSB Defendants 10 CH 27033 1337 SOUTH CRESCENT AVENUE PARK RIDGE, IL 60068 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 20, 2016, an

agent for The Judicial Sales Corporation, will at 10:30 AM on December 22, 2016, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 1337 SOUTH CRESCENT AVENUE, PARK RIDGE, IL 60068 Property Index No. 12-02-216-001-0000.

The real estate is improved with a two story single family home with an attached one car garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted.

The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information: Visit our website at service.atty-pierce.com. between the hours of 3 and 5 pm. McCalla Raymer Pierce, LLC, Plaintiff’s Attorneys, One North Dearborn Street Suite 1300, CHICAGO, IL 60602. Tel No. (312) 476-5500.

Please refer to file number 8471. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. McCalla Raymer Pierce, LLC One North Dearborn Street Suite 1300 CHICAGO, IL 60602 (312) 476-5500 E-Mail: pleadings@pierceservices.com Attorney File No. 8471 Case Number: 10 CH 27033 TJSC#: 36-11882 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I707625 Published 11/17, 11/24, 12/1

LEGAL LISTINGS IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR HOME EQUITY MORTGAGE LOAN ASSETBACKED TRUST SERIES INABS 2007-B, HOME EQUITY MORTGAGE LOAN ASSET-BACKED CERTIFICATES SERIES INABS 2007-B Plaintiff, -v.BARBARA M. LINEK A/K/A BARBARA LINEK, JOHN LINEK, AMERICAN CHARTERED BANK, STATE OF ILLINOIS Defendants 13 CH 001201 105 N. 5TH AVENUE DES PLAINES, IL 60016 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 3, 2016, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 20, 2016, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 105 N. 5TH AVENUE, DES PLAINES, IL 60016 Property Index No. 09-07-416-007 (09-07-416-001, 09-07-416002 & 09-07-416-003 Underlying). The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted.

The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property.

Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure

sales. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-15-18467.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-15-18467 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 13 CH 001201 TJSC#: 36-12699 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I707527 Published 11/17, 11/24, 12/1

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION PACIFIC UNION FINANCIAL, LLC Plaintiff, -v.CLAUDIU F. ION, ANDREI M. AILUTOAEI, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 16 CH 000887 9234 LINDER AVENUE MORTON GROVE, IL 6 0 0 5 3 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 3, 2016, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 5, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate:Commonly known as 9234 LINDER AVENUE, MORTON GROVE, IL 60053 Property Index No. 10-16-122-059. The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property.

Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the

S TAY I N F O R M E D W I T H L E G A L L I S T I N G S THURSDAY, DECEMBER 1, 2016 | BUGLENEWSPAPERS.COM

foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-15-19662.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-15-19662 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 16 CH 000887 TJSC#: 36-12129 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I708193 Published 12/1, 12/8, 12/15

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION FEDERAL NATIONAL MORTGAGE ASSOCIATION (‘’FANNIE MAE’’), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA, Plaintiff, v.

IRYNA GRIN, ANDREY GRIN, BANCO POPULAR NORTH AMERICA, UNITED STATES OF AMERICA, CAPITAL ONE BANK (USA), N.A., NORTH VALLEY LO CONDOMINIUM ASSOCIATION, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 15 CH 00712 1700 WILDBERRY DR. UNIT C Glenview, IL 60025 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 25, 2016, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 6, 2017, at The Judicial Sales Corporation, One South Wacker Drive - 24th Floor, CHICAGO, IL, 60606, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 1700 WILDBERRY DR. UNIT C, Glenview, IL 60025 Property Index No. 04-23-302-048-1003 VOL. 133.

The real estate is improved with a townhouse. The judgment amount was $386,668.95. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief

Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in \”AS IS\” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Plaintiff’s attorney: JOHNSON, BLUMBERG & ASSOCIATES, LLC, 230 W. Monroe Street, Suite #1125, Chicago, IL 60606, (312) 541-9710 Please refer to file number 14-1354.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. JOHNSON, BLUMBERG & ASSOCIATES, LLC 230

15

W. Monroe Street, Suite #1125 Chicago, IL 60606 (312) 541-9710 E-Mail: ilpleadings@johnsonblumberg.com Attorney File No. 14-1354 Attorney Code.

40342 Case Number: 15 CH 00712 TJSC#: 36-13064 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I708414 Published 12/1, 12/8, 12/15

IN THE CIRCUIT COURT OF COOK COUNTY, I L L I N O I S COUNTY DEPARTMENT - CHANCERY DIVISION DEUTSCHE BANK NATIONAL TRUST COMPANY, SOLELY AS TRUSTEE FOR MORTGAGEIT TRUST 2005-3, MORTGAGE-BACKED NOTES, SERIES 2005-3, Plaintiff, vs.

MAIMOONA BAIG; MIRZA M. BAIG; CAPITAL O N E BANK (USA), N.A. F/K/A CAPITAL ONE BANK; UNKNOWN OWNERS; NON-RECORD CLAIMANTS; AND UNKNOWN TENANTS AND OCCUPANTS, Defendants, 14 CH 13364 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on Wednesday, December 14, 2016, at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 09-15-301-016-0000.

Commonly known as 459 Good Avenue, Des Plaines, IL 60016.

The mortgaged real estate is a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: Bidders must present, at the time of sale, a cashier’s or certified check for 10% of the successful bid amount.

The balance of the successful bid shall be paid within 24 hours, by similar funds.

The property will NOT be open for inspection.

For information call Ms. Diana Rdzanek at Plaintiff’s Attorney, J. Peterman Legal Group Ltd., 165 Bishops Way, Brookfield, Wisconsin 53005. (847) 464-8089.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I707404 Published 11/17, 11/24, 12/1

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